Atlanticus (ATLC) 10-K 2015 FY Annual report

c O l O Rs s E l E c tE D F O R P Ri n ti n G : i nt a g lio pr in ts in s c - 7 D a rk B lu e . c O l O R: th is pr oo f w a s pr in te d fro m a d ig ita l f ile or a rtw or k on a g ra ph ics qu a lity , co lo r l a se r p rin te r. i t i s a g oo d re pr e se nt a tio n of th e co lo r a s it w ill a pp e a r o n th e fin a l p ro d u ct. H ow e ve r, it is no t a n e x a ct co lo r r e nd itio n, a nd th e fin a l p rin te d pr od u ct m a y a pp e a r s lig h tly d iff e re nt fro m th e pr oo f d u e to th e d iff e re nc e be tw e e n th e d ye s a nd pr in tin g in k. PlEAsE initiA l tHE APPROPRi AtE sElEctiOn FOR tHis PROOF : OK As is OK WitH cHAnGE s MAKE cHAnGEs AnD sEnD AnOtHER PROO F AHC cOMMOn stOcK CUSIP 04914Y 10 2 SEE REVERSE FOR CERTAIN DEFINITIONSINCORPORATED UNDER THE LAWS OF THE STATE OF GEORGIA This Certifies that is the owner of FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK, NO PAR VALUE, OF AtlAnticus HOlDinGs cORPORAtiOn (the “Corporation “), transferable on the books of the Corporation, by the owner hereof in person or by duly authorized attorney upon surrender of this certificate properly endorsed. This certificate is not valid unless countersigned by the Transfer Agent and registered by the Registrar. WITNESS the facsimile seal of the corporation and the facsimile signatures of its duly authorized officers. Dated: COUNTERSIGNED AND REGISTERED : AMERicAn s t OcK tRAnsFER & tRus t cOM P An Y , ll c (Brooklyn, NY ) TRANSFER AGEN T AND REGISTRA R BY : AUTHORIZED SIGN ATUR E ATL AN TIC US H OLDINGS CORPORATION CORPORATE G E O R G I A 2 0 0 9 ABnote north Americ a 7 1 1 ARMstROnG lAn E cOluMBiA, tEnnEssEE 3840 1 (931) 388-300 3 HOL LY GRONER 931-490-766 0 PROOF OF: OC TOBER 29, 200 9 A tlAnticus HOlDinGs cORPOR AtiO n WO- 6152 F c OPER AT OR: DK S nE W ATLANTICUS HOLDINGS CORPORATION Secretary Chairman of the Board

SIgNATURE(S) gUARANTEED: THE SIGNATURE(S) MUST BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15. TEN COM — as tenants in common TEN ENT — as tenants by the entireties JT TEN — as joint tenants with right of survivorship and not as tenants in common Additional abbreviations may also be used though not in the above list. For value received, hereby sell, assign and transfer unto THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE, IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT, OR ANY CHANGE WHATEVER. The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations: NOTICE: Shares PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE of the common stock represented by the within Certificate, and do hereby irrevocably constitute and appoint to transfer the said stock on the books of the within-named Corporation with full power of substitution in the premises. Dated: PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE PLEASE INITIAL THE APPROPRIATE SELECTION FOR THIS PROOF: OK AS IS OK wITH CHANgES MAKE CHANgES AND SEND ANOTHER PROOF Attorney ABnote North America 711 ARMSTRONg LANE COLUMBIA, TENNESSEE 38401 (931) 388-3003 HOLLY GRONER 931-490-7660 PROOF OF: OCTOBER 29, 2012 ATLANTICUS HOLDINgS CORPORATION wO- 6152 BACK OPERATOR: DKS New ATLANTICUS HOLDINGS CORPORATION UNIF GIFT MIN ACT — ......................... Custodian ......................... (Cust) (Minor) under Uniform Gifts to Minors Act .............................................................. (State) UNIF TRF MIN ACT — ................. Custodian (until age ................) (Cust) ............................ under Uniform Transfers (Minor) to Minors Act .............................................. (State) KEEP THIS CERTIFICATE IN A SAFE PLACE. IF IT IS LOST, STOLEN, OR DESTROYED, THE CORPORATION MAY REQUIRE A BOND OF INDEMNITY AS A CONDITION TO THE ISSUANCE OF A REPLACEMENT CERTIFICATE.