Northwest Bancshares (NWBI) 10-Q 4 Nov 22 2022 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2022	Oct. 31, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	001-34582
Entity Registrant Name	NORTHWEST BANCSHARES, INC.
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	27-0950358
Entity Address, Address Line One	3 Easton Oval
Entity Address, Address Line Two	Suite 500
Entity Address, City or Town	Columbus
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	43219
City Area Code	814
Local Phone Number	726-2140
Entity Shell Company	false
Title of 12(b) Security	Common Stock, 0.01 Par Value
Trading Symbol	NWBI
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		126,988,367
Entity Central Index Key	0001471265
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3

CONSOLIDATED STATEMENTS OF FINA

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and cash equivalents	$ 118,549	$ 1,279,259
Marketable securities available-for-sale (amortized cost of $1,466,883 and $1,565,002, respectively)	1,251,791	1,548,592
Marketable securities held-to-maturity (fair value of $771,238 and $751,513, respectively)	899,411	768,154
Total cash and cash equivalents and marketable securities	2,269,751	3,596,005
Loans held-for-sale	15,834	25,056
Loans held for investment	10,725,691	9,991,336
Allowance for credit losses	(109,819)	(102,241)
Loans receivable, net	10,631,706	9,914,151
FHLB stock, at cost	19,281	14,184
Accrued interest receivable	29,536	25,599
Real estate owned, net	450	873
Premises and equipment, net	146,173	156,524
Bank-owned life insurance	255,015	256,213
Goodwill	380,997	380,997
Other intangible assets, net	9,491	12,836
Other assets	210,744	144,126
Total assets	13,953,144	14,501,508
Liabilities:
Noninterest-bearing demand deposits	3,094,120	3,099,526
Interest-bearing demand deposits	2,812,730	2,940,442
Money market deposit accounts	2,577,013	2,629,882
Savings deposits	2,327,419	2,303,760
Time deposits	1,067,110	1,327,555
Total deposits	11,878,392	12,301,165
Borrowed funds	150,036	139,093
Subordinated debt	113,753	123,575
Junior subordinated debentures	129,249	129,054
Advances by borrowers for taxes and insurance	29,647	44,582
Accrued interest payable	831	1,804
Other liabilities	191,450	178,664
Total liabilities	12,493,358	12,917,937
Shareholders’ equity:
Preferred stock, $0.01 par value: 50,000,000 authorized, no shares issued	0	0
Common stock, $0.01 par value: 500,000,000 shares authorized, 126,921,989 and 126,612,183 shares issued and outstanding, respectively	1,269	1,266
Additional paid-in capital	1,017,189	1,010,405
Retained earnings	632,476	609,529
Accumulated other comprehensive loss	(191,148)	(37,629)
Total shareholders’ equity	1,459,786	1,583,571
Total liabilities and shareholders’ equity	$ 13,953,144	$ 14,501,508

CONSOLIDATED STATEMENTS OF FI_2

CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Marketable securities available-for-sale, amortized cost	$ 1,466,883	$ 1,565,002
Securities held-to-maturity	$ 771,238	$ 751,513
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	50,000,000	50,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	500,000,000	500,000,000
Common stock, shares issued (in shares)	126,921,989	126,612,183
Common stock, shares outstanding (in shares)	126,921,989	126,612,183

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income:
Loans receivable	$ 106,943	$ 97,475	$ 290,691	$ 295,048
Mortgage-backed securities	8,683	5,840	22,201	15,720
Taxable investment securities	838	649	2,230	1,976
Tax-free investment securities	709	628	2,066	1,797
FHLB stock dividends	148	71	311	325
Interest-earning deposits	1,295	352	3,446	727
Total interest income	118,616	105,015	320,945	315,593
Interest expense:
Deposits	3,157	4,540	10,249	14,827
Borrowed funds	2,710	2,056	7,059	6,160
Interest expense	5,867	6,596	17,308	20,987
Net interest income	112,749	98,419	303,637	294,606
Provision for credit losses	7,689	(4,354)	8,837	(9,974)
Net interest income after provision for credit losses	105,060	102,773	294,800	304,580
Noninterest income:
Loss on sale of investments	(2)	(46)	(7)	(172)
Service charges and fees	14,323	13,199	41,063	38,337
Trust and other financial services income	6,650	7,182	21,123	21,101
Insurance commission income	0	44	0	3,633
Gain on real estate owned, net	290	247	552	371
Income from bank-owned life insurance	1,475	1,332	5,466	4,707
Mortgage banking income	766	3,941	4,388	13,772
Gain on sale of insurance business	0	0	0	25,327
Other operating income	3,301	3,287	10,406	8,771
Total noninterest income	26,803	29,186	82,991	115,847
Noninterest expense:
Compensation and employee benefits	46,711	49,063	141,701	145,196
Premises and occupancy costs	7,171	7,745	22,248	23,969
Office operations	3,229	4,143	9,774	10,625
Collections expense	322	411	1,245	1,330
Processing expenses	13,416	13,517	38,911	42,124
Marketing expenses	2,147	2,102	6,322	6,183
Federal deposit insurance premiums	1,200	1,184	3,459	3,844
Professional services	3,363	4,295	9,269	13,108
Amortization of intangible assets	1,047	1,321	3,345	4,348
Real estate owned expense	61	94	170	254
Merger, asset disposition and restructuring expense	0	0	1,374	641
Other expenses	3,906	2,227	11,506	7,003
Total noninterest expense	82,573	86,102	249,324	258,625
Income before income taxes	49,290	45,857	128,467	161,802
Federal and state income taxes expense	11,986	10,794	29,450	37,535
Net income	$ 37,304	$ 35,063	$ 99,017	$ 124,267
Basic earnings per share (in dollars per share)	$ 0.29	$ 0.28	$ 0.78	$ 0.98
Diluted earnings per share (in dollars per share)	$ 0.29	$ 0.27	$ 0.78	$ 0.97

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 37,304	$ 35,063	$ 99,017	$ 124,267
Net unrealized holding losses on marketable securities:
Unrealized holding losses, net of tax of $14,705, $2,076, $45,555, and $6,812, respectively	(48,387)	(6,455)	(153,124)	(19,554)
Reclassification adjustment for gains included in net income, net of tax of $0, $24, $0, and $89, respectively	0	(69)	(2)	(280)
Net unrealized holding losses on marketable securities	(48,387)	(6,524)	(153,126)	(19,834)
Defined benefit plan:
Actuarial reclassification adjustments for prior period service costs and actuarial (gains)/losses included in net income, net of tax of $50, $(128), $151, and $(386), respectively	(131)	333	(393)	1,000
Other comprehensive loss	(48,518)	(6,191)	(153,519)	(18,834)
Total comprehensive income/(loss)	$ (11,214)	$ 28,872	$ (54,502)	$ 105,433

CONSOLIDATED STATEMENTS OF CO_2

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Unrealized holding gains (losses), tax	$ 14,705	$ 2,076	$ 45,555	$ 6,812
Reclassification adjustment for gains included in net income, tax	0	24	0	89
Actuarial reclassification adjustments for costs and actuarial (gains)/losses included in net income, tax	$ 50	$ (128)	$ 151	$ (386)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Total	Common stock	Additional paid-in capital	Retained earnings	Accumulated other comprehensive loss
Beginning balance (in shares) at Dec. 31, 2020		127,019,452
Beginning balance at Dec. 31, 2020	$ 1,538,703	$ 1,270	$ 1,015,502	$ 555,480	$ (33,549)
Comprehensive income:
Net income	124,267			124,267
Net other comprehensive income	(18,834)				(18,834)
Total comprehensive income/(loss)	105,433			124,267	(18,834)
Exercise of stock options (in shares)		1,043,487
Exercise of stock options	12,721	$ 10	12,711
Stock-based compensation expense (in shares)		323,824
Stock-based compensation expense	3,725	$ 3	3,722
Share repurchases (in shares)		(1,813,132)
Share repurchases	(23,854)	$ (18)	(23,836)
Stock-based compensation forfeited (in shares)		(52,287)
Dividends paid	(74,960)			(74,960)
Ending balance (in shares) at Sep. 30, 2021		126,521,344
Ending balance at Sep. 30, 2021	1,561,768	$ 1,265	1,008,099	604,787	(52,383)
Beginning balance (in shares) at Jun. 30, 2021		127,907,885
Beginning balance at Jun. 30, 2021	1,575,361	$ 1,279	1,025,174	595,100	(46,192)
Comprehensive income:
Net income	35,063			35,063
Net other comprehensive income	(6,191)				(6,191)
Total comprehensive income/(loss)	28,872			35,063	(6,191)
Exercise of stock options (in shares)		57,142
Exercise of stock options	688		688
Stock-based compensation expense (in shares)		1,139
Stock-based compensation expense	1,046		1,046
Share repurchases (in shares)		(1,425,120)
Share repurchases	(18,823)	$ (14)	(18,809)
Stock-based compensation forfeited (in shares)		(19,702)
Dividends paid	(25,376)			(25,376)
Ending balance (in shares) at Sep. 30, 2021		126,521,344
Ending balance at Sep. 30, 2021	1,561,768	$ 1,265	1,008,099	604,787	(52,383)
Beginning balance (in shares) at Dec. 31, 2021		126,612,183
Beginning balance at Dec. 31, 2021	1,583,571	$ 1,266	1,010,405	609,529	(37,629)
Comprehensive income:
Net income	99,017			99,017
Net other comprehensive income	(153,519)				(153,519)
Total comprehensive income/(loss)	(54,502)			99,017	(153,519)
Exercise of stock options (in shares)		314,880
Exercise of stock options	3,721	$ 2	3,719
Stock-based compensation expense (in shares)		75,377
Stock-based compensation expense	3,067	$ 2	3,065
Stock-based compensation forfeited (in shares)		(80,451)
Stock-based compensation forfeited	(1)	$ (1)
Dividends paid	(76,070)			(76,070)
Ending balance (in shares) at Sep. 30, 2022		126,921,989
Ending balance at Sep. 30, 2022	1,459,786	$ 1,269	1,017,189	632,476	(191,148)
Beginning balance (in shares) at Jun. 30, 2022		126,881,766
Beginning balance at Jun. 30, 2022	1,494,539	$ 1,269	1,015,349	620,551	(142,630)
Comprehensive income:
Net income	37,304			37,304
Net other comprehensive income	(48,518)				(48,518)
Total comprehensive income/(loss)	(11,214)			37,304	(48,518)
Exercise of stock options (in shares)		73,472
Exercise of stock options	897		897
Stock-based compensation expense	944		944
Stock-based compensation forfeited (in shares)		(33,249)
Stock-based compensation forfeited	(1)		(1)
Dividends paid	(25,379)			(25,379)
Ending balance (in shares) at Sep. 30, 2022		126,921,989
Ending balance at Sep. 30, 2022	$ 1,459,786	$ 1,269	$ 1,017,189	$ 632,476	$ (191,148)

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Stockholders' Equity [Abstract]
Other comprehensive income (loss), tax	$ 14,755	$ (1,972)	$ 45,706	$ (6,515)
Dividends paid, per share (in dollars per share)	$ 0.20	$ 0.20	$ 0.60	$ 0.59

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating activities:
Net income	$ 99,017	$ 124,267
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	8,837	(9,974)
Net gain on sale of assets	(858)	(970)
Mortgage banking activity	(3,308)	(17,321)
Gain on sale of insurance business	0	(25,327)
Net depreciation, amortization and accretion	3,874	(271)
(Increase)/decrease in other assets	(31,790)	19,248
Increase/(decrease) in other liabilities	11,270	(10,545)
Net amortization on marketable securities	3,849	5,830
Noncash compensation expense related to stock benefit plans	3,066	3,725
Noncash write-down of real estate owned	44	173
Deferred income tax expense	1,928	1,889
Origination of loans held-for-sale	(317,117)	(605,947)
Proceeds from sale of loans held-for-sale	331,268	652,770
Net cash provided by operating activities	110,080	137,547
Investing activities:
Purchase of marketable securities held-to-maturity	(212,892)	(479,165)
Purchase of marketable securities available-for-sale	(102,178)	(619,987)
Proceeds from maturities and principal reductions of marketable securities held-to-maturity	80,765	38,974
Proceeds from maturities and principal reductions of marketable securities available-for-sale	197,310	341,121
Proceeds from sale of marketable securities available-for-sale	0	62,127
Proceeds from bank-owned life insurance	4,753	3,984
Loan originations	(3,464,471)	(3,063,998)
Loan purchases	(371,121)	0
Proceeds from loan maturities and principal reductions	3,110,264	3,413,907
Net (redemptions)/proceeds of FHLB stock	(5,097)	7,181
Proceeds from sale of real estate owned	1,469	2,440
Proceeds from sale of real estate owned for investment	229	229
Purchases of premises and equipment, net	(613)	(3,728)
Proceeds from the sale of insurance business	0	28,238
Net cash used in investing activities	(761,582)	(268,677)
Financing activities:
Net (decrease)/increase in deposits	(422,773)	622,980
Repayments of long-term borrowings	(10,094)	(22,105)
Net increase/(decrease) in short-term borrowings	10,943	(11,165)
Increase in advances by borrowers for taxes and insurance	(14,935)	(18,279)
Cash dividends paid on common stock	(76,070)	(74,960)
Purchase of common stock for retirement	0	(23,854)
Proceeds from stock options exercised	3,721	12,721
Net cash (used in)/provided by financing activities	(509,208)	485,338
Net (decrease)/increase in cash and cash equivalents	(1,160,710)	354,208
Cash and cash equivalents at beginning of period	1,279,259	736,277
Cash and cash equivalents at end of period	118,549	1,090,485
Cash paid during the period for:
Interest on deposits and borrowings (including interest credited to deposit accounts of $9,812 and $14,631, respectively)	18,281	22,452
Income taxes	21,851	28,961
Non-cash activities:
Loan foreclosures and repossessions	3,423	3,848
Sale of real estate owned financed by the Company	$ 175	$ 54

CONSOLIDATED STATEMENTS OF CA_2

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (Parenthetical) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Statement of Cash Flows [Abstract]
Interest on deposits and borrowings, interest credited to deposit accounts	$ 9,812	$ 14,631

Basis of Presentation and Infor

Basis of Presentation and Informational Disclosures	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation and Informational Disclosures	Basis of Presentation and Informational Disclosures Northwest Bancshares, Inc. (the “Company” or “NWBI”), a Maryland corporation headquartered in Columbus, Ohio, is a bank holding company regulated by the Board of Governors of the Federal Reserve System (“FRB”). The primary activity of the Company is the ownership of all of the issued and outstanding common stock of Northwest Bank, a Pennsylvania-chartered savings bank (“Northwest”). Northwest is regulated by the Federal Deposit Insurance Corporation (“FDIC”) and the Pennsylvania Department of Banking. Northwest operates 150 community-banking offices throughout Pennsylvania, Western New York, Eastern Ohio, and Indiana. The accompanying unaudited Consolidated Financial Statements include the accounts of the Company and its subsidiary, Northwest, and Northwest’s subsidiaries Northwest Capital Group, Inc., Great Northwest Corporation, and MutualFirst Interest Company, Inc. The unaudited Consolidated Financial Statements have been prepared in accordance with United States generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information or footnotes required for complete annual financial statements. In the opinion of management, all adjustments necessary for the fair presentation of the Company’s financial position and results of operations have been included. The Consolidated Financial Statements have been prepared using the accounting policies described in the financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 updated, as required, for any new pronouncements or changes. Certain items previously reported have been reclassified to conform to the current year’s reporting format. The results of operations for the quarter ended September 30, 2022 are not necessarily indicative of the results that may be expected for the year ending December 31, 2022, or any other period. Allowance for Credit Losses and Provision for Credit Losses Update During the nine months ended September 30, 2022, the Bank implemented a new model to calculate the allowance for credit losses on our vehicle loan portfolio. Additionally, as part of the process, we re-assessed our loan segmentation and loans that were previously included in our consumer loan portfolio were moved into our vehicle loan portfolio. The change in segmentation was driven by underlying collateral types, and the loans continue to share similar risk characteristics. The allowance for credit losses within the vehicle loan portfolio is calculated using a non-discounted cash flow model developed by an external third-party. Monthly probabilities of default and prepayments are estimated for each loan, along with estimates of exposure at default and loss given default. The model utilizes loan, borrower, and collateral characteristics, and macroeconomic data as inputs. Stock-Based Compensation On May 18, 2022, the Company awarded employees 150,027 restricted stock units (“RSUs”) with a weighted average discounted grant date fair value of $11.00. The RSUs vest over a three-year period with the first vesting occurring one year from the grant date. The Company awarded directors 41,206 restricted stock awards (“RSAs”) with a grant date fair value of $12.55 which fully vest one-year from the grant date. Also, the Company awarded employees 150,027 performance share units (“PSUs”) with a discounted grant date fair value of $10.26. The number of PSUs earned will be based on attainment of certain performance criteria over a three-year period, with the actual number of shares issuable ranging between 0% and 150% of the number of PSUs granted. The PSUs have a three-year cliff vesting, from the date of grant, and any PSUs earned will be issued after the vesting period. Stock-based compensation expense of $944,000 and $1.0 million for the quarters ended September 30, 2022 and 2021, respectively, and $3.1 million and $3.7 million for the nine months ended September 30, 2022 and 2021, respectively, was recognized in compensation expense relating to our stock benefit plans. At September 30, 2022, there was compensation expense of $1.0 million to be recognized for awarded but unvested stock options, $6.0 million for unvested restricted common shares, $1.2 million to be recognized for awarded but unvested RSUs, $300,000 to be recognized for awarded but unvested RSAs, and $1.2 million to be recognized for awarded but unvested PSUs. Income Taxes-Uncertain Tax Positions Accounting standards prescribe a comprehensive model for how a company should recognize, measure, present and disclose in its financial statements uncertain tax positions that the company has taken or expects to take on a tax return. A tax benefit from an uncertain position may be recognized only if it is “more likely than not” that the position is sustainable, based on its technical merits. The tax benefit of a qualifying position is the largest amount of tax benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority having full knowledge of all relevant information. We had a $241,000 liability for unrecognized tax benefits as of both September 30, 2022 and December 31, 2021. We recognize interest accrued related to: (1) unrecognized tax benefits in other expenses and (2) refund claims in other operating income. We recognize penalties (if any) in other expenses. We are subject to audit by the Internal Revenue Service and any state in which we conduct business for the tax periods ended December 31, 2021, 2020, 2019 and 2018.

Marketable Securities

Marketable Securities	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Marketable Securities	Marketable Securities The following table shows the portfolio of marketable securities available-for-sale at September 30, 2022 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S government and agencies: Due after one year through five years $ 20,000 — (1,921) 18,079 Due after ten years 54,213 — (10,367) 43,846 Debt issued by government-sponsored enterprises: Due after one year through five years 993 — (53) 940 Due after five years through ten years 45,890 — (7,739) 38,151 Municipal securities: Due within one year 509 — (2) 507 Due after one year through five years 618 — (15) 603 Due after five years through ten years 33,945 8 (3,272) 30,681 Due after ten years 92,791 — (18,406) 74,385 Corporate debt issues: Due after five years through ten years 13,551 — (411) 13,140 Residential mortgage-backed securities: Fixed rate pass-through 233,394 14 (34,557) 198,851 Variable rate pass-through 9,341 25 (117) 9,249 Fixed rate agency CMOs 932,668 1 (137,752) 794,917 Variable rate agency CMOs 28,970 45 (573) 28,442 Total residential mortgage-backed securities 1,204,373 85 (172,999) 1,031,459 Total marketable securities available-for-sale $ 1,466,883 93 (215,185) 1,251,791 The following table shows the portfolio of marketable securities available-for-sale at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due after one year through five years $ 20,000 — (68) 19,932 Due after ten years 57,681 — (1,722) 55,959 Debt issued by government-sponsored enterprises: Due within one year 177 — — 177 Due after one year through five years 991 73 — 1,064 Due after five years through ten years 46,411 1 (1,568) 44,844 Municipal securities: Due within one year 946 13 — 959 Due after one year through five years 1,261 22 (3) 1,280 Due after five years through ten years 23,692 661 (146) 24,207 Due after ten years 99,558 2,884 (187) 102,255 Residential mortgage-backed securities: Fixed rate pass-through 265,604 2,389 (2,525) 265,468 Variable rate pass-through 11,306 294 (9) 11,591 Fixed rate agency CMOs 997,680 2,284 (18,965) 980,999 Variable rate agency CMOs 39,695 224 (62) 39,857 Total residential mortgage-backed securities 1,314,285 5,191 (21,561) 1,297,915 Total marketable securities available-for-sale $ 1,565,002 8,845 (25,255) 1,548,592 Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due after one year through five years $ 16,478 — (1,739) 14,739 Due after five years through ten years 107,976 — (20,352) 87,624 Residential mortgage-backed securities: Fixed rate pass-through 167,016 — (26,701) 140,315 Variable rate pass-through 574 — (7) 567 Fixed rate agency CMOs 606,808 — (79,373) 527,435 Variable rate agency CMOs 559 1 (2) 558 Total residential mortgage-backed securities 774,957 1 (106,083) 668,875 Total marketable securities held-to-maturity $ 899,411 1 (128,174) 771,238 The following table shows the portfolio of marketable securities held-to-maturity at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due after one year through five years $ 16,478 — (206) 16,272 Due after five years through ten years 107,973 — (4,613) 103,360 Residential mortgage-backed securities: Fixed rate pass-through 183,092 58 (2,161) 180,989 Variable rate pass-through 667 24 — 691 Fixed rate agency CMOs 459,345 251 (10,011) 449,585 Variable rate agency CMOs 599 17 — 616 Total residential mortgage-backed securities 643,703 350 (12,172) 631,881 Total marketable securities held-to-maturity $ 768,154 350 (16,991) 751,513 The following table shows the contractual maturity of our residential mortgage-backed securities available-for-sale at September 30, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due within one year $ 254 252 Due after one year through five years 49,435 46,268 Due after five years through ten years 155,960 137,226 Due after ten years 998,724 847,713 Total residential mortgage-backed securities $ 1,204,373 1,031,459 The following table shows the contractual maturity of our residential mortgage-backed securities held-to-maturity at September 30, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due after one year through five years $ 20,705 17,551 Due after five years through ten years 168,546 141,707 Due after ten years 585,706 509,617 Total residential mortgage-backed securities $ 774,957 668,875 The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2022 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 19,905 (1,989) 183,474 (40,182) 203,379 (42,171) Municipal securities 87,699 (14,160) 17,671 (7,535) 105,370 (21,695) Corporate debt issues 13,140 (411) — — 13,140 (411) Residential mortgage-backed securities - agency 624,780 (61,296) 1,069,396 (217,786) 1,694,176 (279,082) Total $ 745,524 (77,856) 1,270,541 (265,503) 2,016,065 (343,359) The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2021 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 132,782 (3,504) 106,160 (4,673) 238,942 (8,177) Municipal securities 25,118 (336) — — 25,118 (336) Residential mortgage-backed securities - agency 1,428,582 (26,516) 184,389 (7,217) 1,612,971 (33,733) Total $ 1,586,482 (30,356) 290,549 (11,890) 1,877,031 (42,246) The Company does not believe that the available-for-sale debt securities that were in an unrealized loss position as of September 30, 2022, which were comprised of 664 individual securities, represents a credit loss impairment. All of these securities were issued by U.S. government agencies, U.S. government-sponsored enterprises, local municipalities, or represent corporate debt. The securities issued by the U.S. government agencies or U.S. government-sponsored enterprises are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The corporate debt issues and securities issued by local municipalities were all highly rated by major rating agencies and have no history of credit losses. The unrealized losses were primarily attributable to changes in the interest rate environment and not due to the credit quality of these investment securities. The Company does not have the intent to sell these investment securities and it is likely that we will not be required to sell these securities before their anticipated recovery, which may be at maturity. All of the Company ’ s held-to-maturity debt securities are issued by U.S. government agencies or U.S. government-sponsored enterprises. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. Therefore, the Company did not record an allowance for credit losses for these securities as of September 30, 2022. The following table presents the credit quality of our held-to-maturity securities, based on the latest information available as of September 30, 2022 (in thousands). The credit ratings are sourced from nationally recognized rating agencies, which include Moody’s and S&P, or when credit ratings cannot be sourced from the agencies, they are presented based on asset type. All of our held-to-maturity securities were current in their payment of principal and interest as of September 30, 2022. AA+ Total Held-to-maturity securities (at amortized cost): Debt issued by the U.S. government-sponsored enterprises $ 124,454 124,454 Residential mortgage-backed securities 774,957 774,957 Total marketable securities held-to-maturity $ 899,411 899,411

Loans Receivable

Loans Receivable	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Loans Receivable	Loans Receivable The following table shows a summary of our loans receivable at amortized cost basis at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Originated (1) Acquired (2) Total Originated (1) Acquired (2) Total Personal Banking: Residential mortgage loans (3) $ 3,225,348 176,550 3,401,898 2,783,459 211,161 2,994,620 Home equity loans 1,110,401 174,588 1,284,989 1,107,202 212,729 1,319,931 Vehicle loans 1,907,210 99,987 2,007,197 1,384,246 99,985 1,484,231 Consumer loans 100,831 8,210 109,041 307,961 46,556 354,517 Total Personal Banking 6,343,790 459,335 6,803,125 5,582,868 570,431 6,153,299 Commercial Banking: Commercial real estate loans 2,101,684 327,222 2,428,906 2,202,027 423,454 2,625,481 Commercial real estate loans - owner occupied 344,504 39,420 383,924 321,253 68,750 390,003 Commercial loans 1,072,857 52,713 1,125,570 765,877 81,732 847,609 Total Commercial Banking 3,519,045 419,355 3,938,400 3,289,157 573,936 3,863,093 Total loans receivable, gross 9,862,835 878,690 10,741,525 8,872,025 1,144,367 10,016,392 Allowance for credit losses (97,738) (12,081) (109,819) (86,750) (15,491) (102,241) Total loans receivable, net (4) $ 9,765,097 866,609 10,631,706 8,785,275 1,128,876 9,914,151 (1) Includes originated and purchased loan pools purchased in an asset acquisition. (2) Includes loans subject to purchase accounting in a business combination. (3) Includes fair value of $15.8 million and $25.1 million of loans held-for-sale at September 30, 2022 and December 31, 2021, respectively. (4) Includes $74.3 million and $62.8 million of net unearned income, unamortized premiums and discounts and deferred fees and costs at September 30, 2022 and December 31, 2021, respectively. During the nine months ended September 30, 2022, the Company purchased a total of $182.8 million small business equipment finance loan pools and a total of $188.3 million one- to four-family jumbo mortgage loan pools. The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2022 (in thousands): Balance as of September 30, 2022 Current period provision Charge-offs Recoveries Balance as of June 30, 2022 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 17,967 1,646 (166) 329 16,158 Home equity loans 5,448 341 (535) 410 5,232 Vehicle loans 17,004 1,576 (936) 626 15,738 Consumer loans 825 1,170 (1,405) 281 779 Total Personal Banking 41,244 4,733 (3,042) 1,646 37,907 Commercial Banking: Commercial real estate loans 49,649 5,117 (1,329) 6,220 39,641 Commercial real estate loans - owner occupied 4,087 (34) — 26 4,095 Commercial loans 14,839 (2,127) (243) 497 16,712 Total Commercial Banking 68,575 2,956 (1,572) 6,743 60,448 Total $ 109,819 7,689 (4,614) 8,389 98,355 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 4 (2) — — 6 Home equity loans 74 10 — — 64 Total Personal Banking 78 8 — — 70 Commercial Banking: Commercial real estate loans 5,382 1,919 — — 3,463 Commercial real estate loans - owner occupied 287 (41) — — 328 Commercial loans 5,288 1,699 — — 3,589 Total Commercial Banking 10,957 3,577 — — 7,380 Total off-balance sheet exposure $ 11,035 3,585 — — 7,450 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2021 (in thousands): Balance as of September 30, 2021 Current period provision Charge-offs Recoveries Balance as of June 30, 2021 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 7,987 1,939 (1,263) 64 7,247 Home equity loans 6,293 291 (1,474) 237 7,239 Vehicle loans 12,457 82 (1,112) 599 12,888 Consumer loans 3,074 949 (1,036) 360 2,801 Total Personal Banking 29,811 3,261 (4,885) 1,260 30,175 Commercial Banking: Commercial real estate loans 58,451 (5,103) (1,581) 555 64,580 Commercial real estate loans - owner occupied 3,246 (1,487) — 4 4,729 Commercial loans 18,259 (1,025) (412) 1,850 17,846 Total Commercial Banking 79,956 (7,615) (1,993) 2,409 87,155 Total $ 109,767 (4,354) (6,878) 3,669 117,330 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 2 — — — 2 Home equity loans 40 (2) — — 42 Total Personal Banking 42 (2) — — 44 Commercial Banking: Commercial real estate loans 2,647 715 — — 1,932 Commercial real estate loans - owner occupied 140 (41) — — 181 Commercial loans 1,333 101 — — 1,232 Total Commercial Banking 4,120 775 — — 3,345 Total off-balance sheet exposure $ 4,162 773 — — 3,389 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2022 (in thousands): Balance as of September 30, 2022 Current period provision Charge-offs Recoveries Balance as of December 31, 2021 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 17,967 11,331 (1,487) 750 7,373 Home equity loans 5,448 127 (1,237) 1,258 5,300 Vehicle loans 17,004 2,159 (2,517) 1,879 15,483 Consumer loans 825 479 (3,459) 921 2,884 Total Personal Banking 41,244 14,096 (8,700) 4,808 31,040 Commercial Banking: Commercial real estate loans 49,649 (6,465) (6,745) 8,718 54,141 Commercial real estate loans - owner occupied 4,087 167 — 37 3,883 Commercial loans 14,839 1,039 (1,253) 1,876 13,177 Total Commercial Banking 68,575 (5,259) (7,998) 10,631 71,201 Total $ 109,819 8,837 (16,698) 15,439 102,241 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 4 2 — — 2 Home equity loans 74 35 — — 39 Total Personal Banking 78 37 — — 41 Commercial Banking: Commercial real estate loans 5,382 4,501 — — 881 Commercial real estate loans - owner occupied 287 145 — — 142 Commercial loans 5,288 3,894 — — 1,394 Total Commercial Banking 10,957 8,540 — — 2,417 Total off-balance sheet exposure $ 11,035 8,577 — — 2,458 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2021 (in thousands): Balance as of September 30, 2021 Current Charge-offs Recoveries Balance as of December 31, 2020 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 7,987 3,269 (2,888) 340 7,266 Home equity loans 6,293 1,892 (2,081) 490 5,992 Vehicle loans 12,457 (341) (4,017) 1,990 14,825 Consumer loans 3,074 2,291 (3,135) 1,047 2,871 Total Personal Banking 29,811 7,111 (12,121) 3,867 30,954 Commercial Banking: Commercial real estate loans 58,451 (12,859) (9,281) 1,210 79,381 Commercial real estate loans - owner occupied 3,246 (6,391) (890) 9 10,518 Commercial loans 18,259 2,165 (1,627) 4,147 13,574 Total Commercial Banking 79,956 (17,085) (11,798) 5,366 103,473 Total $ 109,767 (9,974) (23,919) 9,233 134,427 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 2 — — — 2 Home equity loans 40 5 — — 35 Total Personal Banking 42 5 — — 37 Commercial Banking: Commercial real estate loans 2,647 (802) — — 3,449 Commercial real estate loans - owner occupied 140 (186) — — 326 Commercial loans 1,333 (1,218) — — 2,551 Total Commercial Banking 4,120 (2,206) — — 6,326 Total off-balance sheet exposure $ 4,162 (2,201) — — 6,363 The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at September 30, 2022 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 3,401,898 17,967 7,816 — 6,040 1,032 — Home equity loans 1,284,989 5,448 3,685 — 1,584 657 — Vehicle loans 2,007,197 17,004 3,235 — — — — Consumer loans 109,041 825 166 357 — — — Total Personal Banking 6,803,125 41,244 14,902 357 7,624 1,689 — Commercial Banking: Commercial real estate loans 2,428,906 49,649 65,298 — 37,993 678 10 Commercial real estate loans - owner occupied 383,924 4,087 619 — 96 18 — Commercial loans 1,125,570 14,839 2,808 — 1,037 157 400 Total Commercial Banking 3,938,400 68,575 68,725 — 39,126 853 410 Total $ 10,741,525 109,819 83,627 357 46,750 2,542 410 (1) Includes $30.4 million of nonaccrual TDRs. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at December 31, 2021 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 2,994,620 7,373 10,402 — 6,749 1,442 — Home equity loans 1,319,931 5,300 5,758 — 1,781 718 — Vehicle loans 1,484,231 15,483 3,263 — — — — Consumer loans 354,517 2,884 675 331 — — — Total Personal Banking 6,153,299 31,040 20,098 331 8,530 2,160 — Commercial Banking: Commercial real estate loans 2,625,481 54,141 129,666 — 17,025 2,024 400 Commercial real estate loans - owner occupied 390,003 3,883 1,233 — 159 24 — Commercial loans 847,609 13,177 7,474 — 4,574 609 60 Total Commercial Banking 3,863,093 71,201 138,373 — 21,758 2,657 460 Total $ 10,016,392 102,241 158,471 331 30,288 4,817 460 (1) Includes $17.2 million of nonaccrual TDRs. We present the amortized cost of our loans on nonaccrual status including such loans with no allowance. The following table presents the amortized cost of our loans on nonaccrual status as of the beginning and end of the period ended September 30, 2022 (in thousands): September 30, 2022 Nonaccrual loans at January 1, 2022 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 10,402 7,816 — 7,816 — Home equity loans 5,758 3,489 196 3,685 — Vehicle loans 3,263 1,891 1,344 3,235 — Consumer loans 675 166 — 166 357 Total Personal Banking 20,098 13,362 1,540 14,902 357 Commercial Banking: Commercial real estate loans 129,666 27,690 37,608 65,298 — Commercial real estate loans - owner occupied 1,233 619 — 619 — Commercial loans 7,474 2,030 778 2,808 — Total Commercial Banking 138,373 30,339 38,386 68,725 — Total $ 158,471 43,701 39,926 83,627 357 During the three and nine months ended September 30, 2022, we recognized $197,000 and $487,000 of interest income on nonaccrual and troubled debt restructuring loans. The following table presents the amortized cost of our loans on nonaccrual status as of the year ended December 31, 2021 (in thousands): December 31, 2021 Nonaccrual loans at January 1, 2021 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 15,924 10,402 — 10,402 — Home equity loans 9,123 5,551 207 5,758 — Vehicle loans 5,533 3,251 12 3,263 — Consumer loans 1,031 674 1 675 331 Total Personal Banking 31,611 19,878 220 20,098 331 Commercial Banking: Commercial real estate loans 44,092 65,529 64,137 129,666 — Commercial real estate loans - owner occupied 3,642 1,233 — 1,233 — Commercial loans 23,487 3,941 3,533 7,474 — Total Commercial Banking 71,221 70,703 67,670 138,373 — Total $ 102,832 90,581 67,890 158,471 331 During the year ended December 31, 2021, we recognized $803,000 of interest income on nonaccrual and troubled debt restructuring loans. The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of September 30, 2022 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 572 — 572 Home equity loans 99 — 99 Total Personal Banking 671 — 671 Commercial Banking: Commercial real estate loans 63,834 — 63,834 Commercial loans 432 1,122 1,554 Total Commercial Banking 64,266 1,122 65,388 Total $ 64,937 1,122 66,059 The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of December 31, 2021 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 580 — 580 Home equity loans 99 — 99 Total Personal Banking 679 — 679 Commercial Banking: Commercial real estate loans 119,825 1,705 121,530 Commercial loans 3,973 1,926 5,899 Total Commercial Banking 123,798 3,631 127,429 Total $ 124,477 3,631 128,108 Our loan portfolios include loans that have been modified in a TDR, where concessions have been granted to borrowers who have experienced financial difficulties. These concessions typically result from our loss mitigation activities and could include: extending the note’s maturity date, permitting interest only payments, reducing the interest rate to a rate lower than current market rates for new debt with similar risk, reducing the principal payment, principal forbearance or other actions. These concessions are applicable to all loan segments and classes. Certain TDRs are classified as nonperforming at the time of restructuring and may be returned to performing status after considering the borrower’s sustained repayment performance for a period of at least six months. When we modify loans in a TDR, we evaluate any possible impairment similar to other impaired loans based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan agreement, the loan’s observable market price or the current fair value of the collateral, less selling costs, for collateral dependent loans. If we determine that the value of the modified loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premiums or discounts), impairment is recognized through an allowance estimate or a charge-off to the allowance. In periods subsequent to modification, we evaluate all TDRs, including those that have payment defaults, for possible impairment in accordance with ASC 310-10. As a result, loans modified in a TDR may have the financial effect of increasing the specific allowance associated with the loan. Loans modified in a TDR are closely monitored for delinquency as an early indicator of possible future default. If loans modified in a TDR subsequently default, we evaluate the loan for possible further impairment. The allowance may be increased, adjustments may be made in the allocation of the allowance, partial charge-offs may be taken to further write-down the carrying value of the loan, or the loan may be charged-off completely. In March 2020 and August 2020, joint statements were issued by federal and state regulatory agencies, after consultation with the FASB, to clarify that short-term loan modifications are not TDRs if made on a good-faith basis in response to COVID-19 to borrowers who were current prior to any relief. Under this guidance, six months is provided as an example of short-term, and current is defined as less than 30 days past due at the time the modification program is implemented. The guidance also provides that these modified loans generally will not be classified as nonaccrual during the term of the modification. For borrowers who are 30 days or more past due when enrolling in a loan modification program related to the COVID-19 pandemic, we evaluate the loan modifications under our existing TDR framework, and where such a loan modification would result in a concession to a borrower experiencing financial difficulty, the loan will be accounted for as a TDR and will generally not accrue interest. This TDR relief under the CARES Act was extended by the Consolidated Appropriations Act, 2021 (“CAA”), signed into law on December 27, 2020. Under the CAA, such relief will continue until the earlier of 60 days after the date the COVID-19 national emergency comes to an end or January 1, 2022. Certain loan modifications made during the prior year were done in accordance with Section 4013 of the CARES Act and the Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus. Accordingly, these loans were not categorized as TDRs. The following tables provide a roll forward of troubled debt restructurings for the periods indicated (dollars in thousands): For the quarter ended September 30, 2022 2021 Number of Amount Number of Amount Beginning TDR balance: 128 $ 54,237 158 $ 27,431 New TDRs 6 221 3 345 Re-modified TDRs 4 977 3 4,490 Net paydowns — (810) — (4,702) Charge-offs: Home equity loans — — 1 (29) Commercial real estate loans — — 2 (53) Commercial real estate loans - owner occupied — — 1 (105) Commercial loans — — 5 (139) Paid-off loans: Residential mortgage loans 1 (35) 5 (307) Home equity loans 1 (11) 4 (122) Commercial real estate loans 1 (3,349) 4 (287) Commercial real estate loans - owner occupied 1 (44) — — Commercial loans 3 (3,459) — — Ending TDR balance: 127 $ 46,750 139 $ 26,522 Accruing TDRs $ 16,344 $ 13,664 Nonaccrual TDRs 30,406 12,858 For the nine months ended September 30, 2022 2021 Number of Amount Number of Amount Beginning TDR balance: 134 $ 30,288 170 $ 32,135 New TDRs 8 25,626 5 2,608 Re-modified TDRs 10 1,178 8 5,701 Net paydowns — (1,609) — (8,713) Charge-offs: Residential mortgage loans 1 (3) — — Home equity loans — — 1 (29) Commercial real estate loans — — 2 (53) Commercial real estate loans - owner occupied — — 1 (105) Commercial loans — — 5 (139) Paid-off loans: Residential mortgage loans 2 (236) 9 (1,033) Home equity loans 3 (88) 5 (133) Commercial real estate loans 4 (3,718) 9 (2,973) Commercial real estate loans - owner occupied 1 (44) 1 (47) Commercial loans 4 (3,466) 3 (697) Ending TDR balance: 127 $ 46,750 139 $ 26,522 Accruing TDRs $ 16,344 $ 13,664 Nonaccrual TDRs 30,406 12,858 The following tables provide information related to TDRs (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (in thousands): For the quarter ended September 30, 2022 For the nine months ended September 30, 2022 Number of Recorded Current Current Number of Recorded Current Current Personal Banking: Residential mortgage loans 2 $ 147 144 15 2 $ 147 144 15 Home equity loans 5 160 154 23 5 160 154 23 Total Personal Banking 7 307 298 38 7 307 298 38 Commercial Banking: Commercial real estate loans 1 610 609 89 5 34,295 26,212 102 Commercial loans 2 332 291 20 6 3,856 294 20 Total Commercial Banking 3 942 900 109 11 38,151 26,506 122 Total 10 $ 1,249 1,198 147 18 $ 38,458 26,804 160 For the quarter ended September 30, 2021 For the nine months ended September 30, 2021 Number of Recorded Current Current Number of Recorded Current Current Personal Banking: Residential mortgage loans — $ — — — 1 $ 125 115 16 Home equity loans 2 153 36 17 3 156 36 17 Total Personal Banking 2 153 36 17 4 281 151 33 Commercial Banking: Commercial real estate loans 3 4,840 4,490 65 6 6,723 5,586 207 Commercial loans 1 330 309 — 3 2,726 2,572 — Total Commercial Banking 4 5,170 4,799 65 9 9,449 8,158 207 Total 6 $ 5,323 4,835 82 13 $ 9,730 8,309 240 The following table provides information as of September 30, 2022 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2022 (in thousands): Type of modification Number of contracts Maturity date Total Personal Banking: Residential mortgage loans 2 144 144 Home equity loans 5 154 154 Total Personal Banking 7 298 298 Commercial Banking: Commercial real estate loans 1 609 609 Commercial loans 2 291 291 Total Commercial Banking 3 900 900 Total 10 1,198 1,198 The following table provides information as of September 30, 2021 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2021 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Total Personal Banking: Home equity loans 2 $ — 30 6 36 Total Personal Banking 2 — 30 6 36 Commercial Banking: Commercial real estate loans 3 378 — 4,112 4,490 Commercial loans 1 — — 309 309 Total Commercial Banking 4 378 — 4,421 4,799 Total 6 $ 378 30 4,427 4,835 The following table provides information as of September 30, 2022 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2022 (in thousands): Type of modification Number of contracts Rate Maturity date Total Personal Banking: Residential mortgage loans 2 $ — 144 144 Home equity loans 5 — 154 154 Total Personal Banking 7 — 298 298 Commercial Banking: Commercial real estate loans 5 4,166 22,046 26,212 Commercial loans 6 — 294 294 Total Commercial Banking 11 4,166 22,340 26,506 Total 18 $ 4,166 22,638 26,804 The following table provides information as of September 30, 2021 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2021 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residential mortgage loans 1 $ 115 — — — 115 Home equity loans 3 — 30 6 — 36 Total Personal Banking 4 115 30 6 — 151 Commercial Banking: Commercial real estate loans 6 378 — 5,136 72 5,586 Commercial loans 3 — — 2,572 — 2,572 Total Commercial Banking 9 378 — 7,708 72 8,158 Total 13 $ 493 30 7,714 72 8,309 No TDRs modified within the previous twelve months of September 30, 2022 subsequently defaulted. The following table provides information related to troubled debt restructurings modified within the previous twelve months of September 30, 2021 that subsequently defaulted: Number of Recorded Current Current Commercial Banking: Commercial real estate loans 3 $ 4,167 3,951 2 Total Commercial Banking 3 4,167 3,951 2 Total 3 $ 4,167 3,951 2 The following table provides information related to the amortized cost basis of loan payment delinquencies at September 30, 2022 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 1,052 4,320 5,544 10,916 3,390,982 3,401,898 — Home equity loans 3,278 1,227 1,779 6,284 1,278,705 1,284,989 — Vehicle loans 6,086 2,322 1,935 10,343 1,996,854 2,007,197 — Consumer loans 460 341 453 1,254 107,787 109,041 357 Total Personal Banking 10,876 8,210 9,711 28,797 6,774,328 6,803,125 357 Commercial Banking: Commercial real estate loans 929 1,648 8,558 11,135 2,417,771 2,428,906 — Commercial real estate loans - owner occupied 403 93 263 759 383,165 383,924 — Commercial loans 2,582 808 638 4,028 1,121,542 1,125,570 — Total Commercial Banking 3,914 2,549 9,459 15,922 3,922,478 3,938,400 — Total loans $ 14,790 10,759 19,170 44,719 10,696,806 10,741,525 357 The following table provides information related to the amortized cost basis of loan payment delinquencies at December 31, 2021 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 20,567 5,433 7,641 33,641 2,960,979 2,994,620 — Home equity loans 3,153 949 4,262 8,364 1,311,567 1,319,931 — Vehicle loans 5,331 1,487 1,635 8,453 1,475,778 1,484,231 — Consumer loans 1,205 519 765 2,489 352,028 354,517 331 Total Personal Banking 30,256 8,388 14,303 52,947 6,100,352 6,153,299 331 Commercial Banking: Commercial real estate loans 16,938 699 23,489 41,126 2,584,355 2,625,481 — Commercial real estate loans - owner occupied 127 70 574 771 389,232 390,003 — Commercial loans 193 727 1,105 2,025 845,584 847,609 — Total Commercial Banking 17,258 1,496 25,168 43,922 3,819,171 3,863,093 — Total originated loans $ 47,514 9,884 39,471 96,869 9,919,523 10,016,392 331 Credit Quality Indicators: For Commercial Banking we categorize loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. We analyze loans individually by classifying the loans by credit risk. Credit relationships greater than or equal to $1.0 million classified as special mention or substandard are reviewed quarterly for deterioration or improvement to determine if the loan is appropriately classified. We use the following definitions for risk ratings other than pass: Special Mention — Loans designated as special mention have specific, well-defined risk issues, which create a high level of uncertainty regarding the long-term viability of the business. Loans in this class are considered to have high-risk characteristics. A special mention loan exhibits material negative financial trends due to company-specific or systemic conditions. If these potential weaknesses are not mitigated, they threaten the borrower’s capacity to meet its debt obligations. Special mention loans still demonstrate sufficient financial flexibility to react to and positively address the root cause of the adverse financial trends without significant deviations from their current business strategy. Their potential weaknesses deserve our close attention and warrant enhanced monitoring. Substandard — Loans classified as substandard are inadequately protected by the current net worth and payment capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Doubtful — Loans classified as doubtful have all the weaknesses inherent in those classified as substandard. In addition, those weaknesses make collection or liquidation in full highly questionable and improbable. A loan classified as doubtful exhibits discernible loss potential, but a complete loss seems very unlikely. The possibility of a loss on a doubtful loan is high, but because of certain important and reasonably specific pending factors that may strengthen the loan, its classification as an estimated loss is deferred until a more exact status can be determined. Loss — Loans classified as loss are considered uncollectible and of such value that the continuance as a loan is not warranted. A loss classification does not mean that the loan has no recovery or salvage value; instead, it means that it is not practical or desirable to defer writing off all or a portion of a basically worthless loan even though partial recovery may be possible in the future. For Personal Banking loans a pass risk rating is maintained until they are greater than 90 days past due, and risk rating reclassification is based primarily on past due status of the loan. The risk rating categories can generally be described by the following groupings: Pass — Loans classified as pass are homogeneous loans that are less than 90 days past due from the required payment date at month-end. Substandard — Loans classified as substandard are homogeneous loans that are greater than 90 days past due from the required payment date at month-end, loans classified as TDRs or homogenous retail loans that are greater than 180 days past due from the required payment date at month-end that has been written down to the value of underlying collateral, less costs to sell. Doubtful — Loans classified as doubtful are homogeneous loans that are greater than 180 days past due from the required payment date at month-end and not written down to the value of underlying collateral. These loans are generally charged-off in the month in which the 180 day period elapses. The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of September 30, 2022 (in thousands): YTD September 30, 2022 2021 2020 2019 2018 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 496,721 841,725 557,403 271,096 136,426 1,084,797 — — 3,388,168 Substandard — 224 310 351 709 12,136 — — 13,730 Total residential mortgage loans 496,721 841,949 557,713 271,447 137,135 1,096,933 — — 3,401,898 Home equity loans Pass 99,288 132,418 180,140 115,548 52,827 214,833 443,136 41,778 1,279,968 Substandard — 47 26 62 382 3,075 579 850 5,021 Total home equity loans 99,288 132,465 180,166 115,610 53,209 217,908 443,715 42,628 1,284,989 Vehicle loans Pass 791,768 670,925 254,957 156,151 82,807 47,352 — — 2,003,960 Substandard 214 969 503 656 541 354 — — 3,237 Total vehicle loans 791,982 671,894 255,460 156,807 83,348 47,706 — — 2,007,197 Consumer loans Pass 14,944 11,232 5,066 4,313 3,002 5,631 63,134 1,196 108,518 Substandard — 8 6 4 5 52 405 43 523 Total consumer loans 14,944 11,240 5,072 4,317 3,007 5,683 63,539 1,239 109,041 Total Personal Banking 1,402,935 1,657,548 998,411 548,181 276,699 1,368,230 507,254 43,867 6,803,125 Business Banking: Commercial real estate loans Pass 238,090 353,748 395,986 255,223 214,146 740,333 26,992 7,447 2,231,965 Special mention — 787 1,350 20,784 1,015 7,244 111 15 31,306 Substandard — 95 7,066 26,833 42,783 87,511 489 858 165,635 Total commercial real estate loans 238,090 354,630 404,402 302,840 257,944 835,088 27,592 8,320 2,428,906 Commercial real estate loans - owner occupied Pass 53,373 62,701 18,001 51,376 46,512 121,462 2,703 1,555 357,683 Special mention — — — — 1,673 501 1,204 — 3,378 Substandard — — — 5,379 2,509 13,002 59 1,914 22,863 Total commercial real estate loans - owner occupied 53,373 62,701 18,001 56,755 50,694 134,965 3,966 3,469 383,924 Commercial loans Pass 451,388 102,258 58,114 50,237 18,805 60,839 349,086 4,103 1,094,830 Special mention 144 209 275 1,282 193 — 1,901 — 4,004 Substandard 540 291 1,088 2,338 1,825 1,356 12,791 6,507 26,736 Total commercial loans 452,072 102,758 59,477 53,857 20,823 62,195 363,778 10,610 1,125,570 Total Business Banking 743,535 520,089 481,880 413,452 329,461 1,032,248 395,336 22,399 3,938,400 Total loans $ 2,146,470 2,177,637 1,480,291 961,633 606,160 2,400,478 902,590 66,266 10,741,525 During the nine months ended September 30, 2022, $13.4 million of revolving loans were converted to term loans. The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of December 31, 2021 (in thousands): 2021 2020 2019 2018 2017 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 644,862 602,429 304,275 156,639 171,240 1,098,635 — — 2,978,080 Substandard 138 489 377 538 882 14,116 — — 16,540 Total residential mortgage loans 645,000 602,918 304,652 157,177 172,122 1,112,751 — — 2,994,620 Home equity loans Pass 150,847 210,224 138,661 65,011 61,692 209,959 435,660 40,766 1,312,820 Substandard — — 441 60 455 3,820 1,275 1,060 7,111 Total home equity loans 150,847 210,224 139,102 65,071 62,147 213,779 436,935 41,826 1,319,931 Vehicle loans Pass 801,084 292,804 205,653 119,304 34,546 27,576 — — 1,480,967 Substandard 387 365 1,141 745 379 247 — — 3,264 Total vehicle loans 801,471 293,169 206,794 120,049 34,925 27,823 — — 1,484,231 Consumer loans Pass 117,856 81,266 47,195 20,595 9,794 12,202 63,025 1,578 353,511 Substandard 213 161 105 64 26 50 357 30 1,006 Total consumer loans 118,069 81,427 47,300 20,659 9,820 12,252 63,382 1,608 354,517 Total Personal Banking 1,715,387 1,187,738 697,848 362,956 279,014 1,366,605 500,317 43,434 6,153,299 Business Banking: Commercial real estate loans Pass 306,689 433,219 335,541 263,524 221,450 683,537 26,288 10,179 2,280,427 Special mention 803 1,808 52,513 3,296 1,394 8,529 729 23 69,095 Substandard — 34,153 44,712 46,045 56,077 89,311 492 5,169 275,959 Total commercial real estate loans 307,492 469,180 432,766 312,865 278,921 781,377 27,509 15,371 2,625,481 Commercial real estate - owner occupied Pass 69,084 19,452 51,997 60,824 57,676 94,687 2,822 2,707 359,249 Special mention — — — 769 1,959 1,444 856 — 5,028 Substandard — — 3,575 2,887 7,840 10,602 — 822 25,726 Total commercial real estate - owner occupied loans 69,084 19,452 55,572 64,480 67,475 106,733 3,678 3,529 390,003 Commercial loans Pass 224,367 110,171 73,276 27,668 20,748 76,987 262,805 12,301 808,323 Special mention 197 661 812 1,195 50 581 2,234 — 5,730 Substandard 329 4,767 5,102 4,437 1,529 2,116 6,667 8,609 33,556 Total commercial loans 224,893 115,599 79,190 33,

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets The following table provides information for intangible assets subject to amortization at the dates indicated (in thousands): September 30, 2022 December 31, 2021 Amortizable intangible assets: Core deposit intangibles - gross $ 74,899 74,899 Less: accumulated amortization (65,446) (62,158) Core deposit intangibles - net $ 9,453 12,741 Customer and Contract intangible assets - gross $ 12,775 12,775 Customer list intangible assets disposed of due to sale of insurance business — (1,547) Less: accumulated amortization (12,737) (11,133) Customer and Contract intangible assets - net 38 95 Total intangible assets - net $ 9,491 12,836 The following table shows the actual aggregate amortization expense for the quarters and nine months ended September 30, 2022 and 2021, as well as the estimated aggregate amortization expense, based upon current levels of intangible assets, for the current fiscal year and each of the five succeeding fiscal years (in thousands): For the quarter ended September 30, 2022 $ 1,047 For the quarter ended September 30, 2021 1,321 For the nine months ended September 30, 2022 3,345 For the nine months ended September 30, 2021 4,348 For the year ending December 31, 2022 4,277 For the year ending December 31, 2023 3,270 For the year ending December 31, 2024 2,452 For the year ending December 31, 2025 1,662 For the year ending December 31, 2026 871 For the year ending December 31, 2027 304 The following table provides information for the changes in the carrying amount of goodwill (in thousands): Total Balance at December 31, 2020 $ 382,279 Purchase accounting adjustment 77 Goodwill disposed of due to sale of insurance business (1,359) Balance at December 31, 2021 380,997 Balance at September 30, 2022 $ 380,997 We performed our annual goodwill impairment test as of June 30, 2022 in accordance with ASC 350 and concluded that goodwill was not impaired. As of September 30, 2022, there were no events or changes in circumstances that would cause us to update that goodwill impairment test and we have concluded there is no impairment of goodwill.

Borrowed Funds

Borrowed Funds	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
Borrowed Funds	Borrowed Funds (a) Borrowings Borrowed funds at September 30, 2022 and December 31, 2021 are presented in the following table: September 30, 2022 December 31, 2021 Amount Average rate Amount Average rate Note payable to the FHLB of Pittsburgh, due within one year $ 11,900 3.11 % $ — — % Collateralized borrowings, due within one year 98,315 0.18 % 139,093 0.19 % Collateral received, due within one year 39,821 3.08 % — — Total borrowed funds $ 150,036 $ 139,093 Borrowings from the Federal Home Loan Bank (“FHLB”) of Pittsburgh, if any, are secured by our residential first mortgage and other qualifying loans. Certain of these borrowings are subject to restrictions or penalties in the event of prepayment. The revolving line of credit with the FHLB of Pittsburgh carries a commitment of $250.0 million. The rate is adjusted daily by the FHLB of Pittsburgh, and any borrowings on this line may be repaid at any time without penalty. At September 30, 2022 and December 31, 2021, the balance of the revolving line of credit was $11.9 million and $0, respectively. At September 30, 2022 and December 31, 2021, collateralized borrowings due within one year were $98.3 million and $139.1 million, respectively. These borrowings are collateralized by cash or various securities held in safekeeping by the FHLB. At September 30, 2022 and December 31, 2021, collateral received was $39.8 million and $0, respectively. This represents collateral posted to us from our derivative counterparties. On September 9, 2020, the Company issued $125.0 million of 4.00% fixed-to-floating rate subordinated notes with a maturity date of September 15, 2030. The subordinated notes, which qualify as Tier 2 capital, bear interest at an annual rate of 4.00%, payable semi-annually in arrears commencing on March 15, 2021, and a floating rate of interest equivalent to the 3-month Secured Overnight Financing Rate (“SOFR”) plus 3.89% payable quarterly in arrears commencing on December 15, 2025. The subordinated debt issuance costs of approximately $1.8 million are being amortized over five years on a straight-line basis into interest expense. At September 30, 2022 and December 31, 2021, subordinated debentures, net of issuance costs, were $113.8 million and $123.6 million, respectively. (b) Trust Preferred Securities The Company has seven statutory business trusts: Northwest Bancorp Capital Trust III, a Delaware statutory business trust, Northwest Bancorp Statutory Trust IV, a Connecticut statutory business trust, LNB Trust II, a Delaware statutory business trust, Union National Capital Trust I (“UNCT I”), a Delaware statutory business trust, Union National Capital Trust II (“UNCT II”), a Delaware statutory business trust, MFBC Statutory Trust I, a Delaware statutory trust, and Universal Preferred Trust, a Delaware statutory trust (the “Trusts”). The Trusts exist solely to issue preferred securities to third parties for cash, issue common securities to the Company in exchange for capitalization of the Trusts, invest the proceeds from the sale of trust securities in an equivalent amount of debentures of the Company, and engage in other activities that are incidental to those previously listed. The Trusts have invested the proceeds of the offerings in junior subordinated deferrable interest debentures issued by the Company. The structure of these debentures mirrors the structure of the trust-preferred securities. These subordinated debentures are the sole assets of the Trusts. As the shareholders of the trust preferred securities are the primary beneficiaries of the Trusts, the Trusts are not consolidated in our financial statements. The following table sets forth a summary of the cumulative trust preferred securities and the junior subordinated debt held by the Trust as of the date listed. Maturity date Interest rate Capital debt securities September 30, 2022 December 31, 2021 Northwest Bancorp Capital Trust III December 30, 2035 3-month LIBOR plus 1.38% $ 50,000 $ 51,547 51,547 Northwest Bancorp Statutory Trust IV December 15, 2035 3-month LIBOR plus 1.38% 50,000 51,547 51,547 LNB Trust II June 15, 2037 3-month LIBOR plus 1.48% 7,875 8,119 8,119 UNCT I (1) January 23, 2034 3-month LIBOR plus 2.85% 8,000 7,968 7,950 UNCT II (1) November 23, 2034 3-month LIBOR plus 2.00% 3,000 2,762 2,741 MFBC Statutory Trust I (1) September 15, 2035 3-month LIBOR plus 1.70% 5,000 3,658 3,580 Universal Preferred Trust (1) October 7, 2035 3-month LIBOR plus 1.69% 5,000 3,648 3,570 $ 129,249 129,054 (1) Net of discounts due to the fair value adjustment made at the time of acquisition. Cash distributions on the trust securities are made on a quarterly basis to the extent interest on the debentures is received by the Trusts. We have the right to defer payment of interest on the subordinated debentures at any time, or from time-to-time, for periods not exceeding five years. If interest payments on the subordinated debentures are deferred, the distributions on the trust securities also are deferred. To date there have been no interest deferrals. Interest on the subordinated debentures and distributions on the trust securities is cumulative. Our obligation constitutes a full, irrevocable, and unconditional guarantee on a subordinated basis of the obligations of the trust under the preferred securities. The Trusts must redeem the preferred securities when the debentures are paid at maturity or upon an earlier redemption of the debentures to the extent the debentures are redeemed. All or part of the debentures may be redeemed at any time. Also, the debentures may be redeemed at any time if existing laws or regulations, or the interpretation or application of these laws or regulations, change causing: • the interest on the debentures to no longer be deductible by the Company for federal income tax purposes; • the trusts to become subject to federal income tax or to certain other taxes or governmental charges; • the trusts to register as an investment company; or • the preferred securities to no longer qualify as Tier I capital. We may, at any time, dissolve any of the Trusts and distribute the debentures to the trust security holders, subject to receipt of any required regulatory approvals.

Guarantees

Guarantees	9 Months Ended
	Sep. 30, 2022
Guarantees [Abstract]
Guarantees	Guarantees We issue standby letters of credit in the normal course of business. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Standby letters of credit generally are contingent upon the failure of the customer to perform according to the terms of the underlying contract with the third party. We are required to perform under a standby letter of credit when drawn upon by the guaranteed third party in the case of nonperformance by our customer. The credit risk associated with standby letters of credit is essentially the same as that involved in extending loans to customers and is subject to normal loan underwriting procedures. Collateral may be obtained based on management’s credit assessment of the customer. At September 30, 2022, the maximum potential amount of future payments we could be required to make under these non-recourse standby letters of credit was $47.8 million, of which $37.6 million is fully collateralized. At September 30, 2022, we had a liability which represents deferred income of $710,000 related to the standby letters of credit. In addition, we maintain a $5.0 million credit limit with a correspondent bank for private label credit card facilities for certain existing commercial clients of the Bank, of which $727,000 of the credit limit was allocated to credit cards that have been issued. These issued credit cards had an outstanding balance of $62,000 at September 30, 2022. The clients of the Bank are responsible for repaying any balances due on these credit cards directly to the correspondent bank; however, if the customer fails to repay their balance, the Bank could be required to satisfy the obligation to the correspondent bank and initiate collection from our customer as part of the existing credit facility of that customer.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share Basic earnings per common share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period, without considering any dilutive items. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. The following table sets forth the computation of basic and diluted EPS (in thousands, except share data and per share amounts): Quarter ended September 30, Nine months ended September 30, 2022 2021 2022 2021 Net income $ 37,304 35,063 99,017 124,267 Less: Dividends and undistributed earnings allocated to participating securities 166 237 441 841 Net income available to common shareholders $ 37,138 34,826 98,576 123,426 Weighted average common shares outstanding 126,320,706 126,111,774 126,082,217 126,333,290 Add: Participating shares outstanding 565,729 856,206 565,729 856,206 Total weighted average common shares and dilutive potential shares 126,886,435 126,967,980 126,647,946 127,189,496 Basic earnings per share $ 0.29 0.28 0.78 0.98 Diluted earnings per share $ 0.29 0.27 0.78 0.97

Pension and Other Post-Retireme

Pension and Other Post-Retirement Benefits	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
Pension and Other Post-Retirement Benefits	Pension and Other Post-Retirement Benefits The following table sets forth the net periodic costs for the defined benefit pension plans and post-retirement healthcare plans for the periods indicated (in thousands): Quarter ended September 30, Pension benefits Other post-retirement benefits 2022 2021 2022 2021 Service cost $ 2,599 2,860 — — Interest cost 1,671 1,517 10 4 Expected return on plan assets (3,864) (3,464) — — Amortization of prior service cost (564) (580) — — Amortization of the net loss 381 1,038 2 3 Net periodic cost $ 223 1,371 12 7 Nine months ended September 30, Pension benefits Other post-retirement benefits 2022 2021 2022 2021 Service cost $ 7,797 8,580 — — Interest cost 5,013 4,552 30 13 Expected return on plan assets (11,592) (10,394) — — Amortization of prior service cost (1,692) (1,741) — — Amortization of the net loss 1,143 3,117 6 10 Net periodic cost $ 669 4,114 36 23 We anticipate making a contribution to our defined benefit pension plan between $0 and $2.0 million during the year ending December 31, 2022.

Disclosures About Fair Value of

Disclosures About Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Disclosures About Fair Value of Financial Instruments	Disclosures About Fair Value of Financial Instruments We are required to disclose fair value information about financial instruments whether or not recognized in the Consolidated Statement of Financial Condition. Fair value information of certain financial instruments and all nonfinancial instruments is not required to be disclosed. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. Financial assets and liabilities recognized or disclosed at fair value on a recurring basis and certain financial assets and liabilities on a non-recurring basis are accounted for using a three-level hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. This hierarchy gives the highest priority to quoted prices with readily available independent data in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable market inputs (Level 3). When various inputs for measurement fall within different levels of the fair value hierarchy, the lowest level input that has a significant impact on fair value measurement is used. Financial assets and liabilities are categorized based upon the following characteristics or inputs to the valuation techniques: • Level 1 - Financial assets and liabilities for which inputs are observable and are obtained from reliable quoted prices for identical assets or liabilities in actively traded markets. This is the most reliable fair value measurement and includes, for example, active exchange-traded equity securities. • Level 2 - Financial assets and liabilities for which values are based on quoted prices in markets that are not active or for which values are based on similar assets or liabilities that are actively traded. Level 2 also includes pricing models in which the inputs are corroborated by market data, for example, matrix pricing. • Level 3 - Financial assets and liabilities for which values are based on prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. Level 3 inputs include the following: ◦ Quotes from brokers or other external sources that are not considered binding; ◦ Quotes from brokers or other external sources where it cannot be determined that market participants would in fact transact for the asset or liability at the quoted price; and ◦ Quotes and other information from brokers or other external sources where the inputs are not deemed observable. We are responsible for the valuation process and as part of this process may use data from outside sources in establishing fair value. We perform due diligence to understand the inputs used or how the data was calculated or derived. We also corroborate the reasonableness of external inputs in the valuation process. The carrying amounts reported in the Consolidated Statement of Financial Condition approximate fair value for the following financial instruments: cash and cash equivalents, marketable securities available-for-sale, residential mortgage loans held-for-sale, accrued interest receivable, interest rate lock commitments, forward commitments, interest rate swaps, savings and checking deposits, foreign exchange swaps, risk participation agreements, and accrued interest payable. Marketable Securities Where available, market values are based on quoted market prices, dealer quotes, and prices obtained from independent pricing services. Debt Securities — available-for-sale - Generally, debt securities are valued using pricing for similar securities, recently executed transactions and other pricing models utilizing observable inputs. The valuation for most debt securities is classified as Level 2. Securities within Level 2 include corporate bonds, municipal bonds, mortgage-backed securities and U.S. government obligations. Certain debt securities which were AAA rated at purchase do not have an active market and as such we have used an alternative method to determine the fair value of these securities. The fair value has been determined using a discounted cash flow model using market assumptions, which generally include cash flow, collateral and other market assumptions. As such, securities which otherwise would have been classified as Level 2 securities if an active market for those assets or similar assets existed are included herein as Level 3 assets. Debt Securities — held-to-maturity - The fair value of debt securities held-to-maturity is determined in the same manner as debt securities available-for-sale. Loans Receivable Loans with comparable characteristics including collateral and re-pricing structures are segregated for valuation purposes. Each loan pool is separately valued utilizing a discounted cash flow analysis. Projected monthly cash flows are discounted to present value using a market rate for comparable loans, which is not considered an exit price. Characteristics of comparable loans include remaining term, coupon interest, and estimated prepayment speeds. Delinquent loans are separately evaluated given the impact delinquency has on the projected future cash flow of the loan including the approximate discount or market rate, which is not considered an exit price. Loans Held-for-Sale The estimated fair value of loans held-for-sale is based on market bids obtained from potential buyers. FHLB Stock Due to the restrictions placed on transferability of FHLB stock, it is not practical to determine the fair value. FHLB stock is recorded at cost. Deposit Liabilities The estimated fair value of deposits with no stated maturity, which includes demand deposits, money market, and other savings accounts, is the amount payable on demand. Although market premiums paid for depository institutions reflect an additional value for these low-cost deposits, adjusting fair value for any value expected to be derived from retaining those deposits for a future period of time or from the benefit that results from the ability to fund interest-earning assets with these deposit liabilities is prohibited. The fair value estimates of deposit liabilities do not include the benefit that results from the low-cost funding provided by these deposits compared to the cost of borrowing funds in the market. Fair values for time deposits are estimated using a discounted cash flow calculation that applies contractual cost currently being offered in the existing portfolio to current market rates being offered locally for deposits of similar remaining maturities. The valuation adjustment for the portfolio consists of the present value of the difference of these two cash flows, discounted at the assumed market rate of the corresponding maturity. Borrowed Funds Fixed rate advances are valued by comparing their contractual cost to the prevailing market cost. The carrying amount of repurchase agreements approximates their fair value. Subordinated Debentures The fair value of our subordinated debentures is calculated using the discounted cash flows at rates observable for other similarly traded liabilities. Junior Subordinated Debentures The fair value of junior subordinated debentures is calculated using the discounted cash flows at the prevailing rate of interest. Interest Rate Lock Commitments and Forward Commitments The fair value of interest rate lock commitments is based on the value of underlying loans held-for-sale which is based on quoted prices for similar loans in the secondary market. This value is then adjusted based on the probability of the loan closing (i.e., the “pull-through” amount, a significant unobservable input). The fair value of forward sale commitments is based on quoted prices from the secondary market based on the settlement date of the contracts. Interest Rate and Foreign Exchange Swap Agreements and Risk Participation Agreements The fair value of interest rate swaps is based upon the present value of the expected future cash flows using the LIBOR swap curve, the basis for the underlying interest rate. To price interest rate swaps, cash flows are first projected for each payment date using the fixed rate for the fixed side of the swap and the forward rates for the floating side of the swap. These swap cash flows are then discounted to time zero using LIBOR zero-coupon interest rates. The sum of the present value of both legs is the fair market value of the interest rate swap. These valuations have been derived from our third party vendor’s proprietary models rather than actual market quotations. The proprietary models are based upon financial principles and assumptions that we believe to be reasonable. The fair value of the foreign exchange swap is derived from proprietary models rather than actual market quotations. The proprietary models are based upon financial principles and assumptions we believe to be reasonable. Risk participation agreements are entered into when Northwest purchases a portion of a commercial loan that has an interest rate swap. Northwest assumes credit risk on its portion of the interest rate swap should the borrower fail to pay as agreed. The value of risk participation agreements is determined based on the value of the swap after considering the credit quality, probability of default, and loss given default of the borrower. Off-Balance Sheet Financial Instruments These financial instruments generally are not sold or traded, and estimated fair values are not readily available. However, the fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements. Commitments to extend credit are generally short-term in nature and, if drawn upon, are issued under current market terms. At September 30, 2022 and December 31, 2021, there was no significant unrealized appreciation or depreciation on these financial instruments. The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at September 30, 2022 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 118,549 118,549 118,549 — — Securities available-for-sale 1,251,791 1,251,791 — 1,251,791 — Securities held-to-maturity 899,411 771,238 — 771,238 — Loans receivable, net 10,615,872 9,639,188 — — 9,639,188 Residential mortgage loans held-for-sale 15,834 15,834 — — 15,834 Accrued interest receivable 29,536 29,536 29,536 — — Interest rate lock commitments 1,063 1,063 — — 1,063 Foreign exchange swaps 38 38 — 38 — Interest rate swaps not designated as hedging instruments 50,295 50,295 — 50,295 — FHLB stock 19,281 19,281 — — — Total financial assets $ 13,001,670 11,896,813 148,085 2,073,362 9,656,085 Financial liabilities: Savings and checking deposits $ 10,811,282 10,811,282 10,811,282 — — Time deposits 1,067,110 1,069,395 — — 1,069,395 Borrowed funds 150,036 149,914 149,914 — — Subordinated debt 113,753 103,312 — 103,312 — Junior subordinated debentures 129,249 117,475 — — 117,475 Forward commitments 139 139 — 139 — Foreign exchange swaps 9 9 — 9 — Interest rate swaps not designated as hedging instruments 50,295 50,295 — 50,295 — Risk participation agreements 25 25 — 25 — Accrued interest payable 831 831 831 — — Total financial liabilities $ 12,322,729 12,302,677 10,962,027 153,780 1,186,870 The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at December 31, 2021 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 1,279,259 1,279,259 1,279,259 — — Securities available-for-sale 1,548,592 1,548,592 — 1,548,592 — Securities held-to-maturity 768,154 751,513 — 751,513 — Loans receivable, net 9,889,095 9,648,825 — — 9,648,825 Residential mortgage loans held-for-sale 25,056 25,056 — — 25,056 Accrued interest receivable 25,599 25,599 25,599 — — Interest rate lock commitments 1,684 1,684 — — 1,684 Forward commitments 371 371 — 371 — Interest rate swaps not designated as hedging instruments 31,254 31,254 — 31,254 — FHLB stock 14,184 14,184 — — — Total financial assets $ 13,583,248 13,326,337 1,304,858 2,331,730 9,675,565 Financial liabilities: Savings and checking accounts $ 10,973,610 10,973,610 10,973,610 — — Time deposits 1,327,555 1,339,308 — — 1,339,308 Borrowed funds 139,093 139,093 139,093 — — Subordinated debt 123,575 129,138 — 129,138 — Junior subordinated debentures 129,054 120,083 — — 120,083 Foreign exchange swaps 341 341 — 341 — Interest rate swaps not designated as hedging instruments 31,357 31,357 — 31,357 — Risk participation agreements 60 60 — 60 — Accrued interest payable 1,804 1,804 1,804 — — Total financial liabilities $ 12,726,449 12,734,794 11,114,507 160,896 1,459,391 Fair value estimates are made at a point-in-time, based on relevant market data and information about the instrument. The methods and assumptions detailed above were used in estimating the fair value of financial instruments at both September 30, 2022 and December 31, 2021. The following table represents assets and liabilities measured at fair value on a recurring basis at September 30, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 61,925 — 61,925 Government-sponsored enterprises — 39,091 — 39,091 States and political subdivisions — 106,176 — 106,176 Corporate — 13,140 — 13,140 Total debt securities — 220,332 — 220,332 Residential mortgage-backed securities: GNMA — 12,768 — 12,768 FNMA — 119,202 — 119,202 FHLMC — 76,124 — 76,124 Non-agency — 6 — 6 Collateralized mortgage obligations: GNMA — 379,420 — 379,420 FNMA — 194,850 — 194,850 FHLMC — 249,089 — 249,089 Total mortgage-backed securities — 1,031,459 — 1,031,459 Interest rate lock commitments — — 1,063 1,063 Foreign exchange swaps — 38 — 38 Interest rate swaps not designated as hedging instruments — 50,295 — 50,295 Total assets $ — 1,302,124 1,063 1,303,187 Interest rate swaps not designated as hedging instruments — 50,295 — 50,295 Foreign exchange swaps — 9 — 9 Forward commitments — 139 — 139 Risk participation agreements — 25 — 25 Total liabilities $ — 50,468 — 50,468 The following table represents assets and liabilities measured at fair value on a recurring basis at December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 75,891 — 75,891 Government-sponsored enterprises — 46,085 — 46,085 States and political subdivisions — 128,701 — 128,701 Total debt securities — 250,677 — 250,677 Residential mortgage-backed securities: GNMA — 16,510 — 16,510 FNMA — 160,063 — 160,063 FHLMC — 100,055 — 100,055 Non-agency — 431 — 431 Collateralized mortgage obligations: GNMA — 492,328 — 492,328 FNMA — 269,060 — 269,060 FHLMC — 259,468 — 259,468 Total mortgage-backed securities — 1,297,915 — 1,297,915 Interest rate lock commitments — — 1,684 1,684 Forward commitments — 371 — 371 Interest rate swaps not designated as hedging instruments — 31,254 — 31,254 Total assets $ — 1,580,217 1,684 1,581,901 Foreign exchange swaps $ — 341 — 341 Interest rate swaps not designated as hedging instruments — 31,357 — 31,357 Risk participation agreements — 60 — 60 Total liabilities $ — 31,758 — 31,758 The following table presents the changes in Level 3 assets and liabilities measured at fair value on a recurring basis (in thousands): For the quarter ended September 30, Nine months ended September 30, 2022 2022 2021 2022 2021 Beginning balance $ 1,520 3,608 1,684 6,465 Interest rate lock commitments: Net activity (457) (471) (621) (3,328) Ending balance $ 1,063 3,137 1,063 3,137 Certain assets and liabilities are measured at fair value on a nonrecurring basis after initial recognition such as loans held-for-sale, loans individually assessed, real estate owned, and mortgage servicing rights. The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of September 30, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 21,173 21,173 Mortgage servicing rights — — 82 82 Real estate owned, net — — 450 450 Total assets $ — — 21,705 21,705 The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 46,968 46,968 Mortgage servicing rights — — 380 380 Real estate owned, net — — 873 873 Total assets $ — — 48,221 48,221 Individually Assessed Loans - A loan is considered to be individually assessed as described in Note 1(f) of the Notes to the Consolidated Financial Statements in Item 8 of Part II of our 2021 Annual Report on Form 10-K. We classify loans individually assessed as nonrecurring Level 3. Real Estate Owned - Real estate owned is comprised of property acquired through foreclosure or voluntarily conveyed by borrowers. These assets are recorded on the date acquired at the lower of the related loan balance or fair value, less estimated disposition costs, with the fair value being determined by appraisal. Subsequently, foreclosed assets are valued at the lower of the amount recorded at acquisition date or fair value, less estimated disposition costs. We classify real estate owned as nonrecurring Level 3. The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at September 30, 2022 (in thousands): Fair value Valuation techniques Significant Range (weighted average) Loans individually assessed $ 21,173 Appraisal value (1) Estimated cost to sell 10.0% Discounted cash flow Discount rate 6.47% to 14.56% (8.28%) Mortgage servicing rights 82 Discounted cash flow Annual service cost $85 Prepayment rate 7.0% to 15.1% (9.5%) Expected life (months) 56.7 to 101.7 (75.7) Option adjusted spread 650 basis points Forward yield curve 2.56% to 4.16% Real estate owned, net 450 Appraisal value (1) Estimated cost to sell 10.0% Loans held for sale 15,834 Quoted prices for similar loans in active markets adjusted by an expected pull-through rate Estimated pull-through rate 100.0% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	Derivative Financial Instruments We are a party to derivative financial instruments in the normal course of business to manage our own exposure to fluctuations in interest rates and to meet the needs of our customers. The primary derivatives that we use are interest rate swaps and caps and foreign exchange contracts, which are entered into with counterparties that meet established credit standards. We believe that the credit risk inherent in all of our derivative contracts is minimal based on our credit standards and the netting and collateral provisions of the interest rate swap agreements. Derivatives Not Designated as Hedging Instruments We act as an interest rate or foreign exchange swap counterparty for certain commercial borrowers in the normal course of servicing our customers, which are accounted for at fair value. We manage our exposure to such interest rate or foreign exchange swaps by entering into corresponding and offsetting interest rate swaps with third parties that mirror the terms of the swaps we have with the commercial borrowers. These positions (referred to as “customer swaps”) directly offset each other, and our exposure is the fair value of the derivatives due to changes in credit risk of our commercial borrowers and third parties. Customer swaps are recorded within other assets or other liabilities on the consolidated statement of financial condition at their estimated fair value. Changes to the fair value of assets and liabilities arising from these derivatives are included, net, in other operating income in the Consolidated Statement of Income. We enter into interest rate lock commitments for residential mortgage loans which commit us to lend funds to a potential borrower at a specific interest rate within a specified period of time. Interest rate lock commitments that relate to the origination of mortgage loans that will be held-for-sale are considered derivative financial instruments under applicable accounting guidance. Interest rate lock commitments on loans held-for-sale are carried at fair value in other assets on the consolidated statement of financial condition. Northwest sells loans to the secondary market on a mandatory or best efforts basis. The loans sold on a mandatory basis commit us to deliver a specific principal amount of mortgage loans to an investor at a specified price, by a specified date, or the commitment must be paired off. These forward commitments entered into on a mandatory delivery basis meet the definition of a derivative financial instrument. All closed loans to be sold on a mandatory delivery basis are classified as held-for-sale on the Consolidated Statement of Financial Condition. Changes to the fair value of the interest rate lock commitments and the forward commitments are recorded in mortgage banking income in the Consolidated Statements of Income. We enter into risk participation agreements with financial institution counterparties for interest rate swaps related to loans in which we are a participant. The risk participation agreements provide credit protection to the financial institution should the borrower fail to perform on its interest rate derivative contract with the financial institution. The following table presents information regarding our derivative financial instruments for the periods indicated (in thousands): Asset derivatives Liability derivatives Notional amount Fair value Notional amount Fair value At September 30, 2022 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 659,480 50,295 659,480 50,295 Foreign exchange swap agreements 1,218 38 959 9 Interest rate lock commitments 38,880 1,063 — — Forward commitments — — 5,578 139 Risk participation agreements — — 114,796 25 Total Derivatives $ 699,578 51,396 780,813 50,468 At December 31, 2021 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 644,997 31,254 644,997 31,357 Foreign exchange swap agreements — — 17,124 341 Interest rate lock commitments 67,473 1,684 — — Forward commitments 14,484 371 — — Risk participation agreements — — 93,135 60 Total derivatives $ 726,954 33,309 755,256 31,758 The following table presents income or expense recognized on derivatives for the periods indicated (in thousands): For the quarter ended September 30, For the nine months ended September 30, 2022 2021 2022 2021 Non-hedging swap derivatives: Increase in other income $ 93 590 207 1,087 Increase in mortgage banking income 809 345 1,131 3,915

Legal Proceedings

Legal Proceedings	9 Months Ended
	Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Legal Proceedings	Legal Proceedings We establish accruals for legal proceedings when information related to the loss contingencies represented by those matters indicates both that a loss is probable and that the amount of loss can be reasonably estimated. As of September 30, 2022, we do not anticipate that the aggregate ultimate liability arising out of any pending or threatened legal proceedings will be material to our Consolidated Financial Statements. Any such accruals are adjusted thereafter as appropriate to reflect changes in circumstances. Due to the inherent subjectivity of assessments and unpredictability of outcomes of legal proceedings, any amounts accrued may not represent the ultimate loss to us from legal proceedings. During the year ended December 31, 2018, Northwest and our subsidiary, The Bert Company (doing business as Northwest Insurance Services) (“NWIS”), were involved in a lawsuit against, among others, First National Bank of Pennsylvania (“FNB”) and their insurance subsidiary, First National Insurance Agency, LLC (“FNIA”). All counterclaims against Northwest were discontinued and, in December 2018, a verdict was rendered in favor of NWIS on several of its claims. Post-trial proceedings have continued throughout the current year and, due to the inherent uncertainties with respect to these proceedings, we have not accrued any awards associated with this verdict within our Consolidated Financial Statements as of September 30, 2022.

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Changes in Accumulated Other Comprehensive Income	Changes in Accumulated Other Comprehensive Income The following tables show the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the quarter ended September 30, 2022 Unrealized Change in Total Balance as of June 30, 2022 $ (117,056) (25,574) (142,630) Other comprehensive loss before reclassification adjustments (1) (48,387) — (48,387) Amounts reclassified from accumulated other comprehensive income (2) — (131) (131) Net other comprehensive loss (48,387) (131) (48,518) Balance as of September 30, 2022 $ (165,443) (25,705) (191,148) For the quarter ended September 30, 2021 Unrealized Change in Total Balance as of June 30, 2021 $ 3,533 (49,725) (46,192) Other comprehensive loss before reclassification adjustments (3) (6,455) — (6,455) Amounts reclassified from accumulated other comprehensive income (4) (5) (69) 333 264 Net other comprehensive income (6,524) 333 (6,191) Balance as of September 30, 2021 $ (2,991) (49,392) (52,383) (1) Consists of unrealized holding losses, net of tax of $14,705. (2) Consists of realized gains, net of tax of $50. (3) Consists of unrealized holding losses, net of tax $2,076. (4) Consists of realized gains, net of tax $24. (5) Consists of realized losses, net of tax of ($128). For the nine months ended September 30, 2022 Unrealized Change in Total Balance as of December 31, 2021 $ (12,317) (25,312) (37,629) Other comprehensive loss before reclassification adjustments (1) (153,124) — (153,124) Amounts reclassified from accumulated other comprehensive income (2) (3) (2) (393) (395) Net other comprehensive loss (153,126) (393) (153,519) Balance as of September 30, 2022 $ (165,443) (25,705) (191,148) For the nine months ended September 30, 2021 Unrealized Change in Total Balance as of December 31, 2020 $ 16,843 (50,392) (33,549) Other comprehensive loss before reclassification adjustments (4) (19,554) — (19,554) Amounts reclassified from accumulated other comprehensive income (5) (6) (280) 1,000 720 Net other comprehensive income/(loss) (19,834) 1,000 (18,834) Balance as of September 30, 2021 $ (2,991) (49,392) (52,383) (1) Consists of unrealized holding losses, net of tax of $45,555. (2) Consists of realized gains, net of tax of $0. (3) Consists of realized gains, net of tax of $151. (4) Consists of unrealized holding losses, net of tax $6,812. (5) Consists of realized gains, net of tax $89. (6) Consists of realized losses, net of tax of $(386).

Basis of Presentation and Inf_2

Basis of Presentation and Informational Disclosures (Policies)	9 Months Ended
	Sep. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Northwest Bancshares, Inc. (the “Company” or “NWBI”), a Maryland corporation headquartered in Columbus, Ohio, is a bank holding company regulated by the Board of Governors of the Federal Reserve System (“FRB”). The primary activity of the Company is the ownership of all of the issued and outstanding common stock of Northwest Bank, a Pennsylvania-chartered savings bank (“Northwest”). Northwest is regulated by the Federal Deposit Insurance Corporation (“FDIC”) and the Pennsylvania Department of Banking. Northwest operates 150 community-banking offices throughout Pennsylvania, Western New York, Eastern Ohio, and Indiana. The accompanying unaudited Consolidated Financial Statements include the accounts of the Company and its subsidiary, Northwest, and Northwest’s subsidiaries Northwest Capital Group, Inc., Great Northwest Corporation, and MutualFirst Interest Company, Inc. The unaudited Consolidated Financial Statements have been prepared in accordance with United States generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information or footnotes required for complete annual financial statements. In the opinion of management, all adjustments necessary for the fair presentation of the Company’s financial position and results of operations have been included. The Consolidated Financial Statements have been prepared using the accounting policies described in the financial statements included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 updated, as required, for any new pronouncements or changes.
Reclassification	Certain items previously reported have been reclassified to conform to the current year’s reporting format.
Allowance for Credit Losses and Provision for Credit Losses Update	Allowance for Credit Losses and Provision for Credit Losses Update During the nine months ended September 30, 2022, the Bank implemented a new model to calculate the allowance for credit losses on our vehicle loan portfolio. Additionally, as part of the process, we re-assessed our loan segmentation and loans that were previously included in our consumer loan portfolio were moved into our vehicle loan portfolio. The change in segmentation was driven by underlying collateral types, and the loans continue to share similar risk characteristics. The allowance for credit losses within the vehicle loan portfolio is calculated using a non-discounted cash flow model developed by an external third-party. Monthly probabilities of default and prepayments are estimated for each loan, along with estimates of exposure at default and loss given default. The model utilizes loan, borrower, and collateral characteristics, and macroeconomic data as inputs.
Income Taxes - Uncertain Tax Positions	Income Taxes-Uncertain Tax Positions Accounting standards prescribe a comprehensive model for how a company should recognize, measure, present and disclose in its financial statements uncertain tax positions that the company has taken or expects to take on a tax return. A tax benefit from an uncertain position may be recognized only if it is “more likely than not” that the position is sustainable, based on its technical merits. The tax benefit of a qualifying position is the largest amount of tax benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority having full knowledge of all relevant information. We had a $241,000 liability for unrecognized tax benefits as of both September 30, 2022 and December 31, 2021. We recognize interest accrued related to: (1) unrecognized tax benefits in other expenses and (2) refund claims in other operating income. We recognize penalties (if any) in other expenses. We are subject to audit by the Internal Revenue Service and any state in which we conduct business for the tax periods ended December 31, 2021, 2020, 2019 and 2018.

Marketable Securities (Tables)

Marketable Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of the portfolio of investment securities available-for-sale	The following table shows the portfolio of marketable securities available-for-sale at September 30, 2022 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S government and agencies: Due after one year through five years $ 20,000 — (1,921) 18,079 Due after ten years 54,213 — (10,367) 43,846 Debt issued by government-sponsored enterprises: Due after one year through five years 993 — (53) 940 Due after five years through ten years 45,890 — (7,739) 38,151 Municipal securities: Due within one year 509 — (2) 507 Due after one year through five years 618 — (15) 603 Due after five years through ten years 33,945 8 (3,272) 30,681 Due after ten years 92,791 — (18,406) 74,385 Corporate debt issues: Due after five years through ten years 13,551 — (411) 13,140 Residential mortgage-backed securities: Fixed rate pass-through 233,394 14 (34,557) 198,851 Variable rate pass-through 9,341 25 (117) 9,249 Fixed rate agency CMOs 932,668 1 (137,752) 794,917 Variable rate agency CMOs 28,970 45 (573) 28,442 Total residential mortgage-backed securities 1,204,373 85 (172,999) 1,031,459 Total marketable securities available-for-sale $ 1,466,883 93 (215,185) 1,251,791 The following table shows the portfolio of marketable securities available-for-sale at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due after one year through five years $ 20,000 — (68) 19,932 Due after ten years 57,681 — (1,722) 55,959 Debt issued by government-sponsored enterprises: Due within one year 177 — — 177 Due after one year through five years 991 73 — 1,064 Due after five years through ten years 46,411 1 (1,568) 44,844 Municipal securities: Due within one year 946 13 — 959 Due after one year through five years 1,261 22 (3) 1,280 Due after five years through ten years 23,692 661 (146) 24,207 Due after ten years 99,558 2,884 (187) 102,255 Residential mortgage-backed securities: Fixed rate pass-through 265,604 2,389 (2,525) 265,468 Variable rate pass-through 11,306 294 (9) 11,591 Fixed rate agency CMOs 997,680 2,284 (18,965) 980,999 Variable rate agency CMOs 39,695 224 (62) 39,857 Total residential mortgage-backed securities 1,314,285 5,191 (21,561) 1,297,915 Total marketable securities available-for-sale $ 1,565,002 8,845 (25,255) 1,548,592
Schedule of the portfolio of investment securities held-to-maturity	The following table shows the portfolio of marketable securities held-to-maturity at September 30, 2022 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due after one year through five years $ 16,478 — (1,739) 14,739 Due after five years through ten years 107,976 — (20,352) 87,624 Residential mortgage-backed securities: Fixed rate pass-through 167,016 — (26,701) 140,315 Variable rate pass-through 574 — (7) 567 Fixed rate agency CMOs 606,808 — (79,373) 527,435 Variable rate agency CMOs 559 1 (2) 558 Total residential mortgage-backed securities 774,957 1 (106,083) 668,875 Total marketable securities held-to-maturity $ 899,411 1 (128,174) 771,238 The following table shows the portfolio of marketable securities held-to-maturity at December 31, 2021 (in thousands): Amortized Gross Gross Fair Debt issued by the U.S. government and agencies: Due after one year through five years $ 16,478 — (206) 16,272 Due after five years through ten years 107,973 — (4,613) 103,360 Residential mortgage-backed securities: Fixed rate pass-through 183,092 58 (2,161) 180,989 Variable rate pass-through 667 24 — 691 Fixed rate agency CMOs 459,345 251 (10,011) 449,585 Variable rate agency CMOs 599 17 — 616 Total residential mortgage-backed securities 643,703 350 (12,172) 631,881 Total marketable securities held-to-maturity $ 768,154 350 (16,991) 751,513
Information regarding the issuers and the carrying values of the entity's mortgage-backed securities	The following table shows the contractual maturity of our residential mortgage-backed securities available-for-sale at September 30, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due within one year $ 254 252 Due after one year through five years 49,435 46,268 Due after five years through ten years 155,960 137,226 Due after ten years 998,724 847,713 Total residential mortgage-backed securities $ 1,204,373 1,031,459 The following table shows the contractual maturity of our residential mortgage-backed securities held-to-maturity at September 30, 2022 (in thousands): Amortized Fair Residential mortgage-backed securities: Due after one year through five years $ 20,705 17,551 Due after five years through ten years 168,546 141,707 Due after ten years 585,706 509,617 Total residential mortgage-backed securities $ 774,957 668,875
Schedule of the fair value and gross unrealized losses on investment securities, aggregated by investment category and length of time individual securities have been in a continuous unrealized loss position	The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2022 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 19,905 (1,989) 183,474 (40,182) 203,379 (42,171) Municipal securities 87,699 (14,160) 17,671 (7,535) 105,370 (21,695) Corporate debt issues 13,140 (411) — — 13,140 (411) Residential mortgage-backed securities - agency 624,780 (61,296) 1,069,396 (217,786) 1,694,176 (279,082) Total $ 745,524 (77,856) 1,270,541 (265,503) 2,016,065 (343,359) The following table shows the fair value of and gross unrealized losses on marketable securities, for which an allowance for credit losses has not been recorded, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2021 (in thousands): Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized U.S. government-sponsored enterprises $ 132,782 (3,504) 106,160 (4,673) 238,942 (8,177) Municipal securities 25,118 (336) — — 25,118 (336) Residential mortgage-backed securities - agency 1,428,582 (26,516) 184,389 (7,217) 1,612,971 (33,733) Total $ 1,586,482 (30,356) 290,549 (11,890) 1,877,031 (42,246)
Schedule of credit quality of held-to-maturity securities	The following table presents the credit quality of our held-to-maturity securities, based on the latest information available as of September 30, 2022 (in thousands). The credit ratings are sourced from nationally recognized rating agencies, which include Moody’s and S&P, or when credit ratings cannot be sourced from the agencies, they are presented based on asset type. All of our held-to-maturity securities were current in their payment of principal and interest as of September 30, 2022. AA+ Total Held-to-maturity securities (at amortized cost): Debt issued by the U.S. government-sponsored enterprises $ 124,454 124,454 Residential mortgage-backed securities 774,957 774,957 Total marketable securities held-to-maturity $ 899,411 899,411

Loans Receivable (Tables)

Loans Receivable (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Summary of loans receivable	The following table shows a summary of our loans receivable at amortized cost basis at September 30, 2022 and December 31, 2021 (in thousands): September 30, 2022 December 31, 2021 Originated (1) Acquired (2) Total Originated (1) Acquired (2) Total Personal Banking: Residential mortgage loans (3) $ 3,225,348 176,550 3,401,898 2,783,459 211,161 2,994,620 Home equity loans 1,110,401 174,588 1,284,989 1,107,202 212,729 1,319,931 Vehicle loans 1,907,210 99,987 2,007,197 1,384,246 99,985 1,484,231 Consumer loans 100,831 8,210 109,041 307,961 46,556 354,517 Total Personal Banking 6,343,790 459,335 6,803,125 5,582,868 570,431 6,153,299 Commercial Banking: Commercial real estate loans 2,101,684 327,222 2,428,906 2,202,027 423,454 2,625,481 Commercial real estate loans - owner occupied 344,504 39,420 383,924 321,253 68,750 390,003 Commercial loans 1,072,857 52,713 1,125,570 765,877 81,732 847,609 Total Commercial Banking 3,519,045 419,355 3,938,400 3,289,157 573,936 3,863,093 Total loans receivable, gross 9,862,835 878,690 10,741,525 8,872,025 1,144,367 10,016,392 Allowance for credit losses (97,738) (12,081) (109,819) (86,750) (15,491) (102,241) Total loans receivable, net (4) $ 9,765,097 866,609 10,631,706 8,785,275 1,128,876 9,914,151 (1) Includes originated and purchased loan pools purchased in an asset acquisition. (2) Includes loans subject to purchase accounting in a business combination. (3) Includes fair value of $15.8 million and $25.1 million of loans held-for-sale at September 30, 2022 and December 31, 2021, respectively. (4) Includes $74.3 million and $62.8 million of net unearned income, unamortized premiums and discounts and deferred fees and costs at September 30, 2022 and December 31, 2021, respectively.
Schedule of the changes in the allowance for losses on loans receivable	The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2022 (in thousands): Balance as of September 30, 2022 Current period provision Charge-offs Recoveries Balance as of June 30, 2022 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 17,967 1,646 (166) 329 16,158 Home equity loans 5,448 341 (535) 410 5,232 Vehicle loans 17,004 1,576 (936) 626 15,738 Consumer loans 825 1,170 (1,405) 281 779 Total Personal Banking 41,244 4,733 (3,042) 1,646 37,907 Commercial Banking: Commercial real estate loans 49,649 5,117 (1,329) 6,220 39,641 Commercial real estate loans - owner occupied 4,087 (34) — 26 4,095 Commercial loans 14,839 (2,127) (243) 497 16,712 Total Commercial Banking 68,575 2,956 (1,572) 6,743 60,448 Total $ 109,819 7,689 (4,614) 8,389 98,355 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 4 (2) — — 6 Home equity loans 74 10 — — 64 Total Personal Banking 78 8 — — 70 Commercial Banking: Commercial real estate loans 5,382 1,919 — — 3,463 Commercial real estate loans - owner occupied 287 (41) — — 328 Commercial loans 5,288 1,699 — — 3,589 Total Commercial Banking 10,957 3,577 — — 7,380 Total off-balance sheet exposure $ 11,035 3,585 — — 7,450 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2021 (in thousands): Balance as of September 30, 2021 Current period provision Charge-offs Recoveries Balance as of June 30, 2021 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 7,987 1,939 (1,263) 64 7,247 Home equity loans 6,293 291 (1,474) 237 7,239 Vehicle loans 12,457 82 (1,112) 599 12,888 Consumer loans 3,074 949 (1,036) 360 2,801 Total Personal Banking 29,811 3,261 (4,885) 1,260 30,175 Commercial Banking: Commercial real estate loans 58,451 (5,103) (1,581) 555 64,580 Commercial real estate loans - owner occupied 3,246 (1,487) — 4 4,729 Commercial loans 18,259 (1,025) (412) 1,850 17,846 Total Commercial Banking 79,956 (7,615) (1,993) 2,409 87,155 Total $ 109,767 (4,354) (6,878) 3,669 117,330 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 2 — — — 2 Home equity loans 40 (2) — — 42 Total Personal Banking 42 (2) — — 44 Commercial Banking: Commercial real estate loans 2,647 715 — — 1,932 Commercial real estate loans - owner occupied 140 (41) — — 181 Commercial loans 1,333 101 — — 1,232 Total Commercial Banking 4,120 775 — — 3,345 Total off-balance sheet exposure $ 4,162 773 — — 3,389 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2022 (in thousands): Balance as of September 30, 2022 Current period provision Charge-offs Recoveries Balance as of December 31, 2021 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 17,967 11,331 (1,487) 750 7,373 Home equity loans 5,448 127 (1,237) 1,258 5,300 Vehicle loans 17,004 2,159 (2,517) 1,879 15,483 Consumer loans 825 479 (3,459) 921 2,884 Total Personal Banking 41,244 14,096 (8,700) 4,808 31,040 Commercial Banking: Commercial real estate loans 49,649 (6,465) (6,745) 8,718 54,141 Commercial real estate loans - owner occupied 4,087 167 — 37 3,883 Commercial loans 14,839 1,039 (1,253) 1,876 13,177 Total Commercial Banking 68,575 (5,259) (7,998) 10,631 71,201 Total $ 109,819 8,837 (16,698) 15,439 102,241 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 4 2 — — 2 Home equity loans 74 35 — — 39 Total Personal Banking 78 37 — — 41 Commercial Banking: Commercial real estate loans 5,382 4,501 — — 881 Commercial real estate loans - owner occupied 287 145 — — 142 Commercial loans 5,288 3,894 — — 1,394 Total Commercial Banking 10,957 8,540 — — 2,417 Total off-balance sheet exposure $ 11,035 8,577 — — 2,458 The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the nine months ended September 30, 2021 (in thousands): Balance as of September 30, 2021 Current Charge-offs Recoveries Balance as of December 31, 2020 Allowance for Credit Losses Personal Banking: Residential mortgage loans $ 7,987 3,269 (2,888) 340 7,266 Home equity loans 6,293 1,892 (2,081) 490 5,992 Vehicle loans 12,457 (341) (4,017) 1,990 14,825 Consumer loans 3,074 2,291 (3,135) 1,047 2,871 Total Personal Banking 29,811 7,111 (12,121) 3,867 30,954 Commercial Banking: Commercial real estate loans 58,451 (12,859) (9,281) 1,210 79,381 Commercial real estate loans - owner occupied 3,246 (6,391) (890) 9 10,518 Commercial loans 18,259 2,165 (1,627) 4,147 13,574 Total Commercial Banking 79,956 (17,085) (11,798) 5,366 103,473 Total $ 109,767 (9,974) (23,919) 9,233 134,427 Allowance for Credit Losses - off-balance sheet exposure Personal Banking: Residential mortgage loans $ 2 — — — 2 Home equity loans 40 5 — — 35 Total Personal Banking 42 5 — — 37 Commercial Banking: Commercial real estate loans 2,647 (802) — — 3,449 Commercial real estate loans - owner occupied 140 (186) — — 326 Commercial loans 1,333 (1,218) — — 2,551 Total Commercial Banking 4,120 (2,206) — — 6,326 Total off-balance sheet exposure $ 4,162 (2,201) — — 6,363
Schedule of loan portfolio by portfolio segment and by class of financing receivable	The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at September 30, 2022 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 3,401,898 17,967 7,816 — 6,040 1,032 — Home equity loans 1,284,989 5,448 3,685 — 1,584 657 — Vehicle loans 2,007,197 17,004 3,235 — — — — Consumer loans 109,041 825 166 357 — — — Total Personal Banking 6,803,125 41,244 14,902 357 7,624 1,689 — Commercial Banking: Commercial real estate loans 2,428,906 49,649 65,298 — 37,993 678 10 Commercial real estate loans - owner occupied 383,924 4,087 619 — 96 18 — Commercial loans 1,125,570 14,839 2,808 — 1,037 157 400 Total Commercial Banking 3,938,400 68,575 68,725 — 39,126 853 410 Total $ 10,741,525 109,819 83,627 357 46,750 2,542 410 (1) Includes $30.4 million of nonaccrual TDRs. The following table provides information related to the loan portfolio by portfolio segment and by class of financing receivable at December 31, 2021 (in thousands): Total loans Allowance for Nonaccrual Loans 90 days past due and accruing TDRs Allowance Additional Personal Banking: Residential mortgage loans $ 2,994,620 7,373 10,402 — 6,749 1,442 — Home equity loans 1,319,931 5,300 5,758 — 1,781 718 — Vehicle loans 1,484,231 15,483 3,263 — — — — Consumer loans 354,517 2,884 675 331 — — — Total Personal Banking 6,153,299 31,040 20,098 331 8,530 2,160 — Commercial Banking: Commercial real estate loans 2,625,481 54,141 129,666 — 17,025 2,024 400 Commercial real estate loans - owner occupied 390,003 3,883 1,233 — 159 24 — Commercial loans 847,609 13,177 7,474 — 4,574 609 60 Total Commercial Banking 3,863,093 71,201 138,373 — 21,758 2,657 460 Total $ 10,016,392 102,241 158,471 331 30,288 4,817 460 (1) Includes $17.2 million of nonaccrual TDRs.
Schedule of the composition of nonaccrual loans by portfolio segment and by class of financing receivable	The following table presents the amortized cost of our loans on nonaccrual status as of the beginning and end of the period ended September 30, 2022 (in thousands): September 30, 2022 Nonaccrual loans at January 1, 2022 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 10,402 7,816 — 7,816 — Home equity loans 5,758 3,489 196 3,685 — Vehicle loans 3,263 1,891 1,344 3,235 — Consumer loans 675 166 — 166 357 Total Personal Banking 20,098 13,362 1,540 14,902 357 Commercial Banking: Commercial real estate loans 129,666 27,690 37,608 65,298 — Commercial real estate loans - owner occupied 1,233 619 — 619 — Commercial loans 7,474 2,030 778 2,808 — Total Commercial Banking 138,373 30,339 38,386 68,725 — Total $ 158,471 43,701 39,926 83,627 357 The following table presents the amortized cost of our loans on nonaccrual status as of the year ended December 31, 2021 (in thousands): December 31, 2021 Nonaccrual loans at January 1, 2021 Nonaccrual loans with an allowance Nonaccrual loans with no allowance Total nonaccrual loans at the end of the period Loans 90 days past due and accruing Personal Banking: Residential mortgage loans $ 15,924 10,402 — 10,402 — Home equity loans 9,123 5,551 207 5,758 — Vehicle loans 5,533 3,251 12 3,263 — Consumer loans 1,031 674 1 675 331 Total Personal Banking 31,611 19,878 220 20,098 331 Commercial Banking: Commercial real estate loans 44,092 65,529 64,137 129,666 — Commercial real estate loans - owner occupied 3,642 1,233 — 1,233 — Commercial loans 23,487 3,941 3,533 7,474 — Total Commercial Banking 71,221 70,703 67,670 138,373 — Total $ 102,832 90,581 67,890 158,471 331 The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of September 30, 2022 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 572 — 572 Home equity loans 99 — 99 Total Personal Banking 671 — 671 Commercial Banking: Commercial real estate loans 63,834 — 63,834 Commercial loans 432 1,122 1,554 Total Commercial Banking 64,266 1,122 65,388 Total $ 64,937 1,122 66,059 The following table presents the amortized cost basis of collateral-dependent loans by class of loans as of December 31, 2021 (in thousands): Real estate Equipment Total Personal Banking: Residential mortgage loans $ 580 — 580 Home equity loans 99 — 99 Total Personal Banking 679 — 679 Commercial Banking: Commercial real estate loans 119,825 1,705 121,530 Commercial loans 3,973 1,926 5,899 Total Commercial Banking 123,798 3,631 127,429 Total $ 124,477 3,631 128,108
Schedule of troubled debt restructurings (including re-modified TDRs) by portfolio segment and by class of financing receivable	The following tables provide a roll forward of troubled debt restructurings for the periods indicated (dollars in thousands): For the quarter ended September 30, 2022 2021 Number of Amount Number of Amount Beginning TDR balance: 128 $ 54,237 158 $ 27,431 New TDRs 6 221 3 345 Re-modified TDRs 4 977 3 4,490 Net paydowns — (810) — (4,702) Charge-offs: Home equity loans — — 1 (29) Commercial real estate loans — — 2 (53) Commercial real estate loans - owner occupied — — 1 (105) Commercial loans — — 5 (139) Paid-off loans: Residential mortgage loans 1 (35) 5 (307) Home equity loans 1 (11) 4 (122) Commercial real estate loans 1 (3,349) 4 (287) Commercial real estate loans - owner occupied 1 (44) — — Commercial loans 3 (3,459) — — Ending TDR balance: 127 $ 46,750 139 $ 26,522 Accruing TDRs $ 16,344 $ 13,664 Nonaccrual TDRs 30,406 12,858 For the nine months ended September 30, 2022 2021 Number of Amount Number of Amount Beginning TDR balance: 134 $ 30,288 170 $ 32,135 New TDRs 8 25,626 5 2,608 Re-modified TDRs 10 1,178 8 5,701 Net paydowns — (1,609) — (8,713) Charge-offs: Residential mortgage loans 1 (3) — — Home equity loans — — 1 (29) Commercial real estate loans — — 2 (53) Commercial real estate loans - owner occupied — — 1 (105) Commercial loans — — 5 (139) Paid-off loans: Residential mortgage loans 2 (236) 9 (1,033) Home equity loans 3 (88) 5 (133) Commercial real estate loans 4 (3,718) 9 (2,973) Commercial real estate loans - owner occupied 1 (44) 1 (47) Commercial loans 4 (3,466) 3 (697) Ending TDR balance: 127 $ 46,750 139 $ 26,522 Accruing TDRs $ 16,344 $ 13,664 Nonaccrual TDRs 30,406 12,858 The following tables provide information related to TDRs (including re-modified TDRs) by portfolio segment and by class of financing receivable during the periods indicated (in thousands): For the quarter ended September 30, 2022 For the nine months ended September 30, 2022 Number of Recorded Current Current Number of Recorded Current Current Personal Banking: Residential mortgage loans 2 $ 147 144 15 2 $ 147 144 15 Home equity loans 5 160 154 23 5 160 154 23 Total Personal Banking 7 307 298 38 7 307 298 38 Commercial Banking: Commercial real estate loans 1 610 609 89 5 34,295 26,212 102 Commercial loans 2 332 291 20 6 3,856 294 20 Total Commercial Banking 3 942 900 109 11 38,151 26,506 122 Total 10 $ 1,249 1,198 147 18 $ 38,458 26,804 160 For the quarter ended September 30, 2021 For the nine months ended September 30, 2021 Number of Recorded Current Current Number of Recorded Current Current Personal Banking: Residential mortgage loans — $ — — — 1 $ 125 115 16 Home equity loans 2 153 36 17 3 156 36 17 Total Personal Banking 2 153 36 17 4 281 151 33 Commercial Banking: Commercial real estate loans 3 4,840 4,490 65 6 6,723 5,586 207 Commercial loans 1 330 309 — 3 2,726 2,572 — Total Commercial Banking 4 5,170 4,799 65 9 9,449 8,158 207 Total 6 $ 5,323 4,835 82 13 $ 9,730 8,309 240 The following table provides information as of September 30, 2022 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2022 (in thousands): Type of modification Number of contracts Maturity date Total Personal Banking: Residential mortgage loans 2 144 144 Home equity loans 5 154 154 Total Personal Banking 7 298 298 Commercial Banking: Commercial real estate loans 1 609 609 Commercial loans 2 291 291 Total Commercial Banking 3 900 900 Total 10 1,198 1,198 The following table provides information as of September 30, 2021 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the quarter ended September 30, 2021 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Total Personal Banking: Home equity loans 2 $ — 30 6 36 Total Personal Banking 2 — 30 6 36 Commercial Banking: Commercial real estate loans 3 378 — 4,112 4,490 Commercial loans 1 — — 309 309 Total Commercial Banking 4 378 — 4,421 4,799 Total 6 $ 378 30 4,427 4,835 The following table provides information as of September 30, 2022 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2022 (in thousands): Type of modification Number of contracts Rate Maturity date Total Personal Banking: Residential mortgage loans 2 $ — 144 144 Home equity loans 5 — 154 154 Total Personal Banking 7 — 298 298 Commercial Banking: Commercial real estate loans 5 4,166 22,046 26,212 Commercial loans 6 — 294 294 Total Commercial Banking 11 4,166 22,340 26,506 Total 18 $ 4,166 22,638 26,804 The following table provides information as of September 30, 2021 for TDRs (including re-modified TDRs) by type of modification, by portfolio segment and class of financing receivable for modifications during the nine months ended September 30, 2021 (in thousands): Type of modification Number of contracts Rate Payment Maturity date Other Total Personal Banking: Residential mortgage loans 1 $ 115 — — — 115 Home equity loans 3 — 30 6 — 36 Total Personal Banking 4 115 30 6 — 151 Commercial Banking: Commercial real estate loans 6 378 — 5,136 72 5,586 Commercial loans 3 — — 2,572 — 2,572 Total Commercial Banking 9 378 — 7,708 72 8,158 Total 13 $ 493 30 7,714 72 8,309 No TDRs modified within the previous twelve months of September 30, 2022 subsequently defaulted. The following table provides information related to troubled debt restructurings modified within the previous twelve months of September 30, 2021 that subsequently defaulted: Number of Recorded Current Current Commercial Banking: Commercial real estate loans 3 $ 4,167 3,951 2 Total Commercial Banking 3 4,167 3,951 2 Total 3 $ 4,167 3,951 2
Schedule of loan delinquencies	The following table provides information related to the amortized cost basis of loan payment delinquencies at September 30, 2022 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 1,052 4,320 5,544 10,916 3,390,982 3,401,898 — Home equity loans 3,278 1,227 1,779 6,284 1,278,705 1,284,989 — Vehicle loans 6,086 2,322 1,935 10,343 1,996,854 2,007,197 — Consumer loans 460 341 453 1,254 107,787 109,041 357 Total Personal Banking 10,876 8,210 9,711 28,797 6,774,328 6,803,125 357 Commercial Banking: Commercial real estate loans 929 1,648 8,558 11,135 2,417,771 2,428,906 — Commercial real estate loans - owner occupied 403 93 263 759 383,165 383,924 — Commercial loans 2,582 808 638 4,028 1,121,542 1,125,570 — Total Commercial Banking 3,914 2,549 9,459 15,922 3,922,478 3,938,400 — Total loans $ 14,790 10,759 19,170 44,719 10,696,806 10,741,525 357 The following table provides information related to the amortized cost basis of loan payment delinquencies at December 31, 2021 (in thousands): 30-59 days 60-89 days 90 days or Total Current Total loans 90 days or Personal Banking: Residential mortgage loans $ 20,567 5,433 7,641 33,641 2,960,979 2,994,620 — Home equity loans 3,153 949 4,262 8,364 1,311,567 1,319,931 — Vehicle loans 5,331 1,487 1,635 8,453 1,475,778 1,484,231 — Consumer loans 1,205 519 765 2,489 352,028 354,517 331 Total Personal Banking 30,256 8,388 14,303 52,947 6,100,352 6,153,299 331 Commercial Banking: Commercial real estate loans 16,938 699 23,489 41,126 2,584,355 2,625,481 — Commercial real estate loans - owner occupied 127 70 574 771 389,232 390,003 — Commercial loans 193 727 1,105 2,025 845,584 847,609 — Total Commercial Banking 17,258 1,496 25,168 43,922 3,819,171 3,863,093 — Total originated loans $ 47,514 9,884 39,471 96,869 9,919,523 10,016,392 331
Schedule of credit quality indicators	The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of September 30, 2022 (in thousands): YTD September 30, 2022 2021 2020 2019 2018 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 496,721 841,725 557,403 271,096 136,426 1,084,797 — — 3,388,168 Substandard — 224 310 351 709 12,136 — — 13,730 Total residential mortgage loans 496,721 841,949 557,713 271,447 137,135 1,096,933 — — 3,401,898 Home equity loans Pass 99,288 132,418 180,140 115,548 52,827 214,833 443,136 41,778 1,279,968 Substandard — 47 26 62 382 3,075 579 850 5,021 Total home equity loans 99,288 132,465 180,166 115,610 53,209 217,908 443,715 42,628 1,284,989 Vehicle loans Pass 791,768 670,925 254,957 156,151 82,807 47,352 — — 2,003,960 Substandard 214 969 503 656 541 354 — — 3,237 Total vehicle loans 791,982 671,894 255,460 156,807 83,348 47,706 — — 2,007,197 Consumer loans Pass 14,944 11,232 5,066 4,313 3,002 5,631 63,134 1,196 108,518 Substandard — 8 6 4 5 52 405 43 523 Total consumer loans 14,944 11,240 5,072 4,317 3,007 5,683 63,539 1,239 109,041 Total Personal Banking 1,402,935 1,657,548 998,411 548,181 276,699 1,368,230 507,254 43,867 6,803,125 Business Banking: Commercial real estate loans Pass 238,090 353,748 395,986 255,223 214,146 740,333 26,992 7,447 2,231,965 Special mention — 787 1,350 20,784 1,015 7,244 111 15 31,306 Substandard — 95 7,066 26,833 42,783 87,511 489 858 165,635 Total commercial real estate loans 238,090 354,630 404,402 302,840 257,944 835,088 27,592 8,320 2,428,906 Commercial real estate loans - owner occupied Pass 53,373 62,701 18,001 51,376 46,512 121,462 2,703 1,555 357,683 Special mention — — — — 1,673 501 1,204 — 3,378 Substandard — — — 5,379 2,509 13,002 59 1,914 22,863 Total commercial real estate loans - owner occupied 53,373 62,701 18,001 56,755 50,694 134,965 3,966 3,469 383,924 Commercial loans Pass 451,388 102,258 58,114 50,237 18,805 60,839 349,086 4,103 1,094,830 Special mention 144 209 275 1,282 193 — 1,901 — 4,004 Substandard 540 291 1,088 2,338 1,825 1,356 12,791 6,507 26,736 Total commercial loans 452,072 102,758 59,477 53,857 20,823 62,195 363,778 10,610 1,125,570 Total Business Banking 743,535 520,089 481,880 413,452 329,461 1,032,248 395,336 22,399 3,938,400 Total loans $ 2,146,470 2,177,637 1,480,291 961,633 606,160 2,400,478 902,590 66,266 10,741,525 The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator for each portfolio segment as of December 31, 2021 (in thousands): 2021 2020 2019 2018 2017 Prior Revolving loans Revolving loans converted to term loans Total loans Personal Banking: Residential mortgage loans Pass $ 644,862 602,429 304,275 156,639 171,240 1,098,635 — — 2,978,080 Substandard 138 489 377 538 882 14,116 — — 16,540 Total residential mortgage loans 645,000 602,918 304,652 157,177 172,122 1,112,751 — — 2,994,620 Home equity loans Pass 150,847 210,224 138,661 65,011 61,692 209,959 435,660 40,766 1,312,820 Substandard — — 441 60 455 3,820 1,275 1,060 7,111 Total home equity loans 150,847 210,224 139,102 65,071 62,147 213,779 436,935 41,826 1,319,931 Vehicle loans Pass 801,084 292,804 205,653 119,304 34,546 27,576 — — 1,480,967 Substandard 387 365 1,141 745 379 247 — — 3,264 Total vehicle loans 801,471 293,169 206,794 120,049 34,925 27,823 — — 1,484,231 Consumer loans Pass 117,856 81,266 47,195 20,595 9,794 12,202 63,025 1,578 353,511 Substandard 213 161 105 64 26 50 357 30 1,006 Total consumer loans 118,069 81,427 47,300 20,659 9,820 12,252 63,382 1,608 354,517 Total Personal Banking 1,715,387 1,187,738 697,848 362,956 279,014 1,366,605 500,317 43,434 6,153,299 Business Banking: Commercial real estate loans Pass 306,689 433,219 335,541 263,524 221,450 683,537 26,288 10,179 2,280,427 Special mention 803 1,808 52,513 3,296 1,394 8,529 729 23 69,095 Substandard — 34,153 44,712 46,045 56,077 89,311 492 5,169 275,959 Total commercial real estate loans 307,492 469,180 432,766 312,865 278,921 781,377 27,509 15,371 2,625,481 Commercial real estate - owner occupied Pass 69,084 19,452 51,997 60,824 57,676 94,687 2,822 2,707 359,249 Special mention — — — 769 1,959 1,444 856 — 5,028 Substandard — — 3,575 2,887 7,840 10,602 — 822 25,726 Total commercial real estate - owner occupied loans 69,084 19,452 55,572 64,480 67,475 106,733 3,678 3,529 390,003 Commercial loans Pass 224,367 110,171 73,276 27,668 20,748 76,987 262,805 12,301 808,323 Special mention 197 661 812 1,195 50 581 2,234 — 5,730 Substandard 329 4,767 5,102 4,437 1,529 2,116 6,667 8,609 33,556 Total commercial loans 224,893 115,599 79,190 33,300 22,327 79,684 271,706 20,910 847,609 Total Business Banking 601,469 604,231 567,528 410,645 368,723 967,794 302,893 39,810 3,863,093 Total loans $ 2,316,856 1,791,969 1,265,376 773,601 647,737 2,334,399 803,210 83,244 10,016,392

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of intangible assets subject to amortization	The following table provides information for intangible assets subject to amortization at the dates indicated (in thousands): September 30, 2022 December 31, 2021 Amortizable intangible assets: Core deposit intangibles - gross $ 74,899 74,899 Less: accumulated amortization (65,446) (62,158) Core deposit intangibles - net $ 9,453 12,741 Customer and Contract intangible assets - gross $ 12,775 12,775 Customer list intangible assets disposed of due to sale of insurance business — (1,547) Less: accumulated amortization (12,737) (11,133) Customer and Contract intangible assets - net 38 95 Total intangible assets - net $ 9,491 12,836
Schedule of the actual aggregate amortization expense as well as estimated aggregate amortization expense, based upon current levels of intangible assets	The following table shows the actual aggregate amortization expense for the quarters and nine months ended September 30, 2022 and 2021, as well as the estimated aggregate amortization expense, based upon current levels of intangible assets, for the current fiscal year and each of the five succeeding fiscal years (in thousands): For the quarter ended September 30, 2022 $ 1,047 For the quarter ended September 30, 2021 1,321 For the nine months ended September 30, 2022 3,345 For the nine months ended September 30, 2021 4,348 For the year ending December 31, 2022 4,277 For the year ending December 31, 2023 3,270 For the year ending December 31, 2024 2,452 For the year ending December 31, 2025 1,662 For the year ending December 31, 2026 871 For the year ending December 31, 2027 304
Schedule of the changes in carrying amount of goodwill	The following table provides information for the changes in the carrying amount of goodwill (in thousands): Total Balance at December 31, 2020 $ 382,279 Purchase accounting adjustment 77 Goodwill disposed of due to sale of insurance business (1,359) Balance at December 31, 2021 380,997 Balance at September 30, 2022 $ 380,997

Borrowed Funds (Tables)

Borrowed Funds (Tables)	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
Schedule of borrowed funds	Borrowed funds at September 30, 2022 and December 31, 2021 are presented in the following table: September 30, 2022 December 31, 2021 Amount Average rate Amount Average rate Note payable to the FHLB of Pittsburgh, due within one year $ 11,900 3.11 % $ — — % Collateralized borrowings, due within one year 98,315 0.18 % 139,093 0.19 % Collateral received, due within one year 39,821 3.08 % — — Total borrowed funds $ 150,036 $ 139,093
Debt securities held-to-maturity on preferred securities and junior subordinated debt held by the trust	The following table sets forth a summary of the cumulative trust preferred securities and the junior subordinated debt held by the Trust as of the date listed. Maturity date Interest rate Capital debt securities September 30, 2022 December 31, 2021 Northwest Bancorp Capital Trust III December 30, 2035 3-month LIBOR plus 1.38% $ 50,000 $ 51,547 51,547 Northwest Bancorp Statutory Trust IV December 15, 2035 3-month LIBOR plus 1.38% 50,000 51,547 51,547 LNB Trust II June 15, 2037 3-month LIBOR plus 1.48% 7,875 8,119 8,119 UNCT I (1) January 23, 2034 3-month LIBOR plus 2.85% 8,000 7,968 7,950 UNCT II (1) November 23, 2034 3-month LIBOR plus 2.00% 3,000 2,762 2,741 MFBC Statutory Trust I (1) September 15, 2035 3-month LIBOR plus 1.70% 5,000 3,658 3,580 Universal Preferred Trust (1) October 7, 2035 3-month LIBOR plus 1.69% 5,000 3,648 3,570 $ 129,249 129,054 (1) Net of discounts due to the fair value adjustment made at the time of acquisition.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Schedule of computation of basic and diluted earnings per share	The following table sets forth the computation of basic and diluted EPS (in thousands, except share data and per share amounts): Quarter ended September 30, Nine months ended September 30, 2022 2021 2022 2021 Net income $ 37,304 35,063 99,017 124,267 Less: Dividends and undistributed earnings allocated to participating securities 166 237 441 841 Net income available to common shareholders $ 37,138 34,826 98,576 123,426 Weighted average common shares outstanding 126,320,706 126,111,774 126,082,217 126,333,290 Add: Participating shares outstanding 565,729 856,206 565,729 856,206 Total weighted average common shares and dilutive potential shares 126,886,435 126,967,980 126,647,946 127,189,496 Basic earnings per share $ 0.29 0.28 0.78 0.98 Diluted earnings per share $ 0.29 0.27 0.78 0.97

Pension and Other Post-Retire_2

Pension and Other Post-Retirement Benefits (Tables)	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
Schedule of net periodic costs for the defined benefit pension plans and the post retirement healthcare plans	The following table sets forth the net periodic costs for the defined benefit pension plans and post-retirement healthcare plans for the periods indicated (in thousands): Quarter ended September 30, Pension benefits Other post-retirement benefits 2022 2021 2022 2021 Service cost $ 2,599 2,860 — — Interest cost 1,671 1,517 10 4 Expected return on plan assets (3,864) (3,464) — — Amortization of prior service cost (564) (580) — — Amortization of the net loss 381 1,038 2 3 Net periodic cost $ 223 1,371 12 7 Nine months ended September 30, Pension benefits Other post-retirement benefits 2022 2021 2022 2021 Service cost $ 7,797 8,580 — — Interest cost 5,013 4,552 30 13 Expected return on plan assets (11,592) (10,394) — — Amortization of prior service cost (1,692) (1,741) — — Amortization of the net loss 1,143 3,117 6 10 Net periodic cost $ 669 4,114 36 23

Disclosures About Fair Value _2

Disclosures About Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of the carrying amount and estimated fair value of the entity's financial instruments included in the consolidated statement of financial condition	The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at September 30, 2022 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 118,549 118,549 118,549 — — Securities available-for-sale 1,251,791 1,251,791 — 1,251,791 — Securities held-to-maturity 899,411 771,238 — 771,238 — Loans receivable, net 10,615,872 9,639,188 — — 9,639,188 Residential mortgage loans held-for-sale 15,834 15,834 — — 15,834 Accrued interest receivable 29,536 29,536 29,536 — — Interest rate lock commitments 1,063 1,063 — — 1,063 Foreign exchange swaps 38 38 — 38 — Interest rate swaps not designated as hedging instruments 50,295 50,295 — 50,295 — FHLB stock 19,281 19,281 — — — Total financial assets $ 13,001,670 11,896,813 148,085 2,073,362 9,656,085 Financial liabilities: Savings and checking deposits $ 10,811,282 10,811,282 10,811,282 — — Time deposits 1,067,110 1,069,395 — — 1,069,395 Borrowed funds 150,036 149,914 149,914 — — Subordinated debt 113,753 103,312 — 103,312 — Junior subordinated debentures 129,249 117,475 — — 117,475 Forward commitments 139 139 — 139 — Foreign exchange swaps 9 9 — 9 — Interest rate swaps not designated as hedging instruments 50,295 50,295 — 50,295 — Risk participation agreements 25 25 — 25 — Accrued interest payable 831 831 831 — — Total financial liabilities $ 12,322,729 12,302,677 10,962,027 153,780 1,186,870 The following table sets forth the carrying amount and estimated fair value of our financial instruments included in the Consolidated Statement of Financial Condition at December 31, 2021 (in thousands): Carrying Estimated Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 1,279,259 1,279,259 1,279,259 — — Securities available-for-sale 1,548,592 1,548,592 — 1,548,592 — Securities held-to-maturity 768,154 751,513 — 751,513 — Loans receivable, net 9,889,095 9,648,825 — — 9,648,825 Residential mortgage loans held-for-sale 25,056 25,056 — — 25,056 Accrued interest receivable 25,599 25,599 25,599 — — Interest rate lock commitments 1,684 1,684 — — 1,684 Forward commitments 371 371 — 371 — Interest rate swaps not designated as hedging instruments 31,254 31,254 — 31,254 — FHLB stock 14,184 14,184 — — — Total financial assets $ 13,583,248 13,326,337 1,304,858 2,331,730 9,675,565 Financial liabilities: Savings and checking accounts $ 10,973,610 10,973,610 10,973,610 — — Time deposits 1,327,555 1,339,308 — — 1,339,308 Borrowed funds 139,093 139,093 139,093 — — Subordinated debt 123,575 129,138 — 129,138 — Junior subordinated debentures 129,054 120,083 — — 120,083 Foreign exchange swaps 341 341 — 341 — Interest rate swaps not designated as hedging instruments 31,357 31,357 — 31,357 — Risk participation agreements 60 60 — 60 — Accrued interest payable 1,804 1,804 1,804 — — Total financial liabilities $ 12,726,449 12,734,794 11,114,507 160,896 1,459,391
Schedule of assets and liabilities measured at fair value on a recurring basis	The following table represents assets and liabilities measured at fair value on a recurring basis at September 30, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 61,925 — 61,925 Government-sponsored enterprises — 39,091 — 39,091 States and political subdivisions — 106,176 — 106,176 Corporate — 13,140 — 13,140 Total debt securities — 220,332 — 220,332 Residential mortgage-backed securities: GNMA — 12,768 — 12,768 FNMA — 119,202 — 119,202 FHLMC — 76,124 — 76,124 Non-agency — 6 — 6 Collateralized mortgage obligations: GNMA — 379,420 — 379,420 FNMA — 194,850 — 194,850 FHLMC — 249,089 — 249,089 Total mortgage-backed securities — 1,031,459 — 1,031,459 Interest rate lock commitments — — 1,063 1,063 Foreign exchange swaps — 38 — 38 Interest rate swaps not designated as hedging instruments — 50,295 — 50,295 Total assets $ — 1,302,124 1,063 1,303,187 Interest rate swaps not designated as hedging instruments — 50,295 — 50,295 Foreign exchange swaps — 9 — 9 Forward commitments — 139 — 139 Risk participation agreements — 25 — 25 Total liabilities $ — 50,468 — 50,468 The following table represents assets and liabilities measured at fair value on a recurring basis at December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Debt securities: U.S. government and agencies $ — 75,891 — 75,891 Government-sponsored enterprises — 46,085 — 46,085 States and political subdivisions — 128,701 — 128,701 Total debt securities — 250,677 — 250,677 Residential mortgage-backed securities: GNMA — 16,510 — 16,510 FNMA — 160,063 — 160,063 FHLMC — 100,055 — 100,055 Non-agency — 431 — 431 Collateralized mortgage obligations: GNMA — 492,328 — 492,328 FNMA — 269,060 — 269,060 FHLMC — 259,468 — 259,468 Total mortgage-backed securities — 1,297,915 — 1,297,915 Interest rate lock commitments — — 1,684 1,684 Forward commitments — 371 — 371 Interest rate swaps not designated as hedging instruments — 31,254 — 31,254 Total assets $ — 1,580,217 1,684 1,581,901 Foreign exchange swaps $ — 341 — 341 Interest rate swaps not designated as hedging instruments — 31,357 — 31,357 Risk participation agreements — 60 — 60 Total liabilities $ — 31,758 — 31,758
Schedule of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	The following table presents the changes in Level 3 assets and liabilities measured at fair value on a recurring basis (in thousands): For the quarter ended September 30, Nine months ended September 30, 2022 2022 2021 2022 2021 Beginning balance $ 1,520 3,608 1,684 6,465 Interest rate lock commitments: Net activity (457) (471) (621) (3,328) Ending balance $ 1,063 3,137 1,063 3,137
Schedule of fair value measurement for nonrecurring assets	The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of September 30, 2022 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 21,173 21,173 Mortgage servicing rights — — 82 82 Real estate owned, net — — 450 450 Total assets $ — — 21,705 21,705 The following table represents the fair market measurement for only those nonrecurring assets that had a fair market value below the carrying amount as of December 31, 2021 (in thousands): Level 1 Level 2 Level 3 Total assets Loans individually assessed $ — — 46,968 46,968 Mortgage servicing rights — — 380 380 Real estate owned, net — — 873 873 Total assets $ — — 48,221 48,221
Schedule of quantitative information about assets measured at fair value on a recurring and nonrecurring basis for Level 3 fair value measurements	The following table presents additional quantitative information about assets measured at fair value on a recurring and nonrecurring basis and for which we have utilized Level 3 inputs to determine fair value at September 30, 2022 (in thousands): Fair value Valuation techniques Significant Range (weighted average) Loans individually assessed $ 21,173 Appraisal value (1) Estimated cost to sell 10.0% Discounted cash flow Discount rate 6.47% to 14.56% (8.28%) Mortgage servicing rights 82 Discounted cash flow Annual service cost $85 Prepayment rate 7.0% to 15.1% (9.5%) Expected life (months) 56.7 to 101.7 (75.7) Option adjusted spread 650 basis points Forward yield curve 2.56% to 4.16% Real estate owned, net 450 Appraisal value (1) Estimated cost to sell 10.0% Loans held for sale 15,834 Quoted prices for similar loans in active markets adjusted by an expected pull-through rate Estimated pull-through rate 100.0% (1) Fair value is generally determined through independent appraisals of the underlying collateral, which may include Level 3 inputs that are not identifiable, or by using the discounted cash flow method if the loan is not collateral dependent.

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of derivative instruments	The following table presents information regarding our derivative financial instruments for the periods indicated (in thousands): Asset derivatives Liability derivatives Notional amount Fair value Notional amount Fair value At September 30, 2022 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 659,480 50,295 659,480 50,295 Foreign exchange swap agreements 1,218 38 959 9 Interest rate lock commitments 38,880 1,063 — — Forward commitments — — 5,578 139 Risk participation agreements — — 114,796 25 Total Derivatives $ 699,578 51,396 780,813 50,468 At December 31, 2021 Derivatives not designated as hedging instruments: Interest rate swap agreements $ 644,997 31,254 644,997 31,357 Foreign exchange swap agreements — — 17,124 341 Interest rate lock commitments 67,473 1,684 — — Forward commitments 14,484 371 — — Risk participation agreements — — 93,135 60 Total derivatives $ 726,954 33,309 755,256 31,758
Gain (loss) on derivative instruments	The following table presents income or expense recognized on derivatives for the periods indicated (in thousands): For the quarter ended September 30, For the nine months ended September 30, 2022 2021 2022 2021 Non-hedging swap derivatives: Increase in other income $ 93 590 207 1,087 Increase in mortgage banking income 809 345 1,131 3,915

Changes in Accumulated Other _2

Changes in Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Schedule of the changes in accumulated other comprehensive income by component	The following tables show the changes in accumulated other comprehensive income by component for the periods indicated (in thousands): For the quarter ended September 30, 2022 Unrealized Change in Total Balance as of June 30, 2022 $ (117,056) (25,574) (142,630) Other comprehensive loss before reclassification adjustments (1) (48,387) — (48,387) Amounts reclassified from accumulated other comprehensive income (2) — (131) (131) Net other comprehensive loss (48,387) (131) (48,518) Balance as of September 30, 2022 $ (165,443) (25,705) (191,148) For the quarter ended September 30, 2021 Unrealized Change in Total Balance as of June 30, 2021 $ 3,533 (49,725) (46,192) Other comprehensive loss before reclassification adjustments (3) (6,455) — (6,455) Amounts reclassified from accumulated other comprehensive income (4) (5) (69) 333 264 Net other comprehensive income (6,524) 333 (6,191) Balance as of September 30, 2021 $ (2,991) (49,392) (52,383) (1) Consists of unrealized holding losses, net of tax of $14,705. (2) Consists of realized gains, net of tax of $50. (3) Consists of unrealized holding losses, net of tax $2,076. (4) Consists of realized gains, net of tax $24. (5) Consists of realized losses, net of tax of ($128). For the nine months ended September 30, 2022 Unrealized Change in Total Balance as of December 31, 2021 $ (12,317) (25,312) (37,629) Other comprehensive loss before reclassification adjustments (1) (153,124) — (153,124) Amounts reclassified from accumulated other comprehensive income (2) (3) (2) (393) (395) Net other comprehensive loss (153,126) (393) (153,519) Balance as of September 30, 2022 $ (165,443) (25,705) (191,148) For the nine months ended September 30, 2021 Unrealized Change in Total Balance as of December 31, 2020 $ 16,843 (50,392) (33,549) Other comprehensive loss before reclassification adjustments (4) (19,554) — (19,554) Amounts reclassified from accumulated other comprehensive income (5) (6) (280) 1,000 720 Net other comprehensive income/(loss) (19,834) 1,000 (18,834) Balance as of September 30, 2021 $ (2,991) (49,392) (52,383) (1) Consists of unrealized holding losses, net of tax of $45,555. (2) Consists of realized gains, net of tax of $0. (3) Consists of realized gains, net of tax of $151. (4) Consists of unrealized holding losses, net of tax $6,812. (5) Consists of realized gains, net of tax $89. (6) Consists of realized losses, net of tax of $(386).

Basis of Presentation and Inf_3

Basis of Presentation and Informational Disclosures (Details) $ / shares in Units, $ in Thousands		3 Months Ended		9 Months Ended
	May 18, 2022 $ / shares shares	Sep. 30, 2022 USD ($) bank_location	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) bank_location	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Stock Related Compensation
Number of banking locations | bank_location		150		150
Stock-based compensation expense		$ 944	$ 1,000	$ 3,100	$ 3,700
Unrecognized tax benefits liability		241		241		$ 241
Restricted Stock Units (RSUs)
Stock Related Compensation
Compensation expense yet to be recognized		1,200		1,200
Restricted Stock Awards
Stock Related Compensation
Compensation expense yet to be recognized		300		300
Performance Share Units
Stock Related Compensation
Compensation expense yet to be recognized		1,200		1,200
Employee Stock Option
Stock Related Compensation
Compensation expense yet to be recognized		1,000		1,000
Restricted Stock
Stock Related Compensation
Compensation expense yet to be recognized		$ 6,000		$ 6,000
Employees | Restricted Stock Units (RSUs)
Stock Related Compensation
Grants (in shares) | shares	150,027
Weighted average grant date fair value (in dollars per share) | $ / shares	$ 11
Award vesting period (in years)	3 years
Employees | Performance Share Units
Stock Related Compensation
Grants (in shares) | shares	150,027
Weighted average grant date fair value (in dollars per share) | $ / shares	$ 10.26
Award vesting period (in years)	3 years
Employees | Performance Share Units | Minimum
Stock Related Compensation
Percent of shares issuable (as a percent)	0%
Employees | Performance Share Units | Maximum
Stock Related Compensation
Percent of shares issuable (as a percent)	150%
Director | Restricted Stock Awards
Stock Related Compensation
Grants (in shares) | shares	41,206
Weighted average grant date fair value (in dollars per share) | $ / shares	$ 12.55
Award vesting period (in years)	1 year

Marketable Securities - Availab

Marketable Securities - Available For Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized cost
Residential mortgage-backed securities	$ 1,466,883	$ 1,565,002
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	93	8,845
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(215,185)	(25,255)
Fair value
Securities available-for-sale	1,251,791	1,548,592
U.S. government and agencies
Amortized cost
Due after one year through five years	20,000	20,000
Due after ten years	54,213	57,681
Gross unrealized holding gains
Due after one year through five years	0	0
Due after ten years	0	0
Gross unrealized holding losses
Due after one year through five years	(1,921)	(68)
Due after ten years	(10,367)	(1,722)
Fair value
Due after one year through five years	18,079	19,932
Due after ten years	43,846	55,959
Government-sponsored enterprises
Amortized cost
Due within one year		177
Due after one year through five years	993	991
Due after five years through ten years	45,890	46,411
Gross unrealized holding gains
Due in less than one year		0
Due after one year through five years	0	73
Due after five years through ten years	0	1
Gross unrealized holding losses
Due in less than one year		0
Due after one year through five years	(53)	0
Due after five years through ten years	(7,739)	(1,568)
Fair value
Due in less than one year		177
Due after one year through five years	940	1,064
Due after five years through ten years	38,151	44,844
Municipal securities
Amortized cost
Due within one year	509	946
Due after one year through five years	618	1,261
Due after five years through ten years	33,945	23,692
Due after ten years	92,791	99,558
Gross unrealized holding gains
Due in less than one year	0	13
Due after one year through five years	0	22
Due after five years through ten years	8	661
Due after ten years	0	2,884
Gross unrealized holding losses
Due in less than one year	(2)	0
Due after one year through five years	(15)	(3)
Due after five years through ten years	(3,272)	(146)
Due after ten years	(18,406)	(187)
Fair value
Due in less than one year	507	959
Due after one year through five years	603	1,280
Due after five years through ten years	30,681	24,207
Due after ten years	74,385	102,255
Corporate
Amortized cost
Due after five years through ten years	13,551
Gross unrealized holding gains
Due after five years through ten years	0
Gross unrealized holding losses
Due after five years through ten years	(411)
Fair value
Due after five years through ten years	13,140
Residential mortgage-backed securities - agency
Amortized cost
Due within one year	254
Due after one year through five years	49,435
Due after five years through ten years	155,960
Due after ten years	998,724
Residential mortgage-backed securities	1,204,373	1,314,285
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	85	5,191
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(172,999)	(21,561)
Fair value
Due in less than one year	252
Due after one year through five years	46,268
Due after five years through ten years	137,226
Due after ten years	847,713
Securities available-for-sale	1,031,459	1,297,915
Fixed rate | Pass-through
Amortized cost
Residential mortgage-backed securities	233,394	265,604
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	14	2,389
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(34,557)	(2,525)
Fair value
Securities available-for-sale	198,851	265,468
Fixed rate | Agency CMOs
Amortized cost
Residential mortgage-backed securities	932,668	997,680
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	1	2,284
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(137,752)	(18,965)
Fair value
Securities available-for-sale	794,917	980,999
Variable rate | Pass-through
Amortized cost
Residential mortgage-backed securities	9,341	11,306
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	25	294
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(117)	(9)
Fair value
Securities available-for-sale	9,249	11,591
Variable rate | Agency CMOs
Amortized cost
Residential mortgage-backed securities	28,970	39,695
Gross unrealized holding gains
Residential mortgage-backed securities, gross unrealized holding gains	45	224
Gross unrealized holding losses
Residential mortgage-backed securities, gross unrealized holding losses	(573)	(62)
Fair value
Securities available-for-sale	$ 28,442	$ 39,857

Marketable Securities - Held To

Marketable Securities - Held To Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized cost
Total residential mortgage-backed securities	$ 899,411	$ 768,154
Gross unrealized holding gains
Gross unrealized holding gains	1	350
Gross unrealized holding losses
Gross unrealized holding losses	(128,174)	(16,991)
Fair value
Fair value	771,238	751,513
U.S. government and agencies
Amortized cost
Due after five years through ten years	107,976
Gross unrealized holding gains
Due after five years through ten years	0
Gross unrealized holding losses
Due after five years through ten years	(20,352)
Fair value
Due after five years through ten years	87,624
U.S. government and agencies | Pass-through
Amortized cost
Due after one year through five years	16,478	16,478
Due after five years through ten years		107,973
Gross unrealized holding gains
Due after one year through five years	0	0
Due after five years through ten years		0
Gross unrealized holding losses
Due after one year through five years	(1,739)	(206)
Due after five years through ten years		(4,613)
Fair value
Due after one year through five years	14,739	16,272
Due after five years through ten years		103,360
Fixed rate | Pass-through
Amortized cost
Total residential mortgage-backed securities	167,016	183,092
Gross unrealized holding gains
Gross unrealized holding gains	0	58
Gross unrealized holding losses
Gross unrealized holding losses	(26,701)	(2,161)
Fair value
Fair value	140,315	180,989
Fixed rate | Agency CMOs
Amortized cost
Total residential mortgage-backed securities	606,808	459,345
Gross unrealized holding gains
Gross unrealized holding gains	0	251
Gross unrealized holding losses
Gross unrealized holding losses	(79,373)	(10,011)
Fair value
Fair value	527,435	449,585
Variable rate | Pass-through
Amortized cost
Total residential mortgage-backed securities	574	667
Gross unrealized holding gains
Gross unrealized holding gains	0	24
Gross unrealized holding losses
Gross unrealized holding losses	(7)	0
Fair value
Fair value	567	691
Variable rate | Agency CMOs
Amortized cost
Total residential mortgage-backed securities	559	599
Gross unrealized holding gains
Gross unrealized holding gains	1	17
Gross unrealized holding losses
Gross unrealized holding losses	(2)	0
Fair value
Fair value	558	616
Residential mortgage-backed securities - agency
Amortized cost
Due after one year through five years	20,705
Due after five years through ten years	168,546
Total residential mortgage-backed securities	774,957	643,703
Gross unrealized holding gains
Gross unrealized holding gains	1	350
Gross unrealized holding losses
Gross unrealized holding losses	(106,083)	(12,172)
Fair value
Due after one year through five years	17,551
Due after five years through ten years	141,707
Fair value	$ 668,875	$ 631,881

Marketable Securities - Avail_2

Marketable Securities - Available-For-Sale, by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair value
Total marketable securities available-for-sale	$ 1,251,791	$ 1,548,592
Residential mortgage-backed securities - agency
Amortized cost
Due within one year	254
Due after one year through five years	49,435
Due after five years through ten years	155,960
Due after ten years	998,724
Total marketable securities available-for-sale	1,204,373
Fair value
Due in less than one year	252
Due after one year through five years	46,268
Due after five years through ten years	137,226
Due after ten years	847,713
Total marketable securities available-for-sale	$ 1,031,459	$ 1,297,915

Marketable Securities - Held _2

Marketable Securities - Held To Maturity, by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized cost
Total residential mortgage-backed securities	$ 899,411	$ 768,154
Residential mortgage-backed securities - agency
Amortized cost
Due after one year through five years	20,705
Due after five years through ten years	168,546
Due after ten years	585,706
Total residential mortgage-backed securities	774,957	$ 643,703
Fair value
Due after one year through five years	17,551
Due after five years through ten years	141,707
Due after ten years	509,617
Total marketable securities held-to-maturity	$ 668,875

Marketable Securities - Fair Va

Marketable Securities - Fair Value of and Gross Unrealized Losses on Investment Securities (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($) position	Dec. 31, 2021 USD ($)
Marketable securities
Less than 12 months - Fair value	$ 745,524	$ 1,586,482
Less than 12 months - Unrealized loss	(77,856)	(30,356)
12 months or more - Fair value	1,270,541	290,549
12 months or more - Unrealized loss	(265,503)	(11,890)
Total - Fair value	2,016,065	1,877,031
Total - Unrealized loss	$ (343,359)	(42,246)
Number of investment positions with unrealized losses | position	664
U.S. government and agencies
Marketable securities
Less than 12 months - Fair value	$ 19,905	132,782
Less than 12 months - Unrealized loss	(1,989)	(3,504)
12 months or more - Fair value	183,474	106,160
12 months or more - Unrealized loss	(40,182)	(4,673)
Total - Fair value	203,379	238,942
Total - Unrealized loss	(42,171)	(8,177)
Municipal securities
Marketable securities
Less than 12 months - Fair value	87,699	25,118
Less than 12 months - Unrealized loss	(14,160)	(336)
12 months or more - Fair value	17,671	0
12 months or more - Unrealized loss	(7,535)	0
Total - Fair value	105,370	25,118
Total - Unrealized loss	(21,695)	(336)
Corporate
Marketable securities
Less than 12 months - Fair value	13,140
Less than 12 months - Unrealized loss	(411)
12 months or more - Fair value	0
12 months or more - Unrealized loss	0
Total - Fair value	13,140
Total - Unrealized loss	(411)
Residential mortgage-backed securities - agency | Agency CMOs
Marketable securities
Less than 12 months - Fair value	624,780	1,428,582
Less than 12 months - Unrealized loss	(61,296)	(26,516)
12 months or more - Fair value	1,069,396	184,389
12 months or more - Unrealized loss	(217,786)	(7,217)
Total - Fair value	1,694,176	1,612,971
Total - Unrealized loss	$ (279,082)	$ (33,733)

Marketable Securities - Credit

Marketable Securities - Credit Quality of Held To Maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	$ 899,411	$ 768,154
Residential mortgage-backed securities
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	774,957	$ 643,703
U.S. government and agencies
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	124,454
AA+
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	899,411
AA+ | Residential mortgage-backed securities
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	774,957
AA+ | U.S. government and agencies
Debt Securities, Held-to-maturity, Credit Quality Indicator [Line Items]
Held-to-maturity securities	$ 124,454

Loans Receivable - Summary of O

Loans Receivable - Summary of Originated and Acquired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	$ 10,741,525		$ 10,016,392
Allowance for credit losses	(109,819)	$ (98,355)	(102,241)	$ (109,767)	$ (117,330)	$ (134,427)
Loans receivable, net	10,631,706		9,914,151
Loans held-for-sale	15,834		25,056
Unearned income, unamortized premiums and discounts and deferred fees and costs	74,300		62,800
Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	6,803,125		6,153,299
Allowance for credit losses	(41,244)	(37,907)	(31,040)	(29,811)	(30,175)	(30,954)
Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,401,898		2,994,620
Allowance for credit losses	(17,967)	(16,158)	(7,373)	(7,987)	(7,247)	(7,266)
Loans held-for-sale			25,100
Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,284,989		1,319,931
Allowance for credit losses	(5,448)	(5,232)	(5,300)	(6,293)	(7,239)	(5,992)
Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,007,197		1,484,231
Allowance for credit losses	(17,004)	(15,738)	(15,483)	(12,457)	(12,888)	(14,825)
Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	109,041		354,517
Allowance for credit losses	(825)	(779)	(2,884)	(3,074)	(2,801)	(2,871)
Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,938,400		3,863,093
Allowance for credit losses	(68,575)	(60,448)	(71,201)	(79,956)	(87,155)	(103,473)
Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,428,906		2,625,481
Allowance for credit losses	(49,649)	(39,641)	(54,141)	(58,451)	(64,580)	(79,381)
Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	383,924		390,003
Allowance for credit losses	(4,087)	(4,095)	(3,883)	(3,246)	(4,729)	(10,518)
Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,125,570		847,609
Allowance for credit losses	(14,839)	$ (16,712)	(13,177)	$ (18,259)	$ (17,846)	$ (13,574)
Originated
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	9,862,835		8,872,025
Allowance for credit losses	(97,738)		(86,750)
Loans receivable, net	9,765,097		8,785,275
Originated | Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	6,343,790		5,582,868
Originated | Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,225,348		2,783,459
Originated | Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,110,401		1,107,202
Originated | Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,907,210		1,384,246
Originated | Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	100,831		307,961
Originated | Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,519,045		3,289,157
Originated | Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,101,684		2,202,027
Originated | Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	344,504		321,253
Originated | Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,072,857		765,877
Acquired
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	878,690		1,144,367
Allowance for credit losses	(12,081)		(15,491)
Loans receivable, net	866,609		1,128,876
Acquired | Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	459,335		570,431
Acquired | Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	176,550		211,161
Acquired | Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	174,588		212,729
Acquired | Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	99,987		99,985
Acquired | Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	8,210		46,556
Acquired | Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	419,355		573,936
Acquired | Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	327,222		423,454
Acquired | Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	39,420		68,750
Acquired | Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	$ 52,713		$ 81,732

Loans Receivable - Changes in t

Loans Receivable - Changes in the Allowance for Losses on Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Changes in allowance for losses on allocated loans receivable
Beginning balance	$ 98,355	$ 117,330	$ 102,241	$ 134,427
Current period provision	7,689	(4,354)	8,837	(9,974)
Charge-offs	(4,614)	(6,878)	(16,698)	(23,919)
Recoveries	8,389	3,669	15,439	9,233
Ending balance	109,819	109,767	109,819	109,767
Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	7,450	3,389	2,458	6,363
Current period provision	3,585	773	8,577	(2,201)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	11,035	4,162	11,035	4,162
Personal banking
Changes in allowance for losses on allocated loans receivable
Beginning balance	37,907	30,175	31,040	30,954
Current period provision	4,733	3,261	14,096	7,111
Charge-offs	(3,042)	(4,885)	(8,700)	(12,121)
Recoveries	1,646	1,260	4,808	3,867
Ending balance	41,244	29,811	41,244	29,811
Personal banking | One-To-Four Family Jumbo Mortgage Loan Pool
Allowance for loan losses
Loans purchased			188,300
Personal banking | Residential mortgage loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	16,158	7,247	7,373	7,266
Current period provision	1,646	1,939	11,331	3,269
Charge-offs	(166)	(1,263)	(1,487)	(2,888)
Recoveries	329	64	750	340
Ending balance	17,967	7,987	17,967	7,987
Personal banking | Home equity loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	5,232	7,239	5,300	5,992
Current period provision	341	291	127	1,892
Charge-offs	(535)	(1,474)	(1,237)	(2,081)
Recoveries	410	237	1,258	490
Ending balance	5,448	6,293	5,448	6,293
Personal banking | Vehicle loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	15,738	12,888	15,483	14,825
Current period provision	1,576	82	2,159	(341)
Charge-offs	(936)	(1,112)	(2,517)	(4,017)
Recoveries	626	599	1,879	1,990
Ending balance	17,004	12,457	17,004	12,457
Personal banking | Consumer loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	779	2,801	2,884	2,871
Current period provision	1,170	949	479	2,291
Charge-offs	(1,405)	(1,036)	(3,459)	(3,135)
Recoveries	281	360	921	1,047
Ending balance	825	3,074	825	3,074
Personal banking | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	70	44	41	37
Current period provision	8	(2)	37	5
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	78	42	78	42
Personal banking | Off-Balance sheet exposure | Residential mortgage loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	6	2	2	2
Current period provision	(2)	0	2	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	4	2	4	2
Personal banking | Off-Balance sheet exposure | Home equity loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	64	42	39	35
Current period provision	10	(2)	35	5
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	74	40	74	40
Commercial banking
Changes in allowance for losses on allocated loans receivable
Beginning balance	60,448	87,155	71,201	103,473
Current period provision	2,956	(7,615)	(5,259)	(17,085)
Charge-offs	(1,572)	(1,993)	(7,998)	(11,798)
Recoveries	6,743	2,409	10,631	5,366
Ending balance	68,575	79,956	68,575	79,956
Commercial banking | Small Business Equipment Finance Loan Pool
Allowance for loan losses
Loans purchased			182,800
Commercial banking | Commercial real estate loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	39,641	64,580	54,141	79,381
Current period provision	5,117	(5,103)	(6,465)	(12,859)
Charge-offs	(1,329)	(1,581)	(6,745)	(9,281)
Recoveries	6,220	555	8,718	1,210
Ending balance	49,649	58,451	49,649	58,451
Commercial banking | Commercial real estate loans - owner occupied
Changes in allowance for losses on allocated loans receivable
Beginning balance	4,095	4,729	3,883	10,518
Current period provision	(34)	(1,487)	167	(6,391)
Charge-offs	0	0	0	(890)
Recoveries	26	4	37	9
Ending balance	4,087	3,246	4,087	3,246
Commercial banking | Commercial loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	16,712	17,846	13,177	13,574
Current period provision	(2,127)	(1,025)	1,039	2,165
Charge-offs	(243)	(412)	(1,253)	(1,627)
Recoveries	497	1,850	1,876	4,147
Ending balance	14,839	18,259	14,839	18,259
Commercial banking | Off-Balance sheet exposure
Changes in allowance for losses on allocated loans receivable
Beginning balance	7,380	3,345	2,417	6,326
Current period provision	3,577	775	8,540	(2,206)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	10,957	4,120	10,957	4,120
Commercial banking | Off-Balance sheet exposure | Commercial real estate loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	3,463	1,932	881	3,449
Current period provision	1,919	715	4,501	(802)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	5,382	2,647	5,382	2,647
Commercial banking | Off-Balance sheet exposure | Commercial real estate loans - owner occupied
Changes in allowance for losses on allocated loans receivable
Beginning balance	328	181	142	326
Current period provision	(41)	(41)	145	(186)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	287	140	287	140
Commercial banking | Off-Balance sheet exposure | Commercial loans
Changes in allowance for losses on allocated loans receivable
Beginning balance	3,589	1,232	1,394	2,551
Current period provision	1,699	101	3,894	(1,218)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending balance	$ 5,288	$ 1,333	$ 5,288	$ 1,333

Loans Receivable - Loan Portfol

Loans Receivable - Loan Portfolio by Portfolio Segment and by Class of Financing Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	$ 10,741,525		$ 10,016,392
Allowance for credit losses	109,819	$ 98,355	102,241	$ 109,767	$ 117,330	$ 134,427
Nonaccrual loans	83,627		158,471			102,832
Loans 90 days past due and accruing	357		331
TDRs	46,750		30,288
Allowance related to TDRs	2,542		4,817
Additional commitments to customers with loans classified as TDRs	410		460
Non-accrual TDRs	30,406		17,200	12,858
Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	11,035	7,450	2,458	4,162	3,389	6,363
Personal banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	6,803,125		6,153,299
Allowance for credit losses	41,244	37,907	31,040	29,811	30,175	30,954
Nonaccrual loans	14,902		20,098			31,611
Loans 90 days past due and accruing	357		331
TDRs	7,624		8,530
Allowance related to TDRs	1,689		2,160
Additional commitments to customers with loans classified as TDRs	0		0
Personal banking | Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	78	70	41	42	44	37
Personal banking | Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,401,898		2,994,620
Allowance for credit losses	17,967	16,158	7,373	7,987	7,247	7,266
Nonaccrual loans	7,816		10,402			15,924
Loans 90 days past due and accruing	0		0
TDRs	6,040		6,749
Allowance related to TDRs	1,032		1,442
Additional commitments to customers with loans classified as TDRs	0		0
Personal banking | Residential mortgage loans | Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	4	6	2	2	2	2
Personal banking | Home equity loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,284,989		1,319,931
Allowance for credit losses	5,448	5,232	5,300	6,293	7,239	5,992
Nonaccrual loans	3,685		5,758			9,123
Loans 90 days past due and accruing	0		0
TDRs	1,584		1,781
Allowance related to TDRs	657		718
Additional commitments to customers with loans classified as TDRs	0		0
Personal banking | Home equity loans | Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	74	64	39	40	42	35
Personal banking | Vehicle loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,007,197		1,484,231
Allowance for credit losses	17,004	15,738	15,483	12,457	12,888	14,825
Nonaccrual loans	3,235		3,263			5,533
Loans 90 days past due and accruing	0		0
TDRs	0		0
Allowance related to TDRs	0		0
Additional commitments to customers with loans classified as TDRs	0		0
Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	109,041		354,517
Allowance for credit losses	825	779	2,884	3,074	2,801	2,871
Nonaccrual loans	166		675			1,031
Loans 90 days past due and accruing	357
TDRs	0
Allowance related to TDRs	0
Additional commitments to customers with loans classified as TDRs	0
Personal banking | Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross			354,517
Allowance for credit losses			2,884
Nonaccrual loans			675
Loans 90 days past due and accruing			331
TDRs			0
Allowance related to TDRs			0
Additional commitments to customers with loans classified as TDRs			0
Commercial banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	3,938,400		3,863,093
Allowance for credit losses	68,575	60,448	71,201	79,956	87,155	103,473
Nonaccrual loans	68,725		138,373			71,221
Loans 90 days past due and accruing	0		0
TDRs	39,126		21,758
Allowance related to TDRs	853		2,657
Additional commitments to customers with loans classified as TDRs	410		460
Commercial banking | Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	10,957	7,380	2,417	4,120	3,345	6,326
Commercial banking | Commercial real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	2,428,906		2,625,481
Allowance for credit losses	49,649	39,641	54,141	58,451	64,580	79,381
Nonaccrual loans	65,298		129,666			44,092
Loans 90 days past due and accruing	0		0
TDRs	37,993		17,025
Allowance related to TDRs	678		2,024
Additional commitments to customers with loans classified as TDRs	10		400
Commercial banking | Commercial real estate loans | Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	5,382	3,463	881	2,647	1,932	3,449
Commercial banking | Commercial real estate loans - owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	383,924		390,003
Allowance for credit losses	4,087	4,095	3,883	3,246	4,729	10,518
Nonaccrual loans	619		1,233			3,642
Loans 90 days past due and accruing	0		0
TDRs	96		159
Allowance related to TDRs	18		24
Additional commitments to customers with loans classified as TDRs	0		0
Commercial banking | Commercial real estate loans - owner occupied | Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	287	328	142	140	181	326
Commercial banking | Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans receivable, gross	1,125,570		847,609
Allowance for credit losses	14,839	16,712	13,177	18,259	17,846	13,574
Nonaccrual loans	2,808		7,474			23,487
Loans 90 days past due and accruing	0		0
TDRs	1,037		4,574
Allowance related to TDRs	157		609
Additional commitments to customers with loans classified as TDRs	400		60
Commercial banking | Commercial loans | Off-Balance sheet exposure
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	$ 5,288	$ 3,589	$ 1,394	$ 1,333	$ 1,232	$ 2,551

Loans Receivable - Composition

Loans Receivable - Composition of Impaired Loans by Portfolio Segment and Class of Financing Receivable (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		$ 158,471	$ 102,832
Nonaccrual loans	$ 43,701	43,701	90,581
Nonaccrual loans with no allowance	39,926	39,926	67,890
Nonaccrual loans at ending balance	83,627	83,627	158,471
Loans 90 days past due and accruing	357	357	331
Interest income on nonaccrual and troubled debt restructuring loans	197	487	803
Amortized cost basis of collateral-dependent loans	66,059	66,059	128,108
Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	64,937	64,937	124,477
Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	1,122	1,122	3,631
Personal banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		20,098	31,611
Nonaccrual loans	13,362	13,362	19,878
Nonaccrual loans with no allowance	1,540	1,540	220
Nonaccrual loans at ending balance	14,902	14,902	20,098
Loans 90 days past due and accruing	357	357	331
Amortized cost basis of collateral-dependent loans	671	671	679
Personal banking | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	671	671	679
Personal banking | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	0	0	0
Personal banking | Residential mortgage loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		10,402	15,924
Nonaccrual loans	7,816	7,816	10,402
Nonaccrual loans with no allowance	0	0	0
Nonaccrual loans at ending balance	7,816	7,816	10,402
Loans 90 days past due and accruing	0	0	0
Amortized cost basis of collateral-dependent loans	572	572	580
Personal banking | Residential mortgage loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	572	572	580
Personal banking | Residential mortgage loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	0	0	0
Personal banking | Home equity loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		5,758	9,123
Nonaccrual loans	3,489	3,489	5,551
Nonaccrual loans with no allowance	196	196	207
Nonaccrual loans at ending balance	3,685	3,685	5,758
Loans 90 days past due and accruing	0	0	0
Amortized cost basis of collateral-dependent loans	99	99	99
Personal banking | Home equity loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	99	99	99
Personal banking | Home equity loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	0	0	0
Personal banking | Vehicle loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		3,263	5,533
Nonaccrual loans	1,891	1,891	3,251
Nonaccrual loans with no allowance	1,344	1,344	12
Nonaccrual loans at ending balance	3,235	3,235	3,263
Loans 90 days past due and accruing	0	0	0
Personal banking | Consumer loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		675	1,031
Nonaccrual loans	166	166	674
Nonaccrual loans with no allowance	0	0	1
Nonaccrual loans at ending balance	166	166	675
Loans 90 days past due and accruing	357	357	331
Commercial banking
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		138,373	71,221
Nonaccrual loans	30,339	30,339	70,703
Nonaccrual loans with no allowance	38,386	38,386	67,670
Nonaccrual loans at ending balance	68,725	68,725	138,373
Loans 90 days past due and accruing	0	0	0
Amortized cost basis of collateral-dependent loans	65,388	65,388	127,429
Commercial banking | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	64,266	64,266	123,798
Commercial banking | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	1,122	1,122	3,631
Commercial banking | Commercial real estate loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		129,666	44,092
Nonaccrual loans	27,690	27,690	65,529
Nonaccrual loans with no allowance	37,608	37,608	64,137
Nonaccrual loans at ending balance	65,298	65,298	129,666
Loans 90 days past due and accruing	0	0	0
Amortized cost basis of collateral-dependent loans	63,834	63,834	121,530
Commercial banking | Commercial real estate loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	63,834	63,834	119,825
Commercial banking | Commercial real estate loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	0	0	1,705
Commercial banking | Commercial real estate loans - owner occupied
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		1,233	3,642
Nonaccrual loans	619	619	1,233
Nonaccrual loans with no allowance	0	0	0
Nonaccrual loans at ending balance	619	619	1,233
Loans 90 days past due and accruing	0	0	0
Commercial banking | Commercial loans
Composition of impaired loans by portfolio segment and by class of financing receivable
Nonaccrual loans at beginning balance		7,474	23,487
Nonaccrual loans	2,030	2,030	3,941
Nonaccrual loans with no allowance	778	778	3,533
Nonaccrual loans at ending balance	2,808	2,808	7,474
Loans 90 days past due and accruing	0	0	0
Amortized cost basis of collateral-dependent loans	1,554	1,554	5,899
Commercial banking | Commercial loans | Real estate
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	432	432	3,973
Commercial banking | Commercial loans | Equipment
Composition of impaired loans by portfolio segment and by class of financing receivable
Amortized cost basis of collateral-dependent loans	$ 1,122	$ 1,122	$ 1,926

Loans Receivable - Roll Forward

Loans Receivable - Roll Forward of Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) contract	Sep. 30, 2021 USD ($) contract	Sep. 30, 2022 USD ($) contract	Sep. 30, 2021 USD ($) contract	Dec. 31, 2021 USD ($)
Number of contracts
Beginning balance | contract	128	158	134	170
New TDRs | contract	6	3	8	5
Re-modified TDRs | contract	4	3	10	8
Net paydowns | contract	0	0	0	0
Ending balance | contract	127	139	127	139
Amount
Beginning TDR balance	$ 54,237	$ 27,431	$ 30,288	$ 32,135
New TDRs	221	345	25,626	2,608
Re-modified TDRs	977	4,490	1,178	5,701
Net paydowns	(810)	(4,702)	(1,609)	(8,713)
Ending TDR balance	46,750	26,522	46,750	26,522
Accruing TDRs	16,344	13,664	16,344	13,664
Non-accrual TDRs	$ 30,406	$ 12,858	$ 30,406	$ 12,858	$ 17,200
Residential mortgage loans
Number of contracts
Charge-offs: | contract			1	0
Paid-off loans: | contract	1	5	2	9
Amount
Charge-offs:			$ (3)	$ 0
Paid-off loans:	$ (35)	$ (307)	$ (236)	$ (1,033)
Home equity loans
Number of contracts
Charge-offs: | contract	0	1	0	1
Paid-off loans: | contract	1	4	3	5
Amount
Charge-offs:	$ 0	$ (29)	$ 0	$ (29)
Paid-off loans:	$ (11)	$ (122)	$ (88)	$ (133)
Commercial real estate loans
Number of contracts
Charge-offs: | contract	0	2	0	2
Paid-off loans: | contract	1	4	4	9
Amount
Charge-offs:	$ 0	$ (53)	$ 0	$ (53)
Paid-off loans:	$ (3,349)	$ (287)	$ (3,718)	$ (2,973)
Commercial real estate loans - owner occupied
Number of contracts
Charge-offs: | contract	0	1	0	1
Paid-off loans: | contract	1	0	1	1
Amount
Charge-offs:	$ 0	$ (105)	$ 0	$ (105)
Paid-off loans:	$ (44)	$ 0	$ (44)	$ (47)
Commercial loans
Number of contracts
Charge-offs: | contract	0	5	0	5
Paid-off loans: | contract	3	0	4	3
Amount
Charge-offs:	$ 0	$ (139)	$ 0	$ (139)
Paid-off loans:	$ (3,459)	$ 0	$ (3,466)	$ (697)

Loans Receivable - Troubled Deb

Loans Receivable - Troubled Debt Restructuring (Including Re-Modified TDRs) by Portfolio Segment and by Class of Financing Receivable (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) contract	Sep. 30, 2021 USD ($) contract	Sep. 30, 2022 USD ($) contract	Sep. 30, 2021 USD ($) contract
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	10	6	18	13
Recorded investment at the time of modification	$ 1,249	$ 5,323	$ 38,458	$ 9,730
Current recorded investment	1,198	4,835	26,804	8,309
Current allowance	$ 147	$ 82	$ 160	$ 240
Personal banking
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	7	2	7	4
Recorded investment at the time of modification	$ 307	$ 153	$ 307	$ 281
Current recorded investment	298	36	298	151
Current allowance	$ 38	$ 17	$ 38	$ 33
Personal banking | Residential mortgage loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	2	0	2	1
Recorded investment at the time of modification	$ 147	$ 0	$ 147	$ 125
Current recorded investment	144	0	144	115
Current allowance	$ 15	$ 0	$ 15	$ 16
Personal banking | Home equity loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	5	2	5	3
Recorded investment at the time of modification	$ 160	$ 153	$ 160	$ 156
Current recorded investment	154	36	154	36
Current allowance	$ 23	$ 17	$ 23	$ 17
Commercial banking
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	3	4	11	9
Recorded investment at the time of modification	$ 942	$ 5,170	$ 38,151	$ 9,449
Current recorded investment	900	4,799	26,506	8,158
Current allowance	$ 109	$ 65	$ 122	$ 207
Commercial banking | Commercial real estate loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	1	3	5	6
Recorded investment at the time of modification	$ 610	$ 4,840	$ 34,295	$ 6,723
Current recorded investment	609	4,490	26,212	5,586
Current allowance	$ 89	$ 65	$ 102	$ 207
Commercial banking | Commercial loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of contracts | contract	2	1	6	3
Recorded investment at the time of modification	$ 332	$ 330	$ 3,856	$ 2,726
Current recorded investment	291	309	294	2,572
Current allowance	$ 20	$ 0	$ 20	$ 0

Loans Receivable - Troubled D_2

Loans Receivable - Troubled Debt Restructurings by Type of Modification (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) contract	Sep. 30, 2021 USD ($) contract	Sep. 30, 2022 USD ($) contract	Sep. 30, 2021 USD ($) contract
Troubled debt restructurings
Number of contracts | contract	10	6	18	13
Type of modification	$ 1,198	$ 4,835	$ 26,804	$ 8,309
Number of contracts | contract			0	3
Recorded investment at the time of modification				$ 4,167
Current recorded investment				3,951
Current allowance				2
Rate
Troubled debt restructurings
Type of modification		378	$ 4,166	493
Payment
Troubled debt restructurings
Type of modification		30		30
Maturity date
Troubled debt restructurings
Type of modification	$ 1,198	$ 4,427	$ 22,638	7,714
Other
Troubled debt restructurings
Type of modification				$ 72
Personal banking
Troubled debt restructurings
Number of contracts | contract	7	2	7	4
Type of modification	$ 298	$ 36	$ 298	$ 151
Personal banking | Rate
Troubled debt restructurings
Type of modification		0	0	115
Personal banking | Payment
Troubled debt restructurings
Type of modification		30		30
Personal banking | Maturity date
Troubled debt restructurings
Type of modification	$ 298	$ 6	$ 298	6
Personal banking | Other
Troubled debt restructurings
Type of modification				$ 0
Personal banking | Residential mortgage loans
Troubled debt restructurings
Number of contracts | contract	2	0	2	1
Type of modification	$ 144	$ 0	$ 144	$ 115
Personal banking | Residential mortgage loans | Rate
Troubled debt restructurings
Type of modification			0	115
Personal banking | Residential mortgage loans | Payment
Troubled debt restructurings
Type of modification				0
Personal banking | Residential mortgage loans | Maturity date
Troubled debt restructurings
Type of modification	$ 144		$ 144	0
Personal banking | Residential mortgage loans | Other
Troubled debt restructurings
Type of modification				$ 0
Personal banking | Home equity loans
Troubled debt restructurings
Number of contracts | contract	5	2	5	3
Type of modification	$ 154	$ 36	$ 154	$ 36
Personal banking | Home equity loans | Rate
Troubled debt restructurings
Type of modification		0	0	0
Personal banking | Home equity loans | Payment
Troubled debt restructurings
Type of modification		30		30
Personal banking | Home equity loans | Maturity date
Troubled debt restructurings
Type of modification	$ 154	$ 6	$ 154	6
Personal banking | Home equity loans | Other
Troubled debt restructurings
Type of modification				$ 0
Commercial banking
Troubled debt restructurings
Number of contracts | contract	3	4	11	9
Type of modification	$ 900	$ 4,799	$ 26,506	$ 8,158
Number of contracts | contract				3
Recorded investment at the time of modification				$ 4,167
Current recorded investment				3,951
Current allowance				2
Commercial banking | Rate
Troubled debt restructurings
Type of modification		378	4,166	378
Commercial banking | Payment
Troubled debt restructurings
Type of modification		0		0
Commercial banking | Maturity date
Troubled debt restructurings
Type of modification	$ 900	$ 4,421	$ 22,340	7,708
Commercial banking | Other
Troubled debt restructurings
Type of modification				$ 72
Commercial banking | Commercial real estate loans
Troubled debt restructurings
Number of contracts | contract	1	3	5	6
Type of modification	$ 609	$ 4,490	$ 26,212	$ 5,586
Number of contracts | contract				3
Recorded investment at the time of modification				$ 4,167
Current recorded investment				3,951
Current allowance				2
Commercial banking | Commercial real estate loans | Rate
Troubled debt restructurings
Type of modification		378	4,166	378
Commercial banking | Commercial real estate loans | Payment
Troubled debt restructurings
Type of modification		0		0
Commercial banking | Commercial real estate loans | Maturity date
Troubled debt restructurings
Type of modification	$ 609	$ 4,112	$ 22,046	5,136
Commercial banking | Commercial real estate loans | Other
Troubled debt restructurings
Type of modification				$ 72
Commercial banking | Commercial loans
Troubled debt restructurings
Number of contracts | contract	2	1	6	3
Type of modification	$ 291	$ 309	$ 294	$ 2,572
Commercial banking | Commercial loans | Rate
Troubled debt restructurings
Type of modification		0	0	0
Commercial banking | Commercial loans | Payment
Troubled debt restructurings
Type of modification		0		0
Commercial banking | Commercial loans | Maturity date
Troubled debt restructurings
Type of modification	$ 291	$ 309	$ 294	2,572
Commercial banking | Commercial loans | Other
Troubled debt restructurings
Type of modification				$ 0

Loans Receivable - Loan Delinqu

Loans Receivable - Loan Delinquencies (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Loan payment delinquencies
Total loans receivable	$ 10,741,525	$ 10,016,392
90 days or greater delinquent and accruing	357	331
Total delinquency
Loan payment delinquencies
Total loans receivable	44,719	96,869
30-59 days delinquent
Loan payment delinquencies
Total loans receivable	14,790	47,514
60-89 days delinquent
Loan payment delinquencies
Total loans receivable	10,759	9,884
90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	19,170	39,471
Current
Loan payment delinquencies
Total loans receivable	10,696,806	9,919,523
Personal banking
Loan payment delinquencies
Total loans receivable	6,803,125	6,153,299
90 days or greater delinquent and accruing	357	331
Personal banking | Total delinquency
Loan payment delinquencies
Total loans receivable	28,797	52,947
Personal banking | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	10,876	30,256
Personal banking | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	8,210	8,388
Personal banking | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	9,711	14,303
Personal banking | Current
Loan payment delinquencies
Total loans receivable	6,774,328	6,100,352
Personal banking | Residential mortgage loans
Loan payment delinquencies
Total loans receivable	3,401,898	2,994,620
90 days or greater delinquent and accruing	0	0
Personal banking | Residential mortgage loans | Total delinquency
Loan payment delinquencies
Total loans receivable	10,916	33,641
Personal banking | Residential mortgage loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	1,052	20,567
Personal banking | Residential mortgage loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	4,320	5,433
Personal banking | Residential mortgage loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	5,544	7,641
Personal banking | Residential mortgage loans | Current
Loan payment delinquencies
Total loans receivable	3,390,982	2,960,979
Personal banking | Home equity loans
Loan payment delinquencies
Total loans receivable	1,284,989	1,319,931
90 days or greater delinquent and accruing	0	0
Personal banking | Home equity loans | Total delinquency
Loan payment delinquencies
Total loans receivable	6,284	8,364
Personal banking | Home equity loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	3,278	3,153
Personal banking | Home equity loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	1,227	949
Personal banking | Home equity loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	1,779	4,262
Personal banking | Home equity loans | Current
Loan payment delinquencies
Total loans receivable	1,278,705	1,311,567
Personal banking | Vehicle loans
Loan payment delinquencies
Total loans receivable	2,007,197	1,484,231
90 days or greater delinquent and accruing	0	0
Personal banking | Vehicle loans | Total delinquency
Loan payment delinquencies
Total loans receivable	10,343	8,453
Personal banking | Vehicle loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	6,086	5,331
Personal banking | Vehicle loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	2,322	1,487
Personal banking | Vehicle loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	1,935	1,635
Personal banking | Vehicle loans | Current
Loan payment delinquencies
Total loans receivable	1,996,854	1,475,778
Personal banking | Consumer loans
Loan payment delinquencies
Total loans receivable	109,041	354,517
90 days or greater delinquent and accruing	357	331
Personal banking | Consumer loans | Total delinquency
Loan payment delinquencies
Total loans receivable	1,254	2,489
Personal banking | Consumer loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	460	1,205
Personal banking | Consumer loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	341	519
Personal banking | Consumer loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	453	765
Personal banking | Consumer loans | Current
Loan payment delinquencies
Total loans receivable	107,787	352,028
Commercial banking
Loan payment delinquencies
Total loans receivable	3,938,400	3,863,093
90 days or greater delinquent and accruing	0	0
Commercial banking | Total delinquency
Loan payment delinquencies
Total loans receivable	15,922	43,922
Commercial banking | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	3,914	17,258
Commercial banking | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	2,549	1,496
Commercial banking | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	9,459	25,168
Commercial banking | Current
Loan payment delinquencies
Total loans receivable	3,922,478	3,819,171
Commercial banking | Commercial real estate loans
Loan payment delinquencies
Total loans receivable	2,428,906	2,625,481
90 days or greater delinquent and accruing	0	0
Commercial banking | Commercial real estate loans | Total delinquency
Loan payment delinquencies
Total loans receivable	11,135	41,126
Commercial banking | Commercial real estate loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	929	16,938
Commercial banking | Commercial real estate loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	1,648	699
Commercial banking | Commercial real estate loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	8,558	23,489
Commercial banking | Commercial real estate loans | Current
Loan payment delinquencies
Total loans receivable	2,417,771	2,584,355
Commercial banking | Commercial real estate loans - owner occupied
Loan payment delinquencies
Total loans receivable	383,924	390,003
90 days or greater delinquent and accruing	0	0
Commercial banking | Commercial real estate loans - owner occupied | Total delinquency
Loan payment delinquencies
Total loans receivable	759	771
Commercial banking | Commercial real estate loans - owner occupied | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	403	127
Commercial banking | Commercial real estate loans - owner occupied | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	93	70
Commercial banking | Commercial real estate loans - owner occupied | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	263	574
Commercial banking | Commercial real estate loans - owner occupied | Current
Loan payment delinquencies
Total loans receivable	383,165	389,232
Commercial banking | Commercial loans
Loan payment delinquencies
Total loans receivable	1,125,570	847,609
90 days or greater delinquent and accruing	0	0
Commercial banking | Commercial loans | Total delinquency
Loan payment delinquencies
Total loans receivable	4,028	2,025
Commercial banking | Commercial loans | 30-59 days delinquent
Loan payment delinquencies
Total loans receivable	2,582	193
Commercial banking | Commercial loans | 60-89 days delinquent
Loan payment delinquencies
Total loans receivable	808	727
Commercial banking | Commercial loans | 90 days or greater delinquent
Loan payment delinquencies
Total loans receivable	638	1,105
Commercial banking | Commercial loans | Current
Loan payment delinquencies
Total loans receivable	$ 1,121,542	$ 845,584

Loans Receivable - Credit Quali

Loans Receivable - Credit Quality Indicators (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Credit quality indicators
Year one	$ 2,146,470	$ 2,316,856
Year two	2,177,637	1,791,969
Year three	1,480,291	1,265,376
Year four	961,633	773,601
Year five	606,160	647,737
Prior	2,400,478	2,334,399
Revolving loans	902,590	803,210
Revolving loans converted to term loans	66,266	83,244
Total loans receivable, gross	10,741,525	10,016,392
Revolving loans converted to term loans during the period	13,400	27,300
Personal banking
Credit quality indicators
Year one	1,402,935	1,715,387
Year two	1,657,548	1,187,738
Year three	998,411	697,848
Year four	548,181	362,956
Year five	276,699	279,014
Prior	1,368,230	1,366,605
Revolving loans	507,254	500,317
Revolving loans converted to term loans	43,867	43,434
Total loans receivable, gross	6,803,125	6,153,299
Personal banking | Residential mortgage loans
Credit quality indicators
Year one	496,721	645,000
Year two	841,949	602,918
Year three	557,713	304,652
Year four	271,447	157,177
Year five	137,135	172,122
Prior	1,096,933	1,112,751
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	3,401,898	2,994,620
Personal banking | Residential mortgage loans | Pass
Credit quality indicators
Year one	496,721	644,862
Year two	841,725	602,429
Year three	557,403	304,275
Year four	271,096	156,639
Year five	136,426	171,240
Prior	1,084,797	1,098,635
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	3,388,168	2,978,080
Personal banking | Residential mortgage loans | Substandard
Credit quality indicators
Year one	0	138
Year two	224	489
Year three	310	377
Year four	351	538
Year five	709	882
Prior	12,136	14,116
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	13,730	16,540
Personal banking | Home equity loans
Credit quality indicators
Year one	99,288	150,847
Year two	132,465	210,224
Year three	180,166	139,102
Year four	115,610	65,071
Year five	53,209	62,147
Prior	217,908	213,779
Revolving loans	443,715	436,935
Revolving loans converted to term loans	42,628	41,826
Total loans receivable, gross	1,284,989	1,319,931
Personal banking | Home equity loans | Pass
Credit quality indicators
Year one	99,288	150,847
Year two	132,418	210,224
Year three	180,140	138,661
Year four	115,548	65,011
Year five	52,827	61,692
Prior	214,833	209,959
Revolving loans	443,136	435,660
Revolving loans converted to term loans	41,778	40,766
Total loans receivable, gross	1,279,968	1,312,820
Personal banking | Home equity loans | Substandard
Credit quality indicators
Year one	0	0
Year two	47	0
Year three	26	441
Year four	62	60
Year five	382	455
Prior	3,075	3,820
Revolving loans	579	1,275
Revolving loans converted to term loans	850	1,060
Total loans receivable, gross	5,021	7,111
Personal banking | Vehicle loans
Credit quality indicators
Year one	791,982	801,471
Year two	671,894	293,169
Year three	255,460	206,794
Year four	156,807	120,049
Year five	83,348	34,925
Prior	47,706	27,823
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	2,007,197	1,484,231
Personal banking | Vehicle loans | Pass
Credit quality indicators
Year one	791,768	801,084
Year two	670,925	292,804
Year three	254,957	205,653
Year four	156,151	119,304
Year five	82,807	34,546
Prior	47,352	27,576
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	2,003,960	1,480,967
Personal banking | Vehicle loans | Substandard
Credit quality indicators
Year one	214	387
Year two	969	365
Year three	503	1,141
Year four	656	745
Year five	541	379
Prior	354	247
Revolving loans	0	0
Revolving loans converted to term loans	0	0
Total loans receivable, gross	3,237	3,264
Personal banking | Consumer loans
Credit quality indicators
Year one	14,944	118,069
Year two	11,240	81,427
Year three	5,072	47,300
Year four	4,317	20,659
Year five	3,007	9,820
Prior	5,683	12,252
Revolving loans	63,539	63,382
Revolving loans converted to term loans	1,239	1,608
Total loans receivable, gross	109,041	354,517
Personal banking | Consumer loans | Pass
Credit quality indicators
Year one	14,944	117,856
Year two	11,232	81,266
Year three	5,066	47,195
Year four	4,313	20,595
Year five	3,002	9,794
Prior	5,631	12,202
Revolving loans	63,134	63,025
Revolving loans converted to term loans	1,196	1,578
Total loans receivable, gross	108,518	353,511
Personal banking | Consumer loans | Substandard
Credit quality indicators
Year one	0	213
Year two	8	161
Year three	6	105
Year four	4	64
Year five	5	26
Prior	52	50
Revolving loans	405	357
Revolving loans converted to term loans	43	30
Total loans receivable, gross	523	1,006
Commercial banking
Credit quality indicators
Year one	743,535	601,469
Year two	520,089	604,231
Year three	481,880	567,528
Year four	413,452	410,645
Year five	329,461	368,723
Prior	1,032,248	967,794
Revolving loans	395,336	302,893
Revolving loans converted to term loans	22,399	39,810
Total loans receivable, gross	3,938,400	3,863,093
Commercial banking | Commercial real estate loans
Credit quality indicators
Year one	238,090	307,492
Year two	354,630	469,180
Year three	404,402	432,766
Year four	302,840	312,865
Year five	257,944	278,921
Prior	835,088	781,377
Revolving loans	27,592	27,509
Revolving loans converted to term loans	8,320	15,371
Total loans receivable, gross	2,428,906	2,625,481
Commercial banking | Commercial real estate loans | Pass
Credit quality indicators
Year one	238,090	306,689
Year two	353,748	433,219
Year three	395,986	335,541
Year four	255,223	263,524
Year five	214,146	221,450
Prior	740,333	683,537
Revolving loans	26,992	26,288
Revolving loans converted to term loans	7,447	10,179
Total loans receivable, gross	2,231,965	2,280,427
Commercial banking | Commercial real estate loans | Substandard
Credit quality indicators
Year one	0	0
Year two	95	34,153
Year three	7,066	44,712
Year four	26,833	46,045
Year five	42,783	56,077
Prior	87,511	89,311
Revolving loans	489	492
Revolving loans converted to term loans	858	5,169
Total loans receivable, gross	165,635	275,959
Commercial banking | Commercial real estate loans | Special mention
Credit quality indicators
Year one	0	803
Year two	787	1,808
Year three	1,350	52,513
Year four	20,784	3,296
Year five	1,015	1,394
Prior	7,244	8,529
Revolving loans	111	729
Revolving loans converted to term loans	15	23
Total loans receivable, gross	31,306	69,095
Commercial banking | Commercial real estate loans - owner occupied
Credit quality indicators
Year one	53,373	69,084
Year two	62,701	19,452
Year three	18,001	55,572
Year four	56,755	64,480
Year five	50,694	67,475
Prior	134,965	106,733
Revolving loans	3,966	3,678
Revolving loans converted to term loans	3,469	3,529
Total loans receivable, gross	383,924	390,003
Commercial banking | Commercial real estate loans - owner occupied | Pass
Credit quality indicators
Year one	53,373	69,084
Year two	62,701	19,452
Year three	18,001	51,997
Year four	51,376	60,824
Year five	46,512	57,676
Prior	121,462	94,687
Revolving loans	2,703	2,822
Revolving loans converted to term loans	1,555	2,707
Total loans receivable, gross	357,683	359,249
Commercial banking | Commercial real estate loans - owner occupied | Substandard
Credit quality indicators
Year one	0	0
Year two	0	0
Year three	0	3,575
Year four	5,379	2,887
Year five	2,509	7,840
Prior	13,002	10,602
Revolving loans	59	0
Revolving loans converted to term loans	1,914	822
Total loans receivable, gross	22,863	25,726
Commercial banking | Commercial real estate loans - owner occupied | Special mention
Credit quality indicators
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	769
Year five	1,673	1,959
Prior	501	1,444
Revolving loans	1,204	856
Revolving loans converted to term loans	0	0
Total loans receivable, gross	3,378	5,028
Commercial banking | Commercial loans
Credit quality indicators
Year one	452,072	224,893
Year two	102,758	115,599
Year three	59,477	79,190
Year four	53,857	33,300
Year five	20,823	22,327
Prior	62,195	79,684
Revolving loans	363,778	271,706
Revolving loans converted to term loans	10,610	20,910
Total loans receivable, gross	1,125,570	847,609
Commercial banking | Commercial loans | Pass
Credit quality indicators
Year one	451,388	224,367
Year two	102,258	110,171
Year three	58,114	73,276
Year four	50,237	27,668
Year five	18,805	20,748
Prior	60,839	76,987
Revolving loans	349,086	262,805
Revolving loans converted to term loans	4,103	12,301
Total loans receivable, gross	1,094,830	808,323
Commercial banking | Commercial loans | Substandard
Credit quality indicators
Year one	540	329
Year two	291	4,767
Year three	1,088	5,102
Year four	2,338	4,437
Year five	1,825	1,529
Prior	1,356	2,116
Revolving loans	12,791	6,667
Revolving loans converted to term loans	6,507	8,609
Total loans receivable, gross	26,736	33,556
Commercial banking | Commercial loans | Special mention
Credit quality indicators
Year one	144	197
Year two	209	661
Year three	275	812
Year four	1,282	1,195
Year five	193	50
Prior	0	581
Revolving loans	1,901	2,234
Revolving loans converted to term loans	0	0
Total loans receivable, gross	4,004	$ 5,730
Minimum | Special mention and substandard
Credit quality indicators
Total loans receivable, gross	$ 1,000

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Amortizable intangible assets:
Intangible asset - net	$ 9,491		$ 9,491		$ 12,836
Estimated amortization expense
Amortization expense	1,047	$ 1,321	3,345	$ 4,348
For the year ending December 31, 2022	4,277		4,277
For the year ending December 31, 2023	3,270		3,270
For the year ending December 31, 2024	2,452		2,452
For the year ending December 31, 2025	1,662		1,662
For the year ending December 31, 2026	871		871
For the year ending December 31, 2027	304		304
Core deposits
Amortizable intangible assets:
Intangible asset - gross	74,899		74,899		74,899
Less: accumulated amortization	(65,446)		(65,446)		(62,158)
Intangible asset - net	9,453		9,453		12,741
Customer and contract
Amortizable intangible assets:
Intangible asset - gross	12,775		12,775		12,775
Acquisitions (disposals)	0		0		(1,547)
Less: accumulated amortization	(12,737)		(12,737)		(11,133)
Intangible asset - net	$ 38		$ 38		$ 95

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Changes in the Carrying Amount of Goodwill (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021 USD ($)
Changes in the carrying amount of goodwill
Balance at the beginning of the period	$ 382,279
Purchase accounting adjustment	77
Goodwill disposed of due to sale of insurance business	(1,359)
Balance at the end of the period	$ 380,997

Borrowed Funds - Schedule of Bo

Borrowed Funds - Schedule of Borrowed Funds (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Amount	$ 150,036	$ 139,093
Collateralized borrowings, due within one year
Debt Instrument [Line Items]
Amount	$ 98,315	$ 139,093
Average rate	0.18%	0.19%
Collateral received, due within one year
Debt Instrument [Line Items]
Amount	$ 39,821	$ 0
Average rate	3.08%	0%
Notes payable to the Federal Home Loan Bank (“FHLB”): | Federal Home Loan Bank of Pittsburgh
Debt Instrument [Line Items]
Amount	$ 11,900	$ 0
Average rate	3.11%	0%

Borrowed Funds - Narrative (Det

Borrowed Funds - Narrative (Details)		9 Months Ended
	Sep. 09, 2020 USD ($)	Sep. 30, 2022 USD ($) business_trust	Dec. 31, 2021 USD ($)
Debt Instrument [Line Items]
Borrowed funds		$ 150,036,000	$ 139,093,000
Number of statutory business trusts owned | business_trust		7
Trust preferred investments
Debt Instrument [Line Items]
Maximum period for which interest payment on the subordinated debentures can be deferred (in years)		5 years
Interest deferral		$ 0
Revolving line of credit, FHLB of Pittsburgh | Federal Home Loan Bank of Pittsburgh
Debt Instrument [Line Items]
Maximum borrowing capacity		250,000,000
Revolving line of credit		11,900,000	0
Collateralized borrowings, due within one year
Debt Instrument [Line Items]
Borrowed funds		98,315,000	139,093,000
Subordinated Debt
Debt Instrument [Line Items]
Borrowed funds		$ 113,800,000	$ 123,600,000
Debt issued	$ 125,000,000
Stated rate (as a percent)	4%
Debt issuance costs	$ 1,800,000
Debt issuance amortization period (in years)	5 years
Subordinated Debt | SOFR
Debt Instrument [Line Items]
Basis spread on variable rate (as a percent)	3.89%

Borrowed Funds - Debt Securitie

Borrowed Funds - Debt Securities Held-To-Maturity on Preferred Securities and Junior Subordinated Debt Held by Trust (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Junior subordinated debentures	$ 129,249		$ 129,054
Trust Preferred Investments
Debt Instrument [Line Items]
Junior subordinated debentures	$ 129,249	$ 129,054
Trust Preferred Investments | Northwest Bancorp Capital Trust III
Debt Instrument [Line Items]
Interest rate	1.38%
Capital debt securities	$ 50,000
Junior subordinated debentures	$ 51,547	51,547
Trust Preferred Investments | Northwest Bancorp Statutory Trust IV
Debt Instrument [Line Items]
Interest rate	1.38%
Capital debt securities	$ 50,000
Junior subordinated debentures	$ 51,547	51,547
Trust Preferred Investments | LNB Trust II
Debt Instrument [Line Items]
Interest rate	1.48%
Capital debt securities	$ 7,875
Junior subordinated debentures	$ 8,119	8,119
Trust Preferred Investments | UNCT I
Debt Instrument [Line Items]
Interest rate	2.85%
Capital debt securities	$ 8,000
Junior subordinated debentures	$ 7,968	7,950
Trust Preferred Investments | UNCT II
Debt Instrument [Line Items]
Interest rate	2%
Capital debt securities	$ 3,000
Junior subordinated debentures	$ 2,762	2,741
Trust Preferred Investments | MFBC Statutory Trust I
Debt Instrument [Line Items]
Interest rate	1.70%
Capital debt securities	$ 5,000
Junior subordinated debentures	$ 3,658	3,580
Trust Preferred Investments | Universal Preferred Trust
Debt Instrument [Line Items]
Interest rate	1.69%
Capital debt securities	$ 5,000
Junior subordinated debentures	$ 3,648	$ 3,570

Guarantees (Details)

Guarantees (Details) - Letter of credit $ in Thousands	Sep. 30, 2022 USD ($)
Guarantor Obligations [Line Items]
Maximum exposure collateralized	$ 47,800
Maximum potential amount of future payments	37,600
Liability recognized for the obligations	710
Credit Card
Guarantor Obligations [Line Items]
Maximum potential amount of future payments	5,000
Revolving line of credit	62
Derivative, notional amount	$ 727

Earnings Per Share - Computatio

Earnings Per Share - Computation of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 37,304	$ 35,063	$ 99,017	$ 124,267
Less: Dividends and undistributed earnings allocated to participating securities	166	237	441	841
Net income available to common shareholders	37,138	34,826	98,576	123,426
Net income available to common shareholders	$ 37,138	$ 34,826	$ 98,576	$ 123,426
Weighted average common shares outstanding (in shares)	126,320,706	126,111,774	126,082,217	126,333,290
Add: Participating shares outstanding (in shares)	565,729	856,206	565,729	856,206
Total weighted average common shares and dilutive potential shares (in shares)	126,886,435	126,967,980	126,647,946	127,189,496
Basic earnings per share (in dollars per share)	$ 0.29	$ 0.28	$ 0.78	$ 0.98
Diluted earnings per share (in dollars per share)	$ 0.29	$ 0.27	$ 0.78	$ 0.97

Pension and Other Post-Retire_3

Pension and Other Post-Retirement Benefits (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Pension benefits
Components of net periodic benefit cost
Service cost	$ 2,599	$ 2,860	$ 7,797	$ 8,580
Interest cost	1,671	1,517	5,013	4,552
Expected return on plan assets	(3,864)	(3,464)	(11,592)	(10,394)
Amortization of prior service cost	(564)	(580)	(1,692)	(1,741)
Amortization of the net loss	381	1,038	1,143	3,117
Net periodic cost	223	1,371	669	4,114
Pension benefits | Minimum
Components of net periodic benefit cost
Estimated contribution for the current year	0		0
Pension benefits | Maximum
Components of net periodic benefit cost
Estimated contribution for the current year	2,000		2,000
Other post-retirement benefits
Components of net periodic benefit cost
Service cost	0	0	0	0
Interest cost	10	4	30	13
Expected return on plan assets	0	0	0	0
Amortization of prior service cost	0	0	0	0
Amortization of the net loss	2	3	6	10
Net periodic cost	$ 12	$ 7	$ 36	$ 23

Disclosures About Fair Value _3

Disclosures About Fair Value of Financial Instruments - Narrative (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Significant unrealized appreciation or depreciation in financial instruments	$ 0	$ 0

Disclosures About Fair Value _4

Disclosures About Fair Value of Financial Instruments - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial assets:
Securities held-to-maturity	$ 771,238	$ 751,513
Accrued interest receivable	29,536	25,599
Financial liabilities:
Subordinated debt	113,753	123,575
Junior subordinated debentures	129,249	129,054
Derivatives not designated as hedging instruments
Financial assets:
Derivative assets	51,396	33,309
Financial liabilities:
Derivative liabilities	50,468	31,758
Level 1
Financial assets:
Cash and cash equivalents	118,549	1,279,259
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Loans receivable, net	0	0
Residential mortgage loans held-for-sale	0	0
Accrued interest receivable	29,536	25,599
FHLB stock	0	0
Total financial assets	148,085	1,304,858
Financial liabilities:
Savings and checking deposits	10,811,282	10,973,610
Time deposits	0	0
Borrowed funds	149,914	139,093
Subordinated debt	0	0
Junior subordinated debentures	0	0
Accrued interest payable	831	1,804
Total financial liabilities	10,962,027	11,114,507
Level 1 | Interest rate lock commitments
Financial assets:
Derivative assets	0	0
Level 1 | Forward commitments
Financial assets:
Derivative assets		0
Financial liabilities:
Derivative liabilities	0
Level 1 | Foreign exchange swaps
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities	0	0
Level 1 | Interest rate swap agreements
Financial assets:
Derivative assets	0	0
Level 1 | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	0	0
Level 1 | Risk participation agreements
Financial liabilities:
Derivative liabilities	0	0
Level 2
Financial assets:
Cash and cash equivalents	0	0
Securities available-for-sale	1,251,791	1,548,592
Securities held-to-maturity	771,238	751,513
Loans receivable, net	0	0
Residential mortgage loans held-for-sale	0	0
Accrued interest receivable	0	0
FHLB stock	0	0
Total financial assets	2,073,362	2,331,730
Financial liabilities:
Savings and checking deposits	0	0
Time deposits	0	0
Borrowed funds	0	0
Subordinated debt	103,312	129,138
Junior subordinated debentures	0	0
Accrued interest payable	0	0
Total financial liabilities	153,780	160,896
Level 2 | Interest rate lock commitments
Financial assets:
Derivative assets	0	0
Level 2 | Forward commitments
Financial assets:
Derivative assets		371
Financial liabilities:
Derivative liabilities	139
Level 2 | Foreign exchange swaps
Financial assets:
Derivative assets	38
Financial liabilities:
Derivative liabilities	9	341
Level 2 | Interest rate swap agreements
Financial assets:
Derivative assets	50,295	31,254
Level 2 | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	50,295	31,357
Level 2 | Risk participation agreements
Financial liabilities:
Derivative liabilities	25	60
Level 3
Financial assets:
Cash and cash equivalents	0	0
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Loans receivable, net	9,639,188	9,648,825
Residential mortgage loans held-for-sale	15,834	25,056
Accrued interest receivable	0	0
FHLB stock	0	0
Total financial assets	9,656,085	9,675,565
Financial liabilities:
Savings and checking deposits	0	0
Time deposits	1,069,395	1,339,308
Borrowed funds	0	0
Subordinated debt	0	0
Junior subordinated debentures	117,475	120,083
Accrued interest payable	0	0
Total financial liabilities	1,186,870	1,459,391
Level 3 | Interest rate lock commitments
Financial assets:
Derivative assets	1,063	1,684
Level 3 | Forward commitments
Financial assets:
Derivative assets		0
Financial liabilities:
Derivative liabilities	0
Level 3 | Foreign exchange swaps
Financial assets:
Derivative assets	0
Financial liabilities:
Derivative liabilities	0	0
Level 3 | Interest rate swap agreements
Financial assets:
Derivative assets	0	0
Level 3 | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	0	0
Level 3 | Risk participation agreements
Financial liabilities:
Derivative liabilities	0	0
Carrying amount
Financial assets:
Cash and cash equivalents	118,549	1,279,259
Securities available-for-sale	1,251,791	1,548,592
Securities held-to-maturity	899,411	768,154
Loans receivable, net	10,615,872	9,889,095
Residential mortgage loans held-for-sale	15,834	25,056
Accrued interest receivable	29,536	25,599
FHLB stock	19,281	14,184
Total financial assets	13,001,670	13,583,248
Financial liabilities:
Savings and checking deposits	10,811,282	10,973,610
Time deposits	1,067,110	1,327,555
Borrowed funds	150,036	139,093
Subordinated debt	113,753	123,575
Junior subordinated debentures	129,249	129,054
Accrued interest payable	831	1,804
Total financial liabilities	12,322,729	12,726,449
Carrying amount | Interest rate lock commitments
Financial assets:
Derivative assets	1,063	1,684
Carrying amount | Forward commitments
Financial assets:
Derivative assets		371
Financial liabilities:
Derivative liabilities	139
Carrying amount | Foreign exchange swaps
Financial assets:
Derivative assets	38
Financial liabilities:
Derivative liabilities	9	341
Carrying amount | Interest rate swap agreements
Financial assets:
Derivative assets	50,295	31,254
Carrying amount | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	50,295	31,357
Carrying amount | Risk participation agreements
Financial liabilities:
Derivative liabilities	25	60
Estimated fair value
Financial assets:
Cash and cash equivalents	118,549	1,279,259
Securities available-for-sale	1,251,791	1,548,592
Securities held-to-maturity	771,238	751,513
Loans receivable, net	9,639,188	9,648,825
Residential mortgage loans held-for-sale	15,834	25,056
Accrued interest receivable	29,536	25,599
FHLB stock	19,281	14,184
Total financial assets	11,896,813	13,326,337
Financial liabilities:
Savings and checking deposits	10,811,282	10,973,610
Time deposits	1,069,395	1,339,308
Borrowed funds	149,914	139,093
Subordinated debt	103,312	129,138
Junior subordinated debentures	117,475	120,083
Accrued interest payable	831	1,804
Total financial liabilities	12,302,677	12,734,794
Estimated fair value | Interest rate lock commitments
Financial assets:
Derivative assets	1,063	1,684
Estimated fair value | Forward commitments
Financial assets:
Derivative assets		371
Financial liabilities:
Derivative liabilities	139
Estimated fair value | Foreign exchange swaps
Financial assets:
Derivative assets	38
Financial liabilities:
Derivative liabilities	9	341
Estimated fair value | Interest rate swap agreements
Financial assets:
Derivative assets	50,295	31,254
Estimated fair value | Interest rate swap agreements | Derivatives not designated as hedging instruments
Financial liabilities:
Derivative liabilities	50,295	31,357
Estimated fair value | Risk participation agreements
Financial liabilities:
Derivative liabilities	$ 25	$ 60

Disclosures About Fair Value _5

Disclosures About Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	$ 51,396	$ 33,309
Derivative liabilities	50,468	31,758
Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total financial assets	148,085	1,304,858
Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	1,251,791	1,548,592
Total financial assets	2,073,362	2,331,730
Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total financial assets	9,656,085	9,675,565
Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	220,332	250,677
Total mortgage-backed securities	1,031,459	1,297,915
Total financial assets	1,303,187	1,581,901
Total liabilities	50,468	31,758
Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total mortgage-backed securities	0	0
Total financial assets	0	0
Total liabilities	0	0
Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	220,332	250,677
Total mortgage-backed securities	1,031,459	1,297,915
Total financial assets	1,302,124	1,580,217
Total liabilities	50,468	31,758
Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Total mortgage-backed securities	0	0
Total financial assets	1,063	1,684
Total liabilities	0	0
U.S. government and agencies | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	61,925	75,891
U.S. government and agencies | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
U.S. government and agencies | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	61,925	75,891
U.S. government and agencies | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Government-sponsored enterprises | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	39,091	46,085
Government-sponsored enterprises | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Government-sponsored enterprises | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	39,091	46,085
Government-sponsored enterprises | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
States and political subdivisions | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	106,176	128,701
States and political subdivisions | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
States and political subdivisions | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	106,176	128,701
States and political subdivisions | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0	0
Corporate | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	13,140
Corporate | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0
Corporate | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	13,140
Corporate | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Securities available-for-sale	0
GNMA | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	12,768	16,510
Collateralized mortgage obligations:	379,420	492,328
GNMA | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
GNMA | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	12,768	16,510
Collateralized mortgage obligations:	379,420	492,328
GNMA | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FNMA | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	119,202	160,063
Collateralized mortgage obligations:	194,850	269,060
FNMA | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FNMA | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	119,202	160,063
Collateralized mortgage obligations:	194,850	269,060
FNMA | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FHLMC | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	76,124	100,055
Collateralized mortgage obligations:	249,089	259,468
FHLMC | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
FHLMC | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	76,124	100,055
Collateralized mortgage obligations:	249,089	259,468
FHLMC | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Collateralized mortgage obligations:	0	0
Non-agency | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	6	431
Non-agency | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Non-agency | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	6	431
Non-agency | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Residential mortgage-backed securities:	0	0
Interest rate lock commitments | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	1,063	1,684
Interest rate lock commitments | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	1,063	1,684
Interest rate lock commitments | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate lock commitments | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	1,063	1,684
Forward commitments | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Derivative liabilities	0
Forward commitments | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		371
Derivative liabilities	139
Forward commitments | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Derivative liabilities	0
Forward commitments | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		371
Forward commitments | Measured on recurring basis | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	139
Forward commitments | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Forward commitments | Measured on recurring basis | Level 1 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0
Forward commitments | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		371
Forward commitments | Measured on recurring basis | Level 2 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	139
Forward commitments | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Forward commitments | Measured on recurring basis | Level 3 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0
Foreign exchange swaps | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Foreign exchange swaps | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	38
Derivative liabilities	9	341
Foreign exchange swaps | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Foreign exchange swaps | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	38
Derivative liabilities	9	341
Foreign exchange swaps | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Foreign exchange swaps | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	38
Derivative liabilities	9	341
Foreign exchange swaps | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate swaps not designated as hedging instruments | Level 1 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	50,295	31,254
Interest rate swaps not designated as hedging instruments | Level 2 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	50,295	31,357
Interest rate swaps not designated as hedging instruments | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0	0
Interest rate swaps not designated as hedging instruments | Level 3 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		31,254
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	50,295
Derivative liabilities	50,295	31,357
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 1 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		31,254
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 2 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	50,295
Derivative liabilities	50,295	31,357
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative assets		0
Interest rate swaps not designated as hedging instruments | Measured on recurring basis | Level 3 | Derivatives not designated as hedging instruments
Assets and liabilities measured at fair value on a recurring basis
Derivative assets	0
Derivative liabilities	0	0
Risk participation agreements | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Risk participation agreements | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	25	60
Risk participation agreements | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Risk participation agreements | Measured on recurring basis
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	25	60
Risk participation agreements | Measured on recurring basis | Level 1
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	0	0
Risk participation agreements | Measured on recurring basis | Level 2
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	25	60
Risk participation agreements | Measured on recurring basis | Level 3
Assets and liabilities measured at fair value on a recurring basis
Derivative liabilities	$ 0	$ 0

Disclosures About Fair Value _6

Disclosures About Fair Value of Financial Instruments - Reconciliation of all Assets and Liabilities Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs (Level 3) (Details) - Level 3 - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Reconciliation of all assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs (Level 3)
Beginning balance	$ 1,520	$ 3,608	$ 1,684	$ 6,465
Interest rate lock commitments:
Net activity	(457)	(471)	(621)	(3,328)
Balance at the end of the period	$ 1,063	$ 3,137	$ 1,063	$ 3,137

Disclosures About Fair Value _7

Disclosures About Fair Value of Financial Instruments - Nonrecurring Assets that had Fair Market Values Below the Carrying Amount (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Level 1
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	$ 0	$ 0
Total assets	148,085	1,304,858
Level 2
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	0	0
Total assets	2,073,362	2,331,730
Level 3
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	9,639,188	9,648,825
Total assets	9,656,085	9,675,565
Fair value measurements nonrecurring
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	82	380
Real estate owned, net	450	873
Total assets	21,705	48,221
Fair value measurements nonrecurring | Level 1
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	0	0
Real estate owned, net	0	0
Total assets	0	0
Fair value measurements nonrecurring | Level 2
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	0	0
Real estate owned, net	0	0
Total assets	0	0
Fair value measurements nonrecurring | Level 3
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Mortgage servicing rights	82	380
Real estate owned, net	450	873
Total assets	21,705	48,221
Loans individually assessed | Fair value measurements nonrecurring
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	21,173	46,968
Loans individually assessed | Fair value measurements nonrecurring | Level 1
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	0	0
Loans individually assessed | Fair value measurements nonrecurring | Level 2
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	0	0
Loans individually assessed | Fair value measurements nonrecurring | Level 3
Fair value measurement for nonrecurring assets that had a fair market value below the carrying amount
Loans individually assessed	$ 21,173	$ 46,968

Disclosures About Fair Value _8

Disclosures About Fair Value of Financial Instruments - Additional Quantitative Information, Assets Measured at Fair Value, Recurring and Nonrecurring Basis, Level 3 Input (Details)	9 Months Ended
	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights	$ 82,000	$ 380,000
Real estate owned, net	450,000	873,000
Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed	9,639,188,000	9,648,825,000
Loans held for sale	15,834,000
Level 3 | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights	82,000	380,000
Real estate owned, net	450,000	$ 873,000
Loans individually assessed | Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed	21,173,000
Real estate owned | Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Real estate owned, net	$ 450,000
Estimated cost to sell | Loans individually assessed | Appraisal value
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.100
Estimated cost to sell | Real estate owned | Appraisal value
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Real estate owned, net, measurement input	0.100
Discount rate | Loans individually assessed | Discounted cash flow | Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.0647
Discount rate | Loans individually assessed | Discounted cash flow | Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.1456
Discount rate | Loans individually assessed | Discounted cash flow | Weighted average
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans individually assessed, measurement input	0.0828
Annual service cost | Discounted cash flow | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	85
Prepayment rate | Discounted cash flow | Minimum | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.070
Prepayment rate | Discounted cash flow | Maximum | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.151
Prepayment rate | Discounted cash flow | Weighted average | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.095
Expected life (months) | Discounted cash flow | Minimum | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, term	56 months 21 days
Expected life (months) | Discounted cash flow | Maximum | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, term	101 months 21 days
Expected life (months) | Discounted cash flow | Weighted average | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, term	75 months 21 days
Option adjusted spread | Discounted cash flow | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.0650
Forward yield curve | Discounted cash flow | Minimum | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.0256
Forward yield curve | Discounted cash flow | Maximum | Fair value measurements nonrecurring
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Mortgage servicing rights, measurement input	0.0416
Estimated pull-through rate | Appraisal value
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Loans held for sale, measurement input	1

Derivative Financial Instrume_3

Derivative Financial Instruments - Schedule of Derivative Financial Instruments (Details) - Derivatives not designated as hedging instruments - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivative [Line Items]
Asset derivatives, notional amount	$ 699,578	$ 726,954
Asset derivatives, fair value	51,396	33,309
Liability derivatives, notional amount	780,813	755,256
Liability derivatives, fair value	50,468	31,758
Interest rate swap agreements
Derivative [Line Items]
Asset derivatives, notional amount	659,480	644,997
Asset derivatives, fair value	50,295	31,254
Liability derivatives, notional amount	659,480	644,997
Liability derivatives, fair value	50,295	31,357
Foreign exchange swaps
Derivative [Line Items]
Asset derivatives, notional amount	1,218	0
Asset derivatives, fair value	38	0
Liability derivatives, notional amount	959	17,124
Liability derivatives, fair value	9	341
Interest rate lock commitments
Derivative [Line Items]
Asset derivatives, notional amount	38,880	67,473
Asset derivatives, fair value	1,063	1,684
Liability derivatives, notional amount	0	0
Liability derivatives, fair value	0	0
Forward commitments
Derivative [Line Items]
Asset derivatives, notional amount	0	14,484
Asset derivatives, fair value	0	371
Liability derivatives, notional amount	5,578	0
Liability derivatives, fair value	139	0
Risk participation agreements
Derivative [Line Items]
Asset derivatives, notional amount	0	0
Asset derivatives, fair value	0	0
Liability derivatives, notional amount	114,796	93,135
Liability derivatives, fair value	$ 25	$ 60

Derivative Financial Instrume_4

Derivative Financial Instruments - Gain (Loss) on Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Increase in other income
Non-hedging swap derivatives:
Increase in other income	$ 93	$ 590	$ 207	$ 1,087
Increase in mortgage banking income
Non-hedging swap derivatives:
Increase in other income	$ 809	$ 345	$ 1,131	$ 3,915

Changes in Accumulated Other _3

Changes in Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Changes in accumulated other comprehensive income by component
Beginning balance	$ 1,494,539	$ 1,575,361	$ 1,583,571	$ 1,538,703
Other comprehensive loss before reclassification adjustments	(48,387)	(6,455)	(153,124)	(19,554)
Amounts reclassified from accumulated other comprehensive income	(131)	264	(395)	720
Other comprehensive loss	(48,518)	(6,191)	(153,519)	(18,834)
Ending balance	1,459,786	1,561,768	1,459,786	1,561,768
Unrealized holding losses, tax	14,705	2,076	45,555	6,812
Reclassification adjustment for gains included in net income, tax	0	(24)	0	(89)
Reclassification adjustment for prior period service costs included in net income, tax	50	(128)	151	(386)
Total
Changes in accumulated other comprehensive income by component
Beginning balance	(142,630)	(46,192)	(37,629)	(33,549)
Other comprehensive loss	(48,518)	(6,191)	(153,519)	(18,834)
Ending balance	(191,148)	(52,383)	(191,148)	(52,383)
Unrealized  losses  on securities  available-for-sale
Changes in accumulated other comprehensive income by component
Beginning balance	(117,056)	3,533	(12,317)	16,843
Other comprehensive loss before reclassification adjustments	(48,387)	(6,455)	(153,124)	(19,554)
Amounts reclassified from accumulated other comprehensive income	0	(69)	(2)	(280)
Other comprehensive loss	(48,387)	(6,524)	(153,126)	(19,834)
Ending balance	(165,443)	(2,991)	(165,443)	(2,991)
Change in  defined benefit  pension plans
Changes in accumulated other comprehensive income by component
Beginning balance	(25,574)	(49,725)	(25,312)	(50,392)
Other comprehensive loss before reclassification adjustments	0	0	0	0
Amounts reclassified from accumulated other comprehensive income	(131)	333	(393)	1,000
Other comprehensive loss	(131)	333	(393)	1,000
Ending balance	$ (25,705)	$ (49,392)	$ (25,705)	$ (49,392)