Live Oak Bancshares 10K 2020 Annual report | LOB Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. sophomore Avg

New words: accentuated, affinity, Aid, alleged, alleging, ambiguity, antitrust, atypical, behavior, Bradford, breadth, briefly, broaden, burden, cap, Cape, carryback, cater, clinic, collaboration, Columbia, complaint, construed, contradicted, culture, dampened, DCF, deadline, decay, dedication, defensive, dental, depiction, deploy, dietary, differentiate, difficulty, disability, disseminating, distancing, door, EAD, EIR, embodiment, embrace, emotional, Empower, endeavor, enjoy, enroll, equitable, exacerbated, explaining, faith, fashion, Fear, felt, fifteen, floor, focal, footprint, forgiven, frame, gave, grace, Green, Greenlight, hall, hallmark, health, hinder, honest, hotel, incentivize, induced, infringement, inhibit, intentionally, intervening, intranet, JAM, Jolley, judgement, Juneteenth, Kwipped, leadership, learn, learning, LGD, lifecycle, lifetime, lingering, LOPW, Lucht, lunch, macroeconomic, mark, marked, mask, meaningful, medical, mental, misappropriation, mission, mobile, mobility, mobilized, Mount, necessitated, neutral, neutralize, nonpublic, paragraph, Paycheck, paydown, payroll, PD, people, PPP, PPPLF, premise, proper, purported, quantification, quick, rata, reactionary, reconcile, recruit, recruiting, rehire, relaxed, reliant, relocation, remitted, remitting, resilient, resurgence, retaliation, retrospective, Rocky, roundtable, safeguard, salary, site, situation, skewing, sought, specialist, specialty, staffed, startup, stop, strictly, strive, subsided, subsidy, Sun, suspend, suspended, talent, tasked, teamwork, temperature, Tenant, therapy, thrive, Tonya, town, training, trend, true, Tuition, turmoil, unasserted, unavailability, unconditionally, undergo, underrepresented, universe, unprecedented, unsold, valuable, viewpoint, virtual, vision, WAVG, withdraw, withholding, withstand, worsen

Removed: advantaged, ALLL, allocation, attributed, avian, beneficially, bird, brand, Bulletin, caliber, cancellation, chicken, claim, classify, collateralization, collectability, collectibility, collectible, combining, compensating, competitively, complementary, compliant, conditioned, contingency, contrary, correctly, CRA, credited, Cut, decide, deficit, denied, depressed, derive, disallow, disproportionately, distribute, downgrade, EBITDA, EPS, equated, eventually, existed, expand, expired, falling, farming, FICO, fix, Florida, flu, franchise, fresh, frozen, gained, geographical, HFI, HFS, illustrated, impeded, imply, import, inception, indefinitely, indeterminate, influenza, initiate, Inspector, integration, leading, leveraging, necessity, obtainable, occupancy, occurring, Ohio, OIG, OTTI, owed, PCA, pertinent, pharmacy, phased, positively, poultry, preference, prepay, profitable, propose, provisional, publish, pursue, quantifiable, quantified, rapidly, recessionary, redeem, redeemable, referenced, regained, research, resource, restrictively, restructured, resumed, returned, revalued, revaluing, RWA, SAB, segmented, shelf, shortfall, sized, space, subjected, sufficiently, supplement, Tampa, transferring, Treasurer, uncollected, underwrite, unequal, unitholder, versa, vertically, vice, visibility, weakened, wrong

Live Oak Bancshares (LOB) 10-K2020 FY Annual report

Content analysis