Strategic Financial Services, Inc, 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
SPDR Barclays International Co	ETF	78464A151	402	13,023	SH		SOLE		13,023	0	0
SPDR Nuveen Barclays Cap. Shor	ETF	78464A425	521	10,860	SH		SOLE		10,860	0	0
Schwab Short-Term US Treasury	ETF	808524862	388	7,697	SH		SOLE		7,697	0	0
Schwab US Aggregate Bond ETF	ETF	808524839	3,440	66,789	SH		SOLE		66,789	0	0
Schwab US TIPS ETF	ETF	808524870	290	5,296	SH		SOLE		5,296	0	0
Vanguard Intermediate-Term Bon	ETF	921937819	1,494	17,990	SH		SOLE		17,990	0	0
Vanguard Short-Term Bond ETF	ETF	921937827	2,820	35,497	SH		SOLE		35,497	0	0
iShares Barclays Interm Govt/C	ETF	464288612	24,862	226,329	SH		SOLE		226,329	0	0
AT&T Inc.	COM	00206R102	860	20,215	SH		SOLE		20,215	0	0
AbbVie Inc.	COM	00287Y109	271	4,322	SH		SOLE		4,322	0	0
Alphabet, Inc. - Class C Non-V	COM	02079K107	3,837	4,972	SH		SOLE		4,972	0	0
Anthem, Inc.	COM	036752103	3,860	26,845	SH		SOLE		26,845	0	0
Apple Inc.	COM	037833100	9,347	80,703	SH		SOLE		80,703	0	0
BB & T Corp.	COM	054937107	6,206	131,985	SH		SOLE		131,985	0	0
Baxter International Inc.	COM	071813109	3,658	82,494	SH		SOLE		82,494	0	0
BlackRock, Inc.	COM	09247X101	4,486	11,789	SH		SOLE		11,789	0	0
Boeing Co.	COM	097023105	3,167	20,345	SH		SOLE		20,345	0	0
C. H. Robinson Worldwide Inc.	COM	12541W209	2,052	28,016	SH		SOLE		28,016	0	0
CVS Health Corporation	COM	126650100	5,056	64,069	SH		SOLE		64,069	0	0
Carters Inc.	COM	146229109	3,283	38,001	SH		SOLE		38,001	0	0
Caterpillar Inc.	COM	149123101	3,945	42,538	SH		SOLE		42,538	0	0
Chevron Corp.	COM	166764100	4,311	36,627	SH		SOLE		36,627	0	0
Church & Dwight Co. Inc.	COM	171340102	1,588	35,945	SH		SOLE		35,945	0	0
Cisco Systems Inc.	COM	17275R102	2,128	70,431	SH		SOLE		70,431	0	0
Cognizant Technology Solutions	COM	192446102	5,086	90,775	SH		SOLE		90,775	0	0
Colgate Palmolive Co.	COM	194162103	3,197	48,855	SH		SOLE		48,855	0	0
Comcast Corp Class A	COM	20030N101	203	2,938	SH		SOLE		2,938	0	0
Costco Wholesale Corp.	COM	22160K105	1,823	11,389	SH		SOLE		11,389	0	0
Deere & Co.	COM	244199105	4,840	46,974	SH		SOLE		46,974	0	0
Dell Technologies Inc.	COM	24703L103	708	12,887	SH		SOLE		12,887	0	0
Dentsply Sirona Inc.	COM	24906P109	3,008	52,106	SH		SOLE		52,106	0	0
Dollar Tree, Inc.	COM	256746108	3,574	46,313	SH		SOLE		46,313	0	0
EOG Resources, Inc.	COM	26875P101	2,243	22,183	SH		SOLE		22,183	0	0
EQT Corp.	COM	26884L109	1,924	29,425	SH		SOLE		29,425	0	0
Expedia, Inc.	COM	30212P303	1,910	16,860	SH		SOLE		16,860	0	0
Exxon Mobil Corp.	COM	30231G102	7,571	83,882	SH		SOLE		83,882	0	0
FactSet Research Systems Inc.	COM	303075105	3,229	19,755	SH		SOLE		19,755	0	0
Fastenal Co.	COM	311900104	2,306	49,078	SH		SOLE		49,078	0	0
General Electric Co.	COM	369604103	6,021	190,551	SH		SOLE		190,551	0	0
HSBC Holdings PLC ADR	COM	404280406	3,021	75,180	SH		SOLE		75,180	0	0
Hain Celestial Group	COM	405217100	3,001	76,893	SH		SOLE		76,893	0	0
Halliburton Co.	COM	406216101	347	6,420	SH		SOLE		6,420	0	0
Hexcel Corp.	COM	428291108	3,185	61,922	SH		SOLE		61,922	0	0
Honeywell International Inc.	COM	438516106	3,671	31,686	SH		SOLE		31,686	0	0
Intel Corp.	COM	458140100	3,228	89,003	SH		SOLE		89,003	0	0
International Business Machine	COM	459200101	1,244	7,493	SH		SOLE		7,493	0	0
JP Morgan Chase & Co.	COM	46625H100	6,673	77,333	SH		SOLE		77,333	0	0
Johnson & Johnson	COM	478160104	3,400	29,513	SH		SOLE		29,513	0	0
Johnson Controls International	COM	G51502105	2,155	52,314	SH		SOLE		52,314	0	0
LKQ Corp.	COM	501889208	1,719	56,100	SH		SOLE		56,100	0	0
M&T Bank Corp.	COM	55261F104	6,531	41,752	SH		SOLE		41,752	0	0
Materials Select Sector SPDR	COM	81369Y100	3,436	69,126	SH		SOLE		69,126	0	0
McCormick & Co. Inc.	COM	579780206	1,755	18,799	SH		SOLE		18,799	0	0
McKesson Corp.	COM	58155Q103	3,504	24,949	SH		SOLE		24,949	0	0
Medtronic, Plc.	COM	G5960L103	4,171	58,550	SH		SOLE		58,550	0	0
Merck & Co.	COM	58933Y105	3,824	64,965	SH		SOLE		64,965	0	0
Microsoft Corp.	COM	594918104	3,908	62,891	SH		SOLE		62,891	0	0
Mondelez International, Inc.	COM	609207105	3,096	69,835	SH		SOLE		69,835	0	0
NXP Semiconductors	COM	N6596X109	3,374	34,430	SH		SOLE		34,430	0	0
NextEra Energy, Inc.	COM	65339f101	4,484	37,539	SH		SOLE		37,539	0	0
Nike Inc.	COM	654106103	2,555	50,269	SH		SOLE		50,269	0	0
Occidental Petroleum Corp.	COM	674599105	2,549	35,781	SH		SOLE		35,781	0	0
Oracle Corp.	COM	68389X105	3,106	80,778	SH		SOLE		80,778	0	0
PPG Industries Inc.	COM	693506107	222	2,338	SH		SOLE		2,338	0	0
Pepsico Inc.	COM	713448108	3,705	35,406	SH		SOLE		35,406	0	0
Pfizer Inc.	COM	717081103	4,362	134,284	SH		SOLE		134,284	0	0
Phillips 66	COM	718546104	2,614	30,254	SH		SOLE		30,254	0	0
Praxair Inc.	COM	74005P104	2,246	19,165	SH		SOLE		19,165	0	0
Priceline Group Inc.	COM	741503403	3,599	2,455	SH		SOLE		2,455	0	0
Procter & Gamble Co.	COM	742718109	3,287	39,088	SH		SOLE		39,088	0	0
Prudential Financial	COM	744320102	3,262	31,349	SH		SOLE		31,349	0	0
QUALCOMM, Inc.	COM	747525103	4,453	68,291	SH		SOLE		68,291	0	0
SPDR S&P Biotech ETF	COM	78464A870	2,948	49,810	SH		SOLE		49,810	0	0
Schlumberger Ltd.	COM	806857108	4,049	48,234	SH		SOLE		48,234	0	0
Skyworks Solutions Inc.	COM	83088M102	4,113	55,094	SH		SOLE		55,094	0	0
Spectra Energy	COM	847560109	2,729	66,412	SH		SOLE		66,412	0	0
T. Rowe Price Group Inc.	COM	74144T108	1,913	25,417	SH		SOLE		25,417	0	0
The Bank of New York Mellon Co	COM	064058100	4,903	103,492	SH		SOLE		103,492	0	0
The Travelers Companies, Inc.	COM	89417E109	3,700	30,220	SH		SOLE		30,220	0	0
Time Warner Inc.	COM	887317303	4,747	49,174	SH		SOLE		49,174	0	0
US Bancorp	COM	902973304	3,935	76,603	SH		SOLE		76,603	0	0
Ulta Salon, Cosmetics & Fragra	COM	90384S303	2,021	7,927	SH		SOLE		7,927	0	0
Union Pacific Corporation	COM	907818108	3,914	37,751	SH		SOLE		37,751	0	0
United Technologies Corp.	COM	913017109	2,704	24,671	SH		SOLE		24,671	0	0
UnitedHealth Group Inc.	COM	91324P102	5,687	35,534	SH		SOLE		35,534	0	0
VanEck Vectors Biotech ETF	COM	92189F726	2,897	26,932	SH		SOLE		26,932	0	0
Ventas Inc.	COM	92276F100	2,883	46,115	SH		SOLE		46,115	0	0
Verizon Communications Inc.	COM	92343V104	4,025	75,398	SH		SOLE		75,398	0	0
Visa Inc.	COM	92826C839	4,957	63,531	SH		SOLE		63,531	0	0
WEC Energy Group	COM	92939U106	3,191	54,406	SH		SOLE		54,406	0	0
Wal-Mart Stores	COM	931142103	2,336	33,792	SH		SOLE		33,792	0	0
Walt Disney Co.	COM	254687106	4,043	38,793	SH		SOLE		38,793	0	0
Williams-Sonoma, Inc.	COM	969904101	2,864	59,180	SH		SOLE		59,180	0	0
Xylem Inc.	COM	98419M100	2,724	55,011	SH		SOLE		55,011	0	0
ETFS Physical Swiss Gold	ETF	26922Y105	272	2,430	SH		SOLE		2,430	0	0
SPDR Gold Trust	ETF	78463V107	14,924	136,154	SH		SOLE		136,154	0	0
Schwab Emerging Markets Equity	ETF	808524706	347	16,076	SH		SOLE		16,076	0	0
Schwab International Equity ET	ETF	808524805	1,328	47,993	SH		SOLE		47,993	0	0
Schwab US Large-Cap ETF	ETF	808524201	4,362	81,905	SH		SOLE		81,905	0	0
Schwab US REIT ETF	ETF	808524847	210	5,125	SH		SOLE		5,125	0	0
Schwab US Small-Cap ETF	ETF	808524607	437	7,112	SH		SOLE		7,112	0	0
Vanguard Small-Cap Value Inde	ETF	922908611	297	2,457	SH		SOLE		2,457	0	0
Vanguard Dividend Appreciation	ETF	921908844	22,280	261,566	SH		SOLE		261,566	0	0
Vanguard FTSE All-World ex-US	ETF	922042775	2,861	64,769	SH		SOLE		64,769	0	0
Vanguard Index Fund Small Cap	ETF	922908751	297	2,302	SH		SOLE		2,302	0	0
Vanguard REIT Index	ETF	922908553	11,783	142,771	SH		SOLE		142,771	0	0
Vanguard Total Stock Market ET	ETF	922908769	2,730	23,677	SH		SOLE		23,677	0	0
iShares Core MSCI EAFE	ETF	46432F842	54,040	1,007,649	SH		SOLE		1,007,649	0	0
iShares Core MSCI Emerging Mar	ETF	46434G103	29,159	686,899	SH		SOLE		686,899	0	0
iShares Russell 1000 Growth In	ETF	464287614	25,103	239,300	SH		SOLE		239,300	0	0
iShares Russell 2000 Index	ETF	464287655	27,597	204,650	SH		SOLE		204,650	0	0