Sterneck Capital Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AIR PRODS & CHEMS INC	COM	009158106	493,216	1,600	SH		SOLE	0	0	0	1,600
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,841,345	20,903	SH		SOLE	0	0	0	20,903
ALPHABET INC	CAP STK CL C	02079K107	2,433,832	27,430	SH		SOLE	0	0	0	27,430
ALPHABET INC	CAP STK CL A	02079K305	1,742,250	19,747	SH		SOLE	0	0	0	19,747
AMAZON COM INC	COM	023135106	2,988,804	35,581	SH		SOLE	0	0	0	35,581
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	2,720,032	36,506	SH		SOLE	0	0	0	36,506
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	2,170,328	40,803	SH		SOLE	0	0	0	40,803
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	320,358	6,350	SH		SOLE	0	0	0	6,350
APPLE INC	COM	037833100	13,508,347	103,966	SH		SOLE	0	0	0	103,966
ARMADA HOFFLER PPTYS INC	COM	04208T108	265,972	23,128	SH		SOLE	0	0	0	23,128
AT&T INC	COM	00206R102	329,318	17,888	SH		SOLE	0	0	0	17,888
AUTOZONE INC	COM	053332102	1,479,708	600	SH		SOLE	0	0	0	600
BANK AMERICA CORP	COM	060505104	265,861	8,027	SH		SOLE	0	0	0	8,027
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,532,362	8,198	SH		SOLE	0	0	0	8,198
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	937,422	2	SH		SOLE	0	0	0	2
BLACKROCK INNOVATION AND GRW	SHS BEN INT	09260Q108	69,196	10,161	SH		SOLE	0	0	0	10,161
BLACKSTONE INC	COM	09260D107	252,246	3,400	SH		SOLE	0	0	0	3,400
BLUE OWL CAPITAL INC	COM CL A	09581B103	156,509	14,765	SH		SOLE	0	0	0	14,765
BOEING CO	COM	097023105	401,362	2,107	SH		SOLE	0	0	0	2,107
BRISTOL-MYERS SQUIBB CO	COM	110122108	378,241	5,257	SH		SOLE	0	0	0	5,257
CARLYLE GROUP INC	COM	14316J108	463,117	15,520	SH		SOLE	0	0	0	15,520
CHEVRON CORP NEW	COM	166764100	1,038,011	5,783	SH		SOLE	0	0	0	5,783
CHURCH & DWIGHT CO INC	COM	171340102	798,039	9,900	SH		SOLE	0	0	0	9,900
CINGULATE INC	COMMON STOCK	17248W105	14,144	14,144	SH		SOLE	0	0	0	14,144
CISCO SYS INC	COM	17275R102	377,007	7,914	SH		SOLE	0	0	0	7,914
CITIGROUP INC	COM NEW	172967424	734,254	16,234	SH		SOLE	0	0	0	16,234
COCA COLA CO	COM	191216100	413,783	6,505	SH		SOLE	0	0	0	6,505
CVS HEALTH CORP	COM	126650100	466,323	5,004	SH		SOLE	0	0	0	5,004
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	390,000	18,056	SH		SOLE	0	0	0	18,056
DISNEY WALT CO	COM	254687106	1,972,697	22,706	SH		SOLE	0	0	0	22,706
EA SERIES TRUST	VAL MOMTM TRND	02072L508	6,025,954	247,168	SH		SOLE	0	0	0	247,168
ELECTRAMECCANICA VEHS CORP	COM NEW	284849205	14,127	23,400	SH		SOLE	0	0	0	23,400
ENBRIDGE INC	COM	29250N105	368,361	9,421	SH		SOLE	0	0	0	9,421
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	153,835	12,960	SH		SOLE	0	0	0	12,960
ENTERPRISE PRODS PARTNERS L	COM	293792107	217,080	9,000	SH		SOLE	0	0	0	9,000
EXXON MOBIL CORP	COM	30231G102	249,278	2,260	SH		SOLE	0	0	0	2,260
FEDEX CORP	COM	31428X106	659,892	3,810	SH		SOLE	0	0	0	3,810
FIRST TR INTER DURATN PFD &	COM	33718W103	3,460,627	205,135	SH		SOLE	0	0	0	205,135
GENERAL ELECTRIC CO	COM NEW	369604301	259,665	3,099	SH		SOLE	0	0	0	3,099
GENERAL MTRS CO	COM	37045V100	1,488,420	44,246	SH		SOLE	0	0	0	44,246
GOLDMAN SACHS ETF TR	EQUAL WEIGHT US	381430438	292,365	5,046	SH		SOLE	0	0	0	5,046
GREAT AJAX CORP	7.25 CV SR NT 24	38983D409	1,311,720	54,792	SH		SOLE	0	0	0	54,792
HERSHA HOSPITALITY TR	PR SHS BEN INT	427825500	118,317	13,887	SH		SOLE	0	0	0	13,887
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	1,061,448	68,970	SH		SOLE	0	0	0	68,970
HERTZ GLOBAL HLDGS INC	*W EXP 06/30/205	42806J148	517,310	69,391	SH		SOLE	0	0	0	69,391
HONEYWELL INTL INC	COM	438516106	225,444	1,052	SH		SOLE	0	0	0	1,052
HP INC	COM	40434L105	212,380	7,904	SH		SOLE	0	0	0	7,904
ILLINOIS TOOL WKS INC	COM	452308109	275,375	1,250	SH		SOLE	0	0	0	1,250
INTEL CORP	COM	458140100	214,797	8,127	SH		SOLE	0	0	0	8,127
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,328,011	16,524	SH		SOLE	0	0	0	16,524
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	903,598	44,110	SH		SOLE	0	0	0	44,110
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	1,121,184	77,860	SH		SOLE	0	0	0	77,860
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	15,366,823	108,792	SH		SOLE	0	0	0	108,792
INVESCO EXCHANGE TRADED FD T	GLOBAL DRGN CN	46137V571	1,917,746	70,170	SH		SOLE	0	0	0	70,170
ISHARES TR	PFD AND INCM SEC	464288687	306,216	10,030	SH		SOLE	0	0	0	10,030
ISHARES TR	RUSSELL 3000 ETF	464287689	264,933	1,201	SH		SOLE	0	0	0	1,201
ISHARES TR	U S EQUITY FACTR	46434V282	4,841,686	124,114	SH		SOLE	0	0	0	124,114
ISHARES TR	U.S. FIXED INCME	46435U796	397,890	4,768	SH		SOLE	0	0	0	4,768
ISTAR INC	COM	45031U101	1,129,074	147,978	SH		SOLE	0	0	0	147,978
J P MORGAN EXCHANGE TRADED F	JPMORGAN DIVER	46641Q407	7,190,684	75,867	SH		SOLE	0	0	0	75,867
J P MORGAN EXCHANGE TRADED F	DIV RTN INT EQ	46641Q209	5,604,194	113,721	SH		SOLE	0	0	0	113,721
JPMORGAN CHASE & CO	COM	46625H100	863,314	6,438	SH		SOLE	0	0	0	6,438
KRANESHARES TR	CSI CHI INTERNET	500767306	2,451,964	81,191	SH		SOLE	0	0	0	81,191
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	498,487	44,828	SH		SOLE	0	0	0	44,828
LIBERTY LATIN AMERICA LTD	COM CL C	G9001E128	922,222	121,345	SH		SOLE	0	0	0	121,345
MANAGED PORTFOLIO SERIES	TORTOISE NRAM PI	56167N720	2,251,539	91,192	SH		SOLE	0	0	0	91,192
META PLATFORMS INC	CL A	30303M102	1,203,480	10,001	SH		SOLE	0	0	0	10,001
MICROSOFT CORP	COM	594918104	2,104,181	8,774	SH		SOLE	0	0	0	8,774
NUVEEN AMT FREE MUN CR INC F	COM	67071L106	1,249,109	102,892	SH		SOLE	0	0	0	102,892
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	876,292	74,262	SH		SOLE	0	0	0	74,262
NUVEEN REAL ASSET INCOME & G	COM	67074Y105	770,930	65,891	SH		SOLE	0	0	0	65,891
OLIN CORP	COM PAR $1	680665205	213,084	4,025	SH		SOLE	0	0	0	4,025
PENNANTPARK INVT CORP	COM	708062104	474,070	82,447	SH		SOLE	0	0	0	82,447
PFIZER INC	COM	717081103	743,082	14,502	SH		SOLE	0	0	0	14,502
PIONEER DIVERSIFIED HIGH INC	COM	723653101	533,655	52,942	SH		SOLE	0	0	0	52,942
PUTNAM PREMIER INCOME TR	SH BEN INT	746853100	454,487	125,203	SH		SOLE	0	0	0	125,203
QUALCOMM INC	COM	747525103	1,829,727	16,643	SH		SOLE	0	0	0	16,643
SAFEHOLD INC	COM	78645L100	337,347	11,787	SH		SOLE	0	0	0	11,787
SCULPTOR CAP MGMT	COM CL A	811246107	120,201	13,880	SH		SOLE	0	0	0	13,880
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	777,117	22,723	SH		SOLE	0	0	0	22,723
SOUTHWEST AIRLS CO	COM	844741108	207,138	6,152	SH		SOLE	0	0	0	6,152
SPDR GOLD TR	GOLD SHS	78463V107	229,014	1,350	SH		SOLE	0	0	0	1,350
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	9,905,983	300,546	SH		SOLE	0	0	0	300,546
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,407,414	8,910	SH		SOLE	0	0	0	8,910
SPDR SER TR	PORTFOLI S&P1500	78464A805	4,564,052	96,512	SH		SOLE	0	0	0	96,512
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	2,901,301	205,766	SH		SOLE	0	0	0	205,766
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,762,208	3,200	SH		SOLE	0	0	0	3,200
TOPGOLF CALLAWAY BRANDS CORP	COM	131193104	197,698	10,010	SH		SOLE	0	0	0	10,010
TRAVELERS COMPANIES INC	COM	89417E109	749,960	4,000	SH		SOLE	0	0	0	4,000
UBER TECHNOLOGIES INC	COM	90353T100	219,503	8,876	SH		SOLE	0	0	0	8,876
UNITED PARCEL SERVICE INC	CL B	911312106	2,144,227	12,334	SH		SOLE	0	0	0	12,334
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	248,061	1,424	SH		SOLE	0	0	0	1,424
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	202,264	1,332	SH		SOLE	0	0	0	1,332
VERIZON COMMUNICATIONS INC	COM	92343V104	1,649,235	41,859	SH		SOLE	0	0	0	41,859
VINTAGE WINE ESTATES INC	COM	92747V106	34,149	10,475	SH		SOLE	0	0	0	10,475
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	291,111	28,766	SH		SOLE	0	0	0	28,766
WALMART INC	COM	931142103	738,017	5,205	SH		SOLE	0	0	0	5,205
WARNER BROS DISCOVERY INC	COM SER A	934423104	143,120	15,097	SH		SOLE	0	0	0	15,097
WELLS FARGO CO NEW	COM	949746101	1,327,749	32,157	SH		SOLE	0	0	0	32,157
WILLIAMS COS INC	COM	969457100	517,155	15,719	SH		SOLE	0	0	0	15,719
ZOETIS INC	CL A	98978V103	219,825	1,500	SH		SOLE	0	0	0	1,500