Sterneck Capital Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AIR PRODS & CHEMS INC	COM	009158106	438,080	1,600	SH		SOLE	0	0	0	1,600
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	2,329,137	30,050	SH		SOLE	0	0	0	30,050
ALPHABET INC	CAP STK CL C	02079K107	3,530,950	25,055	SH		SOLE	0	0	0	25,055
ALPHABET INC	CAP STK CL A	02079K305	2,646,662	18,947	SH		SOLE	0	0	0	18,947
AMAZON COM INC	COM	023135106	4,624,598	30,437	SH		SOLE	0	0	0	30,437
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	3,557,213	39,613	SH		SOLE	0	0	0	39,613
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	2,190,762	36,253	SH		SOLE	0	0	0	36,253
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	1,954,139	34,654	SH		SOLE	0	0	0	34,654
APPLE INC	COM	037833100	17,992,990	93,456	SH		SOLE	0	0	0	93,456
ARMADA HOFFLER PPTYS INC	COM	04208T108	308,211	24,916	SH		SOLE	0	0	0	24,916
AT&T INC	COM	00206R102	269,067	16,035	SH		SOLE	0	0	0	16,035
AUTOZONE INC	COM	053332102	1,551,366	600	SH		SOLE	0	0	0	600
BANK AMERICA CORP	COM	060505104	234,057	6,951	SH		SOLE	0	0	0	6,951
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,389,444	6,700	SH		SOLE	0	0	0	6,700
BGC GROUP INC	CL A	088929104	114,798	15,900	SH		SOLE	0	0	0	15,900
BLACKSTONE INC	COM	09260D107	379,668	2,900	SH		SOLE	0	0	0	2,900
BLUE OWL CAPITAL INC	COM CL A	09581B103	187,144	12,560	SH		SOLE	0	0	0	12,560
BOEING CO	COM	097023105	581,532	2,231	SH		SOLE	0	0	0	2,231
BRISTOL-MYERS SQUIBB CO	COM	110122108	295,392	5,757	SH		SOLE	0	0	0	5,757
BROOKFIELD REAL ASSETS INCOM	SHS BEN INT	112830104	584,213	45,606	SH		SOLE	0	0	0	45,606
CARLYLE GROUP INC	COM	14316J108	620,116	15,240	SH		SOLE	0	0	0	15,240
CHEVRON CORP NEW	COM	166764100	794,294	5,325	SH		SOLE	0	0	0	5,325
CHURCH & DWIGHT CO INC	COM	171340102	936,144	9,900	SH		SOLE	0	0	0	9,900
CISCO SYS INC	COM	17275R102	413,186	8,179	SH		SOLE	0	0	0	8,179
CITIGROUP INC	COM NEW	172967424	604,957	11,760	SH		SOLE	0	0	0	11,760
CLEVELAND-CLIFFS INC NEW	COM	185899101	333,540	16,334	SH		SOLE	0	0	0	16,334
COCA COLA CO	COM	191216100	383,045	6,500	SH		SOLE	0	0	0	6,500
CVS HEALTH CORP	COM	126650100	320,104	4,054	SH		SOLE	0	0	0	4,054
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	440,916	18,056	SH		SOLE	0	0	0	18,056
DISNEY WALT CO	COM	254687106	2,672,403	29,598	SH		SOLE	0	0	0	29,598
ELECTRAMECCANICA VEHS CORP	COM NEW	284849205	7,848	23,400	SH		SOLE	0	0	0	23,400
ENBRIDGE INC	COM	29250N105	470,637	13,066	SH		SOLE	0	0	0	13,066
ENTERPRISE PRODS PARTNERS L	COM	293792107	237,150	9,000	SH		SOLE	0	0	0	9,000
EXXON MOBIL CORP	COM	30231G102	225,355	2,254	SH		SOLE	0	0	0	2,254
FEDEX CORP	COM	31428X106	678,213	2,681	SH		SOLE	0	0	0	2,681
FIRST TR INTER DURATN PFD &	COM	33718W103	3,392,195	207,983	SH		SOLE	0	0	0	207,983
GENERAL MTRS CO	COM	37045V100	1,321,077	36,778	SH		SOLE	0	0	0	36,778
GEO GROUP INC NEW	COM	36162J106	240,523	22,209	SH		SOLE	0	0	0	22,209
GOLDMAN SACHS ETF TR	EQUAL WEIGHT US	381430438	291,711	4,350	SH		SOLE	0	0	0	4,350
HERTZ GLOBAL HLDGS INC	COM NEW	42806J700	1,178,766	113,452	SH		SOLE	0	0	0	113,452
HERTZ GLOBAL HLDGS INC	*W EXP 06/30/205	42806J148	330,148	60,246	SH		SOLE	0	0	0	60,246
HONEYWELL INTL INC	COM	438516106	220,615	1,052	SH		SOLE	0	0	0	1,052
HP INC	COM	40434L105	255,885	8,504	SH		SOLE	0	0	0	8,504
ILLINOIS TOOL WKS INC	COM	452308109	285,515	1,090	SH		SOLE	0	0	0	1,090
INTEL CORP	COM	458140100	393,307	7,827	SH		SOLE	0	0	0	7,827
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,552,114	15,604	SH		SOLE	0	0	0	15,604
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	816,771	39,108	SH		SOLE	0	0	0	39,108
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	15,896,974	100,741	SH		SOLE	0	0	0	100,741
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	1,069,910	73,382	SH		SOLE	0	0	0	73,382
INVESCO EXCHANGE TRADED FD T	GLOBAL DRGN CN	46137V571	1,886,576	72,477	SH		SOLE	0	0	0	72,477
ISHARES TR	PFD AND INCM SEC	464288687	306,286	9,820	SH		SOLE	0	0	0	9,820
ISHARES TR	RUSSELL 3000 ETF	464287689	328,633	1,201	SH		SOLE	0	0	0	1,201
ISHARES TR	U S EQUITY FACTR	46434V282	4,836,203	100,149	SH		SOLE	0	0	0	100,149
J P MORGAN EXCHANGE TRADED F	JPMORGAN DIVER	46641Q407	7,469,614	72,716	SH		SOLE	0	0	0	72,716
J P MORGAN EXCHANGE TRADED F	DIV RTN INT EQ	46641Q209	6,321,988	116,384	SH		SOLE	0	0	0	116,384
JPMORGAN CHASE & CO	COM	46625H100	962,772	5,660	SH		SOLE	0	0	0	5,660
KRANESHARES TR	CSI CHI INTERNET	500767306	2,326,130	86,153	SH		SOLE	0	0	0	86,153
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	728,609	35,063	SH		SOLE	0	0	0	35,063
LIBERTY LATIN AMERICA LTD	COM CL C	G9001E128	943,359	128,523	SH		SOLE	0	0	0	128,523
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	1,228,881	47,705	SH		SOLE	0	0	0	47,705
META PLATFORMS INC	CL A	30303M102	2,816,695	7,958	SH		SOLE	0	0	0	7,958
MICROSOFT CORP	COM	594918104	2,945,897	7,834	SH		SOLE	0	0	0	7,834
NEW YORK CMNTY BANCORP INC	COM	649445103	190,002	18,573	SH		SOLE	0	0	0	18,573
NUVEEN AMT FREE MUN CR INC F	COM	67071L106	1,094,857	92,628	SH		SOLE	0	0	0	92,628
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	838,861	73,263	SH		SOLE	0	0	0	73,263
NUVEEN REAL ASSET INCOME & G	COM	67074Y105	629,334	53,697	SH		SOLE	0	0	0	53,697
NVIDIA CORPORATION	COM	67066G104	502,648	1,015	SH		SOLE	0	0	0	1,015
PARAMOUNT GLOBAL	CLASS B COM	92556H206	154,319	10,434	SH		SOLE	0	0	0	10,434
PENNANTPARK INVT CORP	COM	708062104	672,675	97,348	SH		SOLE	0	0	0	97,348
PFIZER INC	COM	717081103	408,559	14,191	SH		SOLE	0	0	0	14,191
PIONEER DIVERSIFIED HIGH INC	COM	723653101	422,079	39,340	SH		SOLE	0	0	0	39,340
PUTNAM PREMIER INCOME TR	SH BEN INT	746853100	413,056	115,702	SH		SOLE	0	0	0	115,702
QUALCOMM INC	COM	747525103	2,203,983	15,239	SH		SOLE	0	0	0	15,239
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	731,550	19,456	SH		SOLE	0	0	0	19,456
SPDR GOLD TR	GOLD SHS	78463V107	258,080	1,350	SH		SOLE	0	0	0	1,350
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	10,983,030	310,167	SH		SOLE	0	0	0	310,167
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,310,758	6,965	SH		SOLE	0	0	0	6,965
SPDR SER TR	PORTFOLI S&P1500	78464A805	4,891,446	83,686	SH		SOLE	0	0	0	83,686
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	236,257	2,494	SH		SOLE	0	0	0	2,494
SPDR SER TR	PORTFLI HIGH YLD	78468R606	2,196,224	93,936	SH		SOLE	0	0	0	93,936
SPROTT PHYSICAL SILVER TR	TR UNIT	85207K107	90,698	11,225	SH		SOLE	0	0	0	11,225
STAR HLDGS	SHS BEN INT	85512G106	242,391	16,181	SH		SOLE	0	0	0	16,181
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,698,528	3,200	SH		SOLE	0	0	0	3,200
TOPGOLF CALLAWAY BRANDS CORP	COM	131193104	295,490	20,606	SH		SOLE	0	0	0	20,606
TRAVELERS COMPANIES INC	COM	89417E109	761,960	4,000	SH		SOLE	0	0	0	4,000
UBER TECHNOLOGIES INC	COM	90353T100	364,618	5,922	SH		SOLE	0	0	0	5,922
UNITED PARCEL SERVICE INC	CL B	911312106	1,763,568	11,216	SH		SOLE	0	0	0	11,216
VERIZON COMMUNICATIONS INC	COM	92343V104	1,521,531	40,359	SH		SOLE	0	0	0	40,359
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	199,512	22,932	SH		SOLE	0	0	0	22,932
WALMART INC	COM	931142103	820,568	5,205	SH		SOLE	0	0	0	5,205
WARNER BROS DISCOVERY INC	COM SER A	934423104	248,164	21,807	SH		SOLE	0	0	0	21,807
WELLS FARGO CO NEW	COM	949746101	1,456,576	29,593	SH		SOLE	0	0	0	29,593
WILLIAMS COS INC	COM	969457100	515,275	14,794	SH		SOLE	0	0	0	14,794
ZOETIS INC	CL A	98978V103	296,055	1,500	SH		SOLE	0	0	0	1,500