Oak Valley Bancorp (OVLY) 10-K 31 Mar 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Jun. 30, 2021
Document Information [Line Items]
Entity Central Index Key	0001431567
Entity Registrant Name	Oak Valley Bancorp
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2021
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	001-34142
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	26-2326676
Entity Address, Address Line One	125 North Third Avenue
Entity Address, City or Town	Oakdale
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	95361
City Area Code	209
Local Phone Number	848-2265
Title of 12(b) Security	Common Stock
Trading Symbol	OVLY
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Public Float		$ 122,000,000
Entity Common Stock, Shares Outstanding	8,239,099
Auditor Name	RSM US LLP
Auditor Location	San Francisco, CA
Auditor Firm ID	49

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 735,332,000	$ 193,571,000
Federal funds sold	42,935,000	33,085,000
Cash and cash equivalents	778,267,000	226,656,000
Securities - available for sale	262,889,000	217,164,000
Securities - equity investments	3,391,000	3,425,000
Loans, net of deferred loan fees and costs, less allowance for loan losses of $10,738 and $11,297 at December 31, 2021 and 2020, respectively	847,847,000	997,246,000
Cash surrender value of life insurance	29,469,000	25,325,000
Bank premises and equipment, net	15,422,000	15,770,000
Goodwill and other intangible assets, net	3,647,000	3,740,000
Interest receivable and other assets	23,546,000	22,152,000
Assets, Total	1,964,478,000	1,511,478,000
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	1,806,966,000	1,367,809,000
Interest payable and other liabilities	14,900,000	13,975,000
Total liabilities	1,821,866,000	1,381,784,000
Commitments and contingent liabilities (Note 13)
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,239,099 and 8,218,873 shares issued and outstanding at December 31, 2021 and 2020, respectively	25,435,000	25,435,000
Additional paid-in capital	4,689,000	4,216,000
Retained earnings	106,300,000	92,349,000
Accumulated other comprehensive income, net of tax	6,188,000	7,694,000
Total shareholders’ equity	142,612,000	129,694,000
Liabilities and Equity, Total	$ 1,964,478,000	$ 1,511,478,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Net of allowance for loan loss	$ 10,738	$ 11,297
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,239,099	8,218,873
Common stock, shares outstanding (in shares)	8,239,099	8,218,873

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
INTEREST INCOME
Interest and fees on loans	$ 43,766	$ 39,952
Interest on securities	5,403	5,640
Interest on federal funds sold	36	57
Interest on deposits with banks	601	461
Total interest income	49,806	46,110
INTEREST EXPENSE
Deposits	971	1,119
FHLB advances	0	34
Total interest expense	971	1,153
Net interest income	48,835	44,957
(Reversal of) provision for loan losses	(635)	2,165
Net interest income after (reversal of) provision for loan losses	49,470	42,792
NON-INTEREST INCOME
Earnings on cash surrender value of life insurance	719	694
Gains on calls and sales of available-for-sale securities	154	2
Gain on sale of other real estate owned	0	34
Other	1,421	1,328
Total non-interest income	5,426	4,815
NON-INTEREST EXPENSE
Salaries and employee benefits	20,210	17,972
Occupancy expenses	3,972	3,642
Data processing fees	2,117	2,062
Regulatory assessments (FDIC & DFPI)	649	324
Other operating expenses	6,271	5,864
Total non-interest expense	33,219	29,864
Net income before provision for income taxes	21,677	17,743
Total provision for income taxes	5,340	4,056
Net Income	$ 16,337	$ 13,687
Net income per share (in dollars per share)	$ 2.01	$ 1.68
Net income per diluted share (in dollars per share)	$ 2	$ 1.68
Deposit Account [Member]
NON-INTEREST INCOME
Other income	$ 1,287	$ 1,272
Debit Card [Member]
NON-INTEREST INCOME
Other income	1,693	1,355
Mortgage Banking [Member]
NON-INTEREST INCOME
Other income	$ 152	$ 130

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net income	$ 16,337	$ 13,687
Other comprehensive (loss) income:
Unrealized holding (losses)/Gains arising during the period	(1,984)	7,521
Less: reclassification for net gains included in net income	(154)	(2)
Other comprehensive (loss)/Income, before tax	(2,138)	7,519
Tax benefit/(expense) related to items of other comprehensive income	632	(2,222)
Total other comprehensive (loss)/Income	(1,506)	5,297
Comprehensive income	$ 14,831	$ 18,984

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2019	8,210,147
Balances at Dec. 31, 2019	$ 25,435	$ 3,777	$ 80,961	$ 2,397	$ 112,570
Restricted stock issued (in shares)	17,756				17,756
Restricted stock issued					$ 0
Restricted stock forfeited (in shares)	(2,400)
Restricted stock surrendered for tax withholding (in shares)	(6,630)
Restricted stock surrendered for tax withholding		(110)			(110)
Cash dividends declared			(2,299)		(2,299)
Stock based compensation		549			549
Other comprehensive income (loss)				5,297	5,297
Net income			13,687		13,687
Balances (in shares) at Dec. 31, 2020	8,218,873
Balances at Dec. 31, 2020	$ 25,435	4,216	92,349	7,694	$ 129,694
Restricted stock issued (in shares)	31,207				31,207
Restricted stock issued					$ 0
Restricted stock forfeited (in shares)	(4,500)
Restricted stock surrendered for tax withholding (in shares)	(6,481)
Restricted stock surrendered for tax withholding		(108)			(108)
Cash dividends declared			(2,386)		(2,386)
Stock based compensation		581			581
Other comprehensive income (loss)				(1,506)	(1,506)
Net income			16,337		16,337
Restricted stock forfeited					0
Balances (in shares) at Dec. 31, 2021	8,239,099
Balances at Dec. 31, 2021	$ 25,435	$ 4,689	$ 106,300	$ 6,188	$ 142,612

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash dividends declared, per share (in dollars per share)	$ 0.145	$ 0.140

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 16,337,000	$ 13,687,000
Adjustments to reconcile net income to net cash from operating activities:
(Reversal of) provision for loan losses	(635,000)	2,165,000
(Decrease) increase in deferred fees/costs, net	(3,120,000)	3,780,000
Depreciation	1,326,000	1,199,000
Amortization of investment securities, net	410,000	545,000
Stock based compensation	581,000	549,000
Gain on sale of OREO property	0	(34,000)
Gain on calls and sales of available for sale securities	(154,000)	(2,000)
Earnings on cash surrender value of life insurance	(719,000)	(694,000)
Increase (decrease) in deferred tax asset	134,000	(479,000)
Increase in interest payable and other liabilities	1,455,000	262,000
Decrease in interest receivable	1,631,000	494,000
Increase in other assets	(5,975,000)	(2,232,000)
Net cash from operating activities	11,271,000	19,240,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available for sale securities	(79,865,000)	(68,677,000)
Purchases of equity securities	(64,000)	(80,000)
Proceeds from maturities, calls, and principal paydowns of securities available for sale	36,120,000	48,531,000
Investment in LIHTC	(530,000)	(1,573,000)
Net decrease (increase) in loans	153,154,000	(262,281,000)
Purchase of FHLB Stock	(735,000)	0
Purchase of BOLI policies	(3,425,000)	0
Proceeds from sale of OREO	0	171,000
Purchases of premises and equipment	(978,000)	(1,740,000)
Net cash from (used in) investing activities	103,677,000	(285,649,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
FHLB advanced funds	0	50,000,000
FHLB payments	0	(50,000,000)
Shareholder cash dividends paid	(2,386,000)	(2,299,000)
Net increase in demand deposits and savings accounts	436,485,000	348,969,000
Net increase (decrease) in time deposits	2,672,000	(1,089,000)
Tax withholding payments on vested restricted shares surrendered	(108,000)	(110,000)
Net cash from financing activities	436,663,000	345,471,000
NET INCREASE IN CASH AND CASH EQUIVALENTS	551,611,000	79,062,000
CASH AND CASH EQUIVALENTS, beginning of period	226,656,000	147,594,000
CASH AND CASH EQUIVALENTS, end of period	778,267,000	226,656,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	971,000	1,149,000
Income taxes	5,724,000	4,338,000
NON-CASH INVESTING ACTIVITIES:
Real estate acquired through foreclosure	0	137,000
Change in unrealized gain on securities	2,138,000	7,521,000
Lease right-of-use assets	1,949,000	273,000
NON-CASH FINANCING ACTIVITIES:
Present value of lease obligations	$ 1,913,000	$ (210,000)

Note 1 - Summary of Accounting

Note 1 - Summary of Accounting Policies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 SUMMARY OF ACCOUNTING POLICIES Nature of Operations On July 3, 2008 one The Company is authorized to issue 50,000,000 December 31, 2021 The consolidated financial statements include the accounts of the Company and its wholly-owned bank subsidiary. All material intercompany transactions have been eliminated. In the opinion of Management, the consolidated financial statements contain all adjustments necessary to present fairly the financial position, results of operations, changes in shareholders’ equity and cash flows. All adjustments are of a normal, recurring nature. Oak Valley Community Bank is a California State chartered bank. The Company was incorporated under the laws of the state of California on May 31, 1990 May 28, 1991. The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Significant accounting estimates reflected in the Company’s consolidated financial statements include the allowance for loan losses, accounting for income taxes, fair value measurements and goodwill impairment. Actual results could differ from these estimates due to the uncertainty around the magnitude and duration of the COVID- 19 A summary of the significant accounting policies applied in the preparation of the accompanying consolidated financial statements follows. Subsequent events December 31, 2021 Cash and cash equivalents three one Securities available for sale not Consistent with ASU 2016 01, Investments with fair values that are less than amortized cost are considered impaired. Impairment may not not not not Other real estate owned not Loans originated Loan fees net of certain direct costs of origination are deferred and amortized, as an adjustment to interest yield, over the estimated life of the loan. Loans on which the accrual of interest has been discontinued are designated as non-accrual loans. Accrual of interest on loans is discontinued either when reasonable doubt exists as to the full and timely collection of interest or principal or when a loan becomes contractually past due by ninety not Allowance for loan losses The allowance for loan losses is evaluated on a regular basis by management and is based on management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may The Company’s allowance for loan losses consists of three 310 450 450 The Company considers a loan impaired when it is probable that all amounts of principal and interest due, according to the contractual terms of the loan agreement, will not not The method for calculating the allowance for unfunded loan commitments is based on an allowance percentage which is less than other outstanding loan types because they are at a lower risk level. This allowance percentage is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the allowance for unfunded loan commitments which is recorded included in interest payable and other liabilities on the consolidated balance sheet. The Company considers a loan to be a troubled debt restructure (“TDR”) when the Company has granted a concession and the borrower is experiencing financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. A TDR loan is kept on non-accrual status until the borrower has paid for six no Premises and equipment years Building 31.5 Equipment 3 – 12 Furniture and fixtures 3 – 7 Leasehold improvements 5 – 15 The Company adopted ASU No. 2016 02, Leases (Topic 842 January 1, 2019. January 1, 2019, January 1, 2019 January 1, 2019 Leasehold improvements are amortized over the lesser of the useful life of the asset or the remaining term of the lease. The straight-line method of depreciation is followed for all assets for financial reporting purposes, but accelerated methods are used for tax purposes. Deferred income taxes have been provided for the resulting temporary differences. Income taxes The Company files income tax returns in the U.S. federal jurisdiction, and the state of California. With few exceptions, the Company is no 2018 2017. Transfers of financial assets 1 2 3 not Advertising costs December 31, 2021 2020, Comprehensive income December 31, 2021 2020, Federal Reserve Bank Stock no 1 2 3 4 Federal Home Loan Bank Stock no 1 2 3 4 Earnings per common share ( EPS ) 12 1 2 3 two two not Stock based compensation 2021 2020, Fair values of financial instruments December 31, 2021 2020. not Fair value measurements may The Company has established and documented a process for determining fair value. The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when developing fair value measurements. Whenever there is no Reclassifications no Goodwill and other intangible assets December 31, 2021 December 31, 2020. may not not The core deposit intangible represents the estimated future benefits of acquired deposits and is booked separately from the related deposits. The value of the core deposit intangible asset was determined using a discounted cash flow approach to arrive at the cost differential between the core deposits (non-maturity deposits such as transaction, savings and money market accounts) and alternative funding sources. The core deposit intangible is amortized on an accelerated basis over an estimated ten No December 31, 2021. December 31, 2021, (in thousands) 2022 2023 2024 2025 Total Core deposit intangible amortization $ 89 $ 86 $ 82 $ 77 $ 334 The Company applies a qualitative analysis of conditions in order to determine if it is more likely than not may not no December 31, 2021. Recently Issued Accounting Standards In June 2016, No. 2016 13, 326 December 15, 2019, October 2019, three January 1, 2023. not In April 2019, 2019 04, 326, 815, 825, January 1, 2020. not In May 2019, 2019 05, 326 not 2016 13, 2016 13 In March 2020, 2020 04 848 March 12, 2020 December 31, 2022. In August 2021, 2021 06 205 942, 946 No. 33 10786, August 2021. not

Note 2 - Cash and Due From Bank

Note 2 - Cash and Due From Banks	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	NOTE 2 CASH AND DUE FROM BANKS Cash and due from banks includes balances with the Federal Reserve Bank and other correspondent banks. Prior to March 2020, March 26, 2020, zero December 31, 2021 2020, December 31, 2021.

Note 3 - Securities

Note 3 - Securities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 SECURITIES Equity Securities The Company held equity securities with fair values of $3,391,000 and $3,425,000 at December 31, 2021 December 31, 2020, December 31, 2021 2020. 2016 01, December 31, 2021, December 31, 2020. Debt Securities Debt securities have been classified in the financial statements as available for sale. The amortized cost and estimated fair values of debt securities as of December 31, 2021 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 21,776 $ 450 $ (56 ) $ 22,170 Collateralized mortgage obligations 916 5 (22 ) 899 Municipalities 168,033 8,308 (99 ) 176,242 SBA pools 3,703 16 (11 ) 3,708 Corporate debt 19,524 127 (165 ) 19,486 Asset backed securities 40,151 278 (45 ) 40,384 $ 254,103 $ 9,184 $ (398 ) $ 262,889 The following tables detail the gross unrealized losses and fair values aggregated of debt securities by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2021. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 4,978 $ (55 ) $ 79 $ (1 ) $ 5,057 $ (56 ) Collateralized mortgage obligations 0 0 482 (22 ) 482 (22 ) Municipalities 12,805 (99 ) 0 0 12,805 (99 ) SBA pools 0 0 1,777 (11 ) 1,777 (11 ) Corporate debt 7,863 (137 ) 2,472 (28 ) 10,335 (165 ) Asset backed securities 11,393 (26 ) 4,511 (19 ) 15,904 (45 ) Total temporarily impaired securities $ 37,039 $ (317 ) $ 9,321 $ (81 ) $ 46,360 $ (398 ) At December 31, 2021, three four one three one 12 December 31, 2021, eight seven three three 12 third no not not The amortized cost and estimated fair value of debt securities at December 31, 2021, may (dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less 19,649 19,826 Due after one year through five years 83,502 87,716 Due after five years through ten years 103,090 106,166 Due after ten years 47,862 49,181 $ 254,103 $ 262,889 Debt securities have been classified in the financial statements as available for sale. The amortized cost and estimated fair values of debt securities as of December 31, 2020 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 22,802 $ 892 $ (2 ) $ 23,692 Collateralized mortgage obligations 1,250 18 (45 ) 1,223 Municipalities 115,706 9,896 0 125,602 SBA pools 5,027 6 (25 ) 5,008 Corporate debt 14,229 308 (185 ) 14,352 Asset backed securities 47,226 392 (331 ) 47,287 $ 206,240 $ 11,512 $ (588 ) $ 217,164 The following tables detail the gross unrealized losses and fair values aggregated of debt securities by investment category and length of time that individual securities have been in a continuous unrealized loss position at December 31, 2020. (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 94 (1 ) $ 251 $ (1 ) $ 345 $ (2 ) Collateralized mortgage obligations 0 0 565 (45 ) 565 (45 ) Municipalities 0 0 0 0 0 0 SBA pools 0 0 3,847 (25 ) 3,847 (25 ) Corporate debt 0 0 6,315 (185 ) 6,315 (185 ) Asset backed securities 11,268 (58 ) 25,104 (273 ) 36,372 (331 ) Total temporarily impaired securities $ 11,362 $ (59 ) $ 36,082 $ (529 ) $ 47,444 $ (588 ) The Company recognized gross realized gains of $94,000 and $2,000 during 2021 2020, one 2021 2020. Securities carried at $202,610,000 and $147,795,000 at December 31, 2021 2020,

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 LOANS The Company’s customers are primarily located in Stanislaus, San Joaquin, Tuolumne, Inyo, and Mono Counties. As of December 31, 2021, December 31, 2021 2020, Loan totals were as follows: (in thousands) December 31, 2021 December 31, 2020 Commercial real estate: Commercial real estate- construction $ 25,737 $ 32,459 Commercial real estate- mortgages 583,620 540,556 Land 3,101 5,318 Farmland 76,670 82,998 Commercial and industrial 109,554 292,006 Consumer 416 636 Consumer residential 28,439 30,887 Agriculture 32,500 28,255 Total loans 860,037 1,013,115 Less: Deferred loan fees and costs, net (1,452 ) (4,572 ) Allowance for loan losses (10,738 ) (11,297 ) Net loans $ 847,847 $ 997,246 Paycheck Protection Program. April 16, 2020, $350 $310 second April 27, 2020 August 8, 2020. December 31, 2020, not January 2021. January 2021 second two June 5, 2020, five 1%. 2020 2021. December 31, 2020, December 31, 2020. 2021, December 31, 2021. no COVID- 19 19 second 2020 six December 31, 2020, second 2020. December 31, 2021, one 19 2021 2022. no 19 not Loan Origination/Risk Management. Commercial and industrial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. Once it is determined that the borrower’s management possesses sound ethics and solid business acumen, the Company’s management examines current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial and industrial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not may may may may Commercial real estate loans are subject to underwriting standards and processes similar to commercial and industrial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may third December 31, 2021, With respect to loans to developers and builders that are secured by non-owner occupied properties that the Company may may may The Company originates consumer loans utilizing a computer-based credit scoring analysis to supplement the underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by line and staff personnel. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, minimizes risk. Additionally, trend and outlook reports are reviewed by management on a regular basis. Underwriting standards for home equity loans follow bank policy, which include, but are not The Company maintains an independent loan review function that validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Non-Accrual and Past Due Loans. not may may not As of December 31, 2021 2020, The following table analyzes past due loans, segregated by class of loans, as of December 31, 2021 December 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total 90 Days or More Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 25,737 $ 25,737 $ 0 Commercial R.E. - mortgages 0 0 0 0 583,620 583,620 0 Land 0 0 0 0 3,101 3,101 0 Farmland 0 0 0 0 76,670 76,670 0 Commercial and industrial 0 0 0 0 109,554 109,554 0 Consumer 0 0 0 0 416 416 0 Consumer residential 0 0 0 0 28,439 28,439 0 Agriculture 0 0 0 0 32,500 32,500 0 Total $ 0 $ 0 $ 0 $ 0 $ 860,037 $ 860,037 $ 0 The following table analyzes past due loans, segregated by class of loans, as of December 31, 2020 December 31, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total 90 Days or More Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 32,459 $ 32,459 $ 0 Commercial R.E. - mortgages 362 0 0 362 540,194 540,556 0 Land 0 0 0 0 5,318 5,318 0 Farmland 0 0 0 0 82,998 82,998 0 Commercial and industrial 0 0 0 0 292,006 292,006 0 Consumer 0 0 0 0 636 636 0 Consumer residential 0 0 0 0 30,887 30,887 0 Agriculture 0 0 0 0 28,255 28,255 0 Total $ 362 $ 0 $ 0 $ 362 $ 1,012,753 $ 1,013,115 $ 0 Impaired Loans. Impaired loans by class as of December 31, 2021 2020 2021 2020. (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2021 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 0 0 0 0 0 166 Farmland 0 0 0 0 0 0 Commercial and Industrial 0 0 0 0 0 0 Consumer 0 0 0 0 0 0 Consumer residential 0 0 0 0 0 0 Agriculture 0 0 0 0 0 0 Total $ 0 $ 0 $ 0 $ 0 $ 0 $ 166 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2020 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 0 0 0 0 0 724 Farmland 0 0 0 0 0 0 Commercial and Industrial 0 0 0 0 0 0 Consumer 0 0 0 0 0 0 Consumer residential 0 0 0 0 0 87 Agriculture 0 0 0 0 0 0 Total $ 0 $ 0 $ 0 $ 0 $ 0 $ 811 Troubled Debt Restructurings one At December 31, 2021 2020, no no twelve twelve December 31, 2021 2020. ninety Loan Risk Grades The Company grades loans using the following letter system: 1 2 3A 3B 3C 4 5 6 7 8 1. 1 ● A high level of liquidity and whose debt-servicing capacity exceeds expected obligations by a substantial margin. ● Where leverage is below average for the industry and earnings are consistent or growing without severe vulnerability to economic cycles. ● Also included in this rating (but not one 2. No 2 ● Unquestionable debt-servicing capacity to cover all obligations in the ordinary course of business from well-defined primary and secondary sources. ● Consistent strong earnings. ● A solid equity base. 3A. 3 three three 3 3A ● Strong earnings with no three ● Long term experienced management with depth and defined management succession. ● The loan has no ● Loan-to-value on real estate secured transactions is 10% 20% ● Very liquid balance sheet that may ● Little to no 3B. 3B 3A 3C not ● Are those where the borrower has average financial strengths, a history of profitable operations and experienced management. ● Are those where the borrower can be expected to handle normal credit needs in a satisfactory manner. 3C. 3C 3Bs ● Requires collateral. ● A credit facility where the borrower has average financial strengths, but usually lacks reliable secondary sources of repayment other than the subject collateral. ● Other common characteristics can include some or all of the following: minimal background experience of management, lacking continuity of management, a start-up operation, erratic historical profitability (acceptable reasons-well identified), lack of or marginal sponsorship of guarantor, and government guaranteed loans. 4 may ● Any unexpected short-term adverse financial performance from budgeted projections or a prior period’s results (i.e., declining profits, sales, margins, cash flow, or increased reliance on leverage, including adverse balance sheet ratios, trade debt issues, etc.). ● Any managerial or personal problems with company management, decline in the entire industry or local economic conditions, or failure to provide financial information or other documentation as requested. ● Issues regarding delinquency, overdrafts, or renewals. ● Any other issues that cause concern for the company. ● Loans to individuals or loans supported by guarantors with marginal net worth and/or marginal collateral. ● Weaknesses that are identified are short-term in nature. ● Loans in this category are usually accounts the Bank would want to retain providing a positive turnaround can be expected within a reasonable time frame. Grade 4 5. may, ● The lending officer may ● Questions exist regarding the condition of and/or control over collateral. ● Economic or market conditions may ● A declining trend in the obligor’s operations or an imbalanced position in the balance sheet exists, but not 6. not not 7. one may may may not 25 40 65 A proper classification of such a credit would show 40 percent substandard, 25 percent doubtful, and 35 percent loss. A credit classified as doubtful should be resolved within a ‘reasonable’ period of time. Reasonable is generally defined as the period between examinations. In other words, a credit classified as doubtful at an examination should be cleared up before the next exam. However, there may 8. not not no not may not As of December 31, 2021 2020, 8 The following table presents weighted average risk grades of our loan portfolio. December 31, 2021 December 31, 2020 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.00 3.16 Commercial real estate - mortgages 3.08 3.11 Land 3.00 3.94 Farmland 3.09 3.06 Commercial and industrial 3.01 3.02 Consumer 1.81 1.74 Consumer residential 3.00 3.00 Agriculture 3.23 3.05 Total gross loans 3.07 3.08 The following table presents risk grade totals by class of loans as of December 31, 2021 2020. 1 4 (in thousands) Commercial R.E. Commercial R.E. Land Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total December 31, 2021 Pass $ 25,737 $ 574,774 $ 3,101 $ 75,889 $ 107,154 $ 395 $ 28,404 $ 32,500 $ 847,954 Special mention - 8,846 - - 1,647 - - - 10,493 Substandard - - - 781 753 21 35 - 1,590 Total loans $ 25,737 $ 583,620 $ 3,101 $ 76,670 $ 109,554 $ 416 $ 28,439 $ 32,500 $ 860,037 December 31, 2020 Pass $ 32,459 $ 531,507 $ 4,469 $ 81,972 $ 290,504 $ 613 $ 30,849 $ 28,007 $ 1,000,380 Special mention - 9,049 849 - - - - - 9,898 Substandard - - - 1,026 1,502 23 38 248 2,837 Total loans $ 32,459 $ 540,556 $ 5,318 $ 82,998 $ 292,006 $ 636 $ 30,887 $ 28,255 $ 1,013,115 Allowance for Loan Losses. 310, 450, not The level of the allowance reflects management’s continuing evaluation of industry concentrations, specific credit risks, loan loss experience, current loan portfolio quality, present economic, political and regulatory conditions and unidentified losses inherent in the current loan portfolio. Portions of the allowance may The Company’s allowance for loan losses consists of three 310 450 450 The allowances established for probable losses on specific loans are based on a regular analysis and evaluation of problem loans. Loans are classified based on an internal credit risk grading process that evaluates, among other things: (i) the obligor’s ability to repay; (ii) the underlying collateral, if any; and (iii) the economic environment and industry in which the borrower operates. This analysis is performed at the relationship manager level for all commercial loans. When a loan has a calculated grade of 5 Historical valuation allowances are calculated based on the historical loss experience of specific types of loans and the internal risk grade of such loans at the time they were charged-off. The Company calculates historical loss ratios for pools of similar loans with similar characteristics based on the proportion of actual charge-offs experienced to the total population of loans in the pool. The historical loss ratios are periodically updated based on actual charge-off experience. A historical valuation allowance is established for each pool of similar loans based upon the product of the historical loss ratio and the total dollar amount of the loans in the pool. The Company’s pools of similar loans include similarly risk-graded groups of commercial and industrial loans, commercial real estate loans, consumer real estate loans and consumer and other loans. General valuation allowances are based on general economic conditions and other qualitative risk factors both internal and external to the Company. In general, such valuation allowances are determined by evaluating, among other things: (i) the experience, ability and effectiveness of the Company’s lending management and staff; (ii) the effectiveness of the Company’s loan policies, procedures and internal controls; (iii) changes in asset quality; (iv) changes in loan portfolio volume; (v) the composition and concentrations of credit; (vi) the impact of competition on loan structuring and pricing; (vii) the effectiveness of the internal loan review function; (viii) the impact of environmental risks on portfolio risks; and (ix) the impact of rising interest rates on portfolio risk. Management evaluates the degree of risk that each one Included in the general valuation allowances are allocations for groups of similar loans with risk characteristics that exceed certain concentration limits established by management. Concentration risk limits have been established, among other things, for certain industry concentrations, large balance and highly leveraged credit relationships that exceed specified risk grades, and loans originated with policy exceptions that exceed specified risk grades. Loans identified as losses by management, internal loan review and/or bank examiners are charged-off. Furthermore, consumer loan accounts are charged-off automatically based on regulatory requirements. The following table details activity in the allowance for loan losses by portfolio segment for the years ended December 31, 2021 2020. one not Allowance for Loan Losses For the Years Ended December 31, 2021 2020 (in thousands) Year Ended December 31, 2021 Commercial Real Estate Commercial and Industrial Consumer Consumer Residential Agriculture Total Beginning balance $ 9,310 $ 1,079 $ 22 $ 325 $ 561 $ 11,297 Charge-offs 0 0 (25 ) 0 0 (25 ) Recoveries 93 0 7 1 0 101 Provision for (reversal of) loan losses 1 (368 ) 2 1 (271 ) (635 ) Ending balance $ 9,404 $ 711 $ 6 $ 327 $ 290 $ 10,738 Year Ended December 31, 2020 Beginning balance $ 7,250 $ 1,002 $ 38 $ 331 $ 525 $ 9,146 Charge-offs 0 0 (29 ) (2 ) 0 (31 ) Recoveries 6 0 10 1 0 17 Provision for (reversal of) loan losses 2,054 77 3 (5 ) 36 2,165 Ending balance $ 9,310 $ 1,079 $ 22 $ 325 $ 561 $ 11,297 The following table details the allowance for loan losses and ending gross loan balances as of December 31, 2021 2020, (in thousands) December 31, 2021 Commercial Real Estate Commercial and Industrial Consumer Consumer Residential Agriculture Total Allowance for loan losses for loans: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 9,404 711 6 327 290 10,738 $ 9,404 $ 711 $ 6 $ 327 $ 290 $ 10,738 Ending gross loan balances: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 689,128 109,554 416 28,439 32,500 860,037 $ 689,128 $ 109,554 $ 416 $ 28,439 $ 32,500 $ 860,037 December 31, 2020 Allowance for loan losses for loans: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 9,310 1,079 22 325 561 11,297 $ 9,310 $ 1,079 $ 22 $ 325 $ 561 $ 11,297 Ending gross loan balances: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 661,331 292,006 636 30,887 28,255 1,013,115 $ 661,331 $ 292,006 $ 636 $ 30,887 $ 28,255 $ 1,013,115 Changes in the allowance for undisbursed loan commitments were as follows: (in thousands) YEARS ENDED DECEMBER 31, 2021 2020 Balance, beginning of year $ 379 $ 427 Provision (reversed) charged to operations for off balance sheet 90 (48 ) Balance, end of year $ 469 $ 379 The method for calculating the reserve for undisbursed loan commitments is based on a reserve percentage which is less than other outstanding loan types because they are at a lower risk level. This reserve percentage, based on many factors including historical losses and existing economic conditions, is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the reserve for undisbursed loan commitments. Reserves for undisbursed loan commitments are recorded in interest payable and other liabilities on the consolidated balance sheets. At December 31, 2021 2020,

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 5 PREMISES AND EQUIPMENT Major classifications of premises and equipment are summarized as follows: ( DECEMBER 31, 2021 2020 Land $ 5,195 $ 5,195 Building 10,557 10,601 Leasehold improvements 5,224 5,190 Furniture, fixtures, and equipment 3,949 9,007 Branch construction work-in-process 209 518 25,134 30,511 Less accumulated depreciation (9,712 ) (14,741 ) $ 15,422 $ 15,770 Depreciation expense was $1,326,000 and $1,199,000 for the years ended December 31, 2021 2020,

Note 6 - Interest Receivable an

Note 6 - Interest Receivable and Other Assets	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Other Current Assets [Text Block]	NOTE 6 INTEREST RECEIVABLE AND OTHER ASSETS Interest receivable and other assets are summarized as follows: ( DECEMBER 31, 2021 2020 Net deferred tax asset $ 2,129 $ 1,363 Restricted equity securities 5,493 4,757 Interest income receivable on loans 2,326 4,308 Interest income receivable on investments 1,732 1,381 Investments in limited partnerships 4,359 4,688 Lease right of use asset 6,534 4,585 Prepaid expenses and other 973 1,070 $ 23,546 $ 22,152

Note 7 - Deposits

Note 7 - Deposits	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 DEPOSITS Deposit totals were as follows: DECEMBER 31, (in thousands) 2021 2020 Demand $ 1,210,153 $ 907,913 Money market deposit accounts 401,072 301,506 Savings 155,231 120,552 Time deposits $250,000 and under 21,948 21,704 Time deposits over $250,000 18,562 16,134 Total deposits $ 1,806,966 $ 1,367,809 Time deposits issued and their remaining maturities at December 31, 2021, Year ending December 31, 2022 $ 27,461 2023 7,790 2024 3,704 2025 1,549 2026 6 $ 40,510

Note 8 - FHLB Advances

Note 8 - FHLB Advances	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 8 FHLB ADVANCES At December 31, 2021, December 31, 2021. December 31, 2021, At December 31, 2020, December 31, 2020. December 31, 2020,

Note 9 - Interest on Deposits

Note 9 - Interest on Deposits	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 7 DEPOSITS Deposit totals were as follows: DECEMBER 31, (in thousands) 2021 2020 Demand $ 1,210,153 $ 907,913 Money market deposit accounts 401,072 301,506 Savings 155,231 120,552 Time deposits $250,000 and under 21,948 21,704 Time deposits over $250,000 18,562 16,134 Total deposits $ 1,806,966 $ 1,367,809 Time deposits issued and their remaining maturities at December 31, 2021, Year ending December 31, 2022 $ 27,461 2023 7,790 2024 3,704 2025 1,549 2026 6 $ 40,510
Interest Expense [Member]
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 9 INTEREST ON DEPOSITS Interest on deposits was comprised of the following: YEARS ENDED DECEMBER 31, (in thousands) 2021 2020 Savings and other deposits $ 857 $ 978 Time deposits over $250,000 53 85 Time deposits $250,000 and under 61 56 $ 971 $ 1,119

Note 10 - Income Taxes

Note 10 - Income Taxes	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 10 INCOME TAXES The provision for income taxes consists of the following: (in thousands) YEARS ENDED DECEMBER 31, 2021 2020 Current Federal $ 3,152 $ 2,526 State 2,322 2,009 5,474 4,535 Deferred Federal (119 ) (255 ) State (15 ) (224 ) (134 ) (479 ) $ 5,340 $ 4,056 The components of the Company’s deferred tax assets and liabilities (included in accrued interest and other assets on the consolidated balance sheets), is shown below: (in thousands) DECEMBER 31, 2021 2020 Deferred tax assets: Allowance for loan losses $ 3,175 $ 3,340 Restricted stock expense 120 111 Accrued vacation 192 155 Accrued salary continuation liability 1,499 1,328 Deferred compensation 78 77 Core deposit intangible 84 77 Merger Costs 71 79 Reserve for undisbursed commitments 139 112 OREO expenses 173 173 State income tax 488 422 Holding company organization fees 4 7 6,023 5,881 Deferred tax liabilities: Prepaid expenses (102 ) (73 ) FHLB dividends (144 ) (144 ) Accumulated depreciation (97 ) (118 ) Accrued bonus (3 ) 0 Deferred loan costs (406 ) (595 ) Goodwill Amortization (392 ) (326 ) Limited partner investment in small business equity fund (153 ) (33 ) Unrealized gain on securities available for sale (2,597 ) (3,229 ) (3,894 ) (4,518 ) Net deferred income tax asset $ 2,129 $ 1,363 Management has assessed the realizability of deferred tax assets and believes it is more likely than not not The Company periodically reviews its income tax positions based on tax laws and regulations and financial reporting considerations, and records adjustments as appropriate. This review takes into consideration the status of current taxing authorities’ examinations of the Company’s tax returns, recent positions taken by the taxing authorities on similar transactions. The Company had no liabilities for unrecognized tax benefits as of December 31, 2021 2020. The effective tax rate for 2021 2020 YEARS ENDED DECEMBER 31, 2021 2020 Federal statutory income tax rate 21.0 % 21.0 % State taxes, net of federal tax benefit 8.6 % 8.6 % Tax exempt interest on municipal securities and loans -3.8 % -4.1 % Other -1.1 % -2.6 % Effective tax rate 24.6 % 22.9 % Oak Valley Bancorp files a consolidated return in the U.S. Federal tax jurisdiction and a combined report in the State of California tax jurisdiction. None 2018 2017

Note 11 - Stock Option Plan

Note 11 - Stock Option Plan	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	NOTE 11 STOCK OPTION PLAN The Company currently has two 2008 2018 2018 2018 five no ten not 2008 2018 December 31, 2021, 2018 For the years ended December 31, 2021 2020, 2014 A summary of the status of the Company’s restricted stock and changes during the years ended December 31, 2021 2020 DECEMBER 31, 2021 DECEMBER 31, 2020 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Unvested at beginning of year 89,828 $ 19.32 101,555 $ 19.75 Issued 31,207 $ 16.60 17,756 $ 16.08 Vested (28,685 ) $ 19.12 (27,083 ) $ 19.53 Forfeited (4,500 ) $ 17.74 (2,400 ) $ 19.19 Unvested at end of year 87,850 $ 18.50 89,828 $ 19.32 The Company issued 31,207 shares of restricted stock in 2021 December 31, 2021, December 31, 2021, 2021, The Company issued 17,756 shares of restricted stock in 2020 December 31, 2020, December 31, 2020, 2020,

Note 12 - Earnings Per Share

Note 12 - Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 12 EARNINGS PER SHARE EPS are based upon the weighted average number of common shares outstanding during each year. The following table shows: ( 1 2 3 two two not The Company’s calculation of EPS including basic EPS, which does not YEAR ENDED DECEMBER 31, 2021 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 16,337 8,145,028 $ 2.01 Effect of dilutive securities: Non-vested restricted stock — 33,712 Total dilutive shares 33,712 Diluted EPS: Net income per diluted share $ 16,337 8,178,740 $ 2.00 YEAR ENDED DECEMBER 31, 2020 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 13,687 8,123,386 $ 1.68 Effect of dilutive securities: Non-vested restricted stock — 15,142 Total dilutive shares 15,142 Diluted EPS: Net income per diluted share $ 13,687 8,138,528 $ 1.68

Note 13 - Commitments and Conti

Note 13 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 13 COMMITMENTS AND CONTINGENCIES The Company is obligated for rental payments under certain operating lease agreements, some of which contain renewal options and escalation clauses that provide for increased rentals. Total rental expense for the years ended December 31, 2021 2020, We have historically entered into a number of lease arrangements under which we are the lessee. We have elected the practical expedient to rely on our original lease classification at the commencement of each lease contract, and not No. 2016 02, Leases (Topic 842 January 1, 2019. 1 2 $5,000 not not not twelve no January 1, 2019. Most of our office leases include one not not The Company determined the operating lease liability as of January 1, 2019, January 1, 2019, January 1, 2019, January 1, 2019 January 1, 2019 At December 31, 2021, Year ending December 31, 2022 $ 1,372 2023 1,187 2024 1,052 2025 770 2026 604 Thereafter 2,479 $ 7,464 The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit in the form of loans or through standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest-rate risk in excess of the amount recognized in the balance sheet. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company’s exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Financial instruments at December 31, 2021 Contract (in thousands) Amount Undisbursed loan commitments $ 160,467 Checking reserve 1,439 Equity lines 15,835 Standby letters of credit 3,345 $ 181,086 Commitments to extend credit, including undisbursed loan commitments and equity lines, are agreements to lend to a customer as long as there is no may not may Checking reserves are lines of credit associated consumer deposit accounts that meet qualification standards for extension of credit if the deposit account were to become overdraft. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third

Note 14 - Financial Instruments

Note 14 - Financial Instruments and Fair Value Measurements	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 14 FINANCIAL INSTRUMENTS AND FAIR VALUE MEASUREMENTS Fair values of financial instruments December 31, 2021 2020. not We determine the fair values of our financial instruments based on the fair value hierarchy established under applicable accounting guidance which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value: Level 1: Level 2: Level 3: In certain cases, the inputs used to measure fair value may no December 31, 2021 2020. Following is a description of valuation methodologies used for assets and liabilities in the tables below: Cash and cash equivalents 1 Restricted Equity Securities- 2 Loans receivable 2016 01 not 3 Deposit liabilities 3 Interest receivable and payable - 2 Off-balance-sheet instruments 3 The estimated fair values of the Company’s financial instruments not December 31, 2021 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 778,267 $ 778,267 1 Restricted equity securities 5,493 5,493 2 Loans, net 847,847 852,975 3 Interest receivable 4,058 4,058 2 Financial liabilities: Deposits (1,806,966 ) (1,807,032 ) 3 Interest payable (20 ) (20 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,811 ) 3 The estimated fair values of the Company’s financial instruments not December 31, 2020 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 226,656 $ 226,656 1 Restricted equity securities 4,757 4,757 2 Loans, net 997,246 1,006,335 3 Interest receivable 5,689 5,689 2 Financial liabilities: Deposits (1,367,809 ) (1,367,874 ) 3 Interest payable (20 ) (20 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,457 ) 3 The following table presents the carrying value of recurring and nonrecurring financial instruments that were measured at fair value and that were still held in the consolidated balance sheets at each respective period end, by level within the fair value hierarchy as of December 31, 2021 2020. Fair Value Measurements at December 31, 2021 Using (in thousands) December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 22,170 $ 0 $ 22,170 $ 0 Collateralized mortgage obligations 899 0 899 0 Municipalities 176,242 0 176,242 0 SBA pools 3,708 0 3,708 0 Corporate debt 19,486 0 19,486 0 Asset backed securities 40,384 0 40,384 0 Equity Securities: Mutual fund $ 3,391 $ 3,391 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: N/A Fair Value Measurements at December 31, 2020 Using (in thousands) December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 23,692 $ 0 $ 23,692 $ 0 Collateralized mortgage obligations 1,223 0 1,223 0 Municipalities 125,602 0 125,602 0 SBA pools 5,008 0 5,008 0 Corporate debt 14,352 0 14,352 0 Asset backed securities 47,287 0 47,287 0 Equity Securities: Mutual fund $ 3,425 $ 3,425 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: N/A Available-for-sale and equity securities - not 1 2 3 Impaired loans 820 310, Accounting by Creditors for Impairment of a Loan not not 3. not no 3. no December 31, 2021 2020. There have been no December 31, 2021.

Note 15 - Related Party Transac

Note 15 - Related Party Transactions	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 15 RELATED PARTY TRANSACTIONS The Company, in the normal course of business, makes loans and receives deposits from its directors, officers, principal shareholders, and their associates. In management’s opinion, these transactions are on substantially the same terms as comparable transactions with other customers of the Company. Loans to directors, officers, shareholders, and affiliates are summarized below: YEARS ENDED DECEMBER 31, (in thousands) 2021 2020 Aggregate amount outstanding, beginning of year $ 5,543 $ 5,734 New loans or advances during year 6,020 12,152 Repayments during year (5,941 ) (11,943 ) Loans outstanding to retired director removed from related party status 0 (400 ) Aggregate amount outstanding, end of year $ 5,622 $ 5,543 Related party deposits totaled $11,577,000 and $15,914,000 at December 31, 2021 2020, From time to time, some of the Company’s Directors, directly or through affiliates, may 2021, 120, 2020, no 404

Note 16 - Profit Sharing Plan

Note 16 - Profit Sharing Plan	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Profit Sharing Plan [Text Block]	NOTE 16 PROFIT SHARING PLAN The profit sharing plan to which both the Company and eligible employees contribute was established in 1995. 1,000 one December 31, 2021 2020,

Note 17 - Restrictions on Divid

Note 17 - Restrictions on Dividends	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Dividend Payment Restrictions [Text Block]	NOTE 17 RESTRICTIONS ON DIVIDENDS Under current California State banking laws, the Bank may not three not may not

Note 18 - Other Post-retirement

Note 18 - Other Post-retirement Benefit Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Retirement Benefits [Text Block]	NOTE 18 OTHER POST-RETIREMENT BENEFIT PLANS Certain officers have entered into salary continuation agreements with the Company (the “Salary Continuation Agreements”). Under the Salary Continuation Agreements, the participants will be provided with a fixed annual retirement benefit for ten twenty During December 2001, ten Future compensation under both types of arrangements is earned for services rendered through retirement. The Company accrues for the salary continuation liability based on anticipated years of service and vesting schedules provided under the arrangements. The Company’s current benefit liability is determined based on vesting and the present value of the benefits at a corresponding discount rate. The discount rate used is an equivalent rate for investment-grade bonds with lives matching those of the service periods remaining for the salary continuation contracts, which average approximately ten December 31, 2021 2020, The Company entered into split-dollar life insurance agreements with certain officers. In connection with the implementation of the split-dollar agreements, the Company purchased single premium life insurance policies on the life of each of the officers covered by the split-dollar life insurance agreements. The Company is the owner of the policies and the partial beneficiary in an amount equal to the cash surrender value of the policies. The combined cash surrender value of all Bank-owned life insurance policies was $29,469,000 and $25,325,000 at December 31, 2021 2020,

Note 19 - Regulatory Matters

Note 19 - Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 19 REGULATORY MATTERS The Company is regulated by the FRB and is subject to the securities registration and public reporting regulations of the Securities and Exchange Commission. As a California state-chartered bank, the Company’s banking subsidiary is subject to primary supervision, examination and regulation by the California Department of Financial Protection and Innovation (DFPI) and the Federal Reserve Board. The Federal Reserve Board is the primary federal regulator of state member banks. The Bank is also subject to regulation by the FDIC, which insures the Bank’s deposits as permitted by law. Management is not The U.S. Basel III rules contain capital standards regarding the composition of capital, minimum capital ratios and counter-party credit risk capital requirements. The Basel III rules also include a definition of common equity Tier 1 1 1 1 1 1 1 1 not January 1, 2019. On September 17, 2019, 1 not first March 31, 2020 not Failure to meet minimum capital requirements can trigger regulatory actions that could have a material adverse effect on the Company’s financial statements and operations. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that rely on quantitative measures of assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s and Bank’s amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Company and Bank’s actual capital amounts and ratios at December 31, 2021 2020, (in thousands) Regulatory Actual Minimum Capital ratios for Bank: Amount Ratio Amount Ratio As of December 31, 2021 Total capital (to Risk- Weighted Assets) $ 143,871 13.6% $ 110,780 >10.5% Tier I capital (to Risk- Weighted Assets) $ 132,664 12.6% $ 89,679 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 132,664 12.6% $ 73,853 >7.0% Tier I capital (to Average Assets) $ 132,664 7.00% $ 76,310 >4.0% As of December 31, 2020 Total capital (to Risk- Weighted Assets) $ 129,654 13.1% $ 103,632 >10.5% Tier I capital (to Risk- Weighted Assets) $ 117,978 12.0% $ 83,893 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 117,978 12.0% $ 69,088 >7.0% Tier I capital (to Average Assets) $ 117,978 8.0% $ 59,306 >4.0% Capital ratios for the Company: As of December 31, 2021 Total capital (to Risk- Weighted Assets) $ 143,984 13.7% $ 110,784 >10.5% Tier I capital (to Risk- Weighted Assets) $ 132,777 12.6% $ 89,683 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 132,777 12.6% $ 73,856 >7.0% Tier I capital (to Average Assets) $ 132,777 7.0% $ 76,313 >4.0% As of December 31, 2020 Total capital (to Risk- Weighted Assets) $ 129,936 13.2% $ 103,637 >10.5% Tier I capital (to Risk- Weighted Assets) $ 118,260 12.0% $ 83,896 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 118,260 12.0% $ 69,091 >7.0% Tier I capital (to Average Assets) $ 118,260 8.0% $ 59,309 >4.0%

Note 20 - Risks and Uncertainti

Note 20 - Risks and Uncertainties	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Effect of Covid-19 Pandemic [Text Block]	NOTE 20 RISKS AND UNCERTAINTIES The coronavirus (“COVID- 19” December 31, 2021. not not The most significant impact of COVID- 19 19 no December 31, 2021 19 19 may not Increased demand for liquidity by clients is another impact that could occur should the COVID- 19 December 31, 2021, 19, The extent to which the COVID- 19 may 1A, 19.

Note 21 - Parent Only Condensed

Note 21 - Parent Only Condensed Financial Statements	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 21. CONDENSED BALANCE SHEETS (dollars in thousands) December 31, December 31, 2021 2020 ASSETS Cash $ 70 $ 250 Investment in bank subsidiary 142,499 129,412 Other assets 45 43 Total assets $ 142,614 $ 129,705 LIABILITIES AND SHAREHOLDERS EQUITY Other liabilities $ 2 $ 11 Total liabilities $ 2 $ 11 Shareholders’ equity Common stock, no 50,000,000 8,239,099 8,210,147 25,435 25,435 Additional paid-in capital 4,689 4,216 Retained earnings 106,300 92,349 Accumulated other comprehensive income, net of tax 6,188 7,694 Total shareholders’ equity 142,612 129,694 Total liabilities and shareholders' equity $ 142,614 $ 129,705 CONDENSED STATEMENTS OF INCOME (dollars in thousands) Year Ended December 31, 2021 2020 INCOME Dividends declared by subsidiary $ 2,385 $ 2,549 Total income 2,385 2,549 EXPENSES Salary expense 128 116 Employee benefit expense 580 549 Legal expense 51 40 Other operating expenses 114 108 Total expenses 873 813 Income before equity in undistributed income of subsidiary 1,512 1,736 Equity in undistributed net income of subsidiary 14,593 11,742 Income before income tax benefit 16,105 13,478 Income tax benefit 232 209 Net income $ 16,337 $ 13,687 CONDENSED STATEMENTS OF CASHFLOWS YEAR ENDED DECEMBER 31, (dollars in thousands) 2021 2020 CASH FLOWS FROM OPERATING ACTIVITIES: Net income $ 16,337 $ 13,687 Adjustments to reconcile net income to net cash from operating activities: Undistributed net income of subsidiary (14,593 ) (11,742 ) Stock based compensation 580 549 (Decrease) increase in other liabilities (9 ) 11 (Increase) decrease in other assets (2 ) 5 Net cash from operating activities 2,313 2,510 CASH FLOWS FROM FINANCING ACTIVITIES: Shareholder cash dividends paid (2,385 ) (2,299 ) Tax withholding payments on vested restricted shares surrendered (108 ) (110 ) Net cash used in financing activities (2,493 ) (2,409 ) NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (180 ) 101 CASH AND CASH EQUIVALENTS, beginning of period 250 149 CASH AND CASH EQUIVALENTS, end of period $ 70 $ 250 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: Cash paid during the year for income taxes $ 5,724 $ 4,338

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Subsequent Events, Policy [Policy Text Block]	Subsequent events December 31, 2021
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and cash equivalents three one
Marketable Securities, Policy [Policy Text Block]	Securities available for sale not Consistent with ASU 2016 01, Investments with fair values that are less than amortized cost are considered impaired. Impairment may not not not not
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Other real estate owned not
Financing Receivable [Policy Text Block]	Loans originated Loan fees net of certain direct costs of origination are deferred and amortized, as an adjustment to interest yield, over the estimated life of the loan. Loans on which the accrual of interest has been discontinued are designated as non-accrual loans. Accrual of interest on loans is discontinued either when reasonable doubt exists as to the full and timely collection of interest or principal or when a loan becomes contractually past due by ninety not
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for loan losses The allowance for loan losses is evaluated on a regular basis by management and is based on management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may The Company’s allowance for loan losses consists of three 310 450 450 The Company considers a loan impaired when it is probable that all amounts of principal and interest due, according to the contractual terms of the loan agreement, will not not The method for calculating the allowance for unfunded loan commitments is based on an allowance percentage which is less than other outstanding loan types because they are at a lower risk level. This allowance percentage is evaluated by management periodically and is applied to the total undisbursed loan commitment balance to calculate the allowance for unfunded loan commitments which is recorded included in interest payable and other liabilities on the consolidated balance sheet. The Company considers a loan to be a troubled debt restructure (“TDR”) when the Company has granted a concession and the borrower is experiencing financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. A TDR loan is kept on non-accrual status until the borrower has paid for six no
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and equipment years Building 31.5 Equipment 3 – 12 Furniture and fixtures 3 – 7 Leasehold improvements 5 – 15 The Company adopted ASU No. 2016 02, Leases (Topic 842 January 1, 2019. January 1, 2019, January 1, 2019 January 1, 2019 Leasehold improvements are amortized over the lesser of the useful life of the asset or the remaining term of the lease. The straight-line method of depreciation is followed for all assets for financial reporting purposes, but accelerated methods are used for tax purposes. Deferred income taxes have been provided for the resulting temporary differences.
Income Tax, Policy [Policy Text Block]	Income taxes The Company files income tax returns in the U.S. federal jurisdiction, and the state of California. With few exceptions, the Company is no 2018 2017.
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of financial assets 1 2 3 not
Advertising Cost [Policy Text Block]	Advertising costs December 31, 2021 2020,
Comprehensive Income, Policy [Policy Text Block]	Comprehensive income December 31, 2021 2020,
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Reserve Bank Stock no 1 2 3 4
Federal Reserve Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank Stock no 1 2 3 4
Earnings Per Share, Policy [Policy Text Block]	Earnings per common share ( EPS ) 12 1 2 3 two two not
Share-based Payment Arrangement [Policy Text Block]	Stock based compensation 2021 2020,
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair values of financial instruments December 31, 2021 2020. not
Fair Value Measurement, Policy [Policy Text Block]	Fair value measurements may The Company has established and documented a process for determining fair value. The Company maximizes the use of observable inputs and minimizes the use of unobservable inputs when developing fair value measurements. Whenever there is no
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications no
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and other intangible assets December 31, 2021 December 31, 2020. may not not The core deposit intangible represents the estimated future benefits of acquired deposits and is booked separately from the related deposits. The value of the core deposit intangible asset was determined using a discounted cash flow approach to arrive at the cost differential between the core deposits (non-maturity deposits such as transaction, savings and money market accounts) and alternative funding sources. The core deposit intangible is amortized on an accelerated basis over an estimated ten No December 31, 2021. December 31, 2021, (in thousands) 2022 2023 2024 2025 Total Core deposit intangible amortization $ 89 $ 86 $ 82 $ 77 $ 334 The Company applies a qualitative analysis of conditions in order to determine if it is more likely than not may not no December 31, 2021.
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Issued Accounting Standards In June 2016, No. 2016 13, 326 December 15, 2019, October 2019, three January 1, 2023. not In April 2019, 2019 04, 326, 815, 825, January 1, 2020. not In May 2019, 2019 05, 326 not 2016 13, 2016 13 In March 2020, 2020 04 848 March 12, 2020 December 31, 2022. In August 2021, 2021 06 205 942, 946 No. 33 10786, August 2021. not

Note 1 - Summary of Accountin_2

Note 1 - Summary of Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Property Plant and Equipment Estimated Useful Lives [Table Text Block]	years Building 31.5 Equipment 3 – 12 Furniture and fixtures 3 – 7 Leasehold improvements 5 – 15
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(in thousands) 2022 2023 2024 2025 Total Core deposit intangible amortization $ 89 $ 86 $ 82 $ 77 $ 334

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Debt Securities, Available-for-sale [Table Text Block]	(dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 21,776 $ 450 $ (56 ) $ 22,170 Collateralized mortgage obligations 916 5 (22 ) 899 Municipalities 168,033 8,308 (99 ) 176,242 SBA pools 3,703 16 (11 ) 3,708 Corporate debt 19,524 127 (165 ) 19,486 Asset backed securities 40,151 278 (45 ) 40,384 $ 254,103 $ 9,184 $ (398 ) $ 262,889 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available-for-sale securities: U.S. agencies $ 22,802 $ 892 $ (2 ) $ 23,692 Collateralized mortgage obligations 1,250 18 (45 ) 1,223 Municipalities 115,706 9,896 0 125,602 SBA pools 5,027 6 (25 ) 5,008 Corporate debt 14,229 308 (185 ) 14,352 Asset backed securities 47,226 392 (331 ) 47,287 $ 206,240 $ 11,512 $ (588 ) $ 217,164
Schedule of Unrealized Loss on Investments [Table Text Block]	(dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 4,978 $ (55 ) $ 79 $ (1 ) $ 5,057 $ (56 ) Collateralized mortgage obligations 0 0 482 (22 ) 482 (22 ) Municipalities 12,805 (99 ) 0 0 12,805 (99 ) SBA pools 0 0 1,777 (11 ) 1,777 (11 ) Corporate debt 7,863 (137 ) 2,472 (28 ) 10,335 (165 ) Asset backed securities 11,393 (26 ) 4,511 (19 ) 15,904 (45 ) Total temporarily impaired securities $ 37,039 $ (317 ) $ 9,321 $ (81 ) $ 46,360 $ (398 ) (dollars in thousands) Less than 12 months 12 months or more Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. agencies $ 94 (1 ) $ 251 $ (1 ) $ 345 $ (2 ) Collateralized mortgage obligations 0 0 565 (45 ) 565 (45 ) Municipalities 0 0 0 0 0 0 SBA pools 0 0 3,847 (25 ) 3,847 (25 ) Corporate debt 0 0 6,315 (185 ) 6,315 (185 ) Asset backed securities 11,268 (58 ) 25,104 (273 ) 36,372 (331 ) Total temporarily impaired securities $ 11,362 $ (59 ) $ 36,082 $ (529 ) $ 47,444 $ (588 )
Investments Classified by Contractual Maturity Date [Table Text Block]	(dollars in thousands) Amortized Fair Cost Value Available-for-sale securities: Due in one year or less 19,649 19,826 Due after one year through five years 83,502 87,716 Due after five years through ten years 103,090 106,166 Due after ten years 47,862 49,181 $ 254,103 $ 262,889

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(in thousands) December 31, 2021 December 31, 2020 Commercial real estate: Commercial real estate- construction $ 25,737 $ 32,459 Commercial real estate- mortgages 583,620 540,556 Land 3,101 5,318 Farmland 76,670 82,998 Commercial and industrial 109,554 292,006 Consumer 416 636 Consumer residential 28,439 30,887 Agriculture 32,500 28,255 Total loans 860,037 1,013,115 Less: Deferred loan fees and costs, net (1,452 ) (4,572 ) Allowance for loan losses (10,738 ) (11,297 ) Net loans $ 847,847 $ 997,246
Financing Receivable, Past Due [Table Text Block]	December 31, 2021 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total 90 Days or More Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 25,737 $ 25,737 $ 0 Commercial R.E. - mortgages 0 0 0 0 583,620 583,620 0 Land 0 0 0 0 3,101 3,101 0 Farmland 0 0 0 0 76,670 76,670 0 Commercial and industrial 0 0 0 0 109,554 109,554 0 Consumer 0 0 0 0 416 416 0 Consumer residential 0 0 0 0 28,439 28,439 0 Agriculture 0 0 0 0 32,500 32,500 0 Total $ 0 $ 0 $ 0 $ 0 $ 860,037 $ 860,037 $ 0 December 31, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total 90 Days or More Past Due and Still Accruing Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 32,459 $ 32,459 $ 0 Commercial R.E. - mortgages 362 0 0 362 540,194 540,556 0 Land 0 0 0 0 5,318 5,318 0 Farmland 0 0 0 0 82,998 82,998 0 Commercial and industrial 0 0 0 0 292,006 292,006 0 Consumer 0 0 0 0 636 636 0 Consumer residential 0 0 0 0 30,887 30,887 0 Agriculture 0 0 0 0 28,255 28,255 0 Total $ 362 $ 0 $ 0 $ 362 $ 1,012,753 $ 1,013,115 $ 0
Impaired Financing Receivables [Table Text Block]	(in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2021 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 0 0 0 0 0 166 Farmland 0 0 0 0 0 0 Commercial and Industrial 0 0 0 0 0 0 Consumer 0 0 0 0 0 0 Consumer residential 0 0 0 0 0 0 Agriculture 0 0 0 0 0 0 Total $ 0 $ 0 $ 0 $ 0 $ 0 $ 166 (in thousands) Unpaid Contractual Principal Balance Recorded Investment With No Allowance Recorded Investment With Allowance Total Recorded Investment Related Allowance Average Recorded Investment December 31, 2020 Commercial real estate: Commercial R.E. - construction $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Commercial R.E. - mortgages 0 0 0 0 0 0 Land 0 0 0 0 0 724 Farmland 0 0 0 0 0 0 Commercial and Industrial 0 0 0 0 0 0 Consumer 0 0 0 0 0 0 Consumer residential 0 0 0 0 0 87 Agriculture 0 0 0 0 0 0 Total $ 0 $ 0 $ 0 $ 0 $ 0 $ 811
Financing Receivable Credit Quality Indicators [Table Text Block]	(in thousands) Commercial R.E. Commercial R.E. Land Farmland Commercial and Industrial Consumer Consumer Residential Agriculture Total December 31, 2021 Pass $ 25,737 $ 574,774 $ 3,101 $ 75,889 $ 107,154 $ 395 $ 28,404 $ 32,500 $ 847,954 Special mention - 8,846 - - 1,647 - - - 10,493 Substandard - - - 781 753 21 35 - 1,590 Total loans $ 25,737 $ 583,620 $ 3,101 $ 76,670 $ 109,554 $ 416 $ 28,439 $ 32,500 $ 860,037 December 31, 2020 Pass $ 32,459 $ 531,507 $ 4,469 $ 81,972 $ 290,504 $ 613 $ 30,849 $ 28,007 $ 1,000,380 Special mention - 9,049 849 - - - - - 9,898 Substandard - - - 1,026 1,502 23 38 248 2,837 Total loans $ 32,459 $ 540,556 $ 5,318 $ 82,998 $ 292,006 $ 636 $ 30,887 $ 28,255 $ 1,013,115
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(in thousands) Year Ended December 31, 2021 Commercial Real Estate Commercial and Industrial Consumer Consumer Residential Agriculture Total Beginning balance $ 9,310 $ 1,079 $ 22 $ 325 $ 561 $ 11,297 Charge-offs 0 0 (25 ) 0 0 (25 ) Recoveries 93 0 7 1 0 101 Provision for (reversal of) loan losses 1 (368 ) 2 1 (271 ) (635 ) Ending balance $ 9,404 $ 711 $ 6 $ 327 $ 290 $ 10,738 Year Ended December 31, 2020 Beginning balance $ 7,250 $ 1,002 $ 38 $ 331 $ 525 $ 9,146 Charge-offs 0 0 (29 ) (2 ) 0 (31 ) Recoveries 6 0 10 1 0 17 Provision for (reversal of) loan losses 2,054 77 3 (5 ) 36 2,165 Ending balance $ 9,310 $ 1,079 $ 22 $ 325 $ 561 $ 11,297 (in thousands) December 31, 2021 Commercial Real Estate Commercial and Industrial Consumer Consumer Residential Agriculture Total Allowance for loan losses for loans: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 9,404 711 6 327 290 10,738 $ 9,404 $ 711 $ 6 $ 327 $ 290 $ 10,738 Ending gross loan balances: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 689,128 109,554 416 28,439 32,500 860,037 $ 689,128 $ 109,554 $ 416 $ 28,439 $ 32,500 $ 860,037 December 31, 2020 Allowance for loan losses for loans: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 9,310 1,079 22 325 561 11,297 $ 9,310 $ 1,079 $ 22 $ 325 $ 561 $ 11,297 Ending gross loan balances: Individually evaluated for impairment $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Collectively evaluated for impairment 661,331 292,006 636 30,887 28,255 1,013,115 $ 661,331 $ 292,006 $ 636 $ 30,887 $ 28,255 $ 1,013,115
Change in Allowance for Loan Losses [Table Text Block]	(in thousands) YEARS ENDED DECEMBER 31, 2021 2020 Balance, beginning of year $ 379 $ 427 Provision (reversed) charged to operations for off balance sheet 90 (48 ) Balance, end of year $ 469 $ 379
Weighted Average [Member]
Notes Tables
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2021 December 31, 2020 Weighted Average Risk Grade Weighted Average Risk Grade Commercial real estate: Commercial real estate - construction 3.00 3.16 Commercial real estate - mortgages 3.08 3.11 Land 3.00 3.94 Farmland 3.09 3.06 Commercial and industrial 3.01 3.02 Consumer 1.81 1.74 Consumer residential 3.00 3.00 Agriculture 3.23 3.05 Total gross loans 3.07 3.08

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Property, Plant and Equipment [Table Text Block]	( DECEMBER 31, 2021 2020 Land $ 5,195 $ 5,195 Building 10,557 10,601 Leasehold improvements 5,224 5,190 Furniture, fixtures, and equipment 3,949 9,007 Branch construction work-in-process 209 518 25,134 30,511 Less accumulated depreciation (9,712 ) (14,741 ) $ 15,422 $ 15,770

Note 6 - Interest Receivable _2

Note 6 - Interest Receivable and Other Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Other Assets [Table Text Block]	( DECEMBER 31, 2021 2020 Net deferred tax asset $ 2,129 $ 1,363 Restricted equity securities 5,493 4,757 Interest income receivable on loans 2,326 4,308 Interest income receivable on investments 1,732 1,381 Investments in limited partnerships 4,359 4,688 Lease right of use asset 6,534 4,585 Prepaid expenses and other 973 1,070 $ 23,546 $ 22,152

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Deposit Account Balances [Table Text Block]	DECEMBER 31, (in thousands) 2021 2020 Demand $ 1,210,153 $ 907,913 Money market deposit accounts 401,072 301,506 Savings 155,231 120,552 Time deposits $250,000 and under 21,948 21,704 Time deposits over $250,000 18,562 16,134 Total deposits $ 1,806,966 $ 1,367,809
Schedule of Maturities of Deposit [Table Text Block]	Year ending December 31, 2022 $ 27,461 2023 7,790 2024 3,704 2025 1,549 2026 6 $ 40,510

Note 9 - Interest on Deposits (

Note 9 - Interest on Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Interest Income and Interest Expense Disclosure [Table Text Block]	YEARS ENDED DECEMBER 31, (in thousands) 2021 2020 Savings and other deposits $ 857 $ 978 Time deposits over $250,000 53 85 Time deposits $250,000 and under 61 56 $ 971 $ 1,119

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(in thousands) YEARS ENDED DECEMBER 31, 2021 2020 Current Federal $ 3,152 $ 2,526 State 2,322 2,009 5,474 4,535 Deferred Federal (119 ) (255 ) State (15 ) (224 ) (134 ) (479 ) $ 5,340 $ 4,056
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(in thousands) DECEMBER 31, 2021 2020 Deferred tax assets: Allowance for loan losses $ 3,175 $ 3,340 Restricted stock expense 120 111 Accrued vacation 192 155 Accrued salary continuation liability 1,499 1,328 Deferred compensation 78 77 Core deposit intangible 84 77 Merger Costs 71 79 Reserve for undisbursed commitments 139 112 OREO expenses 173 173 State income tax 488 422 Holding company organization fees 4 7 6,023 5,881 Deferred tax liabilities: Prepaid expenses (102 ) (73 ) FHLB dividends (144 ) (144 ) Accumulated depreciation (97 ) (118 ) Accrued bonus (3 ) 0 Deferred loan costs (406 ) (595 ) Goodwill Amortization (392 ) (326 ) Limited partner investment in small business equity fund (153 ) (33 ) Unrealized gain on securities available for sale (2,597 ) (3,229 ) (3,894 ) (4,518 ) Net deferred income tax asset $ 2,129 $ 1,363
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	YEARS ENDED DECEMBER 31, 2021 2020 Federal statutory income tax rate 21.0 % 21.0 % State taxes, net of federal tax benefit 8.6 % 8.6 % Tax exempt interest on municipal securities and loans -3.8 % -4.1 % Other -1.1 % -2.6 % Effective tax rate 24.6 % 22.9 %

Note 11 - Stock Option Plan (Ta

Note 11 - Stock Option Plan (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Share-based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	DECEMBER 31, 2021 DECEMBER 31, 2020 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Unvested at beginning of year 89,828 $ 19.32 101,555 $ 19.75 Issued 31,207 $ 16.60 17,756 $ 16.08 Vested (28,685 ) $ 19.12 (27,083 ) $ 19.53 Forfeited (4,500 ) $ 17.74 (2,400 ) $ 19.19 Unvested at end of year 87,850 $ 18.50 89,828 $ 19.32

Note 12 - Earnings Per Share (T

Note 12 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	YEAR ENDED DECEMBER 31, 2021 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 16,337 8,145,028 $ 2.01 Effect of dilutive securities: Non-vested restricted stock — 33,712 Total dilutive shares 33,712 Diluted EPS: Net income per diluted share $ 16,337 8,178,740 $ 2.00 YEAR ENDED DECEMBER 31, 2020 Weighted Avg (dollars in thousands) Income Shares Per-Share (Numerator) (Denominator) Amount Basic EPS: Net income $ 13,687 8,123,386 $ 1.68 Effect of dilutive securities: Non-vested restricted stock — 15,142 Total dilutive shares 15,142 Diluted EPS: Net income per diluted share $ 13,687 8,138,528 $ 1.68

Note 13 - Commitments and Con_2

Note 13 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Year ending December 31, 2022 $ 1,372 2023 1,187 2024 1,052 2025 770 2026 604 Thereafter 2,479 $ 7,464
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	Contract (in thousands) Amount Undisbursed loan commitments $ 160,467 Checking reserve 1,439 Equity lines 15,835 Standby letters of credit 3,345 $ 181,086

Note 14 - Financial Instrumen_2

Note 14 - Financial Instruments and Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 778,267 $ 778,267 1 Restricted equity securities 5,493 5,493 2 Loans, net 847,847 852,975 3 Interest receivable 4,058 4,058 2 Financial liabilities: Deposits (1,806,966 ) (1,807,032 ) 3 Interest payable (20 ) (20 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,811 ) 3 Hierarchy (in thousands) Carrying Fair Valuation Amount Value Level Financial assets: Cash and cash equivalents $ 226,656 $ 226,656 1 Restricted equity securities 4,757 4,757 2 Loans, net 997,246 1,006,335 3 Interest receivable 5,689 5,689 2 Financial liabilities: Deposits (1,367,809 ) (1,367,874 ) 3 Interest payable (20 ) (20 ) 2 Off-balance-sheet assets (liabilities): Commitments and standby letters of credit (1,457 ) 3
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	Fair Value Measurements at December 31, 2021 Using (in thousands) December 31, 2021 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 22,170 $ 0 $ 22,170 $ 0 Collateralized mortgage obligations 899 0 899 0 Municipalities 176,242 0 176,242 0 SBA pools 3,708 0 3,708 0 Corporate debt 19,486 0 19,486 0 Asset backed securities 40,384 0 40,384 0 Equity Securities: Mutual fund $ 3,391 $ 3,391 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: N/A Fair Value Measurements at December 31, 2020 Using (in thousands) December 31, 2020 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets and liabilities measured on a recurring basis: Available-for-sale securities: U.S. agencies $ 23,692 $ 0 $ 23,692 $ 0 Collateralized mortgage obligations 1,223 0 1,223 0 Municipalities 125,602 0 125,602 0 SBA pools 5,008 0 5,008 0 Corporate debt 14,352 0 14,352 0 Asset backed securities 47,287 0 47,287 0 Equity Securities: Mutual fund $ 3,425 $ 3,425 $ 0 $ 0 Assets and liabilities measured on a non-recurring basis: N/A

Note 15 - Related Party Trans_2

Note 15 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	YEARS ENDED DECEMBER 31, (in thousands) 2021 2020 Aggregate amount outstanding, beginning of year $ 5,543 $ 5,734 New loans or advances during year 6,020 12,152 Repayments during year (5,941 ) (11,943 ) Loans outstanding to retired director removed from related party status 0 (400 ) Aggregate amount outstanding, end of year $ 5,622 $ 5,543

Note 19 - Regulatory Matters (T

Note 19 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	(in thousands) Regulatory Actual Minimum Capital ratios for Bank: Amount Ratio Amount Ratio As of December 31, 2021 Total capital (to Risk- Weighted Assets) $ 143,871 13.6% $ 110,780 >10.5% Tier I capital (to Risk- Weighted Assets) $ 132,664 12.6% $ 89,679 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 132,664 12.6% $ 73,853 >7.0% Tier I capital (to Average Assets) $ 132,664 7.00% $ 76,310 >4.0% As of December 31, 2020 Total capital (to Risk- Weighted Assets) $ 129,654 13.1% $ 103,632 >10.5% Tier I capital (to Risk- Weighted Assets) $ 117,978 12.0% $ 83,893 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 117,978 12.0% $ 69,088 >7.0% Tier I capital (to Average Assets) $ 117,978 8.0% $ 59,306 >4.0% Capital ratios for the Company: As of December 31, 2021 Total capital (to Risk- Weighted Assets) $ 143,984 13.7% $ 110,784 >10.5% Tier I capital (to Risk- Weighted Assets) $ 132,777 12.6% $ 89,683 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 132,777 12.6% $ 73,856 >7.0% Tier I capital (to Average Assets) $ 132,777 7.0% $ 76,313 >4.0% As of December 31, 2020 Total capital (to Risk- Weighted Assets) $ 129,936 13.2% $ 103,637 >10.5% Tier I capital (to Risk- Weighted Assets) $ 118,260 12.0% $ 83,896 >8.5% Common Equity Tier 1 Capital (to Risk Weighted Assets) $ 118,260 12.0% $ 69,091 >7.0% Tier I capital (to Average Assets) $ 118,260 8.0% $ 59,309 >4.0%

Note 21 - Parent Only Condens_2

Note 21 - Parent Only Condensed Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Condensed Balance Sheet [Table Text Block]	(dollars in thousands) December 31, December 31, 2021 2020 ASSETS Cash $ 70 $ 250 Investment in bank subsidiary 142,499 129,412 Other assets 45 43 Total assets $ 142,614 $ 129,705 LIABILITIES AND SHAREHOLDERS EQUITY Other liabilities $ 2 $ 11 Total liabilities $ 2 $ 11 Shareholders’ equity Common stock, no 50,000,000 8,239,099 8,210,147 25,435 25,435 Additional paid-in capital 4,689 4,216 Retained earnings 106,300 92,349 Accumulated other comprehensive income, net of tax 6,188 7,694 Total shareholders’ equity 142,612 129,694 Total liabilities and shareholders' equity $ 142,614 $ 129,705
Condensed Income Statement [Table Text Block]	(dollars in thousands) Year Ended December 31, 2021 2020 INCOME Dividends declared by subsidiary $ 2,385 $ 2,549 Total income 2,385 2,549 EXPENSES Salary expense 128 116 Employee benefit expense 580 549 Legal expense 51 40 Other operating expenses 114 108 Total expenses 873 813 Income before equity in undistributed income of subsidiary 1,512 1,736 Equity in undistributed net income of subsidiary 14,593 11,742 Income before income tax benefit 16,105 13,478 Income tax benefit 232 209 Net income $ 16,337 $ 13,687
Condensed Cash Flow Statement [Table Text Block]	YEAR ENDED DECEMBER 31, (dollars in thousands) 2021 2020 CASH FLOWS FROM OPERATING ACTIVITIES: Net income $ 16,337 $ 13,687 Adjustments to reconcile net income to net cash from operating activities: Undistributed net income of subsidiary (14,593 ) (11,742 ) Stock based compensation 580 549 (Decrease) increase in other liabilities (9 ) 11 (Increase) decrease in other assets (2 ) 5 Net cash from operating activities 2,313 2,510 CASH FLOWS FROM FINANCING ACTIVITIES: Shareholder cash dividends paid (2,385 ) (2,299 ) Tax withholding payments on vested restricted shares surrendered (108 ) (110 ) Net cash used in financing activities (2,493 ) (2,409 ) NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (180 ) 101 CASH AND CASH EQUIVALENTS, beginning of period 250 149 CASH AND CASH EQUIVALENTS, end of period $ 70 $ 250 SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: Cash paid during the year for income taxes $ 5,724 $ 4,338

Note 1 - Summary of Accountin_3

Note 1 - Summary of Accounting Policies (Details Textual)	Jul. 03, 2008shares	Dec. 31, 2021USD ($)shares	Dec. 31, 2020USD ($)shares	Jan. 01, 2019USD ($)
Conversion of Stock Shares Converted for Each Outstanding Share of Wholly Owned Subsidiary (in shares) | shares	1
Common Stock, Shares Authorized (in shares) | shares		50,000,000	50,000,000
Common Stock, Shares, Outstanding, Ending Balance (in shares) | shares		8,239,099	8,218,873
Common Stock, Shares, Issued, Total (in shares) | shares		8,239,099	8,218,873
Preferred Stock, Shares Authorized (in shares) | shares		10,000,000
Preferred Stock, Shares Issued, Total (in shares) | shares		0
Advertising Expense | $		$ 405,000	$ 401,000
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax, Total | $		$ 108,000	$ 1,000
Number of Forms of Outstanding Stock Awards		2
Stock Issued During Period, Shares, Restricted Stock Award, Gross (in shares) | shares		31,207	17,756
Goodwill, Ending Balance | $		$ 3,313,000	$ 3,313,000
Core Deposits [Member]
Finite-Lived Intangible Assets, Net, Ending Balance | $		$ 334,000	427,000
Finite-Lived Intangible Asset, Useful Life (Year)		10 years
Impairment of Intangible Assets (Excluding Goodwill), Total | $		$ 0
Interest Payable and Other Liabilities [Member]
Operating Lease, Liability, Total | $		5,246,000		$ 5,246,000
Interest Receivable and Other Assets [Member]
Operating Lease, Right-of-Use Asset | $		$ 6,534,000	$ 4,585,000	$ 4,817,000

Note 1 - Summary of Accountin_4

Note 1 - Summary of Accounting Policies - Premises and Equipment Estimated Useful Lives (Details)	12 Months Ended
	Dec. 31, 2021
Building [Member]
Property, plant, and equipment, useful life (Year)	31 years 6 months
Equipment [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Equipment [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	12 years
Furniture and Fixtures [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	7 years
Leasehold Improvements [Member] | Minimum [Member]
Property, plant, and equipment, useful life (Year)	5 years
Leasehold Improvements [Member] | Maximum [Member]
Property, plant, and equipment, useful life (Year)	15 years

Note 1 - Summary of Accountin_5

Note 1 - Summary of Accounting Policies - Future Estimated Amortization Expense (Details) - Core Deposits [Member] $ in Thousands	Dec. 31, 2021USD ($)
2020	$ 89
2021	86
2022	82
2023	77
2024	$ 334

Note 2 - Cash and Due From Ba_2

Note 2 - Cash and Due From Banks (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Cash Reserve Deposit Required and Made	$ 690,404,000	$ 153,856,000
Cash, Uninsured Amount	$ 38,487,000

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Equity Securities, FV-NI, Current	$ 3,391,000	$ 3,425,000
Equity Securities, FV-NI, Realized Gain (Loss), Total	0	0
Equity Securities, FV-NI, Unrealized Gain (Loss), Total	(99,000)	48,000
Debt Securities, Available-for-sale, Realized Gain	94,000	$ 2,000
Number of Debt Securities, Available-for-sale, Sold		0
Security Owned and Pledged as Collateral, Fair Value, Total	$ 202,610,000	$ 147,795,000
Asset-backed Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	3
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	8
SBA Pool [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	4
Corporate Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	1
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	3
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	3
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	3
Collateralized Mortgage Obligations [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	1
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	7
One Security Sold [Member]
Debt Securities, Available-for-sale, Realized Gain	$ 60,000

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Estimated Fair Values of Debt Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Available-for-sale securities, amortized cost	$ 254,103	$ 206,240
Available-for-sale securities, gross unrealized gains	9,184	11,512
Available-for-sale securities, gross unrealized losses	(398)	(588)
Available-for-sale securities, fair market value	262,889	217,164
US Government Agencies Debt Securities [Member]
Available-for-sale securities, amortized cost	21,776	22,802
Available-for-sale securities, gross unrealized gains	450	892
Available-for-sale securities, gross unrealized losses	(56)	(2)
Available-for-sale securities, fair market value	22,170	23,692
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, amortized cost	916	1,250
Available-for-sale securities, gross unrealized gains	5	18
Available-for-sale securities, gross unrealized losses	(22)	(45)
Available-for-sale securities, fair market value	899	1,223
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, amortized cost	168,033	115,706
Available-for-sale securities, gross unrealized gains	8,308	9,896
Available-for-sale securities, gross unrealized losses	(99)	0
Available-for-sale securities, fair market value	176,242	125,602
SBA Pool [Member]
Available-for-sale securities, amortized cost	3,703	5,027
Available-for-sale securities, gross unrealized gains	16	6
Available-for-sale securities, gross unrealized losses	(11)	(25)
Available-for-sale securities, fair market value	3,708	5,008
Corporate Debt Securities [Member]
Available-for-sale securities, amortized cost	19,524	14,229
Available-for-sale securities, gross unrealized gains	127	308
Available-for-sale securities, gross unrealized losses	(165)	(185)
Available-for-sale securities, fair market value	19,486	14,352
Asset-backed Securities [Member]
Available-for-sale securities, amortized cost	40,151	47,226
Available-for-sale securities, gross unrealized gains	278	392
Available-for-sale securities, gross unrealized losses	(45)	(331)
Available-for-sale securities, fair market value	$ 40,384	$ 47,287

Note 3 - Securities - Securitie

Note 3 - Securities - Securities in a Continuous Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Less than 12 months, fair value	$ 37,039	$ 11,362
Less than 12 months, unrealized loss	(317)	(59)
12 months or more, fair value	9,321	36,082
12 months or more, unrealized loss	(81)	(529)
Fair value	46,360	47,444
Unrealized loss	(398)	(588)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value	4,978	94
Less than 12 months, unrealized loss	(55)	(1)
12 months or more, fair value	79	251
12 months or more, unrealized loss	(1)	(1)
Fair value	5,057	345
Unrealized loss	(56)	(2)
Collateralized Mortgage Obligations [Member]
Less than 12 months, fair value	0	0
Less than 12 months, unrealized loss	0	0
12 months or more, fair value	482	565
12 months or more, unrealized loss	(22)	(45)
Fair value	482	565
Unrealized loss	(22)	(45)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	12,805	0
Less than 12 months, unrealized loss	(99)	0
12 months or more, fair value	0	0
12 months or more, unrealized loss	0	0
Fair value	12,805	0
Unrealized loss	(99)	0
SBA Pool [Member]
Less than 12 months, fair value	0	0
Less than 12 months, unrealized loss	0	0
12 months or more, fair value	1,777	3,847
12 months or more, unrealized loss	(11)	(25)
Fair value	1,777	3,847
Unrealized loss	(11)	(25)
Corporate Debt Securities [Member]
Less than 12 months, fair value	7,863	0
Less than 12 months, unrealized loss	(137)	0
12 months or more, fair value	2,472	6,315
12 months or more, unrealized loss	(28)	(185)
Fair value	10,335	6,315
Unrealized loss	(165)	(185)
Asset-backed Securities [Member]
Less than 12 months, fair value	11,393	11,268
Less than 12 months, unrealized loss	(26)	(58)
12 months or more, fair value	4,511	25,104
12 months or more, unrealized loss	(19)	(273)
Fair value	15,904	36,372
Unrealized loss	$ (45)	$ (331)

Note 3 - Securities - Contractu

Note 3 - Securities - Contractual Maturity or Call Date (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Due in one year or less, amortized cost	$ 19,649
Due in one year or less, fair value	19,826
Due after one year through five years, amortized cost	83,502
Due after one year through five years, fair value	87,716
Due after five years through ten years, amortized cost	103,090
Due after five years through ten years, fair value	106,166
Due after ten years, amortized cost	47,862
Due after ten years, fair value	49,181
Amortized cost	254,103	$ 206,240
Fair Value	$ 262,889	$ 217,164

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	3 Months Ended	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Sep. 30, 2021USD ($)	Jun. 30, 2021
Loans and Leases Receivable, Gross, Total	$ 1,013,115,000	$ 860,037,000	$ 1,013,115,000
Financing Receivable, Number of Paycheck Protection Program Loans Originated	1,671		1,671
Financing Receivable, Paycheck Protection Program Loans Originated	$ 244,197,000		$ 244,197,000
Financing Receivable, Number of Payment Deferrals		1
Loan Balance for Which Payments Were Deferred Due to the Borrowers Economic Hardship		$ 8,092,745
Loans and Leases Receivable, Percentage of Outstanding Principal Balance Secured by Owner Occupied Properties		39.00%
Underwriting Standards, Loan to Value Percentage		80.00%
Underwriting Standards, Housing Percentage		36.00%
Underwriting Standards, Total Debt Ratio		42.00%
Financing Receivable, Nonaccrual				$ 0
Impaired Financing Receivable, Interest Income, Accrual Method, Total		$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts		0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		0
Financing Receivable Modifications, Period Contractually Past Due for Loan to Be Considered in Payment Default (Day)		90 days
Loans and Leases Receivable, Minimum Cash Collateral Percent		110.00%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	1,013,115,000	$ 860,037,000	$ 1,013,115,000
Substandard [Member]
Loans and Leases Receivable, Gross, Total	2,837,000	$ 1,590,000	2,837,000
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category		40.00%
Doubtful [Member]
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category		25.00%
Unlikely to be Collected Financing Receivable [Member]
Loans and Leases Receivable, Gross, Total	0	$ 0	0
Financing Receivable Rating Example, Percentage of Loans Classified in Rating Category		35.00%
Minimum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage		40.00%
Maximum [Member]
Financing Receivable, Rating Example Disbursement to Unsecured Creditors by Illusory Company in Liquidation, Percentage		65.00%
SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	210,822,000	$ 30,503,000	210,822,000
Loans and Leases Receivable, Paid-off Through Forgiveness	$ 33,000,000	282,000,000	$ 33,375,000
Financing Receivable, Number of Paycheck Protection Program Loans Originated					924
Financing Receivable, Paycheck Protection Program Loans Originated		$ 100,698,000
Financing Receivable, Number of Payment Deferrals	0		0
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans		80.00%
Loans and Leases Receivable, Gross, Total	$ 661,331,000	$ 689,128,000	$ 661,331,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans		13.00%
Loans and Leases Receivable, Gross, Total	292,006,000	$ 109,554,000	292,006,000
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans and Leases Receivable, Gross, Total	1,502,000	753,000	1,502,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	210,822,000	$ 30,503,000	210,822,000
Residential Real Estate and Other Consumer Loans [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans		3.00%
Agriculture [Member]
Loans and Leases Receivable, Gross Carrying Amount As Percentage of Total Loans		4.00%
Loans and Leases Receivable, Gross, Total	28,255,000	$ 32,500,000	28,255,000
Agriculture [Member] | Substandard [Member]
Loans and Leases Receivable, Gross, Total	$ 248,000	$ 0	$ 248,000

Note 4 - Loans - Loans (Details

Note 4 - Loans - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Loans	$ 860,037	$ 1,013,115
Deferred loan fees and costs, net	(1,452)	(4,572)
Allowance for loan losses	(10,738)	(11,297)	$ (9,146)
Net loans	847,847	997,246
Commercial Real Estate Portfolio Segment [Member]
Loans	689,128	661,331
Allowance for loan losses	(9,404)	(9,310)	(7,250)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	25,737	32,459
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	583,620	540,556
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	3,101	5,318
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	76,670	82,998
Commercial Portfolio Segment [Member]
Loans	109,554	292,006
Allowance for loan losses	(711)	(1,079)	(1,002)
Consumer Portfolio Segment [Member]
Loans	416	636
Allowance for loan losses	(6)	(22)	(38)
Residential Portfolio Segment [Member]
Loans	28,439	30,887
Allowance for loan losses	(327)	(325)	(331)
Agriculture [Member]
Loans	32,500	28,255
Allowance for loan losses	$ (290)	$ (561)	$ (525)

Note 4 - Loans - Aging of Past

Note 4 - Loans - Aging of Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans	$ 860,037	$ 1,013,115
Greater than 90 days past due and still accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	362
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Financial Asset, Past Due [Member]
Loans	0	362
Financial Asset, Not Past Due [Member]
Loans	860,037	1,012,753
Commercial Real Estate Portfolio Segment [Member]
Loans	689,128	661,331
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	25,737	32,459
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	25,737	32,459
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	583,620	540,556
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	362
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, Past Due [Member]
Loans	0	362
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	583,620	540,194
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	3,101	5,318
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	3,101	5,318
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	76,670	82,998
Greater than 90 days past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	76,670	82,998
Commercial Portfolio Segment [Member]
Loans	109,554	292,006
Greater than 90 days past due and still accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	109,554	292,006
Consumer Portfolio Segment [Member]
Loans	416	636
Greater than 90 days past due and still accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	416	636
Residential Portfolio Segment [Member]
Loans	28,439	30,887
Greater than 90 days past due and still accruing	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	28,439	30,887
Agriculture [Member]
Loans	32,500	28,255
Greater than 90 days past due and still accruing	0	0
Agriculture [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Agriculture [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Agriculture [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Agriculture [Member] | Financial Asset, Past Due [Member]
Loans	0	0
Agriculture [Member] | Financial Asset, Not Past Due [Member]
Loans	$ 32,500	$ 28,255

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Unpaid contractual principal (USD)	$ 0	$ 0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	166	811
Commercial Portfolio Segment [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Consumer Portfolio Segment [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Residential Portfolio Segment [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	87
Agriculture [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Construction Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Mortgage Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	0	0
Land Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	166	724
Farmland Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Unpaid contractual principal (USD)	0	0
Recorded investment with no allowance (USD)	0	0
Recorded investment with allowance	0	0
Total recorded investment	0	0
Related allowance	0	0
Average recorded investment	$ 0	$ 0

Note 4 - Loans - Weighted Avera

Note 4 - Loans - Weighted Average Risk Grades of Loan Portfolio (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Weighted average risk grade of loans	3.07	3.08
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Weighted average risk grade of loans	3	3.16
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Weighted average risk grade of loans	3.08	3.11
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Weighted average risk grade of loans	3	3.94
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Weighted average risk grade of loans	3.09	3.06
Commercial Portfolio Segment [Member]
Weighted average risk grade of loans	3.01	3.02
Consumer Portfolio Segment [Member]
Weighted average risk grade of loans	1.81	1.74
Residential Portfolio Segment [Member]
Weighted average risk grade of loans	3	3
Agriculture [Member]
Weighted average risk grade of loans	3.23	3.05

Note 4 - Loans - Loans by Credi

Note 4 - Loans - Loans by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans	$ 860,037	$ 1,013,115
Commercial Real Estate Portfolio Segment [Member]
Loans	689,128	661,331
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	25,737	32,459
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	583,620	540,556
Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	3,101	5,318
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	76,670	82,998
Commercial Portfolio Segment [Member]
Loans	109,554	292,006
Consumer Portfolio Segment [Member]
Loans	416	636
Residential Portfolio Segment [Member]
Loans	28,439	30,887
Agriculture [Member]
Loans	32,500	28,255
Pass [Member]
Loans	847,954	1,000,380
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	25,737	32,459
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	574,774	531,507
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	3,101	4,469
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	75,889	81,972
Pass [Member] | Commercial Portfolio Segment [Member]
Loans	107,154	290,504
Pass [Member] | Consumer Portfolio Segment [Member]
Loans	395	613
Pass [Member] | Residential Portfolio Segment [Member]
Loans	28,404	30,849
Pass [Member] | Agriculture [Member]
Loans	32,500	28,007
Special Mention [Member]
Loans	10,493	9,898
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	8,846	9,049
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	0	849
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member]
Loans	1,647	0
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans	0	0
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans	0	0
Special Mention [Member] | Agriculture [Member]
Loans	0	0
Substandard [Member]
Loans	1,590	2,837
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]
Loans	0	0
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Land Loans [Member]
Loans	0	0
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Loans	781	1,026
Substandard [Member] | Commercial Portfolio Segment [Member]
Loans	753	1,502
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans	21	23
Substandard [Member] | Residential Portfolio Segment [Member]
Loans	35	38
Substandard [Member] | Agriculture [Member]
Loans	$ 0	$ 248

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning balance	$ 11,297	$ 9,146
Charge-offs	(25)	(31)
Recoveries	101	17
(Reversal of) provision for loan losses	(635)	2,165
Loans and Leases Receivable, Allowance, Ending Balance	10,738	11,297
Loans and Leases Receivable, Gross, Total	860,037	1,013,115
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	9,310	7,250
Charge-offs	0	0
Recoveries	93	6
(Reversal of) provision for loan losses	1	2,054
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	9,404	9,310
Loans and Leases Receivable, Allowance, Ending Balance	9,404	9,310
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	689,128	661,331
Loans and Leases Receivable, Gross, Total	689,128	661,331
Commercial Portfolio Segment [Member]
Beginning balance	1,079	1,002
Charge-offs	0	0
Recoveries	0	0
(Reversal of) provision for loan losses	(368)	77
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	711	1,079
Loans and Leases Receivable, Allowance, Ending Balance	711	1,079
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	109,554	292,006
Loans and Leases Receivable, Gross, Total	109,554	292,006
Consumer Portfolio Segment [Member]
Beginning balance	22	38
Charge-offs	(25)	(29)
Recoveries	7	10
(Reversal of) provision for loan losses	2	3
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	6	22
Loans and Leases Receivable, Allowance, Ending Balance	6	22
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	416	636
Loans and Leases Receivable, Gross, Total	416	636
Residential Portfolio Segment [Member]
Beginning balance	325	331
Charge-offs	0	(2)
Recoveries	1	1
(Reversal of) provision for loan losses	1	(5)
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	327	325
Loans and Leases Receivable, Allowance, Ending Balance	327	325
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	28,439	30,887
Loans and Leases Receivable, Gross, Total	28,439	30,887
Agriculture [Member]
Beginning balance	561	525
Charge-offs	0	0
Recoveries	0	0
(Reversal of) provision for loan losses	(271)	36
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	290	561
Loans and Leases Receivable, Allowance, Ending Balance	290	561
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	32,500	28,255
Loans and Leases Receivable, Gross, Total	32,500	28,255
Unallocated Financing Receivables [Member]
Beginning balance	11,297
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	10,738	11,297
Loans and Leases Receivable, Allowance, Ending Balance	10,738	11,297
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	860,037	1,013,115
Loans and Leases Receivable, Gross, Total	$ 860,037	$ 1,013,115

Note 4 - Loans - Changes in the

Note 4 - Loans - Changes in the Allowance, Off-balance-sheet Commitments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Balance, beginning of year	$ 379	$ 427
Provision (reversed) charged to operations for off balance sheet	90	(48)
Balance, end of year	$ 469	$ 379

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Depreciation, Total	$ 1,326,000	$ 1,199,000

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Classifications of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Property, plant, and equipment	$ 25,134	$ 30,511
Less accumulated depreciation	(9,712)	(14,741)
Property, Plant and Equipment, Net, Ending Balance	15,422	15,770
Land [Member]
Property, plant, and equipment	5,195	5,195
Building [Member]
Property, plant, and equipment	10,557	10,601
Leasehold Improvements [Member]
Property, plant, and equipment	5,224	5,190
Furniture and Fixtures [Member]
Property, plant, and equipment	3,949	9,007
Construction in Progress [Member]
Property, plant, and equipment	$ 209	$ 518

Note 6 - Interest Receivable _3

Note 6 - Interest Receivable and Other Assets - Other Assets (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2019
Net deferred tax asset	$ 2,129,000	$ 1,363,000
Restricted equity securities	5,493,000	4,757,000
Interest income receivable on loans	2,326,000	4,308,000
Interest income receivable on investments	1,732,000	1,381,000
Investments in limited partnerships	4,359,000	4,688,000
Prepaid expenses and other	973,000	1,070,000
Other Assets, Total	23,546,000	22,152,000
Interest Receivable and Other Assets [Member]
Lease right of use asset	$ 6,534,000	$ 4,585,000	$ 4,817,000

Note 7 - Deposits - Summary of

Note 7 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Demand	$ 1,210,153	$ 907,913
Money market deposit accounts	401,072	301,506
Savings	155,231	120,552
Time deposits $250,000 and under	21,948	21,704
Time deposits over $250,000	18,562	16,134
Total deposits	$ 1,806,966	$ 1,367,809

Note 7 - Deposits - Certificate

Note 7 - Deposits - Certificates of Deposit Issued and Remaining Maturities (Details) $ in Thousands	Dec. 31, 2021USD ($)
2022	$ 27,461
2023	7,790
2024	3,704
2025	1,549
2026	6
Time Deposits, Total	$ 40,510

Note 8 - FHLB Advances (Details

Note 8 - FHLB Advances (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Advances from Federal Home Loan Banks, Total	$ 0	$ 0
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	368,455,000	317,630,000
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 860,037,000	$ 1,013,115,000

Note 9 - Interest on Deposits -

Note 9 - Interest on Deposits - Interest on Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Savings and other deposits	$ 857	$ 978
Time deposits over $250,000	53	85
Time deposits $250,000 and under	61	56
Interest Expense, Deposits, Total	$ 971	$ 1,119

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0
Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Open Tax Year	2018 2019 2020 2021
State and Local Jurisdiction [Member] | California Franchise Tax Board [Member]
Open Tax Year	2017 2018 2019 2020 2021

Note 10 - Income Taxes - Provis

Note 10 - Income Taxes - Provision for Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal, Current	$ 3,152	$ 2,526
State, Current	2,322	2,009
Current	5,474	4,535
Federal, Deferred	(119)	(255)
State, Deferred	(15)	(224)
Deferred Federal, State and Local, Tax Expense (Benefit), Total	(134)	(479)
Income Tax Expense (Benefit), Total	$ 5,340	$ 4,056

Note 10 - Income Taxes - Deferr

Note 10 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses	$ 3,175	$ 3,340
Restricted stock expense	120	111
Accrued vacation	192	155
Accrued salary continuation liability	1,499	1,328
Deferred compensation	78	77
Core deposit intangible	84	77
Merger Costs	(71)	(79)
Reserve for undisbursed commitments	139	112
OREO expenses	173	173
State income tax	488	422
Holding company organization fees	4	7
Deferred Tax Assets, Gross, Total	6,023	5,881
Prepaid expenses	(102)	(73)
FHLB dividends	(144)	(144)
Accumulated depreciation	(97)	(118)
Accrued bonus	(3)	0
Deferred loan costs	(406)	(595)
Goodwill Amortization	(392)	(326)
Limited partner investment in small business equity fund	(153)	(33)
Unrealized gain on securities available for sale	(2,597)	(3,229)
Deferred Tax Liabilities, Gross, Total	(3,894)	(4,518)
Net deferred income tax asset	$ 2,129	$ 1,363

Note 10 - Income Taxes - Effect

Note 10 - Income Taxes - Effective Tax Rate Reconciliation (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal statutory income tax rate	21.00%	21.00%
State taxes, net of federal tax benefit	8.60%	8.60%
Tax exempt interest on municipal securities and loans	(3.80%)	(4.10%)
Other	(1.10%)	(2.60%)
Effective tax rate	24.60%	22.90%

Note 11 - Stock Option Plan (De

Note 11 - Stock Option Plan (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)$ / sharesshares	Dec. 31, 2020USD ($)$ / sharesshares	Dec. 31, 2019shares
Share-based Compensation Arrangements by Share-based Payment Award, Number of Plans			2
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Ending Balance (in shares) | shares	0	0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period (in shares) | shares	0	0
Share-based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount		$ 0
Share-based Payment Arrangement, Expense, Tax Benefit		$ 162,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) | shares	31,207	17,756
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share) | $ / shares	$ 16.60	$ 16.08
Share-based Payment Arrangement, Expense	$ 581,000	$ 549,000
Share-based Payment Arrangement, Expense, Tax Benefit	171,000
Adjustments to Additional Paid in Capital, Income Tax Benefit from Share-based Compensation	26,000	31,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total	$ 1,182,000	$ 1,324,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)	2 years 9 months 21 days	2 years 9 months 10 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period (in shares) | shares	28,685	27,083
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value	$ 470,000	$ 423,000
2018 Stock Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares) | shares			607,500
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	5 years
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares) | shares	531,592

Note 11 - Stock Option Plan - R

Note 11 - Stock Option Plan - Restricted Stock (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Unvested, Shares (in shares)	89,828	101,555
Unvested, Weighted average grant date fair value (in dollars per share)	$ 19.32	$ 19.75
Issued, shares (in shares)	31,207	17,756
Issued, Weighted average grant date fair value (in dollars per share)	$ 16.60	$ 16.08
Vested, Shares (in shares)	(28,685)	(27,083)
Vested, Weighted average grant date fair value (in dollars per share)	$ 19.12	$ 19.53
Forfeited, shares (in shares)	(4,500)	(2,400)
Forfeited, Weighted average grant date fair value (in dollars per share)	$ 17.74	$ 19.19
Unvested, Shares (in shares)	87,850	89,828
Unvested, Weighted average grant date fair value (in dollars per share)	$ 18.50	$ 19.32

Note 12 - Earnings Per Share (D

Note 12 - Earnings Per Share (Details Textual)	12 Months Ended
	Dec. 31, 2021
Number Of Forms Of Outstanding Common Stock	2

Note 12 - Earnings Per Share -

Note 12 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net income, Amount	$ 16,337	$ 13,687
Net income, Weighted avg shares (in shares)	8,145,028	8,123,386
Net income, Per share amount (in dollars per share)	$ 2.01	$ 1.68
Non-vested restricted stock, Weighted avg shares (in shares)	33,712	15,142
Total dilutive shares, Weighted avg shares (in shares)	33,712	15,142
Net income per diluted share, Weighted avg shares (in shares)	8,178,740	8,138,528
Net income per diluted share (in dollars per share)	$ 2	$ 1.68
Net income	$ 16,337	$ 13,687

Note 13 - Commitments and Con_3

Note 13 - Commitments and Contingencies (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2019
Operating Lease, Expense	$ 1,228,000	$ 1,135,000
Operating Lease, Weighted Average Remaining Lease Term (Year)	7 years 10 months 24 days
Operating Lease, Weighted Average Discount Rate, Percent	3.12%
Interest Payable and Other Liabilities [Member]
Operating Lease, Liability, Total	$ 5,246,000		$ 5,246,000
Interest Receivable and Other Assets [Member]
Operating Lease, Right-of-Use Asset	$ 6,534,000	$ 4,585,000	$ 4,817,000

Note 13 - Commitments and Con_4

Note 13 - Commitments and Contingencies - Future Minimum Commitments Under Operating Leases (Details) $ in Thousands	Dec. 31, 2021USD ($)
2022	$ 1,372
2023	1,187
2024	1,052
2025	770
2026	604
Thereafter	2,479
Lessee, Operating Lease, Liability, to be Paid, Total	$ 7,464

Note 13 - Commitments and Con_5

Note 13 - Commitments and Contingencies - Financial Instruments Whose Contract Amounts Represent Credit Risk (Details) $ in Thousands	Dec. 31, 2021USD ($)
Fair value of off-balance sheet risks	$ 181,086
Undisbursed Loan Commitments [Member]
Fair value of off-balance sheet risks	160,467
Checking Reserve [Member]
Fair value of off-balance sheet risks	1,439
Equity Line [Member]
Fair value of off-balance sheet risks	15,835
Standby Letters of Credit [Member]
Fair value of off-balance sheet risks	$ 3,345

Note 14 - Financial Instrumen_3

Note 14 - Financial Instruments and Fair Value Measurements - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and cash equivalents	$ 778,267	$ 226,656
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	778,267	226,656
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Restricted equity securities	5,493	4,757
Interest receivable	4,058	5,689
Interest payable	(20)	(20)
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Restricted equity securities	5,493	4,757
Interest receivable	4,058	5,689
Interest payable	(20)	(20)
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
Loans, net	847,847	997,246
Deposits	(1,806,966)	(1,367,809)
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Loans, net	852,975	1,006,335
Deposits	(1,807,032)	(1,367,874)
Commitments and standby letters of credit	$ (1,811)	$ (1,457)

Note 14 - Financial Instrumen_4

Note 14 - Financial Instruments and Fair Value Measurements - Assets and Liabilities Measured at Fair Value on Recurring and Non Recurring Basis (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Available-for-sale securities, fair market value	$ 262,889,000	$ 217,164,000
Equity Securities	3,391,000	3,425,000
US Government Agencies Debt Securities [Member]
Available-for-sale securities, fair market value	22,170,000	23,692,000
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value	22,170,000	23,692,000
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value	22,170,000	23,692,000
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value	0	0
Collateralized Mortgage Obligations [Member]
Available-for-sale securities, fair market value	899,000	1,223,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value	899,000	1,223,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value	0	0
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value	899,000	1,223,000
Collateralized Mortgage Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value	0	0
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, fair market value	176,242,000	125,602,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value	176,242,000	125,602,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value	176,242,000	125,602,000
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value	0	0
SBA Pool [Member]
Available-for-sale securities, fair market value	3,708,000	5,008,000
SBA Pool [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value	3,708,000	5,008,000
SBA Pool [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value	0	0
SBA Pool [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value	3,708,000	5,008,000
SBA Pool [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value	0	0
Corporate Debt Securities [Member]
Available-for-sale securities, fair market value	19,486,000	14,352,000
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value	19,486,000	14,352,000
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value	0	0
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value	19,486,000	14,352,000
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value	0	0
Asset-backed Securities [Member]
Available-for-sale securities, fair market value	40,384,000	47,287,000
Asset-backed Securities [Member] | Fair Value, Recurring [Member]
Available-for-sale securities, fair market value	40,384,000	47,287,000
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities, fair market value	0	0
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities, fair market value	40,384,000	47,287,000
Asset-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities, fair market value	0	0
Mutual Fund [Member] | Fair Value, Recurring [Member]
Equity Securities	3,391,000	3,425,000
Mutual Fund [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Equity Securities	3,391,000	3,425,000
Mutual Fund [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Equity Securities	0	0
Mutual Fund [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Equity Securities	$ 0	$ 0

Note 15 - Related Party Trans_3

Note 15 - Related Party Transactions (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Related Party Deposit Liabilities	$ 11,577,000	$ 15,914,000
Design Studio 120 [Member] | Construction, Renovation and Design Work [Member]
Related Party Transaction, Amounts of Transaction	$ 601,000	$ 924,000

Note 15 - Related Party Trans_4

Note 15 - Related Party Transactions - Loans to Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Aggregate amount outstanding	$ 5,543	$ 5,734
New loans or advances during year	6,020	12,152
Repayments during year	(5,941)	(11,943)
Loans outstanding to retired director removed from related party status	0	(400)
Aggregate amount outstanding	$ 5,622	$ 5,543

Note 16 - Profit Sharing Plan (

Note 16 - Profit Sharing Plan (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
The 401k, Profit Sharing Plan, Number of Working Hours Required	1,000
The 401k, Profit Sharing Plan, Number of Years to Complete Working 1,000 Hours (Year)	1 year
The 401k, Profit Sharing Plan, Minimum Age Requirement	21
Defined Contribution Plan, Employer Discretionary Contribution Amount	$ 833,000	$ 737,000

Note 18 - Other Post-retireme_2

Note 18 - Other Post-retirement Benefit Plans (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Dec. 31, 2001	Dec. 31, 2019	Dec. 31, 2021	Dec. 31, 2020
Liability, Other Postretirement Defined Benefit Plan			$ 5,070,000	$ 4,491,000
Bank Owned Life Insurance			$ 29,469,000	$ 25,325,000
Director Retirement Plan [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period (Year)	10 years
Minimum [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period (Year)		10 years
Maximum [Member]
Other Postretirement Defined Benefit Plan Expected Annual Future Benefit Payments Period (Year)		20 years

Note 19 - Regulatory Matters (D

Note 19 - Regulatory Matters (Details Textual) $ in Billions	Dec. 31, 2021	Dec. 31, 2020	Sep. 17, 2019USD ($)	Jan. 01, 2019	Jul. 31, 2013
Common Equity Tier 1 Capital Required for Capital Adequacy to Risk Weighted Assets	7.00%	7.00%			4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.085	0.085			0.06
Capital Required for Capital Adequacy to Risk Weighted Assets	0.105	0.105			0.08
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	0.040	0.040			0.040
Capital Conservation Buffer				2.50%
Community Bank Leverage Ratio Framework, Minimum Tier 1 Leverage Ratio			9.00%
Community Bank Leverage Ratio Framework, Maximum Total Consolidated Assets			$ 10

Note 19 - Regulatory Matters -

Note 19 - Regulatory Matters - Company and Bank's Actual Capital Amounts and Ratios (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Jul. 31, 2013
Total capital (to Risk- Weighted Assets), Amount	$ 143,984	$ 129,936
Total capital (to Risk- Weighted Assets), Ratio	0.137	0.132
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	$ 110,784	$ 103,637
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	0.105	0.105	0.08
Tier I capital (to Risk- Weighted Assets), Amount	$ 132,777	$ 118,260
Tier I capital (to Risk- Weighted Assets), Ratio	0.126	0.120
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	$ 89,683	$ 83,896
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	0.085	0.085	0.06
Common Equity Tier 1 Capital (to Risk Weighted Assets), Amount	$ 132,777	$ 118,260
Common Equity Tier 1 Capital (to Risk Weighted Assets), Ratio	12.60%	12.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Amount	$ 73,856	$ 69,091
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Ratio	7.00%	7.00%	4.50%
Tier I capital (to Average Assets), Amount	$ 132,777	$ 118,260
Tier I capital (to Average Assets), Ratio	0.070	0.080
Tier I capital (to Average Assets), Adequately capitalized threshold, Amount	$ 76,313	$ 59,309
Tier I capital (to Average Assets), Adequately capitalized threshold, Ratio	0.040	0.040	0.040
Bank [Member]
Total capital (to Risk- Weighted Assets), Amount	$ 143,871	$ 129,654
Total capital (to Risk- Weighted Assets), Ratio	0.136	0.131
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	$ 110,780	$ 103,632
Total capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	0.105	0.105
Tier I capital (to Risk- Weighted Assets), Amount	$ 132,664	$ 117,978
Tier I capital (to Risk- Weighted Assets), Ratio	0.126	0.120
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Amount	$ 89,679	$ 83,893
Tier I capital (to Risk- Weighted Assets), Adequately capitalized threshold, Ratio	0.085	0.085
Common Equity Tier 1 Capital (to Risk Weighted Assets), Amount	$ 132,664	$ 117,978
Common Equity Tier 1 Capital (to Risk Weighted Assets), Ratio	12.60%	12.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Amount	$ 73,853	$ 69,088
Common Equity Tier 1 Capital (to Risk Weighted Assets), Adequately capitalized threshold, Ratio	7.00%	7.00%
Tier I capital (to Average Assets), Amount	$ 132,664	$ 117,978
Tier I capital (to Average Assets), Ratio	0.0700	0.080
Tier I capital (to Average Assets), Adequately capitalized threshold, Amount	$ 76,310	$ 59,306
Tier I capital (to Average Assets), Adequately capitalized threshold, Ratio	0.040	0.040

Note 21 - Parent Only Condens_3

Note 21 - Parent Only Condensed Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Other assets	$ 23,546	$ 22,152
Total assets	1,964,478	1,511,478
Other liabilities	14,900	13,975
Total liabilities	1,821,866	1,381,784
Common stock, no par value; 50,000,000 shares authorized, 8,239,099 and 8,210,147 shares issued and outstanding at December 31, 2021 and 2020, respectively	25,435	25,435
Retained earnings	106,300	92,349
Accumulated other comprehensive income, net of tax	6,188	7,694
Total shareholders’ equity	142,612	129,694	$ 112,570
Total liabilities and shareholders' equity	1,964,478	1,511,478
Parent Company [Member]
Cash	70	250
Investment in bank subsidiary	142,499	129,412
Other assets	45	43
Total assets	142,614	129,705
Other liabilities	2	11
Total liabilities	2	11
Common stock, no par value; 50,000,000 shares authorized, 8,239,099 and 8,210,147 shares issued and outstanding at December 31, 2021 and 2020, respectively	25,435	25,435
Additional paid-in capital	4,689	4,216
Retained earnings	106,300	92,349
Accumulated other comprehensive income, net of tax	6,188	7,694
Total shareholders’ equity	142,612	129,694
Total liabilities and shareholders' equity	$ 142,614	$ 129,705

Note 21 - Parent Only Condens_4

Note 21 - Parent Only Condensed Financial Statements - Condensed Balance Sheets (Details) (Parentheticals) - $ / shares $ / shares in Thousands	Dec. 31, 2021	Dec. 31, 2020
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,239,099	8,218,873
Common stock, shares outstanding (in shares)	8,239,099	8,218,873
Parent Company [Member]
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	8,239,099	8,210,147
Common stock, shares outstanding (in shares)	8,239,099	8,210,147

Note 21 - Parent Only Condens_5

Note 21 - Parent Only Condensed Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Total income	$ 49,806	$ 46,110
Salary expense	20,210	17,972
Other operating expenses	6,271	5,864
Total expenses	33,219	29,864
Income before income tax benefit	21,677	17,743
Income tax benefit	(5,340)	(4,056)
Net income	16,337	13,687
Parent Company [Member]
Dividends declared by subsidiary	2,385	2,549
Total income	2,385	2,549
Salary expense	128	116
Employee benefit expense	580	549
Legal expense	51	40
Other operating expenses	114	108
Total expenses	873	813
Income before equity in undistributed income of subsidiary	1,512	1,736
Equity in undistributed net income of subsidiary	14,593	11,742
Income before income tax benefit	16,105	13,478
Income tax benefit	232	209
Net income	$ 16,337	$ 13,687

Note 21 - Parent Only Condens_6

Note 21 - Parent Only Condensed Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Net income	$ 16,337	$ 13,687
Stock based compensation	581	549
Increase in other assets	(5,975)	(2,232)
Net cash from operating activities	11,271	19,240
Tax withholding payments on vested restricted shares surrendered	(108)	(110)
Net cash used in financing activities	436,663	345,471
CASH AND CASH EQUIVALENTS, beginning of period	226,656
CASH AND CASH EQUIVALENTS, end of period	778,267	226,656
Cash paid during the year for income taxes	5,724	4,338
Parent Company [Member]
Net income	16,337	13,687
Undistributed net income of subsidiary	(14,593)	(11,742)
Stock based compensation	580	549
(Decrease) increase in other liabilities	(9)	11
Increase in other assets	(2)	5
Net cash from operating activities	2,313	2,510
Shareholder cash dividends paid	(2,385)	(2,299)
Tax withholding payments on vested restricted shares surrendered	(108)	(110)
Net cash used in financing activities	(2,493)	(2,409)
NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(180)	101
CASH AND CASH EQUIVALENTS, beginning of period	250	149
CASH AND CASH EQUIVALENTS, end of period	70	250
Cash paid during the year for income taxes	$ 5,724	$ 4,338