First Savings Financial (FSFG) 10-K 29 Dec 16 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2016	Dec. 16, 2016	Mar. 31, 2016
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Entity Registrant Name	First Savings Financial Group Inc
Entity Central Index Key	1,435,508
Current Fiscal Year End Date	--09-30
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Public Float			$ 56.3
Trading Symbol	FSFG
Entity Common Stock, Shares Outstanding		2,206,787

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
ASSETS
Cash and due from banks	$ 11,449	$ 9,884
Interest-bearing deposits with banks	17,893	15,110
Total cash and cash equivalents	29,342	24,994
Interest-bearing time deposits	3,100	3,100
Trading account securities, at fair value	9,255	9,044
Securities available for sale, at fair value	174,493	178,328
Securities held to maturity (fair value of $3,654 in 2016 and $5,191 in 2015)	3,166	4,620
Loans held for sale ($5,835 at fair value in 2015)	5,471	6,803
Loans, net of allowance for loan losses of $7,122 in 2016 and $6,624 in 2015	518,611	457,112
Federal Reserve Bank and Federal Home Loan Bank stock, at cost	6,936	6,720
Real estate development and construction	0	7,079
Premises and equipment	11,674	13,838
Other real estate owned, held for sale	519	618
Accrued interest receivable:
Loans	1,451	1,259
Securities	1,355	1,396
Cash surrender value of life insurance	18,214	17,766
Goodwill	7,936	7,936
Core deposit intangibles	1,037	1,381
Other assets	3,956	7,952
Total Assets	796,516	749,946
Deposits:
Noninterest-bearing	79,859	71,184
Interest-bearing	499,608	462,113
Total deposits	579,467	533,297
Repurchase agreements	1,345	1,342
Borrowings from Federal Home Loan Bank	121,633	104,867
Other long-term debt	0	4,632
Accrued interest payable	195	186
Advance payments by borrowers for taxes and insurance	1,014	883
Accrued expenses and other liabilities	6,282	10,382
Total Liabilities	709,936	655,589
STOCKHOLDERS' EQUITY
Preferred stock	0	0
Common stock of $.01 par value per share Authorized 20,000,000 shares; issued 2,542,042 shares; outstanding 2,204,787 shares (2,183,510 shares at September 30, 2015)	25	25
Retained earnings - substantially restricted	59,499	52,760
Accumulated other comprehensive income	5,944	4,210
Unearned ESOP shares	0	(197)
Less treasury stock, at cost - 337,255 shares (358,532 shares at September 30, 2015)	(6,070)	(6,357)
Total Stockholders' Equity	86,580	94,357
Total Liabilities and Stockholders' Equity	796,516	749,946
Preferred Stock
STOCKHOLDERS' EQUITY
Additional paid-in capital	0	17,120
Senior Non-Cumulative Perpetual Preferred Stock, Series A
STOCKHOLDERS' EQUITY
Preferred stock	0	0
Common Stock
STOCKHOLDERS' EQUITY
Additional paid-in capital	$ 27,182	$ 26,796

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)	Sep. 30, 2016	Sep. 30, 2015
Securities held to maturity, fair value	$ 3,654,000	$ 5,191,000
Loans, net of allowance for loan losses	$ 7,122,000	$ 6,624,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, Authorized	20,000,000	20,000,000
Common stock, issued	2,542,042	2,542,042
Common Stock, Outstanding	2,204,787	2,183,510
Treasury stock, shares	337,255	358,532
Loans Held For Sale Fair Value Disclosure		$ 5,835,000
Preferred Stock
Preferred stock, par value	$ 0.01	$ 0.01
Preferred Stock, Authorized	982,880	982,880
Preferred Stock, issued	0	0
Senior Non-Cumulative Perpetual Preferred Stock, Series A
Preferred stock, par value	$ 0.01	$ 0.01
Preferred Stock, Authorized	17,120	17,120
Preferred Stock, issued	17,120	17,120
Preferred Stock, Outstanding	17,120	17,120
Preferred Stock, aggregate liquidation preference	$ 17,120,000	$ 17,120,000

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME
Loans, including fees	$ 22,876	$ 21,439
Securities:
Taxable	3,826	4,111
Tax-exempt	2,335	2,086
Dividend income	310	303
Interest-bearing deposits with banks	109	48
Total interest income	29,456	27,987
INTEREST EXPENSE
Deposits	2,490	2,427
Federal funds purchased	1	0
Repurchase agreements	3	3
Borrowings from Federal Home Loan Bank	1,512	1,172
Loans payable	161	176
Total interest expense	4,167	3,778
Net interest income	25,289	24,209
Provision for loan losses	637	859
Net interest income after provision for loan losses	24,652	23,350
NONINTEREST INCOME
Service charges on deposit accounts	1,221	1,326
Net gain on trading account securities	748	440
Net gain on sales of loans	1,145	411
Net unrealized gain on loans held for sale	0	413
Increase in cash surrender value of life insurance	448	479
Gain on life insurance	0	831
Commission income	369	373
Real estate lease income	489	628
Net gain on sale of premises and equipment	168	0
Net gain on sale of real estate development	1,862	0
Loss on tax credit investment	(4,236)	0
Other income	1,158	1,075
Total noninterest income	3,372	5,976
NONINTEREST EXPENSE
Compensation and benefits	12,858	11,809
Occupancy and equipment	2,698	2,622
Data processing	1,587	1,390
Advertising	545	530
Professional fees	1,259	1,172
FDIC insurance premiums	502	460
Net loss on other real estate owned	28	1
Other operating expenses	2,958	3,015
Total noninterest expense	22,435	20,999
Income before income taxes	5,589	8,327
Income tax expense (benefit)	(2,322)	1,576
Net Income	7,911	6,751
Preferred stock dividends declared	62	171
Net Income Available to Common Shareholders	$ 7,849	$ 6,580
Net income per common share:
Basic	$ 3.57	$ 3.07
Diluted	$ 3.41	$ 2.93
Weighted average common shares outstanding:
Basic	2,200,258	2,140,632
Diluted	2,303,628	2,247,966
Dividends per common share	$ 0.51	$ 0.47

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Net Income	$ 7,911	$ 6,751
Unrealized gains on securities available for sale:
Unrealized holding gains arising during the period	2,631	549
Income tax expense	(897)	(192)
Net of tax amount	1,734	357
Other Comprehensive Income	1,734	357
Comprehensive Income	$ 9,645	$ 7,108

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income	Unearned Stock Compensation and ESOP	Treasury Stock
Balances at Sep. 30, 2014	$ 87,080	$ 0	$ 25	$ 43,199	$ 47,175	$ 3,853	$ (699)	$ (6,473)
Net income	6,751	0	0	0	6,751	0	0	0
Other comprehensive income	357	0	0	0	0	357	0	0
Preferred stock dividends	(171)	0	0	0	(171)	0	0	0
Common stock dividends	(995)	0	0	0	(995)	0	0	0
Stock compensation expense	405	0	0	243	0	0	162	0
Shares released by ESOP trust	903	0	0	563	0	0	340	0
Stock options exercises	278	0	0	(89)	0	0	0	367
Purchase of treasury shares	(251)	0	0	0	0	0	0	(251)
Balances at Sep. 30, 2015	94,357	0	25	43,916	52,760	4,210	(197)	(6,357)
Net income	7,911	0	0	0	7,911	0	0	0
Other comprehensive income	1,734	0	0	0	0	1,734	0	0
Preferred stock dividends	(62)	0	0	0	(62)	0	0	0
Common stock dividends	(1,110)	0	0	0	(1,110)	0	0	0
Shares released by ESOP trust	701	0	0	504	0	0	197	0
Stock options exercises	348	0	0	(118)	0	0	0	466
Redemption of preferred stock	(17,120)	0	0	(17,120)		0	0	0
Purchase of treasury shares	(179)	0	0	0	0	0	0	(179)
Balances at Sep. 30, 2016	$ 86,580	$ 0	$ 25	$ 27,182	$ 59,499	$ 5,944	$ 0	$ (6,070)

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Dividends per common share	$ 0.51	$ 0.47
Stock option exercise, shares	26,210	20,972
Purchase of treasury shares, shares	4,933	9,274
Preferred Stock Redemption Shares	17,120

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 7,911	$ 6,751
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	637	859
Depreciation and amortization	1,461	1,452
Amortization of premiums and accretion of discounts on securities, net	553	679
Increase in trading account securities	(211)	(3,725)
Loans originated for sale	(27,572)	(16,980)
Proceeds on sales of loans	28,797	11,324
Net gain on sales of loans	(1,145)	(411)
Net unrealized gain on loans held for sale	0	(413)
Net realized and unrealized gain on other real estate owned	(49)	(1)
Gain on life insurance	0	(831)
Increase in cash surrender value of life insurance	(448)	(479)
Net gain on sale of premises, equipment and real estate development	(2,030)	0
Loss on tax credit investment	4,236	0
Deferred income taxes	(2,431)	(36)
ESOP and stock compensation expense	628	1,108
Increase in accrued interest receivable	(151)	(144)
Increase in accrued interest payable	9	11
Change in other assets and liabilities, net	(1,001)	273
Net Cash Provided By (Used In) Operating Activities	9,194	(563)
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(245)	(1,600)
Proceeds from maturities of interest-bearing time deposit maturities	245	0
Purchase of securities available for sale	(15,659)	(23,669)
Proceeds from maturities of securities available for sale	6,725	11,227
Proceeds from maturities of securities held to maturity	1,381	666
Principal collected on securities	14,894	18,814
Net increase in loans	(52,550)	(24,519)
Purchase of Federal Reserve Bank stock	0	(945)
Purchase of Federal Home Loan Bank stock	(216)	(533)
Proceeds from redemption of Federal Home Loan Bank stock	0	1,275
Proceeds from life insurance	1,564	425
Investment in historic tax credit entity	(3,285)	(417)
Proceeds from sale of other real estate owned	472	809
Investment in real estate development and construction	(35)	(73)
Purchase of premises and equipment	(318)	(475)
Proceeds from sale of premises, equipment and real estate development	1,866	0
Net Cash Used In Investing Activities	(45,161)	(19,015)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	46,170	103
Net increase in repurchase agreements	3	4
Increase in Federal Home Loan Bank line of credit	6,766	5,319
Proceeds from Federal Home Loan Bank advances	35,000	300,000
Repayment of Federal Home Loan Bank advances	(25,000)	(280,000)
Repayment of other long-term debt	(4,632)	(180)
Net increase in advance payments by borrowers for taxes and insurance	131	135
Redemption of preferred stock	(17,120)	0
Proceeds from exercise of stock options	169	159
Purchase of treasury stock	0	(132)
Dividends paid on preferred stock	(62)	(171)
Dividends paid on common stock	(1,110)	(995)
Net Cash Provided By Financing Activities	40,315	24,242
Net Increase in Cash and Cash Equivalents	4,348	4,664
Cash and cash equivalents at beginning of period	24,994	20,330
Cash and Cash Equivalents at End of Period	$ 29,342	$ 24,994

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Sep. 30, 2016
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	(1) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES First Savings Financial Group, Inc. (the “Company”) is a financial holding company and the parent of First Savings Bank (the “Bank”) and First Savings Insurance Risk Management, Inc. (the “Captive”). The Bank, which is a wholly-owned Indiana-chartered commercial bank subsidiary of the Company, provides a variety of banking services to individuals and business customers through fourteen locations in southern Indiana. The Bank attracts deposits primarily from the general public and uses those funds, along with other borrowings, primarily to originate residential mortgage, commercial mortgage, construction, commercial business and consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. The Bank has three-wholly owned subsidiaries: First Savings Investments, Inc., a Nevada corporation that manages a securities portfolio, FFCC, Inc. (“FFCC”), which is an Indiana corporation that participates in commercial real estate development and leasing, and Southern Indiana Financial Corporation, which is currently inactive. In accordance with the Plan of Complete Liquidation adopted by FFCC’s board of directors and approval by the Bank as its sole shareholder on December 21, 2016, FFCC will voluntarily dissolve and completely liquidate effective December 31, 2016. As a result of the liquidation, FFCC will distribute its net assets to the Bank on December 31, 2016. The Captive, which is a wholly-owned insurance subsidiary of the Company formed during the fourth fiscal quarter of 2014, is a Nevada corporation that provides property and casualty insurance to the Company, the Bank and the Bank’s active subsidiaries. In addition, the Captive provides reinsurance to eight other third-party insurance captives for which insurance may not be currently available or economically feasible in the insurance marketplace. The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with accounting principles generally accepted in the United States of America and conform to general practices within the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity. For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks having an original maturity of 90 The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowances for loan losses and other real estate owned, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of other real estate owned are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and other real estate owned, further reductions in the carrying amounts of loans and other real estate owned may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and other real estate owned. Such agencies may require the Bank to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible the estimated losses on loans and other real estate owned may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated. Trading Account Securities Securities purchased with the intention of recognizing short-term profits or which are actively bought and sold are classified as trading account securities and reported at fair value. The net realized and unrealized gains and losses on trading account securities are reported in other noninterest income. Realized gains and losses on trading account securities are determined using the specific identification method. Securities Available for Sale Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Debt securities for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for amortization of premiums and accretion of discounts that are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. The Company classifies certain mortgage-backed securities and municipal obligations as held to maturity. Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment for a period of time sufficient to allow for any anticipated recovery in fair value. Investments in non-marketable equity securities such as Federal Reserve Bank (“FRB”) and Federal Home Loan Bank of Indianapolis (“FHLB”) stock are carried at cost and are classified as restricted securities. Impairment testing on these investments is based on applicable accounting guidance and the cost basis is reduced when impairment is deemed to be other-than-temporary. Residential mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third party. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains on sales of residential mortgage loans are determined using the specific identification method and are included in noninterest income. Residential mortgage loans are sold with servicing released. Commitments to originate residential mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s residential mortgage loan commitments subject to derivative accounting are fixed rate mortgage loan commitments at market rates when initiated. At September 30, 2016, the Bank had commitments to originate $ 124,000 The Bank originates loans to customers under the SBA 7(a) and other programs that generally provide for SBA guarantees of 75% to 90% of each loan. The Bank intends to sell the guaranteed portion of the SBA loans. The guaranteed portion of the SBA loans was classified as loans held for sale at September 30, 2016 and 2015. At September 30, 2016, SBA loans held for sale totaling $ 5.1 Financial Instruments 5.8 The Company accounts for transfers and servicing of financial assets in accordance with FASB ASC 860, Transfers and Servicing Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not meet the criteria of a participating interest, the transfer must be accounted for as a secured borrowing. In order to meet the criteria for a participating interest, all cash flows from the loan must be divided proportionately, the rights of each loan holder must have the same priority, and the loan holders must have no recourse to the transferor other than standard representations and warranties and no loan holder has the right to pledge or exchange the entire loan. The Company sells financial assets in the normal course of business, the majority of which are related to the SBA-guaranteed portion of loans, as well as residential mortgage loan sales through established programs, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. When the Company sells financial assets, it may retain servicing rights and/or other interests in the financial assets. The gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the servicing right recognized, and the consideration received and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests held by the Company are carried at the lower of cost or fair value. Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income on nonaccrual loans is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss is considered remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs on nonperforming and impaired loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed below. Specific reserves are not considered charge-offs in management’s analysis of the allowance for loan losses because they are estimates and the outcome of the loan relationship is undetermined. During the year ended September 30, 2016, the Company did not recognize any partial charge-offs. At September 30, 2016, the Company had one outstanding loan with a recorded investment of $ 220,000 107,000 117,000 549,000 225,000 Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 45 days past due. Charge-offs are typically recorded on loans secured by real estate when the property is foreclosed upon when the carrying value of the loan exceeds the property’s fair value less the estimated costs to sell. Allowance for Loan Losses The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful or substandard. For such loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to be not impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 36-month period. This actual loss experience is then adjusted for qualitative factors that are reviewed on a quarterly basis based on the risks present for each portfolio segment. Management considers changes and trends in the following qualitative loss factors: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in the volume and term of new loan originations; national and local economic trends and conditions; changes in lending policies, procedures and practices; changes in the experience and ability of lending management and other staff; changes in the quality and depth of the internal loan review process; trends in collateral valuation in the Company’s lending area; and other factors as determined by management. Each qualitative factor is evaluated and a qualitative factor adjustment is applied to the actual historical loss factors in determining the adjusted loss factors used in management’s allowance for loan losses adequacy calculation. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, commercial real estate, multi-family residential real estate, construction, land and land development, commercial business and consumer. Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a small portion of the segment secured by non-owner-occupied residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrower’s or tenant’s personal cash flow and employment status. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area and in other states. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic conditions. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by general economic conditions, which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Multi-family residential real estate loans primarily consist of loans secured by apartment buildings and other multi-tenant developments generally located in the Company’s primary lending area. Repayment of these loans is primarily dependent on the borrower’s ability to attract tenants and collect rents that provide for adequate debt service. The risks associated with these loans are closely correlated to the local housing market and general economic conditions. The Company’s construction loan portfolio consists of single-family residential properties, multi-family properties and commercial projects, and includes both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Land and land development loans primarily consist of loans secured by farmland and vacant land held for long-term investment or development. The risks associated with land and land development loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Commercial business loans include lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Consumer loans consist primarily of home equity lines of credit and other loans secured by junior liens on the borrower’s personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits and other personal loans. The risks associated with these loans are related to the local housing market and local economic conditions including the unemployment level. There were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended September 30, 2016 and 2015. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other known defects. New appraisals are generally obtained for all significant properties when a loan is identified as impaired. Generally, a property is considered significant if the value of the property is estimated to exceed $ 250,000 Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may include, but is not limited to, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date or reduction of the face amount of the debt. A concession will be granted when, as a result of the restructuring, the Company does not expect to collect all amounts due, including interest at the original stated rate. A concession may also be granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. The Company’s determination of whether a loan modification is a TDR considers the individual facts and circumstances surrounding each modification. Real estate that is developed and on which buildings are constructed for the purpose of leasing or sale to third parties by the Company is stated at cost, including interest capitalized during the construction period, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Premises and equipment are stated at cost, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Other real estate owned includes formally foreclosed property and former banking facilities held for sale. At the time of foreclosure, foreclosed real estate is recorded at its fair value less estimated costs to sell, which becomes the property’s new cost basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure or the decision to classify property as held for sale, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining other real estate owned and subsequent impairment adjustments to the carrying amount of a property, if any, are included in noninterest expense. The Bank has purchased life insurance policies on certain directors, officers and key employees to help offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the recognition of death benefits is reported in noninterest income. Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is carried at its implied fair value and is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) a significant adverse change in legal factors or in business climate, (2) unanticipated competition, or (3) an adverse action or assessment by a regulator. If the carrying amount of the goodwill exceeds its implied fair value, an impairment loss is recognized in earnings equal to that excess amount. The loss recognized cannot exceed the carrying amount of goodwill. After a goodwill impairment loss is recognized, the adjusted carrying amount of goodwill is its new accounting basis. Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not be recoverable or the remaining period of amortization requires revision. After an impairment loss is recognized, the adjusted carrying amount of the intangible asset is its new accounting basis. Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold. The Bank provides a contributory defined contribution plan available to all eligible employees. The Company also established a leveraged employee stock ownership plan (“ESOP”) on October 6, 2008 that includes substantially all employees. The Company accounts for the ESOP in accordance with FASB ASC 718-40, Employee Stock Ownership Plans The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC 718-20, Compensation – Stock Compensation When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 percent probable) that the tax position would be sustained upon examination. Income tax positions that meet the more-likely-than-not threshold are measured as the largest amount of income tax benefit that is more than 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred income tax assets will not be realized. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Advertising costs are charged to operations when incurred. Comprehensive income consists of reported net income and other comprehensive income

RESTRICTION ON CASH AND DUE FRO

RESTRICTION ON CASH AND DUE FROM BANKS	12 Months Ended
	Sep. 30, 2016
Restricted Cash and Cash Equivalents [Abstract]
RESTRICTION ON CASH AND DUE FROM BANKS	(2) RESTRICTION ON CASH AND DUE FROM BANKS The Bank is required to maintain reserve balances on hand and with the Federal Reserve Bank which are unavailable for investment but are interest-bearing. The average amount of those reserve balances was approximately $ 10.3 8.4

INVESTMENT SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	(3) INVESTMENT SECURITIES Investment securities have been classified according to management’s intent. Trading Account Securities The Company invests in small and medium lot, investment grade municipal bonds through a managed brokerage account. The brokerage account is managed by an investment advisory firm registered with the U.S. Securities and Exchange Commission. Trading account securities recorded at fair value totaled $ 9.3 9.0 748,000 795,000 47,000 440,000 394,000 46,000 Securities Available for Sale and Held to Maturity Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2016: Securities available for sale: Agency bonds and notes $ 1,024 $ 8 $ - $ 1,032 Agency mortgage-backed 46,376 1,029 - 47,405 Agency CMO 16,053 108 66 16,095 Privately-issued CMO 2,359 293 - 2,652 Privately-issued ABS 3,675 864 7 4,532 SBA certificates 1,220 7 - 1,227 Municipal bonds 94,567 7,002 19 101,550 Total securities available for sale $ 165,274 $ 9,311 $ 92 $ 174,493 Securities held to maturity: Agency mortgage-backed $ 260 $ 23 $ - $ 283 Municipal bonds 2,906 465 - 3,371 Total securities held to maturity $ 3,166 $ 488 $ - $ 3,654 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2015: Securities available for sale: Agency bonds and notes $ 5,564 $ 18 $ - $ 5,582 Agency mortgage-backed 47,418 901 41 48,278 Agency CMO 18,943 118 47 19,014 Privately-issued CMO 3,005 465 - 3,470 Privately-issued ABS 4,820 1,289 - 6,109 SBA certificates 1,472 8 - 1,480 Municipal bonds 90,380 4,185 170 94,395 Total securities available for sale $ 171,602 $ 6,984 $ 258 $ 178,328 Securities held to maturity: Agency mortgage-backed $ 345 $ 31 $ - $ 376 Municipal bonds 4,275 540 - 4,815 Total securities held to maturity $ 4,620 $ 571 $ - $ 5,191 Available for Sale Held to Maturity Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due within one year $ 2,229 $ 2,252 $ 208 $ 241 Due after one year through five years 8,427 8,919 962 1,112 Due after five years through ten years 19,365 21,267 1,171 1,367 Due after ten years 65,570 70,144 565 651 95,591 102,582 2,906 3,371 CMO 18,412 18,747 - - ABS 3,675 4,532 - - SBA certificates 1,220 1,227 - - Mortgage-backed securities 46,376 47,405 260 283 $ 165,274 $ 174,493 $ 3,166 $ 3,654 Number Gross of Investment Fair Unrealized (Dollars in thousands) Positions Value Losses Securities available for sale: Continuous loss position less than twelve months: Agency CMO 3 $ 3,946 $ 12 Privately-issued ABS 2 66 7 Municipal bonds 4 2,147 19 Total less than twelve months 9 6,159 38 Continuous loss position more than twelve months: Agency CMO 2 4,683 54 Total more than twelve months 2 4,683 54 Total securities available for sale 11 $ 10,842 $ 92 At September 30, 2016, the Company did not have any securities held to maturity with an unrealized loss. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. The total available for sale debt securities in loss positions at September 30, 2016, which consisted of U.S. government agency CMOs, privately-issued ABS and municipal bonds, had depreciated approximately 0.78 1.87 2.96 The Company evaluates the existence of a potential credit loss component related to the decline in fair value of the privately-issued CMO and ABS portfolios each quarter using an independent third party analysis. At September 30, 2016, the Company held seventeen privately-issued CMO and ABS securities acquired in a 2009 bank acquisition with an aggregate carrying value of $ 2.0 2.8 At September 30, 2016, the two privately-issued ABSs in loss positions had depreciated approximately 9.59 66,000 7,000 The unrealized losses on U.S. government agency CMOs and municipal bonds relate principally to current interest rates for similar types of securities. In analyzing an issuer’s financial condition, management considers whether the securities are issued by the federal government, its agencies, or other governments, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. As management has the ability to hold debt securities to maturity, or for the foreseeable future if classified as available for sale, no declines are deemed to be other-than-temporary. During the years ended September 30, 2016 and 2015, the Company did not realize any gross gains or losses on sales of available for sale securities.

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Sep. 30, 2016
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	(4) LOANS AND ALLOWANCE FOR LOAN LOSSES (In thousands) 2016 2015 Real estate mortgage: 1-4 family residential $ 178,364 $ 181,873 Commercial 217,378 172,995 Multifamily residential 18,431 21,647 Residential construction 24,275 19,723 Commercial construction 33,685 15,548 Land and land development 11,137 11,061 Commercial business 41,967 32,574 Consumer: Home equity 21,370 19,423 Auto 4,858 5,452 Other consumer 2,102 2,159 Gross loans 553,567 482,455 Undisbursed portion of construction loans (27,623) (18,599) Principal loan balance 525,944 463,856 Deferred loan origination fees and costs, net (211) (120) Allowance for loan losses (7,122) (6,624) Loans, net $ 518,611 $ 457,112 Residential mortgage loans serviced for the benefit of others amounted to $ 32,000 74,000 At September 30, 2016, the recorded investment in residential mortgage loans secured by one-to-four family residential properties with loan-to-value ratios exceeding 90 13.7 The Bank has entered into loan transactions with certain directors, officers and their affiliates (related parties). In the opinion of management, such indebtedness was incurred in the ordinary course of business on substantially the same terms as those prevailing at the time for comparable transactions with other persons and does not involve more than normal risk of collectability or present other unfavorable features. (In thousands) 2016 2015 Beginning balance $ 11,076 $ 6,306 New loans and advances 1,945 1,950 Repayments (2,307) (2,018) Reclassifications due to officer and director changes (68) 4,838 Ending balance $ 10,646 $ 11,076 Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 178,364 $ 217,378 $ 18,431 $ 30,337 $ 11,137 $ 41,967 $ 28,330 $ 525,944 Accrued interest receivable 505 592 38 95 23 143 55 1,451 Net deferred loan origination fees and costs 158 (254) (17) (126) 4 37 (13) (211) Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,152 $ 6,298 $ - $ - $ 241 $ 231 $ 249 $ 11,171 Collectively evaluated for impairment 174,543 211,418 18,452 30,306 10,923 41,916 28,096 515,654 Acquired with deteriorated credit quality 332 - - - - - 27 359 Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 The following table provides the components of the recorded investment in loans as of September 30, 2015: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 181,873 $ 172,995 $ 21,647 $ 16,672 $ 11,061 $ 32,574 $ 27,034 $ 463,856 Accrued interest receivable 552 454 47 23 30 95 58 1,259 Net deferred loan origination fees and costs 283 (294) (21) (63) 8 (28) (5) (120) Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,391 $ 7,041 $ - $ - $ - $ 222 $ 290 $ 11,944 Collectively evaluated for impairment 177,873 166,114 21,673 16,632 11,099 32,419 26,767 452,577 Acquired with deteriorated credit quality 444 - - - - - 30 474 Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 An analysis of the allowance for loan losses as of and for the year ended September 30, 2016 is as follows: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Provisions (17) 833 (47) 294 (74) (385) 33 637 Charge-offs (207) - - - - (10) (108) (325) Recoveries 115 - - - - 1 70 186 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 43 $ - $ - $ - $ - $ - $ 5 $ 48 Collectively evaluated for impairment 292 5,160 109 845 295 284 89 7,074 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 An analysis of the allowance for loan losses as of and for the year ended September 30, 2015 is as follows: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Provisions 109 559 10 108 67 8 (2) 859 Charge-offs (283) (40) - - - (126) (144) (593) Recoveries 41 - - - - 1 66 108 Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 9 $ - $ - $ - $ - $ - $ 5 $ 14 Collectively evaluated for impairment 435 4,327 156 551 369 678 94 6,610 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2016. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the year ended September 30, 2016. Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 3,891 $ 4,171 $ - $ 5,044 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 175 175 - 198 5 $ 10,836 $ 11,202 $ - $ 12,136 $ 351 Loans with an allowance recorded: Residential real estate $ 451 $ 450 $ 43 $ 86 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - - - Consumer 74 74 5 79 - $ 525 $ 524 $ 48 $ 165 $ - Total: Residential real estate $ 4,342 $ 4,621 $ 43 $ 5,130 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 249 249 5 277 5 $ 11,361 $ 11,726 $ 48 $ 12,301 $ 351 The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2015. The Company recognized $ 5,000 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,681 $ 5,245 $ - $ 5,590 $ 143 Commercial real estate 7,041 7,079 - 6,136 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 255 1 Consumer 210 214 - 238 6 $ 12,154 $ 12,820 $ - $ 12,219 $ 373 Loans with an allowance recorded: Residential real estate $ 9 $ 9 $ 9 $ 115 $ - Commercial real estate - - - 9 - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - 4 - Consumer 80 80 5 90 - $ 89 $ 89 $ 14 $ 218 $ - Total: Residential real estate $ 4,690 $ 5,254 $ 9 $ 5,705 $ 143 Commercial real estate 7,041 7,079 - 6,145 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 259 1 Consumer 290 294 5 328 6 $ 12,243 $ 12,909 $ 14 $ 12,437 $ 373 At September 30, 2016 At September 30, 2015 Loans 90+ Loans 90+ Days Total Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential real estate $ 1,752 $ 22 $ 1,774 $ 1,923 $ 155 $ 2,078 Commercial real estate 1,606 - 1,606 1,855 - 1,855 Multifamily - - - - - - Construction - - - - - - Land and land development 241 - 241 - - - Commercial business 136 - 136 210 94 304 Consumer 140 - 140 165 3 168 Total $ 3,875 $ 22 $ 3,897 $ 4,153 $ 252 $ 4,405 30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 2,019 $ 860 $ 1,070 $ 3,949 $ 175,078 $ 179,027 Commercial real estate 367 - 94 461 217,255 217,716 Multifamily - - - - 18,452 18,452 Construction - - - - 30,306 30,306 Land and land development - - 241 241 10,923 11,164 Commercial business 40 - 42 82 42,065 42,147 Consumer 76 1 40 117 28,255 28,372 Total $ 2,502 $ 861 $ 1,487 $ 4,850 $ 522,334 $ 527,184 The following table presents the aging of the recorded investment in past due loans at September 30, 2015: 30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 3,635 $ 1,419 $ 1,530 $ 6,584 $ 176,124 $ 182,708 Commercial real estate 1,098 113 139 1,350 171,805 173,155 Multifamily 504 - - 504 21,169 21,673 Construction - - - - 16,632 16,632 Land and land development 253 - - 253 10,846 11,099 Commercial business 15 - 303 318 32,323 32,641 Consumer 81 14 32 127 26,960 27,087 Total $ 5,586 $ 1,546 $ 2,004 $ 9,136 $ 455,859 $ 464,995 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: Substandard: Doubtful: Loss: Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Residential Commercial Land and Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) September 30, 2016: Pass $ 173,477 $ 211,247 $ 18,452 $ 30,206 $ 10,924 $ 41,986 $ 28,197 $ 514,489 Special Mention 459 - - 100 - 25 - 584 Substandard 5,002 6,469 - - 240 136 160 12,007 Doubtful 89 - - - - - 15 104 Loss - - - - - - - - Total $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 September 30, 2015: Pass $ 175,662 $ 160,224 $ 21,673 $ 16,632 $ 11,079 $ 32,335 $ 26,793 $ 444,398 Special Mention 799 5,342 - - - 96 13 6,250 Substandard 5,871 7,589 - - 20 173 274 13,927 Doubtful 376 - - - - 37 7 420 Loss - - - - - - - - Total $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 Troubled Debt Restructurings Accruing Nonaccrual Total (In thousands) September 30, 2016: Residential real estate $ 2,590 $ - $ 2,590 Commercial real estate 4,692 1,512 6,204 Commercial business 95 120 215 Consumer 109 - 109 Total $ 7,486 $ 1,632 $ 9,118 September 30, 2015: Residential real estate $ 2,767 $ 110 $ 2,877 Commercial real estate 5,186 1,523 6,709 Commercial business 12 - 12 Consumer 125 - 125 Total $ 8,090 $ 1,633 $ 9,723 Pre- Post- Modification Modification Number of Principal Principal Loans Balance Balance (Dollars in thousands) September 30, 2016: Residential real estate 5 $ 181 $ 247 Commercial real estate 1 94 131 Commercial business 3 186 216 Total 9 $ 461 $ 594 September 30, 2015: Residential real estate 2 $ 165 $ 172 Commercial real estate 1 1,523 1,523 Consumer 1 3 3 Total 4 $ 1,691 $ 1,698 At September 30, 2016, the Company had not committed to lend any additional amounts to customers with outstanding loans classified as TDRs. At September 30, 2015, the Company had a commitment to lend $ 2,000 For the TDRs listed above, the terms of modification included temporary interest-only payment periods, reduction of the stated interest rate, extension of the maturity date, deferral of the contractual principal and interest payments, and the renewal of matured loans where the debtor was unable to access funds elsewhere at a market interest rate for debt with similar risk characteristics. Principal in the amount of $ 51,000 During the years ended September 30, 2016 and 2015, the Company did not have any TDRs that were modified within the previous twelve months for which there was a payment default (defined as more than 90 days past due or in the process of foreclosure). Loan Servicing Rights The Company originates loans to commercial customers under the SBA 7(a) and other programs. During the year ended September 30, 2016, the Company began selling the guaranteed portion of the SBA loans with servicing retained. Loan servicing rights on originated SBA loans that have been sold are initially recorded at fair value. Capitalized servicing rights are then amortized in proportion to and over the period of estimated net servicing income. Impairment of servicing rights is assessed using the present value of estimated future cash flows. The aggregate fair value of loan servicing rights at September 30, 2016 approximated its carrying value. A valuation model employed by an independent third party calculates the present value of future cash flows and is used to estimate fair value at the date of sale and on a quarterly basis for impairment analysis purposes. Management periodically compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. Key assumptions used to estimate the fair value of the loan servicing rights include the discount rate, ranging from 8.54 14.46 12.27 4.25 8.71 6.75 The unpaid principal balance of SBA loans serviced for others was $ 13.6 37,000 59,000 (In thousands) Balance, beginning of period $ - Servicing rights capitalized 345 Amortization (35) Change in valuation allowance - Balance, end of period $ 310 Residential mortgage loans originated for sale in the secondary market continue to be sold with servicing released.

REAL ESTATE DEVELOPMENT AND CON

REAL ESTATE DEVELOPMENT AND CONSTRUCTION	12 Months Ended
	Sep. 30, 2016
Real Estate [Abstract]
REAL ESTATE DEVELOPMENT AND CONSTRUCTION	(5) REAL ESTATE DEVELOPMENT AND CONSTRUCTION The Company developed a parcel of land in New Albany, Indiana for retail purposes through the Bank’s subsidiary, FFCC. The total cost of the development was $ 7.6 10.8 8.8 2.0 1.9 (In thousands) Land and land improvements $ 4,159 Office buildings 3,321 Furniture, fixtures and equipment 74 7,554 Less accumulated depreciation 475 Total $ 7,079 Depreciation expense of $ 198,000 196,000

INVESTMENT IN HISTORIC TAX CRED

INVESTMENT IN HISTORIC TAX CREDIT ENTITY	12 Months Ended
	Sep. 30, 2016
Investment Contracts [Abstract]
INVESTMENT IN HISTORIC TAX CREDIT ENTITY	(6) INVESTMENT IN HISTORIC TAX CREDIT ENTITY On October 15, 2014, the Bank entered into an agreement to participate in the rehabilitation of a certified historic structure located in Louisville, Kentucky with a regional commercial developer. As part of the agreement, the Bank committed to invest $ 4.2 99 99 4.7 The Bank’s total investment in the entity will be $4.2 million, or 90% of the anticipated credits to be received by the entity. At September 30, 2016, the Bank had made all of its required investments to the entity except for $118,000, which is due when the project is fully completed and the final certificate of occupancy is received. The Bank’s investment in the historic tax credit entity is accounted for using the equity method of accounting. Certificates of occupancy for substantially all of the project were received in 2016, which resulted in the recognition of $ 4.7 4.2 332,000 At September 30, 2016, the Bank’s remaining unfunded capital contribution commitment of $ 118,000 4.2 3.3 The historic tax credit entity’s assets, liabilities and members’ equity totaled $ 4.5 112,000 4.4 1.1 244 953,000 119,000 834,000

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Sep. 30, 2016
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	(7) PREMISES AND EQUIPMENT (In thousands) 2016 2015 Land and land improvements $ 4,411 $ 5,218 Office buildings 9,316 10,431 Leasehold improvements 61 - Furniture, fixtures and equipment 4,681 4,293 18,469 19,942 Less accumulated depreciation 6,795 6,104 Totals $ 11,674 $ 13,838 Depreciation expense of $ 919,000 912,000 10 471,000 307,000 164,000 307,000

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	12 Months Ended
	Sep. 30, 2016
Other Real Estate [Abstract]
OTHER REAL ESTATE OWNED	(8) OTHER REAL ESTATE OWNED At September 30, 2016 and 2015, the Bank had other real estate owned held for sale of $ 519,000 618,000 86,000 100,000 172,000 262,000 100,000 73,000 150,000 123,000 78,000 50,000 16,000 187,000 188,000 837,000 806,000

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES	12 Months Ended
	Sep. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLES	(9) GOODWILL AND OTHER INTANGIBLES Goodwill and the core deposit intangibles acquired in the acquisitions of Community First Bank (“Community First”) on September 30, 2009 and the First Federal Savings Bank of Elizabethtown, Inc. (“First Federal”) branches on July 6, 2012 are evaluated for impairment at least annually or more frequently upon the occurrence of an event or when circumstances indicate that the carrying amount is greater than its fair value. No impairment of goodwill or the core deposit intangibles was recognized during 2016 or 2015. (In thousands) 2016 2015 Beginning balance $ 7,936 $ 7,936 Changes in goodwill - - Ending balance $ 7,936 $ 7,936 (In thousands) 2016 2015 Core deposit intangible acquired in Community First acquisition $ 2,741 $ 2,741 Core deposit intangible acquired in First Federal branch acquisition 566 566 Less accumulated amortization (2,270) (1,926) Ending balance $ 1,037 $ 1,381 344,000 Years ending September 30: (In thousands) 2017 $ 344 2018 344 2019 148 2020 50 2021 50 2022 and thereafter 101 Total $ 1,037

DEPOSITS

DEPOSITS	12 Months Ended
	Sep. 30, 2016
Debt Disclosure [Abstract]
DEPOSITS	(10) DEPOSITS The aggregate amount of time deposit accounts with balances that met or exceeded the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $ 250,000 13.8 11.3 Years ending September 30: (In thousands) 2017 $ 115,265 2018 18,836 2019 36,508 2020 20,034 2021 and thereafter 18,536 Total $ 209,179 The Bank held deposits for related parties of $ 5.7 5.4

FEDERAL FUNDS PURCHASED

FEDERAL FUNDS PURCHASED	12 Months Ended
	Sep. 30, 2016
Federal Funds Purchased and Securities Sold Under Agreements To Repurchase [Abstract]
FEDERAL FUNDS PURCHASED	(11) FEDERAL FUNDS PURCHASED The Bank has entered into a federal funds purchased line of credit facility with another financial institution that established a line of credit not to exceed the lesser of $ 10 25 June 30, 2017 The Bank has also entered into a separate federal funds purchased line of credit facility with another financial institution that established a discretionary line of credit not to exceed $ 15

REPURCHASE AGREEMENTS

REPURCHASE AGREEMENTS	12 Months Ended
	Sep. 30, 2016
Repurchase Agreements [Abstract]
REPURCHASE AGREEMENTS	(12) REPURCHASE AGREEMENTS Repurchase agreements include retail repurchase agreements representing overnight borrowings from deposit customers. 2016 2015 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Retail repurchase agreements 0.25 % $ 1,345 0.25 % $ 1,342 The debt securities underlying the retail repurchase agreements were under the control of the Bank at September 30, 2016 and 2015. (Dollars in thousands) 2016 2015 Weighted average interest rate during the year 0.25 % 0.25 % Average balance during the year $ 1,343 $ 1,340 Maximum month-end balance during the year 1,345 1,342 Available for sale debt securities underlying the agreements at September 30: Amortized cost $ 1,354 $ 1,502 Fair value 1,382 1,535

BORROWINGS FROM FEDERAL HOME LO

BORROWINGS FROM FEDERAL HOME LOAN BANK	12 Months Ended
	Sep. 30, 2016
Borrowings Federal Home Loan Bank [Abstract]
BORROWINGS FROM FEDERAL HOME LOAN BANK	(13) BORROWINGS FROM FEDERAL HOME LOAN BANK 2016 2015 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Advances maturing in: 2016 - % $ - 0.59 % $ 10,000 2017 1.10 15,000 1.10 15,000 2018 1.04 10,000 1.04 10,000 2020 1.86 25,000 1.86 25,000 2021 1.87 10,000 1.80 30,000 2022 and beyond 1.45 40,000 - - Total advances 100,000 90,000 Line of credit balance 0.67 21,633 0.49 14,867 Total borrowings from FHLB $ 121,633 $ 104,867 The Bank entered into an Advances, Pledge and Security Agreement with the FHLB, allowing the Bank to initiate advances from the FHLB. The advances are secured under a blanket collateral agreement. At September 30, 2016, the eligible blanket collateral included residential mortgage loans with a carrying value of $ 166.8 14.9 On August 12, 2016, the Bank entered into an Overdraft Line of Credit Agreement with the FHLB which established a line of credit not to exceed $ 25.0 21.6 On June 19, 2014, the Bank entered into a Letter of Credit Agreement with the FHLB which established a letter of credit not to exceed $ 3.3 2.9

OTHER LONG-TERM DEBT

OTHER LONG-TERM DEBT	12 Months Ended
	Sep. 30, 2016
Other Long-Term Debt [Abstract]
OTHER LONG-TERM DEBT	(14) OTHER LONG-TERM DEBT On July 27, 2012, FFCC entered into a loan agreement with another financial institution to finance the retail development and construction project discussed in Note 5. The loan had a maximum commitment of $ 5.0 4.0 20 July 27, 2022 4.6 Interest expense of $ 161,000 176,000

DEFERRED COMPENSATION PLANS

DEFERRED COMPENSATION PLANS	12 Months Ended
	Sep. 30, 2016
Deferred Compensation Arrangements [Abstract]
DEFERRED COMPENSATION PLANS	(15) DEFERRED COMPENSATION PLANS The Bank has deferred compensation agreements with former officers who are receiving benefits under these agreements. The agreements provide for the payment of specific benefits following retirement. The balance of the accrued benefit for this plan was $ 3,000 39,000 2,000 5,000 The Company has a directors’ deferred compensation plan whereby a director, at his or her election on an annual basis, may defer all or a portion of the director fees into an account with the Company. The Company accrues interest on the deferred obligation at an annual rate equal to the prime rate for the immediately preceding calendar quarter plus 2%, but in no event at a rate in excess of 8%. 1.2 1.0 195,000 164,000

BENEFIT PLANS

BENEFIT PLANS	12 Months Ended
	Sep. 30, 2016
Compensation and Retirement Disclosure [Abstract]
BENEFIT PLANS	(16) BENEFIT PLANS Defined Contribution Plan: The Bank has a qualified contributory defined contribution plan available to all eligible employees. The plan allows participating employees to make tax-deferred contributions under Internal Revenue Code Section 401(k). Company contributions to the plan amounted to $ 387,000 378,000 Employee Stock Ownership Plan: On October 6, 2008, the Company established a leveraged ESOP covering substantially all employees. The ESOP trust acquired 203,363 10.00 628,000 851,000 2016 2015 Allocated shares 172,870 164,409 Unearned shares - 19,691 Total ESOP shares 172,870 184,100 Fair value of unearned shares $ - $ 669,000

STOCK BASED COMPENSATION PLANS

STOCK BASED COMPENSATION PLANS	12 Months Ended
	Sep. 30, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK BASED COMPENSATION PLANS	(17) STOCK BASED COMPENSATION PLANS 2010 Equity Incentive Plan In December 2009, the Company adopted the 2010 Equity Incentive Plan (“2010 Plan”), which the Company’s shareholders approved in February 2010. The 2010 Plan provided for the award of stock options, restricted shares and performance shares. The aggregate number of shares of the Company’s common stock available for issuance under the 2010 Plan could not exceed 355,885 In April 2010, the Company funded a trust, administered by an independent trustee, which acquired 101,681 13.60 1.4 13.25 1.3 41,000 162,000 There were no restricted shares granted during the years ended September 30, 2016 and 2015. The total fair value of restricted shares that vested during the year ended September 30, 2015 was $ 575,000 In May 2010, the Company granted 177,549 76,655 Expected dividend yield 4.53 % Risk-free interest rate 2.82 % Expected volatility 30.00 % Expected life of options 7.0 years Weighted average fair value at grant date $ 3.09 Weighted Weighted Average Number Average Remaining Aggregate of Exercise Contractual Intrinsic Shares Price Term Value Outstanding at beginning of year 213,260 $ 13.25 4.6 $ 4,425,000 Granted -- Exercised (26,210) $ 13.25 $ 580,000 Forfeited or expired - - Outstanding at end of year 187,050 $ 13.25 3.6 $ 4,285,000 Exercisable at end of year 187,050 $ 13.25 3.6 $ 4,285,000 There were no stock options granted during the years ended September 30, 2016 and 2015. The Company did not recognize any compensation expense related to stock options for the year ended September 30, 2016. The Company recognized compensation expense related to stock options for the year ended September 30, 2015 of $95,000. At September 30, 2016, there was no unrecognized compensation expense related to nonvested stock options. 2016 Equity Incentive Plan In December 2015 the Company adopted the 2016 Equity Incentive Plan (“2016 Plan”), which the Company’s shareholders approved in February 2016. The 2016 Plan provides for the award of stock options and restricted stock. The aggregate number of shares of the Company’s common stock available for issuance under the Plan may not exceed 88,000 66,000 22,000 16,500 100,000 As of September 30, 2016, no restricted shares and no stock options had been granted under the 2016 Plan. In November 2016, the Company granted 17,265 42,895 8,400

INCOME TAXES

INCOME TAXES	12 Months Ended
	Sep. 30, 2016
Income Tax Disclosure [Abstract]
INCOME TAXES	(18) INCOME TAXES (In thousands) 2016 2015 Current $ 109 $ 1,463 Tax benefit allocated to additional paid-in capital related to equity incentive plan - 149 Deferred (2,431) (36) Income tax expense (benefit) $ (2,322) $ 1,576 34 (In thousands) 2016 2015 Provision at federal statutory rate $ 1,900 $ 2,831 State income tax-net of federal tax benefit 27 93 Tax-exempt interest income (877) (772) Bank owned life insurance (151) (444) Captive insurance net premiums (297) (313) Increase in deferred tax valuation allowance 1,597 - Historic tax credit (4,660) - Other 139 181 Income tax expense (benefit) $ (2,322) $ 1,576 (In thousands) 2016 2015 Deferred tax assets: Allowance for loan losses $ 2,745 $ 2,586 Deferred compensation plans 461 412 Equity incentive plans 69 69 Other-than-temporary impairment loss on available for sale securities 14 14 Valuation allowance on other real estate owned 96 89 Interest on nonaccrual loans 193 196 Discount on unguaranteed portion of SBA loans 121 - Loss on tax credit investment 1,597 - Historic tax credit carryforward 2,306 - Deferred loan fees and costs, net 80 46 Gross deferred tax assets 7,682 3,412 Valuation allowance (1,597) - Net deferred tax assets 6,085 3,412 Deferred tax liabilities: Unrealized gain on securities available for sale (3,232) (2,361) Accumulated depreciation (825) (1,302) Installment sale (520) - Loan servicing rights (118) - Acquisition purchase accounting adjustments (507) (382) FHLB stock dividends (130) (131) Unrealized gain on trading account securities (13) (31) Unrealized gain on loans held for sale - (60) Other (320) (285) Deferred tax liabilities (5,665) (4,552) Net deferred tax asset (liability) $ 420 $ (1,140) Tax laws enacted in 2013 and 2014 decrease the Indiana financial institutions tax rate beginning in 2014 and ending in 2023. Deferred taxes have been adjusted to reflect the newly enacted rates and the period in which temporary differences are expected to reverse. In assessing the ability of the Company to realize the benefit of the deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, availability of operating loss carrybacks, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods which deferred tax assets are deductible, management believes it is more likely than not the Company will generate sufficient taxable income to realize the benefits of these deductible differences at September 30, 2016, except for a valuation allowance of $ 1.6 4.2 At September 30, 2016, the Company had a federal historic tax credit of $ 2.3 September 30, 2036 At September 30, 2016 and 2015, the Company had no liability for unrecognized income tax benefits and does not anticipate any increase in the liability for unrecognized tax benefits during the next twelve months. The Company believes that its income tax positions would be sustained upon examination and does not anticipate any adjustments that would result in a material change to its financial position or results of operations. The Company files consolidated U.S. federal and Indiana state income tax returns. Returns filed in these jurisdictions for tax years ended on or after September 30, 2012 are subject to examination by the relevant taxing authorities. Each entity included in the consolidated federal and state income tax returns filed by the Company are charged or given credit for the applicable tax as though separate returns were filed. Retained earnings of the Bank at September 30, 2016 and 2015 include approximately $ 4.6 1.5

COMMITMENTS AND CONTINGENT LIAB

COMMITMENTS AND CONTINGENT LIABILITIES	12 Months Ended
	Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENT LIABILITIES	(19) COMMITMENTS AND CONTINGENT LIABILITIES In the normal course of business, there are outstanding various commitments and contingent liabilities, such as commitments to extend credit and legal claims, which are not reflected in the accompanying consolidated financial statements. Commitments under outstanding standby letters of credit totaled $ 3.7 3.9 (In thousands) 2016 2015 Loan commitments: Fixed rate $ 7,189 $ 5,935 Adjustable rate 45,526 13,047 Guarantees of third-party revolving credit 86 87 Undisbursed portion of home equity lines of credit 24,418 21,403 Undisbursed portion of commercial and personal lines of credit 26,759 24,424 Undisbursed portion of construction loans in process 27,623 18,599 Total commitments to extend credit $ 131,601 $ 83,495

OPERATING LEASES

OPERATING LEASES	12 Months Ended
	Sep. 30, 2016
Leases, Operating [Abstract]
OPERATING LEASES	(20) OPERATING LEASES The Bank rents office space and equipment under operating lease agreements that expire at different dates through September 2026. Years ending September 30: (In thousands) 2017 $ 196 2018 173 2019 119 2020 101 2021 100 2022 and beyond 535 Total $ 1,224 Rent expense under operating leases for the years ended September 30, 2016 and 2015 was $ 95,000 56,000

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	12 Months Ended
	Sep. 30, 2016
Financial Instruments Off Balance Sheet Risks Abstract [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	(21) FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments (see Note 19). The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount and type of collateral obtained, if deemed necessary by the Bank upon extension of credit, varies and is based on management’s credit evaluation of the counterparty. Standby letters of credit are conditional lending commitments issued by the Bank to guarantee the performance of a customer to a third party. Standby letters of credit generally have fixed expiration dates or other termination clauses and may require payment of a fee. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank’s policy for obtaining collateral, and the nature of such collateral, is essentially the same as that involved in making commitments to extend credit. The Bank has not been obligated to perform on any financial guarantees and has incurred no losses on its commitments in 2016 or 2015.

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	12 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	(22) FAIR VALUE MEASUREMENTS FASB ASC Topic 820 , Fair Value Measurements, Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not active; or inputs that are derived principally from or can be corroborated by observable market data by correlation or other means. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 assets and liabilities include financial instruments whose value is determined using discounted cash flow methodologies, as well as instruments for which the determination of fair value requires significant management judgment or estimation. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2016. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2016: Assets Measured – Recurring Basis Trading account securities $ - $ 9,255 $ - $ 9,255 Securities available for sale: Agency bonds and notes $ - $ 1,032 $ - $ 1,032 Agency mortgage-backed - 47,405 - 47,405 Agency CMO - 16,095 - 16,095 Privately-issued CMO - 2,652 - 2,652 Privately-issued ABS - 4,532 - 4,532 SBA certificates - 1,227 - 1,227 Municipal obligations - 101,550 - 101,550 Total securities available for sale $ - $ 174,493 $ - $ 174,493 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,299 $ 4,299 Commercial real estate - - 6,298 6,298 Land and land development - - 241 241 Commercial business - - 231 231 Consumer - - 244 244 Total impaired loans $ - $ - $ 11,313 $ 11,313 Loans held for sale: Residential mortgage loans held for sale $ - $ 384 $ - $ 384 SBA loans held for sale - 5,087 - 5,087 Total loans held for sale $ - $ 5,471 $ - $ 5,471 Loans servicing rights $ - $ - $ 310 $ 310 Other real estate owned, held for sale: Residential real estate $ - $ - $ 397 $ 397 Commercial real estate - - 122 122 Total other real estate owned $ - $ - $ 519 $ 519 The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2015. The Company had no liabilities measured at fair value as of September 30, 2015. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2015: Assets Measured – Recurring Basis Trading account securities $ - $ 9,044 $ - $ 9,044 Securities available for sale: Agency bonds and notes $ - $ 5,582 $ - $ 5,582 Agency mortgage-backed - 48,278 - 48,278 Agency CMO - 19,014 - 19,014 Privately-issued CMO - 3,470 - 3,470 Privately-issued ABS - 6,109 - 6,109 SBA certificates - 1,480 - 1,480 Municipal obligations - 94,395 - 94,395 Total securities available for sale $ - $ 178,328 $ - $ 178,328 SBA loans held for sale $ - $ 5,835 $ - $ 5,835 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,681 $ 4,681 Commercial real estate - - 7,041 7,041 Commercial business - - 222 222 Consumer - - 285 285 Total impaired loans $ - $ - $ 12,229 $ 12,229 Residential mortgage loans held for sale $ - $ 965 $ - $ 965 Other real estate owned, held for sale: Residential real estate $ - $ - $ 434 $ 434 Commercial real estate - - 181 181 Land and land development - - 3 3 Total other real estate owned $ - $ - $ 618 $ 618 Fair value is based upon quoted market prices, where available. If quoted market prices are not available, fair value is based on internally-developed models or obtained from third parties that primarily use, as inputs, observable market-based parameters or a matrix pricing model that employs the Bond Market Association’s standard calculations for cash flow and price/yield analysis and observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value, or the lower of cost or fair value. These adjustments may include unobservable parameters. Any such valuation adjustments have been applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Trading Account Securities and Securities Available for Sale. Impaired Loans Impaired loans are measured at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of the collateral if the loan is a collateral-dependent loan. At September 30, 2016 and 2015, all impaired loans were considered to be collateral-dependent for the purpose of determining fair value. Collateral may be real estate and/or business assets, including equipment, inventory and/or accounts receivable, and its fair value is generally determined based on real estate appraisals or other independent evaluations by qualified professionals. The appraisals are then discounted to reflect management’s estimate of the fair value of the collateral given the current market conditions and the condition of the collateral. At September 30, 2016 and 2015, the significant unobservable inputs used in the fair value measurement of impaired loans included a discount from appraised value ranging from 0.0 15.0 0.0 6.0 43,000 58,000 Loans Held for Sale Loan Servicing Rights 8.54 14.46 12.27 4.25 8.71 6.75 Other Real Estate Owned Other real estate owned is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At September 30, 2016, the significant unobservable inputs used in the fair value measurement of other real estate owned included a discount from appraised value (including estimated costs to sell the property) ranging from 15.0 34.2 24.6 15.0 56.5 23.6 100,000 73,000 Transfers Between Categories Financial Instruments Recorded using Fair Value Option. The Company elected the fair value option for SBA loans held for sale at September 30, 2015. These loans were intended for sale and the Company believed that the fair value was the best indicator of the resolution of these loans. Interest income was recorded based on the contractual terms of the loans and in accordance with the Company’s policy on loans held for investment. None of these loans were 90 days or more past due, nor were any on nonaccrual status as of September 30, 2015. At September 30, 2015, the difference between the aggregate fair value ($ 5.8 5.3 558,000 24,000 534,000

DISCLOSURES ABOUT FAIR VALUE OF

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	12 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS	(23) DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS Carrying Fair Value Measurements Using: Amount Level 1 Level 2 Level 3 (In thousands) September 30, 2016: Financial assets: Cash and due from banks $ 11,449 $ 11,449 $ - $ - Interest-bearing deposits with banks 17,893 17,893 - - Interest-bearing time deposits 3,100 - 3,114 - Trading account securities 9,255 - 9,255 - Securities available for sale 174,493 - 174,493 - Securities held to maturity 3,166 - 3,654 - Loans, net 518,611 - - 522,560 Loans held for sale 5,471 - 5,471 - FRB and FHLB stock 6,936 - 6,936 - Accrued interest receivable 2,806 - 2,806 - Loan servicing rights (included in other assets) 310 - - 310 Financial liabilities: Deposits 579,467 - - 581,844 Short-term repurchase agreements 1,345 - 1,345 - Borrowings from FHLB 121,633 - 123,794 - Accrued interest payable 195 - 195 - Advance payments by borrowers for taxes and insurance 1,014 - 1,014 - September 30, 2015: Financial assets: Cash and due from banks $ 9,884 $ 9,884 $ - $ - Interest-bearing deposits with banks 15,110 15,110 - - Interest-bearing time deposits 3,100 - 3,099 - Trading account securities 9,044 - 9,044 - Securities available for sale 178,328 - 178,328 - Securities held to maturity 4,620 - 5,191 - Loans, net 457,112 - - 456,331 Loans held for sale 6,803 - 6,803 - FRB and FHLB stock 6,720 - 6,720 - Accrued interest receivable 2,655 - 2,655 - Investment in historic tax credit entity (included in other assets) 4,169 - 4,169 - Financial liabilities: Deposits 533,297 - - 536,121 Short-term repurchase agreements 1,342 - 1,342 - Borrowings from FHLB 104,867 - 106,446 - Other long-term debt 4,632 - 4,632 - Accrued interest payable 186 - 186 - Advance payments by borrowers for taxes and insurance 883 - 883 - The carrying amounts in the preceding table are included in the consolidated balances sheets under the applicable captions. The contract or notional amounts of the Bank’s financial instruments with off-balance-sheet risk are disclosed in Note 19, and the fair value of these instruments is considered immaterial. The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate: Cash and Cash Equivalents For cash and short-term instruments, including cash and due from banks, interest-bearing deposits with banks with original maturities of 90 days or less and money market funds, the carrying amount is a reasonable estimate of fair value. Investments and Interest-Bearing Time Deposits For debt securities and interest-bearing time deposits, the Company obtains fair value measurements from an independent pricing service and the fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, U.S. government and agency yield curves, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the security’s terms and conditions, among other factors. For FRB and FHLB stock, which are restricted equity securities, the carrying amount is a reasonable estimate of fair value because the stock is not marketable. Loans The fair value of loans, excluding loans held for sale, is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and terms. Impaired loans are valued at the lower of their carrying value or fair value. The carrying amount of accrued interest receivable approximates its fair value. The fair value of loans held for sale is estimated based on specific prices of underlying contracts for sales to investors, as previously discussed. Other Assets For equity method investments, such as the Company’s investment in the historic tax credit entity, where a quoted market value is not available, the carrying amount is a reasonable estimate of fair value. However, subsequent to the recognition of the historic tax credits (as discussed in Note 6), management has determined that its investment in the historic tax credit entity has no residual value and therefore has recorded an impairment loss for the amount of the investment as of September 30, 2016. The fair value of loan serving rights is determined by a valuation model employed by an independent third party using market-based discount rate and prepayment assumptions, as previously described. Deposits The fair value of demand and savings deposits and other transaction accounts is the amount payable on demand at the balance sheet date. The fair value of fixed-maturity time deposits is estimated by discounting the future cash flows using the rates currently offered for deposits with similar remaining maturities. The carrying amount of accrued interest payable approximates its fair value. Borrowed Funds Borrowed funds include borrowings from the FHLB, repurchase agreements and other long-term debt. Fair value for FHLB advances and long-term repurchase agreements is estimated by discounting the future cash flows at current interest rates for FHLB advances of similar maturities. For short-term repurchase agreements, FHLB line of credit borrowings and other debt, the carrying value is a reasonable estimate of fair value.

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	12 Months Ended
	Sep. 30, 2016
Stockholders' Equity Note [Abstract]
STOCKHOLDERS' EQUITY	(24) STOCKHOLDERS’ EQUITY Liquidation Account Upon completion of its conversion from mutual to stock form on October 6, 2008, the Bank established a liquidation account in an amount equal to its retained earnings at March 31, 2008, totaling $ 29.3 In the event of complete liquidation, and only in such an event, each eligible depositor is entitled to receive a liquidation distribution from the liquidation account in the proportionate amount of the then current adjusted balance for deposits held, before any liquidation distribution may be made with respect to the stockholders. Except for the repurchase of stock and payment of dividends by the Bank, the existence of the liquidation account does not restrict the use or application of retained earnings of the Bank.

PREFERRED STOCK

PREFERRED STOCK	12 Months Ended
	Sep. 30, 2016
Equity [Abstract]
PREFERRED STOCK	(25) PREFERRED STOCK On August 11, 2011, the Company entered into a Securities Purchase Agreement (“Purchase Agreement”) with the United States Department of the Treasury, pursuant to which the Company issued 17,120 1,000 17,120,000 30 10 Holders of the Series A Preferred Stock were entitled to receive non-cumulative dividends, payable quarterly, on each January 1, April 1, July 1 and October 1, beginning October 1, 2011. The dividend rate, as a percentage of the liquidation amount, could fluctuate on a quarterly basis during the first ten quarters during which the Series A Preferred Stock was outstanding and could adjust between 1.0 5.0 2.0 1.0 7.0 9.0 4.84 1.0 1.0 The Series A Preferred Stock was non-voting, except in limited circumstances. In the event that the Company would have failed to timely make five dividend payments, whether or not consecutive, the holder of the Series A Preferred Stock would have had the right, but not the obligation, to appoint a representative as an observer on the Company’s board of directors. The Series A Preferred Stock could be redeemed at any time at the Company’s option, at a redemption price of one hundred percent ( 100 The Series A Preferred Stock was issued in a private placement exempt from registration pursuant to Section 4(2) of the Securities Act of 1933, as amended. The Company agreed to register the Series A Preferred Stock under certain circumstances set forth in the Purchase Agreement. The Series A Preferred Stock was not subject to any contractual restrictions on transfer. The Series A Preferred Stock was redeemed by the Company for the full liquidation amount of $ 17,120,000

DIVIDEND RESTRICTION

DIVIDEND RESTRICTION	12 Months Ended
	Sep. 30, 2016
Disclosure Of Restrictions On Dividends, Loans and Advances Disclosure [Abstract]
DIVIDEND RESTRICTION	(26) DIVIDEND RESTRICTION As an Indiana corporation, the Company is subject to Indiana law with respect to the payment of dividends. Under Indiana law, the Company may pay dividends so long as it is able to pay its debts as they become due in the usual course of business and its assets exceed the sum of its total liabilities, plus the amount that would be needed, if the Company were to be dissolved at the time of the dividend, to satisfy any rights that are preferential to the rights of the persons receiving the dividend. The ability of the Company to pay dividends depends primarily on the ability of the Bank to pay dividends to the Company. The payment of dividends by the Bank is subject to banking regulations and applicable Indiana state law. The amount of dividends that the Bank may pay to the Company in any calendar year without prior approval from banking regulators cannot exceed net income for that year to date plus retained net income (as defined) for the preceding two calendar years. The Bank may not declare or pay a cash dividend or repurchase any of its capital stock if the effect thereof would cause the regulatory capital of the Bank to be reduced below regulatory capital requirements imposed by banking regulators or the FDIC, or below the amount of the liquidation account established upon completion of the conversion.

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Sep. 30, 2016
Banking and Thrift [Abstract]
REGULATORY MATTERS	REGULATORY MATTERS In accordance with the Plan of Charter Conversion adopted by the Bank’s board of directors on May 21, 2014, the Bank operates as an Indiana-charted commercial bank and became a member the Federal Reserve System following its conversion from a federally-chartered savings bank effective December 19, 2014. As a result of the Bank’s charter conversion, the Bank is subject to supervision and regulation by the Indiana Department of Financial Institutions and the Federal Reserve Bank of St. Louis. Also as a result of the Bank’s charter conversion, the Company converted to a bank holding company and simultaneously elected financial holding company status effective December 19, 2014. The Company is supervised and regulated by the Board of Governors of the Federal Reserve System through the Federal Reserve Bank of St. Louis. The Company and Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of the Company’s and Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s and Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Tier 1 and common equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and Tier 1 capital (as defined) to average assets (as defined). Management believes that the Company and Bank met all capital adequacy requirements to which they are subject as of September 30, 2016 and 2015. As of September 30, 2016, the most recent notification from the FRB categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based, common equity Tier 1 risk-based and Tier I leverage ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s category. Minimum To Be Well Minimum Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes: Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2016: Total capital (to risk-weighted assets): Consolidated $ 72,227 11.82 % $ 48,874 8.00 % N/A N/A Bank 69,056 11.33 48,748 8.00 $ 60,934 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 36,655 6.00 % N/A N/A Bank 61,934 10.16 36,561 6.00 $ 48,748 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 27,491 4.50 % N/A N/A Bank 61,934 10.16 27,420 4.50 $ 39,607 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 65,105 8.43 % $ 30,881 4.00 % N/A N/A Bank 61,934 8.09 30,621 4.00 $ 38,277 5.00 % As of September 30, 2015: Total capital (to risk-weighted assets): Consolidated $ 85,531 16.21 % $ 42,221 8.00 % N/A N/A Bank 69,075 13.13 42,084 8.00 $ 52,605 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 31,666 6.00 % N/A N/A Bank 62,499 11.88 31,563 6.00 $ 42,084 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 23,749 4.50 % N/A N/A Bank 62,499 11.88 23,672 4.50 $ 34,193 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 78,955 11.01 % $ 28,691 4.00 % N/A N/A Bank 62,499 8.67 28,834 4.00 $ 36,043 5.00 %

SUPPLEMENTAL DISCLOSURE FOR EAR

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE	12 Months Ended
	Sep. 30, 2016
Earnings Per Share [Abstract]
SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE	SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding during the periods presented. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, restricted stock and other potentially dilutive securities outstanding. Earnings and dividends per share are restated for stock splits and dividends through the date of issuance of the financial statements. (In thousands, except share and per share data) Years Ended September 30, 2016 2015 Basic: Earnings: Net income $ 7,911 $ 6,751 Less: Preferred stock dividends declared (62) (171) Net income available to common shareholders $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,200,258 2,140,632 Net income per common share, basic $ 3.57 $ 3.07 Diluted: Earnings: Net income $ 7,911 $ 6,751 Less: Preferred stock dividends declared (62) (171) Net income available to common shareholders $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,200,258 2,140,632 Add: Dilutive effect of outstanding options 103,370 101,862 Add: Dilutive effect of restricted stock - 5,472 Weighted average common shares outstanding, as adjusted 2,303,628 2,247,966 Net income per common share, diluted $ 3.41 $ 2.93 Unearned ESOP and nonvested restricted stock shares are not considered as outstanding for purposes of computing weighted average common shares outstanding.

PARENT COMPANY CONDENSED FINANC

PARENT COMPANY CONDENSED FINANCIAL INFORMATION	12 Months Ended
	Sep. 30, 2016
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY CONDENSED FINANCIAL INFORMATION	(29) PARENT COMPANY CONDENSED FINANCIAL INFORMATION Condensed financial information for First Savings Financial Group, Inc. (parent company only) follows: Balance Sheets (In thousands) As of September 30, 2016 2015 Assets: Cash and due from banks $ 849 $ 14,721 Other assets 662 928 Investment in subsidiaries 85,464 79,075 $ 86,975 $ 94,724 Liabilities and Equity: Accrued expenses $ 395 $ 367 Stockholders' equity 86,580 94,357 $ 86,975 $ 94,724 Statements of Income (In thousands) Years Ended September 30, 2016 2015 Dividend income from subsidiary $ 4,000 $ 8,500 Other income - 2 Other operating expenses (1,027) (1,650) Income before income taxes and equity in undistributed net income of subsidiaries 2,973 6,852 Income tax benefit 282 414 Income before equity in undistributed net income of subsidiaries 3,255 7,266 Equity in undistributed net income of subsidiaries 4,656 (515) Net income $ 7,911 $ 6,751 Statements of Cash Flows (In thousands) Years Ended September 30, 2016 2015 Operating Activities: Net income $ 7,911 $ 6,751 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (4,656) 515 ESOP and stock compensation expense 628 1,108 Net change in other assets and liabilities 368 67 Net cash provided by operating activities 4,251 8,441 Financing Activities: Redemption of preferred stock (17,120) - Exercise of stock options 169 159 Purchase of treasury stock - (132) Dividends paid (1,172) (1,166) Net cash used in financing activities (18,123) (1,139) Net increase (decrease) in cash and due from banks (13,872) 7,302 Cash and due from banks at beginning of year 14,721 7,419 Cash and due from banks at end of year $ 849 $ 14,721

CONCENTRATION OF CREDIT RISK

CONCENTRATION OF CREDIT RISK	12 Months Ended
	Sep. 30, 2016
Risks and Uncertainties [Abstract]
CONCENTRATION OF CREDIT RISK	(30) CONCENTRATION OF CREDIT RISK At September 30, 2016 and 2015, the Bank had a concentration of credit risk with correspondent banks in excess of the federal deposit insurance limit of $7.5 million and $5.8 million, respectively.

SUPPLEMENTAL DISCLOSURE OF CASH

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION	12 Months Ended
	Sep. 30, 2016
Supplemental Cash Flow Elements [Abstract]
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION	(31) SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (In thousands) 2016 2015 Cash payments for: Interest $ 4,218 $ 3,890 Taxes (net of refunds received) 743 914 Non-cash investing activities: Transfers from loans held for sale to loans 1,319 - Transfers from loans to other real estate owned 648 814 Proceeds from sales of other real estate owned financed through loans 299 340 Proceeds from sales of other premises, equipment and real estate development financed through loans 8,950 -

SELECTED QUARTERLY FINANCIAL IN

SELECTED QUARTERLY FINANCIAL INFORMATION	12 Months Ended
	Sep. 30, 2016
Quarterly Financial Information Disclosure [Abstract]
SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)	(32) SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter September 30, 2016: Interest income $ 7,126 $ 7,147 $ 7,422 $ 7,761 Interest expense 968 1,028 1,115 1,056 Net interest income 6,158 6,119 6,307 6,705 Provision for loan losses - 125 303 209 Net interest income after provision for loan losses 6,158 5,994 6,004 6,496 Noninterest income 1,444 1,262 (2,576) 3,242 Noninterest expenses 5,892 5,232 5,590 5,721 Income (loss) before income taxes 1,710 2,024 (2,162) 4,017 Income tax expense (benefit) 467 389 (4,389) 1,211 Net income 1,243 1,635 2,227 2,806 Less: Preferred stock dividends declared 43 19 - - Net income available to common shareholders $ 1,200 $ 1,616 $ 2,227 $ 2,806 Net income per common share, basic $ 0.55 $ 0.73 $ 1.01 $ 1.27 Net income per common share, diluted $ 0.52 $ 0.70 $ 0.97 $ 1.22 September 30, 2015: Interest income $ 7,009 $ 6,924 $ 6,915 $ 7,139 Interest expense 931 952 933 962 Net interest income 6,078 5,972 5,982 6,177 Provision for loan losses 207 212 208 232 Net interest income after provision for loan losses 5,871 5,760 5,774 5,945 Noninterest income 1,111 1,078 1,937 1,850 Noninterest expenses 5,374 4,876 5,197 5,552 Income before income taxes 1,608 1,962 2,514 2,243 Income tax expense 408 435 318 415 Net income 1,200 1,527 2,196 1,828 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 1,157 $ 1,484 $ 2,153 $ 1,786 Net income per common share, basic $ 0.55 $ 0.69 $ 1.00 $ 0.83 Net income per common share, diluted $ 0.52 $ 0.66 $ 0.95 $ 0.80

SUMMARY OF SIGNIFICANT ACCOUN41

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Sep. 30, 2016
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Nature of Operations	Nature of Operations First Savings Financial Group, Inc. (the “Company”) is a financial holding company and the parent of First Savings Bank (the “Bank”) and First Savings Insurance Risk Management, Inc. (the “Captive”). The Bank, which is a wholly-owned Indiana-chartered commercial bank subsidiary of the Company, provides a variety of banking services to individuals and business customers through fourteen locations in southern Indiana. The Bank attracts deposits primarily from the general public and uses those funds, along with other borrowings, primarily to originate residential mortgage, commercial mortgage, construction, commercial business and consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. The Bank has three-wholly owned subsidiaries: First Savings Investments, Inc., a Nevada corporation that manages a securities portfolio, FFCC, Inc. (“FFCC”), which is an Indiana corporation that participates in commercial real estate development and leasing, and Southern Indiana Financial Corporation, which is currently inactive. In accordance with the Plan of Complete Liquidation adopted by FFCC’s board of directors and approval by the Bank as its sole shareholder on December 21, 2016, FFCC will voluntarily dissolve and completely liquidate effective December 31, 2016. As a result of the liquidation, FFCC will distribute its net assets to the Bank on December 31, 2016. The Captive, which is a wholly-owned insurance subsidiary of the Company formed during the fourth fiscal quarter of 2014, is a Nevada corporation that provides property and casualty insurance to the Company, the Bank and the Bank’s active subsidiaries. In addition, the Captive provides reinsurance to eight other third-party insurance captives for which insurance may not be currently available or economically feasible in the insurance marketplace.
Basis of Consolidation and Reclassifications	Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with accounting principles generally accepted in the United States of America and conform to general practices within the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity.
Statements of Cash Flows	Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks having an original maturity of 90
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowances for loan losses and other real estate owned, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of other real estate owned are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and other real estate owned, further reductions in the carrying amounts of loans and other real estate owned may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and other real estate owned. Such agencies may require the Bank to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible the estimated losses on loans and other real estate owned may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.
Investment Securities	Investment Securities Trading Account Securities Securities purchased with the intention of recognizing short-term profits or which are actively bought and sold are classified as trading account securities and reported at fair value. The net realized and unrealized gains and losses on trading account securities are reported in other noninterest income. Realized gains and losses on trading account securities are determined using the specific identification method. Securities Available for Sale Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Debt securities for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for amortization of premiums and accretion of discounts that are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. The Company classifies certain mortgage-backed securities and municipal obligations as held to maturity. Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment for a period of time sufficient to allow for any anticipated recovery in fair value. Investments in non-marketable equity securities such as Federal Reserve Bank (“FRB”) and Federal Home Loan Bank of Indianapolis (“FHLB”) stock are carried at cost and are classified as restricted securities. Impairment testing on these investments is based on applicable accounting guidance and the cost basis is reduced when impairment is deemed to be other-than-temporary.
Loans Held for Sale	Loans Held for Sale Residential mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third party. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains on sales of residential mortgage loans are determined using the specific identification method and are included in noninterest income. Residential mortgage loans are sold with servicing released. Commitments to originate residential mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s residential mortgage loan commitments subject to derivative accounting are fixed rate mortgage loan commitments at market rates when initiated. At September 30, 2016, the Bank had commitments to originate $ 124,000 The Bank originates loans to customers under the SBA 7(a) and other programs that generally provide for SBA guarantees of 75% to 90% of each loan. The Bank intends to sell the guaranteed portion of the SBA loans. The guaranteed portion of the SBA loans was classified as loans held for sale at September 30, 2016 and 2015. At September 30, 2016, SBA loans held for sale totaling $ 5.1 Financial Instruments 5.8
Transfers of Financial Assets	Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with FASB ASC 860, Transfers and Servicing Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not meet the criteria of a participating interest, the transfer must be accounted for as a secured borrowing. In order to meet the criteria for a participating interest, all cash flows from the loan must be divided proportionately, the rights of each loan holder must have the same priority, and the loan holders must have no recourse to the transferor other than standard representations and warranties and no loan holder has the right to pledge or exchange the entire loan. The Company sells financial assets in the normal course of business, the majority of which are related to the SBA-guaranteed portion of loans, as well as residential mortgage loan sales through established programs, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. When the Company sells financial assets, it may retain servicing rights and/or other interests in the financial assets. The gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the servicing right recognized, and the consideration received and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests held by the Company are carried at the lower of cost or fair value.
Loans and Allowance for Loan Losses	Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income on nonaccrual loans is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss is considered remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs on nonperforming and impaired loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed below. Specific reserves are not considered charge-offs in management’s analysis of the allowance for loan losses because they are estimates and the outcome of the loan relationship is undetermined. During the year ended September 30, 2016, the Company did not recognize any partial charge-offs. At September 30, 2016, the Company had one outstanding loan with a recorded investment of $ 220,000 107,000 117,000 549,000 225,000 Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 45 days past due. Charge-offs are typically recorded on loans secured by real estate when the property is foreclosed upon when the carrying value of the loan exceeds the property’s fair value less the estimated costs to sell. Allowance for Loan Losses The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful or substandard. For such loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to be not impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 36-month period. This actual loss experience is then adjusted for qualitative factors that are reviewed on a quarterly basis based on the risks present for each portfolio segment. Management considers changes and trends in the following qualitative loss factors: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in the volume and term of new loan originations; national and local economic trends and conditions; changes in lending policies, procedures and practices; changes in the experience and ability of lending management and other staff; changes in the quality and depth of the internal loan review process; trends in collateral valuation in the Company’s lending area; and other factors as determined by management. Each qualitative factor is evaluated and a qualitative factor adjustment is applied to the actual historical loss factors in determining the adjusted loss factors used in management’s allowance for loan losses adequacy calculation. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, commercial real estate, multi-family residential real estate, construction, land and land development, commercial business and consumer. Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a small portion of the segment secured by non-owner-occupied residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrower’s or tenant’s personal cash flow and employment status. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area and in other states. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic conditions. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by general economic conditions, which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Multi-family residential real estate loans primarily consist of loans secured by apartment buildings and other multi-tenant developments generally located in the Company’s primary lending area. Repayment of these loans is primarily dependent on the borrower’s ability to attract tenants and collect rents that provide for adequate debt service. The risks associated with these loans are closely correlated to the local housing market and general economic conditions. The Company’s construction loan portfolio consists of single-family residential properties, multi-family properties and commercial projects, and includes both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Land and land development loans primarily consist of loans secured by farmland and vacant land held for long-term investment or development. The risks associated with land and land development loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Commercial business loans include lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Consumer loans consist primarily of home equity lines of credit and other loans secured by junior liens on the borrower’s personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits and other personal loans. The risks associated with these loans are related to the local housing market and local economic conditions including the unemployment level. There were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended September 30, 2016 and 2015. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other known defects. New appraisals are generally obtained for all significant properties when a loan is identified as impaired. Generally, a property is considered significant if the value of the property is estimated to exceed $ 250,000 Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may include, but is not limited to, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date or reduction of the face amount of the debt. A concession will be granted when, as a result of the restructuring, the Company does not expect to collect all amounts due, including interest at the original stated rate. A concession may also be granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. The Company’s determination of whether a loan modification is a TDR considers the individual facts and circumstances surrounding each modification.
Real Estate Development and Construction	Real Estate Development and Construction Real estate that is developed and on which buildings are constructed for the purpose of leasing or sale to third parties by the Company is stated at cost, including interest capitalized during the construction period, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Other Real Estate Owned	Other Real Estate Owned Other real estate owned includes formally foreclosed property and former banking facilities held for sale. At the time of foreclosure, foreclosed real estate is recorded at its fair value less estimated costs to sell, which becomes the property’s new cost basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure or the decision to classify property as held for sale, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining other real estate owned and subsequent impairment adjustments to the carrying amount of a property, if any, are included in noninterest expense.
Cash Surrender Value of Life Insurance	Cash Surrender Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to help offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the recognition of death benefits is reported in noninterest income.
Goodwill and Other Intangibles	Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is carried at its implied fair value and is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) a significant adverse change in legal factors or in business climate, (2) unanticipated competition, or (3) an adverse action or assessment by a regulator. If the carrying amount of the goodwill exceeds its implied fair value, an impairment loss is recognized in earnings equal to that excess amount. The loss recognized cannot exceed the carrying amount of goodwill. After a goodwill impairment loss is recognized, the adjusted carrying amount of goodwill is its new accounting basis. Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not be recoverable or the remaining period of amortization requires revision. After an impairment loss is recognized, the adjusted carrying amount of the intangible asset is its new accounting basis.
Securities Lending and Financing Arrangements	Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold.
Benefit Plans	Benefit Plans The Bank provides a contributory defined contribution plan available to all eligible employees. The Company also established a leveraged employee stock ownership plan (“ESOP”) on October 6, 2008 that includes substantially all employees. The Company accounts for the ESOP in accordance with FASB ASC 718-40, Employee Stock Ownership Plans
Stock Based Compensation	Stock Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC 718-20, Compensation – Stock Compensation
Income Taxes	Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 percent probable) that the tax position would be sustained upon examination. Income tax positions that meet the more-likely-than-not threshold are measured as the largest amount of income tax benefit that is more than 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred income tax assets will not be realized. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Advertising Costs	Advertising Costs Advertising costs are charged to operations when incurred.
Comprehensive Income	Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income or loss are included in the net gain on sale of securities line item in the consolidated statements of income, if applicable.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Recent Accounting Pronouncements	Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In May 2014, the FASB issued Accounting Standards Update (“ASU”) Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU No. 2016-09, Compensation – Stock Compensation (Topic 718) – Improvements to Employee Share-Based Payment Accounting In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326) In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230) – Classification of Certain Cash Receipts and Cash Payments

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Sep. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost of securities available for sale and held to maturity and their approximate fair values are as follows: Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2016: Securities available for sale: Agency bonds and notes $ 1,024 $ 8 $ - $ 1,032 Agency mortgage-backed 46,376 1,029 - 47,405 Agency CMO 16,053 108 66 16,095 Privately-issued CMO 2,359 293 - 2,652 Privately-issued ABS 3,675 864 7 4,532 SBA certificates 1,220 7 - 1,227 Municipal bonds 94,567 7,002 19 101,550 Total securities available for sale $ 165,274 $ 9,311 $ 92 $ 174,493 Securities held to maturity: Agency mortgage-backed $ 260 $ 23 $ - $ 283 Municipal bonds 2,906 465 - 3,371 Total securities held to maturity $ 3,166 $ 488 $ - $ 3,654 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2015: Securities available for sale: Agency bonds and notes $ 5,564 $ 18 $ - $ 5,582 Agency mortgage-backed 47,418 901 41 48,278 Agency CMO 18,943 118 47 19,014 Privately-issued CMO 3,005 465 - 3,470 Privately-issued ABS 4,820 1,289 - 6,109 SBA certificates 1,472 8 - 1,480 Municipal bonds 90,380 4,185 170 94,395 Total securities available for sale $ 171,602 $ 6,984 $ 258 $ 178,328 Securities held to maturity: Agency mortgage-backed $ 345 $ 31 $ - $ 376 Municipal bonds 4,275 540 - 4,815 Total securities held to maturity $ 4,620 $ 571 $ - $ 5,191
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity	The amortized cost and fair value of available for sale and held to maturity debt securities as of September 30, 2016 by contractual maturity are shown below. Expected maturities of mortgage and other asset-backed securities may differ from contractual maturities because the mortgages and other assets underlying the obligations may be prepaid without penalty. Available for Sale Held to Maturity Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due within one year $ 2,229 $ 2,252 $ 208 $ 241 Due after one year through five years 8,427 8,919 962 1,112 Due after five years through ten years 19,365 21,267 1,171 1,367 Due after ten years 65,570 70,144 565 651 95,591 102,582 2,906 3,371 CMO 18,412 18,747 - - ABS 3,675 4,532 - - SBA certificates 1,220 1,227 - - Mortgage-backed securities 46,376 47,405 260 283 $ 165,274 $ 174,493 $ 3,166 $ 3,654
Available for Sale Securities with Gross Unrealized Losses by Investment Category and Length of Time Individual Securities Have Been in Continuous Loss Position	Information pertaining to securities with gross unrealized losses at September 30, 2016, aggregated by investment category and the length of time that individual securities have been in a continuous loss position, follows: Number Gross of Investment Fair Unrealized (Dollars in thousands) Positions Value Losses Securities available for sale: Continuous loss position less than twelve months: Agency CMO 3 $ 3,946 $ 12 Privately-issued ABS 2 66 7 Municipal bonds 4 2,147 19 Total less than twelve months 9 6,159 38 Continuous loss position more than twelve months: Agency CMO 2 4,683 54 Total more than twelve months 2 4,683 54 Total securities available for sale 11 $ 10,842 $ 92

LOANS AND ALLOWANCE FOR LOAN 43

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Sep. 30, 2016
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans	Loans at September 30, 2016 and 2015 consisted of the following: (In thousands) 2016 2015 Real estate mortgage: 1-4 family residential $ 178,364 $ 181,873 Commercial 217,378 172,995 Multifamily residential 18,431 21,647 Residential construction 24,275 19,723 Commercial construction 33,685 15,548 Land and land development 11,137 11,061 Commercial business 41,967 32,574 Consumer: Home equity 21,370 19,423 Auto 4,858 5,452 Other consumer 2,102 2,159 Gross loans 553,567 482,455 Undisbursed portion of construction loans (27,623) (18,599) Principal loan balance 525,944 463,856 Deferred loan origination fees and costs, net (211) (120) Allowance for loan losses (7,122) (6,624) Loans, net $ 518,611 $ 457,112
Summary of activity for related party loans	The following is a summary of activity for related party loans for the years ended September 30, 2016 and 2015: (In thousands) 2016 2015 Beginning balance $ 11,076 $ 6,306 New loans and advances 1,945 1,950 Repayments (2,307) (2,018) Reclassifications due to officer and director changes (68) 4,838 Ending balance $ 10,646 $ 11,076
Components of Recorded Investment in Loans for Each Portfolio Class	The following table provides the components of the recorded investment in loans as of September 30, 2016: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 178,364 $ 217,378 $ 18,431 $ 30,337 $ 11,137 $ 41,967 $ 28,330 $ 525,944 Accrued interest receivable 505 592 38 95 23 143 55 1,451 Net deferred loan origination fees and costs 158 (254) (17) (126) 4 37 (13) (211) Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,152 $ 6,298 $ - $ - $ 241 $ 231 $ 249 $ 11,171 Collectively evaluated for impairment 174,543 211,418 18,452 30,306 10,923 41,916 28,096 515,654 Acquired with deteriorated credit quality 332 - - - - - 27 359 Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 The following table provides the components of the recorded investment in loans as of September 30, 2015: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 181,873 $ 172,995 $ 21,647 $ 16,672 $ 11,061 $ 32,574 $ 27,034 $ 463,856 Accrued interest receivable 552 454 47 23 30 95 58 1,259 Net deferred loan origination fees and costs 283 (294) (21) (63) 8 (28) (5) (120) Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,391 $ 7,041 $ - $ - $ - $ 222 $ 290 $ 11,944 Collectively evaluated for impairment 177,873 166,114 21,673 16,632 11,099 32,419 26,767 452,577 Acquired with deteriorated credit quality 444 - - - - - 30 474 Recorded investment in loans $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995
Allowance for Loan Losses	Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Provisions (17) 833 (47) 294 (74) (385) 33 637 Charge-offs (207) - - - - (10) (108) (325) Recoveries 115 - - - - 1 70 186 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 43 $ - $ - $ - $ - $ - $ 5 $ 48 Collectively evaluated for impairment 292 5,160 109 845 295 284 89 7,074 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 An analysis of the allowance for loan losses as of and for the year ended September 30, 2015 is as follows: Residential Commercial Land & Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) Changes in Allowance for Loan Losses: Beginning balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Provisions 109 559 10 108 67 8 (2) 859 Charge-offs (283) (40) - - - (126) (144) (593) Recoveries 41 - - - - 1 66 108 Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Ending Allowance Balance Attributable to Loans: Individually evaluated for impairment $ 9 $ - $ - $ - $ - $ - $ 5 $ 14 Collectively evaluated for impairment 435 4,327 156 551 369 678 94 6,610 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624
Impaired Loans Individually Evaluated for Impairment	The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2016. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the year ended September 30, 2016. Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 3,891 $ 4,171 $ - $ 5,044 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 175 175 - 198 5 $ 10,836 $ 11,202 $ - $ 12,136 $ 351 Loans with an allowance recorded: Residential real estate $ 451 $ 450 $ 43 $ 86 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - - - Consumer 74 74 5 79 - $ 525 $ 524 $ 48 $ 165 $ - Total: Residential real estate $ 4,342 $ 4,621 $ 43 $ 5,130 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 249 249 5 277 5 $ 11,361 $ 11,726 $ 48 $ 12,301 $ 351 5,000 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,681 $ 5,245 $ - $ 5,590 $ 143 Commercial real estate 7,041 7,079 - 6,136 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 255 1 Consumer 210 214 - 238 6 $ 12,154 $ 12,820 $ - $ 12,219 $ 373 Loans with an allowance recorded: Residential real estate $ 9 $ 9 $ 9 $ 115 $ - Commercial real estate - - - 9 - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - 4 - Consumer 80 80 5 90 - $ 89 $ 89 $ 14 $ 218 $ - Total: Residential real estate $ 4,690 $ 5,254 $ 9 $ 5,705 $ 143 Commercial real estate 7,041 7,079 - 6,145 223 Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business 222 282 - 259 1 Consumer 290 294 5 328 6 $ 12,243 $ 12,909 $ 14 $ 12,437 $ 373
Recorded Investment in Nonperforming Loans by Class of Loans	At September 30, 2016 At September 30, 2015 Loans 90+ Loans 90+ Days Total Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential real estate $ 1,752 $ 22 $ 1,774 $ 1,923 $ 155 $ 2,078 Commercial real estate 1,606 - 1,606 1,855 - 1,855 Multifamily - - - - - - Construction - - - - - - Land and land development 241 - 241 - - - Commercial business 136 - 136 210 94 304 Consumer 140 - 140 165 3 168 Total $ 3,875 $ 22 $ 3,897 $ 4,153 $ 252 $ 4,405
Aging of Recorded Investment in Past Due Loans	30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 2,019 $ 860 $ 1,070 $ 3,949 $ 175,078 $ 179,027 Commercial real estate 367 - 94 461 217,255 217,716 Multifamily - - - - 18,452 18,452 Construction - - - - 30,306 30,306 Land and land development - - 241 241 10,923 11,164 Commercial business 40 - 42 82 42,065 42,147 Consumer 76 1 40 117 28,255 28,372 Total $ 2,502 $ 861 $ 1,487 $ 4,850 $ 522,334 $ 527,184 The following table presents the aging of the recorded investment in past due loans at September 30, 2015: 30-59 Days 60-89 Days 90+ Days Total Total Past Due Past Due Past Due Past Due Current Loans (In thousands) Residential real estate $ 3,635 $ 1,419 $ 1,530 $ 6,584 $ 176,124 $ 182,708 Commercial real estate 1,098 113 139 1,350 171,805 173,155 Multifamily 504 - - 504 21,169 21,673 Construction - - - - 16,632 16,632 Land and land development 253 - - 253 10,846 11,099 Commercial business 15 - 303 318 32,323 32,641 Consumer 81 14 32 127 26,960 27,087 Total $ 5,586 $ 1,546 $ 2,004 $ 9,136 $ 455,859 $ 464,995
Recorded Investment in Loans by Risk Category	The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Commercial Land and Land Commercial Real Estate Real Estate Multifamily Construction Development Business Consumer Total (In thousands) September 30, 2016: Pass $ 173,477 $ 211,247 $ 18,452 $ 30,206 $ 10,924 $ 41,986 $ 28,197 $ 514,489 Special Mention 459 - - 100 - 25 - 584 Substandard 5,002 6,469 - - 240 136 160 12,007 Doubtful 89 - - - - - 15 104 Loss - - - - - - - - Total $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 September 30, 2015: Pass $ 175,662 $ 160,224 $ 21,673 $ 16,632 $ 11,079 $ 32,335 $ 26,793 $ 444,398 Special Mention 799 5,342 - - - 96 13 6,250 Substandard 5,871 7,589 - - 20 173 274 13,927 Doubtful 376 - - - - 37 7 420 Loss - - - - - - - - Total $ 182,708 $ 173,155 $ 21,673 $ 16,632 $ 11,099 $ 32,641 $ 27,087 $ 464,995
Recorded Investment in Troubled Debt Restructurings by Class of Loan and Accrual Status	The following table summarizes the Company’s TDRs by accrual status at September 30, 2016 and 2015. There was no specific reserve included in the allowance for loan losses related to TDRs at September 30, 2016 and 2015. Accruing Nonaccrual Total (In thousands) September 30, 2016: Residential real estate $ 2,590 $ - $ 2,590 Commercial real estate 4,692 1,512 6,204 Commercial business 95 120 215 Consumer 109 - 109 Total $ 7,486 $ 1,632 $ 9,118 September 30, 2015: Residential real estate $ 2,767 $ 110 $ 2,877 Commercial real estate 5,186 1,523 6,709 Commercial business 12 - 12 Consumer 125 - 125 Total $ 8,090 $ 1,633 $ 9,723
Troubled Debt Restructurings	The following table summarizes information in regard to TDRs that were restructured during the years ended September 30, 2016 and 2015. Pre- Post- Modification Modification Number of Principal Principal Loans Balance Balance (Dollars in thousands) September 30, 2016: Residential real estate 5 $ 181 $ 247 Commercial real estate 1 94 131 Commercial business 3 186 216 Total 9 $ 461 $ 594 September 30, 2015: Residential real estate 2 $ 165 $ 172 Commercial real estate 1 1,523 1,523 Consumer 1 3 3 Total 4 $ 1,691 $ 1,698
Loan Servicing Rights	An analysis of loan servicing rights for the year ended September 30, 2016 is as follows: (In thousands) Balance, beginning of period $ - Servicing rights capitalized 345 Amortization (35) Change in valuation allowance - Balance, end of period $ 310

REAL ESTATE DEVELOPMENT AND C44

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Tables)	12 Months Ended
	Sep. 30, 2016
Real Estate [Abstract]
Schedule of Real Estate Properties	Real estate development and construction consisted of the following at September 30, 2015: (In thousands) Land and land improvements $ 4,159 Office buildings 3,321 Furniture, fixtures and equipment 74 7,554 Less accumulated depreciation 475 Total $ 7,079

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Sep. 30, 2016
Property, Plant and Equipment [Abstract]
Premises And Equipment	Premises and equipment consisted of the following: (In thousands) 2016 2015 Land and land improvements $ 4,411 $ 5,218 Office buildings 9,316 10,431 Leasehold improvements 61 - Furniture, fixtures and equipment 4,681 4,293 18,469 19,942 Less accumulated depreciation 6,795 6,104 Totals $ 11,674 $ 13,838

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES (Tables)	12 Months Ended
	Sep. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in Carrying Amount of Goodwill	The changes in the carrying amount of goodwill for the years ended September 30, 2016 and 2015 are summarized as follows: (In thousands) 2016 2015 Beginning balance $ 7,936 $ 7,936 Changes in goodwill - - Ending balance $ 7,936 $ 7,936
Summary Of Other Intangible Assets	The following is a summary of other intangible assets subject to amortization: (In thousands) 2016 2015 Core deposit intangible acquired in Community First acquisition $ 2,741 $ 2,741 Core deposit intangible acquired in First Federal branch acquisition 566 566 Less accumulated amortization (2,270) (1,926) Ending balance $ 1,037 $ 1,381
Estimated Amortization Expense For The Core Deposit Intangibles	Amortization expense of intangibles amounted to $ 344,000 Years ending September 30: (In thousands) 2017 $ 344 2018 344 2019 148 2020 50 2021 50 2022 and thereafter 101 Total $ 1,037

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Sep. 30, 2016
Debt Disclosure [Abstract]
Scheduled Maturities Of Certificates Of Deposit	At September 30, 2016, scheduled maturities of time deposits were as follows: Years ending September 30: (In thousands) 2017 $ 115,265 2018 18,836 2019 36,508 2020 20,034 2021 and thereafter 18,536 Total $ 209,179

REPURCHASE AGREEMENTS (Tables)

REPURCHASE AGREEMENTS (Tables)	12 Months Ended
	Sep. 30, 2016
Schedule Of Repurchase Agreements	2016 2015 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Retail repurchase agreements 0.25 % $ 1,345 0.25 % $ 1,342
Retail Repurchase Agreements [Member]
Borrowings Under Repurchase Agreements	Information concerning borrowings under retail repurchase agreements as of and for the years ended September 30, 2016 and 2015 is summarized as follows: (Dollars in thousands) 2016 2015 Weighted average interest rate during the year 0.25 % 0.25 % Average balance during the year $ 1,343 $ 1,340 Maximum month-end balance during the year 1,345 1,342 Available for sale debt securities underlying the agreements at September 30: Amortized cost $ 1,354 $ 1,502 Fair value 1,382 1,535

BORROWINGS FROM FEDERAL HOME 49

BORROWINGS FROM FEDERAL HOME LOAN BANK (Tables)	12 Months Ended
	Sep. 30, 2016
Banking and Thrift [Abstract]
Borrowings from the FHLB	At September 30, 2016 and 2015 borrowings from the FHLB were as follows: 2016 2015 Weighted Weighted Average Average (Dollars in thousands) Rate Amount Rate Amount Advances maturing in: 2016 - % $ - 0.59 % $ 10,000 2017 1.10 15,000 1.10 15,000 2018 1.04 10,000 1.04 10,000 2020 1.86 25,000 1.86 25,000 2021 1.87 10,000 1.80 30,000 2022 and beyond 1.45 40,000 - - Total advances 100,000 90,000 Line of credit balance 0.67 21,633 0.49 14,867 Total borrowings from FHLB $ 121,633 $ 104,867

BENEFIT PLANS (Tables)

BENEFIT PLANS (Tables)	12 Months Ended
	Sep. 30, 2016
Share-Based Arrangements With Employees and Nonemployees [Abstract]
Common Stock Held by Employee Stock Ownership Plan Trust	2016 2015 Allocated shares 172,870 164,409 Unearned shares - 19,691 Total ESOP shares 172,870 184,100 Fair value of unearned shares $ - $ 669,000

STOCK BASED COMPENSATION PLANS

STOCK BASED COMPENSATION PLANS (Tables)	12 Months Ended
	Sep. 30, 2016
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Share-based Payment Award, Stock Options, Valuation Assumptions	Expected dividend yield 4.53 % Risk-free interest rate 2.82 % Expected volatility 30.00 % Expected life of options 7.0 years Weighted average fair value at grant date $ 3.09
Stock Option Activity	A summary of stock option activity under the 2010 Plan as of September 30, 2016, and changes during the year then ended, is presented below. Weighted Weighted Average Number Average Remaining Aggregate of Exercise Contractual Intrinsic Shares Price Term Value Outstanding at beginning of year 213,260 $ 13.25 4.6 $ 4,425,000 Granted -- Exercised (26,210) $ 13.25 $ 580,000 Forfeited or expired - - Outstanding at end of year 187,050 $ 13.25 3.6 $ 4,285,000 Exercisable at end of year 187,050 $ 13.25 3.6 $ 4,285,000

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Sep. 30, 2016
Income Tax Disclosure [Abstract]
Components of Income Tax Expense	The Company and its subsidiaries file consolidated income tax returns. (In thousands) 2016 2015 Current $ 109 $ 1,463 Tax benefit allocated to additional paid-in capital related to equity incentive plan - 149 Deferred (2,431) (36) Income tax expense (benefit) $ (2,322) $ 1,576
Reconciliation Of Income Tax Expense	The reconciliation of income tax expense (benefit) with the amount which would have been provided at the federal statutory rate of 34 (In thousands) 2016 2015 Provision at federal statutory rate $ 1,900 $ 2,831 State income tax-net of federal tax benefit 27 93 Tax-exempt interest income (877) (772) Bank owned life insurance (151) (444) Captive insurance net premiums (297) (313) Increase in deferred tax valuation allowance 1,597 - Historic tax credit (4,660) - Other 139 181 Income tax expense (benefit) $ (2,322) $ 1,576
Deferred Tax Assets And Liabilities	Significant components of deferred tax assets and liabilities at September 30, 2016 and 2015 are as follows: (In thousands) 2016 2015 Deferred tax assets: Allowance for loan losses $ 2,745 $ 2,586 Deferred compensation plans 461 412 Equity incentive plans 69 69 Other-than-temporary impairment loss on available for sale securities 14 14 Valuation allowance on other real estate owned 96 89 Interest on nonaccrual loans 193 196 Discount on unguaranteed portion of SBA loans 121 - Loss on tax credit investment 1,597 - Historic tax credit carryforward 2,306 - Deferred loan fees and costs, net 80 46 Gross deferred tax assets 7,682 3,412 Valuation allowance (1,597) - Net deferred tax assets 6,085 3,412 2016 2015 Deferred tax liabilities: Unrealized gain on securities available for sale (3,232) (2,361) Accumulated depreciation (825) (1,302) Installment sale (520) - Loan servicing rights (118) - Acquisition purchase accounting adjustments (507) (382) FHLB stock dividends (130) (131) Unrealized gain on trading account securities (13) (31) Unrealized gain on loans held for sale - (60) Other (320) (285) Deferred tax liabilities (5,665) (4,552) Net deferred tax asset (liability) $ 420 $ (1,140)

COMMITMENTS AND CONTINGENT LI53

COMMITMENTS AND CONTINGENT LIABILITIES (Tables)	12 Months Ended
	Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments To Extend Credit	The following is a summary of the commitments to extend credit at September 30, 2016 and 2015: (In thousands) 2016 2015 Loan commitments: Fixed rate $ 7,189 $ 5,935 Adjustable rate 45,526 13,047 Guarantees of third-party revolving credit 86 87 Undisbursed portion of home equity lines of credit 24,418 21,403 Undisbursed portion of commercial and personal lines of credit 26,759 24,424 Undisbursed portion of construction loans in process 27,623 18,599 Total commitments to extend credit $ 131,601 $ 83,495

OPERATING LEASES (Tables)

OPERATING LEASES (Tables)	12 Months Ended
	Sep. 30, 2016
Leases, Operating [Abstract]
Operating Leases	The following is a schedule by years of future minimum lease payments required under operating leases that have initial or remaining noncancelable lease terms in excess of one year as of September 30, 2016: Years ending September 30: (In thousands) 2017 $ 196 2018 173 2019 119 2020 101 2021 100 2022 and beyond 535 Total $ 1,224

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	12 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Financial Assets Measured at Fair Value on Recurring and Nonrecurring Basis	The Company had no liabilities measured at fair value as of September 30, 2016. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2016: Assets Measured – Recurring Basis Trading account securities $ - $ 9,255 $ - $ 9,255 Securities available for sale: Agency bonds and notes $ - $ 1,032 $ - $ 1,032 Agency mortgage-backed - 47,405 - 47,405 Agency CMO - 16,095 - 16,095 Privately-issued CMO - 2,652 - 2,652 Privately-issued ABS - 4,532 - 4,532 SBA certificates - 1,227 - 1,227 Municipal obligations - 101,550 - 101,550 Total securities available for sale $ - $ 174,493 $ - $ 174,493 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,299 $ 4,299 Commercial real estate - - 6,298 6,298 Land and land development - - 241 241 Commercial business - - 231 231 Consumer - - 244 244 Total impaired loans $ - $ - $ 11,313 $ 11,313 Loans held for sale: Residential mortgage loans held for sale $ - $ 384 $ - $ 384 SBA loans held for sale - 5,087 - 5,087 Total loans held for sale $ - $ 5,471 $ - $ 5,471 Loans servicing rights $ - $ - $ 310 $ 310 Other real estate owned, held for sale: Residential real estate $ - $ - $ 397 $ 397 Commercial real estate - - 122 122 Total other real estate owned $ - $ - $ 519 $ 519 The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2015. The Company had no liabilities measured at fair value as of September 30, 2015. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) September 30, 2015: Assets Measured – Recurring Basis Trading account securities $ - $ 9,044 $ - $ 9,044 Securities available for sale: Agency bonds and notes $ - $ 5,582 $ - $ 5,582 Agency mortgage-backed - 48,278 - 48,278 Agency CMO - 19,014 - 19,014 Privately-issued CMO - 3,470 - 3,470 Privately-issued ABS - 6,109 - 6,109 SBA certificates - 1,480 - 1,480 Municipal obligations - 94,395 - 94,395 Total securities available for sale $ - $ 178,328 $ - $ 178,328 SBA loans held for sale $ - $ 5,835 $ - $ 5,835 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,681 $ 4,681 Commercial real estate - - 7,041 7,041 Commercial business - - 222 222 Consumer - - 285 285 Total impaired loans $ - $ - $ 12,229 $ 12,229 Residential mortgage loans held for sale $ - $ 965 $ - $ 965 Other real estate owned, held for sale: Residential real estate $ - $ - $ 434 $ 434 Commercial real estate - - 181 181 Land and land development - - 3 3 Total other real estate owned $ - $ - $ 618 $ 618

DISCLOSURES ABOUT FAIR VALUE 56

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Estimated Fair Values of Financial Instruments	The following table summarizes the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2016 and 2015. Carrying Fair Value Measurements Using: Amount Level 1 Level 2 Level 3 (In thousands) September 30, 2016: Financial assets: Cash and due from banks $ 11,449 $ 11,449 $ - $ - Interest-bearing deposits with banks 17,893 17,893 - - Interest-bearing time deposits 3,100 - 3,114 - Trading account securities 9,255 - 9,255 - Securities available for sale 174,493 - 174,493 - Securities held to maturity 3,166 - 3,654 - Loans, net 518,611 - - 522,560 Loans held for sale 5,471 - 5,471 - FRB and FHLB stock 6,936 - 6,936 - Accrued interest receivable 2,806 - 2,806 - Loan servicing rights (included in other assets) 310 - - 310 Financial liabilities: Deposits 579,467 - - 581,844 Short-term repurchase agreements 1,345 - 1,345 - Borrowings from FHLB 121,633 - 123,794 - Accrued interest payable 195 - 195 - Advance payments by borrowers for taxes and insurance 1,014 - 1,014 - September 30, 2015: Financial assets: Cash and due from banks $ 9,884 $ 9,884 $ - $ - Interest-bearing deposits with banks 15,110 15,110 - - Interest-bearing time deposits 3,100 - 3,099 - Trading account securities 9,044 - 9,044 - Securities available for sale 178,328 - 178,328 - Securities held to maturity 4,620 - 5,191 - Loans, net 457,112 - - 456,331 Loans held for sale 6,803 - 6,803 - FRB and FHLB stock 6,720 - 6,720 - Accrued interest receivable 2,655 - 2,655 - Investment in historic tax credit entity (included in other assets) 4,169 - 4,169 - Financial liabilities: Deposits 533,297 - - 536,121 Short-term repurchase agreements 1,342 - 1,342 - Borrowings from FHLB 104,867 - 106,446 - Other long-term debt 4,632 - 4,632 - Accrued interest payable 186 - 186 - Advance payments by borrowers for taxes and insurance 883 - 883 -

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Sep. 30, 2016
Banking and Thrift [Abstract]
REGULATORY MATTERS	The Company’s and Bank’s actual capital amounts and ratios are also presented in the table. No amount was deducted from capital for interest-rate risk in either year. Minimum To Be Well Minimum Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes: Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2016: Total capital (to risk-weighted assets): Consolidated $ 72,227 11.82 % $ 48,874 8.00 % N/A N/A Bank 69,056 11.33 48,748 8.00 $ 60,934 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 36,655 6.00 % N/A N/A Bank 61,934 10.16 36,561 6.00 $ 48,748 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 27,491 4.50 % N/A N/A Bank 61,934 10.16 27,420 4.50 $ 39,607 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 65,105 8.43 % $ 30,881 4.00 % N/A N/A Bank 61,934 8.09 30,621 4.00 $ 38,277 5.00 % As of September 30, 2015: Total capital (to risk-weighted assets): Consolidated $ 85,531 16.21 % $ 42,221 8.00 % N/A N/A Bank 69,075 13.13 42,084 8.00 $ 52,605 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 31,666 6.00 % N/A N/A Bank 62,499 11.88 31,563 6.00 $ 42,084 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 78,955 14.96 % $ 23,749 4.50 % N/A N/A Bank 62,499 11.88 23,672 4.50 $ 34,193 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 78,955 11.01 % $ 28,691 4.00 % N/A N/A Bank 62,499 8.67 28,834 4.00 $ 36,043 5.00 %

SUPPLEMENTAL DISCLOSURE FOR E58

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE (Tables)	12 Months Ended
	Sep. 30, 2016
Earnings Per Share [Abstract]
Earnings Per Share Information	Earnings per share information is presented below for the years ended September 30, 2016 and 2015. (In thousands, except share and per share data) Years Ended September 30, 2016 2015 Basic: Earnings: Net income $ 7,911 $ 6,751 Less: Preferred stock dividends declared (62) (171) Net income available to common shareholders $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,200,258 2,140,632 Net income per common share, basic $ 3.57 $ 3.07 Diluted: Earnings: Net income $ 7,911 $ 6,751 Less: Preferred stock dividends declared (62) (171) Net income available to common shareholders $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,200,258 2,140,632 Add: Dilutive effect of outstanding options 103,370 101,862 Add: Dilutive effect of restricted stock - 5,472 Weighted average common shares outstanding, as adjusted 2,303,628 2,247,966 Net income per common share, diluted $ 3.41 $ 2.93

PARENT COMPANY CONDENSED FINA59

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2016
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet Information	Balance Sheets (In thousands) As of September 30, 2016 2015 Assets: Cash and due from banks $ 849 $ 14,721 Other assets 662 928 Investment in subsidiaries 85,464 79,075 $ 86,975 $ 94,724 Liabilities and Equity: Accrued expenses $ 395 $ 367 Stockholders' equity 86,580 94,357 $ 86,975 $ 94,724
Condensed Income Statement Information	Statements of Income (In thousands) Years Ended September 30, 2016 2015 Dividend income from subsidiary $ 4,000 $ 8,500 Other income - 2 Other operating expenses (1,027) (1,650) Income before income taxes and equity in undistributed net income of subsidiaries 2,973 6,852 Income tax benefit 282 414 Income before equity in undistributed net income of subsidiaries 3,255 7,266 Equity in undistributed net income of subsidiaries 4,656 (515) Net income $ 7,911 $ 6,751
Condensed Cash Flow Statement Information	Statements of Cash Flows (In thousands) Years Ended September 30, 2016 2015 Operating Activities: Net income $ 7,911 $ 6,751 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (4,656) 515 ESOP and stock compensation expense 628 1,108 Net change in other assets and liabilities 368 67 Net cash provided by operating activities 4,251 8,441 Financing Activities: Redemption of preferred stock (17,120) - Exercise of stock options 169 159 Purchase of treasury stock - (132) Dividends paid (1,172) (1,166) Net cash used in financing activities (18,123) (1,139) Net increase (decrease) in cash and due from banks (13,872) 7,302 Cash and due from banks at beginning of year 14,721 7,419 Cash and due from banks at end of year $ 849 $ 14,721

SUPPLEMENTAL DISCLOSURE OF CA60

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2016
Supplemental Cash Flow Elements [Abstract]
Supplemental Cash Flow Information	(In thousands) 2016 2015 Cash payments for: Interest $ 4,218 $ 3,890 Taxes (net of refunds received) 743 914 Non-cash investing activities: Transfers from loans held for sale to loans 1,319 - Transfers from loans to other real estate owned 648 814 Proceeds from sales of other real estate owned financed through loans 299 340 Proceeds from sales of other premises, equipment and real estate development financed through loans 8,950 -

SELECTED QUARTERLY FINANCIAL 61

SELECTED QUARTERLY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2016
Supplemental Cash Flow Elements [Abstract]
Quarterly Financial Information	First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter September 30, 2016: Interest income $ 7,126 $ 7,147 $ 7,422 $ 7,761 Interest expense 968 1,028 1,115 1,056 Net interest income 6,158 6,119 6,307 6,705 Provision for loan losses - 125 303 209 Net interest income after provision for loan losses 6,158 5,994 6,004 6,496 Noninterest income 1,444 1,262 (2,576) 3,242 Noninterest expenses 5,892 5,232 5,590 5,721 Income (loss) before income taxes 1,710 2,024 (2,162) 4,017 Income tax expense (benefit) 467 389 (4,389) 1,211 Net income 1,243 1,635 2,227 2,806 Less: Preferred stock dividends declared 43 19 - - Net income available to common shareholders $ 1,200 $ 1,616 $ 2,227 $ 2,806 Net income per common share, basic $ 0.55 $ 0.73 $ 1.01 $ 1.27 Net income per common share, diluted $ 0.52 $ 0.70 $ 0.97 $ 1.22 September 30, 2015: Interest income $ 7,009 $ 6,924 $ 6,915 $ 7,139 Interest expense 931 952 933 962 Net interest income 6,078 5,972 5,982 6,177 Provision for loan losses 207 212 208 232 Net interest income after provision for loan losses 5,871 5,760 5,774 5,945 Noninterest income 1,111 1,078 1,937 1,850 Noninterest expenses 5,374 4,876 5,197 5,552 Income before income taxes 1,608 1,962 2,514 2,243 Income tax expense 408 435 318 415 Net income 1,200 1,527 2,196 1,828 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 1,157 $ 1,484 $ 2,153 $ 1,786 Net income per common share, basic $ 0.55 $ 0.69 $ 1.00 $ 0.83 Net income per common share, diluted $ 0.52 $ 0.66 $ 0.95 $ 0.80

SUMMARY OF SIGNIFICANT ACCOUN62

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans and Leases Receivable, Gross	$ 553,567,000	$ 482,455,000
Allowance for Loan and Lease Losses, Write-offs		117,000
Loans and Leases Receivable, Impaired, Interest Income Recognized, Change in Present Value Attributable to Passage of Time	$ 250,000
Percentage Of Income Tax Realized Upon Settlement	50.00%
Commitments To Originate Mortgage Loans Held For Sale	$ 124,000
Loans Receivable Held-for-sale, Net, Not Part of Disposal Group	$ 5,471,000	6,803,000
Loans Held For Sale Fair Value Disclosure		5,835,000
Interest-bearing Deposits [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Maturity of Deposits	90 days
One Outstanding Loan [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans and Leases Receivable, Gross	$ 220,000
Allowance for Loan and Lease Losses, Write-offs	107,000
Four Outstanding Loan [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans and Leases Receivable, Gross		549,000
Allowance for Loan and Lease Losses, Write-offs		225,000
Small Business Administration Loans [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans Receivable Held-for-sale, Net, Not Part of Disposal Group	$ 5,100,000
Loans Held For Sale Fair Value Disclosure		$ 5,800,000

RESTRICTION ON CASH AND DUE F63

RESTRICTION ON CASH AND DUE FROM BANKS (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2016	Sep. 30, 2015
Restricted Cash and Cash Equivalents [Line Items]
Restricted Cash and Cash Equivalents	$ 10.3	$ 8.4

INVESTMENT SECURITIES (Amortize

INVESTMENT SECURITIES (Amortized Cost And Fair Value Of Securities) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	$ 165,274	$ 171,602
Available-for-Sale, Gross Unrealized Gains	9,311	6,984
Available-for-Sale, Gross Unrealized Losses	92	258
Available-for-sale, Fair Value	174,493	178,328
Held-to-Maturity, Amortized Cost	3,166	4,620
Held-to-Maturity, Gross Unrealized Gains	488	571
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	3,654	5,191
Agency bonds and notes
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	1,024	5,564
Available-for-Sale, Gross Unrealized Gains	8	18
Available-for-Sale, Gross Unrealized Losses	0	0
Available-for-sale, Fair Value	1,032	5,582
Agency Mortgage-Backed
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	46,376	47,418
Available-for-Sale, Gross Unrealized Gains	1,029	901
Available-for-Sale, Gross Unrealized Losses	0	41
Available-for-sale, Fair Value	47,405	48,278
Held-to-Maturity, Amortized Cost	260	345
Held-to-Maturity, Gross Unrealized Gains	23	31
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	283	376
Agency CMO
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	16,053	18,943
Available-for-Sale, Gross Unrealized Gains	108	118
Available-for-Sale, Gross Unrealized Losses	66	47
Available-for-sale, Fair Value	16,095	19,014
Privately-issued CMO
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	2,359	3,005
Available-for-Sale, Gross Unrealized Gains	293	465
Available-for-Sale, Gross Unrealized Losses	0	0
Available-for-sale, Fair Value	2,652	3,470
Privately-Issued ABS
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	3,675	4,820
Available-for-Sale, Gross Unrealized Gains	864	1,289
Available-for-Sale, Gross Unrealized Losses	7	0
Available-for-sale, Fair Value	4,532	6,109
SBA certificates
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	1,220	1,472
Available-for-Sale, Gross Unrealized Gains	7	8
Available-for-Sale, Gross Unrealized Losses	0	0
Available-for-sale, Fair Value	1,227	1,480
Municipal bonds
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	94,567	90,380
Available-for-Sale, Gross Unrealized Gains	7,002	4,185
Available-for-Sale, Gross Unrealized Losses	19	170
Available-for-sale, Fair Value	101,550	94,395
Held-to-Maturity, Amortized Cost	2,906	4,275
Held-to-Maturity, Gross Unrealized Gains	465	540
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	$ 3,371	$ 4,815

INVESTMENT SECURITIES (Amorti65

INVESTMENT SECURITIES (Amortized Cost And Fair Value Of Investment Securities By Contractual Maturity) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, amortized cost, Due within one year	$ 2,229
Available for Sale, amortized cost, Due after one year through five years	8,427
Available for Sale, amortized cost, Due after five years through ten years	19,365
Available for Sale, amortized cost, Due after ten years	65,570
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Total	95,591
Available-for-Sale, Amortized Cost	165,274	$ 171,602
Available for Sale, fair value, Due within one year	2,252
Available for Sale, fair value, Due after one year through five years	8,919
Available for Sale, fair value, Due after five years through ten years	21,267
Available for Sale, fair value, Due after ten years	70,144
Available-for-sale Securities, Debt Maturities, Single Maturity Date, Total	102,582
Available-for-sale, Fair Value	174,493	178,328
Held to Maturity, amortized cost, Due within one year	208
Held to Maturity, amortized cost, Due after one year through five years	962
Held to Maturity, amortized cost, Due after five years through ten years	1,171
Held to Maturity, amortized cost, Due after ten years	565
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount, Total	2,906
Held-to-Maturity, Amortized Cost	3,166	4,620
Held to Maturity, fair value, Due within one year	241
Held to Maturity, fair value, Due after one year through five years	1,112
Held to Maturity, fair value, Due after five years through ten years	1,367
Held to Maturity, fair value, Due after ten years	651
Held-to-maturity Securities, Debt Maturities, Fair Value, Total	3,371
Held-to-Maturity, Fair Value	3,654	$ 5,191
Collateralized Mortgage Obligations
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	18,412
Available-for-sale, Fair Value	18,747
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0
Asset-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	3,675
Available-for-sale, Fair Value	4,532
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0
SBA certificates
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	1,220
Available-for-sale, Fair Value	1,227
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	46,376
Available-for-sale, Fair Value	47,405
Held-to-Maturity, Amortized Cost	260
Held-to-Maturity, Fair Value	$ 283

INVESTMENT SECURITIES (Availabl

INVESTMENT SECURITIES (Available For Sale Securities With Gross Unrealized Losses By Investment Category And Length Of Time Individual Securities Have Been In Continuous Loss Position) (Detail) $ in Thousands	Sep. 30, 2016USD ($)
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, number of investment positions	9
Securities available for sale, Continuous loss position more than twelve months, number of investment positions	2
Securities available for sale, Number of Investment Positions	11
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 6,159
Securities available for sale, Continuous loss position more than twelve months, fair value	4,683
Securities available for sale, Continuous loss position	10,842
Securities available for sale, Continuous loss position less than twelve months, gross unrealized losses	38
Securities available for sale, Continuous loss position more than twelve months, gross unrealized losses	54
Securities available for sale, Continuous loss position, gross unrealized losses	$ 92
Agency CMO
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, number of investment positions	3
Securities available for sale, Continuous loss position more than twelve months, number of investment positions	2
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 3,946
Securities available for sale, Continuous loss position more than twelve months, fair value	4,683
Securities available for sale, Continuous loss position less than twelve months, gross unrealized losses	12
Securities available for sale, Continuous loss position more than twelve months, gross unrealized losses	$ 54
Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Number of Investment Positions	4
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 2,147
Securities available for sale, Continuous loss position less than twelve months, gross unrealized losses	$ 19
Privately Issued Asset-Backed Securities [Member]
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, number of investment positions	2
Securities available for sale, Continuous loss position less than twelve months, fair value	$ 66
Securities available for sale, Continuous loss position less than twelve months, gross unrealized losses	$ 7

INVESTMENT SECURITIES (Addition

INVESTMENT SECURITIES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Trading account securities	$ 9,255,000	$ 9,044,000
Net gain on trading account securities	748,000	440,000
Net realized gain on trading account securities	795,000	394,000
Unrealized gains on trading account securities	$ 47,000	$ 46,000
Weighted Average Yield Of Available For Sale Securities In Loss Positions	1.87%
Weighted Average Coupon Rate Available For Sale Securities In Loss Positions	2.96%
Investments, Fair Value Disclosure	$ 66,000
Unrealized Loss on Securities	$ 7,000
Two Privately Issued Asset Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities in loss position, depreciation percentage	9.59%
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities in loss position, depreciation percentage	0.78%
Debt Securities [Member] | Downgraded Due To Potential Credit Losses [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying Value Of Downgraded Due To Potential Credit Losses	$ 2,000,000
Debt Securities [Member] | Downgraded Privately Issued CMOs [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Market Value Of Downgraded Privately Issued Collateralized Mortgage Obligations	$ 2,800,000

LOANS AND ALLOWANCE FOR LOAN 68

LOANS AND ALLOWANCE FOR LOAN LOSSES (Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 553,567	$ 482,455
Undisbursed portion of construction loans	(27,623)	(18,599)
Principal loan balance	525,944	463,856
Deferred loan origination fees and costs, net	(211)	(120)
Allowance for loan losses	(7,122)	(6,624)
Loans, net	518,611	457,112
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	217,378	172,995
Deferred loan origination fees and costs, net	(254)	(294)
Multifamily residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	18,431	21,647
Deferred loan origination fees and costs, net	(17)	(21)
Land and land development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	11,137	11,061
Deferred loan origination fees and costs, net	4	8
Commercial business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	41,967	32,574
Deferred loan origination fees and costs, net	37	(28)
Real estate mortgage [Member] | 1-4 family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	178,364	181,873
Real estate mortgage [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	217,378	172,995
Real estate mortgage [Member] | Multifamily residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	18,431	21,647
Real estate mortgage [Member] | Residential construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	24,275	19,723
Real estate mortgage [Member] | Commercial construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	33,685	15,548
Real estate mortgage [Member] | Land and land development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11,137	11,061
Real estate mortgage [Member] | Commercial business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	41,967	32,574
Consumer [Member] | Home equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	21,370	19,423
Consumer [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,858	5,452
Consumer [Member] | Other consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 2,102	$ 2,159

LOANS AND ALLOWANCE FOR LOAN 69

LOANS AND ALLOWANCE FOR LOAN LOSSES (Activity For Related Party Loans) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	$ 11,076	$ 6,306
New loans and advances	1,945	1,950
Repayments	(2,307)	(2,018)
Reclassifications due to officer and director changes	(68)	4,838
Ending balance	$ 10,646	$ 11,076

LOANS AND ALLOWANCE FOR LOAN 70

LOANS AND ALLOWANCE FOR LOAN LOSSES (Components Of Recorded Investment In Loans For Each Portfolio Class) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Recorded Investment in Loans:
Principal loan balance	$ 525,944	$ 463,856
Accrued interest receivable	1,451	1,259
Net deferred loan origination fees and costs	(211)	(120)
Recorded investment in loans	527,184	464,995
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	11,171	11,944
Collectively evaluated for impairment	515,654	452,577
Acquired with deteriorated credit quality	359	474
Recorded investment in loans	527,184	464,995
Residential Real Estate [Member]
Recorded Investment in Loans:
Principal loan balance	178,364	181,873
Accrued interest receivable	505	552
Net deferred loan origination fees and costs	158	283
Recorded investment in loans	179,027	182,708
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	4,152	4,391
Collectively evaluated for impairment	174,543	177,873
Acquired with deteriorated credit quality	332	444
Recorded investment in loans	179,027	182,708
Commercial Real Estate [Member]
Recorded Investment in Loans:
Principal loan balance	217,378	172,995
Accrued interest receivable	592	454
Net deferred loan origination fees and costs	(254)	(294)
Recorded investment in loans	217,716	173,155
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	6,298	7,041
Collectively evaluated for impairment	211,418	166,114
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	217,716	173,155
Multifamily [Member]
Recorded Investment in Loans:
Principal loan balance	18,431	21,647
Accrued interest receivable	38	47
Net deferred loan origination fees and costs	(17)	(21)
Recorded investment in loans	18,452	21,673
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	18,452	21,673
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	18,452	21,673
Construction [Member]
Recorded Investment in Loans:
Principal loan balance	30,337	16,672
Accrued interest receivable	95	23
Net deferred loan origination fees and costs	(126)	(63)
Recorded investment in loans	30,306	16,632
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	30,306	16,632
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	30,306	16,632
Land and Land development [Member]
Recorded Investment in Loans:
Principal loan balance	11,137	11,061
Accrued interest receivable	23	30
Net deferred loan origination fees and costs	4	8
Recorded investment in loans	11,164	11,099
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	241	0
Collectively evaluated for impairment	10,923	11,099
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	11,164	11,099
Commercial Business [Member]
Recorded Investment in Loans:
Principal loan balance	41,967	32,574
Accrued interest receivable	143	95
Net deferred loan origination fees and costs	37	(28)
Recorded investment in loans	42,147	32,641
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	231	222
Collectively evaluated for impairment	41,916	32,419
Acquired with deteriorated credit quality	0	0
Recorded investment in loans	42,147	32,641
Consumer [Member]
Recorded Investment in Loans:
Principal loan balance	28,330	27,034
Accrued interest receivable	55	58
Net deferred loan origination fees and costs	(13)	(5)
Recorded investment in loans	28,372	27,087
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	249	290
Collectively evaluated for impairment	28,096	26,767
Acquired with deteriorated credit quality	27	30
Recorded investment in loans	$ 28,372	$ 27,087

LOANS AND ALLOWANCE FOR LOAN 71

LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance For Loan Losses) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Changes in Allowance for Loan Losses:
Beginning balance	$ 6,624	$ 6,250
Provisions	637	859
Charge-offs	(325)	(593)
Recoveries	186	108
Ending balance	7,122	6,624
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			$ 48	$ 14
Collectively evaluated for impairment			7,074	6,610
Acquired with deteriorated credit quality			0	0
Ending balance	6,624	6,624	7,122	6,624
Residential Real Estate [Member]
Changes in Allowance for Loan Losses:
Beginning balance	444	577
Provisions	(17)	109
Charge-offs	(207)	(283)
Recoveries	115	41
Ending balance	335	444
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			43	9
Collectively evaluated for impairment			292	435
Acquired with deteriorated credit quality			0	0
Ending balance	444	444	335	444
Commercial Real Estate [Member]
Changes in Allowance for Loan Losses:
Beginning balance	4,327	3,808
Provisions	833	559
Charge-offs	0	(40)
Recoveries	0	0
Ending balance	5,160	4,327
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			5,160	4,327
Acquired with deteriorated credit quality			0	0
Ending balance	4,327	4,327	5,160	4,327
Multifamily [Member]
Changes in Allowance for Loan Losses:
Beginning balance	156	146
Provisions	(47)	10
Charge-offs	0	0
Recoveries	0	0
Ending balance	109	156
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			109	156
Acquired with deteriorated credit quality			0	0
Ending balance	156	156	109	156
Construction [Member]
Changes in Allowance for Loan Losses:
Beginning balance	551	443
Provisions	294	108
Charge-offs	0	0
Recoveries	0	0
Ending balance	845	551
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			845	551
Acquired with deteriorated credit quality			0	0
Ending balance	551	551	845	551
Land and Land Development [Member]
Changes in Allowance for Loan Losses:
Beginning balance	369	302
Provisions	(74)	67
Charge-offs	0	0
Recoveries	0	0
Ending balance	295	369
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			295	369
Acquired with deteriorated credit quality			0	0
Ending balance	369	369	295	369
Commercial Business [Member]
Changes in Allowance for Loan Losses:
Beginning balance	678	795
Provisions	(385)	8
Charge-offs	(10)	(126)
Recoveries	1	1
Ending balance	284	678
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			0	0
Collectively evaluated for impairment			284	678
Acquired with deteriorated credit quality			0	0
Ending balance	678	678	284	678
Consumer [Member]
Changes in Allowance for Loan Losses:
Beginning balance	99	179
Provisions	33	(2)
Charge-offs	(108)	(144)
Recoveries	70	66
Ending balance	94	99
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment			5	5
Collectively evaluated for impairment			89	94
Acquired with deteriorated credit quality			0	0
Ending balance	$ 99	$ 99	$ 94	$ 99

LOANS AND ALLOWANCE FOR LOAN 72

LOANS AND ALLOWANCE FOR LOAN LOSSES (Impaired Loans Individually Evaluated For Impairment) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	$ 10,836	$ 12,154
Loans with no related allowance recorded, Unpaid Principal Balance	11,202	12,820
Loans with no related allowance recorded, Average Recorded Investment	12,136	12,219
Loans with no related allowance recorded, Interest Income Recognized	351	373
Loans with an allowance recorded, Recorded Investment	525	89
Loans with an allowance recorded, Unpaid Principal Balance	524	89
Loans with an allowance recorded, Related Allowance	48	14
Loans with an allowance recorded, Average Recorded Investment	165	218
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	11,361	12,243
Total, Unpaid Principal Balance	11,726	12,909
Total, Related Allowance	48	14
Total, Average Recorded Investment	12,301	12,437
Total, Interest Income Recognized	351	373
Residential real estate [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	3,891	4,681
Loans with no related allowance recorded, Unpaid Principal Balance	4,171	5,245
Loans with no related allowance recorded, Average Recorded Investment	5,044	5,590
Loans with no related allowance recorded, Interest Income Recognized	144	143
Loans with an allowance recorded, Recorded Investment	451	9
Loans with an allowance recorded, Unpaid Principal Balance	450	9
Loans with an allowance recorded, Related Allowance	43	9
Loans with an allowance recorded, Average Recorded Investment	86	115
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	4,342	4,690
Total, Unpaid Principal Balance	4,621	5,254
Total, Related Allowance	43	9
Total, Average Recorded Investment	5,130	5,705
Total, Interest Income Recognized	144	143
Commercial real estate [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	6,298	7,041
Loans with no related allowance recorded, Unpaid Principal Balance	6,394	7,079
Loans with no related allowance recorded, Average Recorded Investment	6,595	6,136
Loans with no related allowance recorded, Interest Income Recognized	197	223
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	9
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	6,298	7,041
Total, Unpaid Principal Balance	6,394	7,079
Total, Related Allowance	0	0
Total, Average Recorded Investment	6,595	6,145
Total, Interest Income Recognized	197	223
Multifamily [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	0	0
Total, Unpaid Principal Balance	0	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	0	0
Total, Interest Income Recognized	0	0
Construction [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with no related allowance recorded, Average Recorded Investment	0	0
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	0	0
Total, Unpaid Principal Balance	0	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	0	0
Total, Interest Income Recognized	0	0
Land and land development [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	241	0
Loans with no related allowance recorded, Unpaid Principal Balance	238	0
Loans with no related allowance recorded, Average Recorded Investment	18	0
Loans with no related allowance recorded, Interest Income Recognized	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	241	0
Total, Unpaid Principal Balance	238	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	18	0
Total, Interest Income Recognized	0	0
Commercial business [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	231	222
Loans with no related allowance recorded, Unpaid Principal Balance	224	282
Loans with no related allowance recorded, Average Recorded Investment	281	255
Loans with no related allowance recorded, Interest Income Recognized	5	1
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	4
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	231	222
Total, Unpaid Principal Balance	224	282
Total, Related Allowance	0	0
Total, Average Recorded Investment	281	259
Total, Interest Income Recognized	5	1
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	175	210
Loans with no related allowance recorded, Unpaid Principal Balance	175	214
Loans with no related allowance recorded, Average Recorded Investment	198	238
Loans with no related allowance recorded, Interest Income Recognized	5	6
Loans with an allowance recorded, Recorded Investment	74	80
Loans with an allowance recorded, Unpaid Principal Balance	74	80
Loans with an allowance recorded, Related Allowance	5	5
Loans with an allowance recorded, Average Recorded Investment	79	90
Loans with an allowance recorded, Interest Income Recognized	0	0
Total, Recorded Investment	249	290
Total, Unpaid Principal Balance	249	294
Total, Related Allowance	5	5
Total, Average Recorded Investment	277	328
Total, Interest Income Recognized	$ 5	$ 6

LOANS AND ALLOWANCE FOR LOAN 73

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment In Nonperforming Loans By Class Of Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	$ 3,875	$ 4,153
Loans 90+ Days Past Due Still Accruing	22	252
Total Nonperforming Loans	3,897	4,405
Residential real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	1,752	1,923
Loans 90+ Days Past Due Still Accruing	22	155
Total Nonperforming Loans	1,774	2,078
Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	1,606	1,855
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	1,606	1,855
Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Land and land development [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	241	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	241	0
Commercial business [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	136	210
Loans 90+ Days Past Due Still Accruing	0	94
Total Nonperforming Loans	136	304
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	140	165
Loans 90+ Days Past Due Still Accruing	0	3
Total Nonperforming Loans	$ 140	$ 168

LOANS AND ALLOWANCE FOR LOAN 74

LOANS AND ALLOWANCE FOR LOAN LOSSES (Aging of Recorded Investment in Past Due Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 4,850	$ 9,136
Current	522,334	455,859
Recorded investment in loans	527,184	464,995
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,502	5,586
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	861	1,546
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,487	2,004
Residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3,949	6,584
Current	175,078	176,124
Recorded investment in loans	179,027	182,708
Residential real estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,019	3,635
Residential real estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	860	1,419
Residential real estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,070	1,530
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	461	1,350
Current	217,255	171,805
Recorded investment in loans	217,716	173,155
Commercial real estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	367	1,098
Commercial real estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	113
Commercial real estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	94	139
Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	504
Current	18,452	21,169
Recorded investment in loans	18,452	21,673
Multifamily [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	504
Multifamily [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Multifamily [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	30,306	16,632
Recorded investment in loans	30,306	16,632
Construction [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land and land development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	241	253
Current	10,923	10,846
Recorded investment in loans	11,164	11,099
Land and land development [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	253
Land and land development [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land and land development [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	241	0
Commercial business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	82	318
Current	42,065	32,323
Recorded investment in loans	42,147	32,641
Commercial business [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	40	15
Commercial business [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial business [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	42	303
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	117	127
Current	28,255	26,960
Recorded investment in loans	28,372	27,087
Consumer [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	76	81
Consumer [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1	14
Consumer [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 40	$ 32

LOANS AND ALLOWANCE FOR LOAN 75

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment in Loans by Risk Category) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 527,184	$ 464,995
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	514,489	444,398
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	584	6,250
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	12,007	13,927
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	104	420
Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	179,027	182,708
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	173,477	175,662
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	459	799
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	5,002	5,871
Residential Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	89	376
Residential Real Estate [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	217,716	173,155
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	211,247	160,224
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	5,342
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	6,469	7,589
Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Real Estate [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,452	21,673
Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	18,452	21,673
Multifamily [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multifamily [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multifamily [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multifamily [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	30,306	16,632
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	30,206	16,632
Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	100	0
Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	11,164	11,099
Land and Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	10,924	11,079
Land and Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and Land Development [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	240	20
Land and Land Development [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and Land Development [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Business [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	42,147	32,641
Commercial Business [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	41,986	32,335
Commercial Business [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	25	96
Commercial Business [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	136	173
Commercial Business [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	37
Commercial Business [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	28,372	27,087
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	28,197	26,793
Consumer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	13
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	160	274
Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	15	7
Consumer [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 76

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment in Troubled Debt Restructurings by Class of Loan and Accrual Status) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Modifications [Line Items]
Accruing	$ 7,486	$ 8,090
Nonaccrual	1,632	1,633
Total	9,118	9,723
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Accruing	2,590	2,767
Nonaccrual	0	110
Total	2,590	2,877
Commercial real estate [Member]
Financing Receivable, Modifications [Line Items]
Accruing	4,692	5,186
Nonaccrual	1,512	1,523
Total	6,204	6,709
Commercial business [Member]
Financing Receivable, Modifications [Line Items]
Accruing	95	12
Nonaccrual	120	0
Total	215	12
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Accruing	109	125
Nonaccrual	0	0
Total	$ 109	$ 125

LOANS AND ALLOWANCE FOR LOAN 77

LOANS AND ALLOWANCE FOR LOAN LOSSES (Troubled Debt Restructurings) (Detail) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)Number	Sep. 30, 2015USD ($)Number
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	9	4
Pre- Modification Principal Balance	$ 461	$ 1,691
Post- Modification Principal Balance	$ 594	$ 1,698
Residential real estate [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	5	2
Pre- Modification Principal Balance	$ 181	$ 165
Post- Modification Principal Balance	$ 247	$ 172
Commercial real estate [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	1	1
Pre- Modification Principal Balance	$ 94	$ 1,523
Post- Modification Principal Balance	$ 131	$ 1,523
Commercial Business [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number	3
Pre- Modification Principal Balance	$ 186
Post- Modification Principal Balance	$ 216
Consumer [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans | Number		1
Pre- Modification Principal Balance		$ 3
Post- Modification Principal Balance		$ 3

LOANS AND ALLOWANCE FOR LOAN 78

LOANS AND ALLOWANCE FOR LOAN LOSSES (Loan Servicing Rights) (Detail) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)
Balance, beginning of period	$ 0
Servicing rights capitalized	345
Amortization	(35)
Change in valuation allowance	0
Balance, end of period	$ 310

LOANS AND ALLOWANCE FOR LOAN 79

LOANS AND ALLOWANCE FOR LOAN LOSSES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Mortgage Loans Serviced For Others	$ 32,000	$ 74,000
Impaired Financing Receivable, Interest Income, Cash Basis Method	0	5,000
Loans and Leases Receivable, Impaired, Commitment to Lend		2,000
Provision for Loan Losses Expensed	51,000
Impaired Financing Receivable Unpaid Principal Balance	$ 11,726,000	$ 12,909,000
Minimum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate	8.54%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed	4.25%
Maximum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate	14.46%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed	8.71%
Weighted Average [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Discount Rate	12.27%
Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value, Prepayment Speed	6.75%
Loan Servicing Rights [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired Financing Receivable Unpaid Principal Balance	$ 13,600,000
Bank Servicing Fees	37,000
Financial Services Costs	$ 59,000
Real Estate Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan To Value Ratio	90.00%
Loan To Value	$ 13,700,000

REAL ESTATE DEVELOPMENT AND C80

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Real Estate Development and Construction Properties) (Detail) $ in Thousands	Sep. 30, 2015USD ($)
Land and land improvements	$ 4,159
Office buildings	3,321
Furniture, fixtures and equipment	74
Real Estate Investment Property, at Cost, Total	7,554
Less accumulated depreciation	475
Totals	$ 7,079

REAL ESTATE DEVELOPMENT AND C81

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Additional Information) (Detail) - USD ($)	1 Months Ended	12 Months Ended
	Sep. 29, 2016	Sep. 30, 2016	Sep. 30, 2015
Real Estate Properties [Line Items]
Expected total development costs		$ 7,600,000
Proceeds from Sale of Real Estate	$ 10,800,000
Gain (Loss) on Disposition of Assets	1,900,000	1,862,000	$ 0
Depreciation		$ 198,000	$ 196,000
FFCC, Inc [Member]
Real Estate Properties [Line Items]
Proceeds from Sale of Real Estate	8,800,000
Bank [Member]
Real Estate Properties [Line Items]
Proceeds from Sale of Real Estate	$ 2,000,000

INVESTMENT IN HISTORIC TAX CR82

INVESTMENT IN HISTORIC TAX CREDIT ENTITY (Additional Information) (Detail) - USD ($)	Oct. 15, 2014	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Percentage Of Received Equity Interest	99.00%
Percentage Of Receive Operating Profit And Losses	99.00%
Investment Credit Available To Be Estimated	$ 4,700,000
Other Assets	$ 4,200,000	$ 3,956,000				$ 7,952,000				$ 3,956,000	$ 7,952,000
Description Of Investment In Credit										The Banks total investment in the entity will be $4.2 million, or 90% of the anticipated credits to be received by the entity. At September 30, 2016, the Bank had made all of its required investments to the entity except for $118,000, which is due when the project is fully completed and the final certificate of occupancy is received.
Investment Tax Credit										$ 4,236,000	0
Historical Tax Credit On Investment										4,700,000
Income Tax Credits and Adjustments										332,000
Net Income (Loss) Attributable to Parent		2,806,000	$ 2,227,000	$ 1,635,000	$ 1,243,000	1,828,000	$ 2,196,000	$ 1,527,000	$ 1,200,000	7,911,000	6,751,000
Equity [Member]
Tax Credit Carryforward, Amount		4,400,000				834,000				4,400,000	834,000
Liability [Member]
Tax Credit Carryforward, Amount		112,000				119,000				112,000	119,000
Assets [Member]
Tax Credit Carryforward, Amount		4,500,000				953,000				4,500,000	953,000
Investment In Credit [Member]
Other Assets						4,200,000					4,200,000
Other Liabilities		$ 118,000				$ 3,300,000				118,000	$ 3,300,000
Revenues										1,100,000
Net Income (Loss) Attributable to Parent										$ 244,000

PREMISES AND EQUIPMENT (Premise

PREMISES AND EQUIPMENT (Premises And Equipment) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 18,469	$ 19,942
Less accumulated depreciation	6,795	6,104
Totals	11,674	13,838
Land and land improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	4,411	5,218
Office buildings [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	9,316	10,431
Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	4,681	4,293
Leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 61	$ 0

PREMISES AND EQUIPMENT (Additio

PREMISES AND EQUIPMENT (Additional Information) (Detail) - USD ($)	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Property, Plant and Equipment [Line Items]
Depreciation expense									$ 198,000	$ 196,000
Lease Expiration Term									10 years
Sale Leaseback Transaction, Deferred Gain, Gross	$ 471,000								$ 471,000
Noninterest Income	3,242,000	$ (2,576,000)	$ 1,262,000	$ 1,444,000	$ 1,850,000	$ 1,937,000	$ 1,078,000	$ 1,111,000	3,372,000	5,976,000
Property, Plant and Equipment [Member]
Property, Plant and Equipment [Line Items]
Depreciation expense									919,000	$ 912,000
Bank [Member]
Property, Plant and Equipment [Line Items]
Sale Leaseback Transaction, Deferred Gain, Gross	307,000								307,000
Noninterest Income									164,000
Other Liabilities	$ 307,000								$ 307,000

OTHER REAL ESTATE OWNED (Additi

OTHER REAL ESTATE OWNED (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Total foreclosed real estate	$ 519,000	$ 618,000
Other Repossessed Assets	86,000	100,000
Foreclosed real estate loss	100,000	73,000
Realized Gain Losses Sale Of Foreclosed Real Estate Net	172,000	262,000
Foreclosed real estate expense	78,000	50,000
Deferred Gain on Sale of foreclosed real estate property	16,000
Accumulated Deferred Gain on Sale of foreclosed real estate property	187,000	188,000
Gains (Losses) on Sales of Other Real Estate	150,000	123,000
Collateralized Mortgage Obligations [Member]
Mortgage Loans in Process of Foreclosure, Amount	$ 837,000	$ 806,000

GOODWILL AND OTHER INTANGIBLE86

GOODWILL AND OTHER INTANGIBLES (Changes In The Carrying Amount Of Goodwill) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Beginning balance	$ 7,936	$ 7,936
Changes in goodwill	0	0
Ending balance	$ 7,936	$ 7,936

GOODWILL AND OTHER INTANGIBLE87

GOODWILL AND OTHER INTANGIBLES (Summary Of Other Intangible Assets) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Less accumulated amortization	$ (2,270)	$ (1,926)
Ending balance	1,037	1,381
Core Deposit Intangible Acquired In Community First Acquisition [Member]
Core deposit intangible acquired	2,741	2,741
Core Deposit Intangible Acquired In First Federal Branch Acquisition [Member]
Core deposit intangible acquired	$ 566	$ 566

GOODWILL AND OTHER INTANGIBLE88

GOODWILL AND OTHER INTANGIBLES (Estimated Amortization Expense For The Core Deposit Intangibles) (Detail) $ in Thousands	Sep. 30, 2016USD ($)
2,017	$ 344
2,018	344
2,019	148
2,020	50
2,021	50
2022 and thereafter	101
Total	$ 1,037

GOODWILL AND OTHER INTANGIBLE89

GOODWILL AND OTHER INTANGIBLES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Amortization expense of intangibles	$ 344,000	$ 344,000

DEPOSITS (Scheduled Maturities

DEPOSITS (Scheduled Maturities Of Certificates Of Deposit) (Detail) $ in Thousands	Sep. 30, 2016USD ($)
2,017	$ 115,265
2,018	18,836
2,019	36,508
2,020	20,034
2021 and thereafter	18,536
Total	$ 209,179

DEPOSITS (Additional Informatio

DEPOSITS (Additional Information) (Detail) - USD ($)	Sep. 30, 2016	Sep. 30, 2015
Related parties deposits	$ 5,700,000	$ 5,400,000
Time Deposits, at or Above FDIC Insurance Limit	13,800,000	$ 11,300,000
Federal Deposit Insurance Corporation insurance limit	$ 250,000

FEDERAL FUNDS PURCHASED (Additi

FEDERAL FUNDS PURCHASED (Additional Information) (Detail) $ in Millions	12 Months Ended
	Sep. 30, 2016USD ($)
Federal funds purchased line of credit facility	$ 10
Percentage Of Equity Capital	25.00%
Federal Funds Purchased Expiration Date1	Jun. 30, 2017
Federal Funds Purchased	$ 10
Discretionary Line Of Credit Facility [Member]
Federal funds purchased line of credit facility	15
Federal Funds Purchased	$ 15

REPURCHASE AGREEMENTS (Deposit

REPURCHASE AGREEMENTS (Deposit Customers And Long-Term Repurchase Agreements) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Short-term repurchase agreements	$ 1,345	$ 1,342
Retail Repurchase Agreements [Member]
Assets Sold under Agreements to Repurchase, Interest Rate	0.25%	0.25%
Short-term repurchase agreements	$ 1,345	$ 1,342

REPURCHASE AGREEMENTS (Borrowin

REPURCHASE AGREEMENTS (Borrowings Under Retail Repurchase Agreements) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Amortized cost	$ 95,591
Retail Repurchase Agreements [Member]
Weighted average interest rate during the year	0.25%	0.25%
Average balance during the year	$ 1,343	$ 1,340
Maximum month-end balance during the year	1,345	1,342
Amortized cost	1,354	1,502
Fair value	$ 1,382	$ 1,535

BORROWINGS FROM FEDERAL HOME 95

BORROWINGS FROM FEDERAL HOME LOAN BANK (Borrowings From The FHLB) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
2016 Weighted Average Rate	0.00%	0.59%
2017 Weighted Average Rate	1.10%	1.10%
2018 Weighted Average Rate	1.04%	1.04%
2020 Weighted Average Rate	1.86%	1.86%
2021 Weighted Average Rate	1.87%	1.80%
2022 and beyond Weighted Average Rate	1.45%	0.00%
2016 Amount	$ 0	$ 10,000
2017 Amount	15,000	15,000
2018 Amount	10,000	10,000
2020 Amount	25,000	25,000
2021 Amount	10,000	30,000
2022 and beyond Amount	40,000	0
Total advances	$ 100,000	$ 90,000
Line of credit balance (Weighted Average Rate)	0.67%	0.49%
Line of credit facility maximum amount outstanding	$ 21,633	$ 14,867
Total borrowings from Federal Home Loan Bank	$ 121,633	$ 104,867

BORROWINGS FROM FEDERAL HOME 96

BORROWINGS FROM FEDERAL HOME LOAN BANK (Additional Information) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Aug. 12, 2016	Jun. 30, 2016	Jun. 19, 2016	Sep. 30, 2015
Security Owned and Pledged as Collateral, Fair Value			$ 2,900
Line of credit facility maximum amount outstanding	$ 21,633				$ 14,867
Residential Mortgage Loans [Member]
Mortgage Collateral Pledged For Borrowings	166,800
Securities Investment [Member]
Mortgage Collateral Pledged For Borrowings	$ 14,900
Security Owned and Pledged as Collateral, Fair Value		$ 25,000		$ 3,300

OTHER LONG-TERM DEBT (Additiona

OTHER LONG-TERM DEBT (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Loan maximum commitment	$ 5,000,000
Loan fixed interest rate	4.00%
Loan Amortization Period	20 years
Loan maturity date	Jul. 27, 2022
Interest Expense, Other Long-term Debt	$ 161,000	$ 176,000
Line Of Credit Facility Principal Amount Outstanding		$ 4,600,000

DEFERRED COMPENSATION PLANS (Ad

DEFERRED COMPENSATION PLANS (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Deferred Compensation Arrangement with Individual, Description	The Company accrues interest on the deferred obligation at an annual rate equal to the prime rate for the immediately preceding calendar quarter plus 2%, but in no event at a rate in excess of 8%.
Deferred Compensation Arrangement with Individual, Recorded Liability	$ 3,000	$ 39,000
Officer [Member]
Deferred compensation expense	2,000	5,000
Director [Member]
Deferred compensation expense	195,000	164,000
Deferred Compensation Arrangement with Individual, Recorded Liability	$ 1,200,000	$ 1,000,000

BENEFIT PLANS (Common Stock Hel

BENEFIT PLANS (Common Stock Held By The ESOP) (Detail) - USD ($)	Sep. 30, 2016	Sep. 30, 2015	Oct. 06, 2008
Allocated shares	172,870	164,409
Unearned shares	0	19,691
Total ESOP shares	172,870	184,100	203,363
Fair value of unearned shares	$ 0	$ 669,000

BENEFIT PLANS (Additional Infor

BENEFIT PLANS (Additional Information) (Detail) - USD ($)	Oct. 06, 2008	Sep. 30, 2016	Sep. 30, 2015
Defined Benefit Plan, Contributions by Employer		$ 387,000	$ 378,000
Total ESOP shares	203,363	172,870	184,100
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased	$ 10
Employee Stock Ownership Plan (ESOP), Compensation Expense		$ 628,000	$ 851,000

STOCK BASED COMPENSATION PLA101

STOCK BASED COMPENSATION PLANS (Fair Value Of Options Granted) (Detail)	12 Months Ended
	Sep. 30, 2016$ / shares
Expected dividend yield	4.53%
Risk-free interest rate	2.82%
Expected volatility	30.00%
Expected life of options	7 years
Weighted average fair value at grant date	$ 3.09

STOCK BASED COMPENSATION PLA102

STOCK BASED COMPENSATION PLANS (Stock Option Activity Under The Plan) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Number of Shares
Outstanding at beginning of year	213,260
Granted	0
Exercised	26,210	20,972
Forfeited or expired	0
Outstanding at end of year	187,050	213,260
Exercisable at end of year	187,050
Weighted Average Exercise Price
Outstanding at beginning of year	$ 13.25
Granted	0
Exercised	13.25
Forfeited or expired	0
Outstanding at end of year	13.25	$ 13.25
Exercisable at end of year	$ 13.25
Weighted Average Remaining Contractual Term
Outstanding of year	3 years 7 months 6 days	4 years 7 months 6 days
Exercisable at end of year	3 years 7 months 6 days
Aggregate Intrinsic Value
Outstanding at beginning of year	$ 4,425,000
Exercised	580,000
Outstanding at end of year	4,285,000	$ 4,425,000
Exercisable at end of year	$ 4,285,000

STOCK BASED COMPENSATION PLA103

STOCK BASED COMPENSATION PLANS (Additional Information) (Detail) - USD ($)	1 Months Ended				12 Months Ended
	Nov. 30, 2016	Dec. 31, 2015	May 31, 2010	Apr. 30, 2010	Sep. 30, 2015	Sep. 30, 2016
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant			177,549			355,885
Share-based Compensation Arrangement by Share-based Payment Award, Shares Purchased for Award				101,681
Share-based Compensation Arrangement by Share-based Payment Award, Per Share Weighted Average Price of Shares Purchased				$ 13.60
Share Based Compensation Arrangement By Share Based Payment Award Value Of Shares Purchased For Award				$ 1,400,000
Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Nonvested, Weighted Average Grant Date Fair Value			$ 13.25
Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other than Options Grants In Period Aggregate Fair Value			$ 1,300,000
Decrease In Additional Paid In Capital			$ 41,000
Restricted Stock or Unit Expense					$ 162,000
Equity Incentive Plan 2016 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		88,000
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Number of Shares Per Employee		16,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value		$ 100,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		10 years
Equity Incentive Plan 2016 [Member] | Subsequent Event [Member]
Stock Issued During Period, Shares, Non-Statutory Stock Options, Gross	8,400
Stock Issued During Period, Shares, Restricted Stock Award, Gross	17,265
Stock Issued During Period, Shares, Share-based Compensation, Gross	42,895
Employee Stock Option [Member] | Equity Incentive Plan 2016 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		66,000
Restricted Stock [Member]
Fair value of restricted shares					$ 575,000
Restricted Stock [Member] | Equity Incentive Plan 2016 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		22,000
Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant			76,655

INCOME TAXES (Consolidated Inco

INCOME TAXES (Consolidated Income Tax Expense) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Current									$ 109	$ 1,463
Tax benefit allocated to additional paid-in capital related to equity incentive plan									0	149
Deferred									(2,431)	(36)
Income tax expense (benefit)	$ 1,211	$ (4,389)	$ 389	$ 467	$ 415	$ 318	$ 435	$ 408	$ (2,322)	$ 1,576

INCOME TAXES (Reconciliation Of

INCOME TAXES (Reconciliation Of Income Tax Expense) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Provision at federal statutory rate									$ 1,900	$ 2,831
State income tax-net of federal tax benefit									27	93
Tax-exempt interest income									(877)	(772)
Bank owned life insurance									(151)	(444)
Captive insurance net premiums									(297)	(313)
Increase in deferred tax valuation allowance									1,597	0
Historic tax credit									(4,660)	0
Other									139	181
Income tax expense	$ 1,211	$ (4,389)	$ 389	$ 467	$ 415	$ 318	$ 435	$ 408	$ (2,322)	$ 1,576

INCOME TAXES (Deferred Tax Asse

INCOME TAXES (Deferred Tax Assets And Liabilities) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Deferred tax assets:
Allowance for loan losses	$ 2,745	$ 2,586
Deferred compensation plans	461	412
Equity incentive plans	69	69
Other-than-temporary impairment loss on available for sale securities	14	14
Valuation allowance on other real estate owned	96	89
Interest on nonaccrual loans	193	196
Discount on unguaranteed portion of SBA loans	121	0
Loss on tax credit investment	1,597	0
Historic tax credit carryforward	2,306	0
Deferred loan fees and costs, net	80	46
Gross deferred tax assets	7,682	3,412
Valuation allowance	(1,597)	0
Net deferred tax assets	6,085	3,412
Deferred tax liabilities:
Unrealized gain on securities available for sale	(3,232)	(2,361)
Accumulated depreciation	(825)	(1,302)
Installment sale	(520)	0
Loan servicing rights	(118)	0
Acquisition purchase accounting adjustments	(507)	(382)
FHLB stock dividends	(130)	(131)
Unrealized gain on trading account securities	(13)	(31)
Unrealized gain on loans held for sale	0	(60)
Other	(320)	(285)
Deferred tax liabilities	(5,665)	(4,552)
Net deferred tax asset (liability)	$ 420	$ (1,140)

INCOME TAXES (Additional Inform

INCOME TAXES (Additional Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cumulative Effect on Retained Earnings, Net of Tax	$ 4,600	$ 4,600
Deferred Tax Liabilities, Deferred Expense	$ 1,500	$ 1,500
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate	34.00%	34.00%
Deferred Tax Assets, Valuation Allowance	$ 1,597	$ 0
Investment Tax Credit	4,236	$ 0
Investment Tax Credit Carryforward [Member] | Domestic Tax Authority [Member]
Tax Credit Carryforward, Amount	$ 2,300
Tax Credit Carryforward, Expiration Date	Sep. 30, 2036

COMMITMENTS AND CONTINGENT L108

COMMITMENTS AND CONTINGENT LIABILITIES (Commitments To Extend Credit) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Contractual Obligation	$ 131,601	$ 83,495
Fixed Rate [Member]
Contractual Obligation	7,189	5,935
Adjustable Rate [Member]
Contractual Obligation	45,526	13,047
Guarantees of third-party revolving credit [Member]
Contractual Obligation	86	87
Undisbursed Portion Of Home Equity Lines Of Credit [Member]
Contractual Obligation	24,418	21,403
Undisbursed Portion Of Commercial and Personal Lines Of Credit [Member]
Contractual Obligation	26,759	24,424
Undisbursed Portion Of Construction Loans In Process [Member]
Contractual Obligation	$ 27,623	$ 18,599

COMMITMENTS AND CONTINGENT L109

COMMITMENTS AND CONTINGENT LIABILITIES (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2016	Sep. 30, 2015
Letters of Credit Outstanding, Amount	$ 3.7	$ 3.9

OPERATING LEASES (Detail)

OPERATING LEASES (Detail) $ in Thousands	Sep. 30, 2016USD ($)
2,017	$ 196
2,018	173
2,019	119
2,020	101
2,021	100
2022 and beyond	535
Total	$ 1,224

OPERATING LEASES (Additional In

OPERATING LEASES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Operating Leases, Rent Expense, Net, Total	$ 95,000	$ 56,000

FAIR VALUE MEASUREMENTS (Balanc

FAIR VALUE MEASUREMENTS (Balances Of Financial Assets Measured At Fair Value On Recurring And Nonrecurring) (Detail) - USD ($)	Sep. 30, 2016	Sep. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	$ 9,255,000	$ 9,044,000
Securities available for sale	174,493,000	178,328,000
Loans held for sale		5,835,000
Total other real estate owned	519,000	618,000
Loans servicing rights	310,000	0
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	519,000	618,000
Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	397,000	434,000
Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	122,000	181,000
Land and Land Development [Member] | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		3,000
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	9,255,000	9,044,000
Securities available for sale	174,493,000	178,328,000
Loans held for sale		5,835,000
Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,032,000	5,582,000
Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	47,405,000	48,278,000
Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	16,095,000	19,014,000
Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,652,000	3,470,000
Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	4,532,000	6,109,000
Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,227,000	1,480,000
Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	101,550,000	94,395,000
Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	11,313,000	12,229,000
Loans held for sale	5,471,000	965,000
Loans servicing rights	310,000
Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	4,299,000	4,681,000
Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	6,298,000	7,041,000
Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	231,000	222,000
Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	244,000	285,000
Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	241,000
Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	5,087,000
Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	384,000
Level 1 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Land and Land Development [Member] | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		0
Level 1 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	0	0
Securities available for sale	0	0
Loans held for sale		0
Level 1 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Loans held for sale	0	0
Loans servicing rights	0
Level 1 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0
Level 1 | Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0
Level 1 | Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0
Level 2 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Land and Land Development [Member] | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		0
Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	9,255,000	9,044,000
Securities available for sale	174,493,000	178,328,000
Loans held for sale		5,835,000
Level 2 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,032,000	5,582,000
Level 2 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	47,405,000	48,278,000
Level 2 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	16,095,000	19,014,000
Level 2 | Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	2,652,000	3,470,000
Level 2 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	4,532,000	6,109,000
Level 2 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	1,227,000	1,480,000
Level 2 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	101,550,000	94,395,000
Level 2 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Loans held for sale	5,471,000	965,000
Loans servicing rights	0
Level 2 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0
Level 2 | Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	5,087,000
Level 2 | Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	384,000
Level 3 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	519,000	618,000
Level 3 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	397,000	434,000
Level 3 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	122,000	181,000
Level 3 | Land and Land Development [Member] | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		3,000
Level 3 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	0	0
Securities available for sale	0	0
Loans held for sale		0
Level 3 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Privately-issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	11,313,000	12,229,000
Loans held for sale	0	0
Loans servicing rights	310,000
Level 3 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	4,299,000	4,681,000
Level 3 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	6,298,000	7,041,000
Level 3 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	231,000	222,000
Level 3 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	244,000	$ 285,000
Level 3 | Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	241,000
Level 3 | Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0
Level 3 | Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	$ 0

FAIR VALUE MEASUREMENTS (Additi

FAIR VALUE MEASUREMENTS (Additional information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Foreclosed Real Estate Expense	$ 100,000	$ 73,000
Interest and Fee Income Loans and Leases	22,876,000	21,439,000
SBA Loans [Member]
Fair Value, Option, Loans Held as Assets, Aggregate Difference, Total		5,800,000
Fair Value, Option, Loans Held as Assets, Aggregate Amount in Nonaccrual Status, Aggregated Difference		5,300,000
Increase (Decrease) in Loans Held-for-sale, Total		558,000
Interest and Fee Income Loans and Leases		24,000
Fair Value, Option, Changes in Fair Value, Gain (Loss)		534,000
Impaired Loans [Member]
Foreclosed Real Estate Expense	$ 43,000	$ 58,000
Maximum [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	34.20%	56.50%
Maximum [Member] | Collateral [Member]
Fair Value Inputs, Discount Rate		6.00%
Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Discount Rate	15.00%
Maximum [Member] | Loan Servicing Rights [Member]
Fair Value Inputs, Discount Rate	14.46%
Fair Value Inputs, Prepayment Rate	8.71%
Minimum [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	15.00%	15.00%
Minimum [Member] | Collateral [Member]
Fair Value Inputs, Discount Rate		0.00%
Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Discount Rate	0.00%
Minimum [Member] | Loan Servicing Rights [Member]
Fair Value Inputs, Discount Rate	8.54%
Fair Value Inputs, Prepayment Rate	4.25%
Weighted Average [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	24.60%	23.60%
Weighted Average [Member] | Loan Servicing Rights [Member]
Fair Value Inputs, Discount Rate	12.27%
Fair Value Inputs, Prepayment Rate	6.75%

DISCLOSURES ABOUT FAIR VALUE114

DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS (Carrying Value And Estimated Fair Value Of Financial Instruments) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financial assets:
Cash and due from banks	$ 11,449	$ 9,884
Interest-bearing deposits with banks	17,893	15,110
Interest-bearing time deposits	3,100	3,100
Trading account securities	9,255	9,044
Securities available for sale	174,493	178,328
Securities held to maturity	3,166	4,620
Loans, net	518,611	457,112
Loans held for sale	5,471	6,803
FRB and FHLB stock	6,936	6,720
Accrued interest receivable	2,806	2,655
Investment in historic tax credit entity (included in other assets)		4,169
Loan servicing rights (included in other assets)	310	0
Financial liabilities:
Deposits	579,467	533,297
Short-term repurchase agreements	1,345	1,342
Borrowings from FHLB	121,633	104,867
Other long-term debt	0	4,632
Accrued interest payable	195	186
Advance payments by borrowers for taxes and insurance	1,014	883
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and due from banks	11,449	9,884
Interest-bearing deposits with banks	17,893	15,110
Interest-bearing time deposits	0	0
Trading account securities	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	0	0
Loans held for sale	0	0
FRB and FHLB stock	0	0
Accrued interest receivable	0	0
Investment in historic tax credit entity (included in other assets)		0
Loan servicing rights (included in other assets)	0
Financial liabilities:
Deposits	0	0
Short-term repurchase agreements	0	0
Borrowings from FHLB	0	0
Other long-term debt		0
Accrued interest payable	0	0
Advance payments by borrowers for taxes and insurance	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Interest-bearing time deposits	3,114	3,099
Trading account securities	9,255	9,044
Securities available for sale	174,493	178,328
Securities held to maturity	3,654	5,191
Loans, net	0	0
Loans held for sale	5,471	6,803
FRB and FHLB stock	6,936	6,720
Accrued interest receivable	2,806	2,655
Investment in historic tax credit entity (included in other assets)		4,169
Loan servicing rights (included in other assets)	0
Financial liabilities:
Deposits	0	0
Short-term repurchase agreements	1,345	1,342
Borrowings from FHLB	123,794	106,446
Other long-term debt		4,632
Accrued interest payable	195	186
Advance payments by borrowers for taxes and insurance	1,014	883
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Interest-bearing time deposits	0	0
Trading account securities	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	522,560	456,331
Loans held for sale	0	0
FRB and FHLB stock	0	0
Accrued interest receivable	0	0
Investment in historic tax credit entity (included in other assets)		0
Loan servicing rights (included in other assets)	310
Financial liabilities:
Deposits	581,844	536,121
Short-term repurchase agreements	0	0
Borrowings from FHLB	0	0
Other long-term debt		0
Accrued interest payable	0	0
Advance payments by borrowers for taxes and insurance	$ 0	$ 0

STOCKHOLDERS' EQUITY (Additiona

STOCKHOLDERS' EQUITY (Additional Information) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Mar. 31, 2008
Retained earnings	$ 59,499	$ 52,760	$ 29,300

PREFERRED STOCK (Additional Inf

PREFERRED STOCK (Additional Information) (Detail) - USD ($)	1 Months Ended	12 Months Ended
	Sep. 30, 2011	Sep. 30, 2016	Sep. 30, 2015	Feb. 11, 2016	Aug. 11, 2011
Auction Market Preferred Securities, Stock Series [Line Items]
Weighted Average Dividend Rate		1.00%	1.00%
Preferred Stock, issued					17,120
Series A Preferred Stock, total purchase price under Purchase Agreement					$ 17,120,000
Series A Preferred Stock, dividend rate under Purchase Agreement	4.84%
Series A Preferred Stock redemption price, under Purchase Agreement		100.00%
Preferred Stock, aggregate liquidation preference					$ 1,000
Tier One Risk Based Capital					$ 10,000,000,000
Preferred Stock Value		$ 0	$ 0
First ten quarters
Auction Market Preferred Securities, Stock Series [Line Items]
Annual lending incentive fee, percentage under Purchase Agreement		2.00%
First ten quarters | Minimum
Auction Market Preferred Securities, Stock Series [Line Items]
Weighted Average Dividend Rate		1.00%
Series A Preferred Stock, dividend rate under Purchase Agreement		1.00%
First ten quarters | Maximum
Auction Market Preferred Securities, Stock Series [Line Items]
Weighted Average Dividend Rate		7.00%
Series A Preferred Stock, dividend rate under Purchase Agreement		5.00%
After four and one half years from issuance
Auction Market Preferred Securities, Stock Series [Line Items]
Series A Preferred Stock redemption price, under Purchase Agreement		9.00%
Small Business Jobs Act of 2010
Auction Market Preferred Securities, Stock Series [Line Items]
Preferred Stock Value					$ 30,000,000,000
Nineteenth Dividend Period
Auction Market Preferred Securities, Stock Series [Line Items]
Series A Preferred Stock, dividend rate under Purchase Agreement		1.00%
Redeemable Preferred Stock
Auction Market Preferred Securities, Stock Series [Line Items]
Preferred Stock, issued				17,120,000

REGULATORY MATTERS (Bank's Actu

REGULATORY MATTERS (Bank's Actual Capital Amounts And Ratios) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Aug. 11, 2011
Tier I capital (to risk weighted assets) Actual Amount			$ 10,000,000
Consolidated
Total capital (to risk weighted assets) Actual Amount	$ 72,227	$ 85,531
Tier I capital (to risk weighted assets) Actual Amount	65,105	78,955
Common equity tier I capital (to risk-weighted assets) Actual Amount	65,105	78,955
Tier I capital (to average adjusted total assets) Actual Amount	$ 65,105	$ 78,955
Total capital (to risk weighted assets) Actual Ratio	11.82%	16.21%
Tier I capital (to risk weighted assets) Actual Ratio	10.66%	14.96%
Common equity tier I capital (to risk-weighted assets) Actual Ratio	10.66%	14.96%
Tier I capital (to average adjusted total assets) Actual Ratio	8.43%	11.01%
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	$ 48,874	$ 42,221
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	36,655	31,666
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Amount	27,491	23,749
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Amount	$ 30,881	$ 28,691
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	6.00%	6.00%
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Ratio	4.50%	4.50%
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Ratio	4.00%	4.00%
Bank
Total capital (to risk weighted assets) Actual Amount	$ 69,056	$ 69,075
Tier I capital (to risk weighted assets) Actual Amount	61,934	62,499
Common equity tier I capital (to risk-weighted assets) Actual Amount	61,934	62,499
Tier I capital (to average adjusted total assets) Actual Amount	$ 61,934	$ 62,499
Total capital (to risk weighted assets) Actual Ratio	11.33%	13.13%
Tier I capital (to risk weighted assets) Actual Ratio	10.16%	11.88%
Common equity tier I capital (to risk-weighted assets) Actual Ratio	10.16%	11.88%
Tier I capital (to average adjusted total assets) Actual Ratio	8.09%	8.67%
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	$ 48,748	$ 42,084
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Amount	36,561	31,563
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Amount	27,420	23,672
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Amount	$ 30,621	$ 28,834
Total capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier I capital (to risk weighted assets) Minimum For Capital Adequacy Purposes Ratio	6.00%	6.00%
Common equity tier I capital (to risk-weighted assets) Minimum For Capital Adequacy Purposes Ratio	4.50%	4.50%
Tier I capital (to average adjusted total assets) Minimum For Capital Adequacy Purposes Ratio	4.00%	4.00%
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 60,934	$ 52,605
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	48,748	42,084
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	39,607	34,193
Tier I capital (to average adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 38,277	$ 36,043
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	8.00%
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%	6.50%
Tier I capital (to adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%

SUPPLEMENTAL DISCLOSURE FOR 118

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE (Earnings Per Share Information) (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Earnings:
Net income	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 7,911	$ 6,751
Less: Preferred stock dividends declared	0	0	(19)	(43)	(42)	(43)	(43)	(43)	(62)	(171)
Net income available to common shareholders	$ 2,806	$ 2,227	$ 1,616	$ 1,200	$ 1,786	$ 2,153	$ 1,484	$ 1,157	$ 7,849	$ 6,580
Shares:
Weighted average common shares outstanding									2,200,258	2,140,632
Net income per common share, basic	$ 1.27	$ 1.01	$ 0.73	$ 0.55	$ 0.83	$ 1	$ 0.69	$ 0.55	$ 3.57	$ 3.07
Earnings:
Net income	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 7,911	$ 6,751
Less: Preferred stock dividends declared	$ 0	$ 0	$ (19)	$ (43)	$ (42)	$ (43)	$ (43)	$ (43)	(62)	(171)
Net income available to common shareholders									$ 7,849	$ 6,580
Shares:
Weighted average common shares outstanding									2,200,258	2,140,632
Add: Dilutive effect of outstanding options									103,370	101,862
Add: Dilutive effect of restricted stock									0	5,472
Weighted average common shares outstanding, as adjusted									2,303,628	2,247,966
Net income per common share, diluted	$ 1.22	$ 0.97	$ 0.7	$ 0.52	$ 0.8	$ 0.95	$ 0.66	$ 0.52	$ 3.41	$ 2.93

PARENT COMPANY CONDENSED FIN119

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Condensed Financial Information) (Detail) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Oct. 15, 2014	Sep. 30, 2014
Assets:
Cash and due from banks	$ 11,449	$ 9,884
Other assets	3,956	7,952	$ 4,200
Total Assets	796,516	749,946
Liabilities and Equity:
Stockholders' equity	86,580	94,357		$ 87,080
Total Liabilities and Stockholders' Equity	796,516	749,946
Parent Company [Member]
Assets:
Cash and due from banks	849	14,721
Other assets	662	928
Investment in subsidiaries	85,464	79,075
Total Assets	86,975	94,724
Liabilities and Equity:
Accrued expenses	395	367
Stockholders' equity	86,580	94,357
Total Liabilities and Stockholders' Equity	$ 86,975	$ 94,724

PARENT COMPANY CONDENSED FIN120

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Condensed Statements of Income) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Dividend income from subsidiary									$ 310	$ 303
Income before income taxes and equity in undistributed net income of subsidiaries	$ 4,017	$ (2,162)	$ 2,024	$ 1,710	$ 2,243	$ 2,514	$ 1,962	$ 1,608	5,589	8,327
Income tax benefit	(1,211)	4,389	(389)	(467)	(415)	(318)	(435)	(408)	2,322	(1,576)
Net income	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	7,911	6,751
Parent Company [Member]
Dividend income from subsidiary									4,000	8,500
Other income									0	2
Other operating expenses									(1,027)	(1,650)
Income before income taxes and equity in undistributed net income of subsidiaries									2,973	6,852
Income tax benefit									282	414
Income before equity in undistributed net income of subsidiaries									3,255	7,266
Equity in undistributed net income of subsidiaries									4,656	(515)
Net income									$ 7,911	$ 6,751

PARENT COMPANY CONDENSED FIN121

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Statements Of Cash Flows) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Operating Activities:
Net income	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 7,911	$ 6,751
Adjustments to reconcile net income to net cash provided by operating activities:
ESOP and stock compensation expense									628	1,108
Net change in other assets and liabilities									(1,001)	273
Net cash provided by operating activities									9,194	(563)
Financing Activities:
Exercise of stock options									169	159
Purchase of treasury stock									0	(132)
Dividends paid									(62)	(171)
Net cash used in financing activities									40,315	24,242
Net increase (decrease) in cash and due from banks									4,348	4,664
Cash and cash equivalents at beginning of period				24,994				20,330	24,994	20,330
Cash and Cash Equivalents at End of Period	29,342				24,994				29,342	24,994
Parent Company [Member]
Operating Activities:
Net income									7,911	6,751
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of subsidiaries									(4,656)	515
ESOP and stock compensation expense									628	1,108
Net change in other assets and liabilities									368	67
Net cash provided by operating activities									4,251	8,441
Financing Activities:
Redemption of preferred stock									(17,120)	0
Exercise of stock options									169	159
Purchase of treasury stock									0	(132)
Dividends paid									(1,172)	(1,166)
Net cash used in financing activities									(18,123)	(1,139)
Net increase (decrease) in cash and due from banks									(13,872)	7,302
Cash and cash equivalents at beginning of period				$ 14,721				$ 7,419	14,721	7,419
Cash and Cash Equivalents at End of Period	$ 849				$ 14,721				$ 849	$ 14,721

CONCENTRATION OF CREDIT RISK (A

CONCENTRATION OF CREDIT RISK (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 7.5	$ 5.8

SUPPLEMENTAL DISCLOSURE OF C123

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (Cash Flow Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash payments for:
Interest	$ 4,218	$ 3,890
Taxes (net of refunds received)	743	914
Non-cash investing activities:
Transfers from loans held for sale to loans	1,319	0
Transfers from loans to other real estate owned	648	814
Proceeds from sales of other real estate owned financed through loans	299	340
Proceeds from sales of other premises, equipment and real estate development financed through loans	$ 8,950	$ 0

SELECTED QUARTERLY FINANCIAL124

SELECTED QUARTERLY FINANCIAL INFORMATION (Financial Information) (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015
Interest income	$ 7,761	$ 7,422	$ 7,147	$ 7,126	$ 7,139	$ 6,915	$ 6,924	$ 7,009	$ 29,456	$ 27,987
Interest expense	1,056	1,115	1,028	968	962	933	952	931	4,167	3,778
Net interest income	6,705	6,307	6,119	6,158	6,177	5,982	5,972	6,078	25,289	24,209
Provision for loan losses	209	303	125	0	232	208	212	207	637	859
Net interest income after provision for loan losses	6,496	6,004	5,994	6,158	5,945	5,774	5,760	5,871	24,652	23,350
Noninterest income	3,242	(2,576)	1,262	1,444	1,850	1,937	1,078	1,111	3,372	5,976
Noninterest expenses	5,721	5,590	5,232	5,892	5,552	5,197	4,876	5,374	22,435	20,999
Income (loss) before income taxes	4,017	(2,162)	2,024	1,710	2,243	2,514	1,962	1,608	5,589	8,327
Income tax expense (benefit)	1,211	(4,389)	389	467	415	318	435	408	(2,322)	1,576
Net income	2,806	2,227	1,635	1,243	1,828	2,196	1,527	1,200	7,911	6,751
Less: Preferred stock dividends declared	0	0	19	43	42	43	43	43	62	171
Net income available to common shareholders	$ 2,806	$ 2,227	$ 1,616	$ 1,200	$ 1,786	$ 2,153	$ 1,484	$ 1,157	$ 7,849	$ 6,580
Net income per common share, basic	$ 1.27	$ 1.01	$ 0.73	$ 0.55	$ 0.83	$ 1	$ 0.69	$ 0.55	$ 3.57	$ 3.07
Net income per common share, diluted	$ 1.22	$ 0.97	$ 0.7	$ 0.52	$ 0.8	$ 0.95	$ 0.66	$ 0.52	$ 3.41	$ 2.93