Eft (EFTB) 10-K 2012 FY Annual report

Exhibit 32.2

SECTION 1350 CERTIFICATION (CFO)

EFT HOLDINGS, INC.

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of EFT Holdings, Inc., the “Company,” on Form 10-K for the year ended March 31, 2012, as filed with the Securities and Exchange Commission on the date hereof, the “Report,” I, William E. Sluss, principal financial and accounting officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1) the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date:  August 13, 2012	By:	/s/ William E. Sluss
	William E. Sluss
	Principal Financial and Accounting Officer