Northwest Bancshares (NWBI) 10-Q 6 May 22 2022 Q1 Quarterly report Financial data

Cover

Cover - shares	3 Months Ended
	Mar. 31, 2022	Apr. 30, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	001-34582
Entity Registrant Name	NORTHWEST BANCSHARES, INC.
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	27-0950358
Entity Address, Address Line One	3 Easton Oval
Entity Address, Address Line Two	Suite 500
Entity Address, City or Town	Columbus
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	43219
City Area Code	814
Local Phone Number	726-2140
Entity Shell Company	false
Title of 12(b) Security	Common Stock, 0.01 Par Value
Trading Symbol	NWBI
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		126,710,453
Entity Central Index Key	0001471265
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and cash equivalents	$ 1,161,006	$ 1,279,259
Marketable securities available-for-sale (amortized cost of $1,542,170 and $1,565,002, respectively)	1,442,098	1,548,592
Marketable securities held-to-maturity (fair value of $677,376 and $751,513, respectively)	737,730	768,154
Total cash and cash equivalents and marketable securities	3,340,834	3,596,005
Loans held-for-sale	19,272	25,056
Loans held for investment	10,119,762	9,991,336
Allowance for credit losses	(99,295)	(102,241)
Loans receivable, net	10,039,739	9,914,151
FHLB stock, at cost	13,318	14,184
Accrued interest receivable	26,268	25,599
Real estate owned, net	929	873
Premises and equipment, net	149,970	156,524
Bank-owned life insurance	254,109	256,213
Goodwill	380,997	380,997
Other intangible assets, net	11,654	12,836
Other assets	193,365	144,126
Total assets	14,411,183	14,501,508
Liabilities:
Noninterest-bearing demand deposits	3,128,849	3,099,526
Interest-bearing demand deposits	2,891,622	2,940,442
Money market deposit accounts	2,680,613	2,629,882
Savings deposits	2,367,438	2,303,760
Time deposits	1,251,878	1,327,555
Total deposits	12,320,400	12,301,165
Borrowed funds	121,436	139,093
Subordinated debt	123,670	123,575
Junior subordinated debentures	129,119	129,054
Advances by borrowers for taxes and insurance	44,022	44,582
Accrued interest payable	563	1,804
Other liabilities	148,461	178,664
Total liabilities	12,887,671	12,917,937
Shareholders’ equity:
Preferred stock, $0.01 par value: 50,000,000 authorized, no shares issued	0	0
Common stock, $0.01 par value: 500,000,000 shares authorized, 126,686,373 and 126,612,183 shares issued and outstanding, respectively	1,267	1,266
Additional paid-in capital	1,012,308	1,010,405
Retained earnings	612,481	609,529
Accumulated other comprehensive loss	(102,544)	(37,629)
Total shareholders’ equity	1,523,512	1,583,571
Total liabilities and shareholders’ equity	$ 14,411,183	$ 14,501,508

CONSOLIDATED STATEMENTS OF FI_2

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Marketable securities available-for-sale, amortized cost	$ 1,542,170	$ 1,565,002
Securities held-to-maturity	$ 677,376	$ 751,513
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	50,000,000	50,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	126,686,373	126,612,183
Common stock, shares outstanding (in shares)	126,686,373	126,612,183

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income:
Loans receivable	$ 88,174	$ 102,318
Mortgage-backed securities	6,360	4,200
Taxable investment securities	677	634
Tax-free investment securities	674	575
FHLB stock dividends	81	116
Interest-earning deposits	467	183
Total interest income	96,433	108,026
Interest expense:
Deposits	3,751	5,514
Borrowed funds	2,059	2,054
Total interest expense	5,810	7,568
Net interest income	90,623	100,458
Provision for credit losses	(1,481)	(5,620)
Net interest income after provision for credit losses	92,104	106,078
Noninterest income:
Loss on sale of investments	(2)	(21)
Service charges and fees	13,067	12,394
Trust and other financial services income	7,012	6,484
Insurance commission income	0	2,546
Loss on real estate owned, net	(29)	(42)
Income from bank-owned life insurance	1,983	1,736
Mortgage banking income	1,465	6,020
Other operating income	2,244	2,836
Total noninterest income	25,740	31,953
Noninterest expense:
Compensation and employee benefits	46,917	47,239
Premises and occupancy costs	7,797	8,814
Office operations	3,383	3,165
Collections expense	520	616
Processing expenses	12,548	13,456
Marketing expenses	2,128	1,980
Federal deposit insurance premiums	1,129	1,307
Professional services	2,573	4,582
Amortization of intangible assets	1,183	1,594
Real estate owned expense	37	75
Merger, asset disposition and restructuring expense	1,374	9
Other expenses	2,355	3,354
Total noninterest expense	81,944	86,191
Income before income taxes	35,900	51,840
Federal and state income taxes expense	7,613	11,603
Net income	$ 28,287	$ 40,237
Basic earnings per share (in dollars per share)	$ 0.22	$ 0.32
Diluted earnings per share (in dollars per share)	$ 0.22	$ 0.32

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 28,287	$ 40,237
Net unrealized holding losses on marketable securities:
Unrealized holding losses, net of tax of $18,877 and $5,981, respectively	(64,783)	(17,421)
Reclassification adjustment for gains included in net income, net of tax of $0 and $22, respectively	(1)	(75)
Net unrealized holding losses on marketable securities	(64,784)	(17,496)
Defined benefit plan:
Actuarial reclassification adjustments for prior period service costs and actuarial (gains)/losses included in net income, net of tax of $50 and ($129), respectively	(131)	333
Other comprehensive loss	(64,915)	(17,163)
Total comprehensive (loss)/income	$ (36,628)	$ 23,074

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Unrealized holding gains (losses), tax	$ 18,877	$ 5,981
Reclassification adjustment for gains included in net income, tax	0	22
Reclassification adjustments for prior period service costs and net losses included in net income, tax	$ 50	$ (129)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Total	Common stock	Additional paid-in capital	Retained earnings	Accumulated other comprehensive income/(loss)
Beginning balance (in shares) at Dec. 31, 2020		127,019,452
Beginning balance at Dec. 31, 2020	$ 1,538,703	$ 1,270	$ 1,015,502	$ 555,480	$ (33,549)
Comprehensive income:
Net income	40,237			40,237
Other comprehensive loss net of tax	(17,163)				(17,163)
Total comprehensive (loss)/income	23,074			40,237	(17,163)
Exercise of stock options (in shares)		567,429
Exercise of stock options	6,927	$ 6	6,921
Stock-based compensation expense (in shares)		1,930
Stock-based compensation expense	961		961
Share repurchases (in shares)		(353,552)
Share repurchases	(4,566)	$ (4)	(4,562)
Stock-based compensation forfeited (in shares)		(12,611)
Dividends paid	(24,105)			(24,105)
Ending balance (in shares) at Mar. 31, 2021		127,222,648
Ending balance at Mar. 31, 2021	1,540,994	$ 1,272	1,018,822	571,612	(50,712)
Beginning balance (in shares) at Dec. 31, 2021		126,612,183
Beginning balance at Dec. 31, 2021	1,583,571	$ 1,266	1,010,405	609,529	(37,629)
Comprehensive income:
Net income	28,287			28,287
Other comprehensive loss net of tax	(64,915)				(64,915)
Total comprehensive (loss)/income	(36,628)			28,287	(64,915)
Exercise of stock options (in shares)		101,613
Exercise of stock options	1,205	$ 1	1,204
Stock-based compensation expense (in shares)		10,222
Stock-based compensation expense	699		699
Stock-based compensation forfeited (in shares)		(37,645)
Dividends paid	(25,335)			(25,335)
Ending balance (in shares) at Mar. 31, 2022		126,686,373
Ending balance at Mar. 31, 2022	$ 1,523,512	$ 1,267	$ 1,012,308	$ 612,481	$ (102,544)

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Other comprehensive income (loss), tax	$ 18,927	$ 5,874
Dividends paid, per share (in dollars per share)	$ 0.20	$ 0.19

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating activities:
Net income	$ 28,287	$ 40,237
Adjustments to reconcile net income to net cash provided by/(used in) operating activities:
Provision for credit losses	(1,481)	(5,620)
Net loss/(gain) on sale of assets	780	(262)
Mortgage banking activity	677	(8,429)
Net depreciation, amortization and accretion	3,595	6,514
(Increase)/decrease in other assets	(30,666)	33,746
Decrease in other liabilities	(31,625)	(21,034)
Net amortization on marketable securities	1,505	2,154
Noncash compensation expense related to stock benefit plans	699	961
Noncash write-down of real estate owned	29	123
Origination of loans held-for-sale	(104,535)	(240,765)
Proceeds from sale of loans held-for-sale	110,278	260,394
Net cash (used in)/provided by operating activities	(22,457)	68,019
Investing activities:
Purchase of marketable securities held-to-maturity	0	(428,861)
Purchase of marketable securities available-for-sale	(61,640)	(220,666)
Proceeds from maturities and principal reductions of marketable securities held-to-maturity	30,092	3,374
Proceeds from maturities and principal reductions of marketable securities available-for-sale	83,295	128,556
Proceeds from sale of marketable securities available-for-sale	0	35,357
Proceeds from bank-owned life insurance	1,354	1,750
Loan originations	(901,499)	(975,141)
Loan purchases	(210,775)	0
Proceeds from loan maturities and principal reductions	985,218	1,169,026
Net proceeds/(redemptions) of FHLB stock	866	(113)
Proceeds from sale of real estate owned	0	479
Proceeds from sale of real estate owned for investment, net	76	76
Disposals/(purchases) of premises and equipment, net	329	(285)
Net cash used in investing activities	(72,684)	(286,448)
Financing activities:
Net increase in deposits	19,235	513,861
Repayments of long-term borrowings	0	(20,000)
Net decrease in short-term borrowings	(17,657)	(9,469)
Decrease in advances by borrowers for taxes and insurance	(560)	(1,206)
Cash dividends paid on common stock	(25,335)	(24,105)
Purchase of common stock for retirement	0	(4,566)
Proceeds from stock options exercised	1,205	6,927
Net cash (used in)/provided by financing activities	(23,112)	461,442
Net (decrease)/increase in cash and cash equivalents	(118,253)	243,013
Cash and cash equivalents at beginning of period	1,279,259	736,277
Cash and cash equivalents at end of period	1,161,006	979,290
Cash paid during the period for:
Interest on deposits and borrowings (including interest credited to deposit accounts of $3,650 and $5,543, respectively)	7,051	8,963
Income taxes	84	0
Non-cash activities:
Loan foreclosures and repossessions	1,142	1,197
Sale of real estate owned financed by the Company	$ 0	$ 54

CONSOLIDATED STATEMENTS OF CA_2

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Cash Flows [Abstract]
Interest on deposits and borrowings, interest credited to deposit accounts	$ 3,650	$ 5,543

Basis of Presentation and Infor

Basis of Presentation and Informational Disclosures	3 Months Ended
	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation and Informational Disclosures	Basis of Presentation and Informational Disclosures Northwest Bancshares, Inc. (the “Company” or “NWBI”), a Maryland corporation headquartered in Columbus, Ohio, is a bank holding company regulated by the Board of Governors of the Federal Reserve System (“FRB”). The primary activity of the Company is the ownership of all of the issued and outstanding common stock of Northwest Bank, a Pennsylvania-chartered savings bank (“Northwest”). Northwest is regulated by the Federal Deposit Insurance Corporation (“FDIC”) and the Pennsylvania Department of Banking. Northwest operates 170 community-banking offices throughout Pennsylvania, Western New York, Eastern Ohio, and Indiana. The accompanying unaudited Consolidated Financial Statements include the accounts of the Company and its subsidiary, Northwest, and Northwest’s subsidiaries Northwest Capital Group, Inc., Great Northwest Corporation, and MutualFirst Interest Company, Inc. The unaudited Consolidated Financial Statements have been prepared in accordance with United States generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information or footnotes required for complete annual financial statements. In the opinion of management, all adjustments necessary for the fair presentation of the Company’s financial position and results of operations have been included. The Consolidated Financial Statements have been prepared using the accounting policies described in the financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 updated, as required, for any new pronouncements or changes. Certain items previously reported have been reclassified to conform to the current year’s reporting format. The results of operations for the quarter ended are not necessarily indicative of the results that may be expected for the year ending December 31, 2022, or any other period. Stock-Based Compensation Stock-based compensation expense of $699,000 and $961,000 for the quarters ended March 31, 2022 and 2021, respectively, was recognized in compensation expense relating to our stock benefit plans. At March 31, 2022, there was compensation expense of $1.3 million to be recognized for awarded but unvested stock options and $7.5 million for unvested restricted common shares. Income Taxes-Uncertain Tax Positions Accounting standards prescribe a comprehensive model for how a company should recognize, measure, present and disclose in its financial statements uncertain tax positions that the company has taken or expects to take on a tax return. A tax benefit from an uncertain position may be recognized only if it is “more likely than not” that the position is sustainable, based on its technical merits. The tax benefit of a qualifying position is the largest amount of tax benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority having full knowledge of all relevant information. At March 31, 2022, we had $241,000 of liability for unrecognized tax benefits. We recognize interest accrued related to: (1) unrecognized tax benefits in other expenses and (2) refund claims in other operating income. We recognize penalties (if any) in other expenses. We are subject to audit by the Internal Revenue Service and any state in which we conduct business for the tax periods ended December 31, 2021, 2020, 2019 and 2018.

Marketable Securities

Marketable Securities	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Marketable Securities	Marketable Securities The following table shows the portfolio of marketable securities available-for-sale at March 31, 2022 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S government and agencies: Due in one year through five years $ 20,000 — (738) 19,262 Due after ten years 56,586 — (5,196) 51,390 Debt issued by government-sponsored enterprises: Due in one year through five years 992 13 — 1,005 Due in five years through ten years 46,172 1 (4,313) 41,860 Municipal securities: Due in less than one year 892 5 — 897 Due in one year through five years 1,257 6 (11) 1,252 Due in five years through ten years 25,181 55 (705) 24,531 Due after ten years 95,265 26 (6,971) 88,320 Residential mortgage-backed securities: Fixed rate pass-through 252,798 410 (15,540) 237,668 Variable rate pass-through 10,577 203 (14) 10,766 Fixed rate agency CMOs 995,579 94 (67,438) 928,235 Variable rate agency CMOs 36,871 202 (161) 36,912 Total residential mortgage-backed securities 1,295,825 909 (83,153) 1,213,581 Total marketable securities available-for-sale $ 1,542,170 1,015 (101,087) 1,442,098 The following table shows the portfolio of marketable securities available-for-sale at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due in one year through five years $ 20,000 — (68) 19,932 Due after ten years 57,681 — (1,722) 55,959 Debt issued by government-sponsored enterprises: Due in less than one year 177 — — 177 Due in one year through five years 991 73 — 1,064 Due in five years through ten years 46,411 1 (1,568) 44,844 Municipal securities: Due in less than one year 946 13 — 959 Due in one year through five years 1,261 22 (3) 1,280 Due in five years through ten years 23,692 661 (146) 24,207 Due after ten years 99,558 2,884 (187) 102,255 Residential mortgage-backed securities: Fixed rate pass-through 265,604 2,389 (2,525) 265,468 Variable rate pass-through 11,306 294 (9) 11,591 Fixed rate agency CMOs 997,680 2,284 (18,965) 980,999 Variable rate agency CMOs 39,695 224 (62) 39,857 Total residential mortgage-backed securities 1,314,285 5,191 (21,561) 1,297,915 Total marketable securities available-for-sale $ 1,565,002 8,845 (25,255) 1,548,592 Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due in one year through five years $ 16,478 — (968) 15,510 Due in five years through ten years 107,974 — (11,375) 96,599 Residential mortgage-backed securities: Fixed rate pass-through 176,949 24 (12,117) 164,856 Variable rate pass-through 643 18 — 661 Fixed rate agency CMOs 435,087 — (35,948) 399,139 Variable rate agency CMOs 599 12 — 611 Total residential mortgage-backed securities 613,278 54 (48,065) 565,267 Total marketable securities held-to-maturity $ 737,730 54 (60,408) 677,376 The following table shows the portfolio of marketable securities held-to-maturity at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due in one through five years $ 16,478 — (206) 16,272 Due in five years through ten years 107,973 — (4,613) 103,360 Residential mortgage-backed securities: Fixed rate pass-through 183,092 58 (2,161) 180,989 Variable rate pass-through 667 24 — 691 Fixed rate agency CMOs 459,345 251 (10,011) 449,585 Variable rate agency CMOs 599 17 — 616 Total residential mortgage-backed securities 643,703 350 (12,172) 631,881 Total marketable securities held-to-maturity $ 768,154 350 (16,991) 751,513 The following table shows the contractual maturity of our residential mortgage-backed securities available-for-sale at March 31, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due in less than one year $ 382 382 Due in one year through five years 18,660 18,319 Due after five years through ten years 78,165 76,050 Due after ten years 1,198,618 1,118,830 Total residential mortgage-backed securities $ 1,295,825 1,213,581 The following table shows the contractual maturity of our residential mortgage-backed securities held-to-maturity at March 31, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due in one year through five years $ 709 727 Due after five years through ten years 40,477 36,191 Due after ten years 572,092 528,349 Total residential mortgage-backed securities $ 613,278 565,267 The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at March 31, 2022 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 66,445 (4,519) 156,991 (18,071) 223,436 (22,590) Municipal securities 101,496 (7,356) 2,741 (331) 104,237 (7,687) Residential mortgage-backed securities - agency 1,184,448 (80,073) 523,224 (51,145) 1,707,672 (131,218) Total $ 1,352,389 (91,948) 682,956 (69,547) 2,035,345 (161,495) The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2021 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 132,782 (3,504) 106,160 (4,673) 238,942 (8,177) Municipal securities 25,118 (336) — — 25,118 (336) Residential mortgage-backed securities - agency 1,428,582 (26,516) 184,389 (7,217) 1,612,971 (33,733) Total $ 1,586,482 (30,356) 290,549 (11,890) 1,877,031 (42,246) The Company does not believe that the available-for-sale debt securities that were in an unrealized loss position as of March 31, 2022, which were comprised of 494 individual securities, represents a credit loss impairment. All of these securities were issued by U.S. government agencies, U.S. government-sponsored enterprises or local municipalities. The securities issued by the U.S. government agencies or U.S. government-sponsored enterprises are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The securities issued by local municipalities were all highly rated by major rating agencies and have no history of credit losses. The unrealized losses were primarily attributable to changes in the interest rate environment and not due to the credit quality of these investment securities. The Company does not have the intent to sell these investment securities and it is likely that we will not be required to sell these securities before their anticipated recovery, which may be at maturity. All of the Company ’ s held-to-maturity debt securities are issued by U.S. government agencies or U.S. government-sponsored enterprises. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. Therefore, the Company did not record an allowance for credit losses for these securities as of March 31, 2022. The following table presents the credit quality of our held-to-maturity securities, based on the latest information available as of March 31, 2022 (in thousands). The credit ratings are sourced from nationally recognized rating agencies, which include Moody’s and S&P, or when credit ratings cannot be sourced from the agencies, they are presented based on asset type. All of our held-to-maturity securities were current in their payment of principal and interest as of March 31, 2022. AA+ Total Held-to-maturity securities (at amortized cost): Debt issued by the U.S. government-sponsored enterprises $ 124,452 124,452 Residential mortgage-backed securities 613,278 613,278 Total marketable securities held-to-maturity $ 737,730 737,730

Loans Receivable

Loans Receivable	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Loans Receivable	Loans Receivable The following table shows a summary of our loans receivable at amortized cost basis at March 31, 2022 and December 31, 2021 (in thousands): March 31, 2022 December 31, 2021 Originated (1) Acquired (2) Total Originated (1) Acquired (2) Total Personal Banking: Residential mortgage loans (3) $ 2,924,864 197,025 3,121,889 2,783,459 211,161 2,994,620 Home equity loans 1,089,234 197,286 1,286,520 1,107,202 212,729 1,319,931 Vehicle loans 1,457,137 90,118 1,547,255 1,384,246 99,985 1,484,231 Consumer loans 305,969 42,757 348,726 307,961 46,556 354,517 Total Personal Banking 5,777,204 527,186 6,304,390 5,582,868 570,431 6,153,299 Commercial Banking: Commercial real estate loans 2,189,050 384,491 2,573,541 2,202,027 423,454 2,625,481 Commercial real estate loans - owner occupied 326,958 59,394 386,352 321,253 68,750 390,003 Commercial loans 803,833 70,918 874,751 765,877 81,732 847,609 Total Commercial Banking 3,319,841 514,803 3,834,644 3,289,157 573,936 3,863,093 Total loans receivable, gross 9,097,045 1,041,989 10,139,034 8,872,025 1,144,367 10,016,392 Allowance for credit losses (83,685) (15,610) (99,295) (86,750) (15,491) (102,241) Total loans receivable, net (4) $ 9,013,360 1,026,379 10,039,739 8,785,275 1,128,876 9,914,151 (1) Includes originated and purchased loan pools. (2) Includes loans subject to purchase accounting. (3) Includes fair value of $19.3 million and $25.1 million of loans held-for-sale at March 31, 2022 and December 31, 2021, respectively. (4) Includes $63.1 million and $62.8 million of net unearned income, unamortized premiums and discounts and deferred fees and costs at March 31, 2022 and December 31, 2021, respectively. The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended March 31, 2022 (in thousands): Balance as of March 31, 2022 Current period provision Charge-offs Recoveries Balance as of December 31, 2021 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 13,306 6,962 (1,183) 154 7,373 Home equity loans 5,643 369 (447) 421 5,300 Vehicle loans 14,181 (1,305) (647) 650 15,483 Consumer loans 3,109 994 (1,076) 307 2,884 Total Personal Banking 36,239 7,020 (3,353) 1,532 31,040 Commercial Banking: Commercial real estate loans 44,572 (9,665) (1,024) 1,120 54,141 Commercial real estate loans - owner occupied 4,276 389 — 4 3,883 Commercial loans 14,208 775 (681) 937 13,177 Total Commercial Banking 63,056 (8,501) (1,705) 2,061 71,201 Total $ 99,295 (1,481) (5,058) 3,593 102,241 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 6 4 — — 2 Home equity loans 55 16 — — 39 Total Personal Banking 61 20 — — 41 Commercial Banking: Commercial real estate loans 1,792 911 — — 881 Commercial real estate loans - owner occupied 208 66 — — 142 Commercial loans 1,993 599 — — 1,394 Total Commercial Banking 3,993 1,576 — — 2,417 Total off-balance sheet exposure $ 4,054 1,596 — — 2,458 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended March 31, 2021 (in thousands): Balance as of March 31, 2021 Current period provision Charge-offs Recoveries Balance as of December 31, 2020 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 5,861 (592) (855) 42 7,266 Home equity loans 5,241 (652) (228) 129 5,992 Vehicle loans 14,888 773 (1,307) 597 14,825 Consumer loans 2,563 651 (1,296) 337 2,871 Total Personal Banking 28,553 180 (3,686) 1,105 30,954 Commercial Banking: Commercial real estate loans 70,206 (4,831) (4,626) 282 79,381 Commercial real estate loans - owner occupied 6,753 (3,766) — 1 10,518 Commercial loans 18,485 2,797 (54) 2,168 13,574 Total Commercial Banking 95,444 (5,800) (4,680) 2,451 103,473 Total $ 123,997 (5,620) (8,366) 3,556 134,427 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 2 — — — 2 Home equity loans 34 (1) — — 35 Total Personal Banking 36 (1) — — 37 Commercial Banking: Commercial real estate loans 2,115 (1,334) — — 3,449 Commercial real estate loans - owner occupied 388 62 — — 326 Commercial loans 2,080 (471) — — 2,551 Total Commercial Banking 4,583 (1,743) — — 6,326 Total off-balance sheet exposure $ 4,619 (1,744) — — 6,363 During the quarter ended March 31, 2022, the Company purchased a $72.7 million small business equipment finance loan pool and a $138.1 million one- to four-family jumbo mortgage loan pool. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at March 31, 2022 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 3,121,889 13,306 7,450 — 6,187 861 — Home equity loans 1,286,520 5,643 4,910 — 1,503 489 — Vehicle loans 1,547,255 14,181 2,782 — — — — Consumer loans 348,726 3,109 618 420 — — — Total Personal Banking 6,304,390 36,239 15,760 420 7,690 1,350 — Commercial Banking: Commercial real estate loans 2,573,541 44,572 100,887 — 16,426 1,620 364 Commercial real estate loans - owner occupied 386,352 4,276 655 — 152 25 — Commercial loans 874,751 14,208 6,859 — 4,433 589 — Total Commercial Banking 3,834,644 63,056 108,401 — 21,011 2,234 364 Total $ 10,139,034 99,295 124,161 420 28,701 3,584 364 (1) Includes $16.0 million of nonaccrual TDRs. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at December 31, 2021 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 2,994,620 7,373 10,402 — 6,749 1,442 — Home equity loans 1,319,931 5,300 5,758 — 1,781 718 — Vehicle loans 1,484,231 15,483 3,263 — — — — Consumer loans 354,517 2,884 675 331 — — — Total Personal Banking 6,153,299 31,040 20,098 331 8,530 2,160 — Commercial Banking: Commercial real estate loans 2,625,481 54,141 129,666 — 17,025 2,024 400 Commercial real estate loans - owner occupied 390,003 3,883 1,233 — 159 24 — Commercial loans 847,609 13,177 7,474 — 4,574 609 60 Total Commercial Banking 3,863,093 71,201 138,373 — 21,758 2,657 460 Total $ 10,016,392 102,241 158,471 331 30,288 4,817 460 (1) Includes $17.2 million of nonaccrual TDRs. We present the amortized cost of our loans on nonaccrual status including such loans with no allowance. The following table presents the amortized cost of our loans on nonaccrual status as of the beginning and end of the quarter ended March 31, 2022 (in thousands): March 31, 2022 Nonaccrual loans at January 1, 2022 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 10,402 7,450 — 7,450 — Home equity loans 5,758 4,706 204 4,910 — Vehicle loans 3,263 2,738 44 2,782 — Consumer loans 675 617 1 618 420 Total Personal Banking 20,098 15,511 249 15,760 420 Commercial Banking: Commercial real estate loans 129,666 15,730 85,157 100,887 — Commercial real estate loans - owner occupied 1,233 655 — 655 — Commercial loans 7,474 3,472 3,387 6,859 — Total Commercial Banking 138,373 19,857 88,544 108,401 — Total $ 158,471 35,368 88,793 124,161 420 During the quarter ended March 31, 2022, we recognized $153,000 of interest income on nonaccrual and troubled debt restructuring loans. The following table presents the amortized cost of our loans on nonaccrual status as of the year ended December 31, 2021 (in thousands): December 31, 2021 Nonaccrual loans at January 1, 2021 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 15,924 10,402 — 10,402 — Home equity loans 9,123 5,551 207 5,758 — Vehicle loans 5,533 3,251 12 3,263 — Consumer loans 1,031 674 1 675 331 Total Personal Banking 31,611 19,878 220 20,098 331 Commercial Banking: Commercial real estate loans 44,092 65,529 64,137 129,666 — Commercial real estate loans - owner occupied 3,642 1,233 — 1,233 — Commercial loans 23,487 3,941 3,533 7,474 — Total Commercial Banking 71,221 70,703 67,670 138,373 — Total $ 102,832 90,581 67,890 158,471 331 During the year ended December 31, 2021, we recognized $803,000 of interest income on nonaccrual and troubled debt restructuring loans. The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of March 31, 2022 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 577 — 577 Home equity loans 99 — 99 Total Personal Banking 676 — 676 Commercial Banking: Commercial real estate loans 95,904 1,631 97,535 Commercial loans 3,841 1,854 5,695 Total Commercial Banking 99,745 3,485 103,230 Total $ 100,421 3,485 103,906 The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of December 31, 2021 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 580 — 580 Home equity loans 99 — 99 Total Personal Banking 679 — 679 Commercial Banking: Commercial real estate loans 119,825 1,705 121,530 Commercial loans 3,973 1,926 5,899 Total Commercial Banking 123,798 3,631 127,429 Total $ 124,477 3,631 128,108 Our loan portfolios include loans that have been modified in a TDR, where concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities and could include: extending the note’s maturity date, permitting interest only payments, reducing the interest rate to a rate lower than current market rates for new debt with similar risk, reducing the principal payment, principal forbearance or other actions. These concessions are applicable to all loan segments and classes. Certain TDRs are classified as nonperforming at the time of restructuring and may be returned to performing status after considering the borrower’s sustained repayment performance for a period of at least six months. When we modify loans in a TDR, we evaluate any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, the loan’s observable market price or the current fair value of the collateral, less selling costs, for collateral dependent loans. If we determine that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premiums or discounts), impairment is recognized through an allowance estimate or a charge-off to the allowance. In periods subsequent to modification, we evaluate all TDRs, including those that have payment defaults, for possible impairment in accordance with ASC 310-10. As a result, loans modified in a TDR may have the financial effect of increasing the specific allowance associated with the loan. Loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a TDR subsequently default, we evaluate the loan for possible further impairment. The allowance may be increased, adjustments may be made in the allocation of the allowance, partial charge-offs may be taken to further write-down the carrying value of the loan, or the loan may be charged-off completely. In March 2020 and August 2020, joint statements were issued by federal and state regulatory agencies, after consultation with the FASB, to clarify that short-term loan modifications are not TDRs if made on a good-faith basis in response to COVID-19 to borrowers who were current prior to any relief. Under this guidance, six months is provided as an example of short-term, and current is defined as less than 30 days past due at the time the modification program is implemented. The guidance also provides that these modified loans generally will not be classified as nonaccrual during the term of the modification. For borrowers who are 30 days or more past due when enrolling in a loan modification program related to the COVID-19 pandemic, we evaluate the loan modifications under our existing TDR framework, and where such a loan modification would result in a concession to a borrower experiencing financial difficulty, the loan will be accounted for as a TDR and will generally not accrue interest. This TDR relief under the CARES Act was extended by the Consolidated Appropriations Act, 2021 (“CAA”), signed into law on December 27, 2020. Under the CAA, such relief will continue until the earlier of 60 days after the date the COVID-19 national emergency comes to an end or January 1, 2022. Certain loan modifications made during the prior year were done in accordance with Section 4013 of the CARES Act and the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus. Accordingly, these loans were not categorized as TDRs. ollowing table provides a roll forward of troubled debt restructurings for the periods indicated (dollars in thousands): For the quarter ended March 31, 2022 2021 Number of Amount Number of Amount Beginning TDR balance: 134 $ 30,288 170 $ 32,135 New TDRs — — — — Re-modified TDRs 1 202 4 922 Net paydowns — (1,030) — (2,488) Charge-offs: Residential mortgage loans 1 (3) — — Paid-off loans: Residential mortgage loans 1 (201) — — Home equity loans 1 (64) — — Commercial real estate loans 1 (289) 3 (2,384) Commercial real estate loans - owner occupied — — 1 (47) Commercial loans — — 2 (628) Ending TDR balance: 130 $ 28,701 164 $ 27,510 Accruing TDRs $ 12,686 $ 20,120 Nonaccrual TDRs 16,015 7,390 The following table provides information related to TDRs (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (in thousands): For the quarter ended March 31, 2022 Number of Recorded Current Current Commercial Banking: Commercial real estate loans 1 $ 330 202 11 Total Commercial Banking 1 330 202 11 Total 1 $ 330 202 11 For the quarter ended March 31, 2021 Number of Recorded Current Current Personal Banking: Residential mortgage loans 1 $ 121 117 10 Home equity loans 1 3 2 — Total Personal Banking 2 124 119 10 Commercial Banking: Commercial real estate loans 2 812 803 130 Total Commercial Banking 2 812 803 130 Total 4 $ 936 922 140 The following table provides information as of March 31, 2022 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended March 31, 2022 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Commercial Banking: Commercial real estate loans 1 $ — — 202 — 202 Total Commercial Banking 1 — — 202 — 202 Total 1 $ — — 202 — 202 The following table provides information as of March 31, 2021 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended March 31, 2021 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residential mortgage loans 1 $ 117 — — — 117 Home equity loans 1 — — 2 — 2 Total Personal Banking 2 117 — 2 — 119 Commercial Banking: Commercial real estate loans 2 — — 729 74 803 Total Commercial Banking 2 — — 729 74 803 Total 4 $ 117 — 731 74 922 The following table provides information related to troubled debt restructurings modified within the previous twelve months of March 31, 2022 that subsequently defaulted: Number of Recorded Current Current Commercial Banking: Commercial real estate loans 1 $ 4,167 3,823 — Total Commercial Banking 1 4,167 3,823 — Total 1 $ 4,167 3,823 — No TDRs modified within the previous twelve months of March 31, 2021 subsequently defaulted. The following table provides information related to the amortized cost basis of loan payment delinquencies at March 31, 2022 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 24,057 1,950 3,976 29,983 3,091,906 3,121,889 — Home equity loans 3,867 1,138 2,968 7,973 1,278,547 1,286,520 — Vehicle loans 4,724 1,324 1,432 7,480 1,539,775 1,547,255 — Consumer loans 1,319 515 770 2,604 346,122 348,726 420 Total Personal Banking 33,967 4,927 9,146 48,040 6,256,350 6,304,390 420 Commercial Banking: Commercial real estate loans 2,485 112 21,264 23,861 2,549,680 2,573,541 — Commercial real estate loans - owner occupied 1,158 — 135 1,293 385,059 386,352 — Commercial loans 1,268 103 795 2,166 872,585 874,751 — Total Commercial Banking 4,911 215 22,194 27,320 3,807,324 3,834,644 — Total loans $ 38,878 5,142 31,340 75,360 10,063,674 10,139,034 420 The following table provides information related to the amortized cost basis of loan payment delinquencies at December 31, 2021 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 20,567 5,433 7,641 33,641 2,960,979 2,994,620 — Home equity loans 3,153 949 4,262 8,364 1,311,567 1,319,931 — Vehicle loans 5,331 1,487 1,635 8,453 1,475,778 1,484,231 — Consumer loans 1,205 519 765 2,489 352,028 354,517 331 Total Personal Banking 30,256 8,388 14,303 52,947 6,100,352 6,153,299 331 Commercial Banking: Commercial real estate loans 16,938 699 23,489 41,126 2,584,355 2,625,481 — Commercial real estate loans - owner occupied 127 70 574 771 389,232 390,003 — Commercial loans 193 727 1,105 2,025 845,584 847,609 — Total Commercial Banking 17,258 1,496 25,168 43,922 3,819,171 3,863,093 — Total originated loans $ 47,514 9,884 39,471 96,869 9,919,523 10,016,392 331 Credit Quality Indicators: For Commercial Banking we categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. We analyze loans individually by classifying the loans by credit risk. Credit relationships greater than or equal to $1.0 million classified as special mention or substandard are reviewed quarterly for deterioration or improvement to determine if the loan is appropriately classified. We use the following definitions for risk ratings other than pass: Special Mention — Loans designated as special mention have specific, well-defined risk issues, which create a high level of uncertainty regarding the long-term viability of the business. Loans in this class are considered to have high-risk characteristics. A special mention loan exhibits material negative financial trends due to company-specific or systemic conditions. If these potential weaknesses are not mitigated, they threaten the borrower’s capacity to meet its debt obligations. Special mention loans still demonstrate sufficient financial flexibility to react to and positively address the root cause of the adverse financial trends without significant deviations from their current business strategy. Their potential weaknesses deserve our close attention and warrant enhanced monitoring. Substandard — Loans classified as substandard are inadequately protected by the current net worth and payment capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Doubtful — Loans classified as doubtful have all the weaknesses inherent in those classified as substandard. In addition, those weaknesses make collection or liquidation in full highly questionable and improbable. A loan classified as doubtful exhibits discernible loss potential, but a complete loss seems very unlikely. The possibility of a loss on a doubtful loan is high, but because of certain important and reasonably specific pending factors that may strengthen the loan, its classification as an estimated loss is deferred until a more exact status can be determined. Loss — Loans classified as loss are considered uncollectible and of such value that the continuance as a loan is not warranted. A loss classification does not mean that the loan has no recovery or salvage value; instead, it means that it is not practical or desirable to defer writing off all or a portion of a basically worthless loan even though partial recovery may be possible in the future. For Personal Banking loans a pass risk rating is maintained until they are greater than 90 days past due, and risk rating reclassification is based primarily on past due status of the loan. The risk rating categories can generally be described by the following groupings: Pass — Loans classified as pass are homogeneous loans that are less than 90 days past due from the required payment date at month-end. Substandard — Loans classified as substandard are homogeneous loans that are greater than 90 days past due from the required payment date at month-end, loans classified as TDRs or homogenous retail loans that are greater than 180 days past due from the required payment date at month-end that has been written down to the value of underlying collateral, less costs to sell. Doubtful — Loans classified as doubtful are homogeneous loans that are greater than 180 days past due from the required payment date at month-end and not written down to the value of underlying collateral. These loans are generally charged-off in the month in which the 180 day period elapses. The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of March 31, 2022 (in thousands): YTD March 31, 2022 2021 2020 2019 2018 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 81,603 810,544 585,855 289,202 146,678 1,194,484 — — 3,108,366 Substandard — — 583 375 238 12,327 — — 13,523 Total residential mortgage loans 81,603 810,544 586,438 289,577 146,916 1,206,811 — — 3,121,889 Home equity loans Pass 27,811 145,099 199,289 128,051 60,585 250,728 426,764 42,015 1,280,342 Substandard — — 66 303 191 3,507 1,176 935 6,178 Total home equity loans 27,811 145,099 199,355 128,354 60,776 254,235 427,940 42,950 1,286,520 Vehicle loans Pass 223,063 729,574 260,616 177,605 101,513 52,103 — — 1,544,474 Substandard — 541 390 856 531 463 — — 2,781 Total vehicle loans 223,063 730,115 261,006 178,461 102,044 52,566 — — 1,547,255 Consumer loans Pass 28,887 106,849 71,992 40,506 17,879 20,568 59,537 1,470 347,688 Substandard — 203 103 153 64 80 422 13 1,038 Total consumer loans 28,887 107,052 72,095 40,659 17,943 20,648 59,959 1,483 348,726 Total Personal Banking 361,364 1,792,810 1,118,894 637,051 327,679 1,534,260 487,899 44,433 6,304,390 Business Banking: Commercial real estate loans Pass 25,880 324,062 451,209 319,291 249,608 868,339 28,639 9,583 2,276,611 Special mention — 794 4,070 46,100 1,189 5,206 1,253 — 58,612 Substandard — 97 8,358 44,165 44,672 133,415 492 7,119 238,318 Total commercial real estate loans 25,880 324,953 463,637 409,556 295,469 1,006,960 30,384 16,702 2,573,541 Commercial real estate loans - owner occupied Pass 26,504 67,571 18,312 42,419 51,402 145,640 3,839 1,510 357,197 Special mention — — — 647 2,046 722 64 — 3,479 Substandard — — — 4,790 3,457 15,510 — 1,919 25,676 Total commercial real estate loans - owner occupied 26,504 67,571 18,312 47,856 56,905 161,872 3,903 3,429 386,352 Commercial loans Pass 182,912 163,204 97,395 65,195 24,462 61,417 238,852 5,688 839,125 Special mention 166 180 616 625 386 2 1,302 — 3,277 Substandard — 246 1,463 3,725 2,616 2,763 11,263 10,273 32,349 Total commercial loans 183,078 163,630 99,474 69,545 27,464 64,182 251,417 15,961 874,751 Total Business Banking 235,462 556,154 581,423 526,957 379,838 1,233,014 285,704 36,092 3,834,644 Total loans $ 596,826 2,348,964 1,700,317 1,164,008 707,517 2,767,274 773,603 80,525 10,139,034 For the quarter ended March 31, 2022, $5.1 million of revolving loans were converted to term loans. The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of December 31, 2021 (in thousands): 2021 2020 2019 2018 2017 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 644,862 602,429 304,275 156,639 171,240 1,098,635 — — 2,978,080 Substandard 138 489 377 538 882 14,116 — — 16,540 Total residential mortgage loans 645,000 602,918 304,652 157,177 172,122 1,112,751 — — 2,994,620 Home equity loans Pass 150,847 210,224 138,661 65,011 61,692 209,959 435,660 40,766 1,312,820 Substandard — — 441 60 455 3,820 1,275 1,060 7,111 Total home equity loans 150,847 210,224 139,102 65,071 62,147 213,779 436,935 41,826 1,319,931 Vehicle loans Pass 801,084 292,804 205,653 119,304 34,546 27,576 — — 1,480,967 Substandard 387 365 1,141 745 379 247 — — 3,264 Total vehicle loans 801,471 293,169 206,794 120,049 34,925 27,823 — — 1,484,231 Consumer loans Pass 117,856 81,266 47,195 20,595 9,794 12,202 63,025 1,578 353,511 Substandard 213 161 105 64 26 50 357 30 1,006 Total consumer loans 118,069 81,427 47,300 20,659 9,820 12,252 63,382 1,608 354,517 Total Personal Banking 1,715,387 1,187,738 697,848 362,956 279,014 1,366,605 500,317 43,434 6,153,299 Business Banking: Commercial real estate loans Pass 306,689 433,219 335,541 263,524 221,450 683,537 26,288 10,179 2,280,427 Special mention 803 1,808 52,513 3,296 1,394 8,529 729 23 69,095 Substandard — 34,153 44,712 46,045 56,077 89,311 492 5,169 275,959 Total commercial real estate loans 307,492 469,180 432,766 312,865 278,921 781,377 27,509 15,371 2,625,481 Commercial real estate - owner occupied Pass 69,084 19,452 51,997 60,824 57,676 94,687 2,822 2,707 359,249 Special mention — — — 769 1,959 1,444 856 — 5,028 Substandard — — 3,575 2,887 7,840 10,602 — 822 25,726 Total commercial real estate - owner occupied loans 69,084 19,452 55,572 64,480 67,475 106,733 3,678 3,529 390,003 Commercial loans Pass 224,367 110,171 73,276 27,668 20,748 76,987 262,805 12,301 808,323 Special mention 197 661 812 1,195 50 581 2,234 — 5,730 Substandard 329 4,767 5,102 4,437 1,529 2,116 6,667 8,609 33,556 Total commercial loans 224,893 115,599 79,190 33,300 22,327 79,684 271,706 20,910 847,609 Total Business Banking 601,469 604,231 567,528 410,645 368,723 967,794 302,893 39,810 3,863,093 Total loans $ 2,316,856 1,791,969 1,265,376 773,601 647,737 2,334,399 803,210 83,244 10,016,392 For the year ended December 31, 2021, $27.3 million of revolving loans were converted to term loans.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets The following table provides information for intangible assets subject to amortization at the dates indicated (in thousands): March 31, 2022 December 31, 2021 Amortizable intangible assets: Core deposit intangibles - gross $ 74,899 74,899 Acquisitions — — Less: accumulated amortization (63,320) (62,158) Core deposit intangibles - net $ 11,579 12,741 Customer and Contract intangible assets - gross $ 12,775 12,775 Customer list intangible assets disposed of due to sale of insurance business — (1,547) Less: accumulated amortization (12,700) (11,133) Customer and Contract intangible assets - net 75 95 Total intangible assets - net $ 11,654 12,836 The following table shows the actual aggregate amortization expense for the quarters ended March 31, 2022 and 2021, as well as the estimated aggregate amortization expense, based upon current levels of intangible assets, for the current fiscal year and each of the five succeeding fiscal years (in thousands): For the quarter ended March 31, 2022 $ 1,183 For the quarter ended March 31, 2021 1,594 For the year ending December 31, 2022 4,277 For the year ending December 31, 2023 3,270 For the year ending December 31, 2024 2,452 For the year ending December 31, 2025 1,662 For the year ending December 31, 2026 871 For the year ending December 31, 2027 305 The following table provides information for the changes in the carrying amount of goodwill (in thousands): Total Balance at December 31, 2020 $ 382,279 Purchase accounting adjustment 77 Goodwill disposed of due to sale of insurance business (1,359) Balance at December 31, 2021 380,997 Balance at March 31, 2022 $ 380,997 We performed our annual goodwill impairment test as of June 30, 2021 in accordance with ASC 350, as updated by ASU 2017-04 (“Step 0”), and concluded that goodwill was not impaired. As of March 31, 2022, there were no events or changes in circumstances that would cause us to update that goodwill impairment test and we have concluded there is no impairment of goodwill.

Borrowed Funds

Borrowed Funds	3 Months Ended
	Mar. 31, 2022
Debt Disclosure [Abstract]
Borrowed Funds	Borrowed Funds (a) Borrowings Borrowed funds at March 31, 2022 and December 31, 2021 are presented in the following table: March 31, 2022 December 31, 2021 Amount Average rate Amount Average rate Collateralized borrowings, due within one year $ 121,436 0.19 % $ 139,093 0.19 % Total borrowed funds $ 121,436 $ 139,093 Borrowings from the Federal Home Loan Banks (“FHLB”) of Pittsburgh and Indianapolis, if any, are secured by our residential first mortgage and other qualifying loans. Certain of these borrowings are subject to restrictions or penalties in the event of prepayment. The revolving line of credit with the FHLB of Pittsburgh carries a commitment of $250.0 million. The rate is adjusted daily by the FHLB of Pittsburgh, and any borrowings on this line may be repaid at any time without penalty. The revolving line of credit had no balance as of March 31, 2022 and December 31, 2021. At March 31, 2022 and December 31, 2021, collateralized borrowings due within one year were $121.4 million and $139.1 million, respectively. These borrowings are collateralized by cash or various securities held in safekeeping by the FHLB. On September 9, 2020, the Company issued $125.0 million of 4.00% fixed-to-floating rate subordinated notes with a maturity date of September 15, 2030. The subordinated notes, which qualify as Tier 2 capital, bear interest at an annual rate of 4.00%, payable semi-annually in arrears commencing on March 15, 2021, and a floating rate of interest equivalent to the 3-month Secured Overnight Financing Rate (“SOFR”) plus 3.89% payable quarterly in arrears commencing on December 15, 2025. The subordinated debt issuance costs of approximately $1.8 million are being amortized over five years on a straight-line basis into interest expense. At March 31, 2022 and December 31, 2021, subordinated debentures, net of issuance costs, were $123.7 million and $123.6 million, respectively. (b) Trust Preferred Securities The Company has seven statutory business trusts: Northwest Bancorp Capital Trust III, a Delaware statutory business trust, Northwest Bancorp Statutory Trust IV, a Connecticut statutory business trust, LNB Trust II, a Delaware statutory business trust, Union National Capital Trust I (“UNCT I”), a Delaware statutory business trust, Union National Capital Trust II (“UNCT II”), a Delaware statutory business trust, MFBC Statutory Trust I, a Delaware statutory trust, and Universal Preferred Trust, a Delaware statutory trust (the “Trusts”). The Trusts exist solely to issue preferred securities to third parties for cash, issue common securities to the Company in exchange for capitalization of the Trusts, invest the proceeds from the sale of trust securities in an equivalent amount of debentures of the Company, and engage in other activities that are incidental to those previously listed. The Trusts have invested the proceeds of the offerings in junior subordinated deferrable interest debentures issued by the Company. The structure of these debentures mirrors the structure of the trust-preferred securities. These subordinated debentures are the sole assets of the Trusts. As the shareholders of the trust preferred securities are the primary beneficiaries of the Trusts, the Trusts are not consolidated in our financial statements. The following table sets forth a summary of the cumulative trust preferred securities and the junior subordinated debt held by the Trust as of the date listed. Maturity date Interest rate Capital debt securities March 31, 2022 December 31, 2021 Northwest Bancorp Capital Trust III December 30, 2035 3-month LIBOR plus 1.38% $ 50,000 $ 51,547 51,547 Northwest Bancorp Statutory Trust IV December 15, 2035 3-month LIBOR plus 1.38% 50,000 51,547 51,547 LNB Trust II June 15, 2037 3-month LIBOR plus 1.48% 7,875 8,119 8,119 UNCT I (1) January 23, 2034 3-month LIBOR plus 2.85% 8,000 7,956 7,950 UNCT II (1) November 23, 2034 3-month LIBOR plus 2.00% 3,000 2,748 2,741 MFBC Statutory Trust I (1) September 15, 2035 3-month LIBOR plus 1.70% 5,000 3,606 3,580 Universal Preferred Trust (1) October 7, 2035 3-month LIBOR plus 1.69% 5,000 3,596 3,570 $ 129,119 129,054 (1) Net of discounts due to the fair value adjustment made at the time of acquisition. Cash distributions on the trust securities are made on a quarterly basis to the extent interest on the debentures is received by the Trusts. We have the right to defer payment of interest on the subordinated debentures at any time, or from time-to-time, for periods not exceeding five years. If interest payments on the subordinated debentures are deferred, the distributions on the trust securities also are deferred. To date there have been no interest deferrals. Interest on the subordinated debentures and distributions on the trust securities is cumulative. Our obligation constitutes a full, irrevocable, and unconditional guarantee on a subordinated basis of the obligations of the trust under the preferred securities. The Trusts must redeem the preferred securities when the debentures are paid at maturity or upon an earlier redemption of the debentures to the extent the debentures are redeemed. All or part of the debentures may be redeemed at any time. Also, the debentures may be redeemed at any time if existing laws or regulations, or the interpretation or application of these laws or regulations, change causing: • the interest on the debentures to no longer be deductible by the Company for federal income tax purposes; • the trusts to become subject to federal income tax or to certain other taxes or governmental charges; • the trusts to register as an investment company; or • the preferred securities to no longer qualify as Tier I capital. We may, at any time, dissolve any of the Trusts and distribute the debentures to the trust security holders, subject to receipt of any required regulatory approvals.

Guarantees

Guarantees	3 Months Ended
	Mar. 31, 2022
Guarantees [Abstract]
Guarantees	Guarantees We issue standby letters of credit in the normal course of business. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party. We are required to perform under a standby letter of credit when drawn upon by the guaranteed third party in the case of nonperformance by our customer. The credit risk associated with standby letters of credit is essentially the same as that involved in extending loans to customers and is subject to normal loan underwriting procedures. Collateral may be obtained based on management’s credit assessment of the customer. At March 31, 2022, the maximum potential amount of future payments we could be required to make under these non-recourse standby letters of credit was $45.7 million, of which $35.9 million is fully collateralized. At March 31, 2022, we had a liability which represents deferred income of $583,000 related to the standby letters of credit.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per common share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, without considering any dilutive items. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. The following table sets forth the computation of basic and diluted EPS (in thousands, except share data and per share amounts): Quarter ended March 31, 2022 2021 Net income $ 28,287 40,237 Less: Dividends and undistributed earnings allocated to participating securities 177 — Net income available to common shareholders $ 28,110 40,237 Weighted average common shares outstanding 125,861,738 126,182,409 Add: Participating shares outstanding 791,217 517,615 Total weighted average common shares and dilutive potential shares 126,652,955 126,700,024 Basic earnings per share $ 0.22 0.32 Diluted earnings per share $ 0.22 0.32

Pension and Other Post-Retireme

Pension and Other Post-Retirement Benefits	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Pension and Other Post-Retirement Benefits	Pension and Other Post-Retirement Benefits The following table sets forth the net periodic costs for the defined benefit pension plans and post-retirement healthcare plans for the periods indicated (in thousands): Quarter ended March 31, Pension benefits Other post-retirement benefits 2022 2021 2022 2021 Service cost $ 2,599 2,860 — — Interest cost 1,671 1,517 10 4 Expected return on plan assets (3,864) (3,465) — — Amortization of prior service cost (564) (580) — — Amortization of the net loss 381 1,039 2 4 Net periodic cost $ 223 1,371 12 8 We anticipate making a contribution to our defined benefit pension plan between $0 and $2.0 million during the year ending December 31, 2022.

Disclosures About Fair Value of

Disclosures About Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Disclosures About Fair Value of Financial Instruments	Disclosures About Fair Value of Financial Instruments We are required to disclose fair value information about financial instruments whether or not recognized in the Consolidated Statement of Financial Condition. Fair value information of certain financial instruments and all nonfinancial instruments is not required to be disclosed. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. Financial assets and liabilities recognized or disclosed at fair value on a recurring basis and certain financial assets and liabilities on a non-recurring basis are accounted for using a three-level hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. This hierarchy gives the highest priority to quoted prices with readily available independent data in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable market inputs (Level 3). When various inputs for measurement fall within different levels of the fair value hierarchy, the lowest level input that has a significant impact on fair value measurement is used. Financial assets and liabilities are categorized based upon the following characteristics or inputs to the valuation techniques: • Level 1 - Financial assets and liabilities for which inputs are observable and are obtained from reliable quoted prices for identical assets or liabilities in actively traded markets. This is the most reliable fair value measurement and includes, for example, active exchange-traded equity securities. • Level 2 - Financial assets and liabilities for which values are based on quoted prices in markets that are not active or for which values are based on similar assets or liabilities that are actively traded. Level 2 also includes pricing models in which the inputs are corroborated by market data, for example, matrix pricing. • Level 3 - Financial assets and liabilities for which values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Level 3 inputs include the following: ◦ Quotes from brokers or other external sources that are not considered binding; ◦ Quotes from brokers or other external sources where it cannot be determined that market participants would in fact transact for the asset or liability at the quoted price; and ◦ Quotes and other information from brokers or other external sources where the inputs are not deemed observable. We are responsible for the valuation process and as part of this process may use data from outside sources in establishing fair value. We perform due diligence to understand the inputs used or how the data was calculated or derived. We also corroborate the reasonableness of external inputs in the valuation process. The carrying amounts reported in the Consolidated Statement of Financial Condition approximate fair value for the following financial instruments: cash and cash equivalents, marketable securities available-for-sale, accrued interest receivable, interest rate lock commitments, forward commitments, interest rate swaps, savings and checking deposits, foreign exchange swaps, risk participation agreements, and accrued interest payable. Marketable Securities Where available, market values are based on quoted market prices, dealer quotes, and prices obtained from independent pricing services. Debt Securities — available-for-sale - Generally, debt securities are valued using pricing for similar securities, recently executed transactions and other pricing models utilizing observable inputs. The valuation for most debt securities is classified as Level 2. Securities within Level 2 include corporate bonds, municipal bonds, mortgage-backed securities and U.S. government obligations. Certain debt securities which were AAA rated at purchase do not have an active market and as such we have used an alternative method to determine the fair value of these securities. The fair value has been determined using a discounted cash flow model using market assumptions, which generally include cash flow, collateral and other market assumptions. As such, securities which otherwise would have been classified as Level 2 securities if an active market for those assets or similar assets existed are included herein as Level 3 assets. Debt Securities — held-to-maturity - The fair value of debt securities held-to-maturity is determined in the same manner as debt securities available-for-sale. Loans Receivable Loans with comparable characteristics including collateral and re-pricing structures are segregated for valuation purposes. Each loan pool is separately valued utilizing a discounted cash flow analysis. Projected monthly cash flows are discounted to present value using a market rate for comparable loans, which is not considered an exit price. Characteristics of comparable loans include remaining term, coupon interest, and estimated prepayment speeds. Delinquent loans are separately evaluated given the impact delinquency has on the projected future cash flow of the loan including the approximate discount or market rate, which is not considered an exit price. Loans Held-for-Sale The estimated fair value of loans held-for-sale is based on market bids obtained from potential buyers. FHLB Stock Due to the restrictions placed on transferability of FHLB stock, it is not practical to determine the fair value. Deposit Liabilities The estimated fair value of deposits with no stated maturity, which includes demand deposits, money market, and other savings accounts, is the amount payable on demand. Although market premiums paid for depository institutions reflect an additional value for these low-cost deposits, adjusting fair value for any value expected to be derived from retaining those deposits for a future period of time or from the benefit that results from the ability to fund interest-earning assets with these deposit liabilities is prohibited. The fair value estimates of deposit liabilities do not include the benefit that results from the low-cost funding provided by these deposits compared to the cost of borrowing funds in the market. Fair values for time deposits are estimated using a discounted cash flow calculation that applies contractual cost currently being offered in the existing portfolio to current market rates being offered locally for deposits of similar remaining maturities. The valuation adjustment for the portfolio consists of the present value of the difference of these two cash flows, discounted at the assumed market rate of the corresponding maturity. Borrowed Funds Fixed rate advances are valued by comparing their contractual cost to the prevailing market cost. The carrying amount of repurchase agreements approximates their fair value. Subordinated Debentures The fair value of our subordinated debentures is calculated using the discounted cash flows at rates observable for other similarly traded liabilities. Junior Subordinated Debentures The fair value of junior subordinated debentures is calculated using the discounted cash flows at the prevailing rate of interest. Interest Rate Lock Commitments and Forward Commitments The fair value of interest rate lock commitments is based on the value of underlying loans held-for-sale which is based on quoted prices for similar loans in the secondary market. This value is then adjusted based on the probability of the loan closing (i.e., the “pull-through” amount, a significant unobservable input). The fair value of forward sale commitments is based on quoted prices from the secondary market based on the settlement date of the contracts. Cash Flow Hedges, Interest Rate and Foreign Exchange Swap Agreements The fair value of interest rate swaps is based upon the present value of the expected future cash flows using the LIBOR swap curve, the basis for the underlying interest rate. To price interest rate swaps, cash flows are first projected for each payment date using the fixed rate for the fixed side of the swap and the forward rates for the floating side of the swap. These swap cash flows are then discounted to time zero using LIBOR zero-coupon interest rates. The sum of the present value of both legs is the fair market value of the interest rate swap. These valuations have been derived from our third party vendor’s proprietary models rather than actual market quotations. The proprietary models are based upon financial principles and assumptions that we believe to be reasonable. The fair value of the foreign exchange swap is derived from proprietary models rather than actual market quotations. The proprietary models are based upon financial principles and assumptions we believe to be reasonable. Risk participation agreements are entered into when Northwest purchases a portion of a commercial loan that has an interest rate swap. Northwest assumes credit risk on its portion of the interest rate swap should the borrower fail to pay as agreed. The value of risk participation agreements is determined based on the value of the swap after considering the credit quality, probability of default, and loss given default of the borrower. Off-Balance Sheet Financial Instruments These financial instruments generally are not sold or traded, and estimated fair values are not readily available. However, the fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements. Commitments to extend credit are generally short-term in nature and, if drawn upon, are issued under current market terms. At March 31, 2022 and December 31, 2021, there was no significant unrealized appreciation or depreciation on these financial instruments. The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at March 31, 2022 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 1,161,006 1,161,006 1,161,006 — — Securities available-for-sale 1,442,098 1,442,098 — 1,442,098 — Securities held-to-maturity 737,730 677,376 — 677,376 — Loans receivable, net 10,020,467 9,389,401 — — 9,389,401 Residential mortgage loans held-for-sale 19,272 19,272 — — 19,272 Accrued interest receivable 26,268 26,268 26,268 — — Interest rate lock commitments 1,680 1,680 — — 1,680 Interest rate swaps not designated as hedging instruments 23,338 23,338 — 23,338 — FHLB stock 13,318 13,318 — — — Total financial assets $ 13,445,177 12,753,757 1,187,274 2,142,812 9,410,353 Financial liabilities: Savings and checking deposits $ 11,068,522 11,068,522 11,068,522 — — Time deposits 1,251,878 1,261,070 — — 1,261,070 Borrowed funds 121,436 121,419 121,419 — — Subordinated debt 123,670 123,987 — 123,987 — Junior subordinated debentures 129,119 115,159 — — 115,159 Forward commitments 43 43 — 43 — Foreign exchange swaps 6 6 — 6 — Interest rate swaps not designated as hedging instruments 23,363 23,363 — 23,363 — Risk participation agreements 31 31 — 31 — Accrued interest payable 563 563 563 — — Total financial liabilities $ 12,718,631 12,714,163 11,190,504 147,430 1,376,229 The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at December 31, 2021 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 1,279,259 1,279,259 1,279,259 — — Securities available-for-sale 1,548,592 1,548,592 — 1,548,592 — Securities held-to-maturity 768,154 751,513 — 751,513 — Loans receivable, net 9,889,095 9,648,825 — — 9,648,825 Residential mortgage loans held-for-sale 25,056 25,056 — — 25,056 Accrued interest receivable 25,599 25,599 25,599 — — Interest rate lock commitments 1,684 1,684 — — 1,684 Forward commitments 371 371 — 371 — Interest rate swaps not designated as hedging instruments 31,254 31,254 — 31,254 — FHLB stock 14,184 14,184 — — — Total financial assets $ 13,583,248 13,326,337 1,304,858 2,331,730 9,675,565 Financial liabilities: Savings and checking accounts $ 10,973,610 10,973,610 10,973,610 — — Time deposits 1,327,555 1,339,308 — — 1,339,308 Borrowed funds 139,093 139,093 139,093 — — Subordinated debt 123,575 129,138 — 129,138 — Junior subordinated debentures 129,054 120,083 — — 120,083 Foreign exchange swaps 341 341 — 341 — Interest rate swaps not designated as hedging instruments 31,357 31,357 — 31,357 — Risk participation agreements 60 60 — 60 — Accrued interest payable 1,804 1,804 1,804 — — Total financial liabilities $ 12,726,449 12,734,794 11,114,507 160,896 1,459,391 Fair value estimates are made at a point-in-time, based on relevant market data and information about the instrument. The methods and assumptions detailed above were used in estimating the fair value of financial instruments at both March 31, 2022 and December 31, 2021. The following table represents assets and liabilities measured at fair value on a recurring basis at March 31, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 70,652 — 70,652 Government-sponsored enterprises — 42,865 — 42,865 States and political subdivisions — 115,000 — 115,000 Total debt securities — 228,517 — 228,517 Residential mortgage-backed securities: GNMA — 15,213 — 15,213 FNMA — 143,311 — 143,311 FHLMC — 89,488 — 89,488 Non-agency — 422 — 422 Collateralized mortgage obligations: GNMA — 441,895 — 441,895 FNMA — 239,181 — 239,181 FHLMC — 284,071 — 284,071 Total mortgage-backed securities — 1,213,581 — 1,213,581 Interest rate lock commitments — — 1,680 1,680 Interest rate swaps not designated as hedging instruments — 23,338 — 23,338 Total assets $ — 1,465,436 1,680 1,467,116 Forward commitments $ — 43 — 43 Foreign exchange swaps — 6 — 6 Interest rate swaps not designated as hedging instruments — 23,363 — 23,363 Risk participation agreements — 31 — 31 Total liabilities $ — 23,443 — 23,443 The following table represents assets and liabilities measured at fair value on a recurring basis at December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 75,891 — 75,891 Government-sponsored enterprises — 46,085 — 46,085 States and political subdivisions — 128,701 — 128,701 Total debt securities — 250,677 — 250,677 Residential mortgage-backed securities: GNMA — 16,510 — 16,510 FNMA — 160,063 — 160,063 FHLMC — 100,055 — 100,055 Non-agency — 431 — 431 Collateralized mortgage obligations: GNMA — 492,328 — 492,328 FNMA — 269,060 — 269,060 FHLMC — 259,468 — 259,468 Total mortgage-backed securities — 1,297,915 — 1,297,915 Interest rate lock commitments — — 1,684 1,684 Forward commitments — 371 — 371 Interest rate swaps not designated as hedging instruments — 31,254 — 31,254 Total assets $ — 1,580,217 1,684 1,581,901 Foreign exchange swaps $ — 341 — 341 Interest rate swaps not designated as hedging instruments — 31,357 — 31,357 Risk participation agreements — 60 — 60 Total liabilities $ — 31,758 — 31,758 The following table presents the changes in Level 3 assets and liabilities measured at fair value on a recurring basis (in thousands): For the quarter ended March 31, 2022 2021 Beginning balance January 1, $ 1,684 6,465 Interest rate lock commitments: Net activity (4) (1,405) Ending balance $ 1,680 5,060 Certain assets and liabilities are measured at fair value on a nonrecurring basis after initial recognition such as loans held-for-sale, loans individually assessed, real estate owned, and mortgage servicing rights. The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of March 31, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 7,178 7,178 Mortgage servicing rights — — 22 22 Real estate owned, net — — 929 929 Total assets $ — — 8,129 8,129 The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 46,968 46,968 Mortgage servicing rights — — 380 380 Real estate owned, net — — 873 873 Total assets $ — — 48,221 48,221 Individually Assessed Loans - A loan is considered to be individually assessed as described in Note 1(f) of the Notes to the Consolidated Financial Statements in Item 8 of Part II of our 2021 Annual Report on Form 10-K. We classify loans individually assessed as nonrecurring Level 3. Real Estate Owned - Real estate owned is comprised of property acquired through foreclosure or voluntarily conveyed by borrowers. These assets are recorded on the date acquired at the lower of the related loan balance or fair value, less estimated disposition costs, with the fair value being determined by appraisal. Subsequently, foreclosed assets are valued at the lower of the amount recorded at acquisition date or fair value, less estimated disposition costs. We classify real estate owned as nonrecurring Level 3. The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at March 31, 2022 (in thousands): Fair value Valuation techniques Significant Range (weighted average) Loans individually assessed $ 7,178 Appraisal value (1) Estimated cost to sell 10.0% Discounted cash flow Discount rate 5.46% to 13.26% (7.25%) Mortgage servicing rights 22 Discounted cash flow Annual service cost $86 Prepayment rate 7.1% to 18.3% (9.8%) Expected life (months) 47.8 to 102.3 (77.1) Option adjusted spread 650 basis points Forward yield curve 0.23% to 1.92% Real estate owned, net 929 Appraisal value (1) Estimated cost to sell 10.0% Loans held for sale 19,272 Quoted prices for similar loans in active markets adjusted by an expected pull-through rate Estimated pull-through rate 100.0% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments We are a party to derivative financial instruments in the normal course of business to manage our own exposure to fluctuations in interest rates and to meet the needs of our customers. The primary derivatives that we use are interest rate swaps and caps and foreign exchange contracts, which are entered into with counterparties that meet established credit standards. We believe that the credit risk inherent in all of our derivative contracts is minimal based on our credit standards and the netting and collateral provisions of the interest rate swap agreements. Derivatives Not Designated as Hedging Instruments We act as an interest rate or foreign exchange swap counterparty for certain commercial borrowers in the normal course of servicing our customers, which are accounted for at fair value. We manage our exposure to such interest rate or foreign exchange swaps by entering into corresponding and offsetting interest rate swaps with third parties that mirror the terms of the swaps we have with the commercial borrowers. These positions (referred to as “customer swaps”) directly offset each other and our exposure is the fair value of the derivatives due to changes in credit risk of our commercial borrowers and third parties. Customer swaps are recorded within other assets or other liabilities on the consolidated statement of financial condition at their estimated fair value. Changes to the fair value of assets and liabilities arising from these derivatives are included, net, in other operating income in the Consolidated Statement of Income. We enter into interest rate lock commitments for residential mortgage loans which commit us to lend funds to a potential borrower at a specific interest rate within a specified period of time. Interest rate lock commitments that relate to the origination of mortgage loans that will be held-for-sale are considered derivative financial instruments under applicable accounting guidance. Interest rate lock commitments on loans held-for-sale are carried at fair value in other assets on the consolidated statement of financial condition. Northwest sells loans to the secondary market on a mandatory or best efforts basis. The loans sold on a mandatory basis commit us to deliver a specific principal amount of mortgage loans to an investor at a specified price, by a specified date, or the commitment must be paired off. These forward commitments entered into on a mandatory delivery basis meet the definition of a derivative financial instrument. All closed loans to be sold on a mandatory delivery basis are classified as held-for-sale on the Consolidated Statement of Financial Condition. Changes to the fair value of the interest rate lock commitments and the forward commitments are recorded in mortgage banking income in the Consolidated Statements of Income. We enter into risk participation agreements with financial institution counterparties for interest rate swaps related to loans in which we are a participant. The risk participation agreements provide credit protection to the financial institution should the borrower fail to perform on its interest rate derivative contract with the financial institution. The following table presents information regarding our derivative financial instruments for the periods indicated (in thousands): Asset derivatives Liability derivatives Notional amount Fair value Notional amount Fair value At March 31, 2022 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 625,751 23,338 625,751 23,363 Foreign exchange swap agreements — — 290 6 Interest rate lock commitments 72,147 1,680 — — Forward commitments — — 8,078 43 Risk participation agreements — — 94,626 31 Total Derivatives $ 697,898 25,018 728,745 23,443 At December 31, 2021 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 644,997 31,254 644,997 31,357 Foreign exchange swap agreements — — 17,124 341 Interest rate lock commitments 67,473 1,684 — — Forward commitments 14,484 371 — — Risk participation agreements — — 93,135 60 Total derivatives $ 726,954 33,309 755,256 31,758 The following table presents income or expense recognized on derivatives for the periods indicated (in thousands): For the quarter ended March 31, 2022 2021 Non-hedging swap derivatives: Increase in other income $ 61 524 Increase in mortgage banking income 418 2,060

Legal Proceedings

Legal Proceedings	3 Months Ended
	Mar. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Legal Proceedings	Legal Proceedings We establish accruals for legal proceedings when information related to the loss contingencies represented by those matters indicates both that a loss is probable and that the amount of loss can be reasonably estimated. As of March 31, 2022, we do not anticipate that the aggregate ultimate liability arising out of any pending or threatened legal proceedings will be material to our Consolidated Financial Statements. Any such accruals are adjusted thereafter as appropriate to reflect changes in circumstances. Due to the inherent subjectivity of assessments and unpredictability of outcomes of legal proceedings, any amounts accrued may not represent the ultimate loss to us from legal proceedings. During the year ended December 31, 2018, Northwest and our subsidiary, The Bert Company (doing business as Northwest Insurance Services) (“NWIS”), were involved in a lawsuit against, among others, First National Bank of Pennsylvania (“FNB”) and their insurance subsidiary, First National Insurance Agency, LLC (“FNIA”). All counterclaims against Northwest were discontinued and, in December 2018, a verdict was rendered in favor of NWIS on several of its claims. Post-trial proceedings have continued throughout the current year and, due to the inherent uncertainties with respect to these proceedings, we have not accrued any awards associated with this verdict within our Consolidated Financial Statements as of March 31, 2022.

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Changes in Accumulated Other Comprehensive Income	Changes in Accumulated Other Comprehensive Income The following tables show the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the quarter ended March 31, 2022 Unrealized Change in Change in Total Balance as of December 31, 2021 $ (12,317) — (25,312) (37,629) Other comprehensive loss before reclassification adjustments (1) (64,783) — — (64,783) Amounts reclassified from accumulated other comprehensive income (2) (3) (1) — (131) (132) Net other comprehensive loss (64,784) — (131) (64,915) Balance as of March 31, 2022 $ (77,101) — (25,443) (102,544) For the quarter ended March 31, 2021 Unrealized Change in Change in Total Balance as of December 31, 2020 $ 16,843 — (50,392) (33,549) Other comprehensive loss before reclassification adjustments (4) (17,421) — — (17,421) Amounts reclassified from accumulated other comprehensive income (5) (6) (75) — 333 258 Net other comprehensive (loss)/income (17,496) — 333 (17,163) Balance as of March 31, 2021 $ (653) — (50,059) (50,712) (1) Consists of unrealized holding losses, net of tax of $18,877. (2) Consists of realized gains, net of tax of $0. (3) Consists of realized gains, net of tax of $50. (4) Consists of unrealized holding losses, net of tax $5,981. (5) Consists of realized gains, net of tax $22. (6) Consists of realized losses, net of tax of ($129).

Basis of Presentation and Inf_2

Basis of Presentation and Informational Disclosures (Policies)	3 Months Ended
	Mar. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Northwest Bancshares, Inc. (the “Company” or “NWBI”), a Maryland corporation headquartered in Columbus, Ohio, is a bank holding company regulated by the Board of Governors of the Federal Reserve System (“FRB”). The primary activity of the Company is the ownership of all of the issued and outstanding common stock of Northwest Bank, a Pennsylvania-chartered savings bank (“Northwest”). Northwest is regulated by the Federal Deposit Insurance Corporation (“FDIC”) and the Pennsylvania Department of Banking. Northwest operates 170 community-banking offices throughout Pennsylvania, Western New York, Eastern Ohio, and Indiana. The accompanying unaudited Consolidated Financial Statements include the accounts of the Company and its subsidiary, Northwest, and Northwest’s subsidiaries Northwest Capital Group, Inc., Great Northwest Corporation, and MutualFirst Interest Company, Inc. The unaudited Consolidated Financial Statements have been prepared in accordance with United States generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information or footnotes required for complete annual financial statements. In the opinion of management, all adjustments necessary for the fair presentation of the Company’s financial position and results of operations have been included. The Consolidated Financial Statements have been prepared using the accounting policies described in the financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 updated, as required, for any new pronouncements or changes.
Income Taxes - Uncertain Tax Positions	Income Taxes-Uncertain Tax Positions Accounting standards prescribe a comprehensive model for how a company should recognize, measure, present and disclose in its financial statements uncertain tax positions that the company has taken or expects to take on a tax return. A tax benefit from an uncertain position may be recognized only if it is “more likely than not” that the position is sustainable, based on its technical merits. The tax benefit of a qualifying position is the largest amount of tax benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority having full knowledge of all relevant information. At March 31, 2022, we had $241,000 of liability for unrecognized tax benefits. We recognize interest accrued related to: (1) unrecognized tax benefits in other expenses and (2) refund claims in other operating income. We recognize penalties (if any) in other expenses. We are subject to audit by the Internal Revenue Service and any state in which we conduct business for the tax periods ended December 31, 2021, 2020, 2019 and 2018.

Marketable Securities (Tables)

Marketable Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of the portfolio of investment securities available-for-sale	The following table shows the portfolio of marketable securities available-for-sale at March 31, 2022 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S government and agencies: Due in one year through five years $ 20,000 — (738) 19,262 Due after ten years 56,586 — (5,196) 51,390 Debt issued by government-sponsored enterprises: Due in one year through five years 992 13 — 1,005 Due in five years through ten years 46,172 1 (4,313) 41,860 Municipal securities: Due in less than one year 892 5 — 897 Due in one year through five years 1,257 6 (11) 1,252 Due in five years through ten years 25,181 55 (705) 24,531 Due after ten years 95,265 26 (6,971) 88,320 Residential mortgage-backed securities: Fixed rate pass-through 252,798 410 (15,540) 237,668 Variable rate pass-through 10,577 203 (14) 10,766 Fixed rate agency CMOs 995,579 94 (67,438) 928,235 Variable rate agency CMOs 36,871 202 (161) 36,912 Total residential mortgage-backed securities 1,295,825 909 (83,153) 1,213,581 Total marketable securities available-for-sale $ 1,542,170 1,015 (101,087) 1,442,098 The following table shows the portfolio of marketable securities available-for-sale at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due in one year through five years $ 20,000 — (68) 19,932 Due after ten years 57,681 — (1,722) 55,959 Debt issued by government-sponsored enterprises: Due in less than one year 177 — — 177 Due in one year through five years 991 73 — 1,064 Due in five years through ten years 46,411 1 (1,568) 44,844 Municipal securities: Due in less than one year 946 13 — 959 Due in one year through five years 1,261 22 (3) 1,280 Due in five years through ten years 23,692 661 (146) 24,207 Due after ten years 99,558 2,884 (187) 102,255 Residential mortgage-backed securities: Fixed rate pass-through 265,604 2,389 (2,525) 265,468 Variable rate pass-through 11,306 294 (9) 11,591 Fixed rate agency CMOs 997,680 2,284 (18,965) 980,999 Variable rate agency CMOs 39,695 224 (62) 39,857 Total residential mortgage-backed securities 1,314,285 5,191 (21,561) 1,297,915 Total marketable securities available-for-sale $ 1,565,002 8,845 (25,255) 1,548,592
Schedule of the portfolio of investment securities held-to-maturity	The following table shows the portfolio of marketable securities held-to-maturity at March 31, 2022 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due in one year through five years $ 16,478 — (968) 15,510 Due in five years through ten years 107,974 — (11,375) 96,599 Residential mortgage-backed securities: Fixed rate pass-through 176,949 24 (12,117) 164,856 Variable rate pass-through 643 18 — 661 Fixed rate agency CMOs 435,087 — (35,948) 399,139 Variable rate agency CMOs 599 12 — 611 Total residential mortgage-backed securities 613,278 54 (48,065) 565,267 Total marketable securities held-to-maturity $ 737,730 54 (60,408) 677,376 The following table shows the portfolio of marketable securities held-to-maturity at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due in one through five years $ 16,478 — (206) 16,272 Due in five years through ten years 107,973 — (4,613) 103,360 Residential mortgage-backed securities: Fixed rate pass-through 183,092 58 (2,161) 180,989 Variable rate pass-through 667 24 — 691 Fixed rate agency CMOs 459,345 251 (10,011) 449,585 Variable rate agency CMOs 599 17 — 616 Total residential mortgage-backed securities 643,703 350 (12,172) 631,881 Total marketable securities held-to-maturity $ 768,154 350 (16,991) 751,513
Information regarding the issuers and the carrying values of the entity's mortgage-backed securities	The following table shows the contractual maturity of our residential mortgage-backed securities available-for-sale at March 31, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due in less than one year $ 382 382 Due in one year through five years 18,660 18,319 Due after five years through ten years 78,165 76,050 Due after ten years 1,198,618 1,118,830 Total residential mortgage-backed securities $ 1,295,825 1,213,581 The following table shows the contractual maturity of our residential mortgage-backed securities held-to-maturity at March 31, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due in one year through five years $ 709 727 Due after five years through ten years 40,477 36,191 Due after ten years 572,092 528,349 Total residential mortgage-backed securities $ 613,278 565,267
Schedule of the fair value and gross unrealized losses on investment securities, aggregated by investment category and length of time individual securities have been in a continuous unrealized loss position	The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at March 31, 2022 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 66,445 (4,519) 156,991 (18,071) 223,436 (22,590) Municipal securities 101,496 (7,356) 2,741 (331) 104,237 (7,687) Residential mortgage-backed securities - agency 1,184,448 (80,073) 523,224 (51,145) 1,707,672 (131,218) Total $ 1,352,389 (91,948) 682,956 (69,547) 2,035,345 (161,495) The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2021 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 132,782 (3,504) 106,160 (4,673) 238,942 (8,177) Municipal securities 25,118 (336) — — 25,118 (336) Residential mortgage-backed securities - agency 1,428,582 (26,516) 184,389 (7,217) 1,612,971 (33,733) Total $ 1,586,482 (30,356) 290,549 (11,890) 1,877,031 (42,246)
Schedule of credit quality of held-to-maturity securities	The following table presents the credit quality of our held-to-maturity securities, based on the latest information available as of March 31, 2022 (in thousands). The credit ratings are sourced from nationally recognized rating agencies, which include Moody’s and S&P, or when credit ratings cannot be sourced from the agencies, they are presented based on asset type. All of our held-to-maturity securities were current in their payment of principal and interest as of March 31, 2022. AA+ Total Held-to-maturity securities (at amortized cost): Debt issued by the U.S. government-sponsored enterprises $ 124,452 124,452 Residential mortgage-backed securities 613,278 613,278 Total marketable securities held-to-maturity $ 737,730 737,730

Loans Receivable (Tables)

Loans Receivable (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Summary of loans receivable	The following table shows a summary of our loans receivable at amortized cost basis at March 31, 2022 and December 31, 2021 (in thousands): March 31, 2022 December 31, 2021 Originated (1) Acquired (2) Total Originated (1) Acquired (2) Total Personal Banking: Residential mortgage loans (3) $ 2,924,864 197,025 3,121,889 2,783,459 211,161 2,994,620 Home equity loans 1,089,234 197,286 1,286,520 1,107,202 212,729 1,319,931 Vehicle loans 1,457,137 90,118 1,547,255 1,384,246 99,985 1,484,231 Consumer loans 305,969 42,757 348,726 307,961 46,556 354,517 Total Personal Banking 5,777,204 527,186 6,304,390 5,582,868 570,431 6,153,299 Commercial Banking: Commercial real estate loans 2,189,050 384,491 2,573,541 2,202,027 423,454 2,625,481 Commercial real estate loans - owner occupied 326,958 59,394 386,352 321,253 68,750 390,003 Commercial loans 803,833 70,918 874,751 765,877 81,732 847,609 Total Commercial Banking 3,319,841 514,803 3,834,644 3,289,157 573,936 3,863,093 Total loans receivable, gross 9,097,045 1,041,989 10,139,034 8,872,025 1,144,367 10,016,392 Allowance for credit losses (83,685) (15,610) (99,295) (86,750) (15,491) (102,241) Total loans receivable, net (4) $ 9,013,360 1,026,379 10,039,739 8,785,275 1,128,876 9,914,151 (1) Includes originated and purchased loan pools. (2) Includes loans subject to purchase accounting. (3) Includes fair value of $19.3 million and $25.1 million of loans held-for-sale at March 31, 2022 and December 31, 2021, respectively. (4) Includes $63.1 million and $62.8 million of net unearned income, unamortized premiums and discounts and deferred fees and costs at March 31, 2022 and December 31, 2021, respectively.
Schedule of the changes in the allowance for losses on loans receivable	The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended March 31, 2022 (in thousands): Balance as of March 31, 2022 Current period provision Charge-offs Recoveries Balance as of December 31, 2021 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 13,306 6,962 (1,183) 154 7,373 Home equity loans 5,643 369 (447) 421 5,300 Vehicle loans 14,181 (1,305) (647) 650 15,483 Consumer loans 3,109 994 (1,076) 307 2,884 Total Personal Banking 36,239 7,020 (3,353) 1,532 31,040 Commercial Banking: Commercial real estate loans 44,572 (9,665) (1,024) 1,120 54,141 Commercial real estate loans - owner occupied 4,276 389 — 4 3,883 Commercial loans 14,208 775 (681) 937 13,177 Total Commercial Banking 63,056 (8,501) (1,705) 2,061 71,201 Total $ 99,295 (1,481) (5,058) 3,593 102,241 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 6 4 — — 2 Home equity loans 55 16 — — 39 Total Personal Banking 61 20 — — 41 Commercial Banking: Commercial real estate loans 1,792 911 — — 881 Commercial real estate loans - owner occupied 208 66 — — 142 Commercial loans 1,993 599 — — 1,394 Total Commercial Banking 3,993 1,576 — — 2,417 Total off-balance sheet exposure $ 4,054 1,596 — — 2,458 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended March 31, 2021 (in thousands): Balance as of March 31, 2021 Current period provision Charge-offs Recoveries Balance as of December 31, 2020 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 5,861 (592) (855) 42 7,266 Home equity loans 5,241 (652) (228) 129 5,992 Vehicle loans 14,888 773 (1,307) 597 14,825 Consumer loans 2,563 651 (1,296) 337 2,871 Total Personal Banking 28,553 180 (3,686) 1,105 30,954 Commercial Banking: Commercial real estate loans 70,206 (4,831) (4,626) 282 79,381 Commercial real estate loans - owner occupied 6,753 (3,766) — 1 10,518 Commercial loans 18,485 2,797 (54) 2,168 13,574 Total Commercial Banking 95,444 (5,800) (4,680) 2,451 103,473 Total $ 123,997 (5,620) (8,366) 3,556 134,427 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 2 — — — 2 Home equity loans 34 (1) — — 35 Total Personal Banking 36 (1) — — 37 Commercial Banking: Commercial real estate loans 2,115 (1,334) — — 3,449 Commercial real estate loans - owner occupied 388 62 — — 326 Commercial loans 2,080 (471) — — 2,551 Total Commercial Banking 4,583 (1,743) — — 6,326 Total off-balance sheet exposure $ 4,619 (1,744) — — 6,363
Schedule of loan portfolio by portfolio segment and by class of financing receivable	The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at March 31, 2022 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 3,121,889 13,306 7,450 — 6,187 861 — Home equity loans 1,286,520 5,643 4,910 — 1,503 489 — Vehicle loans 1,547,255 14,181 2,782 — — — — Consumer loans 348,726 3,109 618 420 — — — Total Personal Banking 6,304,390 36,239 15,760 420 7,690 1,350 — Commercial Banking: Commercial real estate loans 2,573,541 44,572 100,887 — 16,426 1,620 364 Commercial real estate loans - owner occupied 386,352 4,276 655 — 152 25 — Commercial loans 874,751 14,208 6,859 — 4,433 589 — Total Commercial Banking 3,834,644 63,056 108,401 — 21,011 2,234 364 Total $ 10,139,034 99,295 124,161 420 28,701 3,584 364 (1) Includes $16.0 million of nonaccrual TDRs. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at December 31, 2021 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 2,994,620 7,373 10,402 — 6,749 1,442 — Home equity loans 1,319,931 5,300 5,758 — 1,781 718 — Vehicle loans 1,484,231 15,483 3,263 — — — — Consumer loans 354,517 2,884 675 331 — — — Total Personal Banking 6,153,299 31,040 20,098 331 8,530 2,160 — Commercial Banking: Commercial real estate loans 2,625,481 54,141 129,666 — 17,025 2,024 400 Commercial real estate loans - owner occupied 390,003 3,883 1,233 — 159 24 — Commercial loans 847,609 13,177 7,474 — 4,574 609 60 Total Commercial Banking 3,863,093 71,201 138,373 — 21,758 2,657 460 Total $ 10,016,392 102,241 158,471 331 30,288 4,817 460 (1) Includes $17.2 million of nonaccrual TDRs.
Schedule of the composition of impaired loans by portfolio segment and by class of financing receivable	The following table presents the amortized cost of our loans on nonaccrual status as of the beginning and end of the quarter ended March 31, 2022 (in thousands): March 31, 2022 Nonaccrual loans at January 1, 2022 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 10,402 7,450 — 7,450 — Home equity loans 5,758 4,706 204 4,910 — Vehicle loans 3,263 2,738 44 2,782 — Consumer loans 675 617 1 618 420 Total Personal Banking 20,098 15,511 249 15,760 420 Commercial Banking: Commercial real estate loans 129,666 15,730 85,157 100,887 — Commercial real estate loans - owner occupied 1,233 655 — 655 — Commercial loans 7,474 3,472 3,387 6,859 — Total Commercial Banking 138,373 19,857 88,544 108,401 — Total $ 158,471 35,368 88,793 124,161 420 The following table presents the amortized cost of our loans on nonaccrual status as of the year ended December 31, 2021 (in thousands): December 31, 2021 Nonaccrual loans at January 1, 2021 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 15,924 10,402 — 10,402 — Home equity loans 9,123 5,551 207 5,758 — Vehicle loans 5,533 3,251 12 3,263 — Consumer loans 1,031 674 1 675 331 Total Personal Banking 31,611 19,878 220 20,098 331 Commercial Banking: Commercial real estate loans 44,092 65,529 64,137 129,666 — Commercial real estate loans - owner occupied 3,642 1,233 — 1,233 — Commercial loans 23,487 3,941 3,533 7,474 — Total Commercial Banking 71,221 70,703 67,670 138,373 — Total $ 102,832 90,581 67,890 158,471 331 The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of March 31, 2022 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 577 — 577 Home equity loans 99 — 99 Total Personal Banking 676 — 676 Commercial Banking: Commercial real estate loans 95,904 1,631 97,535 Commercial loans 3,841 1,854 5,695 Total Commercial Banking 99,745 3,485 103,230 Total $ 100,421 3,485 103,906 The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of December 31, 2021 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 580 — 580 Home equity loans 99 — 99 Total Personal Banking 679 — 679 Commercial Banking: Commercial real estate loans 119,825 1,705 121,530 Commercial loans 3,973 1,926 5,899 Total Commercial Banking 123,798 3,631 127,429 Total $ 124,477 3,631 128,108
Schedule of troubled debt restructurings (including re-modified TDRs) by portfolio segment and by class of financing receivable	ollowing table provides a roll forward of troubled debt restructurings for the periods indicated (dollars in thousands): For the quarter ended March 31, 2022 2021 Number of Amount Number of Amount Beginning TDR balance: 134 $ 30,288 170 $ 32,135 New TDRs — — — — Re-modified TDRs 1 202 4 922 Net paydowns — (1,030) — (2,488) Charge-offs: Residential mortgage loans 1 (3) — — Paid-off loans: Residential mortgage loans 1 (201) — — Home equity loans 1 (64) — — Commercial real estate loans 1 (289) 3 (2,384) Commercial real estate loans - owner occupied — — 1 (47) Commercial loans — — 2 (628) Ending TDR balance: 130 $ 28,701 164 $ 27,510 Accruing TDRs $ 12,686 $ 20,120 Nonaccrual TDRs 16,015 7,390 The following table provides information related to TDRs (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (in thousands): For the quarter ended March 31, 2022 Number of Recorded Current Current Commercial Banking: Commercial real estate loans 1 $ 330 202 11 Total Commercial Banking 1 330 202 11 Total 1 $ 330 202 11 For the quarter ended March 31, 2021 Number of Recorded Current Current Personal Banking: Residential mortgage loans 1 $ 121 117 10 Home equity loans 1 3 2 — Total Personal Banking 2 124 119 10 Commercial Banking: Commercial real estate loans 2 812 803 130 Total Commercial Banking 2 812 803 130 Total 4 $ 936 922 140 The following table provides information as of March 31, 2022 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended March 31, 2022 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Commercial Banking: Commercial real estate loans 1 $ — — 202 — 202 Total Commercial Banking 1 — — 202 — 202 Total 1 $ — — 202 — 202 The following table provides information as of March 31, 2021 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended March 31, 2021 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residential mortgage loans 1 $ 117 — — — 117 Home equity loans 1 — — 2 — 2 Total Personal Banking 2 117 — 2 — 119 Commercial Banking: Commercial real estate loans 2 — — 729 74 803 Total Commercial Banking 2 — — 729 74 803 Total 4 $ 117 — 731 74 922 The following table provides information related to troubled debt restructurings modified within the previous twelve months of March 31, 2022 that subsequently defaulted: Number of Recorded Current Current Commercial Banking: Commercial real estate loans 1 $ 4,167 3,823 — Total Commercial Banking 1 4,167 3,823 — Total 1 $ 4,167 3,823 — No TDRs modified within the previous twelve months of March 31, 2021 subsequently defaulted.
Schedule of loan delinquencies	The following table provides information related to the amortized cost basis of loan payment delinquencies at March 31, 2022 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 24,057 1,950 3,976 29,983 3,091,906 3,121,889 — Home equity loans 3,867 1,138 2,968 7,973 1,278,547 1,286,520 — Vehicle loans 4,724 1,324 1,432 7,480 1,539,775 1,547,255 — Consumer loans 1,319 515 770 2,604 346,122 348,726 420 Total Personal Banking 33,967 4,927 9,146 48,040 6,256,350 6,304,390 420 Commercial Banking: Commercial real estate loans 2,485 112 21,264 23,861 2,549,680 2,573,541 — Commercial real estate loans - owner occupied 1,158 — 135 1,293 385,059 386,352 — Commercial loans 1,268 103 795 2,166 872,585 874,751 — Total Commercial Banking 4,911 215 22,194 27,320 3,807,324 3,834,644 — Total loans $ 38,878 5,142 31,340 75,360 10,063,674 10,139,034 420 The following table provides information related to the amortized cost basis of loan payment delinquencies at December 31, 2021 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 20,567 5,433 7,641 33,641 2,960,979 2,994,620 — Home equity loans 3,153 949 4,262 8,364 1,311,567 1,319,931 — Vehicle loans 5,331 1,487 1,635 8,453 1,475,778 1,484,231 — Consumer loans 1,205 519 765 2,489 352,028 354,517 331 Total Personal Banking 30,256 8,388 14,303 52,947 6,100,352 6,153,299 331 Commercial Banking: Commercial real estate loans 16,938 699 23,489 41,126 2,584,355 2,625,481 — Commercial real estate loans - owner occupied 127 70 574 771 389,232 390,003 — Commercial loans 193 727 1,105 2,025 845,584 847,609 — Total Commercial Banking 17,258 1,496 25,168 43,922 3,819,171 3,863,093 — Total originated loans $ 47,514 9,884 39,471 96,869 9,919,523 10,016,392 331
Schedule of credit quality indicators	The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of March 31, 2022 (in thousands): YTD March 31, 2022 2021 2020 2019 2018 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 81,603 810,544 585,855 289,202 146,678 1,194,484 — — 3,108,366 Substandard — — 583 375 238 12,327 — — 13,523 Total residential mortgage loans 81,603 810,544 586,438 289,577 146,916 1,206,811 — — 3,121,889 Home equity loans Pass 27,811 145,099 199,289 128,051 60,585 250,728 426,764 42,015 1,280,342 Substandard — — 66 303 191 3,507 1,176 935 6,178 Total home equity loans 27,811 145,099 199,355 128,354 60,776 254,235 427,940 42,950 1,286,520 Vehicle loans Pass 223,063 729,574 260,616 177,605 101,513 52,103 — — 1,544,474 Substandard — 541 390 856 531 463 — — 2,781 Total vehicle loans 223,063 730,115 261,006 178,461 102,044 52,566 — — 1,547,255 Consumer loans Pass 28,887 106,849 71,992 40,506 17,879 20,568 59,537 1,470 347,688 Substandard — 203 103 153 64 80 422 13 1,038 Total consumer loans 28,887 107,052 72,095 40,659 17,943 20,648 59,959 1,483 348,726 Total Personal Banking 361,364 1,792,810 1,118,894 637,051 327,679 1,534,260 487,899 44,433 6,304,390 Business Banking: Commercial real estate loans Pass 25,880 324,062 451,209 319,291 249,608 868,339 28,639 9,583 2,276,611 Special mention — 794 4,070 46,100 1,189 5,206 1,253 — 58,612 Substandard — 97 8,358 44,165 44,672 133,415 492 7,119 238,318 Total commercial real estate loans 25,880 324,953 463,637 409,556 295,469 1,006,960 30,384 16,702 2,573,541 Commercial real estate loans - owner occupied Pass 26,504 67,571 18,312 42,419 51,402 145,640 3,839 1,510 357,197 Special mention — — — 647 2,046 722 64 — 3,479 Substandard — — — 4,790 3,457 15,510 — 1,919 25,676 Total commercial real estate loans - owner occupied 26,504 67,571 18,312 47,856 56,905 161,872 3,903 3,429 386,352 Commercial loans Pass 182,912 163,204 97,395 65,195 24,462 61,417 238,852 5,688 839,125 Special mention 166 180 616 625 386 2 1,302 — 3,277 Substandard — 246 1,463 3,725 2,616 2,763 11,263 10,273 32,349 Total commercial loans 183,078 163,630 99,474 69,545 27,464 64,182 251,417 15,961 874,751 Total Business Banking 235,462 556,154 581,423 526,957 379,838 1,233,014 285,704 36,092 3,834,644 Total loans $ 596,826 2,348,964 1,700,317 1,164,008 707,517 2,767,274 773,603 80,525 10,139,034 The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of December 31, 2021 (in thousands): 2021 2020 2019 2018 2017 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 644,862 602,429 304,275 156,639 171,240 1,098,635 — — 2,978,080 Substandard 138 489 377 538 882 14,116 — — 16,540 Total residential mortgage loans 645,000 602,918 304,652 157,177 172,122 1,112,751 — — 2,994,620 Home equity loans Pass 150,847 210,224 138,661 65,011 61,692 209,959 435,660 40,766 1,312,820 Substandard — — 441 60 455 3,820 1,275 1,060 7,111 Total home equity loans 150,847 210,224 139,102 65,071 62,147 213,779 436,935 41,826 1,319,931 Vehicle loans Pass 801,084 292,804 205,653 119,304 34,546 27,576 — — 1,480,967 Substandard 387 365 1,141 745 379 247 — — 3,264 Total vehicle loans 801,471 293,169 206,794 120,049 34,925 27,823 — — 1,484,231 Consumer loans Pass 117,856 81,266 47,195 20,595 9,794 12,202 63,025 1,578 353,511 Substandard 213 161 105 64 26 50 357 30 1,006 Total consumer loans 118,069 81,427 47,300 20,659 9,820 12,252 63,382 1,608 354,517 Total Personal Banking 1,715,387 1,187,738 697,848 362,956 279,014 1,366,605 500,317 43,434 6,153,299 Business Banking: Commercial real estate loans Pass 306,689 433,219 335,541 263,524 221,450 683,537 26,288 10,179 2,280,427 Special mention 803 1,808 52,513 3,296 1,394 8,529 729 23 69,095 Substandard — 34,153 44,712 46,045 56,077 89,311 492 5,169 275,959 Total commercial real estate loans 307,492 469,180 432,766 312,865 278,921 781,377 27,509 15,371 2,625,481 Commercial real estate - owner occupied Pass 69,084 19,452 51,997 60,824 57,676 94,687 2,822 2,707 359,249 Special mention — — — 769 1,959 1,444 856 — 5,028 Substandard — — 3,575 2,887 7,840 10,602 — 822 25,726 Total commercial real estate - owner occupied loans 69,084 19,452 55,572 64,480 67,475 106,733 3,678 3,529 390,003 Commercial loans Pass 224,367 110,171 73,276 27,668 20,748 76,987 262,805 12,301 808,323 Special mention 197 661 812 1,195 50 581 2,234 — 5,730 Substandard 329 4,767 5,102 4,437 1,529 2,116 6,667 8,609 33,556 Total commercial loans 224,893 115,599 79,190 33,300 22,327 79,684 271,706 20,910 847,609 Total Business Banking 601,469 604,231 567,528 410,645 368,723 967,794 302,893 39,810 3,863,093 Total loans $ 2,316,856 1,791,969 1,265,376 773,601 647,737 2,334,399 803,210 83,244 10,016,392

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of intangible assets subject to amortization	The following table provides information for intangible assets subject to amortization at the dates indicated (in thousands): March 31, 2022 December 31, 2021 Amortizable intangible assets: Core deposit intangibles - gross $ 74,899 74,899 Acquisitions — — Less: accumulated amortization (63,320) (62,158) Core deposit intangibles - net $ 11,579 12,741 Customer and Contract intangible assets - gross $ 12,775 12,775 Customer list intangible assets disposed of due to sale of insurance business — (1,547) Less: accumulated amortization (12,700) (11,133) Customer and Contract intangible assets - net 75 95 Total intangible assets - net $ 11,654 12,836
Schedule of the actual aggregate amortization expense as well as estimated aggregate amortization expense, based upon current levels of intangible assets	The following table shows the actual aggregate amortization expense for the quarters ended March 31, 2022 and 2021, as well as the estimated aggregate amortization expense, based upon current levels of intangible assets, for the current fiscal year and each of the five succeeding fiscal years (in thousands): For the quarter ended March 31, 2022 $ 1,183 For the quarter ended March 31, 2021 1,594 For the year ending December 31, 2022 4,277 For the year ending December 31, 2023 3,270 For the year ending December 31, 2024 2,452 For the year ending December 31, 2025 1,662 For the year ending December 31, 2026 871 For the year ending December 31, 2027 305
Schedule of the changes in carrying amount of goodwill	The following table provides information for the changes in the carrying amount of goodwill (in thousands): Total Balance at December 31, 2020 $ 382,279 Purchase accounting adjustment 77 Goodwill disposed of due to sale of insurance business (1,359) Balance at December 31, 2021 380,997 Balance at March 31, 2022 $ 380,997

Borrowed Funds (Tables)

Borrowed Funds (Tables)	3 Months Ended
	Mar. 31, 2022
Debt Disclosure [Abstract]
Schedule of borrowed funds	Borrowed funds at March 31, 2022 and December 31, 2021 are presented in the following table: March 31, 2022 December 31, 2021 Amount Average rate Amount Average rate Collateralized borrowings, due within one year $ 121,436 0.19 % $ 139,093 0.19 % Total borrowed funds $ 121,436 $ 139,093
Debt securities held-to-maturity on preferred securities and junior subordinated debt held by the trust	The following table sets forth a summary of the cumulative trust preferred securities and the junior subordinated debt held by the Trust as of the date listed. Maturity date Interest rate Capital debt securities March 31, 2022 December 31, 2021 Northwest Bancorp Capital Trust III December 30, 2035 3-month LIBOR plus 1.38% $ 50,000 $ 51,547 51,547 Northwest Bancorp Statutory Trust IV December 15, 2035 3-month LIBOR plus 1.38% 50,000 51,547 51,547 LNB Trust II June 15, 2037 3-month LIBOR plus 1.48% 7,875 8,119 8,119 UNCT I (1) January 23, 2034 3-month LIBOR plus 2.85% 8,000 7,956 7,950 UNCT II (1) November 23, 2034 3-month LIBOR plus 2.00% 3,000 2,748 2,741 MFBC Statutory Trust I (1) September 15, 2035 3-month LIBOR plus 1.70% 5,000 3,606 3,580 Universal Preferred Trust (1) October 7, 2035 3-month LIBOR plus 1.69% 5,000 3,596 3,570 $ 129,119 129,054 (1) Net of discounts due to the fair value adjustment made at the time of acquisition.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Schedule of computation of basic and diluted earnings per share	The following table sets forth the computation of basic and diluted EPS (in thousands, except share data and per share amounts): Quarter ended March 31, 2022 2021 Net income $ 28,287 40,237 Less: Dividends and undistributed earnings allocated to participating securities 177 — Net income available to common shareholders $ 28,110 40,237 Weighted average common shares outstanding 125,861,738 126,182,409 Add: Participating shares outstanding 791,217 517,615 Total weighted average common shares and dilutive potential shares 126,652,955 126,700,024 Basic earnings per share $ 0.22 0.32 Diluted earnings per share $ 0.22 0.32

Pension and Other Post-Retire_2

Pension and Other Post-Retirement Benefits (Tables)	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Schedule of net periodic costs for the defined benefit pension plans and the post retirement healthcare plans	The following table sets forth the net periodic costs for the defined benefit pension plans and post-retirement healthcare plans for the periods indicated (in thousands): Quarter ended March 31, Pension benefits Other post-retirement benefits 2022 2021 2022 2021 Service cost $ 2,599 2,860 — — Interest cost 1,671 1,517 10 4 Expected return on plan assets (3,864) (3,465) — — Amortization of prior service cost (564) (580) — — Amortization of the net loss 381 1,039 2 4 Net periodic cost $ 223 1,371 12 8

Disclosures About Fair Value _2

Disclosures About Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of the carrying amount and estimated fair value of the entity's financial instruments included in the consolidated statement of financial condition	The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at March 31, 2022 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 1,161,006 1,161,006 1,161,006 — — Securities available-for-sale 1,442,098 1,442,098 — 1,442,098 — Securities held-to-maturity 737,730 677,376 — 677,376 — Loans receivable, net 10,020,467 9,389,401 — — 9,389,401 Residential mortgage loans held-for-sale 19,272 19,272 — — 19,272 Accrued interest receivable 26,268 26,268 26,268 — — Interest rate lock commitments 1,680 1,680 — — 1,680 Interest rate swaps not designated as hedging instruments 23,338 23,338 — 23,338 — FHLB stock 13,318 13,318 — — — Total financial assets $ 13,445,177 12,753,757 1,187,274 2,142,812 9,410,353 Financial liabilities: Savings and checking deposits $ 11,068,522 11,068,522 11,068,522 — — Time deposits 1,251,878 1,261,070 — — 1,261,070 Borrowed funds 121,436 121,419 121,419 — — Subordinated debt 123,670 123,987 — 123,987 — Junior subordinated debentures 129,119 115,159 — — 115,159 Forward commitments 43 43 — 43 — Foreign exchange swaps 6 6 — 6 — Interest rate swaps not designated as hedging instruments 23,363 23,363 — 23,363 — Risk participation agreements 31 31 — 31 — Accrued interest payable 563 563 563 — — Total financial liabilities $ 12,718,631 12,714,163 11,190,504 147,430 1,376,229 The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at December 31, 2021 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 1,279,259 1,279,259 1,279,259 — — Securities available-for-sale 1,548,592 1,548,592 — 1,548,592 — Securities held-to-maturity 768,154 751,513 — 751,513 — Loans receivable, net 9,889,095 9,648,825 — — 9,648,825 Residential mortgage loans held-for-sale 25,056 25,056 — — 25,056 Accrued interest receivable 25,599 25,599 25,599 — — Interest rate lock commitments 1,684 1,684 — — 1,684 Forward commitments 371 371 — 371 — Interest rate swaps not designated as hedging instruments 31,254 31,254 — 31,254 — FHLB stock 14,184 14,184 — — — Total financial assets $ 13,583,248 13,326,337 1,304,858 2,331,730 9,675,565 Financial liabilities: Savings and checking accounts $ 10,973,610 10,973,610 10,973,610 — — Time deposits 1,327,555 1,339,308 — — 1,339,308 Borrowed funds 139,093 139,093 139,093 — — Subordinated debt 123,575 129,138 — 129,138 — Junior subordinated debentures 129,054 120,083 — — 120,083 Foreign exchange swaps 341 341 — 341 — Interest rate swaps not designated as hedging instruments 31,357 31,357 — 31,357 — Risk participation agreements 60 60 — 60 — Accrued interest payable 1,804 1,804 1,804 — — Total financial liabilities $ 12,726,449 12,734,794 11,114,507 160,896 1,459,391
Schedule of assets and liabilities measured at fair value on a recurring basis	The following table represents assets and liabilities measured at fair value on a recurring basis at March 31, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 70,652 — 70,652 Government-sponsored enterprises — 42,865 — 42,865 States and political subdivisions — 115,000 — 115,000 Total debt securities — 228,517 — 228,517 Residential mortgage-backed securities: GNMA — 15,213 — 15,213 FNMA — 143,311 — 143,311 FHLMC — 89,488 — 89,488 Non-agency — 422 — 422 Collateralized mortgage obligations: GNMA — 441,895 — 441,895 FNMA — 239,181 — 239,181 FHLMC — 284,071 — 284,071 Total mortgage-backed securities — 1,213,581 — 1,213,581 Interest rate lock commitments — — 1,680 1,680 Interest rate swaps not designated as hedging instruments — 23,338 — 23,338 Total assets $ — 1,465,436 1,680 1,467,116 Forward commitments $ — 43 — 43 Foreign exchange swaps — 6 — 6 Interest rate swaps not designated as hedging instruments — 23,363 — 23,363 Risk participation agreements — 31 — 31 Total liabilities $ — 23,443 — 23,443 The following table represents assets and liabilities measured at fair value on a recurring basis at December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 75,891 — 75,891 Government-sponsored enterprises — 46,085 — 46,085 States and political subdivisions — 128,701 — 128,701 Total debt securities — 250,677 — 250,677 Residential mortgage-backed securities: GNMA — 16,510 — 16,510 FNMA — 160,063 — 160,063 FHLMC — 100,055 — 100,055 Non-agency — 431 — 431 Collateralized mortgage obligations: GNMA — 492,328 — 492,328 FNMA — 269,060 — 269,060 FHLMC — 259,468 — 259,468 Total mortgage-backed securities — 1,297,915 — 1,297,915 Interest rate lock commitments — — 1,684 1,684 Forward commitments — 371 — 371 Interest rate swaps not designated as hedging instruments — 31,254 — 31,254 Total assets $ — 1,580,217 1,684 1,581,901 Foreign exchange swaps $ — 341 — 341 Interest rate swaps not designated as hedging instruments — 31,357 — 31,357 Risk participation agreements — 60 — 60 Total liabilities $ — 31,758 — 31,758
Schedule of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	The following table presents the changes in Level 3 assets and liabilities measured at fair value on a recurring basis (in thousands): For the quarter ended March 31, 2022 2021 Beginning balance January 1, $ 1,684 6,465 Interest rate lock commitments: Net activity (4) (1,405) Ending balance $ 1,680 5,060
Schedule of fair value measurement for nonrecurring assets	The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of March 31, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 7,178 7,178 Mortgage servicing rights — — 22 22 Real estate owned, net — — 929 929 Total assets $ — — 8,129 8,129 The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 46,968 46,968 Mortgage servicing rights — — 380 380 Real estate owned, net — — 873 873 Total assets $ — — 48,221 48,221
Schedule of quantitative information about assets measured at fair value on a recurring and nonrecurring basis for Level 3 fair value measurements	The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at March 31, 2022 (in thousands): Fair value Valuation techniques Significant Range (weighted average) Loans individually assessed $ 7,178 Appraisal value (1) Estimated cost to sell 10.0% Discounted cash flow Discount rate 5.46% to 13.26% (7.25%) Mortgage servicing rights 22 Discounted cash flow Annual service cost $86 Prepayment rate 7.1% to 18.3% (9.8%) Expected life (months) 47.8 to 102.3 (77.1) Option adjusted spread 650 basis points Forward yield curve 0.23% to 1.92% Real estate owned, net 929 Appraisal value (1) Estimated cost to sell 10.0% Loans held for sale 19,272 Quoted prices for similar loans in active markets adjusted by an expected pull-through rate Estimated pull-through rate 100.0% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of derivative instruments	The following table presents information regarding our derivative financial instruments for the periods indicated (in thousands): Asset derivatives Liability derivatives Notional amount Fair value Notional amount Fair value At March 31, 2022 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 625,751 23,338 625,751 23,363 Foreign exchange swap agreements — — 290 6 Interest rate lock commitments 72,147 1,680 — — Forward commitments — — 8,078 43 Risk participation agreements — — 94,626 31 Total Derivatives $ 697,898 25,018 728,745 23,443 At December 31, 2021 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 644,997 31,254 644,997 31,357 Foreign exchange swap agreements — — 17,124 341 Interest rate lock commitments 67,473 1,684 — — Forward commitments 14,484 371 — — Risk participation agreements — — 93,135 60 Total derivatives $ 726,954 33,309 755,256 31,758
Gain (loss) on derivative instruments	The following table presents income or expense recognized on derivatives for the periods indicated (in thousands): For the quarter ended March 31, 2022 2021 Non-hedging swap derivatives: Increase in other income $ 61 524 Increase in mortgage banking income 418 2,060

Changes in Accumulated Other _2

Changes in Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Schedule of the changes in accumulated other comprehensive income by component	The following tables show the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the quarter ended March 31, 2022 Unrealized Change in Change in Total Balance as of December 31, 2021 $ (12,317) — (25,312) (37,629) Other comprehensive loss before reclassification adjustments (1) (64,783) — — (64,783) Amounts reclassified from accumulated other comprehensive income (2) (3) (1) — (131) (132) Net other comprehensive loss (64,784) — (131) (64,915) Balance as of March 31, 2022 $ (77,101) — (25,443) (102,544) For the quarter ended March 31, 2021 Unrealized Change in Change in Total Balance as of December 31, 2020 $ 16,843 — (50,392) (33,549) Other comprehensive loss before reclassification adjustments (4) (17,421) — — (17,421) Amounts reclassified from accumulated other comprehensive income (5) (6) (75) — 333 258 Net other comprehensive (loss)/income (17,496) — 333 (17,163) Balance as of March 31, 2021 $ (653) — (50,059) (50,712) (1) Consists of unrealized holding losses, net of tax of $18,877. (2) Consists of realized gains, net of tax of $0. (3) Consists of realized gains, net of tax of $50. (4) Consists of unrealized holding losses, net of tax $5,981. (5) Consists of realized gains, net of tax $22. (6) Consists of realized losses, net of tax of ($129).

Basis of Presentation and Inf_3

Basis of Presentation and Informational Disclosures (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)bank_location	Mar. 31, 2021USD ($)
Stock Related Compensation
Number of banking locations | bank_location	170
Stock-based compensation expense	$ 699	$ 961
Unrecognized tax benefits liability	241
Employee Stock Option
Stock Related Compensation
Compensation expense yet to be recognized	1,300
Restricted Stock
Stock Related Compensation
Compensation expense yet to be recognized	$ 7,500

Marketable Securities - Availab

Marketable Securities - Available For Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized cost
Residential mortgage-backed securities	$ 1,542,170	$ 1,565,002
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	1,015	8,845
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(101,087)	(25,255)
Fair value
Securities available-for-sale	1,442,098	1,548,592
U.S. government and agencies
Amortized cost
Due in one year through five years	20,000	20,000
Due after ten years	56,586	57,681
Gross unrealized holding gains
Due in one year through five years	0	0
Due after ten years	0	0
Gross unrealized holding losses
Due in one year through five years	(738)	(68)
Due after ten years	(5,196)	(1,722)
Fair value
Due in one year through five years	19,262	19,932
Due after ten years	51,390	55,959
Government-sponsored enterprises
Amortized cost
Due in less than one year		177
Due in one year through five years	992	991
Due in five years through ten years	46,172	46,411
Gross unrealized holding gains
Due in less than one year		0
Due in one year through five years	13	73
Due in five years through ten years	1	1
Gross unrealized holding losses
Due in less than one year		0
Due in one year through five years	0	0
Due in five years through ten years	(4,313)	(1,568)
Fair value
Due in less than one year		177
Due in one year through five years	1,005	1,064
Due in five years through ten years	41,860	44,844
Municipal securities
Amortized cost
Due in less than one year	892	946
Due in one year through five years	1,257	1,261
Due in five years through ten years	25,181	23,692
Due after ten years	95,265	99,558
Gross unrealized holding gains
Due in less than one year	5	13
Due in one year through five years	6	22
Due in five years through ten years	55	661
Due after ten years	26	2,884
Gross unrealized holding losses
Due in less than one year	0	0
Due in one year through five years	(11)	(3)
Due in five years through ten years	(705)	(146)
Due after ten years	(6,971)	(187)
Fair value
Due in less than one year	897	959
Due in one year through five years	1,252	1,280
Due in five years through ten years	24,531	24,207
Due after ten years	88,320	102,255
Residential mortgage-backed securities - agency
Amortized cost
Due in less than one year	382
Due in one year through five years	18,660
Due in five years through ten years	78,165
Due after ten years	1,198,618
Residential mortgage-backed securities	1,295,825	1,314,285
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	909	5,191
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(83,153)	(21,561)
Fair value
Due in less than one year	382
Due in one year through five years	18,319
Due in five years through ten years	76,050
Due after ten years	1,118,830
Securities available-for-sale	1,213,581	1,297,915
Fixed rate | Pass-through
Amortized cost
Residential mortgage-backed securities	252,798	265,604
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	410	2,389
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(15,540)	(2,525)
Fair value
Securities available-for-sale	237,668	265,468
Fixed rate | Agency CMOs
Amortized cost
Residential mortgage-backed securities	995,579	997,680
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	94	2,284
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(67,438)	(18,965)
Fair value
Securities available-for-sale	928,235	980,999
Variable rate | Pass-through
Amortized cost
Residential mortgage-backed securities	10,577	11,306
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	203	294
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(14)	(9)
Fair value
Securities available-for-sale	10,766	11,591
Variable rate | Agency CMOs
Amortized cost
Residential mortgage-backed securities	36,871	39,695
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	202	224
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(161)	(62)
Fair value
Securities available-for-sale	$ 36,912	$ 39,857

Marketable Securities - Held To

Marketable Securities - Held To Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized cost
Amortized cost	$ 737,730	$ 768,154
Gross unrealized holding gains
Gross unrealized holding gains	54	350
Gross unrealized holding losses
Gross unrealized holding losses	(60,408)	(16,991)
Fair value
Fair value	677,376	751,513
U.S. government and agencies
Amortized cost
Due after five years through ten years	107,974
Gross unrealized holding gains
Due in five years through ten years	0
Gross unrealized holding losses
Due in five years through ten years	(11,375)
Fair value
Due after five years through ten years	96,599
U.S. government and agencies | Pass-through
Amortized cost
Due in one year through five years	16,478	16,478
Due after five years through ten years		107,973
Gross unrealized holding gains
Due in one year through five years	0	0
Due in five years through ten years		0
Gross unrealized holding losses
Due in one year through five years	(968)	(206)
Due in five years through ten years		(4,613)
Fair value
Due in one year through five years	15,510	16,272
Due after five years through ten years		103,360
Fixed rate | Pass-through
Amortized cost
Amortized cost	176,949	183,092
Gross unrealized holding gains
Gross unrealized holding gains	24	58
Gross unrealized holding losses
Gross unrealized holding losses	(12,117)	(2,161)
Fair value
Fair value	164,856	180,989
Fixed rate | Agency CMOs
Amortized cost
Amortized cost	435,087	459,345
Gross unrealized holding gains
Gross unrealized holding gains	0	251
Gross unrealized holding losses
Gross unrealized holding losses	(35,948)	(10,011)
Fair value
Fair value	399,139	449,585
Variable rate | Pass-through
Amortized cost
Amortized cost	643	667
Gross unrealized holding gains
Gross unrealized holding gains	18	24
Gross unrealized holding losses
Gross unrealized holding losses	0	0
Fair value
Fair value	661	691
Variable rate | Agency CMOs
Amortized cost
Amortized cost	599	599
Gross unrealized holding gains
Gross unrealized holding gains	12	17
Gross unrealized holding losses
Gross unrealized holding losses	0	0
Fair value
Fair value	611	616
Residential mortgage-backed securities - agency
Amortized cost
Due in one year through five years	709
Due after five years through ten years	40,477
Amortized cost	613,278	643,703
Gross unrealized holding gains
Gross unrealized holding gains	54	350
Gross unrealized holding losses
Gross unrealized holding losses	(48,065)	(12,172)
Fair value
Due in one year through five years	727
Due after five years through ten years	36,191
Fair value	$ 565,267	$ 631,881

Marketable Securities - Avail_2

Marketable Securities - Available-for-sale, by Contractual Maturity (Details) - Residential mortgage-backed securities - agency $ in Thousands	Mar. 31, 2022USD ($)
Amortized cost
Due in less than one year	$ 382
Due in one year through five years	18,660
Due after five years through ten years	78,165
Due after ten years	1,198,618
Total marketable securities available-for-sale	1,295,825
Fair value
Due in less than one year	382
Due in one year through five years	18,319
Due in five years through ten years	76,050
Due after ten years	1,118,830
Total marketable securities available-for-sale	$ 1,213,581

Marketable Securities - Held _2

Marketable Securities - Held To Maturity, by Contractual Maturity (Details) - Residential mortgage-backed securities - agency $ in Thousands	Mar. 31, 2022USD ($)
Amortized cost
Due in one year through five years	$ 709
Due after five years through ten years	40,477
Due after ten years	572,092
Total marketable securities held-to-maturity	613,278
Fair value
Due in one year through five years	727
Due after five years through ten years	36,191
Due after ten years	528,349
Total marketable securities held-to-maturity	$ 565,267

Marketable Securities - Fair Va

Marketable Securities - Fair Value of and Gross Unrealized Losses on Investment Securities (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)position	Dec. 31, 2021USD ($)
Marketable securities
Less than 12 months - Fair value	$ 1,352,389	$ 1,586,482
Less than 12 months - Unrealized loss	(91,948)	(30,356)
12 months or more - Fair value	682,956	290,549
12 months or more - Unrealized loss	(69,547)	(11,890)
Total - Fair value	2,035,345	1,877,031
Total - Unrealized loss	$ (161,495)	(42,246)
Number of investment positions with unrealized losses | position	494
U.S. government and agencies
Marketable securities
Less than 12 months - Fair value	$ 66,445	132,782
Less than 12 months - Unrealized loss	(4,519)	(3,504)
12 months or more - Fair value	156,991	106,160
12 months or more - Unrealized loss	(18,071)	(4,673)
Total - Fair value	223,436	238,942
Total - Unrealized loss	(22,590)	(8,177)
Municipal securities
Marketable securities
Less than 12 months - Fair value	101,496	25,118
Less than 12 months - Unrealized loss	(7,356)	(336)
12 months or more - Fair value	2,741	0
12 months or more - Unrealized loss	(331)	0
Total - Fair value	104,237	25,118
Total - Unrealized loss	(7,687)	(336)
Residential mortgage-backed securities - agency | Agency CMOs
Marketable securities
Less than 12 months - Fair value	1,184,448	1,428,582
Less than 12 months - Unrealized loss	(80,073)	(26,516)
12 months or more - Fair value	523,224	184,389
12 months or more - Unrealized loss	(51,145)	(7,217)
Total - Fair value	1,707,672	1,612,971
Total - Unrealized loss	$ (131,218)	$ (33,733)

Marketable Securities - Credit

Marketable Securities - Credit Quality of Held To Maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	$ 737,730	$ 768,154
Residential mortgage-backed securities
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	613,278
U.S. government and agencies
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	124,452
AA+
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	737,730
AA+ | Residential mortgage-backed securities
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	613,278
AA+ | U.S. government and agencies
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	$ 124,452

Loans Receivable - Summary of O

Loans Receivable - Summary of Originated and Acquired Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	$ 10,139,034	$ 10,016,392
Allowance for credit losses	(99,295)	(102,241)	$ (123,997)	$ (134,427)
Total loans receivable, net	10,039,739	9,914,151
Loans held-for-sale	19,272	25,056
Unearned income, unamortized premiums and discounts and deferred fees and costs	63,100	62,800
Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	6,304,390	6,153,299
Allowance for credit losses	(36,239)	(31,040)	(28,553)	(30,954)
Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,121,889	2,994,620
Allowance for credit losses	(13,306)	(7,373)	(5,861)	(7,266)
Loans held-for-sale		25,100
Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,286,520	1,319,931
Allowance for credit losses	(5,643)	(5,300)	(5,241)	(5,992)
Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,547,255	1,484,231
Allowance for credit losses	(14,181)	(15,483)	(14,888)	(14,825)
Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	348,726	354,517
Allowance for credit losses	(3,109)	(2,884)	(2,563)	(2,871)
Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,834,644	3,863,093
Allowance for credit losses	(63,056)	(71,201)	(95,444)	(103,473)
Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,573,541	2,625,481
Allowance for credit losses	(44,572)	(54,141)	(70,206)	(79,381)
Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	386,352	390,003
Allowance for credit losses	(4,276)	(3,883)	(6,753)	(10,518)
Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	874,751	847,609
Allowance for credit losses	(14,208)	(13,177)	$ (18,485)	$ (13,574)
Originated
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	9,097,045	8,872,025
Allowance for credit losses	(83,685)	(86,750)
Total loans receivable, net	9,013,360	8,785,275
Originated | Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	5,777,204	5,582,868
Originated | Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,924,864	2,783,459
Originated | Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,089,234	1,107,202
Originated | Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,457,137	1,384,246
Originated | Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	305,969	307,961
Originated | Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,319,841	3,289,157
Originated | Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,189,050	2,202,027
Originated | Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	326,958	321,253
Originated | Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	803,833	765,877
Acquired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,041,989	1,144,367
Allowance for credit losses	(15,610)	(15,491)
Total loans receivable, net	1,026,379	1,128,876
Acquired | Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	527,186	570,431
Acquired | Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	197,025	211,161
Acquired | Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	197,286	212,729
Acquired | Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	90,118	99,985
Acquired | Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	42,757	46,556
Acquired | Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	514,803	573,936
Acquired | Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	384,491	423,454
Acquired | Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	59,394	68,750
Acquired | Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	$ 70,918	$ 81,732

Loans Receivable - Changes in t

Loans Receivable - Changes in the Allowance for Losses on Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Changes in allowance for losses on allocated loans receivable
Beginning balance	$ 102,241	$ 134,427
Current period provision	(1,481)	(5,620)
Charge-offs	(5,058)	(8,366)
Recoveries	3,593	3,556
Ending balance	99,295	123,997
Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	2,458	6,363
Current period provision	1,596	(1,744)
Charge-offs	0	0
Recoveries	0	0
Ending balance	4,054	4,619
Small Business Equipment Finance Loan Pool
Changes in allowance for losses on allocated loans receivable
Loans purchased	72,700
One-To-Four Family Jumbo Mortgage Loan Pool
Changes in allowance for losses on allocated loans receivable
Loans purchased	138,100
Personal banking
Changes in allowance for losses on allocated loans receivable
Beginning balance	31,040	30,954
Current period provision	7,020	180
Charge-offs	(3,353)	(3,686)
Recoveries	1,532	1,105
Ending balance	36,239	28,553
Personal banking | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	41	37
Current period provision	20	(1)
Charge-offs	0	0
Recoveries	0	0
Ending balance	61	36
Personal banking | Residential mortgage loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	7,373	7,266
Current period provision	6,962	(592)
Charge-offs	(1,183)	(855)
Recoveries	154	42
Ending balance	13,306	5,861
Personal banking | Residential mortgage loans | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	2	2
Current period provision	4	0
Charge-offs	0	0
Recoveries	0	0
Ending balance	6	2
Personal banking | Home equity loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	5,300	5,992
Current period provision	369	(652)
Charge-offs	(447)	(228)
Recoveries	421	129
Ending balance	5,643	5,241
Personal banking | Home equity loans | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	39	35
Current period provision	16	(1)
Charge-offs	0	0
Recoveries	0	0
Ending balance	55	34
Personal banking | Vehicle loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	15,483	14,825
Current period provision	(1,305)	773
Charge-offs	(647)	(1,307)
Recoveries	650	597
Ending balance	14,181	14,888
Personal banking | Consumer loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	2,884	2,871
Current period provision	994	651
Charge-offs	(1,076)	(1,296)
Recoveries	307	337
Ending balance	3,109	2,563
Commercial banking
Changes in allowance for losses on allocated loans receivable
Beginning balance	71,201	103,473
Current period provision	(8,501)	(5,800)
Charge-offs	(1,705)	(4,680)
Recoveries	2,061	2,451
Ending balance	63,056	95,444
Commercial banking | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	2,417	6,326
Current period provision	1,576	(1,743)
Charge-offs	0	0
Recoveries	0	0
Ending balance	3,993	4,583
Commercial banking | Commercial real estate loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	54,141	79,381
Current period provision	(9,665)	(4,831)
Charge-offs	(1,024)	(4,626)
Recoveries	1,120	282
Ending balance	44,572	70,206
Commercial banking | Commercial real estate loans | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	881	3,449
Current period provision	911	(1,334)
Charge-offs	0	0
Recoveries	0	0
Ending balance	1,792	2,115
Commercial banking | Commercial real estate loans - owner occupied
Changes in allowance for losses on allocated loans receivable
Beginning balance	3,883	10,518
Current period provision	389	(3,766)
Charge-offs	0	0
Recoveries	4	1
Ending balance	4,276	6,753
Commercial banking | Commercial real estate loans - owner occupied | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	142	326
Current period provision	66	62
Charge-offs	0	0
Recoveries	0	0
Ending balance	208	388
Commercial banking | Commercial loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	13,177	13,574
Current period provision	775	2,797
Charge-offs	(681)	(54)
Recoveries	937	2,168
Ending balance	14,208	18,485
Commercial banking | Commercial loans | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	1,394	2,551
Current period provision	599	(471)
Charge-offs	0	0
Recoveries	0	0
Ending balance	$ 1,993	$ 2,080

Loans Receivable - Loan Portfol

Loans Receivable - Loan Portfolio by Portfolio Segment and by Class of Financing Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	$ 10,139,034	$ 10,016,392
Allowance for credit losses	99,295	102,241	$ 123,997	$ 134,427
Nonaccrual loans	124,161	158,471		102,832
Loans 90 days past due and accruing	420	331
TDRs	28,701	30,288
Allowance related to TDRs	3,584	4,817
Additional commitments to customers with loans classified as TDRs	364	460
Non-accrual TDRs	16,015	17,200	7,390
Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	6,304,390	6,153,299
Allowance for credit losses	36,239	31,040	28,553	30,954
Nonaccrual loans	15,760	20,098		31,611
Loans 90 days past due and accruing	420	331
TDRs	7,690	8,530
Allowance related to TDRs	1,350	2,160
Additional commitments to customers with loans classified as TDRs	0	0
Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,121,889	2,994,620
Allowance for credit losses	13,306	7,373	5,861	7,266
Nonaccrual loans	7,450	10,402		15,924
Loans 90 days past due and accruing	0	0
TDRs	6,187	6,749
Allowance related to TDRs	861	1,442
Additional commitments to customers with loans classified as TDRs	0	0
Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,286,520	1,319,931
Allowance for credit losses	5,643	5,300	5,241	5,992
Nonaccrual loans	4,910	5,758		9,123
Loans 90 days past due and accruing	0	0
TDRs	1,503	1,781
Allowance related to TDRs	489	718
Additional commitments to customers with loans classified as TDRs	0	0
Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,547,255	1,484,231
Allowance for credit losses	14,181	15,483	14,888	14,825
Nonaccrual loans	2,782	3,263		5,533
Loans 90 days past due and accruing	0	0
TDRs	0	0
Allowance related to TDRs	0	0
Additional commitments to customers with loans classified as TDRs	0	0
Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	348,726	354,517
Allowance for credit losses	3,109	2,884	2,563	2,871
Nonaccrual loans	618	675		1,031
Loans 90 days past due and accruing	420
TDRs	0
Allowance related to TDRs	0
Additional commitments to customers with loans classified as TDRs	0
Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross		354,517
Allowance for credit losses		2,884
Nonaccrual loans		675
Loans 90 days past due and accruing		331
TDRs		0
Allowance related to TDRs		0
Additional commitments to customers with loans classified as TDRs		0
Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,834,644	3,863,093
Allowance for credit losses	63,056	71,201	95,444	103,473
Nonaccrual loans	108,401	138,373		71,221
Loans 90 days past due and accruing	0	0
TDRs	21,011	21,758
Allowance related to TDRs	2,234	2,657
Additional commitments to customers with loans classified as TDRs	364	460
Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,573,541	2,625,481
Allowance for credit losses	44,572	54,141	70,206	79,381
Nonaccrual loans	100,887	129,666		44,092
Loans 90 days past due and accruing	0	0
TDRs	16,426	17,025
Allowance related to TDRs	1,620	2,024
Additional commitments to customers with loans classified as TDRs	364	400
Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	386,352	390,003
Allowance for credit losses	4,276	3,883	6,753	10,518
Nonaccrual loans	655	1,233		3,642
Loans 90 days past due and accruing	0	0
TDRs	152	159
Allowance related to TDRs	25	24
Additional commitments to customers with loans classified as TDRs	0	0
Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	874,751	847,609
Allowance for credit losses	14,208	13,177	$ 18,485	13,574
Nonaccrual loans	6,859	7,474		$ 23,487
Loans 90 days past due and accruing	0	0
TDRs	4,433	4,574
Allowance related to TDRs	589	609
Additional commitments to customers with loans classified as TDRs	$ 0	$ 60

Loans Receivable - Composition

Loans Receivable - Composition of Impaired Loans by Portfolio Segment and Class of Financing Receivable (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	$ 158,471	$ 102,832
Nonaccrual loans	35,368	90,581
Nonaccrual loans with no allowance	88,793	67,890
Nonaccrual loans at ending balance	124,161	158,471
Loans 90 days past due and accruing	420	331
Interest income, accrual method	153	803,000
Amortized cost basis of collateral-dependent loans	103,906	128,108
Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	100,421	124,477
Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	3,485	3,631
Personal banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	20,098	31,611
Nonaccrual loans	15,511	19,878
Nonaccrual loans with no allowance	249	220
Nonaccrual loans at ending balance	15,760	20,098
Loans 90 days past due and accruing	420	331
Amortized cost basis of collateral-dependent loans	676	679
Personal banking | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	676	679
Personal banking | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	0	0
Personal banking | Residential mortgage loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	10,402	15,924
Nonaccrual loans	7,450	10,402
Nonaccrual loans with no allowance	0	0
Nonaccrual loans at ending balance	7,450	10,402
Loans 90 days past due and accruing	0	0
Amortized cost basis of collateral-dependent loans	577	580
Personal banking | Residential mortgage loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	577	580
Personal banking | Residential mortgage loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	0	0
Personal banking | Home equity loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	5,758	9,123
Nonaccrual loans	4,706	5,551
Nonaccrual loans with no allowance	204	207
Nonaccrual loans at ending balance	4,910	5,758
Loans 90 days past due and accruing	0	0
Amortized cost basis of collateral-dependent loans	99	99
Personal banking | Home equity loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	99	99
Personal banking | Home equity loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	0	0
Personal banking | Vehicle loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	3,263	5,533
Nonaccrual loans	2,738	3,251
Nonaccrual loans with no allowance	44	12
Nonaccrual loans at ending balance	2,782	3,263
Loans 90 days past due and accruing	0	0
Personal banking | Consumer loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	675	1,031
Nonaccrual loans	617	674
Nonaccrual loans with no allowance	1	1
Nonaccrual loans at ending balance	618	675
Loans 90 days past due and accruing	420	331
Commercial banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	138,373	71,221
Nonaccrual loans	19,857	70,703
Nonaccrual loans with no allowance	88,544	67,670
Nonaccrual loans at ending balance	108,401	138,373
Loans 90 days past due and accruing	0	0
Amortized cost basis of collateral-dependent loans	103,230	127,429
Commercial banking | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	99,745	123,798
Commercial banking | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	3,485	3,631
Commercial banking | Commercial real estate loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	129,666	44,092
Nonaccrual loans	15,730	65,529
Nonaccrual loans with no allowance	85,157	64,137
Nonaccrual loans at ending balance	100,887	129,666
Loans 90 days past due and accruing	0	0
Amortized cost basis of collateral-dependent loans	97,535	121,530
Commercial banking | Commercial real estate loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	95,904	119,825
Commercial banking | Commercial real estate loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	1,631	1,705
Commercial banking | Commercial real estate loans - owner occupied
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	1,233	3,642
Nonaccrual loans	655	1,233
Nonaccrual loans with no allowance	0	0
Nonaccrual loans at ending balance	655	1,233
Loans 90 days past due and accruing	0	0
Commercial banking | Commercial loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance	7,474	23,487
Nonaccrual loans	3,472	3,941
Nonaccrual loans with no allowance	3,387	3,533
Nonaccrual loans at ending balance	6,859	7,474
Loans 90 days past due and accruing	0	0
Amortized cost basis of collateral-dependent loans	5,695	5,899
Commercial banking | Commercial loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	3,841	3,973
Commercial banking | Commercial loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	$ 1,854	$ 1,926

Loans Receivable - Roll Forward

Loans Receivable - Roll Forward of Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)contract	Mar. 31, 2021USD ($)contract	Dec. 31, 2021USD ($)
Number of contracts
Beginning balance | contract	134	170
New TDRs | contract	0	0
Re-modified TDRs | contract	1	4
Net paydowns | contract	0	0
Ending balance | contract	130	164
Amount
Beginning TDR balance	$ 30,288	$ 32,135
New TDRs	0	0
Re-modified TDRs	202	922
Net paydowns	(1,030)	(2,488)
Ending TDR balance	28,701	27,510
Accruing TDRs	12,686	20,120
Non-accrual TDRs	$ 16,015	$ 7,390	$ 17,200
Residential mortgage loans
Number of contracts
Charge-offs: | contract	1	0
Paid-off loans: | contract	1	0
Amount
Charge-offs:	$ (3)	$ 0
Paid-off loans:	$ (201)	$ 0
Home equity loans
Number of contracts
Paid-off loans: | contract	1	0
Amount
Paid-off loans:	$ (64)	$ 0
Commercial real estate loans
Number of contracts
Paid-off loans: | contract	1	3
Amount
Paid-off loans:	$ (289)	$ (2,384)
Commercial real estate loans - owner occupied
Number of contracts
Paid-off loans: | contract	0	1
Amount
Paid-off loans:	$ 0	$ (47)
Commercial loans
Number of contracts
Paid-off loans: | contract	0	2
Amount
Paid-off loans:	$ 0	$ (628)

Loans Receivable - Troubled Deb

Loans Receivable - Troubled Debt Restructuring (Including Re-Modified TDRs) by Portfolio Segment and by Class of Financing Receivable (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)contract	Mar. 31, 2021USD ($)contract
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	1	4
Recorded investment at the time of modification	$ 330	$ 936
Current recorded investment	202	922
Current allowance	$ 11	$ 140
Personal banking
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract		2
Recorded investment at the time of modification		$ 124
Current recorded investment		119
Current allowance		$ 10
Personal banking | Residential mortgage loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract		1
Recorded investment at the time of modification		$ 121
Current recorded investment		117
Current allowance		$ 10
Personal banking | Home equity loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract		1
Recorded investment at the time of modification		$ 3
Current recorded investment		2
Current allowance		$ 0
Commercial banking
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	1	2
Recorded investment at the time of modification	$ 330	$ 812
Current recorded investment	202	803
Current allowance	$ 11	$ 130
Commercial banking | Commercial real estate loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	1	2
Recorded investment at the time of modification	$ 330	$ 812
Current recorded investment	202	803
Current allowance	$ 11	$ 130

Loans Receivable - Troubled D_2

Loans Receivable - Troubled Debt Restructurings by Type of Modification (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)contract	Mar. 31, 2021USD ($)contract
Troubled debt restructurings
Number of contracts | contract	1	4
Type of modification	$ 202	$ 922
Number of contracts | contract	1	0
Recorded investment at the time of modification	$ 4,167
Current recorded investment	3,823
Current allowance	0
Rate
Troubled debt restructurings
Type of modification	0	$ 117
Payment
Troubled debt restructurings
Type of modification	0	0
Maturity date
Troubled debt restructurings
Type of modification	202	731
Other
Troubled debt restructurings
Type of modification	$ 0	$ 74
Personal banking
Troubled debt restructurings
Number of contracts | contract		2
Type of modification		$ 119
Personal banking | Rate
Troubled debt restructurings
Type of modification		117
Personal banking | Payment
Troubled debt restructurings
Type of modification		0
Personal banking | Maturity date
Troubled debt restructurings
Type of modification		2
Personal banking | Other
Troubled debt restructurings
Type of modification		$ 0
Personal banking | Residential mortgage loans
Troubled debt restructurings
Number of contracts | contract		1
Type of modification		$ 117
Personal banking | Residential mortgage loans | Rate
Troubled debt restructurings
Type of modification		117
Personal banking | Residential mortgage loans | Payment
Troubled debt restructurings
Type of modification		0
Personal banking | Residential mortgage loans | Maturity date
Troubled debt restructurings
Type of modification		0
Personal banking | Residential mortgage loans | Other
Troubled debt restructurings
Type of modification		$ 0
Personal banking | Home equity loans
Troubled debt restructurings
Number of contracts | contract		1
Type of modification		$ 2
Personal banking | Home equity loans | Rate
Troubled debt restructurings
Type of modification		0
Personal banking | Home equity loans | Payment
Troubled debt restructurings
Type of modification		0
Personal banking | Home equity loans | Maturity date
Troubled debt restructurings
Type of modification		2
Personal banking | Home equity loans | Other
Troubled debt restructurings
Type of modification		$ 0
Commercial banking
Troubled debt restructurings
Number of contracts | contract	1	2
Type of modification	$ 202	$ 803
Number of contracts | contract	1
Recorded investment at the time of modification	$ 4,167
Current recorded investment	3,823
Current allowance	0
Commercial banking | Rate
Troubled debt restructurings
Type of modification	0	0
Commercial banking | Payment
Troubled debt restructurings
Type of modification	0	0
Commercial banking | Maturity date
Troubled debt restructurings
Type of modification	202	729
Commercial banking | Other
Troubled debt restructurings
Type of modification	$ 0	$ 74
Commercial banking | Commercial real estate loans
Troubled debt restructurings
Number of contracts | contract	1	2
Type of modification	$ 202	$ 803
Number of contracts | contract	1
Recorded investment at the time of modification	$ 4,167
Current recorded investment	3,823
Current allowance	0
Commercial banking | Commercial real estate loans | Rate
Troubled debt restructurings
Type of modification	0	0
Commercial banking | Commercial real estate loans | Payment
Troubled debt restructurings
Type of modification	0	0
Commercial banking | Commercial real estate loans | Maturity date
Troubled debt restructurings
Type of modification	202	729
Commercial banking | Commercial real estate loans | Other
Troubled debt restructurings
Type of modification	$ 0	$ 74

Loans Receivable - Loan Delinqu

Loans Receivable - Loan Delinquencies (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Loan payment delinquencies
Total loans receivable	$ 10,139,034	$ 10,016,392
90 days or greater delinquent and accruing	420	331
Total delinquency
Loan payment delinquencies
Total loans receivable	75,360	96,869
30-59 days delinquent
Loan payment delinquencies
Total loans receivable	38,878	47,514
60-89 days delinquent
Loan payment delinquencies
Total loans receivable	5,142	9,884
90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	31,340	39,471
Current
Loan payment delinquencies
Total loans receivable	10,063,674	9,919,523
Personal banking
Loan payment delinquencies
Total loans receivable	6,304,390	6,153,299
90 days or greater delinquent and accruing	420	331
Personal banking | Total delinquency
Loan payment delinquencies
Total loans receivable	48,040	52,947
Personal banking | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	33,967	30,256
Personal banking | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	4,927	8,388
Personal banking | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	9,146	14,303
Personal banking | Current
Loan payment delinquencies
Total loans receivable	6,256,350	6,100,352
Personal banking | Residential mortgage loans
Loan payment delinquencies
Total loans receivable	3,121,889	2,994,620
90 days or greater delinquent and accruing	0	0
Personal banking | Residential mortgage loans | Total delinquency
Loan payment delinquencies
Total loans receivable	29,983	33,641
Personal banking | Residential mortgage loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	24,057	20,567
Personal banking | Residential mortgage loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	1,950	5,433
Personal banking | Residential mortgage loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	3,976	7,641
Personal banking | Residential mortgage loans | Current
Loan payment delinquencies
Total loans receivable	3,091,906	2,960,979
Personal banking | Home equity loans
Loan payment delinquencies
Total loans receivable	1,286,520	1,319,931
90 days or greater delinquent and accruing	0	0
Personal banking | Home equity loans | Total delinquency
Loan payment delinquencies
Total loans receivable	7,973	8,364
Personal banking | Home equity loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	3,867	3,153
Personal banking | Home equity loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	1,138	949
Personal banking | Home equity loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	2,968	4,262
Personal banking | Home equity loans | Current
Loan payment delinquencies
Total loans receivable	1,278,547	1,311,567
Personal banking | Vehicle loans
Loan payment delinquencies
Total loans receivable	1,547,255	1,484,231
90 days or greater delinquent and accruing	0	0
Personal banking | Vehicle loans | Total delinquency
Loan payment delinquencies
Total loans receivable	7,480	8,453
Personal banking | Vehicle loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	4,724	5,331
Personal banking | Vehicle loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	1,324	1,487
Personal banking | Vehicle loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	1,432	1,635
Personal banking | Vehicle loans | Current
Loan payment delinquencies
Total loans receivable	1,539,775	1,475,778
Personal banking | Consumer loans
Loan payment delinquencies
Total loans receivable	348,726	354,517
90 days or greater delinquent and accruing	420	331
Personal banking | Consumer loans | Total delinquency
Loan payment delinquencies
Total loans receivable	2,604	2,489
Personal banking | Consumer loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	1,319	1,205
Personal banking | Consumer loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	515	519
Personal banking | Consumer loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	770	765
Personal banking | Consumer loans | Current
Loan payment delinquencies
Total loans receivable	346,122	352,028
Commercial banking
Loan payment delinquencies
Total loans receivable	3,834,644	3,863,093
90 days or greater delinquent and accruing	0	0
Commercial banking | Total delinquency
Loan payment delinquencies
Total loans receivable	27,320	43,922
Commercial banking | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	4,911	17,258
Commercial banking | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	215	1,496
Commercial banking | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	22,194	25,168
Commercial banking | Current
Loan payment delinquencies
Total loans receivable	3,807,324	3,819,171
Commercial banking | Commercial real estate loans
Loan payment delinquencies
Total loans receivable	2,573,541	2,625,481
90 days or greater delinquent and accruing	0	0
Commercial banking | Commercial real estate loans | Total delinquency
Loan payment delinquencies
Total loans receivable	23,861	41,126
Commercial banking | Commercial real estate loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	2,485	16,938
Commercial banking | Commercial real estate loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	112	699
Commercial banking | Commercial real estate loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	21,264	23,489
Commercial banking | Commercial real estate loans | Current
Loan payment delinquencies
Total loans receivable	2,549,680	2,584,355
Commercial banking | Commercial real estate loans - owner occupied
Loan payment delinquencies
Total loans receivable	386,352	390,003
90 days or greater delinquent and accruing	0	0
Commercial banking | Commercial real estate loans - owner occupied | Total delinquency
Loan payment delinquencies
Total loans receivable	1,293	771
Commercial banking | Commercial real estate loans - owner occupied | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	1,158	127
Commercial banking | Commercial real estate loans - owner occupied | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	0	70
Commercial banking | Commercial real estate loans - owner occupied | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	135	574
Commercial banking | Commercial real estate loans - owner occupied | Current
Loan payment delinquencies
Total loans receivable	385,059	389,232
Commercial banking | Commercial loans
Loan payment delinquencies
Total loans receivable	874,751	847,609
90 days or greater delinquent and accruing	0	0
Commercial banking | Commercial loans | Total delinquency
Loan payment delinquencies
Total loans receivable	2,166	2,025
Commercial banking | Commercial loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	1,268	193
Commercial banking | Commercial loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	103	727
Commercial banking | Commercial loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	795	1,105
Commercial banking | Commercial loans | Current
Loan payment delinquencies
Total loans receivable	$ 872,585	$ 845,584

Loans Receivable - Credit Quali

Loans Receivable - Credit Quality Indicators (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Credit quality indicators
Year one	$ 596,826	$ 2,316,856
Year two	2,348,964	1,791,969
Year three	1,700,317	1,265,376
Year four	1,164,008	773,601
Year five	707,517	647,737
Prior	2,767,274	2,334,399
Revolving loans	773,603	803,210
Revolving loans converted to term loans	80,525	83,244
Total loans receivable, gross	10,139,034	10,016,392
Revolving loans converted to term loans during the period	5,100	27,300
Special mention and substandard | Minimum
Credit quality indicators
Total loans receivable, gross	1,000
Personal banking
Credit quality indicators
Year one	361,364	1,715,387
Year two	1,792,810	1,187,738
Year three	1,118,894	697,848
Year four	637,051	362,956
Year five	327,679	279,014
Prior	1,534,260	1,366,605
Revolving loans	487,899	500,317
Revolving loans converted to term loans	44,433	43,434
Total loans receivable, gross	6,304,390	6,153,299
Personal banking | Residential mortgage loans
Credit quality indicators
Year one	81,603	645,000
Year two	810,544	602,918
Year three	586,438	304,652
Year four	289,577	157,177
Year five	146,916	172,122
Prior	1,206,811	1,112,751
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	3,121,889	2,994,620
Personal banking | Residential mortgage loans | Pass
Credit quality indicators
Year one	81,603	644,862
Year two	810,544	602,429
Year three	585,855	304,275
Year four	289,202	156,639
Year five	146,678	171,240
Prior	1,194,484	1,098,635
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	3,108,366	2,978,080
Personal banking | Residential mortgage loans | Substandard
Credit quality indicators
Year one	0	138
Year two	0	489
Year three	583	377
Year four	375	538
Year five	238	882
Prior	12,327	14,116
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	13,523	16,540
Personal banking | Home equity loans
Credit quality indicators
Year one	27,811	150,847
Year two	145,099	210,224
Year three	199,355	139,102
Year four	128,354	65,071
Year five	60,776	62,147
Prior	254,235	213,779
Revolving loans	427,940	436,935
Revolving loans converted to term loans	42,950	41,826
Total loans receivable, gross	1,286,520	1,319,931
Personal banking | Home equity loans | Pass
Credit quality indicators
Year one	27,811	150,847
Year two	145,099	210,224
Year three	199,289	138,661
Year four	128,051	65,011
Year five	60,585	61,692
Prior	250,728	209,959
Revolving loans	426,764	435,660
Revolving loans converted to term loans	42,015	40,766
Total loans receivable, gross	1,280,342	1,312,820
Personal banking | Home equity loans | Substandard
Credit quality indicators
Year one	0	0
Year two	0	0
Year three	66	441
Year four	303	60
Year five	191	455
Prior	3,507	3,820
Revolving loans	1,176	1,275
Revolving loans converted to term loans	935	1,060
Total loans receivable, gross	6,178	7,111
Personal banking | Vehicle loans
Credit quality indicators
Year one	223,063	801,471
Year two	730,115	293,169
Year three	261,006	206,794
Year four	178,461	120,049
Year five	102,044	34,925
Prior	52,566	27,823
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	1,547,255	1,484,231
Personal banking | Vehicle loans | Pass
Credit quality indicators
Year one	223,063	801,084
Year two	729,574	292,804
Year three	260,616	205,653
Year four	177,605	119,304
Year five	101,513	34,546
Prior	52,103	27,576
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	1,544,474	1,480,967
Personal banking | Vehicle loans | Substandard
Credit quality indicators
Year one	0	387
Year two	541	365
Year three	390	1,141
Year four	856	745
Year five	531	379
Prior	463	247
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	2,781	3,264
Personal banking | Consumer loans
Credit quality indicators
Year one	28,887	118,069
Year two	107,052	81,427
Year three	72,095	47,300
Year four	40,659	20,659
Year five	17,943	9,820
Prior	20,648	12,252
Revolving loans	59,959	63,382
Revolving loans converted to term loans	1,483	1,608
Total loans receivable, gross	348,726	354,517
Personal banking | Consumer loans | Pass
Credit quality indicators
Year one	28,887	117,856
Year two	106,849	81,266
Year three	71,992	47,195
Year four	40,506	20,595
Year five	17,879	9,794
Prior	20,568	12,202
Revolving loans	59,537	63,025
Revolving loans converted to term loans	1,470	1,578
Total loans receivable, gross	347,688	353,511
Personal banking | Consumer loans | Substandard
Credit quality indicators
Year one	0	213
Year two	203	161
Year three	103	105
Year four	153	64
Year five	64	26
Prior	80	50
Revolving loans	422	357
Revolving loans converted to term loans	13	30
Total loans receivable, gross	1,038	1,006
Commercial banking
Credit quality indicators
Year one	235,462	601,469
Year two	556,154	604,231
Year three	581,423	567,528
Year four	526,957	410,645
Year five	379,838	368,723
Prior	1,233,014	967,794
Revolving loans	285,704	302,893
Revolving loans converted to term loans	36,092	39,810
Total loans receivable, gross	3,834,644	3,863,093
Commercial banking | Commercial real estate loans
Credit quality indicators
Year one	25,880	307,492
Year two	324,953	469,180
Year three	463,637	432,766
Year four	409,556	312,865
Year five	295,469	278,921
Prior	1,006,960	781,377
Revolving loans	30,384	27,509
Revolving loans converted to term loans	16,702	15,371
Total loans receivable, gross	2,573,541	2,625,481
Commercial banking | Commercial real estate loans | Pass
Credit quality indicators
Year one	25,880	306,689
Year two	324,062	433,219
Year three	451,209	335,541
Year four	319,291	263,524
Year five	249,608	221,450
Prior	868,339	683,537
Revolving loans	28,639	26,288
Revolving loans converted to term loans	9,583	10,179
Total loans receivable, gross	2,276,611	2,280,427
Commercial banking | Commercial real estate loans | Substandard
Credit quality indicators
Year one	0	0
Year two	97	34,153
Year three	8,358	44,712
Year four	44,165	46,045
Year five	44,672	56,077
Prior	133,415	89,311
Revolving loans	492	492
Revolving loans converted to term loans	7,119	5,169
Total loans receivable, gross	238,318	275,959
Commercial banking | Commercial real estate loans | Special mention
Credit quality indicators
Year one	0	803
Year two	794	1,808
Year three	4,070	52,513
Year four	46,100	3,296
Year five	1,189	1,394
Prior	5,206	8,529
Revolving loans	1,253	729
Revolving loans converted to term loans	0	23
Total loans receivable, gross	58,612	69,095
Commercial banking | Commercial real estate loans - owner occupied
Credit quality indicators
Year one	26,504	69,084
Year two	67,571	19,452
Year three	18,312	55,572
Year four	47,856	64,480
Year five	56,905	67,475
Prior	161,872	106,733
Revolving loans	3,903	3,678
Revolving loans converted to term loans	3,429	3,529
Total loans receivable, gross	386,352	390,003
Commercial banking | Commercial real estate loans - owner occupied | Pass
Credit quality indicators
Year one	26,504	69,084
Year two	67,571	19,452
Year three	18,312	51,997
Year four	42,419	60,824
Year five	51,402	57,676
Prior	145,640	94,687
Revolving loans	3,839	2,822
Revolving loans converted to term loans	1,510	2,707
Total loans receivable, gross	357,197	359,249
Commercial banking | Commercial real estate loans - owner occupied | Substandard
Credit quality indicators
Year one	0	0
Year two	0	0
Year three	0	3,575
Year four	4,790	2,887
Year five	3,457	7,840
Prior	15,510	10,602
Revolving loans	0	0
Revolving loans converted to term loans	1,919	822
Total loans receivable, gross	25,676	25,726
Commercial banking | Commercial real estate loans - owner occupied | Special mention
Credit quality indicators
Year one	0	0
Year two	0	0
Year three	0	0
Year four	647	769
Year five	2,046	1,959
Prior	722	1,444
Revolving loans	64	856
Revolving loans converted to term loans	0	0
Total loans receivable, gross	3,479	5,028
Commercial banking | Commercial loans
Credit quality indicators
Year one	183,078	224,893
Year two	163,630	115,599
Year three	99,474	79,190
Year four	69,545	33,300
Year five	27,464	22,327
Prior	64,182	79,684
Revolving loans	251,417	271,706
Revolving loans converted to term loans	15,961	20,910
Total loans receivable, gross	874,751	847,609
Commercial banking | Commercial loans | Pass
Credit quality indicators
Year one	182,912	224,367
Year two	163,204	110,171
Year three	97,395	73,276
Year four	65,195	27,668
Year five	24,462	20,748
Prior	61,417	76,987
Revolving loans	238,852	262,805
Revolving loans converted to term loans	5,688	12,301
Total loans receivable, gross	839,125	808,323
Commercial banking | Commercial loans | Substandard
Credit quality indicators
Year one	0	329
Year two	246	4,767
Year three	1,463	5,102
Year four	3,725	4,437
Year five	2,616	1,529
Prior	2,763	2,116
Revolving loans	11,263	6,667
Revolving loans converted to term loans	10,273	8,609
Total loans receivable, gross	32,349	33,556
Commercial banking | Commercial loans | Special mention
Credit quality indicators
Year one	166	197
Year two	180	661
Year three	616	812
Year four	625	1,195
Year five	386	50
Prior	2	581
Revolving loans	1,302	2,234
Revolving loans converted to term loans	0	0
Total loans receivable, gross	$ 3,277	$ 5,730

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Amortizable intangible assets:
Intangible asset - net	$ 11,654		$ 12,836
Estimated amortization expense
Amortization expense	1,183	$ 1,594
For the year ending December 31, 2022	4,277
For the year ending December 31, 2023	3,270
For the year ending December 31, 2024	2,452
For the year ending December 31, 2025	1,662
For the year ending December 31, 2026	871
For the year ending December 31, 2027	305
Core deposits
Amortizable intangible assets:
Intangible asset - gross	74,899		74,899
Acquisitions (disposals)	0		0
Less: accumulated amortization	(63,320)		(62,158)
Intangible asset - net	11,579		12,741
Customer and contract
Amortizable intangible assets:
Intangible asset - gross	12,775		12,775
Acquisitions (disposals)	0		(1,547)
Less: accumulated amortization	(12,700)		(11,133)
Intangible asset - net	$ 75		$ 95

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Changes in the Carrying Amount of Goodwill (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)
Changes in the carrying amount of goodwill
Balance at the beginning of the period	$ 382,279
Purchase accounting adjustment	77
Goodwill disposed of due to sale of insurance business	(1,359)
Balance at the end of the period	$ 380,997

Borrowed Funds - Schedule of Bo

Borrowed Funds - Schedule of Borrowed Funds (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Amount	$ 121,436	$ 139,093
Collateralized borrowings, due within one year
Debt Instrument [Line Items]
Amount	$ 121,436	$ 139,093
Average rate	0.19%	0.19%

Borrowed Funds - Narrative (Det

Borrowed Funds - Narrative (Details)	Sep. 09, 2020USD ($)	Mar. 31, 2022USD ($)business_trust	Dec. 31, 2021USD ($)
Debt Instrument [Line Items]
Borrowed funds		$ 121,436,000	$ 139,093,000
Number of statutory business trusts owned | business_trust		7
Trust preferred investments
Debt Instrument [Line Items]
Maximum period for which interest payment on the subordinated debentures can be deferred		5 years
Interest deferral		$ 0
Revolving line of credit, FHLB of Pittsburgh | Federal Home Loan Bank of Pittsburgh
Debt Instrument [Line Items]
Maximum borrowing capacity		250,000,000
Revolving line of credit		0	0
Collateralized borrowings, due within one year
Debt Instrument [Line Items]
Borrowed funds		121,436,000	139,093,000
Subordinated Debt
Debt Instrument [Line Items]
Borrowed funds		$ 123,700,000	$ 123,600,000
Debt issued	$ 125,000,000
Stated rate	4.00%
Debt issuance costs	$ 1,800,000
Debt issuance amortization period	5 years
Subordinated Debt | SOFR
Debt Instrument [Line Items]
Basis spread on variable rate	3.89%

Borrowed Funds - Debt Securitie

Borrowed Funds - Debt Securities Held-to-maturity on Preferred Securities and Junior Subordinated Debt Held by Trust (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Junior subordinated debentures	$ 129,119	$ 129,054
Trust Preferred Investments
Debt Instrument [Line Items]
Junior subordinated debentures	$ 129,119	129,054
Trust Preferred Investments | Northwest Bancorp Capital Trust III
Debt Instrument [Line Items]
Interest rate	1.38%
Capital debt securities	$ 50,000
Junior subordinated debentures	$ 51,547	51,547
Trust Preferred Investments | Northwest Bancorp Statutory Trust IV
Debt Instrument [Line Items]
Interest rate	1.38%
Capital debt securities	$ 50,000
Junior subordinated debentures	$ 51,547	51,547
Trust Preferred Investments | LNB Trust II
Debt Instrument [Line Items]
Interest rate	1.48%
Capital debt securities	$ 7,875
Junior subordinated debentures	$ 8,119	8,119
Trust Preferred Investments | UNCT I
Debt Instrument [Line Items]
Interest rate	2.85%
Capital debt securities	$ 8,000
Junior subordinated debentures	$ 7,956	7,950
Trust Preferred Investments | UNCT II
Debt Instrument [Line Items]
Interest rate	2.00%
Capital debt securities	$ 3,000
Junior subordinated debentures	$ 2,748	2,741
Trust Preferred Investments | MFBC Statutory Trust I
Debt Instrument [Line Items]
Interest rate	1.70%
Capital debt securities	$ 5,000
Junior subordinated debentures	$ 3,606	3,580
Trust Preferred Investments | Universal Preferred Trust
Debt Instrument [Line Items]
Interest rate	1.69%
Capital debt securities	$ 5,000
Junior subordinated debentures	$ 3,596	$ 3,570

Guarantees (Details)

Guarantees (Details) - Letter of credit $ in Thousands	Mar. 31, 2022USD ($)
Guarantor Obligations [Line Items]
Maximum exposure collateralized	$ 45,700
Maximum potential amount of future payments	35,900
Liability recognized for the obligations	$ 583,000

Earnings Per Share - Computatio

Earnings Per Share - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share [Abstract]
Net income	$ 28,287	$ 40,237
Less: Dividends and undistributed earnings allocated to participating securities	177	0
Net income available to common shareholders	28,110	40,237
Net income available to common shareholders	$ 28,110	$ 40,237
Weighted average common shares outstanding (in shares)	125,861,738	126,182,409
Add: Participating shares outstanding (in shares)	791,217	517,615
Total weighted average common shares and dilutive potential shares (in shares)	126,652,955	126,700,024
Basic earnings per share (in dollars per share)	$ 0.22	$ 0.32
Diluted earnings per share (in dollars per share)	$ 0.22	$ 0.32

Pension and Other Post-Retire_3

Pension and Other Post-Retirement Benefits (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Pension benefits
Components of net periodic benefit cost
Service cost	$ 2,599	$ 2,860
Interest cost	1,671	1,517
Expected return on plan assets	(3,864)	(3,465)
Amortization of prior service cost	(564)	(580)
Amortization of the net loss	381	1,039
Net periodic cost	223	1,371
Pension benefits | Minimum
Components of net periodic benefit cost
Estimated contribution for the current year	0
Pension benefits | Maximum
Components of net periodic benefit cost
Estimated contribution for the current year	2,000
Other post-retirement benefits
Components of net periodic benefit cost
Service cost	0	0
Interest cost	10	4
Expected return on plan assets	0	0
Amortization of prior service cost	0	0
Amortization of the net loss	2	4
Net periodic cost	$ 12	$ 8

Disclosures About Fair Value _3

Disclosures About Fair Value of Financial Instruments - Narrative (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Significant unrealized appreciation or depreciation in financial instruments	$ 0	$ 0

Disclosures About Fair Value _4

Disclosures About Fair Value of Financial Instruments - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financial assets:
Securities held-to-maturity	$ 677,376	$ 751,513
Accrued interest receivable	26,268	25,599
Financial liabilities:
Subordinated debt	123,670	123,575
Junior subordinated debentures	129,119	129,054
Derivatives not designated as hedging instruments
Financial assets:
Derivative assets	25,018	33,309
Financial liabilities:
Derivative liabilities	23,443	31,758
Level 1
Financial assets:
Cash and cash equivalents	1,161,006	1,279,259
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Loans receivable, net	0	0
Residential mortgage loans held-for-sale	0	0
Accrued interest receivable	26,268	25,599
FHLB stock	0	0
Total financial assets	1,187,274	1,304,858
Financial liabilities:
Savings and checking deposits	11,068,522	10,973,610
Time deposits	0	0
Borrowed funds	121,419	139,093
Subordinated debt	0	0
Junior subordinated debentures	0	0
Derivative liabilities		0
Accrued interest payable	563	1,804
Total financial liabilities	11,190,504	11,114,507
Level 1 | Interest rate lock commitments
Financial assets:
Derivative assets	0	0
Level 1 | Forward commitments
Financial assets:
Derivative assets		0
Financial liabilities:
Derivative liabilities	0
Level 1 | Foreign exchange swaps
Financial liabilities:
Derivative liabilities	0
Level 1 | Interest rate swap agreements
Financial assets:
Derivative assets	0	0
Level 1 | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	0	0
Level 1 | Risk participation agreements
Financial liabilities:
Derivative liabilities	0	0
Level 2
Financial assets:
Cash and cash equivalents	0	0
Securities available-for-sale	1,442,098	1,548,592
Securities held-to-maturity	677,376	751,513
Loans receivable, net	0	0
Residential mortgage loans held-for-sale	0	0
Accrued interest receivable	0	0
FHLB stock	0	0
Total financial assets	2,142,812	2,331,730
Financial liabilities:
Savings and checking deposits	0	0
Time deposits	0	0
Borrowed funds	0	0
Subordinated debt	123,987	129,138
Junior subordinated debentures	0	0
Derivative liabilities		341
Accrued interest payable	0	0
Total financial liabilities	147,430	160,896
Level 2 | Interest rate lock commitments
Financial assets:
Derivative assets	0	0
Level 2 | Forward commitments
Financial assets:
Derivative assets		371
Financial liabilities:
Derivative liabilities	43
Level 2 | Foreign exchange swaps
Financial liabilities:
Derivative liabilities	6
Level 2 | Interest rate swap agreements
Financial assets:
Derivative assets	23,338	31,254
Level 2 | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	23,363	31,357
Level 2 | Risk participation agreements
Financial liabilities:
Derivative liabilities	31	60
Level 3
Financial assets:
Cash and cash equivalents	0	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Loans receivable, net	9,389,401	9,648,825
Residential mortgage loans held-for-sale	19,272	25,056
Accrued interest receivable	0	0
FHLB stock	0	0
Total financial assets	9,410,353	9,675,565
Financial liabilities:
Savings and checking deposits	0	0
Time deposits	1,261,070	1,339,308
Borrowed funds	0	0
Subordinated debt	0	0
Junior subordinated debentures	115,159	120,083
Derivative liabilities		0
Accrued interest payable	0	0
Total financial liabilities	1,376,229	1,459,391
Level 3 | Interest rate lock commitments
Financial assets:
Derivative assets	1,680	1,684
Level 3 | Forward commitments
Financial assets:
Derivative assets		0
Financial liabilities:
Derivative liabilities	0
Level 3 | Foreign exchange swaps
Financial liabilities:
Derivative liabilities	0
Level 3 | Interest rate swap agreements
Financial assets:
Derivative assets	0	0
Level 3 | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	0	0
Level 3 | Risk participation agreements
Financial liabilities:
Derivative liabilities	0	0
Carrying amount
Financial assets:
Cash and cash equivalents	1,161,006	1,279,259
Securities available-for-sale	1,442,098	1,548,592
Securities held-to-maturity	737,730	768,154
Loans receivable, net	10,020,467	9,889,095
Residential mortgage loans held-for-sale	19,272	25,056
Accrued interest receivable	26,268	25,599
FHLB stock	13,318	14,184
Total financial assets	13,445,177	13,583,248
Financial liabilities:
Savings and checking deposits	11,068,522	10,973,610
Time deposits	1,251,878	1,327,555
Borrowed funds	121,436	139,093
Subordinated debt	123,670	123,575
Junior subordinated debentures	129,119	129,054
Derivative liabilities		341
Accrued interest payable	563	1,804
Total financial liabilities	12,718,631	12,726,449
Carrying amount | Interest rate lock commitments
Financial assets:
Derivative assets	1,680	1,684
Carrying amount | Forward commitments
Financial assets:
Derivative assets		371
Financial liabilities:
Derivative liabilities	43
Carrying amount | Foreign exchange swaps
Financial liabilities:
Derivative liabilities	6
Carrying amount | Interest rate swap agreements
Financial assets:
Derivative assets	23,338	31,254
Carrying amount | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	23,363	31,357
Carrying amount | Risk participation agreements
Financial liabilities:
Derivative liabilities	31	60
Estimated fair value
Financial assets:
Cash and cash equivalents	1,161,006	1,279,259
Securities available-for-sale	1,442,098	1,548,592
Securities held-to-maturity	677,376	751,513
Loans receivable, net	9,389,401	9,648,825
Residential mortgage loans held-for-sale	19,272	25,056
Accrued interest receivable	26,268	25,599
FHLB stock	13,318	14,184
Total financial assets	12,753,757	13,326,337
Financial liabilities:
Savings and checking deposits	11,068,522	10,973,610
Time deposits	1,261,070	1,339,308
Borrowed funds	121,419	139,093
Subordinated debt	123,987	129,138
Junior subordinated debentures	115,159	120,083
Derivative liabilities		341
Accrued interest payable	563	1,804
Total financial liabilities	12,714,163	12,734,794
Estimated fair value | Interest rate lock commitments
Financial assets:
Derivative assets	1,680	1,684
Estimated fair value | Forward commitments
Financial assets:
Derivative assets		371
Financial liabilities:
Derivative liabilities	43
Estimated fair value | Foreign exchange swaps
Financial liabilities:
Derivative liabilities	6
Estimated fair value | Interest rate swap agreements
Financial assets:
Derivative assets	23,338	31,254
Estimated fair value | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	23,363	31,357
Estimated fair value | Risk participation agreements
Financial liabilities:
Derivative liabilities	$ 31	$ 60

Disclosures About Fair Value _5

Disclosures About Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	$ 25,018	$ 33,309
Derivative liabilities	23,443	31,758
Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total financial assets	1,187,274	1,304,858
Derivative liabilities		0
Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	1,442,098	1,548,592
Total financial assets	2,142,812	2,331,730
Derivative liabilities		341
Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total financial assets	9,410,353	9,675,565
Derivative liabilities		0
Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	228,517	250,677
Total mortgage-backed securities	1,213,581	1,297,915
Total financial assets	1,467,116	1,581,901
Total liabilities	23,443	31,758
Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total mortgage-backed securities	0	0
Total financial assets	0	0
Total liabilities	0	0
Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	228,517	250,677
Total mortgage-backed securities	1,213,581	1,297,915
Total financial assets	1,465,436	1,580,217
Total liabilities	23,443	31,758
Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total mortgage-backed securities	0	0
Total financial assets	1,680	1,684
Total liabilities	0	0
U.S. government and agencies | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	70,652	75,891
U.S. government and agencies | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
U.S. government and agencies | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	70,652	75,891
U.S. government and agencies | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Government-sponsored enterprises | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	42,865	46,085
Government-sponsored enterprises | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Government-sponsored enterprises | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	42,865	46,085
Government-sponsored enterprises | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
States and political subdivisions | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	115,000	128,701
States and political subdivisions | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
States and political subdivisions | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	115,000	128,701
States and political subdivisions | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
GNMA | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	15,213	16,510
Collateralized mortgage obligations:	441,895	492,328
GNMA | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
GNMA | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	15,213	16,510
Collateralized mortgage obligations:	441,895	492,328
GNMA | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FNMA | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	143,311	160,063
Collateralized mortgage obligations:	239,181	269,060
FNMA | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FNMA | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	143,311	160,063
Collateralized mortgage obligations:	239,181	269,060
FNMA | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FHLMC | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	89,488	100,055
Collateralized mortgage obligations:	284,071	259,468
FHLMC | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FHLMC | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	89,488	100,055
Collateralized mortgage obligations:	284,071	259,468
FHLMC | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
Non-agency | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	422	431
Non-agency | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Non-agency | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	422	431
Non-agency | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Interest rate lock commitments | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	1,680	1,684
Interest rate lock commitments | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	1,680	1,684
Interest rate lock commitments | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	1,680	1,684
Forward commitments | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Derivative liabilities	0
Forward commitments | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		371
Derivative liabilities	43
Forward commitments | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Derivative liabilities	0
Forward commitments | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		371
Derivative liabilities	43
Forward commitments | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Derivative liabilities	0
Forward commitments | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		371
Derivative liabilities	43
Forward commitments | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Derivative liabilities	0
Foreign exchange swaps | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0
Foreign exchange swaps | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	6
Foreign exchange swaps | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0
Foreign exchange swaps | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	6	341
Foreign exchange swaps | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Foreign exchange swaps | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	6	341
Foreign exchange swaps | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate swaps not designated as hedging instruments | Level 1 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	23,338	31,254
Interest rate swaps not designated as hedging instruments | Level 2 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	23,363	31,357
Interest rate swaps not designated as hedging instruments | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate swaps not designated as hedging instruments | Level 3 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		31,254
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	23,338
Derivative liabilities	23,363	31,357
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 1 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		31,254
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 2 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	23,338
Derivative liabilities	23,363	31,357
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 3 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Risk participation agreements | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Risk participation agreements | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	31	60
Risk participation agreements | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Risk participation agreements | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	31	60
Risk participation agreements | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Risk participation agreements | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	31	60
Risk participation agreements | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	$ 0	$ 0

Disclosures About Fair Value _6

Disclosures About Fair Value of Financial Instruments - Reconciliation of all Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Level 3 - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3)
Balance at the beginning of the period	$ 1,684	$ 6,465
Interest rate lock commitments:
Net activity	(4)	(1,405)
Balance at the end of the period	$ 1,680	$ 5,060

Disclosures About Fair Value _7

Disclosures About Fair Value of Financial Instruments - Nonrecurring Assets that had Fair Market Values Below the Carrying Amount (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Level 1
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	$ 0	$ 0
Total financial assets	1,187,274	1,304,858
Level 2
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	0	0
Total financial assets	2,142,812	2,331,730
Level 3
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	9,389,401	9,648,825
Total financial assets	9,410,353	9,675,565
Fair value measurements nonrecurring
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	22	380
Real estate owned, net	929	873
Total financial assets	8,129	48,221
Fair value measurements nonrecurring | Level 1
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	0	0
Real estate owned, net	0	0
Total financial assets	0	0
Fair value measurements nonrecurring | Level 2
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	0	0
Real estate owned, net	0	0
Total financial assets	0	0
Fair value measurements nonrecurring | Level 3
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	22	380
Real estate owned, net	929	873
Total financial assets	8,129	48,221
Loans individually assessed | Fair value measurements nonrecurring
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	7,178	46,968
Loans individually assessed | Fair value measurements nonrecurring | Level 1
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	0	0
Loans individually assessed | Fair value measurements nonrecurring | Level 2
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	0	0
Loans individually assessed | Fair value measurements nonrecurring | Level 3
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	$ 7,178	$ 46,968

Disclosures About Fair Value _8

Disclosures About Fair Value of Financial Instruments - Additional Quantitative Information, Assets Measured at Fair Value, Recurring and Nonrecurring Basis, Level 3 Input (Details)	3 Months Ended
	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed	$ 9,389,401,000	$ 9,648,825,000
Loans held for sale	$ 19,272,000
Measurement Input, Pull-Through Rate | Appraisal value
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for sale, measurement input	1
Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights	$ 22,000	380,000
Real estate owned, net	929,000	873,000
Fair value measurements nonrecurring | Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights	22,000	380,000
Real estate owned, net	929,000	873,000
Fair value measurements nonrecurring | Real estate owned
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Real estate owned, net	$ 929,000
Fair value measurements nonrecurring | Estimated cost to sell | Loans individually assessed | Appraisal value
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.100
Fair value measurements nonrecurring | Estimated cost to sell | Real estate owned | Appraisal value
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Real estate owned, net, measurement input	0.100
Fair value measurements nonrecurring | Discount rate | Loans individually assessed | Discounted cash flow | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.0546
Fair value measurements nonrecurring | Discount rate | Loans individually assessed | Discounted cash flow | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.1326
Fair value measurements nonrecurring | Discount rate | Loans individually assessed | Discounted cash flow | Weighted average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.0725
Fair value measurements nonrecurring | Annual service cost | Discounted cash flow
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	86
Fair value measurements nonrecurring | Prepayment rate | Discounted cash flow | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.071
Fair value measurements nonrecurring | Prepayment rate | Discounted cash flow | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.183
Fair value measurements nonrecurring | Prepayment rate | Discounted cash flow | Weighted average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.098
Fair value measurements nonrecurring | Expected life (months) | Discounted cash flow | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, term	47 months 24 days
Fair value measurements nonrecurring | Expected life (months) | Discounted cash flow | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, term	102 months 9 days
Fair value measurements nonrecurring | Expected life (months) | Discounted cash flow | Weighted average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, term	77 months 3 days
Fair value measurements nonrecurring | Option adjusted spread | Discounted cash flow
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.0650
Fair value measurements nonrecurring | Forward yield curve | Discounted cash flow | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.0023
Fair value measurements nonrecurring | Forward yield curve | Discounted cash flow | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.0192
Loans individually assessed | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed	$ 7,178,000	46,968,000
Loans individually assessed | Fair value measurements nonrecurring | Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed	$ 7,178,000	$ 46,968,000

Derivative Financial Instrume_3

Derivative Financial Instruments - Schedule of Derivative Financial Instruments (Details) - Derivatives not designated as hedging instruments - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivative [Line Items]
Asset derivatives, notional amount	$ 697,898	$ 726,954
Asset derivatives, fair value	25,018	33,309
Liability derivatives, notional amount	728,745	755,256
Liability derivatives, fair value	23,443	31,758
Interest rate swap agreements
Derivative [Line Items]
Asset derivatives, notional amount	625,751	644,997
Asset derivatives, fair value	23,338	31,254
Liability derivatives, notional amount	625,751	644,997
Liability derivatives, fair value	23,363	31,357
Foreign exchange swaps
Derivative [Line Items]
Asset derivatives, notional amount	0	0
Asset derivatives, fair value	0	0
Liability derivatives, notional amount	290	17,124
Liability derivatives, fair value	6	341
Interest rate lock commitments
Derivative [Line Items]
Asset derivatives, notional amount	72,147	67,473
Asset derivatives, fair value	1,680	1,684
Liability derivatives, notional amount	0	0
Liability derivatives, fair value	0	0
Forward commitments
Derivative [Line Items]
Asset derivatives, notional amount	0	14,484
Asset derivatives, fair value	0	371
Liability derivatives, notional amount	8,078	0
Liability derivatives, fair value	43	0
Risk participation agreements
Derivative [Line Items]
Asset derivatives, notional amount	0	0
Asset derivatives, fair value	0	0
Liability derivatives, notional amount	94,626	93,135
Liability derivatives, fair value	$ 31	$ 60

Derivative Financial Instrume_4

Derivative Financial Instruments - Gain (Loss) on Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Increase in other income
Non-hedging swap derivatives:
Increase in other income	$ 61	$ 524
Increase in mortgage banking income
Non-hedging swap derivatives:
Increase in other income	$ 418	$ 2,060

Changes in Accumulated Other _3

Changes in Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Changes in accumulated other comprehensive income by component
Beginning balance	$ 1,583,571	$ 1,538,703
Other comprehensive loss before reclassification adjustments	(64,783)	(17,421)
Amounts reclassified from accumulated other comprehensive income	(132)	258
Net other comprehensive (loss)/income	(64,915)	(17,163)
Ending balance	1,523,512	1,540,994
Unrealized holding losses, tax	18,877	5,981
Reclassification adjustment for gains included in net income, tax	0	(22)
Reclassification adjustment for prior period service costs included in net income, tax	50	(129)
Unrealized holding losses on interest rate swaps, tax		5,981
Realized gains on securities (loss on sales of investments, net)		22
Reclassification adjustment for losses included in net income, tax		(129)
Unrealized  losses  on securities  available-for-sale
Changes in accumulated other comprehensive income by component
Beginning balance	(12,317)	16,843
Other comprehensive loss before reclassification adjustments	(64,783)	(17,421)
Amounts reclassified from accumulated other comprehensive income	(1)	(75)
Net other comprehensive (loss)/income	(64,784)	(17,496)
Ending balance	(77,101)	(653)
Change in  fair value  of interest  rate swaps
Changes in accumulated other comprehensive income by component
Beginning balance	0	0
Other comprehensive loss before reclassification adjustments	0	0
Amounts reclassified from accumulated other comprehensive income	0	0
Net other comprehensive (loss)/income	0	0
Ending balance	0	0
Change in  defined benefit  pension plans
Changes in accumulated other comprehensive income by component
Beginning balance	(25,312)	(50,392)
Other comprehensive loss before reclassification adjustments	0	0
Amounts reclassified from accumulated other comprehensive income	(131)	333
Net other comprehensive (loss)/income	(131)	333
Ending balance	(25,443)	(50,059)
Total
Changes in accumulated other comprehensive income by component
Beginning balance	(37,629)	(33,549)
Ending balance	$ (102,544)	$ (50,712)