Xenith Bankshares (XBKS) 10-Q 4 Nov 13 2013 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2013	Oct. 25, 2013
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2013	'
Entity Registrant Name	'Xenith Bankshares, Inc.	'
Entity Central Index Key	'0001442741	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	10,463,810

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Cash and cash equivalents	'	'
Cash and due from banks	$23,604	$9,457
Federal funds sold	935	2,906
Total cash and cash equivalents	24,539	12,363
Securities available for sale, at fair value	72,449	57,551
Loans held for sale	34,247	80,867
Loans held for investment, net of allowance for loan and lease losses, 2013 - $5,129; 2012 - $4,875	432,269	379,006
Premises and equipment, net	5,117	5,397
Other real estate owned	400	276
Goodwill and other intangible assets, net	15,716	15,989
Accrued interest receivable	1,462	1,606
Deferred tax asset	4,354	4,094
Bank owned life insurance	9,606	'
Other assets	6,101	6,057
Total assets	606,260	563,206
Deposits	'	'
Demand and money market	333,179	317,526
Savings	4,561	4,069
Time	158,081	131,636
Total deposits	495,821	453,231
Accrued interest payable	227	232
Borrowings	20,000	20,000
Other liabilities	2,512	2,196
Total liabilities	518,560	475,659
Shareholders' equity	'	'
Preferred stock, $1.00 par value, $1,000 liquidation value, 25,000,000 shares authorized as of September 30, 2013 and December 31, 2012; 8,381 shares issued and outstanding as of September 30, 2013 and December 31, 2012	8,381	8,381
Common stock, $1.00 par value, 100,000,000 shares authorized as of September 30, 2013 and December 31, 2012; 10,471,210 shares issued and outstanding as of September 30, 2013 and 10,488,060 shares issued and oustanding as of December 31, 2012	10,471	10,488
Additional paid-in capital	71,812	71,414
Accumulated deficit	-2,005	-3,660
Accumulated other comprehensive (loss) income, net of tax	-959	924
Total shareholders' equity	87,700	87,547
Total liabilities and shareholders' equity	$606,260	$563,206

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Consolidated Balance Sheets	'	'
Allowance for loan and lease losses	$5,129,000	$4,875,000
Preferred stock, par value	$1	$1
Preferred stock, liquidation value	$1,000	$1,000
Preferred stock, shares authorized	25,000,000	25,000,000
Preferred stock, shares issued	8,381	8,381
Preferred stock, shares outstanding	8,381	8,381
Common stock, par value	$1	$1
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	10,471,210	10,488,060
Common stock, shares outstanding	10,471,210	10,488,060

Consolidated_Statements_Of_Ope

Consolidated Statements Of Operations (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income	'	'	'	'
Interest and fees on loans	$6,481	$6,431	$18,099	$18,127
Interest on securities	350	320	870	1,151
Interest on federal funds sold and deposits in other banks	63	62	217	205
Total interest income	6,894	6,813	19,186	19,483
Interest expense	'	'	'	'
Interest on deposits	510	683	1,625	2,019
Interest on time certificates of $100,000 and over	226	209	715	715
Interest on federal funds purchased and borrowed funds	96	93	282	279
Total interest expense	832	985	2,622	3,013
Net interest income	6,062	5,828	16,564	16,470
Provision for loan and lease losses	497	476	913	1,383
Net interest income after provision for loan and lease losses	5,565	5,352	15,651	15,087
Noninterest income	'	'	'	'
Service charges on deposit accounts	113	81	312	213
Net gain (loss) on sale and write-down of other real estate owned and other collateral	-4	-148	342	-19
Gain on sales of securities	'	1	291	220
Increase in cash surrender value of bank owned life insurance	83	'	106	'
Other	153	52	329	182
Total noninterest income	345	-14	1,380	596
Noninterest expense	'	'	'	'
Compensation and benefits	2,800	2,581	8,548	8,095
Occupancy	378	355	1,112	1,091
FDIC insurance	96	58	304	239
Bank franchise taxes	188	160	601	454
Technology	400	385	1,220	1,190
Communications	65	68	186	207
Insurance	74	73	222	221
Professional fees	283	325	792	834
Other real estate owned	2	8	4	10
Amortization of intangible assets	91	91	273	274
Other	382	281	1,126	971
Total noninterest expense	4,759	4,385	14,388	13,586
Income before income tax	1,151	953	2,643	2,097
Income tax expense (benefit)	403	-4,950	925	-4,950
Net income	748	5,903	1,718	7,047
Preferred stock dividend	-21	-21	-63	-68
Net income available to common shareholders	$727	$5,882	$1,655	$6,979
Earnings per common share (basic and diluted):	$0.07	$0.56	$0.16	$0.67

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive (Loss) Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements Of Comprehensive (Loss) Income [Abstract]	'	'	'	'
Net income	$748	$5,903	$1,718	$7,047
Unrealized (loss) gain on available-for-sale securities:	'	'	'	'
Unrealized (loss) gain arising during the year	-267	321	-2,763	793
Reclassification adjustment for gains included in net income	'	-1	-291	-220
Unrealized (loss) gain on available-for-sale securities	-267	320	-3,054	573
Unrealized gain (loss) on derivative:	'	'	'	'
Unrealized gain (loss) arising during the year	-93	-146	99	-379
Reclassification adjustment for losses included in net income	36	26	102	70
Unrealized gain (loss) on derivative	-57	-120	201	-309
Other comprehensive (loss) income, before taxes	-324	200	-2,853	264
Income tax benefit (expense) related to other comprehensive income	110	-587	970	-587
Comprehensive (loss) income	$534	$5,516	($165)	$6,724

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities	'	'
Net income	$1,718	$7,047
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Provision for loan and lease losses	913	1,383
Depreciation and amortization	905	982
Net amortization of securities	509	543
Accretion of acquisition accounting adjustments	-2,143	-2,658
Deferred tax expense (benefit)	710	-4,950
Gain on sales of securities	-291	-220
Share-based compensation expense	481	212
Net (gain) loss on sale and write-down of other real estate owned and other collateral	-342	19
Increase in cash surrender value of bank owned life insurance	-106	'
Change in operating assets and liabilities:	'	'
Originations of loans held for sale	-444,066	-504,469
Proceeds from sales of loans held for sale	490,685	429,837
Accrued interest receivable	144	-110
Other assets	44	795
Accrued interest payable	-5	-61
Other liabilities	338	225
Net cash provided by (used in) operating activities	49,494	-71,425
Cash flows from investing activities	'	'
Proceeds from sales, maturities and calls of securities	23,799	20,595
Purchase of securities	-41,968	-14,454
Net increase in loans held for investment	-51,975	-13,292
Net proceeds from sale of other real estate owned and other collateral	217	469
Purchase of bank owned life insurance	-9,500	'
Net purchase of premises and equipment	-351	-286
Sale of FRB and FHLB stock	33	333
Net cash used in investing activities	-79,745	-6,635
Cash flows from financing activities	'	'
Net increase in demand and savings deposits	16,145	86,210
Net increase (decrease) in time deposits	26,445	-13,073
Repurchase of common stock	-100	'
Preferred stock dividend	-63	-68
Net cash provided by financing activities	42,427	73,069
Net increase (decrease) in cash and cash equivalents	12,176	-4,991
Cash and cash equivalents	'	'
Beginning of period	12,363	55,795
End of period	24,539	50,804
Cash payments for:	'	'
Interest	2,626	3,073
Income taxes	235	'
Transfer of loans to foreclosed assets	$143	$459

Organization

Organization	9 Months Ended
	Sep. 30, 2013
Organization [Abstract]	'
Organization	'
	Note 1. Organization
	General
	Xenith Bankshares, Inc. (“Xenith Bankshares” or the “company”) is the bank holding company for Xenith Bank (the “Bank”), a Virginia-based institution headquartered in Richmond, Virginia. As of September 30, 2013, the company, through the Bank, operates six full-service branches: one branch in Tysons Corner, Virginia, two branches in Richmond, Virginia, and three branches in Suffolk, Virginia.
	Background
	In December 2009, First Bankshares, Inc. (“First Bankshares”), the bank holding company for SuffolkFirst Bank, and Xenith Corporation completed the merger of Xenith Corporation with and into First Bankshares (the “merger”), with First Bankshares being the surviving entity in the merger. At the effective time of the merger, First Bankshares amended its amended and restated articles of incorporation to, among other things, change its name to Xenith Bankshares, Inc. In addition, following the completion of the merger, SuffolkFirst Bank changed its name to Xenith Bank. Although the merger was structured as a merger of Xenith Corporation with and into First Bankshares, with First Bankshares being the surviving entity for legal purposes, Xenith Corporation was treated as the acquirer for accounting purposes. Accordingly, the assets and liabilities of First Bankshares were recorded at their estimated fair values in the consolidated financial statements of Xenith Bankshares as of the date of the merger.
	Effective on July 29, 2011, the Bank completed the acquisition of select loans totaling $58.3 million and related assets associated with the Richmond, Virginia branch office of Paragon Commercial Bank, a North Carolina banking corporation, and assumed select deposit accounts totaling $76.6 million and certain related liabilities associated with the branch office (the “Paragon Transaction”).
	Also effective on July 29, 2011, the Bank acquired substantially all of the assets, including all loans, and assumed certain liabilities, including all deposits, of Virginia Business Bank (“VBB”), a Virginia banking corporation located in Richmond, Virginia, which was closed on July 29, 2011 by the Virginia State Corporation Commission (the “VBB Acquisition”). The Federal Deposit Insurance Corporation (the “FDIC”) acted as receiver of VBB. The Bank acquired total assets of $92.9 million, including $70.9 million in loans, and assumed liabilities of $86.9 million, including $77.5 million in deposits. Under the terms of the VBB Acquisition agreement, the Bank received a discount of $23.8 million on the net assets and did not pay a deposit premium. The VBB Acquisition was completed without any shared-loss agreement with the FDIC.

Basis_Of_Presentation

Basis Of Presentation	9 Months Ended
	Sep. 30, 2013
Basis Of Presentation [Abstract]	'
Basis Of Presentation	'
	Note 2. Basis of Presentation
	The consolidated financial statements include the accounts of Xenith Bankshares and its wholly-owned subsidiary, Xenith Bank. All significant intercompany accounts have been eliminated.
	In management’s opinion, the accompanying unaudited consolidated financial statements, which have been prepared in conformity with Generally Accepted Accounting Principles in the United States of America (“GAAP”) for interim period reporting, and reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial positions at September 30, 2013 and December 31, 2012, the results of operations and comprehensive (loss) income for the three and nine months ended September 30, 2013 and 2012, and the statements of cash flows for the nine months ended September 30, 2013 and 2012. The results for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the full year ending December 31, 2013. The unaudited consolidated financial statements and accompanying notes should be read in conjunction with the company’s consolidated financial statements and the accompanying notes to consolidated financial statements included in the company’s Annual Report on Form 10-K for the year ended December 31, 2012.
	Certain amounts reported in prior periods’ financial statements have been reclassified to conform to the current presentation. Such reclassifications have no effect on previously reported total assets, liabilities, shareholders’ equity or net income.
	All dollar amounts included in the tables in these notes are in thousands, except per share data.

Restrictions_Of_Cash

Restrictions Of Cash	9 Months Ended
	Sep. 30, 2013
Restrictions Of Cash [Abstract]	'
Restrictions Of Cash	'
	Note 3. Restrictions of Cash
	To comply with regulations of the Board of Governors of the Federal Reserve System (the “Federal Reserve”), the Bank is required to maintain certain average cash reserve balances. The daily average cash reserve requirement based on the weeks closest to September 30, 2013 and December 31, 2012 was $4.0 million and  $3.1 million, respectively.

Securities

Securities	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
Securities	'
	Note 4. Securities
	The following tables present the book value and fair value of available-for-sale securities as of the dates stated:
		30-Sep-13
					Gross Unrealized
			Book Value			Gains			(Losses)			Fair Value
	Mortgage-backed securities
	- Fixed rate	$	47,577		$	445		$	-661		$	47,361
	- Variable rate		5,305			115			-60			5,360
	Municipals
	- Taxable		9,826			-			-755			9,071
	- Tax exempt		1,638			-			-75			1,563
	Collateralized mortgage obligations		9,475			71			-452			9,094
	Total securities available for sale	$	73,821		$	631		$	-2,003		$	72,449
		31-Dec-12
					Gross Unrealized
			Book Value			Gains			(Losses)			Fair Value
	Mortgage-backed securities
	- Fixed rate	$	42,804		$	1,436		$	-		$	44,240
	- Variable rate		2,038			143			-			2,181
	Municipals		1,050			-			-50			1,000
	Collateralized mortgage obligations		9,977			158			-5			10,130
	Total securities available for sale	$	55,869		$	1,737		$	-55		$	57,551
	As of September 30, 2013 and December 31, 2012, the company had securities with a fair value of $6.7 million and $6.4 million, respectively, pledged as collateral for public deposits.
	The following table presents the book value and fair value of available-for-sale securities by contractual maturity as of the date stated:
		30-Sep-13
			Book Value			Fair Value
	Due within one year	$	-		$	-
	Due after one year through five years		-			-
	Due after five years through ten years		35,025			34,526
	Due after ten years		38,796			37,923
	Total securities available for sale	$	73,821		$	72,449
	The following tables present fair values and the related unrealized losses in the company’s securities portfolio, with the information aggregated by investment category and by the length of time that individual securities have been in continuous unrealized loss positions, as of the dates stated. The number of loss securities in each category is also noted.
		30-Sep-13
				Less than 12 months						More than 12 months					Total
		Number		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses		Fair Value		Unrealized Losses
	Mortgage-backed securities
	- Fixed rate	10		$	29,401		$	-661		$	-		$	-	$	29,401	$	-661
	- Variable rate	1			3,389			-60			-			-		3,389		-60
	Municipals
	- Taxable	5			9,071			-755			-			-		9,071		-755
	- Tax exempt	1			1,563			-75			-			-		1,563		-75
	Collateralized mortgage obligations	3			6,708			-452			-			-		6,708		-452
	Total securities	20		$	50,132		$	-2,003		$	-		$	-	$	50,132	$	-2,003
		31-Dec-12
				Less than 12 months						More than 12 months					Total
		Number		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses		Fair Value		Unrealized Losses
	Municipals	1		$	1,000		$	-50		$	-		$	-	$	1,000	$	-50
	Collateralized mortgage obligations	1			3,288			-5			-			-		3,288		-5
	Total securities	2		$	4,288		$	-55		$	-		$	-	$	4,288	$	-55
	All securities held as of September 30, 2013 were investment grade. The unrealized loss positions at September 30, 2013 were directly related to interest rate movements, and management believes there is minimal credit risk exposure in these investments. There is no intent to sell investments that were in an unrealized loss position at September 30, 2013, and it is more likely than not that the company will not be required to sell these investments before a recovery of unrealized losses. These investments were not considered to be other-than-temporarily impaired at September 30, 2013; therefore, no impairment has been recognized.

Loans

Loans	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Loans	'
	Note 5. Loans
	The following table presents the company’s composition of loans, net of capitalized origination costs and unearned income, in dollar amounts and as a percentage of total loans held for investment as of the dates stated:
		30-Sep-13					31-Dec-12
			Amount		Percent of Total			Amount		Percent of Total
	Commercial and industrial	$	216,205		49.44%		$	203,880		53.11%
	Commercial real estate		173,834		39.74%			150,796		39.28%
	Residential real estate		23,623		5.40%			24,291		6.33%
	Consumer		2,763		0.63%			4,914		1.28%
	Guaranteed student loans		20,973		4.79%			-		0.00%
	Loans held for investment	$	437,398		100.00%		$	383,881		100.00%
	Allowance for loan and lease losses		-5,129					-4,875
	Loans held for investment, net of allowance		432,269					379,006
	Loans held for sale		34,247					80,867
	Total loans	$	466,516				$	459,873
	Loans held for investment, excluding guaranteed student loans, included unearned fees, net of capitalized origination costs, of $131 thousand and $245 thousand, as of September 30, 2013 and December 31, 2012, respectively. As of September 30, 2013, $195.0 million of loans held for investment were pledged as collateral for borrowing capacity.
	During the third quarter of 2013, the Bank purchased guaranteed student loans, which were originated under the Federal Family Education Loan Program (“FFELP”), authorized by the Higher Education Act of 1965, as amended. Pursuant to the FFELP, these loans are substantially guaranteed by a guaranty agency and reinsured by the U.S. Department of Education. The purchased loans were also part of the Federal Rehabilitated Loan Program (“FRLP”), under which agency guarantors holding previously defaulted loans offer borrowers the one-time opportunity to bring their loans current. Once rehabilitated, these loans are sold to approved lenders.
	As of September 30, 2013, the Bank had $21 million of guaranteed student loans recorded as loans held for investment on its consolidated balance sheet. This balance includes premium and acquisition costs of $519 thousand and $401 thousand, respectively, which are amortized into interest income on the effective interest method. These loans carry an approximate 98% federal government guarantee of principal and accrued interest.
	Loans Held for Sale
	In the first quarter of 2012, the Bank entered into a sub-participation agreement with a commercial bank (the “participating bank”), whereby pursuant to the sub-participation agreement, the participating bank and the Bank purchase participation interests from unaffiliated mortgage originators that seek funding to facilitate the origination of single-family residential mortgage loans for sale in the secondary market. The originators underwrite and close mortgage loans consistent with established standards of approved investors and, once the loans close, the originators and the participating bank deliver the loans to the investors.  Typically, the Bank, together with the participating bank, purchase up to an aggregate of a 99% participation interest with the originators retaining the remaining 1%. These loans are held for short periods, usually less than 30 days and more typically 10-20 days. Accordingly, these loans are classified as held for sale and are carried at the lower of cost or fair value, determined on an aggregate basis. The decline in the company’s loans held for sale from December 31, 2012 to September 30, 2013 is due primarily to a decline in mortgage refinancing activity nationwide.
	Loans Held for Investment
	The following table presents the company’s loans held for investment by regulatory risk ratings classification and by loan type as of the dates stated. As defined by the Federal Reserve and adopted by the company, “special mention” loans are defined as having potential weaknesses that deserve management’s close attention; “substandard” loans are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any; and “doubtful” loans have all the weaknesses inherent in substandard loans, with the added characteristic that the weaknesses make collection in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not categorized as special mention, substandard or doubtful are classified as “pass.”
		30-Sep-13
		Pass			Special Mention			Substandard			Doubtful		Total Loans
	Commercial and industrial	$	209,816		$	1,651		$	4,738		$	-	$	216,205
	Commercial real estate		166,033			2,622			5,179			-		173,834
	Residential real estate		22,652			133			838			-		23,623
	Consumer		2,382			-			367			-		2,749
	Overdrafts		14			-			-			-		14
	Guaranteed student loans		20,973			-			-			-		20,973
	Total loans	$	421,870		$	4,406		$	11,122		$	-	$	437,398
		31-Dec-12
		Pass			Special Mention			Substandard			Doubtful		Total Loans
	Commercial and industrial	$	196,004		$	4,813		$	3,063		$	-	$	203,880
	Commercial real estate		139,206			6,407			5,183			-		150,796
	Residential real estate		23,282			87			922			-		24,291
	Consumer		4,466			154			266			-		4,886
	Overdrafts		28			-			-			-		28
	Total loans	$	362,986		$	11,461		$	9,434		$	-	$	383,881
	Allowance for Loan and Lease Losses
	The allowance for loan and lease losses consists of (1) a component for collective loan impairment recognized and measured pursuant to Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 450, “Contingencies,” and (2) a component for individual loan impairment recognized pursuant to FASB ASC Topic 310, “Receivables.” A loan is impaired when, based on current information and events, it is probable that all amounts due (principal and interest) according to the contractual terms of the loan agreement will not be collected.
	The allowance for loan and lease losses is determined based on a periodic evaluation of the loan portfolio. This evaluation is a combination of quantitative and qualitative analysis. Quantitative factors include loss history for similar types of loans as are originated by the company. In evaluating the loan portfolio, qualitative factors, such as general economic conditions, nationally and in the company’s target markets, are considered, as well as threats of outlier events, such as the unexpected deterioration of a significant borrower. These quantitative and qualitative factors and estimates may be subject to significant change. Increases to the allowance for loan and lease losses are made by charges to the provision for loan and lease losses, which is reflected in the consolidated statements of operations and comprehensive (loss) income. Loans or portions of loans deemed to be uncollectible are charged against the allowance for loan and lease losses at the time of determination, and recoveries of previously charged-off amounts are credited to the allowance for loan and lease losses.
	The company’s allowance for loan and lease losses related to guaranteed student loans is computed on the portion of carrying value that is not subject to federal guarantee.
	The following tables present the allowance for loan and lease loss activity, by loan category, for the dates stated:
		Three Months Ended September 30,
			2013			2012
	Balance at beginning of period	$	4,882		$	4,323
	Charge-offs:
	Commercial and industrial		50			51
	Commercial real estate		136			119
	Residential real estate		14			-
	Consumer		-			-
	Guaranteed student loans		-			-
	Overdrafts		4			1
	Total charge-offs		204			171
	Recoveries:
	Commercial and industrial		-			-
	Commercial real estate		-			-
	Residential real estate		-			-
	Consumer		-			3
	Guaranteed student loans		-			-
	Overdrafts		-			-
	Total recoveries		-			3
	Net charge-offs		204			168
Provision for loan and lease losses		497			476
Amount for unfunded commitments		-46			27
Balance at end of period	$	5,129		$	4,658
	Nine Months Ended September 30,
		2013			2012
Balance at beginning of period	$	4,875		$	4,280
Charge-offs:
Commercial and industrial		51			51
Commercial real estate		506			900
Residential real estate		39			-
Consumer		-			-
Guaranteed student loans		-			-
Overdrafts		6			8
Total charge-offs		602			959
Recoveries:
Commercial and industrial		-			-
Commercial real estate		-			19
Residential real estate		-			-
Consumer		-			3
Guaranteed student loans		-			-
Overdrafts		1			2
Total recoveries		1			24
Net charge-offs		601			935
Provision for loan and lease losses		913			1,383
Amount for unfunded commitments		-58			-70
Balance at end of period	$	5,129		$	4,658
The following tables present the allowance for loan and lease losses,  with the amount independently and collectively evaluated for impairment, and loan balances, by loan type, as of the dates stated:
	30-Sep-13
				Individually Evaluated			Collectively Evaluated
	Total Amount			for Impairment			for Impairment
Allowance for loan losses applicable to:
Commercial and industrial	$	2,151		$	336		$	1,815
Commercial real estate		2,711			605			2,106
Residential real estate		239			22			217
Consumer		12			-			12
Guaranteed student loans		16			-			16
Total allowance for loan and lease losses	$	5,129		$	963		$	4,166
Loan balances applicable to:
Commercial and industrial	$	216,205		$	3,583		$	212,622
Commercial real estate		173,834			7,020			166,814
Residential real estate		23,623			898			22,725
Consumer		2,763			9			2,754
Guaranteed student loans		20,973			-			20,973
Total loans	$	437,398		$	11,510		$	425,888
	31-Dec-12
				Individually Evaluated			Collectively Evaluated
	Total Amount			for Impairment			for Impairment
Allowance for loan losses applicable to:
Commercial and industrial	$	1,523		$	296		$	1,227
Commercial real estate		3,086			782			2,304
Residential real estate		245			32			213
Consumer		21			16			5
Total allowance for loan and lease losses	$	4,875		$	1,126		$	3,749
Loan balances applicable to:
Commercial and industrial	$	203,880		$	3,803		$	200,077
Commercial real estate		150,796			8,590			142,206
Residential real estate		24,291			560			23,731
Consumer		4,914			72			4,842
Total loans	$	383,881		$	13,025		$	370,856
The following tables present the loans that were individually evaluated for impairment, by loan type, as of the dates stated. The tables present those loans with and without an allowance and various additional data, as of the dates stated:
	30-Sep-13
	Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial and industrial	$	1,503		$	2,481		$	-		$	1,545	$	20
Commercial real estate		2,497			3,827			-			2,904		19
Residential real estate		445			476			-			478		5
Consumer		9			9			-			10		1
With an allowance recorded:
Commercial and industrial		2,080			2,160			336			2,149		35
Commercial real estate		4,523			5,123			605			4,939		215
Residential real estate		453			462			22			461		14
Consumer		-			-			-			-		-
Total loans individually evaluated for impairment	$	11,510		$	14,538		$	963		$	12,486	$	309
	31-Dec-12
	Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial and industrial	$	1,202		$	2,220		$	-		$	1,178	$	48
Commercial real estate		2,897			5,029			-			3,724		115
Residential real estate		120			140			-			121		11
Consumer		2			12			-			4		1
With an allowance recorded:
Commercial and industrial		2,601			2,680			296			2,665		116
Commercial real estate		5,693			6,663			782			5,613		343
Residential real estate		440			457			32			278		8
Consumer		70			60			16			77		5
Total loans individually evaluated for impairment	$	13,025		$	17,261		$	1,126		$	13,660	$	647
Acquired loans pursuant to a business combination are initially recorded at estimated fair value as of the date of acquisition; therefore, any related allowance for loan and lease losses is not carried over or established at acquisition. The difference between contractually required amounts receivable and the acquisition date fair value of loans that are not deemed credit-impaired at acquisition is accreted (recognized) into income over the life of the loan either on a straight-line basis or based on the underlying principal payments on the loan. Any change in credit quality subsequent to acquisition for these loans is reflected in the allowance for loan and lease losses.
Loans acquired with evidence of credit deterioration since origination and for which it is probable at the date of acquisition that all contractually required principal and interest payments will not be collected are accounted for under FASB ASC Topic 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality” (“ASC 310-30”). A portion of the loans acquired in the VBB Acquisition were deemed by management to be credit-impaired loans qualifying for accounting under ASC 310-30.
As of July 29, 2011, the loans acquired in the Paragon Transaction and the VBB Acquisition were adjusted to estimated fair value by recording a discount of $1.8 million and $14.0 million, respectively. Of the $14.0 million discount recorded on the VBB Acquisition, $12.7 million related to $40.2 million of purchased credit-impaired loans. The remaining fair value adjustment on the purchased credit-impaired loans, as of September 30, 2013, was $3.7 million. The carrying value, as of September 30, 2013, of purchased impaired loans was approximately $12.7 million, which is net of any impairment charges recorded subsequent to acquisition.
For acquired credit-impaired loans, the excess of cash flows expected to be collected over the estimated fair value is referred to as the accretable yield and accreted into interest income over the remaining life of the loan, using the effective yield method. The difference between contractually required payments due and the cash flows expected to be collected, on an undiscounted basis, is referred to as the nonaccretable difference. As of September 30, 2013 and December 31, 2012, the company had  $1.4 million and  $1.2 million, respectively, of nonaccretable difference related to the credit-impaired loans acquired in the VBB Acquisition.
In applying ASC 310-30 to acquired loans, the company must periodically estimate the amount and timing of cash flows expected to be collected. The estimation of the amount and timing of expected cash flows to be collected requires significant judgment, including default rates, the amount and timing of prepayments and the liquidation value and timing of underlying collateral, in addition to other factors. Decreases in expected cash flows attributable to credit will generally result in an impairment charge to earnings such that the accretable yield remains unchanged. Increases in expected cash flows will result in an increase in the accretable yield, which is a reclassification from the nonaccretable difference. The increased accretable yield is recognized in income over the remaining period of expected cash flows from the loan.
During the third quarter of 2013, the company recorded a net impairment charge of $82 thousand due to deterioration in the timing and/or amount of cash flows of certain loans since the prior measurement date. This impairment amount is reported as a provision for loan and lease losses in the consolidated statements of operations and comprehensive (loss) income, and a component of the allowance for loan and lease losses. If upon remeasurement in a future period, a loan for which an impairment charge has been taken is expected to have cash flows that exceed those previously determined, some portion of the impairment could be reversed.
The following table presents the accretion activity related to acquired loans as of the dates stated:
	30-Sep-13			31-Dec-12
Balance at beginning of period	$	8,133		$	14,007
Accretion (1)		-2,143			-3,335
Disposals (2)		-753			-2,539
Balance at end of period	$	5,237		$	8,133
_______________________
(1) Accretion amounts are reported in interest income.
(2) Disposals represent the reduction of purchase accounting adjustments due to the resolution of acquired loans at amounts less than the contractually-owed receivable. Of the 2013 amount, $18 thousand relates to loans reclassified as other real estate owned.
The following table presents the age analysis of loans past due as of the dates stated:
	30-Sep-13
	30-89 days			90+ days			Total
	Past Due			Past Due			Past Due
Commercial and industrial	$	1,168		$	781		$	1,949
Commercial real estate		107			1,149			1,256
Residential real estate		121			386			507
Consumer		4			-			4
Guaranteed student loans		-			-			-
Total	$	1,400		$	2,316		$	3,716
	31-Dec-12
	30-89 days			90+ days			Total
	Past Due			Past Due			Past Due
Commercial and industrial	$	1,592		$	1,657		$	3,249
Commercial real estate		1,762			2,256			4,018
Residential real estate		-			74			74
Consumer		3			-			3
Total	$	3,357		$	3,987		$	7,344
The following table presents nonaccrual loans and other real estate owned (“OREO”) as of the dates stated. A loan is considered nonaccrual if it is 90 days or greater past due as to interest and principal or when collectability is in doubt, unless the estimated net realized value of collateral is sufficient to assure collection of principal balance and accrued interest. As of September 30, 2013, there were no loans past due 90 days or greater for which interest was accruing.
	30-Sep-13			31-Dec-12
Commercial and industrial	$	1,957		$	1,847
Commercial real estate		1,546			3,148
Residential real estate		549			74
Consumer		-			-
Total nonaccrual loans	$	4,052		$	5,069
Other real estate owned		400			276
Total nonperforming assets	$	4,452		$	5,345
In accordance with Accounting Standards Update (“ASU”) No. 2011-02, “Receivables: A Creditor’s Determination of Whether a Restructuring Is a Troubled Debt Restructuring,” the company assesses all restructurings for potential identification as troubled debt restructurings (“TDR”). A modification of a loan’s terms constitutes a TDR, if the creditor grants a concession to the borrower for economic or legal reasons related to the borrower’s financial difficulties that it would not otherwise consider. Modifications of terms for loans that are included as TDRs may involve either an increase or reduction of the interest rate, extension of the term of the loan, or deferral of principal payments, regardless of the period of the modification.
For loans classified as TDRs, the company further evaluates the loans as performing or nonperforming. If, at the time of restructure, the loan is on accrual status, it will be classified as performing and will continue to be classified as performing as long as the borrower continues making payments in accordance with the restructured terms. A modified loan will be classified as nonaccrual, if the loan becomes 90 days delinquent. TDRs originally considered nonaccrual will be classified as nonperforming, but may be classified as performing TDRs, if subsequent to restructure the loan experiences payment performance according to the restructured terms for a consecutive six-month period.
The following table presents performing and nonperforming loans identified as TDRs, by loan type, as of the dates stated:
	30-Sep-13			31-Dec-12
Performing:
Commercial and industrial	$	380		$	-
Commercial real estate		-			-
Residential real estate		-			123
Consumer		-			-
Total performing TDRs	$	380		$	123
Nonperforming:
Commercial and industrial	$	1,396		$	1,439
Commercial real estate		355			411
Residential real estate		120			-
Consumer		-			-
Total nonperforming TDRs	$	1,871		$	1,850
Total TDRs	$	2,251		$	1,973
The following tables present loans classified as TDRs, including the type of modification, number of loans and loan type, as of the dates stated:
	30-Sep-13
	Number of Loans Modified		Rate Modification (1)			Term Extension and/or Other Concessions			Total
Commercial and industrial	4		$	995		$	781		$	1,776
Commercial real estate	8			337			18			355
Residential real estate	1			-			120			120
Consumer	-			-			-			-
Total TDRs	13		$	1,332		$	919		$	2,251
___________________
(1) Restructured loans that had a modification of the loan's contractual interest rate may also have had an extension of the loan's contractual maturity date.
	31-Dec-12
	Number of Loans Modified		Rate Modification (1)			Term Extension and/or Other Concessions			Total
Commercial and industrial	3		$	657		$	782		$	1,439
Commercial real estate	7			411			-			411
Residential real estate	1			-			123			123
Consumer	-			-			-			-
Total TDRs	11		$	1,068		$	905		$	1,973
___________________
(1) Restructured loans that had a modification of the loan's contractual interest rate may also have had an extension of the loan's contractual maturity date.
During the three months ended September 30, 2013, the company identified one loan as a TDR, which totaled $380 thousand and is included in the tables above. During the nine months ended September 30, 2013, the company identified two loans as TDRs, which totaled $397 thousand and are included in the tables above. During the three months ended September 30, 2013, one loan totaling $120 thousand has not complied with the terms of the restructuring. During the nine months ended September 30, 2013, eight loans totaling $457 thousand have not complied with the terms of the restructuring. Seven of the eight noncompliant loans are related to a single borrower.

Goodwill_And_Other_Intangible_

Goodwill And Other Intangible Assets	9 Months Ended
	Sep. 30, 2013
Goodwill And Other Intangible Assets [Abstract]	'
Goodwill And Other Intangible Assets	'
	Note 6. Goodwill and Other Intangible Assets
	The following table presents goodwill and other intangible assets as of the dates stated:
		30-Sep-13		31-Dec-12
	Amortizable core deposit intangibles:
	Gross carrying value	$	3,710	$	3,710
	Accumulated amortization		-983		-710
	Net core deposit intangibles		2,727		3,000
	Unamortizable goodwill		12,989		12,989
	Total goodwill and other intangible assets, net	$	15,716	$	15,989
	The following table presents the estimated future amortization expense for core deposit intangibles:
	Year	Core Deposit Intangibles
	2013	$	92
	2014		365
	2015		365
	2016		365
	2017		365
	Thereafter		1,175
	Total	$	2,727

Deposits

Deposits	9 Months Ended
	Sep. 30, 2013
Deposits [Abstract]	'
Deposits	'
	Note 7. Deposits
	The following table presents a summary of deposit accounts as of the dates stated:
		30-Sep-13		31-Dec-12
	Noninterest-bearing demand deposits	$	103,063	$	74,539
	Interest-bearing:
	Demand and money market		230,116		242,987
	Savings deposits		4,561		4,069
	Time deposits of $100,000 or more		101,379		72,870
	Other time deposits		56,702		58,766
	Total deposits	$	495,821	$	453,231

Derivatives

Derivatives	9 Months Ended
	Sep. 30, 2013
Derivatives [Abstract]	'
Derivatives	'
	Note 8.  Derivatives
	Cash Flow Hedges
	The company’s objective in using interest rate derivatives is to manage its exposure to interest rate movements. The company is a party to two interest rate swap agreements. Pursuant to one of the agreements, the company pays fixed amounts to a counterparty in exchange for receiving LIBOR-based variable payments over the life of the agreement without exchange of the underlying notional amount of $20 million. Pursuant to the other agreement, the company has minimized its exposure to interest rate movements by exchanging variable for fixed interest payments beginning at a specified future date without exchange of the underlying notional amount of $7.5 million. As of September 30, 2013, the company’s two interest rate swaps were designated as cash flow hedges, in accordance with FASB ASC Topic 815, “Derivatives and Hedging.”
	The effective portion of changes in the fair value of derivatives designated as cash flow hedges is recorded in accumulated other comprehensive income (“AOCI”) and is subsequently reclassified into net income in the period that the hedged forecasted transaction affects earnings. The ineffective portion of the change in fair value of the derivatives is recognized directly in earnings. For the three- and nine-month periods ended September 30, 2013, the ineffective portion was insignificant. The amount reported in AOCI as of September 30, 2013 was a loss of $54 thousand, net of a tax benefit of $28 thousand. As of September 30, 2013, an asset of $102 thousand was recorded in other assets and a liability of $202 thousand was recorded in other liabilities on the consolidated balance sheet related to these derivatives. Additionally, the company has minimum collateral requirements with its counterparty, and as of September 30, 2013, $250 thousand has been pledged as collateral under the agreements,  as the valuation of one of the derivatives has surpassed the contractually specified minimum transfer amount of $250 thousand. If the company is not in compliance with the terms of the derivative agreements, it could be required to settle its obligations under the agreements at termination value.
	Non-hedge Derivatives
	Derivatives not designated as hedges are not speculative and result from a service the company provides to certain customers. The company executes interest rate derivatives with commercial banking customers to facilitate their respective risk management strategies. Those interest rate derivatives are simultaneously hedged by offsetting derivatives that the company executes with third parties, thus minimizing its net exposure from such transactions. These derivatives do not meet hedge accounting requirements; therefore, changes in the fair value of both the customer derivative and the offsetting derivative are recognized in earnings. As of September 30, 2013, $222 thousand was recorded in other assets and $223 thousand was recorded in other liabilities related to non-designated hedges. For the three-month periods ended September 30, 2013 and 2012,  $98 thousand of income and $1 thousand of expense, respectively, were recognized in net income related to non-designated hedges. For the nine-month periods ended September 30, 2013 and 2012,  $145 thousand and $22 thousand, respectively, were recognized in net income related to non-designated hedges.

Bank_Owned_Life_Insurance

Bank Owned Life Insurance	9 Months Ended
	Sep. 30, 2013
Bank Owned Life Insurance [Abstract]	'
Bank Owned Life Insurance	'
	Note 9.  Bank Owned Life Insurance
	The Bank invests in bank owned life insurance (“BOLI”), which is life insurance purchased by the Bank on a chosen group of employees. The Bank is the owner and primary beneficiary of the policies. BOLI is carried at the cash surrender value of the underlying policies. Earnings from the increase in cash surrender value of the policies are included in noninterest income on the statements of operations. The Bank has rights under the insurance contracts to redeem them for book value at any time.

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	Note 10. Income Taxes
	Net deferred tax assets as of September 30, 2013 and December 31, 2012 were $4.4 million and $4.1 million, respectively. For the period ended September 30, 2012, the company had a valuation allowance on the full amount of its net deferred tax asset. As of September 30, 2012, the company assessed the need for a valuation allowance, evaluating both positive and negative evidence. Based on the weight of available evidence as of September 30, 2012, the company believed it is more likely than not that its net deferred tax asset will be utilized in future periods; therefore, at September 30, 2012, the company reversed the full valuation allowance.

Earnings_Per_Common_Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share [Abstract]	'
Earnings Per Common Share	'
	Note 11.  Earnings per Common Share
	The following table summarizes basic and diluted earnings per common share calculations for the periods stated:
		Three Months Ended September 30,
		2013		2012
	Net income	$	748	$	5,903
	Preferred stock dividend		-21		-21
	Net income available to common shareholders	$	727	$	5,882
	Weighted average shares outstanding, basic (1)		10,499		10,447
	Dilutive shares		69		1
	Weighted average shares outstanding, diluted		10,568		10,448
	Earnings per common share, basic	$	0.07	$	0.56
	Earnings per common share, diluted	$	0.07	$	0.56
	_______________________
	(1) Includes vested restricted stock units
		Nine Months Ended September 30,
		2013		2012
	Net income	$	1,718	$	7,047
	Preferred stock dividend		-63		-68
	Net income available to common shareholders	$	1,655	$	6,979
	Weighted average shares outstanding, basic (1)		10,495		10,447
	Dilutive shares		40		1
	Weighted average shares outstanding, diluted		10,535		10,448
	Earnings per common share, basic	$	0.16	$	0.67
	Earnings per common share, diluted	$	0.16	$	0.67
	_______________________
	(1) Includes vested restricted stock units

Share_Repurchase_Program

Share Repurchase Program	9 Months Ended
	Sep. 30, 2013
Equity [Abstract]	'
Share Repurchase Program	'
	Note 12.  Share Repurchase Program
	On July 31, 2013, the company announced that its board of directors authorized a share repurchase program permitting the company to repurchase in the open market or otherwise up to 210,000, or approximately 2%, of shares of the company's then outstanding common stock. The authorization has no time limit. There is no guarantee as to the number of shares that will be repurchased by the company, and the company may discontinue the program at any time.
	The company repurchased the following shares of common stock pursuant to the repurchase program for the periods stated:
		Three Months Ended		Nine Months Ended
		30-Sep-13		30-Sep-13
	Shares of common stock repurchased		17		17
	Price paid for common stock repurchased	$	100	$	100
	Average price paid per common share	$	5.92	$	5.92
	The repurchases were made using cash resources and occurred in the open market.

Senior_NonCumulative_Perpetual

Senior Non-Cumulative Perpetual Preferred Stock	9 Months Ended
	Sep. 30, 2013
Equity [Abstract]	'
Senior Non-Cumulative Perpetual Preferred Stock	'
	Note 13.  Senior Non-Cumulative Perpetual Preferred Stock
	On September 21, 2011, as part of the Small Business Lending Fund (“SBLF”) of the U.S. Department of Treasury (“U.S. Treasury”), the company issued and sold 8,381 shares of non-cumulative perpetual preferred stock to the Secretary of the U.S. Treasury (the “SBLF Preferred Stock”) for a purchase price of $8.4 million. The SBLF Preferred Stock investment qualifies as Tier 1 capital. The SBLF Preferred Stock is entitled to receive non-cumulative dividends, payable quarterly, on each January 1, April 1, July 1 and October 1. The dividend rate, as a percentage of the liquidation amount, can fluctuate on a quarterly basis during the first 10 quarters during which the SBLF Preferred Stock is outstanding, based upon changes in the level of “Qualified Small Business Lending” (as defined in the SBLF Purchase Agreement) by the Bank. For the three and nine months ended September 30, 2013, the company’s dividend was $21 thousand and $63 thousand, respectively, representing an effective dividend rate of 1% for both periods.

Commitment_And_Contingencies

Commitment And Contingencies	9 Months Ended
	Sep. 30, 2013
Commitment And Contingencies [Abstract]	'
Commitment And Contingencies	'
	Note 14. Commitment and Contingencies
	In the normal course of business, the Bank has commitments under credit agreements to lend to customers as long as there is no material violation of any condition established in the contracts. These commitments have fixed expiration dates or other termination clauses and may require payments of fees. Because many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Additionally, the Bank issues letters of credit, which are conditional commitments to guarantee the performance of customers to third parties. The credit risk involved in issuing letters of credit is the same as that involved in extending loans to customers.
	The following table presents unfunded commitments outstanding as of the dates stated:
		30-Sep-13		31-Dec-12
	Commercial lines of credit	$	76,661	$	57,681
	Commercial real estate		26,903		28,566
	Residential real estate		7,861		7,130
	Consumer		1,068		710
	Letters of credit		4,582		2,308
	Loans held for sale		4,733		25,133
	Total commitments	$	121,808	$	121,528

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	Note 15. Fair Value Measurements
	The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction occurring in the principal market (or most advantageous market in the absence of a principal market) for such asset or liability. In estimating fair value, the company utilizes valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. Such valuation techniques are consistently applied. Inputs to valuation techniques include the assumptions that market participants would use in pricing an asset or liability.
	FASB ASC Topic 820, “Fair Value Measurements and Disclosure” (“ASC 820”), establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs.
	Under the guidance in ASC 820, the company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. These levels are:
	Level 1.....................	Quoted prices in active markets for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2.....................	Significant observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
	Level 3.....................	Valuations for assets and liabilities that are derived from other valuation methodologies, including option pricing models, discounted cash flow models and similar techniques, and not based on market exchange, dealer or broker-traded transactions. Level 3 valuations incorporate certain assumptions and projections in determining the fair value to such assets or liabilities.
	The following is a description of valuation methodologies used for assets and liabilities recorded at fair value. The determination of where an asset or liability falls in the hierarchy requires significant judgment. The company evaluates its hierarchy disclosures each quarter, and, based on various factors, it is possible that an asset or liability may be classified differently from quarter to quarter. An adjustment to the pricing method used within either Level 1 or Level 2 inputs could generate a fair value measurement that effectively falls in a lower level in the hierarchy. The company expects changes in classifications between levels will be rare.
	Securities available for sale:
	Available-for-sale securities are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted prices, if available. If quoted prices are not available, fair values are measured using matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities. Level 1 securities include those traded on nationally recognized securities exchanges, U.S. Treasury securities and money market funds. Level 2 securities include U.S. Agency securities, mortgage-backed securities issued by government sponsored entities, collateralized mortgage obligations, municipal bonds and corporate debt securities. Securities classified as Level 3 include asset-backed securities in less liquid markets.
	Other real estate owned:
	Other real estate owned is measured at the asset’s fair value less costs for disposal. The company estimates fair value at the asset’s liquidation value less disposal costs using management’s assumptions, which are based on current market analysis or recent appraisals. Other real estate owned is classified as a nonrecurring Level 3 valuation.
	Impaired loans:
	Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. As of September 30, 2013, all of the impaired loans accounted for under ASC 310-30 were evaluated based on discounted cash flows or on the fair value of the collateral. Impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. When the fair value of the collateral is based on an observable market price or a current appraised value, the company records the impaired loan as nonrecurring Level 2. When a current appraised value is not available, or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, or management evaluates fair value based on discounted cash flows, the company records the impaired loan as nonrecurring Level 3.
	Derivatives:
	The fair values of interest rate swaps are determined using the market standard methodology of netting the discounted future fixed cash receipts (or payments) and the discounted expected variable cash payments (or receipts). The variable cash payments (or receipts) are based on an expectation of future interest rates (forward curves) derived from observable market interest rate curves. The company incorporates credit valuation adjustments to appropriately reflect both its own nonperformance risk and the respective counterparty’s nonperformance risk in the fair value measurements. In adjusting the fair value of its derivative contracts for the effect of nonperformance risk, the company has considered the impact of netting and any applicable credit enhancements, such as collateral postings, thresholds, mutual puts and guarantees.
	Although the company has determined that the majority of the inputs used to value its derivatives fall within Level 2 of the value hierarchy, the credit valuation adjustments associated with its derivatives utilize Level 3 inputs, such as estimates of current credit spreads to evaluate the likelihood of default by itself and its counterparties. However, as of September 30, 2013 and 2012, the company has assessed the significance of the impact of the credit valuation adjustments on the overall valuation of its derivative positions and has determined that the credit valuation adjustments are not significant to the overall valuation of its derivatives. As a result, the company has determined that its derivative valuations in their entirety are classified in Level 2 of the fair value hierarchy.
	In conjunction with the FASB’s fair value measurement guidance, the company has elected to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio.
	Cash, cash equivalents and accrued interest:
	The carrying value for cash and cash equivalents and accrued interest approximates fair value.
	The methodology for measuring the fair value of other financial assets and financial liabilities that are not recorded at fair value on a recurring or nonrecurring basis are discussed below.
	Performing loans:
	For variable-rate loans that re-price frequently and with no significant changes in credit risk, fair values are based on carrying values. Fair values for all other loans are estimated using discounted cash flow analyses using interest rates currently being offered for loans with similar terms. The carrying value of loans held for sale approximates fair value.
	Deposit liabilities:
	The balance of demand, money market and savings deposits approximates the fair value payable on demand to the accountholder. The fair value of fixed-maturity time deposits is estimated using the rates currently offered for deposits of similar remaining maturities.
	Borrowings:
	The carrying amounts of federal funds purchased and other short-term borrowings maturing within 90 days approximate their fair values. Fair values of other short-term borrowings are estimated using discounted cash flow analyses at the company’s current incremental borrowing rates for similar types of borrowing arrangements. The carrying amount of long-term borrowings, for which interest rates reset quarterly or less, approximate their fair value.
	Other commitments:
	The fair value of commitments to extend credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of stand-by letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date or “settlement date.”
	As noted, certain assets and liabilities are measured at fair value on a recurring and nonrecurring basis. The following tables present assets measured at fair value on a recurring and nonrecurring basis as of the dates stated:
				Fair Value Measurements as of September 30, 2013 Using
		September 30, 2013 Balance		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	Assets and liabilities measured on a recurring basis:
	Securities available for sale:
	Mortgage-backed securities
	- Fixed rate	$	47,361	$	-	$	47,361	$	-
	- Variable rate		5,360		-		5,360		-
	Municipals
	- Taxable		9,071		-		9,071		-
	- Tax exempt		1,563		-		1,563		-
	Collateralized mortgage obligations		9,094		-		9,094		-
	Cash flow hedge - asset		102		-		102		-
	Cash flow hedge - liability		-202		-		-202		-
	Interest rate derivative - asset		222		-		222		-
	Interest rate derivative - liability		-223		-		-223		-
	Assets measured on a nonrecurring basis:
	Impaired loans		11,510		-		-		11,510
	Other real estate owned		400		-		-		400
				Fair Value Measurements as of December 31, 2012 Using
		December 31, 2012 Balance		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	Assets and liabilities measured on a recurring basis:
	Securities available for sale:
	Mortgage-backed securities
	- Fixed rate	$	44,240	$	-	$	44,240	$	-
	- Variable rate		2,181		-		2,181		-
	Municipals		1,000		-		1,000		-
	Collateralized mortgage obligations		10,130		-		10,130		-
	Cash flow hedge		-283		-		-283		-
	Interest rate derivative - asset		124		-		124		-
	Interest rate derivative - liability		-140		-		-140		-
	Assets measured on a nonrecurring basis:
	Impaired loans		13,148		-		-		13,148
	Other real estate owned		276		-		-		276
The following table presents the carrying amounts and approximate fair values of the company’s financial assets and liabilities as of the dates stated:
	30-Sep-13				Fair Value Measurements as of September 30, 2013 Using
	Carrying		Estimated		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	Amount		Fair Value
Financial assets:
Cash and due from banks	$	23,604	$	23,604	$	23,604	$	-	$	-
Federal funds sold		935		935		-		935		-
Securities available for sale		72,449		72,449		-		72,449		-
Loans held for sale		34,247		34,247		-		34,247		-
Loans held for investment, net		432,269		430,753		-		-		430,753
Cash flow hedge		102		102		-		102		-
Interest rate derivative		222		222		-		222		-
Accrued interest receivable		1,462		1,462		-		1,462		-
Financial liabilities:
Cash flow hedge	$	202	$	202	$	-	$	202	$	-
Interest rate derivative		223		223		-		223		-
Long-term borrowings		20,000		20,000		-		20,000		-
Deposits		495,821		495,771		-		495,771		-
Accrued interest payable		227		227		-		227		-
	31-Dec-12				Fair Value Measurements as of December 31, 2012 Using
	Carrying		Estimated		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	Amount		Fair Value
Financial assets:
Cash and due from banks	$	9,457	$	9,457	$	9,457	$	-	$	-
Federal funds sold		2,906		2,906		-		2,906		-
Securities available for sale		57,551		57,551		-		57,551		-
Loans held for sale		80,867		80,867		-		80,867		-
Loans held for investment, net		379,006		380,322		-		-		380,322
Interest rate derivative		124		124		-		124		-
Accrued interest receivable		1,606		1,606		-		1,606		-
Financial liabilities:
Cash flow hedge	$	283	$	283	$	-	$	283	$	-
Interest rate derivative		140		140		-		140		-
Long-term borrowings		20,000		20,000		-		20,000		-
Deposits		453,231		453,813		-		453,813		-
Accrued interest payable		232		232		-		232		-
Fair value estimates are made at a specific point in time and are based on relevant market information, as well as information about the financial instruments or other assets. These estimates do not reflect any premium or discount that could result from offering for sale the company’s entire holdings of a particular financial instrument at one time. Fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
Fair value estimates are based on existing on and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Significant assets that are not considered financial assets include deferred tax assets, premises and equipment, and OREO. In addition, the tax ramifications related to the realization of unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in the estimates.

Subsequent_Events

Subsequent Events	9 Months Ended
	Sep. 30, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
	Note 16.  Subsequent Events
	Subsequent to September 30, 2013, the Bank purchased additional guaranteed student loans in the amount of approximately $48 million. The purchased loans are substantially guaranteed by a guaranty agency and reinsured by the U.S. Department of Education and were also part of the FRLP.

Securities_Tables

Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Securities [Abstract]	'
Schedule Of Book Value And Fair Value Of Available For-Sale-Securities	'
		30-Sep-13
					Gross Unrealized
			Book Value			Gains			(Losses)			Fair Value
	Mortgage-backed securities
	- Fixed rate	$	47,577		$	445		$	-661		$	47,361
	- Variable rate		5,305			115			-60			5,360
	Municipals
	- Taxable		9,826			-			-755			9,071
	- Tax exempt		1,638			-			-75			1,563
	Collateralized mortgage obligations		9,475			71			-452			9,094
	Total securities available for sale	$	73,821		$	631		$	-2,003		$	72,449
		31-Dec-12
					Gross Unrealized
			Book Value			Gains			(Losses)			Fair Value
	Mortgage-backed securities
	- Fixed rate	$	42,804		$	1,436		$	-		$	44,240
	- Variable rate		2,038			143			-			2,181
	Municipals		1,050			-			-50			1,000
	Collateralized mortgage obligations		9,977			158			-5			10,130
	Total securities available for sale	$	55,869		$	1,737		$	-55		$	57,551
Book Value And Fair Value Of Available-For-Sale Securities By Contractual Maturity	'
		30-Sep-13
			Book Value			Fair Value
	Due within one year	$	-		$	-
	Due after one year through five years		-			-
	Due after five years through ten years		35,025			34,526
	Due after ten years		38,796			37,923
	Total securities available for sale	$	73,821		$	72,449
Schedule Of Fair Values And Related Unrealized Losses In Securities Portfolio	'
		30-Sep-13
				Less than 12 months						More than 12 months					Total
		Number		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses		Fair Value		Unrealized Losses
	Mortgage-backed securities
	- Fixed rate	10		$	29,401		$	-661		$	-		$	-	$	29,401	$	-661
	- Variable rate	1			3,389			-60			-			-		3,389		-60
	Municipals
	- Taxable	5			9,071			-755			-			-		9,071		-755
	- Tax exempt	1			1,563			-75			-			-		1,563		-75
	Collateralized mortgage obligations	3			6,708			-452			-			-		6,708		-452
	Total securities	20		$	50,132		$	-2,003		$	-		$	-	$	50,132	$	-2,003
		31-Dec-12
				Less than 12 months						More than 12 months					Total
		Number		Fair Value			Unrealized Losses			Fair Value			Unrealized Losses		Fair Value		Unrealized Losses
	Municipals	1		$	1,000		$	-50		$	-		$	-	$	1,000	$	-50
	Collateralized mortgage obligations	1			3,288			-5			-			-		3,288		-5
	Total securities	2		$	4,288		$	-55		$	-		$	-	$	4,288	$	-55

Loans_Tables

Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Loans [Abstract]	'
Schedule Of Loans Composition, Net Of Capitalized Origination Costs And Unearned Income	'
		30-Sep-13					31-Dec-12
			Amount		Percent of Total			Amount		Percent of Total
	Commercial and industrial	$	216,205		49.44%		$	203,880		53.11%
	Commercial real estate		173,834		39.74%			150,796		39.28%
	Residential real estate		23,623		5.40%			24,291		6.33%
	Consumer		2,763		0.63%			4,914		1.28%
	Guaranteed student loans		20,973		4.79%			-		0.00%
	Loans held for investment	$	437,398		100.00%		$	383,881		100.00%
	Allowance for loan and lease losses		-5,129					-4,875
	Loans held for investment, net of allowance		432,269					379,006
	Loans held for sale		34,247					80,867
	Total loans	$	466,516				$	459,873
Schedule Of Loans By Regulatory Risk Ratings	'
		30-Sep-13
		Pass			Special Mention			Substandard			Doubtful		Total Loans
	Commercial and industrial	$	209,816		$	1,651		$	4,738		$	-	$	216,205
	Commercial real estate		166,033			2,622			5,179			-		173,834
	Residential real estate		22,652			133			838			-		23,623
	Consumer		2,382			-			367			-		2,749
	Overdrafts		14			-			-			-		14
	Guaranteed student loans		20,973			-			-			-		20,973
	Total loans	$	421,870		$	4,406		$	11,122		$	-	$	437,398
		31-Dec-12
		Pass			Special Mention			Substandard			Doubtful		Total Loans
	Commercial and industrial	$	196,004		$	4,813		$	3,063		$	-	$	203,880
	Commercial real estate		139,206			6,407			5,183			-		150,796
	Residential real estate		23,282			87			922			-		24,291
	Consumer		4,466			154			266			-		4,886
	Overdrafts		28			-			-			-		28
	Total loans	$	362,986		$	11,461		$	9,434		$	-	$	383,881
Allowance For Loan And Lease Loss, By Loan Category	'
		Three Months Ended September 30,
			2013			2012
	Balance at beginning of period	$	4,882		$	4,323
	Charge-offs:
	Commercial and industrial		50			51
	Commercial real estate		136			119
	Residential real estate		14			-
	Consumer		-			-
	Guaranteed student loans		-			-
	Overdrafts		4			1
	Total charge-offs		204			171
	Recoveries:
	Commercial and industrial		-			-
	Commercial real estate		-			-
	Residential real estate		-			-
	Consumer		-			3
	Guaranteed student loans		-			-
	Overdrafts		-			-
	Total recoveries		-			3
	Net charge-offs		204			168
	Provision for loan and lease losses		497			476
	Amount for unfunded commitments		-46			27
	Balance at end of period	$	5,129		$	4,658
		Nine Months Ended September 30,
			2013			2012
	Balance at beginning of period	$	4,875		$	4,280
	Charge-offs:
	Commercial and industrial		51			51
	Commercial real estate		506			900
	Residential real estate		39			-
	Consumer		-			-
	Guaranteed student loans		-			-
	Overdrafts		6			8
	Total charge-offs		602			959
	Recoveries:
	Commercial and industrial		-			-
	Commercial real estate		-			19
	Residential real estate		-			-
	Consumer		-			3
	Guaranteed student loans		-			-
	Overdrafts		1			2
	Total recoveries		1			24
	Net charge-offs		601			935
	Provision for loan and lease losses		913			1,383
	Amount for unfunded commitments		-58			-70
	Balance at end of period	$	5,129		$	4,658
Allowance For Loan And Lease Loss And Individually And Collectively Evaluated For Impairment	'
		30-Sep-13
					Individually Evaluated			Collectively Evaluated
		Total Amount			for Impairment			for Impairment
	Allowance for loan losses applicable to:
	Commercial and industrial	$	2,151		$	336		$	1,815
	Commercial real estate		2,711			605			2,106
	Residential real estate		239			22			217
	Consumer		12			-			12
	Guaranteed student loans		16			-			16
	Total allowance for loan and lease losses	$	5,129		$	963		$	4,166
	Loan balances applicable to:
	Commercial and industrial	$	216,205		$	3,583		$	212,622
	Commercial real estate		173,834			7,020			166,814
	Residential real estate		23,623			898			22,725
	Consumer		2,763			9			2,754
	Guaranteed student loans		20,973			-			20,973
	Total loans	$	437,398		$	11,510		$	425,888
		31-Dec-12
					Individually Evaluated			Collectively Evaluated
		Total Amount			for Impairment			for Impairment
	Allowance for loan losses applicable to:
	Commercial and industrial	$	1,523		$	296		$	1,227
	Commercial real estate		3,086			782			2,304
	Residential real estate		245			32			213
	Consumer		21			16			5
	Total allowance for loan and lease losses	$	4,875		$	1,126		$	3,749
	Loan balances applicable to:
	Commercial and industrial	$	203,880		$	3,803		$	200,077
	Commercial real estate		150,796			8,590			142,206
	Residential real estate		24,291			560			23,731
	Consumer		4,914			72			4,842
	Total loans	$	383,881		$	13,025		$	370,856
Loans Individually Evaluated For Impairment	'
		30-Sep-13
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded:
	Commercial and industrial	$	1,503		$	2,481		$	-		$	1,545	$	20
	Commercial real estate		2,497			3,827			-			2,904		19
	Residential real estate		445			476			-			478		5
	Consumer		9			9			-			10		1
	With an allowance recorded:
	Commercial and industrial		2,080			2,160			336			2,149		35
	Commercial real estate		4,523			5,123			605			4,939		215
	Residential real estate		453			462			22			461		14
	Consumer		-			-			-			-		-
	Total loans individually evaluated for impairment	$	11,510		$	14,538		$	963		$	12,486	$	309
		31-Dec-12
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded:
	Commercial and industrial	$	1,202		$	2,220		$	-		$	1,178	$	48
	Commercial real estate		2,897			5,029			-			3,724		115
	Residential real estate		120			140			-			121		11
	Consumer		2			12			-			4		1
	With an allowance recorded:
	Commercial and industrial		2,601			2,680			296			2,665		116
	Commercial real estate		5,693			6,663			782			5,613		343
	Residential real estate		440			457			32			278		8
	Consumer		70			60			16			77		5
	Total loans individually evaluated for impairment	$	13,025		$	17,261		$	1,126		$	13,660	$	647
Activity In Accretion Of Acquired Loans	'
		30-Sep-13			31-Dec-12
	Balance at beginning of period	$	8,133		$	14,007
	Accretion (1)		-2,143			-3,335
	Disposals (2)		-753			-2,539
	Balance at end of period	$	5,237		$	8,133
	_______________________
	(1) Accretion amounts are reported in interest income.
	(2) Disposals represent the reduction of purchase accounting adjustments due to the resolution of acquired loans at amounts less than the contractually-owed receivable. Of the 2013 amount, $18 thousand relates to loans reclassified as other real estate owned.
Age Analysis Of Past Due Financing Receivables	'
		30-Sep-13
		30-89 days			90+ days			Total
		Past Due			Past Due			Past Due
	Commercial and industrial	$	1,168		$	781		$	1,949
	Commercial real estate		107			1,149			1,256
	Residential real estate		121			386			507
	Consumer		4			-			4
	Guaranteed student loans		-			-			-
	Total	$	1,400		$	2,316		$	3,716
		31-Dec-12
		30-89 days			90+ days			Total
		Past Due			Past Due			Past Due
	Commercial and industrial	$	1,592		$	1,657		$	3,249
	Commercial real estate		1,762			2,256			4,018
	Residential real estate		-			74			74
	Consumer		3			-			3
	Total	$	3,357		$	3,987		$	7,344
Schedule Of Nonaccrual Loans And Other Real Estate Owned	'
		30-Sep-13			31-Dec-12
	Commercial and industrial	$	1,957		$	1,847
	Commercial real estate		1,546			3,148
	Residential real estate		549			74
	Consumer		-			-
	Total nonaccrual loans	$	4,052		$	5,069
	Other real estate owned		400			276
	Total nonperforming assets	$	4,452		$	5,345
Performing And Nonperforming TDRs	'
		30-Sep-13			31-Dec-12
	Performing:
	Commercial and industrial	$	380		$	-
	Commercial real estate		-			-
	Residential real estate		-			123
	Consumer		-			-
	Total performing TDRs	$	380		$	123
	Nonperforming:
	Commercial and industrial	$	1,396		$	1,439
	Commercial real estate		355			411
	Residential real estate		120			-
	Consumer		-			-
	Total nonperforming TDRs	$	1,871		$	1,850
	Total TDRs	$	2,251		$	1,973
Troubled Debt Restructurings	'
		30-Sep-13
		Number of Loans Modified		Rate Modification (1)			Term Extension and/or Other Concessions			Total
	Commercial and industrial	4		$	995		$	781		$	1,776
	Commercial real estate	8			337			18			355
	Residential real estate	1			-			120			120
	Consumer	-			-			-			-
	Total TDRs	13		$	1,332		$	919		$	2,251
	___________________
	(1) Restructured loans that had a modification of the loan's contractual interest rate may also have had an extension of the loan's contractual maturity date.
		31-Dec-12
		Number of Loans Modified		Rate Modification (1)			Term Extension and/or Other Concessions			Total
	Commercial and industrial	3		$	657		$	782		$	1,439
	Commercial real estate	7			411			-			411
	Residential real estate	1			-			123			123
	Consumer	-			-			-			-
	Total TDRs	11		$	1,068		$	905		$	1,973
	___________________
	(1) Restructured loans that had a modification of the loan's contractual interest rate may also have had an extension of the loan's contractual maturity date.

Goodwill_And_Other_Intangible_1

Goodwill And Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2013
Goodwill And Other Intangible Assets [Abstract]	'
Schedule Of Goodwill And Other Intangible Assets	'
		30-Sep-13		31-Dec-12
	Amortizable core deposit intangibles:
	Gross carrying value	$	3,710	$	3,710
	Accumulated amortization		-983		-710
	Net core deposit intangibles		2,727		3,000
	Unamortizable goodwill		12,989		12,989
	Total goodwill and other intangible assets, net	$	15,716	$	15,989
Schedule Of Estimated Future Amortization Expense For Core Deposit Intangibles	'
	Year	Core Deposit Intangibles
	2013	$	92
	2014		365
	2015		365
	2016		365
	2017		365
	Thereafter		1,175
	Total	$	2,727

Deposits_Tables

Deposits (Tables)	9 Months Ended
	Sep. 30, 2013
Deposits [Abstract]	'
Summary Of Deposit Accounts	'
		30-Sep-13		31-Dec-12
	Noninterest-bearing demand deposits	$	103,063	$	74,539
	Interest-bearing:
	Demand and money market		230,116		242,987
	Savings deposits		4,561		4,069
	Time deposits of $100,000 or more		101,379		72,870
	Other time deposits		56,702		58,766
	Total deposits	$	495,821	$	453,231

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings Per Common Share [Abstract]	'
Schedule Of Basic And Diluted Earnings Per Common Share	'
		Three Months Ended September 30,
		2013		2012
	Net income	$	748	$	5,903
	Preferred stock dividend		-21		-21
	Net income available to common shareholders	$	727	$	5,882
	Weighted average shares outstanding, basic (1)		10,499		10,447
	Dilutive shares		69		1
	Weighted average shares outstanding, diluted		10,568		10,448
	Earnings per common share, basic	$	0.07	$	0.56
	Earnings per common share, diluted	$	0.07	$	0.56
	_______________________
	(1) Includes vested restricted stock units
		Nine Months Ended September 30,
		2013		2012
	Net income	$	1,718	$	7,047
	Preferred stock dividend		-63		-68
	Net income available to common shareholders	$	1,655	$	6,979
	Weighted average shares outstanding, basic (1)		10,495		10,447
	Dilutive shares		40		1
	Weighted average shares outstanding, diluted		10,535		10,448
	Earnings per common share, basic	$	0.16	$	0.67
	Earnings per common share, diluted	$	0.16	$	0.67
	_______________________
	(1) Includes vested restricted stock units

Share_Repurchase_Program_Table

Share Repurchase Program (Tables)	9 Months Ended
	Sep. 30, 2013
Equity [Abstract]	'
Common Stock Repurchase Program	'
		Three Months Ended		Nine Months Ended
		30-Sep-13		30-Sep-13
	Shares of common stock repurchased		17		17
	Price paid for common stock repurchased	$	100	$	100
	Average price paid per common share	$	5.92	$	5.92

Commitment_And_Contingencies_T

Commitment And Contingencies (Tables)	9 Months Ended
	Sep. 30, 2013
Commitment And Contingencies [Abstract]	'
Unfunded Commitments Outstanding	'
		30-Sep-13		31-Dec-12
	Commercial lines of credit	$	76,661	$	57,681
	Commercial real estate		26,903		28,566
	Residential real estate		7,861		7,130
	Consumer		1,068		710
	Letters of credit		4,582		2,308
	Loans held for sale		4,733		25,133
	Total commitments	$	121,808	$	121,528

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements [Abstract]	'
Assets Measured At Fair Value On A Recurring And Nonrecurring Basis	'
				Fair Value Measurements as of September 30, 2013 Using
		September 30, 2013 Balance		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	Assets and liabilities measured on a recurring basis:
	Securities available for sale:
	Mortgage-backed securities
	- Fixed rate	$	47,361	$	-	$	47,361	$	-
	- Variable rate		5,360		-		5,360		-
	Municipals
	- Taxable		9,071		-		9,071		-
	- Tax exempt		1,563		-		1,563		-
	Collateralized mortgage obligations		9,094		-		9,094		-
	Cash flow hedge - asset		102		-		102		-
	Cash flow hedge - liability		-202		-		-202		-
	Interest rate derivative - asset		222		-		222		-
	Interest rate derivative - liability		-223		-		-223		-
	Assets measured on a nonrecurring basis:
	Impaired loans		11,510		-		-		11,510
	Other real estate owned		400		-		-		400
				Fair Value Measurements as of December 31, 2012 Using
		December 31, 2012 Balance		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	Assets and liabilities measured on a recurring basis:
	Securities available for sale:
	Mortgage-backed securities
	- Fixed rate	$	44,240	$	-	$	44,240	$	-
	- Variable rate		2,181		-		2,181		-
	Municipals		1,000		-		1,000		-
	Collateralized mortgage obligations		10,130		-		10,130		-
	Cash flow hedge		-283		-		-283		-
	Interest rate derivative - asset		124		-		124		-
	Interest rate derivative - liability		-140		-		-140		-
	Assets measured on a nonrecurring basis:
	Impaired loans		13,148		-		-		13,148
	Other real estate owned		276		-		-		276
Carrying Amounts And Approximate Fair Values Of The Company's Financial Assets And Liabilities	'
		30-Sep-13				Fair Value Measurements as of September 30, 2013 Using
		Carrying		Estimated		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
		Amount		Fair Value
	Financial assets:
	Cash and due from banks	$	23,604	$	23,604	$	23,604	$	-	$	-
	Federal funds sold		935		935		-		935		-
	Securities available for sale		72,449		72,449		-		72,449		-
	Loans held for sale		34,247		34,247		-		34,247		-
	Loans held for investment, net		432,269		430,753		-		-		430,753
	Cash flow hedge		102		102		-		102		-
	Interest rate derivative		222		222		-		222		-
	Accrued interest receivable		1,462		1,462		-		1,462		-
	Financial liabilities:
	Cash flow hedge	$	202	$	202	$	-	$	202	$	-
	Interest rate derivative		223		223		-		223		-
	Long-term borrowings		20,000		20,000		-		20,000		-
	Deposits		495,821		495,771		-		495,771		-
	Accrued interest payable		227		227		-		227		-
		31-Dec-12				Fair Value Measurements as of December 31, 2012 Using
		Carrying		Estimated		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
		Amount		Fair Value
	Financial assets:
	Cash and due from banks	$	9,457	$	9,457	$	9,457	$	-	$	-
	Federal funds sold		2,906		2,906		-		2,906		-
	Securities available for sale		57,551		57,551		-		57,551		-
	Loans held for sale		80,867		80,867		-		80,867		-
	Loans held for investment, net		379,006		380,322		-		-		380,322
	Interest rate derivative		124		124		-		124		-
	Accrued interest receivable		1,606		1,606		-		1,606		-
	Financial liabilities:
	Cash flow hedge	$	283	$	283	$	-	$	283	$	-
	Interest rate derivative		140		140		-		140		-
	Long-term borrowings		20,000		20,000		-		20,000		-
	Deposits		453,231		453,813		-		453,813		-
	Accrued interest payable		232		232		-		232		-

Organization_Details

Organization (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Jul. 29, 2011	Jul. 29, 2011
In Millions, unless otherwise specified	item	Tysons Corner [Member]	Richmond [Member]	Suffolk [Member]	Paragon Transaction [Member]	VBB Acquisition [Member]
		item	item	item
Organization [Line Items]	'	'	'	'	'	'
Number of branches	6	1	2	3	'	'
Effective acquisition date	'	'	'	'	29-Jul-11	29-Jul-11
Loans	'	'	'	'	$58.30	$70.90
Deposits assumed	'	'	'	'	76.6	77.5
Assets acquired	'	'	'	'	'	92.9
Liabilities assumed	'	'	'	'	'	86.9
Discount on net assets	'	'	'	'	'	$23.80

Restrictions_Of_Cash_Details

Restrictions Of Cash (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Restrictions Of Cash [Abstract]	'	'
Average cash reserve	$4	$3.10

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Securities [Abstract]	'	'
Securities pledged as collateral against borrowings and public deposits, fair value	$6,700,000	$6,400,000
Impairment recognized	$0	'

Securities_Schedule_Of_Book_Va

Securities (Schedule Of Book Value And Fair Value Of Available-For-Sale Securities) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Book Value	$73,821	$55,869
Gross Unrealized Gains	631	1,737
Gross Unrealized (Losses)	-2,003	-55
Fair Value	72,449	57,551
Mortgage-Backed Securities Fixed Rate [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Book Value	47,577	42,804
Gross Unrealized Gains	445	1,436
Gross Unrealized (Losses)	-661	'
Fair Value	47,361	44,240
Mortgage-Backed Securities Variable Rate [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Book Value	5,305	2,038
Gross Unrealized Gains	115	143
Gross Unrealized (Losses)	-60	'
Fair Value	5,360	2,181
Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Book Value	'	1,050
Gross Unrealized (Losses)	'	-50
Fair Value	'	1,000
Taxable Municipal [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Book Value	9,826	'
Gross Unrealized (Losses)	-755	'
Fair Value	9,071	'
Tax Exempt Municipal [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Book Value	1,638	'
Gross Unrealized (Losses)	-75	'
Fair Value	1,563	'
Collateralized Mortgage Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Book Value	9,475	9,977
Gross Unrealized Gains	71	158
Gross Unrealized (Losses)	-452	-5
Fair Value	$9,094	$10,130

Securities_Book_Value_And_Fair

Securities (Book Value And Fair Value Of Available-For-Sale Securities By Contractual Maturity) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Due within one year, Book Value	'	'
Due within one year, Fair Value	'	'
Due after one year through five years, Book Value	'	'
Due after one year through five years, Fair Value	'	'
Due after five years through ten years, Book Value	35,025	'
Due after five years through ten years, Fair Value	34,526	'
Due after ten years, Book Value	38,796	'
Due after ten years, Fair Value	37,923	'
Total securities available for sale, Book Value	73,821	'
Total securities available for sale, Fair Value	$72,449	$57,551

Securities_Schedule_Of_Fair_Va

Securities (Schedule Of Fair Values And Related Unrealized Losses In Securities Portfolio) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	security	security
Schedule of Available-for-sale Securities [Line Items]	'	'
Number (of securities)	20	2
Less than 12 months, Fair Value	$50,132	$4,288
Less than 12 months, Unrealized Losses	-2,003	-55
More than 12 months, Fair Value	'	'
More than 12 months, Unrealized Losses	'	'
Fair Value, Total	50,132	4,288
Unrealized Losses, Total	-2,003	-55
Mortgage-Backed Securities Fixed Rate [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number (of securities)	10	'
Less than 12 months, Fair Value	29,401	'
Less than 12 months, Unrealized Losses	-661	'
More than 12 months, Fair Value	'	'
More than 12 months, Unrealized Losses	'	'
Fair Value, Total	29,401	'
Unrealized Losses, Total	-661	'
Mortgage-Backed Securities Variable Rate [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number (of securities)	1	'
Less than 12 months, Fair Value	3,389	'
Less than 12 months, Unrealized Losses	-60	'
More than 12 months, Fair Value	'	'
More than 12 months, Unrealized Losses	'	'
Fair Value, Total	3,389	'
Unrealized Losses, Total	-60	'
Municipals [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number (of securities)	'	1
Less than 12 months, Fair Value	'	1,000
Less than 12 months, Unrealized Losses	'	-50
More than 12 months, Fair Value	'	'
More than 12 months, Unrealized Losses	'	'
Fair Value, Total	'	1,000
Unrealized Losses, Total	'	-50
Taxable Municipal [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number (of securities)	5	'
Less than 12 months, Fair Value	9,071	'
Less than 12 months, Unrealized Losses	-755	'
More than 12 months, Fair Value	'	'
More than 12 months, Unrealized Losses	'	'
Fair Value, Total	9,071	'
Unrealized Losses, Total	-755	'
Tax Exempt Municipal [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number (of securities)	1	'
Less than 12 months, Fair Value	1,563	'
Less than 12 months, Unrealized Losses	-75	'
More than 12 months, Fair Value	'	'
More than 12 months, Unrealized Losses	'	'
Fair Value, Total	1,563	'
Unrealized Losses, Total	-75	'
Collateralized Mortgage Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number (of securities)	3	1
Less than 12 months, Fair Value	6,708	3,288
Less than 12 months, Unrealized Losses	-452	-5
More than 12 months, Fair Value	'	'
More than 12 months, Unrealized Losses	'	'
Fair Value, Total	6,708	3,288
Unrealized Losses, Total	($452)	($5)

Loans_Narrative_Details

Loans (Narrative) (Details) (USD $)

3 Months Ended

9 Months Ended

9 Months Ended

9 Months Ended

Sep. 30, 2013

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Jul. 29, 2011

Sep. 30, 2013

Jul. 29, 2011

Sep. 30, 2013

Sep. 30, 2013

Jul. 29, 2011

loan

loan

Commercial Real Estate [Member]

Commercial Real Estate [Member]

Commercial And Industrial [Member]

Commercial And Industrial [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Consumer [Member]

Consumer [Member]

Guaranteed Student Loans [Member]

Paragon Transaction [Member]

VBB Acquisition [Member]

VBB Acquisition [Member]

Minimum [Member]

Maximum [Member]

Purchased Nonperforming [Member] [Member]

VBB Acquisition [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held for investment including unearned fees, net of capitalized origination cost

$131,000

$131,000

$245,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans pledged as collateral for borrowing capacity

195,000,000

195,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Percentage of participation interest in loans held for sale purchased, percent

'

99.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Percentage of participation interest in loans held for sale financed by originators, percent

'

1.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held for sale maximum days held, (days)

'

'30 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held for sale number of days held, typically (days)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'10 days

'20 days

'

Minimum number of days for a loan to be considered nonaccrual

'

'90 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans held for investment

437,398,000

437,398,000

383,881,000

173,834,000

150,796,000

216,205,000

203,880,000

23,623,000

24,291,000

2,749,000

4,886,000

20,973,000

'

'

'

'

'

'

Loans, premium

'

'

'

'

'

'

'

'

'

'

'

519,000

'

'

'

'

'

'

Loan acquisition costs

'

'

'

'

'

'

'

'

'

'

'

401,000

'

'

'

'

'

'

Loans, Guaranteed percent of principal and accrued interest

'

'

'

'

'

'

'

'

'

'

'

98.00%

'

'

'

'

'

'

Number of loans past due, greater than 90 days, interest accruing

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of days loans may accrue interest (days)

'

'90 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair value adjustment related to acquired loans

'

'

'

'

'

'

'

'

'

'

'

'

1,800,000

3,700,000

14,000,000

'

'

12,700,000

Nonaccretable difference related to loan acquired

1,400,000

1,400,000

1,200,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impairment amount of certain loans

82,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Consecutive period of payment performance to be considered performing TDRs, in months

'

'6 months

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Contractual principal payments receivable

'

'

'

'

'

'

'

'

'

'

'

'

58,300,000

'

70,900,000

'

'

40,200,000

Carrying value of loans acquired in acquisition

'

'

'

'

'

'

'

'

'

'

'

'

'

12,700,000

'

'

'

'

Number of TDR loans

1

2

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Troubled debt restructuring amount

380,000

397,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of TDR loans, Not complying with restructuring terms

1

8

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Troubled debt restructuring amount, Not complying with restructuring terms

$120,000

$457,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of TDR loans, single borrower

'

7

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Loans_Schedule_Of_Loans_Compos

Loans (Schedule Of Loans Composition, Net Of Capitalized Origination Costs And Unearned Income) (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans held for investment	$437,398	'	$383,881	'	'	'
Allowance for loan and lease losses	-5,129	-4,882	-4,875	-4,658	-4,323	-4,280
Loans held for investment, net of allowance	432,269	'	379,006	'	'	'
Loans held for sale	34,247	'	80,867	'	'	'
Total loans, net of allowance	466,516	'	459,873	'	'	'
Percent of Total	100.00%	'	100.00%	'	'	'
Commercial And Industrial [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans held for investment	216,205	'	203,880	'	'	'
Percent of Total	49.44%	'	53.11%	'	'	'
Commercial Real Estate [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans held for investment	173,834	'	150,796	'	'	'
Percent of Total	39.74%	'	39.28%	'	'	'
Residential Real Estate [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans held for investment	23,623	'	24,291	'	'	'
Percent of Total	5.40%	'	6.33%	'	'	'
Consumer And Overdrafts [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans held for investment	2,763	'	4,914	'	'	'
Percent of Total	0.63%	'	1.28%	'	'	'
Guaranteed Student Loans [Member]	'	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'
Loans held for investment	$20,973	'	'	'	'	'
Percent of Total	4.79%	'	0.00%	'	'	'

Loans_Schedule_Of_Loans_By_Reg

Loans (Schedule Of Loans By Regulatory Risk Ratings) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	$437,398	$383,881
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	421,870	362,986
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	4,406	11,461
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	11,122	9,434
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	216,205	203,880
Commercial And Industrial [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	209,816	196,004
Commercial And Industrial [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	1,651	4,813
Commercial And Industrial [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	4,738	3,063
Commercial And Industrial [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	173,834	150,796
Commercial Real Estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	166,033	139,206
Commercial Real Estate [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,622	6,407
Commercial Real Estate [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	5,179	5,183
Commercial Real Estate [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	23,623	24,291
Residential Real Estate [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	22,652	23,282
Residential Real Estate [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	133	87
Residential Real Estate [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	838	922
Residential Real Estate [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,749	4,886
Consumer [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	2,382	4,466
Consumer [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	154
Consumer [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	367	266
Consumer [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Overdrafts [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	14	28
Overdrafts [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	14	28
Overdrafts [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'
Guaranteed Student Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	20,973	'
Guaranteed Student Loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	20,973	'
Guaranteed Student Loans [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total loans	'	'

Loans_Allowance_For_Loan_And_L

Loans (Allowance For Loan And Lease Loss, By Loan Category) (Details) (USD $)

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Commercial And Industrial [Member]

Commercial And Industrial [Member]

Commercial And Industrial [Member]

Commercial And Industrial [Member]

Commercial Real Estate [Member]

Commercial Real Estate [Member]

Commercial Real Estate [Member]

Commercial Real Estate [Member]

Residential Real Estate [Member]

Residential Real Estate [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Overdrafts [Member]

Overdrafts [Member]

Overdrafts [Member]

Overdrafts [Member]

Guaranteed Student Loans [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at beginning of period

$4,882

$4,323

$4,875

$4,280

'

'

$1,523

'

'

'

$3,086

'

'

$245

'

'

$12

$21

'

'

'

'

$16

Charge-offs

204

171

602

959

50

51

51

51

136

119

506

900

14

39

'

'

'

'

4

1

6

8

'

Recoveries

'

3

1

24

'

'

'

'

'

'

'

19

'

'

3

3

'

'

'

'

1

2

'

Net charge-offs

204

168

601

935

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Provision for loan and lease losses

497

476

913

1,383

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Amount for unfunded commitments

-46

27

-58

-70

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance at end of period

$5,129

$4,658

$5,129

$4,658

$2,151

'

$2,151

'

$2,711

'

$2,711

'

$239

$239

'

'

$12

$21

'

'

'

'

$16

Loans_Allowance_For_Loan_And_L1

Loans (Allowance For Loan And Lease Loss And Individually And Collectively Evaluated For Impairment) (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total Amount, Allowance for loan losses	$5,129	$4,882	$4,875	$4,658	$4,323	$4,280
Individually Evaluated for Impairment, Allowance for loan losses	963	'	1,126	'	'	'
Collectively Evaluated for Impairment, Allowance for loan losses	4,166	'	3,749	'	'	'
Total Amount, loans	437,398	'	383,881	'	'	'
Individually Evaluated for Impairment, Loans	11,510	'	13,025	'	'	'
Collectively Evaluated for Impairment, Loans	425,888	'	370,856	'	'	'
Commercial And Industrial [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total Amount, Allowance for loan losses	2,151	'	1,523	'	'	'
Individually Evaluated for Impairment, Allowance for loan losses	336	'	296	'	'	'
Collectively Evaluated for Impairment, Allowance for loan losses	1,815	'	1,227	'	'	'
Total Amount, loans	216,205	'	203,880	'	'	'
Individually Evaluated for Impairment, Loans	3,583	'	3,803	'	'	'
Collectively Evaluated for Impairment, Loans	212,622	'	200,077	'	'	'
Commercial Real Estate [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total Amount, Allowance for loan losses	2,711	'	3,086	'	'	'
Individually Evaluated for Impairment, Allowance for loan losses	605	'	782	'	'	'
Collectively Evaluated for Impairment, Allowance for loan losses	2,106	'	2,304	'	'	'
Total Amount, loans	173,834	'	150,796	'	'	'
Individually Evaluated for Impairment, Loans	7,020	'	8,590	'	'	'
Collectively Evaluated for Impairment, Loans	166,814	'	142,206	'	'	'
Residential Real Estate [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total Amount, Allowance for loan losses	239	'	245	'	'	'
Individually Evaluated for Impairment, Allowance for loan losses	22	'	32	'	'	'
Collectively Evaluated for Impairment, Allowance for loan losses	217	'	213	'	'	'
Total Amount, loans	23,623	'	24,291	'	'	'
Individually Evaluated for Impairment, Loans	898	'	560	'	'	'
Collectively Evaluated for Impairment, Loans	22,725	'	23,731	'	'	'
Consumer [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total Amount, Allowance for loan losses	12	'	21	'	'	'
Individually Evaluated for Impairment, Allowance for loan losses	'	'	16	'	'	'
Collectively Evaluated for Impairment, Allowance for loan losses	12	'	5	'	'	'
Total Amount, loans	2,763	'	4,914	'	'	'
Individually Evaluated for Impairment, Loans	9	'	72	'	'	'
Collectively Evaluated for Impairment, Loans	2,754	'	4,842	'	'	'
Guaranteed Student Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Total Amount, Allowance for loan losses	16	'	'	'	'	'
Collectively Evaluated for Impairment, Allowance for loan losses	16	'	'	'	'	'
Total Amount, loans	20,973	'	'	'	'	'
Collectively Evaluated for Impairment, Loans	$20,973	'	'	'	'	'

Loans_Loans_Individually_Evalu

Loans (Loans Individually Evaluated For Impairment) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, Total	$11,510	$13,025
Unpaid Principal Balance, Total	14,538	17,261
Related Allowance	963	1,126
Average Recorded Investment, Total	12,486	13,660
Interest Income Recognized, Total	309	647
Commercial And Industrial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	1,503	1,202
Recorded Investment, With an allowance recorded	2,080	2,601
Unpaid Principal Balance, With no related allowance recorded	2,481	2,220
Unpaid Principal Balance, With an allowance recorded	2,160	2,680
Related Allowance	336	296
Average Recorded Investment, With no related allowance recorded	1,545	1,178
Average Recorded Investment, With an allowance recorded	2,149	2,665
Interest Income Recognized, With no related allowance recorded	20	48
Interest Income Recognized, With an allowance recorded	35	116
Commercial Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	2,497	2,897
Recorded Investment, With an allowance recorded	4,523	5,693
Unpaid Principal Balance, With no related allowance recorded	3,827	5,029
Unpaid Principal Balance, With an allowance recorded	5,123	6,663
Related Allowance	605	782
Average Recorded Investment, With no related allowance recorded	2,904	3,724
Average Recorded Investment, With an allowance recorded	4,939	5,613
Interest Income Recognized, With no related allowance recorded	19	115
Interest Income Recognized, With an allowance recorded	215	343
Residential Real Estate [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	445	120
Recorded Investment, With an allowance recorded	453	440
Unpaid Principal Balance, With no related allowance recorded	476	140
Unpaid Principal Balance, With an allowance recorded	462	457
Related Allowance	22	32
Average Recorded Investment, With no related allowance recorded	478	121
Average Recorded Investment, With an allowance recorded	461	278
Interest Income Recognized, With no related allowance recorded	5	11
Interest Income Recognized, With an allowance recorded	14	8
Consumer [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, With no related allowance recorded	9	2
Recorded Investment, With an allowance recorded	'	70
Unpaid Principal Balance, With no related allowance recorded	9	12
Unpaid Principal Balance, With an allowance recorded	'	60
Related Allowance	'	16
Average Recorded Investment, With no related allowance recorded	10	4
Average Recorded Investment, With an allowance recorded	'	77
Interest Income Recognized, With no related allowance recorded	1	1
Interest Income Recognized, With an allowance recorded	'	$5

Loans_Activity_In_Accretion_Of

Loans (Activity In Accretion Of Acquired Loans) (Details) (USD $)	9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Dec. 31, 2012
Loans [Abstract]	'		'
Balance at beginning of period	$8,133		$14,007
Accretion	-2,143	[1]	-3,335	[1]
Disposals	-753	[2]	-2,539	[2]
Balance at end of period	5,237		8,133
Reclassifications to other real estate owned	$18		'
[1]	Accretion amounts are reported in interest income.
[2]	Disposals represent the reduction of purchase accounting adjustments due to the resolution of acquired loans at amounts less than the contractually-owed receivable. Of the 2013 amount, $18 thousand relates to loans reclassified as other real estate owned.

Loans_Age_Analysis_Of_Past_Due

Loans (Age Analysis Of Past Due Financing Receivables) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 days Past Due	$1,400	$3,357
Greater than 90 Days	2,316	3,987
Total Past Due	3,716	7,344
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 days Past Due	1,168	1,592
Greater than 90 Days	781	1,657
Total Past Due	1,949	3,249
Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 days Past Due	107	1,762
Greater than 90 Days	1,149	2,256
Total Past Due	1,256	4,018
Residential Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 days Past Due	121	'
Greater than 90 Days	386	74
Total Past Due	507	74
Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 days Past Due	4	3
Total Past Due	$4	$3

Loans_Schedule_Of_Nonaccrual_L

Loans (Schedule Of Nonaccrual Loans And Other Real Estate Owned) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total nonaccrual loans	$4,052	$5,069
Other real estate owned	400	276
Total nonperforming assets	4,452	5,345
Commercial And Industrial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total nonaccrual loans	1,957	1,847
Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total nonaccrual loans	1,546	3,148
Residential Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total nonaccrual loans	549	74
Consumer [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total nonaccrual loans	'	'

Loans_Performing_And_Nonperfor

Loans (Performing And Nonperforming TDRs) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	$2,251	$1,973
Purchased Performing [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	380	123
Purchased Nonperforming [Member] [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	1,871	1,850
Commercial And Industrial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	1,776	1,439
Commercial And Industrial [Member] | Purchased Performing [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	380	'
Commercial And Industrial [Member] | Purchased Nonperforming [Member] [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	1,396	1,439
Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	355	411
Commercial Real Estate [Member] | Purchased Performing [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	'	'
Commercial Real Estate [Member] | Purchased Nonperforming [Member] [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	355	411
Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	120	123
Residential Real Estate [Member] | Purchased Performing [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	'	123
Residential Real Estate [Member] | Purchased Nonperforming [Member] [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	120	'
Consumer [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	'	'
Consumer [Member] | Purchased Performing [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	'	'
Consumer [Member] | Purchased Nonperforming [Member] [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Total TDRs	'	'

Loans_Troubled_Debt_Restructur

Loans (Troubled Debt Restructurings) (Details) (USD $)	Sep. 30, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified	loan		loan
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans Modified	13		11
Rate Modification	$1,332	[1]	$1,068	[1]
Term Extension and/or Other Concessions	919		905
Total TDRs	2,251		1,973
Commercial And Industrial [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans Modified	4		3
Rate Modification	995	[1]	657	[1]
Term Extension and/or Other Concessions	781		782
Total TDRs	1,776		1,439
Commercial Real Estate [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans Modified	8		7
Rate Modification	337	[1]	411	[1]
Term Extension and/or Other Concessions	18		'
Total TDRs	355		411
Residential Real Estate [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans Modified	1		1
Term Extension and/or Other Concessions	120		123
Total TDRs	120		123
Consumer [Member]	'		'
Financing Receivable, Modifications [Line Items]	'		'
Number of Loans Modified	'		'
Rate Modification	'	[1]	'	[1]
Term Extension and/or Other Concessions	'		'
Total TDRs	'		'
[1]	Restructured loans that had a modification of the loan's contractual interest rate may also have had an extension of the loan's contractual maturity date.

Goodwill_And_Other_Intangible_2

Goodwill And Other Intangible Assets (Schedule Of Goodwill And Other Intangible Assets) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Goodwill And Other Intangible Assets [Abstract]	'	'
Amortizable core deposit intangibles, Gross carrying value	$3,710	$3,710
Amortizable core deposit intangibles, Accumulated amortization	-983	-710
Amortizable core deposit intangibles, Net	2,727	3,000
Unamortizable goodwill	12,989	12,989
Total goodwill and other intangible assets, net	$15,716	$15,989

Goodwill_And_Other_Intangible_3

Goodwill And Other Intangible Assets (Schedule Of Estimated Future Amortization Expense For Core Deposit Intangibles) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Finite-Lived Intangible Assets [Line Items]	'	'
Amortizable core deposit intangibles, Net	$2,727	$3,000
Core Deposit Intangibles [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
2013	92	'
2014	365	'
2015	365	'
2016	365	'
2017	365	'
Thereafter	1,175	'
Amortizable core deposit intangibles, Net	$2,727	'

Deposits_Details

Deposits (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Deposits [Abstract]	'	'
Noninterest-bearing demand deposits	$103,063	$74,539
Demand and money market	230,116	242,987
Savings deposits	4,561	4,069
Time deposits of $100,000 or more	101,379	72,870
Other time deposits	56,702	58,766
Total deposits	$495,821	$453,231

Derivatives_Details

Derivatives (Details) (USD $)	9 Months Ended				3 Months Ended		9 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
	item		Interest Rate Swap One [Member]	Interest Rate Swap Two [Member]	Non-Designated Hedges [Member]	Non-Designated Hedges [Member]	Non-Designated Hedges [Member]	Non-Designated Hedges [Member]
Derivatives, Fair Value [Line Items]	'	'	'	'	'	'	'	'
Number of interest rate swaps (derivatives)	2	'	'	'	'	'	'	'
Notional amount of designated cash flow hedge	'	'	$20,000,000	$7,500,000	'	'	'	'
Loss reported in accumulated other comprehensive income	54,000	'	'	'	'	'	'	'
Tax benefit from change in accumulated loss from derivative instruments	28,000	'	'	'	'	'	'	'
Cash flow hedge - asset	102,000	'	'	'	'	'	'	'
Cash flow hedge - liability	202,000	283,000	'	'	'	'	'	'
Amount deposited with counterparty	250,000	'	'	'	'	'	'	'
Derivatives, pledged as collateral pledged	250,000	'	'	'	'	'	'	'
Non-hedge derivatives, assets	222,000	'	'	'	'	'	'	'
Non-hedge derivatives, liabilities	223,000	'	'	'	'	'	'	'
Amount recognized in net income related to non-designated hedges	'	'	'	'	$98,000	($1,000)	$145,000	$22,000

Income_Taxes_Details

Income Taxes (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Income Taxes [Abstract]	'	'
Net deferred tax assets	$4.40	$4.10

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
Earnings Per Common Share [Abstract]	'		'		'		'
Net income	$748		$5,903		$1,718		$7,047
Preferred stock dividend	-21		-21		-63		-68
Net income available to common shareholders	$727		$5,882		$1,655		$6,979
Weighted average shares outstanding, basic	10,499	[1]	10,447	[1]	10,495	[1]	10,447	[1]
Dilutive shares	69		1		40		1
Weighted average shares outstanding, diluted	10,568		10,448		10,535		10,448
Earnings per common share, basic	$0.07		$0.56		$0.16		$0.67
Earnings per common share, diluted	$0.07		$0.56		$0.16		$0.67
[1]	Includes vested restricted stock units

Share_Repurchase_Program_Narra

Share Repurchase Program (Narrative) (Details) (Common Stock [Member], USD $)	1 Months Ended
	Jul. 31, 2013
Common Stock [Member]	'
Equity, Class of Treasury Stock [Line Items]	'
Authorized number of shares to be repurchased	$210,000
Authorized number of shares to be repurchased	2.00%

Share_Repurchase_Program_Commo

Share Repurchase Program (Common Stock Repurchase Program) (Details) (Common Stock [Member], USD $)	3 Months Ended	9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013
Common Stock [Member]	'	'
Equity, Class of Treasury Stock [Line Items]	'	'
Shares of common stock repurchased	17	17
Price paid for common stock repurchased	$100	$100
Average price per common share	$5.92	$5.92

Senior_NonCumulative_Perpetual1

Senior Non-Cumulative Perpetual Preferred Stock (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 21, 2011
				SBLF Preferred Stock [Member]
Class of Stock [Line Items]	'	'	'	'
Preferred stock, shares issued	8,381	8,381	8,381	8,381
Preferred Stock, Value, Issued	$8,381	$8,381	$8,381	$8,400
Number of months in which the dividend rate can fluctuate (months)	'	'30 months	'	'
Preferred stock dividend rate, percent	1.00%	1.00%	'	'
Dividend amount	$21	$63	'	'

Commitment_And_Contingencies_D

Commitment And Contingencies (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Commitments And Contingencies [Line Items]	'	'
Total commitments	$121,808	$121,528
Commercial Lines Of Credit [Member]	'	'
Commitments And Contingencies [Line Items]	'	'
Total commitments	76,661	57,681
Commercial Real Estate [Member]	'	'
Commitments And Contingencies [Line Items]	'	'
Total commitments	26,903	28,566
Residential Real Estate [Member]	'	'
Commitments And Contingencies [Line Items]	'	'
Total commitments	7,861	7,130
Consumer [Member]	'	'
Commitments And Contingencies [Line Items]	'	'
Total commitments	1,068	710
Letter Of Credit [Member]	'	'
Commitments And Contingencies [Line Items]	'	'
Total commitments	4,582	2,308
Loans Held For Sale [Member]	'	'
Commitments And Contingencies [Line Items]	'	'
Total commitments	$4,733	$25,133

Fair_Value_Measurements_Assets

Fair Value Measurements (Assets Measured At Fair Value On A Recurring And Nonrecurring Basis) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	$72,449	$57,551
Cash flow hedge - asset	102	'
Cash flow hedge - liability	-202	-283
Interest rate derivative-asset	222	124
Interest rate derivative-liability	-223	-140
Impaired loans	11,510	13,148
Other real estate owned	400	276
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	72,449	57,551
Loans held for sale	34,247	80,867
Cash flow hedge - asset	102	'
Cash flow hedge - liability	-202	-283
Interest rate derivative-asset	222	124
Interest rate derivative-liability	-223	-140
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	11,510	13,148
Other real estate owned	400	276
Mortgage-Backed Securities Fixed Rate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	47,361	44,240
Mortgage-Backed Securities Fixed Rate [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	47,361	44,240
Mortgage-Backed Securities Variable Rate [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	5,360	2,181
Mortgage-Backed Securities Variable Rate [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	5,360	2,181
Municipals [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	1,000
Municipals [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	'	1,000
Taxable Municipal [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	9,071	'
Taxable Municipal [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	9,071	'
Tax Exempt Municipal [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	1,563	'
Tax Exempt Municipal [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	1,563	'
Collateralized Mortgage Obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	9,094	10,130
Collateralized Mortgage Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Securities available for sale	$9,094	$10,130

Fair_Value_Measurements_Carryi

Fair Value Measurements (Carrying Amounts And Approximate Fair Values Of The Company's Financial Assets And Liabilities) (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	$23,604	$9,457
Federal funds sold	935	2,906
Securities available for sale	72,449	57,551
Loans held for investment, net of allowance	432,269	379,006
Cash flow hedge - asset	102	'
Interest rate derivative-asset	222	124
Accrued interest receivable	1,462	1,606
Cash flow hedge - liability	202	283
Interest rate derivative-liabilities	223	140
Accrued interest payable	227	232
Carrying Amount [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	23,604	9,457
Federal funds sold	935	2,906
Securities available for sale	72,449	57,551
Loans held for sale	34,247	80,867
Loans held for investment, net of allowance	432,269	379,006
Cash flow hedge - asset	102	'
Interest rate derivative-asset	222	124
Accrued interest receivable	1,462	1,606
Cash flow hedge - liability	202	283
Interest rate derivative-liabilities	223	140
Long-term borrowings	20,000	20,000
Deposits	495,821	453,231
Accrued interest payable	227	232
Estimated Fair Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	23,604	9,457
Federal funds sold	935	2,906
Securities available for sale	72,449	57,551
Loans held for sale	34,247	80,867
Loans held for investment, net of allowance	430,753	380,322
Cash flow hedge - asset	102	'
Interest rate derivative-asset	222	124
Accrued interest receivable	1,462	1,606
Cash flow hedge - liability	202	283
Interest rate derivative-liabilities	223	140
Long-term borrowings	20,000	20,000
Deposits	495,771	453,813
Accrued interest payable	227	232
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	23,604	9,457
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Federal funds sold	935	2,906
Securities available for sale	72,449	57,551
Loans held for sale	34,247	80,867
Cash flow hedge - asset	102	'
Interest rate derivative-asset	222	124
Accrued interest receivable	1,462	1,606
Cash flow hedge - liability	202	283
Interest rate derivative-liabilities	223	140
Long-term borrowings	20,000	20,000
Deposits	495,771	453,813
Accrued interest payable	227	232
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Loans held for investment, net of allowance	$430,753	$380,322

Subsequent_Events_Details

Subsequent Events (Details) (Guaranteed Student Loans [Member], Subsequent Event [Member], USD $)	9 Months Ended
In Millions, unless otherwise specified	Sep. 30, 2013
Guaranteed Student Loans [Member] | Subsequent Event [Member]	'
Subsequent Event [Line Items]	'
Additional loans purchased	$48