HomeTown Bankshares (HMTA) 10-Q 13 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 13, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	HomeTown Bankshares Corp
Trading Symbol	HMTA
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		3,296,237
Amendment Flag	false
Entity Central Index Key	1,461,640
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Cash and due from banks	$ 15,063	$ 13,795
Federal funds sold	797	649
Securities available for sale, at fair value	48,931	54,603
Restricted equity securities, at cost	2,695	2,476
Loans held for sale	382	242
Loans, net of allowance for loan losses of $3,313 in 2015 and $3,332 in 2014	350,762	328,347
Property and equipment, net	14,792	14,900
Other real estate owned, net of valuation allowance of $422 in 2015 and 2014	6,872	6,986
Bank owned life insurance	6,198	3,622
Accrued income	1,876	1,924
Other assets	978	665
Total assets	449,346	428,209
Deposits:
Noninterest-bearing	53,730	51,226
Interest-bearing	323,487	311,369
Total deposits	377,217	362,595
Federal Home Loan Bank borrowings	25,750	20,000
Other borrowings	552	422
Accrued interest payable	365	272
Other liabilities	785	1,695
Total liabilities	404,669	384,984
Stockholders’ equity:
Common stock, $5 par value; authorized 10,000,000 shares, issued and outstanding 3,296,237 (includes 35,549 restricted shares) at June 30, 2015 and 3,287,567 (includes 37,727 restricted shares) at December 31, 2014	16,481	16,438
Surplus	15,335	15,310
Retained deficit	(1,052)	(2,271)
Accumulated other comprehensive income	260	455
Total HomeTown Bankshares Corporation stockholders’ equity	44,317	43,225
Non-controlling interest in consolidated subsidiary	360
Total stockholders’ equity	44,677	43,225
Total liabilities and stockholders’ equity	449,346	428,209
Series C Preferred Stock [Member]
Stockholders’ equity:
Convertible preferred stock, no par value; Series C 20,000 shares authorized, 14,000 issued and outstanding at June 30, 2015 and at December 31, 2014	$ 13,293	$ 13,293

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Loans, allowance for loan losses (in Dollars)	$ 3,313	$ 3,332
Other real estate owned, valuation allowance (in Dollars)	$ 422	$ 422
Common stock, par value (in Dollars per share)	$ 5	$ 5
Common stock, authorized shares	10,000,000	10,000,000
Common stock, shares issued	3,296,237	3,287,567
Common stock, shares outstanding	3,296,237	3,287,567
Common stock, restricted shares	35,549	37,727
Series C Preferred Stock [Member]
Preferred stock, par value (in Dollars per share)	$ 0	$ 0
Preferred stock, authorized	20,000	20,000
Preferred stock, issued	14,000	14,000
Preferred stock, outstanding	14,000	14,000

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Loans and fees on loans	$ 4,047	$ 3,774	$ 7,946	$ 7,469
Taxable investment securities	176	267	382	530
Nontaxable investment securities	100	93	203	187
Dividends on restricted stock	35	30	68	62
Other interest income	9	12	18	21
Total interest and dividend income	4,367	4,176	8,617	8,269
Interest expense:
Deposits	465	442	913	882
Other borrowed funds	102	98	194	192
Total interest expense	567	540	1,107	1,074
Net interest income	3,800	3,636	7,510	7,195
Provision for loan losses		132		202
Net interest income after provision for loan losses	3,800	3,504	7,510	6,993
Noninterest income:
Service charges on deposit accounts	124	117	234	208
ATM and interchange income	146	109	268	203
Mortgage banking	258	17	378	47
Gains on sales of investment securities		108	40	108
Other income	167	155	310	273
Total noninterest income	695	506	1,230	839
Noninterest expense:
Salaries and employee benefits	1,619	1,381	3,160	2,793
Occupancy and equipment expense	439	364	884	730
Data processing expense	205	177	417	352
Advertising and marketing expense	167	132	409	235
Professional fees	111	114	223	187
Bank franchise taxes	65	80	131	131
FDIC insurance expense	84	68	159	112
Gains on sales and writedowns of other real estate owned, net				(5)
Other real estate owned expense	40	59	70	123
Directors’ fees	58	58	110	109
Other expense	434	364	768	687
Total noninterest expense	3,222	2,797	6,331	5,454
Net income before income taxes	1,273	1,213	2,409	2,378
Income tax expense	381	380	727	742
Net income	892	833	1,682	1,636
Less net income attributable to non-controlling interest	29		43
Net income attributable to HomeTown Bankshares Corporation	863	833	1,639	1,636
Effective dividends on preferred stock	210	210	420	420
Net income available to common stockholders	$ 653	$ 623	$ 1,219	$ 1,216
Basic earnings per common share (in Dollars per share)	$ 0.20	$ 0.19	$ 0.37	$ 0.37
Diluted earnings per common share (in Dollars per share)	$ 0.16	$ 0.15	$ 0.30	$ 0.30
Weighted average common shares outstanding (in Shares)	3,296,237	3,287,567	3,293,890	3,282,129
Diluted weighted average common shares outstanding (in Shares)	5,536,237	5,527,567	5,533,890	5,522,129

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net income	$ 892	$ 833	$ 1,682	$ 1,636
Other comprehensive income:
Net unrealized holding (losses) gains on securities available for sale during the period	(567)	500	(255)	1,282
Deferred income tax benefit (expense) on unrealized holding gains on securities available for sale	192	(171)	86	(436)
Reclassification adjustment for gains on sales of investment securities included in net income		(108)	(40)	(108)
Tax expense related to realized gains on securities sold		37	14	37
Total other comprehensive (loss) income	(375)	258	(195)	775
Comprehensive income	517	1,091	1,487	2,411
Less: Comprehensive income attributable to the non-controlling interest	29		43
Comprehensive income attributable to HomeTown Bankshares Corporation	$ 488	$ 1,091	$ 1,444	$ 2,411

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Net income	$ 892	$ 833	$ 1,682	$ 1,636
Adjustments to reconcile net income to net cash provided by operations:
Depreciation and amortization			377	311
Provision for loan losses		132		202
Amortization of premium on securities, net			287	294
Gains on sales of loans held for sale			(284)	(20)
Gains on sales and writedowns of other real estate, net				(5)
Gains on sales of investment securities		(108)	(40)	(108)
Increase in value of life insurance contracts			(76)	(51)
Stock compensation expense			68	26
Originations of loans held for sale			(12,481)	(2,437)
Proceeds from sales of loans held for sale			12,625	2,295
Changes in assets and liabilities:
Accrued income			48	(45)
Other assets			(313)	(127)
Deferred taxes, net			100	683
Accrued interest payable			93	9
Other liabilities			(910)	(80)
Net cash flows provided by operating activities			1,176	2,583
Cash flows used in investing activities:
Net (increase) decrease in federal funds sold			(148)	243
Purchases of investment securities available for sale			(1,748)	(4,083)
Sales, maturities, and calls of available for sale securities			6,878	6,971
Purchase of restricted equity securities, net			(219)	(154)
Net increase in loans			(22,415)	(20,562)
Proceeds from sales of other real estate			114	974
Purchases of bank owned life insurance			(2,500)
Purchases of property and equipment			(269)	(955)
Net cash flows used in investing activities			(20,307)	(17,566)
Cash flows from financing activities:
Net increase (decrease) in noninterest-bearing deposits			2,504	(2,932)
Net increase in interest-bearing deposits			12,118	11,595
Net increase in FHLB borrowings			5,750	4,000
Net increase in other borrowings			130	315
Net increase in equity of non-controlling interest			317
Preferred stock dividend payment			(420)	(420)
Net cash flows provided by financing activities			20,399	12,558
Net increase (decrease) in cash and cash equivalents			1,268	(2,425)
Cash and cash equivalents, beginning			13,795	19,537	$ 19,537
Cash and cash equivalents, ending	$ 15,063	$ 17,112	15,063	17,112	$ 13,795
Supplemental disclosure of cash flow information:
Cash payments for interest			1,014	1,065
Cash payments for income taxes			1,356	33
Supplemental disclosure of noncash investing activities:
Change in unrealized gains on available for sale securities			$ (295)	$ 1,174

Note 1 - Organization and Summa

Note 1 - Organization and Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1. Organization and Summary of Significant Accounting Policies Organization On September 4, 2009, Hometown Bankshares Corporation (the “Company”) acquired all outstanding stock of HomeTown Bank (the “Bank”) in an exchange for shares of the Company on a one-for-one basis to become a single-bank holding company with the Bank becoming a wholly-owned subsidiary. The Bank was organized and incorporated under the laws of the State of Virginia on November 9, 2004 and commenced operations on November 14, 2005. The Bank currently serves Roanoke City, Virginia, the County of Roanoke, Virginia, the City of Salem, Virginia, Christiansburg, Virginia, and surrounding areas. As a state chartered bank which is a member of the Federal Reserve System, the Bank is subject to regulation by the Virginia Bureau of Financial Institutions, the Federal Deposit Insurance Corporation and the Federal Reserve Board. Basis of Presentation The consolidated financial statements as of June 30, 2015 and for the periods ended June 30, 2015 and 2014 included herein, have been prepared by HomeTown Bankshares Corporation, without audit, pursuant to the rules and regulations of the Securities and Exchange Commission. Management believes that all interim adjustments for the period ended June 30, 2015 are of a normal recurring nature. In the opinion of management, the information furnished in the interim consolidated financial statements reflects all adjustments necessary to present fairly the Company’s financial position, results of operations and cash flows for such interim periods. These consolidated financial statements should be read in conjunction with the Company’s audited financial statements and the notes thereto as of December 31, 2014, included in the Company’s Form 10-K for the year ended December 31, 2014. Interim financial performance is not necessarily indicative of performance for the full year. The accounting and reporting policies of the Company follow generally accepted accounting principles and general practices within the financial services industry. The consolidated financial statements of HomeTown Bankshares Corporation include the accounts of its wholly-owned subsidiary HomeTown Bank and the accounts of its subsidiary, HomeTown Residential Mortgage LLC. HomeTown Bank owns a 49% interest in HomeTown Residential Mortgage LLC which originates and sells mortgages secured by personal residences. Due to the marketing support and direction provided by HomeTown Bank to HomeTown Residential Mortgage LLC, along with guarantees of warehouse lines of credit used in its operation, the Company is deemed to exercise control of this entity. The ownership interest in HomeTown Residential Mortgage LLC not owned by the Company is reported as Non-Controlling Interest in a Consolidated Subsidiary. All significant intercompany balances and transactions have been eliminated in consolidation. Our accounting policies and basic principles have not changed since the summary disclosure of these in our Annual Report on Form 10-K. Please refer to Form 10-K for these policies.

Note 2 - Investment Securities

Note 2 - Investment Securities	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2. Investment Securities The amortized cost and fair value of available-for-sale securities as of June 30, 2015 and December 31, 2014, are as follows: (Dollars In Thousands) June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U. S. Government agency securities $ 23,739 $ 267 $ (127 ) $ 23,879 Mortgage-backed securities 8,059 89 (78 ) 8,070 Municipal securities 16,738 376 (132 ) 16,982 $ 48,536 $ 732 $ (337 ) $ 48,931 (Dollars In Thousands) December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U. S. Government agency securities $ 26,812 $ 333 $ (180 ) $ 26,965 Mortgage-backed securities 9,678 125 (64 ) 9,739 Municipal securities 17,423 531 (55 ) 17,899 $ 53,913 $ 989 $ (299 ) $ 54,603 U. S. Government and federal agency securities: at June 30, 2015. Mortgage-backed securities: Municipal securities: at June 30, 2015. The following tables demonstrate the unrealized loss position of available-for-sale securities at June 30, 2015 and December 31, 2014. This information summarizes the amount of time individual securities have been in a continuous, unrealized loss position. June 30, 2015 Less than 12 months 12 months or more Total (Dollars In Thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U. S. Government agency securities $ 4,855 $ (36 ) $ 5,379 $ (91 ) $ 10,234 $ (127 ) Mortgage-backed securities 1,724 (24 ) 2,736 (54 ) 4,460 (78 ) Municipal securities 7,119 (132 ) − − 7,119 (132 ) $ 13,698 $ (192 ) $ 8,115 $ (145 ) $ 21,813 $ (337 ) December 31, 2014 Less than 12 months 12 months or more Total (Dollars In Thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government agency securities $ 5,568 $ (48 ) $ 7,078 $ (132 ) $ 12,646 $ (180 ) Mortgage-backed securities 742 (6 ) 4,058 (58 ) 4,800 (64 ) Municipal securities 1,625 (20 ) 2,186 (35 ) 3,811 (55 ) $ 7,935 $ (74 ) $ 13,322 $ (225 ) $ 21,257 $ (299 ) There are 48 debt securities with fair values totaling $21.8 million considered temporarily impaired at June 30, 2015. As of June 30, 2015, the Company does not consider any bond in an unrealized loss position to be other-than-temporarily impaired. The Company realized gains of $40 thousand on sales of securities in the first six months of 2015. The Company realized gains of $108 thousand during the same period last year. The amortized cost and fair values of investment securities available for sale at June 30, 2015, by contractual maturity are as follows: (Dollars In Thousands) Amortized Cost Fair Value One year or less $ 125 $ 126 Over one through five years 2,014 2,031 Over five through ten years 7,525 7,555 Greater than 10 years 38,872 39,219 $ 48,536 $ 48,931

Note 3 - Loans Receivable

Note 3 - Loans Receivable	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 3. Loans Receivable The major classifications of loans in the consolidated balance sheets at June 30, 2015 and December 31, 2014 were as follows: (Dollars In Thousands) June 30, 2015 December 31, 2014 Construction loans: Residential $ 10,539 $ 10,019 Land acquisition, development & commercial 26,521 23,686 Real estate: Residential 97,995 86,269 Commercial 136,502 135,070 Commercial, industrial & agricultural 49,338 44,807 Equity lines 25,771 24,330 Consumer 7,409 7,498 Total 354,075 331,679 Less allowance for loan losses (3,313 ) (3,332 ) Loans, net $ 350,762 $ 328,347 The past due and nonaccrual status of loans as of June 30, 2015 was as follows: (Dollars In Thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Nonaccrual Loans Construction loans: Residential $ − $ − $ − $ − $ 10,539 $ 10,539 $ − Land acquisition, development & commercial − − − − 26,521 26,521 − Real estate: Residential 203 − 100 303 97,692 97,995 − Commercial 800 − − 800 135,702 136,502 386 Commercial, industrial & agricultural 38 − − 38 49,300 49,338 12 Equity lines − 191 − 191 25,580 25,771 − Consumer − 1 − 1 7,408 7,409 − Total $ 1,041 $ 192 $ 100 $ 1,333 $ 352,742 $ 354,075 $ 398 The past due and nonaccrual status of loans as of December 31, 2014 was as follows: (Dollars In Thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Nonaccrual Loans Construction loans: Residential $ − $ − $ − $ − $ 10,019 $ 10,019 $ − Land acquisition, development & commercial − − − − 23,686 23,686 − Real estate: Residential − 381 261 642 85,627 86,269 475 Commercial − 85 − 85 134,985 135,070 758 Commercial, industrial & agricultural 96 − − 96 44,711 44,807 − Equity lines 105 − − 105 24,225 24,330 − Consumer 10 36 − 46 7,452 7,498 21 Total $ 211 $ 502 $ 261 $ 974 $ 330,705 $ 331,679 $ 1,254 There were two loans of $100 thousand that were past due ninety days or more and still accruing interest as of June 30, 2015. There were no loans that were past due ninety days or more and still accruing interest at December 31, 2014. Impaired loans, which include TDR’s of $6.8 million, and the related allowance at June 30, 2015, were as follows: June 30, 2015 With no related allowance: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential 252 252 − 259 2 Commercial 7,621 7,621 − 7,684 132 Commercial, industrial & agricultural 12 12 − 12 − Equity lines − − − − − Consumer − − − − − Total loans with no allowance $ 7,885 $ 7,885 $ − $ 7,955 $ 134 June 30, 2015 With an allowance recorded: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential − − − − − Commercial 135 135 135 138 − Commercial, industrial & agricultural − − − − − Equity lines − − − − − Consumer − − − − − Total loans with an allowance $ 135 $ 135 $ 135 $ 138 $ − Impaired loans, which include TDR’s of $6.7 million, and the related allowance at December 31, 2014, were as follows: December 31, 2014 With no related allowance: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential 525 700 − 605 12 Commercial 7,507 7,507 − 8,563 289 Commercial, industrial & agricultural − − − − − Equity lines − − − − − Consumer − − − − − Total loans with no allowance $ 8,032 $ 8,207 $ − $ 9,168 $ 301 December 31, 2014 With an allowance recorded: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential − − − − − Commercial 141 141 141 153 − Commercial, industrial & agricultural − − − − − Equity lines − − − − − Consumer − − − − − Total loans with an allowance $ 141 $ 141 $ 141 $ 153 $ − Troubled Debt Restructurings Troubled debt restructurings (“TDR’s”) were comprised of six loans totaling $6.8 million at June 30, 2015. This compares with $6.7 million in total restructured loans at December 31, 2014. The following table presents by class of loan, information related to the loan modified in a TDR during 2015: Loans modified as TDR's For the six months ended June 30, 2015 Class of Loan Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment (Dollars in Thousands) Construction loans: Residential — $ — $ — Land acquisition, development & commercial — — — Real estate loans: Residential — — — Commercial 1 260 255 Commercial, industrial, agricultural — — 12 Equity lines — — — Consumer — — — Total Loans 1 $ 260 $ 267 For the six months ended June 30, 2014, no loans were modified as TDR’s. Four of the six loans totaling $6.5 million were not on nonaccrual status at June 30, 2015. The other two loans totaling $262 thousand were on nonaccrual status at the end of the second quarter of 2015. The loan restructured into two TDR’s in the six months ended June 30, 2015 was included in substandard nonaccrual loans and impaired loans at the end of 2014. All six TDR’s were current with their restructured terms at June 30, 2015. Management considers troubled debt restructurings and subsequent defaults in restructured loans in the determination of the adequacy of the Company’s allowance for loan losses. When identified as a TDR, a loan is evaluated for potential loss based on the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s observable market price, or the estimated fair value of the collateral, less any selling costs if the loan is collateral dependent. Loans identified as TDRs frequently are on non-accrual status at the time of the restructuring and, in some cases, partial charge-offs may have already been taken against the loan and a specific allowance may have already been established for the loan. As a result of any modification as a TDR, if a specific reserve is associated with the loan it may be increased. Additionally, loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future defaults. If loans modified in a TDR subsequently default, the Company evaluates the loan for possible further impairment. As a result, any specific allowance may be increased, adjustments may be made in the allocation of the total allowance balance, or partial charge-offs may be taken to further write-down the carrying value of the loan. Management exercises significant judgment in developing estimates for potential losses associated with TDRs.

Note 4 - Allowance for Loan Los

Note 4 - Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block Supplement [Abstract]
Allowance for Credit Losses [Text Block]	Note 4. Allowance for Loan Losses The following table presents, as of June 30, 2015, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment). June 30, 2015 Allowance for loan losses Loans Class of Loan (Dollars in Thousands) Beginning balance Charge- offs Recoveries Provisions Ending Balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Ending balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Construction loans: Residential $ 43 $ − $ − $ 20 $ 63 $ − $ 63 $ 10,539 $ − $ 10,539 Land acquisition, development & commercial 453 − − (209 ) 244 − 244 26,521 − 26,521 Real estate: Residential 833 − − 205 1,038 − 1,038 97,995 252 97,743 Commercial 1,012 − − (23 ) 989 135 854 136,502 7,756 128,746 Commercial, industrial & agricultural 319 − 10 96 425 − 425 49,338 12 49,326 Equity lines 423 − − (87 ) 336 − 336 25,771 − 25,771 Consumer 65 (33 ) 4 43 79 − 79 7,409 − 7,409 Unallocated 184 − − (45 ) 139 − 139 − − − Total $ 3,332 $ (33 ) $ 14 $ − $ 3,313 $ 135 $ 3,178 $ 354,075 $ 8,020 $ 346,055 The following table presents, as of December 31, 2014, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment). December 31, 2014 Allowance for loan losses Loans Class of Loan (Dollars in Thousands) Beginning balance Charge- offs Recoveries Provisions Ending balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Ending balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Construction loans: Residential $ 156 $ − $ − $ (113 ) $ 43 $ − $ 43 $ 10,019 $ − $ 10,019 Land acquisition, development & commercial 872 − − (419 ) 453 − 453 23,686 − 23,686 Real estate: Residential 867 (233 ) 34 165 833 − 833 86,269 525 85,744 Commercial 1,008 − − 4 1,012 141 871 135,070 7,648 127,422 Commercial, industrial & agricultural 327 (55 ) − 47 319 − 319 44,807 − 44,807 Equity lines 385 (136 ) 37 137 423 − 423 24,330 − 24,330 Consumer 63 (40 ) 4 38 65 − 65 7,498 − 7,498 Unallocated 43 − − 141 184 − 184 − − − Total $ 3,721 $ (464 ) $ 75 $ − $ 3,332 $ 141 $ 3,191 $ 331,679 $ 8,173 $ 323,506 Loans by credit quality indicators as of June 30, 2015 were as follows: (Dollars In Thousands) Pass Special Mention Substandard Accruing Substandard Nonaccrual Total Construction loans: Residential $ 10,539 $ − $ − $ − $ 10,539 Land acquisition, development & commercial 26,510 − 11 − 26,521 Real estate loans: Residential 93,468 4,274 253 − 97,995 Commercial 132,422 2,273 1,421 386 136,502 Commercial, industrial, agricultural 48,739 552 35 12 49,338 Equity lines 25,754 17 − − 25,771 Consumer 7,397 − 12 − 7,409 Total Loans $ 344,829 $ 7,116 $ 1,732 $ 398 $ 354,075 Loans by credit quality indicators as of December 31, 2014 were as follows: (Dollars In Thousands) Pass Special Mention Substandard Accruing Substandard Nonaccrual Total Construction loans: Residential $ 10,019 $ − $ − $ − $ 10,019 Land acquisition, development & commercial 23,672 − 14 − 23,686 Real estate loans: Residential 81,409 4,335 50 475 86,269 Commercial 131,087 2,302 923 758 135,070 Commercial, industrial, agricultural 44,248 521 38 − 44,807 Equity lines 24,330 − − − 24,330 Consumer 7,475 − 2 21 7,498 Total Loans $ 322,240 $ 7,158 $ 1,027 $ 1,254 $ 331,679 At June 30, 2015 and December 31, 2014, the Company had no loans classified as Doubtful or Loss.

Note 5 - Foreclosed Properties

Note 5 - Foreclosed Properties	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Real Estate Owned [Text Block]	Note 5. Foreclosed Properties Changes in foreclosed properties for the six months ended June 30, 2015 were as follows: (Dollars In Thousands) Other Real Estate Owned Valuation Allowance Net Balance at the beginning of the year $ 7,408 $ (422 ) $ 6,986 Additions — — — Writedowns — — — Sales (114 ) — (114 ) Balance at the end of the period $ 7,294 $ (422 ) $ 6,872 Changes in foreclosed properties for the six months ended June 30, 2014 were as follows: (Dollars In Thousands) Other Real Estate Owned Valuation Allowance Net Balance at the beginning of the year $ 9,078 $ (935 ) $ 8,143 Additions 220 — 220 Writedowns — — — Sales (1,391 ) 422 (969 ) Balance at the end of the period $ 7,907 $ (513 ) $ 7,394 The major classifications of other real estate owned in the consolidated balance sheets at June 30, 2015 and December 31, 2014 were as follows: (Dollars In Thousands) June 30, 2015 December 31, 2014 Residential lots $ 2,909 $ 3,023 Residential development 423 423 Commercial lots 1,076 1,076 Commercial buildings 2,464 2,464 Total Other Real Estate Owned $ 6,872 $ 6,986 There were no residential real estate loans in the process of foreclosure at June 30, 2015 or December 31, 2014. Other real estate owned related expenses in the consolidated statements of income for the six months ended June 30, 2015 and June 30, 2014 include: (Dollars In Thousands) Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Net gain on sales $ — $ (5 ) Provision for unrealized losses — — Operating expenses 70 123 Total Other Real Estate Owned $ 70 $ 118

Note 6 - Stock Based Compensati

Note 6 - Stock Based Compensation	6 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 6. Stock Based Compensation The Company recorded stock based compensation expense of $68 thousand and $26 thousand for the years to date June 30, 2015 and 2014, respectively. The Company has a 2005 Stock Option Plan (the Plan) pursuant to which the Board of Directors may grant stock options to directors, officers and employees. Under the fair value recognition provisions of relevant accounting guidance, stock-based compensation cost is measured at the grant date based on the fair value of the award and is recognized as expense on a straight-line basis over the requisite service period, which is the vesting period. The Company uses the Black-Scholes option pricing model to determine the fair value of stock options. The fair value of the stock based payment awards is affected by the price of our stock and a number of financial assumptions and variables. These variables include the risk free interest rate, expected dividend rate, expected stock price volatility and the expected life of the options. On December 18, 2014, the Board of Directors granted 165 thousand shares which will vest over a five year period. Financial assumptions and variables used to determine the fair value of these stock options are; risk free interest rate of 2.01%, an expected term of 7.5 years, an expected stock price volatility of 26% and a dividend rate of 0%. The fair value of the options was determined to be $2.29 per option. Compensation expense will be charged to income ratably over the vesting period and was $38 thousand year to date June 30, 2015. As of June 30, 2015 there was $338 thousand of total unrecognized compensation cost related to nonvested stock options granted under the Plan. The cost will be recognized over the next 4.51 years. No options were granted during the six months ended June 30, 2015. All previously issued options were fully vested at the end of 2012. A summary of option activity under the 2005 stock option plan year to date June 30, 2015 is as follows: Options Outstanding Weighted Average Exercise Price Aggregate Intrinsic Value (1) Weighted Average Contractual Term (years) Balance at December 31, 2014 549,560 $ 8.61 Granted — — Exercised — — Forfeited (3,100 ) 7.76 Balance at June 30, 2015 546,460 $ 8.62 $ — 3.56 Exercisable at June 30, 2015 383,460 $ 9.35 $ — 1.04 (1) The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on June 30, 2015. In 2009, the Board of Directors authorized 132,000 shares of common stock for issuance under the Restricted Stock Plan. The plan provides for restricted stock awards to key employees. Restricted shares awarded to employees generally vest over a five year period and compensation expense is charged to income ratably over the vesting period and was $30 thousand and $26 thousand for the years to date June 30, 2015 and 2014, respectively. Compensation is accounted for using the fair market value of the Company’s common stock on the date the restricted shares are awarded. The Company granted 8,670 and 17,268 shares of restricted stock under the plan during the years to date June 30, 2015 and 2014, respectively. The weighted-average grant date fair value of restricted stock granted in 2015 was $7.70 compared to $6.25 in 2014. As of June 30, 2015, there was $195 thousand of total unrecognized compensation cost related to restricted stock granted under the Plan. The cost is expected to be recognized through 2020. A summary of the activity for restricted stock awards for the periods indicated is presented below: For the six months ended June 30, 2015 For the six months ended June 30, 2014 Shares Weighted-Average Grant Date Fair Value Shares Weighted-Average Grant Date Fair Value Nonvested at beginning of year 37,727 $ 5.56 27,846 $ 5.05 Granted 8,670 7.70 17,268 6.25 Vested (10,848 ) 5.56 (7,387 ) 5.23 Cancelled – – – – Nonvested at the end of the period 35,549 $ 6.08 37,727 $ 5.56

Note 7 - Fair Value Measurement

Note 7 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Note 7. Fair Value Measurement The Company uses a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy based on these two types of inputs are as follows: Level 1 - Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 - Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 - Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the consolidated financial statements: Securities available for sale: The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of June 30, 2015 and December 31, 2014: (Dollars In Thousands) Carrying value at June 30, 2015 Description Balance as of June 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government agency securities $ 23,879 $ – $ 23,879 $ – Mortgaged-backed securities 8,070 – 8,070 – Municipal securities 16,982 – 16,982 – (Dollars In Thousands) Carrying value at December 31, 2014 Description Balance as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government agency securities $ 26,965 $ – $ 26,965 $ – Mortgaged-backed securities 9,739 – 9,739 – Municipal securities 17,899 – 17,899 – Certain assets are measured at fair value on a nonrecurring basis in accordance with generally accepted accounting principles (GAAP). Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the consolidated financial statements: Impaired Loans: Loans held for sale: Other Real Estate Owned (OREO) The following table summarizes the Company’s assets that were measured at fair value on a nonrecurring basis as of June 30, 2015 and December 31, 2014. (Dollars In Thousands) Carrying value at June 30, 2015 Description Balance as of June 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans, net of valuation allowance $ – $ – $ – $ – Loans held for sale 382 – 382 – Other real estate owned 6,872 – 3,255 3,617 (Dollars In Thousands) Carrying value at December 31, 2014 Description Balance as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans, net of valuation allowance $ – $ – $ – $ – Loans held for sale 242 – 242 – Other real estate owned 6,986 – 3,255 3,731 At June 30, 2015 and December 31, 2014, the Company did not have any liabilities measured at fair value on a nonrecurring basis. The following table displays quantitative information about Level 3 Fair Value Measurements for June 30, 2015: (Dollars In Thousands) Quantitative information about Level 3 Fair Value Measurements for June 30, 2015 Assets Fair Value Valuation Technique(s) Unobservable input Range (Weighted Average) Impaired loans $ – Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 94% - 94% (94%) Other real estate owned $ 1,458 Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 4% - 4% (4%) $ 2,159 Internal evaluations Internal evaluations 0% - 33% (13%) The following table displays quantitative information about Level 3 Fair Value Measurements for December 31, 2014: (Dollars In Thousands) Quantitative information about Level 3 Fair Value Measurements for December 31, 2014 Assets Fair Value Valuation Technique(s) Unobservable input Range (Weighted Average) Impaired loans $ – Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 94% - 94% (94%) Other real estate owned $ 1,458 Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 4% - 4% (4%) $ 2,273 Internal evaluations Internal evaluations 0% - 33% (11%) The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments: Cash and due from banks: The carrying amounts reported in the consolidated balance sheet for cash on hand and amounts due from correspondent banks approximate their fair values. The fair values for certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates of deposit to a schedule of contractual maturities on such time deposits. Federal funds sold: Federal funds sold consist of overnight loans to other financial institutions and mature within one to three days. At June 30, 2015 and December 31, 2014, management believes the carrying value of federal funds sold approximates estimated market value. Securities available for sale: Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). Restricted equity securities: For these restricted equity securities, the carrying amount is a reasonable estimate of fair value based on the redemption provisions of the related securities. Loans held for sale: The carrying value of these loans approximates the fair value. These loans close in the name of the bank’s joint venture subsidiary HomeTown Residential Mortgage, LLC, but are generally sold within a two-week period. Loans receivable: For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying amounts. The fair values for other loans are estimated using discounted cash flow analysis, based on interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. Bank owned life insurance: The cash values of these policies are estimates using information provided by insurance carriers. The policies are carried at their cash surrender value, which approximates fair value. Deposit liabilities: The fair values disclosed for demand and savings deposits are, by definition, equal to the amount payable on demand at the reporting date. The fair values for certificates of deposit and individual retirement accounts are estimated using a discounted cash flow calculation that applies interest rates currently being offered to a schedule of contractual maturities on such time deposits. FHLB borrowings: The fair values for FHLB borrowings are estimated using a discounted cash flow calculation that applies interest rates currently being offered on FHLB borrowings to the contractual maturities on such FHLB borrowings. Other borrowings: The warehouse line of credit is a short term revolving credit facility used to fund mortgage loans originations until the underlying loan is sold. The warehouse line of credit, federal funds purchased, borrowings under repurchase agreements mature within 30 days and approximate their fair values. Accrued interest: The carrying amount of accrued interest receivable and payable approximates fair value. Off-balance sheet financial instruments: The fair values of commitments to extend credit and standby letters of credit are estimated using the fees currently charged to enter into similar agreements. At June 30, 2015 and December 31, 2014, the fair value of loan commitments and standby letters of credit were deemed to be immaterial. The carrying amounts and approximate fair values of the Company's financial instruments are as follows at June 30, 2015: (Dollars In Thousands) Fair value at June 30, 2015 Description Carrying value as of June 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Approximate Fair Values Financial assets Cash and due from banks $ 15,063 $ 13,563 $ 1,513 $ – $ 15,076 Federal funds sold 797 797 – – 797 Securities available-for-sale 48,931 – 48,931 – 48,931 Restricted equity securities 2,695 – 2,695 – 2,695 Loans held for sale 382 – 382 – 382 Loans, net 350,762 – – 351,485 351,485 Bank owned life insurance 6,198 – 6,198 – 6,198 Accrued income 1,876 – 1,876 – 1,876 Financial liabilities Total deposits 377,217 – 377,840 – 377,840 FHLB borrowings 25,750 – 26,050 – 26,050 Other borrowings 552 – 552 – 552 Accrued interest payable 365 – 365 – 365 The carrying amounts and approximate fair values of the Company's financial instruments are as follows at December 31, 2014: (Dollars In Thousands) Fair value at December 31, 2014 Description Carrying value as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Approximate Fair Values Financial assets Cash and due from banks $ 13,795 $ 11,794 $ 2,012 $ – $ 13,806 Federal funds sold 649 649 – – 649 Securities available-for-sale 54,603 – 54,603 – 54,603 Restricted equity securities 2,476 – 2,476 – 2,476 Loans held for sale 242 – 242 – 242 Loans, net 328,347 – – 332,167 332,167 Bank owned life insurance 3,622 – 3,622 – 3,622 Accrued income 1,924 – 1,924 – 1,924 Financial liabilities Total deposits 362,595 – 350,418 – 350,418 FHLB borrowings 20,000 – 20,356 – 20,356 Other borrowings 422 – 422 – 422 Accrued interest payable 272 – 272 – 272

Note 8 - Reclassifications out

Note 8 - Reclassifications out of Other Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Comprehensive Income (Loss) Note [Text Block]	Note 8. Reclassifications Out of Other Comprehensive Income Items reclassified in their entirety to net income for the three and six months ended June 30, 2015 and 2014 are as follows: Details about Other Comprehensive Components Amounts Reclassified from Other Comprehensive Income for the Three Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented (Dollars In Thousands) 2015 2014 Available for sale securities Realized gains on sales of securities held for sale during the period consider available for sale $ – $ 108 Gains on sales of investment securities Tax expense related to realized gains on securities sold – 37 Income tax expense $ – $ 71 Net income Details about Other Comprehensive Components Amounts Reclassified from Other Comprehensive Income for the Six Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented (Dollars In Thousands) 2015 2014 Available for sale securities Realized gains on sales of securities held for sale during the period consider available for sale $ 40 $ 108 Gains on sales of investment securities Tax expense related to realized gains on securities sold 14 37 Income tax expense $ 26 $ 71 Net income

Note 9 - Earnings Per Common Sh

Note 9 - Earnings Per Common Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	Note 9. Earnings per Common Share The following tables show the weighted average number of shares used in computing earnings per common share and the effect on weighted average number of shares of diluted potential common stock. Potential dilutive common stock had no effect on income available to common shareholders. For the Three Months Ended June 30, 2015 2014 Dollars In Thousands, except share and per share data Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Earnings per common share, basic 3,296,237 $ 653 $ 0.20 3,287,567 $ 623 $ 0.19 Series C Preferred Stock Dividends 210 210 Effect of dilutive securities: Convertible preferred stock 2,240,000 − (0.04 ) 2,240,000 − (0.04 ) Earnings per common share, diluted 5,536,237 $ 863 $ 0.16 5,527,567 $ 833 $ 0.15 For the Six Months Ended June 30, 2015 2014 Dollars In Thousands, except share and per share data Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Earnings per common share, basic 3,293,890 $ 1,219 $ 0.37 3,282,129 $ 1,216 $ 0.37 Series C Preferred Stock Dividends 420 420 Effect of dilutive securities: Convertible preferred stock 2,240,000 − (0.07 ) 2,240,000 − (0.07 ) Earnings per common share, diluted 5,533,890 $ 1,639 $ 0.30 5,522,129 $ 1,636 $ 0.30 At June 30, 2015 and 2014, stock options to purchase 546,460 and 384,560 shares, respectively, were outstanding. These options were not included in the calculation of diluted weighted average shares as their impact would be antidilutive. Nonvested restricted shares were included in weighted average common shares outstanding for computing basic earnings per share, as the holder has voting rights and would share in a stock or cash dividend during the vesting period.

Note 10 - Subsequent Events

Note 10 - Subsequent Events	6 Months Ended
	Jun. 30, 2015
Subsequent Events [Abstract]
Subsequent Events [Text Block]	Note 10. Subsequent Events On July 23, 2015, the Company’s Board of Directors declared a quarterly cash dividend in the amount of $15.00 per Series C convertible preferred share, payable on September 15, 2015 to preferred shareholders of record August 31, 2015.

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	(Dollars In Thousands) June 30, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U. S. Government agency securities $ 23,739 $ 267 $ (127 ) $ 23,879 Mortgage-backed securities 8,059 89 (78 ) 8,070 Municipal securities 16,738 376 (132 ) 16,982 $ 48,536 $ 732 $ (337 ) $ 48,931 (Dollars In Thousands) December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value U. S. Government agency securities $ 26,812 $ 333 $ (180 ) $ 26,965 Mortgage-backed securities 9,678 125 (64 ) 9,739 Municipal securities 17,423 531 (55 ) 17,899 $ 53,913 $ 989 $ (299 ) $ 54,603
Schedule of Unrealized Loss on Investments [Table Text Block]	June 30, 2015 Less than 12 months 12 months or more Total (Dollars In Thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U. S. Government agency securities $ 4,855 $ (36 ) $ 5,379 $ (91 ) $ 10,234 $ (127 ) Mortgage-backed securities 1,724 (24 ) 2,736 (54 ) 4,460 (78 ) Municipal securities 7,119 (132 ) − − 7,119 (132 ) $ 13,698 $ (192 ) $ 8,115 $ (145 ) $ 21,813 $ (337 ) December 31, 2014 Less than 12 months 12 months or more Total (Dollars In Thousands) Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S. Government agency securities $ 5,568 $ (48 ) $ 7,078 $ (132 ) $ 12,646 $ (180 ) Mortgage-backed securities 742 (6 ) 4,058 (58 ) 4,800 (64 ) Municipal securities 1,625 (20 ) 2,186 (35 ) 3,811 (55 ) $ 7,935 $ (74 ) $ 13,322 $ (225 ) $ 21,257 $ (299 )
Investments Classified by Contractual Maturity Date [Table Text Block]	(Dollars In Thousands) Amortized Cost Fair Value One year or less $ 125 $ 126 Over one through five years 2,014 2,031 Over five through ten years 7,525 7,555 Greater than 10 years 38,872 39,219 $ 48,536 $ 48,931

Note 3 - Loans Receivable (Tabl

Note 3 - Loans Receivable (Tables)	6 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Dollars In Thousands) June 30, 2015 December 31, 2014 Construction loans: Residential $ 10,539 $ 10,019 Land acquisition, development & commercial 26,521 23,686 Real estate: Residential 97,995 86,269 Commercial 136,502 135,070 Commercial, industrial & agricultural 49,338 44,807 Equity lines 25,771 24,330 Consumer 7,409 7,498 Total 354,075 331,679 Less allowance for loan losses (3,313 ) (3,332 ) Loans, net $ 350,762 $ 328,347
Past Due Financing Receivables [Table Text Block]	(Dollars In Thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Nonaccrual Loans Construction loans: Residential $ − $ − $ − $ − $ 10,539 $ 10,539 $ − Land acquisition, development & commercial − − − − 26,521 26,521 − Real estate: Residential 203 − 100 303 97,692 97,995 − Commercial 800 − − 800 135,702 136,502 386 Commercial, industrial & agricultural 38 − − 38 49,300 49,338 12 Equity lines − 191 − 191 25,580 25,771 − Consumer − 1 − 1 7,408 7,409 − Total $ 1,041 $ 192 $ 100 $ 1,333 $ 352,742 $ 354,075 $ 398 (Dollars In Thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Nonaccrual Loans Construction loans: Residential $ − $ − $ − $ − $ 10,019 $ 10,019 $ − Land acquisition, development & commercial − − − − 23,686 23,686 − Real estate: Residential − 381 261 642 85,627 86,269 475 Commercial − 85 − 85 134,985 135,070 758 Commercial, industrial & agricultural 96 − − 96 44,711 44,807 − Equity lines 105 − − 105 24,225 24,330 − Consumer 10 36 − 46 7,452 7,498 21 Total $ 211 $ 502 $ 261 $ 974 $ 330,705 $ 331,679 $ 1,254
Impaired Financing Receivables [Table Text Block]	June 30, 2015 With no related allowance: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential 252 252 − 259 2 Commercial 7,621 7,621 − 7,684 132 Commercial, industrial & agricultural 12 12 − 12 − Equity lines − − − − − Consumer − − − − − Total loans with no allowance $ 7,885 $ 7,885 $ − $ 7,955 $ 134 June 30, 2015 With an allowance recorded: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential − − − − − Commercial 135 135 135 138 − Commercial, industrial & agricultural − − − − − Equity lines − − − − − Consumer − − − − − Total loans with an allowance $ 135 $ 135 $ 135 $ 138 $ − December 31, 2014 With no related allowance: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential 525 700 − 605 12 Commercial 7,507 7,507 − 8,563 289 Commercial, industrial & agricultural − − − − − Equity lines − − − − − Consumer − − − − − Total loans with no allowance $ 8,032 $ 8,207 $ − $ 9,168 $ 301 December 31, 2014 With an allowance recorded: (Dollars In Thousands) Recorded Investment in Loans Unpaid Principal Balance Related Allowance Average Balance Total Loans Interest Income Recognized Construction loans: Residential $ − $ − $ − $ − $ − Land acquisition, development & commercial − − − − − Real estate: Residential − − − − − Commercial 141 141 141 153 − Commercial, industrial & agricultural − − − − − Equity lines − − − − − Consumer − − − − − Total loans with an allowance $ 141 $ 141 $ 141 $ 153 $ −
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	Loans modified as TDR's For the six months ended June 30, 2015 Class of Loan Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment (Dollars in Thousands) Construction loans: Residential — $ — $ — Land acquisition, development & commercial — — — Real estate loans: Residential — — — Commercial 1 260 255 Commercial, industrial, agricultural — — 12 Equity lines — — — Consumer — — — Total Loans 1 $ 260 $ 267

Note 4 - Allowance for Loan L19

Note 4 - Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block Supplement [Abstract]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	June 30, 2015 Allowance for loan losses Loans Class of Loan (Dollars in Thousands) Beginning balance Charge- offs Recoveries Provisions Ending Balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Ending balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Construction loans: Residential $ 43 $ − $ − $ 20 $ 63 $ − $ 63 $ 10,539 $ − $ 10,539 Land acquisition, development & commercial 453 − − (209 ) 244 − 244 26,521 − 26,521 Real estate: Residential 833 − − 205 1,038 − 1,038 97,995 252 97,743 Commercial 1,012 − − (23 ) 989 135 854 136,502 7,756 128,746 Commercial, industrial & agricultural 319 − 10 96 425 − 425 49,338 12 49,326 Equity lines 423 − − (87 ) 336 − 336 25,771 − 25,771 Consumer 65 (33 ) 4 43 79 − 79 7,409 − 7,409 Unallocated 184 − − (45 ) 139 − 139 − − − Total $ 3,332 $ (33 ) $ 14 $ − $ 3,313 $ 135 $ 3,178 $ 354,075 $ 8,020 $ 346,055 December 31, 2014 Allowance for loan losses Loans Class of Loan (Dollars in Thousands) Beginning balance Charge- offs Recoveries Provisions Ending balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Ending balance Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Construction loans: Residential $ 156 $ − $ − $ (113 ) $ 43 $ − $ 43 $ 10,019 $ − $ 10,019 Land acquisition, development & commercial 872 − − (419 ) 453 − 453 23,686 − 23,686 Real estate: Residential 867 (233 ) 34 165 833 − 833 86,269 525 85,744 Commercial 1,008 − − 4 1,012 141 871 135,070 7,648 127,422 Commercial, industrial & agricultural 327 (55 ) − 47 319 − 319 44,807 − 44,807 Equity lines 385 (136 ) 37 137 423 − 423 24,330 − 24,330 Consumer 63 (40 ) 4 38 65 − 65 7,498 − 7,498 Unallocated 43 − − 141 184 − 184 − − − Total $ 3,721 $ (464 ) $ 75 $ − $ 3,332 $ 141 $ 3,191 $ 331,679 $ 8,173 $ 323,506
Financing Receivable Credit Quality Indicators [Table Text Block]	(Dollars In Thousands) Pass Special Mention Substandard Accruing Substandard Nonaccrual Total Construction loans: Residential $ 10,539 $ − $ − $ − $ 10,539 Land acquisition, development & commercial 26,510 − 11 − 26,521 Real estate loans: Residential 93,468 4,274 253 − 97,995 Commercial 132,422 2,273 1,421 386 136,502 Commercial, industrial, agricultural 48,739 552 35 12 49,338 Equity lines 25,754 17 − − 25,771 Consumer 7,397 − 12 − 7,409 Total Loans $ 344,829 $ 7,116 $ 1,732 $ 398 $ 354,075 (Dollars In Thousands) Pass Special Mention Substandard Accruing Substandard Nonaccrual Total Construction loans: Residential $ 10,019 $ − $ − $ − $ 10,019 Land acquisition, development & commercial 23,672 − 14 − 23,686 Real estate loans: Residential 81,409 4,335 50 475 86,269 Commercial 131,087 2,302 923 758 135,070 Commercial, industrial, agricultural 44,248 521 38 − 44,807 Equity lines 24,330 − − − 24,330 Consumer 7,475 − 2 21 7,498 Total Loans $ 322,240 $ 7,158 $ 1,027 $ 1,254 $ 331,679

Note 5 - Foreclosed Properties

Note 5 - Foreclosed Properties (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Forclosed Properties [Table Text Block]	(Dollars In Thousands) Other Real Estate Owned Valuation Allowance Net Balance at the beginning of the year $ 7,408 $ (422 ) $ 6,986 Additions — — — Writedowns — — — Sales (114 ) — (114 ) Balance at the end of the period $ 7,294 $ (422 ) $ 6,872 (Dollars In Thousands) Other Real Estate Owned Valuation Allowance Net Balance at the beginning of the year $ 9,078 $ (935 ) $ 8,143 Additions 220 — 220 Writedowns — — — Sales (1,391 ) 422 (969 ) Balance at the end of the period $ 7,907 $ (513 ) $ 7,394
Schedule of Real Estate Properties [Table Text Block]	(Dollars In Thousands) June 30, 2015 December 31, 2014 Residential lots $ 2,909 $ 3,023 Residential development 423 423 Commercial lots 1,076 1,076 Commercial buildings 2,464 2,464 Total Other Real Estate Owned $ 6,872 $ 6,986 (Dollars In Thousands) Six Months Ended June 30, 2015 Six Months Ended June 30, 2014 Net gain on sales $ — $ (5 ) Provision for unrealized losses — — Operating expenses 70 123 Total Other Real Estate Owned $ 70 $ 118

Note 6 - Stock Based Compensa21

Note 6 - Stock Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	Options Outstanding Weighted Average Exercise Price Aggregate Intrinsic Value (1) Weighted Average Contractual Term (years) Balance at December 31, 2014 549,560 $ 8.61 Granted — — Exercised — — Forfeited (3,100 ) 7.76 Balance at June 30, 2015 546,460 $ 8.62 $ — 3.56 Exercisable at June 30, 2015 383,460 $ 9.35 $ — 1.04
Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]	For the six months ended June 30, 2015 For the six months ended June 30, 2014 Shares Weighted-Average Grant Date Fair Value Shares Weighted-Average Grant Date Fair Value Nonvested at beginning of year 37,727 $ 5.56 27,846 $ 5.05 Granted 8,670 7.70 17,268 6.25 Vested (10,848 ) 5.56 (7,387 ) 5.23 Cancelled – – – – Nonvested at the end of the period 35,549 $ 6.08 37,727 $ 5.56

Note 7 - Fair Value Measureme22

Note 7 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	(Dollars In Thousands) Carrying value at June 30, 2015 Description Balance as of June 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government agency securities $ 23,879 $ – $ 23,879 $ – Mortgaged-backed securities 8,070 – 8,070 – Municipal securities 16,982 – 16,982 – (Dollars In Thousands) Carrying value at December 31, 2014 Description Balance as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government agency securities $ 26,965 $ – $ 26,965 $ – Mortgaged-backed securities 9,739 – 9,739 – Municipal securities 17,899 – 17,899 –
Fair Value Measurements, Nonrecurring [Table Text Block]	(Dollars In Thousands) Carrying value at June 30, 2015 Description Balance as of June 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans, net of valuation allowance $ – $ – $ – $ – Loans held for sale 382 – 382 – Other real estate owned 6,872 – 3,255 3,617 (Dollars In Thousands) Carrying value at December 31, 2014 Description Balance as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans, net of valuation allowance $ – $ – $ – $ – Loans held for sale 242 – 242 – Other real estate owned 6,986 – 3,255 3,731
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	(Dollars In Thousands) Quantitative information about Level 3 Fair Value Measurements for June 30, 2015 Assets Fair Value Valuation Technique(s) Unobservable input Range (Weighted Average) Impaired loans $ – Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 94% - 94% (94%) Other real estate owned $ 1,458 Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 4% - 4% (4%) $ 2,159 Internal evaluations Internal evaluations 0% - 33% (13%) (Dollars In Thousands) Quantitative information about Level 3 Fair Value Measurements for December 31, 2014 Assets Fair Value Valuation Technique(s) Unobservable input Range (Weighted Average) Impaired loans $ – Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 94% - 94% (94%) Other real estate owned $ 1,458 Discounted appraised value Selling cost 6% - 6% (6%) Discount for lack of marketability and age of appraisal 4% - 4% (4%) $ 2,273 Internal evaluations Internal evaluations 0% - 33% (11%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	(Dollars In Thousands) Fair value at June 30, 2015 Description Carrying value as of June 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Approximate Fair Values Financial assets Cash and due from banks $ 15,063 $ 13,563 $ 1,513 $ – $ 15,076 Federal funds sold 797 797 – – 797 Securities available-for-sale 48,931 – 48,931 – 48,931 Restricted equity securities 2,695 – 2,695 – 2,695 Loans held for sale 382 – 382 – 382 Loans, net 350,762 – – 351,485 351,485 Bank owned life insurance 6,198 – 6,198 – 6,198 Accrued income 1,876 – 1,876 – 1,876 Financial liabilities Total deposits 377,217 – 377,840 – 377,840 FHLB borrowings 25,750 – 26,050 – 26,050 Other borrowings 552 – 552 – 552 Accrued interest payable 365 – 365 – 365 (Dollars In Thousands) Fair value at December 31, 2014 Description Carrying value as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Approximate Fair Values Financial assets Cash and due from banks $ 13,795 $ 11,794 $ 2,012 $ – $ 13,806 Federal funds sold 649 649 – – 649 Securities available-for-sale 54,603 – 54,603 – 54,603 Restricted equity securities 2,476 – 2,476 – 2,476 Loans held for sale 242 – 242 – 242 Loans, net 328,347 – – 332,167 332,167 Bank owned life insurance 3,622 – 3,622 – 3,622 Accrued income 1,924 – 1,924 – 1,924 Financial liabilities Total deposits 362,595 – 350,418 – 350,418 FHLB borrowings 20,000 – 20,356 – 20,356 Other borrowings 422 – 422 – 422 Accrued interest payable 272 – 272 – 272

Note 8 - Reclassifications ou23

Note 8 - Reclassifications out of Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Disclosure Text Block [Abstract]
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Details about Other Comprehensive Components Amounts Reclassified from Other Comprehensive Income for the Three Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented (Dollars In Thousands) 2015 2014 Available for sale securities Realized gains on sales of securities held for sale during the period consider available for sale $ – $ 108 Gains on sales of investment securities Tax expense related to realized gains on securities sold – 37 Income tax expense $ – $ 71 Net income Details about Other Comprehensive Components Amounts Reclassified from Other Comprehensive Income for the Six Months Ended June 30, Affected Line Item in the Statement Where Net Income is Presented (Dollars In Thousands) 2015 2014 Available for sale securities Realized gains on sales of securities held for sale during the period consider available for sale $ 40 $ 108 Gains on sales of investment securities Tax expense related to realized gains on securities sold 14 37 Income tax expense $ 26 $ 71 Net income

Note 9 - Earnings Per Common 24

Note 9 - Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended June 30, 2015 2014 Dollars In Thousands, except share and per share data Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Earnings per common share, basic 3,296,237 $ 653 $ 0.20 3,287,567 $ 623 $ 0.19 Series C Preferred Stock Dividends 210 210 Effect of dilutive securities: Convertible preferred stock 2,240,000 − (0.04 ) 2,240,000 − (0.04 ) Earnings per common share, diluted 5,536,237 $ 863 $ 0.16 5,527,567 $ 833 $ 0.15 For the Six Months Ended June 30, 2015 2014 Dollars In Thousands, except share and per share data Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Weighted Average Common Share s Outstanding Net Income Available to Common Shareholders Per Share Amount Earnings per common share, basic 3,293,890 $ 1,219 $ 0.37 3,282,129 $ 1,216 $ 0.37 Series C Preferred Stock Dividends 420 420 Effect of dilutive securities: Convertible preferred stock 2,240,000 − (0.07 ) 2,240,000 − (0.07 ) Earnings per common share, diluted 5,533,890 $ 1,639 $ 0.30 5,522,129 $ 1,636 $ 0.30

Note 1 - Organization and Sum25

Note 1 - Organization and Summary of Significant Accounting Policies (Details)	6 Months Ended
	Jun. 30, 2015
HomeTown Residential Mortgage, LLC [Member] | Corporate Joint Venture [Member]
Note 1 - Organization and Summary of Significant Accounting Policies (Details) [Line Items]
Subsidiary or Equity Method Investee, Cumulative Percentage Ownership after All Transactions	49.00%

Note 2 - Investment Securitie26

Note 2 - Investment Securities (Details)	6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Note 2 - Investment Securities (Details) [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	48
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	21,813,000		$ 21,257,000
Available-for-sale Securities, Gross Realized Gain (Loss)	$ 40,000	$ 108,000
US Government Agencies Debt Securities [Member]
Note 2 - Investment Securities (Details) [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	19
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 10,234,000		12,646,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 2 - Investment Securities (Details) [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	10
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 4,460,000		4,800,000
US States and Political Subdivisions Debt Securities [Member]
Note 2 - Investment Securities (Details) [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions	19
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities	$ 0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	$ 7,119,000		$ 3,811,000

Note 2 - Investment Securitie27

Note 2 - Investment Securities (Details) - Available-for-sale Securities - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]
Securities available-for-sale, amortized cost	$ 48,536	$ 53,913
Securities available-for-sale, gross unrealized gains	732	989
Securities available-for-sale, gross unrealized losses	(337)	(299)
Securities available-for-sale	48,931	54,603
US Government Agencies Debt Securities [Member]
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]
Securities available-for-sale, amortized cost	23,739	26,812
Securities available-for-sale, gross unrealized gains	267	333
Securities available-for-sale, gross unrealized losses	(127)	(180)
Securities available-for-sale	23,879	26,965
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]
Securities available-for-sale, amortized cost	8,059	9,678
Securities available-for-sale, gross unrealized gains	89	125
Securities available-for-sale, gross unrealized losses	(78)	(64)
Securities available-for-sale	8,070	9,739
US States and Political Subdivisions Debt Securities [Member]
Note 2 - Investment Securities (Details) - Available-for-sale Securities [Line Items]
Securities available-for-sale, amortized cost	16,738	17,423
Securities available-for-sale, gross unrealized gains	376	531
Securities available-for-sale, gross unrealized losses	(132)	(55)
Securities available-for-sale	$ 16,982	$ 17,899

Note 2 - Investment Securitie28

Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	$ 13,698	$ 7,935
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	(192)	(74)
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value	8,115	13,322
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss	(145)	(225)
Securities available-for-sale in a continuous unrealized loss position, fair value	21,813	21,257
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	(337)	(299)
US Government Agencies Debt Securities [Member]
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	4,855	5,568
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	(36)	(48)
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value	5,379	7,078
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss	(91)	(132)
Securities available-for-sale in a continuous unrealized loss position, fair value	10,234	12,646
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	(127)	(180)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	1,724	742
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	(24)	(6)
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value	2,736	4,058
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss	(54)	(58)
Securities available-for-sale in a continuous unrealized loss position, fair value	4,460	4,800
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	(78)	(64)
US States and Political Subdivisions Debt Securities [Member]
Note 2 - Investment Securities (Details) - Unrealized Loss Positions of Available-for-sale Securities [Line Items]
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, fair value	7,119	1,625
Securities available-for-sale in a continuous unrealized loss position, less than 12 months, unrealized loss	(132)	(20)
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, fair value		2,186
Securities available-for-sale in a continuous unrealized loss position, 12 months or more, unrealized loss		(35)
Securities available-for-sale in a continuous unrealized loss position, fair value	7,119	3,811
Securities available-for-sale in a continuous unrealized loss position, unrealized loss	$ (132)	$ (55)

Note 2 - Investment Securitie29

Note 2 - Investment Securities (Details) - Available-for-sale Securities by Contractual Maturity - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale Securities by Contractual Maturity [Abstract]
One year or less	$ 125
One year or less	126
Over one through five years	2,014
Over one through five years	2,031
Over five through ten years	7,525
Over five through ten years	7,555
Greater than 10 years	38,872
Greater than 10 years	39,219
	48,536	$ 53,913
	$ 48,931	$ 54,603

Note 3 - Loans Receivable (Deta

Note 3 - Loans Receivable (Details)	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2014	Dec. 31, 2014USD ($)
Note 3 - Loans Receivable (Details) [Line Items]
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	$ 100,000	$ 100,000		$ 0
Financing Receivable, Modifications, Number of Contracts		1	0
Performing Financial Instruments [Member]
Note 3 - Loans Receivable (Details) [Line Items]
Financing Receivable, Modifications, Recorded Investment	6,500,000	$ 6,500,000
Financing Receivable, Modifications, Number of Contracts		4
Nonperforming Financial Instruments [Member]
Note 3 - Loans Receivable (Details) [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 262,000	$ 262,000
Financing Receivable, Modifications, Number of Contracts	2	2		2
Troubled Debt Restructuring [Member]
Note 3 - Loans Receivable (Details) [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 6,800,000	$ 6,800,000		$ 6,700,000
Financing Receivable, Modifications, Number of Contracts		6

Note 3 - Loans Receivable (De31

Note 3 - Loans Receivable (Details) - Classifications of Loans Receivable - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Dec. 31, 2013
Construction loans:
Loans	$ 354,075	$ 331,679
Less allowance for loan losses	(3,313)	(3,332)	$ (3,721)
Loans, net	350,762	328,347
Construction Loan Portfolio Segment [Member] | Residential [Member]
Construction loans:
Loans	10,539	10,019
Less allowance for loan losses	(63)	(43)	(156)
Construction Loan Portfolio Segment [Member] | Land Acquisition, Development and Commercial [Member]
Construction loans:
Loans	26,521	23,686
Less allowance for loan losses	(244)	(453)	(872)
Real Estate Portfolio Segment [Member] | Residential [Member]
Construction loans:
Loans	97,995	86,269
Less allowance for loan losses	(1,038)	(833)	(867)
Real Estate Portfolio Segment [Member] | Commercial [Member}
Construction loans:
Loans	136,502	135,070
Less allowance for loan losses	(989)	(1,012)	(1,008)
Commercial, Industrial and Agricultural Portfolio Segment [Member]
Construction loans:
Loans	49,338	44,807
Less allowance for loan losses	(425)	(319)	(327)
Equity Lines Portfolio Segment [Member]
Construction loans:
Loans	25,771	24,330
Less allowance for loan losses	(336)	(423)	(385)
Consumer Portfolio Segment [Member]
Construction loans:
Loans	7,409	7,498
Less allowance for loan losses	$ (79)	$ (65)	$ (63)

Note 3 - Loans Receivable (De32

Note 3 - Loans Receivable (Details) - Past Due and Non-accrual Status of Loans - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Construction loans:
Loans, past due	$ 1,333	$ 974
Loans, current	352,742	330,705
Loans	354,075	331,679
Loans, nonaccrual	398	1,254
Financing Receivables, 30 to 59 Days Past Due [Member]
Construction loans:
Loans, past due	1,041	211
Financing Receivables, 60 to 89 Days Past Due [Member]
Construction loans:
Loans, past due	192	502
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Construction loans:
Loans, past due	100	261
Construction Loan Portfolio Segment [Member] | Residential [Member]
Construction loans:
Loans, current	10,539	10,019
Loans	10,539	10,019
Construction Loan Portfolio Segment [Member] | Land Acquisition, Development and Commercial [Member]
Construction loans:
Loans, current	26,521	23,686
Loans	26,521	23,686
Real Estate Portfolio Segment [Member] | Residential [Member]
Construction loans:
Loans, past due	303	642
Loans, current	97,692	85,627
Loans	97,995	86,269
Loans, nonaccrual		475
Real Estate Portfolio Segment [Member] | Residential [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Construction loans:
Loans, past due	203
Real Estate Portfolio Segment [Member] | Residential [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Construction loans:
Loans, past due		381
Real Estate Portfolio Segment [Member] | Residential [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Construction loans:
Loans, past due	100	261
Real Estate Portfolio Segment [Member] | Commercial [Member}
Construction loans:
Loans, past due	800	85
Loans, current	135,702	134,985
Loans	136,502	135,070
Loans, nonaccrual	386	758
Real Estate Portfolio Segment [Member] | Commercial [Member} | Financing Receivables, 30 to 59 Days Past Due [Member]
Construction loans:
Loans, past due	800
Real Estate Portfolio Segment [Member] | Commercial [Member} | Financing Receivables, 60 to 89 Days Past Due [Member]
Construction loans:
Loans, past due		85
Commercial, Industrial and Agricultural Portfolio Segment [Member]
Construction loans:
Loans, past due	38	96
Loans, current	49,300	44,711
Loans	49,338	44,807
Loans, nonaccrual	12
Commercial, Industrial and Agricultural Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Construction loans:
Loans, past due	38	96
Equity Lines Portfolio Segment [Member]
Construction loans:
Loans, past due	191	105
Loans, current	25,580	24,225
Loans	25,771	24,330
Equity Lines Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Construction loans:
Loans, past due		105
Equity Lines Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Construction loans:
Loans, past due	191
Consumer Portfolio Segment [Member]
Construction loans:
Loans, past due	1	46
Loans, current	7,408	7,452
Loans	7,409	7,498
Loans, nonaccrual		21
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Construction loans:
Loans, past due		10
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Construction loans:
Loans, past due	$ 1	$ 36

Note 3 - Loans Receivable (De33

Note 3 - Loans Receivable (Details) - Impaired Loans - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Construction loans:
Loans with no related allowance, recorded investment	$ 7,885	$ 8,032
Loans with no related allowance, unpaid principal balance	7,885	8,207
Loans with no related allowance, average balance total loans	7,955	9,168
Loans with no related allowance, interest income recognized	134	301
Construction loans:
Loans with an related allowance, recorded investment	135	141
Loans with an related allowance, unpaid principal balance	135	141
Loans, related allowance	135	141
Loans with an related allowance, average balance total loans	138	153
Real Estate Portfolio Segment [Member] | Residential [Member]
Construction loans:
Loans with no related allowance, recorded investment	252	525
Loans with no related allowance, unpaid principal balance	252	700
Loans with no related allowance, average balance total loans	259	605
Loans with no related allowance, interest income recognized	2	12
Real Estate Portfolio Segment [Member] | Commercial [Member}
Construction loans:
Loans with no related allowance, recorded investment	7,621	7,507
Loans with no related allowance, unpaid principal balance	7,621	7,507
Loans with no related allowance, average balance total loans	7,684	8,563
Loans with no related allowance, interest income recognized	132	289
Construction loans:
Loans with an related allowance, recorded investment	135	141
Loans with an related allowance, unpaid principal balance	135	141
Loans, related allowance	135	141
Loans with an related allowance, average balance total loans	138	$ 153
Commercial, Industrial and Agricultural Portfolio Segment [Member]
Construction loans:
Loans with no related allowance, recorded investment	12
Loans with no related allowance, unpaid principal balance	12
Loans with no related allowance, average balance total loans	$ 12

Note 3 - Loans Receivable (De34

Note 3 - Loans Receivable (Details) - Loans Modified in TDR by Class of Loan $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014
Construction loans:
Number of contracts	1	0
Pre-modification outstanding recorded investment	$ 260
Post-modification outstanding recorded investment	$ 267
Real Estate Portfolio Segment [Member] | Commercial [Member}
Construction loans:
Number of contracts	1
Pre-modification outstanding recorded investment	$ 260
Post-modification outstanding recorded investment	255
Commercial, Industrial and Agricultural Portfolio Segment [Member]
Construction loans:
Post-modification outstanding recorded investment	$ 12

Note 4 - Allowance for Loan L35

Note 4 - Allowance for Loan Losses (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Note 4 - Allowance for Loan Losses (Details) [Line Items]
Loans and Leases Receivable, Gross	$ 354,075,000	$ 331,679,000
Unlikely to be Collected Financing Receivable [Member]
Note 4 - Allowance for Loan Losses (Details) [Line Items]
Loans and Leases Receivable, Gross	0	0
Doubtful [Member]
Note 4 - Allowance for Loan Losses (Details) [Line Items]
Loans and Leases Receivable, Gross	$ 0	$ 0

Note 4 - Allowance for Loan L36

Note 4 - Allowance for Loan Losses (Details) - Allowance for Loan Losses - USD ($) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Construction loans:
Allowance for loan losses, beginning balance		$ 3,332	$ 3,721	$ 3,721
Allowance for loan losses, charge-offs		(33)		(464)
Allowance for loan losses, recoveries		14		75
Allowance for loan losses, provisions	$ 132		202
Allowance for loan losses, ending balance		3,313		3,332
Allowance for loan losses, ending balance: individually evaluated for impairment		135		141
Allowance for loan losses, ending balance: collectively evaluated for impairment		3,178		3,191
Loans		354,075		331,679
Loans,ending balance: individually evaluated for impairment		8,020		8,173
Loans, ending balance: collectively evaluated for impairment		346,055		323,506
Construction Loan Portfolio Segment [Member] | Residential [Member]
Construction loans:
Allowance for loan losses, beginning balance		43	156	156
Allowance for loan losses, provisions		20		(113)
Allowance for loan losses, ending balance		63		43
Allowance for loan losses, ending balance: collectively evaluated for impairment		63		43
Loans		10,539		10,019
Loans, ending balance: collectively evaluated for impairment		10,539		10,019
Construction Loan Portfolio Segment [Member] | Land Acquisition, Development and Commercial [Member]
Construction loans:
Allowance for loan losses, beginning balance		453	872	872
Allowance for loan losses, provisions		(209)		(419)
Allowance for loan losses, ending balance		244		453
Allowance for loan losses, ending balance: collectively evaluated for impairment		244		453
Loans		26,521		23,686
Loans, ending balance: collectively evaluated for impairment		26,521		23,686
Real Estate Portfolio Segment [Member] | Residential [Member]
Construction loans:
Allowance for loan losses, beginning balance		833	867	867
Allowance for loan losses, charge-offs				(233)
Allowance for loan losses, recoveries				34
Allowance for loan losses, provisions		205		165
Allowance for loan losses, ending balance		1,038		833
Allowance for loan losses, ending balance: collectively evaluated for impairment		1,038		833
Loans		97,995		86,269
Loans,ending balance: individually evaluated for impairment		252		525
Loans, ending balance: collectively evaluated for impairment		97,743		85,744
Real Estate Portfolio Segment [Member] | Commercial [Member}
Construction loans:
Allowance for loan losses, beginning balance		1,012	1,008	1,008
Allowance for loan losses, provisions		(23)		4
Allowance for loan losses, ending balance		989		1,012
Allowance for loan losses, ending balance: individually evaluated for impairment		135		141
Allowance for loan losses, ending balance: collectively evaluated for impairment		854		871
Loans		136,502		135,070
Loans,ending balance: individually evaluated for impairment		7,756		7,648
Loans, ending balance: collectively evaluated for impairment		128,746		127,422
Commercial, Industrial and Agricultural Portfolio Segment [Member]
Construction loans:
Allowance for loan losses, beginning balance		319	327	327
Allowance for loan losses, charge-offs				(55)
Allowance for loan losses, recoveries		10
Allowance for loan losses, provisions		96		47
Allowance for loan losses, ending balance		425		319
Allowance for loan losses, ending balance: collectively evaluated for impairment		425		319
Loans		49,338		44,807
Loans,ending balance: individually evaluated for impairment		12
Loans, ending balance: collectively evaluated for impairment		49,326		44,807
Equity Lines Portfolio Segment [Member]
Construction loans:
Allowance for loan losses, beginning balance		423	385	385
Allowance for loan losses, charge-offs				(136)
Allowance for loan losses, recoveries				37
Allowance for loan losses, provisions		(87)		137
Allowance for loan losses, ending balance		336		423
Allowance for loan losses, ending balance: collectively evaluated for impairment		336		423
Loans		25,771		24,330
Loans, ending balance: collectively evaluated for impairment		25,771		24,330
Consumer Portfolio Segment [Member]
Construction loans:
Allowance for loan losses, beginning balance		65	63	63
Allowance for loan losses, charge-offs		(33)		(40)
Allowance for loan losses, recoveries		4		4
Allowance for loan losses, provisions		43		38
Allowance for loan losses, ending balance		79		65
Allowance for loan losses, ending balance: collectively evaluated for impairment		79		65
Loans		7,409		7,498
Loans, ending balance: collectively evaluated for impairment		7,409		7,498
Unallocated Financing Receivables [Member]
Construction loans:
Allowance for loan losses, beginning balance		184	$ 43	43
Allowance for loan losses, provisions		(45)		141
Allowance for loan losses, ending balance		139		184
Allowance for loan losses, ending balance: collectively evaluated for impairment		$ 139		$ 184

Note 4 - Allowance for Loan L37

Note 4 - Allowance for Loan Losses (Details) - Loans by Credit Quality Indicators - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Construction loans:
Loans	$ 354,075	$ 331,679
Pass [Member]
Construction loans:
Loans	344,829	322,240
Special Mention [Member]
Construction loans:
Loans	7,116	7,158
Substandard [Member]
Construction loans:
Loans	1,732	1,027
Substandard Nonaccrual [Member]
Construction loans:
Loans	398	1,254
Construction Loan Portfolio Segment [Member] | Residential [Member]
Construction loans:
Loans	10,539	10,019
Construction Loan Portfolio Segment [Member] | Residential [Member] | Pass [Member]
Construction loans:
Loans	10,539	10,019
Construction Loan Portfolio Segment [Member] | Land Acquisition, Development and Commercial [Member]
Construction loans:
Loans	26,521	23,686
Construction Loan Portfolio Segment [Member] | Land Acquisition, Development and Commercial [Member] | Pass [Member]
Construction loans:
Loans	26,510	23,672
Construction Loan Portfolio Segment [Member] | Land Acquisition, Development and Commercial [Member] | Substandard [Member]
Construction loans:
Loans	11	14
Real Estate Portfolio Segment [Member] | Residential [Member]
Construction loans:
Loans	97,995	86,269
Real Estate Portfolio Segment [Member] | Residential [Member] | Pass [Member]
Construction loans:
Loans	93,468	81,409
Real Estate Portfolio Segment [Member] | Residential [Member] | Special Mention [Member]
Construction loans:
Loans	4,274	4,335
Real Estate Portfolio Segment [Member] | Residential [Member] | Substandard [Member]
Construction loans:
Loans	253	50
Real Estate Portfolio Segment [Member] | Residential [Member] | Substandard Nonaccrual [Member]
Construction loans:
Loans		475
Real Estate Portfolio Segment [Member] | Commercial [Member}
Construction loans:
Loans	136,502	135,070
Real Estate Portfolio Segment [Member] | Commercial [Member} | Pass [Member]
Construction loans:
Loans	132,422	131,087
Real Estate Portfolio Segment [Member] | Commercial [Member} | Special Mention [Member]
Construction loans:
Loans	2,273	2,302
Real Estate Portfolio Segment [Member] | Commercial [Member} | Substandard [Member]
Construction loans:
Loans	1,421	923
Real Estate Portfolio Segment [Member] | Commercial [Member} | Substandard Nonaccrual [Member]
Construction loans:
Loans	386	758
Commercial, Industrial and Agricultural Portfolio Segment [Member]
Construction loans:
Loans	49,338	44,807
Commercial, Industrial and Agricultural Portfolio Segment [Member] | Pass [Member]
Construction loans:
Loans	48,739	44,248
Commercial, Industrial and Agricultural Portfolio Segment [Member] | Special Mention [Member]
Construction loans:
Loans	552	521
Commercial, Industrial and Agricultural Portfolio Segment [Member] | Substandard [Member]
Construction loans:
Loans	35	38
Commercial, Industrial and Agricultural Portfolio Segment [Member] | Substandard Nonaccrual [Member]
Construction loans:
Loans	12
Equity Lines Portfolio Segment [Member]
Construction loans:
Loans	25,771	24,330
Equity Lines Portfolio Segment [Member] | Pass [Member]
Construction loans:
Loans	25,754	24,330
Equity Lines Portfolio Segment [Member] | Special Mention [Member]
Construction loans:
Loans	17
Consumer Portfolio Segment [Member]
Construction loans:
Loans	7,409	7,498
Consumer Portfolio Segment [Member] | Pass [Member]
Construction loans:
Loans	7,397	7,475
Consumer Portfolio Segment [Member] | Substandard [Member]
Construction loans:
Loans	$ 12	2
Consumer Portfolio Segment [Member] | Substandard Nonaccrual [Member]
Construction loans:
Loans		$ 21

Note 5 - Foreclosed Propertie38

Note 5 - Foreclosed Properties (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Real Estate Portfolio Segment [Member] | Residential [Member]
Note 5 - Foreclosed Properties (Details) [Line Items]
Mortgage Loans in Process of Foreclosure, Amount	$ 0	$ 0

Note 5 - Foreclosed Propertie39

Note 5 - Foreclosed Properties (Details) - Foreclosed Properties Valuation Allowance - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2015
Foreclosed Properties Valuation Allowance [Abstract]
Other real estate owned, beginning balance	$ 9,078	$ 7,408
Other real estate owned, valuation allowance, beginning balance	(935)	(422)
Other real estate owned, net, beginning balance	8,143	6,986
Other real estate owned, ending balance	7,907	7,294
Other real estate owned, valuation allowance, ending balance	(513)	(422)
Other real estate owned, net, ending balance	7,394	6,872
Other real estate owned, additions	220
Other real estate owned, additions, net	220
Other real estate owned, sales	(1,391)	(114)
Other real estate owned, valuation allowance, sales	422
Other real estate owned, sales, net	$ (969)	$ (114)

Note 5 - Foreclosed Propertie40

Note 5 - Foreclosed Properties (Details) - Classification of Other Real Estate Owned and Expenses - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014	Mar. 31, 2014
Real Estate Properties [Line Items]
Other Real Estate Owned	$ 6,872	$ 7,394	$ 6,872	$ 7,394	$ 6,986	$ 8,143
Net gain on sales				(5)
Operating expenses	40	$ 59	70	123
Total Other Real Estate Owned			70	$ 118
Residential Lots [Member]
Real Estate Properties [Line Items]
Other Real Estate Owned	2,909		2,909		3,023
Residential Development [Member]
Real Estate Properties [Line Items]
Other Real Estate Owned	423		423		423
Commercial Lots [Member]
Real Estate Properties [Line Items]
Other Real Estate Owned	1,076		1,076		1,076
Commercial Buildings [Member]
Real Estate Properties [Line Items]
Other Real Estate Owned	$ 2,464		$ 2,464		$ 2,464

Note 6 - Stock Based Compensa41

Note 6 - Stock Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	Dec. 18, 2014	Jun. 30, 2015	Jun. 30, 2014
Note 6 - Stock Based Compensation (Details) [Line Items]
Allocated Share-based Compensation Expense		$ 68	$ 26
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)	165,000	0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value (in Dollars per share)	$ 2.29
Employee Stock Option [Member]
Note 6 - Stock Based Compensation (Details) [Line Items]
Allocated Share-based Compensation Expense		$ 38
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	2.01%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	7 years 6 months
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	26.00%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	0.00%
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized		$ 338
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		4 years 186 days
Restricted Stock [Member]
Note 6 - Stock Based Compensation (Details) [Line Items]
Allocated Share-based Compensation Expense		$ 30	$ 26
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		5 years
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized		$ 195
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in Shares)		132,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in Shares)		8,670	17,268
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in Dollars per share)		$ 7.70	$ 6.25

Note 6 - Stock Based Compensa42

Note 6 - Stock Based Compensation (Details) - Stock Option Activity - Jun. 30, 2015 - 2005 Stock Option Plan [Member] - USD ($) None in scaling factor is -9223372036854775296		Total
Note 6 - Stock Based Compensation (Details) - Stock Option Activity [Line Items]
Forfeited		(3,100)
Forfeited		$ 7.76
Balance at June 30, 2015		546,460
Balance at June 30, 2015		$ 8.62
Balance at June 30, 2015		3 years 204 days
Balance at June 30, 2015	[1]
Exercisable at June 30, 2015		383,460
Exercisable at June 30, 2015		$ 9.35
Exercisable at June 30, 2015		1 year 14 days
Exercisable at June 30, 2015	[1]
[1]	The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options on June 30, 2015.

Note 6 - Stock Based Compensa43

Note 6 - Stock Based Compensation (Details) - Restricted Stock Awards Activity - Restricted Stock [Member] - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Note 6 - Stock Based Compensation (Details) - Restricted Stock Awards Activity [Line Items]
Nonvested at beginning of year	37,727	27,846
Nonvested at beginning of year	$ 5.56	$ 5.05
Granted	8,670	17,268
Granted	$ 7.70	$ 6.25
Vested	(10,848)	(7,387)
Vested	$ 5.56	$ 5.23
Nonvested at the end of the period	35,549	37,727
Nonvested at the end of the period	$ 6.08	$ 5.56

Note 7 - Fair Value Measureme44

Note 7 - Fair Value Measurements (Details) - USD ($)	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Note 7 - Fair Value Measurements (Details) [Line Items]
Liabilities, Fair Value Disclosure, Nonrecurring	$ 0	$ 0
Minimum [Member]
Note 7 - Fair Value Measurements (Details) [Line Items]
Federal Funds, Maturity	1 day
Maximum [Member]
Note 7 - Fair Value Measurements (Details) [Line Items]
Federal Funds, Maturity	3 days

Note 7 - Fair Value Measureme45

Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Assets and Liabililties Measure on Recurring Basis - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Assets:
Available-for-sale securities	$ 48,931	$ 54,603
US Government Agencies Debt Securities [Member]
Assets:
Available-for-sale securities	23,879	26,965
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets:
Available-for-sale securities	8,070	9,739
US States and Political Subdivisions Debt Securities [Member]
Assets:
Available-for-sale securities	16,982	17,899
Fair Value, Inputs, Level 2 [Member]
Assets:
Available-for-sale securities	48,931	54,603
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Assets:
Available-for-sale securities	23,879	26,965
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets:
Available-for-sale securities	8,070	9,739
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Assets:
Available-for-sale securities	$ 16,982	$ 17,899

Note 7 - Fair Value Measureme46

Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Assets and Liabililties Measure on Non-Recurring Basis - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014
Assets:
Loans held for sale	$ 382	$ 242
Other real estate owned	6,872	6,986	$ 7,394	$ 8,143
Fair Value, Inputs, Level 2 [Member]
Assets:
Loans held for sale	382	242
Other real estate owned	3,255	3,255
Fair Value, Inputs, Level 3 [Member]
Assets:
Other real estate owned	$ 3,617	$ 3,731

Note 7 - Fair Value Measureme47

Note 7 - Fair Value Measurements (Details) - Fair Value Quantitative Information - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Discounted Appraised Value [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans		(6.00%)
Range		(94.00%)
Weighted average		(94.00%)
Other real estate owned		(6.00%)
Discounted Appraised Value [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range		(4.00%)
Weighted average		(4.00%)
Other real estate owned (in Dollars)		$ (0.06)
Internal Evaluations [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
		(11.00%)
		(11.00%)
Fair Value, Inputs, Level 3 [Member] | Discounted Appraised Value [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	(6.00%)	6.00%
Range	(94.00%)	94.00%
Weighted average	(94.00%)	94.00%
Other real estate owned	(6.00%)	6.00%
Fair Value, Inputs, Level 3 [Member] | Discounted Appraised Value [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans		6.00%
Range	(4.00%)	4.00%
Weighted average	(4.00%)	4.00%
(in Dollars)	$ 1,458,000	$ 1,458,000
Other real estate owned (in Dollars)	1,458,000	$ 1,458,000
Other real estate owned		6.00%
Other real estate owned (in Dollars)	(0.06)
Fair Value, Inputs, Level 3 [Member] | Internal Evaluations [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
(in Dollars)	$ 2,159,000	$ 2,273,000
	(13.00%)	0.00%
	(13.00%)	0.00%
Other real estate owned (in Dollars)	$ 2,159,000	$ 2,273,000
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	6.00%
Range	94.00%
Weighted average	94.00%
Other real estate owned	6.00%
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Discounted Appraised Value [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	6.00%
Range	4.00%
Weighted average	4.00%
Other real estate owned	6.00%
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Internal Evaluations [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
	0.00%
	0.00%
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	6.00%	6.00%
Range	94.00%	94.00%
Weighted average	94.00%	94.00%
Other real estate owned	6.00%	6.00%
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Discounted Appraised Value [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	6.00%	6.00%
Range	4.00%	4.00%
Weighted average	4.00%	4.00%
Other real estate owned	6.00%	6.00%
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Internal Evaluations [Member] | Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
	33.00%	33.00%
	33.00%	33.00%

Note 7 - Fair Value Measureme48

Note 7 - Fair Value Measurements (Details) - Fair Value of Financial Instruments - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financial assets
Cash and due from banks	$ 15,063	$ 13,795
Cash and due from banks, fair value	15,076	13,806
Federal funds sold	797	649
Federal funds sold, fair value	797	649
Securities available-for-sale	48,931	54,603
Restricted equity securities	2,695	2,476
Restricted equity securities, fair value	2,695	2,476
Loans held for sale	382	242
Loans held for sale, fair value	382	242
Loans, net	350,762	328,347
Loans, net, fair value	351,485	332,167
Bank owned life insurance	6,198	3,622
Bank owned life insurance, fair value	6,198	3,622
Accrued income	1,876	1,924
Accrued income, fair value	1,876	1,924
Financial liabilities
Total deposits	377,217	362,595
Total deposits, fair value	377,840	350,418
FHLB borrowings	25,750	20,000
FHLB borrowings, fair value	26,050	20,356
Other borrowings	552	422
Accrued interest payable	365	272
Accrued interest payable, fair value	365	272
Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and due from banks, fair value	13,563	11,794
Federal funds sold	797	649
Federal funds sold, fair value	797	649
Fair Value, Inputs, Level 2 [Member]
Financial assets
Cash and due from banks, fair value	1,513	2,012
Securities available-for-sale	48,931	54,603
Restricted equity securities	2,695	2,476
Restricted equity securities, fair value	2,695	2,476
Loans held for sale	382	242
Loans held for sale, fair value	382	242
Bank owned life insurance	6,198	3,622
Bank owned life insurance, fair value	6,198	3,622
Accrued income	1,876	1,924
Accrued income, fair value	1,876	1,924
Financial liabilities
Total deposits, fair value	377,840	350,418
FHLB borrowings, fair value	26,050	20,356
Other borrowings	552	422
Accrued interest payable, fair value	365	272
Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans, net, fair value	$ 351,485	$ 332,167

Note 8 - Reclassifications ou49

Note 8 - Reclassifications out of Other Comprehensive Income (Details) - Items Reclassified to Net Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Available for sale securities
Tax expense related to realized gains on securities sold	$ 381	$ 380	$ 727	$ 742
	$ 863	833	1,639	1,636
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Available for sale securities
Realized gains on sales of securities held for sale during the period consider available for sale		108	40	108
Tax expense related to realized gains on securities sold		37	14	37
		$ 71	$ 26	$ 71

Note 9 - Earnings Per Common 50

Note 9 - Earnings Per Common Share (Details) - shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Equity Option [Member]
Note 9 - Earnings Per Common Share (Details) [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	546,460	384,560

Note 9 - Earnings Per Common 51

Note 9 - Earnings Per Common Share (Details) - Earnings Per Common Share - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Common Share [Abstract]
Earnings per common share, basic	3,296,237	3,287,567	3,293,890	3,282,129
Earnings per common share, basic	$ 653	$ 623	$ 1,219	$ 1,216
Earnings per common share, basic	$ 0.20	$ 0.19	$ 0.37	$ 0.37
Series C Preferred Stock Dividends	$ 210	$ 210	$ 420	$ 420
Effect of dilutive securities:
Convertible preferred stock	2,240,000	2,240,000	2,240,000	2,240,000
Convertible preferred stock	$ (0.04)	$ (0.04)	$ (0.07)	$ (0.07)
Earnings per common share, diluted	5,536,237	5,527,567	5,533,890	5,522,129
Earnings per common share, diluted	$ 863	$ 833	$ 1,639	$ 1,636
Earnings per common share, diluted	$ 0.16	$ 0.15	$ 0.30	$ 0.30

Note 10 - Subsequent Events (De

Note 10 - Subsequent Events (Details)	Jul. 23, 2015$ / shares
Series C Preferred Stock [Member] | Subsequent Event [Member]
Note 10 - Subsequent Events (Details) [Line Items]
Preferred Stock, Dividends Per Share, Declared	$ 15

Uncategorized Items - hmta-2015

Label	Element	Value
Year 2005 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice	$ 8.61
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber	549,560