Aspiriant 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
2023 ETF SERIES TRUST II	GMO US QUALITY E	90139K100	270,793	8,304	SH		SOLE		0	0	8,304
3M CO	COM	88579Y101	1,206,959	8,829	SH		SOLE		2,163	0	6,666
ABBOTT LABS	COM	002824100	2,316,408	20,318	SH		SOLE		1,315	0	19,003
ABBVIE INC	COM	00287Y109	1,651,921	8,365	SH		SOLE		0	0	8,365
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,007,771	2,851	SH		SOLE		0	0	2,851
ADOBE INC	COM	00724F101	1,199,178	2,316	SH		SOLE		0	0	2,316
AFFIRM HLDGS INC	COM CL A	00827B106	205,937	5,045	SH		SOLE		0	0	5,045
ALPHABET INC	CAP STK CL A	02079K305	13,163,373	79,369	SH		SOLE		14,430	0	64,939
ALPHABET INC	CAP STK CL C	02079K107	7,285,945	43,579	SH		SOLE		7,554	0	36,025
AMAZON COM INC	COM	023135106	5,564,373	29,863	SH		SOLE		919	0	28,944
AMBEV SA	SPONSORED ADR	02319V103	61,215	25,088	SH		SOLE		0	0	25,088
AMERICAN EXPRESS CO	COM	025816109	1,356,543	5,002	SH		SOLE		0	0	5,002
AMERICAN INTL GROUP INC	COM NEW	026874784	213,905	2,921	SH		SOLE		0	0	2,921
AMERICAN TOWER CORP NEW	COM	03027X100	220,699	949	SH		SOLE		0	0	949
AMGEN INC	COM	031162100	1,429,969	4,438	SH		SOLE		0	0	4,438
APPLE INC	COM	037833100	70,959,963	304,551	SH		SOLE		20,811	0	283,740
APPLIED MATLS INC	COM	038222105	1,018,938	5,043	SH		SOLE		0	0	5,043
AT&T INC	COM	00206R102	210,270	9,558	SH		SOLE		0	0	9,558
AUTOMATIC DATA PROCESSING IN	COM	053015103	646,543	2,336	SH		SOLE		0	0	2,336
BANK AMERICA CORP	COM	060505104	1,376,499	34,690	SH		SOLE		0	0	34,690
BECTON DICKINSON & CO	COM	075887109	282,329	1,171	SH		SOLE		0	0	1,171
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	460,260	1,000	SH	Call	SOLE		0	0	1,000
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	29,860,755	64,878	SH		SOLE		1,895	0	62,983
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	6,911,800	10	SH		SOLE		3	0	7
BILL HOLDINGS INC	COM	090043100	3,276,660	62,105	SH		SOLE		84	0	62,021
BLACKSTONE INC	COM	09260D107	373,790	2,441	SH		SOLE		0	0	2,441
BOEING CO	COM	097023105	213,361	1,403	SH		SOLE		0	0	1,403
BOOKING HOLDINGS INC	COM	09857L108	214,818	51	SH		SOLE		0	0	51
BOX INC	CL A	10316T104	282,166	8,621	SH		SOLE		0	0	8,621
BRIDGER AEROSPACE GRP HLDGS	COM	96812F102	144,826	65,237	SH		SOLE		0	0	65,237
BRISTOL-MYERS SQUIBB CO	COM	110122108	418,664	8,092	SH		SOLE		0	0	8,092
BROADCOM INC	COM	11135F101	1,863,863	10,805	SH		SOLE		420	0	10,385
BROOKFIELD RENEWABLE PARTNER	PARTNERSHIP UNIT	G16258108	241,334	8,564	SH		SOLE		0	0	8,564
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	923,576	10,797	SH		SOLE		0	0	10,797
CAPITAL ONE FINL CORP	COM	14040H105	395,736	2,643	SH		SOLE		0	0	2,643
CATERPILLAR INC	COM	149123101	985,540	2,520	SH		SOLE		0	0	2,520
CHARTER COMMUNICATIONS INC N	CL A	16119P108	359,729	1,110	SH		SOLE		0	0	1,110
CHEVRON CORP NEW	COM	166764100	2,427,988	16,487	SH		SOLE		388	0	16,099
CINCINNATI FINL CORP	COM	172062101	4,521,046	33,214	SH		SOLE		0	0	33,214
CISCO SYS INC	COM	17275R102	1,116,569	20,980	SH		SOLE		0	0	20,980
CLOROX CO DEL	COM	189054109	201,771	1,239	SH		SOLE		0	0	1,239
CLOUDFLARE INC	CL A COM	18915M107	559,031	6,911	SH		SOLE		540	0	6,371
COCA COLA CO	COM	191216100	1,221,438	16,997	SH		SOLE		0	0	16,997
COMCAST CORP NEW	CL A	20030N101	918,816	21,997	SH		SOLE		292	0	21,705
CONOCOPHILLIPS	COM	20825C104	267,305	2,539	SH		SOLE		0	0	2,539
COSTCO WHSL CORP NEW	COM	22160K105	1,757,084	1,982	SH		SOLE		100	0	1,882
COURSERA INC	COM	22266M104	333,385	41,988	SH		SOLE		0	0	41,988
DANAHER CORPORATION	COM	235851102	1,532,958	5,514	SH		SOLE		579	0	4,935
DANIMER SCIENTIFIC INC	COM CL A	236272100	5,382	11,850	SH		SOLE		0	0	11,850
DEERE & CO	COM	244199105	428,181	1,026	SH		SOLE		0	0	1,026
DIAGEO PLC	SPON ADR NEW	25243Q205	235,211	1,676	SH		SOLE		0	0	1,676
DIMENSIONAL ETF TRUST	NATL MUN BD ETF	25434V849	363,370	7,486	SH		SOLE		0	0	7,486
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	589,377	17,299	SH		SOLE		0	0	17,299
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	1,105,258	39,901	SH		SOLE		0	0	39,901
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	9,670,666	282,026	SH		SOLE		0	0	282,026
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	29,111,545	698,286	SH		SOLE		2,495	0	695,791
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	9,554,341	171,748	SH		SOLE		5,689	0	166,059
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	19,858,075	735,212	SH		SOLE		0	0	735,212
DIMENSIONAL ETF TRUST	US EQUITY MARKET	25434V401	253,652	4,078	SH		SOLE		0	0	4,078
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	7,408,180	114,218	SH		SOLE		982	0	113,236
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	8,043,072	211,215	SH		SOLE		1,565	0	209,650
DIREXION SHS ETF TR	DLY S&P500 BR 1X	25460E869	333,648	29,790	SH		SOLE		0	0	29,790
DISNEY WALT CO	COM	254687106	1,521,063	15,813	SH		SOLE		2,227	0	13,586
DOCUSIGN INC	COM	256163106	654,987	10,549	SH		SOLE		0	0	10,549
DOMINION ENERGY INC	COM	25746U109	332,235	5,749	SH		SOLE		0	0	5,749
DUKE ENERGY CORP NEW	COM NEW	26441C204	478,322	4,148	SH		SOLE		0	0	4,148
EATON CORP PLC	SHS	G29183103	338,732	1,022	SH		SOLE		0	0	1,022
ECOLAB INC	COM	278865100	383,250	1,501	SH		SOLE		0	0	1,501
ELASTIC N V	ORD SHS	N14506104	244,558	3,186	SH		SOLE		0	0	3,186
ELEVANCE HEALTH INC	COM	036752103	255,840	492	SH		SOLE		0	0	492
ELI LILLY & CO	COM	532457108	689,402	778	SH		SOLE		0	0	778
ENBRIDGE INC	COM	29250N105	220,797	5,437	SH		SOLE		0	0	5,437
ESAB CORPORATION	COM	29605J106	448,628	4,220	SH		SOLE		0	0	4,220
EXXON MOBIL CORP	COM	30231G102	2,827,815	24,124	SH		SOLE		0	0	24,124
FEDEX CORP	COM	31428X106	681,564	2,490	SH		SOLE		310	0	2,180
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	18,277,693	391,050	SH		SOLE		54,906	0	336,144
FLEXSHARES TR	US QUALITY CAP	33939L746	268,225	4,124	SH		SOLE		0	0	4,124
GABELLI EQUITY TR INC	COM	362397101	58,611	10,676	SH		SOLE		0	0	10,676
GALLAGHER ARTHUR J & CO	COM	363576109	203,993	725	SH		SOLE		0	0	725
GE AEROSPACE	COM NEW	369604301	1,036,693	5,497	SH		SOLE		0	0	5,497
GE VERNOVA INC	COM	36828A101	347,286	1,362	SH		SOLE		0	0	1,362
GENERAL DYNAMICS CORP	COM	369550108	1,265,009	4,186	SH		SOLE		0	0	4,186
GOLDMAN SACHS GROUP INC	COM	38141G104	458,968	927	SH		SOLE		75	0	852
HOME DEPOT INC	COM	437076102	2,438,088	6,017	SH		SOLE		882	0	5,135
HONEYWELL INTL INC	COM	438516106	437,811	2,118	SH		SOLE		0	0	2,118
HUNTINGTON BANCSHARES INC	COM	446150104	524,423	35,675	SH		SOLE		0	0	35,675
ILLINOIS TOOL WKS INC	COM	452308109	234,815	896	SH		SOLE		0	0	896
INTEL CORP	COM	458140100	654,444	27,896	SH		SOLE		0	0	27,896
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	228,431	1,422	SH		SOLE		0	0	1,422
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,027,431	4,647	SH		SOLE		0	0	4,647
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	413,452	5,764	SH		SOLE		0	0	5,764
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	4,001,916	22,338	SH		SOLE		936	0	21,402
INVESCO QQQ TR	UNIT SER 1	46090E103	2,558,504	5,242	SH		SOLE		451	0	4,791
ISHARES GOLD TR	ISHARES NEW	464285204	357,492	7,193	SH		SOLE		0	0	7,193
ISHARES INC	MSCI GBL MIN VOL	464286525	276,410,956	2,413,437	SH		SOLE		108,872	0	2,304,565
ISHARES INC	CORE MSCI EMKT	46434G103	56,425,648	982,853	SH		SOLE		6,713	0	976,140
ISHARES INC	MSCI EMERG MRKT	464286533	1,538,372	24,535	SH		SOLE		1,161	0	23,374
ISHARES TR	ISHS 1-5YR INVS	464288646	286,049	5,432	SH		SOLE		0	0	5,432
ISHARES TR	DOW JONES US ETF	464287846	4,151,965	29,744	SH		SOLE		0	0	29,744
ISHARES TR	MSCI KLD400 SOC	464288570	678,632	6,238	SH		SOLE		0	0	6,238
ISHARES TR	S&P SML 600 GWT	464287887	683,640	4,901	SH		SOLE		0	0	4,901
ISHARES TR	MSCI ACWI ETF	464288257	2,715,735	22,716	SH		SOLE		0	0	22,716
ISHARES TR	IBOXX HI YD ETF	464288513	268,684	3,346	SH		SOLE		0	0	3,346
ISHARES TR	MSCI EAFE ETF	464287465	3,974,957	47,530	SH		SOLE		0	0	47,530
ISHARES TR	RUS MID CAP ETF	464287499	3,206,446	36,379	SH		SOLE		2,339	0	34,040
ISHARES TR	SHORT TREAS BD	464288679	2,133,831	19,288	SH		SOLE		0	0	19,288
ISHARES TR	RUS 2000 GRW ETF	464287648	986,048	3,472	SH		SOLE		0	0	3,472
ISHARES TR	RUS MD CP GR ETF	464287481	1,444,192	12,313	SH		SOLE		0	0	12,313
ISHARES TR	RUS MDCP VAL ETF	464287473	228,661	1,729	SH		SOLE		0	0	1,729
ISHARES TR	CORE MSCI EAFE	46432F842	43,220,428	553,753	SH		SOLE		3,524	0	550,229
ISHARES TR	CORE S&P SCP ETF	464287804	2,917,998	24,949	SH		SOLE		0	0	24,949
ISHARES TR	CORE S&P US VLU	464287663	274,047,375	2,869,906	SH		SOLE		79,656	0	2,790,250
ISHARES TR	MSCI EMG MKT ETF	464287234	2,128,343	46,410	SH		SOLE		0	0	46,410
ISHARES TR	ESG AWR US AGRGT	46435U549	1,279,812	26,339	SH		SOLE		0	0	26,339
ISHARES TR	RUS 1000 VAL ETF	464287598	6,590,551	34,723	SH		SOLE		0	0	34,723
ISHARES TR	MSCI LW CRB TG	46434V464	19,581,572	99,840	SH		SOLE		1,029	0	98,811
ISHARES TR	MSCI GBL SUS DEV	46435G532	2,182,834	25,744	SH		SOLE		0	0	25,744
ISHARES TR	FLTG RATE NT ETF	46429B655	208,193	4,079	SH		SOLE		0	0	4,079
ISHARES TR	MODERT ALLOC ETF	464289875	1,404,139	31,127	SH		SOLE		0	0	31,127
ISHARES TR	S&P MC 400VL ETF	464287705	576,688	4,665	SH		SOLE		0	0	4,665
ISHARES TR	CORE S&P TTL STK	464287150	2,930,086	23,325	SH		SOLE		0	0	23,325
ISHARES TR	INTL SEL DIV ETF	464288448	412,790	13,655	SH		SOLE		0	0	13,655
ISHARES TR	MSCI EAFE MIN VL	46429B689	10,077,614	131,390	SH		SOLE		0	0	131,390
ISHARES TR	EAFE GRWTH ETF	464288885	204,965	1,904	SH		SOLE		0	0	1,904
ISHARES TR	GRWT ALLOCAT ETF	464289867	26,328,902	444,445	SH		SOLE		26,779	0	417,666
ISHARES TR	RUSSELL 2000 ETF	464287655	10,331,563	46,772	SH		SOLE		443	0	46,329
ISHARES TR	CORE S&P US GWT	464287671	3,665,384	27,787	SH		SOLE		0	0	27,787
ISHARES TR	CORE S&P MCP ETF	464287507	4,094,846	65,706	SH		SOLE		1,945	0	63,761
ISHARES TR	RUS 1000 GRW ETF	464287614	3,656,766	9,742	SH		SOLE		0	0	9,742
ISHARES TR	RUS 1000 ETF	464287622	21,336,085	67,864	SH		SOLE		0	0	67,864
ISHARES TR	NATIONAL MUN ETF	464288414	20,403,356	187,824	SH		SOLE		12,350	0	175,474
ISHARES TR	MSCI USA MIN VOL	46429B697	9,525,549	104,321	SH		SOLE		0	0	104,321
ISHARES TR	EAFE SML CP ETF	464288273	3,871,674	57,189	SH		SOLE		0	0	57,189
ISHARES TR	CORE HIGH DV ETF	46429B663	302,283	2,570	SH		SOLE		0	0	2,570
ISHARES TR	CORE DIV GRWTH	46434V621	843,995	13,463	SH		SOLE		0	0	13,463
ISHARES TR	GLOBAL REIT ETF	46434V647	1,371,680	51,393	SH		SOLE		4,667	0	46,726
ISHARES TR	0-3 MNTH TREASRY	46436E718	806,137	8,004	SH		SOLE		0	0	8,004
ISHARES TR	RUS 2000 VAL ETF	464287630	14,059,789	84,282	SH		SOLE		1,030	0	83,252
ISHARES TR	CORE S&P500 ETF	464287200	253,875,270	440,131	SH		SOLE		7,913	0	432,218
ISHARES TR	S&P 500 VAL ETF	464287408	816,148	4,139	SH		SOLE		0	0	4,139
ISHARES TR	EAFE VALUE ETF	464288877	67,669,830	1,176,253	SH		SOLE		12,519	0	1,163,734
ISHARES TR	MSCI USA QLT FCT	46432F339	294,770	1,644	SH		SOLE		0	0	1,644
ISHARES TR	SELECT DIVID ETF	464287168	824,467	6,104	SH		SOLE		1,155	0	4,949
ISHARES TR	CORE TOTAL USD	46434V613	840,149	17,830	SH		SOLE		1,451	0	16,379
ISHARES TR	AGGRES ALLOC ETF	464289859	548,815	6,955	SH		SOLE		0	0	6,955
ISHARES TR	RUSSELL 3000 ETF	464287689	8,513,463	26,056	SH		SOLE		704	0	25,352
ISHARES TR	1 3 YR TREAS BD	464287457	510,126	6,135	SH		SOLE		0	0	6,135
ISHARES TR	CORE US AGGBD ET	464287226	11,225,250	110,846	SH		SOLE		15,511	0	95,335
JEFFERIES FINL GROUP INC	COM	47233W109	373,855	6,074	SH		SOLE		0	0	6,074
JFROG LTD	ORD SHS	M6191J100	367,008	12,638	SH		SOLE		0	0	12,638
JOHNSON & JOHNSON	COM	478160104	3,761,460	23,211	SH		SOLE		453	0	22,758
JPMORGAN CHASE & CO.	COM	46625H100	5,316,915	25,216	SH		SOLE		760	0	24,456
KENVUE INC	COM	49177J102	219,597	9,494	SH		SOLE		0	0	9,494
KINDER MORGAN INC DEL	COM	49456B101	544,961	24,670	SH		SOLE		0	0	24,670
KRAFT HEINZ CO	COM	500754106	219,964	6,265	SH		SOLE		0	0	6,265
LINDE PLC	SHS	G54950103	247,967	520	SH		SOLE		0	0	520
LOCKHEED MARTIN CORP	COM	539830109	396,916	679	SH		SOLE		0	0	679
LOEWS CORP	COM	540424108	435,249	5,506	SH		SOLE		0	0	5,506
LOWES COS INC	COM	548661107	1,800,342	6,647	SH		SOLE		0	0	6,647
MARATHON OIL CORP	COM	565849106	278,790	10,469	SH		SOLE		0	0	10,469
MARATHON PETE CORP	COM	56585A102	1,093,777	6,714	SH		SOLE		2,343	0	4,371
MASTERCARD INCORPORATED	CL A	57636Q104	1,424,182	2,885	SH		SOLE		0	0	2,885
MCDONALDS CORP	COM	580135101	801,672	2,633	SH		SOLE		0	0	2,633
MERCK & CO INC	COM	58933Y105	1,746,320	15,377	SH		SOLE		175	0	15,202
META PLATFORMS INC	CL A	30303M102	6,899,730	12,053	SH		SOLE		1,191	0	10,862
METLIFE INC	COM	59156R108	265,420	3,218	SH		SOLE		0	0	3,218
MICROSOFT CORP	COM	594918104	19,677,191	45,728	SH		SOLE		1,130	0	44,598
MONDELEZ INTL INC	CL A	609207105	245,542	3,333	SH		SOLE		0	0	3,333
MONROE CAP CORP	COM	610335101	88,880	11,000	SH		SOLE		0	0	11,000
MORGAN STANLEY	COM NEW	617446448	290,588	2,788	SH		SOLE		0	0	2,788
NETFLIX INC	COM	64110L106	992,268	1,399	SH		SOLE		388	0	1,011
NEW YORK LIFE INVESTMENTS ET	NYLI HEDGE MULTI	45409B107	6,240,586	194,532	SH		SOLE		16,016	0	178,516
NEW YORK LIFE INVESTMENTS ET	NYLI MERGER ARBI	45409B800	3,871,918	117,759	SH		SOLE		15,461	0	102,298
NEXTERA ENERGY INC	COM	65339F101	809,377	9,575	SH		SOLE		0	0	9,575
NIKE INC	CL B	654106103	448,277	5,071	SH		SOLE		264	0	4,807
NOKIA CORP	SPONSORED ADR	654902204	101,913	23,321	SH		SOLE		0	0	23,321
NOVARTIS AG	SPONSORED ADR	66987V109	322,917	2,807	SH		SOLE		0	0	2,807
NOVO-NORDISK A S	ADR	670100205	640,834	5,382	SH		SOLE		0	0	5,382
NUSHARES ETF TR	NUVEEN ESG EMRGN	67092P888	330,921	10,668	SH		SOLE		0	0	10,668
NVIDIA CORPORATION	COM	67066G104	2,666,616	21,958	SH		SOLE		0	0	21,958
OCCIDENTAL PETE CORP	COM	674599105	201,191	3,904	SH		SOLE		3,716	0	188
ORACLE CORP	COM	68389X105	3,406,126	19,989	SH		SOLE		0	0	19,989
PALO ALTO NETWORKS INC	COM	697435105	302,835	886	SH		SOLE		0	0	886
PARKER-HANNIFIN CORP	COM	701094104	283,687	449	SH		SOLE		0	0	449
PAYCHEX INC	COM	704326107	1,567,204	11,679	SH		SOLE		0	0	11,679
PEPSICO INC	COM	713448108	3,127,057	18,389	SH		SOLE		722	0	17,667
PFIZER INC	COM	717081103	1,100,062	38,012	SH		SOLE		0	0	38,012
PROCTER AND GAMBLE CO	COM	742718109	5,294,038	30,566	SH		SOLE		0	0	30,566
PROSHARES TR	S&P 500 DV ARIST	74348A467	472,627	4,427	SH		SOLE		0	0	4,427
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	227,129	2,546	SH		SOLE		0	0	2,546
QUALCOMM INC	COM	747525103	2,650,222	15,585	SH		SOLE		380	0	15,205
REALTY INCOME CORP	COM	756109104	212,122	3,345	SH		SOLE		89	0	3,256
REGENERON PHARMACEUTICALS	COM	75886F107	355,318	338	SH		SOLE		60	0	278
RESMED INC	COM	761152107	294,165	1,205	SH		SOLE		0	0	1,205
RESTAURANT BRANDS INTL INC	COM	76131D103	943,474	13,082	SH		SOLE		0	0	13,082
RLJ LODGING TR	CUM CONV PFD A	74965L200	364,598	13,980	SH		SOLE		13,980	0	0
ROBINHOOD MKTS INC	COM CL A	770700102	985,326	42,072	SH		SOLE		0	0	42,072
ROYAL BK CDA	COM	780087102	3,830,209	30,708	SH		SOLE		0	0	30,708
RTX CORPORATION	COM	75513E101	1,244,193	10,269	SH		SOLE		0	0	10,269
S&P GLOBAL INC	COM	78409V104	203,548	394	SH		SOLE		60	0	334
SALESFORCE INC	COM	79466L302	1,730,943	6,324	SH		SOLE		3,789	0	2,535
SCHWAB CHARLES CORP	COM	808513105	1,640,858	25,318	SH		SOLE		0	0	25,318
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	214,850	2,994	SH		SOLE		0	0	2,994
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	5,812,218	85,662	SH		SOLE		5,614	0	80,048
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	583,165	12,272	SH		SOLE		1,026	0	11,246
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	1,732,973	26,051	SH		SOLE		0	0	26,051
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	22,873,515	708,816	SH		SOLE		11,847	0	696,969
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	395,645	3,798	SH		SOLE		0	0	3,798
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,208,193	15,033	SH		SOLE		0	0	15,033
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	7,443,758	199,190	SH		SOLE		652	0	198,538
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,308,585	15,749	SH		SOLE		0	0	15,749
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	1,287,349	15,229	SH		SOLE		0	0	15,229
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	234,262	2,900	SH		SOLE		0	0	2,900
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	791,739	3,507	SH		SOLE		0	0	3,507
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	12,646,365	279,046	SH		SOLE		0	0	279,046
SEMPRA	COM	816851109	222,121	2,656	SH		SOLE		0	0	2,656
SERVICENOW INC	COM	81762P102	308,564	345	SH		SOLE		0	0	345
SILGAN HLDGS INC	COM	827048109	1,214,220	23,128	SH		SOLE		0	0	23,128
SIMON PPTY GROUP INC NEW	COM	828806109	988,907	5,851	SH		SOLE		0	0	5,851
SNOWFLAKE INC	CL A	833445109	476,899	4,152	SH		SOLE		2,988	0	1,164
SOLENO THERAPEUTICS INC	COM	834203309	612,343	12,128	SH		SOLE		0	0	12,128
SOLVENTUM CORP	COM SHS	83444M101	258,315	3,705	SH		SOLE		540	0	3,165
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	320,725	758	SH		SOLE		0	0	758
SPDR GOLD TR	GOLD SHS	78463V107	734,285	3,021	SH		SOLE		131	0	2,890
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	214,814	6,294	SH		SOLE		0	0	6,294
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	235,061	8,526	SH		SOLE		0	0	8,526
SPDR INDEX SHS FDS	MSCI EMRG MKTS	78463X426	781,875	12,437	SH		SOLE		0	0	12,437
SPDR S&P 500 ETF TR	TR UNIT	78462F103	34,684,528	60,452	SH		SOLE		1,319	0	59,133
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,835,188	3,221	SH		SOLE		0	0	3,221
SPDR SER TR	DJ REIT ETF	78464A607	323,926	3,035	SH		SOLE		0	0	3,035
SPDR SER TR	S&P DIVID ETF	78464A763	2,210,768	15,564	SH		SOLE		1,157	0	14,407
STARBUCKS CORP	COM	855244109	462,457	4,744	SH		SOLE		909	0	3,835
STRYKER CORPORATION	COM	863667101	432,215	1,196	SH		SOLE		0	0	1,196
TARGET CORP	COM	87612E106	228,490	1,466	SH		SOLE		0	0	1,466
TCW ETF TRUST	TRANSFRM 500 ETF	29287L106	4,055,446	60,493	SH		SOLE		0	0	60,493
TCW ETF TRUST	TRANSFORM SYSTEM	29287L205	2,021,962	27,350	SH		SOLE		0	0	27,350
TESLA INC	COM	88160R101	1,768,095	6,758	SH		SOLE		0	0	6,758
TEXAS INSTRS INC	COM	882508104	293,122	1,419	SH		SOLE		0	0	1,419
THE CIGNA GROUP	COM	125523100	274,035	791	SH		SOLE		0	0	791
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,005,177	1,625	SH		SOLE		0	0	1,625
TJX COS INC NEW	COM	872540109	2,982,459	25,374	SH		SOLE		1,860	0	23,514
T-MOBILE US INC	COM	872590104	325,635	1,578	SH		SOLE		0	0	1,578
TOTALENERGIES SE	SPONSORED ADS	89151E109	290,790	4,500	SH		SOLE		0	0	4,500
TRANSDIGM GROUP INC	COM	893641100	2,855,687	2,001	SH		SOLE		0	0	2,001
TRUIST FINL CORP	COM	89832Q109	390,577	9,132	SH		SOLE		0	0	9,132
UNION PAC CORP	COM	907818108	1,950,146	7,912	SH		SOLE		646	0	7,266
UNITED PARCEL SERVICE INC	CL B	911312106	264,909	1,943	SH		SOLE		0	0	1,943
UNITEDHEALTH GROUP INC	COM	91324P102	2,620,765	4,482	SH		SOLE		434	0	4,048
US BANCORP DEL	COM NEW	902973304	949,857	20,771	SH		SOLE		80	0	20,691
VANECK ETF TRUST	BIOTECH ETF	92189F726	768,633	4,333	SH		SOLE		590	0	3,743
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	3,072,722	33,233	SH		SOLE		0	0	33,233
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,320,025	16,775	SH		SOLE		0	0	16,775
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	37,659,294	501,386	SH		SOLE		14,692	0	486,694
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,746,022	34,962	SH		SOLE		0	0	34,962
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	669,723	3,680	SH		SOLE		0	0	3,680
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	25,921,255	91,543	SH		SOLE		0	0	91,543
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,886,609	39,895	SH		SOLE		0	0	39,895
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,238,155	4,693	SH		SOLE		0	0	4,693
VANGUARD INDEX FDS	SMALL CP ETF	922908751	11,327,384	47,753	SH		SOLE		131	0	47,622
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	80,841,597	153,207	SH		SOLE		6,323	0	146,884
VANGUARD INDEX FDS	VALUE ETF	922908744	15,579,110	89,243	SH		SOLE		0	0	89,243
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	172,916,707	861,225	SH		SOLE		20,380	0	840,845
VANGUARD INDEX FDS	GROWTH ETF	922908736	5,503,249	14,334	SH		SOLE		0	0	14,334
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	2,846,754	10,812	SH		SOLE		0	0	10,812
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	445,063	1,828	SH		SOLE		0	0	1,828
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	630,440	3,760	SH		SOLE		0	0	3,760
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,449,680	5,422	SH		SOLE		0	0	5,422
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	214,801	3,021	SH		SOLE		0	0	3,021
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	578,152	4,830	SH		SOLE		0	0	4,830
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	4,913,164	102,679	SH		SOLE		6,169	0	96,510
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	13,777,155	109,378	SH		SOLE		917	0	108,461
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	2,150,527	45,844	SH		SOLE		256	0	45,588
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	20,444,836	324,521	SH		SOLE		9,651	0	314,870
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	265,508,330	5,193,824	SH		SOLE		116,185	0	5,077,639
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	777,234	13,169	SH		SOLE		0	0	13,169
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	594,221	7,482	SH		SOLE		480	0	7,002
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	3,427,196	41,128	SH		SOLE		0	0	41,128
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	191,876,413	968,782	SH		SOLE		16,870	0	951,912
VANGUARD STAR FDS	VG TL INTL STK F	921909768	300,953	4,649	SH		SOLE		0	0	4,649
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	7,667,085	145,183	SH		SOLE		4,293	0	140,890
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,322,536	10,316	SH		SOLE		0	0	10,316
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	229,925	714	SH		SOLE		0	0	714
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	291,578	1,033	SH		SOLE		0	0	1,033
VANGUARD WORLD FD	MATERIALS ETF	92204A801	633,352	2,995	SH		SOLE		90	0	2,905
VANGUARD WORLD FD	INF TECH ETF	92204A702	12,588,475	21,463	SH		SOLE		831	0	20,632
VERIZON COMMUNICATIONS INC	COM	92343V104	389,671	8,677	SH		SOLE		0	0	8,677
VISA INC	COM CL A	92826C839	1,483,760	5,396	SH		SOLE		0	0	5,396
WALMART INC	COM	931142103	1,166,820	14,450	SH		SOLE		0	0	14,450
WASTE MGMT INC DEL	COM	94106L109	366,207	1,764	SH		SOLE		0	0	1,764
WELLS FARGO CO NEW	COM	949746101	1,380,051	24,430	SH		SOLE		0	0	24,430
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	20,522,052	466,304	SH		SOLE		10,284	0	456,020
WISDOMTREE TR	US LARGECAP DIVD	97717W307	3,326,153	42,339	SH		SOLE		0	0	42,339