Northwest Bancshares (NWBI) 10-Q 9 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Oct. 30, 2015
Document and Entity Information
Entity Registrant Name	Northwest Bancshares, Inc.
Entity Central Index Key	1,471,265
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Current Reporting Status	Yes
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		101,768,906
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 91,406	$ 87,401
Interest-earning deposits in other financial institutions	3,206	152,671
Federal funds sold and other short-term investments	1,013	634
Marketable securities available-for-sale (amortized cost of $965,965 and $906,702)	976,677	912,371
Marketable securities held-to-maturity (fair value of $48,511 and $106,292)	47,299	103,695
Total cash and investments	1,119,601	1,256,772
Personal Banking loans:
Residential mortgage loans	2,712,537	2,521,456
Home equity loans	1,203,190	1,066,131
Other consumer loans	494,714	242,744
Total Personal Banking loans	4,410,441	3,830,331
Business Banking loans:
Commercial real estate loans	2,330,864	1,801,184
Commercial loans	410,308	358,376
Total Business Banking loans	2,741,172	2,159,560
Total loans	7,151,613	5,989,891
Allowance for loan losses	(60,547)	(67,518)
Total loans, net	7,091,066	5,922,373
Federal Home Loan Bank stock, at cost	40,115	33,293
Accrued interest receivable	22,098	18,623
Real estate owned, net	10,391	16,759
Premises and equipment, net	153,841	143,909
Bank owned life insurance	167,258	144,362
Goodwill	261,319	175,323
Other intangible assets	9,712	3,033
Other assets	59,507	60,586
Total assets	8,934,908	7,775,033
Liabilities:
Noninterest-bearing checking deposits	1,127,864	891,248
Interest-bearing checking deposits	1,097,969	874,623
Money market deposit accounts	1,277,878	1,179,070
Savings deposits	1,378,958	1,209,287
Time deposits	1,762,073	1,478,314
Total deposits	6,644,742	5,632,542
Borrowed funds	927,219	888,109
Junior subordinated deferrable interest debentures held by trusts that issued guaranteed capital debt securities	119,332	103,094
Advances by borrowers for taxes and insurance	18,216	30,507
Accrued interest payable	1,816	936
Other liabilities	62,246	57,198
Total liabilities	$ 7,773,571	$ 6,712,386
Shareholders' equity:
Preferred stock, $0.01 par value: 50,000,000 authorized, no shares issued
Common stock, $0.01 par value: 500,000,000 shares authorized, 101,725,112 and 94,721,453 shares issued, respectively	$ 1,017	$ 947
Paid-in capital	714,730	626,134
Retained earnings	487,048	481,577
Unallocated common stock of employee stock ownership plan	(21,398)	(21,641)
Accumulated other comprehensive loss	(20,060)	(24,370)
Total shareholders' equity	1,161,337	1,062,647
Total liabilities and shareholders' equity	$ 8,934,908	$ 7,775,033

CONSOLIDATED STATEMENTS OF FIN3

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION
Marketable securities available-for-sale, amortized cost (in dollars)	$ 965,965	$ 906,702
Marketable securities held-to-maturity, fair value (in dollars)	$ 48,511	$ 106,292
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	50,000,000	50,000,000
Preferred stock, shares issued	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	500,000,000	500,000,000
Common stock, shares issued	101,725,112	94,721,453

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income:
Loans receivable	$ 76,087	$ 70,820	$ 217,783	$ 210,868
Mortgage-backed securities	2,230	2,504	6,522	7,963
Taxable investment securities	1,689	1,456	5,741	4,523
Tax-free investment securities	986	1,561	3,477	4,814
Interest-earning deposits	99	187	418	673
Total interest income	81,091	76,528	233,941	228,841
Interest expense:
Deposits	6,163	6,305	17,620	19,216
Borrowed funds	7,987	7,882	24,221	23,389
Total interest expense	14,150	14,187	41,841	42,605
Net interest income	66,941	62,341	192,100	186,236
Provision for loan losses	3,167	3,466	5,117	19,236
Net interest income after provision for loan losses	63,774	58,875	186,983	167,000
Noninterest income:
Gain on sale of investments	260	852	921	4,549
Service charges and fees	9,945	9,665	27,832	27,115
Trust and other financial services income	3,062	2,976	8,932	9,078
Insurance commission income	2,398	1,778	7,036	6,579
Loss on real estate owned, net	(246)	(240)	(1,833)	(937)
Income from bank owned life insurance	1,166	1,083	3,087	3,134
Mortgage banking income	267	239	725	753
Other operating income	1,288	1,384	2,590	3,274
Total noninterest income	18,140	17,737	49,290	53,545
Noninterest expense:
Compensation and employee benefits	31,000	28,047	87,815	84,562
Premises and occupancy costs	6,072	5,642	18,238	17,939
Office operations	3,892	3,419	11,080	11,044
Processing expenses	8,126	6,723	22,723	19,951
Marketing expenses	1,691	2,211	6,857	6,779
Federal deposit insurance premiums	1,177	1,242	3,810	3,877
Professional services	1,529	1,854	4,973	5,691
Amortization of intangible assets	422	330	959	992
Real estate owned expense	471	636	1,677	1,734
Acquisition expense	7,590		8,404
Other expenses	1,834	3,250	6,114	7,754
Total noninterest expense	63,804	53,354	172,650	160,323
Income before income taxes	18,110	23,258	63,623	60,222
Provision for income taxes:
Federal and state income taxes	5,238	5,926	19,276	15,605
Net income	$ 12,872	$ 17,332	$ 44,347	$ 44,617
Basic earnings per share (in dollars per share)	$ 0.14	$ 0.19	$ 0.48	$ 0.49
Diluted earnings per share (in dollars per share)	$ 0.13	$ 0.19	$ 0.48	$ 0.48

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
Net Income	$ 12,872	$ 17,332	$ 44,347	$ 44,617
Net unrealized holding gains/ (losses) on marketable securities:
Unrealized holding gains/ (losses) net of tax of $(1,520), $1,002, $(2,266) and $(4,574), respectively	2,379	(1,570)	3,543	7,149
Reclassification adjustment for gains included in net income, net of tax of $77, $268, $299 and $1,616, respectively	(120)	(419)	(467)	(2,527)
Net unrealized holding gains on marketable securities	2,259	(1,989)	3,076	4,622
Change in fair value of interest rate swaps, net of tax of $(24), $(367), $(311) and $(555), respectively	45	680	577	1,029
Defined benefit plan:
Reclassification adjustment for prior period service costs included in net income, net of tax of $(140), $74, $(420) and $223, respectively	219	(138)	657	(414)
Other comprehensive income/ (loss)	2,523	(1,447)	4,310	5,237
Total comprehensive income	$ 15,395	$ 15,885	$ 48,657	$ 49,854

CONSOLIDATED STATEMENTS OF COM6

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
Unrealized holding gains/ (losses), tax	$ (1,520)	$ 1,002	$ (2,266)	$ (4,574)
Reclassification adjustment for gains included in net income, tax	77	268	299	1,616
Change in fair value of interest rate swaps, tax	(24)	(367)	(311)	(555)
Reclassification adjustment for prior service costs included in net income, tax	$ (140)	$ 74	$ (420)	$ 223

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income/ (loss)	Unallocated Common Stock of ESOP	Total
Balance at Dec. 31, 2013	$ 943	$ 619,678	$ 569,547	$ (11,900)	$ (23,083)	$ 1,155,185
Balance (in shares) at Dec. 31, 2013	94,243,713
Comprehensive income:
Net Income			44,617			44,617
Other comprehensive income, net of tax of $(1,607), $(2,698), $977 and $(3,290) for the three and nine months ending September 30, 2015 and 2014, respectively				5,237		5,237
Total comprehensive income			44,617	5,237		49,854
Exercise of stock options	$ 5	4,935				4,940
Exercise of stock options (in shares)	478,476
Stock-based compensation expense, including tax benefits of $25, $31 and $159 for the three and nine months ending September 30, 2015 and 2014, respectively	$ 2	3,135			1,285	4,422
Stock compensation expense (in shares)	272,630
Dividends paid ($0.14, $0.42, $0.13 and $1.49 per share for the three and nine months ending September 30, 2015 and 2014, respectively)			(137,861)			(137,861)
Balance at Sep. 30, 2014	$ 950	627,748	476,303	(6,663)	(21,798)	1,076,540
Balance (in shares) at Sep. 30, 2014	94,994,819
Balance at Jun. 30, 2014	$ 949	626,213	471,038	(5,216)	(22,200)	1,070,784
Balance (in shares) at Jun. 30, 2014	94,949,695
Comprehensive income:
Net Income			17,332			17,332
Other comprehensive income, net of tax of $(1,607), $(2,698), $977 and $(3,290) for the three and nine months ending September 30, 2015 and 2014, respectively				(1,447)		(1,447)
Total comprehensive income			17,332	(1,447)		15,885
Exercise of stock options	$ 1	476				477
Exercise of stock options (in shares)	45,124
Stock-based compensation expense, including tax benefits of $25, $31 and $159 for the three and nine months ending September 30, 2015 and 2014, respectively		1,059			402	1,461
Dividends paid ($0.14, $0.42, $0.13 and $1.49 per share for the three and nine months ending September 30, 2015 and 2014, respectively)			(12,067)			(12,067)
Balance at Sep. 30, 2014	$ 950	627,748	476,303	(6,663)	(21,798)	1,076,540
Balance (in shares) at Sep. 30, 2014	94,994,819
Balance at Dec. 31, 2014	$ 947	626,134	481,577	(24,370)	(21,641)	1,062,647
Balance (in shares) at Dec. 31, 2014	94,721,453
Comprehensive income:
Net Income			44,347			44,347
Other comprehensive income, net of tax of $(1,607), $(2,698), $977 and $(3,290) for the three and nine months ending September 30, 2015 and 2014, respectively				4,310		4,310
Total comprehensive income			44,347	4,310		48,657
Acquisition of LNB Bancorp, Inc.	$ 70	90,538				90,608
Acquisition of LNB Bancorp, Inc. (in shares)	7,056,704
Exercise of stock options	$ 3	2,838				2,841
Exercise of stock options (in shares)	285,905
Stock-based compensation expense, including tax benefits of $25, $31 and $159 for the three and nine months ending September 30, 2015 and 2014, respectively	$ 3	3,061			243	3,307
Stock compensation expense (in shares)	306,350
Share repurchases	$ (6)	(7,841)				(7,847)
Share repurchases (in shares)	(645,300)
Dividends paid ($0.14, $0.42, $0.13 and $1.49 per share for the three and nine months ending September 30, 2015 and 2014, respectively)			(38,876)			(38,876)
Balance at Sep. 30, 2015	$ 1,017	714,730	487,048	(20,060)	(21,398)	1,161,337
Balance (in shares) at Sep. 30, 2015	101,725,112
Balance at Jun. 30, 2015	$ 947	624,321	487,150	(22,583)	(21,485)	1,068,350
Balance (in shares) at Jun. 30, 2015	94,740,749
Comprehensive income:
Net Income			12,872			12,872
Other comprehensive income, net of tax of $(1,607), $(2,698), $977 and $(3,290) for the three and nine months ending September 30, 2015 and 2014, respectively				2,523		2,523
Total comprehensive income			12,872	2,523		15,395
Acquisition of LNB Bancorp, Inc.	$ 70	90,538				90,608
Acquisition of LNB Bancorp, Inc. (in shares)	7,056,704
Exercise of stock options	$ 1	773				774
Exercise of stock options (in shares)	75,159
Stock-based compensation expense, including tax benefits of $25, $31 and $159 for the three and nine months ending September 30, 2015 and 2014, respectively		941			87	1,028
Share repurchases	$ (1)	(1,843)				(1,844)
Share repurchases (in shares)	(147,500)
Dividends paid ($0.14, $0.42, $0.13 and $1.49 per share for the three and nine months ending September 30, 2015 and 2014, respectively)			(12,974)			(12,974)
Balance at Sep. 30, 2015	$ 1,017	$ 714,730	$ 487,048	$ (20,060)	$ (21,398)	$ 1,161,337
Balance (in shares) at Sep. 30, 2015	101,725,112

CONSOLIDATED STATEMENTS OF CHA8

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY
Other comprehensive income, tax (in dollars)	$ (1,607)	$ 977	$ (2,698)	$ (3,290)
Stock-based compensation expense, tax benefits (in dollars)	$ 25		$ 31	$ 159
Dividends paid, per share (in dollars per share)	$ 0.14	$ 0.13	$ 0.42	$ 1.49

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
OPERATING ACTIVITIES:
Net Income	$ 44,347	$ 44,617
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	5,117	19,236
Net gain on sale of assets	(559)	(4,681)
Net depreciation, amortization and accretion	4,791	6,975
Decrease in other assets	37,533	6,621
Decrease in other liabilities	(8,993)	(3,839)
Net amortization on marketable securities	536	288
Noncash write-down of real estate owned	2,340	1,844
Origination of loans held for sale	(371)	(758)
Proceeds from sale of loans held for sale	375	1,023
Noncash compensation expense related to stock benefit plans	3,276	4,263
Net cash provided by operating activities	88,392	75,589
INVESTING ACTIVITIES:
Purchase of marketable securities available-for-sale	(59,980)	(34,996)
Proceeds from maturities and principal reductions of marketable securities held-to-maturity	56,616	11,152
Proceeds from maturities and principal reductions of marketable securities available-for-sale	183,822	124,856
Proceeds from sale of marketable securities available-for-sale	1,227	7,834
Loan originations	(1,677,913)	(1,469,902)
Proceeds from loan maturities and principal reductions	1,432,075	1,296,321
Purchase of Federal Home Loan Bank stock	(2,982)	(270)
Proceeds from sale of real estate owned	10,531	8,602
Sale of real estate owned for investment, net	456	456
Purchase of premises and equipment	(7,657)	(7,290)
Acquisitions, net of cash received	(61,108)	(2,792)
Net cash used in investing activities	(124,913)	(66,029)
FINANCING ACTIVITIES:
Increase/(decrease) in deposits, net	(28,075)	38,844
Proceeds from long-term borrowings	85,000
Repayments of long-term borrowings	(172,539)	(40)
Net increase/(decrease) in short-term borrowings	63,480	(3,157)
Decrease in advances by borrowers for taxes and insurance	(12,544)	(10,402)
Purchase of common stock for retirement	(7,847)
Cash dividends paid	(38,876)	(137,861)
Proceeds from stock options exercised	2,841	4,940
Net used in financing activities	(108,560)	(107,676)
Net decrease in cash and cash equivalents	(145,081)	(98,116)
Cash and cash equivalents at beginning of period	240,706	391,905
Net decrease in cash and cash equivalents	(145,081)	(98,116)
Cash and cash equivalents at end of period	95,625	293,789
Cash and cash equivalents:
Total cash and cash equivalents	240,706	391,905
Cash paid during the period for:
Interest on deposits and borrowings (including interest credited to deposit accounts of $16,092 and $17,276, respectively)	40,961	42,613
Income taxes	10,731	19,343
Business acquisitions:
Fair value of assets acquired	1,160,190	2,798
Cash paid, net	61,108	2,792
Liabilities assumed	1,099,082	6
Non-cash activities:
Loan foreclosures and repossessions	6,742	7,158
Sale of real estate owned financed by the Company	$ 768	$ 370

CONSOLIDATED STATEMENTS OF CA10

CONSOLIDATED STATEMENTS OF CASH FLOWS (Parenthetical) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
CONSOLIDATED STATEMENTS OF CASH FLOWS
Interest on deposits and borrowings, interest credited to deposit accounts	$ 16,092	$ 17,276

Basis of Presentation and Infor

Basis of Presentation and Informational Disclosures	9 Months Ended
	Sep. 30, 2015
Basis of Presentation and Informational Disclosures
Basis of Presentation and Informational Disclosures	(1) Basis of Presentation and Informational Disclosures Northwest Bancshares, Inc. (the “Company”) or (“NWBI”), a Maryland corporation headquartered in Warren, Pennsylvania, is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. The primary activity of the Company is the ownership of all of the issued and outstanding common stock of Northwest Bank, a Pennsylvania-chartered savings bank (“Northwest”). Northwest is regulated by the FDIC and the Pennsylvania Department of Banking. At September 30, 2015, Northwest operated 182 community-banking offices throughout Pennsylvania, western New York, eastern Ohio and Maryland. The accompanying unaudited consolidated financial statements include the accounts of the Company and its subsidiary, Northwest, and Northwest’s subsidiaries Northwest Settlement Agency, LLC, Northwest Consumer Discount Company, Northwest Financial Services, Inc., Northwest Advisors, Inc., Northwest Capital Group, Inc., Allegheny Services, Inc., Great Northwest Corporation, Boetger & Associates, Inc. and The Bert Company. The unaudited consolidated financial statements have been prepared in accordance with United States generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information or footnotes required for complete annual financial statements. In the opinion of management, all adjustments necessary for the fair presentation of the Company’s financial position and results of operations have been included. The consolidated statements have been prepared using the accounting policies described in the financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 updated, as required, for any new pronouncements or changes. Certain items previously reported have been reclassified to conform to the current year’s reporting format. The results of operations for the quarter and nine months ended September 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015, or any other period. Stock-Based Compensation On May 20, 2015, we awarded employees 600,570 stock options and directors 64,800 stock options with an exercise price of $12.37 and grant date fair value of $1.14 per stock option. On May 20, 2015, we also awarded employees 282,050 restricted common shares and directors 24,300 restricted common shares with a grant date fair value of $12.31. Awarded stock options and common shares vest over a ten-year period with the first vesting occurring on the grant date. Stock-based compensation expense of $1.0 million and $1.3 million for the quarters ended September 30, 2015 and 2014, respectively, and $3.3 million and $4.3 million for the nine months ended September 30, 2015 and 2014, respectively, was recognized in compensation expense relating to our stock benefit plans. At September 30, 2015 there was compensation expense of $4.6 million to be recognized for awarded but unvested stock options and $15.7 million for unvested common shares. Income Taxes- Uncertain Tax Positions Accounting standards prescribe a comprehensive model for how a company should recognize, measure, present and disclose in its financial statements uncertain tax positions that the company has taken or expects to take on a tax return. A tax benefit from an uncertain position may be recognized only if it is “more likely than not” that the position is sustainable, based on its technical merits. The tax benefit of a qualifying position is the largest amount of tax benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority having full knowledge of all relevant information. At September 30, 2015 we had no liability for unrecognized tax benefits. We recognize interest accrued related to: (1) unrecognized tax benefits in federal and state income taxes and (2) refund claims in other operating income. We recognize penalties (if any) in federal and state income taxes. There is no amount accrued for the payment of interest or penalties at September 30, 2015. We are subject to audit by the Internal Revenue Service and any state in which we conduct business for the tax periods ended December 31, 2014, 2013 and 2012. We are currently under audit by the state of New York for the tax periods ended December 31, 2014, 2013 and 2012. Impact of New Accounting Standards In May 2014 the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, “Revenue from Contracts with Customers”. This guidance supersedes the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific guidance. The core principle of this guidance requires an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services and provides five steps to be analyzed to accomplish the core principle. This guidance is effective retrospectively for annual reporting periods beginning after December 15, 2017, including interim periods within those years and early adoption is not permitted. We are currently evaluating the impact this standard will have on our results of operations and financial position. In June 2014 the FASB issued ASU 2014-12, “Compensation—Stock Compensation”. This guidance requires that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Specifically, if the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. Further, the total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. This guidance is effective for annual periods beginning after December 15, 2015, including interim periods within those years and early adoption is permitted. We do not expect that this standard will have a material impact on our results of operations or financial position. In February 2015 the FASB issued ASU 2015-02, “Consolidation” . This guidance amends existing standards regarding the evaluation of certain legal entities and their consolidation in the financial statements. The amendments modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities or voting interest entities and eliminate the presumption that a general partner should consolidate a limited partnership. The amendments also affect the consolidation analysis of reporting entities that are involved with variable interest entities and provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. This guidance is effective for annual periods beginning after December 15, 2015, including interim periods within those years and early adoption is permitted. We do not expect that this standard will have a material impact on our results of operations or financial position. In September 2015 the FASB issued ASU 2015-16, “ Simplifying the Accounting for Measurement-Period Adjustments ”. This guidance eliminates the requirement to retrospectively adjust the financial statements for measurement-periods adjustments that occur in periods after a business combination is consummated. This guidance is effective for annual periods beginning after December 15, 2015, including interim periods within those years and early adoption is permitted. We do not expect that this standard will have a material impact on our results of operations or financial position.

Acquisition

Acquisition	9 Months Ended
	Sep. 30, 2015
Acquisition
Acquisition	(2) Acquisition On August 14, 2015, the Company acquired all of the outstanding common shares of LNB Bancorp, Inc. (“LNB”), the parent company of The Lorain National Bank, for total consideration of $181.0 million, and thereby acquired LNB’s 21 branch locations in the counties of Lorain, Cuyahoga and Summit in Ohio. The merger with LNB enables the Company to expand its northeastern Ohio presence, improve its core deposit base, and add additional scale in its banking operations. The result of LNB’s operations are included in the Consolidated Statements of Income from the date of acquisition. Under the terms of the merger agreement, each outstanding share of LNB stock was converted into the right to receive either 1.461 shares of common stock of the Company, or $18.70 in cash. As a result, LNB stockholders received 7,056,074 shares of Company common stock, valued at $90.6 million, based on the $12.84 closing price of the Company’s stock on August 14, 2015, and cash consideration of $90.4 million. The following table shows the consideration paid, the assets acquired, and the liabilities assumed that were recorded at fair value on the date of acquisition (in thousands): Consideration paid: Northwest Bancshares, Inc. common stock issued $ Cash paid to LNB Bancorp, Inc. stockholders Total consideration paid Recognized amounts of identifiable assets acquired and (liabilities assumed), at fair value (1) Cash and cash equivalents Investment securities available for sale Loans Federal Home Loan Bank stock Premises and equipment Core deposit intangible Other assets Deposits ) Borrowings ) Other liabilities ) Total indentifiable net assets Goodwill $ (1) - Amounts are estimates and subject to adjustment. Actual amounts are not expected to differ materially from the amounts shown. We estimated the fair value of loans acquired from LNB by utilizing a methodology wherein similar loans were aggregated into pools. Cash flows for each pool were determined by estimating future credit losses and the rate of prepayments. Projected monthly cash flows were then discounted to present value based on a market rate for similar loans. There was no carryover of LNB’s allowance for loan losses associated with the loans we acquired as the loans were initially recorded at fair value. The following table shows information related to the purchased credit impaired LNB loan portfolio as of August 14, 2015 (in thousands): Contractually required principal and interest at acquisition $ Contractual cash flows not expected to be collected (nonaccretable discount) ) Expected cash flows at acquisition Interest component of expected cash flows (accretable discount) ) Fair value of purchased credit impaired loans $ The core deposit intangible asset recognized as part of the LNB merger is being amortized over its estimated useful life of approximately seven years utilizing an accelerated method. The goodwill, which is not amortized for book purposes, was assigned to our Community Banking segment and is not deductible for tax purposes. The fair values of savings and transaction deposit accounts acquired from LNB were assumed to approximate the carrying value as these accounts have no stated maturity and are payable on demand. Certificates of deposit were valued by projecting out the expected cash flows based on the contractual terms of the certificates of deposit. These cash flows were discounted based on a market rate for a certificate of deposit with a corresponding maturity. Direct costs related to the LNB acquisition were expensed as incurred and amounted to $8.4 million for the nine months ended September 30, 2015 and $8.7 million to date. Technology and communications termination costs comprised more than half of these acquisition expenses, which also included professional services, marketing and advertising, severance costs, and other noninterest expenses.

Business Segments

Business Segments	9 Months Ended
	Sep. 30, 2015
Business Segments
Business Segments	(3) Business Segments We operate in two reportable business segments: Community Banking and Consumer Finance. The Community Banking segment provides services traditionally offered by full-service community banks, including business and personal deposit accounts and business and personal loans, as well as insurance, brokerage and investment management and trust services. The Consumer Finance segment, which is comprised of Northwest Consumer Discount Company, a subsidiary of Northwest, operates 51 offices in Pennsylvania and offers personal installment loans for a variety of consumer and real estate products. This activity is funded primarily through an intercompany borrowing relationship with Allegheny Services, Inc., a subsidiary of Northwest. Net income is the primary measure used by management to measure segment performance. The following tables provide financial information for these reportable segments. The “All Other” column represents the parent company and elimination entries necessary to reconcile to the consolidated amounts presented in the financial statements. At or for the quarter ended: Community Consumer September 30, 2015 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ Community Consumer September 30, 2014 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ (1) Eliminations consist of intercompany loans, interest income and interest expense. At or for the nine months ended: Community Consumer September 30, 2015 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ Community Consumer September 30, 2014 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ (1) Eliminations consist of intercompany loans, interest income and interest expense.

Investment securities and impai

Investment securities and impairment of investment securities	9 Months Ended
	Sep. 30, 2015
Investment securities and impairment of investment securities
Investment securities and impairment of investment securities	(4) Investment securities and impairment of investment securities The following table shows the portfolio of investment securities available-for-sale at September 30, 2015 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Debt issued by the U.S. government and agencies: Due in one year or less $ — — Debt issued by government sponsored enterprises: Due in one year or less — Due after one year through five years ) Due after five years through ten years ) Due after ten years Equity securities ) Municipal securities: Due in one year or less — Due after one year through five years — Due after five years through ten years — Due after ten years ) Corporate debt issues: Due after ten years ) Residential mortgage-backed securities: Fixed rate pass-through ) Variable rate pass-through ) Fixed rate non-agency CMOs — Fixed rate agency CMOs ) Variable rate agency CMOs ) Total residential mortgage-backed securities ) Total marketable securities available-for-sale $ ) The following table shows the portfolio of investment securities available-for-sale at December 31, 2014 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Debt issued by the U.S. government and agencies: Due in one year or less $ — — Debt issued by government sponsored enterprises: Due after one year through five years ) Due after five years through ten years — ) Equity securities ) Municipal securities: Due in one year or less — Due after one year through five years — Due after five years through ten years — Due after ten years — Corporate debt issues: Due after ten years ) Residential mortgage-backed securities: Fixed rate pass-through ) Variable rate pass-through ) Fixed rate non-agency CMOs — Fixed rate agency CMOs ) Variable rate agency CMOs ) Total residential mortgage-backed securities ) Total marketable securities available-for-sale $ ) The following table shows the portfolio of investment securities held-to-maturity at September 30, 2015 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Municipal securities: Due after five years through ten years $ — Due after ten years — Residential mortgage-backed securities: Fixed rate pass-through — Variable rate pass-through — Fixed rate agency CMOs — Variable rate agency CMOs — Total residential mortgage-backed securities — Total marketable securities held-to-maturity $ — The following table shows the portfolio of investment securities held-to-maturity at December 31, 2014 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Municipal securities: Due after five years through ten years $ — Due after ten years — Residential mortgage-backed securities: Fixed rate pass-through — Variable rate pass-through — Fixed rate agency CMOs — Variable rate agency CMOs — Total residential mortgage-backed securities — Total marketable securities held-to-maturity $ — The following table shows the fair value of and gross unrealized losses on investment securities, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2015 (in thousands): Less than 12 months 12 months or more Total Unrealized Unrealized Unrealized Fair value loss Fair value loss Fair value loss U.S. government and agencies $ ) ) ) Municipal securities ) — — ) Corporate issues — — ) ) Equity securities ) — — ) Residential mortgage-backed securities - agency ) ) ) Total temporarily impaired securities $ ) ) ) The following table shows the fair value of and gross unrealized losses on investment securities, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2014 (in thousands): Less than 12 months 12 months or more Total Unrealized Unrealized Unrealized Fair value loss Fair value loss Fair value loss U.S. government and agencies $ ) ) ) Corporate debt issues — — ) ) Equity securities ) — — ) Residential mortgage-backed securities - agency ) ) ) Total temporarily impaired securities $ ) ) ) We review our investment portfolio for indications of impairment. This review includes analyzing the length of time and the extent to which amortized costs have exceeded fair values, the financial condition and near-term prospects of the issuer, including any specific events which may influence the operations of the issuer, and the intent to hold the investments for a period of time sufficient to allow for a recovery in value. Certain investments are evaluated using our best estimate of future cash flows. If the estimate of cash flows indicates that an adverse change has occurred, other-than-temporary impairment is recognized for the amount of the unrealized loss that was deemed credit related. Credit related impairment on all debt securities is recognized in earnings while noncredit related impairment on available-for-sale debt securities, not expected to be sold, is recognized in other comprehensive income. The table below shows a cumulative roll forward of credit losses recognized in earnings for debt securities held and not intended to be sold for the quarter ended (in thousands): 2015 2014 Beginning balance at July 1, (1) $ Credit losses on debt securities for which other-than-temporary impairment was not previously recognized — — Reduction for losses realized during the quarter ) ) Reduction for securities called realized during the quarter — — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — Ending balance at September 30, $ (1) — The beginning balance represents credit losses included in other-than-temporary impairment charges recognized on debt securities in prior periods. The table below shows a cumulative roll forward of credit losses recognized in earnings for debt securities held and not intended to be sold for the nine months ended (in thousands): 2015 2014 Beginning balance at January 1, (1) $ Credit losses on debt securities for which other-than-temporary impairment was not previously recognized — — Reduction for losses realized during the nine months ) ) Reduction for securities called realized during the nine months ) — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — Ending balance at September 30, $ (1) — The beginning balance represents credit losses included in other-than-temporary impairment charges recognized on debt securities in prior periods.

Loans receivable

Loans receivable	9 Months Ended
	Sep. 30, 2015
Loans receivable
Loans receivable	(5) Loans receivable The following table shows a summary of our loans receivable at September 30, 2015 and December 31, 2014 (in thousands): September 30, 2015 December 31, Originated Acquired Total 2014 Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total loans receivable, gross Deferred loan costs — Allowance for loan losses ) — ) ) Undisbursed loan proceeds: Residential mortgage loans ) ) ) ) Commercial real estate loans ) ) ) ) Commercial loans ) ) ) ) Total loans receivable, net $ Acquired loans were initially measured at fair value and subsequently accounted for under either Accounting Standards Codification (“ASC”) Topic 310-30 or ASC Topic 310-20. The following table provides information related to the outstanding principal balance and related carrying value of acquired loans for the dates indicated (in thousands): September 30, 2015 Acquired loans evaluated individually for future credit losses: Outstanding principal balance $ Carrying value Acquired loans evaluated collectively for future credit losses: Outstanding principal balance Carrying value Total acquired loans: Outstanding principal balance Carrying value The following table provides information related to the changes in the accretable discount, which includes income recognized from contractual cash flows for the dates indicated (in thousands): Total Balance at December 31, 2014 $ — LNB Bancorp, Inc. acquisition Accretion ) Net reclassification from nonaccretable yield — Balance at September 30, 2015 $ The following table provides information related to acquired impaired loans by portfolio segment and by class of financing receivable at and for the nine months ended September 30, 2015 (in thousands): Carrying value Outstanding principal balance Related impairment reserve Average recorded investment in impaired loans Interest income recognized Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — — Total Personal Banking — Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total $ — At September 30, 2015, we expect to fully collect the carrying value of our acquired loans and have determined that we can reasonably estimate their future cash flows, therefore, no acquired loans were used to calculate the allowance for loan losses. The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2015 (in thousands): Balance September 30, 2015 Current period provision Charge-offs Recoveries Balance June 30, 2015 Personal Banking: Residental mortgage loans $ ) ) Home equity loans ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) Commercial loans ) ) Total Business Banking ) ) Unallocated (1) — — — — — Total $ ) (1) - Due to enhancements in our allowance for loan losses process we allocated the previously unallocated allowance using both qualitative and quantitative factors. The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2014 (in thousands): Balance September 30, 2014 Current period provision Charge-offs Recoveries Balance June 30, 2014 Personal Banking: Residental mortgage loans $ ) ) Home equity loans ) ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) Commercial loans ) Total Business Banking ) Unallocated — — Total $ ) The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2015 (in thousands): Balance September 30, 2015 Current period provision Charge-offs Recoveries Balance December 31, 2014 Personal Banking: Residental mortgage loans $ ) ) Home equity loans ) ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) ) Commercial loans ) Total Business Banking ) Unallocated (1) — ) — — Total $ ) (1) - Due to enhancements in our allowance for loan losses process we allocated the previously unallocated allowance using both qualitative and quantitative factors. The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2014 (in thousands): Balance September 30, 2014 Current period provision Charge-offs Recoveries Balance December 31, 2013 Personal Banking: Residental mortgage loans $ ) Home equity loans ) ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) Commercial loans ) Total Business Banking ) Unallocated ) — — Total $ ) At September 30, 2015, we expect to fully collect the carrying value of our acquired loans and have determined that we can reasonably estimate their future cash flows including those loans that are 90 days or more delinquent. As a result, we do not consider our acquired loans that are 90 days or more delinquent to be nonaccrual or impaired and continue to recognize interest income on these loans, including the loans’ accretable discount. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at September 30, 2015 (in thousands): Total loans receivable Allowance for loan losses Nonaccrual loans (1) Loans past due 90 days or more and still accruing (2) TDRs Allowance related to TDRs Additional commitments to customers with loans classified as TDRs Personal Banking: Residental mortgage loans $ — Home equity loans — — Other consumer loans — — — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ (1) - Includes $23.2 million of nonaccrual TDRs. (2) — Represents loans 90 days past maturity and still accruing. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at December 31, 2014 (in thousands): Total loans receivable Allowance for loan losses Nonaccrual loans (1) Loans past due 90 days or more and still accruing (2) TDRs Allowance related to TDRs Additional commitments to customers with loans classified as TDRs Personal Banking: Residental mortgage loans $ — Home equity loans — — Other consumer loans — — — Total Personal Banking — Business Banking: Commercial real estate loans — Commercial loans Total Business Banking Total $ (1) - Includes $24.5 million of nonaccrual TDRS . (2) — Represents loans 90 days past maturity and still accruing. The following table provides geographical and delinquency information related to the loan portfolio by portfolio segment and class of financing receivable at September 30, 2015 (in thousands): Pennsylvania New York Ohio Maryland Other Total Loans receivable: Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ Percentage of total loans receivable % % % % % % Pennsylvania New York Ohio Maryland Other Total Loans 90 or more days delinquent: (1) Personal Banking: Residential mortgage loans $ Home equity loans — Other consumer loans — Total Personal Banking Business Banking: Commercial real estate loans Commercial loans — — — Total Business Banking Total $ Percentage of total loans 90 or more days delinquent % % % % % % (1) — Includes $6.3 million of acquired loans considered to accruing. The following table provides geographical and delinquency information related to the loan portfolio by portfolio segment and class of financing receivable at December 31, 2014 (in thousands): Pennsylvania New York Ohio Maryland Other Total Loans receivable: Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ Percentage of total loans receivable % % % % % % Pennsylvania New York Ohio Maryland Other Total Loans 90 or more days delinquent: Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans — — Total Personal Banking Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total $ Percentage of total loans 90 or more days delinquent % % % % % % The following table provides information related to the composition of originated impaired loans by portfolio segment and by class of financing receivable at and for the nine months ended September 30, 2015 (in thousands): Nonaccrual loans 90 or more days delinquent Nonaccrual loans less than 90 days delinquent Loans less than 90 days delinquent reviewed for impairment TDRs less than 90 days delinquent not included elsewhere Total impaired loans Average recorded investment in impaired loans Interest income recognized on impaired loans Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ The following table provides information related to the composition of originated impaired loans by portfolio segment and by class of financing receivable at and for the year ended December 31, 2014 (in thousands): Nonaccrual loans 90 or more days delinquent Nonaccrual loans less than 90 days delinquent Loans less than 90 days delinquent reviewed for impairment TDRs less than 90 days delinquent not included elsewhere Total impaired loans Average recorded investment in impaired loans Interest income recognized on impaired loans Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ The following table provides information related to the evaluation of impaired loans by portfolio segment and by class of financing receivable at September 30, 2015 (in thousands): Loans collectively evaluated for impairment Loans individually evaluated for impairment Loans individually evaluated for impairment for which there is a related impairment reserve Related impairment reserve Loans individually evaluated for impairment for which there is no related reserve Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ No acquired loans were individually evaluated for impairment at September 30, 2015. The following table provides information related to the evaluation of impaired loans by portfolio segment and by class of financing receivable at December 31, 2014 (in thousands): Loans collectively evaluated for impairment Loans individually evaluated for impairment Loans individually evaluated for impairment for which there is a related impairment reserve Related impairment reserve Loans individually evaluated for impairment for which there is no related reserve Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ Our loan portfolios include loans that have been modified in a troubled debt restructuring (TDR), where concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities and could include: extending the note’s maturity date, permitting interest only payments, reducing the interest rate to a rate lower than current market rates for new debt with similar risk, reducing the principal payment, principal forbearance or other actions. These concessions are applicable to all loan segments and classes. Certain TDRs are classified as nonperforming at the time of restructuring and may be returned to performing status after considering the borrower’s sustained repayment performance for a reasonable period of at least six months. When we modify loans in a TDR, we evaluate any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, the loan’s observable market price or the current fair value of the collateral, less selling costs, for collateral dependent loans. If we determine that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance. In periods subsequent to modification, we evaluate all TDRs, including those that have payment defaults, for possible impairment, using ASC 310-10. As a result, loans modified in a TDR may have the financial effect of increasing the specific allowance associated with the loan. Loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a TDR subsequently default, we evaluate the loan for possible further impairment. The allowance may be increased, adjustments may be made in the allocation of the allowance, partial charge-offs may be taken to further write-down the carrying value of the loan, or the loan may be charged-off completely. The following table provides a roll forward of troubled debt restructurings for the periods indicated (in thousands): For the quarters ended September 30, 2015 2014 Number of contracts Number of contracts Beginning TDR balance: $ $ New TDRs Re-modified TDRs Net paydowns ) ) Charge-offs: Residential mortgage loans — — — — Home equity loans ) — — Commercial real estate loans ) ) Commercial loans — — ) Paid-off loans: Residential mortgage loans — — — — Home equity loans ) ) Commercial real estate loans ) ) Commercial loans ) ) Ending TDR balance: $ $ Accruing TDRs $ $ Non-accrual TDRs The following table provides a roll forward of troubled debt restructurings for the periods indicated (in thousands): For the nine months ended September 30, 2015 2014 Number of contracts Number of contracts Beginning TDR balance: $ $ New TDRs Re-modified TDRs Net paydowns ) ) Charge-offs: Residential mortgage loans — — — — Home equity loans ) ) Commercial real estate loans ) ) Commercial loans ) ) Paid-off loans: Residential mortgage loans ) — — Home equity loans ) ) Commercial real estate loans ) ) Commercial loans ) ) Ending TDR balance: $ $ Accruing TDRs $ $ Non-accrual TDRs The following table provides information related to troubled debt restructurings (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (dollars in thousands): For the quarter ended September 30, 2015 For the nine months ended September 30, 2015 Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Troubled debt restructurings: Personal Banking: Residential mortgage loans — $ — — — $ — Home equity loans — — — — Other consumer loans — — — — — — — — Total Personal Banking — — — — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ $ Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted: Personal Banking: Residential mortgage loans — $ — — — $ — Home equity loans — — — — — Other consumer loans — — — — — — — — Total Personal Banking — — — — — Business Banking: Commercial real estate loans — — — — — — — — Commercial loans — — — — — — — — Total Business Banking — — — — — — — — Total — $ — — — $ — The following table provides information related to troubled debt restructurings (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (dollars in thousands): For the quarter ended September 30, 2014 For the nine months months ended September 30, 2014 Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Troubled debt restructurings: Personal Banking: Residential mortgage loans $ $ Home equity loans Other consumer loans — — — — — — — — Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ $ Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted: Personal Banking: Residential mortgage loans — $ — — — — $ — — — Home equity loans — — — — — — — — Other consumer loans — — — — — — — — Total Personal Banking — — — — — — — — Business Banking: Commercial real estate loans Commercial loans — — Total Business Banking Total $ $ The following table provides information as of September 30, 2015 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2015 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans — $ — — — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — — — — Business Banking: Commercial real estate loans — — Commercial loans — — — Total Business Banking — — Total $ — — The following table provides information as of September 30, 2014 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2014 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — — Home equity loans — — — Other consumer loans — — — — — — Total Personal Banking — — — Business Banking: Commercial real estate loans — — Commercial loans — Total Business Banking — Total $ — The following table provides information as of September 30, 2015 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2015 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — Home equity loans — — Other consumer loans — — — — — — Total Personal Banking — Business Banking: Commercial real estate loans — — Commercial loans — — — Total Business Banking — — Total $ — The following table provides information as of September 30, 2014 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2014 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — Home equity loans — — Other consumer loans — — — — — — Total Personal Banking — — Business Banking: Commercial real estate loans — — Commercial loans — Total Business Banking — Total $ — The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the quarter ended September 30, 2015 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans — $ — — — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — — — — Business Banking: Commercial real estate loans — — — Commercial loans — — — — — — Total Business Banking — — — Total $ — — — The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the quarter ended September 30, 2015 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans — $ — — — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — — — — Business Banking: Commercial real estate loans — — — Commercial loans — — — Total Business Banking — — — Total $ — — — The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the nine months ended September 30, 2015 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — — Home equity loans — — — Other consumer loans — — — — — — Total Personal Banking — — Business Banking: Commercial real estate loans — — — Commercial loans — — — — — — Total Business Banking — — — Total $ — The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the nine months ended September 30, 2014 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — Business Banking: Commercial real estate loans — — Commercial loans — — Total Business Banking — — Total $ — — The following table provides information related to loan payment delinquencies at September 30, 2015 (in thousands): 30-59 Days delinquent 60-89 Days delinquent 90 Days or greater delinquent Total delinquency Current Total loans receivable 90 Days or greater delinquent and accruing (1) Originated loans Personal Banking: Residential mortgage loans $ — Home equity loans — Other consumer loans — Total Personal Banking — Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total originated loans — Acquired loans Personal Banking: Residential mortgage loans Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total acquired loans Total loans $ (1) — Represents acquired loans that were originally recorded at fair value upon acquisition. These loans are considered to be accruing because we can reasonably estimate future cash flows on and expect to fully collect the carrying value of these loans. Therefore, we are accreting the difference between the carrying value and their expected cash flows into interest income. The following table provides information related to loan payment delinquencies at December 31, 2014 (in thousands): 30-59 Days delinquent 60-89 Days delinquent 90 Days or greater delinquent Total delinquency Current Total loans receivable Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ Credit quality indicators : We categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. We analyze loans individually by classifying the loans by credit risk. Credit relationships greater than or equal to $1.0 million classified as special mention or substandard are reviewed quarterly for deterioration or improvement to determine if the loan is appropriately classified. We use the following definitions for risk ratings other than pass: Special mention — Loans designated as special mention have specific, well-defined risk issues, which create a high level of uncertainty regarding the long-term viability of the business. Loans in this class are considered to have high-risk characteristics. A special mention loan exhibits material negative financial trends due to company-specific or systemic conditions. If these potential weaknesses are not mitigated, they threaten the borrower’s capacity to meet its debt obligations. Special mention loans still demonstrate sufficient financial flexibility to react to and positively address the root cause of the adverse financial trends without significant deviations from their current business strategy. Their potential weaknesses deserve our close attention and warrant enhanced monitoring. Substandard — Loans classified as substandard are inadequately protected by the current net worth and payment capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Doubtful — Loans classified as doubtful have all the weaknesses inherent in those classified as substandard. In addition, those weaknesses make collection or liquidation in full highly questionable and improbable. A loan classified as doubtful exhibits discernible loss potential, but a complete loss seems very unlikely. The possibility of a loss on a doubtful loan is high, but because of certain important and reasonably specific pending factors that may strengthen the loan, its classification as an estimated loss is deferred until a more exact status can be determined. Loss — Loans classified as loss are considered uncollectible and of such value that the continuance as a loan is not warranted. A loss classification does not mean that the loan has no recovery or salvage value; instead, it means that it is not practical or desirable to defer writing off all or a portion of a basically worthless loan even though partial recovery may be possible in the future. The following table sets forth information about credit quality indicators updated during the quarter ended September 30, 2015 (in thousands): Pass Special mention Substandard Doubtful Loss Total loans receivable Originated loans Personal Banking: Residential mortgage loans $ — — Home equity loans — — — Other consumer loans — — — Total Personal Banking — — Business Banking: Commercial real estate loans — — Commercial loans — Total Business Banking — Total originated loans Acquired loans Personal Banking: Residential mortgage loans — — — Home equity loans — — — Other consumer loans — — — Total Personal Banking — — — Business Banking: Commercial real estate loans — — Commercial loans — — Total Business Banking — — Total acquired loans — — Total loans $ The following table sets forth information about credit quality indicators, which were updated during the year ended December 31, 2014 (in thousands): Pass Special mention Substandard Doubtful Loss Total loans receivable Personal Banking: Residential mortgage loans $ — — Home equity loans — — — Other consumer loans — — — Total Personal Banking — — Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total $

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2015
Goodwill and Other Intangible Assets
Goodwill and Other Intangible Assets	(6) Goodwill and Other Intangible Assets The following table provides information for intangible assets subject to amortization at the dates indicated (in thousands): September 30, December 31, 2015 2014 Amortizable intangible assets: Core deposit intangibles — gross $ Acquisitions — Less: accumulated amortization ) ) Core deposit intangibles — net — Customer and Contract intangible assets — gross Acquisitions Less: accumulated amortization ) ) Customer and Contract intangible assets — net $ The following table shows the actual aggregate amortization expense for the quarters and nine months ended September 30, 2015 and 2014, as well as the estimated aggregate amortization expense, based upon current levels of intangible assets, for the current fiscal year and each of the five succeeding fiscal years (in thousands): For the quarter ended September 30, 2015 $ For the quarter ended September 30, 2014 For the nine months ended September 30, 2015 For the nine months ended September 30, 2014 For the year ending December 31, 2015 For the year ending December 31, 2016 For the year ending December 31, 2017 For the year ending December 31, 2018 For the year ending December 31, 2019 For the year ending December 31, 2020 The following table provides information for the changes in the carrying amount of goodwill (in thousands): Community Consumer Banking Finance Total Balance at December 31, 2013 $ Goodwill acquired — Impairment losses — — — Balance at December 31, 2014 Goodwill acquired — Impairment losses — — — Balance at September 30, 2015 $ We performed our annual goodwill impairment test as of June 30, 2015 and concluded that goodwill was not impaired. At September 30, 2015, there were no changes in our operations or other factors that would cause us to update that test. See the Overview of Critical Accounting Policies Involving Estimates section for a description of our testing procedures.

Guarantees

Guarantees	9 Months Ended
	Sep. 30, 2015
Guarantees
Guarantees	(7) Guarantees We issue standby letters of credit in the normal course of business. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party. We are required to perform under a standby letter of credit when drawn upon by the guaranteed third party in the case of nonperformance by our customer. The credit risk associated with standby letters of credit is essentially the same as that involved in extending loans to customers and is subject to normal loan underwriting procedures. Collateral may be obtained based on management’s credit assessment of the customer. At September 30, 2015, the maximum potential amount of future payments we could be required to make under these standby letters of credit was $32.4 million, of which $23.6 million is fully collateralized. At September 30, 2015, we had a liability, which represents deferred income, of $1.2 million related to the standby letters of credit. There are no recourse provisions that would enable us to recover any amounts from third parties.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share
Earnings Per Share	(8) Earnings Per Share Basic earnings per common share (EPS) is computed by dividing net income available to common shareholders by the weighted-average number of common shares outstanding for the period, without considering any dilutive items. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Stock options to purchase 534,482 shares of common stock with a weighted average exercise price of $13.15 per share were outstanding during the quarter ended September 30, 2015 but were not included in the computation of diluted earnings per share because the options’ exercise price was greater than the average market price of the common shares of $12.76. Stock options to purchase 1,712,746 shares of common stock with a weighted average exercise price of $12.63 per share were outstanding during the nine months ended September 30, 2015 but were not included in the computation of diluted earnings per share because the options’ exercise price was greater than the average market price of the common shares of $12.33. Stock options to purchase 584,711 shares of common stock with a weighted average exercise price of $13.15 per share were outstanding during the quarter ended September 30, 2014 but were not included in the computation of diluted earnings per share because the options’ exercise price was greater than the average market price of the common shares of $12.63. All stock options outstanding during the nine months ended September 30, 2014 were included in the computation of diluted earnings per share because the stock options’ exercise price was less than the average market price of the common shares of $13.60. The computation of basic and diluted earnings per share follows (in thousands, except share data and per share amounts): Quarter ended Nine months ended September 30, September 30, 2015 2014 2015 2014 Reported net income $ Weighted average common shares outstanding Dilutive potential shares due to effect of stock options Total weighted average common shares and dilutive potential shares Basic earnings per share: $ Diluted earnings per share: $

Pension and Other Post-retireme

Pension and Other Post-retirement Benefits	9 Months Ended
	Sep. 30, 2015
Pension and Other Post-retirement Benefits
Pension and Other Post-retirement Benefits	(9) Pension and Other Post-retirement Benefits The following table sets forth the net periodic costs for the defined benefit pension plans and post retirement healthcare plans for the periods indicated (in thousands): Components of net periodic benefit cost Quarter ended September 30, Pension benefits Other post-retirement benefits 2015 2014 2015 2014 Service cost $ — — Interest cost Expected return on plan assets ) ) — — Amortization of prior service cost ) ) — — Amortization of the net loss Net periodic (benefit)/ cost $ ) Components of net periodic benefit cost Nine months ended September 30, Pension benefits Other post-retirement benefits 2015 2014 2015 2014 Service cost $ — — Interest cost Expected return on plan assets ) ) — — Amortization of prior service cost ) ) — — Amortization of the net loss Net periodic (benefit)/ cost $ ) We anticipate making a contribution to our defined benefit pension plan of $4.0 million to $8.0 million during the year ending December 31, 2015.

Disclosures About Fair Value of

Disclosures About Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2015
Disclosures About Fair Value of Financial Instruments
Disclosures About Fair Value of Financial Instruments	(10) Disclosures About Fair Value of Financial Instruments Fair value information about financial instruments, whether or not recognized in the consolidated statement of financial condition, is required to be disclosed. These requirements exclude certain financial instruments and all nonfinancial instruments. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. Financial assets and liabilities recognized or disclosed at fair value on a recurring basis and certain financial assets and liabilities on a non-recurring basis are accounted for using a three-level hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. This hierarchy gives the highest priority to quoted prices with readily available independent data in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable market inputs (Level 3). When various inputs for measurement fall within different levels of the fair value hierarchy, the lowest level input that has a significant impact on fair value measurement is used. Financial assets and liabilities are categorized based upon the following characteristics or inputs to the valuation techniques: · Level 1 — Financial assets and liabilities for which inputs are observable and are obtained from reliable quoted prices for identical assets or liabilities in actively traded markets. This is the most reliable fair value measurement and includes, for example, active exchange-traded equity securities. · Level 2 — Financial assets and liabilities for which values are based on quoted prices in markets that are not active or for which values are based on similar assets or liabilities that are actively traded. Level 2 also includes pricing models in which the inputs are corroborated by market data, for example, matrix pricing. · Level 3 — Financial assets and liabilities for which values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Level 3 inputs include the following: · Quotes from brokers or other external sources that are not considered binding; · Quotes from brokers or other external sources where it cannot be determined that market participants would in fact transact for the asset or liability at the quoted price; · Quotes and other information from brokers or other external sources where the inputs are not deemed observable. We are responsible for the valuation process and as part of this process may use data from outside sources in establishing fair value. We perform due diligence to understand the inputs used or how the data was calculated or derived. We also corroborate the reasonableness of external inputs in the valuation process. The carrying amounts reported in the consolidated statement of financial condition approximate fair value for the following financial instruments: cash on hand, interest-earning deposits in other institutions, federal funds sold and other short-term investments, accrued interest receivable, accrued interest payable, and marketable securities available-for-sale. Marketable Securities Where available, market values are based on quoted market prices, dealer quotes, and prices obtained from independent pricing services. Debt securities — available for sale - Generally, debt securities are valued using pricing for similar securities, recently executed transactions and other pricing models utilizing observable inputs. The valuation for most debt securities is classified as Level 2. Securities within Level 2 include corporate bonds, municipal bonds, mortgage-backed securities and US government obligations. Certain corporate debt securities do not have an active market and as such the broker pricing received uses alternative methods. The fair value of these corporate debt securities is determined by using a discounted cash flow model using market assumptions, which generally include cash flow, collateral and other market assumptions. As such, these securities are included herein as Level 3 assets. Equity securities — available for sale - Level 1 securities include publicly traded securities valued using quoted market prices. We consider the financial condition of the issuer to determine if the securities have indicators of impairment. Debt securities — held to maturity - The fair value of debt securities held to maturity is determined in the same manner as debt securities available for sale. Loans Receivable Loans with comparable characteristics including collateral and re-pricing structures are segregated for valuation purposes. Characteristics include remaining term, coupon interest, and estimated prepayment speeds. Delinquent loans are separately evaluated given the impact delinquency has on the projected future cash flow of the loan and the approximate discount or market rate. Each loan pool is separately valued utilizing a discounted cash flow analysis. Projected monthly cash flows are discounted to present value using a market rate for comparable loans, which is not considered an exit price. Federal Home Loan Bank (“FHLB”) Stock Due to the restrictions placed on the transferability of FHLB stock it is not practical to determine the fair value. Deposit Liabilities The estimated fair value of deposits with no stated maturity, which includes demand deposits, money market, and other savings accounts, is the amount payable on demand. Although market premiums paid for depository institutions reflect an additional value for these low-cost deposits, adjusting fair value for any value expected to be derived from retaining those deposits for a future period of time or from the benefit that results from the ability to fund interest-earning assets with these deposit liabilities is prohibited. The fair value estimates of deposit liabilities do not include the benefit that results from the low-cost funding provided by these deposits compared to the cost of borrowing funds in the market. Fair values for time deposits are estimated using a discounted cash flow calculation that applies contractual cost currently being offered in the existing portfolio to current market rates being offered locally for deposits of similar remaining maturities. The valuation adjustment for the portfolio consists of the present value of the difference of these two cash flows, discounted at the assumed market rate of the corresponding maturity. Borrowed Funds Fixed rate advances are valued by comparing their contractual cost to the prevailing market cost. The carrying amount of collateralized borrowings approximates the fair value. Junior Subordinated Debentures The fair value of junior subordinated debentures is calculated using the discounted cash flows at the prevailing rate of interest. Cash flow hedges — Interest rate swap agreements (“swaps”) The fair value of the swaps is the amount we would expect to pay to terminate the agreements and is based upon the present value of the expected future cash flows using the LIBOR swap curve, the basis for the underlying interest rate. Off-Balance Sheet Financial Instruments These financial instruments generally are not sold or traded, and estimated fair values are not readily available. However, the fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements. Commitments to extend credit are generally short-term in nature and, if drawn upon, are issued under current market terms. At September 30, 2015 and December 31, 2014, there was no significant unrealized appreciation or depreciation on these financial instruments. The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the consolidated statement of financial condition at September 30, 2015 (in thousands): Carrying Estimated amount fair value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ — — Securities available-for-sale Securities held-to-maturity — — Loans receivable, net — — Accrued interest receivable — — FHLB Stock — — — Total financial assets $ Financial liabilities: Savings and checking deposits $ — — Time deposits — — Borrowed funds — Junior subordinated debentures — — Cash flow hedges - swaps — — Accrued interest payable — — Total financial liabilities $ The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the consolidated statement of financial condition at December 31, 2014 (in thousands): Carrying Estimated amount fair value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ — — Securities available-for-sale Securities held-to-maturity — — Loans receivable, net — — Accrued interest receivable — — FHLB Stock — — — Total financial assets $ Financial liabilities: Savings and checking accounts $ — — Time deposits — — Borrowed funds — Junior subordinated debentures — — Cash flow hedges - swaps — — Accrued interest payable — — Total financial liabilities $ Fair value estimates are made at a point-in-time, based on relevant market data and information about the instrument. The methods and assumptions detailed above were used in estimating the fair value of financial instruments at both September 30, 2015 and December 31, 2014. There were no transfers of financial instruments between Level 1 and Level 2 during the nine months ended September 30, 2015. The following table represents assets and liabilities measured at fair value on a recurring basis at September 30, 2015 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Equity securities $ — — Debt securities: U.S. government and agencies — — Government sponsored enterprises — — States and political subdivisions — — Corporate — Total debt securities — Residential mortgage-backed securities: GNMA — — FNMA — — FHLMC — — Non-agency — — Collateralized mortgage obligations: GNMA — — FNMA — — FHLMC — — SBA — — Non-agency — — Total mortgage-backed securities — — Interest rate swaps — ) — ) Total assets and liabilities $ The following table represents assets and liabilities measured at fair value on a recurring basis at December 31, 2014 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Equity securities $ — — Debt securities: U.S. government and agencies — — Government sponsored enterprises — — States and political subdivisions — — Corporate — Total debt securities — Residential mortgage-backed securities: GNMA — — FNMA — — FHLMC — — Non-agency — — Collateralized mortgage obligations: GNMA — — FNMA — — FHLMC SBA — — Non-agency — — Total mortgage-backed securities — — Interest rate swaps — ) — ) Total assets and liabilities $ The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the periods indicated (in thousands): Quarter ended Nine months ended September 30, 2015 September 30, 2014 September 30, 2015 September 30, 2014 Beginning balance $ Total net realized investment gains/ (losses) and net change in unrealized appreciation/ (depreciation): Included in net income as OTTI — — — — Included in other comprehensive income ) ) ) ) Purchases — — — — Sales — — — — Transfers in to Level 3 — — — — Transfers out of Level 3 — — — — Ending balance $ Certain assets and liabilities are measured at fair value on a nonrecurring basis after initial recognition such as loans measured for impairment and real estate owned. The following table represents the fair value measurement for nonrecurring assets at September 30, 2015 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Loans measured for impairment $ — — Real estate owned — — Total assets $ — — Certain assets and liabilities are measured at fair value on a nonrecurring basis after initial recognition such as loans measured for impairment and real estate owned. The following table represents the fair value measurement for nonrecurring assets at December 31, 2014 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Loans measured for impairment $ — — Real estate owned — — Total assets $ — — Impaired loans — A loan is considered to be impaired as described in the Overview of Critical Accounting Policies Involving Estimates, Allowance for Loan Losses section. We classify loans individually evaluated for impairment that require a specific reserve as nonrecurring Level 3. Real Estate Owned — Real estate owned is comprised of property acquired through foreclosure or voluntarily conveyed by delinquent borrowers. These assets are recorded on the date acquired at the lower of the related loan balance or fair value, less estimated disposition costs, with the fair value being determined by appraisal. Subsequently, foreclosed assets are valued at the lower of the amount recorded at acquisition date or fair value, less estimated disposition costs. We classify all real estate owned as nonrecurring Level 3. The table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at September 30, 2015 (dollar amounts in thousands): Fair value Valuation techniques Significant unobservable inputs Range (weighted average) Debt securities $ Discounted cash Discount margin 0.35% to 2.10% (0.69%) flow Default rates 1.00% Prepayment speeds 1.00% annually Loans measured for impairment Appraisal Estimated cost to sell 10% value (1) Discounted cash Discount rate 3.75% to 6.50% (5.13%) flow Real estate owned Appraisal Estimated cost to sell 10% value (1) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which may include level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent. The significant unobservable inputs used in the fair value measurement of our debt securities are discount margins, default rates and prepayment speeds. Significant increases in any of those rates would result in a significantly lower fair value measurement.

Guaranteed Preferred Beneficial

Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swaps	9 Months Ended
	Sep. 30, 2015
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swaps
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swaps	(11) Guaranteed Preferred Beneficial Interests in the Company’s Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps We have two statutory business trusts: Northwest Bancorp Capital Trust III, a Delaware statutory business trust and Northwest Bancorp Statutory Trust IV, a Connecticut statutory business trust (“Trusts”). These trusts exist solely to issue preferred securities to third parties for cash, issue common securities to the Company in exchange for capitalization of the Trusts, invest the proceeds from the sale of the trust securities in an equivalent amount of debentures of the Company, and engage in other activities that are incidental to those previously listed. Northwest Bancorp Capital Trust III (Trust III) issued 50,000 cumulative trust preferred securities in a private transaction to a pooled investment vehicle on December 5, 2006 (liquidation value of $1,000 per preferred security or $50,000,000) with a stated maturity of December 30, 2035. These securities carry a floating interest rate, which is reset quarterly, equal to three-month LIBOR plus 1.38%. Northwest Bancorp Statutory Trust IV (Trust IV) issued 50,000 cumulative trust preferred securities in a private transaction to a pooled investment vehicle on December 15, 2006 (liquidation value of $1,000 per preferred security or $50,000,000) with a stated maturity of December 15, 2035. These securities carry a floating interest rate, which is reset quarterly, equal to three-month LIBOR plus 1.38%. The Trusts have invested the proceeds of the offerings in junior subordinated deferrable interest debentures issued by the Company. The structure of these debentures mirrors the structure of the trust-preferred securities. Trust III holds $51,547,000 of the Company’s junior subordinated debentures and Trust IV holds $51,547,000 of the Company’s junior subordinated debentures. These subordinated debentures are the sole assets of the Trusts. Cash distributions on the trust securities are made on a quarterly basis to the extent interest on the debentures is received by the Trusts. We have the right to defer payment of interest on the subordinated debentures at any time, or from time-to-time, for periods not exceeding five years. If interest payments on the subordinated debentures are deferred, the distributions on the trust preferred securities are also deferred. Interest on the subordinated debentures and distributions on the trust securities is cumulative. To date, there have been no interest deferrals. Our obligation constitutes a full, irrevocable, and unconditional guarantee on a subordinated basis of the obligations of the trust under the preferred securities. As a result of the LNB acquisition we acquired two statutory business trusts: LNB Trust I and LNB Trust II; both are Delaware statutory business trusts. At September 30, 2015 LNB Trust I had 7,875 cumulative trust preferred securities outstanding (liquidation value of $1,000 per preferred security or $7,875,000) with a stated maturity of June 15, 2037. These securities carry a floating interest rate, which is reset quarterly, equal to three-month LIBOR plus 1.48%. At September 30, 2015 LNB Trust II had 7,875 cumulative trust preferred securities outstanding (liquidation value of $1,000 per preferred security or $7,875,000) with a stated maturity of June 15, 2037. These securities carry a fixed interest rate of 6.64% through June 15, 2017, then becomes a floating interest rate, which is reset quarterly, equal to three-month LIBOR plus 1.48%. The Trusts have invested the proceeds of the offerings in junior subordinated deferrable interest debentures acquired by the Company. The structure of these debentures mirrors the structure of the trust-preferred securities. LNB Trust I holds $8,119,000 of junior subordinated debentures and LNB Trust II holds $8,119,000 of junior subordinated debentures. These subordinated debentures are the sole assets of the Trusts. Cash distributions on the trust securities are made on a quarterly basis to the extent interest on the debentures is received by the Trusts. We are currently a counterparty to three interest rate swap agreements (swaps), designating the swaps as cash flow hedges. The swaps are intended to protect against the variability of cash flows associated with Trust III and Trust IV. The first swap modifies the re-pricing characteristics of Trust III, wherein for a ten year period expiring in September 2018, the Company receives interest of three-month LIBOR from a counterparty and pays a fixed rate of 4.61% to the same counterparty calculated on a notional amount of $25.0 million. The other two swaps modify the re-pricing characteristics of Trust IV, wherein (i) for a seven year period expiring in December 2015, the Company receives interest of three-month LIBOR from a counterparty and pays a fixed rate of 3.85% to the same counterparty calculated on a notional amount of $25.0 million and (ii) for a ten year period expiring in December 2018, the Company receives interest of three-month LIBOR from a counterparty and pays a fixed rate of 4.09% to the same counterparty calculated on a notional amount of $25.0 million. The swap agreements were entered into with a counterparty that met our credit standards and the agreements contain collateral provisions protecting the at-risk party. We believe that the credit risk inherent in the contracts is not significant. At September 30, 2015, $7.5 million of cash was pledged as collateral to the counterparty. At September 30, 2015, the fair value of the swap agreements was $(5.4) million and was the amount we would have expected to pay if the contracts were terminated. There was no material hedge ineffectiveness for these swaps. The following table shows liability derivatives, included in other liabilities, at September 30, 2015 and December 31, 2014 (in thousands): September 30, December 31, 2015 2014 Fair value $ Notional amount Collateral posted

Legal Proceedings

Legal Proceedings	9 Months Ended
	Sep. 30, 2015
Legal Proceedings
Legal Proceedings	(12) Legal Proceedings We establish accruals for legal proceedings when information related to the loss contingencies represented by those matters indicates both that a loss is probable and that the amount of loss can be reasonably estimated. As of September 30, 2015 we have not accrued for any legal proceedings based on our analysis of currently available information which is subject to significant judgment and a variety of assumptions and uncertainties. Any such accruals are adjusted thereafter as appropriate to reflect changes in circumstances. Due to the inherent subjectivity of assessments and unpredictability of outcomes of legal proceedings, any amounts accrued may not represent the ultimate loss to us from legal proceedings.

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2015
Changes in Accumulated Other Comprehensive Income
Changes in Accumulated Other Comprehensive Income	(13) Changes in Accumulated Other Comprehensive Income The following table shows the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the quarter ended September 30, 2015 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of June 30, 2015 $ ) ) ) Other comprehensive income before reclassification adjustments — Amounts reclassified from accumulated other comprehensive income (1), (2) ) — Net other comprehensive loss Balance as of September 30, 2015 $ ) ) ) For the quarter ended September 30, 2014 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of June 30, 2014 $ ) ) ) Other comprehensive income before reclassification adjustments ) — ) Amounts reclassified from accumulated other comprehensive income (3), (4) ) — ) ) Net other comprehensive income ) ) ) Balance as of September 30, 2014 $ ) ) ) (1) Consists of realized gains on securities (gain on sales of investments, net) of $197, net of tax (income tax expense) of $(77). (2) Consists of amortization of prior service cost (compensation and employee benefits) of $581 and amortization of net loss (compensation and employee benefits) of $(940), net of tax (income tax expense) of $140. See note 8. (3) Consists of realized gains on securities (gain on sales of investments, net) of $687, net of tax (income tax expense) of $(268). (4) Consists of amortization of prior service cost (compensation and employee benefits) of $581 and amortization of net loss (compensation and employee benefits) of $(369), net of tax (income tax expense) of $(74). See note 8. The following table shows the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the nine months ended September 30, 2015 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of December 31, 2014 $ ) ) ) Other comprehensive income before reclassification adjustments — Amounts reclassified from accumulated other comprehensive income (1), (2) ) — Net other comprehensive income Balance as of September 30, 2015 $ ) ) ) For the nine months ended September 30, 2014 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of December 31, 2013 $ ) ) ) ) Other comprehensive income before reclassification adjustments — Amounts reclassified from accumulated other comprehensive income (3), (4) ) — ) ) Net other comprehensive income ) Balance as of September 30, 2014 $ ) ) ) (1) Consists of realized gains on securities (gain on sales of investments, net) of $766, net of tax (income tax expense) of $(299). (2) Consists of amortization of prior service cost (compensation and employee benefits) of $1,743 and amortization of net loss (compensation and employee benefits) of $(2,820), net of tax (income tax expense) of $420. See note 8. (3) Consists of realized gains on securities (gain on sales of investments, net) of $4,143, net of tax (income tax expense) of $(1,616). (4) Consists of amortization of prior service cost (compensation and employee benefits) of $1,743 and amortization of net loss (compensation and employee benefits) of $(1,106), net of tax (income tax expense) of $(223). See note 8.

Basis of Presentation and Inf24

Basis of Presentation and Informational Disclosures (Policies)	9 Months Ended
	Sep. 30, 2015
Basis of Presentation and Informational Disclosures
Stock-Based Compensation	Stock-Based Compensation On May 20, 2015, we awarded employees 600,570 stock options and directors 64,800 stock options with an exercise price of $12.37 and grant date fair value of $1.14 per stock option. On May 20, 2015, we also awarded employees 282,050 restricted common shares and directors 24,300 restricted common shares with a grant date fair value of $12.31. Awarded stock options and common shares vest over a ten-year period with the first vesting occurring on the grant date. Stock-based compensation expense of $1.0 million and $1.3 million for the quarters ended September 30, 2015 and 2014, respectively, and $3.3 million and $4.3 million for the nine months ended September 30, 2015 and 2014, respectively, was recognized in compensation expense relating to our stock benefit plans. At September 30, 2015 there was compensation expense of $4.6 million to be recognized for awarded but unvested stock options and $15.7 million for unvested common shares.
Income Taxes - Uncertain Tax Positions	Income Taxes- Uncertain Tax Positions Accounting standards prescribe a comprehensive model for how a company should recognize, measure, present and disclose in its financial statements uncertain tax positions that the company has taken or expects to take on a tax return. A tax benefit from an uncertain position may be recognized only if it is “more likely than not” that the position is sustainable, based on its technical merits. The tax benefit of a qualifying position is the largest amount of tax benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority having full knowledge of all relevant information. At September 30, 2015 we had no liability for unrecognized tax benefits. We recognize interest accrued related to: (1) unrecognized tax benefits in federal and state income taxes and (2) refund claims in other operating income. We recognize penalties (if any) in federal and state income taxes. There is no amount accrued for the payment of interest or penalties at September 30, 2015. We are subject to audit by the Internal Revenue Service and any state in which we conduct business for the tax periods ended December 31, 2014, 2013 and 2012. We are currently under audit by the state of New York for the tax periods ended December 31, 2014, 2013 and 2012.
Impact of New Accounting Standards	Impact of New Accounting Standards In May 2014 the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-09, “Revenue from Contracts with Customers”. This guidance supersedes the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific guidance. The core principle of this guidance requires an entity to recognize revenue upon the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services and provides five steps to be analyzed to accomplish the core principle. This guidance is effective retrospectively for annual reporting periods beginning after December 15, 2017, including interim periods within those years and early adoption is not permitted. We are currently evaluating the impact this standard will have on our results of operations and financial position. In June 2014 the FASB issued ASU 2014-12, “Compensation—Stock Compensation”. This guidance requires that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Specifically, if the performance target becomes probable of being achieved before the end of the requisite service period, the remaining unrecognized compensation cost should be recognized prospectively over the remaining requisite service period. Further, the total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest. This guidance is effective for annual periods beginning after December 15, 2015, including interim periods within those years and early adoption is permitted. We do not expect that this standard will have a material impact on our results of operations or financial position. In February 2015 the FASB issued ASU 2015-02, “Consolidation” . This guidance amends existing standards regarding the evaluation of certain legal entities and their consolidation in the financial statements. The amendments modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities or voting interest entities and eliminate the presumption that a general partner should consolidate a limited partnership. The amendments also affect the consolidation analysis of reporting entities that are involved with variable interest entities and provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. This guidance is effective for annual periods beginning after December 15, 2015, including interim periods within those years and early adoption is permitted. We do not expect that this standard will have a material impact on our results of operations or financial position. In September 2015 the FASB issued ASU 2015-16, “ Simplifying the Accounting for Measurement-Period Adjustments ”. This guidance eliminates the requirement to retrospectively adjust the financial statements for measurement-periods adjustments that occur in periods after a business combination is consummated. This guidance is effective for annual periods beginning after December 15, 2015, including interim periods within those years and early adoption is permitted. We do not expect that this standard will have a material impact on our results of operations or financial position.

Acquisition (Tables)

Acquisition (Tables)	9 Months Ended
	Sep. 30, 2015
Acquisition
Schedule of the consideration paid, the assets acquired, and the liabilities assumed that were recorded at fair value on the date of acquisition	The following table shows the consideration paid, the assets acquired, and the liabilities assumed that were recorded at fair value on the date of acquisition (in thousands): Consideration paid: Northwest Bancshares, Inc. common stock issued $ Cash paid to LNB Bancorp, Inc. stockholders Total consideration paid Recognized amounts of identifiable assets acquired and (liabilities assumed), at fair value (1) Cash and cash equivalents Investment securities available for sale Loans Federal Home Loan Bank stock Premises and equipment Core deposit intangible Other assets Deposits ) Borrowings ) Other liabilities ) Total indentifiable net assets Goodwill $ (1) - Amounts are estimates and subject to adjustment. Actual amounts are not expected to differ materially from the amounts shown.
Schedule of acquired loan portfolio	The following table shows information related to the purchased credit impaired LNB loan portfolio as of August 14, 2015 (in thousands): Contractually required principal and interest at acquisition $ Contractual cash flows not expected to be collected (nonaccretable discount) ) Expected cash flows at acquisition Interest component of expected cash flows (accretable discount) ) Fair value of purchased credit impaired loans $

Business Segments (Tables)

Business Segments (Tables)	9 Months Ended
	Sep. 30, 2015
Business Segments
Schedule of financial information for reportable segments	At or for the quarter ended: Community Consumer September 30, 2015 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ Community Consumer September 30, 2014 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ (1) Eliminations consist of intercompany loans, interest income and interest expense. At or for the nine months ended: Community Consumer September 30, 2015 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ Community Consumer September 30, 2014 ($ in 000’s) Banking Finance All other (1) Consolidated External interest income $ Intersegment interest income — ) — Interest expense Provision for loan losses — Noninterest income Noninterest expense Income tax expense (benefit) ) Net income $ ) Total assets $ (1) Eliminations consist of intercompany loans, interest income and interest expense.

Investment securities and imp27

Investment securities and impairment of investment securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investment securities and impairment of investment securities
Schedule of the portfolio of investment securities available-for-sale	The following table shows the portfolio of investment securities available-for-sale at September 30, 2015 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Debt issued by the U.S. government and agencies: Due in one year or less $ — — Debt issued by government sponsored enterprises: Due in one year or less — Due after one year through five years ) Due after five years through ten years ) Due after ten years Equity securities ) Municipal securities: Due in one year or less — Due after one year through five years — Due after five years through ten years — Due after ten years ) Corporate debt issues: Due after ten years ) Residential mortgage-backed securities: Fixed rate pass-through ) Variable rate pass-through ) Fixed rate non-agency CMOs — Fixed rate agency CMOs ) Variable rate agency CMOs ) Total residential mortgage-backed securities ) Total marketable securities available-for-sale $ ) The following table shows the portfolio of investment securities available-for-sale at December 31, 2014 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Debt issued by the U.S. government and agencies: Due in one year or less $ — — Debt issued by government sponsored enterprises: Due after one year through five years ) Due after five years through ten years — ) Equity securities ) Municipal securities: Due in one year or less — Due after one year through five years — Due after five years through ten years — Due after ten years — Corporate debt issues: Due after ten years ) Residential mortgage-backed securities: Fixed rate pass-through ) Variable rate pass-through ) Fixed rate non-agency CMOs — Fixed rate agency CMOs ) Variable rate agency CMOs ) Total residential mortgage-backed securities ) Total marketable securities available-for-sale $ )
Schedule of the portfolio of investment securities held-to-maturity	The following table shows the portfolio of investment securities held-to-maturity at September 30, 2015 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Municipal securities: Due after five years through ten years $ — Due after ten years — Residential mortgage-backed securities: Fixed rate pass-through — Variable rate pass-through — Fixed rate agency CMOs — Variable rate agency CMOs — Total residential mortgage-backed securities — Total marketable securities held-to-maturity $ — The following table shows the portfolio of investment securities held-to-maturity at December 31, 2014 (in thousands): Gross Gross unrealized unrealized Amortized holding holding Fair cost gains losses value Municipal securities: Due after five years through ten years $ — Due after ten years — Residential mortgage-backed securities: Fixed rate pass-through — Variable rate pass-through — Fixed rate agency CMOs — Variable rate agency CMOs — Total residential mortgage-backed securities — Total marketable securities held-to-maturity $ —
Schedule of the fair value and gross unrealized losses on investment securities, aggregated by investment category and length of time individual securities have been in a continuous unrealized loss position	The following table shows the fair value of and gross unrealized losses on investment securities, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2015 (in thousands): Less than 12 months 12 months or more Total Unrealized Unrealized Unrealized Fair value loss Fair value loss Fair value loss U.S. government and agencies $ ) ) ) Municipal securities ) — — ) Corporate issues — — ) ) Equity securities ) — — ) Residential mortgage-backed securities - agency ) ) ) Total temporarily impaired securities $ ) ) ) The following table shows the fair value of and gross unrealized losses on investment securities, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2014 (in thousands): Less than 12 months 12 months or more Total Unrealized Unrealized Unrealized Fair value loss Fair value loss Fair value loss U.S. government and agencies $ ) ) ) Corporate debt issues — — ) ) Equity securities ) — — ) Residential mortgage-backed securities - agency ) ) ) Total temporarily impaired securities $ ) ) )
Schedule of the cumulative roll forward of credit losses recognized in earnings for debt securities held and not intended to be sold	The table below shows a cumulative roll forward of credit losses recognized in earnings for debt securities held and not intended to be sold for the quarter ended (in thousands): 2015 2014 Beginning balance at July 1, (1) $ Credit losses on debt securities for which other-than-temporary impairment was not previously recognized — — Reduction for losses realized during the quarter ) ) Reduction for securities called realized during the quarter — — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — Ending balance at September 30, $ (1) — The beginning balance represents credit losses included in other-than-temporary impairment charges recognized on debt securities in prior periods. The table below shows a cumulative roll forward of credit losses recognized in earnings for debt securities held and not intended to be sold for the nine months ended (in thousands): 2015 2014 Beginning balance at January 1, (1) $ Credit losses on debt securities for which other-than-temporary impairment was not previously recognized — — Reduction for losses realized during the nine months ) ) Reduction for securities called realized during the nine months ) — Additional credit losses on debt securities for which other-than-temporary impairment was previously recognized — — Ending balance at September 30, $ (1) — The beginning balance represents credit losses included in other-than-temporary impairment charges recognized on debt securities in prior periods.

Loans receivable (Tables)

Loans receivable (Tables)	9 Months Ended
	Sep. 30, 2015
Summary of loans receivable	The following table shows a summary of our loans receivable at September 30, 2015 and December 31, 2014 (in thousands): September 30, 2015 December 31, Originated Acquired Total 2014 Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total loans receivable, gross Deferred loan costs — Allowance for loan losses ) — ) ) Undisbursed loan proceeds: Residential mortgage loans ) ) ) ) Commercial real estate loans ) ) ) ) Commercial loans ) ) ) ) Total loans receivable, net $
Schedule of information related to the outstanding principal balance and related carrying value of acquired loans	Acquired loans were initially measured at fair value and subsequently accounted for under either Accounting Standards Codification (“ASC”) Topic 310-30 or ASC Topic 310-20. The following table provides information related to the outstanding principal balance and related carrying value of acquired loans for the dates indicated (in thousands): September 30, 2015 Acquired loans evaluated individually for future credit losses: Outstanding principal balance $ Carrying value Acquired loans evaluated collectively for future credit losses: Outstanding principal balance Carrying value Total acquired loans: Outstanding principal balance Carrying value
Schedule of the changes in the accretable discount	The following table provides information related to the changes in the accretable discount, which includes income recognized from contractual cash flows for the dates indicated (in thousands): Total Balance at December 31, 2014 $ — LNB Bancorp, Inc. acquisition Accretion ) Net reclassification from nonaccretable yield — Balance at September 30, 2015 $
Schedule of the changes in the allowance for losses on loans receivable	The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2015 (in thousands): Balance September 30, 2015 Current period provision Charge-offs Recoveries Balance June 30, 2015 Personal Banking: Residental mortgage loans $ ) ) Home equity loans ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) Commercial loans ) ) Total Business Banking ) ) Unallocated (1) — — — — — Total $ ) (1) - Due to enhancements in our allowance for loan losses process we allocated the previously unallocated allowance using both qualitative and quantitative factors. The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2014 (in thousands): Balance September 30, 2014 Current period provision Charge-offs Recoveries Balance June 30, 2014 Personal Banking: Residental mortgage loans $ ) ) Home equity loans ) ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) Commercial loans ) Total Business Banking ) Unallocated — — Total $ ) The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2015 (in thousands): Balance September 30, 2015 Current period provision Charge-offs Recoveries Balance December 31, 2014 Personal Banking: Residental mortgage loans $ ) ) Home equity loans ) ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) ) Commercial loans ) Total Business Banking ) Unallocated (1) — ) — — Total $ ) (1) - Due to enhancements in our allowance for loan losses process we allocated the previously unallocated allowance using both qualitative and quantitative factors. The following table provides information related to the allowance for loan losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2014 (in thousands): Balance September 30, 2014 Current period provision Charge-offs Recoveries Balance December 31, 2013 Personal Banking: Residental mortgage loans $ ) Home equity loans ) ) Other consumer loans ) Total Personal Banking ) Business Banking: Commercial real estate loans ) Commercial loans ) Total Business Banking ) Unallocated ) — — Total $ )
Schedule of information related to the loan portfolio by portfolio segment and by class of financing receivable	The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at September 30, 2015 (in thousands): Total loans receivable Allowance for loan losses Nonaccrual loans (1) Loans past due 90 days or more and still accruing (2) TDRs Allowance related to TDRs Additional commitments to customers with loans classified as TDRs Personal Banking: Residental mortgage loans $ — Home equity loans — — Other consumer loans — — — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ (1) - Includes $23.2 million of nonaccrual TDRs. (2) — Represents loans 90 days past maturity and still accruing. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at December 31, 2014 (in thousands): Total loans receivable Allowance for loan losses Nonaccrual loans (1) Loans past due 90 days or more and still accruing (2) TDRs Allowance related to TDRs Additional commitments to customers with loans classified as TDRs Personal Banking: Residental mortgage loans $ — Home equity loans — — Other consumer loans — — — Total Personal Banking — Business Banking: Commercial real estate loans — Commercial loans Total Business Banking Total $ (1) - Includes $24.5 million of nonaccrual TDRS . (2) — Represents loans 90 days past maturity and still accruing.
Schedule of geographical and delinquency information related to the loan portfolio by portfolio segment and class of financing receivable	The following table provides geographical and delinquency information related to the loan portfolio by portfolio segment and class of financing receivable at September 30, 2015 (in thousands): Pennsylvania New York Ohio Maryland Other Total Loans receivable: Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ Percentage of total loans receivable % % % % % % Pennsylvania New York Ohio Maryland Other Total Loans 90 or more days delinquent: (1) Personal Banking: Residential mortgage loans $ Home equity loans — Other consumer loans — Total Personal Banking Business Banking: Commercial real estate loans Commercial loans — — — Total Business Banking Total $ Percentage of total loans 90 or more days delinquent % % % % % % (1) — Includes $6.3 million of acquired loans considered to accruing. The following table provides geographical and delinquency information related to the loan portfolio by portfolio segment and class of financing receivable at December 31, 2014 (in thousands): Pennsylvania New York Ohio Maryland Other Total Loans receivable: Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ Percentage of total loans receivable % % % % % % Pennsylvania New York Ohio Maryland Other Total Loans 90 or more days delinquent: Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans — — Total Personal Banking Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total $ Percentage of total loans 90 or more days delinquent % % % % % %
Schedule of the evaluation of impaired loans by portfolio segment and by class of financing receivable	The following table provides information related to the evaluation of impaired loans by portfolio segment and by class of financing receivable at September 30, 2015 (in thousands): Loans collectively evaluated for impairment Loans individually evaluated for impairment Loans individually evaluated for impairment for which there is a related impairment reserve Related impairment reserve Loans individually evaluated for impairment for which there is no related reserve Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ The following table provides information related to the evaluation of impaired loans by portfolio segment and by class of financing receivable at December 31, 2014 (in thousands): Loans collectively evaluated for impairment Loans individually evaluated for impairment Loans individually evaluated for impairment for which there is a related impairment reserve Related impairment reserve Loans individually evaluated for impairment for which there is no related reserve Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $
Schedule of roll forward of troubled debt restructurings	The following table provides a roll forward of troubled debt restructurings for the periods indicated (in thousands): For the quarters ended September 30, 2015 2014 Number of contracts Number of contracts Beginning TDR balance: $ $ New TDRs Re-modified TDRs Net paydowns ) ) Charge-offs: Residential mortgage loans — — — — Home equity loans ) — — Commercial real estate loans ) ) Commercial loans — — ) Paid-off loans: Residential mortgage loans — — — — Home equity loans ) ) Commercial real estate loans ) ) Commercial loans ) ) Ending TDR balance: $ $ Accruing TDRs $ $ Non-accrual TDRs The following table provides a roll forward of troubled debt restructurings for the periods indicated (in thousands): For the nine months ended September 30, 2015 2014 Number of contracts Number of contracts Beginning TDR balance: $ $ New TDRs Re-modified TDRs Net paydowns ) ) Charge-offs: Residential mortgage loans — — — — Home equity loans ) ) Commercial real estate loans ) ) Commercial loans ) ) Paid-off loans: Residential mortgage loans ) — — Home equity loans ) ) Commercial real estate loans ) ) Commercial loans ) ) Ending TDR balance: $ $ Accruing TDRs $ $ Non-accrual TDRs
Schedule of troubled debt restructurings (including re-modified TDRs) by portfolio segment and by class of financing receivable	The following table provides information related to troubled debt restructurings (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (dollars in thousands): For the quarter ended September 30, 2015 For the nine months ended September 30, 2015 Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Troubled debt restructurings: Personal Banking: Residential mortgage loans — $ — — — $ — Home equity loans — — — — Other consumer loans — — — — — — — — Total Personal Banking — — — — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ $ Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted: Personal Banking: Residential mortgage loans — $ — — — $ — Home equity loans — — — — — Other consumer loans — — — — — — — — Total Personal Banking — — — — — Business Banking: Commercial real estate loans — — — — — — — — Commercial loans — — — — — — — — Total Business Banking — — — — — — — — Total — $ — — — $ — The following table provides information related to troubled debt restructurings (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (dollars in thousands): For the quarter ended September 30, 2014 For the nine months months ended September 30, 2014 Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Number of contracts Recorded investment at the time of modification Current recorded investment Current allowance Troubled debt restructurings: Personal Banking: Residential mortgage loans $ $ Home equity loans Other consumer loans — — — — — — — — Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ $ Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted: Personal Banking: Residential mortgage loans — $ — — — — $ — — — Home equity loans — — — — — — — — Other consumer loans — — — — — — — — Total Personal Banking — — — — — — — — Business Banking: Commercial real estate loans Commercial loans — — Total Business Banking Total $ $
Schedule of troubled debt restructurings (including re-modified TDRs) by type of modification by portfolio segment and by class of financing receivable	The following table provides information as of September 30, 2015 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2015 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans — $ — — — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — — — — Business Banking: Commercial real estate loans — — Commercial loans — — — Total Business Banking — — Total $ — — The following table provides information as of September 30, 2014 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2014 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — — Home equity loans — — — Other consumer loans — — — — — — Total Personal Banking — — — Business Banking: Commercial real estate loans — — Commercial loans — Total Business Banking — Total $ — The following table provides information as of September 30, 2015 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2015 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — Home equity loans — — Other consumer loans — — — — — — Total Personal Banking — Business Banking: Commercial real estate loans — — Commercial loans — — — Total Business Banking — — Total $ — The following table provides information as of September 30, 2014 for troubled debt restructurings (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2014 (dollars in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — Home equity loans — — Other consumer loans — — — — — — Total Personal Banking — — Business Banking: Commercial real estate loans — — Commercial loans — Total Business Banking — Total $ —
Schedule of re-modified troubled debt restructurings by portfolio segment and by class of financing receivable	The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the quarter ended September 30, 2015 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans — $ — — — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — — — — Business Banking: Commercial real estate loans — — — Commercial loans — — — — — — Total Business Banking — — — Total $ — — — The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the quarter ended September 30, 2015 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans — $ — — — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — — — — Business Banking: Commercial real estate loans — — — Commercial loans — — — Total Business Banking — — — Total $ — — — The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the nine months ended September 30, 2015 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — — Home equity loans — — — Other consumer loans — — — — — — Total Personal Banking — — Business Banking: Commercial real estate loans — — — Commercial loans — — — — — — Total Business Banking — — — Total $ — The following table provides information related to re-modified troubled debt restructurings by portfolio segment and by class of financing receivable for the nine months ended September 30, 2014 (dollars in thousands): Number of Type of re-modification re-modified TDRs Rate Payment Maturity date Other Total Personal Banking: Residental mortgage loans $ — — — Home equity loans — — — — — — Other consumer loans — — — — — — Total Personal Banking — — — Business Banking: Commercial real estate loans — — Commercial loans — — Total Business Banking — — Total $ — —
Schedule of loan delinquencies	The following table provides information related to loan payment delinquencies at September 30, 2015 (in thousands): 30-59 Days delinquent 60-89 Days delinquent 90 Days or greater delinquent Total delinquency Current Total loans receivable 90 Days or greater delinquent and accruing (1) Originated loans Personal Banking: Residential mortgage loans $ — Home equity loans — Other consumer loans — Total Personal Banking — Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total originated loans — Acquired loans Personal Banking: Residential mortgage loans Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total acquired loans Total loans $ (1) — Represents acquired loans that were originally recorded at fair value upon acquisition. These loans are considered to be accruing because we can reasonably estimate future cash flows on and expect to fully collect the carrying value of these loans. Therefore, we are accreting the difference between the carrying value and their expected cash flows into interest income. The following table provides information related to loan payment delinquencies at December 31, 2014 (in thousands): 30-59 Days delinquent 60-89 Days delinquent 90 Days or greater delinquent Total delinquency Current Total loans receivable Personal Banking: Residential mortgage loans $ Home equity loans Other consumer loans Total Personal Banking Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $
Schedule of credit quality indicators	The following table sets forth information about credit quality indicators updated during the quarter ended September 30, 2015 (in thousands): Pass Special mention Substandard Doubtful Loss Total loans receivable Originated loans Personal Banking: Residential mortgage loans $ — — Home equity loans — — — Other consumer loans — — — Total Personal Banking — — Business Banking: Commercial real estate loans — — Commercial loans — Total Business Banking — Total originated loans Acquired loans Personal Banking: Residential mortgage loans — — — Home equity loans — — — Other consumer loans — — — Total Personal Banking — — — Business Banking: Commercial real estate loans — — Commercial loans — — Total Business Banking — — Total acquired loans — — Total loans $ The following table sets forth information about credit quality indicators, which were updated during the year ended December 31, 2014 (in thousands): Pass Special mention Substandard Doubtful Loss Total loans receivable Personal Banking: Residential mortgage loans $ — — Home equity loans — — — Other consumer loans — — — Total Personal Banking — — Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total $
Originated
Schedule of the composition of impaired loans by portfolio segment and by class of financing receivable	The following table provides information related to the composition of originated impaired loans by portfolio segment and by class of financing receivable at and for the nine months ended September 30, 2015 (in thousands): Nonaccrual loans 90 or more days delinquent Nonaccrual loans less than 90 days delinquent Loans less than 90 days delinquent reviewed for impairment TDRs less than 90 days delinquent not included elsewhere Total impaired loans Average recorded investment in impaired loans Interest income recognized on impaired loans Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $ The following table provides information related to the composition of originated impaired loans by portfolio segment and by class of financing receivable at and for the year ended December 31, 2014 (in thousands): Nonaccrual loans 90 or more days delinquent Nonaccrual loans less than 90 days delinquent Loans less than 90 days delinquent reviewed for impairment TDRs less than 90 days delinquent not included elsewhere Total impaired loans Average recorded investment in impaired loans Interest income recognized on impaired loans Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — — Total Personal Banking — Business Banking: Commercial real estate loans Commercial loans Total Business Banking Total $
Acquired loans evaluated individually for future credit losses
Schedule of the composition of impaired loans by portfolio segment and by class of financing receivable	The following table provides information related to acquired impaired loans by portfolio segment and by class of financing receivable at and for the nine months ended September 30, 2015 (in thousands): Carrying value Outstanding principal balance Related impairment reserve Average recorded investment in impaired loans Interest income recognized Personal Banking: Residental mortgage loans $ — Home equity loans — Other consumer loans — — Total Personal Banking — Business Banking: Commercial real estate loans — Commercial loans — Total Business Banking — Total $ —

Goodwill and Other Intangible29

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2015
Goodwill and Other Intangible Assets
Schedule of intangible assets subject to amortization	The following table provides information for intangible assets subject to amortization at the dates indicated (in thousands): September 30, December 31, 2015 2014 Amortizable intangible assets: Core deposit intangibles — gross $ Acquisitions — Less: accumulated amortization ) ) Core deposit intangibles — net — Customer and Contract intangible assets — gross Acquisitions Less: accumulated amortization ) ) Customer and Contract intangible assets — net $
Schedule of the actual aggregate amortization expense as well as estimated aggregate amortization expense, based upon current levels of intangible assets	The following table shows the actual aggregate amortization expense for the quarters and nine months ended September 30, 2015 and 2014, as well as the estimated aggregate amortization expense, based upon current levels of intangible assets, for the current fiscal year and each of the five succeeding fiscal years (in thousands): For the quarter ended September 30, 2015 $ For the quarter ended September 30, 2014 For the nine months ended September 30, 2015 For the nine months ended September 30, 2014 For the year ending December 31, 2015 For the year ending December 31, 2016 For the year ending December 31, 2017 For the year ending December 31, 2018 For the year ending December 31, 2019 For the year ending December 31, 2020
Schedule of the changes in carrying amount of goodwill	The following table provides information for the changes in the carrying amount of goodwill (in thousands): Community Consumer Banking Finance Total Balance at December 31, 2013 $ Goodwill acquired — Impairment losses — — — Balance at December 31, 2014 Goodwill acquired — Impairment losses — — — Balance at September 30, 2015 $

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share
Schedule of computation of basic and diluted earnings per share	The computation of basic and diluted earnings per share follows (in thousands, except share data and per share amounts): Quarter ended Nine months ended September 30, September 30, 2015 2014 2015 2014 Reported net income $ Weighted average common shares outstanding Dilutive potential shares due to effect of stock options Total weighted average common shares and dilutive potential shares Basic earnings per share: $ Diluted earnings per share: $

Pension and Other Post-retire31

Pension and Other Post-retirement Benefits (Tables)	9 Months Ended
	Sep. 30, 2015
Pension and Other Post-retirement Benefits
Schedule of net periodic costs for the defined benefit pension plans and the post retirement healthcare plans	The following table sets forth the net periodic costs for the defined benefit pension plans and post retirement healthcare plans for the periods indicated (in thousands): Components of net periodic benefit cost Quarter ended September 30, Pension benefits Other post-retirement benefits 2015 2014 2015 2014 Service cost $ — — Interest cost Expected return on plan assets ) ) — — Amortization of prior service cost ) ) — — Amortization of the net loss Net periodic (benefit)/ cost $ ) Components of net periodic benefit cost Nine months ended September 30, Pension benefits Other post-retirement benefits 2015 2014 2015 2014 Service cost $ — — Interest cost Expected return on plan assets ) ) — — Amortization of prior service cost ) ) — — Amortization of the net loss Net periodic (benefit)/ cost $ )

Disclosures About Fair Value 32

Disclosures About Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosures About Fair Value of Financial Instruments
Schedule of the carrying amount and estimated fair value of the entity's financial instruments included in the consolidated statement of financial condition	The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the consolidated statement of financial condition at September 30, 2015 (in thousands): Carrying Estimated amount fair value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ — — Securities available-for-sale Securities held-to-maturity — — Loans receivable, net — — Accrued interest receivable — — FHLB Stock — — — Total financial assets $ Financial liabilities: Savings and checking deposits $ — — Time deposits — — Borrowed funds — Junior subordinated debentures — — Cash flow hedges - swaps — — Accrued interest payable — — Total financial liabilities $ The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the consolidated statement of financial condition at December 31, 2014 (in thousands): Carrying Estimated amount fair value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ — — Securities available-for-sale Securities held-to-maturity — — Loans receivable, net — — Accrued interest receivable — — FHLB Stock — — — Total financial assets $ Financial liabilities: Savings and checking accounts $ — — Time deposits — — Borrowed funds — Junior subordinated debentures — — Cash flow hedges - swaps — — Accrued interest payable — — Total financial liabilities $
Schedule of assets and liabilities measured at fair value on a recurring basis	The following table represents assets and liabilities measured at fair value on a recurring basis at September 30, 2015 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Equity securities $ — — Debt securities: U.S. government and agencies — — Government sponsored enterprises — — States and political subdivisions — — Corporate — Total debt securities — Residential mortgage-backed securities: GNMA — — FNMA — — FHLMC — — Non-agency — — Collateralized mortgage obligations: GNMA — — FNMA — — FHLMC — — SBA — — Non-agency — — Total mortgage-backed securities — — Interest rate swaps — ) — ) Total assets and liabilities $ The following table represents assets and liabilities measured at fair value on a recurring basis at December 31, 2014 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Equity securities $ — — Debt securities: U.S. government and agencies — — Government sponsored enterprises — — States and political subdivisions — — Corporate — Total debt securities — Residential mortgage-backed securities: GNMA — — FNMA — — FHLMC — — Non-agency — — Collateralized mortgage obligations: GNMA — — FNMA — — FHLMC SBA — — Non-agency — — Total mortgage-backed securities — — Interest rate swaps — ) — ) Total assets and liabilities $
Schedule of reconciliation of debt securities measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	The table below presents a reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the periods indicated (in thousands): Quarter ended Nine months ended September 30, 2015 September 30, 2014 September 30, 2015 September 30, 2014 Beginning balance $ Total net realized investment gains/ (losses) and net change in unrealized appreciation/ (depreciation): Included in net income as OTTI — — — — Included in other comprehensive income ) ) ) ) Purchases — — — — Sales — — — — Transfers in to Level 3 — — — — Transfers out of Level 3 — — — — Ending balance $
Schedule of fair value measurement for nonrecurring assets	Certain assets and liabilities are measured at fair value on a nonrecurring basis after initial recognition such as loans measured for impairment and real estate owned. The following table represents the fair value measurement for nonrecurring assets at September 30, 2015 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Loans measured for impairment $ — — Real estate owned — — Total assets $ — — Certain assets and liabilities are measured at fair value on a nonrecurring basis after initial recognition such as loans measured for impairment and real estate owned. The following table represents the fair value measurement for nonrecurring assets at December 31, 2014 (in thousands): Total assets at Level 1 Level 2 Level 3 fair value Loans measured for impairment $ — — Real estate owned — — Total assets $ — —
Schedule of quantitative information about assets measured at fair value on a recurring and nonrecurring basis for Level 3 Fair Value Measurements	The table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at September 30, 2015 (dollar amounts in thousands): Fair value Valuation techniques Significant unobservable inputs Range (weighted average) Debt securities $ Discounted cash Discount margin 0.35% to 2.10% (0.69%) flow Default rates 1.00% Prepayment speeds 1.00% annually Loans measured for impairment Appraisal Estimated cost to sell 10% value (1) Discounted cash Discount rate 3.75% to 6.50% (5.13%) flow Real estate owned Appraisal Estimated cost to sell 10% value (1) (1) Fair value is generally determined through independent appraisals of the underlying collateral, which may include level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

Guaranteed Preferred Benefici33

Guaranteed Preferred Beneficial Interests in Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swap Agreements (Tables)	9 Months Ended
	Sep. 30, 2015
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swaps
Schedule of liability derivatives included in other liabilities	The following table shows liability derivatives, included in other liabilities, at September 30, 2015 and December 31, 2014 (in thousands): September 30, December 31, 2015 2014 Fair value $ Notional amount Collateral posted

Changes in Accumulated Other 34

Changes in Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Changes in Accumulated Other Comprehensive Income
Schedule of the changes in accumulated other comprehensive income by component	The following table shows the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the quarter ended September 30, 2015 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of June 30, 2015 $ ) ) ) Other comprehensive income before reclassification adjustments — Amounts reclassified from accumulated other comprehensive income (1), (2) ) — Net other comprehensive loss Balance as of September 30, 2015 $ ) ) ) For the quarter ended September 30, 2014 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of June 30, 2014 $ ) ) ) Other comprehensive income before reclassification adjustments ) — ) Amounts reclassified from accumulated other comprehensive income (3), (4) ) — ) ) Net other comprehensive income ) ) ) Balance as of September 30, 2014 $ ) ) ) (1) Consists of realized gains on securities (gain on sales of investments, net) of $197, net of tax (income tax expense) of $(77). (2) Consists of amortization of prior service cost (compensation and employee benefits) of $581 and amortization of net loss (compensation and employee benefits) of $(940), net of tax (income tax expense) of $140. See note 8. (3) Consists of realized gains on securities (gain on sales of investments, net) of $687, net of tax (income tax expense) of $(268). (4) Consists of amortization of prior service cost (compensation and employee benefits) of $581 and amortization of net loss (compensation and employee benefits) of $(369), net of tax (income tax expense) of $(74). See note 8. The following table shows the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the nine months ended September 30, 2015 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of December 31, 2014 $ ) ) ) Other comprehensive income before reclassification adjustments — Amounts reclassified from accumulated other comprehensive income (1), (2) ) — Net other comprehensive income Balance as of September 30, 2015 $ ) ) ) For the nine months ended September 30, 2014 Unrealized gains and (losses) on securities available- for-sale Change in fair value of interest rate swaps Change in defined benefit pension plans Total Balance as of December 31, 2013 $ ) ) ) ) Other comprehensive income before reclassification adjustments — Amounts reclassified from accumulated other comprehensive income (3), (4) ) — ) ) Net other comprehensive income ) Balance as of September 30, 2014 $ ) ) ) (1) Consists of realized gains on securities (gain on sales of investments, net) of $766, net of tax (income tax expense) of $(299). (2) Consists of amortization of prior service cost (compensation and employee benefits) of $1,743 and amortization of net loss (compensation and employee benefits) of $(2,820), net of tax (income tax expense) of $420. See note 8. (3) Consists of realized gains on securities (gain on sales of investments, net) of $4,143, net of tax (income tax expense) of $(1,616). (4) Consists of amortization of prior service cost (compensation and employee benefits) of $1,743 and amortization of net loss (compensation and employee benefits) of $(1,106), net of tax (income tax expense) of $(223). See note 8.

Basis of Presentation and Inf35

Basis of Presentation and Informational Disclosures (Details)	Sep. 30, 2015item
Nature of Operations
Number of banking locations	182

Basis of Presentation and Inf36

Basis of Presentation and Informational Disclosures (Details 2) - USD ($) $ / shares in Units, $ in Millions	May. 20, 2015	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Stock-Based Compensation
Vesting period				10 years
Stock-based aggregate disclosure
Stock-based compensation expense		$ 1	$ 1.3	$ 3.3	$ 4.3
Income Taxes- Uncertain Tax Positions
Unrecognized tax benefits liability		0		0
Accrued amount of payment of interest or penalties		0		0
Stock options
Stock-Based Compensation
Exercise price (in dollars per share)	$ 12.37
Grant date fair value (in dollars per share)	$ 1.14
Stock-based aggregate disclosure
Compensation expense for unvested common share awards which is yet to be recognized		4.6		4.6
Stock options | Employees
Stock-Based Compensation
Shares awarded	600,570
Stock options | Director
Stock-Based Compensation
Shares awarded	64,800
Restricted common shares
Stock-Based Compensation
Grant date fair value (in dollars per share)	$ 12.31
Stock-based aggregate disclosure
Compensation expense for unvested common share awards which is yet to be recognized		$ 15.7		$ 15.7
Restricted common shares | Employees
Stock-Based Compensation
Shares awarded	282,050
Restricted common shares | Director
Stock-Based Compensation
Shares awarded	24,300

Acquisition (Details)

Acquisition (Details) $ / shares in Units, $ in Thousands	Aug. 14, 2015USD ($)item$ / sharesshares	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Acquisition
Number of branch locations acquired | item	21
Shares issued in connection with acquisition (in shares) | shares	7,056,074
Closing price of Company's stock (in dollars per share) | $ / shares	$ 12.84
Total assets		$ 8,934,908	$ 7,826,926	$ 8,934,908	$ 7,826,926	$ 7,775,033
Net Income		12,872	$ 17,332	44,347	$ 44,617
Consideration paid:
Northwest Bancshares, Inc. common stock issued	$ 90,608
Cash paid to LNB Bancorp, Inc. stockholders	90,350
Total consideration paid	180,958
Recognized amounts of identifiable assets acquired and (liabilities assumed), at fair value
Cash and cash equivalents	29,680
Investment securities available for sale	184,169
Loans	928,101
Federal Home Loan Bank stock	3,840
Premises and equipment	12,374
Core deposit intangible	7,375
Other assets	28,680
Deposits	(1,016,557)
Borrowings	(63,169)
Other liabilities	(19,356)
Total indetfiable net assets	95,137
Goodwill	$ 85,821	$ 261,319		$ 261,319		$ 175,323	$ 174,644
LNB
Acquisition
Shares of Company's common stock, per share	1.461
Cash paid (in dollars per share) | $ / shares	$ 18.70

Acquisition (Details 2)

Acquisition (Details 2) - LNB - USD ($) $ in Thousands	Aug. 14, 2015	Sep. 30, 2015
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Acquired During Period [Abstract]
Contractually required principal and interest at acquisition	$ 41,175
Contractual cash flows not expected to be collected (nonaccretable discount)	(19,900)
Expected cash flows at acquisition	21,275
Interest component of expected cash flows (accretable discount)	(1,672)
Fair value of purchased credit impaired loans	$ 19,603
Estimated useful life	7 years
Direct costs	$ 8,700	$ 8,400

Acquisition (Details 3)

Acquisition (Details 3) - USD ($) $ in Millions	Sep. 30, 2015	Aug. 14, 2015
LNB
Acquisition
Direct costs	$ 8.4	$ 8.7

Business Segments (Details)

Business Segments (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Business Segments
Number of reportable business segments | item			2
Number of consumer finance offices | item	51		51
Interest income	$ 81,091	$ 76,528	$ 233,941	$ 228,841
Interest expense	14,150	14,187	41,841	42,605
Provision for loan losses	3,167	3,466	5,117	19,236
Noninterest income	18,140	17,737	49,290	53,545
Noninterest expense	63,804	53,354	172,650	160,323
Income tax expense/ (benefit)	5,238	5,926	19,276	15,605
Net income	12,872	17,332	44,347	44,617
Total assets	8,934,908	7,826,926	8,934,908	7,826,926	$ 7,775,033
All Other
Business Segments
Interest income	217	238	641	781
Interest expense	541	483	1,406	1,387
Noninterest income	22	457	85	2,806
Noninterest expense	860	249	1,550	947
Income tax expense/ (benefit)	(629)	(231)	(1,418)	(238)
Net income	(1,151)	(416)	(2,587)	(316)
Total assets	18,378	20,713	18,378	20,713
Intersegment
Business Segments
Interest income	(618)	(610)	(1,775)	(1,807)
Community Banking
Business Segments
Interest income	76,357	71,608	219,961	214,013
Interest expense	12,991	13,094	38,660	39,411
Provision for loan losses	2,666	2,750	3,766	17,100
Noninterest income	17,756	17,016	48,162	49,705
Noninterest expense	59,793	50,048	161,915	150,450
Income tax expense/ (benefit)	5,617	5,923	19,835	14,925
Net income	13,664	17,419	45,722	43,639
Total assets	8,805,421	7,699,696	8,805,421	7,699,696
Community Banking | Intersegment
Business Segments
Interest income	618	610	1,775	1,807
Consumer Finance
Business Segments
Interest income	4,517	4,682	13,339	14,047
Interest expense	618	610	1,775	1,807
Provision for loan losses	501	716	1,351	2,136
Noninterest income	362	264	1,043	1,034
Noninterest expense	3,151	3,057	9,185	8,926
Income tax expense/ (benefit)	250	234	859	918
Net income	359	329	1,212	1,294
Total assets	$ 111,109	$ 106,517	$ 111,109	$ 106,517

Investment securities and imp41

Investment securities and impairment of investment securities (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Amortized cost
Due in one year or less	$ 500
Due after ten years	9,811
Total	965,965	$ 906,702
Gross unrealized holding gains
Due in one year or less	6
Due after ten years	58
Total	14,000	14,404
Gross unrealized holding losses
Total	(3,288)	(8,735)
Fair value
Due in one year or less	506
Due after ten years	9,869
Fair value	976,677	912,371
U.S. government and agencies
Amortized cost
Due in one year or less	13	25
Fair value
Due in one year or less	13	25
Debt issued by government sponsored enterprises
Amortized cost
Due after one year through five years	315,488	310,172
Due after five years through ten years	27,780	25,746
Gross unrealized holding gains
Due after one year through five years	865	287
Due after five years through ten years	64
Gross unrealized holding losses
Due after one year through five years	(319)	(2,672)
Due after five years through ten years	(15)	(28)
Fair value
Due after one year through five years	316,034	307,787
Due after five years through ten years	27,829	25,718
Equity securities
Amortized cost
Total	1,410	2,591
Gross unrealized holding gains
Total	461	682
Gross unrealized holding losses
Total	(6)	(116)
Fair value
Fair value	1,865	3,157
Municipal securities
Amortized cost
Due in one year or less	1,919	810
Due after one year through five years	13,993	7,878
Due after five years through ten years	12,586	6,965
Due after ten years	61,798	51,839
Gross unrealized holding gains
Due in one year or less	11	15
Due after one year through five years	152	132
Due after five years through ten years	250	115
Due after ten years	1,727	2,391
Gross unrealized holding losses
Due after ten years	(13)
Fair value
Due in one year or less	1,930	825
Due after one year through five years	14,145	8,010
Due after five years through ten years	12,836	7,080
Due after ten years	63,512	54,230
Corporate debt issues
Amortized cost
Due after ten years	14,496	18,267
Gross unrealized holding gains
Due after ten years	2,500	2,579
Gross unrealized holding losses
Due after ten years	(295)	(419)
Fair value
Due after ten years	16,701	20,427
Residential mortgage-backed securities
Amortized cost
Total	506,171	482,409
Gross unrealized holding gains
Total	7,906	8,203
Gross unrealized holding losses
Total	(2,640)	(5,500)
Fair value
Fair value	511,437	485,112
Fixed rate | Pass-through
Amortized cost
Total	125,378	72,852
Gross unrealized holding gains
Total	3,343	3,149
Gross unrealized holding losses
Total	(148)	(124)
Fair value
Fair value	128,573	75,877
Fixed rate | Non-agency CMOs
Amortized cost
Total	2,648	3,162
Gross unrealized holding gains
Total	294	246
Fair value
Fair value	2,942	3,408
Fixed rate | Agency CMOs
Amortized cost
Total	229,338	226,413
Gross unrealized holding gains
Total	873	685
Gross unrealized holding losses
Total	(2,439)	(5,331)
Fair value
Fair value	227,772	221,767
Variable rate | Pass-through
Amortized cost
Total	56,870	66,140
Gross unrealized holding gains
Total	2,867	3,466
Gross unrealized holding losses
Total	(8)	(8)
Fair value
Fair value	59,729	69,598
Variable rate | Agency CMOs
Amortized cost
Total	91,937	113,842
Gross unrealized holding gains
Total	529	657
Gross unrealized holding losses
Total	(45)	(37)
Fair value
Fair value	$ 92,421	$ 114,462

Investment securities and imp42

Investment securities and impairment of investment securities (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Amortized cost
Total	$ 47,299	$ 103,695
Gross unrealized holding gains
Total	1,212	2,597
Fair value
Total	48,511	106,292
Municipal securities
Amortized cost
Due in five years - ten years	3,601	10,207
Due after ten years	15,811	56,545
Gross unrealized holding gains
Due in five years - ten years	14	141
Due after ten years	336	1,314
Fair value
Due in five years - ten years	3,615	10,348
Due after ten years	16,147	57,859
Residential mortgage-backed securities
Amortized cost
Total	27,887	36,943
Gross unrealized holding gains
Total	862	1,142
Fair value
Total	28,749	38,085
Fixed rate | Pass-through
Amortized cost
Total	6,891	8,236
Gross unrealized holding gains
Total	433	477
Fair value
Total	7,324	8,713
Fixed rate | Agency CMOs
Amortized cost
Total	16,242	23,382
Gross unrealized holding gains
Total	342	531
Fair value
Total	16,584	23,913
Variable rate | Pass-through
Amortized cost
Total	3,782	4,273
Gross unrealized holding gains
Total	76	122
Fair value
Total	3,858	4,395
Variable rate | Agency CMOs
Amortized cost
Total	972	1,052
Gross unrealized holding gains
Total	11	12
Fair value
Total	$ 983	$ 1,064

Investment securities and imp43

Investment securities and impairment of investment securities (Details 3) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Marketable securities
Less than 12 months - Fair value	$ 91,847	$ 50,216
Less than 12 months - Unrealized loss	(247)	(262)
12 months or more - Fair value	355,376	442,336
12 months or more - Unrealized loss	(3,041)	(8,473)
Total - Fair value	447,223	492,552
Total - Unrealized loss	(3,288)	(8,735)
U.S. government and agencies
Marketable securities
Less than 12 months - Fair value	64,730	28,878
Less than 12 months - Unrealized loss	(171)	(67)
12 months or more - Fair value	118,584	244,828
12 months or more - Unrealized loss	(163)	(2,633)
Total - Fair value	183,314	273,706
Total - Unrealized loss	(334)	(2,700)
Municipal securities
Marketable securities
Less than 12 months - Fair value	4,175
Less than 12 months - Unrealized loss	(13)
Total - Fair value	4,175
Total - Unrealized loss	(13)
Corporate debt issues
Marketable securities
12 months or more - Fair value	2,130	2,003
12 months or more - Unrealized loss	(295)	(419)
Total - Fair value	2,130	2,003
Total - Unrealized loss	(295)	(419)
Equity securities
Marketable securities
Less than 12 months - Fair value	545	506
Less than 12 months - Unrealized loss	(6)	(116)
Total - Fair value	545	506
Total - Unrealized loss	(6)	(116)
Residential mortgage-backed securities | Agency CMOs
Marketable securities
Less than 12 months - Fair value	22,397	20,832
Less than 12 months - Unrealized loss	(57)	(79)
12 months or more - Fair value	234,662	195,505
12 months or more - Unrealized loss	(2,583)	(5,421)
Total - Fair value	257,059	216,337
Total - Unrealized loss	$ (2,640)	$ (5,500)

Investment securities and imp44

Investment securities and impairment of investment securities (Details 4) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Cumulative roll forward of credit related impairment losses recognized in earnings for debt securities held and not intended to be sold:
Beginning balance	$ 8,489	$ 10,164	$ 8,894	$ 10,342
Reduction for losses realized during the period	(30)	(8)	(75)	(186)
Reduction for securities called realized during the period			(360)
Ending balance	$ 8,459	$ 10,156	$ 8,459	$ 10,156

Loans receivable (Details)

Loans receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Loans receivable
Total loans receivable, gross	$ 7,318,585		$ 6,129,584
Deferred loan costs	18,547		6,095
Allowance for loan losses	(60,547)	$ (59,057)	(67,518)	$ (71,650)	$ (71,442)	$ (71,348)
Total loans, net	7,091,066		5,922,373
Originated
Loans receivable
Total loans receivable, gross	6,379,117
Deferred loan costs	18,547
Allowance for loan losses	(60,547)
Total loans, net	6,180,121
Acquired
Loans receivable
Total loans receivable, gross	939,468
Total loans, net	910,945
Residential mortgage loans
Loans receivable
Undisbursed loan proceeds	(10,857)		(10,879)
Residential mortgage loans | Originated
Loans receivable
Undisbursed loan proceeds	(10,720)
Residential mortgage loans | Acquired
Loans receivable
Undisbursed loan proceeds	(137)
Commercial real estate loans
Loans receivable
Undisbursed loan proceeds	(161,245)		(73,760)
Commercial real estate loans | Originated
Loans receivable
Undisbursed loan proceeds	(138,533)
Commercial real estate loans | Acquired
Loans receivable
Undisbursed loan proceeds	(22,712)
Commercial loans
Loans receivable
Undisbursed loan proceeds	(13,417)		(61,149)
Commercial loans | Originated
Loans receivable
Undisbursed loan proceeds	(7,743)
Commercial loans | Acquired
Loans receivable
Undisbursed loan proceeds	(5,674)
Personal Banking
Loans receivable
Total loans receivable, gross	4,402,751		3,835,115
Allowance for loan losses	(15,576)	(14,581)	(16,249)	(19,605)	(19,909)	(20,607)
Personal Banking | Originated
Loans receivable
Total loans receivable, gross	3,991,208
Personal Banking | Acquired
Loans receivable
Total loans receivable, gross	411,543
Personal Banking | Residential mortgage loans
Loans receivable
Total loans receivable, gross	2,704,847		2,526,240
Allowance for loan losses	(4,587)	(4,892)	(5,581)	(7,566)	(7,767)	(7,875)
Personal Banking | Residential mortgage loans | Originated
Loans receivable
Total loans receivable, gross	2,657,243
Personal Banking | Residential mortgage loans | Acquired
Loans receivable
Total loans receivable, gross	47,604
Personal Banking | Home equity loans
Loans receivable
Total loans receivable, gross	1,203,190		1,066,131
Allowance for loan losses	(3,371)	(3,445)	(4,550)	(6,054)	(6,516)	(7,245)
Personal Banking | Home equity loans | Originated
Loans receivable
Total loans receivable, gross	1,056,186
Personal Banking | Home equity loans | Acquired
Loans receivable
Total loans receivable, gross	147,004
Personal Banking | Other consumer loans
Loans receivable
Total loans receivable, gross	494,714		242,744
Allowance for loan losses	(7,618)	(6,244)	(6,118)	(5,985)	(5,626)	(5,487)
Personal Banking | Other consumer loans | Originated
Loans receivable
Total loans receivable, gross	277,779
Personal Banking | Other consumer loans | Acquired
Loans receivable
Total loans receivable, gross	216,935
Business Banking
Loans receivable
Total loans receivable, gross	2,915,834		2,294,469
Allowance for loan losses	(44,971)	(44,476)	(46,904)	(47,648)	(47,187)	(46,079)
Business Banking | Originated
Loans receivable
Total loans receivable, gross	2,387,909
Business Banking | Acquired
Loans receivable
Total loans receivable, gross	527,925
Business Banking | Commercial real estate loans
Loans receivable
Total loans receivable, gross	2,492,109		1,874,944
Allowance for loan losses	(30,829)	(30,163)	(33,389)	(35,105)	(35,081)	(35,199)
Business Banking | Commercial real estate loans | Originated
Loans receivable
Total loans receivable, gross	2,034,131
Business Banking | Commercial real estate loans | Acquired
Loans receivable
Total loans receivable, gross	457,978
Business Banking | Commercial loans
Loans receivable
Total loans receivable, gross	423,725		419,525
Allowance for loan losses	(14,142)	$ (14,313)	$ (13,515)	$ (12,543)	$ (12,106)	$ (10,880)
Business Banking | Commercial loans | Originated
Loans receivable
Total loans receivable, gross	353,778
Business Banking | Commercial loans | Acquired
Loans receivable
Total loans receivable, gross	$ 69,947

Loans receivable (Details 2)

Loans receivable (Details 2) $ in Thousands	Sep. 30, 2015USD ($)
Acquired loans evaluated individually for future credit losses
Loans receivable
Outstanding principal balance	$ 23,516
Carrying value	17,912
Acquired loans evaluated collectively for future credit losses
Loans receivable
Outstanding principal balance	901,911
Carrying value	893,033
Acquired
Loans receivable
Outstanding principal balance	925,427
Carrying value	$ 910,945

Loans receivable (Details 3)

Loans receivable (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Changes in the accretable discount
Accretion			$ (161)
Ending balance	$ 1,511		1,511
Allowance for Loan and Lease Losses, Write-offs	3,952	$ 4,682	20,780	$ 23,951
Loans and Leases Receivable, Allowance	$ 60,547	$ 71,650	60,547	$ 71,650	$ 59,057	$ 67,518	$ 71,442	$ 71,348
LNB | Acquired
Changes in the accretable discount
LNB Bancorp, Inc. acquisition			$ 1,672

Loans receivable (Details 4)

Loans receivable (Details 4) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	$ 7,318,585	$ 6,129,584
Acquired loans evaluated individually for future credit losses
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	17,912
Outstanding principal balance	23,516
Average recorded investment in impaired loans	18,757
Interest income recognized	54
Personal Banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	4,402,751	3,835,115
Personal Banking | Residential mortgage loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	2,704,847	2,526,240
Personal Banking | Home equity loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	1,203,190	1,066,131
Personal Banking | Other consumer loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	494,714	242,744
Personal Banking | Acquired loans evaluated individually for future credit losses
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	4,668
Outstanding principal balance	6,129
Average recorded investment in impaired loans	4,888
Interest income recognized	5
Personal Banking | Acquired loans evaluated individually for future credit losses | Residential mortgage loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	2,086
Outstanding principal balance	2,739
Average recorded investment in impaired loans	2,185
Interest income recognized	1
Personal Banking | Acquired loans evaluated individually for future credit losses | Home equity loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	2,254
Outstanding principal balance	2,959
Average recorded investment in impaired loans	2,360
Interest income recognized	4
Personal Banking | Acquired loans evaluated individually for future credit losses | Other consumer loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	328
Outstanding principal balance	431
Average recorded investment in impaired loans	343
Business Banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	2,915,834	2,294,469
Business Banking | Commercial real estate loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	2,492,109	1,874,944
Business Banking | Commercial loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	423,725	$ 419,525
Business Banking | Acquired loans evaluated individually for future credit losses
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	13,244
Outstanding principal balance	17,387
Average recorded investment in impaired loans	13,869
Interest income recognized	49
Business Banking | Acquired loans evaluated individually for future credit losses | Commercial real estate loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	12,840
Outstanding principal balance	16,857
Average recorded investment in impaired loans	13,446
Interest income recognized	47
Business Banking | Acquired loans evaluated individually for future credit losses | Commercial loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Carrying value	404
Outstanding principal balance	530
Average recorded investment in impaired loans	423
Interest income recognized	$ 2

Loans receivable (Details 5)

Loans receivable (Details 5) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	$ 59,057	$ 71,442	$ 67,518	$ 71,348
Provision for loan losses	3,167	3,466	5,117	19,236
Charge-offs	(3,952)	(4,682)	(20,780)	(23,951)
Recoveries	2,275	1,424	8,692	5,017
Balance at the end of the period	60,547	71,650	60,547	71,650
Personal Banking
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	14,581	19,909	16,249	20,607
Provision for loan losses	3,260	1,313	5,789	5,278
Charge-offs	(2,799)	(2,121)	(7,995)	(7,594)
Recoveries	534	504	1,533	1,314
Balance at the end of the period	15,576	19,605	15,576	19,605
Personal Banking | Residential mortgage loans
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	4,892	7,767	5,581	7,875
Provision for loan losses	(14)	(11)	(220)	1,166
Charge-offs	(342)	(352)	(955)	(1,694)
Recoveries	51	162	181	219
Balance at the end of the period	4,587	7,566	4,587	7,566
Personal Banking | Home equity loans
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	3,445	6,516	4,550	7,245
Provision for loan losses	274	(159)	(126)	(50)
Charge-offs	(443)	(325)	(1,327)	(1,290)
Recoveries	95	22	274	149
Balance at the end of the period	3,371	6,054	3,371	6,054
Personal Banking | Other consumer loans
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	6,244	5,626	6,118	5,487
Provision for loan losses	3,000	1,483	6,135	4,162
Charge-offs	(2,014)	(1,444)	(5,713)	(4,610)
Recoveries	388	320	1,078	946
Balance at the end of the period	7,618	5,985	7,618	5,985
Business Banking
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	44,476	47,187	46,904	46,079
Provision for loan losses	(93)	2,102	3,693	14,223
Charge-offs	(1,153)	(2,561)	(12,785)	(16,357)
Recoveries	1,741	920	7,159	3,703
Balance at the end of the period	44,971	47,648	44,971	47,648
Business Banking | Commercial real estate loans
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	30,163	35,081	33,389	35,199
Provision for loan losses	111	1,317	(1,205)	3,002
Charge-offs	(558)	(1,981)	(5,110)	(5,491)
Recoveries	1,113	688	3,755	2,395
Balance at the end of the period	30,829	35,105	30,829	35,105
Business Banking | Commercial loans
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period	14,313	12,106	13,515	10,880
Provision for loan losses	(204)	785	4,898	11,221
Charge-offs	(595)	(580)	(7,675)	(10,866)
Recoveries	628	232	3,404	1,308
Balance at the end of the period	$ 14,142	12,543	14,142	12,543
Unallocated
Changes in allowance for losses on allocated loans receivable
Balance at the beginning of the period		4,346	4,365	4,662
Provision for loan losses		51	$ (4,365)	(265)
Balance at the end of the period		$ 4,397		$ 4,397

Loans receivable (Details 6)

Loans receivable (Details 6) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	$ 7,151,613		$ 5,989,891
Allowance for loan losses	60,547		63,153
Recorded investment in loans on nonaccrual	67,905		79,808
Recorded investment in loans past due 90 days or more and still accruing	680		235
TDRs	49,338	$ 56,184	61,788	$ 61,866	$ 63,793	$ 79,166
Allowance related to TDRs	4,761		7,395
Additional commitments to customers with loans classified as TDRs	917		1,263
Nonaccrual TDRs	23,184		24,500	$ 21,871
Personal Banking
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	4,410,441		3,830,331
Allowance for loan losses	15,576		16,249
Recorded investment in loans on nonaccrual	29,870		33,583
Recorded investment in loans past due 90 days or more and still accruing	555		214
TDRs	8,740		8,986
Allowance related to TDRs	1,286		1,362
Personal Banking | Residential mortgage loans
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	2,712,537		2,521,456
Allowance for loan losses	4,587		5,581
Recorded investment in loans on nonaccrual	19,507		21,194
Recorded investment in loans past due 90 days or more and still accruing	5		8
TDRs	6,319		6,574
Allowance related to TDRs	1,023		1,133
Personal Banking | Home equity loans
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	1,203,190		1,066,131
Allowance for loan losses	3,371		4,550
Recorded investment in loans on nonaccrual	6,669		9,569
TDRs	2,421		2,412
Allowance related to TDRs	263		229
Personal Banking | Other consumer loans
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	494,714		242,744
Allowance for loan losses	7,618		6,118
Recorded investment in loans on nonaccrual	3,694		2,820
Recorded investment in loans past due 90 days or more and still accruing	550		206
Business Banking
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	2,741,172		2,159,560
Allowance for loan losses	44,971		46,904
Recorded investment in loans on nonaccrual	38,035		46,225
Recorded investment in loans past due 90 days or more and still accruing	125		21
TDRs	40,598		52,802
Allowance related to TDRs	3,475		6,033
Additional commitments to customers with loans classified as TDRs	917		1,263
Business Banking | Commercial real estate loans
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	2,330,864		1,801,184
Allowance for loan losses	30,829		33,389
Recorded investment in loans on nonaccrual	30,942		38,647
Recorded investment in loans past due 90 days or more and still accruing	124
TDRs	30,360		41,917
Allowance related to TDRs	2,329		4,938
Additional commitments to customers with loans classified as TDRs	294		449
Business Banking | Commercial loans
Loan portfolio by portfolio segment and by class of financing receivable
Recorded investment in loans receivable	410,308		358,376
Allowance for loan losses	14,142		13,515
Recorded investment in loans on nonaccrual	7,093		7,578
Recorded investment in loans past due 90 days or more and still accruing	1		21
TDRs	10,238		10,885
Allowance related to TDRs	1,146		1,095
Additional commitments to customers with loans classified as TDRs	$ 623		$ 814

Loans receivable (Details 7)

Loans receivable (Details 7) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loan delinquencies
Recorded investment in loans receivable	$ 7,151,613	$ 5,989,891
Percentage of total loans receivable	100.00%	100.00%
90 days or greater delinquent	$ 43,136	$ 41,326
Percentage of total loans 90 or more days delinquent	100.00%	100.00%
90 days or greater delinquent and accruing	$ 6,310
Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	$ 4,676,520	$ 4,542,379
Percentage of total loans receivable	65.30%	75.80%
90 days or greater delinquent	$ 25,868	$ 30,630
Percentage of total loans 90 or more days delinquent	60.10%	74.10%
New York
Loan delinquencies
Recorded investment in loans receivable	$ 1,095,192	$ 961,051
Percentage of total loans receivable	15.30%	16.00%
90 days or greater delinquent	$ 3,545	$ 3,584
Percentage of total loans 90 or more days delinquent	8.20%	8.70%
Ohio
Loan delinquencies
Recorded investment in loans receivable	$ 826,691	$ 71,432
Percentage of total loans receivable	11.60%	1.20%
90 days or greater delinquent	$ 8,687	$ 752
Percentage of total loans 90 or more days delinquent	20.10%	1.80%
Maryland
Loan delinquencies
Recorded investment in loans receivable	$ 277,182	$ 285,426
Percentage of total loans receivable	3.90%	4.80%
90 days or greater delinquent	$ 3,032	$ 3,213
Percentage of total loans 90 or more days delinquent	7.00%	7.80%
Other
Loan delinquencies
Recorded investment in loans receivable	$ 276,028	$ 129,603
Percentage of total loans receivable	3.90%	2.20%
90 days or greater delinquent	$ 2,004	$ 3,147
Percentage of total loans 90 or more days delinquent	4.60%	7.60%
Personal Banking
Loan delinquencies
Recorded investment in loans receivable	$ 4,410,441	$ 3,830,331
90 days or greater delinquent	25,919	26,752
Personal Banking | Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	3,438,825	3,285,588
90 days or greater delinquent	16,969	19,144
Personal Banking | New York
Loan delinquencies
Recorded investment in loans receivable	302,309	286,865
90 days or greater delinquent	2,442	2,228
Personal Banking | Ohio
Loan delinquencies
Recorded investment in loans receivable	309,016	30,705
90 days or greater delinquent	2,454	752
Personal Banking | Maryland
Loan delinquencies
Recorded investment in loans receivable	156,733	162,759
90 days or greater delinquent	2,558	2,736
Personal Banking | Other
Loan delinquencies
Recorded investment in loans receivable	203,558	64,414
90 days or greater delinquent	1,496	1,892
Personal Banking | Residential mortgage loans
Loan delinquencies
Recorded investment in loans receivable	2,712,537	2,521,456
90 days or greater delinquent	17,209	17,696
Personal Banking | Residential mortgage loans | Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	2,286,869	2,151,361
90 days or greater delinquent	11,249	12,282
Personal Banking | Residential mortgage loans | New York
Loan delinquencies
Recorded investment in loans receivable	168,029	161,445
90 days or greater delinquent	1,741	1,237
Personal Banking | Residential mortgage loans | Ohio
Loan delinquencies
Recorded investment in loans receivable	67,134	18,486
90 days or greater delinquent	1,255	710
Personal Banking | Residential mortgage loans | Maryland
Loan delinquencies
Recorded investment in loans receivable	130,775	134,228
90 days or greater delinquent	1,570	1,678
Personal Banking | Residential mortgage loans | Other
Loan delinquencies
Recorded investment in loans receivable	59,730	55,936
90 days or greater delinquent	1,394	1,789
Personal Banking | Home equity loans
Loan delinquencies
Recorded investment in loans receivable	1,203,190	1,066,131
90 days or greater delinquent	5,554	6,606
Personal Banking | Home equity loans | Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	895,605	909,139
90 days or greater delinquent	2,762	4,474
Personal Banking | Home equity loans | New York
Loan delinquencies
Recorded investment in loans receivable	122,207	115,459
90 days or greater delinquent	621	936
Personal Banking | Home equity loans | Ohio
Loan delinquencies
Recorded investment in loans receivable	156,117	9,087
90 days or greater delinquent	1,183	35
Personal Banking | Home equity loans | Maryland
Loan delinquencies
Recorded investment in loans receivable	24,157	27,203
90 days or greater delinquent	988	1,058
Personal Banking | Home equity loans | Other
Loan delinquencies
Recorded investment in loans receivable	5,104	5,243
90 days or greater delinquent		103
Personal Banking | Other consumer loans
Loan delinquencies
Recorded investment in loans receivable	494,714	242,744
90 days or greater delinquent	3,156	2,450
Personal Banking | Other consumer loans | Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	256,351	225,088
90 days or greater delinquent	2,958	2,388
Personal Banking | Other consumer loans | New York
Loan delinquencies
Recorded investment in loans receivable	12,073	9,961
90 days or greater delinquent	80	55
Personal Banking | Other consumer loans | Ohio
Loan delinquencies
Recorded investment in loans receivable	85,765	3,132
90 days or greater delinquent	16	7
Personal Banking | Other consumer loans | Maryland
Loan delinquencies
Recorded investment in loans receivable	1,801	1,328
Personal Banking | Other consumer loans | Other
Loan delinquencies
Recorded investment in loans receivable	138,724	3,235
90 days or greater delinquent	102
Business Banking
Loan delinquencies
Recorded investment in loans receivable	2,741,172	2,159,560
90 days or greater delinquent	17,217	14,574
Business Banking | Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	1,237,695	1,256,791
90 days or greater delinquent	8,899	11,486
Business Banking | New York
Loan delinquencies
Recorded investment in loans receivable	792,883	674,186
90 days or greater delinquent	1,103	1,356
Business Banking | Ohio
Loan delinquencies
Recorded investment in loans receivable	517,675	40,727
90 days or greater delinquent	6,233
Business Banking | Maryland
Loan delinquencies
Recorded investment in loans receivable	120,449	122,667
90 days or greater delinquent	474	477
Business Banking | Other
Loan delinquencies
Recorded investment in loans receivable	72,470	65,189
90 days or greater delinquent	508	1,255
Business Banking | Commercial real estate loans
Loan delinquencies
Recorded investment in loans receivable	2,330,864	1,801,184
90 days or greater delinquent	14,898	11,099
Business Banking | Commercial real estate loans | Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	969,787	1,013,632
90 days or greater delinquent	7,026	8,827
Business Banking | Commercial real estate loans | New York
Loan delinquencies
Recorded investment in loans receivable	737,132	590,934
90 days or greater delinquent	1,103	1,072
Business Banking | Commercial real estate loans | Ohio
Loan delinquencies
Recorded investment in loans receivable	447,537	24,901
90 days or greater delinquent	5,787
Business Banking | Commercial real estate loans | Maryland
Loan delinquencies
Recorded investment in loans receivable	114,522	114,850
90 days or greater delinquent	474	270
Business Banking | Commercial real estate loans | Other
Loan delinquencies
Recorded investment in loans receivable	61,886	56,867
90 days or greater delinquent	508	930
Business Banking | Commercial loans
Loan delinquencies
Recorded investment in loans receivable	410,308	358,376
90 days or greater delinquent	2,319	3,475
Business Banking | Commercial loans | Pennsylvania
Loan delinquencies
Recorded investment in loans receivable	267,908	243,159
90 days or greater delinquent	1,873	2,659
Business Banking | Commercial loans | New York
Loan delinquencies
Recorded investment in loans receivable	55,751	83,252
90 days or greater delinquent		284
Business Banking | Commercial loans | Ohio
Loan delinquencies
Recorded investment in loans receivable	70,138	15,826
90 days or greater delinquent	446
Business Banking | Commercial loans | Maryland
Loan delinquencies
Recorded investment in loans receivable	5,927	7,817
90 days or greater delinquent		207
Business Banking | Commercial loans | Other
Loan delinquencies
Recorded investment in loans receivable	10,584	8,322
90 days or greater delinquent		$ 325
Acquired
Loan delinquencies
Recorded investment in loans receivable	910,945
90 days or greater delinquent	7,759
90 days or greater delinquent and accruing	6,310
Acquired | Personal Banking
Loan delinquencies
Recorded investment in loans receivable	411,406
90 days or greater delinquent	2,084
90 days or greater delinquent and accruing	1,732
Acquired | Personal Banking | Residential mortgage loans
Loan delinquencies
Recorded investment in loans receivable	47,467
90 days or greater delinquent	826
90 days or greater delinquent and accruing	699
Acquired | Personal Banking | Home equity loans
Loan delinquencies
Recorded investment in loans receivable	147,004
90 days or greater delinquent	1,182
90 days or greater delinquent and accruing	1,009
Acquired | Personal Banking | Other consumer loans
Loan delinquencies
Recorded investment in loans receivable	216,935
90 days or greater delinquent	76
90 days or greater delinquent and accruing	24
Acquired | Business Banking
Loan delinquencies
Recorded investment in loans receivable	499,539
90 days or greater delinquent	5,675
90 days or greater delinquent and accruing	4,578
Acquired | Business Banking | Commercial real estate loans
Loan delinquencies
Recorded investment in loans receivable	435,266
90 days or greater delinquent	5,430
90 days or greater delinquent and accruing	4,333
Acquired | Business Banking | Commercial loans
Loan delinquencies
Recorded investment in loans receivable	64,273
90 days or greater delinquent	245
90 days or greater delinquent and accruing	$ 245

Loans receivable (Details 8)

Loans receivable (Details 8) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	$ 43,136	$ 41,326
Originated
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	35,377	41,326
Nonaccrual loans 90 or more days delinquent	36,827
Nonaccrual loans less than 90 days delinquent	31,078	38,482
Loans less than 90 days delinquent reviewed for impairment	18,000	31,666
TDRs less than 90 days delinquent not included elsewhere	24,610	25,705
Total impaired loans	110,515	137,179
Average recorded investment in impaired loans	132,200	159,638
Interest income recognized on impaired loans	4,060	5,871
Personal Banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	25,919	26,752
Personal Banking | Residential mortgage loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	17,209	17,696
Personal Banking | Home equity loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	5,554	6,606
Personal Banking | Other consumer loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	3,156	2,450
Personal Banking | Originated
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	23,835	26,752
Nonaccrual loans 90 or more days delinquent	24,188
Nonaccrual loans less than 90 days delinquent	5,682	6,831
TDRs less than 90 days delinquent not included elsewhere	6,796	7,551
Total impaired loans	36,666	41,134
Average recorded investment in impaired loans	36,892	42,363
Interest income recognized on impaired loans	1,095	1,368
Personal Banking | Originated | Residential mortgage loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	16,383	17,696
Nonaccrual loans 90 or more days delinquent	16,510
Nonaccrual loans less than 90 days delinquent	2,997	3,498
TDRs less than 90 days delinquent not included elsewhere	5,029	5,845
Total impaired loans	24,536	27,039
Average recorded investment in impaired loans	24,506	28,227
Interest income recognized on impaired loans	667	817
Personal Banking | Originated | Home equity loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	4,372	6,606
Nonaccrual loans 90 or more days delinquent	4,546
Nonaccrual loans less than 90 days delinquent	2,123	2,963
TDRs less than 90 days delinquent not included elsewhere	1,767	1,706
Total impaired loans	8,436	11,275
Average recorded investment in impaired loans	9,580	11,753
Interest income recognized on impaired loans	357	485
Personal Banking | Originated | Other consumer loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	3,080	2,450
Nonaccrual loans 90 or more days delinquent	3,132
Nonaccrual loans less than 90 days delinquent	562	370
Total impaired loans	3,694	2,820
Average recorded investment in impaired loans	2,806	2,383
Interest income recognized on impaired loans	71	66
Business Banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	17,217	14,574
Business Banking | Commercial real estate loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	14,898	11,099
Business Banking | Commercial loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	2,319	3,475
Business Banking | Originated
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	11,542	14,574
Nonaccrual loans 90 or more days delinquent	12,639
Nonaccrual loans less than 90 days delinquent	25,396	31,651
Loans less than 90 days delinquent reviewed for impairment	18,000	31,666
TDRs less than 90 days delinquent not included elsewhere	17,814	18,154
Total impaired loans	73,849	96,045
Average recorded investment in impaired loans	95,308	117,275
Interest income recognized on impaired loans	2,965	4,503
Business Banking | Originated | Commercial real estate loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	9,468	11,099
Nonaccrual loans 90 or more days delinquent	10,565
Nonaccrual loans less than 90 days delinquent	20,377	27,548
Loans less than 90 days delinquent reviewed for impairment	16,292	26,400
TDRs less than 90 days delinquent not included elsewhere	13,078	12,128
Total impaired loans	60,312	77,175
Average recorded investment in impaired loans	78,432	90,187
Interest income recognized on impaired loans	2,445	3,589
Business Banking | Originated | Commercial loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans 90 or more days delinquent	2,074	3,475
Nonaccrual loans 90 or more days delinquent	2,074
Nonaccrual loans less than 90 days delinquent	5,019	4,103
Loans less than 90 days delinquent reviewed for impairment	1,708	5,266
TDRs less than 90 days delinquent not included elsewhere	4,736	6,026
Total impaired loans	13,537	18,870
Average recorded investment in impaired loans	16,876	27,088
Interest income recognized on impaired loans	$ 520	$ 914

Loans receivable (Details 9)

Loans receivable (Details 9) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	$ 7,078,619	$ 5,898,759
Loans individually evaluated for impairment	72,994	91,132
Loans individually evaluated for impairment for which there is a related impairment reserve	49,783	63,659
Related impairment reserve	5,110	8,930
Loans individually evaluated for impairment for which there is no related impairment reserve	23,211	27,473
Personal Banking
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	4,400,786	3,820,479
Loans individually evaluated for impairment	9,655	9,852
Loans individually evaluated for impairment for which there is a related impairment reserve	9,655	9,852
Related impairment reserve	1,314	1,363
Personal Banking | Residential mortgage loans
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	2,705,427	2,514,060
Loans individually evaluated for impairment	7,110	7,396
Loans individually evaluated for impairment for which there is a related impairment reserve	7,110	7,396
Related impairment reserve	1,023	1,116
Personal Banking | Home equity loans
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	1,200,769	1,063,741
Loans individually evaluated for impairment	2,421	2,390
Loans individually evaluated for impairment for which there is a related impairment reserve	2,421	2,390
Related impairment reserve	263	246
Personal Banking | Other consumer loans
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	494,590	242,678
Loans individually evaluated for impairment	124	66
Loans individually evaluated for impairment for which there is a related impairment reserve	124	66
Related impairment reserve	28	1
Business Banking
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	2,677,833	2,078,280
Loans individually evaluated for impairment	63,339	81,280
Loans individually evaluated for impairment for which there is a related impairment reserve	40,128	53,807
Related impairment reserve	3,796	7,567
Loans individually evaluated for impairment for which there is no related impairment reserve	23,211	27,473
Business Banking | Commercial real estate loans
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	2,278,363	1,734,864
Loans individually evaluated for impairment	52,501	66,320
Loans individually evaluated for impairment for which there is a related impairment reserve	30,053	42,869
Related impairment reserve	2,813	6,189
Loans individually evaluated for impairment for which there is no related impairment reserve	22,448	23,451
Business Banking | Commercial loans
Evaluation of impaired loans by portfolio segment and by class of financing receivable
Loans collectively evaluated for impairment	399,470	343,416
Loans individually evaluated for impairment	10,838	14,960
Loans individually evaluated for impairment for which there is a related impairment reserve	10,075	10,938
Related impairment reserve	983	1,378
Loans individually evaluated for impairment for which there is no related impairment reserve	$ 763	$ 4,022

Loans receivable (Details 10)

Loans receivable (Details 10) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)item	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)item	Dec. 31, 2014USD ($)
Number of contract
Number of contracts beginning balance | item	231	248	248	262
Number of contracts new TDRs | item	5	10	11	22
Number of re-modified TDRs | item	1	4	3	8
Number of contracts ending balance | item	224	239	224	239
Roll forward of troubled debt restructurings
Beginning TDR balance:	$ 56,184	$ 63,793	$ 61,788	$ 79,166
New TDRs	2,273	3,124	2,772	5,779
Re-modified TDRs	6,316	2,178	6,446	2,334
Net paydowns	(7,096)	(5,411)	(11,537)	(12,431)
Ending TDR balance:	49,338	61,866	49,338	61,866
Accruing TDRs	26,154	39,995	26,154	39,995
Non-accrual TDRs	$ 23,184	$ 21,871	$ 23,184	$ 21,871	$ 24,500
Troubled debt restructurings:
Number of contracts | item	6	14	14	30
Recorded investment at the time of modification	$ 8,589	$ 5,302	$ 9,218	$ 8,113
Current recorded investment	8,536	4,444	9,148	7,157
Current allowance	$ 983	$ 1,295	$ 1,029	$ 1,547
Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted:
Number of contracts | item		3	2	3
Recorded investment at the time of modification		$ 7,572	$ 274	$ 7,572
Current recorded investment		504	$ 269	504
Current allowance		$ 35		$ 35
Residential mortgage loans
Number of contract
Number of contracts paid off | item			1
Roll forward of troubled debt restructurings
Amount of contracts paid off			$ (53)
Home equity loans
Number of contract
Number of contracts charged off | item	1		4	1
Number of contracts paid off | item	2	2	3	3
Roll forward of troubled debt restructurings
Amount of contracts charged off	$ (60)		$ (159)	$ (130)
Amount of contracts paid off	$ (75)	$ (35)	$ (81)	$ (74)
Commercial real estate loans
Number of contract
Number of contracts charged off | item	1	4	3	6
Number of contracts paid off | item	6	4	14	10
Roll forward of troubled debt restructurings
Amount of contracts charged off	$ (5)	$ (346)	$ (28)	$ (377)
Amount of contracts paid off	$ (8,122)	$ (633)	$ (9,127)	$ (1,471)
Commercial loans
Number of contract
Number of contracts charged off | item		1	2	9
Number of contracts paid off | item	2	8	8	16
Roll forward of troubled debt restructurings
Amount of contracts charged off		$ (38)	$ (387)	$ (8,289)
Amount of contracts paid off	$ (77)	$ (766)	$ (296)	$ (2,641)
Personal Banking
Number of contract
Number of re-modified TDRs | item			2	1
Troubled debt restructurings:
Number of contracts | item		2	6	13
Recorded investment at the time of modification		$ 281	$ 319	$ 2,579
Current recorded investment		214	313	2,415
Current allowance		$ 67	$ 17	$ 253
Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted:
Number of contracts | item			2
Recorded investment at the time of modification			$ 274
Current recorded investment			$ 269
Personal Banking | Residential mortgage loans
Number of contract
Number of re-modified TDRs | item			1	1
Troubled debt restructurings:
Number of contracts | item		1	4	10
Recorded investment at the time of modification		$ 145	$ 232	$ 2,067
Current recorded investment		108	$ 228	1,964
Current allowance		$ 37		$ 221
Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted:
Number of contracts | item			1
Recorded investment at the time of modification			$ 251
Current recorded investment			$ 249
Personal Banking | Home equity loans
Number of contract
Number of re-modified TDRs | item			1
Troubled debt restructurings:
Number of contracts | item		1	2	3
Recorded investment at the time of modification		$ 136	$ 87	$ 512
Current recorded investment		106	85	451
Current allowance		$ 30	$ 17	$ 32
Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted:
Number of contracts | item			1
Recorded investment at the time of modification			$ 23
Current recorded investment			$ 20
Business Banking
Number of contract
Number of re-modified TDRs | item	1	4	1	7
Troubled debt restructurings:
Number of contracts | item	6	12	8	17
Recorded investment at the time of modification	$ 8,589	$ 5,021	$ 8,899	$ 5,534
Current recorded investment	8,536	4,230	8,835	4,742
Current allowance	$ 983	$ 1,228	$ 1,012	$ 1,294
Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted:
Number of contracts | item		3		3
Recorded investment at the time of modification		$ 7,572		$ 7,572
Current recorded investment		504		504
Current allowance		$ 35		$ 35
Business Banking | Commercial real estate loans
Number of contract
Number of re-modified TDRs | item	1	2	1	4
Troubled debt restructurings:
Number of contracts | item	5	5	6	8
Recorded investment at the time of modification	$ 8,563	$ 454	$ 8,575	$ 543
Current recorded investment	8,511	453	8,522	533
Current allowance	$ 980	$ 30	$ 981	$ 61
Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted:
Number of contracts | item		2		2
Recorded investment at the time of modification		$ 128		$ 128
Current recorded investment		126		126
Current allowance		$ 35		$ 35
Business Banking | Commercial loans
Number of contract
Number of re-modified TDRs | item		2		3
Troubled debt restructurings:
Number of contracts | item	1	7	2	9
Recorded investment at the time of modification	$ 26	$ 4,567	$ 324	$ 4,991
Current recorded investment	25	3,777	313	4,209
Current allowance	$ 3	$ 1,198	$ 31	$ 1,233
Troubled debt restructurings modified within the previous twelve months that have subsequently defaulted:
Number of contracts | item		1		1
Recorded investment at the time of modification		$ 7,444		$ 7,444
Current recorded investment		$ 378		$ 378

Loans receivable (Details 11)

Loans receivable (Details 11) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)item	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)item
Troubled debt restructurings
Number of contracts | item	6	14	14	30
Total	$ 8,536	$ 4,444	$ 9,148	$ 7,157
Rate
Troubled debt restructurings
Total	180		336
Payment
Troubled debt restructurings
Total		1,667		1,777
Maturity date
Troubled debt restructurings
Total	$ 8,356	2,522	8,767	4,780
Other
Troubled debt restructurings
Total		$ 255	$ 45	$ 600
Personal Banking
Troubled debt restructurings
Number of contracts | item		2	6	13
Total		$ 214	$ 313	$ 2,415
Personal Banking | Rate
Troubled debt restructurings
Total			156
Personal Banking | Payment
Troubled debt restructurings
Total		$ 214		214
Personal Banking | Maturity date
Troubled debt restructurings
Total			112	$ 2,201
Personal Banking | Other
Troubled debt restructurings
Total			$ 45
Personal Banking | Residential mortgage loans
Troubled debt restructurings
Number of contracts | item		1	4	10
Total		$ 108	$ 228	$ 1,964
Personal Banking | Residential mortgage loans | Rate
Troubled debt restructurings
Total			73
Personal Banking | Residential mortgage loans | Payment
Troubled debt restructurings
Total		$ 108		108
Personal Banking | Residential mortgage loans | Maturity date
Troubled debt restructurings
Total			110	$ 1,856
Personal Banking | Residential mortgage loans | Other
Troubled debt restructurings
Total			$ 45
Personal Banking | Home equity loans
Troubled debt restructurings
Number of contracts | item		1	2	3
Total		$ 106	$ 85	$ 451
Personal Banking | Home equity loans | Rate
Troubled debt restructurings
Total			83
Personal Banking | Home equity loans | Payment
Troubled debt restructurings
Total		$ 106		106
Personal Banking | Home equity loans | Maturity date
Troubled debt restructurings
Total			$ 2	$ 345
Business Banking
Troubled debt restructurings
Number of contracts | item	6	12	8	17
Total	$ 8,536	$ 4,230	$ 8,835	$ 4,742
Business Banking | Rate
Troubled debt restructurings
Total	180		180
Business Banking | Payment
Troubled debt restructurings
Total		1,453		1,563
Business Banking | Maturity date
Troubled debt restructurings
Total	$ 8,356	2,522	$ 8,655	2,579
Business Banking | Other
Troubled debt restructurings
Total		$ 255		$ 600
Business Banking | Commercial real estate loans
Troubled debt restructurings
Number of contracts | item	5	5	6	8
Total	$ 8,511	$ 453	$ 8,522	$ 533
Business Banking | Commercial real estate loans | Rate
Troubled debt restructurings
Total	180		180
Business Banking | Commercial real estate loans | Maturity date
Troubled debt restructurings
Total	$ 8,331	203	$ 8,342	260
Business Banking | Commercial real estate loans | Other
Troubled debt restructurings
Total		$ 250		$ 273
Business Banking | Commercial loans
Troubled debt restructurings
Number of contracts | item	1	7	2	9
Total	$ 25	$ 3,777	$ 313	$ 4,209
Business Banking | Commercial loans | Payment
Troubled debt restructurings
Total		1,453		1,563
Business Banking | Commercial loans | Maturity date
Troubled debt restructurings
Total	$ 25	2,319	$ 313	2,319
Business Banking | Commercial loans | Other
Troubled debt restructurings
Total		$ 5		$ 327

Loans receivable (Details 12)

Loans receivable (Details 12) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)item	Sep. 30, 2015USD ($)item	Sep. 30, 2014USD ($)item
Troubled debt restructurings by type of modification
Number of re-modified TDRs | item	1	4	3	8
Total	$ 6,270	$ 2,178	$ 6,398	$ 2,334
Rate
Troubled debt restructurings by type of modification
Total			83
Maturity date
Troubled debt restructurings by type of modification
Total	$ 6,270	$ 2,178	6,270	2,311
Other
Troubled debt restructurings by type of modification
Total			$ 45	$ 23
Personal Banking
Troubled debt restructurings by type of modification
Number of re-modified TDRs | item			2	1
Total			$ 128	$ 76
Personal Banking | Rate
Troubled debt restructurings by type of modification
Total			83
Personal Banking | Maturity date
Troubled debt restructurings by type of modification
Total				$ 76
Personal Banking | Other
Troubled debt restructurings by type of modification
Total			$ 45
Personal Banking | Residential mortgage loans
Troubled debt restructurings by type of modification
Number of re-modified TDRs | item			1	1
Total			$ 45	$ 76
Personal Banking | Residential mortgage loans | Maturity date
Troubled debt restructurings by type of modification
Total				$ 76
Personal Banking | Residential mortgage loans | Other
Troubled debt restructurings by type of modification
Total			$ 45
Personal Banking | Home equity loans
Troubled debt restructurings by type of modification
Number of re-modified TDRs | item			1
Total			$ 83
Personal Banking | Home equity loans | Rate
Troubled debt restructurings by type of modification
Total			$ 83
Business Banking
Troubled debt restructurings by type of modification
Number of re-modified TDRs | item	1	4	1	7
Total	$ 6,270	$ 2,178	$ 6,270	$ 2,258
Business Banking | Maturity date
Troubled debt restructurings by type of modification
Total	$ 6,270	$ 2,178	$ 6,270	2,235
Business Banking | Other
Troubled debt restructurings by type of modification
Total				$ 23
Business Banking | Commercial real estate loans
Troubled debt restructurings by type of modification
Number of re-modified TDRs | item	1	2	1	4
Total	$ 6,270	$ 114	$ 6,270	$ 189
Business Banking | Commercial real estate loans | Maturity date
Troubled debt restructurings by type of modification
Total	$ 6,270	$ 114	$ 6,270	171
Business Banking | Commercial real estate loans | Other
Troubled debt restructurings by type of modification
Total				$ 18
Business Banking | Commercial loans
Troubled debt restructurings by type of modification
Number of re-modified TDRs | item		2		3
Total		$ 2,064		$ 2,069
Business Banking | Commercial loans | Maturity date
Troubled debt restructurings by type of modification
Total		$ 2,064		2,064
Business Banking | Commercial loans | Other
Troubled debt restructurings by type of modification
Total				$ 5

Loans receivable (Details 13)

Loans receivable (Details 13) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loan payment delinquencies
30-59 days delinquent	$ 24,580	$ 45,985
60-89 days delinquent	18,271	13,324
90 days or greater delinquent	43,136	41,326
Total delinquency	85,987	100,635
Current	7,065,626	5,889,256
Total loans	7,151,613	5,989,891
90 days or greater delinquent and accruing	6,310
Personal Banking
Loan payment delinquencies
30-59 days delinquent		38,767
60-89 days delinquent		11,077
90 days or greater delinquent	25,919	26,752
Total delinquency		76,596
Current		3,753,735
Total loans	4,410,441	3,830,331
Personal Banking | Residential mortgage loans
Loan payment delinquencies
30-59 days delinquent		27,443
60-89 days delinquent		6,970
90 days or greater delinquent	17,209	17,696
Total delinquency		52,109
Current		2,469,347
Total loans	2,712,537	2,521,456
Personal Banking | Home equity loans
Loan payment delinquencies
30-59 days delinquent		5,752
60-89 days delinquent		1,672
90 days or greater delinquent	5,554	6,606
Total delinquency		14,030
Current		1,052,101
Total loans	1,203,190	1,066,131
Personal Banking | Other consumer loans
Loan payment delinquencies
30-59 days delinquent		5,572
60-89 days delinquent		2,435
90 days or greater delinquent	3,156	2,450
Total delinquency		10,457
Current		232,287
Total loans	494,714	242,744
Business Banking
Loan payment delinquencies
30-59 days delinquent		7,218
60-89 days delinquent		2,247
90 days or greater delinquent	17,217	14,574
Total delinquency		24,039
Current		2,135,521
Total loans	2,741,172	2,159,560
Business Banking | Commercial real estate loans
Loan payment delinquencies
30-59 days delinquent		4,956
60-89 days delinquent		2,038
90 days or greater delinquent	14,898	11,099
Total delinquency		18,093
Current		1,783,091
Total loans	2,330,864	1,801,184
Business Banking | Commercial loans
Loan payment delinquencies
30-59 days delinquent		2,262
60-89 days delinquent		209
90 days or greater delinquent	2,319	3,475
Total delinquency		5,946
Current		352,430
Total loans	410,308	358,376
Originated
Loan payment delinquencies
30-59 days delinquent	18,717
60-89 days delinquent	15,211
90 days or greater delinquent	35,377	41,326
Total delinquency	69,305
Current	6,171,363
Total loans	6,240,668
Originated | Personal Banking
Loan payment delinquencies
30-59 days delinquent	13,280
60-89 days delinquent	8,785
90 days or greater delinquent	23,835	26,752
Total delinquency	45,900
Current	3,953,135
Total loans	3,999,035
Originated | Personal Banking | Residential mortgage loans
Loan payment delinquencies
30-59 days delinquent	3,548
60-89 days delinquent	5,095
90 days or greater delinquent	16,383	17,696
Total delinquency	25,026
Current	2,640,044
Total loans	2,665,070
Originated | Personal Banking | Home equity loans
Loan payment delinquencies
30-59 days delinquent	4,120
60-89 days delinquent	1,373
90 days or greater delinquent	4,372	6,606
Total delinquency	9,865
Current	1,046,321
Total loans	1,056,186
Originated | Personal Banking | Other consumer loans
Loan payment delinquencies
30-59 days delinquent	5,612
60-89 days delinquent	2,317
90 days or greater delinquent	3,080	2,450
Total delinquency	11,009
Current	266,770
Total loans	277,779
Originated | Business Banking
Loan payment delinquencies
30-59 days delinquent	5,437
60-89 days delinquent	6,426
90 days or greater delinquent	11,542	14,574
Total delinquency	23,405
Current	2,218,228
Total loans	2,241,633
Originated | Business Banking | Commercial real estate loans
Loan payment delinquencies
30-59 days delinquent	4,618
60-89 days delinquent	6,035
90 days or greater delinquent	9,468	11,099
Total delinquency	20,121
Current	1,875,477
Total loans	1,895,598
Originated | Business Banking | Commercial loans
Loan payment delinquencies
30-59 days delinquent	819
60-89 days delinquent	391
90 days or greater delinquent	2,074	$ 3,475
Total delinquency	3,284
Current	342,751
Total loans	346,035
Acquired
Loan payment delinquencies
30-59 days delinquent	5,863
60-89 days delinquent	3,060
90 days or greater delinquent	7,759
Total delinquency	16,682
Current	894,263
Total loans	910,945
90 days or greater delinquent and accruing	6,310
Acquired | Personal Banking
Loan payment delinquencies
30-59 days delinquent	2,458
60-89 days delinquent	717
90 days or greater delinquent	2,084
Total delinquency	5,259
Current	406,147
Total loans	411,406
90 days or greater delinquent and accruing	1,732
Acquired | Personal Banking | Residential mortgage loans
Loan payment delinquencies
30-59 days delinquent	96
60-89 days delinquent	98
90 days or greater delinquent	826
Total delinquency	1,020
Current	46,447
Total loans	47,467
90 days or greater delinquent and accruing	699
Acquired | Personal Banking | Home equity loans
Loan payment delinquencies
30-59 days delinquent	1,650
60-89 days delinquent	343
90 days or greater delinquent	1,182
Total delinquency	3,175
Current	143,829
Total loans	147,004
90 days or greater delinquent and accruing	1,009
Acquired | Personal Banking | Other consumer loans
Loan payment delinquencies
30-59 days delinquent	712
60-89 days delinquent	276
90 days or greater delinquent	76
Total delinquency	1,064
Current	215,871
Total loans	216,935
90 days or greater delinquent and accruing	24
Acquired | Business Banking
Loan payment delinquencies
30-59 days delinquent	3,405
60-89 days delinquent	2,343
90 days or greater delinquent	5,675
Total delinquency	11,423
Current	488,116
Total loans	499,539
90 days or greater delinquent and accruing	4,578
Acquired | Business Banking | Commercial real estate loans
Loan payment delinquencies
30-59 days delinquent	2,845
60-89 days delinquent	2,333
90 days or greater delinquent	5,430
Total delinquency	10,608
Current	424,658
Total loans	435,266
90 days or greater delinquent and accruing	4,333
Acquired | Business Banking | Commercial loans
Loan payment delinquencies
30-59 days delinquent	560
60-89 days delinquent	10
90 days or greater delinquent	245
Total delinquency	815
Current	63,458
Total loans	64,273
90 days or greater delinquent and accruing	$ 245

Loans receivable (Details 14)

Loans receivable (Details 14) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Credit quality indicators
Total loans	$ 7,151,613	$ 5,989,891
Pass
Credit quality indicators
Total loans	6,898,277	5,712,244
Special mention
Credit quality indicators
Total loans	52,703	60,598
Substandard
Credit quality indicators
Total loans	199,113	212,948
Doubtful
Credit quality indicators
Total loans	165	2,677
Loss
Credit quality indicators
Total loans	1,355	1,424
Special mention or substandard
Credit quality indicators
Total loans	7,151,613
Special mention or substandard | Minimum
Credit quality indicators
Total loans	1,000
Personal Banking
Credit quality indicators
Total loans	4,410,441	3,830,331
Personal Banking | Pass
Credit quality indicators
Total loans		3,807,741
Personal Banking | Substandard
Credit quality indicators
Total loans		21,166
Personal Banking | Loss
Credit quality indicators
Total loans		1,424
Personal Banking | Residential mortgage loans
Credit quality indicators
Total loans	2,712,537	2,521,456
Personal Banking | Residential mortgage loans | Pass
Credit quality indicators
Total loans		2,507,269
Personal Banking | Residential mortgage loans | Substandard
Credit quality indicators
Total loans		12,763
Personal Banking | Residential mortgage loans | Loss
Credit quality indicators
Total loans		1,424
Personal Banking | Home equity loans
Credit quality indicators
Total loans	1,203,190	1,066,131
Personal Banking | Home equity loans | Pass
Credit quality indicators
Total loans		1,059,525
Personal Banking | Home equity loans | Substandard
Credit quality indicators
Total loans		6,606
Personal Banking | Other consumer loans
Credit quality indicators
Total loans	494,714	242,744
Personal Banking | Other consumer loans | Pass
Credit quality indicators
Total loans		240,947
Personal Banking | Other consumer loans | Substandard
Credit quality indicators
Total loans		1,797
Business Banking
Credit quality indicators
Total loans	2,741,172	2,159,560
Business Banking | Pass
Credit quality indicators
Total loans		1,904,503
Business Banking | Special mention
Credit quality indicators
Total loans		60,598
Business Banking | Substandard
Credit quality indicators
Total loans		191,782
Business Banking | Doubtful
Credit quality indicators
Total loans		2,677
Business Banking | Commercial real estate loans
Credit quality indicators
Total loans	2,330,864	1,801,184
Business Banking | Commercial real estate loans | Pass
Credit quality indicators
Total loans		1,618,269
Business Banking | Commercial real estate loans | Special mention
Credit quality indicators
Total loans		36,908
Business Banking | Commercial real estate loans | Substandard
Credit quality indicators
Total loans		145,502
Business Banking | Commercial real estate loans | Doubtful
Credit quality indicators
Total loans		505
Business Banking | Commercial loans
Credit quality indicators
Total loans	410,308	358,376
Business Banking | Commercial loans | Pass
Credit quality indicators
Total loans		286,234
Business Banking | Commercial loans | Special mention
Credit quality indicators
Total loans		23,690
Business Banking | Commercial loans | Substandard
Credit quality indicators
Total loans		46,280
Business Banking | Commercial loans | Doubtful
Credit quality indicators
Total loans		$ 2,172
Originated
Credit quality indicators
Total loans	6,240,668
Originated | Pass
Credit quality indicators
Total loans	6,006,671
Originated | Special mention
Credit quality indicators
Total loans	52,170
Originated | Substandard
Credit quality indicators
Total loans	180,307
Originated | Doubtful
Credit quality indicators
Total loans	165
Originated | Loss
Credit quality indicators
Total loans	1,355
Originated | Special mention or substandard
Credit quality indicators
Total loans	6,240,668
Originated | Personal Banking
Credit quality indicators
Total loans	3,999,035
Originated | Personal Banking | Pass
Credit quality indicators
Total loans	3,979,418
Originated | Personal Banking | Substandard
Credit quality indicators
Total loans	18,262
Originated | Personal Banking | Loss
Credit quality indicators
Total loans	1,355
Originated | Personal Banking | Special mention or substandard
Credit quality indicators
Total loans	3,999,035
Originated | Personal Banking | Residential mortgage loans
Credit quality indicators
Total loans	2,665,070
Originated | Personal Banking | Residential mortgage loans | Pass
Credit quality indicators
Total loans	2,652,330
Originated | Personal Banking | Residential mortgage loans | Substandard
Credit quality indicators
Total loans	11,385
Originated | Personal Banking | Residential mortgage loans | Loss
Credit quality indicators
Total loans	1,355
Originated | Personal Banking | Residential mortgage loans | Special mention or substandard
Credit quality indicators
Total loans	2,665,070
Originated | Personal Banking | Home equity loans
Credit quality indicators
Total loans	1,056,186
Originated | Personal Banking | Home equity loans | Pass
Credit quality indicators
Total loans	1,051,948
Originated | Personal Banking | Home equity loans | Substandard
Credit quality indicators
Total loans	4,238
Originated | Personal Banking | Home equity loans | Special mention or substandard
Credit quality indicators
Total loans	1,056,186
Originated | Personal Banking | Other consumer loans
Credit quality indicators
Total loans	277,779
Originated | Personal Banking | Other consumer loans | Pass
Credit quality indicators
Total loans	275,140
Originated | Personal Banking | Other consumer loans | Substandard
Credit quality indicators
Total loans	2,639
Originated | Personal Banking | Other consumer loans | Special mention or substandard
Credit quality indicators
Total loans	277,779
Originated | Business Banking
Credit quality indicators
Total loans	2,241,633
Originated | Business Banking | Pass
Credit quality indicators
Total loans	2,027,253
Originated | Business Banking | Special mention
Credit quality indicators
Total loans	52,170
Originated | Business Banking | Substandard
Credit quality indicators
Total loans	162,045
Originated | Business Banking | Doubtful
Credit quality indicators
Total loans	165
Originated | Business Banking | Special mention or substandard
Credit quality indicators
Total loans	2,241,633
Originated | Business Banking | Commercial real estate loans
Credit quality indicators
Total loans	1,895,598
Originated | Business Banking | Commercial real estate loans | Pass
Credit quality indicators
Total loans	1,737,644
Originated | Business Banking | Commercial real estate loans | Special mention
Credit quality indicators
Total loans	32,815
Originated | Business Banking | Commercial real estate loans | Substandard
Credit quality indicators
Total loans	125,139
Originated | Business Banking | Commercial real estate loans | Special mention or substandard
Credit quality indicators
Total loans	1,895,598
Originated | Business Banking | Commercial loans
Credit quality indicators
Total loans	346,035
Originated | Business Banking | Commercial loans | Pass
Credit quality indicators
Total loans	289,609
Originated | Business Banking | Commercial loans | Special mention
Credit quality indicators
Total loans	19,355
Originated | Business Banking | Commercial loans | Substandard
Credit quality indicators
Total loans	36,906
Originated | Business Banking | Commercial loans | Doubtful
Credit quality indicators
Total loans	165
Originated | Business Banking | Commercial loans | Special mention or substandard
Credit quality indicators
Total loans	346,035
Acquired
Credit quality indicators
Total loans	910,945
Acquired | Pass
Credit quality indicators
Total loans	891,606
Acquired | Special mention
Credit quality indicators
Total loans	533
Acquired | Substandard
Credit quality indicators
Total loans	18,806
Acquired | Special mention or substandard
Credit quality indicators
Total loans	910,945
Acquired | Personal Banking
Credit quality indicators
Total loans	411,406
Acquired | Personal Banking | Pass
Credit quality indicators
Total loans	411,054
Acquired | Personal Banking | Substandard
Credit quality indicators
Total loans	352
Acquired | Personal Banking | Special mention or substandard
Credit quality indicators
Total loans	411,406
Acquired | Personal Banking | Residential mortgage loans
Credit quality indicators
Total loans	47,467
Acquired | Personal Banking | Residential mortgage loans | Pass
Credit quality indicators
Total loans	47,340
Acquired | Personal Banking | Residential mortgage loans | Substandard
Credit quality indicators
Total loans	127
Acquired | Personal Banking | Residential mortgage loans | Special mention or substandard
Credit quality indicators
Total loans	47,467
Acquired | Personal Banking | Home equity loans
Credit quality indicators
Total loans	147,004
Acquired | Personal Banking | Home equity loans | Pass
Credit quality indicators
Total loans	146,831
Acquired | Personal Banking | Home equity loans | Substandard
Credit quality indicators
Total loans	173
Acquired | Personal Banking | Home equity loans | Special mention or substandard
Credit quality indicators
Total loans	147,004
Acquired | Personal Banking | Other consumer loans
Credit quality indicators
Total loans	216,935
Acquired | Personal Banking | Other consumer loans | Pass
Credit quality indicators
Total loans	216,883
Acquired | Personal Banking | Other consumer loans | Substandard
Credit quality indicators
Total loans	52
Acquired | Personal Banking | Other consumer loans | Special mention or substandard
Credit quality indicators
Total loans	216,935
Acquired | Business Banking
Credit quality indicators
Total loans	499,539
Acquired | Business Banking | Pass
Credit quality indicators
Total loans	480,552
Acquired | Business Banking | Special mention
Credit quality indicators
Total loans	533
Acquired | Business Banking | Substandard
Credit quality indicators
Total loans	18,454
Acquired | Business Banking | Special mention or substandard
Credit quality indicators
Total loans	499,539
Acquired | Business Banking | Commercial real estate loans
Credit quality indicators
Total loans	435,266
Acquired | Business Banking | Commercial real estate loans | Pass
Credit quality indicators
Total loans	416,795
Acquired | Business Banking | Commercial real estate loans | Special mention
Credit quality indicators
Total loans	524
Acquired | Business Banking | Commercial real estate loans | Substandard
Credit quality indicators
Total loans	17,947
Acquired | Business Banking | Commercial real estate loans | Special mention or substandard
Credit quality indicators
Total loans	435,266
Acquired | Business Banking | Commercial loans
Credit quality indicators
Total loans	64,273
Acquired | Business Banking | Commercial loans | Pass
Credit quality indicators
Total loans	63,757
Acquired | Business Banking | Commercial loans | Special mention
Credit quality indicators
Total loans	9
Acquired | Business Banking | Commercial loans | Substandard
Credit quality indicators
Total loans	507
Acquired | Business Banking | Commercial loans | Special mention or substandard
Credit quality indicators
Total loans	$ 64,273

Goodwill and Other Intangible59

Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Amortizable intangible assets:
Amortization expense	$ 422	$ 330	$ 959	$ 992
Estimated amortization expense
For the year ending December 31, 2015	1,688		1,688
For the year ending December 31, 2016	2,591		2,591
For the year ending December 31, 2017	2,090		2,090
For the year ending December 31, 2018	1,658		1,658
For the year ending December 31, 2019	1,226		1,226
For the year ending December 31, 2020	794		794
Core Deposits
Amortizable intangible assets:
Intangible asset - gross	30,578		30,578		$ 30,578
Acquisitions			7,375
Less: accumulated amortization	(30,731)		(30,731)		(30,578)
Intangible asset - net	7,222		7,222
Customer and Contract
Amortizable intangible assets:
Intangible asset - gross	8,234		8,234		6,197
Acquisitions			263		2,037
Less: accumulated amortization	(6,007)		(6,007)		(5,201)
Intangible asset - net	$ 2,490		$ 2,490		$ 3,033

Goodwill and Other Intangible60

Goodwill and Other Intangible Assets (Details 2) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Changes in the carrying amount of goodwill
Balance at the beginning of the period	$ 175,323	$ 174,644
Goodwill acquired	85,996	679
Balance at the end of the period	261,319	175,323
Community Banking
Changes in the carrying amount of goodwill
Balance at the beginning of the period	173,710	173,031
Goodwill acquired	85,996	679
Balance at the end of the period	259,706	173,710
Consumer Finance
Changes in the carrying amount of goodwill
Balance at the beginning of the period	1,613	1,613
Balance at the end of the period	$ 1,613	$ 1,613

Guarantees (Details)

Guarantees (Details)	9 Months Ended
	Sep. 30, 2015USD ($)
Guarantees
Maximum potential amount of future payments	$ 32,400,000
Maximum potential amount of future payments fully collateralized	23,600,000
Liability recognized for the obligations	1,200,000
Recourse provisions for recovery of amounts from third parties	$ 0

Earnings Per Share (Details)

Earnings Per Share (Details) - Stock options - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Antidilutive securities excluded from the calculation of earnings per share
Options excluded from the calculation of earnings per share (in shares)	534,482	584,711	1,712,746
Weighted average share price during the reporting period (in dollars per share)	$ 13.15	$ 13.15	$ 12.63
Average share price during the reporting period (in dollars per share)	$ 12.76	$ 12.63	$ 12.33	$ 13.60

Earnings Per Share (Details 2)

Earnings Per Share (Details 2) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share
Reported net income	$ 12,872	$ 17,332	$ 44,347	$ 44,617
Weighted average common shares outstanding	95,256,807	91,745,512	92,822,720	91,465,986
Dilutive potential shares due to effect of stock options	568,991	372,642	433,379	867,124
Total weighted average common shares and dilutive potential shares	95,825,798	92,118,154	93,256,099	92,333,110
Basic earnings per share (in dollars per share)	$ 0.14	$ 0.19	$ 0.48	$ 0.49
Diluted earnings per share (in dollars per share)	$ 0.13	$ 0.19	$ 0.48	$ 0.48

Pension and Other Post-retire64

Pension and Other Post-retirement Benefits (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Pension Plans
Components of net periodic pension cost
Service cost	$ 1,430	$ 1,035	$ 4,290	$ 3,105
Interest cost	1,531	1,457	4,593	4,371
Expected return on plan assets	(2,593)	(2,416)	(7,779)	(7,248)
Amortization of prior service cost	(581)	(581)	(1,743)	(1,743)
Amortization of the net loss	925	357	2,775	1,070
Net periodic (benefit)/ cost	712	(148)	2,136	(445)
Pension Plans | Minimum
Components of net periodic pension cost
Estimated contribution for the current year			4,000
Pension Plans | Maximum
Components of net periodic pension cost
Estimated contribution for the current year			8,000
Other post-retirement benefits
Components of net periodic pension cost
Interest cost	14	16	44	49
Amortization of the net loss	15	12	45	36
Net periodic (benefit)/ cost	$ 29	$ 28	$ 89	$ 85

Disclosures About Fair Value 65

Disclosures About Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Disclosures About Fair Value of Financial Instruments
Significant unrealized appreciation or depreciation in financial instruments	$ 0	$ 0
Financial assets:
Securities available-for-sale	976,677	912,371
Securities held-to-maturity	48,511	106,292
Accrued interest receivable	22,098	18,623
Financial liabilities:
Borrowed funds	927,219	888,109
Junior subordinated debentures	119,332	103,094
Assets transferred between Level 1 and Level 2	0
Liabilities transferred between Level 1 and Level 2	0
Level 1
Financial assets:
Cash and cash equivalents	95,625	240,706
Securities available-for-sale	1,865	3,157
Accrued interest receivable	22,098	18,623
Total financial assets	119,588	262,486
Financial liabilities:
Savings and checking accounts	4,882,669	4,154,228
Borrowed funds	132,862	162,714
Accrued interest payable	1,816	936
Total financial liabilities	5,017,347	4,317,878
Level 2
Financial assets:
Securities available-for-sale	965,815	898,617
Securities held-to-maturity	48,511	106,292
Total financial assets	1,014,326	1,004,909
Financial liabilities:
Cash flow hedges - swaps	5,385	6,273
Total financial liabilities	5,385	6,273
Level 3
Financial assets:
Securities available-for-sale	8,997	10,597
Loans receivable, net	7,485,278	6,240,079
Total financial assets	7,494,275	6,250,676
Financial liabilities:
Time deposits	1,777,847	1,498,539
Borrowed funds	825,021	756,898
Junior subordinated debentures	124,789	109,435
Total financial liabilities	2,727,657	2,364,872
Carrying amount
Financial assets:
Cash and cash equivalents	95,625	240,706
Securities available-for-sale	976,677	912,371
Securities held-to-maturity	47,299	103,695
Loans receivable, net	7,091,066	5,922,373
Accrued interest receivable	22,098	18,623
FHLB Stock	40,115	33,293
Total financial assets	8,272,880	7,231,061
Financial liabilities:
Savings and checking accounts	4,882,669	4,154,228
Time deposits	1,762,073	1,478,314
Borrowed funds	927,219	888,109
Junior subordinated debentures	119,332	103,094
Cash flow hedges - swaps	5,385	6,273
Accrued interest payable	1,816	936
Total financial liabilities	7,698,494	6,630,954
Estimated fair value
Financial assets:
Cash and cash equivalents	95,625	240,706
Securities available-for-sale	976,677	912,371
Securities held-to-maturity	48,511	106,292
Loans receivable, net	7,485,278	6,240,079
Accrued interest receivable	22,098	18,623
FHLB Stock	40,115	33,293
Total financial assets	8,668,304	7,551,364
Financial liabilities:
Savings and checking accounts	4,882,669	4,154,228
Time deposits	1,777,847	1,498,539
Borrowed funds	957,883	919,612
Junior subordinated debentures	124,789	109,435
Cash flow hedges - swaps	5,385	6,273
Accrued interest payable	1,816	936
Total financial liabilities	$ 7,750,389	$ 6,689,023

Disclosures About Fair Value 66

Disclosures About Fair Value of Financial Instruments (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	$ 976,677	$ 912,371
Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	1,865	3,157
Total financial assets	119,588	262,486
Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	965,815	898,617
Interest rate swaps	(5,385)	(6,273)
Total financial assets	1,014,326	1,004,909
Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	8,997	10,597
Total financial assets	7,494,275	6,250,676
Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Total financial assets	971,292	906,098
Measured on recurring basis | Equity securities
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	1,865	3,157
Measured on recurring basis | Debt securities
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	463,375	424,102
Measured on recurring basis | Debt securities | U.S. government and agencies
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	13	25
Measured on recurring basis | Debt securities | Debt issued by government sponsored enterprises
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	354,238	333,505
Measured on recurring basis | Debt securities | Municipal securities
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	92,423	70,145
Measured on recurring basis | Debt securities | Corporate debt issues
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	16,701	20,427
Measured on recurring basis | Mortgage-backed securities
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	511,437	485,112
Measured on recurring basis | Residential mortgage-backed securities | GNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	28,471	29,216
Measured on recurring basis | Residential mortgage-backed securities | FNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	105,574	73,497
Measured on recurring basis | Residential mortgage-backed securities | FHLMC
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	53,644	42,119
Measured on recurring basis | Residential mortgage-backed securities | Non-agency CMOs
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	613	643
Measured on recurring basis | Collateralized mortgage obligations | GNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	11,586	8,329
Measured on recurring basis | Collateralized mortgage obligations | FNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	135,572	139,150
Measured on recurring basis | Collateralized mortgage obligations | FHLMC
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	164,547	178,698
Measured on recurring basis | Collateralized mortgage obligations | SBA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	8,488	10,052
Measured on recurring basis | Collateralized mortgage obligations | Non-agency CMOs
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	2,942	3,408
Measured on recurring basis | Interest rate swap agreements
Assets and liabilities measured at fair value on a recurring basis
Interest rate swaps	(5,385)	(6,273)
Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Total financial assets	1,865	3,157
Measured on recurring basis | Level 1 | Equity securities
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	1,865	3,157
Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Total financial assets	960,430	892,344
Measured on recurring basis | Level 2 | Debt securities
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	454,378	413,505
Measured on recurring basis | Level 2 | Debt securities | U.S. government and agencies
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	13	25
Measured on recurring basis | Level 2 | Debt securities | Debt issued by government sponsored enterprises
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	354,238	333,505
Measured on recurring basis | Level 2 | Debt securities | Municipal securities
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	92,423	70,145
Measured on recurring basis | Level 2 | Debt securities | Corporate debt issues
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	7,704	9,830
Measured on recurring basis | Level 2 | Mortgage-backed securities
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	511,437	485,112
Measured on recurring basis | Level 2 | Residential mortgage-backed securities | GNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	28,471	29,216
Measured on recurring basis | Level 2 | Residential mortgage-backed securities | FNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	105,574	73,497
Measured on recurring basis | Level 2 | Residential mortgage-backed securities | FHLMC
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	53,644	42,119
Measured on recurring basis | Level 2 | Residential mortgage-backed securities | Non-agency CMOs
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	613	643
Measured on recurring basis | Level 2 | Collateralized mortgage obligations | GNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	11,586	8,329
Measured on recurring basis | Level 2 | Collateralized mortgage obligations | FNMA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	135,572	139,150
Measured on recurring basis | Level 2 | Collateralized mortgage obligations | FHLMC
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	164,547	178,698
Measured on recurring basis | Level 2 | Collateralized mortgage obligations | SBA
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	8,488	10,052
Measured on recurring basis | Level 2 | Collateralized mortgage obligations | Non-agency CMOs
Assets and liabilities measured at fair value on a recurring basis
Mortgage-backed securities	2,942	3,408
Measured on recurring basis | Level 2 | Interest rate swap agreements
Assets and liabilities measured at fair value on a recurring basis
Interest rate swaps	(5,385)	(6,273)
Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Total financial assets	8,997	10,597
Measured on recurring basis | Level 3 | Debt securities
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	8,997	10,597
Measured on recurring basis | Level 3 | Debt securities | Corporate debt issues
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	$ 8,997	$ 10,597

Disclosures About Fair Value 67

Disclosures About Fair Value of Financial Instruments (Details 3) - Debt securities - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Reconciliation of debt securities measured at fair value on a recurring basis using significant unobservable inputs (Level 3)
Balance at the beginning of the period	$ 9,223	$ 12,543	$ 10,597	$ 12,251
Total net realized investment gains/ (losses) and net change in unrealized appreciation/ (depreciation):
Included in other comprehensive income	(226)	(1,677)	(1,600)	(1,385)
Balance at the end of the period	$ 8,997	$ 10,866	$ 8,997	$ 10,866

Disclosures About Fair Value 68

Disclosures About Fair Value of Financial Instruments (Details 4) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Total assets	$ 55,064	$ 71,488
Loans evaluated for impairment
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Total assets	44,673	54,729
Real estate owned
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Total assets	10,391	16,759
Level 3
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Total assets	55,064	71,488
Level 3 | Loans evaluated for impairment
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Total assets	44,673	54,729
Level 3 | Real estate owned
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Total assets	$ 10,391	$ 16,759

Disclosures About Fair Value 69

Disclosures About Fair Value of Financial Instruments (Details 5) - USD ($) $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2015	Sep. 30, 2015
Debt securities
Quantitative information for Level 3 Fair Value Measurements Assets
Fair value		$ 8,997
Debt securities | Discounted cash flow
Quantitative information for Level 3 Fair Value Measurements Assets
Default rates (as a percent)		1.00%
Prepayment speeds (as a percent)		1.00%
Debt securities | Discounted cash flow | Minimum
Quantitative information for Level 3 Fair Value Measurements Assets
Discount margin (as a percent)		0.35%
Debt securities | Discounted cash flow | Maximum
Quantitative information for Level 3 Fair Value Measurements Assets
Discount margin (as a percent)		2.10%
Debt securities | Discounted cash flow | Weighted Average
Quantitative information for Level 3 Fair Value Measurements Assets
Discount margin (as a percent)		0.69%
Loans evaluated for impairment
Quantitative information for Level 3 Fair Value Measurements Assets
Fair value		$ 44,673
Estimated costs to sell (as a percent)		10.00%
Loans evaluated for impairment | Discounted cash flow | Minimum
Quantitative information for Level 3 Fair Value Measurements Assets
Discount margin (as a percent)		3.75%
Loans evaluated for impairment | Discounted cash flow | Maximum
Quantitative information for Level 3 Fair Value Measurements Assets
Discount margin (as a percent)	6.50%
Loans evaluated for impairment | Discounted cash flow | Weighted Average
Quantitative information for Level 3 Fair Value Measurements Assets
Discount margin (as a percent)		5.13%
Real estate owned
Quantitative information for Level 3 Fair Value Measurements Assets
Fair value		$ 10,391
Estimated costs to sell (as a percent)		10.00%

Guaranteed Preferred Benefici70

Guaranteed Preferred Beneficial Interests in Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swap Agreements (Details)	1 Months Ended	9 Months Ended
	Dec. 31, 2006	Sep. 30, 2015USD ($)item$ / sharesshares	Dec. 31, 2014USD ($)	Dec. 15, 2006USD ($)$ / sharesshares	Dec. 05, 2006USD ($)$ / sharesshares
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Number of statutory business trusts owned | item		2
Junior subordinated deferrable interest debentures held by trusts that issued guaranteed capital debt securities		$ 119,332,000	$ 103,094,000
Interest rate swap agreements
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Number of agreements | item		3
Northwest Bancorp Statutory Trust IV | Interest rate swap agreements
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Number of agreements | item		2
LNB Trust I | Interest rate swap agreements
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Cumulative trust preferred securities issued, liquidation value per preferred security (in dollars per security) | $ / shares		$ 1,000
Total value of cumulative trust preferred securities issued		$ 7,875,000
Variable rate basis		three-month LIBOR
Spread on variable rate basis (as a percent)		1.48%
Junior subordinated deferrable interest debentures held by trusts that issued guaranteed capital debt securities		$ 8,119,000
LNB Trust II | Interest rate swap agreements
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Cumulative trust preferred securities issued (in shares) | shares		7,875
Cumulative trust preferred securities issued, liquidation value per preferred security (in dollars per security) | $ / shares		$ 1,000
Total value of cumulative trust preferred securities issued		$ 7,875,000
Junior subordinated deferrable interest debentures held by trusts that issued guaranteed capital debt securities		$ 8,119,000
Fixed rate (as a percent)		6.64%
Trust preferred investments
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Maximum period for which interest payment on the subordinated debentures can be deferred		5 years
Interest deferral		$ 0
Trust preferred investments | Northwest Bancorp Capital Trust III
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Cumulative trust preferred securities issued (in shares) | shares					50,000
Cumulative trust preferred securities issued, liquidation value per preferred security (in dollars per security) | $ / shares					$ 1,000
Total value of cumulative trust preferred securities issued					$ 50,000,000
Variable rate basis	three-month LIBOR
Spread on variable rate basis (as a percent)	1.38%
Junior subordinated deferrable interest debentures held by trusts that issued guaranteed capital debt securities		$ 51,547,000
Trust preferred investments | Northwest Bancorp Capital Trust III | Swap 1 | Interest rate swap agreements
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Original term of swaps		10 years
Fixed rate (as a percent)		4.61%
Notional amount		$ 25,000,000
Trust preferred investments | Northwest Bancorp Statutory Trust IV
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Cumulative trust preferred securities issued (in shares) | shares				50,000
Cumulative trust preferred securities issued, liquidation value per preferred security (in dollars per security) | $ / shares				$ 1,000
Total value of cumulative trust preferred securities issued				$ 50,000,000
Variable rate basis	three-month LIBOR
Spread on variable rate basis (as a percent)	1.38%
Junior subordinated deferrable interest debentures held by trusts that issued guaranteed capital debt securities		$ 51,547,000
Trust preferred investments | Northwest Bancorp Statutory Trust IV | Swap 2 | Interest rate swap agreements
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Original term of swaps		7 years
Fixed rate (as a percent)		3.85%
Notional amount		$ 25,000,000
Trust preferred investments | Northwest Bancorp Statutory Trust IV | Swap 3 | Interest rate swap agreements
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Original term of swaps		10 years
Fixed rate (as a percent)		4.09%
Notional amount		$ 25,000,000
Trust preferred investments | LNB Trust I
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust Preferred Securities) and Interest Rate Swaps
Cumulative trust preferred securities issued (in shares) | shares		7,875

Guaranteed Preferred Benefici71

Guaranteed Preferred Beneficial Interests in Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swap Agreements (Details 2) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Guaranteed Preferred Beneficial Interests in the Company's Junior Subordinated Deferrable Interest Debentures (Trust-Preferred Securities) and Interest Rate Swaps
Hedge ineffectiveness for swaps	$ 0
Interest rate swap agreements
Liability Derivatives, Included in Other Liabilities
Fair value	5,385	$ 6,273
Notional amount	75,000	75,000
Collateral posted	$ 5,705	$ 6,805

Changes in Accumulated Other 72

Changes in Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Changes in accumulated other comprehensive income by component
Balance at the beginning of the period	$ (22,583)	$ (5,216)	$ (24,370)	$ (11,900)
Other comprehensive income before reclassification adjustments	2,424	(890)	4,120	8,178
Amounts reclassified from accumulated other comprehensive income	99	(557)	190	(2,941)
Other comprehensive income/ (loss)	2,523	(1,447)	4,310	5,237
Balance at the end of the period	(20,060)	(6,663)	(20,060)	(6,663)
Income tax expense related to compensation and employee benefits	(140)	74	(420)	223
Unrealized gains and losses on securities available-for-sale
Changes in accumulated other comprehensive income by component
Balance at the beginning of the period	4,278	3,378	3,461	(3,233)
Other comprehensive income before reclassification adjustments	2,379	(1,570)	3,543	7,149
Amounts reclassified from accumulated other comprehensive income	(120)	(419)	(467)	(2,527)
Other comprehensive income/ (loss)	2,259	(1,989)	3,076	4,622
Balance at the end of the period	6,537	1,389	6,537	1,389
Realized gains (losses) on securities, net of tax	197	687	(766)	4,143
Tax on realized gains on securities	(77)	(268)	(299)	(1,616)
Change in fair value of interest rate swaps
Changes in accumulated other comprehensive income by component
Balance at the beginning of the period	(3,546)	(4,875)	(4,078)	(5,224)
Other comprehensive income before reclassification adjustments	45	680	577	1,029
Other comprehensive income/ (loss)	45	680	577	1,029
Balance at the end of the period	(3,501)	(4,195)	(3,501)	(4,195)
Change in defined benefit pension plans
Changes in accumulated other comprehensive income by component
Balance at the beginning of the period	(23,315)	(3,719)	(23,753)	(3,443)
Amounts reclassified from accumulated other comprehensive income	219	(138)	657	(414)
Other comprehensive income/ (loss)	219	(138)	657	(414)
Balance at the end of the period	(23,096)	(3,857)	(23,096)	(3,857)
Amortization of prior service cost (compensation and employee benefits)	581	581	1,743	1,743
Amortization of net loss (compensation and employee benefits)	(940)	(369)	(2,820)	(1,106)
Income tax expense related to compensation and employee benefits	$ 140	$ (74)	$ 420	$ (223)