Xenith Bankshares (XBKS) 8-K Completes Merger with Xenith Corporation

Exhibit 16.1

December 22, 2009

Securities and Exchange Commission

100 F Street, N.E.

Washington, DC 20549

Ladies and Gentlemen:

We have read Item 4.01 of Form 8-K dated December 22, 2009 of Xenith Bankshares, Inc. and are in agreement with the statements contained in Item 4.01(a) therein. We have no basis to agree or disagree with other statements of the registrant contained therein.

Sincerely,

/s/ Ernst & Young LLP