Aspiriant 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	881,323	7,349	SH		SOLE		2,163	0	5,186
ABBOTT LABS	COM	002824100	2,111,152	19,229	SH		SOLE		3,422	0	15,807
ABBVIE INC	COM	00287Y109	1,371,099	8,484	SH		SOLE		36	0	8,448
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	776,238	2,909	SH		SOLE		0	0	2,909
ADOBE SYSTEMS INCORPORATED	COM	00724F101	793,201	2,357	SH		SOLE		0	0	2,357
ALIGN TECHNOLOGY INC	COM	016255101	357,897	1,697	SH		SOLE		0	0	1,697
ALLBIRDS INC	COM CL A	01675A109	25,933	10,716	SH		SOLE		0	0	10,716
ALPHABET INC	CAP STK CL C	02079K107	4,185,272	47,168	SH		SOLE		9,301	0	37,867
ALPHABET INC	CAP STK CL A	02079K305	7,301,738	82,758	SH		SOLE		21,997	0	60,761
AMAZON COM INC	COM	023135106	2,416,932	28,773	SH		SOLE		0	0	28,773
AMERICAN EXPRESS CO	COM	025816109	769,187	5,206	SH		SOLE		0	0	5,206
AMERICAN INTL GROUP INC	COM NEW	026874784	202,558	3,203	SH		SOLE		0	0	3,203
AMGEN INC	COM	031162100	954,171	3,633	SH		SOLE		0	0	3,633
ANALOG DEVICES INC	COM	032654105	200,281	1,221	SH		SOLE		0	0	1,221
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	340,427	5,670	SH		SOLE		1,670	0	4,000
APPLE INC	COM	037833100	40,798,583	314,005	SH		SOLE		42,556	0	271,449
APPLIED MATLS INC	COM	038222105	543,419	5,580	SH		SOLE		0	0	5,580
AT&T INC	COM	00206R102	294,554	16,000	SH		SOLE		0	0	16,000
AUTOMATIC DATA PROCESSING IN	COM	053015103	371,427	1,555	SH		SOLE		0	0	1,555
BANK AMERICA CORP	COM	060505104	1,413,562	42,680	SH		SOLE		0	0	42,680
BANK MARIN BANCORP	COM	063425102	255,872	7,782	SH		SOLE		0	0	7,782
BECTON DICKINSON & CO	COM	075887109	302,108	1,188	SH		SOLE		55	0	1,133
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	21,071,922	68,216	SH		SOLE		7,949	0	60,267
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	4,218,399	9	SH		SOLE		3	0	6
BILL COM HLDGS INC	COM	090043100	29,008,421	266,230	SH		SOLE		160	0	266,070
BOEING CO	COM	097023105	268,651	1,410	SH		SOLE		0	0	1,410
BOX INC	CL A	10316T104	273,944	8,800	SH		SOLE		0	0	8,800
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,036,559	14,407	SH		SOLE		0	0	14,407
BROADCOM INC	COM	11135F101	412,079	737	SH		SOLE		0	0	737
CANGO INC	ADS	137586103	26,160	20,000	SH		SOLE		0	0	20,000
CAPITAL ONE FINL CORP	COM	14040H105	251,271	2,703	SH		SOLE		0	0	2,703
CARDINAL HEALTH INC	COM	14149Y108	203,552	2,648	SH		SOLE		0	0	2,648
CATERPILLAR INC	COM	149123101	672,545	2,808	SH		SOLE		248	0	2,560
CHARTER COMMUNICATIONS INC N	CL A	16119P108	458,542	1,352	SH		SOLE		73	0	1,279
CHEVRON CORP NEW	COM	166764100	2,994,240	16,682	SH		SOLE		1,388	0	15,294
CIGNA CORP NEW	COM	125523100	409,766	1,237	SH		SOLE		0	0	1,237
CINCINNATI FINL CORP	COM	172062101	4,010,892	39,173	SH		SOLE		0	0	39,173
CISCO SYS INC	COM	17275R102	1,079,635	22,663	SH		SOLE		404	0	22,259
CLOUDFLARE INC	CL A COM	18915M107	945,477	20,913	SH		SOLE		3,779	0	17,134
COCA COLA CO	COM	191216100	913,015	14,353	SH		SOLE		1,290	0	13,063
COMCAST CORP NEW	CL A	20030N101	1,129,811	32,308	SH		SOLE		2,920	0	29,388
CONOCOPHILLIPS	COM	20825C104	560,028	4,746	SH		SOLE		0	0	4,746
COSTCO WHSL CORP NEW	COM	22160K105	907,089	1,987	SH		SOLE		450	0	1,537
COURSERA INC	COM	22266M104	277,875	23,489	SH		SOLE		23,289	0	200
CSX CORP	COM	126408103	219,710	7,092	SH		SOLE		0	0	7,092
CVS HEALTH CORP	COM	126650100	337,441	3,621	SH		SOLE		0	0	3,621
DANAHER CORPORATION	COM	235851102	1,884,168	7,099	SH		SOLE		1,566	0	5,533
DANIMER SCIENTIFIC INC	COM CL A	236272100	21,212	11,850	SH		SOLE		0	0	11,850
DEERE & CO	COM	244199105	499,934	1,166	SH		SOLE		0	0	1,166
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	5,990,893	117,124	SH		SOLE		9,801	0	107,323
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	7,366,619	242,323	SH		SOLE		40,113	0	202,210
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	8,083,416	183,923	SH		SOLE		49,503	0	134,420
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	6,128,654	283,734	SH		SOLE		0	0	283,734
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	6,845,857	281,955	SH		SOLE		0	0	281,955
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	23,736,182	708,966	SH		SOLE		128,067	0	580,899
DISNEY WALT CO	COM	254687106	1,569,917	18,070	SH		SOLE		3,651	0	14,419
DOCUSIGN INC	COM	256163106	586,011	10,574	SH		SOLE		0	0	10,574
DOLLAR GEN CORP NEW	COM	256677105	209,313	850	SH		SOLE		0	0	850
DOMINION ENERGY INC	COM	25746U109	373,071	6,084	SH		SOLE		0	0	6,084
DUKE ENERGY CORP NEW	COM NEW	26441C204	356,190	3,458	SH		SOLE		0	0	3,458
ECOLAB INC	COM	278865100	225,909	1,552	SH		SOLE		0	0	1,552
EDWARDS LIFESCIENCES CORP	COM	28176E108	204,581	2,742	SH		SOLE		0	0	2,742
ELASTIC N V	ORD SHS	N14506104	538,948	10,465	SH		SOLE		0	0	10,465
ELEVANCE HEALTH INC	COM	036752103	442,180	862	SH		SOLE		100	0	762
ENBRIDGE INC	COM	29250N105	212,587	5,437	SH		SOLE		0	0	5,437
ENGINE NO 1 ETF TRUST	TRANSFRM 500 ETF	29287L106	854,154	19,316	SH		SOLE		0	0	19,316
ESAB CORPORATION	COM	29605J106	204,993	4,369	SH		SOLE		0	0	4,369
ETHAN ALLEN INTERIORS INC	COM	297602104	308,045	9,617	SH		SOLE		0	0	9,617
EXXON MOBIL CORP	COM	30231G102	2,901,883	26,309	SH		SOLE		613	0	25,696
FEDEX CORP	COM	31428X106	341,550	1,972	SH		SOLE		310	0	1,662
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	12,275,613	272,670	SH		SOLE		123,327	0	149,343
FIRST TR EXCHANGE-TRADED FD	NAT GAS ETF	33733E807	1,241,897	50,669	SH		SOLE		0	0	50,669
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	203,005	4,670	SH		SOLE		0	0	4,670
FLEXSHARES TR	US QUALITY CAP	33939L746	257,492	6,043	SH		SOLE		0	0	6,043
FTC SOLAR INC	COM	30320C103	26,800	10,000	SH		SOLE		0	0	10,000
GENERAL DYNAMICS CORP	COM	369550108	1,175,049	4,736	SH		SOLE		0	0	4,736
GENERAL ELECTRIC CO	COM NEW	369604301	432,368	5,160	SH		SOLE		176	0	4,984
GENUINE PARTS CO	COM	372460105	247,425	1,426	SH		SOLE		0	0	1,426
GOLDMAN SACHS GROUP INC	COM	38141G104	338,573	986	SH		SOLE		75	0	911
HANESBRANDS INC	COM	410345102	65,724	10,334	SH		SOLE		0	0	10,334
HOME DEPOT INC	COM	437076102	1,776,081	5,623	SH		SOLE		0	0	5,623
HONEYWELL INTL INC	COM	438516106	424,957	1,983	SH		SOLE		300	0	1,683
HUNTINGTON BANCSHARES INC	COM	446150104	511,210	36,256	SH		SOLE		0	0	36,256
ILLINOIS TOOL WKS INC	COM	452308109	200,032	908	SH		SOLE		31	0	877
INDEXIQ ETF TR	HEDGE MLTI ETF	45409B107	13,282,282	466,700	SH		SOLE		22,378	0	444,322
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	7,346,764	231,540	SH		SOLE		17,181	0	214,359
INTEL CORP	COM	458140100	650,877	24,626	SH		SOLE		1,809	0	22,817
INTERNATIONAL BUSINESS MACHS	COM	459200101	775,929	5,507	SH		SOLE		0	0	5,507
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	221,350	3,464	SH		SOLE		0	0	3,464
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	282,698	13,770	SH		SOLE		0	0	13,770
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	393,411	5,018	SH		SOLE		0	0	5,018
INVESCO EXCHANGE TRADED FD T	DYNMC ENRG EXP	46137V761	1,056,124	35,704	SH		SOLE		0	0	35,704
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	6,918,849	48,983	SH		SOLE		1,154	0	47,829
INVESCO QQQ TR	UNIT SER 1	46090E103	265,089	996	SH		SOLE		0	0	996
ISHARES GOLD TR	ISHARES NEW	464285204	250,432	7,240	SH		SOLE		0	0	7,240
ISHARES INC	MSCI EMRG CHN	46434G764	200,513	4,224	SH		SOLE		0	0	4,224
ISHARES INC	ESG AWR MSCI EM	46434G863	1,114,605	37,067	SH		SOLE		1,253	0	35,814
ISHARES INC	MSCI EQUAL WEITE	464286681	288,040	3,949	SH		SOLE		0	0	3,949
ISHARES INC	MSCI GBL MIN VOL	464286525	266,096,202	2,800,424	SH		SOLE		329,280	0	2,471,144
ISHARES INC	MSCI EMERG MRKT	464286533	2,622,018	49,425	SH		SOLE		9,176	0	40,249
ISHARES INC	CORE MSCI EMKT	46434G103	55,240,172	1,182,872	SH		SOLE		50,196	0	1,132,676
ISHARES TR	HDG MSCI EAFE	46434V803	324,891	12,033	SH		SOLE		0	0	12,033
ISHARES TR	U.S. MED DVC ETF	464288810	427,394	8,130	SH		SOLE		0	0	8,130
ISHARES TR	S&P SML 600 GWT	464287887	529,651	4,901	SH		SOLE		0	0	4,901
ISHARES TR	U.S. ENERGY ETF	464287796	249,000	5,356	SH		SOLE		0	0	5,356
ISHARES TR	DOW JONES US ETF	464287846	2,779,577	29,744	SH		SOLE		0	0	29,744
ISHARES TR	MSCI EAFE ETF	464287465	2,228,038	33,943	SH		SOLE		0	0	33,943
ISHARES TR	MSCI GBL SUS DEV	46435G532	802,594	10,171	SH		SOLE		0	0	10,171
ISHARES TR	MSCI ACWI ETF	464288257	3,459,265	40,754	SH		SOLE		4,601	0	36,153
ISHARES TR	S&P 500 VAL ETF	464287408	807,795	5,568	SH		SOLE		0	0	5,568
ISHARES TR	CORE DIV GRWTH	46434V621	1,280,250	25,605	SH		SOLE		0	0	25,605
ISHARES TR	RUSSELL 2000 ETF	464287655	9,226,026	52,913	SH		SOLE		609	0	52,304
ISHARES TR	AGGRES ALLOC ETF	464289859	669,320	11,202	SH		SOLE		0	0	11,202
ISHARES TR	CORE 1 5 YR USD	46432F859	911,292	19,623	SH		SOLE		0	0	19,623
ISHARES TR	SHORT TREAS BD	464288679	1,915,796	17,429	SH		SOLE		0	0	17,429
ISHARES TR	CORE S&P500 ETF	464287200	39,845,685	103,708	SH		SOLE		4,941	0	98,767
ISHARES TR	CORE S&P SCP ETF	464287804	2,173,817	22,969	SH		SOLE		0	0	22,969
ISHARES TR	CORE S&P US GWT	464287671	2,376,716	29,155	SH		SOLE		0	0	29,155
ISHARES TR	RUS 1000 ETF	464287622	15,274,284	72,554	SH		SOLE		4,681	0	67,873
ISHARES TR	GLOBAL REIT ETF	46434V647	2,353,006	103,611	SH		SOLE		3,352	0	100,259
ISHARES TR	MSCI EAFE MIN VL	46429B689	12,991,942	204,324	SH		SOLE		2,038	0	202,286
ISHARES TR	RUS MID CAP ETF	464287499	2,612,743	38,736	SH		SOLE		8,484	0	30,252
ISHARES TR	MSCI ACWI EX US	464288240	212,531	4,671	SH		SOLE		0	0	4,671
ISHARES TR	CORE US AGGBD ET	464287226	6,313,440	65,094	SH		SOLE		13,825	0	51,269
ISHARES TR	CORE S&P MCP ETF	464287507	5,696,212	23,548	SH		SOLE		579	0	22,969
ISHARES TR	MSCI LW CRB TG	46434V464	8,761,834	63,425	SH		SOLE		6,319	0	57,106
ISHARES TR	MODERT ALLOC ETF	464289875	2,459,323	64,702	SH		SOLE		0	0	64,702
ISHARES TR	GRWT ALLOCAT ETF	464289867	30,110,222	638,469	SH		SOLE		56,292	0	582,177
ISHARES TR	EAFE SML CP ETF	464288273	3,314,861	58,691	SH		SOLE		6,259	0	52,432
ISHARES TR	INTL SEL DIV ETF	464288448	927,921	34,165	SH		SOLE		0	0	34,165
ISHARES TR	CORE S&P US VLU	464287663	162,621,860	2,302,447	SH		SOLE		122,469	0	2,179,978
ISHARES TR	RUS 1000 VAL ETF	464287598	5,562,085	36,676	SH		SOLE		0	0	36,676
ISHARES TR	MSCI EMG MKT ETF	464287234	4,045,695	106,747	SH		SOLE		1,875	0	104,872
ISHARES TR	CORE S&P TTL STK	464287150	2,127,886	25,093	SH		SOLE		0	0	25,093
ISHARES TR	SELECT DIVID ETF	464287168	1,352,288	11,213	SH		SOLE		1,155	0	10,058
ISHARES TR	MSCI USA QLT FCT	46432F339	390,769	3,429	SH		SOLE		0	0	3,429
ISHARES TR	MSCI USA MIN VOL	46429B697	10,428,111	144,634	SH		SOLE		691	0	143,943
ISHARES TR	RUS 2000 VAL ETF	464287630	13,521,970	97,512	SH		SOLE		3,014	0	94,498
ISHARES TR	S&P 500 GRWT ETF	464287309	222,125	3,797	SH		SOLE		0	0	3,797
ISHARES TR	NATIONAL MUN ETF	464288414	20,892,010	197,991	SH		SOLE		29,352	0	168,639
ISHARES TR	RUS 2000 GRW ETF	464287648	626,613	2,921	SH		SOLE		0	0	2,921
ISHARES TR	RUS MD CP GR ETF	464287481	1,037,978	12,416	SH		SOLE		0	0	12,416
ISHARES TR	RUS 1000 GRW ETF	464287614	1,789,565	8,353	SH		SOLE		0	0	8,353
ISHARES TR	CORE HIGH DV ETF	46429B663	760,327	7,294	SH		SOLE		0	0	7,294
ISHARES TR	S&P MC 400VL ETF	464287705	501,581	4,976	SH		SOLE		0	0	4,976
ISHARES TR	EAFE VALUE ETF	464288877	62,781,776	1,368,391	SH		SOLE		211,423	0	1,156,968
ISHARES TR	CORE MSCI EAFE	46432F842	9,569,781	155,253	SH		SOLE		2,775	0	152,478
ISHARES TR	RUSSELL 3000 ETF	464287689	6,462,433	29,284	SH		SOLE		704	0	28,580
JEFFERIES FINL GROUP INC	COM	47233W109	208,182	6,073	SH		SOLE		0	0	6,073
JFROG LTD	ORD SHS	M6191J100	704,914	33,048	SH		SOLE		0	0	33,048
JOHNSON & JOHNSON	COM	478160104	4,330,586	24,515	SH		SOLE		2,135	0	22,380
JPMORGAN CHASE & CO	COM	46625H100	3,515,060	26,212	SH		SOLE		2,339	0	23,873
KINDER MORGAN INC DEL	COM	49456B101	496,332	27,452	SH		SOLE		0	0	27,452
KRAFT HEINZ CO	COM	500754106	262,335	6,444	SH		SOLE		0	0	6,444
LILLY ELI & CO	COM	532457108	258,649	707	SH		SOLE		0	0	707
LINDE PLC	SHS	G5494J103	455,347	1,396	SH		SOLE		0	0	1,396
LOCKHEED MARTIN CORP	COM	539830109	266,597	548	SH		SOLE		310	0	238
LOEWS CORP	COM	540424108	331,839	5,689	SH		SOLE		0	0	5,689
LOWES COS INC	COM	548661107	1,359,415	6,823	SH		SOLE		0	0	6,823
MARATHON OIL CORP	COM	565849106	297,202	10,979	SH		SOLE		10,150	0	829
MARATHON PETE CORP	COM	56585A102	913,080	7,845	SH		SOLE		4,218	0	3,627
MASTERCARD INCORPORATED	CL A	57636Q104	1,290,869	3,713	SH		SOLE		0	0	3,713
MCDONALDS CORP	COM	580135101	839,252	3,185	SH		SOLE		366	0	2,819
MERCK & CO INC	COM	58933Y105	1,864,099	16,800	SH		SOLE		458	0	16,342
META PLATFORMS INC	CL A	30303M102	5,461,390	45,383	SH		SOLE		1,365	0	44,018
METLIFE INC	COM	59156R108	270,953	3,744	SH		SOLE		0	0	3,744
MICROSOFT CORP	COM	594918104	11,307,677	47,150	SH		SOLE		2,192	0	44,958
MONDELEZ INTL INC	CL A	609207105	227,210	3,409	SH		SOLE		0	0	3,409
MONROE CAP CORP	COM	610335101	93,940	11,000	SH		SOLE		0	0	11,000
MORGAN STANLEY	COM NEW	617446448	281,814	3,315	SH		SOLE		0	0	3,315
NEXTERA ENERGY INC	COM	65339F101	747,050	8,936	SH		SOLE		0	0	8,936
NIKE INC	CL B	654106103	682,519	5,833	SH		SOLE		1,418	0	4,415
NOKIA CORP	SPONSORED ADR	654902204	110,571	23,830	SH		SOLE		0	0	23,830
NORTHROP GRUMMAN CORP	COM	666807102	237,340	435	SH		SOLE		150	0	285
NOVARTIS AG	SPONSORED ADR	66987V109	202,850	2,236	SH		SOLE		0	0	2,236
NOVO-NORDISK A S	ADR	670100205	204,634	1,512	SH		SOLE		0	0	1,512
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	222,375	6,506	SH		SOLE		0	0	6,506
NVIDIA CORPORATION	COM	67066G104	266,504	1,824	SH		SOLE		0	0	1,824
OCCIDENTAL PETE CORP	COM	674599105	302,352	4,800	SH		SOLE		3,716	0	1,084
ORACLE CORP	COM	68389X105	1,678,519	20,535	SH		SOLE		900	0	19,635
PAYCHEX INC	COM	704326107	1,395,849	12,079	SH		SOLE		0	0	12,079
PAYPAL HLDGS INC	COM	70450Y103	234,741	3,296	SH		SOLE		348	0	2,948
PEPSICO INC	COM	713448108	3,676,612	20,351	SH		SOLE		2,996	0	17,355
PFIZER INC	COM	717081103	2,058,705	40,178	SH		SOLE		0	0	40,178
PHILLIPS 66	COM	718546104	209,929	2,017	SH		SOLE		0	0	2,017
PROCTER AND GAMBLE CO	COM	742718109	4,698,364	31,000	SH		SOLE		293	0	30,707
PROSHARES TR	SHORT QQQ NEW	74347B714	608,819	41,360	SH		SOLE		0	0	41,360
PROSHARES TR	S&P 500 DV ARIST	74348A467	534,361	5,938	SH		SOLE		0	0	5,938
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	209,176	3,414	SH		SOLE		0	0	3,414
QUALCOMM INC	COM	747525103	1,517,281	13,801	SH		SOLE		2,580	0	11,221
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,281,482	12,698	SH		SOLE		175	0	12,523
REALTY INCOME CORP	COM	756109104	391,109	6,166	SH		SOLE		89	0	6,077
RESMED INC	COM	761152107	282,224	1,356	SH		SOLE		0	0	1,356
RESTAURANT BRANDS INTL INC	COM	76131D103	845,366	13,072	SH		SOLE		0	0	13,072
RLJ LODGING TR	CUM CONV PFD A	74965L200	332,584	13,980	SH		SOLE		13,980	0	0
ROYAL BK CDA SUSTAINABL	COM	780087102	3,038,256	32,315	SH		SOLE		0	0	32,315
SALESFORCE INC	COM	79466L302	1,773,391	13,375	SH		SOLE		9,540	0	3,835
SCHWAB CHARLES CORP	COM	808513105	2,155,268	25,886	SH		SOLE		1,354	0	24,532
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,136,402	17,213	SH		SOLE		0	0	17,213
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,086,911	24,256	SH		SOLE		0	0	24,256
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,144,763	17,448	SH		SOLE		1,941	0	15,507
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	4,864,038	167,322	SH		SOLE		0	0	167,322
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	229,582	5,667	SH		SOLE		2,442	0	3,225
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	627,277	13,741	SH		SOLE		3,895	0	9,846
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	919,851	12,177	SH		SOLE		0	0	12,177
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,959,155	87,689	SH		SOLE		20,549	0	67,140
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	29,241,395	1,180,040	SH		SOLE		32,323	0	1,147,717
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	215,519	3,057	SH		SOLE		0	0	3,057
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	300,274	2,413	SH		SOLE		0	0	2,413
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	12,597,912	368,360	SH		SOLE		0	0	368,360
SEMPRA	COM	816851109	328,188	2,124	SH		SOLE		0	0	2,124
SERA PROGNOSTICS INC	CLASS A COM	81749D107	20,755	16,472	SH		SOLE		0	0	16,472
SILGAN HOLDINGS INC	COM	827048109	1,198,956	23,128	SH		SOLE		0	0	23,128
SNOWFLAKE INC	CL A	833445109	489,615	3,411	SH		SOLE		2,036	0	1,375
SOFI TECHNOLOGIES INC	COM	83406F102	72,068	15,633	SH		SOLE		0	0	15,633
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	251,148	758	SH		SOLE		0	0	758
SPDR GOLD TR	GOLD SHS	78463V107	550,143	3,243	SH		SOLE		189	0	3,054
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	380,830	12,949	SH		SOLE		2,325	0	10,624
SPDR INDEX SHS FDS	MSCI EMRG MKTS	78463X426	768,234	14,379	SH		SOLE		0	0	14,379
SPDR S&P 500 ETF TR	TR UNIT	78462F103	24,189,901	63,253	SH		SOLE		3,591	0	59,662
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,362,266	3,076	SH		SOLE		0	0	3,076
SPDR SER TR	DJ REIT ETF	78464A607	264,500	3,035	SH		SOLE		0	0	3,035
SPDR SER TR	S&P REGL BKG	78464A698	440,491	7,499	SH		SOLE		0	0	7,499
SPDR SER TR	S&P DIVID ETF	78464A763	1,553,791	12,419	SH		SOLE		1,157	0	11,262
STARBUCKS CORP	COM	855244109	402,466	4,057	SH		SOLE		412	0	3,645
STRYKER CORPORATION	COM	863667101	213,539	873	SH		SOLE		0	0	873
TARGET CORP	COM	87612E106	248,450	1,667	SH		SOLE		750	0	917
TESLA INC	COM	88160R101	507,871	4,123	SH		SOLE		0	0	4,123
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,024,283	1,860	SH		SOLE		0	0	1,860
TJX COS INC NEW	COM	872540109	2,235,248	28,081	SH		SOLE		5,367	0	22,714
TOTALENERGIES SE	SPONSORED ADS	89151E109	283,830	4,572	SH		SOLE		0	0	4,572
TRUIST FINL CORP	COM	89832Q109	447,039	10,389	SH		SOLE		246	0	10,143
UNION PAC CORP	COM	907818108	1,974,205	9,534	SH		SOLE		1,510	0	8,024
UNITED PARCEL SERVICE INC	CL B	911312106	271,712	1,563	SH		SOLE		0	0	1,563
UNITEDHEALTH GROUP INC	COM	91324P102	2,406,588	4,539	SH		SOLE		500	0	4,039
US BANCORP DEL	COM NEW	902973304	2,248,096	51,550	SH		SOLE		740	0	50,810
VANECK ETF TRUST	BIOTECH ETF	92189F726	1,211,308	7,583	SH		SOLE		1,292	0	6,291
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	5,804,882	36,962	SH		SOLE		521	0	36,441
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	2,842,461	37,759	SH		SOLE		0	0	37,759
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,489,523	30,398	SH		SOLE		0	0	30,398
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	26,091,234	363,183	SH		SOLE		32,298	0	330,885
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	488,925	3,680	SH		SOLE		0	0	3,680
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,461,510	13,412	SH		SOLE		0	0	13,412
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,050,362	5,238	SH		SOLE		0	0	5,238
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	115,842,832	729,490	SH		SOLE		52,980	0	676,510
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,243,037	6,099	SH		SOLE		0	0	6,099
VANGUARD INDEX FDS	VALUE ETF	922908744	15,546,258	110,752	SH		SOLE		518	0	110,234
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,881,541	47,060	SH		SOLE		5,914	0	41,146
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,192,732	42,851	SH		SOLE		23,473	0	19,378
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	52,924,282	150,640	SH		SOLE		11,258	0	139,382
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,171,165	10,188	SH		SOLE		0	0	10,188
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,310,573	7,524	SH		SOLE		0	0	7,524
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,562,897	117,058	SH		SOLE		9,516	0	107,542
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	1,328,898	32,146	SH		SOLE		6,225	0	25,921
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	16,034,131	319,787	SH		SOLE		17,646	0	302,141
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	413,022	4,792	SH		SOLE		0	0	4,792
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	13,212,798	128,516	SH		SOLE		4,641	0	123,875
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	266,871,988	5,392,444	SH		SOLE		259,586	0	5,132,858
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	634,453	8,438	SH		SOLE		2,793	0	5,645
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	578,027	9,997	SH		SOLE		0	0	9,997
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	2,915,938	43,796	SH		SOLE		0	0	43,796
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	149,367,728	983,657	SH		SOLE		43,296	0	940,361
VANGUARD STAR FDS	VG TL INTL STK F	921909768	567,557	10,974	SH		SOLE		0	0	10,974
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,579,701	156,772	SH		SOLE		11,425	0	145,347
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,089,025	10,064	SH		SOLE		0	0	10,064
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	675,034	13,723	SH		SOLE		0	0	13,723
VANGUARD WORLD FD	ESG US STK ETF	921910733	655,307	9,950	SH		SOLE		0	0	9,950
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	628,549	3,693	SH		SOLE		229	0	3,464
VANGUARD WORLD FDS	INF TECH ETF	92204A702	7,176,184	22,467	SH		SOLE		1,862	0	20,605
VERIZON COMMUNICATIONS INC	COM	92343V104	521,344	13,232	SH		SOLE		685	0	12,547
VISA INC	COM CL A	92826C839	1,192,016	5,737	SH		SOLE		0	0	5,737
WALMART INC	COM	931142103	665,063	4,690	SH		SOLE		0	0	4,690
WASTE MGMT INC DEL	COM	94106L109	318,623	2,031	SH		SOLE		0	0	2,031
WELLS FARGO CO NEW	COM	949746101	1,274,953	30,878	SH		SOLE		0	0	30,878
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	22,843,487	640,951	SH		SOLE		93,677	0	547,274
WISDOMTREE TR	US LARGECAP DIVD	97717W307	3,343,875	53,977	SH		SOLE		2,193	0	51,784
WORKDAY INC	CL A	98138H101	209,330	1,251	SH		SOLE		0	0	1,251
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	232,943	1,827	SH		SOLE		0	0	1,827