John Hancock Life Insurance Co D/A Indefinite amount in investment fund, sold $551.62 mm, 68 investors

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM D

Notice of Exempt Offering of Securities

OMB APPROVAL

OMB Number:	3235-0076
Estimated average burden
hours per response:	4.00

1. Issuer's Identity

CIK (Filer ID Number)

Previous Names

X None

Entity Type

0001458488

	Corporation
	Limited Partnership
	Limited Liability Company
	General Partnership
	Business Trust
X	Other (Specify)

Insurance Company Separate Investment Account

Name of Issuer

John Hancock Life Insurance Co (U.S.A.) Separate Account PPM1-T

Jurisdiction of Incorporation/Organization

MICHIGAN

Year of Incorporation/Organization

X	Over Five Years Ago
	Within Last Five Years (Specify Year)
	Yet to Be Formed

2. Principal Place of Business and Contact Information

Name of Issuer
John Hancock Life Insurance Co (U.S.A.) Separate Account PPM1-T
Street Address 1		Street Address 2
197 Clarendon Street
City	State/Province/Country	ZIP/PostalCode	Phone Number of Issuer
Boston	MASSACHUSETTS	02116	800-521-1234

3. Related Persons

Last Name	First Name	Middle Name
John Hancock Life Insurance Company (USA)	John
Street Address 1	Street Address 2
197 Clarendon Street
City	State/Province/Country	ZIP/PostalCode
Boston	MASSACHUSETTS	02116

Relationship: Executive Officer Director X Promoter

Clarification of Response (if Necessary):

4. Industry Group

Agriculture

Banking & Financial Services

Commercial Banking

Insurance

Investing

Investment Banking

X

Pooled Investment Fund

	Hedge Fund
	Private Equity Fund
	Venture Capital Fund
X	Other Investment Fund

Is the issuer registered as
an investment company under
the Investment Company
Act of 1940?

Yes X No

Other Banking & Financial Services

Business Services

Energy

Coal Mining

Electric Utilities

Energy Conservation

Environmental Services

Oil & Gas

Other Energy

Health Care

Biotechnology

Health Insurance

Hospitals & Physicians

Pharmaceuticals

Other Health Care

Manufacturing

Real Estate

Commercial

Construction

REITS & Finance

Residential

Other Real Estate

Retailing

Restaurants

Technology

Computers

Telecommunications

Other Technology

Travel

Airlines & Airports

Lodging & Conventions

Tourism & Travel Services

Other Travel

Other

5. Issuer Size

Revenue Range		OR	Aggregate Net Asset Value Range
	No Revenues			No Aggregate Net Asset Value
	$1 - $1,000,000			$1 - $5,000,000
	$1,000,001 - $5,000,000			$5,000,001 - $25,000,000
	$5,000,001 - $25,000,000			$25,000,001 - $50,000,000
	$25,000,001 - $100,000,000			$50,000,001 - $100,000,000
	Over $100,000,000			Over $100,000,000
	Decline to Disclose		X	Decline to Disclose
	Not Applicable			Not Applicable

6. Federal Exemption(s) and Exclusion(s) Claimed (select all that apply)

	Rule 504(b)(1) (not (i), (ii) or (iii))
	Rule 504 (b)(1)(i)
	Rule 504 (b)(1)(ii)
	Rule 504 (b)(1)(iii)
	Rule 506(b)
X	Rule 506(c)
	Securities Act Section 4(a)(5)

X Investment Company Act Section 3(c)

Section 3(c)(1) Section 3(c)(9)  

Section 3(c)(2) Section 3(c)(10)

Section 3(c)(3) Section 3(c)(11)

Section 3(c)(4) Section 3(c)(12)

Section 3(c)(5) Section 3(c)(13)

Section 3(c)(6) Section 3(c)(14)

X Section 3(c)(7)

7. Type of Filing

	New Notice	Date of First Sale	2009-08-14	First Sale Yet to Occur
X	Amendment

8. Duration of Offering

Does the Issuer intend this offering to last more than one year? X Yes No

9. Type(s) of Securities Offered (select all that apply)

Equity	X	Pooled Investment Fund Interests
Debt		Tenant-in-Common Securities
Option, Warrant or Other Right to Acquire Another Security		Mineral Property Securities
Security to be Acquired Upon Exercise of Option, Warrant or Other Right to Acquire Security	X	Other (describe)
	Interests in the separate account issued pursuant to Variable Life Insurance Policies

10. Business Combination Transaction

Is this offering being made in connection with a business combination transaction, such as a merger, acquisition or exchange offer? Yes X No

Clarification of Response (if Necessary):

11. Minimum Investment

Minimum investment accepted from any outside investor $250,000 USD

12. Sales Compensation

Recipient	Recipient CRD Number None
Brent Kinetz	2031620
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
60 E 42nd St.	Floor 44
City	State/Province/Country	ZIP/Postal Code
NEW YORK	NEW YORK	10165
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
DELAWARE

Recipient	Recipient CRD Number None
Campbell Gerrish	807708
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
60 E 42nd St.	Floor 44
City	State/Province/Country	ZIP/Postal Code
NEW YORK	NEW YORK	10165
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
SOUTH DAKOTA

Recipient	Recipient CRD Number None
Michael I. Silverberg	424015
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
29 SOUTH MAIN ST.	STE 311
City	State/Province/Country	ZIP/Postal Code
WEST HARTFORD	CONNECTICUT	06107
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
WASHINGTON

Recipient	Recipient CRD Number None
Milton H. Cohn	840000
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
5090 N. 40th STREET	Suite 180
City	State/Province/Country	ZIP/Postal Code
PHOENIX	ARIZONA	85018
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
ARIZONA ILLINOIS LOUISIANA SOUTH DAKOTA TEXAS

Recipient	Recipient CRD Number None
Michael Padon	355077
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M Holdings Securities, Inc.	43285
Street Address 1	Street Address 2
1125 NW Couch Street	Suite 900
City	State/Province/Country	ZIP/Postal Code
Portland	OREGON	97209
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
LOUISIANA TEXAS

Recipient	Recipient CRD Number None
Vernon Holleman III	2594098
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M Holdings Securities, Inc.	43285
Street Address 1	Street Address 2
1701 PENNSYLVANIA AVENUE NW	Suite 200
City	State/Province/Country	ZIP/Postal Code
WASHINGTON	DISTRICT OF COLUMBIA	20006
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
LOUISIANA

Recipient	Recipient CRD Number None
Richard J. Chaffee	44040
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
11100 WAYZATA BLVD	SUITE 200
City	State/Province/Country	ZIP/Postal Code
MINNETONKA	MINNESOTA	55305
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
WASHINGTON

Recipient	Recipient CRD Number None
Kevin Bachler	2363345
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
ASCENSUS BROKER DEALER SERVICES, LLC	36478
Street Address 1	Street Address 2
300 Primera Blvd.	SUITE 200
City	State/Province/Country	ZIP/Postal Code
Lake Mary	FLORIDA	32746
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
OHIO

Recipient	Recipient CRD Number None
Clune J. Walsh, Jr.	457946
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
1125 N.W. COUCH STREET	SUITE 900
City	State/Province/Country	ZIP/Postal Code
PORTLAND	OREGON	97209
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
MICHIGAN

Recipient	Recipient CRD Number None
Guy Richard Thomas	2192760
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
1125 N.W. COUCH STREET	SUITE 900
City	State/Province/Country	ZIP/Postal Code
PORTLAND	OREGON	97209
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
GEORGIA

Recipient	Recipient CRD Number None
Michael Liebeskind	1219051
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
THE LEADERS GROUP, INC.	37157
Street Address 1	Street Address 2
550 5th Avenue	11th Floor
City	State/Province/Country	ZIP/Postal Code
New York	NEW YORK	10036
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
ALASKA SOUTH DAKOTA

Recipient	Recipient CRD Number None
Eric Naison-Phillips	5155539
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
60 E 42nd St.	Floor 44
City	State/Province/Country	ZIP/Postal Code
NEW YORK	NEW YORK	10165
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
ALASKA DELAWARE SOUTH DAKOTA

Recipient	Recipient CRD Number None
Gary Sitzmann	700501
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
1125 N.W. COUCH STREET	SUITE 900
City	State/Province/Country	ZIP/Postal Code
PORTLAND	OREGON	97209
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
CALIFORNIA SOUTH DAKOTA

Recipient	Recipient CRD Number None
Edward C. Houghton, IV	735581
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
210 N. CAMPBELL
City	State/Province/Country	ZIP/Postal Code
EL PASO	TEXAS	79901
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
TEXAS

Recipient	Recipient CRD Number None
David Wexler	1028649
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
7315 WISCONSIN AVENUE	SUITE 250 E
City	State/Province/Country	ZIP/Postal Code
Bethesda	MARYLAND	20814
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
DELAWARE VIRGINIA

Recipient	Recipient CRD Number None
Philip DeBruyn	1564714
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
SOUTHERN WEALTH SECURITIES, LLC	291005
Street Address 1	Street Address 2
5005 LBJ Parkway	Suite 1313
City	State/Province/Country	ZIP/Postal Code
Dallas	TEXAS	75244
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
TEXAS

Recipient	Recipient CRD Number None
Ronald Greenberg	1860444
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M Holdings Securities, Inc.	43285
Street Address 1	Street Address 2
1776 On The Green, 67 East Park Place	Suite 750
City	State/Province/Country	ZIP/Postal Code
Morristown	NEW JERSEY	07960
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
NEW JERSEY

Recipient	Recipient CRD Number None
John E. Lagana	1530206
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M Holdings Securities, Inc.	43285
Street Address 1	Street Address 2
2000 RIVEREDGE PARKWAY	Suite 700
City	State/Province/Country	ZIP/Postal Code
ATLANTA	GEORGIA	30328
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
GEORGIA

Recipient	Recipient CRD Number None
Cole Koeniger	5082334
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
1776 On The Green, 67 East Park Place	Suite 750
City	State/Province/Country	ZIP/Postal Code
Morristown	NEW JERSEY	07960
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
NEW JERSEY

Recipient	Recipient CRD Number None
Thomas Rapp	6367780
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M Holdings Securities	43285
Street Address 1	Street Address 2
1776 On The Green 67 East Park Place.	Suite 750
City	State/Province/Country	ZIP/Postal Code
Morristown	NEW JERSEY	07960
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
NEW JERSEY

Recipient	Recipient CRD Number None
Michael A. Mingolelli	4744404
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
197 FIRST AVENUE	Suite 100
City	State/Province/Country	ZIP/Postal Code
NEEDHAM	MASSACHUSETTS	02494
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
DELAWARE

Recipient	Recipient CRD Number None
Jason Burlie	4072452
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
STANCORP EQUITIES, INC.	19517
Street Address 1	Street Address 2
1100 SW 6th Avenue
City	State/Province/Country	ZIP/Postal Code
Portland	OREGON	97204
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
OHIO

Recipient	Recipient CRD Number None
Daphne Boyle	4559660
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
1850 MT. DIABLO BLVD	Suite 430
City	State/Province/Country	ZIP/Postal Code
WALNUT CREEK	CALIFORNIA	94596
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
CALIFORNIA SOUTH DAKOTA

Recipient	Recipient CRD Number None
Lawton Nease	345467
(Associated) Broker or Dealer None	(Associated) Broker or Dealer CRD Number None
M HOLDINGS SECURITIES, INC.	43285
Street Address 1	Street Address 2
2000 RIVEREDGE PARKWAY	SUITE 700
City	State/Province/Country	ZIP/Postal Code
ATLANTA	GEORGIA	30328
State(s) of Solicitation (select all that apply) Check “All States” or check individual States All States	Foreign/non-US
SOUTH CAROLINA

13. Offering and Sales Amounts

Total Offering Amount		USD	or X Indefinite
Total Amount Sold	$551,616,473	USD
Total Remaining to be Sold		USD	or X Indefinite

Clarification of Response (if Necessary):

14. Investors

Select if securities in the offering have been or may be sold to persons who do not qualify as accredited investors, and enter the number of such non-accredited investors who already have invested in the offering.

Regardless of whether securities in the offering have been or may be sold to persons who do not qualify as accredited investors, enter the total number of investors who already have invested in the offering:

68

15. Sales Commissions & Finder's Fees Expenses

Provide separately the amounts of sales commissions and finders fees expenses, if any. If the amount of an expenditure is not known, provide an estimate and check the box next to the amount.

Sales Commissions	$12,311,415	USD	X Estimate
Finders' Fees	$0	USD	Estimate

Clarification of Response (if Necessary):

16. Use of Proceeds

Provide the amount of the gross proceeds of the offering that has been or is proposed to be used for payments to any of the persons required to be named as executive officers, directors or promoters in response to Item 3 above. If the amount is unknown, provide an estimate and check the box next to the amount.

$0

USD

Estimate

Clarification of Response (if Necessary):

As the issuer of the variable life insurance policies, JH Life Insurance Co. (U.S.A.) will receive amounts from charges deducted under the policies, but no executive officer, director, or promoter will receive any portion of the gross offering proceeds.

Signature and Submission

Please verify the information you have entered and review the Terms of Submission below before signing and clicking SUBMIT below to file this notice.

Terms of Submission

In submitting this notice, each issuer named above is:

• Notifying the SEC and/or each State in which this notice is filed of the offering of securities described and undertaking to furnish them, upon written request, in the accordance with applicable law, the information furnished to offerees.*

• Irrevocably appointing each of the Secretary of the SEC and, the Securities Administrator or other legally designated officer of the State in which the issuer maintains its principal place of business and any State in which this notice is filed, as its agents for service of process, and agreeing that these persons may accept service on its behalf, of any notice, process or pleading, and further agreeing that such service may be made by registered or certified mail, in any Federal or state action, administrative proceeding, or arbitration brought against the issuer in any place subject to the jurisdiction of the United States, if the action, proceeding or arbitration (a) arises out of any activity in connection with the offering of securities that is the subject of this notice, and (b) is founded, directly or indirectly, upon the provisions of:  (i) the Securities Act of 1933, the Securities Exchange Act of 1934, the Trust Indenture Act of 1939, the Investment Company Act of 1940, or the Investment Advisers Act of 1940, or any rule or regulation under any of these statutes, or (ii) the laws of the State in which the issuer maintains its principal place of business or any State in which this notice is filed.

• Certifying that, if the issuer is claiming a Regulation D exemption for the offering, the issuer is not disqualified from relying on Rule 504 or Rule 506 for one of the reasons stated in Rule 504(b)(3) or Rule 506(d).

Each Issuer identified above has read this notice, knows the contents to be true, and has duly caused this notice to be signed on its behalf by the undersigned duly authorized person.

For signature, type in the signer's name or other letters or characters adopted or authorized as the signer's signature.

Issuer	Signature	Name of Signer	Title	Date
John Hancock Life Insurance Co (U.S.A.) Separate Account PPM1-T	/s/ Michael A. Ramirez	Michael A. Ramirez	AVP & Senior Counsel, John Hancock Life Insurance Co. (USA)	2024-02-14

Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.

* This undertaking does not affect any limits Section 102(a) of the National Securities Markets Improvement Act of 1996 ("NSMIA") [Pub. L. No. 104-290, 110 Stat. 3416 (Oct. 11, 1996)] imposes on the ability of States to require information. As a result, if the securities that are the subject of this Form D are "covered securities" for purposes of NSMIA, whether in all instances or due to the nature of the offering that is the subject of this Form D, States cannot routinely require offering materials under this undertaking or otherwise and can require offering materials only to the extent NSMIA permits them to do so under NSMIA's preservation of their anti-fraud authority.