HomeTown Bankshares (HMTA) 10-Q 14 Aug 14 2014 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 14, 2013
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'HomeTown Bankshares Corp	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	3,287,567
Amendment Flag	'false	'
Entity Central Index Key	'0001461640	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Well-known Seasoned Issuer	'No	'
Document Period End Date	30-Jun-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$17,112	$19,537
Federal funds sold	495	738
Securities available for sale, at fair value	56,022	57,922
Restricted equity securities, at cost	2,718	2,564
Loans held for sale	162	0
Loans, net of allowance for loan losses of $3,616 in 2014 and $3,721 in 2013	314,352	294,212
Property and equipment, net	12,799	12,155
Other real estate owned, net of valuation allowance of $513 in 2014 and $935 in 2013	7,394	8,143
Bank owned life insurance	3,569	3,518
Deferred tax asset, net	77	1,159
Accrued income	1,922	1,877
Other assets	739	612
Total assets	417,361	402,437
Liabilities and Stockholders’ Equity	'	'
Noninterest-bearing	43,300	46,232
Interest-bearing	305,133	293,538
Total deposits	348,433	339,770
Short term borrowings	573	258
Federal Home Loan Bank borrowings	26,000	22,000
Accrued interest payable	295	286
Other liabilities	505	585
Total liabilities	375,806	362,899
Commitments and contingencies	0	0
Stockholders’ Equity:	'	'
Common stock, $5 par value; authorized 15,000,000 shares; issued and outstanding 3,287,567(includes 37,727 restricted shares) at June 30, 2014 and 3,270,299 (includes 27,846 restricted shares) at December 31, 2013	16,438	16,351
Surplus	15,278	15,339
Retained deficit	-3,630	-4,846
Accumulated other comprehensive income (loss)	176	-599
Total stockholders’ equity	41,555	39,538
Total liabilities and stockholders’ equity	417,361	402,437
Series C Preferred Stock [Member]	'	'
Stockholders’ Equity:	'	'
Convertible preferred stock, no par value; Series C 20,000 shares authorized, 14,000 issued and outstanding at June 30, 2014 and December 31, 2013	$13,293	$13,293

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Loans, allowance for loan losses (in Dollars)	$3,616	$3,721
Other real estate owned, valuation allowance (in Dollars)	$513	$935
Common stock, par value (in Dollars per share)	$5	$5
Common stock, authorized shares	15,000,000	15,000,000
Common stock, shares issued	3,287,567	3,270,299
Common stock, shares outstanding	3,287,567	3,270,299
Common stock, restricted shares	37,727	27,846
Series C Preferred Stock [Member]	'	'
Preferred stock, par value (in Dollars per share)	$0	$0
Preferred stock, authorized	20,000	20,000
Preferred stock, issued	14,000	14,000
Preferred stock, outstanding	14,000	14,000

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest income:	'	'	'	'
Loans and fees on loans	$3,774	$3,575	$7,469	$7,050
Taxable investment securities	267	359	530	691
Nontaxable investment securities	93	40	187	63
Dividends on restricted stock	30	23	62	48
Other interest income	12	11	21	21
Total interest and dividend income	4,176	4,008	8,269	7,873
Interest expense:	'	'	'	'
Deposits	442	467	882	943
Other borrowed funds	98	93	192	187
Total interest expense	540	560	1,074	1,130
Net interest income	3,636	3,448	7,195	6,743
Provision for loan losses	132	'	202	125
Net interest income after provision for loan losses	3,504	3,448	6,993	6,618
Noninterest income:	'	'	'	'
Service charges on deposit accounts	117	82	208	150
ATM and interchange income	109	84	203	161
Mortgage loan brokerage fees	17	83	47	163
Gains on sales of investment securities	108	106	108	108
Other income	155	98	273	188
Total noninterest income	506	453	839	770
Noninterest expense:	'	'	'	'
Salaries and employee benefits	1,381	1,341	2,793	2,717
Occupancy and equipment expense	364	321	730	641
Data processing expense	177	94	352	285
Advertising and marketing expense	132	125	235	265
Professional fees	114	161	187	297
Bank franchise taxes	80	50	131	101
FDIC insurance expense	68	129	112	271
Gains, losses on sales and writedowns of other real estate owned, net	'	349	-5	351
Other real estate owned expense	59	49	123	101
Directors' fees	58	57	109	110
Other expense	364	263	687	500
Total noninterest expense	2,797	2,939	5,454	5,639
Net income before income taxes	1,213	962	2,378	1,749
Income tax expense	380	320	742	582
Net income	833	642	1,636	1,167
Effective dividends on preferred stock	210	134	420	267
Accretion of discount on preferred stock	'	20	'	40
Net income available to common shareholders	$623	$488	$1,216	$860
Basic earnings per common share (in Dollars per share)	$0.19	$0.15	$0.37	$0.26
Diluted earnings per common share (in Dollars per share)	$0.15	$0.15	$0.30	$0.26
Weighted average common shares outstanding (in Shares)	3,287,567	3,270,299	3,282,129	3,267,806
Diluted weighted average common shares outstanding (in Shares)	5,527,567	3,344,145	5,522,129	3,304,933

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Net income	$833	$642	$1,636	$1,167
Other comprehensive income (loss), net of deferred taxes	'	'	'	'
Net unrealized holding gains (losses) on securities available for sale during the period	500	-1,814	1,282	-2,068
Deferred income tax (expense) benefit on unrealized holding gains (losses) on securities available for sale	-171	617	-436	697
Reclassification adjustment for gains included in net income	-108	-106	-108	-108
Tax expense related to realized gains on securities sold	37	36	37	37
Total other comprehensive income (loss)	258	-1,267	775	-1,442
Comprehensive income (loss)	$1,091	($625)	$2,411	($275)

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Net income	$1,636	$1,167	'
Adjustments to reconcile net income to net cash provided by operations:	'	'	'
Depreciation and amortization	311	262	'
Provision for loan losses	202	125	125
Amortization of premium on securities, net	294	339	'
Gains, losses on sales and writedowns of other real estate, net	-5	351	'
Gains on sales of investment securities	-108	-108	'
Gains on disposals of fixed assets	'	-4	'
Increase in value of life insurance contracts	-51	'	'
Stock compensation expense	26	17	'
Changes in assets and liabilities:	'	'	'
Loans held for sale	-162	'	'
Deferred tax asset, net	683	512	'
Accrued income	-45	-191	'
Other assets	-127	798	'
Accrued interest payable	9	-37	'
Other liabilities	-80	-161	'
Net cash flows provided by operating activities	2,583	3,070	'
Cash flows from investing activities:	'	'	'
Net decrease in federal funds sold	243	140	'
Purchases of investment securities	-4,083	-10,034	'
Sales, maturities, and calls of available for sale securities	6,971	11,687	'
(Purchase) redemption of restricted equity securities, net	-154	205	'
Net increase in loans	-20,562	-9,581	'
Proceeds from sales of other real estate	974	1,760	'
Purchases of property and equipment	-955	-1,266	'
Proceeds from disposals of property and equipment	'	6	'
Net cash flows used in investing activities	-17,566	-7,083	'
Cash flows from financing activities:	'	'	'
Net (decrease) increase in noninterest-bearing deposits	-2,932	3,098	'
Net increase in interest-bearing deposits	11,595	8,590	'
Net increase in short-term borrowings	315	145	'
Net increase (decrease) in long-term FHLB borrowings	4,000	-3,000	'
Preferred stock issue, net	'	13,300	'
Preferred stock dividend payment	-420	-267	'
Net cash flows provided by financing activities	12,558	21,866	'
Net (decrease) increase in cash and cash equivalents	-2,425	17,853	'
Cash and cash equivalents, beginning	19,537	9,812	9,812
Cash and cash equivalents, ending	17,112	27,665	19,537
Supplemental disclosure of cash flow information:	'	'	'
Cash payments for interest	1,065	1,167	'
Cash payments for income taxes	33	30	'
Supplemental disclosure of noncash investing activities:	'	'	'
Transfer from loans to other real estate	$220	$1,613	'

Note_1_Organization_and_Summar

Note 1 - Organization and Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	'
	Note 1. Organization and Summary of Significant Accounting Policies
	Organization
	On September 4, 2009, Hometown Bankshares Corporation (the “Company”) acquired all outstanding stock of HomeTown Bank (the “Bank”) in an exchange for shares of the Registrant on a one-for-one basis to become a single-bank holding company with the Bank becoming a wholly-owned subsidiary. The Bank was organized and incorporated under the laws of the State of Virginia on November 9, 2004 and commenced operations on November 14, 2005. The Bank currently serves Roanoke City, Virginia, the County of Roanoke, Virginia, the City of Salem, Virginia, Christiansburg, Virginia, and surrounding areas. As a state chartered bank which is a member of the Federal Reserve System, the Bank is subject to regulation by the Virginia Bureau of Financial Institutions, the Federal Deposit Insurance Corporation and the Federal Reserve Board.
	Basis of Presentation
	The consolidated financial statements as of June 30, 2014 and for the periods ended June 30, 2014 and 2013 included herein, have been prepared by HomeTown Bankshares Corporation, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission.
	Management believes that all interim adjustments for the period ended June 30, 2014 are of a normal recurring nature. In the opinion of management, the information furnished in the interim consolidated financial statements reflects all adjustments necessary to present fairly the Company’s financial position, results of operations and cash flows for such interim periods. These consolidated financial statements should be read in conjunction with the Company’s audited financial statements and the notes thereto as of December 31, 2013, included in the Company’s Form 10-K for the year ended December 31, 2013. Interim financial performance is not necessarily indicative of performance for the full year.
	The accounting and reporting policies of the Company follow generally accepted accounting principles and general practices within the financial services industry.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary HomeTown Bank. All significant intercompany accounts and transactions associated with the Company’s wholly-owned subsidiary have been eliminated.
	Our accounting policies and basic principles have not changed since the summary disclosure of these in our Annual Report on Form 10-K. Please refer to Form 10-K for these policies.
	Subsequent Events
	In preparing these financial statements, the Company has evaluated events and transactions for potential recognition or disclosure through the date of this filing.

Note_2_Investment_Securities

Note 2 - Investment Securities	6 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	'
	Note 2. Investment Securities
	The amortized cost and fair value of available-for-sale securities as of June 30, 2014 and December 31, 2013, are as follows:
	(Dollars In Thousands)	30-Jun-14
		Amortized		Gross			Gross			Estimated
		Cost		Unrealized			Unrealized			Fair
				Gains			Losses			Value
	U. S. Government agency securities	$	27,282	$	320		$	(253	)	$	27,349
	Mortgage-backed securities		11,965		154			(72	)		12,047
	Municipal securities		16,507		349			(230	)		16,626
		$	55,754	$	823		$	(555	)	$	56,022
	(Dollars In Thousands)	31-Dec-13
		Amortized		Gross			Gross			Estimated
		Cost		Unrealized			Unrealized			Fair
				Gains			Losses			Value
	U. S. Government agency securities	$	26,489	$	235		$	(440	)	$	26,284
	Mortgage-backed securities		15,328		193			(160	)		15,361
	Municipal securities		17,012		68			(803	)		16,277
		$	58,829	$	496		$	(1,403	)	$	57,922
	U. S. Government and federal agency securities: The unrealized losses on 20 of the Company’s investments in obligations of the U. S. government were caused by increases in market interest rates over the yields available at the time the securities were purchased.  The contractual terms of those investments do not permit the issuer to settle the securities at a price less than the amortized cost bases of the investments. Because the Company does not intend to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2014.
	Mortgage-backed securities: The unrealized losses on 9 of the Company’s investments in government-sponsored entity mortgage-backed securities were caused by increases in market interest rates over the yields available at the time the securities were purchased. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2014.
	Municipal securities: The unrealized losses on 21 of the Company’s investments in obligations of municipal securities were caused by increases in market interest rates over the yields available at the time the securities were purchased. All municipal securities are investment grade. Because the decline in market value is attributable to changes in interest rates, credit spreads, ratings and not credit quality, and because the Company does not intend to sell the investments before recovery of their amortized cost bases, which may be maturity, the Company does not consider those investments to be other-than-temporarily impaired at June 30, 2014.
	The following tables demonstrate the unrealized loss position of available-for-sale securities at June 30, 2014 and December 31, 2013. This information summarizes the amount of time individual securities have been in a continuous, unrealized loss position.
		30-Jun-14
		Less than 12 months					12 months or more						Total
	(Dollars In Thousands)	Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair		Loss			Fair			Loss			Fair		Loss
		Value					Value						Value
	U. S. Government agency securities	$	6,195	$	(65	)	$	6,238		$	(188	)	$	12,433	$	(253	)
	Mortgage-backed securities		803		(7	)		4,482			(65	)		5,285		(72	)
	Municipal securities		2,025		(39	)		6,006			(191	)		8,031		(230	)
		$	9,023	$	(111	)	$	16,726		$	(444	)	$	25,749	$	(555	)
		31-Dec-13
		Less than 12 months					12 months or more						Total
	(Dollars In Thousands)	Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair		Loss			Fair			Loss			Fair		Loss
		Value					Value						Value
	U.S. Government agency securities	$	9,676	$	(341	)	$	1,897		$	(99	)	$	11,573	$	(440	)
	Mortgage-backed securities		5,964		(134	)		1,042			(26	)		7,006		(160	)
	Municipal securities		12,253		(683	)		1,185			(120	)		13,438		(803	)
		$	27,893	$	(1,158	)	$	4,124		$	(245	)	$	32,017	$	(1,403	)
	There are 50 debt securities with fair values totaling $25.7 million considered temporarily impaired at June 30, 2014.  As of June 30, 2014, the Company does not consider any bond in an unrealized loss position to be other-than-temporarily impaired.
	The Company realized gains of $108 thousand on sales of securities in the first six months of 2014. The Company realized $108 thousand of gains during the same period last year.
	The amortized cost and estimated fair values of investment securities available for sale at June 30, 2014, by contractual maturity are as follows:
	(Dollars In Thousands)	Amortized		Estimated
		Cost		Fair
				Value
	One year or less	$	—	$	—
	Over one through five years		731		748
	Over five through ten years		9,965		9,943
	Greater than 10 years		45,058		45,331
		$	55,754	$	56,022

Note_3_Loans_Receivable

Note 3 - Loans Receivable	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	'
	Note 3. Loans Receivable
	The major classifications of loans in the consolidated balance sheets at June 30, 2014 and December 31, 2013 were as follows:
	(Dollars In Thousands)	June 30,			December 31,
		2014			2013
	Construction loans:
	Residential	$	9,969		$	6,768
	Land acquisition, development & commercial		22,827			20,904
	Real estate:
	Residential		79,113			72,934
	Commercial		134,446			126,100
	Commercial, industrial & agricultural		39,709			42,155
	Equity lines		23,685			20,374
	Consumer		8,219			8,698
	Total		317,968			297,933
	Less allowance for loan losses		(3,616	)		(3,721	)
	Loans, net	$	314,352		$	294,212
	The past due and nonaccrual status of loans as of June 30, 2014 was as follows:
	(Dollars In Thousands)	30-59 Days			60-89			90 Days or		Total Past		Current		Total		Nonaccrual
		Past Due			Days			More Past		Due				Loans		Loans
					Past Due			Due
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	9,969	$	9,969	$	−
	Land acquisition, development & commercial		−			−			−		−		22,827		22,827		−
	Real estate:
	Residential		−			−			260		260		78,853		79,113		260
	Commercial		294			−			2,013		2,307		132,139		134,446		2,087
	Commercial, industrial & agricultural		104			−			10		114		39,595		39,709		10
	Equity lines		125			−			59		184		23,501		23,685		59
	Consumer		−			−			−		−		8,219		8,219		26
	Total	$	523		$	−		$	2,342	$	2,865	$	315,103	$	317,968	$	2,442
	The past due and nonaccrual status of loans as of December 31, 2013 was as follows:
	(Dollars In Thousands)	30-59 Days			60-89			90 Days or		Total Past		Current		Total		Nonaccrual
		Past Due			Days			More Past		Due				Loans		Loans
					Past Due			Due
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	6,768	$	6,768	$	−
	Land acquisition, development & commercial		−			−			−		−		20,904		20,904		−
	Real estate:
	Residential		−			−			931		931		72,003		72,934		707
	Commercial		−			−			−		−		126,100		126,100		−
	Commercial, industrial & agricultural		270			44			36		350		41,805		42,155		193
	Equity lines		203			−			59		262		20,112		20,374		59
	Consumer		16			−			30		46		8,652		8,698		30
	Total	$	489		$	44		$	1,056	$	1,589	$	296,344	$	297,933	$	989
	There were no loans that were past due ninety days or more and still accruing interest as of June 30, 2014. There was one loan of $223 thousand that was past due ninety days or more and still accruing interest at December 31, 2013.
	Impaired loans, which include TDR’s of $6.2 million, and the related allowance at June 30, 2014, were as follows:
	30-Jun-14	Recorded			Unpaid			Related		Average		Interest
	With no related allowance:	Investment			Principal			Allowance		Balance		Income
	(Dollars In Thousands)	in Loans			Balance					Total		Recognized
										Loans
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	−
	Land acquisition, development & commercial		1,397			1,397			−		1,548		33
	Real estate:
	Residential		261			436			−		434		1
	Commercial		10,170			10,170			−		10,157		208
	Commercial, industrial & agricultural		−			−			−		−		−
	Equity lines		−			−			−		−		−
	Consumer		−			−			−		−		−
	Total loans with no allowance	$	11,828		$	12,003		$	−	$	12,139	$	242
	30-Jun-14	Recorded			Unpaid			Related		Average		Interest
	With an allowance recorded:	Investment			Principal			Allowance		Balance		Income
	(Dollars In Thousands)	in Loans			Balance					Total		Recognized
								Loans
Construction loans:
Residential	$	−		$	−		$	−	$	−	$	−
Land acquisition, development & commercial		−			−			−		−		−
Real estate:
Residential		−			−			−		−		−
Commercial		155			155			150		155		1
Commercial, industrial & agricultural		−			−			−		−		−
Equity lines		−			−			−		−		−
Consumer		−			−			−		−		−
Total loans with an allowance	$	155		$	155		$	150	$	155	$	1
Impaired loans, which include TDR’s of $6.3 million, and the related allowance at December 31, 2013, were as follows:
31-Dec-13	Recorded			Unpaid			Related		Average		Interest
With no related allowance:	Investment			Principal			Allowance		Balance		Income
(Dollars In Thousands)	in Loans			Balance					Total		Recognized
									Loans
Construction loans:
Residential	$	−		$	−		$	−	$	−	$	−
Land acquisition, development & commercial		1,550			1,550			−		1,550		67
Real estate:
Residential		412			412			−		415		18
Commercial		9,266			9,266			−		9,365		442
Commercial, industrial & agricultural		283			283			−		733		46
Equity lines		−			−			−		−		−
Consumer		−			−			−		−		−
Total loans with no allowance	$	11,511		$	11,511		$	−	$	12,063	$	573
31-Dec-13	Recorded			Unpaid			Related		Average		Interest
With an allowance recorded:	Investment			Principal			Allowance		Balance		Income
(Dollars In Thousands)	in Loans			Balance					Total		Recognized
									Loans
Construction loans:
Residential	$	−		$	−		$	−	$	−	$	−
Land acquisition, development & commercial		−			−			−		−		−
Real estate:
Residential		438			438			163		439		16
Commercial		−			−			−		−		−
Commercial, industrial & agricultural		41			41			10		34		1
Equity lines		−			−			−		−		−
Consumer		−			−			−		−		−
Total loans with an allowance	$	479		$	479		$	173	$	473	$	17
Troubled Debt Restructurings
Troubled debt restructurings (“TDR’s”) were comprised of three loans totaling $6.2 million at June 30, 2014.  Two of the three loans were performing in accordance with their restructured terms and were not on nonaccrual status at June 30, 2014.  The remaining $26 thousand loan was on nonaccrual status at the end of the second quarter of 2014.  This compares with $6.3 million in total restructured loans at December 31, 2013.
For the six months ended June 30, 2014 and June 30, 2013, no loans were modified as TDR’s. One TDR was classified as a substandard non-accruing loan at June 30, 2014 and 2013. The outstanding balance of the loan was $26 thousand and $42 thousand at June 30, 2014 and June 30, 2013, respectively.
Management considers troubled debt restructurings and subsequent defaults in restructured loans in the determination of the adequacy of the Company’s allowance for loan losses. The three TDR’s have not had any defaults during the twelve month period ended June 30, 2014. When identified as a TDR, a loan is evaluated for potential loss based on the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s observable market price, or the estimated fair value of the collateral, less any selling costs if the loan is collateral dependent. Loans identified as TDRs frequently are on non-accrual status at the time of the restructuring and, in some cases, partial charge-offs may have already been taken against the loan and a specific allowance may have already been established for the loan. As a result of any modification as a TDR, if a specific reserve is associated with the loan it may be increased. Additionally, loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future defaults. If loans modified in a TDR subsequently default, the Company evaluates the loan for possible further impairment. As a result, any specific allowance may be increased, adjustments may be made in the allocation of the total allowance balance, or partial charge-offs may be taken to further write-down the carrying value of the loan. Management exercises significant judgment in developing estimates for potential losses associated with TDRs.

Note_4_Allowance_for_Loan_Loss

Note 4 - Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block Supplement [Abstract]	'
Allowance for Credit Losses [Text Block]	'
	Note 4. Allowance for Loan Losses
	The following table presents, as of June 30, 2014, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment).
	30-Jun-14	Allowance for loan losses																Loans
	Class of Loan	Beginning		Charge-			Recoveries		Provisions			Ending		Ending		Ending		Ending		Ending		Ending
	(Dollars in Thousands)	balance		offs								balance		balance:		balance:		balance		balance:		balance:
														individually		collectively				individually		collectively
														evaluated		evaluated				evaluated		evaluated
														for		for				for		for
														impairment		impairment				impairment		impairment
	Construction loans:
	Residential	$	156	$	−		$	−	$	57		$	213	$	−	$	213	$	9,969	$	−	$	9,969
	Land acquisition, development & commercial		872		−			−		(317	)		555		−		555		22,827		1,397		21,430
	Real estate:
	Residential		867		(233	)		34		131			799		−		799		79,113		261		78,852
	Commercial		1,008		−			−		293			1,301		150		1,151		134,446		10,325		124,121
	Commercial, industrial & agricultural		327		(50	)		−		(32	)		245		−		245		39,709		−		39,709
	Equity lines		385		(41	)		−		47			391		−		391		23,685		−		23,685
	Consumer		63		(18	)		1		7			53		−		53		8,219		−		8,219
	Unallocated		43		−			−		16			59		−		59		−		−		−
	Total	$	3,721	$	(342	)	$	35	$	202		$	3,616	$	150	$	3,466	$	317,968	$	11,983	$	305,985
	The following table presents, as of December 31, 2013, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment).
	31-Dec-13	Allowance for loan losses																Loans
	Class of Loan	Beginning		Charge-			Recoveries		Provisions			Ending		Ending		Ending		Ending		Ending		Ending
	(Dollars in Thousands)	balance		offs								balance		balance:		balance:		balance		balance:		balance:
														individually		collectively				individually		collectively
														evaluated		evaluated				evaluated		evaluated
														for		for				for		for
														impairment		impairment				impairment		impairment
	Construction loans:
	Residential	$	117	$	−		$	−	$	39		$	156	$	−	$	156	$	6,768	$	−	$	6,768
	Land acquisition, development & commercial		811		−			−		61			872		−		872		20,904		1,550		19,354
	Real estate:
	Residential		725		(446	)		81		507			867		163		704		72,934		850		72,084
	Commercial		1,054		(88	)		298		(256	)		1,008		−		1,008		126,100		9,266		116,834
	Commercial, industrial & agricultural		459		(27	)		−		(105	)		327		10		317		42,155		324		41,831
	Equity lines		386		−			2		(3	)		385		−		385		20,374		−		20,374
	Consumer		145		(14	)		−		(68	)		63		−		63		8,698		−		8,698
	Unallocated		93		−			−		(50	)		43		−		43		−		−		−
	Total	$	3,790	$	(575	)	$	381	$	125		$	3,721	$	173	$	3,548	$	297,933	$	11,990	$	285,943
	Loans by credit quality indicators as of June 30, 2014 were as follows:
	(Dollars In Thousands)	Pass		Special			Substandard		Substandard			Total
				Mention			Accruing		Nonaccrual
	Construction loans:
	Residential	$	9,969	$	−		$	−	$	−		$	9,969
	Land acquisition, development & commercial		21,413		−			1,414		−			22,827
	Real estate:
	Residential		74,458		4,395			−		260			79,113
	Commercial		129,036		599			2,724		2,087			134,446
	Commercial, industrial & agricultural		38,966		78			655		10			39,709
	Equity lines		23,426		−			200		59			23,685
	Consumer		8,193		−			−		26			8,219
	Total	$	305,461	$	5,072		$	4,993	$	2,442		$	317,968
	Loans by credit quality indicators as of December 31, 2013 were as follows:
	(Dollars In Thousands)	Pass		Special			Substandard		Substandard			Total
				Mention			Accruing		Nonaccrual
	Construction loans:
	Residential	$	6,768	$	−		$	−	$	−		$	6,768
	Land acquisition, development & commercial		19,336		−			1,568		−			20,904
	Real estate:
	Residential		67,548		4,455			223		708			72,934
	Commercial		121,970		510			3,620		−			126,100
	Commercial, industrial & agricultural		41,051		96			815		193			42,155
	Equity lines		20,316		−			−		58			20,374
Consumer		8,668		−			−		30			8,698
Total	$	285,657	$	5,061		$	6,226	$	989		$	297,933
At June 30, 2014 and December 31, 2013, the Company had no loans classified as Doubtful or Loss.

Note_5_Foreclosed_Properties

Note 5 - Foreclosed Properties	6 Months Ended
	Jun. 30, 2014
Valuation Allowance On Foreclosed Properties [Abstract]	'
Valuation Allowance On Foreclosed Properties [Text Block]	'
	Note 5. Foreclosed Properties
	Changes in foreclosed properties for the six months ended June 30, 2014 were as follows:
	(Dollars In Thousands)	Other Real			Valuation			Net
		Estate Owned			Allowance
	Balance at the beginning of the year	$	9,078		$	(935	)	$	8,143
	Additions		220			−			220
	Writedowns		−			−			−
	Sales		(1,391	)		422			(969	)
	Balance at the end of the period	$	7,907		$	(513	)	$	7,394
	Changes in foreclosed properties for the six months ended June 30, 2013 were as follows:
	(Dollars In Thousands)	Other Real			Valuation			Net
		Estate Owned			Allowance
	Balance at the beginning of the year	$	9,513		$	(575	)	$	8,938
	Additions		1,613			−			1,613
	Writedowns		−			(351	)		(351	)
	Sales		(1,983	)		223			(1,760	)
	Balance at the end of the period	$	9,143		$	(703	)	$	8,440
	The major classifications of other real estate owned in the consolidated balance sheets at June 30, 2014 and December 31, 2013 were as follows:
	(Dollars In Thousands)	June 30,			December 31,
		2014			2013
	Residential commercial	$	220		$	−
	Residential lots		3,031			3,472
	Residential development		423			−
	Commercial lots		1,075			1,076
	Commercial buildings		2,645			3,595
	Total Other Real Estate Owned	$	7,394		$	8,143

Note_6_StockBased_Compensation

Note 6 - Stock-Based Compensation	6 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	'
	Note 6. Stock Based Compensation
	The Company recorded stock based compensation expense of $26 thousand and $17 thousand for the years to date June 30, 2014 and 2013, respectively.
	The Company has a 2005 Stock Option Plan (the Plan) pursuant to which the Board of Directors may grant stock options to directors, officers and employees. The Plan authorizes grants of options to purchase up to 550,000 shares of the Company’s authorized but unissued common stock. Under the fair value recognition provisions of relevant accounting guidance, stock-based compensation cost is measured at the grant date based on the fair value of the award and is recognized as expense on a straight-line basis over the requisite service period, which is the vesting period.
	The Company uses the Black-Scholes option pricing model to determine the fair value of stock options. The fair value of the stock based payment awards is affected by the price of our stock and a number of financial assumptions and variables. These variables include the risk free interest rate, expected dividend rate, expected stock price volatility and the expected life of the options.  No options were granted during the six months ended June 30, 2014 or 2013. All previously issued options were fully vested by the end of 2012, thus no compensation expense related to stock options was recorded in 2014 or 2013.
	A summary of option activity under the 2005 stock option plan for the year to date June 30, 2014 is as follows:
		Options			Weighted		Aggregate			Weighted
		Outstanding			Average		Intrinsic			Average
					Exercise Price		Value(1)			Contractual Term
										(years)
	Balance at December 31, 2013		391,710		$	9.34
	Granted	–			–
	Exercised	–			–
	Forfeited		(7,150	)		10
	Balance at June 30, 2014		384,560		$	9.35	$	–			2.05
	Exercisable at June 30, 2014		384,560		$	9.35	$	–			2.05
	(1) The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on June 30, 2014.
	The Board of Directors adopted a Restricted Stock Plan (the Plan) in September 2009 whereby 120,000 shares of the Company’s authorized but unissued common stock was set aside to be granted by the Company’s Board of Directors at its discretion. The principal purpose of the Plan was to make shares available for issue to the executive officers of the Company and the Bank in payment of incentives earned under the Incentive Compensation Plan.
	The restrictions attached to stock issued under the Plan provide for vesting over a five-year period. During the first half of 2014, the Company issued 17,268 shares of stock under the Plan, and in the same period of 2013, the Company issued 7,781 shares of stock under the Plan. A summary of the activity for restricted stock awards for the periods indicated is presented below:
		For the six months ended					For the six months ended
		30-Jun-14					30-Jun-13
		Shares			Weighted-		Shares			Weighted-
					Average					Average
					Grant Date					Grant Date
					Fair Value					Fair Value
	Nonvested at beginning of year		27,846		$	5.05		25,896		$	4.76
	Granted		17,268			6.25		7,781			5.98
	Vested		(7,387	)		5.23		(5,831	)		5.03
	Cancelled	–			–		–			–
	Nonvested at end of year		37,727		$	5.56		27,846		$	5.05
	The remaining unamortized compensation expense for restricted stock was $150 thousand at June 30, 2014 and will be recognized over the next 4.7 years. All compensation expense for stock options has been recognized.

Note_7_Fair_Value_Measurements

Note 7 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	Note 7. Fair Value Measurement
	The Company uses a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy based on these two types of inputs are as follows:
	Level 1-Valuation is based on quoted prices in active markets for identical assets and liabilities.
	Level 2-Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market.
	Level 3-Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market.
	The following describes the valuation techniques used by the Company to measure certain assets and liabilities recorded at fair value on a recurring basis in the financial statements:
	Securities available for sale: Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2).
	The following table presents the balances of assets and liabilities measured at fair value on a recurring basis as of June 30, 2014 and December 31, 2013:
	(Dollars In Thousands)				Carrying value at June 30, 2014
	Description	Balance as of			Quoted Prices			Significant		Significant
		June 30,			in Active			Other		Unobservable
		2014			Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)
	Assets:
	U. S. Government agency securities	$	27,349			−		$	27,349		−
	Mortgaged-backed securities		12,047			−			12,047		−
	Municipal securities		16,626			−			16,626		−
	(Dollars In Thousands)				Carrying value at December 31, 2013
	Description	Balance as of			Quoted Prices			Significant		Significant
		December 31,			in Active			Other		Unobservable
		2013			Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)
	Assets:
	U. S. Government agency securities	$	26,284			−		$	26,284		−
	Mortgaged-backed securities		15,361			−			15,361		−
	Municipal securities		16,277			−			16,277		−
	Certain assets are measured at fair value on a nonrecurring basis in accordance with generally accepted accounting principles (GAAP). Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or writedowns of individual assets.
	The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements:
	Impaired Loans: The Company does not record loans at fair value on a recurring basis. However, from time to time a loan is considered impaired and a specific reserve is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures the extent of any loss. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value, and discounted cash flow. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investment in such loans. Impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. If carried at market price based on current appraised value using observable market data, it is recorded as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraisal value and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3.
	Other Real Estate Owned (OREO): The carrying amount of real estate owned by the Company resulting from foreclosures is estimated at the lesser of cost or the fair value of the real estate based on an observable market price or a current appraised value less selling costs. If carried at market price based on current appraised value using observable market data, it is recorded as nonrecurring Level 2. When an appraised value is not available or is not current, or management determines the fair value of the real estate is further impaired below the appraised value or there is no observable market price, the Company records the real estate as nonrecurring Level 3.
	The following tables summarize the Company’s assets that were measured at fair value on a nonrecurring basis as of June 30, 2014 and December 31, 2013.
	(Dollars In Thousands)				Carrying value at June 30, 2014
	Description	Balance as of			Quoted Prices			Significant		Significant
		30-Jun-14			in Active Markets			Other		Unobservable
					for Identical Assets			Observable		Inputs
					(Level 1)			Inputs		(Level 3)
								(Level 2)
	Assets:
	Impaired loans, net of valuation allowance	$	5			−		$	−	$	5
	Other real estate owned		7,394			−			3,964		3,430
	(Dollars In Thousands)				Carrying value at December 31, 2013
	Description	Balance as of			Quoted Prices			Significant		Significant
		31-Dec-13			in Active Markets			Other		Unobservable
					for Identical Assets			Observable		Inputs
					(Level 1)			Inputs		(Level 3)
								(Level 2)
	Assets:
	Impaired loans, net of valuation allowance	$	306			−		$	−	$	306
	Other real estate owned		8,143			−			3,745		4,398
	At June 30, 2014 and December 31, 2013, the Company did not have any liabilities measured at fair value on a nonrecurring basis.
	The following tables display quantitative information about Level 3 Fair Value Measurements for June 30, 2014 and December 31, 2013:
	(Dollars In Thousands)	Quantitative information about Level 3 Fair Value Measurements for June 30, 2014
	Assets	Fair		Valuation Technique(s)		Unobservable input	Range (Weighted Average)
		Value
	Impaired loans	$	5	Discounted appraised value		Selling cost		20	%	-		20	%	(20%	)
						Discount for lack of marketability and age of appraisal		9	%	-		9	%	(9%	)
	Other real estate owned	$	1,458	Discounted appraised value		Selling cost		0	%	-		6	%	(5%	)
						Discount for lack of marketability and age		4	%	-		25	%	(9%	)
		$	1,972	Internal evaluations		Internal evaluations		10	%	-		10	%	(10%	)
(Dollars In Thousands)	Quantitative information about Level 3 Fair Value Measurements for December 31, 2013
Assets	Fair		Valuation Technique(s)		Unobservable input	Range (Weighted Average)
	Value
Impaired loans	$	306	Discounted appraised value		Selling cost		10	%	-		10	%	(10%	)
					Discount for lack of marketability and age of appraisal		32	%	-		32	%	(32%	)
Other real estate owned	$	1,458	Discounted appraised value		Selling cost		0	%	-		6	%	(5%	)
					Discount for lack of marketability and age		0	%	-		25	%	(9%	)
	$	2,940	Internal evaluations		Internal evaluations		10	%	-		10	%	(10%	)
The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:
Cash and due from banks: The carrying amounts reported in the consolidated balance sheet for cash on hand and amounts due from correspondent banks approximate their fair values. The fair values for certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates of deposit to a schedule of aggregated contractual maturities on such time deposits.
Federal funds sold: Federal funds sold consist of overnight loans to other financial institutions and mature within one to three days. At June 30, 2014 and December 31, 2013, management believes the carrying value of federal funds sold approximates estimated market value.
Available-for-sale securities: Fair values for securities, excluding restricted equity securities, are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments.
Restricted equity securities: For these restricted equity securities, the carrying amount is a reasonable estimate of fair value based on the redemption provisions of the related securities.
Loans held for sale: The carrying value of these loans approximates the fair value. These loans close in the name of the bank’s joint venture subsidiary HomeTown Residential Mortgage, LLC, but are generally sold within a two-week period.
Loans receivable: For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying amounts. The fair values for other loans are estimated using discounted cash flow analysis, based on interest rates currently being offered for loans with similar terms to borrowers of similar credit quality.
Deposit liabilities: The fair values disclosed for demand and savings deposits are, by definition, equal to the amount payable on demand at the reporting date. The fair values for certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates of deposit to a schedule of aggregated contractual maturities on such time deposits.
Short term borrowings: Short term borrowings consist of overnight borrowings and mature within one to three days. At June 30, 2014 and December 31, 2013, management believes the carrying value of securities sold under agreements to repurchase approximates estimated market value.
FHLB borrowings: The fair values for long term borrowings are estimated using a discounted cash flow calculation that applies interest rates currently being offered on long term borrowings to the contractual maturities on such long term borrowings.
Accrued interest: The carrying amount of accrued interest receivable and payable approximates fair value.
Off-balance sheet financial instruments: The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements. At June 30, 2014 and December 31, 2013, the fair value of loan commitments and standby letters of credit were deemed to be immaterial.
The carrying amounts and approximate fair values of the Company’s financial instruments are as follows at June 30, 2014 and December 31, 2013:
(Dollars In Thousands)				Fair value at June 30, 2014
Description	Carrying value as of			Quoted Prices			Significant		Significant		Approximate
	June 30,			in Active			Other		Unobservable		Fair Values
	2014			Markets for			Observable		Inputs
				Identical			Inputs		(Level 3)
				Assets			(Level 2)
				(Level 1)
Financial assets
Cash and due from banks	$	17,112		$	15,112		–		$	2,033	$	17,145
Federal funds sold		495			495		–		–			495
Securities available-for-sale		56,022		–				56,022	–			56,022
Restricted equity securities		2,718		–				2,718	–			2,718
Loans held for sale		162		–				162	–			162
Loans, net		314,352		–			–			315,569		315,569
Bank owned life insurance		3,569		–				3,569	–			3,569
Accrued income		1,922		–				1,922	–			1,922
Financial liabilities
Total deposits		348,433		–				337,369	–			337,369
Short term borrowings		573		–				573	–			573
FHLB borrowings		26,000		–				26,473	–			26,473
Accrued interest payable		295		–				295	–			295
(Dollars In Thousands)				Fair value at December 31, 2013
Description	Carrying value as of			Quoted Prices			Significant		Significant		Approximate
	December 31,			in Active			Other		Unobservable		Fair Values
	2013			Markets for			Observable		Inputs
				Identical			Inputs		(Level 3)
				Assets			(Level 2)
				(Level 1)
Financial assets
Cash and due from banks	$	19,537		$	17,537		–		$	2,004	$	19,541
Federal funds sold		738			738		–		–			738
Securities available-for-sale		57,922		–				57,922	–			57,922
Restricted equity securities		2,564		–				2,564	–			2,564
Loans, net		294,212		–			–			293,135		293,135
Bank owned life insurance		3,518		–				3,518	–			3,518
Accrued income		1,877		–				1,877	–			1,877
Financial liabilities
Total deposits		339,770		–				327,514	–			327,514
Short term borrowings		258		–				258	–			258
FHLB borrowings		22,000		–				22,560	–			22,560
Accrued interest payable		286		–				286	–			286

Note_8_Reclassifications_Out_o

Note 8 - Reclassifications Out of Other Comprehensive Income	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Comprehensive Income (Loss) Note [Text Block]	'
	Note 8. Reclassifications Out of Other Comprehensive Income
	Items not reclassified in their entirety to net income for the three and six months ended June 30, 2014 and 2013 are as follows:
	Details about Other Comprehensive	Amounts Reclassified from				Affected Line Item in the Statement
	Components	Other Comprehensive Income				Where Net Income is Presented
		for the Three Months Ended June 30,
	(Dollars In Thousands)	2014		2013
	Available for sale securities
	Realized gains on sales of securities held for sale during the period	$	108	$	106	Gains on sales of investment securities
	Tax expense related to realized gains on securities sold		37		36	Income tax expense
		$	71	$	70	Net income
	Details about Other Comprehensive	Amounts Reclassified from				Affected Line Item in the Statement
	Components	Other Comprehensive Income				Where Net Income is Presented
		for the Six Months Ended June 30,
	(Dollars In Thousands)	2014		2013
	Available for sale securities
	Realized gains on sales of securities held for sale during the period	$	108	$	108	Gains on sales of investment securities
	Tax expense related to realized gains on securities sold		37		37	Income tax expense
		$	71	$	71	Net income

Note_9_Earnings_per_Common_Sha

Note 9 - Earnings per Common Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	Note 9. Earnings per Common Share
	The following tables show the weighted average number of shares used in computing earnings per common share and the effect on weighted average number of shares of diluted potential common stock.
		For the Three Months Ended
		June 30,
		2014							2013
	Dollars In Thousands, except share and per share data	Weighted		Net Income		Per Share			Weighted		Net Income		Per Share
		Average		Available to		Amount			Average		Available to		Amount
		Common		Common Shareholders					Common		Common Shareholders
		Shares							Shares
		Outstanding							Outstanding
	Earnings per common share, basic		3,287,567	$	623	$	0.19			3,270,299	$	488	$	0.15
	Series C Preferred Stock Dividends				210							−
	Effect of dilutive securities:
	Convertible preferred stock		2,240,000		−		(0.04	)		73,846		−		−
	Earnings per common share, diluted		5,527,567	$	833	$	0.15			3,344,145	$	488	$	0.15
		For the Six Months Ended
		June 30,
		2014							2013
	Dollars In Thousands, except share and per share data	Weighted		Net Income		Per Share			Weighted		Net Income		Per Share
		Average		Available to		Amount			Average		Available to		Amount
		Common		Common Shareholders					Common		Common Shareholders
		Shares							Shares
		Outstanding							Outstanding
	Earnings per common share, basic		3,282,129	$	1,216	$	0.37			3,267,806	$	860	$	0.26
	Series C Preferred Stock Dividends				420							−
	Effect of dilutive securities:
	Convertible preferred stock		2,240,000		−		(0.07	)		37,127		−		−
	Earnings per common share, diluted		5,522,129	$	1,636	$	0.3			3,304,933	$	860	$	0.26
	At June 30, 2014 and 2013, stock options to purchase 384,560 and 435,710 shares, respectively, were outstanding. These options were not included in the calculation of diluted weighted average shares as their impact would be antidilutive.

Note_10_Subsequent_Events

Note 10 - Subsequent Events	6 Months Ended
	Jun. 30, 2014
Subsequent Events [Abstract]	'
Subsequent Events [Text Block]	'
	Note 10. Subsequent Events
	On July 24, 2014, the Company’s Board of Directors declared a quarterly cash dividend in the amount of $15.00 per Series C convertible preferred share, payable on September 15, 2014 to preferred shareholders of record August 31, 2014. In preparing these financial statements, the Company has evaluated events and transactions for potential recognition or disclosure through the date of this filing.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	Basis of Presentation
	The consolidated financial statements as of June 30, 2014 and for the periods ended June 30, 2014 and 2013 included herein, have been prepared by HomeTown Bankshares Corporation, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission.
	Management believes that all interim adjustments for the period ended June 30, 2014 are of a normal recurring nature. In the opinion of management, the information furnished in the interim consolidated financial statements reflects all adjustments necessary to present fairly the Company’s financial position, results of operations and cash flows for such interim periods. These consolidated financial statements should be read in conjunction with the Company’s audited financial statements and the notes thereto as of December 31, 2013, included in the Company’s Form 10-K for the year ended December 31, 2013. Interim financial performance is not necessarily indicative of performance for the full year.
	The accounting and reporting policies of the Company follow generally accepted accounting principles and general practices within the financial services industry.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary HomeTown Bank. All significant intercompany accounts and transactions associated with the Company’s wholly-owned subsidiary have been eliminated.
	Our accounting policies and basic principles have not changed since the summary disclosure of these in our Annual Report on Form 10-K. Please refer to Form 10-K for these policies.
Subsequent Events, Policy [Policy Text Block]	'
	Subsequent Events
	In preparing these financial statements, the Company has evaluated events and transactions for potential recognition or disclosure through the date of this filing.

Note_2_Investment_Securities_T

Note 2 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	'
	(Dollars In Thousands)	30-Jun-14
		Amortized		Gross			Gross			Estimated
		Cost		Unrealized			Unrealized			Fair
				Gains			Losses			Value
	U. S. Government agency securities	$	27,282	$	320		$	(253	)	$	27,349
	Mortgage-backed securities		11,965		154			(72	)		12,047
	Municipal securities		16,507		349			(230	)		16,626
		$	55,754	$	823		$	(555	)	$	56,022
	(Dollars In Thousands)	31-Dec-13
		Amortized		Gross			Gross			Estimated
		Cost		Unrealized			Unrealized			Fair
				Gains			Losses			Value
	U. S. Government agency securities	$	26,489	$	235		$	(440	)	$	26,284
	Mortgage-backed securities		15,328		193			(160	)		15,361
	Municipal securities		17,012		68			(803	)		16,277
		$	58,829	$	496		$	(1,403	)	$	57,922
Schedule of Unrealized Loss on Investments [Table Text Block]	'
		30-Jun-14
		Less than 12 months					12 months or more						Total
	(Dollars In Thousands)	Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair		Loss			Fair			Loss			Fair		Loss
		Value					Value						Value
	U. S. Government agency securities	$	6,195	$	(65	)	$	6,238		$	(188	)	$	12,433	$	(253	)
	Mortgage-backed securities		803		(7	)		4,482			(65	)		5,285		(72	)
	Municipal securities		2,025		(39	)		6,006			(191	)		8,031		(230	)
		$	9,023	$	(111	)	$	16,726		$	(444	)	$	25,749	$	(555	)
		31-Dec-13
		Less than 12 months					12 months or more						Total
	(Dollars In Thousands)	Estimated		Unrealized			Estimated			Unrealized			Estimated		Unrealized
		Fair		Loss			Fair			Loss			Fair		Loss
		Value					Value						Value
	U.S. Government agency securities	$	9,676	$	(341	)	$	1,897		$	(99	)	$	11,573	$	(440	)
	Mortgage-backed securities		5,964		(134	)		1,042			(26	)		7,006		(160	)
	Municipal securities		12,253		(683	)		1,185			(120	)		13,438		(803	)
		$	27,893	$	(1,158	)	$	4,124		$	(245	)	$	32,017	$	(1,403	)
Investments Classified by Contractual Maturity Date [Table Text Block]	'
	(Dollars In Thousands)	Amortized		Estimated
		Cost		Fair
				Value
	One year or less	$	—	$	—
	Over one through five years		731		748
	Over five through ten years		9,965		9,943
	Greater than 10 years		45,058		45,331
		$	55,754	$	56,022

Note_3_Loans_Receivable_Tables

Note 3 - Loans Receivable (Tables)	6 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	(Dollars In Thousands)	June 30,			December 31,
		2014			2013
	Construction loans:
	Residential	$	9,969		$	6,768
	Land acquisition, development & commercial		22,827			20,904
	Real estate:
	Residential		79,113			72,934
	Commercial		134,446			126,100
	Commercial, industrial & agricultural		39,709			42,155
	Equity lines		23,685			20,374
	Consumer		8,219			8,698
	Total		317,968			297,933
	Less allowance for loan losses		(3,616	)		(3,721	)
	Loans, net	$	314,352		$	294,212
Past Due Financing Receivables [Table Text Block]	'
	(Dollars In Thousands)	30-59 Days			60-89			90 Days or		Total Past		Current		Total		Nonaccrual
		Past Due			Days			More Past		Due				Loans		Loans
					Past Due			Due
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	9,969	$	9,969	$	−
	Land acquisition, development & commercial		−			−			−		−		22,827		22,827		−
	Real estate:
	Residential		−			−			260		260		78,853		79,113		260
	Commercial		294			−			2,013		2,307		132,139		134,446		2,087
	Commercial, industrial & agricultural		104			−			10		114		39,595		39,709		10
	Equity lines		125			−			59		184		23,501		23,685		59
	Consumer		−			−			−		−		8,219		8,219		26
	Total	$	523		$	−		$	2,342	$	2,865	$	315,103	$	317,968	$	2,442
	(Dollars In Thousands)	30-59 Days			60-89			90 Days or		Total Past		Current		Total		Nonaccrual
		Past Due			Days			More Past		Due				Loans		Loans
					Past Due			Due
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	6,768	$	6,768	$	−
	Land acquisition, development & commercial		−			−			−		−		20,904		20,904		−
	Real estate:
	Residential		−			−			931		931		72,003		72,934		707
	Commercial		−			−			−		−		126,100		126,100		−
	Commercial, industrial & agricultural		270			44			36		350		41,805		42,155		193
	Equity lines		203			−			59		262		20,112		20,374		59
	Consumer		16			−			30		46		8,652		8,698		30
	Total	$	489		$	44		$	1,056	$	1,589	$	296,344	$	297,933	$	989
Impaired Financing Receivables [Table Text Block]	'
	30-Jun-14	Recorded			Unpaid			Related		Average		Interest
	With no related allowance:	Investment			Principal			Allowance		Balance		Income
	(Dollars In Thousands)	in Loans			Balance					Total		Recognized
										Loans
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	−
	Land acquisition, development & commercial		1,397			1,397			−		1,548		33
	Real estate:
	Residential		261			436			−		434		1
	Commercial		10,170			10,170			−		10,157		208
	Commercial, industrial & agricultural		−			−			−		−		−
	Equity lines		−			−			−		−		−
	Consumer		−			−			−		−		−
	Total loans with no allowance	$	11,828		$	12,003		$	−	$	12,139	$	242
	30-Jun-14	Recorded			Unpaid			Related		Average		Interest
	With an allowance recorded:	Investment			Principal			Allowance		Balance		Income
	(Dollars In Thousands)	in Loans			Balance					Total		Recognized
										Loans
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	−
	Land acquisition, development & commercial		−			−			−		−		−
	Real estate:
	Residential		−			−			−		−		−
	Commercial		155			155			150		155		1
	Commercial, industrial & agricultural		−			−			−		−		−
	Equity lines		−			−			−		−		−
	Consumer		−			−			−		−		−
	Total loans with an allowance	$	155		$	155		$	150	$	155	$	1
	31-Dec-13	Recorded			Unpaid			Related		Average		Interest
	With no related allowance:	Investment			Principal			Allowance		Balance		Income
	(Dollars In Thousands)	in Loans			Balance					Total		Recognized
										Loans
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	−
	Land acquisition, development & commercial		1,550			1,550			−		1,550		67
	Real estate:
	Residential		412			412			−		415		18
	Commercial		9,266			9,266			−		9,365		442
	Commercial, industrial & agricultural		283			283			−		733		46
	Equity lines		−			−			−		−		−
	Consumer		−			−			−		−		−
	Total loans with no allowance	$	11,511		$	11,511		$	−	$	12,063	$	573
	31-Dec-13	Recorded			Unpaid			Related		Average		Interest
	With an allowance recorded:	Investment			Principal			Allowance		Balance		Income
	(Dollars In Thousands)	in Loans			Balance					Total		Recognized
										Loans
	Construction loans:
	Residential	$	−		$	−		$	−	$	−	$	−
	Land acquisition, development & commercial		−			−			−		−		−
	Real estate:
	Residential		438			438			163		439		16
	Commercial		−			−			−		−		−
	Commercial, industrial & agricultural		41			41			10		34		1
	Equity lines		−			−			−		−		−
	Consumer		−			−			−		−		−
	Total loans with an allowance	$	479		$	479		$	173	$	473	$	17

Note_4_Allowance_for_Loan_Loss1

Note 4 - Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block Supplement [Abstract]	'
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	30-Jun-14	Allowance for loan losses																Loans
	Class of Loan	Beginning		Charge-			Recoveries		Provisions			Ending		Ending		Ending		Ending		Ending		Ending
	(Dollars in Thousands)	balance		offs								balance		balance:		balance:		balance		balance:		balance:
														individually		collectively				individually		collectively
														evaluated		evaluated				evaluated		evaluated
														for		for				for		for
														impairment		impairment				impairment		impairment
	Construction loans:
	Residential	$	156	$	−		$	−	$	57		$	213	$	−	$	213	$	9,969	$	−	$	9,969
	Land acquisition, development & commercial		872		−			−		(317	)		555		−		555		22,827		1,397		21,430
	Real estate:
	Residential		867		(233	)		34		131			799		−		799		79,113		261		78,852
	Commercial		1,008		−			−		293			1,301		150		1,151		134,446		10,325		124,121
	Commercial, industrial & agricultural		327		(50	)		−		(32	)		245		−		245		39,709		−		39,709
	Equity lines		385		(41	)		−		47			391		−		391		23,685		−		23,685
	Consumer		63		(18	)		1		7			53		−		53		8,219		−		8,219
	Unallocated		43		−			−		16			59		−		59		−		−		−
	Total	$	3,721	$	(342	)	$	35	$	202		$	3,616	$	150	$	3,466	$	317,968	$	11,983	$	305,985
	31-Dec-13	Allowance for loan losses																Loans
	Class of Loan	Beginning		Charge-			Recoveries		Provisions			Ending		Ending		Ending		Ending		Ending		Ending
	(Dollars in Thousands)	balance		offs								balance		balance:		balance:		balance		balance:		balance:
														individually		collectively				individually		collectively
														evaluated		evaluated				evaluated		evaluated
														for		for				for		for
														impairment		impairment				impairment		impairment
	Construction loans:
	Residential	$	117	$	−		$	−	$	39		$	156	$	−	$	156	$	6,768	$	−	$	6,768
	Land acquisition, development & commercial		811		−			−		61			872		−		872		20,904		1,550		19,354
	Real estate:
	Residential		725		(446	)		81		507			867		163		704		72,934		850		72,084
	Commercial		1,054		(88	)		298		(256	)		1,008		−		1,008		126,100		9,266		116,834
	Commercial, industrial & agricultural		459		(27	)		−		(105	)		327		10		317		42,155		324		41,831
	Equity lines		386		−			2		(3	)		385		−		385		20,374		−		20,374
	Consumer		145		(14	)		−		(68	)		63		−		63		8,698		−		8,698
	Unallocated		93		−			−		(50	)		43		−		43		−		−		−
	Total	$	3,790	$	(575	)	$	381	$	125		$	3,721	$	173	$	3,548	$	297,933	$	11,990	$	285,943
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	(Dollars In Thousands)	Pass		Special			Substandard		Substandard			Total
				Mention			Accruing		Nonaccrual
	Construction loans:
	Residential	$	9,969	$	−		$	−	$	−		$	9,969
	Land acquisition, development & commercial		21,413		−			1,414		−			22,827
	Real estate:
	Residential		74,458		4,395			−		260			79,113
	Commercial		129,036		599			2,724		2,087			134,446
	Commercial, industrial & agricultural		38,966		78			655		10			39,709
	Equity lines		23,426		−			200		59			23,685
	Consumer		8,193		−			−		26			8,219
	Total	$	305,461	$	5,072		$	4,993	$	2,442		$	317,968
	(Dollars In Thousands)	Pass		Special			Substandard		Substandard			Total
				Mention			Accruing		Nonaccrual
	Construction loans:
	Residential	$	6,768	$	−		$	−	$	−		$	6,768
	Land acquisition, development & commercial		19,336		−			1,568		−			20,904
	Real estate:
	Residential		67,548		4,455			223		708			72,934
	Commercial		121,970		510			3,620		−			126,100
	Commercial, industrial & agricultural		41,051		96			815		193			42,155
	Equity lines		20,316		−			−		58			20,374
	Consumer		8,668		−			−		30			8,698
	Total	$	285,657	$	5,061		$	6,226	$	989		$	297,933

Note_5_Foreclosed_Properties_T

Note 5 - Foreclosed Properties (Tables)	6 Months Ended
	Jun. 30, 2014
Valuation Allowance On Foreclosed Properties [Abstract]	'
Summary of Valuation Allowance [Table Text Block]	'
	(Dollars In Thousands)	Other Real			Valuation			Net
		Estate Owned			Allowance
	Balance at the beginning of the year	$	9,078		$	(935	)	$	8,143
	Additions		220			−			220
	Writedowns		−			−			−
	Sales		(1,391	)		422			(969	)
	Balance at the end of the period	$	7,907		$	(513	)	$	7,394
	(Dollars In Thousands)	Other Real			Valuation			Net
		Estate Owned			Allowance
	Balance at the beginning of the year	$	9,513		$	(575	)	$	8,938
	Additions		1,613			−			1,613
	Writedowns		−			(351	)		(351	)
	Sales		(1,983	)		223			(1,760	)
	Balance at the end of the period	$	9,143		$	(703	)	$	8,440
Schedule of Real Estate Properties [Table Text Block]	'
	(Dollars In Thousands)	June 30,			December 31,
		2014			2013
	Residential commercial	$	220		$	−
	Residential lots		3,031			3,472
	Residential development		423			−
	Commercial lots		1,075			1,076
	Commercial buildings		2,645			3,595
	Total Other Real Estate Owned	$	7,394		$	8,143

Note_6_StockBased_Compensation1

Note 6 - Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	'
		Options			Weighted		Aggregate			Weighted
		Outstanding			Average		Intrinsic			Average
					Exercise Price		Value(1)			Contractual Term
										(years)
	Balance at December 31, 2013		391,710		$	9.34
	Granted	–			–
	Exercised	–			–
	Forfeited		(7,150	)		10
	Balance at June 30, 2014		384,560		$	9.35	$	–			2.05
	Exercisable at June 30, 2014		384,560		$	9.35	$	–			2.05
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	'
		For the six months ended					For the six months ended
		30-Jun-14					30-Jun-13
		Shares			Weighted-		Shares			Weighted-
					Average					Average
					Grant Date					Grant Date
					Fair Value					Fair Value
	Nonvested at beginning of year		27,846		$	5.05		25,896		$	4.76
	Granted		17,268			6.25		7,781			5.98
	Vested		(7,387	)		5.23		(5,831	)		5.03
	Cancelled	–			–		–			–
	Nonvested at end of year		37,727		$	5.56		27,846		$	5.05

Note_7_Fair_Value_Measurements1

Note 7 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	'
	(Dollars In Thousands)				Carrying value at June 30, 2014
	Description	Balance as of			Quoted Prices			Significant		Significant
		June 30,			in Active			Other		Unobservable
		2014			Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)
	Assets:
	U. S. Government agency securities	$	27,349			−		$	27,349		−
	Mortgaged-backed securities		12,047			−			12,047		−
	Municipal securities		16,626			−			16,626		−
	(Dollars In Thousands)				Carrying value at December 31, 2013
	Description	Balance as of			Quoted Prices			Significant		Significant
		December 31,			in Active			Other		Unobservable
		2013			Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)
	Assets:
	U. S. Government agency securities	$	26,284			−		$	26,284		−
	Mortgaged-backed securities		15,361			−			15,361		−
	Municipal securities		16,277			−			16,277		−
Fair Value Measurements, Nonrecurring [Table Text Block]	'
	(Dollars In Thousands)				Carrying value at June 30, 2014
	Description	Balance as of			Quoted Prices			Significant		Significant
		30-Jun-14			in Active Markets			Other		Unobservable
					for Identical Assets			Observable		Inputs
					(Level 1)			Inputs		(Level 3)
								(Level 2)
	Assets:
	Impaired loans, net of valuation allowance	$	5			−		$	−	$	5
	Other real estate owned		7,394			−			3,964		3,430
	(Dollars In Thousands)				Carrying value at December 31, 2013
	Description	Balance as of			Quoted Prices			Significant		Significant
		31-Dec-13			in Active Markets			Other		Unobservable
					for Identical Assets			Observable		Inputs
					(Level 1)			Inputs		(Level 3)
								(Level 2)
	Assets:
	Impaired loans, net of valuation allowance	$	306			−		$	−	$	306
	Other real estate owned		8,143			−			3,745		4,398
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	'
	(Dollars In Thousands)	Quantitative information about Level 3 Fair Value Measurements for June 30, 2014
	Assets	Fair		Valuation Technique(s)		Unobservable input	Range (Weighted Average)
		Value
	Impaired loans	$	5	Discounted appraised value		Selling cost		20	%	-		20	%	(20%	)
						Discount for lack of marketability and age of appraisal		9	%	-		9	%	(9%	)
	Other real estate owned	$	1,458	Discounted appraised value		Selling cost		0	%	-		6	%	(5%	)
						Discount for lack of marketability and age		4	%	-		25	%	(9%	)
		$	1,972	Internal evaluations		Internal evaluations		10	%	-		10	%	(10%	)
	(Dollars In Thousands)	Quantitative information about Level 3 Fair Value Measurements for December 31, 2013
	Assets	Fair		Valuation Technique(s)		Unobservable input	Range (Weighted Average)
		Value
	Impaired loans	$	306	Discounted appraised value		Selling cost		10	%	-		10	%	(10%	)
						Discount for lack of marketability and age of appraisal		32	%	-		32	%	(32%	)
	Other real estate owned	$	1,458	Discounted appraised value		Selling cost		0	%	-		6	%	(5%	)
						Discount for lack of marketability and age		0	%	-		25	%	(9%	)
		$	2,940	Internal evaluations		Internal evaluations		10	%	-		10	%	(10%	)
Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	(Dollars In Thousands)				Fair value at June 30, 2014
	Description	Carrying value as of			Quoted Prices			Significant		Significant		Approximate
		June 30,			in Active			Other		Unobservable		Fair Values
		2014			Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)
	Financial assets
	Cash and due from banks	$	17,112		$	15,112		–		$	2,033	$	17,145
	Federal funds sold		495			495		–		–			495
	Securities available-for-sale		56,022		–				56,022	–			56,022
	Restricted equity securities		2,718		–				2,718	–			2,718
	Loans held for sale		162		–				162	–			162
	Loans, net		314,352		–			–			315,569		315,569
	Bank owned life insurance		3,569		–				3,569	–			3,569
	Accrued income		1,922		–				1,922	–			1,922
	Financial liabilities
	Total deposits		348,433		–				337,369	–			337,369
	Short term borrowings		573		–				573	–			573
	FHLB borrowings		26,000		–				26,473	–			26,473
	Accrued interest payable		295		–				295	–			295
	(Dollars In Thousands)				Fair value at December 31, 2013
	Description	Carrying value as of			Quoted Prices			Significant		Significant		Approximate
		December 31,			in Active			Other		Unobservable		Fair Values
		2013			Markets for			Observable		Inputs
					Identical			Inputs		(Level 3)
					Assets			(Level 2)
					(Level 1)
	Financial assets
	Cash and due from banks	$	19,537		$	17,537		–		$	2,004	$	19,541
	Federal funds sold		738			738		–		–			738
	Securities available-for-sale		57,922		–				57,922	–			57,922
	Restricted equity securities		2,564		–				2,564	–			2,564
	Loans, net		294,212		–			–			293,135		293,135
	Bank owned life insurance		3,518		–				3,518	–			3,518
	Accrued income		1,877		–				1,877	–			1,877
	Financial liabilities
	Total deposits		339,770		–				327,514	–			327,514
	Short term borrowings		258		–				258	–			258
	FHLB borrowings		22,000		–				22,560	–			22,560
	Accrued interest payable		286		–				286	–			286

Note_8_Reclassifications_Out_o1

Note 8 - Reclassifications Out of Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure Text Block [Abstract]	'
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	'
	Details about Other Comprehensive	Amounts Reclassified from				Affected Line Item in the Statement
	Components	Other Comprehensive Income				Where Net Income is Presented
		for the Three Months Ended June 30,
	(Dollars In Thousands)	2014		2013
	Available for sale securities
	Realized gains on sales of securities held for sale during the period	$	108	$	106	Gains on sales of investment securities
	Tax expense related to realized gains on securities sold		37		36	Income tax expense
		$	71	$	70	Net income
	Details about Other Comprehensive	Amounts Reclassified from				Affected Line Item in the Statement
	Components	Other Comprehensive Income				Where Net Income is Presented
		for the Six Months Ended June 30,
	(Dollars In Thousands)	2014		2013
	Available for sale securities
	Realized gains on sales of securities held for sale during the period	$	108	$	108	Gains on sales of investment securities
	Tax expense related to realized gains on securities sold		37		37	Income tax expense
		$	71	$	71	Net income

Note_9_Earnings_per_Common_Sha1

Note 9 - Earnings per Common Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
		For the Three Months Ended
		June 30,
		2014							2013
	Dollars In Thousands, except share and per share data	Weighted		Net Income		Per Share			Weighted		Net Income		Per Share
		Average		Available to		Amount			Average		Available to		Amount
		Common		Common Shareholders					Common		Common Shareholders
		Shares							Shares
		Outstanding							Outstanding
	Earnings per common share, basic		3,287,567	$	623	$	0.19			3,270,299	$	488	$	0.15
	Series C Preferred Stock Dividends				210							−
	Effect of dilutive securities:
	Convertible preferred stock		2,240,000		−		(0.04	)		73,846		−		−
	Earnings per common share, diluted		5,527,567	$	833	$	0.15			3,344,145	$	488	$	0.15
		For the Six Months Ended
		June 30,
		2014							2013
	Dollars In Thousands, except share and per share data	Weighted		Net Income		Per Share			Weighted		Net Income		Per Share
		Average		Available to		Amount			Average		Available to		Amount
		Common		Common Shareholders					Common		Common Shareholders
		Shares							Shares
		Outstanding							Outstanding
	Earnings per common share, basic		3,282,129	$	1,216	$	0.37			3,267,806	$	860	$	0.26
	Series C Preferred Stock Dividends				420							−
	Effect of dilutive securities:
	Convertible preferred stock		2,240,000		−		(0.07	)		37,127		−		−
	Earnings per common share, diluted		5,522,129	$	1,636	$	0.3			3,304,933	$	860	$	0.26

Note_2_Investment_Securities_D

Note 2 - Investment Securities (Details) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Note 2 - Investment Securities (Details) [Line Items]	'	'	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	50	'	50	'	'
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	'	'	$0	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	25,749,000	'	25,749,000	'	32,017,000
Gain (Loss) on Sale of Securities, Net	108,000	106,000	108,000	108,000	'
US Government Agencies Debt Securities [Member]	'	'	'	'	'
Note 2 - Investment Securities (Details) [Line Items]	'	'	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	20	'	20	'	'
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	'	'	0	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	12,433,000	'	12,433,000	'	11,573,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'	'	'	'
Note 2 - Investment Securities (Details) [Line Items]	'	'	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	9	'	9	'	'
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	'	'	0	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	5,285,000	'	5,285,000	'	7,006,000
US States and Political Subdivisions Debt Securities [Member]	'	'	'	'	'
Note 2 - Investment Securities (Details) [Line Items]	'	'	'	'	'
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	21	'	21	'	'
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	'	'	0	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$8,031,000	'	$8,031,000	'	$13,438,000

Note_2_Investment_Securities_D1

Note 2 - Investment Securities (Details) - Available-for-sale Securities (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale, amortized cost	$55,754	$58,829
Securities available-for-sale, gross unrealized gains	823	496
Securities available-for-sale, gross unrealized losses	-555	-1,403
Securities available-for-sale	56,022	57,922
US Government Agencies Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale, amortized cost	27,282	26,489
Securities available-for-sale, gross unrealized gains	320	235
Securities available-for-sale, gross unrealized losses	-253	-440
Securities available-for-sale	27,349	26,284
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale, amortized cost	11,965	15,328
Securities available-for-sale, gross unrealized gains	154	193
Securities available-for-sale, gross unrealized losses	-72	-160
Securities available-for-sale	12,047	15,361
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale, amortized cost	16,507	17,012
Securities available-for-sale, gross unrealized gains	349	68
Securities available-for-sale, gross unrealized losses	-230	-803
Securities available-for-sale	$16,626	$16,277

Note_2_Investment_Securities_D2

Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	$9,023	$27,893
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	-111	-1,158
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value	16,726	4,124
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss	-444	-245
Securities available-for-sale in a continuous unrealized loss position, fair value	25,749	32,017
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	-555	-1,403
US Government Agencies Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	6,195	9,676
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	-65	-341
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value	6,238	1,897
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss	-188	-99
Securities available-for-sale in a continuous unrealized loss position, fair value	12,433	11,573
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	-253	-440
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	803	5,964
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	-7	-134
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value	4,482	1,042
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss	-65	-26
Securities available-for-sale in a continuous unrealized loss position, fair value	5,285	7,006
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	-72	-160
US States and Political Subdivisions Debt Securities [Member]	'	'
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]	'	'
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	2,025	12,253
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	-39	-683
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value	6,006	1,185
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss	-191	-120
Securities available-for-sale in a continuous unrealized loss position, fair value	8,031	13,438
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	($230)	($803)

Note_2_Investment_Securities_D3

Note 2 - Investment Securities (Details) - Available-for-sale Securities by Contractual Maturity (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities by Contractual Maturity [Abstract]	'	'
Over one through five years	$731	'
Over one through five years	748	'
Over five through ten years	9,965	'
Over five through ten years	9,943	'
Greater than 10 years	45,058	'
Greater than 10 years	45,331	'
	55,754	58,829
	$56,022	$57,922

Note_3_Loans_Receivable_Detail

Note 3 - Loans Receivable (Details) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Note 3 - Loans Receivable (Details) [Line Items]	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	$0	'	$223,000
Financing Receivable, Modifications, Recorded Investment	6,200,000	'	6,300,000
Financing Receivable, Modifications, Number of Contracts	3	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	2,442,000	'	989,000
Financing Receivable, Modifications, Post-Modification Recorded Investment	0	0	'
Troubled Debt Restructuring [Member]	'	'	'
Note 3 - Loans Receivable (Details) [Line Items]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	26,000	'	'
Performing Financing Receivable [Member]	'	'	'
Note 3 - Loans Receivable (Details) [Line Items]	'	'	'
Financing Receivable, Modifications, Number of Contracts	2	'	'
Substandard [Member]	'	'	'
Note 3 - Loans Receivable (Details) [Line Items]	'	'	'
Financing Receivable, Modifications, Number of Contracts	1	1	'
Substandard Nonaccrual [Member]	'	'	'
Note 3 - Loans Receivable (Details) [Line Items]	'	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	$26,000	$42,000	'

Note_3_Loans_Receivable_Detail1

Note 3 - Loans Receivable (Details) - Classifications of Loans Receivable (USD $)	Jun. 30, 2014	Dec. 31, 2013	Dec. 31, 2012
Construction loans:	'	'	'
Loans	$317,968,000	$297,933,000	'
Less allowance for loan losses	-3,616,000	-3,721,000	-3,790,000
Loans, net	314,352,000	294,212,000	'
Construction Residential [Member]	'	'	'
Construction loans:	'	'	'
Loans	9,969,000	6,768,000	'
Less allowance for loan losses	-213,000	-156,000	-117,000
Land Acquistion, Development and Commercial [Member]	'	'	'
Construction loans:	'	'	'
Loans	22,827,000	20,904,000	'
Less allowance for loan losses	-555,000	-872,000	-811,000
Real Estate Residential [Member]	'	'	'
Construction loans:	'	'	'
Loans	79,113,000	72,934,000	'
Less allowance for loan losses	-799,000	-867,000	-725,000
Real Estate Commercial [Member]	'	'	'
Construction loans:	'	'	'
Loans	134,446,000	126,100,000	'
Less allowance for loan losses	-1,301,000	-1,008,000	-1,054,000
Commercial, Industrial and Agricultural [Member]	'	'	'
Construction loans:	'	'	'
Loans	39,709,000	42,155,000	'
Less allowance for loan losses	-245,000	-327,000	-459,000
Equity Lines [Member]	'	'	'
Construction loans:	'	'	'
Loans	23,685,000	20,374,000	'
Less allowance for loan losses	-391,000	-385,000	-386,000
Consumer [Member]	'	'	'
Construction loans:	'	'	'
Loans	8,219,000	8,698,000	'
Less allowance for loan losses	($53,000)	($63,000)	($145,000)

Note_3_Loans_Receivable_Detail2

Note 3 - Loans Receivable (Details) - Past Due and Non-accrual Status of Loans (USD $)	Jun. 30, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 days past due	$523,000	$489,000
Loans, 60-89 days past due	'	44,000
Loans, 90 days or more past due	2,342,000	1,056,000
Loans, past due	2,865,000	1,589,000
Loans, current	315,103,000	296,344,000
Loans	317,968,000	297,933,000
Loans, nonaccrual	2,442,000	989,000
Construction Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, current	9,969,000	6,768,000
Loans	9,969,000	6,768,000
Land Acquistion, Development and Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, current	22,827,000	20,904,000
Loans	22,827,000	20,904,000
Real Estate Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 90 days or more past due	260,000	931,000
Loans, past due	260,000	931,000
Loans, current	78,853,000	72,003,000
Loans	79,113,000	72,934,000
Loans, nonaccrual	260,000	707,000
Real Estate Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 days past due	294,000	'
Loans, 90 days or more past due	2,013,000	'
Loans, past due	2,307,000	'
Loans, current	132,139,000	126,100,000
Loans	134,446,000	126,100,000
Loans, nonaccrual	2,087,000	'
Commercial, Industrial and Agricultural [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 days past due	104,000	270,000
Loans, 60-89 days past due	'	44,000
Loans, 90 days or more past due	10,000	36,000
Loans, past due	114,000	350,000
Loans, current	39,595,000	41,805,000
Loans	39,709,000	42,155,000
Loans, nonaccrual	10,000	193,000
Equity Lines [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 days past due	125,000	203,000
Loans, 90 days or more past due	59,000	59,000
Loans, past due	184,000	262,000
Loans, current	23,501,000	20,112,000
Loans	23,685,000	20,374,000
Loans, nonaccrual	59,000	59,000
Consumer [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans, 30-59 days past due	'	16,000
Loans, 90 days or more past due	'	30,000
Loans, past due	'	46,000
Loans, current	8,219,000	8,652,000
Loans	8,219,000	8,698,000
Loans, nonaccrual	$26,000	$30,000

Note_3_Loans_Receivable_Detail3

Note 3 - Loans Receivable (Details) - Impaired Loans (USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
Loans with no related allowance, recorded investment	$11,828	$11,511
Loans with no related allowance, unpaid principal balance	12,003	11,511
Loans with no related allowance, average balance total loans	12,139	12,063
Loans with no related allowance, interest income recognized	242	573
Loans with an related allowance, recorded investment	155	479
Loans with an related allowance, unpaid principal balance	155	479
Loans, related allowance	150	173
Loans with an related allowance, average balance total loans	155	473
Loans with an related allowance, interest income recognized	1	17
Land Acquistion, Development and Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with no related allowance, recorded investment	1,397	1,550
Loans with no related allowance, unpaid principal balance	1,397	1,550
Loans with no related allowance, average balance total loans	1,548	1,550
Loans with no related allowance, interest income recognized	33	67
Real Estate Residential [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with no related allowance, recorded investment	261	412
Loans with no related allowance, unpaid principal balance	436	412
Loans with no related allowance, average balance total loans	434	415
Loans with no related allowance, interest income recognized	1	18
Loans with an related allowance, recorded investment	'	438
Loans with an related allowance, unpaid principal balance	'	438
Loans, related allowance	'	163
Loans with an related allowance, average balance total loans	'	439
Loans with an related allowance, interest income recognized	'	16
Real Estate Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with no related allowance, recorded investment	10,170	9,266
Loans with no related allowance, unpaid principal balance	10,170	9,266
Loans with no related allowance, average balance total loans	10,157	9,365
Loans with no related allowance, interest income recognized	208	442
Loans with an related allowance, recorded investment	155	'
Loans with an related allowance, unpaid principal balance	155	'
Loans, related allowance	150	'
Loans with an related allowance, average balance total loans	155	'
Loans with an related allowance, interest income recognized	1	'
Commercial, Industrial and Agricultural [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Loans with no related allowance, recorded investment	'	283
Loans with no related allowance, unpaid principal balance	'	283
Loans with no related allowance, average balance total loans	'	733
Loans with no related allowance, interest income recognized	'	46
Loans with an related allowance, recorded investment	'	41
Loans with an related allowance, unpaid principal balance	'	41
Loans, related allowance	'	10
Loans with an related allowance, average balance total loans	'	34
Loans with an related allowance, interest income recognized	'	$1

Note_4_Allowance_for_Loan_Loss2

Note 4 - Allowance for Loan Losses (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Note 4 - Allowance for Loan Losses (Details) [Line Items]	'	'
Loans and Leases Receivable, Gross	$317,968,000	$297,933,000
Unlikely to be Collected Financing Receivable [Member]	'	'
Note 4 - Allowance for Loan Losses (Details) [Line Items]	'	'
Loans and Leases Receivable, Gross	$0	$0

Note_4_Allowance_for_Loan_Loss3

Note 4 - Allowance for Loan Losses (Details) - Allowance for Loan Losses (USD $)	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	$3,721,000	$3,790,000	$3,790,000
Allowance for loan losses, charge-offs	'	-342,000	'	-575,000
Allowance for loan losses, recoveries	'	35,000	'	381,000
Allowance for loan losses, provisions	132,000	202,000	125,000	125,000
Allowance for loan losses, ending balance	3,616,000	3,616,000	'	3,721,000
Allowance for loan losses, ending balance: individually evaluated for impairment	150,000	150,000	'	173,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	3,466,000	3,466,000	'	3,548,000
Loans	317,968,000	317,968,000	'	297,933,000
Loans,ending balance: individually evaluated for impairment	11,983,000	11,983,000	'	11,990,000
Loans, ending balance: collectively evaluated for impairment	305,985,000	305,985,000	'	285,943,000
Construction Residential [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	156,000	117,000	117,000
Allowance for loan losses, provisions	'	57,000	'	39,000
Allowance for loan losses, ending balance	213,000	213,000	'	156,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	213,000	213,000	'	156,000
Loans	9,969,000	9,969,000	'	6,768,000
Loans, ending balance: collectively evaluated for impairment	9,969,000	9,969,000	'	6,768,000
Land Acquistion, Development and Commercial [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	872,000	811,000	811,000
Allowance for loan losses, provisions	'	-317,000	'	61,000
Allowance for loan losses, ending balance	555,000	555,000	'	872,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	555,000	555,000	'	872,000
Loans	22,827,000	22,827,000	'	20,904,000
Loans,ending balance: individually evaluated for impairment	1,397,000	1,397,000	'	1,550,000
Loans, ending balance: collectively evaluated for impairment	21,430,000	21,430,000	'	19,354,000
Real Estate Residential [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	867,000	725,000	725,000
Allowance for loan losses, charge-offs	'	-233,000	'	-446,000
Allowance for loan losses, recoveries	'	34,000	'	81,000
Allowance for loan losses, provisions	'	131,000	'	507,000
Allowance for loan losses, ending balance	799,000	799,000	'	867,000
Allowance for loan losses, ending balance: individually evaluated for impairment	'	'	'	163,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	799,000	799,000	'	704,000
Loans	79,113,000	79,113,000	'	72,934,000
Loans,ending balance: individually evaluated for impairment	261,000	261,000	'	850,000
Loans, ending balance: collectively evaluated for impairment	78,852,000	78,852,000	'	72,084,000
Real Estate Commercial [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	1,008,000	1,054,000	1,054,000
Allowance for loan losses, charge-offs	'	'	'	-88,000
Allowance for loan losses, recoveries	'	'	'	298,000
Allowance for loan losses, provisions	'	293,000	'	-256,000
Allowance for loan losses, ending balance	1,301,000	1,301,000	'	1,008,000
Allowance for loan losses, ending balance: individually evaluated for impairment	150,000	150,000	'	'
Allowance for loan losses, ending balance: collectively evaluated for impairment	1,151,000	1,151,000	'	1,008,000
Loans	134,446,000	134,446,000	'	126,100,000
Loans,ending balance: individually evaluated for impairment	10,325,000	10,325,000	'	9,266,000
Loans, ending balance: collectively evaluated for impairment	124,121,000	124,121,000	'	116,834,000
Commercial, Industrial and Agricultural [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	327,000	459,000	459,000
Allowance for loan losses, charge-offs	'	-50,000	'	-27,000
Allowance for loan losses, provisions	'	-32,000	'	-105,000
Allowance for loan losses, ending balance	245,000	245,000	'	327,000
Allowance for loan losses, ending balance: individually evaluated for impairment	'	'	'	10,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	245,000	245,000	'	317,000
Loans	39,709,000	39,709,000	'	42,155,000
Loans,ending balance: individually evaluated for impairment	'	'	'	324,000
Loans, ending balance: collectively evaluated for impairment	39,709,000	39,709,000	'	41,831,000
Equity Lines [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	385,000	386,000	386,000
Allowance for loan losses, charge-offs	'	-41,000	'	'
Allowance for loan losses, recoveries	'	'	'	2,000
Allowance for loan losses, provisions	'	47,000	'	-3,000
Allowance for loan losses, ending balance	391,000	391,000	'	385,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	391,000	391,000	'	385,000
Loans	23,685,000	23,685,000	'	20,374,000
Loans, ending balance: collectively evaluated for impairment	23,685,000	23,685,000	'	20,374,000
Consumer [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	63,000	145,000	145,000
Allowance for loan losses, charge-offs	'	-18,000	'	-14,000
Allowance for loan losses, recoveries	'	1,000	'	'
Allowance for loan losses, provisions	'	7,000	'	-68,000
Allowance for loan losses, ending balance	53,000	53,000	'	63,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	53,000	53,000	'	63,000
Loans	8,219,000	8,219,000	'	8,698,000
Loans, ending balance: collectively evaluated for impairment	8,219,000	8,219,000	'	8,698,000
Unallocated [Member]	'	'	'	'
Construction loans:	'	'	'	'
Allowance for loan losses, beginning balance	'	43,000	93,000	93,000
Allowance for loan losses, provisions	'	16,000	'	-50,000
Allowance for loan losses, ending balance	59,000	59,000	'	43,000
Allowance for loan losses, ending balance: collectively evaluated for impairment	$59,000	$59,000	'	$43,000

Note_4_Allowance_for_Loan_Loss4

Note 4 - Allowance for Loan Losses (Details) - Loans by Credit Quality Indicators (USD $)	Jun. 30, 2014	Dec. 31, 2013
Construction loans:	'	'
Loans	$317,968,000	$297,933,000
Construction Residential [Member] | Pass [Member]	'	'
Construction loans:	'	'
Loans	9,969,000	6,768,000
Construction Residential [Member]	'	'
Construction loans:	'	'
Loans	9,969,000	6,768,000
Land Acquistion, Development and Commercial [Member] | Pass [Member]	'	'
Construction loans:	'	'
Loans	21,413,000	19,336,000
Land Acquistion, Development and Commercial [Member] | Substandard [Member]	'	'
Construction loans:	'	'
Loans	1,414,000	1,568,000
Land Acquistion, Development and Commercial [Member]	'	'
Construction loans:	'	'
Loans	22,827,000	20,904,000
Real Estate Residential [Member] | Pass [Member]	'	'
Construction loans:	'	'
Loans	74,458,000	67,548,000
Real Estate Residential [Member] | Special Mention [Member]	'	'
Construction loans:	'	'
Loans	4,395,000	4,455,000
Real Estate Residential [Member] | Substandard [Member]	'	'
Construction loans:	'	'
Loans	'	223,000
Real Estate Residential [Member] | Substandard Nonaccrual [Member]	'	'
Construction loans:	'	'
Loans	260,000	708,000
Real Estate Residential [Member]	'	'
Construction loans:	'	'
Loans	79,113,000	72,934,000
Real Estate Commercial [Member] | Pass [Member]	'	'
Construction loans:	'	'
Loans	129,036,000	121,970,000
Real Estate Commercial [Member] | Special Mention [Member]	'	'
Construction loans:	'	'
Loans	599,000	510,000
Real Estate Commercial [Member] | Substandard [Member]	'	'
Construction loans:	'	'
Loans	2,724,000	3,620,000
Real Estate Commercial [Member] | Substandard Nonaccrual [Member]	'	'
Construction loans:	'	'
Loans	2,087,000	'
Real Estate Commercial [Member]	'	'
Construction loans:	'	'
Loans	134,446,000	126,100,000
Commercial, Industrial and Agricultural [Member] | Pass [Member]	'	'
Construction loans:	'	'
Loans	38,966,000	41,051,000
Commercial, Industrial and Agricultural [Member] | Special Mention [Member]	'	'
Construction loans:	'	'
Loans	78,000	96,000
Commercial, Industrial and Agricultural [Member] | Substandard [Member]	'	'
Construction loans:	'	'
Loans	655,000	815,000
Commercial, Industrial and Agricultural [Member] | Substandard Nonaccrual [Member]	'	'
Construction loans:	'	'
Loans	10,000	193,000
Commercial, Industrial and Agricultural [Member]	'	'
Construction loans:	'	'
Loans	39,709,000	42,155,000
Equity Lines [Member] | Pass [Member]	'	'
Construction loans:	'	'
Loans	23,426,000	20,316,000
Equity Lines [Member] | Substandard [Member]	'	'
Construction loans:	'	'
Loans	200,000	'
Equity Lines [Member] | Substandard Nonaccrual [Member]	'	'
Construction loans:	'	'
Loans	59,000	58,000
Equity Lines [Member]	'	'
Construction loans:	'	'
Loans	23,685,000	20,374,000
Consumer [Member] | Pass [Member]	'	'
Construction loans:	'	'
Loans	8,193,000	8,668,000
Consumer [Member] | Substandard Nonaccrual [Member]	'	'
Construction loans:	'	'
Loans	26,000	30,000
Consumer [Member]	'	'
Construction loans:	'	'
Loans	8,219,000	8,698,000
Pass [Member]	'	'
Construction loans:	'	'
Loans	305,461,000	285,657,000
Special Mention [Member]	'	'
Construction loans:	'	'
Loans	5,072,000	5,061,000
Substandard [Member]	'	'
Construction loans:	'	'
Loans	4,993,000	6,226,000
Substandard Nonaccrual [Member]	'	'
Construction loans:	'	'
Loans	$2,442,000	$989,000

Note_5_Foreclosed_Properties_D

Note 5 - Foreclosed Properties (Details) - Foreclosed Properties Valuation Allowance (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Foreclosed Properties Valuation Allowance [Abstract]	'	'
Other real estate owned, beginning balance	$9,078	$9,513
Other real estate owned, valuation allowance, beginning balance	-935	-575
Other real estate owned, net, beginning balance	8,143	8,938
Other real estate owned, additions	220	1,613
Other real estate owned, additions, net	220	1,613
Other real estate owned, writedowns	'	-351
Other real estate owned, writedowns, net	'	-351
Other real estate owned, sales	-1,391	-1,983
Other real estate owned, valuation allowance, sales	422	223
Other real estate owned, sales, net	-969	-1,760
Other real estate owned, ending balance	7,907	9,143
Other real estate owned, valuation allowance, ending balance	-513	-703
Other real estate owned, net, ending balance	$7,394	$8,440

Note_5_Foreclosed_Properties_D1

Note 5 - Foreclosed Properties (Details) - Classification of Other Real Estate Owned (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Real Estate Properties [Line Items]	'	'	'	'
Other real estate owned	$7,394	$8,143	$8,440	$8,938
Residential Homes [Member]	'	'	'	'
Real Estate Properties [Line Items]	'	'	'	'
Other real estate owned	220	'	'	'
Residential Lots [Member]	'	'	'	'
Real Estate Properties [Line Items]	'	'	'	'
Other real estate owned	3,031	3,472	'	'
Residential Development [Member]	'	'	'	'
Real Estate Properties [Line Items]	'	'	'	'
Other real estate owned	423	'	'	'
Commercial Lots [Member]	'	'	'	'
Real Estate Properties [Line Items]	'	'	'	'
Other real estate owned	1,075	1,076	'	'
Commercial Buildings [Member]	'	'	'	'
Real Estate Properties [Line Items]	'	'	'	'
Other real estate owned	$2,645	$3,595	'	'

Note_6_StockBased_Compensation2

Note 6 - Stock-Based Compensation (Details) (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Note 6 - Stock-Based Compensation (Details) [Line Items]	'	'
Allocated Share-based Compensation Expense (in Dollars)	$26,000	$17,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	550,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0
Stock Issued During Period, Shares, Restricted Stock Award, Gross	17,268	7,781
Employee Stock Option [Member]	'	'
Note 6 - Stock-Based Compensation (Details) [Line Items]	'	'
Allocated Share-based Compensation Expense (in Dollars)	0	0
Restricted Stock [Member]	'	'
Note 6 - Stock-Based Compensation (Details) [Line Items]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	120,000	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	17,268	7,781
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	'5 years	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized (in Dollars)	$150,000	'
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	'4 years 255 days	'

Note_6_StockBased_Compensation3

Note 6 - Stock-Based Compensation (Details) - Stock Option Activity (2005 Stock Option Plan [Member], USD $)	6 Months Ended
	Jun. 30, 2014		Dec. 30, 2013
2005 Stock Option Plan [Member]	'		'
Note 6 - Stock-Based Compensation (Details) - Stock Option Activity [Line Items]	'		'
Options outstanding	'		391,710
Options, weighted average exercise price	'		$9.34
Options, weighted average contractual term	'2 years 18 days		'
Options, aggregate intrinsic value	'	[1]	'
Exercisable at June 30, 2014	384,560		'
Exercisable at June 30, 2014	$9.35		'
Exercisable at June 30, 2014	'2 years 18 days		'
Exercisable at June 30, 2014	'	[1]	'
Forfeited	-7,150		'
Forfeited	$10		'
Options outstanding	384,560		391,710
Options, weighted average exercise price	$9.35		$9.34
Options, weighted average contractual term	'2 years 18 days		'
[1]	The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on June 30, 2014.

Note_6_StockBased_Compensation4

Note 6 - Stock-Based Compensation (Details) - Restricted Stock Awards Activity (USD $)	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Note 6 - Stock-Based Compensation (Details) - Restricted Stock Awards Activity [Line Items]	'	'
Granted	0	0
Restricted Stock [Member]	'	'
Note 6 - Stock-Based Compensation (Details) - Restricted Stock Awards Activity [Line Items]	'	'
Nonvested at beginning of year	27,846	25,896
Nonvested at beginning of year	5.05	4.76
Granted	17,268	7,781
Granted	6.25	5.98
Vested	-7,387	-5,831
Vested	5.23	5.03
Nonvested at end of year	37,727	27,846
Nonvested at end of year	5.56	5.05

Note_7_Fair_Value_Measurements2

Note 7 - Fair Value Measurements (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2014	Jun. 30, 2014
			Short-term Debt [Member]	Short-term Debt [Member]	Minimum [Member]	Maximum [Member]
			Minimum [Member]	Maximum [Member]
Note 7 - Fair Value Measurements (Details) [Line Items]	'	'	'	'	'	'
Liabilities, Fair Value Disclosure, Nonrecurring (in Dollars)	$0	$0	'	'	'	'
Federal Funds Maturity	'	'	'	'	'1 day	'3 days
Debt Instrument, Term	'	'	'1 day	'3 days	'	'

Note_7_Fair_Value_Measurements3

Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Assets and Liabililties Measure on Recurring Basis (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets:	'	'
Securities available-for-sale	$56,022	$57,922
US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Assets:	'	'
Securities available-for-sale	27,349	26,284
US Government Agencies Debt Securities [Member]	'	'
Assets:	'	'
Securities available-for-sale	27,349	26,284
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Assets:	'	'
Securities available-for-sale	12,047	15,361
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Assets:	'	'
Securities available-for-sale	12,047	15,361
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]	'	'
Assets:	'	'
Securities available-for-sale	16,626	16,277
US States and Political Subdivisions Debt Securities [Member]	'	'
Assets:	'	'
Securities available-for-sale	16,626	16,277
Fair Value, Inputs, Level 2 [Member]	'	'
Assets:	'	'
Securities available-for-sale	$56,022	$57,922

Note_7_Fair_Value_Measurements4

Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Assets and Liabililties Measure on Non-Recurring Basis (USD $)	Jun. 30, 2014	Dec. 31, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Assets and Liabililties Measure on Non-Recurring Basis [Line Items]	'	'	'	'
Impaired loans, net of valuation allowance	$5	$306	'	'
Other real estate owned	7,394	8,143	8,440	8,938
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Assets and Liabililties Measure on Non-Recurring Basis [Line Items]	'	'	'	'
Other real estate owned	3,964	3,745	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Assets and Liabililties Measure on Non-Recurring Basis [Line Items]	'	'	'	'
Impaired loans, net of valuation allowance	5	306	'	'
Other real estate owned	$3,430	$4,398	'	'

Note_7_Fair_Value_Measurements5

Note 7 - Fair Value Measurements (Details) - Fair Value Quantitative Information (Fair Value, Inputs, Level 3 [Member], USD $)	6 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Discounted Appraised Value [Member] | Impaired Loans [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair value (in Dollars)	5	306
Fair value (in Dollars)	5	306
Discounted Appraised Value [Member] | Impaired Loans [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	20.00%	10.00%
Unobservable input, selling cost	-20.00%	-10.00%
Unobservable input, discount for lack of marketability and age of appraisal	9.00%	32.00%
Unobservable input, discount for lack of marketability and age of appraisal	-9.00%	-32.00%
Unobservable input, internal evaluations	20.00%	10.00%
Unobservable input, internal evaluations	-20.00%	-10.00%
Discounted Appraised Value [Member] | Impaired Loans [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	20.00%	10.00%
Unobservable input, selling cost	-20.00%	-10.00%
Unobservable input, discount for lack of marketability and age of appraisal	9.00%	32.00%
Unobservable input, discount for lack of marketability and age of appraisal	-9.00%	-32.00%
Unobservable input, internal evaluations	20.00%	10.00%
Unobservable input, internal evaluations	-20.00%	-10.00%
Discounted Appraised Value [Member] | Impaired Loans [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	20.00%	10.00%
Unobservable input, selling cost	-20.00%	-10.00%
Unobservable input, discount for lack of marketability and age of appraisal	9.00%	32.00%
Unobservable input, discount for lack of marketability and age of appraisal	-9.00%	-32.00%
Unobservable input, internal evaluations	20.00%	10.00%
Unobservable input, internal evaluations	-20.00%	-10.00%
Discounted Appraised Value [Member] | Other Real Estate Owned [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair value (in Dollars)	1,458	1,458
Fair value (in Dollars)	1,458	1,458
Discounted Appraised Value [Member] | Other Real Estate Owned [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	0.00%	0.00%
Unobservable input, selling cost	0.00%	0.00%
Unobservable input, discount for lack of marketability and age of appraisal	4.00%	0.00%
Unobservable input, discount for lack of marketability and age of appraisal	-4.00%	0.00%
Unobservable input, internal evaluations	0.00%	0.00%
Unobservable input, internal evaluations	0.00%	0.00%
Discounted Appraised Value [Member] | Other Real Estate Owned [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	6.00%	6.00%
Unobservable input, selling cost	-6.00%	-6.00%
Unobservable input, discount for lack of marketability and age of appraisal	25.00%	25.00%
Unobservable input, discount for lack of marketability and age of appraisal	-25.00%	-25.00%
Unobservable input, internal evaluations	6.00%	6.00%
Unobservable input, internal evaluations	-6.00%	-6.00%
Discounted Appraised Value [Member] | Other Real Estate Owned [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	5.00%	5.00%
Unobservable input, selling cost	-5.00%	-5.00%
Unobservable input, discount for lack of marketability and age of appraisal	9.00%	9.00%
Unobservable input, discount for lack of marketability and age of appraisal	-9.00%	-9.00%
Unobservable input, internal evaluations	5.00%	5.00%
Unobservable input, internal evaluations	-5.00%	-5.00%
Internal Evaluations [Member] | Other Real Estate Owned [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Fair value (in Dollars)	1,972	2,940
Fair value (in Dollars)	1,972	2,940
Internal Evaluations [Member] | Other Real Estate Owned [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	10.00%	10.00%
Unobservable input, selling cost	-10.00%	-10.00%
Unobservable input, internal evaluations	10.00%	10.00%
Unobservable input, internal evaluations	-10.00%	-10.00%
Internal Evaluations [Member] | Other Real Estate Owned [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	10.00%	10.00%
Unobservable input, selling cost	-10.00%	-10.00%
Unobservable input, internal evaluations	10.00%	10.00%
Unobservable input, internal evaluations	-10.00%	-10.00%
Internal Evaluations [Member] | Other Real Estate Owned [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Unobservable input, selling cost	10.00%	10.00%
Unobservable input, selling cost	-10.00%	-10.00%
Unobservable input, internal evaluations	10.00%	10.00%
Unobservable input, internal evaluations	-10.00%	-10.00%

Note_7_Fair_Value_Measurements6

Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Instruments (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets	'	'
Cash and due from banks	$17,112	$19,537
Cash and due from banks, fair value	17,145	19,541
Federal funds sold	495	738
Federal funds sold, fair value	495	738
Securities available-for-sale	56,022	57,922
Restricted equity securities	2,718	2,564
Restricted equity securities, fair value	2,718	2,564
Loans held for sale	162	0
Loans held for sale	162	'
Loans, net	314,352	294,212
Loans, net, fair value	315,569	293,135
Bank owned life insurance	3,569	3,518
Bank owned life insurance, fair value	3,569	3,518
Accrued income	1,922	1,877
Accrued income, fair value	1,922	1,877
Financial liabilities	'	'
Total deposits	348,433	339,770
Total deposits, fair value	337,369	327,514
Short term borrowings	573	258
Short term borrowings, fair value	573	258
FHLB borrowings	26,000	22,000
FHLB borrowings, fair value	26,473	22,560
Accrued interest payable	295	286
Accrued interest payable, fair value	295	286
Fair Value, Inputs, Level 1 [Member]	'	'
Financial assets	'	'
Cash and due from banks, fair value	15,112	17,537
Federal funds sold	495	738
Federal funds sold, fair value	495	738
Fair Value, Inputs, Level 2 [Member]	'	'
Financial assets	'	'
Securities available-for-sale	56,022	57,922
Restricted equity securities	2,718	2,564
Restricted equity securities, fair value	2,718	2,564
Loans held for sale	162	'
Bank owned life insurance	3,569	3,518
Bank owned life insurance, fair value	3,569	3,518
Accrued income	1,922	1,877
Accrued income, fair value	1,922	1,877
Financial liabilities	'	'
Total deposits, fair value	337,369	327,514
Short term borrowings, fair value	573	258
FHLB borrowings, fair value	26,473	22,560
Accrued interest payable, fair value	295	286
Fair Value, Inputs, Level 3 [Member]	'	'
Financial assets	'	'
Cash and due from banks, fair value	2,033	2,004
Loans, net, fair value	$315,569	$293,135

Note_8_Reclassifications_Out_o2

Note 8 - Reclassifications Out of Other Comprehensive Income (Details) - Items not Reclassified in their Entirety to Net Income (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Available for sale securities	'	'	'	'
Tax expense related to realized gains on securities sold	$380	$320	$742	$582
	833	642	1,636	1,167
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member]	'	'	'	'
Available for sale securities	'	'	'	'
Realized gains on sales of securities held for sale during the period	108	106	108	108
Tax expense related to realized gains on securities sold	37	36	37	37
	$71	$70	$71	$71

Note_9_Earnings_per_Common_Sha2

Note 9 - Earnings per Common Share (Details) (Equity Option [Member])	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Equity Option [Member]	'	'
Note 9 - Earnings per Common Share (Details) [Line Items]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	384,560	435,710

Note_9_Earnings_per_Common_Sha3

Note 9 - Earnings per Common Share (Details) - Earnings Per Common Share (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Note 9 - Earnings per Common Share (Details) - Earnings Per Common Share [Line Items]	'	'	'	'
Earnings per common share, basic	3,287,567	3,270,299	3,282,129	3,267,806
Earnings per common share, basic (in Dollars)	$623	$488	$1,216	$860
Earnings per common share, basic (in Dollars per share)	$0.19	$0.15	$0.37	$0.26
Series C Preferred Stock Dividends (in Dollars)	210	134	420	267
Effect of dilutive securities:	'	'	'	'
Convertible preferred stock	2,240,000	73,846	2,240,000	37,127
Convertible preferred stock (in Dollars per share)	($0.04)	'	($0.07)	'
Earnings per common share, diluted	5,527,567	3,344,145	5,522,129	3,304,933
Earnings per common share, diluted (in Dollars)	833	488	1,636	860
Earnings per common share, diluted (in Dollars per share)	$0.15	$0.15	$0.30	$0.26
Series C Preferred Stock [Member]	'	'	'	'
Note 9 - Earnings per Common Share (Details) - Earnings Per Common Share [Line Items]	'	'	'	'
Series C Preferred Stock Dividends (in Dollars)	$210	'	$420	'

Note_10_Subsequent_Events_Deta

Note 10 - Subsequent Events (Details) (Series C Preferred Stock [Member], Subsequent Event [Member], USD $)	0 Months Ended
	Jul. 24, 2014
Series C Preferred Stock [Member] | Subsequent Event [Member]	'
Note 10 - Subsequent Events (Details) [Line Items]	'
Preferred Stock, Dividends Per Share, Declared	$15