Aspiriant 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	773,216	7,356	SH		SOLE		2,163	0	5,193
ABBOTT LABS	COM	002824100	1,935,686	19,116	SH		SOLE		3,422	0	15,694
ABBVIE INC	COM	00287Y109	1,413,293	8,868	SH		SOLE		36	0	8,832
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	851,142	2,978	SH		SOLE		0	0	2,978
ADOBE SYSTEMS INCORPORATED	COM	00724F101	907,546	2,355	SH		SOLE		0	0	2,355
ALIGN TECHNOLOGY INC	COM	016255101	556,009	1,664	SH		SOLE		0	0	1,664
ALPHABET INC	CAP STK CL C	02079K107	4,915,728	47,266	SH		SOLE		8,816	0	38,450
ALPHABET INC	CAP STK CL A	02079K305	8,680,126	83,680	SH		SOLE		21,950	0	61,730
AMAZON COM INC	COM	023135106	2,879,209	27,875	SH		SOLE		0	0	27,875
AMERICAN EXPRESS CO	COM	025816109	855,431	5,186	SH		SOLE		0	0	5,186
AMERIPRISE FINL INC	COM	03076C106	246,733	805	SH		SOLE		0	0	805
AMGEN INC	COM	031162100	947,177	3,918	SH		SOLE		0	0	3,918
ANALOG DEVICES INC	COM	032654105	237,650	1,205	SH		SOLE		0	0	1,205
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	378,359	5,670	SH		SOLE		1,670	0	4,000
APPLE INC	COM	037833100	47,116,655	285,728	SH		SOLE		42,350	0	243,378
APPLIED MATLS INC	COM	038222105	698,532	5,687	SH		SOLE		0	0	5,687
AT&T INC	COM	00206R102	321,181	16,685	SH		SOLE		0	0	16,685
AUTOMATIC DATA PROCESSING IN	COM	053015103	317,248	1,425	SH		SOLE		0	0	1,425
BANK AMERICA CORP	COM	060505104	1,198,712	41,913	SH		SOLE		0	0	41,913
BECTON DICKINSON & CO	COM	075887109	294,078	1,188	SH		SOLE		55	0	1,133
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	21,534,237	69,742	SH		SOLE		7,703	0	62,039
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	4,190,400	9	SH		SOLE		3	0	6
BILL HOLDINGS INC	COM	090043100	21,506,887	265,059	SH		SOLE		364	0	264,695
BOEING CO	COM	097023105	298,744	1,406	SH		SOLE		0	0	1,406
BOX INC	CL A	10316T104	235,752	8,800	SH		SOLE		0	0	8,800
BRISTOL-MYERS SQUIBB CO	COM	110122108	995,060	14,357	SH		SOLE		0	0	14,357
BROADCOM INC	COM	11135F101	485,004	756	SH		SOLE		0	0	756
BROOKFIELD RENEWABLE PARTNER	PARTNERSHIP UNIT	G16258108	209,100	6,636	SH		SOLE		0	0	6,636
CANGO INC	ADS	137586103	22,800	20,000	SH		SOLE		0	0	20,000
CAPITAL ONE FINL CORP	COM	14040H105	259,920	2,703	SH		SOLE		0	0	2,703
CATERPILLAR INC	COM	149123101	638,519	2,790	SH		SOLE		248	0	2,542
CHARTER COMMUNICATIONS INC N	CL A	16119P108	483,572	1,352	SH		SOLE		73	0	1,279
CHEVRON CORP NEW	COM	166764100	3,038,126	18,621	SH		SOLE		1,388	0	17,233
CINCINNATI FINL CORP	COM	172062101	3,830,075	34,173	SH		SOLE		0	0	34,173
CISCO SYS INC	COM	17275R102	1,201,996	22,994	SH		SOLE		404	0	22,590
CLOROX CO DEL	COM	189054109	206,431	1,305	SH		SOLE		71	0	1,234
CLOUDFLARE INC	CL A COM	18915M107	1,289,496	20,913	SH		SOLE		3,779	0	17,134
COCA COLA CO	COM	191216100	832,339	13,418	SH		SOLE		1,290	0	12,128
COMCAST CORP NEW	CL A	20030N101	1,214,788	32,044	SH		SOLE		2,692	0	29,352
CONOCOPHILLIPS	COM	20825C104	450,909	4,545	SH		SOLE		0	0	4,545
COSTCO WHSL CORP NEW	COM	22160K105	1,039,999	2,093	SH		SOLE		450	0	1,643
COURSERA INC	COM	22266M104	237,335	20,602	SH		SOLE		20,602	0	0
CSX CORP	COM	126408103	212,334	7,092	SH		SOLE		0	0	7,092
CVS HEALTH CORP	COM	126650100	264,767	3,563	SH		SOLE		0	0	3,563
DANAHER CORPORATION	COM	235851102	1,739,392	6,901	SH		SOLE		1,566	0	5,335
DANIMER SCIENTIFIC INC	COM CL A	236272100	40,883	11,850	SH		SOLE		0	0	11,850
DEERE & CO	COM	244199105	481,892	1,167	SH		SOLE		0	0	1,167
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	964,806	39,901	SH		SOLE		0	0	39,901
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	434,897	17,299	SH		SOLE		0	0	17,299
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	23,408,915	699,191	SH		SOLE		126,497	0	572,694
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	8,185,019	183,933	SH		SOLE		51,011	0	132,922
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	7,842,139	243,318	SH		SOLE		40,113	0	203,205
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	6,528,171	283,095	SH		SOLE		0	0	283,095
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	6,753,347	128,147	SH		SOLE		9,801	0	118,346
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	7,184,410	281,963	SH		SOLE		0	0	281,963
DISNEY WALT CO	COM	254687106	1,901,664	18,992	SH		SOLE		3,651	0	15,341
DOCUSIGN INC	COM	256163106	614,890	10,547	SH		SOLE		0	0	10,547
DOMINION ENERGY INC	COM	25746U109	339,597	6,074	SH		SOLE		0	0	6,074
DUKE ENERGY CORP NEW	COM NEW	26441C204	327,467	3,394	SH		SOLE		0	0	3,394
ECOLAB INC	COM	278865100	256,903	1,552	SH		SOLE		0	0	1,552
EDWARDS LIFESCIENCES CORP	COM	28176E108	226,846	2,742	SH		SOLE		0	0	2,742
ELASTIC N V	ORD SHS	N14506104	605,924	10,465	SH		SOLE		0	0	10,465
ELEVANCE HEALTH INC	COM	036752103	485,559	1,056	SH		SOLE		100	0	956
ENBRIDGE INC	COM	29250N105	207,422	5,437	SH		SOLE		0	0	5,437
ENGINE NO 1 ETF TRUST	TRANSFRM 500 ETF	29287L106	919,248	19,316	SH		SOLE		0	0	19,316
ESAB CORPORATION	COM	29605J106	258,077	4,369	SH		SOLE		0	0	4,369
EXXON MOBIL CORP	COM	30231G102	2,912,131	26,556	SH		SOLE		613	0	25,943
FEDEX CORP	COM	31428X106	450,354	1,971	SH		SOLE		310	0	1,661
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	5,916,888	128,628	SH		SOLE		47,018	0	81,610
FLEXSHARES TR	US QUALITY CAP	33939L746	233,367	5,137	SH		SOLE		0	0	5,137
FTC SOLAR INC	COM	30320C103	22,500	10,000	SH		SOLE		0	0	10,000
GENERAL DYNAMICS CORP	COM	369550108	1,080,803	4,736	SH		SOLE		0	0	4,736
GENERAL ELECTRIC CO	COM NEW	369604301	472,376	4,941	SH		SOLE		176	0	4,765
GENUINE PARTS CO	COM	372460105	241,930	1,446	SH		SOLE		0	0	1,446
GOLDMAN SACHS GROUP INC	COM	38141G104	332,017	1,015	SH		SOLE		75	0	940
HANESBRANDS INC	COM	410345102	54,357	10,334	SH		SOLE		0	0	10,334
HOME DEPOT INC	COM	437076102	1,678,052	5,686	SH		SOLE		0	0	5,686
HONEYWELL INTL INC	COM	438516106	366,759	1,919	SH		SOLE		300	0	1,619
HUNTINGTON BANCSHARES INC	COM	446150104	408,397	36,464	SH		SOLE		0	0	36,464
ILLINOIS TOOL WKS INC	COM	452308109	228,843	940	SH		SOLE		31	0	909
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	5,235,714	165,530	SH		SOLE		23,304	0	142,226
INDEXIQ ETF TR	HEDGE MLTI ETF	45409B107	8,671,719	296,875	SH		SOLE		23,432	0	273,443
INTEL CORP	COM	458140100	820,815	25,124	SH		SOLE		1,809	0	23,315
INTERNATIONAL BUSINESS MACHS	COM	459200101	736,245	5,616	SH		SOLE		0	0	5,616
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	216,154	3,464	SH		SOLE		0	0	3,464
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	286,416	13,770	SH		SOLE		0	0	13,770
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	402,347	4,995	SH		SOLE		0	0	4,995
INVESCO EXCHANGE TRADED FD T	S&P MDCP400 VL	46137V191	534,096	5,665	SH		SOLE		0	0	5,665
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	6,991,220	48,342	SH		SOLE		1,154	0	47,188
INVESCO QQQ TR	UNIT SER 1	46090E103	1,701,740	5,303	SH		SOLE		0	0	5,303
ISHARES GOLD TR	ISHARES NEW	464285204	271,493	7,265	SH		SOLE		0	0	7,265
ISHARES INC	MSCI EMRG CHN	46434G764	208,370	4,224	SH		SOLE		0	0	4,224
ISHARES INC	MSCI EURZONE ETF	464286608	346,214	7,680	SH		SOLE		0	0	7,680
ISHARES INC	CORE MSCI EMKT	46434G103	54,216,524	1,111,221	SH		SOLE		45,317	0	1,065,904
ISHARES INC	ESG AWR MSCI EM	46434G863	268,871	8,541	SH		SOLE		1,253	0	7,288
ISHARES INC	MSCI EMERG MRKT	464286533	2,403,285	44,040	SH		SOLE		8,381	0	35,659
ISHARES INC	MSCI GBL MIN VOL	464286525	274,676,258	2,839,032	SH		SOLE		329,838	0	2,509,194
ISHARES INC	MSCI EQUAL WEITE	464286681	298,347	3,949	SH		SOLE		0	0	3,949
ISHARES TR	HDG MSCI EAFE	46434V803	354,613	12,033	SH		SOLE		0	0	12,033
ISHARES TR	DOW JONES US ETF	464287846	2,976,482	29,744	SH		SOLE		0	0	29,744
ISHARES TR	S&P SML 600 GWT	464287887	538,816	4,901	SH		SOLE		0	0	4,901
ISHARES TR	SP SMCP600VL ETF	464287879	338,796	3,620	SH		SOLE		0	0	3,620
ISHARES TR	U.S. ENERGY ETF	464287796	234,325	5,356	SH		SOLE		0	0	5,356
ISHARES TR	U.S. MED DVC ETF	464288810	438,857	8,130	SH		SOLE		0	0	8,130
ISHARES TR	MSCI USA QLT FCT	46432F339	425,419	3,429	SH		SOLE		0	0	3,429
ISHARES TR	EAFE VALUE ETF	464288877	62,730,652	1,292,616	SH		SOLE		210,395	0	1,082,221
ISHARES TR	SHORT TREAS BD	464288679	2,026,239	18,337	SH		SOLE		0	0	18,337
ISHARES TR	S&P 500 VAL ETF	464287408	657,016	4,329	SH		SOLE		0	0	4,329
ISHARES TR	MSCI LW CRB TG	46434V464	11,744,513	79,387	SH		SOLE		5,969	0	73,418
ISHARES TR	RUS MD CP GR ETF	464287481	1,130,477	12,416	SH		SOLE		0	0	12,416
ISHARES TR	RUS 2000 VAL ETF	464287630	13,183,382	96,215	SH		SOLE		3,014	0	93,201
ISHARES TR	CORE S&P US GWT	464287671	2,557,552	28,811	SH		SOLE		0	0	28,811
ISHARES TR	CORE HIGH DV ETF	46429B663	693,220	6,819	SH		SOLE		0	0	6,819
ISHARES TR	RUSSELL 3000 ETF	464287689	6,772,317	28,768	SH		SOLE		704	0	28,064
ISHARES TR	CORE 1 5 YR USD	46432F859	887,174	18,814	SH		SOLE		0	0	18,814
ISHARES TR	RUS MID CAP ETF	464287499	2,702,548	38,652	SH		SOLE		8,400	0	30,252
ISHARES TR	NATIONAL MUN ETF	464288414	15,806,428	146,709	SH		SOLE		29,041	0	117,668
ISHARES TR	EAFE SML CP ETF	464288273	3,615,285	60,751	SH		SOLE		6,259	0	54,492
ISHARES TR	MSCI EAFE ETF	464287465	2,595,553	36,291	SH		SOLE		0	0	36,291
ISHARES TR	GRWT ALLOCAT ETF	464289867	23,587,454	471,466	SH		SOLE		44,228	0	427,238
ISHARES TR	RUS 1000 VAL ETF	464287598	5,248,268	34,468	SH		SOLE		0	0	34,468
ISHARES TR	CORE S&P US VLU	464287663	170,048,302	2,304,801	SH		SOLE		122,384	0	2,182,417
ISHARES TR	MSCI ACWI EX US	464288240	227,805	4,671	SH		SOLE		0	0	4,671
ISHARES TR	CORE S&P MCP ETF	464287507	5,623,539	22,479	SH		SOLE		579	0	21,900
ISHARES TR	MSCI EAFE MIN VL	46429B689	11,991,233	177,254	SH		SOLE		2,038	0	175,216
ISHARES TR	SELECT DIVID ETF	464287168	1,381,318	11,788	SH		SOLE		1,155	0	10,633
ISHARES TR	RUSSELL 2000 ETF	464287655	8,815,219	49,412	SH		SOLE		530	0	48,882
ISHARES TR	MSCI EMG MKT ETF	464287234	4,194,225	106,291	SH		SOLE		1,875	0	104,416
ISHARES TR	S&P MC 400VL ETF	464287705	511,384	4,976	SH		SOLE		0	0	4,976
ISHARES TR	INTL SEL DIV ETF	464288448	1,088,247	39,587	SH		SOLE		0	0	39,587
ISHARES TR	CORE S&P500 ETF	464287200	43,798,526	106,545	SH		SOLE		4,941	0	101,604
ISHARES TR	CORE US AGGBD ET	464287226	5,463,389	54,831	SH		SOLE		13,825	0	41,006
ISHARES TR	RUS 2000 GRW ETF	464287648	662,541	2,921	SH		SOLE		0	0	2,921
ISHARES TR	MSCI USA MIN VOL	46429B697	8,822,416	121,287	SH		SOLE		691	0	120,596
ISHARES TR	ISHS 1-5YR INVS	464288646	281,103	5,562	SH		SOLE		0	0	5,562
ISHARES TR	MODERT ALLOC ETF	464289875	2,480,966	62,242	SH		SOLE		0	0	62,242
ISHARES TR	RUS 1000 GRW ETF	464287614	2,095,928	8,578	SH		SOLE		0	0	8,578
ISHARES TR	CORE DIV GRWTH	46434V621	1,267,696	25,359	SH		SOLE		0	0	25,359
ISHARES TR	CORE S&P TTL STK	464287150	2,242,471	24,765	SH		SOLE		0	0	24,765
ISHARES TR	GLOBAL REIT ETF	46434V647	2,350,142	102,492	SH		SOLE		3,352	0	99,140
ISHARES TR	RUS 1000 ETF	464287622	16,230,980	72,063	SH		SOLE		4,681	0	67,382
ISHARES TR	CORE MSCI EAFE	46432F842	13,488,911	201,779	SH		SOLE		2,775	0	199,004
ISHARES TR	MSCI ACWI ETF	464288257	3,544,462	38,881	SH		SOLE		4,918	0	33,963
ISHARES TR	CORE S&P SCP ETF	464287804	2,134,227	22,071	SH		SOLE		0	0	22,071
ISHARES TR	AGGRES ALLOC ETF	464289859	675,517	10,623	SH		SOLE		0	0	10,623
JFROG LTD	ORD SHS	M6191J100	651,046	33,048	SH		SOLE		0	0	33,048
JOHNSON & JOHNSON	COM	478160104	3,613,653	23,314	SH		SOLE		2,135	0	21,179
JPMORGAN CHASE & CO	COM	46625H100	3,422,652	26,266	SH		SOLE		2,339	0	23,927
KINDER MORGAN INC DEL	COM	49456B101	479,827	27,403	SH		SOLE		0	0	27,403
KRAFT HEINZ CO	COM	500754106	249,770	6,459	SH		SOLE		0	0	6,459
LILLY ELI & CO	COM	532457108	233,526	680	SH		SOLE		0	0	680
LINDE PLC	SHS	G54950103	495,128	1,393	SH		SOLE		0	0	1,393
LOCKHEED MARTIN CORP	COM	539830109	249,129	527	SH		SOLE		310	0	217
LOEWS CORP	COM	540424108	330,366	5,694	SH		SOLE		0	0	5,694
LOWES COS INC	COM	548661107	1,369,994	6,851	SH		SOLE		0	0	6,851
MARATHON OIL CORP	COM	565849106	261,643	10,920	SH		SOLE		10,150	0	770
MARATHON PETE CORP	COM	56585A102	1,055,180	7,826	SH		SOLE		4,218	0	3,608
MASTERCARD INCORPORATED	CL A	57636Q104	1,264,885	3,481	SH		SOLE		0	0	3,481
MCDONALDS CORP	COM	580135101	924,573	3,307	SH		SOLE		366	0	2,941
MEDTRONIC PLC	SHS	G5960L103	210,176	2,607	SH		SOLE		0	0	2,607
MERCK & CO INC	COM	58933Y105	1,806,625	16,980	SH		SOLE		458	0	16,522
META PLATFORMS INC	CL A	30303M102	9,598,339	45,288	SH		SOLE		1,351	0	43,937
METLIFE INC	COM	59156R108	222,605	3,842	SH		SOLE		0	0	3,842
MICROSOFT CORP	COM	594918104	13,389,298	46,442	SH		SOLE		2,192	0	44,250
MONDELEZ INTL INC	CL A	609207105	234,608	3,365	SH		SOLE		0	0	3,365
MONROE CAP CORP	COM	610335101	84,150	11,000	SH		SOLE		0	0	11,000
MORGAN STANLEY	COM NEW	617446448	290,502	3,309	SH		SOLE		0	0	3,309
NETFLIX INC	COM	64110L106	257,383	745	SH		SOLE		45	0	700
NEXTERA ENERGY INC	COM	65339F101	635,062	8,239	SH		SOLE		0	0	8,239
NIKE INC	CL B	654106103	694,878	5,666	SH		SOLE		1,418	0	4,248
NOKIA CORP	SPONSORED ADR	654902204	112,930	23,000	SH		SOLE		0	0	23,000
NOVARTIS AG	SPONSORED ADR	66987V109	251,712	2,736	SH		SOLE		0	0	2,736
NOVO-NORDISK A S	ADR	670100205	415,674	2,612	SH		SOLE		0	0	2,612
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	230,377	6,506	SH		SOLE		0	0	6,506
NVIDIA CORPORATION	COM	67066G104	546,285	1,967	SH		SOLE		0	0	1,967
OCCIDENTAL PETE CORP	COM	674599105	299,664	4,800	SH		SOLE		3,716	0	1,084
ORACLE CORP	COM	68389X105	1,916,648	20,627	SH		SOLE		900	0	19,727
PALO ALTO NETWORKS INC	COM	697435105	257,265	1,288	SH		SOLE		406	0	882
PAYCHEX INC	COM	704326107	1,388,143	12,114	SH		SOLE		0	0	12,114
PAYPAL HLDGS INC	COM	70450Y103	227,668	2,998	SH		SOLE		348	0	2,650
PEPSICO INC	COM	713448108	3,682,278	20,199	SH		SOLE		2,996	0	17,203
PFIZER INC	COM	717081103	1,643,901	40,292	SH		SOLE		0	0	40,292
PHILLIPS 66	COM	718546104	210,566	2,077	SH		SOLE		0	0	2,077
PROCTER AND GAMBLE CO	COM	742718109	4,482,264	30,145	SH		SOLE		293	0	29,852
PROSHARES TR	S&P 500 DV ARIST	74348A467	552,823	6,059	SH		SOLE		0	0	6,059
PROSHARES TR II	ULTRA VIX SHORT	74347Y839	60,450	13,000	SH		SOLE		0	0	13,000
QUALCOMM INC	COM	747525103	1,703,703	13,354	SH		SOLE		2,222	0	11,132
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,213,157	12,388	SH		SOLE		175	0	12,213
REALTY INCOME CORP	COM	756109104	393,281	6,211	SH		SOLE		89	0	6,122
RESMED INC	COM	761152107	296,950	1,356	SH		SOLE		0	0	1,356
RESTAURANT BRANDS INTL INC	COM	76131D103	877,654	13,072	SH		SOLE		0	0	13,072
RLJ LODGING TR	CUM CONV PFD A	74965L200	350,339	13,980	SH		SOLE		13,980	0	0
ROYAL BK CDA SUSTAINABL	COM	780087102	3,088,668	32,315	SH		SOLE		0	0	32,315
SALESFORCE INC	COM	79466L302	2,565,575	12,842	SH		SOLE		9,540	0	3,302
SCHWAB CHARLES CORP	COM	808513105	1,361,932	26,001	SH		SOLE		1,354	0	24,647
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,185,726	17,476	SH		SOLE		1,941	0	15,535
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	5,311,853	169,871	SH		SOLE		0	0	169,871
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,160,650	24,256	SH		SOLE		0	0	24,256
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	239,458	5,711	SH		SOLE		2,442	0	3,269
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	4,256,411	87,997	SH		SOLE		20,549	0	67,448
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,147,421	17,496	SH		SOLE		0	0	17,496
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	27,036,703	1,037,877	SH		SOLE		28,036	0	1,009,841
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	884,943	12,096	SH		SOLE		0	0	12,096
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	639,243	13,627	SH		SOLE		3,781	0	9,846
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	364,538	2,414	SH		SOLE		0	0	2,414
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	11,812,264	367,411	SH		SOLE		0	0	367,411
SEMPRA	COM	816851109	452,670	2,995	SH		SOLE		0	0	2,995
SERA PROGNOSTICS INC	CLASS A COM	81749D107	63,088	16,472	SH		SOLE		0	0	16,472
SILGAN HLDGS INC	COM	827048109	1,241,280	23,128	SH		SOLE		0	0	23,128
SNOWFLAKE INC	CL A	833445109	640,458	4,151	SH		SOLE		2,988	0	1,163
SOFI TECHNOLOGIES INC	COM	83406F102	94,892	15,633	SH		SOLE		0	0	15,633
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	252,126	758	SH		SOLE		0	0	758
SPDR GOLD TR	GOLD SHS	78463V107	717,673	3,917	SH		SOLE		131	0	3,786
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	401,031	12,949	SH		SOLE		2,325	0	10,624
SPDR INDEX SHS FDS	MSCI EMRG MKTS	78463X426	799,329	14,379	SH		SOLE		0	0	14,379
SPDR S&P 500 ETF TR	TR UNIT	78462F103	25,448,562	62,162	SH		SOLE		3,503	0	58,659
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,410,322	3,076	SH		SOLE		0	0	3,076
SPDR SER TR	S&P METALS MNG	78464A755	288,393	5,425	SH		SOLE		0	0	5,425
SPDR SER TR	OILGAS EQUIP	78468R549	443,363	5,895	SH		SOLE		0	0	5,895
SPDR SER TR	S&P DIVID ETF	78464A763	1,396,117	11,285	SH		SOLE		1,157	0	10,128
SPDR SER TR	DJ REIT ETF	78464A607	269,447	3,035	SH		SOLE		0	0	3,035
STARBUCKS CORP	COM	855244109	492,388	4,729	SH		SOLE		414	0	4,315
STRYKER CORPORATION	COM	863667101	249,331	873	SH		SOLE		0	0	873
TARGET CORP	COM	87612E106	282,730	1,707	SH		SOLE		750	0	957
TESLA INC	COM	88160R101	1,517,362	7,314	SH		SOLE		0	0	7,314
THE CIGNA GROUP	COM	125523100	311,412	1,219	SH		SOLE		0	0	1,219
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,057,639	1,835	SH		SOLE		0	0	1,835
TJX COS INC NEW	COM	872540109	2,183,972	27,871	SH		SOLE		5,367	0	22,504
TOTALENERGIES SE	SPONSORED ADS	89151E109	303,694	5,143	SH		SOLE		0	0	5,143
TRUIST FINL CORP	COM	89832Q109	360,403	10,569	SH		SOLE		246	0	10,323
UNION PAC CORP	COM	907818108	1,889,630	9,389	SH		SOLE		1,510	0	7,879
UNITED PARCEL SERVICE INC	CL B	911312106	321,247	1,656	SH		SOLE		0	0	1,656
UNITEDHEALTH GROUP INC	COM	91324P102	2,096,521	4,436	SH		SOLE		500	0	3,936
US BANCORP DEL	COM NEW	902973304	1,769,190	49,076	SH		SOLE		740	0	48,336
VANECK ETF TRUST	BIOTECH ETF	92189F726	1,229,128	7,583	SH		SOLE		1,292	0	6,291
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	5,662,407	70,114	SH		SOLE		1,042	0	69,072
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	2,957,122	38,661	SH		SOLE		0	0	38,661
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	26,426,394	357,933	SH		SOLE		30,987	0	326,946
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,974,101	40,091	SH		SOLE		0	0	40,091
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	515,936	3,680	SH		SOLE		0	0	3,680
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,033,733	36,533	SH		SOLE		5,947	0	30,586
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,166,657	16,706	SH		SOLE		0	0	16,706
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,244,278	40,393	SH		SOLE		23,452	0	16,941
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	114,871,906	723,560	SH		SOLE		52,327	0	671,233
VANGUARD INDEX FDS	VALUE ETF	922908744	14,626,954	105,908	SH		SOLE		518	0	105,390
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	56,949,450	151,437	SH		SOLE		11,303	0	140,134
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,157,361	5,348	SH		SOLE		0	0	5,348
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,874,048	11,522	SH		SOLE		0	0	11,522
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	472,998	2,427	SH		SOLE		0	0	2,427
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,380,696	7,391	SH		SOLE		0	0	7,391
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,256,029	5,955	SH		SOLE		0	0	5,955
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	335,175	2,500	SH		SOLE		0	0	2,500
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	1,321,348	32,570	SH		SOLE		6,465	0	26,105
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	17,017,374	318,260	SH		SOLE		17,364	0	300,896
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	11,276,589	103,227	SH		SOLE		3,559	0	99,668
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,691,924	116,138	SH		SOLE		9,516	0	106,622
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	443,874	4,820	SH		SOLE		0	0	4,820
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	203,499,200	4,016,961	SH		SOLE		223,793	0	3,793,168
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	2,926,011	43,796	SH		SOLE		0	0	43,796
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	880,617	15,043	SH		SOLE		0	0	15,043
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	676,770	8,878	SH		SOLE		2,793	0	6,085
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	147,215,036	955,883	SH		SOLE		42,871	0	913,012
VANGUARD STAR FDS	VG TL INTL STK F	921909768	326,824	5,920	SH		SOLE		0	0	5,920
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,808,227	150,725	SH		SOLE		11,425	0	139,300
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,042,024	9,877	SH		SOLE		0	0	9,877
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	507,709	2,665	SH		SOLE		0	0	2,665
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	656,689	3,693	SH		SOLE		229	0	3,464
VANGUARD WORLD FDS	INF TECH ETF	92204A702	8,534,306	22,140	SH		SOLE		1,862	0	20,278
VERIZON COMMUNICATIONS INC	COM	92343V104	498,332	12,814	SH		SOLE		685	0	12,129
VISA INC	COM CL A	92826C839	1,228,412	5,448	SH		SOLE		0	0	5,448
WALMART INC	COM	931142103	701,057	4,755	SH		SOLE		0	0	4,755
WASTE MGMT INC DEL	COM	94106L109	287,016	1,759	SH		SOLE		0	0	1,759
WELLS FARGO CO NEW	COM	949746101	975,132	26,087	SH		SOLE		0	0	26,087
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	23,918,914	631,773	SH		SOLE		93,703	0	538,070
WISDOMTREE TR	US LARGECAP DIVD	97717W307	3,146,200	50,860	SH		SOLE		2,193	0	48,667
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	236,048	1,827	SH		SOLE		0	0	1,827