First Savings Financial (FSFG) 10-K 29 Dec 15 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2015	Dec. 11, 2015	Mar. 31, 2015
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Entity Registrant Name	First Savings Financial Group Inc
Entity Central Index Key	1,435,508
Current Fiscal Year End Date	--09-30
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$ 54
Trading Symbol	FSFG
Entity Common Stock, Shares Outstanding		2,196,220

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
ASSETS
Cash and due from banks	$ 9,884	$ 8,853
Interest-bearing deposits with banks	15,110	11,477
Total cash and cash equivalents	24,994	20,330
Interest-bearing time deposits	3,100	1,500
Trading account securities, at fair value	9,044	5,319
Securities available for sale, at fair value	178,328	184,697
Securities held to maturity (fair value of $5,191 in 2015 and $5,849 in 2014)	4,620	5,419
Loans held for sale ($5,835 at fair value in 2015)	6,803	281
Loans, net of allowance for loan losses of $6,624 in 2015 and $6,250 in 2014	457,112	433,876
Federal Reserve Bank and Federal Home Loan Bank stock, at cost	6,720	6,517
Real estate development and construction	7,079	7,202
Premises and equipment	13,838	14,275
Other real estate owned, held for sale	618	953
Accrued interest receivable:
Loans	1,259	1,276
Securities	1,396	1,235
Cash surrender value of life insurance	17,766	18,021
Goodwill	7,936	7,936
Core deposit intangibles	1,381	1,725
Other assets	7,952	2,567
Total Assets	749,946	713,129
Deposits:
Noninterest-bearing	71,184	56,092
Interest-bearing	462,113	477,102
Total deposits	533,297	533,194
Repurchase agreements	1,342	1,338
Borrowings from Federal Home Loan Bank	104,867	79,548
Other long-term debt	4,632	4,812
Accrued interest payable	186	175
Advance payments by borrowers for taxes and insurance	883	748
Accrued expenses and other liabilities	10,382	6,234
Total Liabilities	655,589	626,049
STOCKHOLDERS' EQUITY
Preferred stock	0	0
Common stock of $.01 par value per share Authorized 20,000,000 shares; issued 2,542,042 shares; outstanding 2,183,510 shares (2,171,812 shares at September 30, 2014)	25	25
Retained earnings - substantially restricted	52,760	47,175
Accumulated other comprehensive income	4,210	3,853
Unearned ESOP shares	(197)	(537)
Unearned stock compensation	0	(162)
Less treasury stock, at cost - 358,532 shares (370,230 shares at September 30, 2014)	(6,357)	(6,473)
Total Stockholders' Equity	94,357	87,080
Total Liabilities and Stockholders' Equity	749,946	713,129
Preferred Stock
STOCKHOLDERS' EQUITY
Additional paid-in capital	17,120	17,120
Senior Non-Cumulative Perpetual Preferred Stock, Series A
STOCKHOLDERS' EQUITY
Preferred stock	0	0
Common Stock
STOCKHOLDERS' EQUITY
Additional paid-in capital	$ 26,796	$ 26,079

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Securities held to maturity, fair value	$ 5,191	$ 5,849
Loans, net of allowance for loan losses	$ 6,624	$ 6,250
Common stock, par value	$ 0.01	$ 0.01
Common stock, Authorized	20,000,000	20,000,000
Common stock, issued	2,542,042	2,542,042
Common Stock, Outstanding	2,183,510	2,171,812
Treasury stock, shares	358,532	370,230
Loans Held For Sale Fair Value Disclosure	$ 5,835
Preferred Stock
Preferred stock, par value	$ 0.01	$ 0.01
Preferred Stock, Authorized	982,880	982,880
Preferred Stock, issued	0	0
Senior Non-Cumulative Perpetual Preferred Stock, Series A
Preferred stock, par value	$ 0.01	$ 0.01
Preferred Stock, Authorized	17,120	17,120
Preferred Stock, issued	17,120	17,120
Preferred Stock, Outstanding	17,120	17,120
Preferred Stock, aggregate liquidation preference	$ 17,120	$ 17,120

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
INTEREST INCOME
Loans, including fees	$ 21,439	$ 20,961
Securities:
Taxable	4,111	4,523
Tax-exempt	2,086	1,730
Dividend income	303	245
Interest-bearing deposits with banks	48	35
Total interest income	27,987	27,494
INTEREST EXPENSE
Deposits	2,427	2,381
Repurchase agreements	3	3
Borrowings from Federal Home Loan Bank	1,172	968
Loans payable	176	203
Total interest expense	3,778	3,555
Net interest income	24,209	23,939
Provision for loan losses	859	1,246
Net interest income after provision for loan losses	23,350	22,693
NONINTEREST INCOME
Service charges on deposit accounts	1,326	1,263
Net gain on sales of available for sale securities	0	123
Net gain on trading account securities	440	704
Net gain on sales of loans	824	287
Increase in cash surrender value of life insurance	479	496
Gain on life insurance	831	0
Commission income	373	331
Real estate lease income	628	568
Other income	1,075	1,274
Total noninterest income	5,976	5,046
NONINTEREST EXPENSE
Compensation and benefits	11,809	11,167
Occupancy and equipment	2,622	2,555
Data processing	1,390	1,237
Advertising	530	400
Professional fees	1,172	1,276
FDIC insurance premiums	460	443
Net loss on other real estate owned	1	230
Other operating expenses	3,015	2,964
Total noninterest expense	20,999	20,272
Income before income taxes	8,327	7,467
Income tax expense	1,576	2,077
Net income	6,751	5,390
Preferred stock dividends declared	171	171
Net income available to common shareholders	$ 6,580	$ 5,219
Net income per common share:
Basic	$ 3.07	$ 2.46
Diluted	$ 2.93	$ 2.34
Weighted average common shares outstanding:
Basic	2,140,632	2,122,880
Diluted	2,247,966	2,229,314
Dividends per common share	$ 0.47	$ 0.43

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Net Income	$ 6,751	$ 5,390
Unrealized gains on securities available for sale:
Unrealized holding gains arising during the period	549	3,795
Income tax expense	(192)	(1,335)
Net of tax amount	357	2,460
Less: reclassification adjustment for realized gains included in net income	0	(123)
Income tax expense	0	48
Net of tax amount	0	(75)
Other Comprehensive Income	357	2,385
Comprehensive Income	$ 7,108	$ 7,775

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income	Unearned Stock Compensation and ESOP	Treasury Stock
Balances at Sep. 30, 2013	$ 82,253	$ 0	$ 25	$ 42,584	$ 42,870	$ 1,468	$ (1,287)	$ (3,407)
Net income	5,390	0	0	0	5,390	0	0	0
Other comprehensive income	2,385	0	0	0	0	2,385	0	0
Preferred stock dividends	(171)	0	0	0	(171)	0	0	0
Common stock dividends	(914)	0	0	0	(914)	0	0	0
Stock compensation expense	495	0	0	235	0	0	260	0
Shares released by ESOP trust	752	0	0	424	0	0	328	0
Stock options exercises	146	0	0	(44)	0	0	0	190
Purchase of treasury shares	(3,256)	0	0	0	0	0	0	(3,256)
Balances at Sep. 30, 2014	87,080	0	25	43,199	47,175	3,853	(699)	(6,473)
Net income	6,751	0	0	0	6,751	0	0	0
Other comprehensive income	357	0	0	0	0	357	0	0
Preferred stock dividends	(171)	0	0	0	(171)	0	0	0
Common stock dividends	(995)	0	0	0	(995)	0	0	0
Stock compensation expense	405	0	0	243	0	0	162	0
Shares released by ESOP trust	903	0	0	563	0	0	340	0
Stock options exercises	278	0	0	(89)	0	0	0	367
Purchase of treasury shares	(251)	0	0	0	0	0	0	(251)
Balances at Sep. 30, 2015	$ 94,357	$ 0	$ 25	$ 43,916	$ 52,760	$ 4,210	$ (197)	$ (6,357)

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Dividends per common share	$ 0.47	$ 0.43
Stock option exercise, shares	20,972	11,000
Purchase of treasury shares, shares	9,274	138,842

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 6,751	$ 5,390
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	859	1,246
Depreciation and amortization	1,452	1,445
Amortization of premiums and accretion of discounts on securities, net	679	643
Increase in trading account securities	(3,725)	(2,109)
Loans originated for sale	(16,980)	(8,458)
Proceeds on sales of loans	11,324	8,863
Net gain on sales of loans	(824)	(287)
Net realized and unrealized (gain) loss on other real estate owned	(1)	73
Net gain on sales of available for sale securities	0	(123)
Gain on life insurance	(831)	0
Increase in cash surrender value of life insurance	(479)	(496)
Deferred income taxes	(36)	150
ESOP and stock compensation expense	1,108	1,127
Increase in accrued interest receivable	(144)	(120)
Increase (decrease) in accrued interest payable	11	(9)
Change in other assets and liabilities, net	698	793
Net Cash Provided By Operating Activities	(138)	8,128
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(1,600)	0
Purchase of securities available for sale	(23,669)	(41,765)
Proceeds from sales of securities available for sale	0	808
Proceeds from maturities of securities available for sale	11,227	9,660
Proceeds from maturities of securities held to maturity	666	698
Principal collected on securities	18,814	14,219
Net increase in loans	(24,519)	(27,775)
Purchase of Federal Reserve Bank stock	(945)	0
Purchase of Federal Home Loan Bank stock	(533)	(1,017)
Proceeds from redemption of Federal Home Loan Bank stock	1,275	0
Investment in cash surrender value of life insurance	0	(5,000)
Investment in historic tax credit entity	(417)	0
Proceeds from sale of other real estate owned	809	778
Investment in real estate development and construction	(73)	(216)
Purchase of premises and equipment	(475)	(342)
Net Cash Used In Investing Activities	(19,440)	(49,952)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	103	55,468
Net increase in repurchase agreements	4	3
Increase in Federal Home Loan Bank line of credit	5,319	200
Proceeds from Federal Home Loan Bank advances	300,000	372,000
Repayment of Federal Home Loan Bank advances	(280,000)	(382,000)
Repayment of other long-term debt	(180)	(161)
Net increase in advance payments by borrowers for taxes and insurance	135	41
Exercise of stock options	278	146
Purchase of treasury stock	(251)	(3,273)
Dividends paid on preferred stock	(171)	(171)
Dividends paid on common stock	(995)	(914)
Net Cash Provided By Financing Activities	24,242	41,339
Net Increase (Decrease) in Cash and Cash Equivalents	4,664	(485)
Cash and cash equivalents at beginning of year	20,330	20,815
Cash and Cash Equivalents at End of Year	$ 24,994	$ 20,330

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES First Savings Financial Group, Inc. (the “Company”) is a financial holding company and the parent of First Savings Bank (the “Bank”) and First Savings Insurance Risk Management, Inc. (the “Captive”). The Bank, which is a wholly-owned Indiana-chartered commercial bank subsidiary of the Company, provides a variety of banking services to individuals and business customers through fourteen locations in southern Indiana. The Bank attracts deposits primarily from the general public and uses those funds, along with other borrowings, primarily to originate residential mortgage, commercial mortgage, construction, commercial business and consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. The Bank has three-wholly owned subsidiaries: First Savings Investments, Inc., a Nevada corporation that manages a securities portfolio, FFCC, Inc., (“FFCC”) which is an Indiana corporation that participates in commercial real estate development and leasing, and Southern Indiana Financial Corporation, which is currently inactive. The Captive, which is a wholly-owned insurance subsidiary of the Company formed during the fourth fiscal quarter of 2014, is a Nevada corporation that provides property and casualty insurance to the Company, the Bank and the Bank’s active subsidiaries. In addition, the Captive provides reinsurance to eight other third-party insurance captives for which insurance may not be currently available or economically feasible in the insurance marketplace. The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with accounting principles generally accepted in the United States of America and conform to general practices within the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity. For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks having an original maturity of 90 The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowances for loan losses and other real estate owned, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of other real estate owned are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and other real estate owned, further reductions in the carrying amounts of loans and other real estate owned may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and other real estate owned. Such agencies may require the Bank to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible the estimated losses on loans and other real estate owned may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated. Trading Account Securities Securities purchased with the intention of recognizing short-term profits or which are actively bought and sold are classified as trading account securities and reported at fair value. The net realized and unrealized gains and losses on trading account securities are reported in other noninterest income. Realized gains and losses on trading account securities are determined using the specific identification method. Securities Available for Sale Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Debt securities for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for amortization of premiums and accretion of discounts that are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. The Company classifies certain mortgage-backed securities and municipal obligations as held to maturity. Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment for a period of time sufficient to allow for any anticipated recovery in fair value. Investments in non-marketable equity securities such as Federal Reserve Bank (“FRB”) and Federal Home Loan Bank of Indianapolis (“FHLB”) stock are carried at cost and are classified as restricted securities. Impairment testing on these investments is based on applicable accounting guidance and the cost basis is reduced when impairment is deemed to be other-than-temporary. Residential mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third party. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains on sales of residential mortgage loans are included in noninterest income. Residential mortgage loans are sold with servicing released. Commitments to originate residential mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s residential mortgage loan commitments subject to derivative accounting are fixed rate mortgage loan commitments at market rates when initiated. At September 30, 2015, the Bank had commitments to originate $ 448,000 The Bank originates loans to customers under the SBA 7(a) program that generally provides for SBA guarantees of 75% of each loan. The Bank intends to sell the guaranteed portion of the SBA loans. Such loans were classified as loans held for sale at September 30, 2015 and were recorded in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 825, Financial Instruments The Company accounts for transfers and servicing of financial assets in accordance with FASB ASC 860, Transfers and Servicing Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income on nonaccrual loans is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss is considered remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs on nonperforming and impaired loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed below. Specific reserves are not considered charge-offs in management’s analysis of the allowance for loan losses because they are estimates and the outcome of the loan relationship is undetermined. During the year ended September 30, 2015, the Company recognized partial charge-offs on loans totaling $ 117,000 549,000 225,000 229,000 107,000 Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 45 days past due. Charge-offs are typically recorded on loans secured by real estate when the property is foreclosed upon when the carrying value of the loan exceeds the property’s fair value less the estimated costs to sell. Allowance for Loan Losses The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful. For such loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to be not impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 36-month period. This actual loss experience is then adjusted for qualitative factors that are reviewed on a quarterly basis based on the risks present for each portfolio segment. Management considers changes and trends in the following qualitative loss factors: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in the volume and term of new loan originations; national and local economic trends and conditions; changes in lending policies, procedures and practices; changes in the experience and ability of lending management and other staff; changes in the quality and depth of the internal loan review process; trends in collateral valuation in the Company’s lending area; and other factors as determined by management. Each qualitative factor is evaluated and a qualitative factor adjustment is applied to the actual historical loss factors in determining the adjusted loss factors used in management’s allowance for loan losses adequacy calculation. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, commercial real estate, multi-family residential real estate, construction, land and land development, commercial business and consumer. Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a small portion of the segment secured by non-owner-occupied residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrower’s or tenant’s personal cash flow and employment status. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings primarily in the Company’s primary lending area, with a portion of the collateral for the segment located in other states. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by general economic conditions, which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Multi-family residential real estate loans primarily consist of loans secured by apartment buildings and other multi-tenant developments generally located in the Company’s primary lending area. Repayment of these loans is primarily dependent on the borrower’s ability to attract tenants and collect rents that provide for adequate debt service. The risks associated with these loans are closely correlated to the local housing market and general economic conditions. The Company’s construction loan portfolio consists of single-family residential properties, multi-family properties and commercial projects, and includes both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Land and land development loans primarily consist of loans secured by farmland and vacant land held for long-term investment or development. The risks associated with land and land development loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Commercial business loans include lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Consumer loans consist primarily of home equity lines of credit and other loans secured by junior liens on the borrower’s personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits and other personal loans. The risks associated with these loans are related to the local housing market and local economic conditions including the unemployment level. There were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended September 30, 2015 and 2014. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other known defects. New appraisals are generally obtained for all significant properties when a loan is identified as impaired. Generally, a property is considered significant if the value of the property is estimated to exceed $ 250,000 Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (TDR) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may include, but is not limited to, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date or reduction of the face amount of the debt. A concession will be granted when, as a result of the restructuring, the Company does not expect to collect all amounts due, including interest at the original stated rate. A concession may also be granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. The Company’s determination of whether a loan modification is a TDR considers the individual facts and circumstances surrounding each modification. A TDR can involve loans remaining on nonaccrual, moving to nonaccrual or continuing on accrual status, depending on the individual facts and circumstances of the borrower. Generally, a nonaccrual loan that is restructured in a TDR remains on nonaccrual status for a period of at least six months following the restructuring in order to ensure that the borrower performs in accordance with the restructured terms, including consistent and timely payments of at least six consecutive months according to the restructured terms. Real estate that is developed and on which buildings are constructed for the purpose of leasing or sale to third parties by the Company is stated at cost, including interest capitalized during the construction period, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Premises and equipment are stated at cost, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Other real estate owned includes formally foreclosed property and former banking facilities held for sale. At the time of foreclosure, foreclosed real estate is recorded at its fair value less estimated costs to sell, which becomes the property’s new cost basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure or the decision to classify property as held for sale, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining other real estate owned and subsequent impairment adjustments to the carrying amount of a property, if any, are included in noninterest expense. The Bank has purchased life insurance policies on certain directors, officers and key employees to help offset costs associated with the Bank’s compensation and benefit programs. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is carried at its implied fair value and is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) a significant adverse change in legal factors or in business climate, (2) unanticipated competition, or (3) an adverse action or assessment by a regulator. If the carrying amount of the goodwill exceeds its implied fair value, an impairment loss is recognized in earnings equal to that excess amount. The loss recognized cannot exceed the carrying amount of goodwill. After a goodwill impairment loss is recognized, the adjusted carrying amount of goodwill is its new accounting basis. Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not be recoverable or the remaining period of amortization requires revision. After an impairment loss is recognized, the adjusted carrying amount of the intangible asset is its new accounting basis. Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold. The Bank provides a contributory defined contribution plan available to all eligible employees. The Company also established a leveraged employee stock ownership plan (“ESOP”) on October 6, 2008 that includes substantially all employees. The Company accounts for the ESOP in accordance with FASB ASC 718-40, Employee Stock Ownership Plans The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC 718-20, Compensation – Stock Compensation When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 percent probable) that the tax position would be sustained upon examination. Income tax positions that meet the more-likely-than-not threshold are measured as the largest amount of income tax benefit that is more than 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred income tax assets will not be realized. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Advertising costs are charged to operations when incurred. Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In January 2014, the FASB issued Accounting Standards Update (“ASU”) No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) In August 2014, the FASB issued ASU No. 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40), Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure Recent Accounting Pronouncements In September 2015, the FASB issued ASU No. 2015-16, Business Combinations (Topic 805) – Simplifying the Accounting for Measurement-Period Adjustments

RESTRICTION ON CASH AND DUE FRO

RESTRICTION ON CASH AND DUE FROM BANKS	12 Months Ended
	Sep. 30, 2015
Restricted Cash and Cash Equivalents [Abstract]
RESTRICTION ON CASH AND DUE FROM BANKS	(2) RESTRICTION ON CASH AND DUE FROM BANKS The Bank is required to maintain reserve balances on hand and with the Federal Reserve Bank which are unavailable for investment but are interest-bearing. The average amount of those reserve balances was approximately $ 8.4 7.1

INVESTMENT SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	(3) INVESTMENT SECURITIES Investment securities have been classified according to management’s intent. Trading Account Securities The Company invests in small and medium lot, investment grade municipal bonds through a managed brokerage account. The brokerage account is managed by an investment advisory firm registered with the U.S. Securities and Exchange Commission. Trading account securities recorded at fair value totaled $ 9.0 5.3 440,000 394,000 46,000 704,000 713,000 9,000 Securities Available for Sale and Held to Maturity Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2015: Securities available for sale: Agency bonds and notes $ 5,564 $ 18 $ - $ 5,582 Agency mortgage-backed 47,418 901 41 48,278 Agency CMO 18,943 118 47 19,014 Privately-issued CMO 3,005 465 - 3,470 Privately-issued ABS 4,820 1,289 - 6,109 SBA certificates 1,472 8 - 1,480 Municipal bonds 90,380 4,185 170 94,395 Total securities available for sale $ 171,602 $ 6,984 $ 258 $ 178,328 Securities held to maturity: Agency mortgage-backed $ 345 $ 31 $ - $ 376 Municipal bonds 4,275 540 - 4,815 Total securities held to maturity $ 4,620 $ 571 $ - $ 5,191 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2014: Securities available for sale: Agency bonds and notes $ 12,269 $ 12 $ 190 $ 12,091 Agency mortgage-backed 51,845 518 108 52,255 Agency CMO 29,648 95 259 29,484 Privately-issued CMO 3,302 618 - 3,920 Privately-issued ABS 5,552 1,801 - 7,353 SBA certificates 1,753 9 - 1,762 Municipal bonds 74,148 3,818 134 77,832 Total securities available for sale $ 178,517 $ 6,871 $ 691 $ 184,697 Securities held to maturity: Agency mortgage-backed $ 455 $ 37 $ - $ 492 Municipal bonds 4,964 393 - 5,357 Total securities held to maturity $ 5,419 $ 430 $ - $ 5,849 Available for Sale Held to Maturity Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due within one year $ 1,909 $ 1,955 $ 537 $ 563 Due after one year through five years 6,150 6,467 1,721 1,995 Due after five years through ten years 21,613 22,998 1,305 1,464 Due after ten years 66,272 68,557 712 793 95,944 99,977 4,275 4,815 CMO 21,948 22,484 - - ABS 4,820 6,109 - - SBA certificates 1,472 1,480 - - Mortgage-backed securities 47,418 48,278 345 376 $ 171,602 $ 178,328 $ 4,620 $ 5,191 Number Gross of Investment Fair Unrealized (Dollars in thousands) Positions Value Losses Securities available for sale: Continuous loss position less than twelve months: Agency mortgage-backed 4 $ 3,600 $ 20 Municipal bonds 15 9,356 137 Total less than twelve months 19 12,956 157 Continuous loss position more than twelve months: Agency mortgage-backed 2 1,982 21 Agency CMO 3 6,753 47 Municipal bonds 2 1,248 33 Total more than twelve months 7 9,983 101 Total securities available for sale 26 $ 22,939 $ 258 At September 30, 2015, the Company did not have any securities held to maturity with an unrealized loss. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. The total available for sale debt securities in loss positions at September 30, 2015, which consisted of U.S. government agency mortgage-backed securities and CMOs and municipal bonds, had depreciated approximately 1.11 2.25 3.41 The Company evaluates the existence of a potential credit loss component related to the decline in fair value of the privately-issued CMO and ABS portfolios each quarter using an independent third party analysis. At September 30, 2015, the Company held twenty privately-issued CMO and ABS securities acquired in a 2009 bank acquisition with an aggregate carrying value of $ 2.6 3.7 At September 30, 2015, there were no privately-issued CMOs or ABS in loss positions. Based on the independent third party analysis of the expected cash flows, management has determined that no other-than-temporary impairment is required to be recognized on the privately-issued CMO and ABS portfolios. While the Company did not recognize a credit-related impairment loss at September 30, 2015, additional deterioration in market and economic conditions may have an adverse impact on the credit quality in the future and therefore, require a credit-related impairment charge. The unrealized losses on U.S. government agency mortgage-backed securities and CMOs and municipal bonds relate principally to current interest rates for similar types of securities. In analyzing an issuer’s financial condition, management considers whether the securities are issued by the federal government, its agencies, or other governments, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. As management has the ability to hold debt securities to maturity, or for the foreseeable future if classified as available for sale, no declines are deemed to be other-than-temporary. During the year ended September 30, 2015, the Company did not realize any gross gains on sales of available for sale securities. The Company realized gross gains on sales of available for sale U.S. government agency notes, equity securities and municipal bonds of $ 1,000 111,000 11,000 Certain available for sale debt securities were pledged under repurchase agreements and to secure FHLB borrowings during the years ended September 30, 2015 and 2014, and may be pledged to secure federal funds borrowings (see Notes 11, 12 and 13).

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Sep. 30, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	(4) LOANS AND ALLOWANCE FOR LOAN LOSSES (In thousands) 2015 2014 Real estate mortgage: 1-4 family residential $ 181,873 $ 182,743 Commercial 172,995 153,896 Multifamily residential 21,647 21,286 Residential construction 19,723 14,528 Commercial construction 15,548 8,354 Land and land development 11,061 11,290 Commercial business 32,574 28,448 Consumer: Home equity 19,423 17,903 Auto 5,452 5,619 Other consumer 2,159 2,320 Gross loans 482,455 446,387 Undisbursed portion of construction loans (18,599) (6,271) Principal loan balance 463,856 440,116 Deferred loan origination fees and costs, net (120) 10 Allowance for loan losses (6,624) (6,250) Loans, net $ 457,112 $ 433,876 Residential mortgage loans serviced for the benefit of others amounted to $ 74,000 91,000 At September 30, 2015, the recorded investment in residential mortgage loans secured by one-to-four family residential properties with loan-to-value ratios exceeding 90 13.0 The Bank has entered into loan transactions with certain directors, officers and their affiliates (related parties). In the opinion of management, such indebtedness was incurred in the ordinary course of business on substantially the same terms as those prevailing at the time for comparable transactions with other persons and does not involve more than normal risk of collectability or present other unfavorable features. (In thousands) 2015 2014 Beginning balance $ 6,306 $ 5,946 New loans and advances 1,950 1,897 Repayments (2,018) (1,431) Reclassifications due to officer and director changes 4,838 (106) Ending balance $ 11,076 $ 6,306 Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 181,873 $ 172,995 $ 21,647 $ 16,672 $ 11,061 $ 32,574 $ 27,034 $ 463,856 Accrued interest receivable 552 454 47 23 30 95 58 1,259 Net deferred loan origination fees and costs 283 (294) (21) (63) 8 (28) (5) (120) Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,391 $ 7,041 $ - $ - $ - $ 222 $ 290 $ 11,944 Collectively evaluated for impairment 177,873 166,114 21,673 16,632 11,099 32,419 26,767 452,577 Acquired with deteriorated credit quality 444 - - - - - 30 474 Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 The following table provides the components of the recorded investment in loans as of September 30, 2014: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 182,743 $ 153,896 $ 21,286 $ 16,611 $ 11,290 $ 28,448 $ 25,842 $ 440,116 Accrued interest receivable 590 384 53 44 31 111 63 1,276 Net deferred loan origination fees and costs 337 (252) (28) (54) 4 (9) 12 10 Recorded investment in loans $ 183,670 $ 154,028 $ 21,311 $ 16,601 $ 11,325 $ 28,550 $ 25,917 $ 441,402 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,866 $ 5,705 $ - $ - $ - $ 145 $ 350 $ 11,066 Collectively evaluated for impairment 178,298 148,323 21,311 16,601 11,325 28,405 25,535 429,798 Acquired with deteriorated credit quality 506 - - - - - 32 538 Recorded investment in loans $ 183,670 $ 154,028 $ 21,311 $ 16,601 $ 11,325 $ 28,550 $ 25,917 $ 441,402 Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Provisions 109 559 10 108 67 8 (2) 859 Charge-offs (283) (40) - - - (126) (144) (593) Recoveries 41 - - - - 1 66 108 Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 9 $ - $ - $ - $ - $ - $ 5 $ 14 Collectively evaluated for impairment 435 4,327 156 551 369 678 94 6,610 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 An analysis of the allowance for loan losses as of and for the year ended September 30, 2014 is as follows: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 780 $ 2,826 $ 249 $ 229 $ 299 $ 907 $ 248 $ 5,538 Provisions 47 987 (103) 214 3 122 (24) 1,246 Charge-offs (278) (224) - - - (234) (136) (872) Recoveries 28 219 - - - - 91 338 Ending balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 13 $ - $ - $ - $ - $ - $ 8 $ 21 Collectively evaluated for impairment 564 3,808 146 443 302 795 171 6,229 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 5,000 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,681 $ 5,245 $ - $ 5,590 $ 143 Commercial real estate 7,041 7,079 - 6,136 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 255 1 Consumer 210 214 - 238 6 $ 12,154 $ 12,820 $ - $ 12,219 $ 373 Loans with an allowance recorded: Residential real estate $ 9 $ 9 $ 9 $ 115 $ - Commercial real estate - - - 9 - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - 4 - Consumer 80 80 5 90 - $ 89 $ 89 $ 14 $ 218 $ - Total: Residential real estate $ 4,690 $ 5,254 $ 9 $ 5,705 $ 143 Commercial real estate 7,041 7,079 - 6,145 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 259 1 Consumer 290 294 5 328 6 $ 12,243 $ 12,909 $ 14 $ 12,437 $ 373 52,000 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,974 $ 5,426 $ - $ 5,878 $ 131 Commercial real estate 5,705 5,739 - 5,864 189 Multifamily - - - 1,883 94 Construction - - - - - Land and land development - - - - - Commercial business 145 133 - 287 1 Consumer 255 258 - 285 6 $ 11,079 $ 11,556 $ - $ 14,197 $ 421 Loans with an allowance recorded: Residential real estate $ 167 $ 166 $ 13 $ 64 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - - - Consumer 95 95 8 97 - $ 262 $ 261 $ 21 $ 161 $ - Total: Residential real estate $ 5,141 $ 5,592 $ 13 $ 5,942 $ 131 Commercial real estate 5,705 5,739 - 5,864 189 Multifamily - - - 1,883 94 Construction - - - - - Land and land development - - - - - Commercial business 145 133 - 287 1 Consumer 350 353 8 382 6 $ 11,341 $ 11,817 $ 21 $ 14,358 $ 421 At September 30, 2015 At September 30, 2014 Loans 90+ Loans 90+ Days Total Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential real estate $ 1,923 $ 155 $ 2,078 $ 2,431 $ 458 $ 2,889 Commercial real estate 1,855 - 1,855 1,034 - 1,034 Multifamily - - - - - - Construction - - - - - - Land and land development - - - - - - Commercial business 210 94 304 123 - 123 Consumer 165 3 168 216 20 236 Total $ 4,153 $ 252 $ 4,405 $ 3,804 $ 478 $ 4,282 30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 3,635 $ 1,419 $ 1,530 $ 6,584 $ 176,124 $ 182,708 Commercial real estate 1,098 113 139 1,350 171,805 173,155 Multifamily 504 - - 504 21,169 21,673 Construction - - - - 16,632 16,632 Land and land development 253 - - 253 10,846 11,099 Commercial business 15 - 303 318 32,323 32,641 Consumer 81 14 32 127 26,960 27,087 Total $ 5,586 $ 1,546 $ 2,004 $ 9,136 $ 455,859 $ 464,995 The following table presents the aging of the recorded investment in past due loans at September 30, 2014: 30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 4,493 $ 1,639 $ 1,823 $ 7,955 $ 175,715 $ 183,670 Commercial real estate 115 54 59 228 153,800 154,028 Multifamily 297 - - 297 21,014 21,311 Construction - - - - 16,601 16,601 Land and land development 6 205 - 211 11,114 11,325 Commercial business 259 - 123 382 28,168 28,550 Consumer 39 79 72 190 25,727 25,917 Total $ 5,209 $ 1,977 $ 2,077 $ 9,263 $ 432,139 $ 441,402 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loss: Loans classified as loss are considered uncollectible and of such little value that their continuance on the Company’s books as an asset is not warranted. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Residential Commercial Land and Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) September 30, 2015: Pass $ 175,662 $ 160,224 $ 21,673 $ 16,632 $ 11,079 $ 32,335 $ 26,793 $ 444,398 Special Mention 799 5,342 - - - 96 13 6,250 Substandard 5,871 7,589 - - 20 173 274 13,927 Doubtful 376 - - - - 37 7 420 Loss - - - - - - - - Total $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 September 30, 2014: Pass $ 172,822 $ 138,854 $ 21,311 $ 16,601 $ 11,206 $ 28,127 $ 25,471 $ 414,392 Special Mention 4,233 10,226 - - 6 278 89 14,832 Substandard 6,398 4,948 - - 113 145 350 11,954 Doubtful 217 - - - - - 7 224 Loss - - - - - - - - Total $ 183,670 $ 154,028 $ 21,311 $ 16,601 $ 11,325 $ 28,550 $ 25,917 $ 441,402 Troubled Debt Restructurings Accruing Nonaccrual Total (In thousands) September 30, 2015: Residential real estate $ 2,767 $ 110 $ 2,877 Commercial real estate 5,186 1,523 6,709 Commercial business 12 - 12 Consumer 125 - 125 Total $ 8,090 $ 1,633 $ 9,723 September 30, 2014: Residential real estate $ 2,710 $ 214 $ 2,924 Commercial real estate 4,671 696 5,367 Commercial business 22 - 22 Consumer 134 - 134 Total $ 7,537 $ 910 $ 8,447 Pre- Post- Modification Modification Number of Principal Principal Loans Balance Balance (Dollars in thousands) September 30, 2015: Residential real estate 2 $ 165 $ 172 Commercial real estate 1 1,523 1,523 Consumer 1 3 3 Total 4 $ 1,691 $ 1,698 September 30, 2014: Residential real estate 6 $ 326 $ 397 Commercial real estate 1 716 724 Total 7 $ 1,042 $ 1,121 At September 30, 2015, the Company had a commitment to lend $ 2,000 For the TDRs listed above, the terms of modification included temporary interest-only payment periods, reduction of the stated interest rate, extension of the maturity date, deferral of the contractual principal and interest payments, and the renewal of matured loans where the debtor was unable to access funds elsewhere at a market interest rate for debt with similar risk characteristics. There were no principal charge-offs recorded as a result of TDRs during the years ended September 30, 2015 and 2014. There was no specific allowance for loan losses related to TDRs modified during the years ended September 30, 2015 and 2014. In the event that a TDR subsequently defaults, the Company evaluates the restructuring for possible impairment. As a result, the related allowance for loan losses may be increased or charge-offs may be taken to reduce the carrying amount of the loan. During the year ended September 30, 2015, the Company did not have any TDRs that were modified within the previous twelve months for which there was a payment default (defined as more than 90 days past due or in the process of foreclosure). During the year ended September 30, 2014, the Company had two TDRs totaling $ 476,000 476,000 200,000

REAL ESTATE DEVELOPMENT AND CON

REAL ESTATE DEVELOPMENT AND CONSTRUCTION	12 Months Ended
	Sep. 30, 2015
Real Estate [Abstract]
REAL ESTATE DEVELOPMENT AND CONSTRUCTION	(5) REAL ESTATE DEVELOPMENT AND CONSTRUCTION The Company is developing a parcel of land in New Albany, Indiana for retail purposes through the Bank’s subsidiary, FFCC. The total cost of the development is expected to be approximately $ 7.7 7.6 (In thousands) 2015 2014 Land and land improvements $ 4,159 $ 4,159 Office buildings 3,321 3,248 Furniture, fixtures and equipment 74 74 7,554 7,481 Less accumulated depreciation 475 279 Totals $ 7,079 $ 7,202 Depreciation expense of $ 196,000 192,000 The Bank and FFCC lease commercial retail space to tenants under noncancelable operating leases with terms of five to twenty years. Years ending September 30: (In thousands) 2016 $ 705 2017 711 2018 723 2019 708 2020 639 2021 and thereafter 3,200 Total $ 6,686 As a result of the Bank’s conversion to an Indiana-chartered commercial bank and entry in the Federal Reserve System on December 19, 2014, the Company is required under federal regulations to divest of its commercial real estate development by December 19, 2016 but may apply to the Federal Reserve Board for extension of the conformance period for up to three additional years, in three one-year increments. The Company is required under Indiana state law to divest of its commercial real estate development within a ten-year period, or prior to December 19, 2024. In connection with its charter conversion, the Bank has committed under a plan of divestiture filed with the Indiana Department of Financial Institutions to divest of the commercial real estate development prior to December 31, 2017, which may require approval from the Federal Reserve Board for extension of the federal conformance period beyond December 19, 2016.

INVESTMENT IN HISTORIC TAX CRED

INVESTMENT IN HISTORIC TAX CREDIT ENTITY	12 Months Ended
	Sep. 30, 2015
Investment Contracts [Abstract]
INVESTMENT IN HISTORIC TAX CREDIT ENTITY	(6) INVESTMENT IN HISTORIC TAX CREDIT ENTITY On October 15, 2014, the Bank entered into an agreement to participate in the rehabilitation of a certified historic structure located in Louisville, Kentucky with a regional commercial developer. As part of the agreement, the Bank committed to invest $ 4.2 99 99 4.6 The Bank invested $417,000 on October 15, 2014 and an additional $417,000 on September 11, 2015 upon 50% completion of the project, and has committed to invest the remaining $3.3 million when the project is fully completed and the certificate of occupancy is received. The project is expected to be fully completed in April 2016. The Bank’s investment in the historic tax credit entity is accounted for using the equity method of accounting. At September 30, 2015, the Bank’s investment of $ 4.2 3.3 953,000 119,000

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Sep. 30, 2015
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	(7) PREMISES AND EQUIPMENT Premises and equipment consisted of the following: (In thousands) 2015 2014 Land and land improvements $ 5,218 $ 5,218 Office buildings 10,431 10,376 Furniture, fixtures and equipment 4,293 4,467 19,942 20,061 Less accumulated depreciation 6,104 5,786 Totals $ 13,838 $ 14,275 Depreciation expense of $912,000 and $909,000 was recognized for premises and equipment for the years ended September 30, 2015 and 2014, respectively.

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	12 Months Ended
	Sep. 30, 2015
Other Real Estate [Abstract]
OTHER REAL ESTATE OWNED	(8) OTHER REAL ESTATE OWNED At September 30, 2015 and 2014, the Bank had other real estate owned held for sale of $ 618 953 100,000 130,000 262,000 321,000 73,000 210,000 123,000 115,000 50,000 135,000 82,000 188,000 237,000 806,000

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES	12 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLES	(9) GOODWILL AND OTHER INTANGIBLES Goodwill and the core deposit intangibles acquired in the acquisitions of Community First Bank (“Community First”) on September 30, 2009 and the First Federal Savings Bank of Elizabethtown, Inc. (“First Federal”) branches on July 6, 2012 are evaluated for impairment at least annually or more frequently upon the occurrence of an event or when circumstances indicate that the carrying amount is greater than its fair value. No impairment of goodwill or the core deposit intangibles was recognized during 2015 or 2014. (In thousands) 2015 2014 Beginning balance $ 7,936 $ 7,936 Changes in goodwill - - Ending balance $ 7,936 $ 7,936 (In thousands) 2015 2014 Core deposit intangible acquired in Community First acquisition $ 2,741 $ 2,741 Core deposit intangible acquired in First Federal branch acquisition 566 566 Less accumulated amortization (1,926) (1,582) Ending balance $ 1,381 $ 1,725 344,000 Years ending September 30: (In thousands) 2016 $ 344 2017 344 2018 344 2019 148 2020 50 2021 and thereafter 151 Total $ 1,381

DEPOSITS

DEPOSITS	12 Months Ended
	Sep. 30, 2015
Debt Disclosure [Abstract]
DEPOSITS	(10) DEPOSITS The aggregate amount of time deposit accounts with balances that met or exceeded the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $ 250,000 11.3 10.6 Years ending September 30: (In thousands) 2016 $ 104,498 2017 37,487 2018 10,589 2019 19,593 2020 and thereafter 21,729 Total $ 193,896 The Bank held deposits for related parties of $ 5.4 4.8

FEDERAL FUNDS PURCHASED

FEDERAL FUNDS PURCHASED	12 Months Ended
	Sep. 30, 2015
Federal Funds Purchased and Securities Sold Under Agreements To Repurchase [Abstract]
FEDERAL FUNDS PURCHASED	(11) FEDERAL FUNDS PURCHASED The Bank has entered into a federal funds purchased line of credit facility with another financial institution that established a line of credit not to exceed the lesser of $ 10 25 June 30, 2016

REPURCHASE AGREEMENTS

REPURCHASE AGREEMENTS	12 Months Ended
	Sep. 30, 2015
Repurchase Agreements [Abstract]
REPURCHASE AGREEMENTS	(12) REPURCHASE AGREEMENTS Repurchase agreements include retail repurchase agreements representing overnight borrowings from deposit customers. 2015 2014 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Retail repurchase agreements 0.25 % $ 1,342 0.25 % $ 1,338 The debt securities underlying the retail repurchase agreements were under the control of the Bank at September 30, 2015 and 2014. (Dollars in thousands) 2015 2014 Weighted average interest rate during the year 0.25 % 0.25 % Average balance during the year $ 1,340 $ 1,336 Maximum month-end balance during the year 1,342 1,338 Available for sale debt securities underlying the agreements at September 30: Amortized cost $ 1,502 $ 1,719 Fair value 1,535 1,758

BORROWINGS FROM FEDERAL HOME LO

BORROWINGS FROM FEDERAL HOME LOAN BANK	12 Months Ended
	Sep. 30, 2015
Borrowings Federal Home Loan Bank [Abstract]
BORROWINGS FROM FEDERAL HOME LOAN BANK	(13) BORROWINGS FROM FEDERAL HOME LOAN BANK 2015 2014 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Advances maturing in: 2015 - % $ - 1.38 % $ 45,000 2016 0.59 % 10,000 - % - 2017 1.10 % 15,000 1.10 % 15,000 2018 1.04 % 10,000 1.04 % 10,000 2020 1.86 % 25,000 - % - 2021 and beyond 1.80 % 30,000 - % - Total advances 90,000 70,000 Line of credit balance 0.49 % 14,867 0.43 % 9,548 Total borrowings from FHLB $ 104,867 $ 79,548 The Bank entered into an Advances, Pledge and Security Agreement with the FHLB, allowing the Bank to initiate advances from the FHLB. The advances are secured under a blanket collateral agreement. At September 30, 2015, the eligible blanket collateral included residential mortgage loans with a carrying value of $ 169.3 16.5 On August 12, 2014, the Bank entered into an Overdraft Line of Credit Agreement with the FHLB which established a line of credit not to exceed $ 25.0 14.9 On June 19, 2014, the Bank entered into a Letter of Credit Agreement with the FHLB which established a letter of credit not to exceed $ 3.3

OTHER LONG-TERM DEBT

OTHER LONG-TERM DEBT	12 Months Ended
	Sep. 30, 2015
Other Long-Term Debt [Abstract]
OTHER LONG-TERM DEBT	(14) OTHER LONG-TERM DEBT On July 27, 2012, FFCC entered into a loan agreement with another financial institution to finance the retail development and construction project discussed in Note 5. The loan has a maximum commitment of $ 5.0 4.0 20 July 27, 2022 7.1 4.6 4.8 Interest expense of $ 176,000 203,000 Future maturities of other long-term debt, based on the amount outstanding under the loan agreement at September 30, 2015, are as follows for the years ending September 30, 2016, 2017, 2018, 2019, 2020 and later years: $ 167,000 174,000 181,000 189,000 196,000 3.7

DEFERRED COMPENSATION PLANS

DEFERRED COMPENSATION PLANS	12 Months Ended
	Sep. 30, 2015
Deferred Compensation Arrangements [Abstract]
DEFERRED COMPENSATION PLANS	(15) DEFERRED COMPENSATION PLANS The Bank has deferred compensation agreements with former officers who are receiving benefits under these agreements. The agreements provide for the payment of specific benefits following retirement. Deferred compensation expense was $ 5,000 16,000 The Company has a directors’ deferred compensation plan whereby a director, at his or her election on an annual basis, may defer all or a portion of the director fees into an account with the Company. The Company accrues interest on the deferred obligation at an annual rate equal to the prime rate for the immediately preceding calendar quarter plus 2%, but in no event at a rate in excess of 8%. 164,000 178,000

BENEFIT PLANS

BENEFIT PLANS	12 Months Ended
	Sep. 30, 2015
Compensation and Retirement Disclosure [Abstract]
BENEFIT PLANS	(16) BENEFIT PLANS Defined Contribution Plan: The Bank has a qualified contributory defined contribution plan available to all eligible employees. The plan allows participating employees to make tax-deferred contributions under Internal Revenue Code Section 401(k). Company contributions to the plan amounted to $ 378,000 368,000 Employee Stock Ownership Plan: On October 6, 2008, the Company established a leveraged ESOP covering substantially all employees. The ESOP trust acquired 203,363 10.00 851,000 715,000 2015 2014 Allocated shares 164,409 132,339 Unearned shares 19,691 53,706 Total ESOP shares 184,100 186,045 Fair value of unearned shares $ 669,000 $ 1,341,000

STOCK BASED COMPENSATION PLANS

STOCK BASED COMPENSATION PLANS	12 Months Ended
	Sep. 30, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK BASED COMPENSATION PLANS	(17) STOCK BASED COMPENSATION PLANS In December 2009, the Company adopted the 2010 Equity Incentive Plan (“Plan”), which the Company’s shareholders approved in February 2010. The Plan provides for the award of stock options, restricted shares and performance shares. The aggregate number of shares of the Company’s common stock available for issuance under the Plan may not exceed 355,885 In April 2010, the Company funded a trust, administered by an independent trustee, which acquired 101,681 13.60 1.4 13.25 1.3 41,000 162,000 260,000 Weighted Number Average of Grant-Date Shares Fair Value Nonvested at beginning of year 19,610 $ 13.25 Granted - - Vested (19,610) 13.25 Forfeited - - Nonvested at end of year - - There were no restricted shares granted during the years ended September 30, 2015 and 2014. The total fair value of restricted shares that vested during the years ended September 30, 2015 and 2014 was $ 575,000 479,000 In May 2010, the Company awarded 177,549 76,655 Expected dividend yield 4.53 % Risk-free interest rate 2.82 % Expected volatility 30.00 % Expected life of options 7.0 years Weighted average fair value at grant date $ 3.09 Weighted Weighted Average Number Average Remaining Aggregate of Exercise Contractual Intrinsic Shares Price Term Value Outstanding at beginning of year 234,232 $ 13.25 5.6 $ 2,743,000 Granted - - Exercised (20,972) $ 13.25 $ 250,000 Forfeited or expired - - Outstanding at end of year 213,260 $ 13.25 4.6 $ 4,425,000 Exercisable at end of year 213,260 $ 13.25 4.6 $ 4,425,000 There were no stock options granted during the years ended September 30, 2015 and 2014. The Company recognized compensation expense related to stock options for the years ended September 30, 2015 and 2014 of $ 95,000 152,000

INCOME TAXES

INCOME TAXES	12 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	(18) INCOME TAXES (In thousands) 2015 2014 Current $ 1,463 $ 1,843 Tax benefit allocated to additional paid-in capital related to equity incentive plan 149 84 Deferred (36) 150 Income tax expense $ 1,576 $ 2,077 34 (In thousands) 2015 2014 Provision at federal statutory rate $ 2,831 $ 2,539 State income tax-net of federal tax benefit 93 161 Tax-exempt interest income (772) (653) Bank owned life insurance (444) (169) Captive insurance net premiums (313) - Other 181 199 Income tax expense $ 1,576 $ 2,077 (In thousands) 2015 2014 Deferred tax assets: Allowance for loan losses $ 2,586 $ 2,475 Deferred compensation plans 412 374 Equity incentive plans 69 108 Other-than-temporary impairment loss on available for sale securities 14 17 Valuation allowance on other real estate owned 89 74 Deferred interest income on nonaccrual loans 58 68 Deferred loan fees and costs, net 46 (4) Deferred tax assets 3,274 3,112 Deferred tax liabilities: Unrealized gain on securities available for sale (2,361) (2,169) Accumulated depreciation (1,302) (1,417) Acquisition purchase accounting adjustments (382) (219) FHLB stock dividends (131) (133) Unrealized gain on trading account securities (31) (14) Unrealized gain on loans held for sale (60) - Other (147) (144) Deferred tax liabilities (4,414) (4,096) Net deferred tax liability $ (1,140) $ (984) Tax laws enacted in 2013 and 2014 decrease the Indiana financial institutions tax rate beginning in 2014 and ending in 2023. Deferred taxes have been adjusted to reflect the newly enacted rates and the period in which temporary differences are expected to reverse. At September 30, 2015 and 2014, the Company had no liability for unrecognized income tax benefits and does not anticipate any increase in the liability for unrecognized tax benefits during the next twelve months. The Company believes that its income tax positions would be sustained upon examination and does not anticipate any adjustments that would result in a material change to its financial position or results of operations. The Company files consolidated U.S. federal and Indiana state income tax returns. Returns filed in these jurisdictions for tax years ended on or after September 30, 2012 are subject to examination by the relevant taxing authorities. Each entity included in the consolidated federal and state income tax returns filed by the Company are charged or given credit for the applicable tax as though separate returns were filed. Retained earnings of the Bank include approximately $ 4.6 1.5

COMMITMENTS AND CONTINGENT LIAB

COMMITMENTS AND CONTINGENT LIABILITIES	12 Months Ended
	Sep. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENT LIABILITIES	(19) COMMITMENTS AND CONTINGENT LIABILITIES In the normal course of business, there are outstanding various commitments and contingent liabilities, such as commitments to extend credit and legal claims, which are not reflected in the accompanying consolidated financial statements. Commitments under outstanding standby letters of credit totaled $ 3.9 4.4 (In thousands) 2015 2014 Loan commitments: Fixed rate $ 5,487 $ 11,640 Adjustable rate 13,047 5,146 Guarantees of third-party revolving credit 87 89 Undisbursed portion of home equity lines of credit 21,403 20,072 Undisbursed portion of commercial and personal lines of credit 24,424 24,149 Undisbursed portion of construction loans in process 18,599 6,271 Total commitments to extend credit $ 83,047 $ 67,367

OPERATING LEASES

OPERATING LEASES	12 Months Ended
	Sep. 30, 2015
Leases, Operating [Abstract]
Leases of Lessor Disclosure [Text Block]	(20) OPERATING LEASES The Bank rents office space and equipment under operating lease agreements that expire at different dates through July 2018. Years ending September 30: (In thousands) 2016 $ 68 2017 69 2018 45 Total $ 182 Rent expense under operating leases for the years ended September 30, 2015 and 2014 was $ 56,000 50,000

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	12 Months Ended
	Sep. 30, 2015
Financial Instruments Off Balance Sheet Risks Abstract [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	(21) FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments (see Note 19). The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount and type of collateral obtained, if deemed necessary by the Bank upon extension of credit, varies and is based on management’s credit evaluation of the counterparty. Standby letters of credit are conditional lending commitments issued by the Bank to guarantee the performance of a customer to a third party. Standby letters of credit generally have fixed expiration dates or other termination clauses and may require payment of a fee. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank’s policy for obtaining collateral, and the nature of such collateral, is essentially the same as that involved in making commitments to extend credit. The Bank has not been obligated to perform on any financial guarantees and has incurred no losses on its commitments in 2015 or 2014.

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	12 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	(22) FAIR VALUE MEASUREMENTS FASB ASC Topic 820 , Fair Value Measurements, Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not active; or inputs that are derived principally from or can be corroborated by observable market data by correlation or other means. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 assets and liabilities include financial instruments whose value is determined using discounted cash flow methodologies, as well as instruments for which the determination of fair value requires significant management judgment or estimation. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2015. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2015: Assets Measured – Recurring Basis Trading account securities $ - $ 9,044 $ - $ 9,044 Securities available for sale: Agency bonds and notes $ - $ 5,582 $ - $ 5,582 Agency mortgage-backed - 48,278 - 48,278 Agency CMO - 19,014 - 19,014 Privately-issued CMO - 3,470 - 3,470 Privately-issued ABS - 6,109 - 6,109 SBA certificates - 1,480 - 1,480 Municipal obligations - 94,395 - 94,395 Total securities available for sale $ - $ 178,328 $ - $ 178,328 SBA loans held for sale $ - $ 5,835 $ - $ 5,835 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,681 $ 4,681 Commercial real estate - - 7,041 7,041 Commercial business - - 222 222 Consumer - - 285 285 Total impaired loans $ - $ - $ 12,229 $ 12,229 Residential mortgage loans held for sale $ - $ 965 $ - $ 965 Other real estate owned, held for sale: Residential real estate $ - $ - $ 434 $ 434 Commercial real estate - - 181 181 Land and land development - - 3 3 Total other real estate owned $ - $ - $ 618 $ 618 The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2014. The Company had no liabilities measured at fair value as of September 30, 2014. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2014: Assets Measured – Recurring Basis Trading account securities $ - $ 5,319 $ - $ 5,319 Securities available for sale: Agency bonds and notes $ - $ 12,091 $ - $ 12,091 Agency mortgage-backed - 52,255 - 52,255 Agency CMO - 29,484 - 29,484 Privately-issued CMO - 3,920 - 3,920 Privately-issued ABS - 7,353 - 7,353 SBA certificates - 1,762 - 1,762 Municipal obligations - 77,832 - 77,832 Total securities available for sale $ - $ 184,697 $ - $ 184,697 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 5,128 $ 5,128 Commercial real estate - - 5,705 5,705 Commercial business - - 145 145 Consumer - - 342 342 Total impaired loans $ - $ - $ 11,320 $ 11,320 Residential mortgage loans held for sale $ - $ 281 $ - $ 281 Other real estate owned, held for sale: Residential real estate $ - $ - $ 518 $ 518 Commercial real estate - - 377 377 Land and land development - - 58 58 Total other real estate owned $ - $ - $ 953 $ 953 Fair value is based upon quoted market prices, where available. If quoted market prices are not available, fair value is based on internally-developed models or obtained from third parties that primarily use, as inputs, observable market-based parameters or a matrix pricing model that employs the Bond Market Association’s standard calculations for cash flow and price/yield analysis and observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value, or the lower of cost or fair value. These adjustments may include unobservable parameters. Any such valuation adjustments have been applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Trading Account Securities and Securities Available for Sale. Securities classified as trading and available for sale are reported at fair value on a recurring basis. These securities are classified as Level 1 of the valuation hierarchy where quoted market prices from reputable third-party brokers are available in an active market. If quoted market prices are not available, the Company obtains fair value measurements from an independent pricing service. These securities are reported using Level 2 inputs and the fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, U.S. government and agency yield curves, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the security’s terms and conditions, among other factors. For securities where quoted market prices, market prices of similar securities or prices from an independent third party pricing service are not available, fair values are calculated using discounted cash flows or other market indicators and are classified within Level 3 of the fair value hierarchy. Changes in fair value of trading account securities are reported in noninterest income. Changes in fair value of securities available for sale are recorded in other comprehensive income, net of income tax effect. Impaired Loans . Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly. The fair value of impaired loans is classified as Level 3 in the fair value hierarchy. Impaired loans are measured at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of the collateral if the loan is a collateral-dependent loan. Collateral may be real estate and/or business assets, including equipment, inventory and/or accounts receivable, and its fair value is generally determined based on real estate appraisals or other independent evaluations by qualified professionals. The appraisals are then discounted to reflect management’s estimate of the fair value of the collateral given the current market conditions and the condition of the collateral. At September 30, 2015 and 2014, the significant unobservable inputs used in the fair value measurement of impaired loans included a discount from appraised value ranging from 0.0 15.0 0.0 6.0 58,000 2,000 Loans Held for Sale . Loans held for sale is comprised of residential mortgage loans and SBA loans held for sale. Residential mortgage loans held for sale are carried at the lower of cost or market value. As discussed further below, SBA loans held for sale at September 30, 2015 were reported at fair value in accordance with FASB ASC 825-10. The fair value of loans held for sale is based on specific prices of the underlying contracts for sale to investors, and is classified as Level 2 in the fair value hierarchy. Other Real Estate Owned . Other real estate owned held for sale is reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly. Fair value of other real estate owned is classified as Level 3 in the fair value hierarchy. Other real estate owned is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At September 30, 2015, the significant unobservable inputs used in the fair value measurement of other real estate owned included a discount from appraised value (including estimated costs to sell the property) ranging from 15.0 56.5 23.6 13.3 50.0 18.7 73,000 210,000 Transfers Between Categories . There have been no changes in the valuation techniques and related inputs used for assets measured at fair value on a recurring and nonrecurring basis during the years ended September 30, 2015 and 2014. There were no transfers into or out of Level 3 financial assets or liabilities for the years ended September 30, 2015 or 2014. In addition, there were no transfers into or out of Levels 1 and 2 of the fair value hierarchy during the years ended September 30, 2015 or 2014. Financial Instruments Recorded using Fair Value Option. Under FASB ASC 825-10, the Company may elect to report most financial instruments and certain other items at fair value on an instrument-by-instrument basis, with changes in fair value reported in income. The election is made at the acquisition of an eligible financial asset or financial liability, and may not be revoked once made. The Company has elected the fair value option for SBA loans held for sale at September 30, 2015. These loans are intended for sale and the Company believes that the fair value is the best indicator of the resolution of these loans. Interest income is recorded based on the contractual terms of the loans and in accordance with the Company’s policy on loans held for investment. None of these loans were 90 days or more past due, nor were any on nonaccrual status as of September 30, 2015. At September 30, 2015, the difference between the aggregate fair value ($ 5.8 5.3 558,000 24,000 534,000

DISCLOSURES ABOUT FAIR VALUE OF

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	(23) DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS Carrying Fair Value Measurements Using: Amount Level 1 Level 2 Level 3 (In thousands) September 30, 2015: Financial assets: Cash and due from banks $ 9,884 $ 9,884 $ - $ - Interest-bearing deposits with banks 15,110 15,110 - - Interest-bearing time deposits 3,100 - 3,099 - Trading account securities 9,044 - 9,044 - Securities available for sale 178,328 - 178,328 - Securities held to maturity 4,620 - 5,191 - Loans, net 457,112 - - 456,331 Loans held for sale 6,803 - 6,803 - FRB and FHLB stock 6,720 - 6,720 - Accrued interest receivable 2,655 - 2,655 - Investment in historic tax credit entity (included in other assets) 4,169 - 4,169 - Financial liabilities: Deposits 533,297 - - 536,121 Short-term repurchase agreements 1,342 - 1,342 - Borrowings from FHLB 104,867 - 106,446 - Other long-term debt 4,632 - 4,632 - Accrued interest payable 186 - 186 - Advance payments by borrowers for taxes and insurance 883 - 883 - September 30, 2014: Financial assets: Cash and due from banks $ 8,853 $ 8,853 $ - $ - Interest-bearing deposits with banks 11,477 11,477 - - Interest-bearing time deposits 1,500 - 1,496 - Trading account securities 5,319 - 5,319 - Securities available for sale 184,697 - 184,697 - Securities held to maturity 5,419 - 5,849 - Loans, net 433,876 - - 434,023 Loans held for sale 281 - 281 - FHLB stock 6,517 - 6,517 - Accrued interest receivable 2,511 - 2,511 - Financial liabilities: Deposits 533,194 - - 535,364 Short-term repurchase agreements 1,338 - 1,338 - Borrowings from FHLB 79,548 - 79,455 - Other long-term debt 4,812 - 4,812 - Accrued interest payable 175 - 175 - Advance payments by borrowers for taxes and insurance 748 - 748 - The carrying amounts in the preceding table are included in the consolidated balances sheets under the applicable captions. The contract or notional amounts of the Bank’s financial instruments with off-balance-sheet risk are disclosed in Note 19, and the fair value of these instruments is considered immaterial. The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate: Cash and Cash Equivalents For cash and short-term instruments, including cash and due from banks, interest-bearing deposits with banks with original maturities of 90 days or less and money market funds, the carrying amount is a reasonable estimate of fair value. Investments and Interest-Bearing Time Deposits For debt securities and interest-bearing time deposits, the Company obtains fair value measurements from an independent pricing service and the fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, U.S. government and agency yield curves, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the security’s terms and conditions, among other factors. For FRB and FHLB stock, which are restricted equity securities, the carrying amount is a reasonable estimate of fair value because the stock is not marketable. Loans The fair value of loans, excluding loans held for sale, is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and terms. Impaired loans are valued at the lower of their carrying value or fair value. The carrying amount of accrued interest receivable approximates its fair value. The fair value of loans held for sale is estimated based on specific prices of underlying contracts for sales to investors. Other Assets For equity method investments such as the Company’s investment in the historic tax credit entity where a quoted market value is not available, the carrying amount is a reasonable estimate of fair value. Deposits The fair value of demand and savings deposits and other transaction accounts is the amount payable on demand at the balance sheet date. The fair value of fixed-maturity time deposits is estimated by discounting the future cash flows using the rates currently offered for deposits with similar remaining maturities. The carrying amount of accrued interest payable approximates its fair value. Borrowed Funds Borrowed funds include borrowings from the FHLB, repurchase agreements and other long-term debt. Fair value for FHLB advances and long-term repurchase agreements is estimated by discounting the future cash flows at current interest rates for FHLB advances of similar maturities. For short-term repurchase agreements, FHLB line of credit borrowings and other debt, the carrying value is a reasonable estimate of fair value.

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	12 Months Ended
	Sep. 30, 2015
Stockholders' Equity Note [Abstract]
STOCKHOLDERS' EQUITY	(24) STOCKHOLDERS’ EQUITY Liquidation Account Upon completion of its conversion from mutual to stock form on October 6, 2008, the Bank established a liquidation account in an amount equal to its retained earnings at March 31, 2008, totaling $ 29.3 In the event of complete liquidation, and only in such an event, each eligible depositor is entitled to receive a liquidation distribution from the liquidation account in the proportionate amount of the then current adjusted balance for deposits held, before any liquidation distribution may be made with respect to the stockholders. Except for the repurchase of stock and payment of dividends by the Bank, the existence of the liquidation account does not restrict the use or application of retained earnings of the Bank.

PREFERRED STOCK

PREFERRED STOCK	12 Months Ended
	Sep. 30, 2015
Equity [Abstract]
PREFERRED STOCK	(25) PREFERRED STOCK On August 11, 2011, the Company entered into a Securities Purchase Agreement (“Purchase Agreement”) with the United States Department of the Treasury, pursuant to which the Company issued 17,120 1,000 17,120 30 10 Holders of the Series A Preferred Stock are entitled to receive non-cumulative dividends, payable quarterly, on each January 1, April 1, July 1 and October 1, beginning October 1, 2011. The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first ten quarters during which the Series A Preferred Stock is outstanding and may be adjusted between 1.0 5.0 2.0 1.0 7.0 9.0 4.84 1.0 1.0 The Series A Preferred Stock is non-voting, except in limited circumstances. In the event that the Company fails to timely make five dividend payments, whether or not consecutive, the holder of the Series A Preferred Stock will have the right, but not the obligation, to appoint a representative as an observer on the Company’s board of directors. The Series A Preferred Stock may be redeemed at any time at the Company’s option, at a redemption price of one hundred percent ( 100 The Series A Preferred Stock was issued in a private placement exempt from registration pursuant to Section 4(2) of the Securities Act of 1933, as amended. The Company has agreed to register the Series A Preferred Stock under certain circumstances set forth in the Purchase Agreement. The Series A Preferred Stock is not subject to any contractual restrictions on transfer.

DIVIDEND RESTRICTION

DIVIDEND RESTRICTION	12 Months Ended
	Sep. 30, 2015
Disclosure Of Restrictions On Dividends, Loans and Advances Disclosure [Abstract]
DIVIDEND RESTRICTION	(26) DIVIDEND RESTRICTION As an Indiana corporation, the Company is subject to Indiana law with respect to the payment of dividends. Under Indiana law, the Company may pay dividends so long as it is able to pay its debts as they become due in the usual course of business and its assets exceed the sum of its total liabilities, plus the amount that would be needed, if the Company were to be dissolved at the time of the dividend, to satisfy any rights that are preferential to the rights of the persons receiving the dividend. The ability of the Company to pay dividends depends primarily on the ability of the Bank to pay dividends to the Company. The payment of dividends by the Bank is subject to banking regulations and applicable Indiana state law. The amount of dividends that the Bank may pay to the Company in any calendar year without prior approval from banking regulators cannot exceed net income for that year to date plus retained net income (as defined) for the preceding two calendar years. The Bank may not declare or pay a cash dividend or repurchase any of its capital stock if the effect thereof would cause the regulatory capital of the Bank to be reduced below regulatory capital requirements imposed by banking regulators or the FDIC, or below the amount of the liquidation account established upon completion of the conversion. At September 30, 2015, the Bank could not pay any dividends without prior regulatory approval.

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
REGULATORY MATTERS	(27) REGULATORY MATTERS In accordance with the Plan of Charter Conversion adopted by the Bank’s board of directors on May 21, 2014, the Bank is now operating as an Indiana-charted commercial bank and became a member the Federal Reserve System following its conversion from a federally-chartered savings bank effective December 19, 2014. As a result of the Bank’s charter conversion, the Bank is subject to supervision and regulation by the Indiana Department of Financial Institutions and the Federal Reserve Bank of St. Louis. Also as a result of the Bank’s charter conversion, the Company converted to a bank holding company and simultaneously elected financial holding company status effective December 19, 2014. The Company continues to be supervised and regulated by the Federal Reserve Bank of St. Louis. The Company and Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of the Company’s and Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s and Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies. Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and Tier 1 capital (as defined) to average assets (as defined). Effective January 1, 2015, new capital regulations created an additional minimum capital ratio of common equity Tier 1 capital (as defined) to risk-weighted assets (as defined). Management believes that the Company and Bank met all capital adequacy requirements to which they are subject as of September 30, 2015 and 2014. As of September 30, 2015, the most recent notification from the FRB categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based, common equity Tier 1 risk-based and Tier I leverage ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Company’s and Bank’s actual capital amounts and ratios are also presented in the table. No amount was deducted from capital for interest-rate risk in either year. The Company was not subject to the regulatory capital requirements until its conversion from a savings and loan holding company to a bank holding company in December 2014. Minimum To Be Well Minimum Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes: Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2015: Total capital (to risk-weighted assets): Consolidated $ 85,531 16.21 % $ 42,221 8.00 % N/A N/A Bank 69,075 13.13 42,084 8.00 $ 52,605 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 31,666 6.00 % N/A N/A Bank 62,499 11.88 31,563 6.00 $ 42,084 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 23,749 4.50 % N/A N/A Bank 62,499 11.88 23,672 4.50 $ 34,193 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 78,955 11.01 % $ 28,691 4.00 % N/A N/A Bank 62,499 8.67 28,834 4.00 $ 36,043 5.00 % As of September 30, 2014: Total capital (to risk weighted assets) $ 68,963 14.87 % $ 37,101 8.00 % $ 46,376 10.00 % Tier I capital (to risk weighted assets) $ 63,160 13.62 % N/A $ 27,826 6.00 % Tier I capital (to adjusted total assets) $ 63,160 9.14 % $ 27,653 4.00 % $ 34,566 5.00 % Tangible capital (to adjusted total assets) $ 63,160 9.14 % $ 10,370 1.50 % N/A

SUPPLEMENTAL DISCLOSURE FOR EAR

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE	12 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE	(28) SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding during the periods presented. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, restricted stock and other potentially dilutive securities outstanding. Earnings and dividends per share are restated for stock splits and dividends through the date of issuance of the financial statements. Years Ended September 30, (In thousands, except share and per share data) 2015 2014 Basic: Earnings: Net income $ 6,751 $ 5,390 Less: Preferred stock dividends declared (171) (171) Net income available to common shareholders $ 6,580 $ 5,219 Shares: Weighted average common shares outstanding 2,140,632 2,122,880 Net income per common share, basic $ 3.07 $ 2.46 Diluted: Earnings: Net income $ 6,751 $ 5,390 Less: Preferred stock dividends declared (171) (171) Net income available to common shareholders $ 6,580 $ 5,219 Shares: Weighted average common shares outstanding 2,140,632 2,122,880 Add: Dilutive effect of outstanding options 101,862 94,656 Add: Dilutive effect of restricted stock 5,472 11,778 Weighted average common shares outstanding, as adjusted 2,247,966 2,229,314 Net income per common share, diluted $ 2.93 $ 2.34 Unearned ESOP and nonvested restricted stock shares are not considered as outstanding for purposes of computing weighted average common shares outstanding.

PARENT COMPANY CONDENSED FINANC

PARENT COMPANY CONDENSED FINANCIAL INFORMATION	12 Months Ended
	Sep. 30, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY CONDENSED FINANCIAL INFORMATION	(29) PARENT COMPANY CONDENSED FINANCIAL INFORMATION Balance Sheets (In thousands) As of September 30, 2015 2014 Assets: Cash and due from banks $ 14,721 $ 7,419 Other assets 928 904 Investment in subsidiaries 79,075 79,233 $ 94,724 $ 87,556 Liabilities and Equity: Accrued expenses $ 367 $ 476 Stockholders' equity 94,357 87,080 $ 94,724 $ 87,556 (In thousands) Years Ended September 30, 2015 2014 Dividend income from subsidiary $ 8,500 $ 10,000 Other income 2 - Other operating expenses (1,650) (1,551) Income before income taxes and equity in undistributed net income of subsidiaries 6,852 8,449 Income tax benefit 414 400 Income before equity in undistributed net income of subsidiaries 7,266 8,849 Equity in undistributed net income of subsidiaries (515) (3,459) Net income $ 6,751 $ 5,390 (In thousands) Years Ended September 30, 2015 2014 Operating Activities: Net income $ 6,751 $ 5,390 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries 515 3,459 ESOP and stock compensation expense 1,108 1,127 Net change in other assets and liabilities 67 214 Net cash provided by operating activities 8,441 10,190 Investing Activities: Investment in Captive - (250) Net cash used in investing activities - (250) Financing Activities: Exercise of stock options 278 146 Purchase of treasury stock (251) (3,273) Dividends paid (1,166) (1,085) Net cash used in financing activities (1,139) (4,212) Net increase in cash and due from banks 7,302 5,728 Cash and due from banks at beginning of year 7,419 1,691 Cash and due from banks at end of year $ 14,721 $ 7,419

CONCENTRATION OF CREDIT RISK

CONCENTRATION OF CREDIT RISK	12 Months Ended
	Sep. 30, 2015
Risks and Uncertainties [Abstract]
CONCENTRATION OF CREDIT RISK	(30) CONCENTRATION OF CREDIT RISK At September 30, 2015 and 2014, the Bank had a concentration of credit risk with correspondent banks in excess of the federal deposit insurance limit of $ 5.8

SUPPLEMENTAL DISCLOSURE OF CASH

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION	12 Months Ended
	Sep. 30, 2015
Supplemental Cash Flow Elements [Abstract]
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION	(31) SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (In thousands) 2015 2014 Cash payments for: Interest $ 3,890 $ 3,794 Taxes 914 1,593 Non-cash investing activities: Transfers from loans to other real estate owned 814 1,571 Proceeds from sales of other real estate owned financed through loans 340 536

SELECTED QUARTERLY FINANCIAL IN

SELECTED QUARTERLY FINANCIAL INFORMATION	12 Months Ended
	Sep. 30, 2015
Quarterly Financial Information Disclosure [Abstract]
SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)	(32) SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter September 30, 2015: Interest income $ 7,009 $ 6,924 $ 6,915 $ 7,139 Interest expense 931 952 933 962 Net interest income 6,078 5,972 5,982 6,177 Provision for loan losses 207 212 208 232 Net interest income after provision for loan losses 5,871 5,760 5,774 5,945 Noninterest income 1,111 1,078 1,937 1,850 Noninterest expenses 5,374 4,876 5,197 5,552 Income before income taxes 1,608 1,962 2,514 2,243 Income tax expense 408 435 318 415 Net income 1,200 1,527 2,196 1,828 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 1,157 $ 1,484 $ 2,153 $ 1,786 Net income per common share, basic $ 0.55 $ 0.69 $ 1.00 $ 0.83 Net income per common share, diluted $ 0.52 $ 0.66 $ 0.95 $ 0.80 September 30, 2014: Interest income $ 6,734 $ 6,990 $ 6,922 $ 6,848 Interest expense 922 888 873 872 Net interest income 5,812 6,102 6,049 5,976 Provision for loan losses 301 303 300 342 Net interest income after provision for loan losses 5,511 5,799 5,749 5,634 Noninterest income 1,104 1,382 1,291 1,269 Noninterest expenses 5,164 5,021 5,050 5,037 Income before income taxes 1,451 2,160 1,990 1,866 Income tax expense 423 624 534 496 Net income 1,028 1,536 1,456 1,370 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 985 $ 1,493 $ 1,413 $ 1,328 Net income per common share, basic $ 0.46 $ 0.70 $ 0.68 $ 0.63 Net income per common share, diluted $ 0.44 $ 0.66 $ 0.64 $ 0.60

SUMMARY OF SIGNIFICANT ACCOUN41

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Nature of Operations	First Savings Financial Group, Inc. (the “Company”) is a financial holding company and the parent of First Savings Bank (the “Bank”) and First Savings Insurance Risk Management, Inc. (the “Captive”). The Bank, which is a wholly-owned Indiana-chartered commercial bank subsidiary of the Company, provides a variety of banking services to individuals and business customers through fourteen locations in southern Indiana. The Bank attracts deposits primarily from the general public and uses those funds, along with other borrowings, primarily to originate residential mortgage, commercial mortgage, construction, commercial business and consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. The Bank has three-wholly owned subsidiaries: First Savings Investments, Inc., a Nevada corporation that manages a securities portfolio, FFCC, Inc., (“FFCC”) which is an Indiana corporation that participates in commercial real estate development and leasing, and Southern Indiana Financial Corporation, which is currently inactive. The Captive, which is a wholly-owned insurance subsidiary of the Company formed during the fourth fiscal quarter of 2014, is a Nevada corporation that provides property and casualty insurance to the Company, the Bank and the Bank’s active subsidiaries. In addition, the Captive provides reinsurance to eight other third-party insurance captives for which insurance may not be currently available or economically feasible in the insurance marketplace.
Basis of Consolidation and Reclassifications	Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with accounting principles generally accepted in the United States of America and conform to general practices within the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity.
Statements of Cash Flows	Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks having an original maturity of 90
Use of Estimates	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowances for loan losses and other real estate owned, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of other real estate owned are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and other real estate owned, further reductions in the carrying amounts of loans and other real estate owned may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and other real estate owned. Such agencies may require the Bank to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible the estimated losses on loans and other real estate owned may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.
Investment Securities	Trading Account Securities Securities purchased with the intention of recognizing short-term profits or which are actively bought and sold are classified as trading account securities and reported at fair value. The net realized and unrealized gains and losses on trading account securities are reported in other noninterest income. Realized gains and losses on trading account securities are determined using the specific identification method. Securities Available for Sale Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Debt securities for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for amortization of premiums and accretion of discounts that are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. The Company classifies certain mortgage-backed securities and municipal obligations as held to maturity. Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment for a period of time sufficient to allow for any anticipated recovery in fair value. Investments in non-marketable equity securities such as Federal Reserve Bank (“FRB”) and Federal Home Loan Bank of Indianapolis (“FHLB”) stock are carried at cost and are classified as restricted securities. Impairment testing on these investments is based on applicable accounting guidance and the cost basis is reduced when impairment is deemed to be other-than-temporary.
Loans Held for Sale	Loans Held for Sale Residential mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third party. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains on sales of residential mortgage loans are included in noninterest income. Residential mortgage loans are sold with servicing released. Commitments to originate residential mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s residential mortgage loan commitments subject to derivative accounting are fixed rate mortgage loan commitments at market rates when initiated. At September 30, 2015, the Bank had commitments to originate $ 448,000 The Bank originates loans to customers under the SBA 7(a) program that generally provides for SBA guarantees of 75% of each loan. The Bank intends to sell the guaranteed portion of the SBA loans. Such loans were classified as loans held for sale at September 30, 2015 and were recorded in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 825, Financial Instruments
Transfers of Financial Assets	Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with FASB ASC 860, Transfers and Servicing
Loans and Allowance for Loan Losses	Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income on nonaccrual loans is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss is considered remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs on nonperforming and impaired loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed below. Specific reserves are not considered charge-offs in management’s analysis of the allowance for loan losses because they are estimates and the outcome of the loan relationship is undetermined. During the year ended September 30, 2015, the Company recognized partial charge-offs on loans totaling $ 117,000 549,000 225,000 229,000 107,000 Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 45 days past due. Charge-offs are typically recorded on loans secured by real estate when the property is foreclosed upon when the carrying value of the loan exceeds the property’s fair value less the estimated costs to sell. Allowance for Loan Losses The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful. For such loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to be not impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 36-month period. This actual loss experience is then adjusted for qualitative factors that are reviewed on a quarterly basis based on the risks present for each portfolio segment. Management considers changes and trends in the following qualitative loss factors: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in the volume and term of new loan originations; national and local economic trends and conditions; changes in lending policies, procedures and practices; changes in the experience and ability of lending management and other staff; changes in the quality and depth of the internal loan review process; trends in collateral valuation in the Company’s lending area; and other factors as determined by management. Each qualitative factor is evaluated and a qualitative factor adjustment is applied to the actual historical loss factors in determining the adjusted loss factors used in management’s allowance for loan losses adequacy calculation. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, commercial real estate, multi-family residential real estate, construction, land and land development, commercial business and consumer. Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a small portion of the segment secured by non-owner-occupied residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrower’s or tenant’s personal cash flow and employment status. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings primarily in the Company’s primary lending area, with a portion of the collateral for the segment located in other states. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by general economic conditions, which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Multi-family residential real estate loans primarily consist of loans secured by apartment buildings and other multi-tenant developments generally located in the Company’s primary lending area. Repayment of these loans is primarily dependent on the borrower’s ability to attract tenants and collect rents that provide for adequate debt service. The risks associated with these loans are closely correlated to the local housing market and general economic conditions. The Company’s construction loan portfolio consists of single-family residential properties, multi-family properties and commercial projects, and includes both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Land and land development loans primarily consist of loans secured by farmland and vacant land held for long-term investment or development. The risks associated with land and land development loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Commercial business loans include lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Consumer loans consist primarily of home equity lines of credit and other loans secured by junior liens on the borrower’s personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits and other personal loans. The risks associated with these loans are related to the local housing market and local economic conditions including the unemployment level. There were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended September 30, 2015 and 2014. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other known defects. New appraisals are generally obtained for all significant properties when a loan is identified as impaired. Generally, a property is considered significant if the value of the property is estimated to exceed $ 250,000 Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (TDR) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may include, but is not limited to, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date or reduction of the face amount of the debt. A concession will be granted when, as a result of the restructuring, the Company does not expect to collect all amounts due, including interest at the original stated rate. A concession may also be granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. The Company’s determination of whether a loan modification is a TDR considers the individual facts and circumstances surrounding each modification. A TDR can involve loans remaining on nonaccrual, moving to nonaccrual or continuing on accrual status, depending on the individual facts and circumstances of the borrower. Generally, a nonaccrual loan that is restructured in a TDR remains on nonaccrual status for a period of at least six months following the restructuring in order to ensure that the borrower performs in accordance with the restructured terms, including consistent and timely payments of at least six consecutive months according to the restructured terms.
Real Estate Development and Construction	Real Estate Development and Construction Real estate that is developed and on which buildings are constructed for the purpose of leasing or sale to third parties by the Company is stated at cost, including interest capitalized during the construction period, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Other Real Estate Owned	Other real estate owned includes formally foreclosed property and former banking facilities held for sale. At the time of foreclosure, foreclosed real estate is recorded at its fair value less estimated costs to sell, which becomes the property’s new cost basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure or the decision to classify property as held for sale, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining other real estate owned and subsequent impairment adjustments to the carrying amount of a property, if any, are included in noninterest expense.
Cash Surrender Value of Life Insurance	Cash Surrender Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to help offset costs associated with the Bank’s compensation and benefit programs. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Goodwill and Other Intangibles	Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is carried at its implied fair value and is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) a significant adverse change in legal factors or in business climate, (2) unanticipated competition, or (3) an adverse action or assessment by a regulator. If the carrying amount of the goodwill exceeds its implied fair value, an impairment loss is recognized in earnings equal to that excess amount. The loss recognized cannot exceed the carrying amount of goodwill. After a goodwill impairment loss is recognized, the adjusted carrying amount of goodwill is its new accounting basis. Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not be recoverable or the remaining period of amortization requires revision. After an impairment loss is recognized, the adjusted carrying amount of the intangible asset is its new accounting basis.
Securities Lending and Financing Arrangements	Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold.
Benefit Plans	Benefit Plans The Bank provides a contributory defined contribution plan available to all eligible employees. The Company also established a leveraged employee stock ownership plan (“ESOP”) on October 6, 2008 that includes substantially all employees. The Company accounts for the ESOP in accordance with FASB ASC 718-40, Employee Stock Ownership Plans
Stock Based Compensation	Stock Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC 718-20, Compensation – Stock Compensation
Income Taxes	Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 percent probable) that the tax position would be sustained upon examination. Income tax positions that meet the more-likely-than-not threshold are measured as the largest amount of income tax benefit that is more than 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred income tax assets will not be realized. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Advertising Costs	Advertising Costs Advertising costs are charged to operations when incurred.
Comprehensive Income	Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Recent Accounting Pronouncements	The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In January 2014, the FASB issued Accounting Standards Update (“ASU”) No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) In August 2014, the FASB issued ASU No. 2014-14, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40), Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure Recent Accounting Pronouncements In September 2015, the FASB issued ASU No. 2015-16, Business Combinations (Topic 805) – Simplifying the Accounting for Measurement-Period Adjustments

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost of securities available for sale and held to maturity and their approximate fair values are as follows: Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2015: Securities available for sale: Agency bonds and notes $ 5,564 $ 18 $ - $ 5,582 Agency mortgage-backed 47,418 901 41 48,278 Agency CMO 18,943 118 47 19,014 Privately-issued CMO 3,005 465 - 3,470 Privately-issued ABS 4,820 1,289 - 6,109 SBA certificates 1,472 8 - 1,480 Municipal bonds 90,380 4,185 170 94,395 Total securities available for sale $ 171,602 $ 6,984 $ 258 $ 178,328 Securities held to maturity: Agency mortgage-backed $ 345 $ 31 $ - $ 376 Municipal bonds 4,275 540 - 4,815 Total securities held to maturity $ 4,620 $ 571 $ - $ 5,191 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2014: Securities available for sale: Agency bonds and notes $ 12,269 $ 12 $ 190 $ 12,091 Agency mortgage-backed 51,845 518 108 52,255 Agency CMO 29,648 95 259 29,484 Privately-issued CMO 3,302 618 - 3,920 Privately-issued ABS 5,552 1,801 - 7,353 SBA certificates 1,753 9 - 1,762 Municipal bonds 74,148 3,818 134 77,832 Total securities available for sale $ 178,517 $ 6,871 $ 691 $ 184,697 Securities held to maturity: Agency mortgage-backed $ 455 $ 37 $ - $ 492 Municipal bonds 4,964 393 - 5,357 Total securities held to maturity $ 5,419 $ 430 $ - $ 5,849
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity	The amortized cost and fair value of available for sale and held to maturity debt securities as of September 30, 2015 by contractual maturity are shown below. Expected maturities of mortgage and other asset-backed securities may differ from contractual maturities because the mortgages and other assets underlying the obligations may be prepaid without penalty. Available for Sale Held to Maturity Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due within one year $ 1,909 $ 1,955 $ 537 $ 563 Due after one year through five years 6,150 6,467 1,721 1,995 Due after five years through ten years 21,613 22,998 1,305 1,464 Due after ten years 66,272 68,557 712 793 95,944 99,977 4,275 4,815 CMO 21,948 22,484 - - ABS 4,820 6,109 - - SBA certificates 1,472 1,480 - - Mortgage-backed securities 47,418 48,278 345 376 $ 171,602 $ 178,328 $ 4,620 $ 5,191
Available for Sale Securities with Gross Unrealized Losses by Investment Category and Length of Time Individual Securities Have Been in Continuous Loss Position	Information pertaining to securities with gross unrealized losses at September 30, 2015, aggregated by investment category and the length of time that individual securities have been in a continuous loss position, follows: Number Gross of Investment Fair Unrealized (Dollars in thousands) Positions Value Losses Securities available for sale: Continuous loss position less than twelve months: Agency mortgage-backed 4 $ 3,600 $ 20 Municipal bonds 15 9,356 137 Total less than twelve months 19 12,956 157 Continuous loss position more than twelve months: Agency mortgage-backed 2 1,982 21 Agency CMO 3 6,753 47 Municipal bonds 2 1,248 33 Total more than twelve months 7 9,983 101 Total securities available for sale 26 $ 22,939 $ 258

LOANS AND ALLOWANCE FOR LOAN 43

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Sep. 30, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans	Loans at September 30, 2015 and 2014 consisted of the following: (In thousands) 2015 2014 Real estate mortgage: 1-4 family residential $ 181,873 $ 182,743 Commercial 172,995 153,896 Multifamily residential 21,647 21,286 Residential construction 19,723 14,528 Commercial construction 15,548 8,354 Land and land development 11,061 11,290 Commercial business 32,574 28,448 Consumer: Home equity 19,423 17,903 Auto 5,452 5,619 Other consumer 2,159 2,320 Gross loans 482,455 446,387 Undisbursed portion of construction loans (18,599) (6,271) Principal loan balance 463,856 440,116 Deferred loan origination fees and costs, net (120) 10 Allowance for loan losses (6,624) (6,250) Loans, net $ 457,112 $ 433,876
Summary of activity for related party loans	The following is a summary of activity for related party loans for the years ended September 30, 2015 and 2014: (In thousands) 2015 2014 Beginning balance $ 6,306 $ 5,946 New loans and advances 1,950 1,897 Repayments (2,018) (1,431) Reclassifications due to officer and director changes 4,838 (106) Ending balance $ 11,076 $ 6,306
Components of Recorded Investment in Loans for Each Portfolio Class	The following table provides the components of the recorded investment in loans as of September 30, 2015: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 181,873 $ 172,995 $ 21,647 $ 16,672 $ 11,061 $ 32,574 $ 27,034 $ 463,856 Accrued interest receivable 552 454 47 23 30 95 58 1,259 Net deferred loan origination fees and costs 283 (294) (21) (63) 8 (28) (5) (120) Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,391 $ 7,041 $ - $ - $ - $ 222 $ 290 $ 11,944 Collectively evaluated for impairment 177,873 166,114 21,673 16,632 11,099 32,419 26,767 452,577 Acquired with deteriorated credit quality 444 - - - - - 30 474 Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 The following table provides the components of the recorded investment in loans as of September 30, 2014: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 182,743 $ 153,896 $ 21,286 $ 16,611 $ 11,290 $ 28,448 $ 25,842 $ 440,116 Accrued interest receivable 590 384 53 44 31 111 63 1,276 Net deferred loan origination fees and costs 337 (252) (28) (54) 4 (9) 12 10 Recorded investment in loans $ 183,670 $ 154,028 $ 21,311 $ 16,601 $ 11,325 $ 28,550 $ 25,917 $ 441,402 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,866 $ 5,705 $ - $ - $ - $ 145 $ 350 $ 11,066 Collectively evaluated for impairment 178,298 148,323 21,311 16,601 11,325 28,405 25,535 429,798 Acquired with deteriorated credit quality 506 - - - - - 32 538 Recorded investment in loans $ 183,670 $ 154,028 $ 21,311 $ 16,601 $ 11,325 $ 28,550 $ 25,917 $ 441,402
Allowance for Loan Losses	Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Provisions 109 559 10 108 67 8 (2) 859 Charge-offs (283) (40) - - - (126) (144) (593) Recoveries 41 - - - - 1 66 108 Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 9 $ - $ - $ - $ - $ - $ 5 $ 14 Collectively evaluated for impairment 435 4,327 156 551 369 678 94 6,610 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 An analysis of the allowance for loan losses as of and for the year ended September 30, 2014 is as follows: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 780 $ 2,826 $ 249 $ 229 $ 299 $ 907 $ 248 $ 5,538 Provisions 47 987 (103) 214 3 122 (24) 1,246 Charge-offs (278) (224) - - - (234) (136) (872) Recoveries 28 219 - - - - 91 338 Ending balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 13 $ - $ - $ - $ - $ - $ 8 $ 21 Collectively evaluated for impairment 564 3,808 146 443 302 795 171 6,229 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250
Impaired Loans Individually Evaluated for Impairment	The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2015. The Company recognized $ 5,000 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,681 $ 5,245 $ - $ 5,590 $ 143 Commercial real estate 7,041 7,079 - 6,136 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 255 1 Consumer 210 214 - 238 6 $ 12,154 $ 12,820 $ - $ 12,219 $ 373 Loans with an allowance recorded: Residential real estate $ 9 $ 9 $ 9 $ 115 $ - Commercial real estate - - - 9 - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - 4 - Consumer 80 80 5 90 - $ 89 $ 89 $ 14 $ 218 $ - Total: Residential real estate $ 4,690 $ 5,254 $ 9 $ 5,705 $ 143 Commercial real estate 7,041 7,079 - 6,145 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 259 1 Consumer 290 294 5 328 6 $ 12,243 $ 12,909 $ 14 $ 12,437 $ 373 The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2014. The Company recognized $ 52,000 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,974 $ 5,426 $ - $ 5,878 $ 131 Commercial real estate 5,705 5,739 - 5,864 189 Multifamily - - - 1,883 94 Construction - - - - - Land and land development - - - - - Commercial business 145 133 - 287 1 Consumer 255 258 - 285 6 $ 11,079 $ 11,556 $ - $ 14,197 $ 421 Loans with an allowance recorded: Residential real estate $ 167 $ 166 $ 13 $ 64 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - - - Consumer 95 95 8 97 - $ 262 $ 261 $ 21 $ 161 $ - Total: Residential real estate $ 5,141 $ 5,592 $ 13 $ 5,942 $ 131 Commercial real estate 5,705 5,739 - 5,864 189 Multifamily - - - 1,883 94 Construction - - - - - Land and land development - - - - - Commercial business 145 133 - 287 1 Consumer 350 353 8 382 6 $ 11,341 $ 11,817 $ 21 $ 14,358 $ 421
Recorded Investment in Nonperforming Loans by Class of Loans	Nonperforming loans consist of nonaccrual loans and loans over 90 days past due and still accruing interest. The following table presents the recorded investment in nonperforming loans at September 30, 2015 and 2014: At September 30, 2015 At September 30, 2014 Loans 90+ Loans 90+ Days Total Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential real estate $ 1,923 $ 155 $ 2,078 $ 2,431 $ 458 $ 2,889 Commercial real estate 1,855 - 1,855 1,034 - 1,034 Multifamily - - - - - - Construction - - - - - - Land and land development - - - - - - Commercial business 210 94 304 123 - 123 Consumer 165 3 168 216 20 236 Total $ 4,153 $ 252 $ 4,405 $ 3,804 $ 478 $ 4,282
Aging of Recorded Investment in Past Due Loans	The following table presents the aging of the recorded investment in past due loans at September 30, 2015: 30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 3,635 $ 1,419 $ 1,530 $ 6,584 $ 176,124 $ 182,708 Commercial real estate 1,098 113 139 1,350 171,805 173,155 Multifamily 504 - - 504 21,169 21,673 Construction - - - - 16,632 16,632 Land and land development 253 - - 253 10,846 11,099 Commercial business 15 - 303 318 32,323 32,641 Consumer 81 14 32 127 26,960 27,087 Total $ 5,586 $ 1,546 $ 2,004 $ 9,136 $ 455,859 $ 464,995 The following table presents the aging of the recorded investment in past due loans at September 30, 2014: 30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 4,493 $ 1,639 $ 1,823 $ 7,955 $ 175,715 $ 183,670 Commercial real estate 115 54 59 228 153,800 154,028 Multifamily 297 - - 297 21,014 21,311 Construction - - - - 16,601 16,601 Land and land development 6 205 - 211 11,114 11,325 Commercial business 259 - 123 382 28,168 28,550 Consumer 39 79 72 190 25,727 25,917 Total $ 5,209 $ 1,977 $ 2,077 $ 9,263 $ 432,139 $ 441,402
Recorded Investment in Loans by Risk Category	The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Commercial Land and Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) September 30, 2015: Pass $ 175,662 $ 160,224 $ 21,673 $ 16,632 $ 11,079 $ 32,335 $ 26,793 $ 444,398 Special Mention 799 5,342 - - - 96 13 6,250 Substandard 5,871 7,589 - - 20 173 274 13,927 Doubtful 376 - - - - 37 7 420 Loss - - - - - - - - Total $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 September 30, 2014: Pass $ 172,822 $ 138,854 $ 21,311 $ 16,601 $ 11,206 $ 28,127 $ 25,471 $ 414,392 Special Mention 4,233 10,226 - - 6 278 89 14,832 Substandard 6,398 4,948 - - 113 145 350 11,954 Doubtful 217 - - - - - 7 224 Loss - - - - - - - - Total $ 183,670 $ 154,028 $ 21,311 $ 16,601 $ 11,325 $ 28,550 $ 25,917 $ 441,402
Recorded Investment in Troubled Debt Restructurings by Class of Loan and Accrual Status	The following table summarizes the Company’s TDRs by accrual status at September 30, 2015 and 2014. There was no specific reserve included in the allowance for loan losses related to TDRs at September 30, 2015 and 2014. Accruing Nonaccrual Total (In thousands) September 30, 2015: Residential real estate $ 2,767 $ 110 $ 2,877 Commercial real estate 5,186 1,523 6,709 Commercial business 12 - 12 Consumer 125 - 125 Total $ 8,090 $ 1,633 $ 9,723 September 30, 2014: Residential real estate $ 2,710 $ 214 $ 2,924 Commercial real estate 4,671 696 5,367 Commercial business 22 - 22 Consumer 134 - 134 Total $ 7,537 $ 910 $ 8,447
Troubled Debt Restructurings	The following table summarizes information in regard to TDRs that were restructured during the years ended September 30, 2015 and 2014. Pre- Post- Modification Modification Number of Principal Principal Loans Balance Balance (Dollars in thousands) September 30, 2015: Residential real estate 2 $ 165 $ 172 Commercial real estate 1 1,523 1,523 Consumer 1 3 3 Total 4 $ 1,691 $ 1,698 September 30, 2014: Residential real estate 6 $ 326 $ 397 Commercial real estate 1 716 724 Total 7 $ 1,042 $ 1,121

REAL ESTATE DEVELOPMENT AND C44

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Tables)	12 Months Ended
	Sep. 30, 2015
Real Estate [Abstract]
Schedule of Real Estate Properties	Real estate development and construction consisted of the following at September 30, 2015 and 2014: (In thousands) 2015 2014 Land and land improvements $ 4,159 $ 4,159 Office buildings 3,321 3,248 Furniture, fixtures and equipment 74 74 7,554 7,481 Less accumulated depreciation 475 279 Totals $ 7,079 $ 7,202
Schedule of Future Minimum Rental Payments for Operating Leases	The following is a schedule by years of future minimum lease payments under the leases as of September 30, 2015: Years ending September 30: (In thousands) 2016 $ 705 2017 711 2018 723 2019 708 2020 639 2021 and thereafter 3,200 Total $ 6,686

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Sep. 30, 2015
Property, Plant and Equipment [Abstract]
Premises And Equipment	Premises and equipment consisted of the following: (In thousands) 2015 2014 Land and land improvements $ 5,218 $ 5,218 Office buildings 10,431 10,376 Furniture, fixtures and equipment 4,293 4,467 19,942 20,061 Less accumulated depreciation 6,104 5,786 Totals $ 13,838 $ 14,275

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES (Tables)	12 Months Ended
	Sep. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in Carrying Amount of Goodwill	The changes in the carrying amount of goodwill for the years ended September 30, 2015 and 2014 are summarized as follows: (In thousands) 2015 2014 Beginning balance $ 7,936 $ 7,936 Changes in goodwill - - Ending balance $ 7,936 $ 7,936
Summary Of Other Intangible Assets	The following is a summary of other intangible assets subject to amortization: (In thousands) 2015 2014 Core deposit intangible acquired in Community First acquisition $ 2,741 $ 2,741 Core deposit intangible acquired in First Federal branch acquisition 566 566 Less accumulated amortization (1,926) (1,582) Ending balance $ 1,381 $ 1,725
Estimated Amortization Expense For The Core Deposit Intangibles	344,000 Years ending September 30: (In thousands) 2016 $ 344 2017 344 2018 344 2019 148 2020 50 2021 and thereafter 151 Total $ 1,381

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Sep. 30, 2015
Debt Disclosure [Abstract]
Scheduled Maturities Of Certificates Of Deposit	At September 30, 2015, scheduled maturities of time deposits were as follows: Years ending September 30: (In thousands) 2016 $ 104,498 2017 37,487 2018 10,589 2019 19,593 2020 and thereafter 21,729 Total $ 193,896

REPURCHASE AGREEMENTS (Tables)

REPURCHASE AGREEMENTS (Tables)	12 Months Ended
	Sep. 30, 2015
Schedule Of Repurchase Agreements	Repurchase agreements at September 30, 2015 and 2014 are summarized as follows: 2015 2014 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Retail repurchase agreements 0.25 % $ 1,342 0.25 % $ 1,338
Retail Repurchase Agreements [Member]
Borrowings Under Repurchase Agreements	Information concerning borrowings under retail repurchase agreements as of and for the years ended September 30, 2015 and 2014 is summarized as follows: (Dollars in thousands) 2015 2014 Weighted average interest rate during the year 0.25 % 0.25 % Average balance during the year $ 1,340 $ 1,336 Maximum month-end balance during the year 1,342 1,338 Available for sale debt securities underlying the agreements at September 30: Amortized cost $ 1,502 $ 1,719 Fair value 1,535 1,758

BORROWINGS FROM FEDERAL HOME 49

BORROWINGS FROM FEDERAL HOME LOAN BANK (Tables)	12 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Borrowings from the FHLB	At September 30, 2015 and 2014 borrowings from the FHLB were as follows: 2015 2014 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Advances maturing in: 2015 - % $ - 1.38 % $ 45,000 2016 0.59 % 10,000 - % - 2017 1.10 % 15,000 1.10 % 15,000 2018 1.04 % 10,000 1.04 % 10,000 2020 1.86 % 25,000 - % - 2021 and beyond 1.80 % 30,000 - % - Total advances 90,000 70,000 Line of credit balance 0.49 % 14,867 0.43 % 9,548 Total borrowings from FHLB $ 104,867 $ 79,548

BENEFIT PLANS (Tables)

BENEFIT PLANS (Tables)	12 Months Ended
	Sep. 30, 2015
Share-Based Arrangements With Employees and Nonemployees [Abstract]
Common Stock Held by Employee Stock Ownership Plan Trust	Company common stock held by the ESOP trust at September 30, 2015 and 2014 was as follows: 2015 2014 Allocated shares 164,409 132,339 Unearned shares 19,691 53,706 Total ESOP shares 184,100 186,045 Fair value of unearned shares $ 669,000 $ 1,341,000

STOCK BASED COMPENSATION PLANS

STOCK BASED COMPENSATION PLANS (Tables)	12 Months Ended
	Sep. 30, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Nonvested Restricted Shares Activity	A summary of the Company’s nonvested restricted shares for the year ended September 30, 2015 is as follows: Weighted Number Average of Grant-Date Shares Fair Value Nonvested at beginning of year 19,610 $ 13.25 Granted - - Vested (19,610) 13.25 Forfeited - - Nonvested at end of year - -
Share-based Payment Award, Stock Options, Valuation Assumptions	Expected dividend yield 4.53 % Risk-free interest rate 2.82 % Expected volatility 30.00 % Expected life of options 7.0 years Weighted average fair value at grant date $ 3.09
Stock Option Activity	A summary of stock option activity under the plan as of September 30, 2015, and changes during the year then ended is presented below. Weighted Weighted Average Number Average Remaining Aggregate of Exercise Contractual Intrinsic Shares Price Term Value Outstanding at beginning of year 234,232 $ 13.25 5.6 $ 2,743,000 Granted - - Exercised (20,972) $ 13.25 $ 250,000 Forfeited or expired - - Outstanding at end of year 213,260 $ 13.25 4.6 $ 4,425,000 Exercisable at end of year 213,260 $ 13.25 4.6 $ 4,425,000

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Components of Income Tax Expense	The Company and its subsidiaries file consolidated income tax returns. The components of consolidated income tax expense were as follows for the years ended September 30, 2015 and 2014: (In thousands) 2015 2014 Current $ 1,463 $ 1,843 Tax benefit allocated to additional paid-in capital related to equity incentive plan 149 84 Deferred (36) 150 Income tax expense $ 1,576 $ 2,077
Reconciliation Of Income Tax Expense	The reconciliation of income tax expense with the amount which would have been provided at the federal statutory rate of 34 (In thousands) 2015 2014 Provision at federal statutory rate $ 2,831 $ 2,539 State income tax-net of federal tax benefit 93 161 Tax-exempt interest income (772) (653) Bank owned life insurance (444) (169) Captive insurance net premiums (313) - Other 181 199 Income tax expense $ 1,576 $ 2,077
Deferred Tax Assets And Liabilities	Significant components of deferred tax assets and liabilities at September 30, 2015 and 2014 are as follows: (In thousands) 2015 2014 Deferred tax assets: Allowance for loan losses $ 2,586 $ 2,475 Deferred compensation plans 412 374 Equity incentive plans 69 108 Other-than-temporary impairment loss on available for sale securities 14 17 Valuation allowance on other real estate owned 89 74 Deferred interest income on nonaccrual loans 58 68 Deferred loan fees and costs, net 46 (4) Deferred tax assets 3,274 3,112 Deferred tax liabilities: Unrealized gain on securities available for sale (2,361) (2,169) Accumulated depreciation (1,302) (1,417) Acquisition purchase accounting adjustments (382) (219) FHLB stock dividends (131) (133) Unrealized gain on trading account securities (31) (14) Unrealized gain on loans held for sale (60) - Other (147) (144) Deferred tax liabilities (4,414) (4,096) Net deferred tax liability $ (1,140) $ (984)

COMMITMENTS AND CONTINGENT LI53

COMMITMENTS AND CONTINGENT LIABILITIES (Tables)	12 Months Ended
	Sep. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments To Extend Credit	The following is a summary of the commitments to extend credit at September 30, 2015 and 2014: (In thousands) 2015 2014 Loan commitments: Fixed rate $ 5,487 $ 11,640 Adjustable rate 13,047 5,146 Guarantees of third-party revolving credit 87 89 Undisbursed portion of home equity lines of credit 21,403 20,072 Undisbursed portion of commercial and personal lines of credit 24,424 24,149 Undisbursed portion of construction loans in process 18,599 6,271 Total commitments to extend credit $ 83,047 $ 67,367

OPERATING LEASES (Tables)

OPERATING LEASES (Tables)	12 Months Ended
	Sep. 30, 2015
Leases, Operating [Abstract]
Operating Leases	The following is a schedule by years of future minimum lease payments required under operating leases that have initial or remaining noncancelable lease terms in excess of one year as of September 30, 2015: Years ending September 30: (In thousands) 2016 $ 68 2017 69 2018 45 Total $ 182

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	12 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Financial Assets Measured at Fair Value on Recurring and Nonrecurring Basis	The Company had no liabilities measured at fair value as of September 30, 2015. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2015: Assets Measured – Recurring Basis Trading account securities $ - $ 9,044 $ - $ 9,044 Securities available for sale: Agency bonds and notes $ - $ 5,582 $ - $ 5,582 Agency mortgage-backed - 48,278 - 48,278 Agency CMO - 19,014 - 19,014 Privately-issued CMO - 3,470 - 3,470 Privately-issued ABS - 6,109 - 6,109 SBA certificates - 1,480 - 1,480 Municipal obligations - 94,395 - 94,395 Total securities available for sale $ - $ 178,328 $ - $ 178,328 SBA loans held for sale $ - $ 5,835 $ - $ 5,835 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,681 $ 4,681 Commercial real estate - - 7,041 7,041 Commercial business - - 222 222 Consumer - - 285 285 Total impaired loans $ - $ - $ 12,229 $ 12,229 Residential mortgage loans held for sale $ - $ 965 $ - $ 965 Other real estate owned, held for sale: Residential real estate $ - $ - $ 434 $ 434 Commercial real estate - - 181 181 Land and land development - - 3 3 Total other real estate owned $ - $ - $ 618 $ 618 The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2014. The Company had no liabilities measured at fair value as of September 30, 2014. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2014: Assets Measured – Recurring Basis Trading account securities $ - $ 5,319 $ - $ 5,319 Securities available for sale: Agency bonds and notes $ - $ 12,091 $ - $ 12,091 Agency mortgage-backed - 52,255 - 52,255 Agency CMO - 29,484 - 29,484 Privately-issued CMO - 3,920 - 3,920 Privately-issued ABS - 7,353 - 7,353 SBA certificates - 1,762 - 1,762 Municipal obligations - 77,832 - 77,832 Total securities available for sale $ - $ 184,697 $ - $ 184,697 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 5,128 $ 5,128 Commercial real estate - - 5,705 5,705 Commercial business - - 145 145 Consumer - - 342 342 Total impaired loans $ - $ - $ 11,320 $ 11,320 Residential mortgage loans held for sale $ - $ 281 $ - $ 281 Other real estate owned, held for sale: Residential real estate $ - $ - $ 518 $ 518 Commercial real estate - - 377 377 Land and land development - - 58 58 Total other real estate owned $ - $ - $ 953 $ 953

DISCLOSURES ABOUT FAIR VALUE 56

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Estimated Fair Values of Financial Instruments	The following table summarizes the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2015 and 2014. Carrying Fair Value Measurements Using: Amount Level 1 Level 2 Level 3 (In thousands) September 30, 2015: Financial assets: Cash and due from banks $ 9,884 $ 9,884 $ - $ - Interest-bearing deposits with banks 15,110 15,110 - - Interest-bearing time deposits 3,100 - 3,099 - Trading account securities 9,044 - 9,044 - Securities available for sale 178,328 - 178,328 - Securities held to maturity 4,620 - 5,191 - Loans, net 457,112 - - 456,331 Loans held for sale 6,803 - 6,803 - FRB and FHLB stock 6,720 - 6,720 - Accrued interest receivable 2,655 - 2,655 - Investment in historic tax credit entity (included in other assets) 4,169 - 4,169 - Financial liabilities: Deposits 533,297 - - 536,121 Short-term repurchase agreements 1,342 - 1,342 - Borrowings from FHLB 104,867 - 106,446 - Other long-term debt 4,632 - 4,632 - Accrued interest payable 186 - 186 - Advance payments by borrowers for taxes and insurance 883 - 883 - September 30, 2014: Financial assets: Cash and due from banks $ 8,853 $ 8,853 $ - $ - Interest-bearing deposits with banks 11,477 11,477 - - Interest-bearing time deposits 1,500 - 1,496 - Trading account securities 5,319 - 5,319 - Securities available for sale 184,697 - 184,697 - Securities held to maturity 5,419 - 5,849 - Loans, net 433,876 - - 434,023 Loans held for sale 281 - 281 - FHLB stock 6,517 - 6,517 - Accrued interest receivable 2,511 - 2,511 - Financial liabilities: Deposits 533,194 - - 535,364 Short-term repurchase agreements 1,338 - 1,338 - Borrowings from FHLB 79,548 - 79,455 - Other long-term debt 4,812 - 4,812 - Accrued interest payable 175 - 175 - Advance payments by borrowers for taxes and insurance 748 - 748 -

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
REGULATORY MATTERS	Therefore, the capital amounts and ratios presented as of September 30, 2014 are for the Bank only. Minimum To Be Well Minimum Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes: Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2015: Total capital (to risk-weighted assets): Consolidated $ 85,531 16.21 % $ 42,221 8.00 % N/A N/A Bank 69,075 13.13 42,084 8.00 $ 52,605 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 31,666 6.00 % N/A N/A Bank 62,499 11.88 31,563 6.00 $ 42,084 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 23,749 4.50 % N/A N/A Bank 62,499 11.88 23,672 4.50 $ 34,193 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 78,955 11.01 % $ 28,691 4.00 % N/A N/A Bank 62,499 8.67 28,834 4.00 $ 36,043 5.00 % As of September 30, 2014: Total capital (to risk weighted assets) $ 68,963 14.87 % $ 37,101 8.00 % $ 46,376 10.00 % Tier I capital (to risk weighted assets) $ 63,160 13.62 % N/A $ 27,826 6.00 % Tier I capital (to adjusted total assets) $ 63,160 9.14 % $ 27,653 4.00 % $ 34,566 5.00 % Tangible capital (to adjusted total assets) $ 63,160 9.14 % $ 10,370 1.50 % N/A

SUPPLEMENTAL DISCLOSURE FOR E58

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE (Tables)	12 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share Information	Earnings per share information is presented below for the years ended September 30, 2015 and 2014. Years Ended September 30, (In thousands, except share and per share data) 2015 2014 Basic: Earnings: Net income $ 6,751 $ 5,390 Less: Preferred stock dividends declared (171) (171) Net income available to common shareholders $ 6,580 $ 5,219 Shares: Weighted average common shares outstanding 2,140,632 2,122,880 Net income per common share, basic $ 3.07 $ 2.46 Diluted: Earnings: Net income $ 6,751 $ 5,390 Less: Preferred stock dividends declared (171) (171) Net income available to common shareholders $ 6,580 $ 5,219 Shares: Weighted average common shares outstanding 2,140,632 2,122,880 Add: Dilutive effect of outstanding options 101,862 94,656 Add: Dilutive effect of restricted stock 5,472 11,778 Weighted average common shares outstanding, as adjusted 2,247,966 2,229,314 Net income per common share, diluted $ 2.93 $ 2.34

PARENT COMPANY CONDENSED FINA59

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet Information	Balance Sheets (In thousands) As of September 30, 2015 2014 Assets: Cash and due from banks $ 14,721 $ 7,419 Other assets 928 904 Investment in subsidiaries 79,075 79,233 $ 94,724 $ 87,556 Liabilities and Equity: Accrued expenses $ 367 $ 476 Stockholders' equity 94,357 87,080 $ 94,724 $ 87,556
Condensed Income Statement Information	Statements of Income (In thousands) Years Ended September 30, 2015 2014 Dividend income from subsidiary $ 8,500 $ 10,000 Other income 2 - Other operating expenses (1,650) (1,551) Income before income taxes and equity in undistributed net income of subsidiaries 6,852 8,449 Income tax benefit 414 400 Income before equity in undistributed net income of subsidiaries 7,266 8,849 Equity in undistributed net income of subsidiaries (515) (3,459) Net income $ 6,751 $ 5,390
Condensed Cash Flow Statement Information	Statements of Cash Flows (In thousands) Years Ended September 30, 2015 2014 Operating Activities: Net income $ 6,751 $ 5,390 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries 515 3,459 ESOP and stock compensation expense 1,108 1,127 Net change in other assets and liabilities 67 214 Net cash provided by operating activities 8,441 10,190 Investing Activities: Investment in Captive - (250) Net cash used in investing activities - (250) Financing Activities: Exercise of stock options 278 146 Purchase of treasury stock (251) (3,273) Dividends paid (1,166) (1,085) Net cash used in financing activities (1,139) (4,212) Net increase in cash and due from banks 7,302 5,728 Cash and due from banks at beginning of year 7,419 1,691 Cash and due from banks at end of year $ 14,721 $ 7,419

SUPPLEMENTAL DISCLOSURE OF CA60

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2015
Supplemental Cash Flow Elements [Abstract]
Supplemental Cash Flow Information	(In thousands) 2015 2014 Cash payments for: Interest $ 3,890 $ 3,794 Taxes 914 1,593 Non-cash investing activities: Transfers from loans to other real estate owned 814 1,571 Proceeds from sales of other real estate owned financed through loans 340 536

SELECTED QUARTERLY FINANCIAL 61

SELECTED QUARTERLY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2015
Supplemental Cash Flow Elements [Abstract]
Quarterly Financial Information	First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter September 30, 2015: Interest income $ 7,009 $ 6,924 $ 6,915 $ 7,139 Interest expense 931 952 933 962 Net interest income 6,078 5,972 5,982 6,177 Provision for loan losses 207 212 208 232 Net interest income after provision for loan losses 5,871 5,760 5,774 5,945 Noninterest income 1,111 1,078 1,937 1,850 Noninterest expenses 5,374 4,876 5,197 5,552 Income before income taxes 1,608 1,962 2,514 2,243 Income tax expense 408 435 318 415 Net income 1,200 1,527 2,196 1,828 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 1,157 $ 1,484 $ 2,153 $ 1,786 Net income per common share, basic $ 0.55 $ 0.69 $ 1.00 $ 0.83 Net income per common share, diluted $ 0.52 $ 0.66 $ 0.95 $ 0.80 September 30, 2014: Interest income $ 6,734 $ 6,990 $ 6,922 $ 6,848 Interest expense 922 888 873 872 Net interest income 5,812 6,102 6,049 5,976 Provision for loan losses 301 303 300 342 Net interest income after provision for loan losses 5,511 5,799 5,749 5,634 Noninterest income 1,104 1,382 1,291 1,269 Noninterest expenses 5,164 5,021 5,050 5,037 Income before income taxes 1,451 2,160 1,990 1,866 Income tax expense 423 624 534 496 Net income 1,028 1,536 1,456 1,370 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 985 $ 1,493 $ 1,413 $ 1,328 Net income per common share, basic $ 0.46 $ 0.70 $ 0.68 $ 0.63 Net income per common share, diluted $ 0.44 $ 0.66 $ 0.64 $ 0.60

SUMMARY OF SIGNIFICANT ACCOUN62

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans and Leases Receivable, Gross	$ 482,455,000	$ 446,387,000
Allowance for Loan and Lease Losses, Write-offs	117,000
Loans and Leases Receivable, Impaired, Interest Income Recognized, Change in Present Value Attributable to Passage of Time	$ 250,000
Percentage Of Income Tax Realized Upon Settlement	50.00%
Commitments To Originate Mortgage Loans Held For Sale	$ 448,000
Interest-bearing Deposits [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Maturity of Deposits	90 days
One Outstanding Loan [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans and Leases Receivable, Gross		229,000
Allowance for Loan and Lease Losses, Write-offs		$ 107,000
Four Outstanding Loan [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans and Leases Receivable, Gross	$ 549,000
Allowance for Loan and Lease Losses, Write-offs	$ 225,000

RESTRICTION ON CASH AND DUE F63

RESTRICTION ON CASH AND DUE FROM BANKS (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2015	Sep. 30, 2014
Restricted Cash and Cash Equivalents [Line Items]
Restricted Cash and Cash Equivalents	$ 8.4	$ 7.1

INVESTMENT SECURITIES (Amortize

INVESTMENT SECURITIES (Amortized Cost And Fair Value Of Securities) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	$ 171,602	$ 178,517
Available-for-Sale, Gross Unrealized Gains	6,984	6,871
Available-for-Sale, Gross Unrealized Losses	258	691
Available-for-sale, Fair Value	178,328	184,697
Held-to-Maturity, Amortized Cost	4,620	5,419
Held-to-Maturity, Gross Unrealized Gains	571	430
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	5,191	5,849
Agency bonds and notes
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	5,564	12,269
Available-for-Sale, Gross Unrealized Gains	18	12
Available-for-Sale, Gross Unrealized Losses	0	190
Available-for-sale, Fair Value	5,582	12,091
Agency Mortgage-Backed
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	47,418	51,845
Available-for-Sale, Gross Unrealized Gains	901	518
Available-for-Sale, Gross Unrealized Losses	41	108
Available-for-sale, Fair Value	48,278	52,255
Held-to-Maturity, Amortized Cost	345	455
Held-to-Maturity, Gross Unrealized Gains	31	37
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	376	492
Agency CMO
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	18,943	29,648
Available-for-Sale, Gross Unrealized Gains	118	95
Available-for-Sale, Gross Unrealized Losses	47	259
Available-for-sale, Fair Value	19,014	29,484
Privately-issued CMO
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	3,005	3,302
Available-for-Sale, Gross Unrealized Gains	465	618
Available-for-Sale, Gross Unrealized Losses	0	0
Available-for-sale, Fair Value	3,470	3,920
Privately-Issued ABS
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	4,820	5,552
Available-for-Sale, Gross Unrealized Gains	1,289	1,801
Available-for-Sale, Gross Unrealized Losses	0	0
Available-for-sale, Fair Value	6,109	7,353
SBA certificates
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	1,472	1,753
Available-for-Sale, Gross Unrealized Gains	8	9
Available-for-Sale, Gross Unrealized Losses	0	0
Available-for-sale, Fair Value	1,480	1,762
Municipal bonds
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	90,380	74,148
Available-for-Sale, Gross Unrealized Gains	4,185	3,818
Available-for-Sale, Gross Unrealized Losses	170	134
Available-for-sale, Fair Value	94,395	77,832
Held-to-Maturity, Amortized Cost	4,275	4,964
Held-to-Maturity, Gross Unrealized Gains	540	393
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	$ 4,815	$ 5,357

INVESTMENT SECURITIES (Amorti65

INVESTMENT SECURITIES (Amortized Cost And Fair Value Of Investment Securities By Contractual Maturity) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, amortized cost, Due within one year	$ 1,909
Available for Sale, amortized cost, Due after one year through five years	6,150
Available for Sale, amortized cost, Due after five years through ten years	21,613
Available for Sale, amortized cost, Due after ten years	66,272
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Total	95,944
Available-for-Sale, Amortized Cost	171,602	$ 178,517
Available for Sale, fair value, Due within one year	1,955
Available for Sale, fair value, Due after one year through five years	6,467
Available for Sale, fair value, Due after five years through ten years	22,998
Available for Sale, fair value, Due after ten years	68,557
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Total	99,977
Available-for-sale, Fair Value	178,328	184,697
Held to Maturity, amortized cost, Due within one year	537
Held to Maturity, amortized cost, Due after one year through five years	1,721
Held to Maturity, amortized cost, Due after five years through ten years	1,305
Held to Maturity, amortized cost, Due after ten years	712
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount, Total	4,275
Held-to-Maturity, Amortized Cost	4,620	5,419
Held to Maturity, fair value, Due within one year	563
Held to Maturity, fair value, Due after one year through five years	1,995
Held to Maturity, fair value, Due after five years through ten years	1,464
Held to Maturity, fair value, Due after ten years	793
Held-to-maturity Securities, Debt Maturities, Fair Value, Total	4,815
Held-to-Maturity, Fair Value	5,191	$ 5,849
Collateralized Mortgage Obligations
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	21,948
Available-for-sale, Fair Value	22,484
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0
Asset-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	4,820
Available-for-sale, Fair Value	6,109
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0
SBA certificates
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	1,472
Available-for-sale, Fair Value	1,480
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	47,418
Available-for-sale, Fair Value	48,278
Held-to-Maturity, Amortized Cost	345
Held-to-Maturity, Fair Value	$ 376

INVESTMENT SECURITIES (Availabl

INVESTMENT SECURITIES (Available For Sale Securities With Gross Unrealized Losses By Investment Category And Length Of Time Individual Securities Have Been In Continuous Loss Position) (Detail) $ in Thousands	Sep. 30, 2015USD ($)
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, number of investment positions	19
Securities available for sale, Continuous loss position more than twelve months, number of investment positions	7
Securities available for sale, Number of Investment Positions	26
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 12,956
Securities available for sale, Continuous loss position more than twelve months, fair value	9,983
Securities available for sale, Continuous loss position	22,939
Securities available for sale, Continuous loss position less than twelve months, gross unrealized losses	157
Securities available for sale, Continuous loss position more than twelve months, gross unrealized losses	101
Securities available for sale, Continuous loss position, gross unrealized losses	$ 258
Agency Mortgage-Backed
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, number of investment positions	4
Securities available for sale, Continuous loss position more than twelve months, number of investment positions	2
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 3,600
Securities available for sale, Continuous loss position more than twelve months, fair value	1,982
Securities available for sale, Continuous loss position less than twelve months, gross unrealized losses	20
Securities available for sale, Continuous loss position more than twelve months, gross unrealized losses	$ 21
Agency CMO
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, number of investment positions	3
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 6,753
Securities available for sale, Continuous loss position more than twelve months, gross unrealized losses	$ 47
Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, number of investment positions	15
Securities available for sale, Continuous loss position more than twelve months, number of investment positions	2
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 9,356
Securities available for sale, Continuous loss position more than twelve months, fair value	1,248
Securities available for sale, Continuous loss position less than twelve months, gross unrealized losses	137
Securities available for sale, Continuous loss position more than twelve months, gross unrealized losses	$ 33

INVESTMENT SECURITIES (Addition

INVESTMENT SECURITIES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Realized gross gain on sales of available securities	$ 0	$ 123,000
Trading account securities	9,044,000	5,319,000
Net gain on trading account securities	440,000	704,000
Net realized gain on trading account securities	394,000	713,000
Unrealized gains on trading account securities	$ 46,000	$ 9,000
Weighted Average Yield Of Available For Sale Securities In Loss Positions	2.25%
Weighted Average Coupon Rate Available For Sale Securities In Loss Positions	3.41%
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Realized gross gain on sales of available securities	$ 111,000
US Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Realized gross gain on sales of available securities	1,000
Municipal Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Realized gross gain on sales of available securities	$ 11,000
Debt Securities
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities in loss position, depreciation percentage	1.11%
Debt Securities | Downgraded Due To Potential Credit Losses
Schedule of Available-for-sale Securities [Line Items]
Carrying Value Of Downgraded Due To Potential Credit Losses	$ 2,600,000
Debt Securities | Downgraded Privately Issued CMOs
Schedule of Available-for-sale Securities [Line Items]
Fair Market Value Of Downgraded Privately Issued Collateralized Mortgage Obligations	$ 3,700,000

LOANS AND ALLOWANCE FOR LOAN 68

LOANS AND ALLOWANCE FOR LOAN LOSSES (Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 482,455	$ 446,387
Undisbursed portion of construction loans	(18,599)	(6,271)
Principal loan balance	463,856	440,116
Deferred loan origination fees and costs, net	(120)	10
Allowance for loan losses	(6,624)	(6,250)
Loans, net	457,112	433,876
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	172,995	153,896
Deferred loan origination fees and costs, net	(294)	(252)
Multifamily residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	21,647	21,286
Deferred loan origination fees and costs, net	(21)	(28)
Land and land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	11,061	11,290
Deferred loan origination fees and costs, net	8	4
Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	32,574	28,448
Deferred loan origination fees and costs, net	(28)	(9)
Real estate mortgage | 1-4 family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	181,873	182,743
Real estate mortgage | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	172,995	153,896
Real estate mortgage | Multifamily residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	21,647	21,286
Real estate mortgage | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	19,723	14,528
Real estate mortgage | Commercial construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	15,548	8,354
Real estate mortgage | Land and land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11,061	11,290
Real estate mortgage | Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	32,574	28,448
Consumer | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	19,423	17,903
Consumer | Auto
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,452	5,619
Consumer | Other consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 2,159	$ 2,320

LOANS AND ALLOWANCE FOR LOAN 69

LOANS AND ALLOWANCE FOR LOAN LOSSES (Activity For Related Party Loans) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	$ 6,306	$ 5,946
New loans and advances	1,950	1,897
Repayments	(2,018)	(1,431)
Reclassifications due to officer and director changes	4,838	(106)
Ending balance	$ 11,076	$ 6,306

LOANS AND ALLOWANCE FOR LOAN 70

LOANS AND ALLOWANCE FOR LOAN LOSSES (Components Of Recorded Investment In Loans For Each Portfolio Class) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Recorded Investment in Loans:
Principal loan balance	$ 463,856	$ 440,116
Accrued interest receivable	1,259	1,276
Net deferred loan origination fees and costs	(120)	10
Recorded investment in loans	464,995	441,402
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	11,944	11,066
Collectively evaluated for impairment	452,577	429,798
Acquired with deteriorated credit quality	474	538
Recorded investment in loans	464,995	441,402
Residential Real Estate
Recorded Investment in Loans:
Principal loan balance	181,873	182,743
Accrued interest receivable	552	590
Net deferred loan origination fees and costs	283	337
Recorded investment in loans	182,708	183,670
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	4,391	4,866
Collectively evaluated for impairment	177,873	178,298
Acquired with deteriorated credit quality	444	506
Recorded investment in loans	182,708	183,670
Commercial real estate
Recorded Investment in Loans:
Principal loan balance	172,995	153,896
Accrued interest receivable	454	384
Net deferred loan origination fees and costs	(294)	(252)
Recorded investment in loans	173,155	154,028
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	7,041	5,705
Collectively evaluated for impairment	166,114	148,323
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	173,155	154,028
Multi-family residential
Recorded Investment in Loans:
Principal loan balance	21,647	21,286
Accrued interest receivable	47	53
Net deferred loan origination fees and costs	(21)	(28)
Recorded investment in loans	21,673	21,311
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	21,673	21,311
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	21,673	21,311
Construction Loans
Recorded Investment in Loans:
Principal loan balance	16,672	16,611
Accrued interest receivable	23	44
Net deferred loan origination fees and costs	(63)	(54)
Recorded investment in loans	16,632	16,601
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	16,632	16,601
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	16,632	16,601
Land and land development
Recorded Investment in Loans:
Principal loan balance	11,061	11,290
Accrued interest receivable	30	31
Net deferred loan origination fees and costs	8	4
Recorded investment in loans	11,099	11,325
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	11,099	11,325
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	11,099	11,325
Commercial business loans
Recorded Investment in Loans:
Principal loan balance	32,574	28,448
Accrued interest receivable	95	111
Net deferred loan origination fees and costs	(28)	(9)
Recorded investment in loans	32,641	28,550
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	222	145
Collectively evaluated for impairment	32,419	28,405
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	32,641	28,550
Consumer
Recorded Investment in Loans:
Principal loan balance	27,034	25,842
Accrued interest receivable	58	63
Net deferred loan origination fees and costs	(5)	12
Recorded investment in loans	27,087	25,917
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	290	350
Collectively evaluated for impairment	26,767	25,535
Acquired with deteriorated credit quality	30	32
Recorded investment in loans	$ 27,087	$ 25,917

LOANS AND ALLOWANCE FOR LOAN 71

LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance For Loan Losses) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Changes in Allowance for Loan Losses:
Beginning balance	$ 6,250	$ 5,538
Provisions	859	1,246
Charge-offs	(593)	(872)
Recoveries	108	338
Ending balance	6,624	6,250
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			$ 14	$ 21
Collectively evaluated for impairment			6,610	6,229
Acquired with deteriorated credit quality			0	0
Ending balance	6,250	6,250	6,624	6,250
Residential Real Estate
Changes in Allowance for Loan Losses:
Beginning balance	577	780
Provisions	109	47
Charge-offs	(283)	(278)
Recoveries	41	28
Ending balance	444	577
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			9	13
Collectively evaluated for impairment			435	564
Acquired with deteriorated credit quality			0	0
Ending balance	577	577	444	577
Commercial real estate
Changes in Allowance for Loan Losses:
Beginning balance	3,808	2,826
Provisions	559	987
Charge-offs	(40)	(224)
Recoveries	0	219
Ending balance	4,327	3,808
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			4,327	3,808
Acquired with deteriorated credit quality			0	0
Ending balance	3,808	3,808	4,327	3,808
Multi-family residential
Changes in Allowance for Loan Losses:
Beginning balance	146	249
Provisions	10	(103)
Charge-offs	0	0
Recoveries	0	0
Ending balance	156	146
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			156	146
Acquired with deteriorated credit quality			0	0
Ending balance	146	146	156	146
Construction Loans
Changes in Allowance for Loan Losses:
Beginning balance	443	229
Provisions	108	214
Charge-offs	0	0
Recoveries	0	0
Ending balance	551	443
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			551	443
Acquired with deteriorated credit quality			0	0
Ending balance	443	443	551	443
Land and land development
Changes in Allowance for Loan Losses:
Beginning balance	302	299
Provisions	67	3
Charge-offs	0	0
Recoveries	0	0
Ending balance	369	302
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			369	302
Acquired with deteriorated credit quality			0	0
Ending balance	302	302	369	302
Commercial business loans
Changes in Allowance for Loan Losses:
Beginning balance	795	907
Provisions	8	122
Charge-offs	(126)	(234)
Recoveries	1	0
Ending balance	678	795
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			678	795
Acquired with deteriorated credit quality			0	0
Ending balance	795	795	678	795
Consumer
Changes in Allowance for Loan Losses:
Beginning balance	179	248
Provisions	(2)	(24)
Charge-offs	(144)	(136)
Recoveries	66	91
Ending balance	99	179
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			5	8
Collectively evaluated for impairment			94	171
Acquired with deteriorated credit quality			0	0
Ending balance	$ 179	$ 179	$ 99	$ 179

LOANS AND ALLOWANCE FOR LOAN 72

LOANS AND ALLOWANCE FOR LOAN LOSSES (Impaired Loans Individually Evaluated For Impairment) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	$ 12,154	$ 11,079
Loans with no related allowance recorded, Unpaid Principal Balance	12,820	11,556
Loans with no related allowance recorded, Average Recorded Investment	12,219	14,197
Loans with no related allowance recorded, Interest Income Recognized	373	421
Loans with an allowance recorded, Recorded Investment	89	262
Loans with an allowance recorded, Unpaid Principal Balance	89	261
Loans with an allowance recorded, Related Allowance	14	21
Loans with an allowance recorded, Average Recorded Investment	218	161
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	12,243	11,341
Total, Unpaid Principal Balance	12,909	11,817
Total, Related Allowance	14	21
Total, Average Recorded Investment	12,437	14,358
Total, Interest Income Recognized	373	421
Residential Real Estate
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	4,681	4,974
Loans with no related allowance recorded, Unpaid Principal Balance	5,245	5,426
Loans with no related allowance recorded, Average Recorded Investment	5,590	5,878
Loans with no related allowance recorded, Interest Income Recognized	143	131
Loans with an allowance recorded, Recorded Investment	9	167
Loans with an allowance recorded, Unpaid Principal Balance	9	166
Loans with an allowance recorded, Related Allowance	9	13
Loans with an allowance recorded, Average Recorded Investment	115	64
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	4,690	5,141
Total, Unpaid Principal Balance	5,254	5,592
Total, Related Allowance	9	13
Total, Average Recorded Investment	5,705	5,942
Total, Interest Income Recognized	143	131
Commercial real estate
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	7,041	5,705
Loans with no related allowance recorded, Unpaid Principal Balance	7,079	5,739
Loans with no related allowance recorded, Average Recorded Investment	6,136	5,864
Loans with no related allowance recorded, Interest Income Recognized	223	189
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	9	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	7,041	5,705
Total, Unpaid Principal Balance	7,079	5,739
Total, Related Allowance	0	0
Total, Average Recorded Investment	6,145	5,864
Total, Interest Income Recognized	223	189
Multi-family residential
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with no related allowance recorded, Average Recorded Investment	0	1,883
Loans with no related allowance recorded, Interest Income Recognized	0	94
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	0	0
Total, Unpaid Principal Balance	0	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	0	1,883
Total, Interest Income Recognized	0	94
Construction Loans
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	0	0
Total, Unpaid Principal Balance	0	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	0	0
Total, Interest Income Recognized	0	0
Land and land development
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	0	0
Total, Unpaid Principal Balance	0	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	0	0
Total, Interest Income Recognized	0	0
Commercial business loans
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	222	145
Loans with no related allowance recorded, Unpaid Principal Balance	282	133
Loans with no related allowance recorded, Average Recorded Investment	255	287
Loans with no related allowance recorded, Interest Income Recognized	1	1
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	4	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	222	145
Total, Unpaid Principal Balance	282	133
Total, Related Allowance	0	0
Total, Average Recorded Investment	259	287
Total, Interest Income Recognized	1	1
Consumer
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	210	255
Loans with no related allowance recorded, Unpaid Principal Balance	214	258
Loans with no related allowance recorded, Average Recorded Investment	238	285
Loans with no related allowance recorded, Interest Income Recognized	6	6
Loans with an allowance recorded, Recorded Investment	80	95
Loans with an allowance recorded, Unpaid Principal Balance	80	95
Loans with an allowance recorded, Related Allowance	5	8
Loans with an allowance recorded, Average Recorded Investment	90	97
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	290	350
Total, Unpaid Principal Balance	294	353
Total, Related Allowance	5	8
Total, Average Recorded Investment	328	382
Total, Interest Income Recognized	$ 6	$ 6

LOANS AND ALLOWANCE FOR LOAN 73

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment In Nonperforming Loans By Class Of Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	$ 4,153	$ 3,804
Loans 90+ Days Past Due Still Accruing	252	478
Total Nonperforming Loans	4,405	4,282
Residential Real Estate
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	1,923	2,431
Loans 90+ Days Past Due Still Accruing	155	458
Total Nonperforming Loans	2,078	2,889
Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	1,855	1,034
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	1,855	1,034
Multifamily residential
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Construction Loans
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Land and land development
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Commercial business loans
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	210	123
Loans 90+ Days Past Due Still Accruing	94	0
Total Nonperforming Loans	304	123
Consumer
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	165	216
Loans 90+ Days Past Due Still Accruing	3	20
Total Nonperforming Loans	$ 168	$ 236

LOANS AND ALLOWANCE FOR LOAN 74

LOANS AND ALLOWANCE FOR LOAN LOSSES (Aging of Recorded Investment in Past Due Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 9,136	$ 9,263
Current	455,859	432,139
Recorded investment in loans	464,995	441,402
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,586	5,209
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,546	1,977
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,004	2,077
Residential Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	6,584	7,955
Current	176,124	175,715
Recorded investment in loans	182,708	183,670
Residential Real Estate | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3,635	4,493
Residential Real Estate | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,419	1,639
Residential Real Estate | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,530	1,823
Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,350	228
Current	171,805	153,800
Recorded investment in loans	173,155	154,028
Commercial real estate | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,098	115
Commercial real estate | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	113	54
Commercial real estate | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	139	59
Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	504	297
Current	21,169	21,014
Recorded investment in loans	21,673	21,311
Multi-family residential | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	504	297
Multi-family residential | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Multi-family residential | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	16,632	16,601
Recorded investment in loans	16,632	16,601
Construction Loans | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction Loans | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction Loans | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land and land development
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	253	211
Current	10,846	11,114
Recorded investment in loans	11,099	11,325
Land and land development | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	253	6
Land and land development | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	205
Land and land development | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial business loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	318	382
Current	32,323	28,168
Recorded investment in loans	32,641	28,550
Commercial business loans | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	15	259
Commercial business loans | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial business loans | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	303	123
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	127	190
Current	26,960	25,727
Recorded investment in loans	27,087	25,917
Consumer | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	81	39
Consumer | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	14	79
Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 32	$ 72

LOANS AND ALLOWANCE FOR LOAN 75

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment in Loans by Risk Category) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 464,995	$ 441,402
Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	444,398	414,392
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	6,250	14,832
Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	13,927	11,954
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	420	224
Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Residential Real Estate
Financing Receivable, Recorded Investment [Line Items]
Total Loans	182,708	183,670
Residential Real Estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	175,662	172,822
Residential Real Estate | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	799	4,233
Residential Real Estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	5,871	6,398
Residential Real Estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	376	217
Residential Real Estate | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total Loans	173,155	154,028
Commercial real estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	160,224	138,854
Commercial real estate | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	5,342	10,226
Commercial real estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	7,589	4,948
Commercial real estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial real estate | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multi-family residential
Financing Receivable, Recorded Investment [Line Items]
Total Loans	21,673	21,311
Multi-family residential | Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	21,673	21,311
Multi-family residential | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multi-family residential | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multi-family residential | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multi-family residential | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction Loans
Financing Receivable, Recorded Investment [Line Items]
Total Loans	16,632	16,601
Construction Loans | Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	16,632	16,601
Construction Loans | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction Loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction Loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction Loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and land development
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11,099	11,325
Land and land development | Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11,079	11,206
Land and land development | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	6
Land and land development | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	20	113
Land and land development | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and land development | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial business loans
Financing Receivable, Recorded Investment [Line Items]
Total Loans	32,641	28,550
Commercial business loans | Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	32,335	28,127
Commercial business loans | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	96	278
Commercial business loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	173	145
Commercial business loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	37	0
Commercial business loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Consumer
Financing Receivable, Recorded Investment [Line Items]
Total Loans	27,087	25,917
Consumer | Pass
Financing Receivable, Recorded Investment [Line Items]
Total Loans	26,793	25,471
Consumer | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Total Loans	13	89
Consumer | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total Loans	274	350
Consumer | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	7
Consumer | Loss
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 76

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment in Troubled Debt Restructurings by Class of Loan and Accrual Status) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Modifications [Line Items]
Accruing	$ 8,090	$ 7,537
Non accrual	1,633	910
Total	9,723	8,447
Residential Real Estate
Financing Receivable, Modifications [Line Items]
Accruing	2,767	2,710
Non accrual	110	214
Total	2,877	2,924
Commercial real estate
Financing Receivable, Modifications [Line Items]
Accruing	5,186	4,671
Non accrual	1,523	696
Total	6,709	5,367
Commercial Business
Financing Receivable, Modifications [Line Items]
Accruing	12	22
Non accrual	0	0
Total	12	22
Consumer
Financing Receivable, Modifications [Line Items]
Accruing	125	134
Non accrual	0	0
Total	$ 125	$ 134

LOANS AND ALLOWANCE FOR LOAN 77

LOANS AND ALLOWANCE FOR LOAN LOSSES (Troubled Debt Restructurings) (Detail) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)Number	Sep. 30, 2014USD ($)Number
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	4	7
Pre- Modification Principal Balance	$ 1,691	$ 1,042
Post- Modification Principal Balance	$ 1,698	$ 1,121
Residential Real Estate
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	2	6
Pre- Modification Principal Balance	$ 165	$ 326
Post- Modification Principal Balance	$ 172	$ 397
Commercial real estate
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	1	1
Pre- Modification Principal Balance	$ 1,523	$ 716
Post- Modification Principal Balance	$ 1,523	$ 724
Consumer
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	1
Pre- Modification Principal Balance	$ 3
Post- Modification Principal Balance	$ 3

LOANS AND ALLOWANCE FOR LOAN 78

LOANS AND ALLOWANCE FOR LOAN LOSSES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Mortgage Loans Serviced For Others	$ 74,000	$ 91,000
Impaired Financing Receivable, Interest Income, Cash Basis Method	5,000	52,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 2,000
Real Estate Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan To Value Ratio	90.00%
Loan To Value	$ 13,000,000
Two TDR
Financing Receivable, Allowance for Credit Losses [Line Items]
Troubled debt restructuring modified within the previous twelve months		476,000
Two TDR | Two Residential Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Troubled debt restructuring modified within the previous twelve months		476,000
One TDR
Financing Receivable, Allowance for Credit Losses [Line Items]
Troubled debt restructuring modified within the previous twelve months		$ 200,000

REAL ESTATE DEVELOPMENT AND C79

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Real Estate Development and Construction Properties) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Land and land improvements	$ 4,159	$ 4,159
Office buildings	3,321	3,248
Furniture, fixtures and equipment	74	74
Real Estate Investment Property, at Cost, Total	7,554	7,481
Less accumulated depreciation	475	279
Totals	$ 7,079	$ 7,202

REAL ESTATE DEVELOPMENT AND C80

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Future Minimum Lease Payments) (Detail) $ in Thousands	Sep. 30, 2015USD ($)
2,016	$ 705
2,017	711
2,018	723
2,019	708
2,020	639
2021 and thereafter	3,200
Total	$ 6,686

REAL ESTATE DEVELOPMENT AND C81

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Additional Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Real Estate Properties [Line Items]
Expected total development costs	$ 7,700
Development cost cash paid	7,600
Real Estate Investment Property, Accumulated Depreciation	$ 475	$ 279

INVESTMENT IN HISTORIC TAX CR82

INVESTMENT IN HISTORIC TAX CREDIT ENTITY (Additional Information) (Detail) - USD ($)	Oct. 15, 2014	Sep. 30, 2015	Sep. 30, 2014
Percentage Of Received Equity Interest	99.00%
Percentage Of Receive Operating Profit And Losses	99.00%
Investment Credit Available To Be Estimated	$ 4,600,000
Other Assets	$ 4,200,000	$ 7,952,000	$ 2,567,000
Description Of Investment In Credit	The Bank invested $417,000 on October 15, 2014 and an additional $417,000 on September 11, 2015 upon 50% completion of the project, and has committed to invest the remaining $3.3 million when the project is fully completed and the certificate of occupancy is received. The project is expected to be fully completed in April 2016.
Tax Credit Carryforward, Amount		953,000	$ 119,000
Investment In Credit [Member]
Other Assets		4,200,000
Other Liabilities		$ 3,300,000

PREMISES AND EQUIPMENT (Premise

PREMISES AND EQUIPMENT (Premises And Equipment) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 19,942	$ 20,061
Less accumulated depreciation	6,104	5,786
Totals	13,838	14,275
Land and land improvements
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	5,218	5,218
Office buildings
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	10,431	10,376
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 4,293	$ 4,467

PREMISES AND EQUIPMENT (Additio

PREMISES AND EQUIPMENT (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Property, Plant and Equipment [Line Items]
Depreciation expense	$ 912,000	$ 909,000

OTHER REAL ESTATE OWNED (Additi

OTHER REAL ESTATE OWNED (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Total foreclosed real estate	$ 618,000	$ 953,000
Other Repossessed Assets	100,000	130,000
Foreclosed real estate loss	73,000	210,000
Realized Gain Losses Sale Of Foreclosed Real Estate Net	262,000	321,000
Foreclosed real estate expense	50,000	135,000
Deferred Gain on Sale of foreclosed real estate property		82,000
Accumulated Deferred Gain on Sale of foreclosed real estate property	188,000	237,000
Gains (Losses) on Sales of Other Real Estate	123,000	$ 115,000
Collateralized Mortgage Obligations [Member]
Mortgage Loans in Process of Foreclosure, Amount	$ 806,000

GOODWILL AND OTHER INTANGIBLE86

GOODWILL AND OTHER INTANGIBLES (Changes In The Carrying Amount Of Goodwill) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Beginning balance	$ 7,936	$ 7,936
Changes in goodwill	0	0
Ending balance	$ 7,936	$ 7,936

GOODWILL AND OTHER INTANGIBLE87

GOODWILL AND OTHER INTANGIBLES (Summary Of Other Intangible Assets) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Less accumulated amortization	$ (1,926)	$ (1,582)
Ending balance	1,381	1,725
Core Deposit Intangible Acquired In Community First Acquisition [Member]
Core deposit intangible acquired	2,741	2,741
Core Deposit Intangible Acquired In First Federal Branch Acquisition [Member]
Core deposit intangible acquired	$ 566	$ 566

GOODWILL AND OTHER INTANGIBLE88

GOODWILL AND OTHER INTANGIBLES (Estimated Amortization Expense For The Core Deposit Intangibles) (Detail) $ in Thousands	Sep. 30, 2015USD ($)
2,016	$ 344
2,017	344
2,018	344
2,019	148
2,020	50
2021 and thereafter	151
Total	$ 1,381

GOODWILL AND OTHER INTANGIBLE89

GOODWILL AND OTHER INTANGIBLES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Amortization expense of intangibles	$ 344,000	$ 344,000

DEPOSITS (Scheduled Maturities

DEPOSITS (Scheduled Maturities Of Certificates Of Deposit) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
2,016	$ 104,498
2,017	37,487
2,018	10,589
2,019	19,593
2020 and thereafter	21,729
Total	$ 193,896	$ 10,600

DEPOSITS (Additional Informatio

DEPOSITS (Additional Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Related parties deposits	$ 5,400	$ 4,800
Time Deposits	193,896	10,600
Federal Deposit Insurance Corporation Premium Expense	$ 460	$ 443

FEDERAL FUNDS PURCHASED (Additi

FEDERAL FUNDS PURCHASED (Additional Information) (Detail) $ in Millions	12 Months Ended
	Sep. 30, 2015USD ($)
Federal funds purchased line of credit facility	$ 10
Percentage Of Equity Capital	25.00%
Federal Funds Purchased Expiration Date1	Jun. 30, 2016

REPURCHASE AGREEMENTS (Deposit

REPURCHASE AGREEMENTS (Deposit Customers And Long-Term Repurchase Agreements) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Short-term repurchase agreements	$ 1,342	$ 1,338
Retail Repurchase Agreements [Member]
Assets Sold under Agreements to Repurchase, Interest Rate	0.25%	0.25%
Short-term repurchase agreements	$ 1,342	$ 1,338

REPURCHASE AGREEMENTS (Borrowin

REPURCHASE AGREEMENTS (Borrowings Under Retail Repurchase Agreements) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Amortized cost	$ 95,944
Retail Repurchase Agreements [Member]
Weighted average interest rate during the year	0.25%	0.25%
Average balance during the year	$ 1,340	$ 1,336
Maximum month-end balance during the year	1,342	1,338
Amortized cost	1,502	1,719
Fair value	$ 1,535	$ 1,758

BORROWINGS FROM FEDERAL HOME 95

BORROWINGS FROM FEDERAL HOME LOAN BANK (Borrowings From The FHLB) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
2015 Weighted Average Rate	0.00%	1.38%
2016 Weighted Average Rate	0.59%	0.00%
2017 Weighted Average Rate	1.10%	1.10%
2018 Weighted Average Rate	1.04%	1.04%
2020 Weighted Average Rate	1.86%	0.00%
2021 and beyond Weighted Average Rate	1.80%	0.00%
2015 Amount	$ 0	$ 45,000
2016 Amount	10,000	0
2017 Amount	15,000	15,000
2018 Amount	10,000	10,000
2020 Amount	25,000	0
2021 and beyond Amount	30,000	0
Total advances	$ 90,000	$ 70,000
Line of credit balance (Weighted Average Rate)	0.49%	0.43%
Line of credit facility maximum amount outstanding	$ 14,867	$ 9,548
Total borrowings from Federal Home Loan Bank	$ 104,867	$ 79,548

BORROWINGS FROM FEDERAL HOME 96

BORROWINGS FROM FEDERAL HOME LOAN BANK (Additional Information) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Aug. 12, 2014	Jun. 19, 2014
Line of credit facility maximum amount outstanding	$ 14,867	$ 9,548
Residential Mortgage Loans [Member]
Mortgage Collateral Pledged For Borrowings	169,300
Securities Investment [Member]
Mortgage Collateral Pledged For Borrowings	$ 16,500
Security Owned and Pledged as Collateral, Fair Value			$ 25,000	$ 3,300

OTHER LONG-TERM DEBT (Additiona

OTHER LONG-TERM DEBT (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Loan maximum commitment	$ 5,000,000
Loan fixed interest rate	4.00%
Loan Amortization Period	20 years
Loan maturity date	Jul. 27, 2022
Real estate pledged for borrowings, carrying value	$ 7,100,000
Other long-erm debt, maturities, 2015	167,000
Other long-erm debt, maturities, 2016	174,000
Other long-erm debt, maturities, 2017	181,000
Other long-erm debt, maturities, 2018	189,000
Other long-erm debt, maturities, 2019	196,000
Other long-erm debt, maturities, 2020 and later years	3,700,000
Interest Expense, Other Long-term Debt	176,000	$ 203,000
Line Of Credit Facility Principal Amount Outstanding	$ 4,600,000	$ 4,800,000

DEFERRED COMPENSATION PLANS (Ad

DEFERRED COMPENSATION PLANS (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Deferred Compensation Arrangement with Individual, Description	The Company accrues interest on the deferred obligation at an annual rate equal to the prime rate for the immediately preceding calendar quarter plus 2%, but in no event at a rate in excess of 8%.
Officer [Member]
Deferred compensation expense	$ 5,000	$ 16,000
Director [Member]
Deferred compensation expense	$ 164,000	$ 178,000

BENEFIT PLANS (Common Stock Hel

BENEFIT PLANS (Common Stock Held By The ESOP) (Detail) - USD ($)	Sep. 30, 2015	Sep. 30, 2014	Oct. 06, 2008
Allocated shares	164,409	132,339
Unearned shares	19,691	53,706
Total ESOP shares	184,100	186,045	203,363
Fair value of unearned shares	$ 669,000	$ 1,341,000

BENEFIT PLANS (Additional Infor

BENEFIT PLANS (Additional Information) (Detail) - USD ($)	Oct. 06, 2008	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Plan, Contributions by Employer		$ 378,000	$ 368,000
Total ESOP shares	203,363	184,100	186,045
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased	$ 10
Employee Stock Ownership Plan (ESOP), Compensation Expense		$ 851,000	$ 715,000

STOCK BASED COMPENSATION PLA101

STOCK BASED COMPENSATION PLANS (Nonvested Restricted Shares) (Detail)	12 Months Ended
	Sep. 30, 2015$ / sharesshares
Shares
Nonvested at beginning of year | shares	19,610
Granted | shares	0
Vested | shares	(19,610)
Forfeited | shares	0
Nonvested at end of year | shares	0
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance | $ / shares	$ 13.25
Granted | $ / shares	0
Vested | $ / shares	13.25
Forfeited | $ / shares	0
Nonvested, Ending Balance | $ / shares	$ 0

STOCK BASED COMPENSATION PLA102

STOCK BASED COMPENSATION PLANS (Fair Value Of Options Granted) (Detail)	12 Months Ended
	Sep. 30, 2015$ / shares
Expected dividend yield	4.53%
Risk-free interest rate	2.82%
Expected volatility	30.00%
Expected life of options	7 years
Weighted average fair value at grant date	$ 3.09

STOCK BASED COMPENSATION PLA103

STOCK BASED COMPENSATION PLANS (Stock Option Activity Under The Plan) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Number of Shares
Outstanding at beginning of year	234,232
Granted	0
Exercised	20,972	11,000
Forfeited or expired	0
Outstanding at end of year	213,260	234,232
Exercisable at end of year	213,260
Weighted Average Exercise Price
Outstanding at beginning of year	$ 13.25
Granted	0
Exercised	13.25
Forfeited or expired	0
Outstanding at end of year	13.25	$ 13.25
Exercisable at end of year	$ 13.25
Weighted Average Remaining Contractual Term
Outstanding of year	4 years 7 months 6 days	5 years 7 months 6 days
Exercisable at end of year	4 years 7 months 6 days
Aggregate Intrinsic Value
Outstanding at beginning of year	$ 2,743,000
Exercised	250,000
Outstanding at end of year	4,425,000	$ 2,743,000
Exercisable at end of year	$ 4,425,000

STOCK BASED COMPENSATION PLA104

STOCK BASED COMPENSATION PLANS (Additional Information) (Detail) - USD ($)	1 Months Ended		12 Months Ended
	May. 31, 2010	Apr. 30, 2010	Sep. 30, 2015	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	177,549		355,885
Share-based Compensation Arrangement by Share-based Payment Award, Shares Purchased for Award		101,681
Share-based Compensation Arrangement by Share-based Payment Award, Per Share Weighted Average Price of Shares Purchased		$ 13.60
Share Based Compensation Arrangement By Share Based Payment Award Value Of Shares Purchased For Award		$ 1,400,000
Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 13.25		$ 0	$ 13.25
Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other than Options Grants In Period Aggregate Fair Value	$ 1,300,000
Decrease In Additional Paid In Capital	$ 41,000
Restricted Stock or Unit Expense			$ 162,000	$ 260,000
Stock or Unit Option Plan Expense			95,000	152,000
Restricted Stock [Member]
Fair value of restricted shares			$ 575,000	$ 479,000
Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	76,655

INCOME TAXES (Consolidated Inco

INCOME TAXES (Consolidated Income Tax Expense) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014
Current									$ 1,463	$ 1,843
Tax benefit allocated to additional paid-in capital related to equity incentive plan									149	84
Deferred									(36)	150
Income tax expense	$ 415	$ 318	$ 435	$ 408	$ 496	$ 534	$ 624	$ 423	$ 1,576	$ 2,077

INCOME TAXES (Reconciliation Of

INCOME TAXES (Reconciliation Of Income Tax Expense) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014
Provision at federal statutory rate									$ 2,831	$ 2,539
State income tax-net of federal tax benefit									93	161
Tax-exempt interest income									(772)	(653)
Bank owned life insurance									(444)	(169)
Captive insurance net premiums									(313)	0
Other									181	199
Income tax expense	$ 415	$ 318	$ 435	$ 408	$ 496	$ 534	$ 624	$ 423	$ 1,576	$ 2,077

INCOME TAXES (Deferred Tax Asse

INCOME TAXES (Deferred Tax Assets And Liabilities) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Deferred tax assets:
Allowance for loan losses	$ 2,586	$ 2,475
Deferred compensation plans	412	374
Equity incentive plans	69	108
Other-than-temporary impairment loss on available for sale securities	14	17
Valuation allowance on other real estate owned	89	74
Deferred interest income on nonaccrual loans	58	68
Deferred loan fees and costs, net	46	(4)
Deferred tax assets	3,274	3,112
Deferred tax liabilities:
Unrealized gain on securities available for sale	(2,361)	(2,169)
Accumulated depreciation	(1,302)	(1,417)
Acquisition purchase accounting adjustments	(382)	(219)
FHLB stock dividends	(131)	(133)
Unrealized gain on trading account securities	(31)	(14)
Unrealized gain on loans held for sale	(60)	0
Other	(147)	(144)
Deferred tax liabilities	(4,414)	(4,096)
Net deferred tax liability	$ (1,140)	$ (984)

INCOME TAXES (Additional Inform

INCOME TAXES (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cumulative Effect on Retained Earnings, Net of Tax	$ 4.6
Deferred Tax Liabilities, Deferred Expense	$ 1.5	$ 1.5
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate	34.00%	34.00%

COMMITMENTS AND CONTINGENT L109

COMMITMENTS AND CONTINGENT LIABILITIES (Commitments To Extend Credit) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Contractual Obligation	$ 83,047	$ 67,367
Fixed Rate [Member]
Contractual Obligation	5,487	11,640
Adjustable Rate [Member]
Contractual Obligation	13,047	5,146
Guarantees of third-party revolving credit [Member]
Contractual Obligation	87	89
Undisbursed Portion Of Home Equity Lines Of Credit [Member]
Contractual Obligation	21,403	20,072
Undisbursed Portion Of Commercial and Personal Lines Of Credit [Member]
Contractual Obligation	24,424	24,149
Undisbursed Portion Of Construction Loans In Process [Member]
Contractual Obligation	$ 18,599	$ 6,271

COMMITMENTS AND CONTINGENT L110

COMMITMENTS AND CONTINGENT LIABILITIES (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2015	Sep. 30, 2014
Letters of Credit Outstanding, Amount	$ 3.9	$ 4.4

OPERATING LEASES (Detail)

OPERATING LEASES (Detail) $ in Thousands	Sep. 30, 2015USD ($)
2,016	$ 68
2,017	69
2,018	45
Total	$ 182

OPERATING LEASES (Additional In

OPERATING LEASES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Operating Leases, Rent Expense, Net, Total	$ 56,000	$ 50,000

FAIR VALUE MEASUREMENTS (Balanc

FAIR VALUE MEASUREMENTS (Balances Of Financial Assets Measured At Fair Value On Recurring And Nonrecurring) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	$ 9,044	$ 5,319
Securities available for sale	178,328	184,697
Loans held for sale	5,835
Total other real estate owned	618	953
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	618	953
Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	434	518
Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	181	377
Land and land development | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	3	58
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	9,044	5,319
Securities available for sale	178,328	184,697
Loans held for sale	5,835
Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,582	12,091
Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	48,278	52,255
Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,014	29,484
Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,470	3,920
Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	6,109	7,353
Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,480	1,762
Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	94,395	77,832
Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	12,229	11,320
Loans held for sale	965	281
Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	4,681	5,128
Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	7,041	5,705
Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	222	145
Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	285	342
Level 1 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Land and land development | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	0	0
Securities available for sale	0	0
Loans held for sale	0
Level 1 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Loans held for sale	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Land and land development | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	9,044	5,319
Securities available for sale	178,328	184,697
Loans held for sale	5,835
Level 2 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,582	12,091
Level 2 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	48,278	52,255
Level 2 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,014	29,484
Level 2 | Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,470	3,920
Level 2 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	6,109	7,353
Level 2 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,480	1,762
Level 2 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	94,395	77,832
Level 2 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Loans held for sale	965	281
Level 2 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 3 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	618	953
Level 3 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	434	518
Level 3 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	181	377
Level 3 | Land and land development | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	3	58
Level 3 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	0	0
Securities available for sale	0	0
Loans held for sale	0
Level 3 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	12,229	11,320
Loans held for sale	0	0
Level 3 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	4,681	5,128
Level 3 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	7,041	5,705
Level 3 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	222	145
Level 3 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	$ 285	$ 342

FAIR VALUE MEASUREMENTS (Additi

FAIR VALUE MEASUREMENTS (Additional information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Foreclosed Real Estate Expense	$ 73,000	$ 210,000
Interest and Fee Income Loans and Leases	21,439,000	20,961,000
SBA Loans [Member]
Fair Value, Option, Loans Held as Assets, Aggregate Difference, Total	5,800,000
Fair Value, Option, Loans Held as Assets, Aggregate Amount in Nonaccrual Status, Aggregated Difference	5,300,000
Increase (Decrease) in Loans Held-for-sale, Total	558,000
Interest and Fee Income Loans and Leases	24,000
Fair Value, Option, Changes in Fair Value, Gain (Loss)	534,000
Impaired Loans [Member]
Foreclosed Real Estate Expense	$ 58,000	$ 2,000
Maximum [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	56.50%	50.00%
Maximum [Member] | Collateral [Member]
Fair Value Inputs, Discount Rate		6.00%
Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Discount Rate	15.00%
Minimum [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	15.00%	13.30%
Minimum [Member] | Collateral [Member]
Fair Value Inputs, Discount Rate		0.00%
Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Discount Rate	0.00%
Weighted Average [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	23.60%	18.70%

DISCLOSURES ABOUT FAIR VALUE115

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Carrying Value And Estimated Fair Value Of Financial Instruments) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financial assets:
Cash and due from banks	$ 9,884	$ 8,853
Interest-bearing deposits with banks	15,110	11,477
Interest-bearing time deposits	3,100	1,500
Trading account securities	9,044	5,319
Securities available for sale	178,328	184,697
Securities held to maturity	4,620	5,419
Loans, net	457,112	433,876
Loans held for sale	6,803	281
FRB and FHLB stock	6,720	6,517
Accrued interest receivable	2,655	2,511
Investment in historic tax credit entity (included in other assets)	4,169
Financial liabilities:
Deposits	533,297	533,194
Short-term repurchase agreements	1,342	1,338
Borrowings from FHLB	104,867	79,548
Other long-term debt	4,632	4,812
Accrued interest payable	186	175
Advance payments by borrowers for taxes and insurance	883	748
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and due from banks	9,884	8,853
Interest-bearing deposits with banks	15,110	11,477
Interest-bearing time deposits	0	0
Trading account securities	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	0	0
Loans held for sale	0	0
FRB and FHLB stock	0	0
Accrued interest receivable	0	0
Investment in historic tax credit entity (included in other assets)	0
Financial liabilities:
Deposits	0	0
Short-term repurchase agreements	0	0
Borrowings from FHLB	0	0
Other long-term debt	0	0
Accrued interest payable	0	0
Advance payments by borrowers for taxes and insurance	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Interest-bearing time deposits	3,099	1,496
Trading account securities	9,044	5,319
Securities available for sale	178,328	184,697
Securities held to maturity	5,191	5,849
Loans, net	0	0
Loans held for sale	6,803	281
FRB and FHLB stock	6,720	6,517
Accrued interest receivable	2,655	2,511
Investment in historic tax credit entity (included in other assets)	4,169
Financial liabilities:
Deposits	0	0
Short-term repurchase agreements	1,342	1,338
Borrowings from FHLB	106,446	79,455
Other long-term debt	4,632	4,812
Accrued interest payable	186	175
Advance payments by borrowers for taxes and insurance	883	748
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Interest-bearing time deposits	0	0
Trading account securities	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	456,331	434,023
Loans held for sale	0	0
FRB and FHLB stock	0	0
Accrued interest receivable	0	0
Investment in historic tax credit entity (included in other assets)	0
Financial liabilities:
Deposits	536,121	535,364
Short-term repurchase agreements	0	0
Borrowings from FHLB	0	0
Other long-term debt	0	0
Accrued interest payable	0	0
Advance payments by borrowers for taxes and insurance	$ 0	$ 0

STOCKHOLDERS' EQUITY (Additiona

STOCKHOLDERS' EQUITY (Additional Information) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Mar. 31, 2008
Retained earnings	$ 52,760	$ 47,175	$ 29,300

PREFERRED STOCK (Additional Inf

PREFERRED STOCK (Additional Information) (Detail) - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2015	Sep. 30, 2014	Aug. 11, 2011
Auction Market Preferred Securities, Stock Series [Line Items]
Weighted Average Dividend Rate		1.00%	1.00%
Preferred Stock, issued				17,120
Series A Preferred Stock, total purchase price under Purchase Agreement				$ 17,120
Series A Preferred Stock, dividend rate under Purchase Agreement	4.84%	1.00%
Series A Preferred Stock redemption price, under Purchase Agreement		100.00%
Preferred Stock, aggregate liquidation preference				$ 1,000
Tier One Risk Based Capital			$ 63,160	$ 10,000,000
Preferred Stock Value		$ 0	$ 0
First ten quarters
Auction Market Preferred Securities, Stock Series [Line Items]
Annual lending incentive fee, percentage under Purchase Agreement		2.00%
First ten quarters | Minimum
Auction Market Preferred Securities, Stock Series [Line Items]
Weighted Average Dividend Rate		1.00%
Series A Preferred Stock, dividend rate under Purchase Agreement		1.00%
First ten quarters | Maximum
Auction Market Preferred Securities, Stock Series [Line Items]
Weighted Average Dividend Rate		7.00%
Series A Preferred Stock, dividend rate under Purchase Agreement		5.00%
After four and one half years from issuance
Auction Market Preferred Securities, Stock Series [Line Items]
Series A Preferred Stock redemption price, under Purchase Agreement		9.00%
Small Business Jobs Act of 2010 [Member]
Auction Market Preferred Securities, Stock Series [Line Items]
Preferred Stock Value				$ 30,000,000

REGULATORY MATTERS (Bank's Actu

REGULATORY MATTERS (Bank's Actual Capital Amounts And Ratios) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Aug. 11, 2011
Total capital (to risk weighted assets) Actual Amount		$ 68,963
Tier I capital (to risk weighted assets) Actual Amount		63,160	$ 10,000,000
Tier I capital (to average adjusted total assets) Actual Amount		63,160
Tangible capital (to adjusted total assets) Actual Amount		$ 63,160
Total capital (to risk weighted assets) Actual Ratio		14.87%
Tier I capital (to risk weighted assets) Actual Ratio		13.62%
Tier I capital (to average adjusted total assets) Actual Ratio		9.14%
Tangible capital (to adjusted total assets) Actual Ratio		9.14%
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount		$ 37,101
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Amount		27,653
Tangible capital (to adjusted total assets) Minimum For Capital Adequacy Purposes Amount		$ 10,370
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio		8.00%
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Ratio		4.00%
Tangible capital (to adjusted total assets) Minimum For Capital Adequacy Purposes Ratio		1.50%
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount		$ 46,376
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount		27,826
Tier I capital (to average adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount		$ 34,566
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio		10.00%
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio		6.00%
Tier I capital (to adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio		5.00%
Consolidated
Total capital (to risk weighted assets) Actual Amount	$ 85,531
Tier I capital (to risk weighted assets) Actual Amount	78,955
Common equity tier I capital (to risk-weighted assets) Actual Amount	78,955
Tier I capital (to average adjusted total assets) Actual Amount	$ 78,955
Total capital (to risk weighted assets) Actual Ratio	16.21%
Tier I capital (to risk weighted assets) Actual Ratio	14.96%
Common equity tier I capital (to risk-weighted assets) Actual Ratio	14.96%
Tier I capital (to average adjusted total assets) Actual Ratio	11.01%
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	$ 42,221
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	31,666
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Amount	23,749
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Amount	$ 28,691
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	8.00%
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	6.00%
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Ratio	4.50%
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Ratio	4.00%
Bank
Total capital (to risk weighted assets) Actual Amount	$ 69,075
Tier I capital (to risk weighted assets) Actual Amount	62,499
Common equity tier I capital (to risk-weighted assets) Actual Amount	62,499
Tier I capital (to average adjusted total assets) Actual Amount	$ 62,499
Total capital (to risk weighted assets) Actual Ratio	13.13%
Tier I capital (to risk weighted assets) Actual Ratio	11.88%
Common equity tier I capital (to risk-weighted assets) Actual Ratio	11.88%
Tier I capital (to average adjusted total assets) Actual Ratio	8.67%
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	$ 42,084
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	31,563
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Amount	23,672
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Amount	$ 28,834
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	8.00%
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	6.00%
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Ratio	4.50%
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Ratio	4.00%
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 52,605
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	42,084
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	34,193
Tier I capital (to average adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 36,043
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%
Tier I capital (to adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%

SUPPLEMENTAL DISCLOSURE FOR 119

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE (Earnings Per Share Information) (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014
Earnings:
Net income	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 1,370	$ 1,456	$ 1,536	$ 1,028	$ 6,751	$ 5,390
Less: Preferred stock dividends declared	(42)	(43)	(43)	(43)	(42)	(43)	(43)	(43)	(171)	(171)
Net income available to common shareholders	$ 1,786	$ 2,153	$ 1,484	$ 1,157	$ 1,328	$ 1,413	$ 1,493	$ 985	$ 6,580	$ 5,219
Shares:
Weighted average common shares outstanding									2,140,632	2,122,880
Net income per common share, basic	$ 0.83	$ 1	$ 0.69	$ 0.55	$ 0.63	$ 0.68	$ 0.7	$ 0.46	$ 3.07	$ 2.46
Earnings:
Net income	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 1,370	$ 1,456	$ 1,536	$ 1,028	$ 6,751	$ 5,390
Less: Preferred stock dividends declared	$ (42)	$ (43)	$ (43)	$ (43)	$ (42)	$ (43)	$ (43)	$ (43)	(171)	(171)
Net income available to common shareholders									$ 6,580	$ 5,219
Shares:
Weighted average common shares outstanding									2,140,632	2,122,880
Add: Dilutive effect of outstanding options									101,862	94,656
Add: Dilutive effect of restricted stock									5,472	11,778
Weighted average common shares outstanding, as adjusted									2,247,966	2,229,314
Net income per common share, diluted	$ 0.8	$ 0.95	$ 0.66	$ 0.52	$ 0.6	$ 0.64	$ 0.66	$ 0.44	$ 2.93	$ 2.34

PARENT COMPANY CONDENSED FIN120

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Condensed Financial Information) (Detail) - USD ($) $ in Thousands	Sep. 30, 2015	Oct. 15, 2014	Sep. 30, 2014	Sep. 30, 2013
Assets:
Cash and due from banks	$ 9,884		$ 8,853
Other assets	7,952	$ 4,200	2,567
Total Assets	749,946		713,129
Liabilities and Equity:
Stockholders' equity	94,357		87,080	$ 82,253
Total Liabilities and Stockholders' Equity	749,946		713,129
Parent Company [Member]
Assets:
Cash and due from banks	14,721		7,419
Other assets	928		904
Investment in subsidiaries	79,075		79,233
Total Assets	94,724		87,556
Liabilities and Equity:
Accrued expenses	367		476
Stockholders' equity	94,357		87,080
Total Liabilities and Stockholders' Equity	$ 94,724		$ 87,556

PARENT COMPANY CONDENSED FIN121

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Condensed Statements of Income) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014
Dividend income from subsidiary									$ 303	$ 245
Income before income taxes	$ 2,243	$ 2,514	$ 1,962	$ 1,608	$ 1,866	$ 1,990	$ 2,160	$ 1,451	8,327	7,467
Income tax benefit	(415)	(318)	(435)	(408)	(496)	(534)	(624)	(423)	(1,576)	(2,077)
Net income	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 1,370	$ 1,456	$ 1,536	$ 1,028	6,751	5,390
Parent Company [Member]
Dividend income from subsidiary									8,500	10,000
Other income									2	0
Other operating expenses									(1,650)	(1,551)
Income before income taxes									6,852	8,449
Income tax benefit									414	400
Income before equity in undistributed net income of subsidiaries									7,266	8,849
Equity in undistributed net income of subsidiaries									(515)	(3,459)
Net income									$ 6,751	$ 5,390

PARENT COMPANY CONDENSED FIN122

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Statements Of Cash Flows) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014
Operating Activities:
Net income	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 1,370	$ 1,456	$ 1,536	$ 1,028	$ 6,751	$ 5,390
Adjustments to reconcile net income to net cash provided by operating activities:
ESOP and stock compensation expense									1,108	1,127
Net change in other assets and liabilities									698	793
Net Cash Provided By Operating Activities									(138)	8,128
Investing Activities:
Net Cash Used In Investing Activities									(19,440)	(49,952)
Financing Activities:
Exercise of stock options									278	146
Purchase of treasury stock									(251)	(3,273)
Dividends paid									(171)	(171)
Net Cash Provided By Financing Activities									24,242	41,339
Net increase in cash and due from banks									4,664	(485)
Cash and cash equivalents at beginning of year				20,330				20,815	20,330	20,815
Cash and Cash Equivalents at End of Year	24,994				20,330				24,994	20,330
Parent Company [Member]
Operating Activities:
Net income									6,751	5,390
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of subsidiaries									515	3,459
ESOP and stock compensation expense									1,108	1,127
Net change in other assets and liabilities									67	214
Net Cash Provided By Operating Activities									8,441	10,190
Investing Activities:
Investment in Captive									0	(250)
Net Cash Used In Investing Activities									0	(250)
Financing Activities:
Exercise of stock options									278	146
Purchase of treasury stock									(251)	(3,273)
Dividends paid									(1,166)	(1,085)
Net Cash Provided By Financing Activities									(1,139)	(4,212)
Net increase in cash and due from banks									7,302	5,728
Cash and cash equivalents at beginning of year				$ 7,419				$ 1,691	7,419	1,691
Cash and Cash Equivalents at End of Year	$ 14,721				$ 7,419				$ 14,721	$ 7,419

CONCENTRATION OF CREDIT RISK (A

CONCENTRATION OF CREDIT RISK (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 5.8	$ 5.8

SUPPLEMENTAL DISCLOSURE OF C124

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (Cash Flow Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash payments for:
Interest	$ 3,890	$ 3,794
Taxes	914	1,593
Non-cash investing activities:
Transfers from loans to other real estate owned	814	1,571
Proceeds from sales of other real estate owned financed through loans	$ 340	$ 536

SELECTED QUARTERLY FINANCIAL125

SELECTED QUARTERLY FINANCIAL INFORMATION (Financial Information) (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014
Interest income	$ 7,139	$ 6,915	$ 6,924	$ 7,009	$ 6,848	$ 6,922	$ 6,990	$ 6,734	$ 27,987	$ 27,494
Interest expense	962	933	952	931	872	873	888	922	3,778	3,555
Net interest income	6,177	5,982	5,972	6,078	5,976	6,049	6,102	5,812	24,209	23,939
Provision for loan losses	232	208	212	207	342	300	303	301	859	1,246
Net interest income after provision for loan losses	5,945	5,774	5,760	5,871	5,634	5,749	5,799	5,511	23,350	22,693
Noninterest income	1,850	1,937	1,078	1,111	1,269	1,291	1,382	1,104	5,976	5,046
Noninterest expenses	5,552	5,197	4,876	5,374	5,037	5,050	5,021	5,164	20,999	20,272
Income before income taxes	2,243	2,514	1,962	1,608	1,866	1,990	2,160	1,451	8,327	7,467
Income tax expense	415	318	435	408	496	534	624	423	1,576	2,077
Net income	1,828	2,196	1,527	1,200	1,370	1,456	1,536	1,028	6,751	5,390
Less: Preferred stock dividends declared	42	43	43	43	42	43	43	43	171	171
Net income available to common shareholders	$ 1,786	$ 2,153	$ 1,484	$ 1,157	$ 1,328	$ 1,413	$ 1,493	$ 985	$ 6,580	$ 5,219
Net income per common share, basic	$ 0.83	$ 1	$ 0.69	$ 0.55	$ 0.63	$ 0.68	$ 0.7	$ 0.46	$ 3.07	$ 2.46
Net income per common share, diluted	$ 0.8	$ 0.95	$ 0.66	$ 0.52	$ 0.6	$ 0.64	$ 0.66	$ 0.44	$ 2.93	$ 2.34