First Savings Financial (FSFG) 10-K 14 Dec 17 2017 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2017	Dec. 01, 2017	Mar. 31, 2017
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Sep. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	FY
Entity Registrant Name	First Savings Financial Group Inc
Entity Central Index Key	1,435,508
Current Fiscal Year End Date	--09-30
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Trading Symbol	FSFG
Entity Common Stock, Shares Outstanding		2,243,139
Entity Public Float			$ 85.8

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
ASSETS
Cash and due from banks	$ 11,017	$ 11,449
Interest-bearing deposits with banks	23,242	17,893
Total cash and cash equivalents	34,259	29,342
Interest-bearing time deposits	2,435	3,100
Trading account securities, at fair value	7,175	9,255
Securities available for sale, at fair value	178,099	174,493
Securities held to maturity	2,878	3,166
Loans held for sale, residential mortgage	727	384
Loans held for sale, Small Business Administration	24,908	5,087
Loans, net of allowance for loan losses of $8,092 and $7,122	586,456	518,611
Federal Reserve Bank and Federal Home Loan Bank stock, at cost	6,936	6,936
Premises and equipment	11,270	11,674
Other real estate owned, held for sale	852	519
Accrued interest receivable:
Loans	1,907	1,451
Securities	1,491	1,355
Cash surrender value of life insurance	18,297	18,214
Goodwill	7,936	7,936
Core deposit intangibles	693	1,037
Other assets	4,814	3,956
Total Assets	891,133	796,516
Deposits:
Noninterest-bearing	96,283	79,859
Interest-bearing	573,099	499,608
Total deposits	669,382	579,467
Repurchase agreements	1,348	1,345
Borrowings from Federal Home Loan Bank	118,065	121,633
Accrued interest payable	283	195
Advance payments by borrowers for taxes and insurance	1,212	1,014
Accrued expenses and other liabilities	7,728	6,282
Total Liabilities	798,018	709,936
STOCKHOLDERS' EQUITY
Preferred stock of $.01 par value per share; authorized 1,000,000 shares; none issued	0	0
Common stock of $.01 par value per share; authorized 20,000,000 shares; issued 2,559,307 shares (2,542,042 at September 30, 2016); outstanding 2,242,454 shares (2,204,787 shares at September 30, 2016)	25	25
Additional paid-in capital	27,798	27,182
Retained earnings - substantially restricted	67,583	59,499
Accumulated other comprehensive income	4,158	5,944
Unearned stock compensation	(571)	0
Less treasury stock, at cost - 316,853 shares (337,255 shares at September 30, 2016)	(5,878)	(6,070)
Total Stockholders' Equity	93,115	86,580
Total Liabilities and Stockholders' Equity	$ 891,133	$ 796,516

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Loans, net of allowance for loan losses	$ 8,092	$ 7,122
Preferred stock, par value	$ 0.01	$ 0.01
Preferred Stock, Authorized	1,000,000	1,000,000
Preferred Stock, issued	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, Authorized	20,000,000	20,000,000
Common stock, issued	2,559,307	2,542,042
Common Stock, Outstanding	2,242,454	2,204,787
Treasury stock, shares	316,853	337,255

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME
Loans, including fees	$ 27,093	$ 22,876	$ 21,439
Securities:
Taxable	3,315	3,691	3,971
Tax-exempt	3,012	2,470	2,226
Dividend income	313	310	303
Interest-bearing deposits with banks	184	109	48
Total interest income	33,917	29,456	27,987
INTEREST EXPENSE
Deposits	2,762	2,490	2,427
Federal funds purchased	23	1	0
Repurchase agreements	3	3	3
Borrowings from Federal Home Loan Bank	1,669	1,512	1,172
Loans payable	0	161	176
Total interest expense	4,457	4,167	3,778
Net interest income	29,460	25,289	24,209
Provision for loan losses	1,301	637	859
Net interest income after provision for loan losses	28,159	24,652	23,350
NONINTEREST INCOME
Service charges on deposit accounts	1,355	1,221	1,326
Net gain on sales of available for sale securities	30	0	0
Net gain on trading account securities	200	748	440
Net gain on sales of loans, residential mortgage	530	430	411
Net gain on sales of loans, Small Business Administration	4,204	715	413
Increase in cash surrender value of life insurance	433	448	479
Gain on life insurance	189		831
Commission income	379	369	373
Real estate lease income	0	489	628
Net gain on sale of premises and equipment	38	168	0
Net gain on sale of real estate development	0	1,862	0
Loss on tax credit investment	(226)	(4,236)
Other income	1,493	1,158	1,075
Total noninterest income	8,625	3,372	5,976
NONINTEREST EXPENSE
Compensation and benefits	15,089	12,858	11,809
Occupancy and equipment	2,788	2,698	2,622
Data processing	1,357	1,587	1,390
Advertising	538	545	530
Professional fees	1,527	1,259	1,172
FDIC insurance premiums	490	502	460
Net (gain) loss on other real estate owned	(113)	28	1
Other operating expenses	3,275	2,958	3,015
Total noninterest expense	24,951	22,435	20,999
Income (loss) before income taxes	11,833	5,589	8,327
Income tax (benefit) expense	2,520	(2,322)	1,576
Net Income	9,313	7,911	6,751
Preferred stock dividends declared		62	171
Net Income Available to Common Shareholders	$ 9,313	$ 7,849	$ 6,580
Net income per common share:
Basic	$ 4.20	$ 3.57	$ 3.07
Diluted	$ 3.97	$ 3.41	$ 2.93
Weighted average common shares outstanding:
Basic	2,219,088	2,200,258	2,140,632
Diluted	2,346,008	2,303,628	2,247,966
Dividends per common share	$ 0.55	$ 0.51	$ 0.47

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Net Income	$ 9,313	$ 7,911	$ 6,751
Unrealized gains (losses) on securities available for sale:
Unrealized holding gains (losses) arising during the period	(2,743)	2,631	549
Income tax benefit (expense)	977	(897)	(192)
Net of tax amount	(1,766)	1,734	357
Less: reclassification adjustment for realized gains included in net income	(30)	0	0
Income tax expense	10	0	0
Net of tax amount	(20)	0	0
Other Comprehensive Income (Loss)	(1,786)	1,734	357
Comprehensive Income	$ 7,527	$ 9,645	$ 7,108

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income	Unearned Stock Compensation and ESOP	Treasury Stock
Balances at Sep. 30, 2014	$ 87,080	$ 25	$ 43,199	$ 47,175	$ 3,853	$ (699)	$ (6,473)
Net income	6,751	0	0	6,751	0	0	0
Other comprehensive income (loss)	357	0	0	0	357	0	0
Preferred stock dividends	(171)	0	0	(171)	0	0	0
Common stock dividends	(995)	0	0	(995)	0	0	0
Stock compensation expense	405	0	243	0	0	162	0
Shares released by ESOP trust	903	0	563	0	0	340	0
Stock options exercises	278	0	(89)	0	0	0	367
Purchase of treasury shares	(251)	0	0	0	0	0	(251)
Balances at Sep. 30, 2015	94,357	25	43,916	52,760	4,210	(197)	(6,357)
Net income	7,911	0	0	7,911	0	0	0
Other comprehensive income (loss)	1,734	0	0	0	1,734	0	0
Preferred stock dividends	(62)	0	0	(62)	0	0	0
Common stock dividends	(1,110)	0	0	(1,110)	0	0	0
Shares released by ESOP trust	701	0	504	0	0	197	0
Stock options exercises	348	0	(118)	0	0	0	466
Redemption of preferred stock	(17,120)	0	(17,120)	0	0	0	0
Purchase of treasury shares	(179)	0	0	0	0	0	(179)
Balances at Sep. 30, 2016	86,580	25	27,182	59,499	5,944	0	(6,070)
Net income	9,313	0	0	9,313	0	0	0
Other comprehensive income (loss)	(1,786)	0	0	0	(1,786)	0	0
Common stock dividends	(1,229)	0	0	(1,229)	0	0	0
Restricted stock grants	0	0	692	0	0	(692)	0
Stock compensation expense	176	0	55	0	0	121	0
Stock options exercises	355	0	(131)	0	0	0	486
Purchase of treasury shares	(294)	0	0	0	0	0	(294)
Balances at Sep. 30, 2017	$ 93,115	$ 25	$ 27,798	$ 67,583	$ 4,158	$ (571)	$ (5,878)

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Dividends per common share	$ 0.55	$ 0.51	$ 0.47
Restricted stock grants - shares	17,265
Stock option exercise, shares	26,858	26,210	20,972
Preferred Stock Redemption Shares		17,120
Purchase of treasury shares, shares	6,456	4,933	9,274

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 9,313	$ 7,911	$ 6,751
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for loan losses	1,301	637	859
Depreciation and amortization	1,164	1,461	1,452
Amortization of premiums and accretion of discounts on securities, net	702	553	679
Decrease (increase) in trading account securities	2,080	(211)	(3,725)
Loans originated for sale	(89,738)	(27,572)	(16,980)
Proceeds on sales of loans	75,638	28,797	11,324
Net gain on sales of loans	(4,734)	(1,145)	(824)
Net realized and unrealized gain on other real estate owned	(170)	(49)	(1)
Net gain on sales of available for sale securities	(30)	0	0
Gain on life insurance	(189)		(831)
Increase in cash surrender value of life insurance	(433)	(448)	(479)
Net gain on sale of premises, equipment and real estate development	(38)	(2,030)	0
Loss on tax credit investment	226	4,236
Deferred income taxes	1,836	(2,431)	(36)
ESOP and stock compensation expense	176	628	1,108
Increase in accrued interest receivable	(592)	(151)	(144)
Increase in accrued interest payable	88	9	11
Change in other assets and liabilities, net	1,181	(1,001)	273
Net Cash Provided By (Used In) Operating Activities	(2,219)	9,194	(563)
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(455)	(245)	(1,600)
Proceeds from maturities of interest-bearing time deposit maturities	1,120	245	0
Purchase of securities available for sale	(32,005)	(15,659)	(23,669)
Proceeds from sales of securities available for sale	4,255	0	0
Proceeds from maturities of securities available for sale	3,665	6,725	11,227
Proceeds from maturities of securities held to maturity	208	1,381	666
Principal collected on securities	17,103	14,894	18,814
Net increase in loans	(71,593)	(52,550)	(24,519)
Purchase of Federal Resarve Loan Bank stock	0	0	(945)
Purchase of Federal Home Loan Bank stock	0	(216)	(533)
Proceeds from redemption of Federal Home Loan Bank stock	0	0	1,275
Proceeds from life insurance	0	1,564	425
Investment in historic tax credit entity	(344)	(3,285)	(417)
Proceeds from sale of other real estate owned	208	472	809
Investment in real estate development and construction	0	(35)	(73)
Purchase of premises and equipment	(426)	(318)	(475)
Proceeds from sale of premises, equipment and real estate development	19	1,866	0
Net Cash Used In Investing Activities	(78,245)	(45,161)	(19,015)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	89,915	46,170	103
Net increase in repurchase agreements	3	3	4
Increase (decrease) in Federal Home Loan Bank line of credit	(3,568)	6,766	5,319
Proceeds from Federal Home Loan Bank advances	15,000	35,000	300,000
Repayment of Federal Home Loan Bank advances	(15,000)	(25,000)	(280,000)
Repayment of other long-term debt	0	(4,632)	(180)
Net increase in advance payments by borrowers for taxes and insurance	198	131	135
Redemption of preferred stock	0	(17,120)	0
Proceeds from exercise of stock options	62	169	159
Purchase of treasury stock	0	0	(132)
Dividends paid on preferred stock	0	(62)	(171)
Dividends paid on common stock	(1,229)	(1,110)	(995)
Net Cash Provided By Financing Activities	85,381	40,315	24,242
Net Increase in Cash and Cash Equivalents	4,917	4,348	4,664
Cash and cash equivalents at beginning of year	29,342	24,994	20,330
Cash and Cash Equivalents at End of Year	$ 34,259	$ 29,342	$ 24,994

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Sep. 30, 2017
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	(1) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations First Savings Financial Group, Inc. (the “Company”) is a financial holding company and the parent of First Savings Bank (the “Bank”) and First Savings Insurance Risk Management, Inc. (the “Captive”). The Bank, which is a wholly-owned Indiana-chartered commercial bank subsidiary of the Company, provides a variety of banking services to individuals and business customers through fourteen locations in southern Indiana. The Bank attracts deposits primarily from the general public and uses those funds, along with other borrowings, primarily to originate residential mortgage, commercial mortgage, construction, commercial business and consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. The Bank has two wholly owned subsidiaries: First Savings Investments, Inc., a Nevada corporation that manages a securities portfolio and Southern Indiana Financial Corporation, which is currently inactive. At September 30, 2016, the Bank had a third wholly owned subsidiary, FFCC, Inc. (“FFCC”), which was an Indiana corporation that participated in commercial real estate development and leasing. In accordance with the Plan of Complete Liquidation adopted by FFCC’s board of directors and approval by the Bank as its sole shareholder on December 21, 2016, FFCC voluntarily dissolved and completely liquidated effective December 31, 2016. As a result of the liquidation, FFCC distributed its net assets to the Bank on December 31, 2016. On April 25, 2017, the Bank formed Q2 Business Capital, LLC (“Q2”), which is an Indiana limited liability company that specializes in the origination and servicing of U.S. Small Business Administration (“SBA”) loans. The Bank owns 51% of Q2 with the option to purchase the minority interest between July 1, 2020 and September 30, 2020. In accordance with Q2’s operating agreement, the Bank will be allocated the first $1.7 million of cumulative net income of Q2 with any additional profits and losses allocated 51% to the Bank and 49% to Q2’s minority members. The Captive, which is a wholly-owned insurance subsidiary of the Company formed during the fourth fiscal quarter of 2014, is a Nevada corporation that provides property and casualty insurance to the Company, the Bank and the Bank’s active subsidiaries. In addition, the Captive provides reinsurance to eight other third-party insurance captives for which insurance may not be currently available or economically feasible in the insurance marketplace. Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with accounting principles generally accepted in the United States of America and conform to general practices within the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity. Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks having an original maturity of 90 days or less and money market funds. Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowances for loan losses and other real estate owned, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of other real estate owned are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and other real estate owned, further reductions in the carrying amounts of loans and other real estate owned may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and other real estate owned. Such agencies may require the Bank to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible the estimated losses on loans and other real estate owned may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated. Investment Securities Trading Account Securities Securities Available for Sale Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment for a period of time sufficient to allow for any anticipated recovery in fair value. Investments in non-marketable equity securities such as Federal Reserve Bank (“FRB”) stock and Federal Home Loan Bank of Indianapolis (“FHLB”) stock are carried at cost and are classified as restricted securities. Impairment testing on these investments is based on applicable accounting guidance and the cost basis is reduced when impairment is deemed to be other-than-temporary. Loans Held for Sale Residential mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third party. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains on sales of residential mortgage loans are determined using the specific identification method and are included in noninterest income. Residential mortgage loans are sold with servicing released. Commitments to originate residential mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s residential mortgage loan commitments subject to derivative accounting are fixed rate mortgage loan commitments at market rates when initiated. At September 30, 2017, the Bank had commitments to originate $228,000 of fixed-rate mortgage loans intended for sale in the secondary market after the loans are closed. Fair value is estimated based on fees that would be charged on commitments with similar terms. The Bank originates loans to customers under the SBA 7(a) and other programs that generally provide for SBA guarantees of 75% to 90% of each loan. The Bank intends to sell the guaranteed portion of the SBA loans. The guaranteed portion of the SBA loans was classified as loans held for sale at September 30, 2017 and 2016. At September 30, 2017 and 2016, SBA loans held for sale totaling $24.9 million and $5.1 million, respectively, were carried at the lower of aggregate cost or fair value. Realized gains and losses on sales of SBA loans held for sale are determined using the allocation of participating interests sold and retained and are included in noninterest income. Direct loan origination costs and fees related to SBA loans held for sale are deferred upon origination and are recognized as an adjustment to the gain or loss on the date of sale. SBA loans held for sale are sold on a servicing retained basis. Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board Accounting Standards Codification (“FASB ASC”) 860, Transfers and Servicing Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not meet the criteria of a participating interest, the transfer must be accounted for as a secured borrowing. In order to meet the criteria for a participating interest, all cash flows from the loan must be divided proportionately, the rights of each loan holder must have the same priority, and the loan holders must have no recourse to the transferor other than standard representations and warranties and no loan holder has the right to pledge or exchange the entire loan. The Company sells financial assets in the normal course of business, the majority of which are related to the SBA-guaranteed portion of loans, as well as residential mortgage loan sales through established programs, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. When the Company sells financial assets, it may retain servicing rights and/or other interests in the financial assets. The gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the servicing right recognized, and the consideration received and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests held by the Company are carried at the lower of cost or fair value. Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income on nonaccrual loans is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss is considered remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs of loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed below. Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 45 days past due. Charge-offs are typically recorded on loans secured by real estate when the property is foreclosed upon when the carrying value of the loan exceeds the property’s fair value less the estimated costs to sell. Allowance for Loan Losses The allowance for loan losses reflects management’s judgment of probable incurred loan losses at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company evaluates the allowance for loan losses on a quarterly basis based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment. A specific reserve is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not considered to be impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 60 month period. Prior to 2017, management used a 36-month historical loss period as the basis for its allowance for loan losses methodology. However, based on the Company’s loss history and changes in the loan portfolio, management determined that a 60-month historical loss history was appropriate and updated its methodology in 2017. This actual loss experience is then adjusted for qualitative factors that are reviewed on a quarterly basis based on the risks present for each portfolio segment. Management considers changes and trends in the following qualitative loss factors: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in the volume and term of new loan originations; national and local economic trends and conditions; changes in lending policies, procedures and practices; changes in the experience and ability of lending management and other staff; changes in the quality and depth of the internal loan review process; trends in collateral valuation in the Company’s lending area; and other factors as determined by management. Each qualitative factor is evaluated and a qualitative factor adjustment is applied to the actual historical loss factors in determining the adjusted loss factors used in management’s allowance for loan losses adequacy calculation. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, commercial real estate, multi-family residential real estate, construction, land and land development, commercial business and consumer. Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a small portion of the segment secured by non-owner-occupied residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrower’s or tenant’s personal cash flow and employment status. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area and in other states. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic conditions. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by general economic conditions, which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Multi-family residential real estate loans primarily consist of loans secured by apartment buildings and other multi-tenant developments generally located in the Company’s primary lending area. Repayment of these loans is primarily dependent on the borrower’s ability to attract tenants and collect rents that provide for adequate debt service. The risks associated with these loans are closely correlated to the local housing market and general economic conditions. Construction loans consist of single-family residential properties, multi-family properties and commercial projects, and include both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Land and land development loans primarily consist of loans secured by farmland and vacant land held for long-term investment or development. The risks associated with land and land development loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Commercial business loans include lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Consumer loans consist primarily of home equity lines of credit and other loans secured by junior liens on the borrower’s personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits and other personal loans. The risks associated with these loans are related to the local housing market and local economic conditions including the unemployment level. Other than the change from a 36-month historical loss period to a 60-month historical loss period in 2017 discussed above, there were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended September 30, 2017, 2016, and 2015. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other known defects. New appraisals are generally obtained for all significant properties when a loan is identified as impaired. Generally, a property is considered significant if the value of the property is estimated to exceed $250,000. Subsequent appraisals are obtained as needed or if management believes there has been a significant change in the market value of a collateral property securing an impaired loan. In instances where it is not deemed necessary to obtain a new appraisal, management would base its impairment and allowance for loan loss analysis on the original appraisal with adjustments for current conditions based on management’s assessment of market factors and management’s inspection of the property. Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may include, but is not limited to, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date or reduction of the face amount of the debt. A concession will be granted when, as a result of the restructuring, the Company does not expect to collect all amounts due, including interest at the original stated rate. A concession may also be granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. The Company’s determination of whether a loan modification is a TDR considers the individual facts and circumstances surrounding each modification. A TDR can involve loans remaining on nonaccrual, moving to nonaccrual or continuing on accrual status, depending on the individual facts and circumstances of the borrower. Generally, a nonaccrual loan that is restructured in a TDR remains on nonaccrual status for a period of at least six months following the restructuring in order to ensure that the borrower performs in accordance with the restructured terms, including consistent and timely payments of at least six consecutive months according to the restructured terms. Real Estate Development and Construction Real estate that is developed and on which buildings are constructed for the purpose of leasing or sale to third parties by the Company is stated at cost, including interest capitalized during the construction period, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Other Real Estate Owned Other real estate owned includes formally foreclosed property and former banking facilities held for sale. At the time of foreclosure, foreclosed real estate is recorded at its fair value less estimated costs to sell, which becomes the property’s new cost basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure or the decision to classify property as held for sale, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value, less estimated costs to sell. Costs incurred in maintaining other real estate owned and subsequent impairment adjustments to the carrying amount of a property, if any, are included in noninterest expense. Cash Surrender Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to help offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the recognition of death benefits is reported in noninterest income. Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the fair value of consideration transferred over the fair value of assets acquired and liabilities assumed. Goodwill is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) a significant adverse change in legal factors or in business climate, (2) unanticipated competition, or (3) an adverse action or assessment by a regulator. Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not be recoverable or the remaining period of amortization requires revision. Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold. Benefit Plans The Bank provides a contributory defined contribution plan available to all eligible employees. The Company also established a leveraged employee stock ownership plan (“ESOP”) on October 6, 2008 that includes substantially all employees. The Company accounts for the ESOP in accordance with FASB ASC 718-40, Employee Stock Ownership Plans Stock Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC 718-20, Compensation – Stock Compensation Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 percent probable) that the tax position would be sustained upon examination. Income tax positions that meet the more-likely-than-not threshold are measured as the largest amount of income tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with the income tax positions claimed on income tax returns that exceeds the amount measured as described above is reflected as a liability for unrecognized income tax benefits in the consolidated balance sheets, along with any associated interest and penalties that would be payable to the taxing authorities, if there were an examination. Interest and penalties associated with unrecognized income tax benefits are classified as additional income taxes in t

RESTRICTION ON CASH AND DUE FRO

RESTRICTION ON CASH AND DUE FROM BANKS	12 Months Ended
	Sep. 30, 2017
Cash and Cash Equivalents [Abstract]
RESTRICTION ON CASH AND DUE FROM BANKS	(2) RESTRICTION ON CASH AND DUE FROM BANKS The Bank is required to maintain reserve balances on hand and with the Federal Reserve Bank, which are unavailable for investment but are interest-bearing. The average amount of those reserve balances was approximately $12.9 million, $10.3 million, and $8.4 million for the years ended September 30, 2017, 2016, and 2015, respectively.

INVESTMENT SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	(3) INVESTMENT SECURITIES Investment securities have been classified according to management’s intent. Trading Account Securities The Company invests in small and medium lot, investment grade municipal bonds through a managed brokerage account. The brokerage account is managed by an investment advisory firm registered with the U.S. Securities and Exchange Commission. Trading account securities recorded at fair value totaled $7.2 million and $9.3 million as of September 30, 2017 and 2016, respectively. The following is a summary of the reported net gains on trading account securities for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Net realized gain on sales $ 229 $ 795 $ 394 Net unrealized gain/(loss) on securities held as of the balance sheet date (29 ) (47 ) 46 Net gain on trading account securities $ 200 $ 748 $ 440 Securities Available for Sale and Held to Maturity The amortized cost of securities available for sale and held to maturity and their approximate fair values are as follows: (In thousands) Amortized Gross Gross Fair September 30, 2017: Securities available for sale: Agency mortgage-backed $ 36,439 $ 382 $ 85 $ 36,736 Agency CMO 14,605 37 66 14,576 Privately-issued CMO 1,825 204 28 2,001 Privately-issued ABS 2,691 757 - 3,448 SBA certificates 913 - 1 912 Municipal bonds 115,193 5,409 176 120,426 Total securities available for sale $ 171,666 $ 6,789 $ 356 $ 178,099 Securities held to maturity: Agency mortgage-backed $ 179 $ 16 $ - $ 195 Municipal bonds 2,699 412 - 3,111 Total securities held to maturity $ 2,878 $ 428 $ - $ 3,306 (In thousands) Amortized Gross Gross Fair September 30, 2016: Securities available for sale: Agency bonds and notes $ 1,024 $ 8 $ - $ 1,032 Agency mortgage-backed 46,376 1,029 - 47,405 Agency CMO 16,053 108 66 16,095 Privately-issued CMO 2,359 293 - 2,652 Privately-issued ABS 3,675 864 7 4,532 SBA certificates 1,220 7 - 1,227 Municipal bonds 94,567 7,002 19 101,550 Total securities available for sale $ 165,274 $ 9,311 $ 92 $ 174,493 Securities held to maturity: Agency mortgage-backed $ 260 $ 23 $ - $ 283 Municipal bonds 2,906 465 - 3,371 Total securities held to maturity $ 3,166 $ 488 $ - $ 3,654 The amortized cost and fair value of available for sale and held to maturity debt securities as of September 30, 2017 by contractual maturity are shown below. Expected maturities of mortgage and other asset-backed securities may differ from contractual maturities because the mortgages and other assets underlying the obligations may be prepaid without penalty. Available for Sale Held to Maturity (In thousands) Amortized Fair Amortized Fair Due within one year $ 1,085 $ 1,096 $ 227 $ 259 Due after one year through five years 13,366 13,976 995 1,137 Due after five years through ten years 25,923 27,634 1,028 1,194 Due after ten years 74,819 77,720 449 521 CMO 16,430 16,577 - - ABS 2,691 3,448 - - SBA certificates 913 912 - - Mortgage-backed securities 36,439 36,736 179 195 $ 171,666 $ 178,099 $ 2,878 $ 3,306 Information pertaining to securities with gross unrealized losses at September 30, 2017 and 2016, aggregated by investment category and the length of time that individual securities have been in a continuous loss position, follows: (Dollars in thousands) Number of Fair Gross September 30, 2017: Securities available for sale: Continuous loss position less than twelve months: Agency mortgage-backed 12 $ 13,332 $ 85 Agency CMO 9 9,062 52 Privately-issued CMO 2 113 28 Municipal bonds 9 6,522 157 Total less than twelve months 32 29,029 322 Continuous loss position more than twelve months: Agency CMO 3 2,605 14 SBA certificates 1 912 1 Municipal bonds 1 513 19 Total more than twelve months 5 4,030 34 Total securities available for sale 37 $ 33,059 $ 356 September 30, 2016: Securities available for sale: Continuous loss position less than twelve months: Agency CMO 3 $ 3,946 $ 12 Privately-issued ABS 2 66 7 Municipal bonds 4 2,147 19 Total less than twelve months 9 6,159 38 Continuous loss position more than twelve months: Agency CMO 2 4,683 54 Total more than twelve months 2 4,683 54 Total securities available for sale 11 $ 10,842 $ 92 At September 30, 2017 and 2016, the Company did not have any securities held to maturity with an unrealized loss. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. The total available for sale debt securities in loss positions at September 30, 2017, which consisted of U.S. government agency mortgaged-backed, agency CMOs, privately-issued CMOs, SBA certificates, and municipal bonds, had depreciated approximately 1.07% from the Company’s amortized cost basis and are fixed and variable rate securities with a weighted-average yield of 2.16% and a weighted-average coupon rate of 2.71% at September 30, 2017. All of the agency and municipal securities are issued by U.S. government-sponsored enterprises and municipal governments, and are generally secured by first mortgage loans and municipal project revenues. The Company evaluates the existence of a potential credit loss component related to the decline in fair value of the privately-issued CMO and ABS portfolios each quarter using an independent third party analysis. At September 30, 2017, the Company held fifteen privately-issued CMO and ABS securities acquired in a 2009 bank acquisition with an aggregate carrying value of $1.8 million and fair value of $2.4 million that have been downgraded to a substandard regulatory classification due to a downgrade of the security’s credit quality rating by various rating agencies. At September 30, 2017, the two privately-issued CMOs in loss positions had depreciated approximately 19.86% from the Company’s carrying value and include securities collateralized by residential mortgage loans and residential home equity lines of credit. These two securities had an aggregate fair value of $113,000 and an aggregate unrealized loss of $28,000 at September 30, 2017 and were rated below investment grade by a nationally recognized statistical rating organization (“NRSRO”). Based on the independent third party analysis of the expected cash flows, management has determined that the declines in value for these securities are temporary and, as a result, no other-than-temporary impairment has been recognized on the privately-issued CMO and ABS portfolios. While the Company did not recognize a credit-related impairment loss at September 30, 2017, additional deterioration in market and economic conditions may have an adverse impact on the credit quality in the future and therefore, require a credit-related impairment charge. The unrealized losses on U.S. government agency CMOs and municipal bonds relate principally to current interest rates for similar types of securities. In analyzing an issuer’s financial condition, management considers whether the securities are issued by the federal government, its agencies, or other governments, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. As management has the ability to hold debt securities to maturity, or for the foreseeable future if classified as available for sale, no declines are deemed to be other-than-temporary. The following is a summary of the reported gross gains and losses on sales of available for sale securities for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Gross realized gains on sales $ 96 $ - $ - Gross realized losses on sales (66 ) - - Net realized gain on sales of available for sale securities $ 30 $ - $ - Certain available for sale debt securities were pledged under repurchase agreements and to secure FHLB borrowings at September 30, 2017 and 2016, and may be pledged to secure federal funds borrowings (see Notes 11, 12 and 13). At September 30, 2017 and 2016, there were no holdings of securities of any one issuer, other than the

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	12 Months Ended
	Sep. 30, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans and Allowance for Loan Losses	(4) LOANS AND ALLOWANCE FOR LOAN LOSSES Loans at September 30, 2017 and 2016 consisted of the following: (In thousands) 2017 2016 Real estate mortgage: 1-4 family residential $ 171,863 $ 178,364 Commercial 273,106 217,378 Multifamily residential 21,121 18,431 Residential construction 29,074 24,275 Commercial construction 29,882 33,685 Land and land development 9,733 11,137 Commercial business 52,724 41,967 Consumer: Home equity 22,939 21,370 Auto 7,057 4,858 Other consumer 2,323 2,102 Gross loans 619,822 553,567 Undisbursed portion of construction loans (25,483 ) (27,623 ) Principal loan balance 594,339 525,944 Deferred loan origination fees and costs, net 209 (211 ) Allowance for loan losses (8,092 ) (7,122 ) Loans, net $ 586,456 $ 518,611 At September 30, 2017, there were no residential mortgage loans serviced for the benefit of others. At September 30, 2016, residential mortgage loans serviced for the benefit of others amounted to $32,000. The Bank has entered into loan transactions with certain directors, officers and their affiliates (related parties). In the opinion of management, such indebtedness was incurred in the ordinary course of business on substantially the same terms as those prevailing at the time for comparable transactions with other persons and does not involve more than normal risk of collectability or present other unfavorable features. The following is a summary of activity for related party loans for the years ended September 30, 2017 and 2016: (In thousands) 2017 2016 Beginning balance $ 10,646 $ 11,076 New loans and advances 2,049 1,945 Repayments (2,204 ) (2,307 ) Reclassifications due to officer and director changes (192 ) (68 ) Ending balance $ 10,299 $ 10,646 The following table provides the components of the recorded investment in loans as of September 30, 2017: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 171,863 $ 273,106 $ 21,121 $ 33,473 $ 9,733 $ 52,724 $ 32,319 $ 594,339 Accrued interest receivable 493 929 37 137 31 221 59 1,907 Net deferred loan origination fees and costs 50 26 (15 ) (17 ) 2 184 (21 ) 209 Recorded investment in loans $ 172,406 $ 274,061 $ 21,143 $ 33,593 $ 9,766 $ 53,129 $ 32,357 $ 596,455 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,969 $ 5,477 $ - $ - $ 30 $ 192 $ 196 $ 10,864 Collectively evaluated for impairment 167,437 268,584 21,143 33,593 9,736 52,937 32,161 585,591 Recorded investment in loans $ 172,406 $ 274,061 $ 21,143 $ 33,593 $ 9,766 $ 53,129 $ 32,357 $ 596,455 The following table provides the components of the recorded investment in loans as of September 30, 2016: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 178,364 $ 217,378 $ 18,431 $ 30,337 $ 11,137 $ 41,967 $ 28,330 $ 525,944 Accrued interest receivable 505 592 38 95 23 143 55 1,451 Net deferred loan origination fees and costs 158 (254 ) (17 ) (126 ) 4 37 (13 ) (211 ) Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,342 $ 6,298 $ - $ - $ 241 $ 231 $ 249 $ 11,361 Collectively evaluated for impairment 174,685 211,418 18,452 30,306 10,923 41,916 28,123 515,823 Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 The following table presents the balance in the allowance for loan losses by portfolio segment and based on impairment method as of September 30, 2017 and 2016: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) 2017: Individually evaluated for impairment $ 2 $ - $ - $ - $ - $ - $ 21 $ 23 Collectively evaluated for impairment 250 5,739 106 810 223 839 102 8,069 Ending balance $ 252 $ 5,739 $ 106 $ 810 $ 223 $ 839 $ 123 $ 8,092 2016: Individually evaluated for impairment $ 43 $ - $ - $ - $ - $ - $ 5 $ 48 Collectively evaluated for impairment 292 5,160 109 845 295 284 89 7,074 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 The following table presents the activity in the allowance for loan losses by portfolio segment for the years ended September 30, 2017, 2016, and 2015: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) 2017: Beginning balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 Provisions 15 569 (3 ) (35 ) (72 ) 738 89 1,301 Charge-offs (169 ) - - - - (200 ) (116 ) (485 ) Recoveries 71 10 - - - 17 56 154 Ending balance $ 252 $ 5,739 $ 106 $ 810 $ 223 $ 839 $ 123 $ 8,092 2016: Beginning balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Provisions (17 ) 833 (47 ) 294 (74 ) (385 ) 33 637 Charge-offs (207 ) - - - - (10 ) (108 ) (325 ) Recoveries 115 - - - - 1 70 186 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 2015: Beginning balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Provisions 109 559 10 108 67 8 (2 ) 859 Charge-offs (283 ) (40 ) - - - (126 ) (144 ) (593 ) Recoveries 41 - - - - 1 66 108 Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2017. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the year ended September 30, 2017. Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,745 $ 4,980 $ - $ 4,377 $ 144 Commercial real estate 5,477 5,645 - 5,997 204 Multifamily - - - - - Construction - - - - - Land and land development 30 30 - 221 1 Commercial business 192 199 - 209 6 Consumer 95 95 - 141 4 $ 10,539 $ 10,949 $ - $ 10,945 $ 359 Loans with an allowance recorded: Residential real estate $ 224 $ 268 $ 2 $ 294 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - 130 - Consumer 101 101 21 94 - $ 325 $ 369 $ 23 $ 518 $ - Total: Residential real estate $ 4,969 $ 5,248 $ 2 $ 4,671 $ 144 Commercial real estate 5,477 5,645 - 5,997 204 Multifamily - - - - - Construction - - - - - Land and land development 30 30 - 221 1 Commercial business 192 199 - 339 6 Consumer 196 196 21 235 4 $ 10,864 $ 11,318 $ 23 $ 11,463 $ 359 The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2016. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the year ended September 30, 2016. Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded: Residential real estate $ 3,891 $ 4,171 $ - $ 5,044 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 175 175 - 198 5 $ 10,836 $ 11,202 $ - $ 12,136 $ 351 Loans with an allowance recorded: Residential real estate $ 451 $ 450 $ 43 $ 86 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - - - Consumer 74 74 5 79 - $ 525 $ 524 $ 48 $ 165 $ - Total: Residential real estate $ 4,342 $ 4,621 $ 43 $ 5,130 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 249 249 5 277 5 $ 11,361 $ 11,726 $ 48 $ 12,301 $ 351 The following table presents information related to impaired loans individually evaluated for impairment for the year ended September 30, 2015. The Company recognized $5,000 of interest income on impaired commercial real estate loans using the cash receipts method of accounting for the year ended September 30, 2015. Average Interest (In thousands) Loans with no related allowance recorded: Residential real estate $ 5,590 $ 143 Commercial real estate 6,136 223 Multifamily - - Construction - - Land and land development - - Commercial business 255 1 Consumer 238 6 $ 12,219 $ 373 Loans with an allowance recorded: Residential real estate $ 115 $ - Commercial real estate 9 - Multifamily - - Construction - - Land and land development - - Commercial business 4 - Consumer 90 - $ 218 $ - Total: Residential real estate $ 5,705 $ 143 Commercial real estate 6,145 223 Multifamily - - Construction - - Land and land development - - Commercial business 259 1 Consumer 328 6 $ 12,437 $ 373 Nonperforming loans consist of nonaccrual loans and loans over 90 days past due and still accruing interest. The following table presents the recorded investment in nonperforming loans at September 30, 2017 and 2016: At September 30, 2017 At September 30, 2016 Nonaccrual Loans 90+ Total Nonaccrual Loans 90+ Total (In thousands) Residential real estate $ 2,358 $ 83 $ 2,441 $ 1,752 $ 22 $ 1,774 Commercial real estate 1,253 - 1,253 1,606 - 1,606 Multifamily - - - - - - Construction - - - - - - Land and land development 30 - 30 241 - 241 Commercial business 81 - 81 136 - 136 Consumer 101 10 111 140 - 140 Total $ 3,823 $ 93 $ 3,916 $ 3,875 $ 22 $ 3,897 The following table presents the aging of the recorded investment in past due loans at September 30, 2017: 30-59 Days 60-89 Days 90+ Days Total Current Total (In thousands) Residential real estate $ 2,288 $ 1,255 $ 1,540 $ 5,083 $ 167,323 $ 172,406 Commercial real estate - - - - 274,061 274,061 Multifamily 176 - - 176 20,967 21,143 Construction - - - - 33,593 33,593 Land and land development 48 - 30 78 9,688 9,766 Commercial business 201 - - 201 52,928 53,129 Consumer 29 11 10 50 32,307 32,357 Total $ 2,742 $ 1,266 $ 1,580 $ 5,588 $ 590,867 $ 596,455 The following table presents the aging of the recorded investment in past due loans at September 30, 2016: 30-59 Days 60-89 Days 90+ Days Total Current Total (In thousands) Residential real estate $ 2,019 $ 860 $ 1,070 $ 3,949 $ 175,078 $ 179,027 Commercial real estate 367 - 94 461 217,255 217,716 Multifamily - - - - 18,452 18,452 Construction - - - - 30,306 30,306 Land and land development - - 241 241 10,923 11,164 Commercial business 40 - 42 82 42,065 42,147 Consumer 76 1 40 117 28,255 28,372 Total $ 2,502 $ 861 $ 1,487 $ 4,850 $ 522,334 $ 527,184 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: Substandard: Doubtful: Loss: Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Commercial Multifamily Construction Land and Land Commercial Consumer Total (In thousands) September 30, 2017: Pass $ 165,192 $ 268,481 $ 20,299 $ 33,500 $ 9,736 $ 52,398 $ 32,172 $ 581,778 Special Mention 895 1,982 844 93 - 641 53 4,508 Substandard 6,152 3,598 - - 30 90 111 9,981 Doubtful 167 - - - - - 21 188 Loss - - - - - - - - Total $ 172,406 $ 274,061 $ 21,143 $ 33,593 $ 9,766 $ 53,129 $ 32,357 $ 596,455 September 30, 2016: Pass $ 173,477 $ 211,247 $ 18,452 $ 30,206 $ 10,924 $ 41,986 $ 28,197 $ 514,489 Special Mention 459 - - 100 - 25 - 584 Substandard 5,002 6,469 - - 240 136 160 12,007 Doubtful 89 - - - - - 15 104 Loss - - - - - - - - Total $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 Troubled Debt Restructurings The following table summarizes TDRs by accrual status at September 30, 2017 and 2016. There was no specific reserve included in the allowance for loan losses related to TDRs at September 30, 2017 and 2016. Accruing Nonaccrual Total (In thousands) September 30, 2017: Residential real estate $ 2,610 $ 25 $ 2,635 Commercial real estate 4,225 1,253 5,478 Commercial business 111 82 193 Consumer 95 - 95 Total $ 7,041 $ 1,360 $ 8,401 September 30, 2016: Residential real estate $ 2,590 $ - $ 2,590 Commercial real estate 4,692 1,512 6,204 Commercial business 95 120 215 Consumer 109 - 109 Total $ 7,486 $ 1,632 $ 9,118 The following table summarizes information in regard to TDRs that were restructured during the years ended September 30, 2017, 2016, and 2015. Number of Pre- Post- (Dollars in thousands) September 30, 2017: Residential real estate 2 $ 473 $ 474 Commercial real estate 1 233 233 Land and land development 1 31 32 Commercial business 1 103 103 Total 5 $ 840 $ 842 September 30, 2016: Residential real estate 5 $ 181 $ 247 Commercial real estate 1 94 131 Commercial business 3 186 216 Total 9 $ 461 $ 594 September 30, 2015: Residential real estate 2 $ 165 $ 172 Commercial real estate 1 1,523 1,523 Consumer 1 3 3 Total 4 $ 1,691 $ 1,698 At September 30, 2017 and 2016, the Company had committed to lend $17,000 and $0, respectively, to customers with outstanding loans classified as TDRs. For the TDRs listed above, the terms of modification included temporary interest-only payment periods, reduction of the stated interest rate, extension of the maturity date, deferral of the contractual principal and interest payments, and the renewal of matured loans where the debtor was unable to access funds elsewhere at a market interest rate for debt with similar risk characteristics. There was no specific allowance for loan losses related to TDRs modified during the years ended September 30, 2017 and 2016. In the event that a TDR subsequently defaults, the Company evaluates the restructuring for possible impairment. As a result, the related allowance for loan losses may be increased or charge-offs may be taken to reduce the carrying amount of the loan. During the years ended September 30, 2017, 2016, and 2015, the Company did not have any TDRs that were modified within the previous twelve months for which there was a payment default (defined as more than 90 days past due or in the process of foreclosure). Loan Servicing Rights The Company originates loans to commercial customers under the SBA 7(a) and other programs. During the year ended September 30, 2016, the Company began selling the guaranteed portion of the SBA loans with servicing retained. Loan servicing rights on originated SBA loans that have been sold are initially recorded at fair value. Capitalized servicing rights are then amortized in proportion to and over the period of estimated net servicing income. Impairment of servicing rights is assessed using the present value of estimated future cash flows. The aggregate fair value of loan servicing rights at September 30, 2017 and 2016 approximated its carrying value. A valuation model employed by an independent third party calculates the present value of future cash flows and is used to estimate fair value at the date of sale and on a quarterly basis for impairment analysis purposes. Management periodically compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. Key assumptions used to estimate the fair value of the loan servicing rights at September 30, 2017 and 2016 were as follows: Range of Assumption (Weighted Average) Assumption 2017 2016 Discount rate 9.12% to 13.90% (11.66%) 8.54% to 14.46% (12.27%) Prepayment rate 2.94% to 8.87% (6.63%) 4.25% to 8.71% (6.75%) For purposes of impairment, risk characteristics such as interest rate, loan type, term and investor type are used to stratify the loan servicing rights. Impairment is recognized through a valuation allowance to the extent that fair value is less than the carrying amount. Changes in the valuation allowance are reported in net gain on sales of loans in the consolidated statements of income. The unpaid principal balance of SBA loans serviced for others was $61.2 million and $13.6 million at September 30, 2017 and 2016, respectively. An analysis of loan servicing fees on SBA loans for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Late fees and ancillary fees earned $ 47 $ 37 $ - Net servicing costs (9 ) (59 ) - SBA net servicing fees $ 38 $ (22 ) $ - Contractually specified late fees and ancillary fees earned on SBA loans are included in interest income on loans in the consolidated statements of income. Net servicing costs (contractually specified servicing fees offset by direct servicing expenses) related to SBA loans are included in other noninterest income in the consolidated statements of income. An analysis of loan servicing rights for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Balance as of October 1 $ 310 $ - $ - Servicing rights capitalized 1,188 345 - Amortization (109 ) (35 ) - Change in valuation allowance - - - Balance as of September 30 $ 1,389 $ 310 $ - Residential mortgage loans originated for sale in the secondary market continue to be sold with servicing released.

REAL ESTATE DEVELOPMENT AND CON

REAL ESTATE DEVELOPMENT AND CONSTRUCTION	12 Months Ended
	Sep. 30, 2017
Real Estate [Abstract]
REAL ESTATE DEVELOPMENT AND CONSTRUCTION	(5) REAL ESTATE DEVELOPMENT AND CONSTRUCTION The Company developed a parcel of land in New Albany, Indiana for retail purposes through the Bank’s subsidiary, FFCC. The total cost of the development was $7.6 million, and the development costs were partially funded by a loan from another financial institution (see Note 14). On August 12, 2016, the Bank and FFCC executed a purchase and sale agreement for the sale of the development and property owned by the Bank to an unaffiliated third party. The sale closed on September 29, 2016. The net sales proceeds were $10.8 million, $8.8 million of which was allocated to the development owned by FFCC and $2.0 million of which was allocated to property owned by the Bank. The sale of the development resulted in a gain of $1.9 million recognized in noninterest income in the accompanying consolidated statements of income. Depreciation expense recognized for real estate development and construction for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Depreciation expense recognized $ - $ 198 $ 196

INVESTMENT IN HISTORIC TAX CRED

INVESTMENT IN HISTORIC TAX CREDIT ENTITY	12 Months Ended
	Sep. 30, 2017
Investment Contracts [Abstract]
Investment in Historic Tax Credit Entity	(6) INVESTMENT IN HISTORIC TAX CREDIT ENTITY On October 15, 2014, the Bank entered into an agreement to participate in the rehabilitation of a certified historic structure located in Louisville, Kentucky with a regional commercial developer. As part of the agreement, the Bank committed to invest $4.2 million into a limited liability company organized in the state of Kentucky by the commercial developer, for which it received a 99% equity interest in the entity and will receive an allocation of 99% of the operating profit and losses and any historic tax credits generated by the entity. The tax credits initially expected to be allocated to the Bank include federal rehabilitation investment credits totaling $4.7 million available under Internal Revenue Code Section 47. Subsequently, during the quarter ended March 31, 2017, the estimate of tax credits increased to $5.0 million and the Bank’s investment in equity increased to $4.5 million, or 90% of the anticipated credits to be received. The Bank’s investment in the historic tax credit entity is accounted for using the equity method of accounting. In conjunction with receipts of certificates of occupancy for the project, the Company recognized losses in noninterest income of $226,000, $4.2 million, and $0 for the years ended September 30, 2017, 2016, and 2015, respectively. The Company recorded historic tax credits in income tax (benefit) expense of $249,000, $4.7 million, and $0 for the years ended September 30, 2017, 2016, and 2015, respectively. At September 30, 2017, there were no unfunded capital contribution commitments. At September 30, 2016, the Bank’s remaining unfunded capital contribution commitment of $118,000 was included in other liabilities in the accompanying consolidated balance sheet.

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Sep. 30, 2017
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	(7) PREMISES AND EQUIPMENT Premises and equipment consisted of the following: (In thousands) 2017 2016 Land and land improvements $ 4,413 $ 4,411 Office buildings 9,381 9,316 Leasehold improvements 61 61 Furniture, fixtures and equipment 4,948 4,681 18,803 18,469 Less: accumulated depreciation (7,533) (6,795) Totals $ 11,270 $ 11,674 Depreciation expense recognized for premises and equipment for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Depreciation expense $ 820 $ 919 $ 912 As discussed further in Note 5, the Bank sold property in conjunction with the sale of a real estate development owned by FFCC in September 2016. The Bank’s property sold in the transaction consisted of a retail branch operated by the Bank and other retail space leased to a third-party tenant. In accordance with the purchase and sale agreement, the Bank executed a lease agreement with the buyer to lease back the portion of the property consisting of the retail branch. The lease has an initial term of 10 years and may be extended for up to six consecutive five-year periods. The Bank is accounting for the leaseback as an operating lease. The total gain realized on the sale of the property was $471,000, with $307,000 attributable to the retail branch property operated by the Bank and $164,000 attributable to the other retail space. The gain on the other retail space has been recognized in noninterest income in the accompanying consolidated statements of income. The gain attributable to the retail branch property has been deferred and will be recognized in income in proportion to the rent charged over the term of the lease. At September 30, 2017 and 2016, the remaining deferred gain of $278,000 and $307,000, respectively, is included in other liabilities in the accompanying consolidated balance sheets. See Note 19 for additional information regarding the Company’s operating leases.

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	12 Months Ended
	Sep. 30, 2017
Other Real Estate [Abstract]
OTHER REAL ESTATE OWNED	(8) OTHER REAL ESTATE OWNED Other real estate owned asset activity was as follows for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Balance as of October 1 $ 519 $ 618 $ 952 Transfers from loans to other real estate owned 703 648 814 Direct write-downs (28) (100) (73) Sales (337) (621) (1,075) Other adjustments (5) (26) - Balance as of September 30 $ 852 $ 519 $ 618 The Bank was in process of foreclosure of residential real estate loans with outstanding balances of $1.6 million and $837,000 as of September 30, 2017 and 2016, respectively. Net (gain) loss on other real estate owned for the years ended September 30, 2017, 2016 and 2015 was as follows: (In thousands) 2017 2016 2015 Net (gain) loss on sales $ (198) $ (150) $ (123) Direct write-downs 28 100 73 Operating expenses, net of rental income 57 78 51 $ (113) $ 28 $ 1

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES	12 Months Ended
	Sep. 30, 2017
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLES	(9) GOODWILL AND OTHER INTANGIBLES Goodwill and the core deposit intangibles acquired in the acquisitions of Community First Bank (“Community First”) on September 30, 2009 and the First Federal Savings Bank of Elizabethtown, Inc. (“First Federal”) branches on July 6, 2012 are evaluated for impairment at least annually or more frequently upon the occurrence of an event or when circumstances indicate that the carrying amount is greater than its fair value. No impairment of goodwill or the core deposit intangibles was recognized during 2017, 2016, and 2015. The changes in the carrying amount of goodwill for the years ended September 30, 2017, 2016 and 2015 are summarized as follows: (In thousands) 2017 2016 2015 Beginning balance $ 7,936 $ 7,936 $ 7,936 Changes in goodwill - - - Ending balance $ 7,936 $ 7,936 $ 7,936 The following is a summary of other intangible assets subject to amortization: (In thousands) 2017 2016 Core deposit intangible acquired in Community First acquisition $ 2,741 $ 2,741 Core deposit intangible acquired in First Federal branch acquisition 566 566 Less accumulated amortization (2,614) (2,270) Ending balance $ 693 $ 1,037 Amortization expense on intangibles for the years ended September 30, 2017, 2016 and 2015 is summarized as follows: (In thousands) 2017 2016 2015 Amortization expense $ 344 $ 344 $ 344 Estimated amortization expense for the core deposit intangibles for each of the ensuing five years and in the aggregate is as follows: Years ending September 30: (In thousands) 2018 $ 344 2019 148 2020 50 2021 50 2022 50 2023 and thereafter 51 Total $ 693

DEPOSITS

DEPOSITS	12 Months Ended
	Sep. 30, 2017
Debt Disclosure [Abstract]
DEPOSITS	(10) DEPOSITS The aggregate amount of time deposit accounts with balances that met or exceeded the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 was $11.3 million and $13.8 million at September 30, 2017 and 2016, respectively. At September 30, 2017, scheduled maturities of time deposits were as follows: Years ending September 30: (In thousands) 2018 $ 134,916 2019 44,445 2020 21,540 2021 16,612 2022 12,383 Total $ 229,896 The Bank held deposits for related parties of $5.6 million and $5.7 million at September 30, 2017 and 2016, respectively.

FEDERAL FUNDS PURCHASED

FEDERAL FUNDS PURCHASED	12 Months Ended
	Sep. 30, 2017
Federal Funds Purchased and Securities Sold Under Agreements To Repurchase [Abstract]
FEDERAL FUNDS PURCHASED	(11) FEDERAL FUNDS PURCHASED The Bank has entered into a federal funds purchased line of credit facility with another financial institution that established a line of credit not to exceed the lesser of $20 million or 25% of the Bank’s equity capital, excluding reserves. Availability under the line of credit is subject to continued borrower eligibility and expires on June 30, 2018 unless it is extended. The line of credit is intended to support short-term liquidity needs, and the agreement states that the Bank may borrow under the facility for up to seven consecutive days without pledging collateral to secure the borrowing. At September 30, 2017 and 2016, the Bank had no outstanding federal funds purchased under the facility. The Bank has also entered into a separate federal funds purchased line of credit facility with another financial institution that established a discretionary line of credit not to exceed $15 million. The line of credit is intended to support short-term liquidity needs. At September 30, 2017 and 2016, the Bank had no outstanding federal funds purchased under the facility.

REPURCHASE AGREEMENTS

REPURCHASE AGREEMENTS	12 Months Ended
	Sep. 30, 2017
Repurchase Agreements [Abstract]
REPURCHASE AGREEMENTS	(12) REPURCHASE AGREEMENTS Repurchase agreements include retail repurchase agreements representing overnight borrowings from deposit customers. Repurchase agreements at September 30, 2017, 2016 and 2015 are summarized as follows: 2017 2016 2015 (Dollars in thousands) Weighted Amount Weighted Amount Weighted Amount Retail repurchase agreements 0.25 % $ 1,348 0.25 % $ 1,345 0.25 % $ 1,342 Information concerning borrowings under retail repurchase agreements as of and for the years ended September 30, 2017, 2016 and 2015 is summarized as follows: (Dollars in thousands) 2017 2016 2015 Weighted average interest rate during the year 0.25 % 0.25 % 0.25 % Average balance during the year $ 1,346 $ 1,343 $ 1,340 Maximum month-end balance during the year 1,348 1,345 1,342 Available for sale securities underlying the repurchase agreements had a fair value of $2.2 million and $1.4 million at September 30, 2017 and 2016, respectively.

BORROWINGS FROM FEDERAL HOME LO

BORROWINGS FROM FEDERAL HOME LOAN BANK	12 Months Ended
	Sep. 30, 2017
Borrowings Federal Home Loan Bank [Abstract]
BORROWINGS FROM FEDERAL HOME LOAN BANK	(13) BORROWINGS FROM FEDERAL HOME LOAN BANK At September 30, 2017 and 2016 borrowings from the FHLB were as follows: 2017 2016 (Dollars in thousands) Weighted Amount Weighted Amount Advances maturing in: 2017 - % $ - 1.10 % $ 15,000 2018 1.04 10,000 1.04 10,000 2019 1.57 15,000 - - 2020 1.86 25,000 1.86 25,000 2021 1.87 10,000 1.87 10,000 2022 and beyond 1.45 40,000 1.45 40,000 Total advances 100,000 100,000 Line of credit balance 1.38 18,065 0.67 21,633 Total borrowings from FHLB $ 118,065 $ 121,633 The Bank entered into an Advances, Pledge and Security Agreement with the FHLB, allowing the Bank to initiate advances from the FHLB. The advances are secured under a blanket collateral agreement. At September 30, 2017, the eligible blanket collateral included residential mortgage loans with a carrying value of $162.9 million, commercial real estate loans with a carrying value of $201.4 million and available for sale securities with a fair value of $19.6 million. On August 12, 2016, the Bank entered into an Overdraft Line of Credit Agreement with the FHLB which established a line of credit not to exceed $25.0 million secured under the blanket collateral agreement. This agreement expires on August 12, 2018. At September 30, 2017, $18.1 million was outstanding under this agreement. On June 19, 2014, the Bank entered into a Letter of Credit Agreement with the FHLB which established a letter of credit not to exceed $3.3 million secured under the blanket collateral agreement. This agreement was extended in June 2017, lowering the amount to $2.7 million, and now expires on June 30, 2018. At September 30, 2017, there was no outstanding balance under this agreement. On May 24, 2017, the Bank entered into an advance agreement with the FHLB which established a commitment to advance $2.2 million through November 22, 2017 at a term not to exceed 20 years at the FHLB’s current Community Investment Program Advance Rate. At September 30, 2017, there was no outstanding balance under this agreement.

OTHER LONG-TERM DEBT

OTHER LONG-TERM DEBT	12 Months Ended
	Sep. 30, 2017
Other Long-Term Debt [Abstract]
OTHER LONG-TERM DEBT	(14) OTHER LONG-TERM DEBT On July 27, 2012, FFCC entered into a loan agreement with another financial institution to finance the retail development and construction project discussed in Note 5. The loan had a maximum commitment of $5.0 million and was for a ten-year term with a fixed interest rate of 4.0% for the first six years of the loan term, then adjusting annually thereafter to the one-year LIBOR rate plus 250 basis points. The loan provided for 12 interest only monthly payments through July 27, 2013, followed by 107 monthly payments sufficient to fully amortize the loan over a 20 year period and a balloon payment of all outstanding principal and interest at maturity on July 27, 2022. The loan was secured by a mortgage and assignment of leases and rents on the retail development property. The real estate development was sold on September 29, 2016, at which time the loan was repaid in full. Interest expense recognized on other long-term debt for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Interest expense $ - $ 161 $ 176

DEFERRED COMPENSATION PLANS

DEFERRED COMPENSATION PLANS	12 Months Ended
	Sep. 30, 2017
Deferred Compensation Arrangements [Abstract]
DEFERRED COMPENSATION PLANS	(15) DEFERRED COMPENSATION PLANS The Bank has deferred compensation agreements with former and current officers. The agreements provide for the payment of specific benefits following retirement. The balance of the accrued benefit for these agreements was $80,000 and $3,000 at September 30, 2017 and 2016, respectively. Deferred compensation expense for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Deferred compensation expense $ 80 $ 2 $ 5 The Company has a directors’ deferred compensation plan whereby a director, at his or her election on an annual basis, may defer all or a portion of the director fees into an account with the Company. . The deferral period extends until separation from service by the director. The benefits under the plan are payable in a lump sum or in monthly installments over a period of up to ten years following the separation from service; however, the agreements provide for payment of benefits in the event of disability, early retirement, termination of service or death. The balance of the accrued benefit for the director plan was $ million and $ million at September 30, 2017 and 2016, respectively. Deferred directors fees expense for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Deferred directors fee expense $ 194 $ 195 $ 164

BENEFIT PLANS

BENEFIT PLANS	12 Months Ended
	Sep. 30, 2017
Retirement Benefits [Abstract]
BENEFIT PLANS	(16) BENEFIT PLANS Defined Contribution Plan: The Bank has a qualified contributory defined contribution plan available to all eligible employees. The plan allows participating employees to make tax-deferred contributions under Internal Revenue Code Section 401(k). Company contributions to the plan for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Company contributions to the plan $ 493 $ 387 $ 378 On October 6, 2008, the Company established a leveraged ESOP covering substantially all employees. The ESOP trust acquired 203,363 shares of Company common stock at a cost of $10.00 per share financed by a term loan with the Company. The employer loan and the related interest income are not recognized in the consolidated financial statements as the debt is serviced from Company contributions. Dividends payable on allocated shares are charged to retained earnings and are satisfied by the allocation of cash dividends to participant accounts or by utilizing the dividends as additional debt service on the ESOP loan. Dividends payable on unallocated shares are not considered dividends for financial reporting purposes. Shares held by the ESOP trust are allocated to participant accounts based on the ratio of the current year principal and interest payments to the total of the current year and future years’ principal and interest to be paid on the employer loan. Compensation expense is recognized based on the average fair value of shares released for allocation to participant accounts during the year with a corresponding credit to stockholders’ equity. Compensation expense recognized for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Compensation expense $ - $ 628 $ 851 The employer loan was fully repaid in December 2015 and all shares of Company stock were allocated to participant accounts as of September 30, 2016. The ESOP trust held 161,115 and 172,870 shares of Company common stock allocated to participant accounts at September 30, 2017 and 2016, respectively.

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS	12 Months Ended
	Sep. 30, 2017
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK-BASED COMPENSATION PLANS	(17) STOCK-BASED COMPENSATION PLANS The Company maintains two equity incentive plans under which stock options and restricted stock have or can be granted, the 2010 Equity Incentive Plan (“2010 Plan”) approved by the Company’s shareholders in February 2010 and the 2016 Equity Incentive Plan (“2016 Plan”) approved by the Company’s shareholders in February 2016. At September 30, 2017, all available awards had been granted under the 2010 Plan. The aggregate number of shares of the Company’s common stock available for issuance under the 2016 Plan may not exceed 88,000 shares, consisting of 66,000 stock options and 22,000 shares of restricted stock. At September 30, 2017, 19,440 shares of the Company’s common stock were available for issuance under the 2016 Plan, consisting of 14,705 stock options and 4,735 shares of restricted stock. Stock based compensation expense related to stock options and restricted stock for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Stock option expense $ 55 $ - $ 95 Restricted stock expense 121 - 162 Stock Options: Under the plans, the Company may grant both non-statutory and incentive stock options that may not have a term exceeding ten years. In the case of incentive stock options, the aggregate fair value (determined at the time the incentive stock options are granted) which are first exercisable during any calendar year shall not exceed $100,000. Exercise prices generally may not be less than the fair market value of the underlying stock at the date of the grant. The terms of the plans also include provisions whereby all unearned options and restricted shares become immediately exercisable and fully vested upon a change in control. Stock options granted generally vest ratably over five years and are exercisable in whole or in part for a period up to ten years from the date of the grant. Compensation expense is measured based on the fair market value of the options at the grant date and is recognized ratably over the period during which the shares are earned (the vesting period). The fair market value of stock options granted is estimated at the date of grant using a binomial option pricing model. Expected volatilities are based on historical volatility of the Company’s stock. The expected term of options granted represents the period of time that options are expected to be outstanding. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the grant date. The fair value of options granted during the year ended September 30, 2017 was determined using the following assumptions: Expected dividend yield 1.75 % Risk-free interest rate 2.13 % Expected volatility 14.6 % Expected life of options 7.5 years Weighted average fair value at grant date $ 6.13 A summary of stock option activity as of September 30, 2017, and changes during the year then ended is presented below. Number of Weighted Weighted Aggregate Outstanding at beginning of year 187,050 $ 13.25 Granted 51,295 40.09 Exercised (26,858 ) 13.25 Forfeited or expired (13,958 ) 14.21 Outstanding at end of year 197,529 $ 20.15 4.3 $ 6,567,000 Vested and expected to vest 197,529 $ 20.15 4.3 $ 6,567,000 Exercisable at end of year 146,734 $ 13.25 2.6 $ 5,891,000 The intrinsic value of stock options exercised during the year ended September 30, 2017 was $860,000. At September 30, 2017, there was $259,000 of unrecognized compensation expense related to nonvested stock options. The compensation expense is expected to be recognized over the remaining vesting period of 4.14 years. Restricted Stock: The vesting period of restricted stock granted under the plans is generally five years beginning one year after the date of grant of the awards. Compensation expense is measured based on the fair market value of the restricted stock at the grant date and is recognized ratably over the vesting period. A summary of the Company’s nonvested restricted shares activity as of September 30, 2017 and changes during the year then ended is presented below. Weighted Number Average of Grant Date Shares Fair Value Nonvested at October 1, 2016 - - Granted 17,265 $ 40.09 Vested - - Forfeited - - Nonvested at September 30, 2017 17,265 $ 40.09 There were no restricted shares vested during the years ended September 30, 2017 and 2016. The total fair value of restricted shares that vested during the year ended September 30, 2015 was $575,000. At September 30, 2017 there was $571,000 of unrecognized compensation expense related to nonvested restricted shares. The compensation expense is expected to be recognized over the remaining vesting period of 4.14 years.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Sep. 30, 2017
Income Tax Disclosure [Abstract]
INCOME TAXES	(18) INCOME TAXES The components of consolidated income tax expense (benefit) were as follows for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Current $ 683 $ 109 $ 1,463 Valuation allowance 76 1,597 - Deferred 1,761 (4,028) 113 Income tax expense (benefit) $ 2,520 $ (2,322) $ 1,576 The reconciliation of income tax expense (benefit) with the amount which would have been provided at the federal statutory rate of 34 percent follows for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Provision at federal statutory rate $ 4,023 $ 1,900 $ 2,831 State income tax-net of federal tax benefit 234 27 93 Tax-exempt interest income (1,082) (877) (772) Bank owned life insurance (210) (151) (444) Captive insurance net premiums (275) (297) (313) Increase in deferred tax valuation allowance 76 1,597 - Historic tax credit (249) (4,660) - Other 3 139 181 Income tax expense (benefit) $ 2,520 $ (2,322) $ 1,576 Significant components of deferred tax assets and liabilities at September 30, 2017 and 2016 are as follows: (In thousands) 2017 2016 Deferred tax assets: Allowance for loan losses $ 2,846 $ 2,745 Deferred compensation plans 529 461 Equity incentive plans 117 69 Other-than-temporary impairment loss on available for sale 7 14 Valuation allowance on other real estate owned 101 96 Interest on nonaccrual loans 186 193 Discount on unguaranteed portion of SBA loans - 121 Loss on tax credit investment 1,673 1,597 Historic tax credit carryforward 171 2,306 Deferred loan fees and costs, net 205 80 Investment in subsidiary 69 - Other 311 207 Gross deferred tax assets 6,215 7,889 Valuation allowance (1,673) (1,597) Net deferred tax assets 4,542 6,292 Deferred tax liabilities: Unrealized gain on securities available for sale (2,234) (3,232) Accumulated depreciation (811) (825) Installment sale (481) (520) Loan servicing rights - (118) Acquisition purchase accounting adjustments (574) (507) FHLB stock dividends (129) (130) Unrealized gain on trading account securities (2) (13) Prepaid expenses (589) (413) Other (141) (114) Deferred tax liabilities (4,961) (5,872) Net deferred tax asset (liability) $ (419) $ 420 Tax laws enacted in 2013 and 2014 decrease the Indiana financial institutions tax rate beginning in 2014 and ending in 2023. Deferred taxes have been adjusted to reflect the newly enacted rates and the period in which temporary differences are expected to reverse. In assessing the ability of the Company to realize the benefit of the deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, availability of operating loss carrybacks, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods which deferred tax assets are deductible, management believes it is more likely than not the Company will generate sufficient taxable income to realize the benefits of these deductible differences at September 30, 2017, except for a valuation allowance of $1.7 million on the net deferred tax asset related to losses on a historic tax credit investment totaling $4.5 million. In assessing the need for a valuation allowance for the deferred tax assets for the historic tax credit investment, the Company considered all positive and negative evidence in assessing whether the weight of available evidence supports the recognition of some or all of the deferred tax assets related to the investment. Because of the tax nature of the loss to be recognized when the investment is ultimately sold (which for tax purposes will give rise to a capital loss for the historic tax credit investment), the Company may not be able to generate capital gains in the future to be able to utilize the capital losses from the investment. Therefore, the Company’s assessment of the deferred tax asset warrants the need for a valuation allowance. At September 30, 2017 and 2016, the Company had a federal historic tax credit of $171,000 and $2.3 million respectively, available to reduce federal income taxes in subsequent years. The carryover expires during the year ending September 30, 2036. At September 30, 2017 and 2016, the Company had no liability for unrecognized income tax benefits and does not anticipate any increase in the liability for unrecognized tax benefits during the next twelve months. The Company believes that its income tax positions would be sustained upon examination and does not anticipate any adjustments that would result in a material change to its financial position or results of operations. The Company files consolidated U.S. federal and Indiana state income tax returns. Returns filed in these jurisdictions for tax years ending on or after September 30, 2013 are subject to examination by the relevant taxing authorities. Each entity included in the consolidated federal and state income tax returns filed by the Company are charged or given credit for the applicable tax as though separate returns were filed. Retained earnings of the Bank at September 30, 2017 and 2016 include approximately $4.6 million for which no deferred federal income tax liability has been recognized. This amount represents an allocation of income to bad debt deductions as of September 30, 1988 for tax purposes only. Reduction of such allocated amounts for purposes other than tax bad debt losses, including redemption of bank stock, excess dividends or loss of “bank” status, would create income for tax purposes only, subject to the then-current corporate income tax rate. The unrecorded deferred income tax liability on these amounts was approximately $1.5 million at September 30, 2017 and 2016.

OPERATING LEASES

OPERATING LEASES	12 Months Ended
	Sep. 30, 2017
Leases, Operating [Abstract]
OPERATING LEASES	(19) OPERATING LEASES The Bank and Q2 rent space and equipment under operating lease agreements that expire at different dates through September 2026. Years ending September 30: (In thousands) 2018 $ 227 2019 189 2020 135 2021 119 2022 107 2023 and thereafter 428 Total $ 1,205 Rent expense under operating leases for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Rent expense $ 278 $ 95 $ 56

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	12 Months Ended
	Sep. 30, 2017
Financial Instruments Off Balance Sheet Risks Abstract [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	(20) FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount and type of collateral obtained, if deemed necessary by the Bank upon extension of credit, varies and is based on management’s credit evaluation of the counterparty. Commitments under outstanding standby letters of credit totaled $5.7 million and $3.7 million at September 30, 2017 and 2016, respectively. Standby letters of credit are conditional lending commitments issued by the Bank to guarantee the performance of a customer to a third party. Standby letters of credit generally have fixed expiration dates or other termination clauses and may require payment of a fee. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank’s policy for obtaining collateral, and the nature of such collateral, is essentially the same as that involved in making commitments to extend credit. The Bank has not been obligated to perform on any financial guarantees and has incurred no losses on its commitments in 2017 or 2016. The following is a summary of the commitments to extend credit at September 30, 2017 and 2016: (In thousands) 2017 2016 Loan commitments: Fixed rate $ 17,069 $ 7,189 Adjustable rate 29,933 45,526 Guarantees of third-party revolving credit 153 86 Undisbursed portion of home equity lines of credit 28,422 24,418 Undisbursed portion of commercial and personal lines of credit 23,066 26,759 Undisbursed portion of construction loans in process 25,483 27,623 Total commitments to extend credit $ 124,126 $ 131,601

FAIR VALUE MEASUREMENTS

FAIR VALUE MEASUREMENTS	12 Months Ended
	Sep. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value Measurements and Disclosures about Fair Value of Financial Instruments	(21) FAIR VALUE MEASUREMENTS FASB ASC Topic 820 , Fair Value Measurements, Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not active; or inputs that are derived principally from or can be corroborated by observable market data by correlation or other means. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 assets and liabilities include financial instruments whose value is determined using discounted cash flow methodologies, as well as instruments for which the determination of fair value requires significant management judgment or estimation. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2017. The Company had no liabilities measured at fair value as of September 30, 2017. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2017: Assets Measured – Recurring Basis Trading account securities $ - $ 7,175 $ - $ 7,175 Securities available for sale: Agency mortgage-backed $ - $ 36,736 $ - $ 36,736 Agency CMO - 14,576 - 14,576 Privately-issued CMO - 2,001 - 2,001 Privately-issued ABS - 3,448 - 3,448 SBA certificates - 912 - 912 Municipal bonds - 120,426 - 120,426 Total securities available for sale $ - $ 178,099 $ - $ 178,099 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,967 $ 4,967 Commercial real estate - - 5,477 5,477 Land and land development - - 30 30 Commercial business - - 192 192 Consumer - - 175 175 Total impaired loans $ - $ - $ 10,841 $ 10,841 Loans held for sale: Residential mortgage loans held for sale $ - $ 727 $ - $ 727 SBA loans held for sale - 24,908 - 24,908 Total loans held for sale $ - $ 25,635 $ - $ 25,635 Loans servicing rights $ - $ - $ 1,389 $ 1,389 Other real estate owned, held for sale: Residential real estate $ - $ - $ 310 $ 310 Commercial real estate - - 260 260 Land and land development - - 282 282 Total other real estate owned $ - $ - $ 852 $ 852 The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2016. The Company had no liabilities measured at fair value as of September 30, 2016. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2016: Assets Measured – Recurring Basis Trading account securities $ - $ 9,255 $ - $ 9,255 Securities available for sale: Agency bonds and notes $ - $ 1,032 $ - $ 1,032 Agency mortgage-backed - 47,405 - 47,405 Agency CMO - 16,095 - 16,095 Privately-issued CMO - 2,652 - 2,652 Privately-issued ABS - 4,532 - 4,532 SBA certificates - 1,227 - 1,227 Municipal bonds - 101,550 - 101,550 Total securities available for sale $ - $ 174,493 $ - $ 174,493 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,299 $ 4,299 Commercial real estate - - 6,298 6,298 Land and land development - - 241 241 Commercial business - - 231 231 Consumer - - 244 244 Total impaired loans $ - $ - $ 11,313 $ 11,313 Loans held for sale: Residential mortgage loans held for sale $ - $ 384 $ - $ 384 SBA loans held for sale - 5,087 - 5,087 Total loans held for sale $ - $ 5,471 $ - $ 5,471 Loans servicing rights $ - $ - $ 310 $ 310 Other real estate owned, held for sale: Residential real estate $ - $ - $ 397 $ 397 Commercial real estate - - 122 122 Total other real estate owned $ - $ - $ 519 $ 519 Fair value is based upon quoted market prices, where available. If quoted market prices are not available, fair value is based on internally-developed models or obtained from third parties that primarily use, as inputs, observable market-based parameters or a matrix pricing model that employs the Bond Market Association’s standard calculations for cash flow and price/yield analysis and observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value, or the lower of cost or fair value. These adjustments may include unobservable parameters. Any such valuation adjustments have been applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Trading Account Securities and Securities Available for Sale. Impaired Loans Impaired loans are measured at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of the collateral if the loan is a collateral-dependent loan. At September 30, 2017 and 2016, all impaired loans were considered to be collateral-dependent for the purpose of determining fair value. Collateral may be real estate and/or business assets, including equipment, inventory and/or accounts receivable, and its fair value is generally determined based on real estate appraisals or other independent evaluations by qualified professionals. The appraisals are then discounted to reflect management’s estimate of the fair value of the collateral given the current market conditions and the condition of the collateral. At September 30, 2017 and 2016, the significant unobservable inputs used in the fair value measurement of impaired loans included a discount from appraised value ranging from 0.0% to 15.0% and estimated costs to sell the collateral ranging from 0.0% to 6.0%. Provisions for loan losses recognized for impaired loans for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Provision for loan losses recognized $ 182 $ 43 $ 58 Loans Held for Sale , Loan Servicing Rights Other Real Estate Owned Other real estate owned is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At September 30, 2017, the significant unobservable inputs used in the fair value measurement of other real estate owned included a discount from appraised value (including estimated costs to sell the property) ranging from 16.1% to 58.8% with a weighted average of 46.6%. At September 30, 2016, the significant unobservable inputs used in the fair value measurement of other real estate owned included a discount from appraised value (including estimated costs to sell the property) ranging from 15.0% to 34.2% with a weighted average of 24.6%. Charges to write down real estate owned to fair value for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Charges to write down real estate owned $ 28 $ 100 $ 73 Transfers Between Categories Fair Value of Financial Instruments The following tables summarize the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and 2016. Carrying Fair Value Measurements Using: (In thousands) Amount Level 1 Level 2 Level 3 September 30, 2017: Financial assets: Cash and due from banks $ 11,017 $ 11,017 $ - $ - Interest-bearing deposits with banks 23,242 23,242 - - Interest-bearing time deposits 2,435 - 2,435 - Trading account securities 7,175 - 7,175 - Securities available for sale 178,099 - 178,099 - Securities held to maturity 2,878 - 3,306 - Loans, net 586,456 - - 579,074 Residential mortgage loans held for sale 727 - 727 - SBA loans held for sale 24,908 - 27,980 - FRB and FHLB stock 6,936 N/A N/A N/A Accrued interest receivable 3,398 - 3,398 - Loan servicing rights (included in other assets) 1,389 - - 1,456 Financial liabilities: Deposits 669,382 - - 670,050 Short-term repurchase agreements 1,348 - 1,348 - Borrowings from FHLB 118,065 - 117,920 - Accrued interest payable 283 - 283 - Advance payments by borrowers for taxes and insurance 1,212 - 1,212 - Carrying Fair Value Measurements Using: (In thousands) Amount Level 1 Level 2 Level 3 September 30, 2016: Financial assets: Cash and due from banks $ 11,449 $ 11,449 $ - $ - Interest-bearing deposits with banks 17,893 17,893 - - Interest-bearing time deposits 3,100 - 3,114 - Trading account securities 9,255 - 9,255 - Securities available for sale 174,493 - 174,493 - Securities held to maturity 3,166 - 3,654 - Loans, net 518,611 - - 522,560 Residential mortgage loans held for sale 384 - 384 - SBA loans held for sale 5,087 - 5,722 - FRB and FHLB stock 6,936 N/A N/A N/A Accrued interest receivable 2,806 - 2,806 - Loan servicing rights (included in other assets) 310 - - 312 Financial liabilities: Deposits 579,467 - - 581,844 Short-term repurchase agreements 1,345 - 1,345 - Borrowings from FHLB 121,633 - 123,794 - Accrued interest payable 195 - 195 - Advance payments by borrowers for taxes and insurance 1,014 - 1,014 - The carrying amounts in the preceding tables are included in the consolidated balances sheets under the applicable captions. The contract or notional amounts of the Bank’s financial instruments with off-balance-sheet risk are disclosed in Note 20, and the fair value of these instruments is considered immaterial. The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate: Cash and Cash Equivalents For cash and short-term instruments, including cash and due from banks, interest-bearing deposits with banks with original maturities of 90 days or less and money market funds, the carrying amount is a reasonable estimate of fair value. Investments and Interest-Bearing Time Deposits For debt securities and interest-bearing time deposits, the Company obtains fair value measurements from an independent pricing service and the fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, U.S. government and agency yield curves, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the security’s terms and conditions, among other factors. Loans The fair value of loans, excluding loans held for sale, is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and terms. Impaired loans are valued at the lower of their carrying value or fair value, as previously described. The carrying amount of accrued interest receivable approximates its fair value. The fair value of loans held for sale is estimated based on specific prices of underlying contracts for sales to investors, as previously discussed. FRB and FHLB stock It is not practical to determine the fair value of FRB and FHLB stock due to restrictions placed on transferability. Loan Servicing Rights The fair value of loan serving rights is determined by a valuation model employed by an independent third party using market-based discount rate and prepayment assumptions, as previously described. Deposits The fair value of demand and savings deposits and other transaction accounts is the amount payable on demand at the balance sheet date. The fair value of fixed-maturity time deposits is estimated by discounting the future cash flows using the rates currently offered for deposits with similar remaining maturities. The carrying amount of accrued interest payable approximates its fair value. Borrowed Funds Borrowed funds include borrowings from the FHLB and repurchase agreements. Fair value for FHLB advances and long-term repurchase agreements is estimated by discounting the future cash flows at current interest rates for FHLB advances of similar maturities. For short-term repurchase agreements and FHLB line of credit borrowings, the carrying value is a reasonable estimate of fair value.

PREFERRED STOCK

PREFERRED STOCK	12 Months Ended
	Sep. 30, 2017
Equity [Abstract]
Preferred Stock	(22) PREFERRED STOCK On August 11, 2011, the Company entered into a Securities Purchase Agreement (“Purchase Agreement”) with the United States Department of the Treasury, pursuant to which the Company issued 17,120 shares of its Senior Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”), having a liquidation amount per share equal to $1,000, for a total purchase price of $17,120,000. The Purchase Agreement was entered into, and the Series A Preferred Stock was issued, pursuant to the Small Business Lending Fund (“SBLF”) program, a $30 billion fund established under the Small Business Jobs Act of 2010, that encourages lending to small businesses by providing Tier 1 capital to qualified community banks with assets of less than $10 billion. The Series A Preferred Stock could be redeemed at any time at the Company’s option, at a redemption price of one hundred percent (100%) of the liquidation amount plus accrued but unpaid dividends to the date of redemption for the current period, subject to the approval of its federal banking regulator. The Series A Preferred Stock was redeemed by the Company for the full liquidation amount of $17,120,000 on February 11, 2016.

CAPITAL REQUIREMENTS AND RESTRI

CAPITAL REQUIREMENTS AND RESTRICTION ON DIVIDENDS	12 Months Ended
	Sep. 30, 2017
Banking and Thrift [Abstract]
CAPITAL REQUIREMENTS AND RESTRICTION ON DIVIDENDS	(23) CAPITAL REQUIREMENTS AND RESTRICTION ON DIVIDENDS The Company and Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and Bank must meet specific capital guidelines that involve quantitative measures of the Company’s and Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Company’s and Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Tier 1 and common equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and Tier 1 capital (as defined) to average assets (as defined). The final rules implementing the Basel Committee on Banking Supervision’s capital guidelines for U.S. banks (“Basel III rules”) became effective for the Company and the Bank on January 1, 2015, with full compliance with all of the requirements being phased in over a multi-year schedule through 2019. Under the Basel III rules, the Bank must hold a conservation buffer above the adequately capitalized risk-based capital ratios disclosed in the table below. The capital conservation buffer is being phased in from 0.0% for 2015 to 2.5% by 2019. The capital conservation buffer is 1.25% for 2017 and 0.625% for 2016. Management believes that the Company and Bank met all capital adequacy requirements to which they are subject as of September 30, 2017 and 2016. As of September 30, 2017, the most recent notification from the FRB categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier I risk-based, common equity Tier 1 risk-based and Tier I leverage ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s category. The Company’s and Bank’s actual capital amounts and ratios are also presented in the table. No amount was deducted from capital for interest-rate risk in either year. Actual Minimum for Capital Minimum To Be Well (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2017: Total capital (to risk-weighted assets): Consolidated $ 88,179 12.69 % $ 55,587 8.00 % N/A N/A Bank 84,720 12.22 % 55,476 8.00 % $ 69,345 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 80,087 11.53 % $ 41,690 6.00 % N/A N/A Bank 76,628 11.05 % 41,607 6.00 % $ 55,476 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 80,087 11.53 % $ 31,267 4.50 % N/A N/A Bank 76,628 11.05 % 31,205 4.50 % $ 45,074 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 80,087 9.14 % $ 35,031 4.00 % N/A N/A Bank 76,628 8.79 % 34,887 4.00 % $ 43,608 5.00 % As of September 30, 2016: Total capital (to risk-weighted assets): Consolidated $ 72,227 11.82 % $ 48,874 8.00 % N/A N/A Bank 69,056 11.33 % 48,748 8.00 % $ 60,934 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 36,655 6.00 % N/A N/A Bank 61,934 10.16 % 36,561 6.00 % $ 48,748 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 27,491 4.50 % N/A N/A Bank 61,934 10.16 % 27,420 4.50 % $ 39,607 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 65,105 8.43 % $ 30,881 4.00 % N/A N/A Bank 61,934 8.09 % 30,621 4.00 % $ 38,277 5.00 % Dividend Restriction As an Indiana corporation, the Company is subject to Indiana law with respect to the payment of dividends. Under Indiana law, the Company may pay dividends so long as it is able to pay its debts as they become due in the usual course of business and its assets exceed the sum of its total liabilities, plus the amount that would be needed, if the Company were to be dissolved at the time of the dividend, to satisfy any rights that are preferential to the rights of the persons receiving the dividend. The ability of the Company to pay dividends depends primarily on the ability of the Bank to pay dividends to the Company. The payment of dividends by the Bank is subject to banking regulations and applicable Indiana state law. The amount of dividends that the Bank may pay to the Company in any calendar year without prior approval from banking regulators cannot exceed net income for that year to date plus retained net income (as defined) for the preceding two calendar years. The Bank may not declare or pay a cash dividend or repurchase any of its capital stock if the effect thereof would cause the regulatory capital of the Bank to be reduced below regulatory capital requirements imposed by banking regulators or the FDIC, or below the amount of the liquidation account established upon completion of the conversion. Liquidation Account Upon completion of its conversion from mutual to stock form on October 6, 2008, the Bank established a liquidation account in an amount equal to its retained earnings at March 31, 2008, totaling $29.3 million. The liquidation account is maintained for the benefit of depositors as of the March 31, 2007 eligibility record date (or the June 30, 2008 supplemental eligibility record date) who maintain their deposits in the Bank after conversion. In the event of complete liquidation, and only in such an event, each eligible depositor is entitled to receive a liquidation distribution from the liquidation account in the proportionate amount of the then current adjusted balance for deposits held, before any liquidation distribution may be made with respect to the stockholders. Except for the repurchase of stock and payment of dividends by the Bank, the existence of the liquidation account does not restrict the use or application of retained earnings of the Bank.

PARENT COMPANY CONDENSED FINANC

PARENT COMPANY CONDENSED FINANCIAL INFORMATION	12 Months Ended
	Sep. 30, 2017
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY CONDENSED FINANCIAL INFORMATION	(24) PARENT COMPANY CONDENSED FINANCIAL INFORMATION Condensed financial information for First Savings Financial Group, Inc. (parent company only) follows: Balance Sheets As of September 30, (In thousands) 2017 2016 Assets: Cash and due from banks $ 1,290 $ 849 Time deposits 10 - Other assets 566 662 Investment in subsidiaries 91,681 85,464 $ 93,547 $ 86,975 Liabilities and Equity: Accrued expenses 432 395 Stockholders' equity 93,115 86,580 $ 93,547 $ 86,975 Statements of Income Years Ended September 30, (In thousands) 2017 2016 2015 Dividend income from subsidiaries $ 1,850 $ 4,000 $ 8,500 Other income - - 2 Other operating expenses (778) (1,027) (1,650) Income before income taxes and equity in undistributed net income of subsidiaries 1,072 2,973 6,852 Income tax benefit 239 282 414 Income before equity in undistributed net income of subsidiaries 1,311 3,255 7,266 Equity in undistributed net income of subsidiaries 8,002 4,656 (515) Net income $ 9,313 $ 7,911 $ 6,751 Statements of Cash Flows Years Ended September 30, (In thousands) 2017 2016 2015 Operating Activities: Net income $ 9,313 $ 7,911 $ 6,751 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (8,002) (4,656) 515 ESOP and stock compensation expense 176 628 1,108 Net change in other assets and liabilities 131 368 67 Net cash provided by operating activities 1,618 4,251 8,441 Investing Activities: Investment in interest-bearing time deposits (10) - - Net cash used by investing activities (10) - - Financing Activities: Redemption of preferred stock - (17,120) - Exercise of stock options 62 169 159 Purchase of treasury stock - - (132) Dividends paid (1,229) (1,172) (1,166) Net cash used in financing activities (1,167) (18,123) (1,139) Net increase (decrease) in cash and due from banks 441 (13,872) 7,302 Cash and due from banks at beginning of year 849 14,721 7,419 Cash and due from banks at end of year $ 1,290 $ 849 $ 14,721

CONCENTRATION OF CREDIT RISK

CONCENTRATION OF CREDIT RISK	12 Months Ended
	Sep. 30, 2017
Risks and Uncertainties [Abstract]
CONCENTRATION OF CREDIT RISK	(25) CONCENTRATION OF CREDIT RISK At September 30, 2017 and 2016, the Bank had a concentration of credit risk with correspondent banks in excess of the federal deposit insurance limit of $7.2 million and $7.5 million, respectively.

SUPPLEMENTAL DISCLOSURE OF CASH

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION	12 Months Ended
	Sep. 30, 2017
Supplemental Cash Flow Elements [Abstract]
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION	(26) SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION Years Ended September 30, (In thousands) 2017 2016 2015 Cash payments for: Interest $ 4,400 $ 4,218 $ 3,890 Income taxes (net of refunds received) (598) 743 914 Non-cash activities: Transfers from (to) loans held for sale (from) to loans (854) 1,319 - Transfers from loans to other real estate owned 703 648 814 Proceeds from sales of other real estate owned financed through loans 189 299 340 Proceeds from sales of premises, equipment and real estate development financed through loans - 8,950 - Cashless exercise of stock options 294 179 119

SELECTED QUARTERLY FINANCIAL IN

SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)	12 Months Ended
	Sep. 30, 2017
Quarterly Financial Information Disclosure [Abstract]
SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)	(27) SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) (In thousands, except per share data) First Second Third Fourth September 30, 2017: Interest income $ 8,011 $ 8,219 $ 8,664 $ 9,023 Interest expense 1,022 1,032 1,132 1,271 Net interest income 6,989 7,187 7,532 7,752 Provision for loan losses 306 375 321 299 Net interest income after provision for loan losses 6,683 6,812 7,211 7,453 Noninterest income 1,875 1,861 2,123 2,766 Noninterest expenses 5,540 6,066 6,305 7,040 Income before income taxes 3,018 2,607 3,029 3,179 Income tax expense 681 413 586 840 Net income 2,337 2,194 2,443 2,339 Less: Preferred stock dividends declared - - - - Net income available to common shareholders $ 2,337 $ 2,194 $ 2,443 $ 2,339 Net income per common share, basic $ 1.06 $ 0.99 $ 1.10 $ 1.05 Net income per common share, diluted $ 1.00 $ 0.94 $ 1.04 $ 0.99 (In thousands, except per share data) First Second Third Fourth September 30, 2016: Interest income $ 7,126 $ 7,147 $ 7,422 $ 7,761 Interest expense 968 1,028 1,115 1,056 Net interest income 6,158 6,119 6,307 6,705 Provision for loan losses - 125 303 209 Net interest income after provision for loan losses 6,158 5,994 6,004 6,496 Noninterest income 1,444 1,262 (2,576) 3,242 Noninterest expenses 5,892 5,232 5,590 5,721 Income (loss) before income taxes 1,710 2,024 (2,162) 4,017 Income tax expense (benefit) 467 389 (4,389) 1,211 Net income 1,243 1,635 2,227 2,806 Less: Preferred stock dividends declared 43 19 - - Net income available to common shareholders $ 1,200 $ 1,616 $ 2,227 $ 2,806 Net income per common share, basic $ 0.55 $ 0.73 $ 1.01 $ 1.27 Net income per common share, diluted $ 0.52 $ 0.70 $ 0.97 $ 1.22 (In thousands, except per share data) First Second Third Fourth September 30, 2015: Interest income $ 7,009 $ 6,924 $ 6,915 $ 7,139 Interest expense 931 952 933 962 Net interest income 6,078 5,972 5,982 6,177 Provision for loan losses 207 212 208 232 Net interest income after provision for loan losses 5,871 5,760 5,774 5,945 Noninterest income 1,111 1,078 1,937 1,850 Noninterest expenses 5,374 4,876 5,197 5,552 Income before income taxes 1,608 1,962 2,514 2,243 Income tax expense 408 435 318 415 Net income 1,200 1,527 2,196 1,828 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 1,157 $ 1,484 $ 2,153 $ 1,786 Net income per common share, basic $ 0.55 $ 0.69 $ 1.00 $ 0.83 Net income per common share, diluted $ 0.52 $ 0.66 $ 0.95 $ 0.80

SEGMENT REPORTING

SEGMENT REPORTING	12 Months Ended
	Sep. 30, 2017
Segment Reporting [Abstract]
SEGMENT REPORTING	(28) SEGMENT REPORTING The Company’s operations include two primary segments: core banking and SBA lending. The core banking segment originates residential, commercial and consumer loans and attracts deposits from its customer base. Net interest income from loans and investments funded by deposits and borrowings is the primary revenue for the core banking segment. The SBA lending segment originates loans guaranteed by the SBA, subsequently selling the guaranteed portion to outside investors. Net gains on sales of loans and net interest income are the primary sources of revenue for the SBA lending segment. The core banking segment is comprised primarily by the Bank and First Savings Investments, Inc., while the SBA lending segment’s revenues are comprised primarily of net interest income and gains on the sales of SBA loans generated by Q2 beginning January 1, 2017 and SBA loan related income of the Bank prior to the formation of Q2. The following segment financial information has been derived from the internal financial statements of the Company which are used by management to monitor and manage financial performance. The accounting policies of the two segments are the same as those of the Company. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the column labeled “Other” below, along with amounts to eliminate transactions between segments. Core SBA Other Consolidated (In thousands) Year Ended September 30, 2017: Net interest income $ 27,637 $ 1,802 $ 21 $ 29,460 Net gains on sales of loans, SBA - 4,204 - 4,204 Noncash items: Provision for loan losses 868 433 - 1,301 Depreciation and amortization 1,120 44 - 1,164 Income tax expense (benefit) 2,754 - (234) 2,520 Segment profit 7,109 1,924 280 9,313 Segment assets at September 30, 2017 885,669 51,821 (46,357) 891,133 Core SBA Other Consolidated (In thousands) Year Ended September 30, 2016: Net interest income $ 24,880 $ 390 $ 19 $ 25,289 Net gains on sales of loans, SBA - 715 - 715 Noncash items: Provision for loan losses 501 136 - 637 Depreciation and amortization 1,426 35 - 1,461 Income tax benefit (2,045) - (277) (2,322) Segment profit (loss) 9,604 (1,830) 137 7,911 Segment assets at September 30, 2016 785,287 11,954 (725) 796,516 Core SBA Other Consolidated (In thousands) Year Ended September 30, 2015: Net interest income $ 24,056 $ 145 $ 8 $ 24,209 Net gains on sales of loans, SBA - 413 - 413 Noncash items: Provision for loan losses 859 - - 859 Depreciation and amortization 1,442 10 - 1,452 Income tax expense (benefit) 1,989 - (413) 1,576 Segment profit (loss) 7,201 (139) (311) 6,751 Segment assets at September 30, 2015 741,952 6,073 1,921 749,946

PENDING ACQUISITION

PENDING ACQUISITION	12 Months Ended
	Sep. 30, 2017
Business Combinations [Abstract]
PENDING ACQUISITION	(29) PENDING ACQUISITION On July 21, 2017, the Company entered into a definitive agreement to acquire Dearmin Bancorp, Inc. (“Dearmin”) and its majority owned subsidiary, The First National Bank of Odon (“FNBO”) pursuant to which FNBO will be merged into the Bank. The all-cash transaction is valued at $10.6 million, subject to possible adjustment. The closing of the transaction is subject to certain customary conditions, including shareholder and regulatory approval. Closing is expected to occur in the first calendar quarter of 2018.

SUPPLEMENTAL DISCLOSURE FOR EAR

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE	12 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE	(30) SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding during the periods presented. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, restricted stock and other potentially dilutive securities outstanding. Earnings and dividends per share are restated for stock splits and dividends through the date of issuance of the financial statements. Earnings per share information is presented below for the years ended September 30, 2017, 2016 and 2015. Years Ended September 30, (In thousands, except share and per share data) 2017 2016 2015 Basic: - Earnings: - Net income $ 9,313 $ 7,911 $ 6,751 Less: Preferred stock dividends declared - (62 ) (171 ) Net income available to common shareholders $ 9,313 $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,219,088 2,200,258 2,140,632 Net income per common share, basic $ 4.20 $ 3.57 $ 3.07 Diluted: Earnings: Net income $ 9,313 $ 7,911 $ 6,751 Less: Preferred stock dividends declared - (62 ) (171 ) Net income available to common shareholders $ 9,313 $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,219,088 2,200,258 2,140,632 Add: Dilutive effect of outstanding options 123,557 103,370 101,862 Add: Dilutive effect of restricted stock 3,363 - 5,472 Weighted average common shares outstanding, as adjusted 2,346,008 2,303,628 2,247,966 Net income per common share, diluted $ 3.97 $ 3.41 $ 2.93 Unearned ESOP and nonvested restricted stock shares are not considered as outstanding for purposes of computing weighted average common shares outstanding.

SUMMARY OF SIGNIFICANT ACCOUN39

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Sep. 30, 2017
Organization, Consolidation and Presentation Of Financial Statements [Abstract]
Nature of Operations	Nature of Operations First Savings Financial Group, Inc. (the “Company”) is a financial holding company and the parent of First Savings Bank (the “Bank”) and First Savings Insurance Risk Management, Inc. (the “Captive”). The Bank, which is a wholly-owned Indiana-chartered commercial bank subsidiary of the Company, provides a variety of banking services to individuals and business customers through fourteen locations in southern Indiana. The Bank attracts deposits primarily from the general public and uses those funds, along with other borrowings, primarily to originate residential mortgage, commercial mortgage, construction, commercial business and consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. The Bank has two wholly owned subsidiaries: First Savings Investments, Inc., a Nevada corporation that manages a securities portfolio and Southern Indiana Financial Corporation, which is currently inactive. At September 30, 2016, the Bank had a third wholly owned subsidiary, FFCC, Inc. (“FFCC”), which was an Indiana corporation that participated in commercial real estate development and leasing. In accordance with the Plan of Complete Liquidation adopted by FFCC’s board of directors and approval by the Bank as its sole shareholder on December 21, 2016, FFCC voluntarily dissolved and completely liquidated effective December 31, 2016. As a result of the liquidation, FFCC distributed its net assets to the Bank on December 31, 2016. On April 25, 2017, the Bank formed Q2 Business Capital, LLC (“Q2”), which is an Indiana limited liability company that specializes in the origination and servicing of U.S. Small Business Administration (“SBA”) loans. The Bank owns 51% of Q2 with the option to purchase the minority interest between July 1, 2020 and September 30, 2020. In accordance with Q2’s operating agreement, the Bank will be allocated the first $1.7 million of cumulative net income of Q2 with any additional profits and losses allocated 51% to the Bank and 49% to Q2’s minority members. The Captive, which is a wholly-owned insurance subsidiary of the Company formed during the fourth fiscal quarter of 2014, is a Nevada corporation that provides property and casualty insurance to the Company, the Bank and the Bank’s active subsidiaries. In addition, the Captive provides reinsurance to eight other third-party insurance captives for which insurance may not be currently available or economically feasible in the insurance marketplace.
Basis of Consolidation and Reclassifications	Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with accounting principles generally accepted in the United States of America and conform to general practices within the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity.
Statements of Cash Flows	Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks having an original maturity of 90 days or less and money market funds.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowances for loan losses and other real estate owned, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of other real estate owned are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and other real estate owned, further reductions in the carrying amounts of loans and other real estate owned may be necessary based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and other real estate owned. Such agencies may require the Bank to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible the estimated losses on loans and other real estate owned may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.
Investment Securities	Investment Securities Trading Account Securities Securities Available for Sale Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) the length of time and the extent to which the fair value has been less than amortized cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment for a period of time sufficient to allow for any anticipated recovery in fair value. Investments in non-marketable equity securities such as Federal Reserve Bank (“FRB”) stock and Federal Home Loan Bank of Indianapolis (“FHLB”) stock are carried at cost and are classified as restricted securities. Impairment testing on these investments is based on applicable accounting guidance and the cost basis is reduced when impairment is deemed to be other-than-temporary.
Loans Held for Sale	Loans Held for Sale Residential mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third party. Net unrealized losses are recognized through a valuation allowance by charges to income. Realized gains on sales of residential mortgage loans are determined using the specific identification method and are included in noninterest income. Residential mortgage loans are sold with servicing released. Commitments to originate residential mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s residential mortgage loan commitments subject to derivative accounting are fixed rate mortgage loan commitments at market rates when initiated. At September 30, 2017, the Bank had commitments to originate $228,000 of fixed-rate mortgage loans intended for sale in the secondary market after the loans are closed. Fair value is estimated based on fees that would be charged on commitments with similar terms. The Bank originates loans to customers under the SBA 7(a) and other programs that generally provide for SBA guarantees of 75% to 90% of each loan. The Bank intends to sell the guaranteed portion of the SBA loans. The guaranteed portion of the SBA loans was classified as loans held for sale at September 30, 2017 and 2016. At September 30, 2017 and 2016, SBA loans held for sale totaling $24.9 million and $5.1 million, respectively, were carried at the lower of aggregate cost or fair value. Realized gains and losses on sales of SBA loans held for sale are determined using the allocation of participating interests sold and retained and are included in noninterest income. Direct loan origination costs and fees related to SBA loans held for sale are deferred upon origination and are recognized as an adjustment to the gain or loss on the date of sale. SBA loans held for sale are sold on a servicing retained basis.
Transfers of Financial Assets	Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board Accounting Standards Codification (“FASB ASC”) 860, Transfers and Servicing Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not meet the criteria of a participating interest, the transfer must be accounted for as a secured borrowing. In order to meet the criteria for a participating interest, all cash flows from the loan must be divided proportionately, the rights of each loan holder must have the same priority, and the loan holders must have no recourse to the transferor other than standard representations and warranties and no loan holder has the right to pledge or exchange the entire loan. The Company sells financial assets in the normal course of business, the majority of which are related to the SBA-guaranteed portion of loans, as well as residential mortgage loan sales through established programs, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. When the Company sells financial assets, it may retain servicing rights and/or other interests in the financial assets. The gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the servicing right recognized, and the consideration received and any liabilities incurred in exchange for the transferred assets. Upon transfer, any servicing assets and other interests held by the Company are carried at the lower of cost or fair value.
Loans and Allowance for Loan Losses	Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by residential and commercial mortgage loans to customers in the southern Indiana and Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income on nonaccrual loans is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss is considered remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs of loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed below. Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 45 days past due. Charge-offs are typically recorded on loans secured by real estate when the property is foreclosed upon when the carrying value of the loan exceeds the property’s fair value less the estimated costs to sell. Allowance for Loan Losses The allowance for loan losses reflects management’s judgment of probable incurred loan losses at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company evaluates the allowance for loan losses on a quarterly basis based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment. A specific reserve is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not considered to be impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 60 month period. Prior to 2017, management used a 36-month historical loss period as the basis for its allowance for loan losses methodology. However, based on the Company’s loss history and changes in the loan portfolio, management determined that a 60-month historical loss history was appropriate and updated its methodology in 2017. This actual loss experience is then adjusted for qualitative factors that are reviewed on a quarterly basis based on the risks present for each portfolio segment. Management considers changes and trends in the following qualitative loss factors: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in the volume and term of new loan originations; national and local economic trends and conditions; changes in lending policies, procedures and practices; changes in the experience and ability of lending management and other staff; changes in the quality and depth of the internal loan review process; trends in collateral valuation in the Company’s lending area; and other factors as determined by management. Each qualitative factor is evaluated and a qualitative factor adjustment is applied to the actual historical loss factors in determining the adjusted loss factors used in management’s allowance for loan losses adequacy calculation. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, commercial real estate, multi-family residential real estate, construction, land and land development, commercial business and consumer. Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a small portion of the segment secured by non-owner-occupied residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrower’s or tenant’s personal cash flow and employment status. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area and in other states. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic conditions. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by general economic conditions, which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Multi-family residential real estate loans primarily consist of loans secured by apartment buildings and other multi-tenant developments generally located in the Company’s primary lending area. Repayment of these loans is primarily dependent on the borrower’s ability to attract tenants and collect rents that provide for adequate debt service. The risks associated with these loans are closely correlated to the local housing market and general economic conditions. Construction loans consist of single-family residential properties, multi-family properties and commercial projects, and include both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Land and land development loans primarily consist of loans secured by farmland and vacant land held for long-term investment or development. The risks associated with land and land development loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Commercial business loans include lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Consumer loans consist primarily of home equity lines of credit and other loans secured by junior liens on the borrower’s personal residence, home improvement loans, automobile and truck loans, boat loans, mobile home loans, loans secured by savings deposits and other personal loans. The risks associated with these loans are related to the local housing market and local economic conditions including the unemployment level. Other than the change from a 36-month historical loss period to a 60-month historical loss period in 2017 discussed above, there were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended September 30, 2017, 2016, and 2015. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other known defects. New appraisals are generally obtained for all significant properties when a loan is identified as impaired. Generally, a property is considered significant if the value of the property is estimated to exceed $250,000. Subsequent appraisals are obtained as needed or if management believes there has been a significant change in the market value of a collateral property securing an impaired loan. In instances where it is not deemed necessary to obtain a new appraisal, management would base its impairment and allowance for loan loss analysis on the original appraisal with adjustments for current conditions based on management’s assessment of market factors and management’s inspection of the property. Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may include, but is not limited to, reduction of the stated interest rate of the loan, reduction of accrued interest, extension of the maturity date or reduction of the face amount of the debt. A concession will be granted when, as a result of the restructuring, the Company does not expect to collect all amounts due, including interest at the original stated rate. A concession may also be granted if the debtor is not able to access funds elsewhere at a market rate for debt with similar risk characteristics as the restructured debt. The Company’s determination of whether a loan modification is a TDR considers the individual facts and circumstances surrounding each modification. A TDR can involve loans remaining on nonaccrual, moving to nonaccrual or continuing on accrual status, depending on the individual facts and circumstances of the borrower. Generally, a nonaccrual loan that is restructured in a TDR remains on nonaccrual status for a period of at least six months following the restructuring in order to ensure that the borrower performs in accordance with the restructured terms, including consistent and timely payments of at least six consecutive months according to the restructured terms.
Real Estate Development and Construction	Real Estate Development and Construction Real estate that is developed and on which buildings are constructed for the purpose of leasing or sale to third parties by the Company is stated at cost, including interest capitalized during the construction period, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Premises and Equipment	Premises and Equipment Premises and equipment are stated at cost, less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Other Real Estate Owned	Other Real Estate Owned Other real estate owned includes formally foreclosed property and former banking facilities held for sale. At the time of foreclosure, foreclosed real estate is recorded at its fair value less estimated costs to sell, which becomes the property’s new cost basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure or the decision to classify property as held for sale, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value, less estimated costs to sell. Costs incurred in maintaining other real estate owned and subsequent impairment adjustments to the carrying amount of a property, if any, are included in noninterest expense.
Cash Surrender Value of Life Insurance	Cash Surrender Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to help offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the recognition of death benefits is reported in noninterest income.
Goodwill and Other Intangibles	Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the fair value of consideration transferred over the fair value of assets acquired and liabilities assumed. Goodwill is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) a significant adverse change in legal factors or in business climate, (2) unanticipated competition, or (3) an adverse action or assessment by a regulator. Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not be recoverable or the remaining period of amortization requires revision.
Securities Lending and Financing Arrangements	Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold.
Benefit Plans	Benefit Plans The Bank provides a contributory defined contribution plan available to all eligible employees. The Company also established a leveraged employee stock ownership plan (“ESOP”) on October 6, 2008 that includes substantially all employees. The Company accounts for the ESOP in accordance with FASB ASC 718-40, Employee Stock Ownership Plans
Stock Based Compensation	Stock Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC 718-20, Compensation – Stock Compensation
Income Taxes	Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 percent probable) that the tax position would be sustained upon examination. Income tax positions that meet the more-likely-than-not threshold are measured as the largest amount of income tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with the income tax positions claimed on income tax returns that exceeds the amount measured as described above is reflected as a liability for unrecognized income tax benefits in the consolidated balance sheets, along with any associated interest and penalties that would be payable to the taxing authorities, if there were an examination. Interest and penalties associated with unrecognized income tax benefits are classified as additional income taxes in the consolidated statements of income. Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred income tax assets will not be realized. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Advertising Costs	Advertising Costs Advertising costs are charged to operations when incurred.
Comprehensive Income	Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income, recognized as a separate component of equity, includes the change in unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income are included in the net gain on sales of available for sale securities line item in the consolidated statements of income.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Recent Accounting Pronouncements	Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) In June 2016, the FASB issued Accounting Standards Update (“ASU”) No. 2016-13, Financial Instruments – Credit Losses (Topic 326) In January 2017, the FASB issued ASU No. 2017-04, Intangibles – Goodwill and Other (Topic 350) – Simplifying the Test for Goodwill Impairment In March 2017, the FASB issued ASU No. 2017-08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310-20) – Premium Amortization on Purchased Callable Debt Securities

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Sep. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Summary Of Reported Net Gains On Trading Account Securities	The following is a summary of the reported net gains on trading account securities for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Net realized gain on sales $ 229 $ 795 $ 394 Net unrealized gain/(loss) on securities held as of the balance sheet date (29) (47) 46 Net gain on trading account securities $ 200 $ 748 $ 440
Amortized Cost and Fair Value of Securities	The amortized cost of securities available for sale and held to maturity and their approximate fair values are as follows: (In thousands) Amortized Gross Gross Fair September 30, 2017: Securities available for sale: Agency mortgage-backed $ 36,439 $ 382 $ 85 $ 36,736 Agency CMO 14,605 37 66 14,576 Privately-issued CMO 1,825 204 28 2,001 Privately-issued ABS 2,691 757 - 3,448 SBA certificates 913 - 1 912 Municipal bonds 115,193 5,409 176 120,426 Total securities available for sale $ 171,666 $ 6,789 $ 356 $ 178,099 Securities held to maturity: Agency mortgage-backed $ 179 $ 16 $ - $ 195 Municipal bonds 2,699 412 - 3,111 Total securities held to maturity $ 2,878 $ 428 $ - $ 3,306 (In thousands) Amortized Gross Gross Fair September 30, 2016: Securities available for sale: Agency bonds and notes $ 1,024 $ 8 $ - $ 1,032 Agency mortgage-backed 46,376 1,029 - 47,405 Agency CMO 16,053 108 66 16,095 Privately-issued CMO 2,359 293 - 2,652 Privately-issued ABS 3,675 864 7 4,532 SBA certificates 1,220 7 - 1,227 Municipal bonds 94,567 7,002 19 101,550 Total securities available for sale $ 165,274 $ 9,311 $ 92 $ 174,493 Securities held to maturity: Agency mortgage-backed $ 260 $ 23 $ - $ 283 Municipal bonds 2,906 465 - 3,371 Total securities held to maturity $ 3,166 $ 488 $ - $ 3,654
Amortized Cost and Fair Value of Investment Securities by Contractual Maturity	The amortized cost and fair value of available for sale and held to maturity debt securities as of September 30, 2017 by contractual maturity are shown below. Expected maturities of mortgage and other asset-backed securities may differ from contractual maturities because the mortgages and other assets underlying the obligations may be prepaid without penalty. Available for Sale Held to Maturity (In thousands) Amortized Fair Amortized Fair Due within one year $ 1,085 $ 1,096 $ 227 $ 259 Due after one year through five years 13,366 13,976 995 1,137 Due after five years through ten years 25,923 27,634 1,028 1,194 Due after ten years 74,819 77,720 449 521 CMO 16,430 16,577 - - ABS 2,691 3,448 - - SBA certificates 913 912 - - Mortgage-backed securities 36,439 36,736 179 195 $ 171,666 $ 178,099 $ 2,878 $ 3,306
Available for Sale Securities with Gross Unrealized Losses by Investment Category and Length of Time Individual Securities Have Been in Continuous Loss Position	Information pertaining to securities with gross unrealized losses at September 30, 2017 and 2016, aggregated by investment category and the length of time that individual securities have been in a continuous loss position, follows: (Dollars in thousands) Number of Fair Gross September 30, 2017: Securities available for sale: Continuous loss position less than twelve months: Agency mortgage-backed 12 $ 13,332 $ 85 Agency CMO 9 9,062 52 Privately-issued CMO 2 113 28 Municipal bonds 9 6,522 157 Total less than twelve months 32 29,029 322 Continuous loss position more than twelve months: Agency CMO 3 2,605 14 SBA certificates 1 912 1 Municipal bonds 1 513 19 Total more than twelve months 5 4,030 34 Total securities available for sale 37 $ 33,059 $ 356 September 30, 2016: Securities available for sale: Continuous loss position less than twelve months: Agency CMO 3 $ 3,946 $ 12 Privately-issued ABS 2 66 7 Municipal bonds 4 2,147 19 Total less than twelve months 9 6,159 38 Continuous loss position more than twelve months: Agency CMO 2 4,683 54 Total more than twelve months 2 4,683 54 Total securities available for sale 11 $ 10,842 $ 92
Summary Of Reported Gross Gains And Losses On Sales Of Available For Sale Securities	The following is a summary of the reported gross gains and losses on sales of available for sale securities for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Gross realized gains on sales $ 96 $ - $ - Gross realized losses on sales (66) - - Net realized gain on sales of available for sale securities $ 30 $ - $ -

LOANS AND ALLOWANCE FOR LOAN 41

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	12 Months Ended
	Sep. 30, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans	Loans at September 30, 2017 and 2016 consisted of the following: (In thousands) 2017 2016 Real estate mortgage: 1-4 family residential $ 171,863 $ 178,364 Commercial 273,106 217,378 Multifamily residential 21,121 18,431 Residential construction 29,074 24,275 Commercial construction 29,882 33,685 Land and land development 9,733 11,137 Commercial business 52,724 41,967 Consumer: Home equity 22,939 21,370 Auto 7,057 4,858 Other consumer 2,323 2,102 Gross loans 619,822 553,567 Undisbursed portion of construction loans (25,483) (27,623) Principal loan balance 594,339 525,944 Deferred loan origination fees and costs, net 209 (211) Allowance for loan losses (8,092) (7,122) Loans, net $ 586,456 $ 518,611
Summary of activity for related party loans	The following is a summary of activity for related party loans for the years ended September 30, 2017 and 2016: (In thousands) 2017 2016 Beginning balance $ 10,646 $ 11,076 New loans and advances 2,049 1,945 Repayments (2,204) (2,307) Reclassifications due to officer and director changes (192) (68) Ending balance $ 10,299 $ 10,646
Components of Recorded Investment in Loans for Each Portfolio Class	The following table provides the components of the recorded investment in loans as of September 30, 2017: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 171,863 $ 273,106 $ 21,121 $ 33,473 $ 9,733 $ 52,724 $ 32,319 $ 594,339 Accrued interest receivable 493 929 37 137 31 221 59 1,907 Net deferred loan origination fees and costs 50 26 (15) (17) 2 184 (21) 209 Recorded investment in loans $ 172,406 $ 274,061 $ 21,143 $ 33,593 $ 9,766 $ 53,129 $ 32,357 $ 596,455 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,969 $ 5,477 $ - $ - $ 30 $ 192 $ 196 $ 10,864 Collectively evaluated for impairment 167,437 268,584 21,143 33,593 9,736 52,937 32,161 585,591 Recorded investment in loans $ 172,406 $ 274,061 $ 21,143 $ 33,593 $ 9,766 $ 53,129 $ 32,357 $ 596,455 The following table provides the components of the recorded investment in loans as of September 30, 2016: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 178,364 $ 217,378 $ 18,431 $ 30,337 $ 11,137 $ 41,967 $ 28,330 $ 525,944 Accrued interest receivable 505 592 38 95 23 143 55 1,451 Net deferred loan origination fees and costs 158 (254) (17) (126) 4 37 (13) (211) Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 4,342 $ 6,298 $ - $ - $ 241 $ 231 $ 249 $ 11,361 Collectively evaluated for impairment 174,685 211,418 18,452 30,306 10,923 41,916 28,123 515,823 Recorded investment in loans $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184
Allowance for Loan Losses	The following table presents the balance in the allowance for loan losses by portfolio segment and based on impairment method as of September 30, 2017 and 2016: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) 2017: Individually evaluated for impairment $ 2 $ - $ - $ - $ - $ - $ 21 $ 23 Collectively evaluated for impairment 250 5,739 106 810 223 839 102 8,069 Ending balance $ 252 $ 5,739 $ 106 $ 810 $ 223 $ 839 $ 123 $ 8,092 2016: Individually evaluated for impairment $ 43 $ - $ - $ - $ - $ - $ 5 $ 48 Collectively evaluated for impairment 292 5,160 109 845 295 284 89 7,074 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 The following table presents the activity in the allowance for loan losses by portfolio segment for the years ended September 30, 2017, 2016, and 2015: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) 2017: Beginning balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 Provisions 15 569 (3) (35) (72) 738 89 1,301 Charge-offs (169) - - - - (200) (116) (485) Recoveries 71 10 - - - 17 56 154 Ending balance $ 252 $ 5,739 $ 106 $ 810 $ 223 $ 839 $ 123 $ 8,092 2016: Beginning balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Provisions (17) 833 (47) 294 (74) (385) 33 637 Charge-offs (207) - - - - (10) (108) (325) Recoveries 115 - - - - 1 70 186 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 2015: Beginning balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Provisions 109 559 10 108 67 8 (2) 859 Charge-offs (283) (40) - - - (126) (144) (593) Recoveries 41 - - - - 1 66 108 Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624
Impaired Loans Individually Evaluated for Impairment	The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2017. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the year ended September 30, 2017. Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded: Residential real estate $ 4,745 $ 4,980 $ - $ 4,377 $ 144 Commercial real estate 5,477 5,645 - 5,997 204 Multifamily - - - - - Construction - - - - - Land and land development 30 30 - 221 1 Commercial business 192 199 - 209 6 Consumer 95 95 - 141 4 $ 10,539 $ 10,949 $ - $ 10,945 $ 359 Loans with an allowance recorded: Residential real estate $ 224 $ 268 $ 2 $ 294 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - 130 - Consumer 101 101 21 94 - $ 325 $ 369 $ 23 $ 518 $ - Total: Residential real estate $ 4,969 $ 5,248 $ 2 $ 4,671 $ 144 Commercial real estate 5,477 5,645 - 5,997 204 Multifamily - - - - - Construction - - - - - Land and land development 30 30 - 221 1 Commercial business 192 199 - 339 6 Consumer 196 196 21 235 4 $ 10,864 $ 11,318 $ 23 $ 11,463 $ 359 The following table presents impaired loans individually evaluated for impairment as of and for the year ended September 30, 2016. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the year ended September 30, 2016. Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded: Residential real estate $ 3,891 $ 4,171 $ - $ 5,044 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 175 175 - 198 5 $ 10,836 $ 11,202 $ - $ 12,136 $ 351 Loans with an allowance recorded: Residential real estate $ 451 $ 450 $ 43 $ 86 $ - Commercial real estate - - - - - Multifamily - - - - - Construction - - - - - Land and land development - - - - - Commercial business - - - - - Consumer 74 74 5 79 - $ 525 $ 524 $ 48 $ 165 $ - Total: Residential real estate $ 4,342 $ 4,621 $ 43 $ 5,130 $ 144 Commercial real estate 6,298 6,394 - 6,595 197 Multifamily - - - - - Construction - - - - - Land and land development 241 238 - 18 - Commercial business 231 224 - 281 5 Consumer 249 249 5 277 5 $ 11,361 $ 11,726 $ 48 $ 12,301 $ 351 The following table presents information related to impaired loans individually evaluated for impairment for the year ended September 30, 2015. The Company recognized $ of interest income on impaired commercial real estate loans using the cash receipts method of accounting for the year ended September 30, 2015. Average Interest (In thousands) Loans with no related allowance recorded: Residential real estate $ 5,590 $ 143 Commercial real estate 6,136 223 Multifamily - - Construction - - Land and land development - - Commercial business 255 1 Consumer 238 6 $ 12,219 $ 373 Loans with an allowance recorded: Residential real estate $ 115 $ - Commercial real estate 9 - Multifamily - - Construction - - Land and land development - - Commercial business 4 - Consumer 90 - $ 218 $ - Total: Residential real estate $ 5,705 $ 143 Commercial real estate 6,145 223 Multifamily - - Construction - - Land and land development - - Commercial business 259 1 Consumer 328 6 $ 12,437 $ 373
Recorded Investment in Nonperforming Loans by Class of Loans	Nonperforming loans consist of nonaccrual loans and loans over 90 days past due and still accruing interest. The following table presents the recorded investment in nonperforming loans at September 30, 2017 and 2016: At September 30, 2017 At September 30, 2016 Nonaccrual Loans 90+ Total Nonaccrual Loans Total (In thousands) Residential real estate $ 2,358 $ 83 $ 2,441 $ 1,752 $ 22 $ 1,774 Commercial real estate 1,253 - 1,253 1,606 - 1,606 Multifamily - - - - - - Construction - - - - - - Land and land development 30 - 30 241 - 241 Commercial business 81 - 81 136 - 136 Consumer 101 10 111 140 - 140 Total $ 3,823 $ 93 $ 3,916 $ 3,875 $ 22 $ 3,897
Aging of Recorded Investment in Past Due Loans	The following table presents the aging of the recorded investment in past due loans at September 30, 2017: 30-59 Days 60-89 Days 90+ Days Total Current Total (In thousands) Residential real estate $ 2,288 $ 1,255 $ 1,540 $ 5,083 $ 167,323 $ 172,406 Commercial real estate - - - - 274,061 274,061 Multifamily 176 - - 176 20,967 21,143 Construction - - - - 33,593 33,593 Land and land development 48 - 30 78 9,688 9,766 Commercial business 201 - - 201 52,928 53,129 Consumer 29 11 10 50 32,307 32,357 Total $ 2,742 $ 1,266 $ 1,580 $ 5,588 $ 590,867 $ 596,455 The following table presents the aging of the recorded investment in past due loans at September 30, 2016: 30-59 Days 60-89 Days 90+ Days Total Current Total (In thousands) Residential real estate $ 2,019 $ 860 $ 1,070 $ 3,949 $ 175,078 $ 179,027 Commercial real estate 367 - 94 461 217,255 217,716 Multifamily - - - - 18,452 18,452 Construction - - - - 30,306 30,306 Land and land development - - 241 241 10,923 11,164 Commercial business 40 - 42 82 42,065 42,147 Consumer 76 1 40 117 28,255 28,372 Total $ 2,502 $ 861 $ 1,487 $ 4,850 $ 522,334 $ 527,184
Recorded Investment in Loans by Risk Category	The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Commercial Multifamily Construction Land and Land Commercial Consumer Total (In thousands) September 30, 2017: Pass $ 165,192 $ 268,481 $ 20,299 $ 33,500 $ 9,736 $ 52,398 $ 32,172 $ 581,778 Special Mention 895 1,982 844 93 - 641 53 4,508 Substandard 6,152 3,598 - - 30 90 111 9,981 Doubtful 167 - - - - - 21 188 Loss - - - - - - - - Total $ 172,406 $ 274,061 $ 21,143 $ 33,593 $ 9,766 $ 53,129 $ 32,357 $ 596,455 September 30, 2016: Pass $ 173,477 $ 211,247 $ 18,452 $ 30,206 $ 10,924 $ 41,986 $ 28,197 $ 514,489 Special Mention 459 - - 100 - 25 - 584 Substandard 5,002 6,469 - - 240 136 160 12,007 Doubtful 89 - - - - - 15 104 Loss - - - - - - - - Total $ 179,027 $ 217,716 $ 18,452 $ 30,306 $ 11,164 $ 42,147 $ 28,372 $ 527,184
Recorded Investment in Troubled Debt Restructurings by Class of Loan and Accrual Status	The following table summarizes TDRs by accrual status at September 30, 2017 and 2016. There was no specific reserve included in the allowance for loan losses related to TDRs at September 30, 2017 and 2016. Accruing Nonaccrual Total (In thousands) September 30, 2017: Residential real estate $ 2,610 $ 25 $ 2,635 Commercial real estate 4,225 1,253 5,478 Commercial business 111 82 193 Consumer 95 - 95 Total $ 7,041 $ 1,360 $ 8,401 September 30, 2016: Residential real estate $ 2,590 $ - $ 2,590 Commercial real estate 4,692 1,512 6,204 Commercial business 95 120 215 Consumer 109 - 109 Total $ 7,486 $ 1,632 $ 9,118
Troubled Debt Restructurings	The following table summarizes information in regard to TDRs that were restructured during the years ended September 30, 2017, 2016, and 2015. Number of Pre- Post- (Dollars in thousands) September 30, 2017: Residential real estate 2 $ 473 $ 474 Commercial real estate 1 233 233 Land and land development 1 31 32 Commercial business 1 103 103 Total 5 $ 840 $ 842 September 30, 2016: Residential real estate 5 $ 181 $ 247 Commercial real estate 1 94 131 Commercial business 3 186 216 Total 9 $ 461 $ 594 September 30, 2015: Residential real estate 2 $ 165 $ 172 Commercial real estate 1 1,523 1,523 Consumer 1 3 3 Total 4 $ 1,691 $ 1,698
Schedule of Fair Value Assumption, Date of Securitization or Asset-backed Financing Arrangement, Transferor's Continuing Involvement, Servicing Assets or Liabilities [Table Text Block]	Key assumptions used to estimate the fair value of the loan servicing rights at September 30, 2017 and 2016 were as follows: Range of Assumption (Weighted Average) Assumption 2017 2016 Discount rate 9.12% to 13.90% (11.66%) 8.54% to 14.46% (12.27%) Prepayment rate 2.94% to 8.87% (6.63%) 4.25% to 8.71% (6.75%)
Schedule Of Loan Servicing Fees [Table Text Block]	An analysis of loan servicing fees on SBA loans for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Late fees and ancillary fees earned $ 47 $ 37 $ - Net servicing costs (9) (59) - SBA net servicing fees $ 38 $ (22) $ -
Loan Servicing Rights	An analysis of loan servicing rights for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Balance as of October 1 $ 310 $ - $ - Servicing rights capitalized 1,188 345 - Amortization (109) (35) - Change in valuation allowance - - - Balance as of September 30 $ 1,389 $ 310 $ -

REAL ESTATE DEVELOPMENT AND C42

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Tables)	12 Months Ended
	Sep. 30, 2017
Real Estate [Abstract]
Depreciation Expense Recognized	Depreciation expense recognized for real estate development and construction for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Depreciation expense recognized $ - $ 198 $ 196

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Sep. 30, 2017
Property, Plant and Equipment [Abstract]
Premises And Equipment	Premises and equipment consisted of the following: (In thousands) 2017 2016 Land and land improvements $ 4,413 $ 4,411 Office buildings 9,381 9,316 Leasehold improvements 61 61 Furniture, fixtures and equipment 4,948 4,681 18,803 18,469 Less: accumulated depreciation (7,533) (6,795) Totals $ 11,270 $ 11,674 Depreciation expense recognized for premises and equipment for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Depreciation expense $ 820 $ 919 $ 912

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	12 Months Ended
	Sep. 30, 2017
Real Estate [Abstract]
Other Real Estate, Roll Forward	Other real estate owned asset activity was as follows for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Balance as of October 1 $ 519 $ 618 $ 952 Transfers from loans to other real estate owned 703 648 814 Direct write-downs (28) (100) (73) Sales (337) (621) (1,075) Other adjustments (5) (26) - Balance as of September 30 $ 852 $ 519 $ 618
Schedule Of Gain Loss On Other Real Estate Owned	Net (gain) loss on other real estate owned for the years ended September 30, 2017, 2016 and 2015 was as follows: (In thousands) 2017 2016 2015 Net (gain) loss on sales $ (198) $ (150) $ (123) Direct write-downs 28 100 73 Operating expenses, net of rental income 57 78 51 $ (113) $ 28 $ 1

GOODWILL AND OTHER INTANGIBLES

GOODWILL AND OTHER INTANGIBLES (Tables)	12 Months Ended
	Sep. 30, 2017
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in Carrying Amount of Goodwill	The changes in the carrying amount of goodwill for the years ended September 30, 2017, 2016 and 2015 are summarized as follows: (In thousands) 2017 2016 2015 Beginning balance $ 7,936 $ 7,936 $ 7,936 Changes in goodwill - - - Ending balance $ 7,936 $ 7,936 $ 7,936
Summary Of Other Intangible Assets	The following is a summary of other intangible assets subject to amortization: (In thousands) 2017 2016 Core deposit intangible acquired in Community First acquisition $ 2,741 $ 2,741 Core deposit intangible acquired in First Federal branch acquisition 566 566 Less accumulated amortization (2,614) (2,270) Ending balance $ 693 $ 1,037
Schedule Of Intangible Assets Amortization Expenses	Amortization expense on intangibles for the years ended September 30, 2017, 2016 and 2015 is summarized as follows: (In thousands) 2017 2016 2015 Amortization expense $ 344 $ 344 $ 344
Estimated Amortization Expense For The Core Deposit Intangibles	Estimated amortization expense for the core deposit intangibles for each of the ensuing five years and in the aggregate is as follows: Years ending September 30: (In thousands) 2018 $ 344 2019 148 2020 50 2021 50 2022 50 2023 and thereafter 51 Total $ 693

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Sep. 30, 2017
Debt Disclosure [Abstract]
Scheduled Maturities Of Certificates Of Deposit	At September 30, 2017, scheduled maturities of time deposits were as follows: Years ending September 30: (In thousands) 2018 $ 134,916 2019 44,445 2020 21,540 2021 16,612 2022 12,383 Total $ 229,896

REPURCHASE AGREEMENTS (Tables)

REPURCHASE AGREEMENTS (Tables)	12 Months Ended
	Sep. 30, 2017
Schedule Of Repurchase Agreements	Repurchase agreements at September 30, 2017, 2016 and 2015 are summarized as follows: 2017 2016 2015 (Dollars in thousands) Weighted Amount Weighted Amount Weighted Amount Retail repurchase agreements 0.25 % $ 1,348 0.25 % $ 1,345 0.25 % $ 1,342
Retail Repurchase Agreements [Member]
Borrowings Under Repurchase Agreements	Information concerning borrowings under retail repurchase agreements as of and for the years ended September 30, 2017, 2016 and 2015 is summarized as follows: (Dollars in thousands) 2017 2016 2015 Weighted average interest rate during the year 0.25 % 0.25 % 0.25 % Average balance during the year $ 1,346 $ 1,343 $ 1,340 Maximum month-end balance during the year 1,348 1,345 1,342

BORROWINGS FROM FEDERAL HOME 48

BORROWINGS FROM FEDERAL HOME LOAN BANK (Tables)	12 Months Ended
	Sep. 30, 2017
Banking and Thrift [Abstract]
Borrowings from the FHLB	At September 30, 2017 and 2016 borrowings from the FHLB were as follows: 2017 2016 (Dollars in thousands) Weighted Amount Weighted Amount Advances maturing in: 2017 - % $ - 1.10 % $ 15,000 2018 1.04 10,000 1.04 10,000 2019 1.57 15,000 - - 2020 1.86 25,000 1.86 25,000 2021 1.87 10,000 1.87 10,000 2022 and beyond 1.45 40,000 1.45 40,000 Total advances 100,000 100,000 Line of credit balance 1.38 18,065 0.67 21,633 Total borrowings from FHLB $ 118,065 $ 121,633

OTHER LONG-TERM DEBT (Tables)

OTHER LONG-TERM DEBT (Tables)	12 Months Ended
	Sep. 30, 2017
Other Long-Term Debt [Abstract]
Schedule Of Interest Expenses On Debt	Interest expense recognized on other long-term debt for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Interest expense $ - $ 161 $ 176

DEFERRED COMPENSATION PLANS (Ta

DEFERRED COMPENSATION PLANS (Tables)	12 Months Ended
	Sep. 30, 2017
Director [Member]
Schedule of Deferred Directors Fees Expense	Deferred directors fees expense for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Deferred directors fee expense $ 194 $ 195 $ 164
Officer [Member]
Schedule of Deferred Directors Fees Expense	Deferred compensation expense for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Deferred compensation expense $ 80 $ 2 $ 5

BENEFIT PLANS (Tables)

BENEFIT PLANS (Tables)	12 Months Ended
	Sep. 30, 2017
Retirement Benefits [Abstract]
Schedule of Defined Benefit Plans Disclosures	Company contributions to the plan for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Company contributions to the plan $ 493 $ 387 $ 378
Employee Stock Ownership Plan (ESOP) Disclosures	Compensation expense recognized for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Compensation expense $ - $ 628 $ 851

STOCK-BASED COMPENSATION PLANS

STOCK-BASED COMPENSATION PLANS (Tables)	12 Months Ended
	Sep. 30, 2017
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan	(In thousands) 2017 2016 2015 Stock option expense $ 55 $ - $ 95 Restricted stock expense 121 - 162
Share-based Payment Award, Stock Options, Valuation Assumptions	The fair value of options granted during the year ended September 30, 2017 was determined using the following assumptions: Expected dividend yield 1.75 % Risk-free interest rate 2.13 % Expected volatility 14.6 % Expected life of options 7.5 years Weighted average fair value at grant date $ 6.13
Stock Option Activity	A summary of stock option activity as of September 30, 2017, and changes during the year then ended is presented below. Number of Weighted Weighted Aggregate Outstanding at beginning of year 187,050 $ 13.25 Granted 51,295 40.09 Exercised (26,858) 13.25 Forfeited or expired (13,958) 14.21 Outstanding at end of year 197,529 $ 20.15 4.3 $ 6,567,000 Vested and expected to vest 197,529 $ 20.15 4.3 $ 6,567,000 Exercisable at end of year 146,734 $ 13.25 2.6 $ 5,891,000
Nonvested Restricted Shares Activity	A summary of the Company’s nonvested restricted shares activity as of September 30, 2017 and changes during the year then ended is presented below. Weighted Number Average of Grant Date Shares Fair Value Nonvested at October 1, 2016 - - Granted 17,265 $ 40.09 Vested - - Forfeited - - Nonvested at September 30, 2017 17,265 $ 40.09

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Sep. 30, 2017
Income Tax Disclosure [Abstract]
Components of Income Tax Expense	The components of consolidated income tax expense (benefit) were as follows for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Current $ 683 $ 109 $ 1,463 Valuation allowance 76 1,597 - Deferred 1,761 (4,028) 113 Income tax expense (benefit) $ 2,520 $ (2,322) $ 1,576
Reconciliation Of Income Tax Expense	The reconciliation of income tax expense (benefit) with the amount which would have been provided at the federal statutory rate of 34 percent follows for the years ended September 30, 2017, 2016 and 2015: (In thousands) 2017 2016 2015 Provision at federal statutory rate $ 4,023 $ 1,900 $ 2,831 State income tax-net of federal tax benefit 234 27 93 Tax-exempt interest income (1,082) (877) (772) Bank owned life insurance (210) (151) (444) Captive insurance net premiums (275) (297) (313) Increase in deferred tax valuation allowance 76 1,597 - Historic tax credit (249) (4,660) - Other 3 139 181 Income tax expense (benefit) $ 2,520 $ (2,322) $ 1,576
Deferred Tax Assets And Liabilities	Significant components of deferred tax assets and liabilities at September 30, 2017 and 2016 are as follows: (In thousands) 2017 2016 Deferred tax assets: Allowance for loan losses $ 2,846 $ 2,745 Deferred compensation plans 529 461 Equity incentive plans 117 69 Other-than-temporary impairment loss on available for sale 7 14 Valuation allowance on other real estate owned 101 96 Interest on nonaccrual loans 186 193 Discount on unguaranteed portion of SBA loans - 121 Loss on tax credit investment 1,673 1,597 Historic tax credit carryforward 171 2,306 Deferred loan fees and costs, net 205 80 Investment in subsidiary 69 - Other 311 207 Gross deferred tax assets 6,215 7,889 Valuation allowance (1,673) (1,597) Net deferred tax assets 4,542 6,292 Deferred tax liabilities: Unrealized gain on securities available for sale (2,234) (3,232) Accumulated depreciation (811) (825) Installment sale (481) (520) Loan servicing rights - (118) Acquisition purchase accounting adjustments (574) (507) FHLB stock dividends (129) (130) Unrealized gain on trading account securities (2) (13) Prepaid expenses (589) (413) Other (141) (114) Deferred tax liabilities (4,961) (5,872) Net deferred tax asset (liability) $ (419) $ 420

OPERATING LEASES (Tables)

OPERATING LEASES (Tables)	12 Months Ended
	Sep. 30, 2017
Leases, Operating [Abstract]
Operating Leases	The following is a schedule by years of future minimum lease payments required under operating leases that have initial or remaining noncancelable lease terms in excess of one year as of September 30, 2017: Years ending September 30: (In thousands) 2018 $ 227 2019 189 2020 135 2021 119 2022 107 2023 and thereafter 428 Total $ 1,205
Lessee, Operating Lease, Disclosure	Rent expense under operating leases for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Rent expense $ 278 $ 95 $ 56

FINANCIAL INSTRUMENTS WITH OF55

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)	12 Months Ended
	Sep. 30, 2017
Commitments to Extend Credit [Member]
Schedule of Fair Value, Off-balance Sheet Risks	The following is a summary of the commitments to extend credit at September 30, 2017 and 2016: (In thousands) 2017 2016 Loan commitments: Fixed rate $ 17,069 $ 7,189 Adjustable rate 29,933 45,526 Guarantees of third-party revolving credit 153 86 Undisbursed portion of home equity lines of credit 28,422 24,418 Undisbursed portion of commercial and personal lines of credit 23,066 26,759 Undisbursed portion of construction loans in process 25,483 27,623 Total commitments to extend credit $ 124,126 $ 131,601

FAIR VALUE MEASUREMENTS (Tables

FAIR VALUE MEASUREMENTS (Tables)	12 Months Ended
	Sep. 30, 2017
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Financial Assets Measured at Fair Value on Recurring and Nonrecurring Basis	The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2017. The Company had no liabilities measured at fair value as of September 30, 2017. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2017: Assets Measured – Recurring Basis Trading account securities $ - $ 7,175 $ - $ 7,175 Securities available for sale: Agency mortgage-backed $ - $ 36,736 $ - $ 36,736 Agency CMO - 14,576 - 14,576 Privately-issued CMO - 2,001 - 2,001 Privately-issued ABS - 3,448 - 3,448 SBA certificates - 912 - 912 Municipal bonds - 120,426 - 120,426 Total securities available for sale $ - $ 178,099 $ - $ 178,099 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,967 $ 4,967 Commercial real estate - - 5,477 5,477 Land and land development - - 30 30 Commercial business - - 192 192 Consumer - - 175 175 Total impaired loans $ - $ - $ 10,841 $ 10,841 Loans held for sale: Residential mortgage loans held for sale $ - $ 727 $ - $ 727 SBA loans held for sale - 24,908 - 24,908 Total loans held for sale $ - $ 25,635 $ - $ 25,635 Loans servicing rights $ - $ - $ 1,389 $ 1,389 Other real estate owned, held for sale: Residential real estate $ - $ - $ 310 $ 310 Commercial real estate - - 260 260 Land and land development - - 282 282 Total other real estate owned $ - $ - $ 852 $ 852 The table below presents the balances of financial assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2016. The Company had no liabilities measured at fair value as of September 30, 2016. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2016: Assets Measured – Recurring Basis Trading account securities $ - $ 9,255 $ - $ 9,255 Securities available for sale: Agency bonds and notes $ - $ 1,032 $ - $ 1,032 Agency mortgage-backed - 47,405 - 47,405 Agency CMO - 16,095 - 16,095 Privately-issued CMO - 2,652 - 2,652 Privately-issued ABS - 4,532 - 4,532 SBA certificates - 1,227 - 1,227 Municipal bonds - 101,550 - 101,550 Total securities available for sale $ - $ 174,493 $ - $ 174,493 Assets Measured – Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 4,299 $ 4,299 Commercial real estate - - 6,298 6,298 Land and land development - - 241 241 Commercial business - - 231 231 Consumer - - 244 244 Total impaired loans $ - $ - $ 11,313 $ 11,313 Loans held for sale: Residential mortgage loans held for sale $ - $ 384 $ - $ 384 SBA loans held for sale - 5,087 - 5,087 Total loans held for sale $ - $ 5,471 $ - $ 5,471 Loans servicing rights $ - $ - $ 310 $ 310 Other real estate owned, held for sale: Residential real estate $ - $ - $ 397 $ 397 Commercial real estate - - 122 122 Total other real estate owned $ - $ - $ 519 $ 519
Allowance for Credit Losses on Financing Receivables	The following table presents the balance in the allowance for loan losses by portfolio segment and based on impairment method as of September 30, 2017 and 2016: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) 2017: Individually evaluated for impairment $ 2 $ - $ - $ - $ - $ - $ 21 $ 23 Collectively evaluated for impairment 250 5,739 106 810 223 839 102 8,069 Ending balance $ 252 $ 5,739 $ 106 $ 810 $ 223 $ 839 $ 123 $ 8,092 2016: Individually evaluated for impairment $ 43 $ - $ - $ - $ - $ - $ 5 $ 48 Collectively evaluated for impairment 292 5,160 109 845 295 284 89 7,074 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 The following table presents the activity in the allowance for loan losses by portfolio segment for the years ended September 30, 2017, 2016, and 2015: Residential Commercial Multifamily Construction Land & Land Commercial Consumer Total (In thousands) 2017: Beginning balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 Provisions 15 569 (3) (35) (72) 738 89 1,301 Charge-offs (169) - - - - (200) (116) (485) Recoveries 71 10 - - - 17 56 154 Ending balance $ 252 $ 5,739 $ 106 $ 810 $ 223 $ 839 $ 123 $ 8,092 2016: Beginning balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624 Provisions (17) 833 (47) 294 (74) (385) 33 637 Charge-offs (207) - - - - (10) (108) (325) Recoveries 115 - - - - 1 70 186 Ending balance $ 335 $ 5,160 $ 109 $ 845 $ 295 $ 284 $ 94 $ 7,122 2015: Beginning balance $ 577 $ 3,808 $ 146 $ 443 $ 302 $ 795 $ 179 $ 6,250 Provisions 109 559 10 108 67 8 (2) 859 Charge-offs (283) (40) - - - (126) (144) (593) Recoveries 41 - - - - 1 66 108 Ending balance $ 444 $ 4,327 $ 156 $ 551 $ 369 $ 678 $ 99 $ 6,624
Schedule Of Write Down Real Estate Owned To Fair Value	Charges to write down real estate owned to fair value for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Charges to write down real estate owned $ 28 $ 100 $ 73
Schedule of Carrying Values and Estimated Fair Values of Debt Instruments	The following tables summarize the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2017 and 2016. Carrying Fair Value Measurements Using: (In thousands) Amount Level 1 Level 2 Level 3 September 30, 2017: Financial assets: Cash and due from banks $ 11,017 $ 11,017 $ - $ - Interest-bearing deposits with banks 23,242 23,242 - - Interest-bearing time deposits 2,435 - 2,435 - Trading account securities 7,175 - 7,175 - Securities available for sale 178,099 - 178,099 - Securities held to maturity 2,878 - 3,306 - Loans, net 586,456 - - 579,074 Residential mortgage loans held for sale 727 - 727 - SBA loans held for sale 24,908 - 27,980 - FRB and FHLB stock 6,936 N/A N/A N/A Accrued interest receivable 3,398 - 3,398 - Loan servicing rights (included in other assets) 1,389 - - 1,456 Financial liabilities: Deposits 669,382 - - 670,050 Short-term repurchase agreements 1,348 - 1,348 - Borrowings from FHLB 118,065 - 117,920 - Accrued interest payable 283 - 283 - Advance payments by borrowers for taxes and insurance 1,212 - 1,212 - Carrying Fair Value Measurements Using: (In thousands) Amount Level 1 Level 2 Level 3 September 30, 2016: Financial assets: Cash and due from banks $ 11,449 $ 11,449 $ - $ - Interest-bearing deposits with banks 17,893 17,893 - - Interest-bearing time deposits 3,100 - 3,114 - Trading account securities 9,255 - 9,255 - Securities available for sale 174,493 - 174,493 - Securities held to maturity 3,166 - 3,654 - Loans, net 518,611 - - 522,560 Residential mortgage loans held for sale 384 - 384 - SBA loans held for sale 5,087 - 5,722 - FRB and FHLB stock 6,936 N/A N/A N/A Accrued interest receivable 2,806 - 2,806 - Loan servicing rights (included in other assets) 310 - - 312 Financial liabilities: Deposits 579,467 - - 581,844 Short-term repurchase agreements 1,345 - 1,345 - Borrowings from FHLB 121,633 - 123,794 - Accrued interest payable 195 - 195 - Advance payments by borrowers for taxes and insurance 1,014 - 1,014 -
Impaired Loans [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Allowance for Credit Losses on Financing Receivables	Provisions for loan losses recognized for impaired loans for the years ended September 30, 2017, 2016 and 2015 is as follows: (In thousands) 2017 2016 2015 Provision for loan losses recognized $ 182 $ 43 $ 58

CAPITAL REQUIREMENTS AND REST57

CAPITAL REQUIREMENTS AND RESTRICTION ON DIVIDENDS (Tables)	12 Months Ended
	Sep. 30, 2017
Banking and Thrift [Abstract]
Regulatory Capital	The Company’s and Bank’s actual capital amounts and ratios are also presented in the table. No amount was deducted from capital for interest-rate risk in either year. Actual Minimum for Capital Minimum To Be Well (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2017: Total capital (to risk-weighted assets): Consolidated $ 88,179 12.69 % $ 55,587 8.00 % N/A N/A Bank 84,720 12.22 % 55,476 8.00 % $ 69,345 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 80,087 11.53 % $ 41,690 6.00 % N/A N/A Bank 76,628 11.05 % 41,607 6.00 % $ 55,476 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 80,087 11.53 % $ 31,267 4.50 % N/A N/A Bank 76,628 11.05 % 31,205 4.50 % $ 45,074 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 80,087 9.14 % $ 35,031 4.00 % N/A N/A Bank 76,628 8.79 % 34,887 4.00 % $ 43,608 5.00 % As of September 30, 2016: Total capital (to risk-weighted assets): Consolidated $ 72,227 11.82 % $ 48,874 8.00 % N/A N/A Bank 69,056 11.33 % 48,748 8.00 % $ 60,934 10.00 % Tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 36,655 6.00 % N/A N/A Bank 61,934 10.16 % 36,561 6.00 % $ 48,748 8.00 % Common equity tier I capital (to risk-weighted assets): Consolidated $ 65,105 10.66 % $ 27,491 4.50 % N/A N/A Bank 61,934 10.16 % 27,420 4.50 % $ 39,607 6.50 % Tier I capital (to average adjusted total assets): Consolidated $ 65,105 8.43 % $ 30,881 4.00 % N/A N/A Bank 61,934 8.09 % 30,621 4.00 % $ 38,277 5.00 %

PARENT COMPANY CONDENSED FINA58

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2017
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheet Information	Balance Sheets As of September 30, (In thousands) 2017 2016 Assets: Cash and due from banks $ 1,290 $ 849 Time deposits 10 - Other assets 566 662 Investment in subsidiaries 91,681 85,464 $ 93,547 $ 86,975 Liabilities and Equity: Accrued expenses 432 395 Stockholders' equity 93,115 86,580 $ 93,547 $ 86,975
Condensed Income Statement Information	Statements of Income Years Ended September 30, (In thousands) 2017 2016 2015 Dividend income from subsidiaries $ 1,850 $ 4,000 $ 8,500 Other income - - 2 Other operating expenses (778) (1,027) (1,650) Income before income taxes and equity in undistributed net income of subsidiaries 1,072 2,973 6,852 Income tax benefit 239 282 414 Income before equity in undistributed net income of subsidiaries 1,311 3,255 7,266 Equity in undistributed net income of subsidiaries 8,002 4,656 (515) Net income $ 9,313 $ 7,911 $ 6,751
Condensed Cash Flow Statement Information	Statements of Cash Flows Years Ended September 30, (In thousands) 2017 2016 2015 Operating Activities: Net income $ 9,313 $ 7,911 $ 6,751 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiaries (8,002) (4,656) 515 ESOP and stock compensation expense 176 628 1,108 Net change in other assets and liabilities 131 368 67 Net cash provided by operating activities 1,618 4,251 8,441 Investing Activities: Investment in interest-bearing time deposits (10) - - Net cash used by investing activities (10) - - Financing Activities: Redemption of preferred stock - (17,120) - Exercise of stock options 62 169 159 Purchase of treasury stock - - (132) Dividends paid (1,229) (1,172) (1,166) Net cash used in financing activities (1,167) (18,123) (1,139) Net increase (decrease) in cash and due from banks 441 (13,872) 7,302 Cash and due from banks at beginning of year 849 14,721 7,419 Cash and due from banks at end of year $ 1,290 $ 849 $ 14,721

SUPPLEMENTAL DISCLOSURE OF CA59

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (Tables)	12 Months Ended
	Sep. 30, 2017
Supplemental Cash Flow Elements [Abstract]
Supplemental Disclosures of Cash Flow Information	Years Ended September 30, (In thousands) 2017 2016 2015 Cash payments for: Interest $ 4,400 $ 4,218 $ 3,890 Income taxes (net of refunds received) (598) 743 914 Non-cash activities: Transfers from (to) loans held for sale (from) to loans (854) 1,319 - Transfers from loans to other real estate owned 703 648 814 Proceeds from sales of other real estate owned financed through loans 189 299 340 Proceeds from sales of premises, equipment and real estate development financed through loans - 8,950 - Cashless exercise of stock options 294 179 119

SELECTED QUARTERLY FINANCIAL 60

SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) (Tables)	12 Months Ended
	Sep. 30, 2017
Supplemental Cash Flow Elements [Abstract]
Quarterly Financial Information	(In thousands, except per share data) First Second Third Fourth September 30, 2017: Interest income $ 8,011 $ 8,219 $ 8,664 $ 9,023 Interest expense 1,022 1,032 1,132 1,271 Net interest income 6,989 7,187 7,532 7,752 Provision for loan losses 306 375 321 299 Net interest income after provision for loan losses 6,683 6,812 7,211 7,453 Noninterest income 1,875 1,861 2,123 2,766 Noninterest expenses 5,540 6,066 6,305 7,040 Income before income taxes 3,018 2,607 3,029 3,179 Income tax expense 681 413 586 840 Net income 2,337 2,194 2,443 2,339 Less: Preferred stock dividends declared - - - - Net income available to common shareholders $ 2,337 $ 2,194 $ 2,443 $ 2,339 Net income per common share, basic $ 1.06 $ 0.99 $ 1.10 $ 1.05 Net income per common share, diluted $ 1.00 $ 0.94 $ 1.04 $ 0.99 (In thousands, except per share data) First Second Third Fourth September 30, 2016: Interest income $ 7,126 $ 7,147 $ 7,422 $ 7,761 Interest expense 968 1,028 1,115 1,056 Net interest income 6,158 6,119 6,307 6,705 Provision for loan losses - 125 303 209 Net interest income after provision for loan losses 6,158 5,994 6,004 6,496 Noninterest income 1,444 1,262 (2,576) 3,242 Noninterest expenses 5,892 5,232 5,590 5,721 Income (loss) before income taxes 1,710 2,024 (2,162) 4,017 Income tax expense (benefit) 467 389 (4,389) 1,211 Net income 1,243 1,635 2,227 2,806 Less: Preferred stock dividends declared 43 19 - - Net income available to common shareholders $ 1,200 $ 1,616 $ 2,227 $ 2,806 Net income per common share, basic $ 0.55 $ 0.73 $ 1.01 $ 1.27 Net income per common share, diluted $ 0.52 $ 0.70 $ 0.97 $ 1.22 (In thousands, except per share data) First Second Third Fourth September 30, 2015: Interest income $ 7,009 $ 6,924 $ 6,915 $ 7,139 Interest expense 931 952 933 962 Net interest income 6,078 5,972 5,982 6,177 Provision for loan losses 207 212 208 232 Net interest income after provision for loan losses 5,871 5,760 5,774 5,945 Noninterest income 1,111 1,078 1,937 1,850 Noninterest expenses 5,374 4,876 5,197 5,552 Income before income taxes 1,608 1,962 2,514 2,243 Income tax expense 408 435 318 415 Net income 1,200 1,527 2,196 1,828 Less: Preferred stock dividends declared 43 43 43 42 Net income available to common shareholders $ 1,157 $ 1,484 $ 2,153 $ 1,786 Net income per common share, basic $ 0.55 $ 0.69 $ 1.00 $ 0.83 Net income per common share, diluted $ 0.52 $ 0.66 $ 0.95 $ 0.80

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	12 Months Ended
	Sep. 30, 2017
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following segment financial information has been derived from the internal financial statements of the Company which are used by management to monitor and manage financial performance. The accounting policies of the two segments are the same as those of the Company. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the column labeled “Other” below, along with amounts to eliminate transactions between segments. Core SBA Other Consolidated (In thousands) Year Ended September 30, 2017: Net interest income $ 27,637 $ 1,802 $ 21 $ 29,460 Net gains on sales of loans, SBA - 4,204 - 4,204 Noncash items: Provision for loan losses 868 433 - 1,301 Depreciation and amortization 1,120 44 - 1,164 Income tax expense (benefit) 2,754 - (234) 2,520 Segment profit 7,109 1,924 280 9,313 Segment assets at September 30, 2017 885,669 51,821 (46,357) 891,133 Core SBA Other Consolidated (In thousands) Year Ended September 30, 2016: Net interest income $ 24,880 $ 390 $ 19 $ 25,289 Net gains on sales of loans, SBA - 715 - 715 Noncash items: Provision for loan losses 501 136 - 637 Depreciation and amortization 1,426 35 - 1,461 Income tax benefit (2,045) - (277) (2,322) Segment profit (loss) 9,604 (1,830) 137 7,911 Segment assets at September 30, 2016 785,287 11,954 (725) 796,516 Core SBA Other Consolidated (In thousands) Year Ended September 30, 2015: Net interest income $ 24,056 $ 145 $ 8 $ 24,209 Net gains on sales of loans, SBA - 413 - 413 Noncash items: Provision for loan losses 859 - - 859 Depreciation and amortization 1,442 10 - 1,452 Income tax expense (benefit) 1,989 - (413) 1,576 Segment profit (loss) 7,201 (139) (311) 6,751 Segment assets at September 30, 2015 741,952 6,073 1,921 749,946

SUPPLEMENTAL DISCLOSURE FOR E62

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE (Tables)	12 Months Ended
	Sep. 30, 2017
Earnings Per Share [Abstract]
Earnings Per Share Information	Earnings per share information is presented below for the years ended September 30, 2017, 2016 and 2015. Years Ended September 30, (In thousands, except share and per share data) 2017 2016 2015 Basic: - Earnings: - Net income $ 9,313 $ 7,911 $ 6,751 Less: Preferred stock dividends declared - (62 ) (171 ) Net income available to common shareholders $ 9,313 $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,219,088 2,200,258 2,140,632 Net income per common share, basic $ 4.20 $ 3.57 $ 3.07 Diluted: Earnings: Net income $ 9,313 $ 7,911 $ 6,751 Less: Preferred stock dividends declared - (62 ) (171 ) Net income available to common shareholders $ 9,313 $ 7,849 $ 6,580 Shares: Weighted average common shares outstanding 2,219,088 2,200,258 2,140,632 Add: Dilutive effect of outstanding options 123,557 103,370 101,862 Add: Dilutive effect of restricted stock 3,363 - 5,472 Weighted average common shares outstanding, as adjusted 2,346,008 2,303,628 2,247,966 Net income per common share, diluted $ 3.97 $ 3.41 $ 2.93

SUMMARY OF SIGNIFICANT ACCOUN63

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans and Leases Receivable, Impaired, Interest Income Recognized, Change in Present Value Attributable to Passage of Time	$ 250,000
Percentage Of Income Tax Realized Upon Settlement	50.00%
Commitments To Originate Mortgage Loans Held For Sale	$ 228,000
Cumulative Allocated Net Income	$ 1,700,000
Equity Method Investment, Ownership Percentage	51.00%
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	49.00%
Interest-bearing Deposits [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Maturity of Deposits	90 days
Small Business Administration Loans [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Loans Receivable Held-for-sale, Net, Not Part of Disposal Group	$ 24,900,000	$ 5,100,000
Small Business Administration Loans [Member] | Maximum [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Guarantor Obligations, Liquidation Proceeds, Percentage	90.00%
Small Business Administration Loans [Member] | Minimum [Member]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]
Guarantor Obligations, Liquidation Proceeds, Percentage	75.00%

RESTRICTION ON CASH AND DUE F64

RESTRICTION ON CASH AND DUE FROM BANKS (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted Cash and Cash Equivalents	$ 12.9	$ 10.3	$ 8.4

INVESTMENT SECURITIES (net gain

INVESTMENT SECURITIES (net gains on trading account securities) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Net realized gain on sales	$ 229	$ 795	$ 394
Net unrealized gain/(loss) on securities held as of the balance sheet date	(29)	(47)	46
Net gain on trading account securities	$ 200	$ 748	$ 440

INVESTMENT SECURITIES (Amortize

INVESTMENT SECURITIES (Amortized Cost And Fair Value Of Securities) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	$ 171,666	$ 165,274
Available-for-Sale, Gross Unrealized Gains	6,789	9,311
Available-for-Sale, Gross Unrealized Losses	356	92
Available-for-Sale, Fair Value	178,099	174,493
Held-to-Maturity, Amortized Cost	2,878	3,166
Held-to-Maturity, Gross Unrealized Gains	428	488
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	3,306	3,654
Agency bonds and notes
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost		1,024
Available-for-Sale, Gross Unrealized Gains		8
Available-for-Sale, Gross Unrealized Losses		0
Available-for-Sale, Fair Value		1,032
Agency Mortgage-Backed
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	36,439	46,376
Available-for-Sale, Gross Unrealized Gains	382	1,029
Available-for-Sale, Gross Unrealized Losses	85	0
Available-for-Sale, Fair Value	36,736	47,405
Held-to-Maturity, Amortized Cost	179	260
Held-to-Maturity, Gross Unrealized Gains	16	23
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	195	283
Agency CMO
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	14,605	16,053
Available-for-Sale, Gross Unrealized Gains	37	108
Available-for-Sale, Gross Unrealized Losses	66	66
Available-for-Sale, Fair Value	14,576	16,095
Privately issued CMO
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	1,825	2,359
Available-for-Sale, Gross Unrealized Gains	204	293
Available-for-Sale, Gross Unrealized Losses	28	0
Available-for-Sale, Fair Value	2,001	2,652
Privately issued ABS
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	2,691	3,675
Available-for-Sale, Gross Unrealized Gains	757	864
Available-for-Sale, Gross Unrealized Losses	0	7
Available-for-Sale, Fair Value	3,448	4,532
SBA certificates
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	913	1,220
Available-for-Sale, Gross Unrealized Gains	0	7
Available-for-Sale, Gross Unrealized Losses	1	0
Available-for-Sale, Fair Value	912	1,227
Municipal bonds
Schedule of Cost-method Investments [Line Items]
Available-for-Sale, Amortized Cost	115,193	94,567
Available-for-Sale, Gross Unrealized Gains	5,409	7,002
Available-for-Sale, Gross Unrealized Losses	176	19
Available-for-Sale, Fair Value	120,426	101,550
Held-to-Maturity, Amortized Cost	2,699	2,906
Held-to-Maturity, Gross Unrealized Gains	412	465
Held-to-Maturity, Gross Unrealized Losses	0	0
Held-to-Maturity, Fair Value	$ 3,111	$ 3,371

INVESTMENT SECURITIES (Amorti67

INVESTMENT SECURITIES (Amortized Cost And Fair Value Of Investment Securities By Contractual Maturity) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Sep. 30, 2016
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Amortized Cost, Due within one year	$ 1,085
Available for Sale, Amortized Cost, Due after one year through five years	13,366
Available for Sale, Amortized Cost, Due after five years through ten years	25,923
Available for Sale, Amortized Cost, Due after ten years	74,819
Available-for-Sale, Amortized Cost	171,666		$ 165,274
Available for Sale, Fair Value, Due within one year	1,096
Available for Sale, Fair Value, Due after one year through five years	13,976
Available for Sale, Fair Value, Due after five years through ten years	27,634
Available for Sale, Fair Value, Due after ten years	77,720
Available-for-sale, Fair Value	178,099		174,493
Held to Maturity, Amortized Cost, Due within one year	227
Held to Maturity, Amortized Cost, Due after one year through five years	995
Held to Maturity, Amortized Cost, Due after five years through ten years	1,028
Held to Maturity, Amortized Cost, Due after ten years	449
Held-to-Maturity, Amortized Cost	2,878		3,166
Held to Maturity, Fair Value, Due within one year	259	$ 259
Held to Maturity, Fair Value, Due after one year through five years	1,137	1,137
Held to Maturity, Fair Value, Due after five years through ten years	1,194	1,194
Held to Maturity, Fair Value, Due after ten years	521	521
Held-to-Maturity, Fair Value	3,306		$ 3,654
Collateralized Mortgage Obligations
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	16,430
Available-for-sale, Fair Value	16,577
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0	0
Asset-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	2,691
Available-for-sale, Fair Value	3,448
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0	0
SBA certificates
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	913
Available-for-sale, Fair Value	912
Held-to-Maturity, Amortized Cost	0
Held-to-Maturity, Fair Value	0	0
Mortgage-backed securities
Schedule of Available-for-sale Securities [Line Items]
Available-for-Sale, Amortized Cost	36,439
Available-for-sale, Fair Value	36,736
Held-to-Maturity, Amortized Cost	179
Held-to-Maturity, Fair Value	$ 195	$ 195

INVESTMENT SECURITIES (Availabl

INVESTMENT SECURITIES (Available For Sale Securities With Gross Unrealized Losses By Investment Category And Length Of Time Individual Securities Have Been In Continuous Loss Position) (Detail) $ in Thousands	Sep. 30, 2017USD ($)Number	Sep. 30, 2016USD ($)Number
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, Number of investment positions | Number	32	9
Securities available for sale, Continuous loss position more than twelve months, Number of Investment Positions | Number	5	2
Securities available for sale, Number of Investment Positions | Number	37	11
Securities available for sale, Continuous loss position less than twelve months, Fair Value	$ 29,029	$ 6,159
Securities available for sale, Continuous loss position more than twelve months, Fair Value	4,030	4,683
Securities available for sale, Continuous loss position	33,059	10,842
Securities available for sale, Continuous loss position less than twelve months, Gross Unrealized Losses	322	38
Securities available for sale, Continuous loss position more than twelve months, Gross Unrealized Losses	34	54
Securities available for sale, Continuous loss position, Gross Unrealized Losses	$ 356	$ 92
Agency Mortgage-Backed
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, Number of investment positions | Number	12
Securities available for sale, Continuous loss position less than twelve months, Fair Value	$ 13,332
Securities available for sale, Continuous loss position less than twelve months, Gross Unrealized Losses	$ 85
Agency CMO
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, Number of investment positions | Number	9	3
Securities available for sale, Continuous loss position more than twelve months, Number of Investment Positions | Number	3	2
Securities available for sale, Continuous loss position less than twelve months, Fair Value	$ 9,062	$ 3,946
Securities available for sale, Continuous loss position more than twelve months, Fair Value	2,605	4,683
Securities available for sale, Continuous loss position less than twelve months, Gross Unrealized Losses	52	12
Securities available for sale, Continuous loss position more than twelve months, Gross Unrealized Losses	$ 14	$ 54
Privately-issued ABS
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, Number of investment positions | Number		2
Securities available for sale, Continuous loss position less than twelve months, Fair Value		$ 66
Securities available for sale, Continuous loss position less than twelve months, Gross Unrealized Losses		$ 7
Municipal bonds
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, Number of investment positions | Number	9	4
Securities available for sale, Continuous loss position more than twelve months, Number of Investment Positions | Number	1
Securities available for sale, Continuous loss position less than twelve months, Fair Value	$ 6,522	$ 2,147
Securities available for sale, Continuous loss position more than twelve months, Fair Value	513
Securities available for sale, Continuous loss position less than twelve months, Gross Unrealized Losses	157	$ 19
Securities available for sale, Continuous loss position more than twelve months, Gross Unrealized Losses	$ 19
Privately issued CMO [Member]
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position less than twelve months, Number of investment positions | Number	2
Securities available for sale, Continuous loss position less than twelve months, Fair Value	$ 113
Securities available for sale, Continuous loss position less than twelve months, Gross Unrealized Losses	$ 28
Small Business Administration Loans [Member]
Investments, Unrealized Loss Position [Line Items]
Securities available for sale, Continuous loss position more than twelve months, Number of Investment Positions | Number	1
Securities available for sale, Continuous loss position more than twelve months, Fair Value	$ 912
Securities available for sale, Continuous loss position more than twelve months, Gross Unrealized Losses	$ 1

INVESTMENT SECURITIES (gross ga

INVESTMENT SECURITIES (gross gains and losses on sales) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Gross realized gains on sales	$ 96	$ 0	$ 0
Gross realized losses on sales	(66)	0	0
Net realized gain on sales of available for sale securities	$ 30	$ 0	$ 0

INVESTMENT SECURITIES (Addition

INVESTMENT SECURITIES (Additional Information) (Detail) - USD ($)	1 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities in loss position, depreciation percentage	2.71%
Trading account securities	$ 7,175,000	$ 9,255,000
Weighted Average Yield Of Available For Sale Securities In Loss Positions	2.16%
Investments, Fair Value Disclosure	$ 113,000
Unrealized Loss on Securities	$ 28,000
Two Privately Issued Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities in loss position, depreciation percentage	19.86%
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale debt securities in loss position, depreciation percentage	1.07%
Debt Securities [Member] | Downgraded Due To Potential Credit Losses [Member]
Schedule of Available-for-sale Securities [Line Items]
Carrying Value Of Downgraded Due To Potential Credit Losses	$ 1,800,000
Debt Securities [Member] | Downgraded Privately Issued CMOs [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Market Value Of Downgraded Privately Issued Collateralized Mortgage Obligations	$ 2,400,000

LOANS AND ALLOWANCE FOR LOAN 71

LOANS AND ALLOWANCE FOR LOAN LOSSES (Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 619,822	$ 553,567
Undisbursed portion of construction loans	(25,483)	(27,623)
Principal loan balance	594,339	525,944
Deferred loan origination fees and costs, net	209	(211)
Allowance for loan losses	(8,092)	(7,122)
Loans, net	586,456	518,611
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	273,106	217,378
Deferred loan origination fees and costs, net	26	(254)
Multifamily residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	21,121	18,431
Deferred loan origination fees and costs, net	(15)	(17)
Land and land development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	9,733	11,137
Deferred loan origination fees and costs, net	2	4
Commercial business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Principal loan balance	52,724	41,967
Deferred loan origination fees and costs, net	184	37
Real estate mortgage [Member] | 1-4 family residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	171,863	178,364
Real estate mortgage [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	273,106	217,378
Real estate mortgage [Member] | Multifamily residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	21,121	18,431
Real estate mortgage [Member] | Residential construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	29,074	24,275
Real estate mortgage [Member] | Commercial construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	29,882	33,685
Real estate mortgage [Member] | Land and land development [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,733	11,137
Real estate mortgage [Member] | Commercial business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	52,724	41,967
Consumer [Member] | Home equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	22,939	21,370
Consumer [Member] | Auto [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	7,057	4,858
Consumer [Member] | Other consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 2,323	$ 2,102

LOANS AND ALLOWANCE FOR LOAN 72

LOANS AND ALLOWANCE FOR LOAN LOSSES (Activity For Related Party Loans) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	$ 10,646	$ 11,076
New loans and advances	2,049	1,945
Repayments	(2,204)	(2,307)
Reclassifications due to officer and director changes	(192)	(68)
Ending balance	$ 10,299	$ 10,646

LOANS AND ALLOWANCE FOR LOAN 73

LOANS AND ALLOWANCE FOR LOAN LOSSES (Components Of Recorded Investment In Loans For Each Portfolio Class) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Recorded Investment in Loans:
Principal loan balance	$ 594,339	$ 525,944
Accrued interest receivable	1,907	1,451
Net deferred loan origination fees and costs	209	(211)
Recorded investment in loans	596,455	527,184
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	10,864	11,361
Collectively evaluated for impairment	585,591	515,823
Recorded investment in loans	596,455	527,184
Residential Real Estate [Member]
Recorded Investment in Loans:
Principal loan balance	171,863	178,364
Accrued interest receivable	493	505
Net deferred loan origination fees and costs	50	158
Recorded investment in loans	172,406	179,027
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	4,969	4,342
Collectively evaluated for impairment	167,437	174,685
Recorded investment in loans	172,406	179,027
Commercial Real Estate [Member]
Recorded Investment in Loans:
Principal loan balance	273,106	217,378
Accrued interest receivable	929	592
Net deferred loan origination fees and costs	26	(254)
Recorded investment in loans	274,061	217,716
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	5,477	6,298
Collectively evaluated for impairment	268,584	211,418
Recorded investment in loans	274,061	217,716
Multifamily [Member]
Recorded Investment in Loans:
Principal loan balance	21,121	18,431
Accrued interest receivable	37	38
Net deferred loan origination fees and costs	(15)	(17)
Recorded investment in loans	21,143	18,452
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	21,143	18,452
Recorded investment in loans	21,143	18,452
Construction [Member]
Recorded Investment in Loans:
Principal loan balance	33,473	30,337
Accrued interest receivable	137	95
Net deferred loan origination fees and costs	(17)	(126)
Recorded investment in loans	33,593	30,306
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	33,593	30,306
Recorded investment in loans	33,593	30,306
Land and Land development [Member]
Recorded Investment in Loans:
Principal loan balance	9,733	11,137
Accrued interest receivable	31	23
Net deferred loan origination fees and costs	2	4
Recorded investment in loans	9,766	11,164
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	30	241
Collectively evaluated for impairment	9,736	10,923
Recorded investment in loans	9,766	11,164
Commercial Business [Member]
Recorded Investment in Loans:
Principal loan balance	52,724	41,967
Accrued interest receivable	221	143
Net deferred loan origination fees and costs	184	37
Recorded investment in loans	53,129	42,147
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	192	231
Collectively evaluated for impairment	52,937	41,916
Recorded investment in loans	53,129	42,147
Consumer [Member]
Recorded Investment in Loans:
Principal loan balance	32,319	28,330
Accrued interest receivable	59	55
Net deferred loan origination fees and costs	(21)	(13)
Recorded investment in loans	32,357	28,372
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	196	249
Collectively evaluated for impairment	32,161	28,123
Recorded investment in loans	$ 32,357	$ 28,372

LOANS AND ALLOWANCE FOR LOAN 74

LOANS AND ALLOWANCE FOR LOAN LOSSES (Allowance For Loan Losses) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2017	Sep. 30, 2016
Changes in Allowance for Loan Losses:
Beginning balance	$ 7,122	$ 6,624	$ 6,250
Provisions	1,301	637	859
Charge-offs	(485)	(325)	(593)
Recoveries	154	186	108
Ending balance	8,092	7,122	6,624
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				$ 23	$ 48
Collectively evaluated for impairment				8,069	7,074
Ending balance	7,122	7,122	6,624	8,092	7,122
Residential Real Estate [Member]
Changes in Allowance for Loan Losses:
Beginning balance	335	444	577
Provisions	15	(17)	109
Charge-offs	(169)	(207)	(283)
Recoveries	71	115	41
Ending balance	252	335	444
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				2	43
Collectively evaluated for impairment				250	292
Ending balance	335	335	444	252	335
Commercial Real Estate [Member]
Changes in Allowance for Loan Losses:
Beginning balance	5,160	4,327	3,808
Provisions	569	833	559
Charge-offs	0	0	(40)
Recoveries	10	0	0
Ending balance	5,739	5,160	4,327
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				0	0
Collectively evaluated for impairment				5,739	5,160
Ending balance	5,160	5,160	4,327	5,739	5,160
Multifamily [Member]
Changes in Allowance for Loan Losses:
Beginning balance	109	156	146
Provisions	(3)	(47)	10
Charge-offs	0	0	0
Recoveries	0	0	0
Ending balance	106	109	156
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				0	0
Collectively evaluated for impairment				106	109
Ending balance	109	109	156	106	109
Construction [Member]
Changes in Allowance for Loan Losses:
Beginning balance	845	551	443
Provisions	(35)	294	108
Charge-offs	0	0	0
Recoveries	0	0	0
Ending balance	810	845	551
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				0	0
Collectively evaluated for impairment				810	845
Ending balance	845	845	551	810	845
Land and Land Development [Member]
Changes in Allowance for Loan Losses:
Beginning balance	295	369	302
Provisions	(72)	(74)	67
Charge-offs	0	0	0
Recoveries	0	0	0
Ending balance	223	295	369
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				0	0
Collectively evaluated for impairment				223	295
Ending balance	295	295	369	223	295
Commercial Business [Member]
Changes in Allowance for Loan Losses:
Beginning balance	284	678	795
Provisions	738	(385)	8
Charge-offs	(200)	(10)	(126)
Recoveries	17	1	1
Ending balance	839	284	678
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				0	0
Collectively evaluated for impairment				839	284
Ending balance	284	284	678	839	284
Consumer [Member]
Changes in Allowance for Loan Losses:
Beginning balance	94	99	179
Provisions	89	33	(2)
Charge-offs	(116)	(108)	(144)
Recoveries	56	70	66
Ending balance	123	94	99
Ending Allowance Balance Attributable to Loans:
Individually evaluated for impairment				21	5
Collectively evaluated for impairment				102	89
Ending balance	$ 94	$ 94	$ 99	$ 123	$ 94

LOANS AND ALLOWANCE FOR LOAN 75

LOANS AND ALLOWANCE FOR LOAN LOSSES (Impaired Loans Individually Evaluated For Impairment) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	$ 10,539	$ 10,836
Loans with no related allowance recorded, Unpaid Principal Balance	10,949	11,202
Loans with no related allowance recorded, Average Recorded Investment	10,945	12,136	$ 12,219
Loans with no related allowance recorded, Interest Income Recognized	359	351	373
Loans with an allowance recorded, Recorded Investment	325	525
Loans with an allowance recorded, Unpaid Principal Balance	369	524
Loans with an allowance recorded, Related Allowance	23	48
Loans with an allowance recorded, Average Recorded Investment	518	165	218
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	10,864	11,361
Total, Unpaid Principal Balance	11,318	11,726
Total, Related Allowance	23	48
Total, Average Recorded Investment	11,463	12,301	12,437
Total, Interest Income Recognized	359	351	373
Residential real estate [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	4,745	3,891
Loans with no related allowance recorded, Unpaid Principal Balance	4,980	4,171
Loans with no related allowance recorded, Average Recorded Investment	4,377	5,044	5,590
Loans with no related allowance recorded, Interest Income Recognized	144	144	143
Loans with an allowance recorded, Recorded Investment	224	451
Loans with an allowance recorded, Unpaid Principal Balance	268	450
Loans with an allowance recorded, Related Allowance	2	43
Loans with an allowance recorded, Average Recorded Investment	294	86	115
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	4,969	4,342
Total, Unpaid Principal Balance	5,248	4,621
Total, Related Allowance	2	43
Total, Average Recorded Investment	4,671	5,130	5,705
Total, Interest Income Recognized	144	144	143
Commercial real estate [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	5,477	6,298
Loans with no related allowance recorded, Unpaid Principal Balance	5,645	6,394
Loans with no related allowance recorded, Average Recorded Investment	5,997	6,595	6,136
Loans with no related allowance recorded, Interest Income Recognized	204	197	223
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0	9
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	5,477	6,298
Total, Unpaid Principal Balance	5,645	6,394
Total, Related Allowance	0	0
Total, Average Recorded Investment	5,997	6,595	6,145
Total, Interest Income Recognized	204	197	223
Multifamily [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with no related allowance recorded, Average Recorded Investment	0	0	0
Loans with no related allowance recorded, Interest Income Recognized	0	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	0	0
Total, Unpaid Principal Balance	0	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	0	0	0
Total, Interest Income Recognized	0	0	0
Construction [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	0	0
Loans with no related allowance recorded, Unpaid Principal Balance	0	0
Loans with no related allowance recorded, Average Recorded Investment	0	0	0
Loans with no related allowance recorded, Interest Income Recognized	0	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	0	0
Total, Unpaid Principal Balance	0	0
Total, Related Allowance	0	0
Total, Average Recorded Investment	0	0	0
Total, Interest Income Recognized	0	0	0
Land and land development [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	30	241
Loans with no related allowance recorded, Unpaid Principal Balance	30	238
Loans with no related allowance recorded, Average Recorded Investment	221	18	0
Loans with no related allowance recorded, Interest Income Recognized	1	0	0
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	0	0	0
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	30	241
Total, Unpaid Principal Balance	30	238
Total, Related Allowance	0	0
Total, Average Recorded Investment	221	18	0
Total, Interest Income Recognized	1	0	0
Commercial business [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	192	231
Loans with no related allowance recorded, Unpaid Principal Balance	199	224
Loans with no related allowance recorded, Average Recorded Investment	209	281	255
Loans with no related allowance recorded, Interest Income Recognized	6	5	1
Loans with an allowance recorded, Recorded Investment	0	0
Loans with an allowance recorded, Unpaid Principal Balance	0	0
Loans with an allowance recorded, Related Allowance	0	0
Loans with an allowance recorded, Average Recorded Investment	130	0	4
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	192	231
Total, Unpaid Principal Balance	199	224
Total, Related Allowance	0	0
Total, Average Recorded Investment	339	281	259
Total, Interest Income Recognized	6	5	1
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Loans with no related allowance recorded, Recorded Investment	95	175
Loans with no related allowance recorded, Unpaid Principal Balance	95	175
Loans with no related allowance recorded, Average Recorded Investment	141	198	238
Loans with no related allowance recorded, Interest Income Recognized	4	5	6
Loans with an allowance recorded, Recorded Investment	101	74
Loans with an allowance recorded, Unpaid Principal Balance	101	74
Loans with an allowance recorded, Related Allowance	21	5
Loans with an allowance recorded, Average Recorded Investment	94	79	90
Loans with an allowance recorded, Interest Income Recognized	0	0	0
Total, Recorded Investment	196	249
Total, Unpaid Principal Balance	196	249
Total, Related Allowance	21	5
Total, Average Recorded Investment	235	277	328
Total, Interest Income Recognized	$ 4	$ 5	$ 6

LOANS AND ALLOWANCE FOR LOAN 76

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment In Nonperforming Loans By Class Of Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	$ 3,823	$ 3,875
Loans 90+ Days Past Due Still Accruing	93	22
Total Nonperforming Loans	3,916	3,897
Residential real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	2,358	1,752
Loans 90+ Days Past Due Still Accruing	83	22
Total Nonperforming Loans	2,441	1,774
Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	1,253	1,606
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	1,253	1,606
Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Land and land development [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	30	241
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	30	241
Commercial business [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	81	136
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	81	136
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Non accrual Loans	101	140
Loans 90+ Days Past Due Still Accruing	10	0
Total Nonperforming Loans	$ 111	$ 140

LOANS AND ALLOWANCE FOR LOAN 77

LOANS AND ALLOWANCE FOR LOAN LOSSES (Aging of Recorded Investment in Past Due Loans) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 5,588	$ 4,850
Current	590,867	522,334
Recorded investment in loans	596,455	527,184
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,742	2,502
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,266	861
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,580	1,487
Residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,083	3,949
Current	167,323	175,078
Recorded investment in loans	172,406	179,027
Residential real estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,288	2,019
Residential real estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,255	860
Residential real estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,540	1,070
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	461
Current	274,061	217,255
Recorded investment in loans	274,061	217,716
Commercial real estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	367
Commercial real estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial real estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	94
Multifamily [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	176	0
Current	20,967	18,452
Recorded investment in loans	21,143	18,452
Multifamily [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	176	0
Multifamily [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Multifamily [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	33,593	30,306
Recorded investment in loans	33,593	30,306
Construction [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land and land development [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	78	241
Current	9,688	10,923
Recorded investment in loans	9,766	11,164
Land and land development [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	48	0
Land and land development [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land and land development [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	30	241
Commercial business [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	201	82
Current	52,928	42,065
Recorded investment in loans	53,129	42,147
Commercial business [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	201	40
Commercial business [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial business [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	42
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	50	117
Current	32,307	28,255
Recorded investment in loans	32,357	28,372
Consumer [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	29	76
Consumer [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	11	1
Consumer [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 10	$ 40

LOANS AND ALLOWANCE FOR LOAN 78

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment in Loans by Risk Category) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 596,455	$ 527,184
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	581,778	514,489
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	4,508	584
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	9,981	12,007
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	188	104
Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	172,406	179,027
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	165,192	173,477
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	895	459
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	6,152	5,002
Residential Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	167	89
Residential Real Estate [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	274,061	217,716
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	268,481	211,247
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	1,982	0
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,598	6,469
Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Real Estate [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multifamily [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	21,143	18,452
Multifamily [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	20,299	18,452
Multifamily [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	844	0
Multifamily [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multifamily [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Multifamily [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	33,593	30,306
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	33,500	30,206
Construction [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	93	100
Construction [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Construction [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and Land Development [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	9,766	11,164
Land and Land Development [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	9,736	10,924
Land and Land Development [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and Land Development [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	30	240
Land and Land Development [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Land and Land Development [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Business [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	53,129	42,147
Commercial Business [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	52,398	41,986
Commercial Business [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	641	25
Commercial Business [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	90	136
Commercial Business [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Commercial Business [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	0	0
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	32,357	28,372
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	32,172	28,197
Consumer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	53	0
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	111	160
Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	21	15
Consumer [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 79

LOANS AND ALLOWANCE FOR LOAN LOSSES (Recorded Investment in Troubled Debt Restructurings by Class of Loan and Accrual Status) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Financing Receivable, Modifications [Line Items]
Accruing	$ 7,041	$ 7,486
Nonaccrual	1,360	1,632
Total	8,401	9,118
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Accruing	2,610	2,590
Nonaccrual	25	0
Total	2,635	2,590
Commercial real estate [Member]
Financing Receivable, Modifications [Line Items]
Accruing	4,225	4,692
Nonaccrual	1,253	1,512
Total	5,478	6,204
Commercial business [Member]
Financing Receivable, Modifications [Line Items]
Accruing	111	95
Nonaccrual	82	120
Total	193	215
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Accruing	95	109
Nonaccrual	0	0
Total	$ 95	$ 109

LOANS AND ALLOWANCE FOR LOAN 80

LOANS AND ALLOWANCE FOR LOAN LOSSES (Troubled Debt Restructurings) (Detail) $ in Thousands	12 Months Ended
	Sep. 30, 2017USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	5	9	4
Pre-Modification Principal Balance	$ 840	$ 461	$ 1,691
Post-Modification Principal Balance	$ 842	$ 594	$ 1,698
Residential real estate [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	2	5	2
Pre-Modification Principal Balance	$ 473	$ 181	$ 165
Post-Modification Principal Balance	$ 474	$ 247	$ 172
Commercial real estate [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	1	1	1
Pre-Modification Principal Balance	$ 233	$ 94	$ 1,523
Post-Modification Principal Balance	$ 233	$ 131	$ 1,523
Commercial Business [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	1	3
Pre-Modification Principal Balance	$ 103	$ 186
Post-Modification Principal Balance	$ 103	$ 216
Consumer [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans			1
Pre-Modification Principal Balance			$ 3
Post-Modification Principal Balance			$ 3
Land and land development [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	1
Pre-Modification Principal Balance	$ 31
Post-Modification Principal Balance	$ 32

LOANS AND ALLOWANCE FOR LOAN 81

LOANS AND ALLOWANCE FOR LOAN LOSSES (analysis of loan servicing fees on SBA loans) (Detail)	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Maximum [Member]
Discount rate	13.90%	14.46%
Prepayment rate	8.87%	8.71%
Minimum [Member]
Discount rate	9.12%	8.54%
Prepayment rate	2.94%	4.25%
Weighted Average [Member]
Discount rate	11.66%	12.27%
Prepayment rate	6.63%	6.75%

LOANS AND ALLOWANCE FOR LOAN 82

LOANS AND ALLOWANCE FOR LOAN LOSSES (estimate the fair value of the loan servicing rights) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Late fees and ancillary fees earned	$ 47	$ 37	$ 0
Net servicing costs	(9)	(59)	0
SBA net servicing fees	$ 38	$ (22)	$ 0

LOANS AND ALLOWANCE FOR LOAN 83

LOANS AND ALLOWANCE FOR LOAN LOSSES (Loan Servicing Rights) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Balance as of October 1	$ 310	$ 0	$ 0
Servicing rights resulting from transfers of loans	1,188	345	0
Amortization	(109)	(35)	0
Change in valuation allowance	0	0	0
Balance as of September 30	$ 1,389	$ 310	$ 0

LOANS AND ALLOWANCE FOR LOAN 84

LOANS AND ALLOWANCE FOR LOAN LOSSES (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Mortgage Loans Serviced For Others	$ 0	$ 32,000
Impaired Financing Receivable, Interest Income, Cash Basis Method	0	0	$ 5,000
Loans and Leases Receivable, Impaired, Commitment to Lend	17,000	0
Real Estate Mortgage [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan To Value	$ 61,200,000	$ 13,600,000

REAL ESTATE DEVELOPMENT AND C85

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Real Estate Development and Construction Properties) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Depreciation expense recognized	$ 0	$ 198	$ 196

REAL ESTATE DEVELOPMENT AND C86

REAL ESTATE DEVELOPMENT AND CONSTRUCTION (Additional Information) (Detail) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Sep. 29, 2016	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Real Estate Properties [Line Items]
Expected total development costs		$ 7,600
Proceeds from Sale of Real Estate	$ 10,800
Gain (Loss) on Disposition of Assets	1,900	$ 0	$ 1,862	$ 0
FFCC, Inc [Member]
Real Estate Properties [Line Items]
Proceeds from Sale of Real Estate	8,800
Bank [Member]
Real Estate Properties [Line Items]
Proceeds from Sale of Real Estate	$ 2,000

INVESTMENT IN HISTORIC TAX CR87

INVESTMENT IN HISTORIC TAX CREDIT ENTITY (Additional Information) (Detail) - USD ($)	Oct. 15, 2014	Mar. 31, 2017	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Percentage Of Received Equity Interest	99.00%
Percentage Of Receive Operating Profit And Losses	99.00%
Investment Credit Available To Be Estimated	$ 4,700,000
Other Assets	$ 4,200,000		$ 4,814,000	$ 3,956,000
Investment Tax Credit			226,000	4,236,000
Investment Tax Credit Percentage		9000.00%
Historical Tax Credit On Investment		$ 5,000,000	249,000	4,700,000	$ 0
Increase In Equity Investment		$ 4,500,000
Investment In Credit [Member]
Other Liabilities				$ 118,000
Investment Tax Credit			$ 4,200,000

PREMISES AND EQUIPMENT (Premise

PREMISES AND EQUIPMENT (Premises And Equipment) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 18,803	$ 18,469
Less accumulated depreciation	(7,533)	(6,795)
Totals	11,270	11,674
Property, Plant and Equipment [Member]
Property, Plant and Equipment [Line Items]
Depreciation expense	820	919	$ 912
Land and land improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	4,413	4,411
Office buildings [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	9,381	9,316
Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	4,948	4,681
Leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 61	$ 61

PREMISES AND EQUIPMENT (Additio

PREMISES AND EQUIPMENT (Additional Information) (Detail) - USD ($)	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Property, Plant and Equipment [Line Items]
Lease Expiration Term													10 years
Sale Leaseback Transaction, Deferred Gain, Gross	$ 471,000												$ 471,000
Noninterest Income	2,766,000	$ 2,123,000	$ 1,861,000	$ 1,875,000	$ 3,242,000	$ (2,576,000)	$ 1,262,000	$ 1,444,000	$ 1,850,000	$ 1,937,000	$ 1,078,000	$ 1,111,000	8,625,000	$ 3,372,000	$ 5,976,000
Bank [Member]
Property, Plant and Equipment [Line Items]
Sale Leaseback Transaction, Deferred Gain, Gross	307,000												307,000
Noninterest Income													164,000
Other Liabilities	$ 278,000				$ 307,000								$ 278,000	$ 307,000

OTHER REAL ESTATE OWNED (Other

OTHER REAL ESTATE OWNED (Other Real Estate Roll Forward) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Balance	$ 519	$ 618	$ 952
Other Real Estate, Additions	703	648	814
Direct write-downs	(28)	(100)	(73)
Sales	(337)	(621)	(1,075)
Other adjustments	(5)	(26)	0
Balance	$ 852	$ 519	$ 618

OTHER REAL ESTATE OWNED (Schedu

OTHER REAL ESTATE OWNED (Schedule Of (Gain) Loss On Other Real Estate Owned) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Net (gain) loss on sales	$ (198)	$ (150)	$ (123)
Foreclosed Real Estate Expense	28	100	73
Cost of Real Estate Revenue	57	78	51
Profit (Loss) from Real Estate Operations	$ 113	$ (28)	$ (1)

OTHER REAL ESTATE OWNED (Additi

OTHER REAL ESTATE OWNED (Additional Information) (Detail) - USD ($)	Sep. 30, 2017	Sep. 30, 2016
Residential Real Estate [Member]
Real Estate Acquired Through Foreclosure	$ 1,600,000	$ 837,000

GOODWILL AND OTHER INTANGIBLE93

GOODWILL AND OTHER INTANGIBLES (Changes In The Carrying Amount Of Goodwill) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Beginning balance	$ 7,936	$ 7,936	$ 7,936
Changes in goodwill	0	0	0
Ending balance	$ 7,936	$ 7,936	$ 7,936

GOODWILL AND OTHER INTANGIBLE94

GOODWILL AND OTHER INTANGIBLES (Summary Of Other Intangible Assets) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Less accumulated amortization	$ (2,614)	$ (2,270)
Ending balance	693	1,037
Core Deposit Intangible Acquired In Community First Acquisition [Member]
Core deposit intangible acquired	2,741	2,741
Core Deposit Intangible Acquired In First Federal Branch Acquisition [Member]
Core deposit intangible acquired	$ 566	$ 566

GOODWILL AND OTHER INTANGIBLE95

GOODWILL AND OTHER INTANGIBLES (Schedule Of Intangible Assets Amortization Expenses) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Amortization expense	$ 344	$ 344	$ 344

GOODWILL AND OTHER INTANGIBLE96

GOODWILL AND OTHER INTANGIBLES (Estimated Amortization Expense For The Core Deposit Intangibles) (Detail) $ in Thousands	Sep. 30, 2017USD ($)
2,018	$ 344
2,019	148
2,020	50
2,021	50
2,022	50
2023 and thereafter	51
Total	$ 693

DEPOSITS (Scheduled Maturities

DEPOSITS (Scheduled Maturities Of Certificates Of Deposit) (Detail) $ in Thousands	Sep. 30, 2017USD ($)
2,018	$ 134,916
2,019	44,445
2,020	21,540
2,021	16,612
2,022	12,383
Total	$ 229,896

DEPOSITS (Additional Informatio

DEPOSITS (Additional Information) (Detail) - USD ($)	Sep. 30, 2017	Sep. 30, 2016
Related parties deposits	$ 5,600,000	$ 5,700,000
Time Deposits, at or Above FDIC Insurance Limit	11,300,000	$ 13,800,000
Federal Deposit Insurance Corporation insurance limit	$ 250,000

FEDERAL FUNDS PURCHASED (Additi

FEDERAL FUNDS PURCHASED (Additional Information) (Detail)	12 Months Ended
	Sep. 30, 2017USD ($)
Percentage Of Equity Capital	25.00%
Federal Funds Purchased Expiration Date1	Jun. 30, 2018
Discretionary Line Of Credit Facility [Member]
Federal funds purchased line of credit facility	$ 15,000,000
Federal Funds Purchased	15,000,000
Line of Credit [Member]
Federal funds purchased line of credit facility	20,000,000
Federal Funds Purchased	$ 20,000,000

REPURCHASE AGREEMENTS (Deposit

REPURCHASE AGREEMENTS (Deposit Customers And Long-Term Repurchase Agreements) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Short-term repurchase agreements	$ 1,348	$ 1,345
Retail Repurchase Agreements [Member]
Assets Sold under Agreements to Repurchase, Interest Rate	0.25%	0.25%	0.25%
Short-term repurchase agreements	$ 1,348	$ 1,345	$ 1,342

REPURCHASE AGREEMENTS (Borrowin

REPURCHASE AGREEMENTS (Borrowings Under Retail Repurchase Agreements) (Detail) - Retail Repurchase Agreements [Member] - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Weighted average interest rate during the year	0.25%	0.25%	0.25%
Average balance during the year	$ 1,346	$ 1,343	$ 1,340
Maximum month-end balance during the year	$ 1,348	$ 1,345	$ 1,342

REPURCHASE AGREEMENTS (Addition

REPURCHASE AGREEMENTS (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2017	Sep. 30, 2016
Available-for-sale Securities [Member]
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 2.2	$ 1.4

BORROWINGS FROM FEDERAL HOME103

BORROWINGS FROM FEDERAL HOME LOAN BANK (Borrowings From The FHLB) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
2017 Weighted Average Rate	0.00%	1.10%
2018 Weighted Average Rate	1.04%	1.04%
2019 Weighted Average Rate	1.57%	0.00%
2020 Weighted Average Rate	1.86%	1.86%
2021 Weighted Average Rate	1.87%	1.87%
2022 and beyond Weighted Average Rate	1.45%	1.45%
2017 Amount	$ 0	$ 15,000
2018 Amount	10,000	10,000
2019 Amount	15,000	0
2020 Amount	25,000	25,000
2021 Amount	10,000	10,000
2022 and beyond Amount	40,000	40,000
Total advances	$ 100,000	$ 100,000
Line of credit balance (Weighted Average Rate)	1.38%	0.67%
Line of credit facility maximum amount outstanding	$ 18,065	$ 21,633
Total borrowings from Federal Home Loan Bank	$ 118,065	$ 121,633

BORROWINGS FROM FEDERAL HOME104

BORROWINGS FROM FEDERAL HOME LOAN BANK (Additional Information) (Detail) - USD ($) $ in Thousands	1 Months Ended
	May 24, 2017	Sep. 30, 2017	Jun. 30, 2017	Sep. 30, 2016	Aug. 12, 2016	Jun. 19, 2014
Security Owned and Pledged as Collateral, Fair Value			$ 2,700
Line of credit facility maximum amount outstanding		$ 18,065		$ 21,633
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	$ 2,200
Federal Home Loan Bank Advances Branch Of FHLB Bank Maturity Period	20 years
Securities Available For Sale [Member]
Security Owned and Pledged as Collateral, Fair Value		19,600
Residential Mortgage Loans [Member]
Mortgage Collateral Pledged For Borrowings		162,900
Securities Investment [Member]
Security Owned and Pledged as Collateral, Fair Value					$ 25,000	$ 3,300
Commercial Real Estate [Member]
Loans Pledged as Collateral		$ 201,400

OTHER LONG-TERM DEBT (Detail)

OTHER LONG-TERM DEBT (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Interest expense	$ 0	$ 161	$ 176

OTHER LONG-TERM DEBT (Additiona

OTHER LONG-TERM DEBT (Additional Information) (Detail) $ in Millions	12 Months Ended
	Sep. 30, 2017USD ($)
Loan maximum commitment	$ 5
Loan fixed interest rate	4.00%
Loan Amortization Period	20 years
Loan maturity date	Jul. 27, 2022

DEFERRED COMPENSATION PLANS (De

DEFERRED COMPENSATION PLANS (Deferred Compensation Expense) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Officer [Member]
Deferred compensation expense	$ 80	$ 2	$ 5

DEFERRED COMPENSATION PLANS 108

DEFERRED COMPENSATION PLANS (Deferred Directors Fees Expense) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Director [Member]
Deferred directors fee expense	$ 194	$ 195	$ 164

DEFERRED COMPENSATION PLANS (Ad

DEFERRED COMPENSATION PLANS (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Deferred Compensation Arrangement with Individual, Description	The Company accrues interest on the deferred obligation at an annual rate equal to the prime rate for the immediately preceding calendar quarter plus 2%, but in no event at a rate in excess of 8%
Deferred Compensation Arrangement with Individual, Recorded Liability	$ 80,000	$ 3,000
Director [Member]
Deferred Compensation Arrangement with Individual, Recorded Liability	$ 1,300,000	$ 1,200,000

BENEFIT PLANS (Contributions To

BENEFIT PLANS (Contributions To The Plan) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Company contributions to the plan	$ 493	$ 387	$ 378

BENEFIT PLANS (Compensation Exp

BENEFIT PLANS (Compensation Expense Recognized) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Compensation expense	$ 0	$ 628	$ 851

BENEFIT PLANS (Additional Infor

BENEFIT PLANS (Additional Information) (Detail) - $ / shares	Oct. 06, 2008	Sep. 30, 2017	Sep. 30, 2016
Employee Stock Ownership Plan (ESOP), Shares in ESOP	203,363	161,115	172,870
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased	$ 10

STOCK-BASED COMPENSATION PLA113

STOCK-BASED COMPENSATION PLANS (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Stock option expense	$ 55	$ 0	$ 95
Restricted stock expense	$ 121	$ 0	$ 162

STOCK-BASED COMPENSATION PLA114

STOCK-BASED COMPENSATION PLANS (Fair Value Of Options Granted) (Detail)	12 Months Ended
	Sep. 30, 2017$ / shares
Expected dividend yield	1.75%
Risk-free interest rate	2.13%
Expected volatility	14.60%
Expected life of options	7 years 6 months
Weighted average fair value at grant date	$ 6.13

STOCK-BASED COMPENSATION PLA115

STOCK-BASED COMPENSATION PLANS (Stock Option Activity Under The Plan) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Number of Shares
Outstanding at beginning of year	187,050
Granted	51,295
Exercised	26,858	26,210	20,972
Forfeited or expired	(13,958)
Outstanding at end of year	197,529	187,050
Vested and expected to vest	197,529
Exercisable at end of year	146,734
Weighted Average Exercise Price
Outstanding at beginning of year	$ 13.25
Granted	40.09
Exercised	13.25
Forfeited or expired	14.21
Outstanding at end of year	20.15	$ 13.25
Vested and expected to vest	20.15
Exercisable at end of year	$ 13.25
Weighted Average Remaining Contractual Term (Years)
Outstanding of year	4 years 3 months 18 days
Vested and expected to vest	4 years 3 months 18 days
Exercisable at end of year	2 years 7 months 6 days
Aggregate Intrinsic Value
Outstanding at end of year	$ 6,567,000
Vested and expected to vest	6,567,000
Exercisable at end of year	$ 5,891,000

STOCK-BASED COMPENSATION PLA116

STOCK-BASED COMPENSATION PLANS (Nonvested Restricted Shares) (Detail) - Restricted Stock [Member]	12 Months Ended
	Sep. 30, 2017$ / sharesshares
Number of Shares
Nonvested at beginning of year | shares	0
Granted | shares	17,265
Vested | shares	0
Forfeited | shares	0
Nonvested at end of year | shares	17,265
Weighted Average Grant Date Fair Value
Nonvested, Beginning Balance | $ / shares	$ 0
Granted | $ / shares	40.09
Vested | $ / shares	0
Forfeited | $ / shares	0
Nonvested, Ending Balance | $ / shares	$ 40.09

STOCK-BASED COMPENSATION PLA117

STOCK-BASED COMPENSATION PLANS (Additional Information) (Detail) - USD ($)	9 Months Ended	12 Months Ended
	Jun. 30, 2017	Sep. 30, 2017	Sep. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		19,440
Equity Incentive Plan 2016 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		88,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value	$ 100,000
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value		$ 860,000
Employee Stock Option [Member] | Equity Incentive Plan 2016 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		66,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		4,735
Fair value of restricted shares			$ 575,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Share-based Awards Other than Options		$ 571,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		4 years 1 month 20 days
Restricted Stock [Member] | Equity Incentive Plan 2016 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		22,000
Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		14,705
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Share-based Awards Other than Options		$ 259,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition		4 years 1 month 20 days

INCOME TAXES (Consolidated Inco

INCOME TAXES (Consolidated Income Tax Expense) (Detail) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Current													$ 683	$ 109	$ 1,463
Valuation allowance													76	1,597	0
Deferred													1,836	(2,431)	(36)
Income tax expense (benefit)	$ 840	$ 586	$ 413	$ 681	$ 1,211	$ (4,389)	$ 389	$ 467	$ 415	$ 318	$ 435	$ 408	$ 2,520	$ (2,322)	$ 1,576

INCOME TAXES (Reconciliation Of

INCOME TAXES (Reconciliation Of Income Tax Expense) (Detail) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Provision at federal statutory rate													$ 4,023	$ 1,900	$ 2,831
State income tax-net of federal tax benefit													234	27	93
Tax-exempt interest income													(1,082)	(877)	(772)
Bank owned life insurance													(210)	(151)	(444)
Captive insurance net premiums													(275)	(297)	(313)
Increase in deferred tax valuation allowance													76	1,597	0
Historic tax credit													(249)	(4,660)	0
Other													3	139	181
Income tax expense (benefit)	$ 840	$ 586	$ 413	$ 681	$ 1,211	$ (4,389)	$ 389	$ 467	$ 415	$ 318	$ 435	$ 408	$ 2,520	$ (2,322)	$ 1,576

INCOME TAXES (Deferred Tax Asse

INCOME TAXES (Deferred Tax Assets And Liabilities) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Deferred tax assets:
Allowance for loan losses	$ 2,846	$ 2,745
Deferred compensation plans	529	461
Equity incentive plans	117	69
Other-than-temporary impairment loss on available for sale securities	7	14
Valuation allowance on other real estate owned	101	96
Interest on nonaccrual loans	186	193
Discount on unguaranteed portion of SBA loans	0	121
Loss on tax credit investment	1,673	1,597
Historic tax credit carryforward	0	2,306
Deferred loan fees and costs, net	205	80
Investment in subsidiary	69	0
Other	482	207
Gross deferred tax assets	6,215	7,889
Valuation allowance	(1,673)	(1,597)
Net deferred tax assets	4,542	6,292
Deferred tax liabilities:
Unrealized gain on securities available for sale	(2,234)	(3,232)
Accumulated depreciation	(811)	(825)
Installment sale	(481)	(520)
Loan servicing rights	0	(118)
Acquisition purchase accounting adjustments	(574)	(507)
FHLB stock dividends	(129)	(130)
Unrealized gain on trading account securities	(2)	(13)
Prepaid expenses	(589)	(413)
Other	(141)	(114)
Deferred tax liabilities	(4,961)	(5,872)
Net deferred tax asset (liability)	$ (419)	$ 420

INCOME TAXES (Additional Inform

INCOME TAXES (Additional Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Cumulative Effect on Retained Earnings, Net of Tax	$ 4,600	$ 4,600
Deferred Tax Liabilities, Deferred Expense	$ 1,500	$ 1,500
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate	34.00%	34.00%	34.00%
Deferred Tax Assets, Valuation Allowance	$ 1,673	$ 1,597
Investment Tax Credit	226	4,236
Investment Tax Credit Carryforward [Member] | Domestic Tax Authority [Member]
Tax Credit Carryforward, Amount	$ 171,000,000	$ 2,300

OPERATING LEASES (Detail)

OPERATING LEASES (Detail) $ in Thousands	Sep. 30, 2017USD ($)
2,018	$ 227
2,019	189
2,020	135
2,021	119
2,022	107
2023 and thereafter	428
Total	$ 1,205

OPERATING LEASES (Rent Expense

OPERATING LEASES (Rent Expense Under Operating Leases) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Rent expense	$ 278	$ 95	$ 56

FINANCIAL INSTRUMENTS WITH O124

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016
Total commitments to extend credit	$ 124,126	$ 131,601
Fixed Rate Residential Mortgage [Member]
Total commitments to extend credit	17,069	7,189
Adjustable Rate Residential Mortgage [Member]
Total commitments to extend credit	29,933	45,526
Securities Pledged as Collateral [Member]
Total commitments to extend credit	153	86
Home Equity Line of Credit [Member]
Total commitments to extend credit	28,422	24,418
Commercial Loan [Member]
Total commitments to extend credit	23,066	26,759
Construction Loans In Process [Member]
Total commitments to extend credit	$ 25,483	$ 27,623

FINANCIAL INSTRUMENTS WITH O125

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2017	Sep. 30, 2016
Letters of Credit Outstanding, Amount	$ 5.7	$ 3.7

FAIR VALUE MEASUREMENTS (Provis

FAIR VALUE MEASUREMENTS (Provisions For Loan Losses Recognized For Impaired Loans) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Impaired Loans [Member]
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Provision for loan losses recognized	$ 182	$ 43	$ 58

FAIR VALUE MEASUREMENTS (Balanc

FAIR VALUE MEASUREMENTS (Balances Of Financial Assets Measured At Fair Value On Recurring And Nonrecurring) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	$ 7,175	$ 9,255
Total securities available for sale	178,099	174,493
Loans servicing rights	1,389	310	$ 0	$ 0
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	852	519
Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		397
Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		122
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	7,175	9,255
Total securities available for sale	178,099	174,493
Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		1,032
Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	36,736	47,405
Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	14,576	16,095
Fair Value, Measurements, Recurring | Privately issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	2,001	2,652
Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	3,448	4,532
Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	912	1,227
Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	120,426	101,550
Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	10,841	11,313
Loans held for sale	25,635	5,471
Loans servicing rights	1,389	310
Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	4,967	4,299
Total other real estate owned	310
Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	5,477	6,298
Total other real estate owned	260
Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	192	231
Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	175	244
Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	30	241
Total other real estate owned	282
Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	24,908	5,087
Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	727	384
Level 1 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 1 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		0
Level 1 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		0
Level 1 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	0	0
Total securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		0
Level 1 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Privately issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 1 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 1 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Loans held for sale	0	0
Loans servicing rights	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Total other real estate owned	0
Level 1 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Total other real estate owned	0
Level 1 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Total other real estate owned	0
Level 1 | Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0	0
Level 1 | Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0	0
Level 2 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	0	0
Level 2 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		0
Level 2 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		0
Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	7,175	9,255
Total securities available for sale	178,099	174,493
Level 2 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		1,032
Level 2 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	36,736	47,405
Level 2 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	14,576	16,095
Level 2 | Fair Value, Measurements, Recurring | Privately issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	2,001	2,652
Level 2 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	3,448	4,532
Level 2 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	912	1,227
Level 2 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	120,426	101,550
Level 2 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Loans held for sale	25,635	5,471
Loans servicing rights	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Total other real estate owned	0
Level 2 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Total other real estate owned	0
Level 2 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Level 2 | Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	0	0
Total other real estate owned	0
Level 2 | Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	24,908	5,087
Level 2 | Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	727	384
Level 3 | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned	852	519
Level 3 | Residential real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		397
Level 3 | Commercial real estate | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total other real estate owned		122
Level 3 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Trading account securities	0	0
Total securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Agency bonds and notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale		0
Level 3 | Fair Value, Measurements, Recurring | Agency mortgage-backed
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Agency CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Privately issued CMO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Privately-issued ABS
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | SBA Certificates
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 3 | Fair Value, Measurements, Recurring | Municipal obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total securities available for sale	0	0
Level 3 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	10,841	11,313
Loans held for sale	0	0
Loans servicing rights	1,389	310
Level 3 | Fair Value, Measurements, Nonrecurring | Residential real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	4,967	4,299
Total other real estate owned	310
Level 3 | Fair Value, Measurements, Nonrecurring | Commercial real estate
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	5,477	6,298
Total other real estate owned	260
Level 3 | Fair Value, Measurements, Nonrecurring | Commercial business
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	192	231
Level 3 | Fair Value, Measurements, Nonrecurring | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	175	244
Level 3 | Fair Value, Measurements, Nonrecurring | Land and Land Development [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total impaired loans	30	241
Total other real estate owned	282
Level 3 | Fair Value, Measurements, Nonrecurring | Small Business Administration Loan [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	0	0
Level 3 | Fair Value, Measurements, Nonrecurring | Residential mortgage loans held for sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	$ 0	$ 0

FAIR VALUE MEASUREMENTS (Charge

FAIR VALUE MEASUREMENTS (Charges To Write Down Real Estate Owned To Fair Value) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Charges to write down real estate owned	$ 28	$ 100	$ 73

FAIR VALUE MEASUREMENTS (Carryi

FAIR VALUE MEASUREMENTS (Carrying Value And Estimated Fair Value Of Financial Instruments) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Financial assets:
Cash and due from banks	$ 11,017	$ 11,449
Interest-bearing deposits with banks	23,242	17,893
Interest-bearing time deposits	2,435	3,100
Trading account securities	7,175	9,255
Securities available for sale	178,099	174,493
Securities held to maturity	2,878	3,166
Loans, net	586,456	518,611
FRB and FHLB stock	6,936	6,936
Accrued interest receivable	3,398	2,806
Loan servicing rights (included in other assets)	1,389	310	$ 0	$ 0
Financial liabilities:
Deposits	669,382	579,467
Short-term repurchase agreements	1,348	1,345
Borrowings from FHLB	118,065	121,633
Accrued interest payable	283	195
Advance payments by borrowers for taxes and insurance	1,212	1,014
Small Business Administration Loans [Member]
Financial assets:
Loans, net	24,908	5,087
Residential mortgage loans held for sale [Member]
Financial assets:
Loans, net	727	384
Fair Value, Inputs, Level 1 [Member]
Financial assets:
FRB and FHLB stock
Financial liabilities:
Borrowings from FHLB	0
Accrued interest payable	0
Advance payments by borrowers for taxes and insurance	0
Fair Value, Inputs, Level 1 [Member] | Small Business Administration Loans [Member]
Financial assets:
Loans, net	0	0
Fair Value, Inputs, Level 1 [Member] | Residential mortgage loans held for sale [Member]
Financial assets:
Loans, net	0	0
Fair Value, Inputs, Level 2 [Member]
Financial assets:
FRB and FHLB stock
Financial liabilities:
Borrowings from FHLB	117,920
Accrued interest payable	283
Advance payments by borrowers for taxes and insurance	1,212
Fair Value, Inputs, Level 2 [Member] | Small Business Administration Loans [Member]
Financial assets:
Loans, net	27,980	5,722
Fair Value, Inputs, Level 2 [Member] | Residential mortgage loans held for sale [Member]
Financial assets:
Loans, net	727	384
Fair Value, Inputs, Level 3 [Member]
Financial assets:
FRB and FHLB stock
Financial liabilities:
Borrowings from FHLB	0
Accrued interest payable	0
Advance payments by borrowers for taxes and insurance	0
Fair Value, Inputs, Level 3 [Member] | Small Business Administration Loans [Member]
Financial assets:
Loans, net	0	0
Fair Value, Inputs, Level 3 [Member] | Residential mortgage loans held for sale [Member]
Financial assets:
Loans, net	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and due from banks	11,017	11,449
Interest-bearing deposits with banks	23,242	17,893
Interest-bearing time deposits	0	0
Trading account securities	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	0	0
FRB and FHLB stock
Accrued interest receivable	0	0
Loan servicing rights (included in other assets)	0	0
Financial liabilities:
Deposits	0	0
Short-term repurchase agreements	0	0
Borrowings from FHLB		0
Accrued interest payable		0
Advance payments by borrowers for taxes and insurance		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Interest-bearing time deposits	2,435	3,114
Trading account securities	7,175	9,255
Securities available for sale	178,099	174,493
Securities held to maturity	3,306	3,654
Loans, net	0	0
FRB and FHLB stock
Accrued interest receivable	3,398	2,806
Loan servicing rights (included in other assets)	0	0
Financial liabilities:
Deposits	0	0
Short-term repurchase agreements	1,348	1,345
Borrowings from FHLB		123,794
Accrued interest payable		195
Advance payments by borrowers for taxes and insurance		1,014
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits with banks	0	0
Interest-bearing time deposits	0	0
Trading account securities	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans, net	579,074	522,560
FRB and FHLB stock
Accrued interest receivable	0	0
Loan servicing rights (included in other assets)	1,456	312
Financial liabilities:
Deposits	670,050	581,844
Short-term repurchase agreements	$ 0	0
Borrowings from FHLB		0
Accrued interest payable		0
Advance payments by borrowers for taxes and insurance		$ 0

FAIR VALUE MEASUREMENTS (Additi

FAIR VALUE MEASUREMENTS (Additional information) (Detail)	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Maximum [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	58.80%	34.20%
Maximum [Member] | Collateral [Member]
Fair Value Inputs, Discount Rate		6.00%
Maximum [Member] | Impaired Loans [Member]
Fair Value Inputs, Discount Rate		15.00%
Maximum [Member] | Loan Servicing Rights [Member]
Fair Value Inputs, Discount Rate	13.90%	14.46%
Fair Value Inputs, Prepayment Rate	8.87%	8.71%
Minimum [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	16.10%	15.00%
Minimum [Member] | Collateral [Member]
Fair Value Inputs, Discount Rate	0.00%
Minimum [Member] | Impaired Loans [Member]
Fair Value Inputs, Discount Rate	0.00%
Minimum [Member] | Loan Servicing Rights [Member]
Fair Value Inputs, Discount Rate	9.12%	8.54%
Fair Value Inputs, Prepayment Rate	2.94%	4.25%
Weighted Average [Member] | Foreclosed Real Estate Held [Member]
Fair Value Inputs, Discount Rate	46.60%	24.60%
Weighted Average [Member] | Loan Servicing Rights [Member]
Fair Value Inputs, Discount Rate	11.66%	12.27%
Fair Value Inputs, Prepayment Rate	6.63%	6.75%

PREFERRED STOCK (Additional Inf

PREFERRED STOCK (Additional Information) (Detail) - USD ($)	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Feb. 11, 2016	Aug. 11, 2011
Auction Market Preferred Securities, Stock Series [Line Items]
Preferred Stock, issued	0	0		17,120
Series A Preferred Stock, total purchase price under Purchase Agreement				$ 17,120,000
Series A Preferred Stock redemption price, under Purchase Agreement	100.00%
Preferred Stock, aggregate liquidation preference				$ 1,000
Tier One Risk Based Capital				$ 10,000,000,000
Preferred Stock Value	$ 0	$ 0
Small Business Jobs Act of 2010
Auction Market Preferred Securities, Stock Series [Line Items]
Preferred Stock Value				$ 30,000,000,000
Redeemable Preferred Stock
Auction Market Preferred Securities, Stock Series [Line Items]
Series A Preferred Stock, total purchase price under Purchase Agreement			$ 17,120,000

CAPITAL REQUIREMENTS AND RES132

CAPITAL REQUIREMENTS AND RESTRICTION ON DIVIDENDS (Bank's Actual Capital Amounts And Ratios) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016	Aug. 11, 2011
Tier I capital (to risk-weighted assets) Actual Amount			$ 10,000,000
Consolidated
Total capital (to risk-weighted assets) Actual Amount	$ 88,179	$ 72,227
Tier I capital (to risk-weighted assets) Actual Amount	80,087	65,105
Common equity tier I capital (to risk-weighted assets) Actual Amount	80,087	65,105
Tier I capital (to average adjusted total assets) Actual Amount	$ 80,087	$ 65,105
Total capital (to risk-weighted assets) Actual Ratio	12.69%	11.82%
Tier I capital (to risk-weighted assets) Actual Ratio	11.53%	10.66%
Common equity tier I capital (to risk-weighted assets) Actual Ratio	11.53%	10.66%
Tier I capital (to average adjusted total assets) Actual Ratio	9.14%	8.43%
Total capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Amount	$ 55,587	$ 48,874
Tier I capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Amount	41,690	36,655
Common equity tier I capital (to risk-weighted assets) Minimum for Capital Adequacy Purposes Amount	31,267	27,491
Tier I capital (to average adjusted total assets) Minimum for Capital Adequacy Purposes Amount	$ 35,031	$ 30,881
Total capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier I capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Ratio	6.00%	6.00%
Common equity tier I capital (to risk-weighted assets) Minimum for Capital Adequacy Purposes Ratio	4.50%	4.50%
Tier I capital (to average adjusted total assets) Minimum for Capital Adequacy Purposes Ratio	4.00%	4.00%
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount
Tier I capital (to average adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio
Tier I capital (to average adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio
Bank
Total capital (to risk-weighted assets) Actual Amount	$ 84,720	$ 69,056
Tier I capital (to risk-weighted assets) Actual Amount	76,628	61,934
Common equity tier I capital (to risk-weighted assets) Actual Amount	76,628	61,934
Tier I capital (to average adjusted total assets) Actual Amount	$ 76,628	$ 61,934
Total capital (to risk-weighted assets) Actual Ratio	12.22%	11.33%
Tier I capital (to risk-weighted assets) Actual Ratio	11.05%	10.16%
Common equity tier I capital (to risk-weighted assets) Actual Ratio	11.05%	10.16%
Tier I capital (to average adjusted total assets) Actual Ratio	8.79%	8.09%
Total capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Amount	$ 55,476	$ 48,748
Tier I capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Amount	41,607	36,561
Common equity tier I capital (to risk-weighted assets) Minimum for Capital Adequacy Purposes Amount	31,205	27,420
Tier I capital (to average adjusted total assets) Minimum for Capital Adequacy Purposes Amount	$ 34,887	$ 30,621
Total capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier I capital (to risk weighted assets) Minimum for Capital Adequacy Purposes Ratio	6.00%	6.00%
Common equity tier I capital (to risk-weighted assets) Minimum for Capital Adequacy Purposes Ratio	4.50%	4.50%
Tier I capital (to average adjusted total assets) Minimum for Capital Adequacy Purposes Ratio	4.00%	4.00%
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 69,345	$ 60,934
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	55,476	48,748
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	45,074	39,607
Tier I capital (to average adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 43,608	$ 38,277
Total capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Tier I capital (to risk weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	8.00%
Common equity tier I capital (to risk-weighted assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	6.50%	6.50%
Tier I capital (to average adjusted total assets) Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%

CAPITAL REQUIREMENTS AND RES133

CAPITAL REQUIREMENTS AND RESTRICTION ON DIVIDENDS (Additional Information) (Detail) - USD ($) $ in Millions	Sep. 30, 2019	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015	Mar. 31, 2008
Capital Conservation Buffer, Percentage		1.25%	0.625%	0.00%
Liquidation Account					$ 29.3
Scenario, Forecast [Member]
Capital Conservation Buffer, Percentage	2.50%

PARENT COMPANY CONDENSED FIN134

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Balance Sheets) (Detail) - USD ($) $ in Thousands	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015	Oct. 15, 2014	Sep. 30, 2014
Assets:
Cash and due from banks	$ 11,017	$ 11,449
Time deposits	2,435	3,100
Other assets	4,814	3,956		$ 4,200
Total Assets	891,133	796,516	$ 749,946
Liabilities and Equity:
Stockholders' equity	93,115	86,580	$ 94,357		$ 87,080
Total Liabilities and Stockholders' Equity	891,133	796,516
Parent Company [Member]
Assets:
Cash and due from banks	1,290	849
Time deposits	10	0
Other assets	566	662
Investment in subsidiaries	91,681	85,464
Total Assets	93,547	86,975
Liabilities and Equity:
Accrued expenses	432	395
Stockholders' equity	93,115	86,580
Total Liabilities and Stockholders' Equity	$ 93,547	$ 86,975

PARENT COMPANY CONDENSED FIN135

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Statements of Income) (Detail) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Dividend income from subsidiary													$ 313	$ 310	$ 303
Income before income taxes and equity in undistributed net income of subsidiaries	$ 3,179	$ 3,029	$ 2,607	$ 3,018	$ 4,017	$ (2,162)	$ 2,024	$ 1,710	$ 2,243	$ 2,514	$ 1,962	$ 1,608	11,833	5,589	8,327
Income tax benefit	840	586	413	681	1,211	(4,389)	389	467	415	318	435	408	2,520	(2,322)	1,576
Net income	$ 2,339	$ 2,443	$ 2,194	$ 2,337	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	9,313	7,911	6,751
Parent Company [Member]
Dividend income from subsidiary													1,850	4,000	8,500
Other income													0	0	2
Other operating expenses													(778)	(1,027)	(1,650)
Income before income taxes and equity in undistributed net income of subsidiaries													1,072	2,973	6,852
Income tax benefit													239	282	414
Income before equity in undistributed net income of subsidiaries													1,311	3,255	7,266
Equity in undistributed net income of subsidiaries													8,002	4,656	(515)
Net income													$ 9,313	$ 7,911	$ 6,751

PARENT COMPANY CONDENSED FIN136

PARENT COMPANY CONDENSED FINANCIAL INFORMATION (Statements of Cash Flows) (Detail) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Operating Activities:
Net income	$ 2,339	$ 2,443	$ 2,194	$ 2,337	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 9,313	$ 7,911	$ 6,751
Adjustments to reconcile net income to net cash provided by operating activities:
ESOP and stock compensation expense													176	628	1,108
Net change in other assets and liabilities													1,181	(1,001)	273
Net cash provided by operating activities													(2,219)	9,194	(563)
Investing Activities:
Investment in interest-bearing time deposits													(455)	(245)	(1,600)
Net cash used by investing activities													(78,245)	(45,161)	(19,015)
Financing Activities:
Exercise of stock options													62	169	159
Purchase of treasury stock													0	0	(132)
Dividends paid													0	(62)	(171)
Net cash used in financing activities													85,381	40,315	24,242
Net increase (decrease) in cash and due from banks													4,917	4,348	4,664
Cash and cash equivalents at beginning of year				29,342				24,994				20,330	29,342	24,994	20,330
Cash and Cash Equivalents at End of Year	34,259				29,342				24,994				34,259	29,342	24,994
Parent Company [Member]
Operating Activities:
Net income													9,313	7,911	6,751
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of subsidiaries													(8,002)	(4,656)	515
ESOP and stock compensation expense													176	628	1,108
Net change in other assets and liabilities													131	368	67
Investing Activities:
Investment in interest-bearing time deposits													(10)	0	0
Net cash used by investing activities													(10)	0	0
Financing Activities:
Redemption of preferred stock													0	(17,120)	0
Exercise of stock options													62	169	159
Purchase of treasury stock													0	0	(132)
Dividends paid													(1,229)	(1,172)	(1,166)
Net increase (decrease) in cash and due from banks													441	(13,872)	7,302
Cash and cash equivalents at beginning of year				$ 849				$ 14,721				$ 7,419	849	14,721	7,419
Cash and Cash Equivalents at End of Year	$ 1,290				$ 849				$ 14,721				$ 1,290	$ 849	$ 14,721

CONCENTRATION OF CREDIT RISK (A

CONCENTRATION OF CREDIT RISK (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 7.2	$ 7.5

SUPPLEMENTAL DISCLOSURE OF C138

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION (Cash Flow Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Cash payments for:
Interest	$ 4,400	$ 4,218	$ 3,890
Income taxes (net of refunds received)	(598)	743	914
Transfers from (to) loans held for sale (from) to loans	(854)	1,319	0
Transfers from loans to foreclosed real estate	703	648	814
Proceeds from sales of foreclosed real estate financed through loans	189	299	340
Proceeds from sales of premises, equipment and real estate development financed through loans	0	8,950	0
Cashless exercise of stock options	$ 294	$ 179	$ 119

SELECTED QUARTERLY FINANCIAL139

SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) (Financial Information) (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Interest income	$ 9,023	$ 8,664	$ 8,219	$ 8,011	$ 7,761	$ 7,422	$ 7,147	$ 7,126	$ 7,139	$ 6,915	$ 6,924	$ 7,009	$ 33,917	$ 29,456	$ 27,987
Interest expense	1,271	1,132	1,032	1,022	1,056	1,115	1,028	968	962	933	952	931	4,457	4,167	3,778
Net interest income	7,752	7,532	7,187	6,989	6,705	6,307	6,119	6,158	6,177	5,982	5,972	6,078	29,460	25,289	24,209
Provision for loan losses	299	321	375	306	209	303	125	0	232	208	212	207	1,301	637	859
Net interest income after provision for loan losses	7,453	7,211	6,812	6,683	6,496	6,004	5,994	6,158	5,945	5,774	5,760	5,871	28,159	24,652	23,350
Noninterest income	2,766	2,123	1,861	1,875	3,242	(2,576)	1,262	1,444	1,850	1,937	1,078	1,111	8,625	3,372	5,976
Noninterest expenses	7,040	6,305	6,066	5,540	5,721	5,590	5,232	5,892	5,552	5,197	4,876	5,374	24,951	22,435	20,999
Income before income taxes	3,179	3,029	2,607	3,018	4,017	(2,162)	2,024	1,710	2,243	2,514	1,962	1,608	11,833	5,589	8,327
Income tax expense	840	586	413	681	1,211	(4,389)	389	467	415	318	435	408	2,520	(2,322)	1,576
Net income	2,339	2,443	2,194	2,337	2,806	2,227	1,635	1,243	1,828	2,196	1,527	1,200	9,313	7,911	6,751
Less: Preferred stock dividends declared	0	0	0	0	0	0	19	43	42	43	43	43		62	171
Net income available to common shareholders	$ 2,339	$ 2,443	$ 2,194	$ 2,337	$ 2,806	$ 2,227	$ 1,616	$ 1,200	$ 1,786	$ 2,153	$ 1,484	$ 1,157	$ 9,313	$ 7,849	$ 6,580
Net income per common share, basic	$ 1.05	$ 1.10	$ 0.99	$ 1.06	$ 1.27	$ 1.01	$ 0.73	$ 0.55	$ 0.83	$ 1	$ 0.69	$ 0.55	$ 4.20	$ 3.57	$ 3.07
Net income per common share, diluted	$ 0.99	$ 1.04	$ 0.94	$ 1	$ 1.22	$ 0.97	$ 0.70	$ 0.52	$ 0.80	$ 0.95	$ 0.66	$ 0.52	$ 3.97	$ 3.41	$ 2.93

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Net interest income	$ 7,752	$ 7,532	$ 7,187	$ 6,989	$ 6,705	$ 6,307	$ 6,119	$ 6,158	$ 6,177	$ 5,982	$ 5,972	$ 6,078	$ 29,460	$ 25,289	$ 24,209
Net gains on sales of loans, SBA													4,204	715	413
Provision for loan losses	299	321	375	306	209	303	125	0	232	208	212	207	1,301	637	859
Depreciation and amortization													1,164	1,461	1,452
Income tax expense (benefit)	840	586	413	681	1,211	(4,389)	389	467	415	318	435	408	2,520	(2,322)	1,576
Segment profit (loss)	2,339	$ 2,443	$ 2,194	$ 2,337	2,806	$ 2,227	$ 1,635	$ 1,243	1,828	$ 2,196	$ 1,527	$ 1,200	9,313	7,911	6,751
Segment assets at September 30, 2017	891,133				796,516				749,946				891,133	796,516	749,946
Core Banking Segment [Member]
Net interest income													27,637	24,880	24,056
Net gains on sales of loans, SBA													0	0	0
Provision for loan losses													868	501	859
Depreciation and amortization													1,120	1,426	1,442
Income tax expense (benefit)													2,754	(2,045)	1,989
Segment profit (loss)													7,109	9,604	7,201
Segment assets at September 30, 2017	885,669				785,287				741,952				885,669	785,287	741,952
SBA Lending Segment [Member]
Net interest income													1,802	390	145
Net gains on sales of loans, SBA													4,204	715	413
Provision for loan losses													433	136	0
Depreciation and amortization													44	35	10
Income tax expense (benefit)													0	0	0
Segment profit (loss)													1,924	(1,830)	(139)
Segment assets at September 30, 2017	51,821				11,954				6,073				51,821	11,954	6,073
Other Segment [Member]
Net interest income													21	19	8
Net gains on sales of loans, SBA													0	0	0
Provision for loan losses													0	0	0
Depreciation and amortization													0	0	0
Income tax expense (benefit)													(234)	(277)	(413)
Segment profit (loss)													280	137	(311)
Segment assets at September 30, 2017	$ (46,357)				$ (725)				$ 1,921				$ (46,357)	$ (725)	$ 1,921

PENDING ACQUISITION (Additional

PENDING ACQUISITION (Additional Information) (Detail) $ in Millions	1 Months Ended
	Jul. 21, 2017USD ($)
Business Combination, Consideration Transferred	$ 10.6

SUPPLEMENTAL DISCLOSURE FOR 142

SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE (Earnings Per Share Information) (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2015
Earnings:
Net income	$ 2,339	$ 2,443	$ 2,194	$ 2,337	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 9,313	$ 7,911	$ 6,751
Less: Preferred stock dividends declared	0	0	0	0	0	0	(19)	(43)	(42)	(43)	(43)	(43)		(62)	(171)
Net income available to common shareholders	$ 2,339	$ 2,443	$ 2,194	$ 2,337	$ 2,806	$ 2,227	$ 1,616	$ 1,200	$ 1,786	$ 2,153	$ 1,484	$ 1,157	$ 9,313	$ 7,849	$ 6,580
Shares:
Weighted average common shares outstanding													2,219,088	2,200,258	2,140,632
Net income per common share, basic	$ 1.05	$ 1.10	$ 0.99	$ 1.06	$ 1.27	$ 1.01	$ 0.73	$ 0.55	$ 0.83	$ 1	$ 0.69	$ 0.55	$ 4.20	$ 3.57	$ 3.07
Earnings:
Net income	$ 2,339	$ 2,443	$ 2,194	$ 2,337	$ 2,806	$ 2,227	$ 1,635	$ 1,243	$ 1,828	$ 2,196	$ 1,527	$ 1,200	$ 9,313	$ 7,911	$ 6,751
Less: Preferred stock dividends declared	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0	$ (19)	$ (43)	$ (42)	$ (43)	$ (43)	$ (43)		(62)	(171)
Net income available to common shareholders													$ 9,313	$ 7,849	$ 6,580
Shares:
Weighted average common shares outstanding													2,219,088	2,200,258	2,140,632
Add: Dilutive effect of outstanding options													123,557	103,370	101,862
Add: Dilutive effect of restricted stock													3,363	0	5,472
Weighted average common shares outstanding, as adjusted													2,346,008	2,303,628	2,247,966
Net income per common share, diluted	$ 0.99	$ 1.04	$ 0.94	$ 1	$ 1.22	$ 0.97	$ 0.70	$ 0.52	$ 0.80	$ 0.95	$ 0.66	$ 0.52	$ 3.97	$ 3.41	$ 2.93