Anchor Bancorp 10-K 11 Sep 15 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($) $ in Millions	12 Months Ended
	Jun. 30, 2015	Sep. 11, 2015	Dec. 31, 2014
Document and Entity Information
Entity Registrant Name	Anchor Bancorp
Entity Central Index Key	1,448,301
Current Fiscal Year End Date	--06-30
Entity Filer Category	Smaller Reporting Company
Document Type	10-K
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding		2,530,000
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 50.5

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
ASSETS
Cash and cash equivalents	$ 14,450	$ 14,758
Securities available-for-sale, at fair value, amortized cost of $29,696 and $39,107	29,565	38,917
Securities held-to-maturity, at amortized cost, fair value of $7,692 and $8,908	7,617	8,765
Loans held for sale	505	0
Loans receivable, net of allowance for loan losses of $3,721 and $4,624	283,444	281,526
Life Insurance Investment, net of surrender charges	19,001	19,428
Accrued interest receivable	1,069	1,236
Real estate owned, net	797	5,067
Federal Home Loan Bank (FHLB) stock, at cost	853	6,046
Property, premises, and equipment, at cost, less accumulated depreciation of $13,482 and $14,777	10,370	11,313
Deferred tax asset, net	8,867	555
Prepaid expenses and other assets	2,692	1,517
Total assets	379,230	389,128
Deposits:
Noninterest-bearing	44,719	41,149
Interest-bearing	255,093	269,885
Total deposits	299,812	311,034
FHLB advances	10,000	17,500
Advance payments by borrowers for taxes and insurance	1,002	891
Supplemental Executive Retirement Plan liability	1,814	1,715
Accounts payable and other liabilities	2,879	4,313
Total liabilities	$ 315,507	$ 335,453
Commitments and Contingencies (Note 16)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value per share, authorized 5,000,000 shares; no shares issued or outstanding	$ 0	$ 0
Common stock, $0.01 par value per share, authorized 45,000,000 shares; 2,550,000 issued and 2,480,865 outstanding at June 30, 2015 and 2,550,000 shares issued and 2,473,981 outstanding at June 30, 2014	25	25
Additional paid-in capital	23,404	23,293
Retained earnings, substantially restricted	41,741	31,914
Unearned Employee stock ownership plan (ESOP) shares	(736)	(797)
Accumulated other comprehensive income, net of tax	(711)	(760)
Total stockholders' equity	63,723	53,675
Total liabilities and stockholders' equity	$ 379,230	$ 389,128

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Assets [Abstract]
Amortized cost of securities available for sale	$ 29,696	$ 39,107
Fair value of securities held to maturity	7,692	8,908
Allowance for loan losses	3,721	4,624
Accumulated depreciation of property, premises and equipment	$ 13,482	$ 14,777
STOCKHOLDERS' EQUITY
Preferred stock par value per share	$ 0.01	$ 0.01
Preferred stock shares authorized	5,000,000	5,000,000
Preferred stock shares issued	0	0
Preferred stock shares outstanding	0	0
Common stock par value per share	$ 0.01	$ 0.01
Common stock shares authorized	45,000,000	45,000,000
Common stock shares issued	2,550,000	2,550,000
Common stock shares outstanding	2,480,865	2,473,981

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Interest income:
Loans receivable, including fees	$ 16,006	$ 16,718	$ 18,040
Securities	57	115	242
Mortgage-backed securities	823	956	1,445
Total interest income	16,886	17,789	19,727
Interest expense:
Deposits	2,730	2,936	3,522
FHLB advances	346	745	1,242
Total interest expense	3,076	3,681	4,764
Net Interest Income before provision for loan losses	13,810	14,108	14,963
Provision for loan losses	0	0	750
Net interest income after provision for loan losses	13,810	14,108	14,213
Noninterest income
Deposit service fees	1,381	1,562	1,468
Other deposit fees	735	790	863
Gain on sale of investments	47	0	70
Loan fees	588	657	712
(Loss) gain on sale of loans	(15)	8	444
Increase in cash surrender value of life insurance investment	540	549	621
Proceeds from Life Insurance Policies	479	0	0
Other income	748	509	746
Total noninterest income	4,503	4,075	4,924
Noninterest expense
Compensation and benefits	8,003	8,100	8,441
General and administrative expenses	2,663	3,086	3,277
Real estate owned impairment	32	1,090	1,487
Real estate owned holding costs	267	447	496
Federal Deposit Insurance Corporation (FDIC) insurance premiums	342	505	651
Information technology	1,739	1,710	1,661
Occupancy and equipment	1,944	1,833	2,182
Deposit services	570	725	651
Marketing	710	679	584
Loss (gain) on sale of property, premises and equipment	820	(8)	56
Gain on sale of real estate owned	(283)	(407)	(94)
Total noninterest expense	16,807	17,760	19,392
Income (loss) before provision for income taxes	1,506	423	(255)
Provision for income taxes	(8,321)	0	0
Net income (loss)	$ 9,827	$ 423	$ (255)
Basic earnings (loss) per share	$ 3.97	$ 0.17	$ (0.10)
Diluted earnings (loss) per share	$ 3.97	$ 0.17	$ (0.10)

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Statement of Comprehensive Income [Abstract]
Net income (loss)	$ 9,827	$ 423	$ (255)
OTHER COMPREHENSIVE INCOME (LOSS), net of income tax
Unrealized holding gain (loss) on available-for-sale securities during the period, net of income tax benefit of $9, $0, and $0, respectively	96	761	(1,426)
Adjustment for realized gains included in net income (loss)	(47)	0	(70)
Other comprehensive income (loss), net of income tax	49	761	(1,496)
COMPREHENSIVE INCOME (LOSS)	$ 9,876	$ 1,184	$ (1,751)

CONSOLIDATED STATEMENTS OF COM6

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Statement of Comprehensive Income [Abstract]
Income tax (benefit) expense on unrealized holding gain (loss) on available-for-sale securities	$ 9	$ 0	$ 0

CONSOLIDATED STATEMENTS OF STOC

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Unearned ESOP shares	Accumulated Other Comprehensive Income (Loss), net of tax
Beginning balance, shares at Jun. 30, 2012		2,550,000
Beginning balance at Jun. 30, 2012	$ 54,024	$ 25	$ 23,202	$ 31,746	$ (924)	$ (25)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)	(255)			(255)
Other comprehensive loss net of tax	(1,496)					(1,496)
ESOP shares allocated	95		27		68
Ending balance, shares at Jun. 30, 2013		2,550,000
Ending balance at Jun. 30, 2013	52,368	$ 25	23,229	31,491	(856)	(1,521)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)	423			423
Other comprehensive loss net of tax	761					761
ESOP shares allocated	$ 123		64		59
Ending balance, shares at Jun. 30, 2014	2,550,000	2,550,000
Ending balance at Jun. 30, 2014	$ 53,675	$ 25	23,293	31,914	(797)	(760)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)	9,827			9,827
Other comprehensive loss net of tax	49					49
ESOP shares allocated	$ 172		111		61
Ending balance, shares at Jun. 30, 2015	2,550,000	2,550,000
Ending balance at Jun. 30, 2015	$ 63,723	$ 25	$ 23,404	$ 41,741	$ (736)	$ (711)

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net income (loss)	$ 9,827	$ 423	$ (255)
Adjustments to reconcile net loss to net cash from operating activities:
Depreciation and amortization	665	608	946
Net amortization of premiums on securities	576	725	616
Provision for loan losses	0	0	750
ESOP expense	172	123	95
Real estate owned impairment	32	1,090	1,487
Increase (Decrease) in Deferred Income Taxes	(81)	0	0
Income from life insurance investment	(540)	(549)	(621)
Proceeds from Life Insurance Policies	(479)	0	0
Gain on sale of loans	15	(8)	(444)
Gain on sale of investments	(47)	0	(70)
Originations of loans held for sale	(1,572)	(2,303)	(23,100)
Proceeds from sale of loans held for sale	1,053	2,532	22,566
Loss (gain) on sale of property, premises and equipment	820	(8)	56
Gain on sale of real estate owned	(283)	(407)	(94)
Changes in operating assets and liabilities:
Accrued interest receivable	167	347	(51)
Prepaid expenses and other assets	370	4,129	(3,242)
Federal Income Tax Expense (Benefit), Continuing Operations	(8,240)	0	0
Supplemental Executive Retirement Plan	99	12	(61)
Accounts payable and other liabilities	(1,534)	480	66
Net cash provided by operating activities	1,020	7,194	(1,356)
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sales and maturities of available-for-sale securities	2,335	995	1,165
Purchases of available-for-sale investments	0	0	(18,548)
Purchase of held-to-maturity investments	0	0	(5,830)
Principal repayments on mortgage-backed securities available-for-sale	6,549	8,435	15,752
Principal repayments on mortgage-backed securities held-to-maturity	1,137	1,464	2,649
Loan originations, net of undisbursed loan proceeds and principal repayments	(3,392)	(9,569)	5,864
Proceeds from sale of real estate owned	6,789	6,846	4,945
Capital improvements on real estate owned	(27)	(591)	(793)
Proceeds from sale of property, premises and equipment	2	8	(37)
Purchase of fixed assets	(1,303)	(527)	(146)
Proceeds from Sale of Federal Home Loan Bank Stock	5,193	0	0
Net cash provided by investing activities	17,283	7,061	5,021
CASH FLOWS FROM FINANCING ACTIVITIES
Net (decrease) increase in deposits	(11,222)	(17,550)	(17,214)
Net change in advance payments by borrowers for taxes and insurance	111	100	229
Proceeds from Federal Home Loan Bank Advances	36,110	0	0
Repayment on FHLB advances	(43,610)	(47,400)	0
Net cash used for financing activities	(18,611)	(64,850)	(16,985)
NET CHANGE IN CASH AND CASH EQUIVALENTS	(308)	(50,595)	(13,320)
Beginning of period	14,758	65,353	78,673
End of period	14,450	14,758	65,353
Noncash investing activities
Net loans transferred to real estate owned	2,241	5,793	5,050
Available-for-sale Securities, Change in Net Unrealized Holding Gain (Loss), Net of Tax	96	761	(1,426)
Loans securitized into mortgage-backed securities	0	0	1,069
Payments for (Proceeds from) Life Insurance Policies	1,545	0	0
CASH PAID DURING THE PERIOD FOR INTEREST	$ 3,119	$ 3,732	$ 4,765

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	12 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Organization and Summary of Significant Accounting Policies	Organization and Summary of Significant Accounting Policies General - Anchor Bancorp is a bank holding company which operates primarily through its subsidiary, Anchor Bank (the Bank) (collectively referred to as the "Company"). Anchor Bank is a community-based savings bank primarily serving Western Washington through its 11 full-service banking offices (including one Wal-Mart in-store location) located within Grays Harbor, Thurston, Lewis, Mason and Pierce counties, Washington. Anchor Bank’s business consists of attracting deposits from the public and utilizing those deposits to originate loans. Segment Information - The Bank’s operations include commercial banking services, such as lending activities, deposit products, and other cash management services. The performance of the Bank is reviewed by the Board of Directors and Senior Management Committee. The Senior Management Committee, which is the senior decision-making group of the Bank, is composed of three members, including the President and Chief Executive Officer, the Executive Vice President, Chief Financial Officer, and Treasurer, and the Executive Vice President and Chief Lending Officer. The Company’s activities are considered to be a single industry segment for financial reporting purposes. Financial statement presentation and use of estimates - The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America and reporting practices applicable to the banking industry. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, as of the date of the consolidated statements of financial condition, and revenues and expenses for the period. Actual results could differ from estimated amounts. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and impaired loans, fair value of financial instruments, valuation of real estate owned, and deferred tax assets. Principles of consolidation - The consolidated financial statements include the accounts of Anchor Bancorp and its wholly-owned subsidiary, Anchor Bank. All material intercompany accounts have been eliminated in the consolidation. Subsequent events - The Company has evaluated events and transactions subsequent to June 30, 2015 for potential recognition or disclosure. Cash and cash equivalents - For purposes of the consolidated statements of cash flows, the Company considers all deposits and funds in interest-bearing accounts with an original term to maturity of three months or less to be cash equivalents. The Bank maintains its cash in bank deposit accounts that, at times, may exceed the federally insured limits. The Bank has not experienced any losses in such accounts and evaluates the credit quality of these banks and financial institutions to mitigate its credit risk. Restricted assets - Federal Reserve regulations require maintenance of certain minimum reserve balances on deposit with the Federal Reserve Bank of San Francisco ("FRB"). The amount required to be on deposit was $1.4 million and $1.3 million at June 30, 2015 and 2014, respectively. The Bank was in compliance with this requirement at June 30, 2015 and 2014. Investment securities - Securities are classified as held-to-maturity when the Company has the ability and positive intent to hold them to maturity. Securities held-to-maturity are carried at cost, adjusted for amortization of premiums and accretion of discounts to maturity. Securities bought and held principally for the purpose of sale in the near term are classified as trading securities and are carried at fair value. There were no trading securities at June 30, 2015 and 2014. Securities not classified as trading or held-to-maturity are classified as available-for-sale. Unrealized holding gains and losses on securities available-for-sale are excluded from earnings and are reported net of tax as a separate component of equity until realized. These unrealized holding gains and losses, net of tax, are also included as a component of comprehensive income. Realized gains and losses are recorded on the trade date and are determined using the specific identification method. Amortization of premiums and accretion of discounts are recognized into interest income using the effective interest method over the period to maturity. The Company evaluates securities for other-than-temporary impairment on a periodic basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and whether the Bank has the intent and ability to hold these securities or if it is likely that it will be required to sell the securities before their anticipated recovery. In analyzing an issuer’s financial condition, the Bank may consider whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. If the Bank does not intend to sell the security and it is not likely it will be required to sell the security prior to recovery of its cost basis, the credit loss component of impairment is recognized in earnings and impairment associated with non-credit factors, such as market liquidity, is recognized in other comprehensive income, net of tax. A credit loss is the difference between the cost basis of the security and the present value of cash flows expected to be collected, discounted at the security's effective interest rate at the date of acquisition. The cost basis of an other-than-temporarily impaired security is written down by the amount of impairment recognized in earnings. The new cost basis is not adjusted for subsequent recoveries in fair value. However, the difference between the new amortized cost basis and the cash flows expected to be collected is accreted as interest income. The total other-than-temporary impairment is presented in the consolidated statements of income with a reduction for the amount of other-than-temporary impairment that is recognized in other comprehensive income, if any. Federal Home Loan Bank stock - The Bank’s investment in FHLB stock is carried at cost, which approximates fair value. As a member of the FHLB system, the Bank is required to maintain a minimum level of investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances. At June 30, 2015 and 2014, the Bank’s minimum investment requirement was $853 and $916 , respectively. The Bank was in compliance with the FHLB minimum investment requirement at June 30, 2015 and 2014. Management evaluates FHLB stock for impairment as needed. Management’s determination of whether these investments are impaired is based on its assessment of the ultimate recoverability of cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as (1) the significance of any decline in net assets of the FHLB as compared with the capital stock amount for the FHLB and the length of time this situation has persisted; (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB; (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB; and (4) the liquidity position of the FHLB. Based on its evaluation, management determined that there was no impairment of FHLB stock at June 30 2015 and 2014, respectively. Securitizations - The Bank historically has securitized and services interests in residential home loans. The Bank has securitized these loans through the Federal Home Loan Mortgage Corporation ("FHLMC"). Of the total serviced loan portfolio of $81.1 million and $96.5 million at June 30, 2015 and 2014, $24.7 million and $30.4 million , respectively, represent securitized loans. The loans have been sold without recourse, servicing retained. All principal, interest, late fees, and escrow payments are collected and remitted to the investor daily. Loans - Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of unamortized nonrefundable loan fees and related direct loan origination costs. Deferred net fees and costs are recognized in interest income over the loan term using a method that generally produces a level yield on the unpaid loan balance. Interest is accrued primarily on a simple interest basis. Nonaccrual loans are those for which management has discontinued accrual of interest because there exists significant uncertainty as to the full and timely collection of either principal or interest or because such loans have become contractually past due 90 days with respect to principal or interest. When a loan is placed on nonaccrual, all previously accrued but uncollected interest is reversed against current-period interest income. All subsequent payments received are first applied to unpaid principal and then to unpaid interest. Interest income is accrued at such time as the loan is brought fully current as to both principal and interest, and, in management’s judgment, such loans are considered to be fully collectible. Loans are considered impaired when the Bank has determined that it may be unable to collect payments of principal or interest when due under the terms of the loan. In the process of identifying loans as impaired, management takes into consideration factors which include payment history and status, collateral value, financial condition of the borrower, and the probability of collecting scheduled payments in the future. Minor payment delays and insignificant payment shortfalls typically do not result in a loan being classified as impaired. The significance of payment delays and shortfalls is considered by management on a case by case basis, after taking into consideration the totality of circumstances surrounding the loans and the borrowers, including payment history and amounts of any payment shortfall, length and reason for delay, and likelihood of return to stable performance. Impairment is measured on a loan by loan basis for all loans in the portfolio except for the smaller groups of homogeneous consumer loans in the portfolio. Troubled debt restructured loans - A loan is classified as a troubled debt restructuring when a borrower is experiencing financial difficulties that lead to a restructuring of the loan, and the Bank grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include interest rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. Generally, a nonaccrual loan that is restructured remains on nonaccrual status for a period of six months to demonstrate that the borrower can meet the restructured terms. If the borrower's performance under the new terms is not reasonably assured, the loan remains classified as a nonaccrual loan. Allowance for loan losses - Key elements of the allowance for loan loss methodology include the specific loan loss reserve, the general loan loss reserve, and the unallocated reserve, individually described below. The specific loan loss reserve is established for individually impaired loans when the discounted cash flow or collateral value of the impaired loan is lower than the carrying value of that loan. Restructured loans are accounted for as impaired loans. The general loan loss reserve is calculated by applying a specific loss percentage factor to the various groups of loans by loan type, based upon historic loss experience, and adjusted based upon the risk grade attached to any loan or group of loans. This portion of the allowance may be further adjusted for qualitative and environmental conditions such as changes in lending policies and procedures; experience and ability of lending staff; concentrations of credit; national, regional, and local economic conditions; and other factors including levels and trends of delinquency. The unallocated reserve recognizes the estimation risk associated with the mathematical calculations applied in both specific and general portions of the allowance for loan loss, together with the assumption risk relative to management’s assessment of the variables included in the qualitative and environmental factors. The Bank maintains an allowance for loan losses to absorb losses inherent in the loan portfolio. The allowance is based on ongoing quarterly assessments of the probable estimated losses inherent in the loan portfolio. The allowance is increased by the provision for loan losses, which is charged against current-period operating results and decreased by the amount of charge-offs, net of recoveries. Various regulatory agencies, as part of their examination process, periodically review the Bank’s allowance for loan losses. Such agencies may require management to make adjustments to the allowance using judgments available to them at the time of their examination. Loans held-for-sale - Loans originated as held-for-sale are carried at the lower of cost or market value on an aggregate basis. Net unrealized losses, if any, are recognized through a valuation allowance by a charge to income. Nonrefundable fees and direct loan origination costs related to loans held-for-sale are deferred and recognized when the loans are sold. Real estate owned - Real estate owned (REO) and other repossessed items consist of properties or assets acquired through or in lieu of foreclosure in full satisfaction of a loan receivable, and are recorded initially at fair value of the REO properties less estimated costs of disposal with any initial losses charged to the allowance for loan losses. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed. Valuations are periodically performed by management, and a charge to earnings is recorded if the recorded value of a property exceeds its estimated fair value. Gains or losses at the time the property is sold are charged or credited to noninterest expense in the period in which they are realized. The amounts the Bank will ultimately recover from REO may differ substantially from the carrying value of the assets because of future market factors beyond the control of the Bank or because of changes in the Bank’s strategy for recovering its investments. Life insurance investment - The Bank is the sole beneficiary of life insurance policies that are recorded at their cash surrender value, net of any surrender charges, and cover certain key executives of the Bank. The $540 , $549 , and $621 of income for the years ended June 30, 2015, 2014, and 2013, respectively is included in noninterest income. In addition the Bank recorded income of $479 related to a former Anchor Bank executive's insurance death benefit for year ended June 30, 2015. Transfers of financial assets - Transfers of financial asset, a group of financial assets, or a participating interest in a financial asset are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Bank, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Bank does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Mortgage servicing rights - Mortgage servicing rights are recorded as separate assets at fair value when mortgage loans are originated and subsequently sold or securitized (and held as available-for-sale securities) with servicing rights retained. Periodically, the Bank estimates the fair value of its mortgage servicing rights based upon observed market prices. Mortgage servicing rights are amortized in proportion to, and over, the estimated period that net servicing income will be collected. The carrying value of mortgage servicing rights is periodically evaluated in relation to estimated future cash flows to be received, and such carrying value is adjusted for indicated impairments based on management’s best estimate of the remaining cash flows. The Bank has stratified its mortgage servicing rights based on whether the loan was sold or securitized and the interest rate of the underlying loans. The Bank uses the direct write-down method for mortgage servicing rights where the serviced loan has been paid off. The mortgage servicing asset was $235 and $367 at June 30, 2015 and 2014, respectively, and is included in prepaid expenses and other assets in the consolidated statements of financial condition. Property, premises, and equipment - Property, premises, and equipment are stated at cost less accumulated depreciation. The depreciation charged is computed on the straight-line method over estimated useful lives as follows: Buildings 40 years Furniture and equipment 5-10 years Improvements 10 years Computer equipment 3 years Income taxes- The provision for income taxes includes current and deferred income tax expense on net income adjusted for permanent and temporary differences such as interest income on state and municipal securities and BOLI. Deferred tax assets and liabilities are recognized for the expected future tax consequences of existing temporary differences between the financial reporting and tax reporting basis of assets and liabilities using enacted tax laws and rates. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. On a quarterly basis, management evaluates deferred tax assets to determine if these tax benefits are expected to be realized in future periods. This determination is based on facts and circumstances, including the Company's current and future tax outlook. To the extent a deferred tax asset is no longer considered “more likely than not” to be realized, a valuation allowance is established. Marketing costs - The Company expenses marketing costs as they are incurred. Total marketing expenses were $710 , $679 , and $584 for the years ended June 30, 2015, 2014, and 2013, respectively. Financial instruments - In the ordinary course of business, the Company has entered into off-balance-sheet financial instruments consisting of commitments to extend credit, commercial letters of credit, and standby letters of credit. Such financial instruments are recorded in the financial statements when they are funded or related fees are incurred or received. Contingencies - The Company is a defendant in various legal proceedings arising in connection with its business. It is the opinion of management that the financial position and the results of operations of the Company will not be materially adversely affected by the final outcome of the legal proceedings and that adequate provision has been made in the accompanying consolidated financial statements. At periodic intervals, the Washington State Department of Financial Institutions, Division of Banks ("DFI") and the Federal Deposit Insurance Corportaion ("FDIC") routinely examine the Bank’s financial statements as part of their legally prescribed oversight of the banking industry. Based on these examinations, the regulators can direct that the Bank’s financial statements be adjusted in accordance with their findings. Employee Stock Ownership Plan (ESOP) - The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders’ equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest. Earnings (Loss) Per Share (EPS) - Basic EPS is computed by dividing net income or (loss) by the weighted-average number of common shares outstanding during the period. As ESOP shares are committed to be released they become outstanding for EPS calculation purposes. ESOP shares not committed to be released are not considered outstanding. The basic EPS calculation excludes the dilutive effect of all common stock equivalents. Diluted earnings (loss) per share reflects the weighted-average potential dilution that could occur if all potentially dilutive securities or other commitments to issue common stock were exercised or converted into common stock using the treasury stock method. Comprehensive income (loss) - Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income (loss). Certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale investments, are reported as a separate component of stockholders' equity. Fair value - Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The Company determines the fair values of its financial instruments based on the fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair values. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Bank’s estimates for market assumptions. Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions that market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from an independent source. Unobservable inputs are assumptions based on the Company’s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy: • Level 1 - Quoted prices for identical instrument in active markets. • Level 2 - Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-driven valuations whose inputs are observable. • Level 3 - Instruments whose significant value drivers are unobservable. Recently issued accounting pronouncements - In August 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update ("ASU") No. 2014-14, Receivable-Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure. The objective of this ASU is to reduce variations in practice related to the classification of foreclosed loans that are either fully or partially guaranteed under government programs. Upon foreclosure of fully or partially guaranteed loans which are guaranteed under government programs the creditor will be required to reclassify the previously existing mortgage loan to a separate other receivable from the guarantor, measured at the amount of the guarantee that it expects to collect. The effective date will be for fiscal years, and interim periods within those years, beginning after December 15, 2014 for public organizations. The adoption of ASU 2014-14 is not expected to have a material impact on the Company's consolidated financial statements. In January 2015, FASB issued ASU No. 2015-01, Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items, which eliminates from U.S. GAAP the concept of an extraordinary item. The Board released the new guidance as part of its simplification initiative, which, as explained in the ASU, is intended to “identify, evaluate and improve areas of U.S. GAAP for which cost and complexity can be reduced while maintaining or improving the usefulness of the information provided to the users of financial statements. To be considered an extraordinary item under existing U.S. GAAP, an event or transaction must be unusual in nature and must occur infrequently. As a result, an entity will no longer (1) segregate an extraordinary item from the results of ordinary operations; (2) separately present an extraordinary item on its income statement, net of tax, after income from continuing operations; and (3) disclose income taxes and earnings-per-share data applicable to an extraordinary item. However, the ASU does not affect the reporting and disclosure requirements for an event that is unusual in nature or that occurs infrequently. For all entities, the ASU is effective for annual periods beginning after December 15, 2015, and interim periods within those annual periods. Entities may apply the guidance prospectively or retrospectively to all prior periods presented in the financial statements. If an entity chooses to apply the guidance prospectively, it must disclose whether amounts included in income from continuing operations after adoption of the ASU are related to events and transactions previously recognized and classified as extraordinary items before the date of adoption. Early adoption is permitted if the guidance is applied as of the beginning of the annual period of adoption. The adoption of ASU 2015-01 is not expected to have a material impact on the Company’s financial statements. In February 2015, FASB issued ASU No. 2015-02, C onsolidation (Topic 810): Amendments to the Consolidation Analysis , which is intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). The ASU focuses on the consolidation evaluation for reporting organizations (public and private companies and not-for-profit organizations) that are required to evaluate whether they should consolidate certain legal entities. In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification™ and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest. A reporting organization may no longer have to consolidate a legal entity in certain circumstances based solely on its fee arrangement, when certain criteria are met, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity (VIE), changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs. The ASU will be effective for periods beginning after December 15, 2015, for public companies. For private companies and not-for-profit organizations, the ASU will be effective for annual periods beginning after December 15, 2016; and for interim periods, beginning after December 15, 2017. Early adoption is permitted, including adoption in an interim period. The adoption of ASU 2015-02 is not expected to have a material impact on the Company’s financial statements. In April 2015, FASB issued ASU No. 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Cost, which requires debt issuance costs related to a recognized debt liability to be presented in the balance sheet as a direct deduction from the debt liability rather than as an asset. For public business entities, the guidance in the ASU is effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2015. For entities other than public business entities, the guidance is effective for fiscal years beginning after December 15, 2015, and interim periods beginning after December 15, 2016. Early adoption is allowed for all entities for financial statements that have not been previously issued. Entities would apply the new guidance retrospectively to all prior periods. The adoption of ASU 2015-03 is not expected to have a material impact on the Company's financial statements. In April 2015, FASB issued ASU No. 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement . The amendments in this ASU provide guidance to customers in cloud computing arrangements about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In June 2015, FASB issued ASU No. 2015-10, Technical Corrections and Improvements . On November 10, 2010 FASB added a standing project that will facilitate the FASB Accounting Standards Codification (‘Codification”) updates for technical corrections, clarifications, and improvements. These amendments are referred to as Technical Corrections and Improvements . Maintenance updates include non-substantive corrections to the Codification, such as editorial corrections, various link-related changes, and changes to source fragment information. This update contains amendments that will affect a wide variety of Topics in the Codification. The amendments in this ASU will apply to all reporting entities within the scope of the affected accounting guidance and generally fall into one of four categories: amendments related to differences between original guidance and the Codification, guidance clarification and reference corrections, simplification, and minor improvements. In summary, the amendments in this ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice. Transition guidance varies based on the amendments in this ASU. The amendments in this ASU that require transition guidance are effective for fiscal years and interim reporting periods after December 15, 2015. Early adoption is permitted including adoption in an interim period. All other amendments are effective upon the issuance of this ASU. ASU 2015-10 did not have a material impact on the Company's consolidated financial statements.

Supervisory Directive

Supervisory Directive	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Supervisory Directive	Supervisory Directive Anchor Bank entered into a Cease and Desist Order ("Order") with the FDIC and the DFI on August 12, 2009. On September 5, 2012, the FDIC and the DFI terminated the Order and it was replaced with a Supervisory Directive with the DFI. The Supervisory Directive with the DFI was terminated on November 20, 2014. The FRB terminated the Supervisory Directive it had with the Company on January 13, 2015.

Securities

Securities	12 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Securities	Securities The amortized cost and estimated fair market values of investment securities were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2015 Securities available-for-sale Municipal bonds $ 434 $ 1 $ — $ 435 Mortgage-backed securities: FHLMC (1) 11,780 134 (123 ) 11,791 FNMA (2) 16,534 70 (196 ) 16,408 GNMA (3) 948 — (17 ) 931 $ 29,696 $ 205 $ (336 ) $ 29,565 Securities held-to-maturity Municipal bonds $ 119 $ — $ — $ 119 Mortgage-backed securities: FHLMC 3,367 95 (56 ) 3,406 FNMA 1,858 124 (22 ) 1,960 GNMA 2,273 — (66 ) 2,207 $ 7,617 $ 219 $ (144 ) $ 7,692 (1) Federal Home Loan Mortgage Corporation (Freddie Mac) (2) Federal National Mortgage Association (Fannie Mae) (3) Government National Mortgage Association (Ginnie Mae) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2014 Securities available-for-sale Municipal bonds $ 443 $ 3 $ — $ 446 Mortgage-backed securities: FHLMC 16,901 242 (187 ) 16,956 FNMA 20,567 90 (326 ) 20,331 GNMA 1,196 — (12 ) 1,184 $ 39,107 $ 335 $ (525 ) $ 38,917 Securities held-to-maturity Municipal bonds $ 127 $ — $ — $ 127 Mortgage-backed securities: FHLMC 3,958 122 (63 ) 4,017 FNMA 2,268 155 (29 ) 2,394 GNMA 2,412 — (42 ) 2,370 $ 8,765 $ 277 $ (134 ) $ 8,908 There were 30 and 38 securities in an unrealized loss position at June 30, 2015 and June 30, 2014, respectively. The unrealized losses on investments in debt securities relate principally to the general change in interest rates in changing market conditions and not credit quality that has occurred since the securities' purchase dates, and such unrecognized losses or gains will continue to vary with general interest rate level fluctuations in the future. We do not intend to sell the temporarily impaired securities and it is not likely that we will be required to sell the securities prior to their maturity. We do expect to recover the entire amortized cost basis of the securities. The fair value of temporarily impaired securities, the amount of unrealized losses, and the length of time these unrealized losses existed as of June 30, 2015 and 2014 were as follows: Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2015 Securities available-for-sale Mortgage-backed securities: FHLMC $ 747 $ (1 ) $ 5,404 $ (122 ) $ 6,151 $ (123 ) FNMA 3,105 (45 ) 6,898 (151 ) 10,003 (196 ) GNMA — — 931 (17 ) 931 (17 ) $ 3,852 $ (46 ) $ 13,233 $ (290 ) $ 17,085 $ (336 ) Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2015 Securities held-to-maturity Mortgage-backed securities: FHLMC $ — $ — $ 2,299 $ (56 ) $ 2,299 $ (56 ) FNMA — — 772 (22 ) 772 (22 ) GNMA — — 2,207 (66 ) 2,207 (66 ) $ — $ — $ 5,278 $ (144 ) $ 5,278 $ (144 ) Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2014 Securities available-for-sale Mortgage-backed securities: FHLMC $ — $ — $ 9,072 $ (187 ) $ 9,072 $ (187 ) FNMA — — 15,799 (326 ) 15,799 (326 ) GNMA — — 1,184 (12 ) 1,184 (12 ) $ — $ — $ 26,055 $ (525 ) $ 26,055 $ (525 ) Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2014 Securities held-to-maturity Mortgage-backed securities: FHLMC $ — $ — $ 2,642 $ (63 ) $ 2,642 $ (63 ) FNMA — — 862 (29 ) 862 (29 ) GNMA — — 2,370 (42 ) 2,370 (42 ) $ — $ — $ 5,874 $ (134 ) $ 5,874 $ (134 ) Contractual maturities of securities at June 30, 2015 are listed below. Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay the obligations; therefore, these securities are classified separately with no specific maturity date. Amortized Cost Fair Value June 30, 2015 Securities available-for-sale Municipal bonds: Due within one year $ 250 $ 251 Due after one to five years — — Due five years to ten years — — Due after ten years 184 184 Mortgage-backed securities: FHLMC 11,780 11,791 FNMA 16,534 16,408 GNMA 948 931 $ 29,696 $ 29,565 Securities held-to-maturity Municipal bonds: Due after ten years $ 119 $ 119 Mortgage-backed securities: FHLMC 3,367 3,406 FNMA 1,858 1,960 GNMA 2,273 2,207 $ 7,617 $ 7,692 Sales, maturities, and calls of securities for the years presented are summarized as follows: Year Ended June 30, 2015 2014 2013 Proceeds from sales $ 2,355 $ — $ 995 Proceeds from maturities and calls — 995 170 Gross realized gains 65 — 70 Gross realized loss (18 ) — — Pledged securities at the dates indicated are summarized as follows: June 30, 2015 June 30, 2014 Pledged to secure: Book Value Fair Value Book Value Fair Value Certain public deposits $ 12,184 $ 12,189 $ 10,081 $ 10,154 FHLB borrowings 1,727 1,788 2,223 2,301 Federal Reserve borrowing line 1,001 990 1,127 1,120

Loans Receivable, Net

Loans Receivable, Net	12 Months Ended
	Jun. 30, 2015
Loans Receivable, Net [Abstract]
Loans Receivable, Net	Loans Receivable Loans receivable consisted of the following at the dates indicated: June 30, 2015 2014 Real estate: One-to-four family $ 57,944 $ 63,009 Multi-family 43,249 47,507 Commercial 128,306 107,828 Construction 11,731 19,690 Land 4,069 4,126 Total real estate 245,299 242,160 Consumer: Home equity 17,604 20,894 Credit cards 3,289 3,548 Automobile 686 1,073 Other consumer 2,347 2,838 Total consumer 23,926 28,353 Commercial business 18,987 16,737 Total loans 288,212 287,250 Less: Deferred loan fees 1,047 1,100 Allowance for loan losses 3,721 4,624 Loans receivable, net $ 283,444 $ 281,526 A summary of activity in the allowance for loan losses follows: June 30, 2015 2014 2013 Beginning balance $ 4,624 $ 5,147 $ 7,057 Provision for losses — — 750 Charge-offs (1,497 ) (2,434 ) (3,283 ) Recoveries 594 1,911 623 Ending balance $ 3,721 $ 4,624 $ 5,147 The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2015 : One-to- four family Multi- family Commercial real estate Construction Land Consumer (1) Commercial business Unallocated Total Allowance for loan losses : Beginning balance $ 1,550 $ 229 $ 682 $ 190 $ 74 $ 587 $ 1,231 $ 81 $ 4,624 Provision (benefit) for loan losses (5 ) 25 (80 ) (197 ) 1 94 164 (2 ) — Charge-offs (561 ) (159 ) (340 ) — — (351 ) (86 ) — (1,497 ) Recoveries 129 — — 254 — 115 96 — 594 Ending balance $ 1,113 $ 95 $ 262 $ 247 $ 75 $ 445 $ 1,405 $ 79 $ 3,721 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. The only consumer loans with impairment are home equity loans. The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2014 : One-to- four family Multi- family Commercial real estate Construction Land Consumer (1) Commercial business Unallocated Total Allowance for loan losses : Beginning balance $ 1,393 $ 156 $ 671 $ 356 $ 531 $ 817 $ 1,172 $ 51 $ 5,147 Provision (benefit) for loan losses 665 73 (558 ) (540 ) (457 ) 508 279 30 — Charge-offs (897 ) — (403 ) — — (876 ) (258 ) — (2,434 ) Recoveries 389 — 972 374 — 138 38 — 1,911 Ending balance $ 1,550 $ 229 $ 682 $ 190 $ 74 $ 587 $ 1,231 $ 81 $ 4,624 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. The only consumer loans with impairment are home equity loans. The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2013: One-to- four family Multi- Commercial Construction Land Consumer Commercial Unallocated Total Allowance for loan losses: Beginning balance $ 1,659 $ 238 $ 578 $ 148 $ 368 $ 1,508 $ 2,558 $ — $ 7,057 Provision (benefit) for loan losses 7 (82 ) (108 ) 270 163 341 108 51 750 Charge-offs (416 ) — — (105 ) — (1,231 ) (1,531 ) — (3,283 ) Recoveries 143 — 201 43 — 199 37 — 623 Ending balance $ 1,393 $ 156 $ 671 $ 356 $ 531 $ 817 $ 1,172 $ 51 $ 5,147 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. The only consumer loans with impairment are home equity loans. The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2015 : Recorded Investments Unpaid Principal Balance Related Allowance With no allowance recorded One-to-four family $ 1,557 $ 1,860 $ — Land 231 245 — Home equity 64 65 — Other consumer 31 32 — Commercial business 64 126 — With an allowance recorded One-to-four family 7,716 7,743 500 Land 408 408 3 Home equity 212 212 26 Commercial business 868 868 211 Total One-to-four family 9,273 9,603 500 Land 639 653 3 Home equity 276 277 26 Other consumer 31 32 — Commercial business 932 994 211 Total $ 11,151 $ 11,559 $ 740 The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2014 : Recorded Investments Unpaid Principal Balance Related Allowance With no allowance recorded One-to-four family $ 2,213 $ 2,653 $ — Commercial real estate 219 219 — Land 307 321 — Home equity 145 147 — Commercial business 64 126 — With an allowance recorded One-to-four family 8,475 8,486 780 Multi-family 158 158 158 Commercial real estate 1,850 1,850 340 Land 508 508 28 Home equity 223 223 43 Commercial business 393 393 90 Total One-to-four family 10,688 11,139 780 Multi-family 158 158 158 Commercial real estate 2,069 2,069 340 Land 815 829 28 Home equity 368 370 43 Commercial business 457 519 90 Total $ 14,555 $ 15,084 $ 1,439 The following table presents the average recorded investment in loans individually evaluated for impairment and the interest income recognized for the year ended June 30, 2015 : Year Ended June 30, 2015 Average Recorded Investment Interest Income Recognized With no allowance recorded One-to-four family $ 3,802 $ 67 Multi-family 1,132 — Commercial real estate 984 — Land 355 12 Home equity 153 3 Other consumer — 1 Commercial business 723 8 With an allowance recorded One-to-four family 7,989 308 Land 765 25 Home equity 325 10 Commercial business 469 36 Total One-to-four family 11,791 375 Multi-family 1,132 — Commercial real estate 984 — Land 1,120 37 Home equity 478 13 Other consumer — 1 Commercial business 1,192 44 Total $ 16,697 $ 470 The following table presents the average recorded investment in loans individually evaluated for impairment and the interest income recognized for the year ended June 30, 2014 : Year Ended June 30, 2014 Average Recorded Investment Interest Income Recognized With no allowance recorded One-to-four family $ 4,199 $ 97 Multi-family 1,132 — Commercial real estate 1,094 12 Land 393 18 Home equity 194 6 Commercial business 723 8 With an allowance recorded One-to-four family 8,360 379 Multi-family 79 — Commercial real estate 925 21 Land 815 32 Home equity 330 11 Commercial business 231 20 Total One-to-four family 12,559 476 Multi-family 1,211 — Commercial real estate 2,019 33 Land 1,208 50 Home equity 524 17 Commercial business 954 28 Total $ 18,475 $ 604 The following table presents the average recorded investment in loans individually evaluated for impairment and the interest income recognized for the year ended June 30, 2013: Year Ended June 30, 2013 Average Recorded Investment Interest Income With no allowance recorded One-to-four family $ 9,094 $ 190 Multi-family 2,408 109 Commercial real estate 2,363 131 Construction 2,022 — Land 612 25 Home equity 260 10 Commercial business — 70 With an allowance recorded One-to-four family 4,571 292 Land 561 64 Home equity 222 19 Commercial business 1,374 6 Total One-to-four family 13,665 482 Multi-family 2,408 109 Commercial real estate 2,363 131 Construction 2,022 — Land 1,173 89 Home equity 482 29 Commercial business 1,374 76 Total $ 23,487 $ 916 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 : One-to-four family Multi- family Commercial real estate Construction Land Consumer(1) Commercial business Unallocated Total Allowance for loan losses: Ending balance $ 1,113 $ 95 $ 262 $ 247 $ 75 $ 445 $ 1,405 $ 79 $ 3,721 Ending balance: individually evaluated for impairment 500 — — — 3 26 211 740 Ending balance: collectively evaluated for impairment $ 613 $ 95 $ 262 $ 247 $ 72 $ 419 $ 1,194 $ 79 $ 2,981 Loans receivable: Ending balance $ 57,944 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 23,926 $ 18,987 $ — $ 288,212 Ending balance: individually evaluated for impairment 9,273 — — — 639 307 932 — 11,151 Ending balance: collectively evaluated for impairment $ 48,671 $ 43,249 $ 128,306 $ 11,731 $ 3,430 $ 23,619 $ 18,055 $ — $ 277,061 (1) Consumer loans include home equity, credit cards, auto and other consumer loans. The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2014 : One-to-four family Multi- family Commercial real estate Construction Land Consumer (1) Commercial business Unallocated Total Allowance for loan losses: Ending balance $ 1,550 $ 229 $ 682 $ 190 $ 74 $ 587 $ 1,231 $ 81 $ 4,624 Ending balance: individually evaluated for impairment 780 158 340 — 28 43 90 — 1,439 Ending balance: collectively evaluated for impairment $ 770 $ 71 $ 342 $ 190 $ 46 $ 544 $ 1,141 $ 81 $ 3,185 Loans receivable: Ending balance $ 63,009 $ 47,507 $ 107,828 $ 19,690 $ 4,126 $ 28,353 $ 16,737 $ — $ 287,250 Ending balance: individually evaluated for impairment 10,688 158 2,069 — 815 368 457 — 14,555 Ending balance: collectively evaluated for impairment $ 52,321 $ 47,349 $ 105,759 $ 19,690 $ 3,311 $ 27,985 $ 16,280 $ — $ 272,695 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. The following table presents the recorded investment in nonaccrual and loans past due 90 days still on accrual by type of loans as of the dates indicated: June 30, 2015 2014 One-to-four family $ 1,263 $ 2,101 Multi-family — 158 Commercial real estate — 2,070 Land loans — 150 Credit cards 6 — Other consumer 31 — Commercial business 711 235 Total $ 2,011 $ 4,714 The table above includes $2.0 million in nonaccrual and $6 in past due 90 days or more and still accruing interest, net of partial loan charge-offs at June 30, 2015 . There were $4.7 million in nonaccrual and no loans in past due 90 days or more and still accruing interest, net of partial loan charge-offs at June 30, 2014 . Past Due Loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. The following table presents past due loans, net of partial loan charge-offs, by class, as of June 30, 2015 : 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due (1) Total Past Due Current Total Loans One-to-four family $ 616 $ 552 $ 1,263 $ 2,431 $ 55,513 $ 57,944 Multi-family — — — — 43,249 43,249 Commercial real estate — — — — 128,306 128,306 Construction — — — — 11,731 11,731 Land — — — — 4,069 4,069 Home equity 15 16 — 31 17,573 17,604 Credit cards 8 26 6 40 3,249 3,289 Automobile 9 — — 9 677 686 Other consumer 16 — 31 47 2,300 2,347 Commercial business 64 273 711 1,048 17,939 18,987 Total $ 728 $ 867 $ 2,011 $ 3,606 $ 284,606 $ 288,212 (1) Includes loans on nonaccrual status, that may be less than 90 days contractually past due. The following table presents past due loans, net of partial loan charge-offs, by class as of June 30, 2014 : 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due (1) Total Past Due Current Total Loans One-to-four family $ 1,384 $ 819 $ 2,101 $ 4,304 $ 58,705 $ 63,009 Multi-family 32 — 158 190 47,317 47,507 Commercial real estate — — 2,070 2,070 105,758 107,828 Construction — — — — 19,690 19,690 Land — — 150 150 3,976 4,126 Home equity 239 108 — 347 20,547 20,894 Credit cards 32 27 — 59 3,489 3,548 Automobile 14 — — 14 1,059 1,073 Other consumer 43 — — 43 2,795 2,838 Commercial business 64 — 235 299 16,438 16,737 Total $ 1,808 $ 954 $ 4,714 $ 7,476 $ 279,774 $ 287,250 (1) Includes loans on nonaccrual status, that may be less than 90 days contractually past due. Credit Quality Indicators . The Bank utilizes a ten-point risk rating system and assign a risk rating for all credit exposures. The risk rating system is designed to define the basic characteristics and identify risk elements of each credit extension. Credits risk rated 1 through 7 are considered to be “pass” credits. Pass credits can be assets where there is virtually no credit risk, such as cash secured loans with funds on deposit with the Bank. Pass credits also include credits that are on our Watch and Special Mention lists, where the borrower exhibits potential weaknesses, which may, if not checked or corrected, negatively affect the borrower's financial capacity and threaten their ability to fulfill debt obligations in the future. A seasoned loan with a Debt Service Coverage Ratio ("DSCR") of greater than 1.00 is the minimum acceptable level for a "Pass Credit". Particular attention is paid to the coverage trend analysis as any loan with a declining DSCR trend may warrant a higher risk grade even if the current coverage is at or above the 1.00 threshold. Credits classified as Watch are risk rated 6 and possess weaknesses that deserve management's close attention. These assets do not expose the Bank to sufficient risk to warrant adverse classification in the substandard, doubtful or loss categories. The Bank uses this rating when a material documentation deficiency exists but correction is anticipated within an acceptable time frame. A loan classified as Watch may have the following characteristics: • Acceptable asset quality, but requiring increased monitoring. Strained liquidity and less than anticipated performance. The loan may be fully leveraged. • Apparent management weakness, perhaps demonstrated by an irregular flow of adequate and/or timely performance information required to support the credit. • The borrower has a plausible plan to correct problem(s) in the near future that is devoid of material uncertainties. • Lacks reserve capacity, so the risk rating will improve or decline in relatively short time (results of corrective actions should be apparent within six months or less). Credits classified as Special Mention are risk rated 7. These credits have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset. Special Mention assets are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. A loan classified as Special Mention may have the following characteristics: • Performance is poor or significantly less than expected. A debt service deficiency either exists or cannot be ruled out. • Generally an undesirable business credit. Assets in this category are protected, but are potentially weak. These assets constitute an undue and unwarranted credit risk, but not to the point of justifying a classification of Substandard. Special mention assets have potential weaknesses which may, if not checked or corrected, weaken the asset or inadequately protect the Bank's credit position at some future date. • Assets which might be detailed in this category include credits that the lending officer may be unable to supervise properly because of lack of expertise, an inadequate loan agreement, the condition of and control over collateral, failure to obtain proper documentation, or any other deviations from prudent lending practices. • An adverse trend in the borrower's operations or an imbalanced position in the balance sheet which does not jeopardize liquidation may best be handled by this classification. • A Special Mention classification should not be used as a compromise between a pass and substandard rating. Assets in which actual, not potential, weaknesses are evident and significant, and should be considered for more serious criticism. A loan classified as Substandard is risk rated 8. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. An asset is considered Substandard if it is inadequately protected by the current net worth and payment capacity of the borrower or of any collateral pledged. A loan classified as Substandard may have the following characteristics: • Unacceptable business credit. The asset is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Assets so classified must have a well defined weakness or weaknesses that jeopardize the liquidation of the debt. • Though no loss is envisioned, the outlook is sufficiently uncertain to preclude ruling out the possibility. Some liquidation of assets will likely be necessary as a corrective measure. • Assets in this category may demonstrate performance problems such as debt servicing deficiencies with no immediate relief, including having a DSCR of less than 1.00 . Borrowers have an inability to adjust to prolonged and unfavorable industry or economic trends. Management's character and/or effectiveness have become suspect. A loan classified as Doubtful is risk rated 9 and has all the inherent weaknesses as those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values highly questionable is improbable. A loan classified as Doubtful is risk rated 9 and has the following characteristics: • The possibility of loss is extremely high, but because of certain important and reasonable specific pending factors which may work to the advantage and strengthening of the asset, its classification as an estimated loss is deferred until its more exact status may be determined. • Pending factors include proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral and refinancing plans. A loan risk rated 10 is a loan for which a total loss is expected. A loan classified as a Loss has the following characteristics: • An uncollectible asset or one of such little value that it does not warrant classification as an active, earning asset. Such an asset may, however, have recovery or salvageable value, but not to the point of deferring full write off, even though some recovery may occur in the future. • The Bank will charge off such assets as a loss during the accounting period in which they were identified. • Loan to be eliminated from the active loan reporting system via charge off. The following table represents the internally assigned grade as of June 30, 2015 , by class of loans: One-to- four family Multi- family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Grade: Pass $ 49,119 $ 42,884 $ 125,586 $ 11,731 $ 3,430 $ 16,585 $ 3,249 $ 615 $ 2,214 $ 16,981 $ 272,394 Watch 2,151 — 2,044 — — 697 34 71 102 915 6,014 Special Mention 4,755 — 676 — 231 301 — — — 159 6,122 Substandard 1,919 365 — — 408 21 6 — 31 932 3,682 Doubtful — — — — — — — — — — — Total $ 57,944 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 17,604 $ 3,289 $ 686 $ 2,347 $ 18,987 $ 288,212 The following table represents the credit risk profile based on payment activity as of June 30, 2015 , by class of loans: One-to- four family Multi-family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Performing $ 56,681 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 17,604 $ 3,283 $ 686 $ 2,316 $ 18,276 $ 286,201 Nonperforming (1) 1,263 — — — — — 6 — 31 711 2,011 Total $ 57,944 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 17,604 $ 3,289 $ 686 $ 2,347 $ 18,987 $ 288,212 (1) Loans that are more than 90 days past due and nonaccrual loans are considered nonperforming. The following table represents the internally assigned grade as of June 30, 2014 , by class of loans: One-to- four family Multi-family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Grade: Pass $ 49,504 $ 47,317 $ 102,216 $ 19,690 $ 3,248 $ 18,925 $ 3,489 $ 976 $ 2,732 $ 13,040 $ 261,137 Watch 4,505 32 449 — — 1,434 59 97 106 1,005 7,687 Special Mention 6,171 — 3,093 — 307 406 — — — 1,841 11,818 Substandard 2,829 158 2,070 — 571 129 — — — 851 6,608 Doubtful — — — — — — — — — — — Total $ 63,009 $ 47,507 $ 107,828 $ 19,690 $ 4,126 $ 20,894 $ 3,548 $ 1,073 $ 2,838 $ 16,737 $ 287,250 The following table represents the credit risk profile based on payment activity as of June 30, 2014 , by class of loans: One-to- four family Multi-family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Performing $ 60,908 $ 47,349 $ 105,758 $ 19,690 $ 3,976 $ 20,894 $ 3,548 $ 1,073 $ 2,838 $ 16,502 $ 282,536 Nonperforming (1) 2,101 158 2,070 — 150 — — — — 235 4,714 Total $ 63,009 $ 47,507 $ 107,828 $ 19,690 $ 4,126 $ 20,894 $ 3,548 $ 1,073 $ 2,838 $ 16,737 $ 287,250 (1) Loans that are more than 90 days past due and nonaccrual loans are considered nonperforming. Troubled Debt Restructure . At June 30, 2015 and June 30, 2014, troubled debt restructured loans (“TDRs”), included in impaired loans above, totaled $9.8 million and $11.3 million , respectively and $681,000 with $1.4 million currently in nonaccrual, respectively. Restructured loans are an option that the Bank uses to minimize risk of loss and are a concession granted to a borrower experiencing financial difficulties that it would not otherwise consider. The modifications have included items such as lowering the interest rate on the loan for a period of time and extending the maturity date of the loan. These modifications are made only when there is a reasonable and attainable workout plan that has been agreed to by the borrower and is in the Bank's best interest. The Bank has utilized a combination of rate and term modifications for its TDRs. The following table represents TDRs by accrual versus nonaccrual status and by loan class as of June 30, 2015 : June 30, 2015 Accrual Status Nonaccrual Total Modifications One-to-four family $ 8,010 $ 681 $ 8,691 Land 639 — 639 Home equity 276 — 276 Commercial business 221 — 221 Total $ 9,146 $ 681 $ 9,827 The following table represents TDRs by accrual versus nonaccrual status and by loan class as of June 30, 2014 : June 30, 2014 Accrual Status Nonaccrual Total Modifications One-to-four family $ 8,590 $ 1,355 $ 9,945 Land 727 — 727 Home equity 367 — 367 Commercial business 222 — 222 Total $ 9,906 $ 1,355 $ 11,261 The following tables present TDR loans and their recorded investment prior to the modification and after the modification for TDR transactions that originated during the years ended June 30, 2015 , 2014 and 2013: Year Ended June 30, 2015 Number of Pre-TDR Recorded Investment Post -TDR Recorded Investment One-to-four family 1 $ 197 $ 194 Total 1 $ 197 $ 194 Year Ended June 30, 2014 Number of Pre-TDR Recorded Investment Post -TDR Recorded Investment One-to-four family 7 $ 1,530 $ 1,545 Home equity 1 75 67 Commercial business 1 145 158 Total 9 $ 1,750 $ 1,770 Year Ended June 30, 2013 Number of Pre-TDR Recorded Investment Post -TDR Recorded Investment One-to-four family 22 $ 7,381 $ 7,179 Land 1 429 429 Home equity 4 299 301 Total 27 $ 8,109 $ 7,909 There were no TDRs modified within the previous 12 months for which there was a payment default for the years ended June 30, 2015 and 2014. The following table below represents TDRs modified within the previous 12 months for which there was a payment default within 12 months of their restructure for the year ended June 30, 2013: Number of Contracts For the Year Ended June 30, 2013 Post TDR investment One-to-four family 2 $ 506 Home equity 1 73 Total 3 $ 579

Real Estate Owned, Net

Real Estate Owned, Net	12 Months Ended
	Jun. 30, 2015
Real Estate Owned, Disclosure of Detailed Components [Abstract]
Real Estate Owned, Net	Real Estate Owned, net The following table is a summary of REO for the years ended June 30, 2015 , 2014 and 2013: Year Ended June 30, 2015 2014 2013 Balance at the beginning of the period $ 5,067 $ 6,212 $ 6,708 Net loans transferred to real estate owned 2,241 5,793 5,050 Capitalized improvements 27 591 793 Sales (6,506 ) (6,439 ) (4,852 ) Impairments (32 ) (1,090 ) (1,487 ) Balance at the end of the period $ 797 $ 5,067 $ 6,212

Property, Premises, and Equipme

Property, Premises, and Equipment	12 Months Ended
	Jun. 30, 2015
Property, Plant and Equipment [Abstract]
Property, Premises, and Equipment	Property, Premises, and Equipment Property, premises, and equipment owned by the Bank are summarized as follows: June 30, 2015 2014 Land $ 2,247 $ 2,323 Building and improvements 15,883 16,691 Furniture and fixtures 4,778 5,710 Automobiles 334 289 Software 593 1,056 Leasehold improvements 17 21 23,852 26,090 Less accumulated depreciation and amortization (13,482 ) (14,777 ) Property, premises, and equipment, net of depreciation and amortization $ 10,370 $ 11,313 Depreciation and amortization expense for the years ended June 30, 2015, 2014, and 2013, was $665 , $608 and $946 , respectively.

Deposits

Deposits	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Deposits	Deposits Deposits consist of the following: June 30, 2015 2014 Amount Percent Amount Percent Noninterest-bearing demand deposits $ 44,719 15.0 % $ 41,149 13.2 % Interest-bearing demand deposits, weighted-average rate of 0.04% and 0.04% in fiscal 2015 and fiscal 2014, respectively 22,448 7.5 22,771 7.3 Savings deposits, weighted-average rate of 0.15% in fiscal 2015 and 0.15% in fiscal 2014 42,399 14.1 39,693 12.8 Money market accounts, weighted-average rate of 0.15% and 0.14% in fiscal 2015 and fiscal 2014, respectively 63,916 21.3 69,610 22.4 Certificates of deposit 0.00 to 3.49% 100,286 33.4 111,463 35.8 3.50 to 5.49% 26,044 8.7 26,348 8.5 Total of certificates of deposit 126,330 42.1 137,811 44.3 Total deposits $ 299,812 100.0 % $ 311,034 100.0 % Certificates of deposit in denominations of $250,000 or more totaled $16.4 million and $16.8 million at June 30, 2015 and 2014, respectively. Included in deposits at June 30, 2015 and 2014, were $8.6 million and $9.5 million , respectively, of public funds. There were no brokered deposits at June 30, 2015 or 2014. As of June 30, 2015 , certificates of deposit mature as follows: Year Ended June 30, Amount 2015 $ 40,413 2016 21,972 2017 22,074 2018 32,579 Thereafter 9,292 $ 126,330

Borrowings

Borrowings	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Borrowings	Borrowings The Bank is a member of the FHLB of Des Moines. Based on eligible collateral, consisting of loans at June 30, 2015 and 2014, the total amount available under this line of credit was $132.3 million and $98.3 million , respectively. The total balance of loans pledged at June 30, 2015 and 2014 was $228.6 million and $217.7 million , respectively. The total balance of advances outstanding was $10.0 million and $17.5 million at June 30, 2015 and 2014. The net remaining amounts available as of June 30, 2015 and 2014 were $122.3 million and $80.8 million , respectively. Borrowings generally provide for interest at the then-current published rates. FHLB advances (at weighted-average interest rates of 1.18% and 3.58% at June 30, 2015 and 2014, respectively) and lines of credit are scheduled to mature as follows: June 30, 2015 2014 One year or less $ — $ 17,500 After one year through three years 10,000 — $ 10,000 $ 17,500 Advances from FHLB are collateralized by all FHLB stock owned by the Bank, deposits with the FHLB, certain investments, and all loans as described in the Advances, Pledge, and Security Agreement with the FHLB. The maximum and average outstanding advances and lines of credit from the FHLB are as follows: June 30, 2015 2014 Highest outstanding advances at month-end for the previous 12 months $ 22,500 $ 64,900 Average outstanding $ 13,629 $ 26,015 The Bank also maintains a short-term borrowing line with the Federal Reserve with total credit based on eligible collateral. As of June 30, 2015, the Bank had a borrowing capacity of $1.0 million , of which none was outstanding. Additionally we have a $5.0 million borrowing line with Pacific Coast Bankers' Bank of which none was outstanding at June 30, 2015 and 2014.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Employee Benefit Plans	Employee Benefit Plans Employee Stock Ownership Plan On January 25, 2011, the Company established an ESOP for the benefit of substantially all employees. The ESOP borrowed $1.0 million from Anchor Bancorp and used those funds to acquire 102,000 shares of the Anchor Bancorp's common stock at the time of the initial public offering at a price of $10.00 per share. Shares purchased by the ESOP with the loan proceeds are held in a suspense account and allocated to ESOP participants on a pro rata basis as principal and interest payments are made by the ESOP to Anchor Bancorp. The loan is secured by shares purchased with the loan proceeds and will be repaid by the ESOP with funds from the Company's discretionary contributions to the ESOP and earnings on the ESOP assets. Payments of principal and interest are due annually on June 30, the Company's fiscal year end. As shares are committed to be released from collateral, the Company reports compensation expense equal to the daily average market prices of the shares and the shares become outstanding for EPS computations. The compensation expense is accrued throughout the year. Compensation expense related to the ESOP for the years ended June 30, 2015 , 2014 and 2013 was $172 , $123 and $95 respectively. Shares held by the ESOP as of the dates indicated are as follows: June 30, 2015 2014 Allocated shares 32,865 25,981 Unallocated shares 69,135 76,019 Total ESOP shares 102,000 102,000 Fair value of unallocated shares $ 1,555 $ 1,451

Supplemental Executive Retireme

Supplemental Executive Retirement Plan (SERP)	12 Months Ended
	Jun. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Supplemental Executive Retirement Plan (SERP)	Supplemental Executive Retirement Plan (SERP) On July 1, 2002, the Bank implemented a nonqualified SERP for the benefit of senior officers and directors of the Bank. The SERP entitles these individuals to receive defined benefits upon their retirement or death based on the appreciation in Bank value. The SERP value is based on the Company's stock price and the change from the last trading day of March 31, 2014 to March 31, 2015. On January 1, 2004, the SERP was amended to provide that a participant’s SERP unit shall be valued at no less than 90% , and no more than 125% , of the participant’s SERP unit as of the preceding valuation date. The value of the participant’s SERP unit is based upon the stock value of the Bank. The accrual for the deferred compensation owed under the SERP is based upon the net present value of the vested benefits expected to be paid under the SERP. The Bank recognized $99 , $12 , and $61 in compensation cost related to the SERP for the years ended June 30, 2015 , 2014, and 2013, respectively. The SERP liability totaled $1,814 and $1,715 at June 30, 2015 and 2014, respectively.

Earnings (Loss) Per Share

Earnings (Loss) Per Share	12 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings (Loss) Per Share	Earnings (Loss) Per Share Basic earnings (loss) per share is computed by dividing income or loss, as applicable, available to common stockholders by the weighted average number of common shares outstanding for the period. As ESOP shares are committed to be released they become outstanding for basic EPS calculation purposes. ESOP shares not committed to be released are not considered outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. There were no stock options or other potential common shares during the following periods. The following table presents a reconciliation of the components used to compute basic and diluted earnings (loss) per share: For the Year Ended June 30, 2015 2014 2013 Net income (loss) $ 9,827 $ 423 $ (255 ) Weighted-average common shares outstanding 2,477,423 2,466,983 2,461,033 Basic earnings (loss) per share $ 3.97 $ 0.17 $ (0.10 ) Diluted earnings (loss) per share $ 3.97 $ 0.17 $ (0.10 ) There were no antidilutive stock options or other potential common shares at or for the years ended June 30, 2015, 2014 and 2013.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Jun. 30, 2015
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions During the normal course of business, the Bank originates loans to directors, committee members, and senior management. Such loans are granted with interest rates, terms, and collateral requirements substantially the same as those for all other customers. Total deposits to directors, executive officers, and their affiliates for the years ended June 30, 2015, 2014, and 2013 were $1.9 million, $1.9 million, and $2.0 million, respectively. Total loans to directors, executive officers, and their affiliates are subject to regulatory limitations. Aggregate loans balances are as follows and were within regulatory limitations: At June 30, 2015 2014 2013 Beginning balance $ 887 $ 228 $ 254 Extensions of Credit — 668 6 Repayments 610 9 32 Ending balance $ 277 $ 887 $ 228

Regulatory Capital Requirements

Regulatory Capital Requirements	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Regulatory Capital Requirements	Regulatory Capital Requirements The Bank is subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table that follows) of total and Tier I capital to risk-weighted assets (as defined) and of Tier I capital (as defined) to average assets (as defined). Effective January 1, 2015 (with some changes transitioned into full effectiveness over two to four years), the Bank is now subject to new capital requirements which create a new required ratio for common equity Tier 1 (“CET1”) capital, increases the leverage and Tier 1 capital ratios, changes the risk-weightings of certain assets for purposes of the risk-based capital ratios, creates an additional capital conservation buffer over the required capital ratios and changes what qualifies as capital for purposes of meeting these various capital requirements. The Bank is required to maintain additional levels of Tier 1 common equity over the minimum risk-based capital levels before it may pay dividends, repurchase shares or pay discretionary bonuses. The new minimum requirements are a ratio of common equity Tier 1 capital (CET1 capital) to total risk-weighted assets the (“CET1 risk-based ratio”) of 4.5%, a Tier 1 capital ratio of 6.0%, a total capital ratio of 8.0%, and a leverage ratio of 4.0%. In addition to the capital requirements, there are a number of changes in what constitutes regulatory capital, subject to a certain transition period. These changes include the phasing-out of certain instruments as qualifying capital. The Bank does not have any of these instruments. Mortgage servicing and deferred tax assets over designated percentages of CET1 are deducted from capital, subject to a transition period ending December 31, 2017. CET1 consists of Tier 1 capital less all capital components that are not considered common equity. In addition, Tier 1 capital includes accumulated other comprehensive income, which includes all unrealized gains and losses on available for sale debt and equity securities, subject to a transition period ending December 31, 2017. Because of the Bank’s asset size, the Bank is not considered an advanced approaches banking organization and has elected to permanently opt-out of the inclusion of unrealized gains and losses on available for sale debt and equity securities in its capital calculations. The new requirements also include changes in the risk-weighting of assets to better reflect credit risk and other risk exposure. These include a 150% risk weight (up from 100%) for certain high volatility commercial real estate acquisition, development and construction loans and for non-residential mortgage loans that are 90 days past due or otherwise in nonaccrual status; a 20% (up from 0%) credit conversion factor for the unused portion of a commitment with an original maturity of one year or less that is not unconditionally cancellable; and a 250% risk weight (up from 100%) for mortgage servicing and deferred tax assets that are not deducted from capital. In addition to the minimum CET1, Tier 1 and total capital ratios, the Bank will have to maintain a capital conservation buffer consisting of additional CET1 capital equal to 2.5% of risk-weighted assets above the required minimum levels in order to avoid limitations on paying dividends, engaging in share repurchases, and paying discretionary bonuses based on percentages of eligible retained income that could be utilized for such actions. This new capital conservation buffer requirement is to be phased in beginning in January 2016 at 0.625% of risk-weighted assets and increasing each year until fully implemented in January 2019. Under the new standards, in order to be considered well-capitalized, the Bank must maintain a CET1 risk-based ratio of 6.5% (new), a Tier 1 risk-based ratio of 8% (increased from 6%), a total risk-based capital ratio of 10% (unchanged) and a leverage ratio of 5% (unchanged). As of June 30, 2015, the Bank was categorized as well-capitalized under the regulatory framework for prompt corrective action. The Bank’s capital accounts and ratios are also presented in the following table: Actual Minimum Capital Requirement Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio As of June 30, 2015 Total capital (to risk-weighted assets) $ 57,321 17.4 % $ 26,422 8.0 % $ 33,027 10.0 % Tier I capital (to risk-weighted assets) 53,600 16.2 19,816 6.0 26,422 8.0 Common equity Tier 1 capital (to risk-weighted assets) 53,600 16.2 14,862 4.5 21,468 6.5 Tier I leverage capital (to average assets) 53,600 14.3 14,963 4.0 18,703 5.0 As of June 30, 2014 Total capital (to risk-weighted assets) $ 57,344 18.0 % $ 25,460 8.0 % $ 31,826 10.0 % Tier I capital (to risk-weighted assets) 53,358 16.8 12,730 4.0 19,095 6.0 Tier I leverage capital (to average assets) 53,358 13.6 15,688 4.0 19,610 5.0 Anchor Bancorp exceeded all regulatory capital requirements with Tier 1 Leverage-Based Capital, Common Equity Tier 1 Capital, Tier 1 Risk- Based Capital and Total Risk-Based Capital ratios of 16.6% , 19.0% , 19.0% and 20.1% , respectively, as of June 30, 2015 . As of June 30, 2014, Tier 1 Leverage-Based Capital, Tier 1 Risk-Based Capital and Total Risk-Based Capital ratios were 14.0% , 17.1% and 18.3% , respectively.

Income Taxes

Income Taxes	12 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The components of current and deferred tax expense for the years ended June 30, 2015 and 2014 were as follows: Year Ended June 30, 2015 2014 Current $ — $ — Deferred 148 (50 ) Change in valuation allowance (8,469 ) 50 Total $ (8,321 ) $ — Retained earnings at June 30, 2015 and 2014, included $5.5 million in tax-basis bad debt reserves for which no income tax liability has been recorded. In the future, if this tax-basis bad debt reserve is used for purposes other than to absorb bad debts, or if legislation is enacted requiring recapture of all tax-basis bad debt reserves, the Bank will incur a federal tax liability at the then-prevailing corporate tax rate. A reconciliation of the provision for income taxes based on statutory corporate tax rates on pre-tax income and the provision shown in the accompanying consolidated statements of income at the dates indicated is summarized as follows: Amount Percent of Pre-Tax Income (loss) June 30, 2015 Income taxes computed at statutory rates $ 511 34.0 % Tax-exempt income (193 ) (12.8 ) Deferred tax asset valuation allowance (8,469 ) (562.5 ) Other, net (170 ) (11.4 ) Provision for income taxes $ (8,321 ) (552.7 )% June 30, 2014 Income taxes computed at statutory rates $ 144 34.0 % Tax-exempt income (202 ) (47.8 ) Deferred tax asset valuation allowance 50 11.9 Other, net 8 1.9 Provision for income taxes $ — — % June 30, 2013 Income taxes computed at statutory rates $ (86 ) (34.0 )% Tax-exempt income (239 ) (94.0 ) Deferred tax asset valuation allowance 303 119.0 Other, net 22 9.0 Provision for income taxes $ — — % The components of net deferred tax assets and liabilities at the dates indicated are summarized as follows: June 30, 2015 2014 Deferred tax assets Allowance for loan losses $ 3,139 $ 3,446 AMT credit carryforward 199 198 Deferred compensation - SERP 573 583 Securities impairment charge 340 340 Net operating loss carryforward 4,726 4,943 Real estate owned 198 992 Unrealized loss on securities available-for-sale 45 65 Accumulated depreciation 314 94 Total deferred tax assets 9,534 10,661 Deferred tax liabilities Deferred loan fees and costs 396 395 FHLB stock dividends 166 1,035 Mortgage servicing rights 80 125 Other common, net 25 72 Total deferred tax liabilities 667 1,627 Net deferred tax asset, before valuation allowance 8,867 9,034 Valuation allowance — 8,479 Net deferred tax asset, after valuation allowance $ 8,867 $ 555 DTAs are deferred tax consequences attributable to deductible temporary differences and carryforwards. After the DTA has been measured using the applicable enacted tax rate and provisions of the enacted tax law, it is then necessary to assess the need for a valuation allowance. A valuation allowance is needed when, based on the weight of the available evidence, it is more likely than not that some portion of the deferred tax asset will not be realized. As required by generally accepted accounting principles, available evidence is weighted heavily on cumulative losses with less weight placed on future projected profitability. Realization of the DTA is dependent on whether there will be sufficient future taxable income of the appropriate character in the period during which deductible temporary differences reverse or within the carryback and carryforward periods available under tax law. During fiscal 2015, the Company reversed its DTA valuation allowance related to the Company’s deferred tax assets as management deemed that it was no longer appropriate to carry a DTA valuation allowance as a result of changes in the factors considered by management when the Company initially established the valuation allowance. In reaching this determination, management considered, among other factors, the scheduled reversal of deferred tax assets and liabilities, taxes paid in carryback years, available tax planning strategies, the Company’s cumulative earnings during the past three years, including the Company’s recent financial performance, the improvement in the Company’s asset quality and financial condition, as well as projected earnings. As of June 30, 2015, management deemed that a deferred tax asset valuation allowance related to the Company’s DTA was not necessary as compared to a valuation allowance of $8.5 million and $8.7 million at June 30, 2014 and 2013, respectively. As of June 30, 2015, the consolidated statements of condition includes gross deferred tax assets of $8.9 million . The full deferred tax valuation allowance was reversed on December 31, 2014. As of June 30, 2015 , the Company had a federal net operating loss carryforwards totaling $13.9 million and Oregon net operating loss carryforward of $675,000 which can be used to offset future taxable income. The net operating losses begin to expire in 2031 for federal and 2024 for Oregon. The Company’s net operating loss carryforwards may be subject to limitations under Internal Revenue Code Section 382. The Company had no uncertain tax positions at June 30, 2015 , 2014, and 2013. The Company recognizes interest accrued on and penalties related to uncertain tax positions in tax expense. During the years ended June 30, 2015 , 2014, and 2013, the Company recognized no interest and penalties. The Company files income tax returns in the U.S. federal and Oregon state and local jurisdictions. With few exceptions, the Company is no longer subject to U.S. federal or state/local income tax examinations by tax authorities for years before 2009.

Parent Company Financials

Parent Company Financials	12 Months Ended
	Jun. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Parent Company Financials	Parent Company Financials Presented below are the condensed statement of financial condition, statement of income, and statement of cash flows for Anchor Bancorp. ANCHOR BANCORP STATEMENTS OF FINANCIAL CONDITION June 30, 2015 2014 ASSETS Cash $ 5,324 $ 240 ESOP loan 735 797 Investment in bank subsidiary 47,506 52,634 Prepaid and other assets 505 38 Total assets $ 54,070 $ 53,709 LIABILITIES Total liabilities $ 3 $ 34 STOCKHOLDERS’ EQUITY Common stock $ 25 $ 25 Additional paid-in-capital 23,404 23,293 Retained earnings, substantially restricted 32,084 31,914 Unearned ESOP shares (735 ) (797 ) Accumulated other comprehensive (loss), net of tax (711 ) (760 ) Total stockholders’ equity $ 54,067 $ 53,675 Total liabilities and stockholders’ equity $ 54,070 $ 53,709 ANCHOR BANCORP STATEMENTS OF INCOME For the Years Ended June 30, 2015 2014 2013 Operating income Interest income ESOP loan $ 26 $ 28 $ 30 Dividends received from subsidiary 5,350 — — Total operating income 5,376 28 30 Operating expenses Legal expense 105 127 164 Accounting expense 47 44 47 Professional fees 60 60 76 Management fees 67 68 73 General and administrative 54 77 22 Total operating expenses 333 376 382 Profit (loss) before income tax 5,043 (348 ) (352 ) Income tax benefit (478 ) — — Income (loss) before equity in undistributed income of subsidiary 5,521 (348 ) (352 ) Equity in undistributed income of subsidiary 4,306 771 97 Net income (loss) $ 9,827 $ 423 $ (255 ) ANCHOR BANCORP CONDENSED STATEMENTS OF CASH FLOWS For the Years Ended June 30, 2015 2014 2013 Cash flows from operating activities Net income (loss) $ 9,827 $ 423 $ (255 ) Adjustments to reconcile net loss to net cash from operating activities: Equity in undistributed income of subsidiary (4,306 ) (771 ) (97 ) Change in deferred tax assets, net (478 ) — — Change in other assets (46 ) (45 ) (31 ) Net cash used by operating activities 4,997 (393 ) (383 ) Cash flows from financing activities ESOP loan repayments 88 123 95 Net cash provided by investing activities 88 123 95 Net change in cash and cash equivalents 5,084 (270 ) (288 ) Cash and cash equivalents at beginning of period 240 510 798 Cash and cash equivalents at end of period $ 5,324 $ 240 $ 510

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	Commitments and Contingencies Credit-related financial instruments - The Bank is a party to credit-related financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit. Such commitments involve, to a varying degree, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheet. The Bank’s exposure to credit loss is represented by the contractual amount of these commitments. The Bank follows the same credit policies in making commitments as it does for on-balance-sheet instruments. The following financial instruments were outstanding whose contract amounts represent credit risk at June 30, 2015: Amount of Commitment Expiration - Per Period Total Amounts Committed (2) Due in One Year Commitments to originate loans (1) $ 5,024 $ 5,024 Line of credit Fixed rate (3) 1,708 399 Adjustable rate 26,961 962 Undisbursed balance of loans closed 28,669 1,361 Total balance $ 33,693 $ 6,385 (1) Interest rates on fixed rate loans range from 3.75% to 17.99% . (2) At June 30, 2015 there were $79 in reserves for unfunded commitments. (3) Includes standby letters of credit. The following financial instruments were outstanding whose contract amounts represent credit risk at June 30, 2014: Amount of Commitment Expiration - Per Period Total Amounts Committed (2) Due in One Year Commitments to originate loans (1) $ 327 $ 327 Line of credit Fixed rate (3) 5,106 434 Adjustable rate 28,599 3,744 Undisbursed balance of loans closed 33,705 4,178 Total balance $ 34,032 $ 4,505 (1) Interest rates on fixed rate loans range from 3.75% to 17.99% . (2) At June 30, 2014 there were $81 in reserves for unfunded commitments. (3) Includes standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Bank, is based on management’s credit evaluation of the borrower. Unfunded commitments under commercial lines of credit, revolving credit lines, and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit are uncollateralized and usually do not contain a specified maturity date and may not be drawn upon to the total extent that the Bank is committed. Contingent liabilities for sold loans - In the ordinary course of business, the Bank sells loans without recourse that may have to subsequently be repurchased due to defects that occurred during the origination of the loan. The defects are categorized as documentation errors, underwriting errors, early payment defaults, breach of representation or warranty, and fraud. When a loan sold to an investor without recourse fails to perform according to its contractual terms, the investor will typically review the loan file to determine whether defects in the origination process occurred. If a defect is identified, the Bank may be required to either repurchase the loan or indemnify the investor for losses sustained. If there are no such defects, the Bank has no commitment to repurchase the loan. The Bank has recorded no reserve to cover loss exposure related to these guarantees. The principal balance of loans sold without recourse as of June 30, 2015 and 2014, was $86.8 million and $102.3 million , respectively. The Bank repurchased no loans for the year ended June 30, 2015 , three loans for the year ended June 30, 2014 and no loans for the year ended June 30, 2013. The associated losses were not significant for the years ended June 30, 2014 and 2013. Operating lease commitment - The Bank leases space for branches and operations located in Hoquiam, Shelton, and Puyallup, Washington. These leases run for periods ranging from three to five years. All leases require the Bank to pay all taxes, maintenance, and utility costs, as well as maintain certain types of insurance. The annual lease commitments for the next five years are as follows: Year Ended June 30, Amount 2016 $110 2017 $117 2018 $124 2019 $84 2020 $37 Rental expense charged to operations was $133 , $121 , and $238 for the years ended June 30, 2015 , 2014, and 2013, respectively.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Assets and liabilities measured at fair value on a recurring basis - Assets and liabilities are considered to be fair valued on a recurring basis if fair value is measured regularly. The following tables show the Company's assets and liabilities at the dates indicated measured at fair value on a recurring basis: June 30, 2015 Level 1 Level 2 Level 3 Total Municipal bonds $ — $ 435 $ — $ 435 Mortgage-backed securities: FHLMC — 11,791 — 11,791 FNMA — 16,408 — 16,408 GNMA — 931 — 931 June 30, 2014 Level 1 Level 2 Level 3 Total Municipal bonds $ — $ 446 $ — $ 446 Mortgage-backed securities: FHLMC — 16,956 — 16,956 FNMA — 20,331 — 20,331 GNMA — 1,184 — 1,184 Assets and liabilities measured at fair value on a nonrecurring basis - Assets and liabilities are considered to be fair valued on a nonrecurring basis if the fair value measurement of the instrument does not necessarily result in a change in the amount recorded on the balance sheet. Generally, a nonrecurring valuation is the result of the application of other accounting pronouncements that require assets or liabilities to be assessed for impairment or recorded at the lower of cost or fair value. The following table presents the balances of assets measured at fair value on a nonrecurring basis during the year ended June 30, 2015: June 30, 2015 Level 1 Level 2 Level 3 Total Impaired loans: Mortgage loans One-to-four family $ — $ — $ 4,172 $ 4,172 Commercial — — 408 408 Land — — 212 212 Commercial business — — 868 868 Total impaired loans — — 5,660 5,660 Real estate owned: One-to-four family $ — $ — $ 188 $ 188 Commercial — — — — Land — — 418 418 Total real estate owned — — 606 606 Total $ — $ — $ 6,266 $ 6,266 The following table presents the balance of assets measured at fair value on a nonrecurring basis during the year ended June 30, 2014: June 30, 2014 Level 1 Level 2 Level 3 Total Impaired loans: Mortgage loans One-to-four family $ — $ — $ 2,488 $ 2,488 Commercial — — 1,850 1,850 Land — — 88 88 Commercial business — — 392 392 Total impaired loans — — 4,818 4,818 Real estate owned: One-to-four family $ — $ — $ 364 $ 364 Commercial — — 3,539 3,539 Land — — 40 40 Total real estate owned — — 3,943 3,943 Total $ — $ — $ 8,761 $ 8,761 The fair value of impaired loans is calculated using the collateral value method or on a discounted cash flow basis. Inputs used in the collateral value method include appraisal values, estimates of certain completion costs and closing and selling costs. Some of these inputs may not be observable in the marketplace. The fair value of real estate owned properties is measured at the lower of their carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisal of the property, resulting in Level 3 classification. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized. The following tables present quantitative information about Level 3 fair value measurements at June 30, 2015 and 2014: June 30, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Average Discount Impaired loans $ 5,660 Fair value of underlying collateral Discount applied to the obtained appraisal 0% - 100% (4%) Real estate owned $ 606 Fair value of collateral Discount applied to the obtained appraisal 0% - 100% (1%) June 30, 2014 Fair Value Valuation Technique(s) Unobservable Input(s) Average Discount Impaired loans $ 4,818 Fair value of underlying collateral Discount applied to the obtained appraisal 0% - 100% ( 4%) Real estate owned $ 3,943 Fair value of collateral Discount applied to the obtained appraisal 0% - 100% (18%) The following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company's financial instruments as of June 30, 2015 and June 30, 2014 . For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization. For financial liabilities such as demand deposits, savings, and money market, the carrying amount is a reasonable estimate of fair value due to these products having no stated maturity. June 30, 2015 Carrying Amount Fair Value Quoted Prices in Active Markets for Identical Assets or Liabilities (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Instruments-Assets Cash and cash equivalents $ 14,450 $ 14,450 $ 14,450 $ — $ — Securities available-for-sale 29,565 29,565 — 29,565 — Securities held-to-maturity 7,617 7,692 — 7,692 — FHLB stock 853 853 — 853 — Loans held for sale 505 505 — — — Loans receivable 287,165 288,424 — — 288,424 Bank owned life insurance investment, net of surrender charges 19,001 19,001 — 19,001 — Accrued interest receivable 1,069 1,069 — 1,069 — Financial Instruments-Liabilities Demand deposits, savings and money market $ 173,482 $ 173,482 $ 173,482 $ — $ — Certificates of deposit 126,330 125,942 — 125,942 — FHLB advances 10,000 9,882 — 9,882 — Advance payments by borrowers taxes and insurance 1,002 1,002 1,002 — — June 30, 2014 Carrying Amount Fair Value Quoted Prices in Active Markets for Identical Assets or Liabilities Significant Other Observable Inputs Significant Unobservable Inputs Financial Instruments-Assets Cash and cash equivalents $ 14,758 $ 14,758 $ 14,758 $ — $ — Securities available-for-sale 38,917 38,917 — 38,917 — Securities held-to-maturity 8,765 8,908 — 8,908 — FHLB stock 6,046 6,046 — 6,046 — Loans held for sale — — — — — Loans receivable 286,150 283,424 — — 283,424 Bank owned life insurance investment, net of surrender charges 19,428 19,428 — 19,428 — Accrued interest receivable 1,236 1,236 — 1,236 — Financial Instruments-Liabilities Demand deposits, savings and money market $ 173,223 $ 173,223 $ 173,223 $ — $ — Certificates of deposit 137,811 137,627 — 137,627 — FHLB advances 17,500 17,661 — 17,661 — Advance payments by borrowers taxes and insurance 891 891 891 — — The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and cash equivalents - For cash, the carrying amount is a reasonable estimate of fair value. Securities - The estimated fair values of securities are based on quoted market prices of similar securities. Loans held for sale - The fair value of loans held-for-sale is based on quoted market prices from FHLMC. FHLMC quotes are updated daily and represent prices at which loans are exchanged in high volumes and in a liquid market. Loans receivable - For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair value of fixed-rate loans is estimated using discounted cash flow analysis, utilizing interest rates that would be offered for loans with similar terms to borrowers of similar credit quality. As a result of current market conditions, cash flow estimates have been further discounted to include a credit factor. The fair value of nonperforming loans is estimated using the fair value of the underlying collateral. Bank owned life insurance investment, net of surrender charges - The carrying amount is a reasonable estimate of its fair value. FHLB stock - FHLB stock is carried at par and does not have a readily determinable fair value. Ownership of FHLB stock is restricted to the member institutions, and can only be purchased and redeemed at par. Demand deposits, savings, money market, and certificates of deposit - The fair value of the Bank's demand deposits, savings, and money market accounts is the amount payable on demand. The fair value of fixed-maturity certificates is estimated using a discounted cash flow analysis using current rates offered for deposits of similar remaining maturities. FHLB advances - The fair value of the Bank's FHLB advances was calculated using the discounted cash flow method. The discount rate was equal to the current rate offered by the FHLB for advances of similar remaining maturities. Accrued interest receivable and advance payments by borrowers for taxes and insurance - The carrying value has been determined to be a reasonable estimate of their fair value. Commitments to extend credit represent the principal categories of off-balance-sheet financial instruments - The fair values of these commitments are not material since they are for a short period of time and are subject to customary credit terms.

Organization and Summary of S26

Organization and Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Lines of business	Segment Information - The Bank’s operations include commercial banking services, such as lending activities, deposit products, and other cash management services. The performance of the Bank is reviewed by the Board of Directors and Senior Management Committee. The Senior Management Committee, which is the senior decision-making group of the Bank, is composed of three members, including the President and Chief Executive Officer, the Executive Vice President, Chief Financial Officer, and Treasurer, and the Executive Vice President and Chief Lending Officer. The Company’s activities are considered to be a single industry segment for financial reporting purposes.
Financial statement presentation and use of estimates	Financial statement presentation and use of estimates - The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America and reporting practices applicable to the banking industry. In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, as of the date of the consolidated statements of financial condition, and revenues and expenses for the period. Actual results could differ from estimated amounts. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and impaired loans, fair value of financial instruments, valuation of real estate owned, and deferred tax assets.
Principles of consolidation	Principles of consolidation - The consolidated financial statements include the accounts of Anchor Bancorp and its wholly-owned subsidiary, Anchor Bank. All material intercompany accounts have been eliminated in the consolidation.
Subsequent events	Subsequent events - The Company has evaluated events and transactions subsequent to June 30, 2015 for potential recognition or disclosure.
Cash and cash equivalents	Cash and cash equivalents - For purposes of the consolidated statements of cash flows, the Company considers all deposits and funds in interest-bearing accounts with an original term to maturity of three months or less to be cash equivalents. The Bank maintains its cash in bank deposit accounts that, at times, may exceed the federally insured limits. The Bank has not experienced any losses in such accounts and evaluates the credit quality of these banks and financial institutions to mitigate its credit risk.
Restricted assets	Restricted assets - Federal Reserve regulations require maintenance of certain minimum reserve balances on deposit with the Federal Reserve Bank of San Francisco ("FRB").
Investment securities	Investment securities - Securities are classified as held-to-maturity when the Company has the ability and positive intent to hold them to maturity. Securities held-to-maturity are carried at cost, adjusted for amortization of premiums and accretion of discounts to maturity. Securities bought and held principally for the purpose of sale in the near term are classified as trading securities and are carried at fair value. There were no trading securities at June 30, 2015 and 2014. Securities not classified as trading or held-to-maturity are classified as available-for-sale. Unrealized holding gains and losses on securities available-for-sale are excluded from earnings and are reported net of tax as a separate component of equity until realized. These unrealized holding gains and losses, net of tax, are also included as a component of comprehensive income. Realized gains and losses are recorded on the trade date and are determined using the specific identification method. Amortization of premiums and accretion of discounts are recognized into interest income using the effective interest method over the period to maturity. The Company evaluates securities for other-than-temporary impairment on a periodic basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, and whether the Bank has the intent and ability to hold these securities or if it is likely that it will be required to sell the securities before their anticipated recovery. In analyzing an issuer’s financial condition, the Bank may consider whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. If the Bank does not intend to sell the security and it is not likely it will be required to sell the security prior to recovery of its cost basis, the credit loss component of impairment is recognized in earnings and impairment associated with non-credit factors, such as market liquidity, is recognized in other comprehensive income, net of tax. A credit loss is the difference between the cost basis of the security and the present value of cash flows expected to be collected, discounted at the security's effective interest rate at the date of acquisition. The cost basis of an other-than-temporarily impaired security is written down by the amount of impairment recognized in earnings. The new cost basis is not adjusted for subsequent recoveries in fair value. However, the difference between the new amortized cost basis and the cash flows expected to be collected is accreted as interest income. The total other-than-temporary impairment is presented in the consolidated statements of income with a reduction for the amount of other-than-temporary impairment that is recognized in other comprehensive income, if any.
Federal Home Loan Bank stock	Federal Home Loan Bank stock - The Bank’s investment in FHLB stock is carried at cost, which approximates fair value. As a member of the FHLB system, the Bank is required to maintain a minimum level of investment in FHLB stock based on specific percentages of its outstanding mortgages, total assets, or FHLB advances. At June 30, 2015 and 2014, the Bank’s minimum investment requirement was $853 and $916 , respectively. The Bank was in compliance with the FHLB minimum investment requirement at June 30, 2015 and 2014. Management evaluates FHLB stock for impairment as needed. Management’s determination of whether these investments are impaired is based on its assessment of the ultimate recoverability of cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of cost is influenced by criteria such as (1) the significance of any decline in net assets of the FHLB as compared with the capital stock amount for the FHLB and the length of time this situation has persisted; (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB; (3) the impact of legislative and regulatory changes on institutions and, accordingly, the customer base of the FHLB; and (4) the liquidity position of the FHLB. Based on its evaluation, management determined that there was no impairment of FHLB stock at June 30 2015 and 2014, respectively.
Securitizations	Securitizations - The Bank historically has securitized and services interests in residential home loans. The Bank has securitized these loans through the Federal Home Loan Mortgage Corporation ("FHLMC"). Of the total serviced loan portfolio of $81.1 million and $96.5 million at June 30, 2015 and 2014, $24.7 million and $30.4 million , respectively, represent securitized loans. The loans have been sold without recourse, servicing retained. All principal, interest, late fees, and escrow payments are collected and remitted to the investor daily.
Loans	Loans - Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of unamortized nonrefundable loan fees and related direct loan origination costs. Deferred net fees and costs are recognized in interest income over the loan term using a method that generally produces a level yield on the unpaid loan balance. Interest is accrued primarily on a simple interest basis. Nonaccrual loans are those for which management has discontinued accrual of interest because there exists significant uncertainty as to the full and timely collection of either principal or interest or because such loans have become contractually past due 90 days with respect to principal or interest. When a loan is placed on nonaccrual, all previously accrued but uncollected interest is reversed against current-period interest income. All subsequent payments received are first applied to unpaid principal and then to unpaid interest. Interest income is accrued at such time as the loan is brought fully current as to both principal and interest, and, in management’s judgment, such loans are considered to be fully collectible. Loans are considered impaired when the Bank has determined that it may be unable to collect payments of principal or interest when due under the terms of the loan. In the process of identifying loans as impaired, management takes into consideration factors which include payment history and status, collateral value, financial condition of the borrower, and the probability of collecting scheduled payments in the future. Minor payment delays and insignificant payment shortfalls typically do not result in a loan being classified as impaired. The significance of payment delays and shortfalls is considered by management on a case by case basis, after taking into consideration the totality of circumstances surrounding the loans and the borrowers, including payment history and amounts of any payment shortfall, length and reason for delay, and likelihood of return to stable performance. Impairment is measured on a loan by loan basis for all loans in the portfolio except for the smaller groups of homogeneous consumer loans in the portfolio
Restructured loans	Troubled debt restructured loans - A loan is classified as a troubled debt restructuring when a borrower is experiencing financial difficulties that lead to a restructuring of the loan, and the Bank grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include interest rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. Generally, a nonaccrual loan that is restructured remains on nonaccrual status for a period of six months to demonstrate that the borrower can meet the restructured terms. If the borrower's performance under the new terms is not reasonably assured, the loan remains classified as a nonaccrual loan. Troubled Debt Restructure . At June 30, 2015 and June 30, 2014, troubled debt restructured loans (“TDRs”), included in impaired loans above, totaled $9.8 million and $11.3 million , respectively and $681,000 with $1.4 million currently in nonaccrual, respectively. Restructured loans are an option that the Bank uses to minimize risk of loss and are a concession granted to a borrower experiencing financial difficulties that it would not otherwise consider. The modifications have included items such as lowering the interest rate on the loan for a period of time and extending the maturity date of the loan. These modifications are made only when there is a reasonable and attainable workout plan that has been agreed to by the borrower and is in the Bank's best interest. The Bank has utilized a combination of rate and term modifications for its TDRs.
Allowance for loan losses	Allowance for loan losses - Key elements of the allowance for loan loss methodology include the specific loan loss reserve, the general loan loss reserve, and the unallocated reserve, individually described below. The specific loan loss reserve is established for individually impaired loans when the discounted cash flow or collateral value of the impaired loan is lower than the carrying value of that loan. Restructured loans are accounted for as impaired loans. The general loan loss reserve is calculated by applying a specific loss percentage factor to the various groups of loans by loan type, based upon historic loss experience, and adjusted based upon the risk grade attached to any loan or group of loans. This portion of the allowance may be further adjusted for qualitative and environmental conditions such as changes in lending policies and procedures; experience and ability of lending staff; concentrations of credit; national, regional, and local economic conditions; and other factors including levels and trends of delinquency. The unallocated reserve recognizes the estimation risk associated with the mathematical calculations applied in both specific and general portions of the allowance for loan loss, together with the assumption risk relative to management’s assessment of the variables included in the qualitative and environmental factors. The Bank maintains an allowance for loan losses to absorb losses inherent in the loan portfolio. The allowance is based on ongoing quarterly assessments of the probable estimated losses inherent in the loan portfolio. The allowance is increased by the provision for loan losses, which is charged against current-period operating results and decreased by the amount of charge-offs, net of recoveries. Various regulatory agencies, as part of their examination process, periodically review the Bank’s allowance for loan losses. Such agencies may require management to make adjustments to the allowance using judgments available to them at the time of their examination.
Loans held-for-sale	Loans held-for-sale - Loans originated as held-for-sale are carried at the lower of cost or market value on an aggregate basis. Net unrealized losses, if any, are recognized through a valuation allowance by a charge to income. Nonrefundable fees and direct loan origination costs related to loans held-for-sale are deferred and recognized when the loans are sold.
Real estate owned	Real estate owned - Real estate owned (REO) and other repossessed items consist of properties or assets acquired through or in lieu of foreclosure in full satisfaction of a loan receivable, and are recorded initially at fair value of the REO properties less estimated costs of disposal with any initial losses charged to the allowance for loan losses. Costs relating to development and improvement of the properties or assets are capitalized, while costs relating to holding the properties or assets are expensed. Valuations are periodically performed by management, and a charge to earnings is recorded if the recorded value of a property exceeds its estimated fair value. Gains or losses at the time the property is sold are charged or credited to noninterest expense in the period in which they are realized. The amounts the Bank will ultimately recover from REO may differ substantially from the carrying value of the assets because of future market factors beyond the control of the Bank or because of changes in the Bank’s strategy for recovering its investments.
Life insurance investment	Life insurance investment - The Bank is the sole beneficiary of life insurance policies that are recorded at their cash surrender value, net of any surrender charges, and cover certain key executives of the Bank.
Transfers of financial assets	Transfers of financial assets - Transfers of financial asset, a group of financial assets, or a participating interest in a financial asset are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Bank, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Bank does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Mortgage servicing rights	Mortgage servicing rights - Mortgage servicing rights are recorded as separate assets at fair value when mortgage loans are originated and subsequently sold or securitized (and held as available-for-sale securities) with servicing rights retained. Periodically, the Bank estimates the fair value of its mortgage servicing rights based upon observed market prices. Mortgage servicing rights are amortized in proportion to, and over, the estimated period that net servicing income will be collected. The carrying value of mortgage servicing rights is periodically evaluated in relation to estimated future cash flows to be received, and such carrying value is adjusted for indicated impairments based on management’s best estimate of the remaining cash flows. The Bank has stratified its mortgage servicing rights based on whether the loan was sold or securitized and the interest rate of the underlying loans. The Bank uses the direct write-down method for mortgage servicing rights where the serviced loan has been paid off.
Property, premises, and equipment	Property, premises, and equipment - Property, premises, and equipment are stated at cost less accumulated depreciation. The depreciation charged is computed on the straight-line method over estimated useful lives as follows: Buildings 40 years Furniture and equipment 5-10 years Improvements 10 years Computer equipment 3 years
Income taxes	Income taxes- The provision for income taxes includes current and deferred income tax expense on net income adjusted for permanent and temporary differences such as interest income on state and municipal securities and BOLI. Deferred tax assets and liabilities are recognized for the expected future tax consequences of existing temporary differences between the financial reporting and tax reporting basis of assets and liabilities using enacted tax laws and rates. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. On a quarterly basis, management evaluates deferred tax assets to determine if these tax benefits are expected to be realized in future periods. This determination is based on facts and circumstances, including the Company's current and future tax outlook. To the extent a deferred tax asset is no longer considered “more likely than not” to be realized, a valuation allowance is established.
Marketing costs	Marketing costs - The Company expenses marketing costs as they are incurred.
Financial instruments	Financial instruments - In the ordinary course of business, the Company has entered into off-balance-sheet financial instruments consisting of commitments to extend credit, commercial letters of credit, and standby letters of credit. Such financial instruments are recorded in the financial statements when they are funded or related fees are incurred or received.
Contingencies	Contingencies - The Company is a defendant in various legal proceedings arising in connection with its business. It is the opinion of management that the financial position and the results of operations of the Company will not be materially adversely affected by the final outcome of the legal proceedings and that adequate provision has been made in the accompanying consolidated financial statements. At periodic intervals, the Washington State Department of Financial Institutions, Division of Banks ("DFI") and the Federal Deposit Insurance Corportaion ("FDIC") routinely examine the Bank’s financial statements as part of their legally prescribed oversight of the banking industry. Based on these examinations, the regulators can direct that the Bank’s financial statements be adjusted in accordance with their findings.
Employee Stock Ownership Plan (ESOP)	Employee Stock Ownership Plan (ESOP) - The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders’ equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest. Shares purchased by the ESOP with the loan proceeds are held in a suspense account and allocated to ESOP participants on a pro rata basis as principal and interest payments are made by the ESOP to Anchor Bancorp. The loan is secured by shares purchased with the loan proceeds and will be repaid by the ESOP with funds from the Company's discretionary contributions to the ESOP and earnings on the ESOP assets. Payments of principal and interest are due annually on June 30, the Company's fiscal year end. As shares are committed to be released from collateral, the Company reports compensation expense equal to the daily average market prices of the shares and the shares become outstanding for EPS computations. The compensation expense is accrued throughout the year.
Earnings (Loss) Per Share (EPS)	Earnings (Loss) Per Share (EPS) - Basic EPS is computed by dividing net income or (loss) by the weighted-average number of common shares outstanding during the period. As ESOP shares are committed to be released they become outstanding for EPS calculation purposes. ESOP shares not committed to be released are not considered outstanding. The basic EPS calculation excludes the dilutive effect of all common stock equivalents. Diluted earnings (loss) per share reflects the weighted-average potential dilution that could occur if all potentially dilutive securities or other commitments to issue common stock were exercised or converted into common stock using the treasury stock method. Basic earnings (loss) per share is computed by dividing income or loss, as applicable, available to common stockholders by the weighted average number of common shares outstanding for the period. As ESOP shares are committed to be released they become outstanding for basic EPS calculation purposes. ESOP shares not committed to be released are not considered outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company.
Comprehensive income	Comprehensive income (loss) - Accounting principles generally require that recognized revenue, expenses, gains, and losses be included in net income (loss). Certain changes in assets and liabilities, such as unrealized gains and losses on available-for-sale investments, are reported as a separate component of stockholders' equity.
Fair value	Fair value - Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The Company determines the fair values of its financial instruments based on the fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair values. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Bank’s estimates for market assumptions. Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions that market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from an independent source. Unobservable inputs are assumptions based on the Company’s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy: • Level 1 - Quoted prices for identical instrument in active markets. • Level 2 - Quoted prices for similar instruments in active markets; quoted prices for identical or similar instruments in markets that are not active; and model-driven valuations whose inputs are observable. • Level 3 - Instruments whose significant value drivers are unobservable. Assets and liabilities measured at fair value on a recurring basis - Assets and liabilities are considered to be fair valued on a recurring basis if fair value is measured regularly.
Recently issued accounting pronouncements	Recently issued accounting pronouncements - In August 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update ("ASU") No. 2014-14, Receivable-Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure. The objective of this ASU is to reduce variations in practice related to the classification of foreclosed loans that are either fully or partially guaranteed under government programs. Upon foreclosure of fully or partially guaranteed loans which are guaranteed under government programs the creditor will be required to reclassify the previously existing mortgage loan to a separate other receivable from the guarantor, measured at the amount of the guarantee that it expects to collect. The effective date will be for fiscal years, and interim periods within those years, beginning after December 15, 2014 for public organizations. The adoption of ASU 2014-14 is not expected to have a material impact on the Company's consolidated financial statements. In January 2015, FASB issued ASU No. 2015-01, Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items, which eliminates from U.S. GAAP the concept of an extraordinary item. The Board released the new guidance as part of its simplification initiative, which, as explained in the ASU, is intended to “identify, evaluate and improve areas of U.S. GAAP for which cost and complexity can be reduced while maintaining or improving the usefulness of the information provided to the users of financial statements. To be considered an extraordinary item under existing U.S. GAAP, an event or transaction must be unusual in nature and must occur infrequently. As a result, an entity will no longer (1) segregate an extraordinary item from the results of ordinary operations; (2) separately present an extraordinary item on its income statement, net of tax, after income from continuing operations; and (3) disclose income taxes and earnings-per-share data applicable to an extraordinary item. However, the ASU does not affect the reporting and disclosure requirements for an event that is unusual in nature or that occurs infrequently. For all entities, the ASU is effective for annual periods beginning after December 15, 2015, and interim periods within those annual periods. Entities may apply the guidance prospectively or retrospectively to all prior periods presented in the financial statements. If an entity chooses to apply the guidance prospectively, it must disclose whether amounts included in income from continuing operations after adoption of the ASU are related to events and transactions previously recognized and classified as extraordinary items before the date of adoption. Early adoption is permitted if the guidance is applied as of the beginning of the annual period of adoption. The adoption of ASU 2015-01 is not expected to have a material impact on the Company’s financial statements. In February 2015, FASB issued ASU No. 2015-02, C onsolidation (Topic 810): Amendments to the Consolidation Analysis , which is intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). The ASU focuses on the consolidation evaluation for reporting organizations (public and private companies and not-for-profit organizations) that are required to evaluate whether they should consolidate certain legal entities. In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification™ and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest. A reporting organization may no longer have to consolidate a legal entity in certain circumstances based solely on its fee arrangement, when certain criteria are met, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity (VIE), changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs. The ASU will be effective for periods beginning after December 15, 2015, for public companies. For private companies and not-for-profit organizations, the ASU will be effective for annual periods beginning after December 15, 2016; and for interim periods, beginning after December 15, 2017. Early adoption is permitted, including adoption in an interim period. The adoption of ASU 2015-02 is not expected to have a material impact on the Company’s financial statements. In April 2015, FASB issued ASU No. 2015-03, Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Cost, which requires debt issuance costs related to a recognized debt liability to be presented in the balance sheet as a direct deduction from the debt liability rather than as an asset. For public business entities, the guidance in the ASU is effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2015. For entities other than public business entities, the guidance is effective for fiscal years beginning after December 15, 2015, and interim periods beginning after December 15, 2016. Early adoption is allowed for all entities for financial statements that have not been previously issued. Entities would apply the new guidance retrospectively to all prior periods. The adoption of ASU 2015-03 is not expected to have a material impact on the Company's financial statements. In April 2015, FASB issued ASU No. 2015-05, Customer's Accounting for Fees Paid in a Cloud Computing Arrangement . The amendments in this ASU provide guidance to customers in cloud computing arrangements about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments are effective for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. This ASU is not expected to have a material effect on the Company's consolidated financial statements. In June 2015, FASB issued ASU No. 2015-10, Technical Corrections and Improvements . On November 10, 2010 FASB added a standing project that will facilitate the FASB Accounting Standards Codification (‘Codification”) updates for technical corrections, clarifications, and improvements. These amendments are referred to as Technical Corrections and Improvements . Maintenance updates include non-substantive corrections to the Codification, such as editorial corrections, various link-related changes, and changes to source fragment information. This update contains amendments that will affect a wide variety of Topics in the Codification. The amendments in this ASU will apply to all reporting entities within the scope of the affected accounting guidance and generally fall into one of four categories: amendments related to differences between original guidance and the Codification, guidance clarification and reference corrections, simplification, and minor improvements. In summary, the amendments in this ASU represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice. Transition guidance varies based on the amendments in this ASU. The amendments in this ASU that require transition guidance are effective for fiscal years and interim reporting periods after December 15, 2015. Early adoption is permitted including adoption in an interim period. All other amendments are effective upon the issuance of this ASU. ASU 2015-10 did not have a material impact on the Company's consolidated financial statements.
Credit Quality Indicators	Credit Quality Indicators . The Bank utilizes a ten-point risk rating system and assign a risk rating for all credit exposures. The risk rating system is designed to define the basic characteristics and identify risk elements of each credit extension. Credits risk rated 1 through 7 are considered to be “pass” credits. Pass credits can be assets where there is virtually no credit risk, such as cash secured loans with funds on deposit with the Bank. Pass credits also include credits that are on our Watch and Special Mention lists, where the borrower exhibits potential weaknesses, which may, if not checked or corrected, negatively affect the borrower's financial capacity and threaten their ability to fulfill debt obligations in the future. A seasoned loan with a Debt Service Coverage Ratio ("DSCR") of greater than 1.00 is the minimum acceptable level for a "Pass Credit". Particular attention is paid to the coverage trend analysis as any loan with a declining DSCR trend may warrant a higher risk grade even if the current coverage is at or above the 1.00 threshold. Credits classified as Watch are risk rated 6 and possess weaknesses that deserve management's close attention. These assets do not expose the Bank to sufficient risk to warrant adverse classification in the substandard, doubtful or loss categories. The Bank uses this rating when a material documentation deficiency exists but correction is anticipated within an acceptable time frame. A loan classified as Watch may have the following characteristics: • Acceptable asset quality, but requiring increased monitoring. Strained liquidity and less than anticipated performance. The loan may be fully leveraged. • Apparent management weakness, perhaps demonstrated by an irregular flow of adequate and/or timely performance information required to support the credit. • The borrower has a plausible plan to correct problem(s) in the near future that is devoid of material uncertainties. • Lacks reserve capacity, so the risk rating will improve or decline in relatively short time (results of corrective actions should be apparent within six months or less). Credits classified as Special Mention are risk rated 7. These credits have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset. Special Mention assets are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. A loan classified as Special Mention may have the following characteristics: • Performance is poor or significantly less than expected. A debt service deficiency either exists or cannot be ruled out. • Generally an undesirable business credit. Assets in this category are protected, but are potentially weak. These assets constitute an undue and unwarranted credit risk, but not to the point of justifying a classification of Substandard. Special mention assets have potential weaknesses which may, if not checked or corrected, weaken the asset or inadequately protect the Bank's credit position at some future date. • Assets which might be detailed in this category include credits that the lending officer may be unable to supervise properly because of lack of expertise, an inadequate loan agreement, the condition of and control over collateral, failure to obtain proper documentation, or any other deviations from prudent lending practices. • An adverse trend in the borrower's operations or an imbalanced position in the balance sheet which does not jeopardize liquidation may best be handled by this classification. • A Special Mention classification should not be used as a compromise between a pass and substandard rating. Assets in which actual, not potential, weaknesses are evident and significant, and should be considered for more serious criticism. A loan classified as Substandard is risk rated 8. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. An asset is considered Substandard if it is inadequately protected by the current net worth and payment capacity of the borrower or of any collateral pledged. A loan classified as Substandard may have the following characteristics: • Unacceptable business credit. The asset is inadequately protected by the current sound worth and paying capacity of the borrower or of the collateral pledged, if any. Assets so classified must have a well defined weakness or weaknesses that jeopardize the liquidation of the debt. • Though no loss is envisioned, the outlook is sufficiently uncertain to preclude ruling out the possibility. Some liquidation of assets will likely be necessary as a corrective measure. • Assets in this category may demonstrate performance problems such as debt servicing deficiencies with no immediate relief, including having a DSCR of less than 1.00 . Borrowers have an inability to adjust to prolonged and unfavorable industry or economic trends. Management's character and/or effectiveness have become suspect. A loan classified as Doubtful is risk rated 9 and has all the inherent weaknesses as those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values highly questionable is improbable. A loan classified as Doubtful is risk rated 9 and has the following characteristics: • The possibility of loss is extremely high, but because of certain important and reasonable specific pending factors which may work to the advantage and strengthening of the asset, its classification as an estimated loss is deferred until its more exact status may be determined. • Pending factors include proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral and refinancing plans. A loan risk rated 10 is a loan for which a total loss is expected. A loan classified as a Loss has the following characteristics: • An uncollectible asset or one of such little value that it does not warrant classification as an active, earning asset. Such an asset may, however, have recovery or salvageable value, but not to the point of deferring full write off, even though some recovery may occur in the future. • The Bank will charge off such assets as a loss during the accounting period in which they were identified. • Loan to be eliminated from the active loan reporting system via charge off.
Fair Value Methods and Assumptions Policy	The following methods and assumptions were used to estimate the fair value of each class of financial instrument: Cash and cash equivalents - For cash, the carrying amount is a reasonable estimate of fair value. Securities - The estimated fair values of securities are based on quoted market prices of similar securities. Loans held for sale - The fair value of loans held-for-sale is based on quoted market prices from FHLMC. FHLMC quotes are updated daily and represent prices at which loans are exchanged in high volumes and in a liquid market. Loans receivable - For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. The fair value of fixed-rate loans is estimated using discounted cash flow analysis, utilizing interest rates that would be offered for loans with similar terms to borrowers of similar credit quality. As a result of current market conditions, cash flow estimates have been further discounted to include a credit factor. The fair value of nonperforming loans is estimated using the fair value of the underlying collateral. Bank owned life insurance investment, net of surrender charges - The carrying amount is a reasonable estimate of its fair value. FHLB stock - FHLB stock is carried at par and does not have a readily determinable fair value. Ownership of FHLB stock is restricted to the member institutions, and can only be purchased and redeemed at par. Demand deposits, savings, money market, and certificates of deposit - The fair value of the Bank's demand deposits, savings, and money market accounts is the amount payable on demand. The fair value of fixed-maturity certificates is estimated using a discounted cash flow analysis using current rates offered for deposits of similar remaining maturities. FHLB advances - The fair value of the Bank's FHLB advances was calculated using the discounted cash flow method. The discount rate was equal to the current rate offered by the FHLB for advances of similar remaining maturities. Accrued interest receivable and advance payments by borrowers for taxes and insurance - The carrying value has been determined to be a reasonable estimate of their fair value. Commitments to extend credit represent the principal categories of off-balance-sheet financial instruments - The fair values of these commitments are not material since they are for a short period of time and are subject to customary credit terms.

Organization and Summary of S27

Organization and Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Property, premises, and equipment estimated useful lives	The depreciation charged is computed on the straight-line method over estimated useful lives as follows: Buildings 40 years Furniture and equipment 5-10 years Improvements 10 years Computer equipment 3 years Property, premises, and equipment owned by the Bank are summarized as follows: June 30, 2015 2014 Land $ 2,247 $ 2,323 Building and improvements 15,883 16,691 Furniture and fixtures 4,778 5,710 Automobiles 334 289 Software 593 1,056 Leasehold improvements 17 21 23,852 26,090 Less accumulated depreciation and amortization (13,482 ) (14,777 ) Property, premises, and equipment, net of depreciation and amortization $ 10,370 $ 11,313

Securities (Tables)

Securities (Tables)	12 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Schedule of Investment Securities by Amortized Cost and Estimated Fair Market Value	The amortized cost and estimated fair market values of investment securities were as follows: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2015 Securities available-for-sale Municipal bonds $ 434 $ 1 $ — $ 435 Mortgage-backed securities: FHLMC (1) 11,780 134 (123 ) 11,791 FNMA (2) 16,534 70 (196 ) 16,408 GNMA (3) 948 — (17 ) 931 $ 29,696 $ 205 $ (336 ) $ 29,565 Securities held-to-maturity Municipal bonds $ 119 $ — $ — $ 119 Mortgage-backed securities: FHLMC 3,367 95 (56 ) 3,406 FNMA 1,858 124 (22 ) 1,960 GNMA 2,273 — (66 ) 2,207 $ 7,617 $ 219 $ (144 ) $ 7,692 (1) Federal Home Loan Mortgage Corporation (Freddie Mac) (2) Federal National Mortgage Association (Fannie Mae) (3) Government National Mortgage Association (Ginnie Mae) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2014 Securities available-for-sale Municipal bonds $ 443 $ 3 $ — $ 446 Mortgage-backed securities: FHLMC 16,901 242 (187 ) 16,956 FNMA 20,567 90 (326 ) 20,331 GNMA 1,196 — (12 ) 1,184 $ 39,107 $ 335 $ (525 ) $ 38,917 Securities held-to-maturity Municipal bonds $ 127 $ — $ — $ 127 Mortgage-backed securities: FHLMC 3,958 122 (63 ) 4,017 FNMA 2,268 155 (29 ) 2,394 GNMA 2,412 — (42 ) 2,370 $ 8,765 $ 277 $ (134 ) $ 8,908
Schedule of Temporary Impairment Losses, Investments	The fair value of temporarily impaired securities, the amount of unrealized losses, and the length of time these unrealized losses existed as of June 30, 2015 and 2014 were as follows: Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2015 Securities available-for-sale Mortgage-backed securities: FHLMC $ 747 $ (1 ) $ 5,404 $ (122 ) $ 6,151 $ (123 ) FNMA 3,105 (45 ) 6,898 (151 ) 10,003 (196 ) GNMA — — 931 (17 ) 931 (17 ) $ 3,852 $ (46 ) $ 13,233 $ (290 ) $ 17,085 $ (336 ) Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2015 Securities held-to-maturity Mortgage-backed securities: FHLMC $ — $ — $ 2,299 $ (56 ) $ 2,299 $ (56 ) FNMA — — 772 (22 ) 772 (22 ) GNMA — — 2,207 (66 ) 2,207 (66 ) $ — $ — $ 5,278 $ (144 ) $ 5,278 $ (144 ) Less Than 12 Months 12 Months or Longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses June 30, 2014 Securities available-for-sale Mortgage-backed securities: FHLMC $ — $ — $ 9,072 $ (187 ) $ 9,072 $ (187 ) FNMA — — 15,799 (326 ) 15,799 (326 ) GNMA — — 1,184 (12 ) 1,184 (12 ) $ — $ — $ 26,055 $ (525 ) $ 26,055 $ (525 ) Less Than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized June 30, 2014 Securities held-to-maturity Mortgage-backed securities: FHLMC $ — $ — $ 2,642 $ (63 ) $ 2,642 $ (63 ) FNMA — — 862 (29 ) 862 (29 ) GNMA — — 2,370 (42 ) 2,370 (42 ) $ — $ — $ 5,874 $ (134 ) $ 5,874 $ (134 )
Schedule of Contractual Maturities of Securities	Contractual maturities of securities at June 30, 2015 are listed below. Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay the obligations; therefore, these securities are classified separately with no specific maturity date. Amortized Cost Fair Value June 30, 2015 Securities available-for-sale Municipal bonds: Due within one year $ 250 $ 251 Due after one to five years — — Due five years to ten years — — Due after ten years 184 184 Mortgage-backed securities: FHLMC 11,780 11,791 FNMA 16,534 16,408 GNMA 948 931 $ 29,696 $ 29,565 Securities held-to-maturity Municipal bonds: Due after ten years $ 119 $ 119 Mortgage-backed securities: FHLMC 3,367 3,406 FNMA 1,858 1,960 GNMA 2,273 2,207 $ 7,617 $ 7,692
Schedule of Sales of Securities and Maturities	Sales, maturities, and calls of securities for the years presented are summarized as follows: Year Ended June 30, 2015 2014 2013 Proceeds from sales $ 2,355 $ — $ 995 Proceeds from maturities and calls — 995 170 Gross realized gains 65 — 70 Gross realized loss (18 ) — —
Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]	Pledged securities at the dates indicated are summarized as follows: June 30, 2015 June 30, 2014 Pledged to secure: Book Value Fair Value Book Value Fair Value Certain public deposits $ 12,184 $ 12,189 $ 10,081 $ 10,154 FHLB borrowings 1,727 1,788 2,223 2,301 Federal Reserve borrowing line 1,001 990 1,127 1,120

Loans Receivable, Net (Tables)

Loans Receivable, Net (Tables)	12 Months Ended
	Jun. 30, 2015
Loans Receivable, Net [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans receivable consisted of the following at the dates indicated: June 30, 2015 2014 Real estate: One-to-four family $ 57,944 $ 63,009 Multi-family 43,249 47,507 Commercial 128,306 107,828 Construction 11,731 19,690 Land 4,069 4,126 Total real estate 245,299 242,160 Consumer: Home equity 17,604 20,894 Credit cards 3,289 3,548 Automobile 686 1,073 Other consumer 2,347 2,838 Total consumer 23,926 28,353 Commercial business 18,987 16,737 Total loans 288,212 287,250 Less: Deferred loan fees 1,047 1,100 Allowance for loan losses 3,721 4,624 Loans receivable, net $ 283,444 $ 281,526
Schedule of Allowance for Loan Losses	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2015 : One-to-four family Multi- family Commercial real estate Construction Land Consumer(1) Commercial business Unallocated Total Allowance for loan losses: Ending balance $ 1,113 $ 95 $ 262 $ 247 $ 75 $ 445 $ 1,405 $ 79 $ 3,721 Ending balance: individually evaluated for impairment 500 — — — 3 26 211 740 Ending balance: collectively evaluated for impairment $ 613 $ 95 $ 262 $ 247 $ 72 $ 419 $ 1,194 $ 79 $ 2,981 Loans receivable: Ending balance $ 57,944 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 23,926 $ 18,987 $ — $ 288,212 Ending balance: individually evaluated for impairment 9,273 — — — 639 307 932 — 11,151 Ending balance: collectively evaluated for impairment $ 48,671 $ 43,249 $ 128,306 $ 11,731 $ 3,430 $ 23,619 $ 18,055 $ — $ 277,061 (1) Consumer loans include home equity, credit cards, auto and other consumer loans. The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2014 : One-to-four family Multi- family Commercial real estate Construction Land Consumer (1) Commercial business Unallocated Total Allowance for loan losses: Ending balance $ 1,550 $ 229 $ 682 $ 190 $ 74 $ 587 $ 1,231 $ 81 $ 4,624 Ending balance: individually evaluated for impairment 780 158 340 — 28 43 90 — 1,439 Ending balance: collectively evaluated for impairment $ 770 $ 71 $ 342 $ 190 $ 46 $ 544 $ 1,141 $ 81 $ 3,185 Loans receivable: Ending balance $ 63,009 $ 47,507 $ 107,828 $ 19,690 $ 4,126 $ 28,353 $ 16,737 $ — $ 287,250 Ending balance: individually evaluated for impairment 10,688 158 2,069 — 815 368 457 — 14,555 Ending balance: collectively evaluated for impairment $ 52,321 $ 47,349 $ 105,759 $ 19,690 $ 3,311 $ 27,985 $ 16,280 $ — $ 272,695 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. A summary of activity in the allowance for loan losses follows: June 30, 2015 2014 2013 Beginning balance $ 4,624 $ 5,147 $ 7,057 Provision for losses — — 750 Charge-offs (1,497 ) (2,434 ) (3,283 ) Recoveries 594 1,911 623 Ending balance $ 3,721 $ 4,624 $ 5,147 The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2015 : One-to- four family Multi- family Commercial real estate Construction Land Consumer (1) Commercial business Unallocated Total Allowance for loan losses : Beginning balance $ 1,550 $ 229 $ 682 $ 190 $ 74 $ 587 $ 1,231 $ 81 $ 4,624 Provision (benefit) for loan losses (5 ) 25 (80 ) (197 ) 1 94 164 (2 ) — Charge-offs (561 ) (159 ) (340 ) — — (351 ) (86 ) — (1,497 ) Recoveries 129 — — 254 — 115 96 — 594 Ending balance $ 1,113 $ 95 $ 262 $ 247 $ 75 $ 445 $ 1,405 $ 79 $ 3,721 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. The only consumer loans with impairment are home equity loans. The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2014 : One-to- four family Multi- family Commercial real estate Construction Land Consumer (1) Commercial business Unallocated Total Allowance for loan losses : Beginning balance $ 1,393 $ 156 $ 671 $ 356 $ 531 $ 817 $ 1,172 $ 51 $ 5,147 Provision (benefit) for loan losses 665 73 (558 ) (540 ) (457 ) 508 279 30 — Charge-offs (897 ) — (403 ) — — (876 ) (258 ) — (2,434 ) Recoveries 389 — 972 374 — 138 38 — 1,911 Ending balance $ 1,550 $ 229 $ 682 $ 190 $ 74 $ 587 $ 1,231 $ 81 $ 4,624 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. The only consumer loans with impairment are home equity loans. The following table presents the activity in the allowance for loan losses by portfolio segment for the year ended June 30, 2013: One-to- four family Multi- Commercial Construction Land Consumer Commercial Unallocated Total Allowance for loan losses: Beginning balance $ 1,659 $ 238 $ 578 $ 148 $ 368 $ 1,508 $ 2,558 $ — $ 7,057 Provision (benefit) for loan losses 7 (82 ) (108 ) 270 163 341 108 51 750 Charge-offs (416 ) — — (105 ) — (1,231 ) (1,531 ) — (3,283 ) Recoveries 143 — 201 43 — 199 37 — 623 Ending balance $ 1,393 $ 156 $ 671 $ 356 $ 531 $ 817 $ 1,172 $ 51 $ 5,147 (1) Consumer loans include home equity, credit cards, auto, and other consumer loans. The only consumer loans with impairment are home equity loans.
Schedule of Loans Individually Evaluated for Impairment	The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2015 : Recorded Investments Unpaid Principal Balance Related Allowance With no allowance recorded One-to-four family $ 1,557 $ 1,860 $ — Land 231 245 — Home equity 64 65 — Other consumer 31 32 — Commercial business 64 126 — With an allowance recorded One-to-four family 7,716 7,743 500 Land 408 408 3 Home equity 212 212 26 Commercial business 868 868 211 Total One-to-four family 9,273 9,603 500 Land 639 653 3 Home equity 276 277 26 Other consumer 31 32 — Commercial business 932 994 211 Total $ 11,151 $ 11,559 $ 740 The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2014 : Recorded Investments Unpaid Principal Balance Related Allowance With no allowance recorded One-to-four family $ 2,213 $ 2,653 $ — Commercial real estate 219 219 — Land 307 321 — Home equity 145 147 — Commercial business 64 126 — With an allowance recorded One-to-four family 8,475 8,486 780 Multi-family 158 158 158 Commercial real estate 1,850 1,850 340 Land 508 508 28 Home equity 223 223 43 Commercial business 393 393 90 Total One-to-four family 10,688 11,139 780 Multi-family 158 158 158 Commercial real estate 2,069 2,069 340 Land 815 829 28 Home equity 368 370 43 Commercial business 457 519 90 Total $ 14,555 $ 15,084 $ 1,439 The following table presents the average recorded investment in loans individually evaluated for impairment and the interest income recognized for the year ended June 30, 2015 : Year Ended June 30, 2015 Average Recorded Investment Interest Income Recognized With no allowance recorded One-to-four family $ 3,802 $ 67 Multi-family 1,132 — Commercial real estate 984 — Land 355 12 Home equity 153 3 Other consumer — 1 Commercial business 723 8 With an allowance recorded One-to-four family 7,989 308 Land 765 25 Home equity 325 10 Commercial business 469 36 Total One-to-four family 11,791 375 Multi-family 1,132 — Commercial real estate 984 — Land 1,120 37 Home equity 478 13 Other consumer — 1 Commercial business 1,192 44 Total $ 16,697 $ 470 The following table presents the average recorded investment in loans individually evaluated for impairment and the interest income recognized for the year ended June 30, 2014 : Year Ended June 30, 2014 Average Recorded Investment Interest Income Recognized With no allowance recorded One-to-four family $ 4,199 $ 97 Multi-family 1,132 — Commercial real estate 1,094 12 Land 393 18 Home equity 194 6 Commercial business 723 8 With an allowance recorded One-to-four family 8,360 379 Multi-family 79 — Commercial real estate 925 21 Land 815 32 Home equity 330 11 Commercial business 231 20 Total One-to-four family 12,559 476 Multi-family 1,211 — Commercial real estate 2,019 33 Land 1,208 50 Home equity 524 17 Commercial business 954 28 Total $ 18,475 $ 604 The following table presents the average recorded investment in loans individually evaluated for impairment and the interest income recognized for the year ended June 30, 2013: Year Ended June 30, 2013 Average Recorded Investment Interest Income With no allowance recorded One-to-four family $ 9,094 $ 190 Multi-family 2,408 109 Commercial real estate 2,363 131 Construction 2,022 — Land 612 25 Home equity 260 10 Commercial business — 70 With an allowance recorded One-to-four family 4,571 292 Land 561 64 Home equity 222 19 Commercial business 1,374 6 Total One-to-four family 13,665 482 Multi-family 2,408 109 Commercial real estate 2,363 131 Construction 2,022 — Land 1,173 89 Home equity 482 29 Commercial business 1,374 76 Total $ 23,487 $ 916
Schedule of Financing Receivables, Non Accrual Status	The following table presents the recorded investment in nonaccrual and loans past due 90 days still on accrual by type of loans as of the dates indicated: June 30, 2015 2014 One-to-four family $ 1,263 $ 2,101 Multi-family — 158 Commercial real estate — 2,070 Land loans — 150 Credit cards 6 — Other consumer 31 — Commercial business 711 235 Total $ 2,011 $ 4,714
Schedule of Past Due Loans by Class	The following table presents past due loans, net of partial loan charge-offs, by class, as of June 30, 2015 : 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due (1) Total Past Due Current Total Loans One-to-four family $ 616 $ 552 $ 1,263 $ 2,431 $ 55,513 $ 57,944 Multi-family — — — — 43,249 43,249 Commercial real estate — — — — 128,306 128,306 Construction — — — — 11,731 11,731 Land — — — — 4,069 4,069 Home equity 15 16 — 31 17,573 17,604 Credit cards 8 26 6 40 3,249 3,289 Automobile 9 — — 9 677 686 Other consumer 16 — 31 47 2,300 2,347 Commercial business 64 273 711 1,048 17,939 18,987 Total $ 728 $ 867 $ 2,011 $ 3,606 $ 284,606 $ 288,212 (1) Includes loans on nonaccrual status, that may be less than 90 days contractually past due. The following table presents past due loans, net of partial loan charge-offs, by class as of June 30, 2014 : 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due (1) Total Past Due Current Total Loans One-to-four family $ 1,384 $ 819 $ 2,101 $ 4,304 $ 58,705 $ 63,009 Multi-family 32 — 158 190 47,317 47,507 Commercial real estate — — 2,070 2,070 105,758 107,828 Construction — — — — 19,690 19,690 Land — — 150 150 3,976 4,126 Home equity 239 108 — 347 20,547 20,894 Credit cards 32 27 — 59 3,489 3,548 Automobile 14 — — 14 1,059 1,073 Other consumer 43 — — 43 2,795 2,838 Commercial business 64 — 235 299 16,438 16,737 Total $ 1,808 $ 954 $ 4,714 $ 7,476 $ 279,774 $ 287,250 (1) Includes loans on nonaccrual status, that may be less than 90 days contractually past due.
Schedule of Financing Receivable Credit Quality Indicators	The following table represents the internally assigned grade as of June 30, 2015 , by class of loans: One-to- four family Multi- family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Grade: Pass $ 49,119 $ 42,884 $ 125,586 $ 11,731 $ 3,430 $ 16,585 $ 3,249 $ 615 $ 2,214 $ 16,981 $ 272,394 Watch 2,151 — 2,044 — — 697 34 71 102 915 6,014 Special Mention 4,755 — 676 — 231 301 — — — 159 6,122 Substandard 1,919 365 — — 408 21 6 — 31 932 3,682 Doubtful — — — — — — — — — — — Total $ 57,944 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 17,604 $ 3,289 $ 686 $ 2,347 $ 18,987 $ 288,212 The following table represents the credit risk profile based on payment activity as of June 30, 2015 , by class of loans: One-to- four family Multi-family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Performing $ 56,681 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 17,604 $ 3,283 $ 686 $ 2,316 $ 18,276 $ 286,201 Nonperforming (1) 1,263 — — — — — 6 — 31 711 2,011 Total $ 57,944 $ 43,249 $ 128,306 $ 11,731 $ 4,069 $ 17,604 $ 3,289 $ 686 $ 2,347 $ 18,987 $ 288,212 (1) Loans that are more than 90 days past due and nonaccrual loans are considered nonperforming. The following table represents the internally assigned grade as of June 30, 2014 , by class of loans: One-to- four family Multi-family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Grade: Pass $ 49,504 $ 47,317 $ 102,216 $ 19,690 $ 3,248 $ 18,925 $ 3,489 $ 976 $ 2,732 $ 13,040 $ 261,137 Watch 4,505 32 449 — — 1,434 59 97 106 1,005 7,687 Special Mention 6,171 — 3,093 — 307 406 — — — 1,841 11,818 Substandard 2,829 158 2,070 — 571 129 — — — 851 6,608 Doubtful — — — — — — — — — — — Total $ 63,009 $ 47,507 $ 107,828 $ 19,690 $ 4,126 $ 20,894 $ 3,548 $ 1,073 $ 2,838 $ 16,737 $ 287,250 The following table represents the credit risk profile based on payment activity as of June 30, 2014 , by class of loans: One-to- four family Multi-family Commercial real estate Construction Land Home equity Credit cards Automobile Other consumer Commercial business Total Performing $ 60,908 $ 47,349 $ 105,758 $ 19,690 $ 3,976 $ 20,894 $ 3,548 $ 1,073 $ 2,838 $ 16,502 $ 282,536 Nonperforming (1) 2,101 158 2,070 — 150 — — — — 235 4,714 Total $ 63,009 $ 47,507 $ 107,828 $ 19,690 $ 4,126 $ 20,894 $ 3,548 $ 1,073 $ 2,838 $ 16,737 $ 287,250 (1) Loans that are more than 90 days past due and nonaccrual loans are considered nonperforming.
Troubled Debt Restructurings on Financing Receivables	The following table represents TDRs by accrual versus nonaccrual status and by loan class as of June 30, 2015 : June 30, 2015 Accrual Status Nonaccrual Total Modifications One-to-four family $ 8,010 $ 681 $ 8,691 Land 639 — 639 Home equity 276 — 276 Commercial business 221 — 221 Total $ 9,146 $ 681 $ 9,827 The following table represents TDRs by accrual versus nonaccrual status and by loan class as of June 30, 2014 : June 30, 2014 Accrual Status Nonaccrual Total Modifications One-to-four family $ 8,590 $ 1,355 $ 9,945 Land 727 — 727 Home equity 367 — 367 Commercial business 222 — 222 Total $ 9,906 $ 1,355 $ 11,261 The following tables present TDR loans and their recorded investment prior to the modification and after the modification for TDR transactions that originated during the years ended June 30, 2015 , 2014 and 2013: Year Ended June 30, 2015 Number of Pre-TDR Recorded Investment Post -TDR Recorded Investment One-to-four family 1 $ 197 $ 194 Total 1 $ 197 $ 194 Year Ended June 30, 2014 Number of Pre-TDR Recorded Investment Post -TDR Recorded Investment One-to-four family 7 $ 1,530 $ 1,545 Home equity 1 75 67 Commercial business 1 145 158 Total 9 $ 1,750 $ 1,770 Year Ended June 30, 2013 Number of Pre-TDR Recorded Investment Post -TDR Recorded Investment One-to-four family 22 $ 7,381 $ 7,179 Land 1 429 429 Home equity 4 299 301 Total 27 $ 8,109 $ 7,909 There were no TDRs modified within the previous 12 months for which there was a payment default for the years ended June 30, 2015 and 2014. The following table below represents TDRs modified within the previous 12 months for which there was a payment default within 12 months of their restructure for the year ended June 30, 2013: Number of Contracts For the Year Ended June 30, 2013 Post TDR investment One-to-four family 2 $ 506 Home equity 1 73 Total 3 $ 579

Real Estate Owned, Net (Tables)

Real Estate Owned, Net (Tables)	12 Months Ended
	Jun. 30, 2015
Real Estate Owned, Disclosure of Detailed Components [Abstract]
Schedule of Real Estate Properties	The following table is a summary of REO for the years ended June 30, 2015 , 2014 and 2013: Year Ended June 30, 2015 2014 2013 Balance at the beginning of the period $ 5,067 $ 6,212 $ 6,708 Net loans transferred to real estate owned 2,241 5,793 5,050 Capitalized improvements 27 591 793 Sales (6,506 ) (6,439 ) (4,852 ) Impairments (32 ) (1,090 ) (1,487 ) Balance at the end of the period $ 797 $ 5,067 $ 6,212

Property, Premises, and Equip31

Property, Premises, and Equipment (Tables)	12 Months Ended
	Jun. 30, 2015
Property, Plant and Equipment [Abstract]
Property, premises, and equipment owned	The depreciation charged is computed on the straight-line method over estimated useful lives as follows: Buildings 40 years Furniture and equipment 5-10 years Improvements 10 years Computer equipment 3 years Property, premises, and equipment owned by the Bank are summarized as follows: June 30, 2015 2014 Land $ 2,247 $ 2,323 Building and improvements 15,883 16,691 Furniture and fixtures 4,778 5,710 Automobiles 334 289 Software 593 1,056 Leasehold improvements 17 21 23,852 26,090 Less accumulated depreciation and amortization (13,482 ) (14,777 ) Property, premises, and equipment, net of depreciation and amortization $ 10,370 $ 11,313

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Schedule of Deposits	Deposits consist of the following: June 30, 2015 2014 Amount Percent Amount Percent Noninterest-bearing demand deposits $ 44,719 15.0 % $ 41,149 13.2 % Interest-bearing demand deposits, weighted-average rate of 0.04% and 0.04% in fiscal 2015 and fiscal 2014, respectively 22,448 7.5 22,771 7.3 Savings deposits, weighted-average rate of 0.15% in fiscal 2015 and 0.15% in fiscal 2014 42,399 14.1 39,693 12.8 Money market accounts, weighted-average rate of 0.15% and 0.14% in fiscal 2015 and fiscal 2014, respectively 63,916 21.3 69,610 22.4 Certificates of deposit 0.00 to 3.49% 100,286 33.4 111,463 35.8 3.50 to 5.49% 26,044 8.7 26,348 8.5 Total of certificates of deposit 126,330 42.1 137,811 44.3 Total deposits $ 299,812 100.0 % $ 311,034 100.0 %
Schedule of Maturities of Certificates	As of June 30, 2015 , certificates of deposit mature as follows: Year Ended June 30, Amount 2015 $ 40,413 2016 21,972 2017 22,074 2018 32,579 Thereafter 9,292 $ 126,330

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
FHLB Advances and Lines of Credit	FHLB advances (at weighted-average interest rates of 1.18% and 3.58% at June 30, 2015 and 2014, respectively) and lines of credit are scheduled to mature as follows: June 30, 2015 2014 One year or less $ — $ 17,500 After one year through three years 10,000 — $ 10,000 $ 17,500
Maximum and Average Outstanding Advances and Lines of Credit	The maximum and average outstanding advances and lines of credit from the FHLB are as follows: June 30, 2015 2014 Highest outstanding advances at month-end for the previous 12 months $ 22,500 $ 64,900 Average outstanding $ 13,629 $ 26,015

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Employee Stock Ownership Plan (ESOP) Disclosures	Shares held by the ESOP as of the dates indicated are as follows: June 30, 2015 2014 Allocated shares 32,865 25,981 Unallocated shares 69,135 76,019 Total ESOP shares 102,000 102,000 Fair value of unallocated shares $ 1,555 $ 1,451

Earnings (Loss) Per Share (Tabl

Earnings (Loss) Per Share (Tables)	12 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table presents a reconciliation of the components used to compute basic and diluted earnings (loss) per share: For the Year Ended June 30, 2015 2014 2013 Net income (loss) $ 9,827 $ 423 $ (255 ) Weighted-average common shares outstanding 2,477,423 2,466,983 2,461,033 Basic earnings (loss) per share $ 3.97 $ 0.17 $ (0.10 ) Diluted earnings (loss) per share $ 3.97 $ 0.17 $ (0.10 )

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Jun. 30, 2015
Related Party Transactions [Abstract]
Loans to Directors, Executive Officers, and Their Affiliates	Aggregate loans balances are as follows and were within regulatory limitations: At June 30, 2015 2014 2013 Beginning balance $ 887 $ 228 $ 254 Extensions of Credit — 668 6 Repayments 610 9 32 Ending balance $ 277 $ 887 $ 228

Regulatory Capital Requiremen37

Regulatory Capital Requirements (Tables)	12 Months Ended
	Jun. 30, 2015
Banking and Thrift [Abstract]
Bank’s Actual Capital Accounts and Ratios	The Bank’s capital accounts and ratios are also presented in the following table: Actual Minimum Capital Requirement Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio As of June 30, 2015 Total capital (to risk-weighted assets) $ 57,321 17.4 % $ 26,422 8.0 % $ 33,027 10.0 % Tier I capital (to risk-weighted assets) 53,600 16.2 19,816 6.0 26,422 8.0 Common equity Tier 1 capital (to risk-weighted assets) 53,600 16.2 14,862 4.5 21,468 6.5 Tier I leverage capital (to average assets) 53,600 14.3 14,963 4.0 18,703 5.0 As of June 30, 2014 Total capital (to risk-weighted assets) $ 57,344 18.0 % $ 25,460 8.0 % $ 31,826 10.0 % Tier I capital (to risk-weighted assets) 53,358 16.8 12,730 4.0 19,095 6.0 Tier I leverage capital (to average assets) 53,358 13.6 15,688 4.0 19,610 5.0

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	The components of current and deferred tax expense for the years ended June 30, 2015 and 2014 were as follows: Year Ended June 30, 2015 2014 Current $ — $ — Deferred 148 (50 ) Change in valuation allowance (8,469 ) 50 Total $ (8,321 ) $ —
Schedule of Effective Income Tax Rate Reconciliation	A reconciliation of the provision for income taxes based on statutory corporate tax rates on pre-tax income and the provision shown in the accompanying consolidated statements of income at the dates indicated is summarized as follows: Amount Percent of Pre-Tax Income (loss) June 30, 2015 Income taxes computed at statutory rates $ 511 34.0 % Tax-exempt income (193 ) (12.8 ) Deferred tax asset valuation allowance (8,469 ) (562.5 ) Other, net (170 ) (11.4 ) Provision for income taxes $ (8,321 ) (552.7 )% June 30, 2014 Income taxes computed at statutory rates $ 144 34.0 % Tax-exempt income (202 ) (47.8 ) Deferred tax asset valuation allowance 50 11.9 Other, net 8 1.9 Provision for income taxes $ — — % June 30, 2013 Income taxes computed at statutory rates $ (86 ) (34.0 )% Tax-exempt income (239 ) (94.0 ) Deferred tax asset valuation allowance 303 119.0 Other, net 22 9.0 Provision for income taxes $ — — %
Schedule of Deferred Tax Assets and Liabilities	The components of net deferred tax assets and liabilities at the dates indicated are summarized as follows: June 30, 2015 2014 Deferred tax assets Allowance for loan losses $ 3,139 $ 3,446 AMT credit carryforward 199 198 Deferred compensation - SERP 573 583 Securities impairment charge 340 340 Net operating loss carryforward 4,726 4,943 Real estate owned 198 992 Unrealized loss on securities available-for-sale 45 65 Accumulated depreciation 314 94 Total deferred tax assets 9,534 10,661 Deferred tax liabilities Deferred loan fees and costs 396 395 FHLB stock dividends 166 1,035 Mortgage servicing rights 80 125 Other common, net 25 72 Total deferred tax liabilities 667 1,627 Net deferred tax asset, before valuation allowance 8,867 9,034 Valuation allowance — 8,479 Net deferred tax asset, after valuation allowance $ 8,867 $ 555

Parent Company Financials (Tabl

Parent Company Financials (Tables)	12 Months Ended
	Jun. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule of Condensed Financial Statements	Presented below are the condensed statement of financial condition, statement of income, and statement of cash flows for Anchor Bancorp. ANCHOR BANCORP STATEMENTS OF FINANCIAL CONDITION June 30, 2015 2014 ASSETS Cash $ 5,324 $ 240 ESOP loan 735 797 Investment in bank subsidiary 47,506 52,634 Prepaid and other assets 505 38 Total assets $ 54,070 $ 53,709 LIABILITIES Total liabilities $ 3 $ 34 STOCKHOLDERS’ EQUITY Common stock $ 25 $ 25 Additional paid-in-capital 23,404 23,293 Retained earnings, substantially restricted 32,084 31,914 Unearned ESOP shares (735 ) (797 ) Accumulated other comprehensive (loss), net of tax (711 ) (760 ) Total stockholders’ equity $ 54,067 $ 53,675 Total liabilities and stockholders’ equity $ 54,070 $ 53,709 ANCHOR BANCORP STATEMENTS OF INCOME For the Years Ended June 30, 2015 2014 2013 Operating income Interest income ESOP loan $ 26 $ 28 $ 30 Dividends received from subsidiary 5,350 — — Total operating income 5,376 28 30 Operating expenses Legal expense 105 127 164 Accounting expense 47 44 47 Professional fees 60 60 76 Management fees 67 68 73 General and administrative 54 77 22 Total operating expenses 333 376 382 Profit (loss) before income tax 5,043 (348 ) (352 ) Income tax benefit (478 ) — — Income (loss) before equity in undistributed income of subsidiary 5,521 (348 ) (352 ) Equity in undistributed income of subsidiary 4,306 771 97 Net income (loss) $ 9,827 $ 423 $ (255 ) ANCHOR BANCORP CONDENSED STATEMENTS OF CASH FLOWS For the Years Ended June 30, 2015 2014 2013 Cash flows from operating activities Net income (loss) $ 9,827 $ 423 $ (255 ) Adjustments to reconcile net loss to net cash from operating activities: Equity in undistributed income of subsidiary (4,306 ) (771 ) (97 ) Change in deferred tax assets, net (478 ) — — Change in other assets (46 ) (45 ) (31 ) Net cash used by operating activities 4,997 (393 ) (383 ) Cash flows from financing activities ESOP loan repayments 88 123 95 Net cash provided by investing activities 88 123 95 Net change in cash and cash equivalents 5,084 (270 ) (288 ) Cash and cash equivalents at beginning of period 240 510 798 Cash and cash equivalents at end of period $ 5,324 $ 240 $ 510

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Outstanding Fnancial Instruments Whose Contract Amounts Represent Credit Risk	The following financial instruments were outstanding whose contract amounts represent credit risk at June 30, 2015: Amount of Commitment Expiration - Per Period Total Amounts Committed (2) Due in One Year Commitments to originate loans (1) $ 5,024 $ 5,024 Line of credit Fixed rate (3) 1,708 399 Adjustable rate 26,961 962 Undisbursed balance of loans closed 28,669 1,361 Total balance $ 33,693 $ 6,385 (1) Interest rates on fixed rate loans range from 3.75% to 17.99% . (2) At June 30, 2015 there were $79 in reserves for unfunded commitments. (3) Includes standby letters of credit. The following financial instruments were outstanding whose contract amounts represent credit risk at June 30, 2014: Amount of Commitment Expiration - Per Period Total Amounts Committed (2) Due in One Year Commitments to originate loans (1) $ 327 $ 327 Line of credit Fixed rate (3) 5,106 434 Adjustable rate 28,599 3,744 Undisbursed balance of loans closed 33,705 4,178 Total balance $ 34,032 $ 4,505 (1) Interest rates on fixed rate loans range from 3.75% to 17.99% . (2) At June 30, 2014 there were $81 in reserves for unfunded commitments. (3) Includes standby letters of credit.
Operating Lease Commitments	The annual lease commitments for the next five years are as follows: Year Ended June 30, Amount 2016 $110 2017 $117 2018 $124 2019 $84 2020 $37

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	The following tables show the Company's assets and liabilities at the dates indicated measured at fair value on a recurring basis: June 30, 2015 Level 1 Level 2 Level 3 Total Municipal bonds $ — $ 435 $ — $ 435 Mortgage-backed securities: FHLMC — 11,791 — 11,791 FNMA — 16,408 — 16,408 GNMA — 931 — 931 June 30, 2014 Level 1 Level 2 Level 3 Total Municipal bonds $ — $ 446 $ — $ 446 Mortgage-backed securities: FHLMC — 16,956 — 16,956 FNMA — 20,331 — 20,331 GNMA — 1,184 — 1,184
Schedule of Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	The following table presents the balances of assets measured at fair value on a nonrecurring basis during the year ended June 30, 2015: June 30, 2015 Level 1 Level 2 Level 3 Total Impaired loans: Mortgage loans One-to-four family $ — $ — $ 4,172 $ 4,172 Commercial — — 408 408 Land — — 212 212 Commercial business — — 868 868 Total impaired loans — — 5,660 5,660 Real estate owned: One-to-four family $ — $ — $ 188 $ 188 Commercial — — — — Land — — 418 418 Total real estate owned — — 606 606 Total $ — $ — $ 6,266 $ 6,266 The following table presents the balance of assets measured at fair value on a nonrecurring basis during the year ended June 30, 2014: June 30, 2014 Level 1 Level 2 Level 3 Total Impaired loans: Mortgage loans One-to-four family $ — $ — $ 2,488 $ 2,488 Commercial — — 1,850 1,850 Land — — 88 88 Commercial business — — 392 392 Total impaired loans — — 4,818 4,818 Real estate owned: One-to-four family $ — $ — $ 364 $ 364 Commercial — — 3,539 3,539 Land — — 40 40 Total real estate owned — — 3,943 3,943 Total $ — $ — $ 8,761 $ 8,761
Schedule of Quantitative Information About Level 3 Fair Value Instruments	The following tables present quantitative information about Level 3 fair value measurements at June 30, 2015 and 2014: June 30, 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Average Discount Impaired loans $ 5,660 Fair value of underlying collateral Discount applied to the obtained appraisal 0% - 100% (4%) Real estate owned $ 606 Fair value of collateral Discount applied to the obtained appraisal 0% - 100% (1%) June 30, 2014 Fair Value Valuation Technique(s) Unobservable Input(s) Average Discount Impaired loans $ 4,818 Fair value of underlying collateral Discount applied to the obtained appraisal 0% - 100% ( 4%) Real estate owned $ 3,943 Fair value of collateral Discount applied to the obtained appraisal 0% - 100% (18%)
Schedule of Financial Instruments Carrying Amount, Fair Value and Placement in the Fair Value Hierarchy	he following presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company's financial instruments as of June 30, 2015 and June 30, 2014 . For short-term financial assets such as cash and cash equivalents, the carrying amount is a reasonable estimate of fair value due to the relatively short time between the origination of the instrument and its expected realization. For financial liabilities such as demand deposits, savings, and money market, the carrying amount is a reasonable estimate of fair value due to these products having no stated maturity. June 30, 2015 Carrying Amount Fair Value Quoted Prices in Active Markets for Identical Assets or Liabilities (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Financial Instruments-Assets Cash and cash equivalents $ 14,450 $ 14,450 $ 14,450 $ — $ — Securities available-for-sale 29,565 29,565 — 29,565 — Securities held-to-maturity 7,617 7,692 — 7,692 — FHLB stock 853 853 — 853 — Loans held for sale 505 505 — — — Loans receivable 287,165 288,424 — — 288,424 Bank owned life insurance investment, net of surrender charges 19,001 19,001 — 19,001 — Accrued interest receivable 1,069 1,069 — 1,069 — Financial Instruments-Liabilities Demand deposits, savings and money market $ 173,482 $ 173,482 $ 173,482 $ — $ — Certificates of deposit 126,330 125,942 — 125,942 — FHLB advances 10,000 9,882 — 9,882 — Advance payments by borrowers taxes and insurance 1,002 1,002 1,002 — — June 30, 2014 Carrying Amount Fair Value Quoted Prices in Active Markets for Identical Assets or Liabilities Significant Other Observable Inputs Significant Unobservable Inputs Financial Instruments-Assets Cash and cash equivalents $ 14,758 $ 14,758 $ 14,758 $ — $ — Securities available-for-sale 38,917 38,917 — 38,917 — Securities held-to-maturity 8,765 8,908 — 8,908 — FHLB stock 6,046 6,046 — 6,046 — Loans held for sale — — — — — Loans receivable 286,150 283,424 — — 283,424 Bank owned life insurance investment, net of surrender charges 19,428 19,428 — 19,428 — Accrued interest receivable 1,236 1,236 — 1,236 — Financial Instruments-Liabilities Demand deposits, savings and money market $ 173,223 $ 173,223 $ 173,223 $ — $ — Certificates of deposit 137,811 137,627 — 137,627 — FHLB advances 17,500 17,661 — 17,661 — Advance payments by borrowers taxes and insurance 891 891 891 — —

Organization and Summary of S42

Organization and Summary of Significant Accounting Policies (Narrative) (Details) $ / shares in Units, $ in Thousands	Jan. 25, 2011$ / sharesshares	Jun. 30, 2015USD ($)Office	Jun. 30, 2014USD ($)	Jun. 30, 2013USD ($)
Accounting Policies [Abstract]
Common stock issued, shares, offering price per share | $ / shares	$ 10
Shares contributed to ESOP | shares	102,000
Number of full-service bank offices | Office		11
Number of bank offices in Wal-Mart store locations | Office		1
Minimum reserve balances on deposit with the Federal Reserve Bank		$ 1,400	$ 1,300
Minimum level of investment in FHLB stock		853	916
Serviced loans		81,100	96,500
Securitized loans		24,700	30,400
Income from life insurance investment		540	549	$ 621
Proceeds from Life Insurance Policies		479	0	0
Mortgage servicing asset		235	367
Advertising expenses		$ 710	$ 679	$ 584

Organization and Summary of S43

Organization and Summary of Significant Accounting Policies (Propert, Premises, and Equipment) (Details)	12 Months Ended
	Jun. 30, 2015
Buildings
Property, Plant and Equipment [Line Items]
Estimated useful life	40 years
Furniture and equipment | Minimum
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years
Furniture and equipment | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Improvements
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Computer equipment
Property, Plant and Equipment [Line Items]
Estimated useful life	3 years

Securities (Schedule of Investm

Securities (Schedule of Investment Securities by Amortized Cost and Estimated Fair Market Value) (Details) $ in Thousands	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Investment Holdings [Line Items]
Number of Securities in Unrealized Loss Position	30	38
Securities available-for-sale | Municipal Bonds
Investment Holdings [Line Items]
Investment Securities Amortized Cost	$ 434	$ 443
Investment Securities Gross Unrealized Gains	1	3
Investment Securities Gross Unrealized Losses	0	0
Investment Securities Fair Value	435	446
Securities available-for-sale | FHLMC
Investment Holdings [Line Items]
Investment Securities Amortized Cost	11,780	16,901
Investment Securities Gross Unrealized Gains	134	242
Investment Securities Gross Unrealized Losses	(123)	(187)
Investment Securities Fair Value	11,791	16,956
Securities available-for-sale | FNMA
Investment Holdings [Line Items]
Investment Securities Amortized Cost	16,534	20,567
Investment Securities Gross Unrealized Gains	70	90
Investment Securities Gross Unrealized Losses	(196)	(326)
Investment Securities Fair Value	16,408	20,331
Securities available-for-sale | GNMA
Investment Holdings [Line Items]
Investment Securities Amortized Cost	948	1,196
Investment Securities Gross Unrealized Gains	0	0
Investment Securities Gross Unrealized Losses	(17)	(12)
Investment Securities Fair Value	931	1,184
Securities available-for-sale | Total available-for-sale
Investment Holdings [Line Items]
Investment Securities Amortized Cost	29,696	39,107
Investment Securities Gross Unrealized Gains	205	335
Investment Securities Gross Unrealized Losses	(336)	(525)
Investment Securities Fair Value	29,565	38,917
Securities held-to-maturity | Municipal Bonds
Investment Holdings [Line Items]
Investment Securities Amortized Cost	119	127
Investment Securities Gross Unrealized Gains	0	0
Investment Securities Gross Unrealized Losses	0	0
Investment Securities Fair Value	119	127
Securities held-to-maturity | FHLMC
Investment Holdings [Line Items]
Investment Securities Amortized Cost	3,367	3,958
Investment Securities Gross Unrealized Gains	95	122
Investment Securities Gross Unrealized Losses	(56)	(63)
Investment Securities Fair Value	3,406	4,017
Securities held-to-maturity | FNMA
Investment Holdings [Line Items]
Investment Securities Amortized Cost	1,858	2,268
Investment Securities Gross Unrealized Gains	124	155
Investment Securities Gross Unrealized Losses	(22)	(29)
Investment Securities Fair Value	1,960	2,394
Securities held-to-maturity | GNMA
Investment Holdings [Line Items]
Investment Securities Amortized Cost	2,273	2,412
Investment Securities Gross Unrealized Gains	0	0
Investment Securities Gross Unrealized Losses	(66)	(42)
Investment Securities Fair Value	2,207	2,370
Securities held-to-maturity | Total held-to-maturity
Investment Holdings [Line Items]
Investment Securities Amortized Cost	7,617	8,765
Investment Securities Gross Unrealized Gains	219	277
Investment Securities Gross Unrealized Losses	(144)	(134)
Investment Securities Fair Value	$ 7,692	$ 8,908

Securities (Schedule of Tempora

Securities (Schedule of Temporary Impairment Losses, Investments) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Held-to-maturity Securities [Member]
Investment Holdings [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 0	$ 0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	5,278	5,874
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(144)	(134)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	5,278	5,874
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	(144)	(134)
Held-to-maturity Securities [Member] | FHLMC
Investment Holdings [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,299	2,642
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(56)	(63)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	2,299	2,642
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	(56)	(63)
Held-to-maturity Securities [Member] | FNMA
Investment Holdings [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	772	862
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(22)	(29)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	772	862
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	(22)	(29)
Held-to-maturity Securities [Member] | GNMA
Investment Holdings [Line Items]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	0
Held-to-maturity Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	2,207	2,370
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(66)	(42)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value	2,207	2,370
Held-to-maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses	(66)	(42)
Investments available for sale [Member]
Investment Holdings [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,852	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	(46)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	13,233	26,055
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(290)	(525)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	17,085	26,055
Available for Sale Securities Continuous Unrealized Loss Position Losses	(336)	(525)
Investments available for sale [Member] | FHLMC
Investment Holdings [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	747	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	(1)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	5,404	9,072
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(122)	(187)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	6,151	9,072
Available for Sale Securities Continuous Unrealized Loss Position Losses	(123)	(187)
Investments available for sale [Member] | FNMA
Investment Holdings [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,105	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	(45)	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	6,898	15,799
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(151)	(326)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	10,003	15,799
Available for Sale Securities Continuous Unrealized Loss Position Losses	(196)	(326)
Investments available for sale [Member] | GNMA
Investment Holdings [Line Items]
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	931	1,184
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	(17)	(12)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	931	1,184
Available for Sale Securities Continuous Unrealized Loss Position Losses	$ (17)	$ (12)

Securities (Schedule of Contrac

Securities (Schedule of Contractual Maturities of Securities) (Details) $ in Thousands	Jun. 30, 2015USD ($)
Securities available-for-sale | FHLMC
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	$ 11,780
Investment Securities Contractual Maturity Fair Value	11,791
Securities available-for-sale | FNMA
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	16,534
Investment Securities Contractual Maturity Fair Value	16,408
Securities available-for-sale | GNMA
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	948
Investment Securities Contractual Maturity Fair Value	931
Securities available-for-sale | Due within one year
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	250
Investment Securities Contractual Maturity Fair Value	251
Securities available-for-sale | Due after one to five years
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	0
Investment Securities Contractual Maturity Fair Value	0
Securities available-for-sale | Due after five years to ten years
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	0
Investment Securities Contractual Maturity Fair Value	0
Securities available-for-sale | Due after ten years
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	184
Investment Securities Contractual Maturity Fair Value	184
Securities available-for-sale | Total available-for-sale securities contractual maturity
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	29,696
Investment Securities Contractual Maturity Fair Value	29,565
Securities held-to-maturity | FHLMC
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	3,367
Investment Securities Contractual Maturity Fair Value	3,406
Securities held-to-maturity | FNMA
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	1,858
Investment Securities Contractual Maturity Fair Value	1,960
Securities held-to-maturity | GNMA
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	2,273
Investment Securities Contractual Maturity Fair Value	2,207
Securities held-to-maturity | Due after ten years
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	119
Investment Securities Contractual Maturity Fair Value	119
Securities held-to-maturity | Total held-to-maturity securities contractual maturity
Investment Holdings [Line Items]
Investment Securities Contractual Maturity Amortized Cost	7,617
Investment Securities Contractual Maturity Fair Value	$ 7,692

Securities (Schedule of Sales o

Securities (Schedule of Sales of Securities and Maturities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Investments [Abstract]
Proceeds from sales	$ 2,355	$ 0	$ 995
Proceeds from maturities and calls	0	995	170
Gross realized gains	65	0	70
Gross realized losses	$ (18)	$ 0	$ 0

Securities (Securities Pledged

Securities (Securities Pledged as Collateral Policy) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Pledged to secure public deposits
Investment Holdings [Line Items]
Investment Securities Pledged as Collateral Book Value	$ 12,184	$ 10,081
Investment Securities Pledged as Collateral Fair Value	12,189	10,154
Pledged to secure FHLB borrowings
Investment Holdings [Line Items]
Investment Securities Pledged as Collateral Book Value	1,727	2,223
Investment Securities Pledged as Collateral Fair Value	1,788	2,301
Pledged to secure Federal Reserve borrowing line
Investment Holdings [Line Items]
Investment Securities Pledged as Collateral Book Value	1,001	1,127
Investment Securities Pledged as Collateral Fair Value	$ 990	$ 1,120

Loans Receivable, Net (Schedule

Loans Receivable, Net (Schedule of Accounts, Notes, Loans and Financing Receivable) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2012
Real estate:
One-to-four family	$ 57,944	$ 63,009
Multi-family	43,249	47,507
Commercial	128,306	107,828
Construction	11,731	19,690
Land	4,069	4,126
Total real estate	245,299	242,160
Consumer:
Home equity	17,604	20,894
Credit cards	3,289	3,548
Automobile	686	1,073
Other consumer	2,347	2,838
Total consumer	23,926	28,353
Commercial business	18,987	16,737
Total loans	288,212	287,250
Deferred loan fees	1,047	1,100
Allowance for loan losses	3,721	4,624	$ 5,147	$ 7,057
Loans and Leases Receivable, Net Amount	$ 283,444	$ 281,526

Loans Receivable, Net (Schedu50

Loans Receivable, Net (Schedule of Activity in Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 4,624	$ 5,147	$ 7,057
Provision for losses	0	0	750
Charge-offs	(1,497)	(2,434)	(3,283)
Recoveries	594	1,911	623
Ending Balance	$ 3,721	$ 4,624	$ 5,147

Loans Receivable, Net (Schedu51

Loans Receivable, Net (Schedule of Activity in Allowance for Loan Losses by Portfolio Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	$ 4,624	$ 5,147	$ 7,057
Provision for loan losses	0	0	750
Charge-offs	(1,497)	(2,434)	(3,283)
Recoveries	594	1,911	623
Ending Balance	3,721	4,624	5,147
One-to-four family
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,550	1,393	1,659
Provision for loan losses	(5)	665	7
Charge-offs	(561)	(897)	(416)
Recoveries	129	389	143
Ending Balance	1,113	1,550	1,393
Multi-family
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	229	156	238
Provision for loan losses	25	73	(82)
Charge-offs	(159)	0	0
Recoveries	0	0	0
Ending Balance	95	229	156
Commercial Real Estate [Member]
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	682	671	578
Provision for loan losses	(80)	(558)	(108)
Charge-offs	(340)	(403)	0
Recoveries	0	972	201
Ending Balance	262	682	671
Construction
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	190	356	148
Provision for loan losses	(197)	(540)	270
Charge-offs	0	0	(105)
Recoveries	254	374	43
Ending Balance	247	190	356
Land
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	74	531	368
Provision for loan losses	1	(457)	163
Charge-offs	0	0	0
Recoveries	0	0	0
Ending Balance	75	74	531
Consumer (1)
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	587	817	1,508
Provision for loan losses	94	508	341
Charge-offs	(351)	(876)	(1,231)
Recoveries	115	138	199
Ending Balance	445	587	817
Commercial business
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	1,231	1,172	2,558
Provision for loan losses	164	279	108
Charge-offs	(86)	(258)	(1,531)
Recoveries	96	38	37
Ending Balance	1,405	1,231	1,172
Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning balance	81	51	0
Provision for loan losses	(2)	30	51
Charge-offs	0	0	0
Recoveries	0	0	0
Ending Balance	$ 79	$ 81	$ 51

Loans Receivable, Net (Schedu52

Loans Receivable, Net (Schedule of Loans Individually Evaluated for Impairment) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Recorded Investment	$ 11,151	$ 14,555
Impaired Financing Receivable, Unpaid Principal Balance	11,559	15,084
Impaired Financing Receivable, Related Allowance	740	1,439
One-to-four family
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,557	2,213
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,860	2,653
Impaired Financing Receivable, with Related Allowance, Recorded Investment	7,716	8,475
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	7,743	8,486
Impaired Financing Receivable, Recorded Investment	9,273	10,688
Impaired Financing Receivable, Unpaid Principal Balance	9,603	11,139
Impaired Financing Receivable, Related Allowance	500	780
Multi-family
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with Related Allowance, Recorded Investment		158
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		158
Impaired Financing Receivable, Recorded Investment		158
Impaired Financing Receivable, Unpaid Principal Balance		158
Impaired Financing Receivable, Related Allowance		158
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		219
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		219
Impaired Financing Receivable, with Related Allowance, Recorded Investment		1,850
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		1,850
Impaired Financing Receivable, Recorded Investment		2,069
Impaired Financing Receivable, Unpaid Principal Balance		2,069
Impaired Financing Receivable, Related Allowance		340
Land
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	231	307
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	245	321
Impaired Financing Receivable, with Related Allowance, Recorded Investment	408	508
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	408	508
Impaired Financing Receivable, Recorded Investment	639	815
Impaired Financing Receivable, Unpaid Principal Balance	653	829
Impaired Financing Receivable, Related Allowance	3	28
Home equity
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	64	145
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	65	147
Impaired Financing Receivable, with Related Allowance, Recorded Investment	212	223
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	212	223
Impaired Financing Receivable, Recorded Investment	276	368
Impaired Financing Receivable, Unpaid Principal Balance	277	370
Impaired Financing Receivable, Related Allowance	26	43
Consumer (1)
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	31
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	32
Impaired Financing Receivable, Recorded Investment	31
Impaired Financing Receivable, Unpaid Principal Balance	32
Impaired Financing Receivable, Related Allowance	0
Commercial business
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	64	64
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	126	126
Impaired Financing Receivable, with Related Allowance, Recorded Investment	868	393
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	868	393
Impaired Financing Receivable, Recorded Investment	932	457
Impaired Financing Receivable, Unpaid Principal Balance	994	519
Impaired Financing Receivable, Related Allowance	$ 211	$ 90

Loans Receivable, Net (Schedu53

Loans Receivable, Net (Schedule of Loans Evaluated for Impairment Average Recorded Investment and Interest Income Recognized) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	$ 16,697	$ 18,475	$ 23,487
Impaired Financing Receivable, Interest Income, Accrual Method	470	604	916
One-to-four family
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	3,802	4,199	9,094
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	67	97	190
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	7,989	8,360	4,571
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	308	379	292
Impaired Financing Receivable, Average Recorded Investment	11,791	12,559	13,665
Impaired Financing Receivable, Interest Income, Accrual Method	375	476	482
Multi-family
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	1,132	1,132	2,408
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0	0	109
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		79
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		0
Impaired Financing Receivable, Average Recorded Investment	1,132	1,211	2,408
Impaired Financing Receivable, Interest Income, Accrual Method	0	0	109
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	984	1,094	2,363
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	0	12	131
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		925
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method		21
Impaired Financing Receivable, Average Recorded Investment	984	2,019	2,363
Impaired Financing Receivable, Interest Income, Accrual Method	0	33	131
Construction
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment			2,022
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method			0
Impaired Financing Receivable, Average Recorded Investment			2,022
Impaired Financing Receivable, Interest Income, Accrual Method			0
Land
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	355	393	612
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	12	18	25
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	765	815	561
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	25	32	64
Impaired Financing Receivable, Average Recorded Investment	1,120	1,208	1,173
Impaired Financing Receivable, Interest Income, Accrual Method	37	50	89
Home equity
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	153	194	260
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	3	6	10
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	325	330	222
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	10	11	19
Impaired Financing Receivable, Average Recorded Investment	478	524	482
Impaired Financing Receivable, Interest Income, Accrual Method	13	17	29
Consumer (1)
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	1
Impaired Financing Receivable, Average Recorded Investment	0
Impaired Financing Receivable, Interest Income, Accrual Method	1
Commercial business
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	723	723	0
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	8	8	70
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	469	231	1,374
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	36	20	6
Impaired Financing Receivable, Average Recorded Investment	1,192	954	1,374
Impaired Financing Receivable, Interest Income, Accrual Method	$ 44	$ 28	$ 76

Loans Receivable, Net (Schedu54

Loans Receivable, Net (Schedule of Balance in Allowance for Loan Losses) (Details) - Loans Receivable - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Allowance for loan losses:
Ending balance	$ 3,721	$ 4,624
Ending balance: individually evaluated for impairment	740	1,439
Ending balance: collectively evaluated for impairment	2,981	3,185
Loans receivable:
Total Loans	288,212	287,250
Ending balance: individually evaluated for impairment	11,151	14,555
Ending balance: collectively evaluated for impairment	277,061	272,695
One-to-four family
Allowance for loan losses:
Ending balance	1,113	1,550
Ending balance: individually evaluated for impairment	500	780
Ending balance: collectively evaluated for impairment	613	770
Loans receivable:
Total Loans	57,944	63,009
Ending balance: individually evaluated for impairment	9,273	10,688
Ending balance: collectively evaluated for impairment	48,671	52,321
Multi-family
Allowance for loan losses:
Ending balance	95	229
Ending balance: individually evaluated for impairment	0	158
Ending balance: collectively evaluated for impairment	95	71
Loans receivable:
Total Loans	43,249	47,507
Ending balance: individually evaluated for impairment	0	158
Ending balance: collectively evaluated for impairment	43,249	47,349
Commercial Real Estate [Member]
Allowance for loan losses:
Ending balance	262	682
Ending balance: individually evaluated for impairment	0	340
Ending balance: collectively evaluated for impairment	262	342
Loans receivable:
Total Loans	128,306	107,828
Ending balance: individually evaluated for impairment	0	2,069
Ending balance: collectively evaluated for impairment	128,306	105,759
Construction
Allowance for loan losses:
Ending balance	247	190
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	247	190
Loans receivable:
Total Loans	11,731	19,690
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	11,731	19,690
Land
Allowance for loan losses:
Ending balance	75	74
Ending balance: individually evaluated for impairment	3	28
Ending balance: collectively evaluated for impairment	72	46
Loans receivable:
Total Loans	4,069	4,126
Ending balance: individually evaluated for impairment	639	815
Ending balance: collectively evaluated for impairment	3,430	3,311
Consumer (1)
Allowance for loan losses:
Ending balance	445	587
Ending balance: individually evaluated for impairment	26	43
Ending balance: collectively evaluated for impairment	419	544
Loans receivable:
Total Loans	23,926	28,353
Ending balance: individually evaluated for impairment	307	368
Ending balance: collectively evaluated for impairment	23,619	27,985
Commercial business
Allowance for loan losses:
Ending balance	1,405	1,231
Ending balance: individually evaluated for impairment	211	90
Ending balance: collectively evaluated for impairment	1,194	1,141
Loans receivable:
Total Loans	18,987	16,737
Ending balance: individually evaluated for impairment	932	457
Ending balance: collectively evaluated for impairment	18,055	16,280
Unallocated
Allowance for loan losses:
Ending balance	$ 79	81
Ending balance: individually evaluated for impairment		0
Ending balance: collectively evaluated for impairment	$ 79	81
Loans receivable:
Total Loans	0	0
Ending balance: individually evaluated for impairment	0	0
Ending balance: collectively evaluated for impairment	$ 0	$ 0

Loans Receivable, Net (Schedu55

Loans Receivable, Net (Schedule of Financing Receivables, Non Accrual Status) (Details) - USD ($)	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment, nonaccrual status	$ 2,000,000	$ 4,700,000
Recorded investment 90 days or more past due and still accruing	6	0
Loans Receivable
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	2,011,000	4,714,000
Loans Receivable | One-to-four family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	1,263,000	2,101,000
Loans Receivable | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	0	2,070,000
Loans Receivable | Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	0	158,000
Loans Receivable | Land
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	0	150,000
Loans Receivable | Credit cards
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	6,000	0
Loans Receivable | Other consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	31,000	0
Loans Receivable | Commercial business
Financing Receivable, Recorded Investment, Past Due [Line Items]
Recorded investment 90 days or more past due and still accruing	$ 711,000	$ 235,000

Loans Receivable, Net (Schedu56

Loans Receivable, Net (Schedule of Past Due Loans by Class) (Details) - Loans Receivable - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 3,606	$ 7,476
Current	284,606	279,774
Total Loans	288,212	287,250
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	728	1,808
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	867	954
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,011	4,714
One-to-four family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,431	4,304
Current	55,513	58,705
Total Loans	57,944	63,009
One-to-four family | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	616	1,384
One-to-four family | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	552	819
One-to-four family | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,263	2,101
Multi-family
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	190
Current	43,249	47,317
Total Loans	43,249	47,507
Multi-family | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	32
Multi-family | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Multi-family | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	158
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	2,070
Current	128,306	105,758
Total Loans	128,306	107,828
Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	2,070
Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	11,731	19,690
Total Loans	11,731	19,690
Construction | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Construction | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	150
Current	4,069	3,976
Total Loans	4,069	4,126
Land | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Land | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	150
Home equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	31	347
Current	17,573	20,547
Total Loans	17,604	20,894
Home equity | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	15	239
Home equity | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	16	108
Home equity | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Credit cards
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	40	59
Current	3,249	3,489
Total Loans	3,289	3,548
Credit cards | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	8	32
Credit cards | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	26	27
Credit cards | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	6	0
Automobile
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9	14
Current	677	1,059
Total Loans	686	1,073
Automobile | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9	14
Automobile | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Automobile | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Other consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	47	43
Current	2,300	2,795
Total Loans	2,347	2,838
Other consumer | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	16	43
Other consumer | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Other consumer | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	31	0
Commercial business
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,048	299
Current	17,939	16,438
Total Loans	18,987	16,737
Commercial business | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	64	64
Commercial business | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	273	0
Commercial business | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 711	$ 235

Loans Receivable, Net (Schedu57

Loans Receivable, Net (Schedule of Financing Receivable Credit Quality Indicators) (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)
Loans Receivable
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	$ 288,212	$ 287,250
Loans Receivable | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	57,944	63,009
Loans Receivable | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	43,249	47,507
Loans Receivable | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	128,306	107,828
Loans Receivable | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	11,731	19,690
Loans Receivable | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	4,069	4,126
Loans Receivable | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	17,604	20,894
Loans Receivable | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,289	3,548
Loans Receivable | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	686	1,073
Loans Receivable | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,347	2,838
Loans Receivable | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	18,987	16,737
Loans Receivable | Pass
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	272,394	261,137
Loans Receivable | Pass | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	49,119	49,504
Loans Receivable | Pass | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	42,884	47,317
Loans Receivable | Pass | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	125,586	102,216
Loans Receivable | Pass | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	11,731	19,690
Loans Receivable | Pass | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,430	3,248
Loans Receivable | Pass | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	16,585	18,925
Loans Receivable | Pass | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,249	3,489
Loans Receivable | Pass | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	615	976
Loans Receivable | Pass | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,214	2,732
Loans Receivable | Pass | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	16,981	13,040
Loans Receivable | Watch
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	6,014	7,687
Loans Receivable | Watch | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,151	4,505
Loans Receivable | Watch | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	32
Loans Receivable | Watch | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,044	449
Loans Receivable | Watch | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Watch | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Watch | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	697	1,434
Loans Receivable | Watch | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	34	59
Loans Receivable | Watch | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	71	97
Loans Receivable | Watch | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	102	106
Loans Receivable | Watch | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	915	1,005
Loans Receivable | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	6,122	11,818
Loans Receivable | Special Mention [Member] | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	4,755	6,171
Loans Receivable | Special Mention [Member] | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	676	3,093
Loans Receivable | Special Mention [Member] | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Special Mention [Member] | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	231	307
Loans Receivable | Special Mention [Member] | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	301	406
Loans Receivable | Special Mention [Member] | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Special Mention [Member] | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Special Mention [Member] | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Special Mention [Member] | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	159	1,841
Loans Receivable | Substandard
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,682	6,608
Loans Receivable | Substandard | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,919	2,829
Loans Receivable | Substandard | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	365	158
Loans Receivable | Substandard | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	2,070
Loans Receivable | Substandard | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Substandard | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	408	571
Loans Receivable | Substandard | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	21	129
Loans Receivable | Substandard | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	6	0
Loans Receivable | Substandard | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Substandard | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	31	0
Loans Receivable | Substandard | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	932	851
Loans Receivable | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Doubtful | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Performing
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	286,201	282,536
Loans Receivable | Performing | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	56,681	60,908
Loans Receivable | Performing | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	43,249	47,349
Loans Receivable | Performing | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	128,306	105,758
Loans Receivable | Performing | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	11,731	19,690
Loans Receivable | Performing | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	4,069	3,976
Loans Receivable | Performing | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	17,604	20,894
Loans Receivable | Performing | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	3,283	3,548
Loans Receivable | Performing | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	686	1,073
Loans Receivable | Performing | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,316	2,838
Loans Receivable | Performing | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	18,276	16,502
Loans Receivable | Nonperforming (1)
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	2,011	4,714
Loans Receivable | Nonperforming (1) | One-to-four family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	1,263	2,101
Loans Receivable | Nonperforming (1) | Multi-family
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	158
Loans Receivable | Nonperforming (1) | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	2,070
Loans Receivable | Nonperforming (1) | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Nonperforming (1) | Land
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	150
Loans Receivable | Nonperforming (1) | Home equity
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Nonperforming (1) | Credit cards
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	6	0
Loans Receivable | Nonperforming (1) | Automobile
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	0	0
Loans Receivable | Nonperforming (1) | Other consumer
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	31	0
Loans Receivable | Nonperforming (1) | Commercial business
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Net	$ 711	$ 235
Minimum | Pass
Financing Receivable, Recorded Investment [Line Items]
Debt Service Coverage Ratio	1
Minimum | Substandard
Financing Receivable, Recorded Investment [Line Items]
Debt Service Coverage Ratio	1

Loans Receivable, Net (Troubled

Loans Receivable, Net (Troubled Debt Restructurings on Financing Receivables) (Details)	12 Months Ended
	Jun. 30, 2015USD ($)Contract	Jun. 30, 2014USD ($)Contract	Jun. 30, 2013USD ($)Contract
Financing Receivable, Modifications [Line Items]
TDR recorded investment	$ 9,800,000	$ 11,300,000
Subsequent default, number of contracts	0		3
Post-TDR investment, subsequent default			$ 579,000
Total modifications [Member]
Financing Receivable, Modifications [Line Items]
TDR recorded investment	$ 9,827,000	11,261,000
One-to-four family
Financing Receivable, Modifications [Line Items]
TDR recorded investment	8,691,000	9,945,000
Subsequent default, number of contracts | Contract			2
Post-TDR investment, subsequent default			$ 506,000
Land
Financing Receivable, Modifications [Line Items]
TDR recorded investment	639,000	727,000
Home equity
Financing Receivable, Modifications [Line Items]
TDR recorded investment	276,000	367,000
Subsequent default, number of contracts | Contract			1
Post-TDR investment, subsequent default			$ 73,000
Commercial business
Financing Receivable, Modifications [Line Items]
TDR recorded investment	221,000	222,000
Accrual Status
Financing Receivable, Modifications [Line Items]
TDR recorded investment	9,146,000	9,906,000
Accrual Status | One-to-four family
Financing Receivable, Modifications [Line Items]
TDR recorded investment	8,010,000	8,590,000
Accrual Status | Land
Financing Receivable, Modifications [Line Items]
TDR recorded investment	639,000	727,000
Accrual Status | Home equity
Financing Receivable, Modifications [Line Items]
TDR recorded investment	276,000	367,000
Accrual Status | Commercial business
Financing Receivable, Modifications [Line Items]
TDR recorded investment	221,000	222,000
Nonaccrual Status
Financing Receivable, Modifications [Line Items]
TDR recorded investment	681,000	1,355,000
Nonaccrual Status | One-to-four family
Financing Receivable, Modifications [Line Items]
TDR recorded investment	681,000	1,355,000
Nonaccrual Status | Land
Financing Receivable, Modifications [Line Items]
TDR recorded investment	0	0
Nonaccrual Status | Home equity
Financing Receivable, Modifications [Line Items]
TDR recorded investment	0	0
Nonaccrual Status | Commercial business
Financing Receivable, Modifications [Line Items]
TDR recorded investment	$ 0	$ 0
Home equity
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructuring Number of Contracts | Contract		1	4
Pre-TDR recorded investment		$ 75,000	$ 299,000
Post-TDR recorded investment		$ 67,000	$ 301,000
Land
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructuring Number of Contracts | Contract			1
Pre-TDR recorded investment			$ 429,000
Post-TDR recorded investment			$ 429,000
Total modifications [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructuring Number of Contracts | Contract	1	9	27
Pre-TDR recorded investment	$ 197,000	$ 1,750,000	$ 8,109,000
Post-TDR recorded investment	$ 194,000	$ 1,770,000	$ 7,909,000
Commercial business
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructuring Number of Contracts | Contract		1
Pre-TDR recorded investment		$ 145,000
Post-TDR recorded investment		$ 158,000
One-to-four family
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructuring Number of Contracts | Contract	1	7	22
Pre-TDR recorded investment	$ 197,000	$ 1,530,000	$ 7,381,000
Post-TDR recorded investment	$ 194,000	$ 1,545,000	$ 7,179,000

Real Estate Owned, Net (Schedul

Real Estate Owned, Net (Schedule of Real Estate Properties) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Other Real Estate [Roll Forward]
Balance at the beginning of the period	$ 5,067	$ 6,212	$ 6,708
Net loans transferred to real estate owned	2,241	5,793	5,050
Capitalized improvements	27	591	793
Sales	(6,506)	(6,439)	(4,852)
Impairments	(32)	(1,090)	(1,487)
Balance at the end of the period	$ 797	$ 5,067	$ 6,212

Property, Premises, and Equip60

Property, Premises, and Equipment (Property, Premises, and Equipment Owned) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Property, Plant and Equipment [Line Items]
Property, premises and equipment, gross	$ 23,852	$ 26,090
Less accumulated depreciation and amortization	(13,482)	(14,777)
Property, premises, and equipment, net of depreciation and amortization	10,370	11,313
Depreciation and amortization	665	608	$ 946
Land
Property, Plant and Equipment [Line Items]
Property, premises and equipment, gross	2,247	2,323
Building and improvements
Property, Plant and Equipment [Line Items]
Property, premises and equipment, gross	15,883	16,691
Furniture and fixtures
Property, Plant and Equipment [Line Items]
Property, premises and equipment, gross	4,778	5,710
Automobiles
Property, Plant and Equipment [Line Items]
Property, premises and equipment, gross	334	289
Software
Property, Plant and Equipment [Line Items]
Property, premises and equipment, gross	593	1,056
Leasehold improvements
Property, Plant and Equipment [Line Items]
Property, premises and equipment, gross	$ 17	$ 21

Deposits (Schedule of Deposits)

Deposits (Schedule of Deposits) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Amount
Noninterest-bearing demand deposits, amount	$ 44,719	$ 41,149
Interest-bearing demand deposits, weighted-average rate of .04% and .04% in 2015 and 2014, respectively, amount	22,448	22,771
Savings deposits, weighted-average rate of .15% in 2015 and .15% in 2014, amount	42,399	39,693
Money market accounts, weighted-average rate of .15% and .14% in 2015 and 2014, respectively, amount	63,916	69,610
Total deposits, amount	$ 299,812	$ 311,034
Percent
Noninterest-bearing demand deposits, percent	15.00%	13.20%
Interest-bearing demand deposits, weighted-average rate of .08% and .33% in 2013 and 2012, respectively, percent	7.50%	7.30%
Savings deposits, weighted-average rate of .23% in 2013 and .56% in 2012, percent	14.10%	12.80%
Money market accounts, weighted-average rate of .27% and .66% in 2013 and 2012, respectively, percent	21.30%	22.40%
Total deposits, percent	100.00%	100.00%
Weighted Average Rate
Interest-bearing demand deposits, weighted-average rate	0.04%	0.04%
Savings deposits, weighted-average rate	0.15%	0.15%
Money market accounts, weighted-average rate	0.15%	0.14%
Schedule Of Deposits [Line Items]
Total of certificates of deposit, amount	$ 126,330	$ 137,811
Total of certificates of deposit, percent	42.10%	44.30%
0.00 to 3.49% [Member]
Schedule Of Deposits [Line Items]
Total of certificates of deposit, amount	$ 100,286	$ 111,463
Total of certificates of deposit, percent	33.40%	35.80%
0.00 to 3.49% [Member] | Minimum
Schedule Of Deposits [Line Items]
Certificate of deposit, interest rate	0.00%	0.00%
0.00 to 3.49% [Member] | Maximum
Schedule Of Deposits [Line Items]
Certificate of deposit, interest rate	3.49%	3.49%
3.50 to 5.49% [Member]
Schedule Of Deposits [Line Items]
Total of certificates of deposit, amount	$ 26,044	$ 26,348
Total of certificates of deposit, percent	8.70%	8.50%
3.50 to 5.49% [Member] | Minimum
Schedule Of Deposits [Line Items]
Certificate of deposit, interest rate	3.50%	3.50%
3.50 to 5.49% [Member] | Maximum
Schedule Of Deposits [Line Items]
Certificate of deposit, interest rate	5.49%	5.49%

Deposits (Schedule of Maturitie

Deposits (Schedule of Maturities of Certificates) (Details) $ in Thousands	Jun. 30, 2015USD ($)
Time Deposits, Fiscal Year Maturity [Abstract]
2,015	$ 40,413
2,016	21,972
2,017	22,074
2,018	32,579
Thereafter	9,292
Total	$ 126,330

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($)	Jun. 30, 2015	Jun. 30, 2014
Banking and Thrift [Abstract]
Certificates of deposit in denominations of $250 or more	$ 16,400,000	$ 16,800,000
Public funds included in deposits	8,600,000	9,500,000
Brokered deposit balances	$ 0	$ 0

Borrowings (FHLB Advances and L

Borrowings (FHLB Advances and Lines of Credit) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Line of Credit Facility [Line Items]
One year or less	$ 0	$ 17,500
After one year through three years	10,000	0
Total balance of advances outstanding	10,000	$ 17,500
Pacific Coast Banker's Bank [Member]
Line of Credit Facility [Line Items]
Line of Credit Facility, Current Borrowing Capacity	$ 5,000

Borrowings (Maximum and Average

Borrowings (Maximum and Average Outstanding Advances and Lines of Credit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Banking and Thrift [Abstract]
Highest outstanding advances at month-end for the previous 12 months	$ 22,500	$ 64,900
Average outstanding	$ 13,629	$ 26,015

Borrowings (Narrative) (Details

Borrowings (Narrative) (Details) - USD ($)	Jun. 30, 2015	Jun. 30, 2014
Banking and Thrift [Abstract]
Total amount available under this line of credit	$ 132,300,000	$ 98,300,000
Total balance of loans pledged	228,600,000	217,700,000
Total balance of advances outstanding	10,000,000	17,500,000
Net remaining amounts available	$ 122,300,000	$ 80,800,000
FHLB advances, weighted-average interest rate	1.18%	3.58%
Federal Reserve Bank [Member] | Domestic Line of Credit [Member]
Line of Credit Facility [Line Items]
Line of Credit Facility, Current Borrowing Capacity	$ 1,000,000
Amount outstanding	0
Pacific Coast Banker's Bank [Member]
Line of Credit Facility [Line Items]
Line of Credit Facility, Current Borrowing Capacity	$ 5,000,000

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule of Employee Stock Ownership Plan (ESOP) Disclosures) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated shares	32,865	25,981
Unallocated shares	69,135	76,019
Total ESOP shares	102,000	102,000
Fair value of unallocated shares	$ 1,555	$ 1,451

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 25, 2011	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Employee Stock Ownership Plan (ESOP), Amount borrowed	$ 1,000
Shares contributed to ESOP	102,000
Common stock issued, shares, offering price per share	$ 10
ESOP expense		$ 172	$ 123	$ 95

Supplemental Executive Retire69

Supplemental Executive Retirement Plan (SERP) (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Defined Benefit Plan Disclosure [Line Items]
Supplemental Executive Retirement Plan liability	$ 1,814	$ 1,715
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Compensation cost (benefit) recognized	99	12	$ 61
Supplemental Executive Retirement Plan liability	$ 1,814	$ 1,715
Minimum | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Value of SERP unit as a percentage of SERP unit value as of preceeding valuation date	90.00%
Maximum | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Value of SERP unit as a percentage of SERP unit value as of preceeding valuation date	125.00%

Earnings (Loss) Per Share (Sche

Earnings (Loss) Per Share (Schedule of Earnings Per Share, Basic and Diluted) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share [Abstract]
Net income (loss)	$ 9,827	$ 423	$ (255)
Weighted average common shares outstanding	2,477,423	2,466,983	2,461,033
Basic loss per share	$ 3.97	$ 0.17	$ (0.10)
Diluted loss per share	$ 3.97	$ 0.17	$ (0.10)

Earnings (Loss) Per Share (Narr

Earnings (Loss) Per Share (Narrative) (Details) - shares	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive options	0	0	0

Related Party Transactions (Loa

Related Party Transactions (Loans to Directors, Executive Officers, and Their Affiliates) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Related Party Transactions [Abstract]
Extensions of Credit	$ 1,900	$ 1,900	$ 2,000
Loans and Leases Receivable, Related Parties [Roll Forward]
Beginning Balance	887	228	254
Origination of Notes Receivable from Related Parties	0	668	6
Repayment of Notes Receivable from Related Parties	610	9	32
Ending Balance	$ 277	$ 887	$ 228

Regulatory Capital Requiremen73

Regulatory Capital Requirements (Bank's Actual Capital Accounts and Ratios) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets), Actual, Ratio	20.10%	18.30%
Tier I capital (to risk-weighted assets), Actual, Ratio	19.00%	17.10%
Excess Tier One Risk Based Capital to Risk Weighted Assets, Actual, Ratio	19.00%
Tier I leverage capital (to average assets), Actual, Ratio	16.60%	14.00%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets), Actual, Amount	$ 57,321	$ 57,344
Total capital (to risk-weighted assets), Actual, Ratio	17.40%	18.00%
Total capital (to risk-weighted assets), Minimum Capital Requirement, Amount	$ 26,422	$ 25,460
Total capital (to risk-weighted assets), Minimum Capital Requirement, Ratio	8.00%	8.00%
Total capital (to risk-weighted assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 33,027	$ 31,826
Total capital (to risk-weighted assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%	10.00%
Tier I capital (to risk-weighted assets), Actual, Amount	$ 53,600	$ 53,358
Tier I capital (to risk-weighted assets), Actual, Ratio	16.20%	16.80%
Tier I capital (to risk-weighted assets), Minimum Capital Requirement, Amount	$ 19,816	$ 12,730
Tier I capital (to risk-weighted assets), Minimum Capital Requirement, Ratio	6.00%	4.00%
Tier I capital (to risk-weighted assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 26,422	$ 19,095
Tier I capital (to risk-weighted assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%	6.00%
Excess Tier One Risk Based Capital, Actual, Amount	$ 53,600
Excess Tier One Risk Based Capital to Risk Weighted Assets, Actual, Ratio	16.20%
Excess Tier I capital (to risk-weighted assets), Minimum Capital Requirement, Amount	$ 14,862
Excess Tier I capital (to risk-weighted assets), Minimum, Capital Requirement, Ratio	4.50%
Excess Tier I capital (to risk-weighted assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 21,468
Excess Tier I capital (to risk-weighted assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%
Tier I leverage capital (to average assets), Actual, Amount	$ 53,600	$ 53,358
Tier I leverage capital (to average assets), Actual, Ratio	14.30%	13.60%
Tier I leverage capital (to average assets), Minimum Capital Requirement, Amount	$ 14,963	$ 15,688
Tier I leverage capital (to average assets), Minimum Capital Requirement, Ratio	4.00%	4.00%
Tier I leverage capital (to average assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 18,703	$ 19,610
Tier I leverage capital (to average assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%

Regulatory Capital Requiremen74

Regulatory Capital Requirements (Narrative) (Details)	Jun. 30, 2015	Jun. 30, 2014
Banking and Thrift [Abstract]
Tier 1 Leverage-Based Capital ratio	16.60%	14.00%
Excess Tier One Risk Based Capital to Risk Weighted Assets, Actual, Ratio	19.00%
Tier 1 Risk- Based Capital ratio	19.00%	17.10%
Total Risk-Based Capital ratio	20.10%	18.30%

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Tax) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Income Tax Disclosure [Abstract]
Current Income Tax Expense (Benefit)	$ 0	$ 0
Deferred Income Tax Expense (Benefit)	148	(50)
Deferred tax asset valuation allowance	(8,469)	50	$ 303
Provision for income taxes	$ (8,321)	$ 0	$ 0

Income Taxes (Reconciliation of

Income Taxes (Reconciliation of Provision (Benefit) for Income Tax) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Effective Income Tax Rate Reconciliation, Amount [Abstract]
Income taxes computed at statutory rates	$ 511	$ 144	$ (86)
Tax-exempt income	(193)	(202)	(239)
Deferred tax asset valuation allowance	(8,469)	50	303
Other, net	(170)	8	22
Provision for income taxes	$ (8,321)	$ 0	$ 0
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]
Income taxes computed at statutory rates, Percent of Pre-Tax Income	34.00%	34.00%	(34.00%)
Tax-exempt income, Percent of Pre-Tax Income	(12.80%)	(47.80%)	(94.00%)
Deferred tax asset valuation allowance, Percent of Pre-Tax Income	(562.50%)	11.90%	119.00%
Other, net, Percent of Pre-Tax Income	(11.40%)	1.90%	9.00%
Benefit for income tax, Percent of Pre-Tax Income	(552.70%)	0.00%	0.00%

Income Taxes (Components of Net

Income Taxes (Components of Net Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Deferred tax assets
Allowance for loan losses	$ 3,139	$ 3,446
AMT credit carryforward	199	198
Deferred compensation - SERP	573	583
Securities impairment charge	340	340
Net operating loss carryforward	4,726	4,943
Real estate owned	198	992
Unrealized loss on securities available-for-sale	45	65
Accumulated depreciation	314	94
Total deferred tax assets	9,534	10,661
Deferred tax liabilities
Deferred loan fees and costs	396	395
FHLB stock dividends	166	1,035
Mortgage servicing rights	80	125
Other common, net	25	72
Total deferred tax liabilities	667	1,627
Net deferred tax asset, before valuation allowance	8,867	9,034
Valuation allowance	0	8,479	$ 8,700
Net deferred tax asset, after valuation allowance	$ 8,867	$ 555

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Income Tax Disclosure [Abstract]
Tax-basis bad debt reserves	$ 5,500
Valuation allowance	0	$ 8,479	$ 8,700
Domestic Tax Authority
Operating Loss Carryforwards [Line Items]
Net operating loss carryforward	13,900
Oregon | State and Local Jurisdiction
Operating Loss Carryforwards [Line Items]
Net operating loss carryforward	$ 675,000

Parent Company Financials (Cond

Parent Company Financials (Condensed Statement of Financial Condition) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2012
ASSETS
Prepaid expenses and other assets	$ 2,692	$ 1,517
Total assets	379,230	389,128
LIABILITIES
Total liabilities	315,507	335,453
STOCKHOLDERS' EQUITY
Common stock	25	25
Additional paid-in capital	23,404	23,293
Retained earnings, substantially restricted	41,741	31,914
Unearned ESOP Shares	(736)	(797)
Accumulated other comprehensive income (loss), net of tax	(711)	(760)
Total stockholders' equity	63,723	53,675	$ 52,368	$ 54,024
Total liabilities and stockholders' equity	379,230	389,128
Parent Company [Member]
ASSETS
Cash	5,324	240
ESOP loan	735	797
Investment in bank subsidiary	47,506	52,634
Prepaid expenses and other assets	505	38
Total assets	54,070	53,709
LIABILITIES
Total liabilities	3	34
STOCKHOLDERS' EQUITY
Common stock	25	25
Additional paid-in capital	23,404	23,293
Retained earnings, substantially restricted	32,084	31,914
Unearned ESOP Shares	(735)	(797)
Accumulated other comprehensive income (loss), net of tax	(711)	(760)
Total stockholders' equity	54,067	53,675
Total liabilities and stockholders' equity	$ 54,070	$ 53,709

Parent Company Financials (Co80

Parent Company Financials (Condensed Statement of Operations) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Operating expenses
General and administrative	$ 2,663	$ 3,086	$ 3,277
Income tax expense (benefit)	(8,321)	0	0
Net income (loss)	9,827	423	(255)
Parent Company [Member]
Operating income
Interest income ESOP loan	26	28	30
Payments of Dividends	5,350
Total operating income	5,376	28	30
Operating expenses
Legal expense	105	127	164
Accounting expense	47	44	47
Professional fee	60	60	76
Management fee	67	68	73
General and administrative	54	77	22
Total operating expenses	333	376	382
Loss before income tax benefit and equity in undistributed loss of subsidiary	5,043	(348)	(352)
Income tax expense (benefit)	(478)	0	0
Loss before equity in undistributed loss of subsidiary	5,521	(348)	(352)
Equity in undistributed income (loss) in subsidiary	4,306	771	97
Net income (loss)	$ 9,827	$ 423	$ (255)

Parent Company Financials (Co81

Parent Company Financials (Condensed Statement of Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities
Net income (loss)	$ 9,827	$ 423	$ (255)
Adjustments to reconcile net loss to net cash from operating activities:
Increase (Decrease) in Deferred Income Taxes	(81)	0	0
Equity in undistributed income (loss) of subsidiary	370	4,129	(3,242)
Net cash provided by operating activities	1,020	7,194	(1,356)
Cash flows from financing activities
Net cash used for financing activities	(18,611)	(64,850)	(16,985)
NET CHANGE IN CASH AND CASH EQUIVALENTS	(308)	(50,595)	(13,320)
Beginning of period	14,758	65,353	78,673
End of period	14,450	14,758	65,353
Parent Company [Member]
Cash flows from operating activities
Net income (loss)	9,827	423	(255)
Adjustments to reconcile net loss to net cash from operating activities:
Dividends received from subsidiary	(4,306)	(771)	(97)
Increase (Decrease) in Deferred Income Taxes	(478)	0	0
Equity in undistributed income (loss) of subsidiary	(46)	(45)	(31)
Net cash provided by operating activities	4,997	(393)	(383)
Cash flows from financing activities
ESOP loan repayments	88	123	95
Net cash used for financing activities	88	123	95
NET CHANGE IN CASH AND CASH EQUIVALENTS	5,084	(270)	(288)
Beginning of period	240	510	798
End of period	$ 5,324	$ 240	$ 510

Commitments and Contingencies82

Commitments and Contingencies (Credit-related Financial Instruments) (Details) - USD ($)	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability face amount	$ 33,693,000	$ 34,032,000
Off-balance sheet risks, current liability	6,385,000	4,505,000
Off-balance sheet risks, liability reserve	79,000	81,000
Unused lines of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability face amount	28,669,000	33,705,000
Off-balance sheet risks, current liability	1,361,000	4,178,000
Loan Origination Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability face amount	5,024,000	327,000
Off-balance sheet risks, current liability	5,024,000	327,000
Adjustable Rate Line Of Credit [Member] | Unused lines of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability face amount	26,961,000	28,599,000
Off-balance sheet risks, current liability	962,000	3,744,000
Fixed Rate Line Of Credit [Member] | Unused lines of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, liability face amount	1,708,000	5,106,000
Off-balance sheet risks, current liability	$ 399,000	$ 434,000
Minimum | Fixed Rate Line Of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, interest rate	3.75%	3.75%
Maximum | Fixed Rate Line Of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Off-balance sheet risks, interest rate	17.99%	17.99%

Commitments and Contingencies83

Commitments and Contingencies (Operating Lease Commitments) (Details) $ in Thousands	Jun. 30, 2015USD ($)
Commitments and Contingencies Disclosure [Abstract]
2,015	$ 110
2,016	117
2,017	124
2,018	$ 84

Commitments and Contingencies84

Commitments and Contingencies (Narrative) (Details) $ in Thousands	12 Months Ended
	Jun. 30, 2015USD ($)loan	Jun. 30, 2014USD ($)loan	Jun. 30, 2013USD ($)loan
Commitments and Contingencies Disclosure [Abstract]
Principal balance of loans sold without recourse	$ 86,800	$ 102,300
Number of loans repurchased | loan	0	3	0
Operating Leased Assets [Line Items]
Rental expense charged to operations	$ 133	$ 121	$ 238
Minimum
Operating Leased Assets [Line Items]
Operating leases, term of contract	3 years
Maximum
Operating Leased Assets [Line Items]
Operating leases, term of contract	5 years

Fair Value Measurements (Schedu

Fair Value Measurements (Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	$ 29,565	$ 38,917
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	29,565	38,917
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	435	446
Fair Value, Measurements, Recurring | FHLMC
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	11,791	16,956
Fair Value, Measurements, Recurring | FNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	16,408	20,331
Fair Value, Measurements, Recurring | GNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	931	1,184
Fair Value, Measurements, Recurring | Level 1 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	0	0
Fair Value, Measurements, Recurring | Level 1 | FHLMC
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 1 | FNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 1 | GNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 2 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	435	446
Fair Value, Measurements, Recurring | Level 2 | FHLMC
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	11,791	16,956
Fair Value, Measurements, Recurring | Level 2 | FNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	16,408	20,331
Fair Value, Measurements, Recurring | Level 2 | GNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	931	1,184
Fair Value, Measurements, Recurring | Level 3 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Municipal bonds	0	0
Fair Value, Measurements, Recurring | Level 3 | FHLMC
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 3 | FNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring | Level 3 | GNMA
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements (Sche86

Fair Value Measurements (Schedule of Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 6,266	$ 8,761
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	5,660	4,818
Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	606	3,943
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Level 1 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Level 2 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	6,266	8,761
Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	5,660	4,818
Level 3 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	606	3,943
Commercial real estate | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	408	1,850
Commercial real estate | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	3,539
Commercial real estate | Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial real estate | Level 1 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial real estate | Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial real estate | Level 2 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial real estate | Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	408	1,850
Commercial real estate | Level 3 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	3,539
Land [Member] | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	212	88
Land [Member] | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	418	40
Land [Member] | Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Land [Member] | Level 1 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Land [Member] | Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Land [Member] | Level 2 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Land [Member] | Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	212	88
Land [Member] | Level 3 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	418	40
Commercial business | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	868	392
Commercial business | Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial business | Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial business | Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	868	392
One-to-four family [Member] | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	4,172	2,488
One-to-four family [Member] | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	188	364
One-to-four family [Member] | Level 1 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
One-to-four family [Member] | Level 1 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
One-to-four family [Member] | Level 2 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
One-to-four family [Member] | Level 2 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
One-to-four family [Member] | Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	4,172	2,488
One-to-four family [Member] | Level 3 | Real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 188	$ 364

Fair Value Measurements (Sche87

Fair Value Measurements (Schedule of Quantitative Information About Level 3 Fair Value Instruments) (Details) - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 6,266	$ 8,761
Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	5,660	4,818
Real estate owned
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	606	3,943
Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	6,266	8,761
Level 3 | Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	5,660	4,818
Level 3 | Real estate owned
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	606	3,943
Collateral Value Method | Level 3 | Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 5,660	$ 4,818
Collateral Value Method | Level 3 | Impaired loans | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount Rate	0.00%	0.00%
Collateral Value Method | Level 3 | Impaired loans | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount Rate	100.00%	100.00%
Collateral Value Method | Level 3 | Impaired loans | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount Rate	4.00%	4.00%
Collateral Value Method | Level 3 | Real estate owned
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 606	$ 3,943
Collateral Value Method | Level 3 | Real estate owned | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount Rate	0.00%	0.00%
Collateral Value Method | Level 3 | Real estate owned | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount Rate	100.00%	100.00%
Collateral Value Method | Level 3 | Real estate owned | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount Rate	1.00%	18.00%

Fair Value Measurements (Sche88

Fair Value Measurements (Schedule of Carrying Values and Estimated Fair Values of Debt Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2012
Financial Instruments-Assets
Cash and cash equivalents	$ 14,450	$ 14,758	$ 65,353	$ 78,673
Securities available for sale, at fair value	29,565	38,917
Fair value of securities held to maturity	7,692	8,908
Loans held for sale	505	0
Accrued interest receivable	1,069	1,236
Financial Instruments-Liabilities
Advance payments by borrowers for taxes and insurance	1,002	891
Fair Value
Financial Instruments-Assets
Cash and cash equivalents	14,450	14,758
Securities available for sale, at fair value	29,565	38,917
Fair value of securities held to maturity	7,692	8,908
FHLB stock	853	6,046
Loans held for sale	505	0
Loans	288,424	283,424
Bank owned life insurance investment, net of surrender charges	19,001	19,428
Accrued interest receivable	1,069	1,236
Financial Instruments-Liabilities
Demand deposits, savings and money market	173,482	173,223
Certificates of deposit	125,942	137,627
FHLB advances	9,882	17,661
Advance payments by borrowers for taxes and insurance	1,002	891
Carrying Amount
Financial Instruments-Assets
Cash and cash equivalents	14,450	14,758
Securities available for sale, at fair value	29,565	38,917
Fair value of securities held to maturity	7,617	8,765
FHLB stock	853	6,046
Loans held for sale	505	0
Loans	287,165	286,150
Bank owned life insurance investment, net of surrender charges	19,001	19,428
Accrued interest receivable	1,069	1,236
Financial Instruments-Liabilities
Demand deposits, savings and money market	173,482	173,223
Certificates of deposit	126,330	137,811
FHLB advances	10,000	17,500
Advance payments by borrowers for taxes and insurance	1,002	891
Quoted Prices in Active Markets for Identical Assets or Liabilities (Level 1)
Financial Instruments-Assets
Cash and cash equivalents	14,450	14,758
Securities available for sale, at fair value	0	0
Fair value of securities held to maturity	0	0
FHLB stock	0	0
Loans held for sale	0	0
Loans	0	0
Bank owned life insurance investment, net of surrender charges	0	0
Accrued interest receivable	0	0
Financial Instruments-Liabilities
Demand deposits, savings and money market	173,482	173,223
Certificates of deposit	0	0
FHLB advances	0	0
Advance payments by borrowers for taxes and insurance	1,002	891
Significant Other Observable Inputs (Level 2)
Financial Instruments-Assets
Cash and cash equivalents	0	0
Securities available for sale, at fair value	29,565	38,917
Fair value of securities held to maturity	7,692	8,908
FHLB stock	853	6,046
Loans held for sale	0	0
Loans	0	0
Bank owned life insurance investment, net of surrender charges	19,001	19,428
Accrued interest receivable	1,069	1,236
Financial Instruments-Liabilities
Demand deposits, savings and money market	0	0
Certificates of deposit	125,942	137,627
FHLB advances	9,882	17,661
Advance payments by borrowers for taxes and insurance	0	0
Significant Unobservable Inputs (Level 3)
Financial Instruments-Assets
Cash and cash equivalents	0	0
Securities available for sale, at fair value	0	0
Fair value of securities held to maturity	0	0
FHLB stock	0	0
Loans held for sale	0	0
Loans	288,424	283,424
Bank owned life insurance investment, net of surrender charges	0	0
Accrued interest receivable	0	0
Financial Instruments-Liabilities
Demand deposits, savings and money market	0	0
Certificates of deposit	0	0
FHLB advances	0	0
Advance payments by borrowers for taxes and insurance	$ 0	$ 0