Exhibit 10.19(c)THIRD AMENDMENT TO
LOAN AND SECURITY AGREEMENT
THIS THIRD AMENDMENT TO LOAN AND SECURITY AGREEMENT (the “Amendment”) is made as of July 20, 2009 by and between JRAS, LLC, a Georgia limited liability company (“Borrower”), PERIMETER INVESTMENT SOLUTIONS, LLC (“Perimeter”), JJG, LLC (“JJG”), SOUTHERN CRESCENT FINANCE, LLC (“Southern”), JRAS OF SOUTH CAROLINA, LLC (“JRAS South Carolina”), JRAS OF TENNESSEE, LLC (“JRAS Tennessee”), JRAS OF FLORIDA, LLC (“JRAS Florida”), JRAS OF ALABAMA, LLC (“JRAS Alabama”) and JAMES SCHRULL (“Schrull”, and together with Perimeter, JJG, Southern, JRAS South Carolina, JRAS Tennessee, JRAS Florida and JRAS Alabama, the “Guarantors”) and CAPITALSOURCE FINANCE LLC, a Delaware limited liability company (“CapitalSource”), as agent for CAPITALSOURCE BANK, a California industrial bank (the “Lender”).
W I T N E S S E T H:
WHEREAS, Borrower, Guarantors and CapitalSource entered into that certain Amended and Restated Loan and Security Agreement dated as of November 19, 2007 (as heretofore amended, the “Original Loan Agreement”), for the purposes and consideration therein expressed, pursuant to which CapitalSource agreed to make loans to Borrower as therein provided;
WHEREAS, Borrower, Guarantors and CapitalSource, as agent for the Lender, desire to amend the Original Loan Agreement as provided herein;
NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements contained herein and in the Original Loan Agreement, in consideration of the loans which may hereafter be made by Lender to Borrower, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto do hereby agree as follows:
ARTICLE I
Definitions and References
Section 1.1 Terms Defined in the Original Loan Agreement. Unless the context otherwise requires or unless otherwise expressly defined herein, the terms defined in the Original Loan Agreement shall have the same meanings whenever used in this Amendment.
Section 1.2 Other Defined Terms. Unless the context otherwise requires, the following terms when used in this Amendment shall have the meanings assigned to them in this Section 1.2.
“Amendment” means this Third Amendment to Loan and Security Agreement.
“Amendment Documents” means, collectively, this Amendment and any other document, instrument or agreement required to be delivered pursuant to Article III hereof.
“Loan Agreement” means the Original Loan Agreement, as amended hereby.
ARTICLE II
Amendments to Original Loan Agreement
Section 2.1 Schedule A. Section 6.2.B of Schedule A is hereby amended in its entirety to read as follows:
“6.2.B. Minimum Tangible Net Worth (SECTION 6.2.(k)).
The “Minimum Tangible Net Worth” shall be $40,000,000.”
ARTICLE III
Consent
Section 3.1 Consent. The Lender hereby consents to the sale by the Borrower to United Acceptance, Inc. of the Consumer Loans listed on Schedule A hereto so long as the purchase price therefor is remitted directly to Lender in accordance with the wiring instructions set forth below, which amount shall be applied to the Indebtedness in the manner set forth in the Loan Agreement:
Bank Name: Bank of America, N.A.,
ABA Number: 026009593
Account Name: CapitalSource Funding LLC - SFG
Account Number: 003938703751
Reference: Just Right Auto Sales
ARTICLE IV
Conditions of Effectiveness
Section 4.1 Effective Date. This Amendment shall become effective as of the date first above written when and only when Lender shall have received, at Lender’s office,
(a) a duly executed counterpart of this Amendment,
(b) a duly executed copy of the Assignment of Motor Vehicle Title Liens, in form and substance acceptable to CapitalSource, and
(c) such other documents as Lender may request.
ARTICLE V
Covenants
Section 5.1 Delivery of Auto Titles. The Related Parties covenant and agree that on or before sixty (60) days following the date of this Amendment they shall deliver to the Custodian the original Auto Title for each of the automobiles listed on Schedule B hereto which shall list the respective Related Party as first lienholder on such automobile. The failure to comply with the covenant set forth in this Section 5.1 shall constitute an Event of Default under the Loan Agreement.
ARTICLE VI
Representations and Warranties
Section 6.1 Representations and Warranties. In order to induce Lender to enter into this Amendment, Borrower and each Guarantor represents and warrants to Lender that:
(a) The representations and warranties contained in the Original Loan Agreement are true and correct at and as of the time of the effectiveness hereof, except to the extent that such representations and warranties expressly relate to a specific date, in which case they shall have been accurate in all material respects as of such specified date;
(b) Each Related Party is duly authorized to execute and deliver this Amendment and the other Amendment Documents and is and will continue to be duly authorized to perform its obligations under the Loan Documents. Each Related Party has duly taken all corporate action necessary to authorize the execution and delivery of this Amendment and the other Amendment Documents and to authorize the performance of the obligations of such Related Party hereunder and thereunder;
(c) The execution and delivery by each Related Party of this Amendment and the other Amendment Documents, the performance by such Related Party of its obligations hereunder and thereunder and the consummation of the transactions contemplated hereby do not and will not conflict with any provision of law, statute, rule or regulation or of the organizational and governing documents of such Related Party, or of any material agreement, judgment, license, order or permit applicable to or binding upon such Related Party, or result in the creation of any lien, charge or encumbrance upon any assets or properties of such Related Party. Except for those which have been duly obtained, no consent, approval, authorization or order of any court or governmental authority or third party is required in connection with the execution and delivery by any Related Party of this Amendment and the other Amendment Documents or to consummate the transactions contemplated hereby and thereby; and
(d) When duly executed and delivered, each of this Amendment and the other Amendment Documents will be a legal and binding instrument and agreement of Borrower and each Guarantor which is a party thereto, enforceable in accordance with its terms, except as limited by bankruptcy, insolvency and similar laws applying to creditors’ rights generally and by principles of equity applying to creditors’ rights generally.
ARTICLE VII
Miscellaneous
Section 7.1 Ratification of Agreement. The Original Loan Agreement as hereby amended is hereby ratified and confirmed in all respects. Any reference to the Loan Agreement in any Loan Document shall be deemed to refer to this Amendment also. The execution, delivery and effectiveness of this Amendment and the other Amendment Documents shall not, except as expressly provided herein, operate as a waiver of any right, power or remedy of Lender under the Loan Agreement or any other Loan Document nor constitute a waiver of any provision of the Loan Agreement or any other Loan Document.
Section 7.2 Survival of Agreements. All representations, warranties, covenants and agreements of Borrower and each Guarantor herein shall survive the execution and delivery of this Amendment and the performance hereof, and shall further survive until all of the Indebtedness is paid in full. All statements and agreements contained in any certificate or instrument delivered by Borrower or any Guarantor hereunder or under the Loan Agreement to Lender shall be deemed to constitute representations and warranties by, or agreements and covenants of, such party under this Amendment and under the Loan Agreement.
Section 7.3 Guarantor Ratification. Each Guarantor hereby (i) consents to the provisions of this Amendment and the transactions contemplated herein, (ii) ratifies and confirms the respective Guaranty dated as of November 19, 2007, made by the respective Guarantor for the benefit of Lender pursuant to the Loan Agreement, (iii) ratifies and confirms all other Loan Documents, (iv) agrees that all of Guarantor’s respective obligations and covenants thereunder shall remain unimpaired by the execution and delivery of this Amendment and the other documents and instruments executed in connection herewith, (v) all references in the Guaranty to the Loan Agreement shall be deemed to refer to the Loan Agreement as amended by this Amendment, and (vi) agrees that such Guaranty and such other Loan Documents shall remain in full force and effect.
Section 7.4 Loan Documents. This Amendment and the other Amendment Documents are each a Loan Document, and all provisions in the Loan Agreement pertaining to Loan Documents apply hereto and thereto.
Section 7.5 Governing Law. This Amendment shall be construed in accordance with the substantive laws of the State of Maryland (without regard to conflict of law principles) and the obligations, rights and remedies of the parties hereto shall be determined in accordance with such laws.
Section 7.6 Limitation. This Amendment is limited as specified herein and shall not constitute an amendment, modification, consent, acceptance or waiver of any provision of any of the Loan Documents, other than as provided in Article II and Article III above.
Section 7.7 Counterparts; Fax. This Amendment may be separately executed in counterparts and by the different parties hereto in separate counterparts, each of which when so executed shall be deemed to constitute one and the same Amendment. This Amendment may be duly executed by facsimile or other electronic transmission.
THIS AMENDMENT AND THE OTHER LOAN DOCUMENTS REPRESENT THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES.
THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.
[THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK.]
IN WITNESS WHEREOF, this Amendment is executed as of the date first above written.
BORROWER:
JRAS, LLC
By: /s/ James Schrull
Name: James Schrull
Title: Managing Director
By: /s/ Robert P. Manning
Name: Robert P. Manning
Title: Vice President
GUARANTOR:
By: /s/ James Schrull
Name: James Schrull
PERIMETER INVESTMENT SOLUTIONS, LLC
By: /s/ Mark Long
Name: Mark Long
Title: Secretary
JJG, LLC
By: /s/ James Schrull
Name: James Schrull
Title: President
By: /s/ Robert P. Manning
Name: Robert P. Manning
Title: Vice President
JRAS OF SOUTH CAROLINA, LLC JRAS, LLC
By: /s/ James Schrull
Name: James Schrull
Title: President
By: /s/ Robert P. Manning
Name: Robert P. Manning
Title: Vice President
JRAS OF TENNESSEE, LLC
By: /s/ James Schrull
Name: James Schrull
Title: President
By: /s/ Robert P. Manning
Name: Robert P. Manning
Title: Vice President
JRAS OF FLORIDA, LLC
By: /s/ James Schrull
Name: James Schrull
Title: President
By: /s/ Robert P. Manning
Name: Robert P. Manning
Title: Vice President
JRAS OF ALABAMA, LLC
By: /s/ James Schrull
Name: James Schrull
Title: President
By: /s/ Robert P. Manning
Name: Robert P. Manning
Title: Vice President
SOUTHERN CRESCENT FINANCE, LLC
By: /s/ James Schrull
Name: James Schrull
Title: President
By: /s/ Robert P. Manning
Name: Robert P. Manning
Title: Vice President
CAPITALSOURCE FINANCE, LLC, as agent
By: /s/ Sue J. Choi
Name: Sue J. Choi
Title: Senior Counsel
SCHEDULE A
[See Attached]
EXHIBIT "A" UNITED ACCEPTANCE PURCHASE AGREEMENT |
Date: 7/8/2009 Dealer: JUST RIGHT AUTO SALES - AL | Bid: 91.0% Reserve %: 21.0% |
| Customer | Balance | Purchase Price |
| BAKER, BARBARA – 138741 | 5,310.43 | 4,832.49 |
| BAKER, MARTHA – 138744 | 7,195.31 | 6,547.73 |
| BALDWIN, RICHARD – 138748 | 5,219.35 | 4,749.61 |
| BALDWIN, RICHARD – 138750 | 3,353.34 | 3,051.54 |
| CALLOWAY, TESHERRA M – 138764 | 2,949.94 | 2,684.45 |
| CANNON, HUBERT WAYNE – 138766 | 3,824.48 | 3,480.28 |
| COPRICH, LASHUNDRA V – 138776 | 4,148.66 | 3,775.28 |
| DRYER, CORREY – 138786 | 7,984.76 | 7,266.13 |
| EVANS, TONYA EDWARDS – 138788 | 6,106.12 | 5,556.57 |
| FLOYD, DWAIN – 138798 | 7,203.57 | 6,555.25 |
| FLOYD, TOY - 138801 | 7,533.35 | 6,855.35 |
| FRAZIER, ALICIA – 138804 | 5,188.11 | 4,721.18 |
| GILLIS, DEBRA – 138810 | 3,783.96 | 3,443.40 |
| GLOVER, LINDA – 138811 | 9,128.46 | 8,306.90 |
| GUICE, WALTER – 138824 | 7,794.27 | 7,092.79 |
| HARVEY, OTIS – 138834 | 4,863.44 | 4,425.73 |
| HENDERSON, TYRONE D – 138760 | 6,153.72 | 5,599.89 |
| HOWZE, TIFFANY – 138765 | 8,603.42 | 7,829.11 |
| JOHNSON, SHENITA – 138887 | 7,231.89 | 6,581.02 |
| JONES, STEPHANIE – 138781 | 8,431.22 | 7,672.41 |
| KNIGHT, HORACE DAVID – 138785 | 4,390.19 | 3,995.07 |
| LAMPLEY, ALLEN – 138787 | 9,404.45 | 8,558.05 |
| LOWERY, GENEVA – 138789 | 8,439.69 | 7,680.12 |
| MCDONALD, SEQUITA – 138796 | 8,961.45 | 8,154.92 |
| MOTLEY, FLORA S – 138833 | 3,815.63 | 3,472.22 |
| NELSON, SONYA – 138836 | 4,968.51 | 4,521.34 |
| OTT, GLENDA – 138844 | 9,530.15 | 8,672.44 |
| SMITH, DANIEL – 138861 | 6,809.94 | 6,197.05 |
| SMITH, DEIDRA – 138864 | 8,350.66 | 7,599.10 |
| SMITH, WALLACE – 138870 | 4,442.19 | 4,042.39 |
| STEWART, OLIVIA -,138872 | 8,312.80 | 7,564.65 |
| STREETER, KENECIA – 138875 | 6,282.58 | 5,717.15 |
| TAYLOR, ISIAH - 138879 | 9,154.51 | 8,330.60 |
| TERRY, KENNETH ANTOINE – 138882 | 8,115.61 | 8,295.21 |
WALDEN, ROBERT KYLE - 138885 | | |
| 35 Loans | 227,089.39 | 206,651.34 |
EXHIBIT "A" UNITED ACCEPTANCE PURCHASE AGREEMENT |
Date: 7/8/2009 Dealer: JUST RIGHT AUTO SALES - AL | Bid: 91.0% Reserve %: 21.0% |
| Customer | Balance | Purchase Price |
| BAINES, DERRICK L – 138736 | 8,718.34 | 7,933.69 |
| BAINES, JUSTIN – 138738 | 9,398.98 | 8,553.07 |
| BERRY, JERMAINE TYRONE – 138752 | 3,578. 89 | 3,256.79 |
| BRIDGES, ALLEN - 138757 | 9,418.74 | 8,571.05 |
| BROWNFIELD, SONDRA H - 138762 | 7,162.50 | 6,517.88 |
| CARTER, MOSES - 138770 | 8,838.60 | 8,043.13 |
| CHAMPHILAK, SOUNTHONE - 138772 | 5,885.15 | 5,355.49 |
| COLE, WILLIE JAMES - 138773 <TR> | 3,666.96 | 3,336.93 |
| DENNIS, THOMAS - 138778 | 8,759.97 | 7,971.57 |
| FINNEY, MATTIE - 138790 <TR> | 8,447.83 | 7,687.53 |
| FLOWERS, STANISHA - 138795 <TR> | 5,133.62 | 4,671.59 |
| FLOYD, SHAMEEL LASHANDA - 138799 | 3,579.12 | 3,257.00 |
| GAMBLE, DELORIS – 138808 | 4,627.97 | 4,211.45 |
| GOLSON, KENDRICK – 138812 | 5,725.01 | 5,209.76 |
| GONZALES, ESTHER MARIE - 138816 | 3,197.99 | 2,910.17 |
| GUNN, AUGUST – 138825 | 4,477.38 | 4,074.42 |
| HARRELL, MARSHIKA TRAVILL - 138830 | 3,281.85 | 2,986.48 |
| HARRIS, MONICA - 138832 | 7,430.32 | 6,761.59 |
| HOOKS, MAXINE - 138763 | 2,254.41 | 2,051.51 |
| JACKSON, DAVID L - 138767 | 3,653.36 | 3,324.56 |
| JENKINS, ASHLEY M - 138768 | 4,560.31 | 4,149.88 |
| JOHNSON, CALLIE MAE - 138771 | 8,932.14 | 8,128.25 |
| JOHNSON, PATSY - 138775 | 5,287.38 | 4,811.52 |
| JONES, EDWARD C - 138779 | 4,800.84 | 4,368.76 |
| MITCHELL, KEITH L – 138821 | 4,785.19 | 4,354.52 |
| MOORE JR, SYLVESTER - 138829 | 4,822.48 | 4,388.46 |
| MORGAN, SHARRON - 138831 | 7,275.07 | 6,620.31 |
| OWENS, FELISA ANN - 138846 | 4,165.97 | 3,791.03 |
| PICKETT, TERRY - 138848 | 7,960.67 | 7,244.21 |
| RAMSEY, GERALD A - 138850 <TR> <CR> | 3,801.82 | 3,459.66 |
| SANDERS, ORA L - 138855 | 9,895.77 | 9,005.15 |
| TAYLOR, MATTIE - 138880 | 5,018.34 | 4,566.69 |
| WILLIAMS, NATHANIEL - 138886 | 9,044.08 | 8,230.11 |
| WILSON, MELINDA - 138888 | 4,820.68 | 4,386.82 |
| | |
| 35 Loans | 210,395.63 | 191,460.02 |
EXHIBIT "A" UNITED ACCEPTANCE PURCHASE AGREEMENT |
Date: 7/8/2009 Dealer: JUST RIGHT AUTO SALES - AL | Bid: 91.0% Reserve %: 21.0% |
| Customer | Balance | Purchase Price |
| AKPAN | 3,671.00 | 3,340.61 |
| BANGURA | 8,541.58 | 7,772.84 |
| BENTON | 7,256.67 | 6,603.57 |
| BRAGG | 9,211.96 | 8,382.88 |
| BRUMMAGE | 9,007.95 | 8,197.23 |
| DORE | 8,417.56 | 7,659.98 |
| FAIN | 8,614.45 | 7,839.15 |
| FRANK | 8,921.74 | 8,118.78 |
| HANIFA | 5,740.67 | 5,224.01 |
| HENDRICKSON | 8,517.33 | 7,750.77 |
| HIGHTOWER-ILESANMI | 3,652.22 | 3,323.52 |
| JOHNSON III | 8,687.58 | 7,905.70 |
| SAYLORS | 9,458.74 | 8,607.45 |
| SCOTT | 5,539.33 | 5,040.79 |
| SIMEON | 8,735.25 | 7,949.08 |
| SMALLS | 8,918.56 | 8,115.89 |
| SMITH | 9,893.85 | 9,003.40 |
| STEPHENSON | 5,611.28 | 5,106.26 |
| WALKER | 7,194.89 | 6,547.35 |
| | |
| 20 Loans | 154,650.57 | 140,732.02 |
EXHIBIT "A" UNITED ACCEPTANCE PURCHASE AGREEMENT |
Date: 7/8/2009 Dealer: JUST RIGHT AUTO SALES - FL | Bid: 91.0% Reserve %: 21.0% |
| Customer | Balance | Purchase Price |
| FLAVIUS, PETULA - 138703 | 7,817.18 | 7,113.63 |
| GIBSON, ALBERT - 138704 | 9,606.50 | 8,741.92 |
| HALL, KELSEY - 138705 | 9,227.39 | 8,396.92 |
| LAYNE, DIANA - 138709 | 8,702.09 | 7,918.90 |
| PIERRE, MARGUERITE - 138711 | 8,191.50 | 7,454.27 |
| STEEL, ROCKLAND - 138713 | 8,449.89 | 7,689.40 |
| TAYLOR, SHERRI - 138715 | 6,546.45 | 5,957.27 |
| TERRY, GINA - 138716 | 8,850.98 | 8,054.39 |
WILLIAMS, LAUREN - 138719 | | |
| 9 Loans | 74,948.24 | 68,202.90 |
SCHEDULE B
LIENHOLDER EXCEPTIONS
| collateral_key | borrower_name | lnamount | doctype_descr | question _code |
| 102612 | SMITH EBONY SHANIKA | 11,803.09 | COFT-CERTIFICATE OF TITLE | 61 |
| 102999 | BRISTOL SHARON DELAINE | 12,491.39 | COFT-CERTIFICATE OF TITLE | 61 |
| 103105 | Adcock Christine Hoskins | 11,882.59 | COFT-CERTIFICATE OF TITLE | 61 |
| 104263 | WHITTED TIKYA C | 11,347.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 105200 | Bolton Larry Wilson | 11,948.02 | COFT-CERTIFICATE OF TITLE | 61 |
| 106908 | Sanders Alphonso Growsha | 11,207.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 111009 | LAUFENBERG CORY JOHN | 12,303.74 | COFT-CERTIFICATE OF TITLE | 61 |
| 111251 | BERRY MARY TUCK | 11,548.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 112931 | MOORE VERA L | 11,882.59 | COFT-CERTIFICATE OF TITLE | 61 |
| 116043 | Pelham Nellie Irene | 12,327.74 | COFT-CERTIFICATE OF TITLE | 61 |
| 117544 | RUSSELL LISA TOWANNA | 11,902.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 118309 | FLORES LOUIS | 11,903.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 121844 | EDMOND TAMEL R | 9,769.56 | COFT-CERTIFICATE OF TITLE | 61 |
| 1242318 | THOMPSON LAKESHA NICOLE | 11,529.40 | COFT-CERTIFICATE OF TITLE | 61 |
| 124247 | PEDRAZA RAMON | 12,082.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 124697 | VASQUEZ LUIS ANGEL | 11,839.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 124828 | Townsend Domoneek L | 11,929.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 127328 | Holmes Felicia Elouise | 11,463.19 | COFT-CERTIFICATE OF TITLE | 61 |
| 128409 | CRUZ SHIRLEY JEAN | 10,973.23 | COFT-CERTIFICATE OF TITLE | 61 |
| 128863 | JENKINS HARAKA NICOLE | 12,020.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 133808 | PEELE MICHAEL KHAIRI | 12,227.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 133970 | CLARK(JR) JONATHAN | 11,631.39 | COFT-CERTIFICATE OF TITLE | 61 |
| 140372 | Hopkins Nakisha N | 11,776.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 145206 | ALUBAID TERESA INMACULADA | 12,175.14 | COFT-CERTIFICATE OF TITLE | 61 |
| 147748 | ARES JULIO L | 12,414.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 151430 | RAINES FAY D | 11,507.56 | COFT-CERTIFICATE OF TITLE | 61 |
| 158640 | HENRY AKIIMA DESHANDRA | 12,308.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 160919 | WAYMAN BRIAN WALTER | 12,438.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 162417 | VADINO BENJAMIN JON | 11,968.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 166469 | CHILDS WILLIE BOB | 12,172.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 166499 | TULLIS BELINDA ANN | 11,918.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 167195 | ELLIOTT TERINA MELINDA | 11,695.09 | COFT-CERTIFICATE OF TITLE | 61 |
| 169163 | SPARKS WILLARD CLARENCE | 12,289.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 169309 | WILLIAMS JERILYN D | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 175927 | THOMPSON TANIKA SHONTE | 12,107.64 | COFT-CERTIFICATE OF TITLE | 61 |
| 177813 | PEETS SHALLOM | 12,277.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 185713 | THOMAS JERMAINE | 12,073.79 | COFT-CERTIFICATE OF TITLE | 61 |
| 196827 | Quaterman Jacqueline Marie | 11,291.49 | COFT-CERTIFICATE OF TITLE | 61 |
| 199559 | WASHINGTON LATESHA M | 11,689.05 | COFT-CERTIFICATE OF TITLE | 61 |
| 201359 | LAMPKIN CHERYL PENSON | 11,053.73 | COFT-CERTIFICATE OF TITLE | 61 |
| 203022 | Ivey Frank Allan | 11,644.64 | COFT-CERTIFICATE OF TITLE | 61 |
| 210114 | BLACK ROCHELLE L | 11,918.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 216252 | Webster Thomas Anthony | 11,588.94 | COFT-CERTIFICATE OF TITLE | 61 |
| 216252 | Gillean, Pamper Leigh | 12,318.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 218997 | Jones Dana Jodell | 12,521.04 | COFT-CERTIFICATE OF TITLE | 61 |
| 220881 | Peifer Zachariah Nathaniel | 11,882.59 | COFT-CERTIFICATE OF TITLE | 61 |
| 220942 | CADET RAMON VILBRUN | 8,306.86 | COFT-CERTIFICATE OF TITLE | 61 |
| 222359 | Rosa Iris Delia | 11,516.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 226605 | Coffman Beth | 12,088.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 227384 | Kephart Tammy Horton | 12,095.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 227440 | Gousman Dionne | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 228119 | BOOTHE ASHLEY N | 11,540.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 228367 | BOWERS SARAH KAY | 12,488.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 230750 | Glover Shantell Leven | 12,007.29 | COFT-CERTIFICATE OF TITLE | 61 |
| 232463 | Rothwell Shana Kiara | 11,451.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 233754 | PRICE LAHEATHA LASSELL | 11,493.33 | COFT-CERTIFICATE OF TITLE | 61 |
| 233850 | Boyd Michelle Dianne | 12,095.29 | COFT-CERTIFICATE OF TITLE | 61 |
| 235383 | BURD ALYSSA LYNN | 12,018.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 238022 | Younger Penny | 12,308.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 238547 | JAMES LEON ERICK | 11,728.64 | COFT-CERTIFICATE OF TITLE | 61 |
| 243767 | EVANS YANCEY LAMONT | 11,621.57 | COFT-CERTIFICATE OF TITLE | 61 |
| 245910 | JONES(JR) REGINALD LEMAR | 11,859.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 247037 | Finch(III) Willis Ray | 12,076.29 | COFT-CERTIFICATE OF TITLE | 61 |
| 248297 | BANNER ROX-ROY | 12,409.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 250118 | MITCHELL LARKISHA K | 11,397.44 | COFT-CERTIFICATE OF TITLE | 61 |
| 251530 | Carlisle Andrew M | 11,499.33 | COFT-CERTIFICATE OF TITLE | 61 |
| 258400 | Towns Pamela | 11,400.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 258858 | MALDONADO OSVALDO JOSE | 11,887.19 | COFT-CERTIFICATE OF TITLE | 61 |
| 260672 | Griffin Kizzie Shanique | 11,820.05 | COFT-CERTIFICATE OF TITLE | 61 |
| 264410 | Furlow Tangela Surrency | 11,876.59 | COFT-CERTIFICATE OF TITLE | 61 |
| 265054 | WHITLOCK SHANEKA LATRICE | 11,246.49 | COFT-CERTIFICATE OF TITLE | 61 |
| 267261 | Wilburn Anthony William | 11,741.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 268169 | STALLWORTH CARLA JEANENE | 12,358.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 275133 | Stilts William F | 12,024.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 283022 | Younger, Penny | 11,916.94 | COFT-CERTIFICATE OF TITLE | 61 |
| 284159 | COPELAND CASSIE M | 11,701.18 | COFT-CERTIFICATE OF TITLE | 61 |
| 294005 | DIRKS DAVID P | 12,403.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 299113 | ALLICOCKCLARKE MARGARET L | 12,329.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 309918 | Luxce Adelina | 12,001.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 312921 | RIVERA BRIDGET ROGINA | 12,260.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 320609 | BALLARD CAPRISHA D | 11,652.97 | COFT-CERTIFICATE OF TITLE | 61 |
| 333489 | Crane-Smith Jeannette | 11,334.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 347920 | Hall Rekita Shavon | 11,261.81 | COFT-CERTIFICATE OF TITLE | 61 |
| 353857 | MIncy Diane Littles | 11,218.89 | COFT-CERTIFICATE OF TITLE | 61 |
| 380257 | Greene Valeshia Laverne | 11,751.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 392825 | Coney Evelyn D | 11,354.55 | COFT-CERTIFICATE OF TITLE | 61 |
| 461134 | HOWELL XAVIER | 11,946.00 | COFT-CERTIFICATE OF TITLE | 61 |
| 468798 | DANIELS RICHARD N | 11,395.64 | COFT-CERTIFICATE OF TITLE | 61 |
| 508987 | LAMAR-LEE ZINA | 11,488.59 | COFT-CERTIFICATE OF TITLE | 61 |
| 516008 | HINES JOSEPHINE | 11,588.94 | COFT-CERTIFICATE OF TITLE | 61 |
| 519486 | BROWN DANIEL J | 10,795.74 | COFT-CERTIFICATE OF TITLE | 61 |
| 526368 | Buckson Carolyn C | 11,946.17 | COFT-CERTIFICATE OF TITLE | 61 |
| 549975 | CHAMBERS MICHAEL JEROME | 12,008.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 561486 | MACK DORENDA BAKER | 10,220.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 569209 | WILLIAMS LORI RUTHANN | 11,693.99 | COFT-CERTIFICATE OF TITLE | 61 |
| 589641 | MADISON JASMINE NICOLE | 11,995.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 597134 | Matthew Madison Wayl | 11,794.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 604450 | DAVIS URSULA MELISSA | 11,920.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 606933 | Chaple Jimmie C | 11,876.59 | COFT-CERTIFICATE OF TITLE | 61 |
| 607062 | Misra Laura Denise | 11,663.89 | COFT-CERTIFICATE OF TITLE | 61 |
| 609143 | Ward Betty Bell | 12,420.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 610519 | GREENE-Bryant REBECCA LYNN | 11,550.58 | COFT-CERTIFICATE OF TITLE | 61 |
| 613346 | Garcia, Adrian | 11,717.24 | COFT-CERTIFICATE OF TITLE | 61 |
| 617811 | COAKLEY FRANCENE LAWANDER | 12,340.84 | COFT-CERTIFICATE OF TITLE | 61 |
| 629317 | YARN TONI DELORES | 11,363.18 | COFT-CERTIFICATE OF TITLE | 61 |
| 631508 | DUNCOMBE RONNISHA ROSHAUNDA | 11,557.54 | COFT-CERTIFICATE OF TITLE | 61 |
| 637784 | GAINES(II) ROBERT LEE | 12,378.34 | COFT-CERTIFICATE OF TITLE | 61 |
| 650341 | BRYANT QUARTICE ODESSA | 11,742.64 | COFT-CERTIFICATE OF TITLE | 61 |
| 657490 | CHANEY ANDRIA CARLA | 11,649.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 693201 | Jones Janese Odael | 12,195.64 | COFT-CERTIFICATE OF TITLE | 61 |
| 6988 | HUTCHINGSON, ANTHONY LAMAR | 8,561.26 | CONT-CONTRACT | 61 |
| 785935 | WYATT ANTONIO ALONZO | 12,011.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 794620 | DIXON KATHY DENIECE | 12,428.69 | COFT-CERTIFICATE OF TITLE | 61 |
| 839274 | REED VANSERE ELIZABETH | 11,344.84 | COFT-CERTIFICATE OF TITLE | 61 |
| 873163 | YEARBY MORIE E | 10,495.58 | COFT-CERTIFICATE OF TITLE | 61 |
| 938753 | BEARD ANTHONY LAMARK | 12,314.34 | COFT-CERTIFICATE OF TITLE | 61 |
| A08486 | DENNIS SUSAN MICHELLE | 11,659.09 | COFT-CERTIFICATE OF TITLE | 61 |
| A173R | WILLIAMS CHILSEE LASHEAT. | 8,304.55 | COFT-CERTIFICATE OF TITLE | 61 |
| A44962 | Roebuck Audrey M | 11,457.00 | COFT-CERTIFICATE OF TITLE | 61 |
| A57455 | Smith Irene Riley | 11,709.99 | COFT-CERTIFICATE OF TITLE | 61 |
| A645 | HALL MARQUITIA TRESHUN | 7,793.48 | COFT-CERTIFICATE OF TITLE | 61 |
| A70551 | NATHAN(JR) WILLIE JAMES | 12,969.46 | COFT-CERTIFICATE OF TITLE | 61 |
| A736 | JOHNSON MARTHA BENN | 9,234.69 | COFT-CERTIFICATE OF TITLE | 61 |
| A803 | Mitchell Iris L | 12,261.39 | COFT-CERTIFICATE OF TITLE | 61 |
| A86698 | DAVIS-BENNETT TATANISHA D | 12,277.99 | COFT-CERTIFICATE OF TITLE | 61 |
| B99696 | DAVIS JACQUELYN MARIE | 11,820.58 | COFT-CERTIFICATE OF TITLE | 61 |
| C175910 | Ruiz-Santiago Jose A | 11,091.19 | COFT-CERTIFICATE OF TITLE | 61 |
| C57051 | GEDDES CIERA N | 10,415.10 | COFT-CERTIFICATE OF TITLE | 61 |
| J037463 | MATOSPIZARRO OSCAR L | 11,909.49 | COFT-CERTIFICATE OF TITLE | 61 |
| L558399 | REESE ANNIE MAE | 11,037.79 | COFT-CERTIFICATE OF TITLE | 61 |
| N135628 | Carter Elaine Evelyn | 11,080.10 | COFT-CERTIFICATE OF TITLE | 61 |
| R042926 | Hazley Lee Charlotte | 11,918.34 | COFT-CERTIFICATE OF TITLE | 61 |
| R105809 | GREEN JACQUELINE G | 10,977.62 | COFT-CERTIFICATE OF TITLE | 61 |
| R124312 | Richhart Charles A | 12,494.09 | COFT-CERTIFICATE OF TITLE | 61 |
| R131413 | Hilliard Angel Jeree | 12,089.29 | COFT-CERTIFICATE OF TITLE | 61 |
| R132706 | ROLLE NICOLE MICHELLE | 11,772.74 | COFT-CERTIFICATE OF TITLE | 61 |
| R137635 | Clark Rachael Diane | 9,854.64 | COFT-CERTIFICATE OF TITLE | 61 |
| R153436 | BROWN JOAN LEE | 10,364.74 | COFT-CERTIFICATE OF TITLE | 61 |
| R157933 | Littles Deborah Ann | 11,803.64 | COFT-CERTIFICATE OF TITLE | 61 |
| R162616 | BUTLER SCOTT EDWARD | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R167664 | CAMPBELL SHAYLA LATRICE | 12,018.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R172480 | Duncan Staci Noelle | 12,013.29 | COFT-CERTIFICATE OF TITLE | 61 |
| R172850 | George April Victoria | 11,518.59 | COFT-CERTIFICATE OF TITLE | 61 |
| R177555 | Allen Tangy Tawana | 11,770.24 | COFT-CERTIFICATE OF TITLE | 61 |
| R178318 | Williams Andre Francis | 11,663.89 | COFT-CERTIFICATE OF TITLE | 61 |
| R178774 | Pratt Marcus D | 11,453.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R181735 | CUNNINGHAM RUBY ROBERTS | 12,036.29 | COFT-CERTIFICATE OF TITLE | 61 |
| r183952 | THOMAS DARREL SELVY | 11,802.09 | COFT-CERTIFICATE OF TITLE | 61 |
| R188192 | BETHEA ARLECIA LYDIA | 12,396.34 | COFT-CERTIFICATE OF TITLE | 61 |
| R194711 | Glezen Lynn Edward | 11,669.89 | COFT-CERTIFICATE OF TITLE | 61 |
| R198917 | BOWMAN SHAKERA SHERI | 12,368.04 | COFT-CERTIFICATE OF TITLE | 61 |
| R205789 | JACKSON EBONI CHARMAINE | 12,326.34 | COFT-CERTIFICATE OF TITLE | 61 |
| R207545 | BURNS BRENDA KING | 12,326.34 | COFT-CERTIFICATE OF TITLE | 61 |
| R209225 | Meroney Michael | 11,456.86 | COFT-CERTIFICATE OF TITLE | 61 |
| R227136 | WRIGHT JOSEPH MICHAEL | 11,081.79 | COFT-CERTIFICATE OF TITLE | 61 |
| R234171 | Weekes James L | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R242683 | MCDOUGAL BRIAN S | 10,228.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R247209 | Chiurazzi Ashley Marie | 11,055.19 | COFT-CERTIFICATE OF TITLE | 61 |
| R261130 | TAYLOR JAMES | 11,132.14 | COFT-CERTIFICATE OF TITLE | 61 |
| R266600 | Harris Sharonda Mims | 10,650.39 | COFT-CERTIFICATE OF TITLE | 61 |
| R268299 | HOLLAND GAY WENDELL | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R269943 | SIMS ANDREA JANAY | 11,554.94 | COFT-CERTIFICATE OF TITLE | 61 |
| r283867 | Saunders Jason Andrew | 10,162.63 | COFT-CERTIFICATE OF TITLE | 61 |
| R284009 | JENKINS WYNETTA L | 12,495.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R285907 | WILSON NATHANIEL | 11,752.64 | COFT-CERTIFICATE OF TITLE | 61 |
| R302894 | ANDERSON BRENDA DENISE | 11,465.19 | COFT-CERTIFICATE OF TITLE | 61 |
| R312260 | JOHNSON SENTORIA S | 11,275.59 | COFT-CERTIFICATE OF TITLE | 61 |
| R318295 | Hillman Betty | 11,980.04 | COFT-CERTIFICATE OF TITLE | 61 |
| R335738 | JACKSON JEREMIAH LAMERN | 12,308.34 | COFT-CERTIFICATE OF TITLE | 61 |
| R349403 | Brazell Carmelita A | 11,512.44 | COFT-CERTIFICATE OF TITLE | 61 |
| R366881 | MARTINEZ ELPIDIO RAFAELRAMOS | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| r405613 | LACKEY JEFFREY ALLAN | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R416389 | WALLACE JEANETTE | 12,283.99 | COFT-CERTIFICATE OF TITLE | 61 |
| R430751 | BLAYLOCK LINDA | 11,120.14 | COFT-CERTIFICATE OF TITLE | 61 |
| R481560 | Chisolm Etowsha Satega | 11,186.48 | COFT-CERTIFICATE OF TITLE | 61 |
| R498115 | DAUGHTRY EVERETT MAURICE | 11,558.24 | COFT-CERTIFICATE OF TITLE | 61 |
| R502815 | BROWN BEVERLY LOU | 11,087.19 | COFT-CERTIFICATE OF TITLE | 61 |
| R509737 | KELLY JEANNETTA DOMONIQUE | 10,849.93 | COFT-CERTIFICATE OF TITLE | 61 |
| R576176 | BASS DARYL LYNN | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R581687 | WOMACK(JR) ROBERT | 12,357.32 | COFT-CERTIFICATE OF TITLE | 61 |
| R606180 | Webb Vernita | 11,463.19 | COFT-CERTIFICATE OF TITLE | 61 |
| R610231 | JONES EDWARD S | 11,000.84 | COFT-CERTIFICATE OF TITLE | 61 |
| r612394 | Taylor Stephanie Jean | 11,494.94 | COFT-CERTIFICATE OF TITLE | 61 |
| R612986 | CHRISTIAN SHAMEKA MICHELE | 11,918.34 | COFT-CERTIFICATE OF TITLE | 61 |
| R615519 | PAIGE TIFFANY DANIELLE | 11,193.14 | COFT-CERTIFICATE OF TITLE | 61 |
| R630441 | CHRISTIAN DANIELL LAVETTE | 10,417.64 | COFT-CERTIFICATE OF TITLE | 61 |
| R677447 | RUSS MAMIE COGER | 12,018.69 | COFT-CERTIFICATE OF TITLE | 61 |
| R767576 | Owens Cheryl Sue | 11,776.24 | COFT-CERTIFICATE OF TITLE | 61 |
| R781179 | BYERS DWAYNE A | 11,344.84 | COFT-CERTIFICATE OF TITLE | 61 |
| RA06271 | Adams Michael John | 10,431.69 | COFT-CERTIFICATE OF TITLE | 61 |
| RA62658 | DORSEY TAMMY TAMEKIE | 12,008.69 | COFT-CERTIFICATE OF TITLE | 61 |
| RB54977 | Burgos-Lugo Pedro Isander | 12,292.99 | COFT-CERTIFICATE OF TITLE | 61 |
| RB83734 | Jones Aaron Clyde | 12,420.69 | COFT-CERTIFICATE OF TITLE | 61 |
| RC69296 | WILLIAMS LETHA M | 12,177.64 | COFT-CERTIFICATE OF TITLE | 61 |
| RD14541 | GREGORY KAREN | 12,067.73 | COFT-CERTIFICATE OF TITLE | 61 |
| RJ41117 | Rembert Roy Curtis | 12,089.29 | COFT-CERTIFICATE OF TITLE | 61 |
| RM10413 | Joseph Austin Hampford | 12,113.64 | COFT-CERTIFICATE OF TITLE | 61 |
| RR008367 | McCoy Jessyca Mae | 12,089.29 | COFT-CERTIFICATE OF TITLE | 61 |
| rr153322 | Chevon Brown S | 12,308.34 | COFT-CERTIFICATE OF TITLE | 61 |
| RR166049 | LAYMON FELISHA A | 11,171.52 | COFT-CERTIFICATE OF TITLE | 61 |
| RR246524 | LINGEBACH MEGHUNN ELIZABETH | 11,612.89 | COFT-CERTIFICATE OF TITLE | 61 |
| RR247789 | LEWIS ASHLEY RENEA | 11,008.84 | COFT-CERTIFICATE OF TITLE | 61 |
| RR292666 | MEEKS ALONZO JEROME | 11,374.84 | COFT-CERTIFICATE OF TITLE | 61 |
| RR637700 | REDDICK TAYUNNA NICHOLE | 10,895.09 | COFT-CERTIFICATE OF TITLE | 61 |
| RRA38876 | Rogers Michael James | 12,408.69 | COFT-CERTIFICATE OF TITLE | 61 |
| RX734226 | WORLEY BONITA | 12,220.99 | COFT-CERTIFICATE OF TITLE | 61 |
| U1990 | BALDWIN BRENDA ANNETTE | 1,470.02 | COFT-CERTIFICATE OF TITLE | 61 |
| W127202 | GORDON KIMBERLY M | 11,677.49 | COFT-CERTIFICATE OF TITLE | 61 |
