Northwest Bancshares (NWBI) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	32,706	300	SH		OTR		300	0	0
ABBOTT LABS	COM	002824100	811,218	7,441	SH		SOLE		7,441	0	0
ABBVIE INC	COM	00287Y109	62,515	464	SH		OTR		464	0	0
ABBVIE INC	COM	00287Y109	789,653	5,861	SH		SOLE		5,861	0	0
ADOBE SYSTEMS INCORPORATED	COM	00724F101	768,692	1,572	SH		SOLE		1,572	0	0
AFLAC INC	COM	001055102	318,009	4,556	SH		SOLE		4,556	0	0
ALLSTATE CORP	COM	020002101	26,170	240	SH		OTR		240	0	0
ALLSTATE CORP	COM	020002101	5,291,820	48,531	SH		SOLE		48,478	0	53
ALPHABET INC	CAP STK CL A	02079K305	5,961,060	49,800	SH		SOLE		49,760	0	40
ALPHABET INC	CAP STK CL C	02079K107	84,679	700	SH		OTR		700	0	0
ALPHABET INC	CAP STK CL C	02079K107	2,224,638	18,390	SH		SOLE		18,330	0	60
ALTRIA GROUP INC	COM	02209S103	414,404	9,148	SH		SOLE		9,148	0	0
AMAZON COM INC	COM	023135106	65,180	500	SH		OTR		500	0	0
AMAZON COM INC	COM	023135106	775,121	5,946	SH		SOLE		5,946	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	34,522	410	SH		OTR		410	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	234,665	2,787	SH		SOLE		2,787	0	0
AMERICAN EXPRESS CO	COM	025816109	262,868	1,509	SH		SOLE		1,509	0	0
AMERICAN FINL GROUP INC OHIO	COM	025932104	334,994	2,821	SH		SOLE		2,815	0	6
AMERIPRISE FINL INC	COM	03076C106	225,869	680	SH		SOLE		680	0	0
AMERISOURCEBERGEN CORP	COM	03073E105	6,053,463	31,458	SH		SOLE		31,396	0	62
AMGEN INC	COM	031162100	472,237	2,127	SH		SOLE		2,127	0	0
ANALOG DEVICES INC	COM	032654105	304,878	1,565	SH		SOLE		1,565	0	0
APPLE INC	COM	037833100	117,934	608	SH		OTR		608	0	0
APPLE INC	COM	037833100	14,753,164	76,059	SH		SOLE		75,988	0	71
APPLIED MATLS INC	COM	038222105	13,731	95	SH		OTR		95	0	0
APPLIED MATLS INC	COM	038222105	7,038,809	48,698	SH		SOLE		48,552	0	146
ARCHER DANIELS MIDLAND CO	COM	039483102	223,280	2,955	SH		SOLE		2,955	0	0
GALLAGHER ARTHUR J & CO	COM	363576109	220,887	1,006	SH		SOLE		1,006	0	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	246,702	3,447	SH		SOLE		3,447	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	543,101	2,471	SH		SOLE		2,471	0	0
AUTOZONE INC	COM	053332102	5,278,443	2,117	SH		SOLE		2,114	0	3
BANK MONTREAL QUE	COM	063671101	10,566	117	SH		OTR		117	0	0
BANK MONTREAL QUE	COM	063671101	6,170,250	68,323	SH		SOLE		68,137	0	186
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	34,100	100	SH		OTR		100	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,892,550	5,550	SH		SOLE		5,550	0	0
BHP GROUP LTD	SPONSORED ADS	088606108	14,798	248	SH		OTR		248	0	0
BHP GROUP LTD	SPONSORED ADS	088606108	1,399,202	23,449	SH		SOLE		23,404	0	45
BOEING CO	COM	097023105	18,371	87	SH		OTR		87	0	0
BOEING CO	COM	097023105	320,752	1,519	SH		SOLE		1,436	0	83
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	7,187,263	64,402	SH		SOLE		64,209	0	193
BRISTOL-MYERS SQUIBB CO	COM	110122108	6,395	100	SH		OTR		100	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	294,170	4,600	SH		SOLE		4,600	0	0
BROADCOM INC	COM	11135F101	720,834	831	SH		SOLE		831	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	284,043	5,714	SH		SOLE		5,714	0	0
CATERPILLAR INC	COM	149123101	266,226	1,082	SH		SOLE		1,082	0	0
CELANESE CORP DEL	COM	150870103	5,180,776	44,739	SH		SOLE		44,688	0	51
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	6,517,291	51,881	SH		SOLE		51,834	0	47
CHEVRON CORP NEW	COM	166764100	36,191	230	SH		OTR		230	0	0
CHEVRON CORP NEW	COM	166764100	1,700,481	10,807	SH		SOLE		10,807	0	0
CHUBB LIMITED	COM	H1467J104	4,967,663	25,798	SH		SOLE		25,763	0	35
CISCO SYS INC	COM	17275R102	47,342	915	SH		OTR		915	0	0
CISCO SYS INC	COM	17275R102	7,587,774	146,652	SH		SOLE		146,507	0	145
CITIGROUP INC	COM NEW	172967424	14,963	325	SH		OTR		325	0	0
CITIGROUP INC	COM NEW	172967424	349,075	7,582	SH		SOLE		7,582	0	0
CLEVELAND-CLIFFS INC NEW	COM	185899101	4,928,747	294,078	SH		SOLE		293,675	0	403
COCA COLA CO	COM	191216100	6,565,666	109,028	SH		SOLE		108,772	0	256
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	5,038,963	77,190	SH		SOLE		77,106	0	84
COMCAST CORP NEW	CL A	20030N101	15,997	385	SH		OTR		385	0	0
COMCAST CORP NEW	CL A	20030N101	532,006	12,804	SH		SOLE		12,804	0	0
CONOCOPHILLIPS	COM	20825C104	407,705	3,935	SH		SOLE		3,835	0	100
CSX CORP	COM	126408103	458,679	13,451	SH		SOLE		13,451	0	0
CUMMINS INC	COM	231021106	10,787	44	SH		OTR		44	0	0
CUMMINS INC	COM	231021106	6,004,214	24,491	SH		SOLE		24,460	0	31
CVS HEALTH CORP	COM	126650100	45,349	656	SH		OTR		656	0	0
CVS HEALTH CORP	COM	126650100	900,557	13,027	SH		SOLE		13,027	0	0
DANAHER CORPORATION	COM	235851102	893,520	3,723	SH		SOLE		3,723	0	0
DEERE & CO	COM	244199105	438,416	1,082	SH		SOLE		1,032	0	50
DIAGEO PLC	SPON ADR NEW	25243Q205	32,094	185	SH		OTR		185	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	4,802,967	27,686	SH		SOLE		27,682	0	4
DISNEY WALT CO	COM	254687106	10,714	120	SH		OTR		120	0	0
DISNEY WALT CO	COM	254687106	4,786,747	53,615	SH		SOLE		53,576	0	39
DOLLAR GEN CORP NEW	COM	256677105	4,661,480	27,456	SH		SOLE		27,419	0	37
DOMINION ENERGY INC	COM	25746U109	355,901	6,872	SH		SOLE		6,872	0	0
DOW INC	COM	260557103	11,451	215	SH		OTR		215	0	0
DOW INC	COM	260557103	542,879	10,193	SH		SOLE		10,100	0	93
DUKE ENERGY CORP NEW	COM NEW	26441C204	518,697	5,780	SH		SOLE		5,780	0	0
DUPONT DE NEMOURS INC	COM	26614N102	312,407	4,373	SH		SOLE		4,323	0	50
EATON CORP PLC	SHS	G29183103	87,076	433	SH		OTR		433	0	0
EATON CORP PLC	SHS	G29183103	956,834	4,758	SH		SOLE		4,758	0	0
ELECTRONIC ARTS INC	COM	285512109	5,482,419	42,270	SH		SOLE		42,226	0	44
ELEVANCE HEALTH INC	COM	036752103	599,792	1,350	SH		SOLE		1,350	0	0
LILLY ELI & CO	COM	532457108	11,725	25	SH		OTR		25	0	0
LILLY ELI & CO	COM	532457108	2,714,456	5,788	SH		SOLE		5,788	0	0
EMERSON ELEC CO	COM	291011104	5,211,616	57,657	SH		SOLE		57,657	0	0
EXELON CORP	COM	30161N101	330,320	8,108	SH		SOLE		8,108	0	0
EXPEDITORS INTL WASH INC	COM	302130109	5,616,192	46,365	SH		SOLE		46,299	0	66
EXXON MOBIL CORP	COM	30231G102	21,450	200	SH		OTR		200	0	0
EXXON MOBIL CORP	COM	30231G102	2,274,129	21,204	SH		SOLE		21,158	0	46
FISERV INC	COM	337738108	320,547	2,541	SH		SOLE		2,541	0	0
FORD MTR CO DEL	COM	345370860	521,743	34,484	SH		SOLE		34,484	0	0
GENERAL MLS INC	COM	370334104	34,515	450	SH		OTR		450	0	0
GENERAL MLS INC	COM	370334104	165,902	2,163	SH		SOLE		2,163	0	0
GLOBAL X FDS	S&P 500 CATHOLIC	37954Y889	2,402,219	44,126	SH		SOLE		44,126	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	306,413	950	SH		SOLE		950	0	0
HOME DEPOT INC	COM	437076102	63,681	205	SH		OTR		205	0	0
HOME DEPOT INC	COM	437076102	7,913,243	25,474	SH		SOLE		25,451	0	23
HONEYWELL INTL INC	COM	438516106	583,075	2,810	SH		SOLE		2,810	0	0
ISHARES TR	IBONDS DEC23 ETF	46434VAX8	11,482	454	SH		OTR		454	0	0
ISHARES TR	IBONDS DEC23 ETF	46434VAX8	513,893	20,320	SH		SOLE		20,259	0	61
ILLINOIS TOOL WKS INC	COM	452308109	229,397	917	SH		SOLE		917	0	0
INTEL CORP	COM	458140100	4,581	137	SH		OTR		137	0	0
INTEL CORP	COM	458140100	526,346	15,740	SH		SOLE		15,740	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	21,677	162	SH		OTR		162	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,113,834	8,324	SH		SOLE		8,305	0	19
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	20,614	917	SH		OTR		917	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 HY	46138J833	2,752,451	122,440	SH		SOLE		121,867	0	573
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	20,949	929	SH		OTR		929	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 HY	46138J817	2,518,655	111,692	SH		SOLE		111,109	0	583
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	2,066,572	12,628	SH		SOLE		12,628	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	1,583,704	4,287	SH		SOLE		4,287	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	298,410	4,751	SH		SOLE		4,751	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	408,368	2,729	SH		SOLE		2,729	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	89,199	885	SH		OTR		885	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	828,292	8,218	SH		SOLE		8,165	0	53
ISHARES TR	CORE MSCI EAFE	46432F842	1,832,423	27,147	SH		SOLE		27,147	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	1,157,576	23,485	SH		SOLE		23,485	0	0
ISHARES TR	CORE S&P500 ETF	464287200	291,940	655	SH		OTR		0	655	0
ISHARES TR	CORE S&P500 ETF	464287200	14,829,217	33,271	SH		SOLE		33,271	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	219,728	2,205	SH		SOLE		2,205	0	0
ISHARES TR	CORE S&P TTL STK	464287150	2,109,137	21,557	SH		SOLE		21,557	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	10,875	214	SH		OTR		0	214	0
ISHARES TR	FLTG RATE NT ETF	46429B655	472,677	9,301	SH		SOLE		9,301	0	0
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	7,241	297	SH		OTR		297	0	0
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	1,317,958	54,059	SH		SOLE		53,813	0	246
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	16,200	658	SH		OTR		658	0	0
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	1,831,162	74,377	SH		SOLE		74,065	0	312
ISHARES TR	MSCI EAFE ETF	464287465	19,938	275	SH		OTR		275	0	0
ISHARES TR	MSCI EAFE ETF	464287465	512,720	7,072	SH		SOLE		7,072	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	340,948	1,239	SH		SOLE		1,239	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	46,818	250	SH		OTR		250	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	574,919	3,070	SH		SOLE		3,070	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	65,687	932	SH		OTR		0	932	0
ISHARES TR	S&P 500 GRWT ETF	464287309	1,970,832	27,963	SH		SOLE		27,963	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	247,360	946	SH		SOLE		946	0	0
ISHARES TR	SELECT DIVID ETF	464287168	273,166	2,411	SH		SOLE		2,411	0	0
ISHARES TR	EAFE VALUE ETF	464288877	55,987	1,144	SH		OTR		1,144	0	0
ISHARES TR	EAFE VALUE ETF	464288877	385,451	7,876	SH		SOLE		7,876	0	0
ISHARES TR	PFD AND INCM SEC	464288687	36,033	1,165	SH		OTR		1,165	0	0
ISHARES TR	PFD AND INCM SEC	464288687	2,152,078	69,579	SH		SOLE		69,310	0	269
ISHARES TR	U.S. REAL ES ETF	464287739	203,369	2,350	SH		SOLE		2,350	0	0
JPMORGAN CHASE & CO	COM	46625H100	61,085	420	SH		OTR		420	0	0
JPMORGAN CHASE & CO	COM	46625H100	6,839,898	47,029	SH		SOLE		46,981	0	48
JOHNSON & JOHNSON	COM	478160104	12,911	78	SH		OTR		78	0	0
JOHNSON & JOHNSON	COM	478160104	1,964,226	11,867	SH		SOLE		11,867	0	0
KLA CORP	COM NEW	482480100	801,738	1,653	SH		SOLE		1,653	0	0
LAM RESEARCH CORP	COM	512807108	7,042,531	10,955	SH		SOLE		10,942	0	13
LINDE PLC	SHS	G54950103	700,425	1,838	SH		SOLE		1,838	0	0
LOCKHEED MARTIN CORP	COM	539830109	50,642	110	SH		OTR		110	0	0
LOCKHEED MARTIN CORP	COM	539830109	7,063,610	15,343	SH		SOLE		15,325	0	18
LOWES COS INC	COM	548661107	2,252,937	9,982	SH		SOLE		9,982	0	0
MARATHON PETE CORP	COM	56585A102	23,670	203	SH		OTR		203	0	0
MARATHON PETE CORP	COM	56585A102	322,982	2,770	SH		SOLE		2,770	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	523,089	1,330	SH		SOLE		1,330	0	0
MCDONALDS CORP	COM	580135101	22,082	74	SH		OTR		74	0	0
MCDONALDS CORP	COM	580135101	1,188,269	3,982	SH		SOLE		3,932	0	50
MEDTRONIC PLC	SHS	G5960L103	636,346	7,223	SH		SOLE		7,223	0	0
MERCK & CO INC	COM	58933Y105	7,727,091	66,965	SH		SOLE		66,733	0	232
META PLATFORMS INC	CL A	30303M102	549,280	1,914	SH		SOLE		1,914	0	0
METLIFE INC	COM	59156R108	696,393	12,319	SH		SOLE		12,319	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	237,593	2,652	SH		SOLE		2,652	0	0
MICRON TECHNOLOGY INC	COM	595112103	474,713	7,522	SH		SOLE		7,522	0	0
MICROSOFT CORP	COM	594918104	303,081	890	SH		OTR		890	0	0
MICROSOFT CORP	COM	594918104	15,778,921	46,335	SH		SOLE		46,310	0	25
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,821,774	3,804	SH		SOLE		3,804	0	0
MONDELEZ INTL INC	CL A	609207105	577,320	7,915	SH		SOLE		7,765	0	150
NETFLIX INC	COM	64110L106	218,924	497	SH		SOLE		497	0	0
NEXTERA ENERGY INC	COM	65339F101	587,367	7,916	SH		SOLE		7,916	0	0
NORDSON CORP	COM	655663102	1,122,766	4,524	SH		SOLE		4,524	0	0
NORTHROP GRUMMAN CORP	COM	666807102	606,214	1,330	SH		SOLE		1,330	0	0
NORTHWEST BANCSHARES INC MD	COM	667340103	3,570,684	336,857	SH		SOLE		294,017	0	42,840
NUCOR CORP	COM	670346105	237,771	1,450	SH		SOLE		1,450	0	0
NVIDIA CORPORATION	COM	67066G104	862,115	2,038	SH		SOLE		2,038	0	0
ORACLE CORP	COM	68389X105	107,062	899	SH		OTR		899	0	0
ORACLE CORP	COM	68389X105	126,831	1,065	SH		SOLE		1,065	0	0
OTIS WORLDWIDE CORP	COM	68902V107	332,719	3,738	SH		SOLE		3,738	0	0
PARKER-HANNIFIN CORP	COM	701094104	263,277	675	SH		SOLE		675	0	0
PEPSICO INC	COM	713448108	25,931	140	SH		OTR		140	0	0
PEPSICO INC	COM	713448108	1,703,468	9,197	SH		SOLE		9,197	0	0
PFIZER INC	COM	717081103	25,676	700	SH		OTR		700	0	0
PFIZER INC	COM	717081103	1,740,759	47,458	SH		SOLE		47,458	0	0
PHILIP MORRIS INTL INC	COM	718172109	21,672	222	SH		OTR		222	0	0
PHILIP MORRIS INTL INC	COM	718172109	1,344,325	13,771	SH		SOLE		13,746	0	25
PIMCO EQUITY SER	RAFI ESG US	72201T342	6,692,953	220,126	SH		SOLE		220,126	0	0
PNC FINL SVCS GROUP INC	COM	693475105	744,239	5,909	SH		SOLE		5,909	0	0
PPL CORP	COM	69351T106	11,801	446	SH		OTR		446	0	0
PPL CORP	COM	69351T106	750,406	28,360	SH		SOLE		28,271	0	89
PROCTER AND GAMBLE CO	COM	742718109	31,410	207	SH		OTR		207	0	0
PROCTER AND GAMBLE CO	COM	742718109	7,838,585	51,658	SH		SOLE		51,611	0	47
PROGRESSIVE CORP	COM	743315103	446,087	3,370	SH		SOLE		3,370	0	0
PRUDENTIAL FINL INC	COM	744320102	342,999	3,888	SH		SOLE		3,888	0	0
PUBLIC STORAGE	COM	74460D109	9,924	34	SH		OTR		34	0	0
PUBLIC STORAGE	COM	74460D109	5,035,222	17,251	SH		SOLE		17,248	0	3
QUALCOMM INC	COM	747525103	23,808	200	SH		OTR		200	0	0
QUALCOMM INC	COM	747525103	486,874	4,090	SH		SOLE		4,090	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	828,350	8,456	SH		SOLE		8,456	0	0
ROBERT HALF INTL INC	COM	770323103	9,327	124	SH		OTR		124	0	0
ROBERT HALF INTL INC	COM	770323103	5,006,869	66,563	SH		SOLE		66,504	0	59
S&P GLOBAL INC	COM	78409V104	298,262	744	SH		SOLE		744	0	0
SANDY SPRING BANCORP INC	COM	800363103	719,047	31,704	SH		SOLE		31,704	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	156,245	2,714	SH		OTR		2,714	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	118,379,176	2,056,265	SH		SOLE		2,050,875	0	5,390
SELECT SECTOR SPDR TR	ENERGY	81369Y506	8,523	105	SH		OTR		105	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	663,484	8,174	SH		SOLE		8,174	0	0
SNAP ON INC	COM	833034101	7,203,309	24,995	SH		SOLE		24,970	0	25
SOUTHERN CO	COM	842587107	492,944	7,017	SH		SOLE		7,017	0	0
SOUTHERN COPPER CORP	COM	84265V105	307,908	4,292	SH		SOLE		4,292	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	1,652,525	42,547	SH		SOLE		42,547	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,376,464	7,617	SH		SOLE		7,617	0	0
STATE STR CORP	COM	857477103	311,015	4,250	SH		SOLE		4,250	0	0
STRYKER CORPORATION	COM	863667101	349,023	1,144	SH		SOLE		1,144	0	0
SUN LIFE FINANCIAL INC.	COM	866796105	257,994	4,950	SH		SOLE		4,950	0	0
T-MOBILE US INC	COM	872590104	246,270	1,773	SH		SOLE		1,773	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	5,858,810	58,054	SH		SOLE		58,000	0	54
TARGET CORP	COM	87612E106	1,219,152	9,243	SH		SOLE		9,243	0	0
TELOS CORP MD	COM	87969B101	67,722	26,454	SH		SOLE		26,454	0	0
TESLA INC	COM	88160R101	463,595	1,771	SH		SOLE		1,771	0	0
TEXAS INSTRS INC	COM	882508104	555,542	3,086	SH		SOLE		3,086	0	0
HERSHEY CO	COM	427866108	220,485	883	SH		SOLE		883	0	0
TJX COS INC NEW	COM	872540109	843,915	9,953	SH		SOLE		9,953	0	0
TOTALENERGIES SE	SPONSORED ADS	89151E109	339,384	5,888	SH		SOLE		5,888	0	0
TRACTOR SUPPLY CO	COM	892356106	4,995,312	22,593	SH		SOLE		22,559	0	34
TRAVELERS COMPANIES INC	COM	89417E109	4,905,374	28,247	SH		SOLE		28,211	0	36
UNITED PARCEL SERVICE INC	CL B	911312106	5,847,135	32,620	SH		SOLE		32,497	0	123
UNITEDHEALTH GROUP INC	COM	91324P102	881,013	1,833	SH		SOLE		1,833	0	0
VALE S A	SPONSORED ADS	91912E105	4,986,134	371,545	SH		SOLE		371,282	0	263
VALERO ENERGY CORP	COM	91913Y100	4,317,813	36,810	SH		SOLE		36,801	0	9
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	945,667	5,822	SH		SOLE		5,822	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	327,370	7,089	SH		SOLE		6,995	0	94
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	34,578	850	SH		OTR		850	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	212,431	5,222	SH		SOLE		5,222	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	21,505	76	SH		OTR		76	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,312,934	4,640	SH		SOLE		4,620	0	20
VANGUARD INDEX FDS	VALUE ETF	922908744	815,228	5,737	SH		SOLE		5,737	0	0
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	464,629	2,258	SH		SOLE		2,258	0	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	42,621	308	SH		OTR		308	0	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	459,283	3,319	SH		SOLE		3,289	0	30
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	33,340	399	SH		OTR		399	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	469,774	5,622	SH		SOLE		5,610	0	12
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	72,407	957	SH		OTR		299	658	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	33,120,997	437,761	SH		SOLE		436,449	0	1,312
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	850,268	3,701	SH		SOLE		3,701	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	310,375	1,409	SH		SOLE		1,409	0	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	305,666	2,150	SH		SOLE		2,150	0	0
VERTEX PHARMACEUTICALS INC	COM	92532F100	6,225,640	17,691	SH		SOLE		17,666	0	25
VISA INC	COM CL A	92826C839	2,001,244	8,427	SH		SOLE		8,324	0	103
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	104,848	11,095	SH		SOLE		11,095	0	0
WALMART INC	COM	931142103	7,446,717	47,377	SH		SOLE		47,329	0	48
WASTE MGMT INC DEL	COM	94106L109	13,007	75	SH		OTR		75	0	0
WASTE MGMT INC DEL	COM	94106L109	1,288,857	7,432	SH		SOLE		7,282	0	150
WEST PHARMACEUTICAL SVSC INC	COM	955306105	6,453,034	16,872	SH		SOLE		16,854	0	18
WESTERN UN CO	COM	959802109	119,212	10,163	SH		SOLE		10,128	0	35