National Bank (NBHC) 10-Q5 Nov 242024 Q3 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Sep. 30, 2024	Nov. 01, 2024
Document Document And Entity Information
Document Type	10-Q
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Document Quarterly Report	true
Entity File Number	001-35654
Entity Registrant Name	NATIONAL BANK HOLDINGS CORP
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	27-0563799
Entity Address, Address Line One	7800 East Orchard Road, Suite 300
Entity Address, City or Town	Greenwood Village
Entity Address, State or Province	CO
Entity Address, Postal Zip Code	80111
City Area Code	303
Local Phone Number	892-8715
Title of 12(b) Security	Class A Common Stock, Par Value $0.01
Trading Symbol	NBHC
Security Exchange Name	NYSE
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		38,013,516
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Entity Central Index Key	0001475841
Amendment Flag	false

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and cash equivalents	$ 180,796	$ 190,826
Investment securities available-for-sale (at fair value)	708,987	628,829
Investment securities held-to-maturity (fair value of $470,774 and $504,328 at September 30, 2024 and December 31, 2023, respectively)	538,157	585,052
Non-marketable securities	72,353	90,477
Loans	7,714,495	7,698,758
Allowance for credit losses	(95,047)	(97,947)
Loans, net	7,619,448	7,600,811
Loans held for sale	16,765	18,854
Other real estate owned	1,432	4,088
Premises and equipment, net	191,889	162,733
Goodwill	306,043	306,043
Intangible assets, net	60,390	66,025
Other assets	297,023	297,326
Total assets	9,993,283	9,951,064
Liabilities:
Non-interest bearing demand deposits	2,268,801	2,361,367
Interest bearing demand deposits	1,407,667	1,480,042
Savings and money market	3,768,211	3,367,012
Time deposits	1,052,449	981,970
Total deposits	8,497,128	8,190,391
Securities sold under agreements to repurchase	19,517	19,627
Long-term debt, net	54,433	54,200
Federal Home Loan bank advances		340,000
Other liabilities	130,208	134,039
Total liabilities	8,701,286	8,738,257
Shareholders' equity:
Common stock, par value $0.01 per share: 400,000,000 shares authorized; 51,487,888 and 51,487,907 shares issued; 37,988,364 and 37,784,851 shares outstanding at September 30, 2024 and December 31, 2023, respectively	515	515
Additional paid-in capital	1,164,395	1,162,269
Retained earnings	491,849	433,126
Treasury stock of 13,182,402 and 13,462,472 shares at September 30, 2024 and December 31, 2023, respectively, at cost	(302,277)	(306,702)
Accumulated other comprehensive loss, net of tax	(62,485)	(76,401)
Total shareholders' equity	1,291,997	1,212,807
Total liabilities and shareholders' equity	$ 9,993,283	$ 9,951,064

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Consolidated Statements of Financial Condition (Unaudited)
Investment securities held-to-maturity, fair value	$ 470,774	$ 504,328
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, shares authorized	400,000,000	400,000,000
Common Stock, shares issued	51,487,888	51,487,907
Common Stock, shares outstanding	37,988,364	37,784,851
Treasury stock, shares	13,182,402	13,462,472

Consolidated Statements of Oper

Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and dividend income:
Interest and fees on loans	$ 129,566	$ 117,736	$ 377,167	$ 334,811
Interest and dividends on investment securities	7,476	6,468	21,613	20,019
Dividends on non-marketable securities	405	701	1,398	2,513
Interest on interest bearing bank deposits	556	1,205	2,004	3,369
Total interest and dividend income	138,003	126,110	402,182	360,712
Interest expense:
Interest on deposits	49,366	33,423	141,580	69,615
Interest on borrowings	984	4,910	5,345	18,647
Total interest expense	50,350	38,333	146,925	88,262
Net interest income before provision for credit losses	87,653	87,777	255,257	272,450
Provision for credit loss expense	2,000	1,125	4,776	3,725
Net interest income after provision for credit losses	85,653	86,652	250,481	268,725
Non-interest income:
Non-interest income	12,064	12,979	34,759	36,463
Mortgage banking income	2,981	4,688	8,932	11,614
Bank-owned life insurance income	759	882	2,228	2,559
Other non-interest income	4,905	3,953	11,062	5,565
Total non-interest income	18,389	19,365	50,112	47,853
Non-interest expense:
Salaries and benefits	37,331	35,027	110,784	103,231
Occupancy and equipment	9,697	9,167	29,758	27,366
Data processing	4,398	3,546	12,581	10,257
Marketing and business development	1,091	1,037	2,836	2,997
FDIC deposit insurance	1,297	1,686	4,073	5,433
Bank card expenses	1,176	1,667	3,916	4,260
Professional fees	2,111	2,215	5,463	7,951
Other non-interest expense	5,084	4,250	14,698	13,003
Other intangible assets amortization	1,977	2,008	5,962	5,378
Total non-interest expense	64,162	60,603	190,071	179,876
Income before income taxes	39,880	45,414	110,522	136,702
Income tax expense	6,775	9,327	19,891	27,775
Net income	$ 33,105	$ 36,087	$ 90,631	$ 108,927
Earnings per share-basic (in dollars per share)	$ 0.86	$ 0.95	$ 2.37	$ 2.87
Earnings per share-diluted (in dollars per share)	$ 0.86	$ 0.94	$ 2.36	$ 2.85
Weighted average number of common shares outstanding:
Basic (in shares)	38,277,042	37,990,659	38,173,469	37,911,896
Diluted (in shares)	38,495,091	38,134,338	38,368,011	38,093,910
Service charges
Non-interest income:
Non-interest income	$ 4,912	$ 4,849	$ 13,598	$ 13,394
Bank card fees
Non-interest income:
Non-interest income	$ 4,832	$ 4,993	$ 14,292	$ 14,721

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Consolidated Statements of Comprehensive Income (Unaudited)
Net income	$ 33,105	$ 36,087	$ 90,631	$ 108,927
Securities available-for-sale:
Net unrealized gains (losses) arising during the period, net of tax (expense) benefit of ($5,847) and $3,418 for the three months ended September 30, 2024 and 2023, respectively; and net of tax (expense) benefit of ($4,632) and $3,283 for the nine months ended September 30, 2024 and 2023, respectively	16,779	(11,718)	13,411	(11,276)
Less: amortization of net unrealized holding gains to income, net of tax benefit of $5 and $11 for the three months ended September 30, 2024 and 2023, respectively; and net of tax benefit of $20 and $40 for the nine months ended September 30, 2024 and 2023, respectively	(16)	(39)	(61)	(135)
Cash flow hedges:
Net unrealized gains (losses) arising during the period, net of tax (expense) benefit of ($376) and $169 for the three months ended September 30, 2024 and 2023, respectively; and net of tax (expense) benefit of ($209) and $618 for the nine months ended September 30, 2024 and 2023, respectively	1,150	(550)	645	(2,032)
Less: reclassification adjustment for losses (gains) included in net income, net of tax benefit of $8 and $22 for the three months ended September 30, 2024 and 2023, respectively; and net of tax (expense) benefit of ($24) and $241 for the nine months ended September 30, 2024 and 2023, respectively	27	68	(79)	794
Other comprehensive income (loss)	17,940	(12,239)	13,916	(12,649)
Comprehensive income	$ 51,045	$ 23,848	$ 104,547	$ 96,278

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Consolidated Statements of Comprehensive Income (Unaudited)
Tax (expense) benefit on net unrealized gains (losses) arising during the period	$ (5,847)	$ 3,418	$ (4,632)	$ 3,283
Tax benefit of amortization of net unrealized holding gains to income	5	11	20	40
Net unrealized gains (losses) arising during the period, tax (expense) benefit	(376)	169	(209)	618
Reclassification adjustment for (gains) losses included in net income, tax (expense) benefit	$ 8	$ 22	$ (24)	$ 241

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common stock	Additional paid-in capital	Retained earnings	Treasury stock	Accumulated other comprehensive (loss) income, net	Total
Balance in the beginning at Dec. 31, 2022	$ 515	$ 1,159,508	$ 330,721	$ (310,338)	$ (88,204)	$ 1,092,202
Increase (Decrease) in Stockholders' Equity
Net income			108,927			108,927
Stock-based compensation		5,366				5,366
Issuance of stock under purchase and equity compensation plans, including gain on reissuance of treasury stock, net		(4,168)		3,312		(856)
Cash dividends declared			(29,405)			(29,405)
Other comprehensive income (loss)					(12,649)	(12,649)
Balance in the ending at Sep. 30, 2023	515	1,160,706	410,243	(307,026)	(100,853)	1,163,585
Balance in the beginning at Jun. 30, 2023	515	1,158,727	384,094	(307,388)	(88,614)	1,147,334
Increase (Decrease) in Stockholders' Equity
Net income			36,087			36,087
Stock-based compensation		1,720				1,720
Issuance of stock under purchase and equity compensation plans, including gain on reissuance of treasury stock, net		259		362		621
Cash dividends declared			(9,938)			(9,938)
Other comprehensive income (loss)					(12,239)	(12,239)
Balance in the ending at Sep. 30, 2023	515	1,160,706	410,243	(307,026)	(100,853)	1,163,585
Balance in the beginning at Dec. 31, 2023	515	1,162,269	433,126	(306,702)	(76,401)	1,212,807
Increase (Decrease) in Stockholders' Equity
Net income			90,631			90,631
Stock-based compensation		5,666				5,666
Issuance of stock under purchase and equity compensation plans, including gain on reissuance of treasury stock, net		(3,540)		4,425		885
Cash dividends declared			(31,908)			(31,908)
Other comprehensive income (loss)					13,916	13,916
Balance in the ending at Sep. 30, 2024	515	1,164,395	491,849	(302,277)	(62,485)	1,291,997
Balance in the beginning at Jun. 30, 2024	515	1,161,804	469,630	(303,880)	(80,425)	1,247,644
Increase (Decrease) in Stockholders' Equity
Net income			33,105			33,105
Stock-based compensation		2,002				2,002
Issuance of stock under purchase and equity compensation plans, including gain on reissuance of treasury stock, net		589		1,603		2,192
Cash dividends declared			(10,886)			(10,886)
Other comprehensive income (loss)					17,940	17,940
Balance in the ending at Sep. 30, 2024	$ 515	$ 1,164,395	$ 491,849	$ (302,277)	$ (62,485)	$ 1,291,997

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Consolidated Statements of Changes in Shareholders' Equity (Unaudited)
Gain on reissuance of treasury stock	$ 2,173	$ 256	$ 6,163	$ 3,287
Cash dividends declared per share	$ 0.28	$ 0.26	$ 0.83	$ 0.77

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net income	$ 90,631	$ 108,927
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit loss expense	4,776	3,725
Depreciation and amortization	17,881	17,512
Change in current income tax receivable	634	4,860
Change in deferred income taxes	7,641	(4,108)
Discount accretion, net of premium amortization on securities	(1,200)	(619)
Gain on sale of mortgages, net	(7,711)	(8,309)
Origination of loans held for sale, net of repayments	(253,078)	(326,477)
Proceeds from sales of loans held for sale	261,881	333,329
Originations of mortgage servicing rights	(258)	(993)
Proceeds from sales of mortgage servicing rights		5,502
Gain on sale of mortgage servicing rights		(1,052)
Impairment on fixed assets related to banking center consolidations		113
Gain on sale of fixed assets	(637)	(148)
Stock-based compensation	5,666	5,366
Operating lease payments	(4,909)	(4,674)
Change in other assets	(13,761)	(23,559)
Change in other liabilities	1,285	12,917
Net cash provided by operating activities	108,841	122,312
Cash flows from investing activities:
Proceeds from non-marketable securities	42,559	90,293
Proceeds from maturities and paydowns of investment securities available-for-sale	137,632	71,339
Proceeds from maturities and paydowns of investment securities held-to-maturity	47,385	53,947
Proceeds from sales of other real estate owned	2,462	249
Purchases of non-marketable securities	(26,238)	(93,852)
Purchases of investment securities available-for-sale	(199,079)	0
Purchases of investment securities held-to-maturity	0	(2,452)
Purchases of premises and equipment, net	(26,375)	(24,687)
Net increase in loans	(34,044)	(254,910)
Net cash activity for acquisitions		(45,300)
Net cash used in investing activities	(55,698)	(205,373)
Cash flows from financing activities:
Net increase in deposits	306,464	275,834
Net (decrease) increase in repurchase agreements and other short-term borrowings	(110)	59
Net payments to the Federal Home Loan Bank	(340,000)	(68,230)
Issuance of stock under purchase and equity compensation plans	(1,205)	(1,054)
Proceeds from exercise of stock options	2,008	106
Payment of dividends	(31,830)	(29,382)
Net cash (used in) provided by financing activities	(64,673)	177,333
(Decrease) increase in cash, cash equivalents and restricted cash(1)	(11,530)	94,272
Cash, cash equivalents and restricted cash at beginning of the year(1)	192,326	198,519
Cash, cash equivalents and restricted cash at end of period(1)	180,796	292,791
Supplemental disclosure of cash flow information during the period:
Cash paid for interest	141,120	76,642
Net tax payments	16,413	24,824
Supplemental schedule of non-cash activities:
Loans transferred from loans held for sale to loans	$ 997	$ 5,176

Consolidated Statements of Ca_2

Consolidated Statements of Cash Flows (Unaudited) (Parenthetical) $ in Millions	Sep. 30, 2023 USD ($)
Consolidated Statements of Cash Flows (Unaudited)
Restricted cash placed in escrow	$ 1.5
Restricted Cash, Asset, Statement of Financial Position [Extensible List]	Other Assets

Basis of Presentation

Basis of Presentation	9 Months Ended
Basis of Presentation	Sep. 30, 2024
Basis of Presentation
Basis of Presentation	Note 1 Basis of Presentation National Bank Holdings Corporation ("NBHC" or the "Company") is a bank holding company that was incorporated in the State of Delaware in 2009. The Company is headquartered in Greenwood Village, Colorado, and its primary operations are conducted through its wholly owned subsidiaries NBH Bank and Bank of Jackson Hole Trust. NBH Bank is a Colorado state-chartered bank and a member of the Federal Reserve System, and Bank of Jackson Hole Trust is a Wyoming state-chartered bank and a member of the Federal Reserve System. The Company provides a variety of banking products to both commercial and consumer clients through a network of over 90 banking centers, as of September 30, 2024, located primarily in Colorado, the greater Kansas City region, Utah, Wyoming, Texas, New Mexico and Idaho, as well as through online and mobile banking products and services. The accompanying interim unaudited consolidated financial statements serve to update the National Bank Holdings Corporation Annual Report on Form 10-K Form 10-K GAAP requires management to make estimates that affect the reported amounts of assets, liabilities, revenues and expenses and disclosures of contingent assets and liabilities. By their nature, estimates are based on judgment and available information. Management has made significant estimates in certain areas, such as the fair values of financial instruments, contingent liabilities and the allowance for credit losses (“ACL”). Because of the inherent uncertainties associated with any estimation process and future changes in market and economic conditions, it is possible that actual results could differ significantly from those estimates. The Company's significant accounting policies followed in the preparation of the unaudited consolidated financial statements are disclosed in note 2 of the audited financial statements and notes for the year ended December 31, 2023 and are contained in the Company's Annual Report on Form 10-K

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
Recent Accounting Pronouncements	Sep. 30, 2024
Recent Accounting Pronouncements
Recent Accounting Pronouncements	Note 2 Recent Accounting Pronouncements The Company has not adopted any recent accounting pronouncements in addition to those disclosed in our Annual Report on Form 10-K

Investment Securities

Investment Securities	9 Months Ended
Investment Securities	Sep. 30, 2024
Investment Securities
Investment Securities	Note 3 Investment Securities The Company’s investment securities portfolio is comprised of available-for-sale and held-to-maturity investment securities. These investment securities totaled $1.2 billion at September 30, 2024 and included $0.7 billion of available-for-sale securities and $0.5 billion of held-to-maturity securities. At December 31, 2023, investment securities totaled $1.2 billion and included $0.6 billion of available-for-sale securities and $0.6 billion of held-to-maturity securities. Available-for-sale Available-for-sale securities are summarized as follows as of the dates indicated: September 30, 2024 Amortized Gross Gross cost unrealized gains unrealized losses Fair value U.S. Treasury securities $ 49,757 $ — $ (567) $ 49,190 Mortgage-backed securities: — Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 222,443 445 (26,358) 196,530 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 514,924 1,280 (55,708) 460,496 Municipal securities 80 — — 80 Corporate debt 2,000 — (38) 1,962 Other securities 729 — — 729 Total investment securities available-for-sale $ 789,933 $ 1,725 $ (82,671) $ 708,987 December 31, 2023 Amortized Gross Gross cost unrealized gains unrealized losses Fair value U.S. Treasury securities $ 74,508 $ — $ (1,464) $ 73,044 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 233,264 57 (31,512) 201,809 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 417,155 — (65,913) 351,242 Municipal securities 80 — (1) 79 Corporate debt 2,000 — (157) 1,843 Other securities 812 — — 812 Total investment securities available-for-sale $ 727,819 $ 57 $ (99,047) $ 628,829 During the nine months ended September 30, 2024, purchases of available-for-sale securities totaled $199.1 million. During the nine months ended September 30, 2023, there were no purchases of available-for-sale securities. Maturities and paydowns of available-for-sale securities during the nine months ended September 30, 2024 and 2023 totaled $137.6 million and $71.3 million, respectively. There were no sales of available-for-sale securities during the nine months ended September 30, 2024 or 2023. At September 30, 2024 and December 31, 2023, the Company’s available-for-sale investment portfolio was primarily comprised of U.S. Treasury securities and mortgage-backed securities (“MBS”). All mortgage-backed securities were backed by government sponsored enterprises (“GSE”) collateral such as Federal Home Loan Mortgage Corporation (“FHLMC”) and Federal National Mortgage Association (“FNMA”) and the government owned agency Government National Mortgage Association (“GNMA”). The tables below summarize the available-for-sale securities with unrealized losses as of the dates shown, along with the length of the impairment period: September 30, 2024 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 49,190 $ (567) $ 49,190 $ (567) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 181,541 (26,358) 181,541 (26,358) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 16,334 (21) 321,668 (55,687) 338,002 (55,708) Municipal securities — — 80 — 80 — Corporate debt — — 1,963 (38) 1,963 (38) Total $ 16,334 $ (21) $ 554,442 $ (82,650) $ 570,776 $ (82,671) December 31, 2023 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 73,044 $ (1,464) $ 73,044 $ (1,464) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 9 — 199,000 (31,512) 199,009 (31,512) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 138 (1) 351,104 (65,912) 351,242 (65,913) Municipal securities — — 79 (1) 79 (1) Corporate debt — — 1,843 (157) 1,843 (157) Total $ 147 $ (1) $ 625,070 $ (99,046) $ 625,217 $ (99,047) Management regularly monitors the investment securities portfolio in its entirety and further evaluates all of the available-for-sale securities in an unrealized loss position. The portfolio included 216 securities, which were in an unrealized loss position at September 30, 2024, compared to 230 securities at December 31, 2023. The unrealized losses in the Company's investment portfolio at September 30, 2024 were caused by changes in interest rates. The Company has no intention to sell these securities and believes it will not be required to sell the securities before the recovery of their amortized cost. Management believes that default of the available-for-sale securities is highly unlikely. FHLMC, FNMA and GNMA guaranteed mortgage-backed securities and U.S. Treasury securities have a long history of zero credit losses, an explicit guarantee by the U.S. government (although limited for FNMA and FHLMC securities) and yields that generally trade based on market views of prepayment and liquidity risk rather than credit risk. The tables below summarize the credit quality indicators, by fair value, of available-for-sale securities as of the dates shown: September 30, 2024 AA+ Not rated Total U.S. Treasury securities $ 49,190 $ — $ 49,190 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 196,530 — 196,530 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 460,496 — 460,496 Municipal securities — 80 80 Corporate debt — 1,962 1,962 Other securities — 729 729 Total investment securities available-for-sale $ 706,216 $ 2,771 $ 708,987 December 31, 2023 AAA Not rated Total U.S. Treasury securities $ 73,044 $ — $ 73,044 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 201,809 — 201,809 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 351,242 — 351,242 Municipal securities — 79 79 Corporate debt — 1,843 1,843 Other securities — 812 812 Total investment securities available-for-sale $ 626,095 $ 2,734 $ 628,829 Based upon the downgrade of U.S. government securities by certain rating agencies, the Company updated the rating from AAA to AA+. Certain securities are pledged as collateral for public deposits, securities sold under agreements to repurchase and to secure borrowing capacity at the Federal Reserve Bank (“FRB”), if needed. The fair value of available-for-sale investment securities pledged as collateral totaled $236.7 million and $312.4 million at September 30, 2024 and at December 31, 2023, respectively. The Company may also pledge available-for-sale investment securities as collateral for Federal Home Loan Bank (“FHLB”) advances. No securities were pledged for this purpose at September 30, 2024 or December 31, 2023. A summary of the available-for-sale securities by maturity is shown in the following table as of September 30, 2024. Mortgage-backed securities may have actual maturities that differ from contractual maturities depending on the repayment characteristics and experience of the underlying financial instruments and are therefore not included in the table below. Additionally, the Company holds other available-for-sale securities with an amortized cost and fair value September 30, 2024 Weighted Amortized cost Fair value average yield U.S. Treasury securities Within one year $ 24,909 $ 24,712 2.56% After one but within five years 24,848 24,478 2.77% Total U.S. Treasury securities 49,757 49,190 2.67% Municipal securities Within one year 80 80 3.14% Corporate debt After five but within ten years 2,000 1,962 5.86% Total $ 51,837 $ 51,232 As of September 30, 2024 and December 31, 2023, accrued interest receivable (“AIR”) from available-for-sale investment securities totaled $1.8 million and $1.3 million, respectively, and was included within other assets in the consolidated statements of financial condition. Held-to-maturity Held-to-maturity investment securities are summarized as follows as of the dates indicated: September 30, 2024 Gross Gross Amortized unrealized unrealized cost gains losses Fair value U.S. Treasury securities $ 49,563 $ — $ (406) $ 49,157 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 270,518 705 (28,386) 242,837 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 218,076 26 (39,322) 178,780 Total investment securities held-to-maturity $ 538,157 $ 731 $ (68,114) $ 470,774 December 31, 2023 Gross Gross Amortized unrealized unrealized cost gains losses Fair value U.S. Treasury securities $ 49,338 $ — $ (1,004) $ 48,334 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 299,337 226 (34,552) 265,011 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 236,377 2 (45,396) 190,983 Total investment securities held-to-maturity $ 585,052 $ 228 $ (80,952) $ 504,328 During the nine months ended September 30, 2024, there were no purchases of held-to-maturity securities. During the nine months ended September 30, 2023, purchases of held-to-maturity securities totaled $2.5 million. Maturities and paydowns of held-to-maturity securities totaled $47.4 million and $53.9 million during the nine months ended September 30, 2024 and 2023, respectively. The held-to-maturity portfolio included 109 securities which were in an unrealized loss position as of September 30, 2024, compared to 123 securities at December 31, 2023. The tables below summarize the held-to-maturity securities with unrealized losses as of the dates shown, along with the length of the impairment period: September 30, 2024 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 49,157 $ (406) $ 49,157 $ (406) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 201,590 (28,386) 201,590 (28,386) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises — — 175,839 (39,322) 175,839 (39,322) Total $ — $ — $ 426,586 $ (68,114) $ 426,586 $ (68,114) December 31, 2023 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 48,334 $ (1,004) $ 48,334 $ (1,004) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 14,689 (72) 217,467 (34,480) 232,156 (34,552) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 2,289 (37) 187,021 (45,359) 189,310 (45,396) Total $ 16,978 $ (109) $ 452,822 $ (80,843) $ 469,800 $ (80,952) The Company does not measure expected credit losses on a financial asset, or group of financial assets, in which historical credit loss information adjusted for current conditions and reasonable and supportable forecasts results in an expectation that nonpayment of the amortized cost basis is zero. Management evaluated held-to-maturity securities noting they are backed by loans guaranteed by either U.S. government agencies or U.S. government sponsored entities, and management believes that default is highly unlikely given this governmental backing and long history without credit losses. Additionally, management notes that yields on which the portfolio generally trades are based upon market views of prepayment and liquidity risk and not credit risk. The Company has no intention to sell any held-to-maturity securities and believes it will not be required to sell any held-to-maturity securities before the recovery of their amortized cost. The tables below summarize the credit quality indicators, by amortized cost, of held-to-maturity securities as of the dates shown: September 30, 2024 December 31, 2023 AA+ AAA U.S. Treasury securities $ 49,563 $ 49,338 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 270,518 299,337 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 218,076 236,377 Total investment securities held-to-maturity $ 538,157 $ 585,052 Based upon the downgrade of U.S. government securities by certain rating agencies, the Company updated the rating from AAA to AA+. Certain securities are pledged as collateral for public deposits, securities sold under agreements to repurchase and to secure borrowing capacity at the FRB, if needed. The carrying value of held-to-maturity investment securities pledged as collateral totaled $535.5 million and $559.3 million at September 30, 2024 and December 31, 2023, respectively. The Company may also pledge held-to-maturity investment securities as collateral for FHLB advances. No held-to-maturity investment securities were pledged for this purpose at September 30, 2024 or December 31, 2023. A summary of the held-to-maturity securities by maturity is shown in the following table as of September 30, 2024. Actual maturities of mortgage-backed securities may differ from scheduled maturities depending on the repayment characteristics and experience of the underlying financial instruments and are therefore not included in the table below. September 30, 2024 Weighted Amortized cost Fair value average yield U.S. Treasury securities Within one year $ 24,956 $ 24,794 3.18% After one but within five years 24,607 24,363 3.10% Total $ 49,563 $ 49,157 3.14% As of September 30, 2024 and December 31, 2023, AIR from held-to-maturity investment securities totaled $1.2 million and $1.0 million, respectively, and was included within other assets in the consolidated statements of financial condition.

Non-marketable Securities

Non-marketable Securities	9 Months Ended
Non-marketable Securities	Sep. 30, 2024
Non-marketable Securities
Non-marketable Securities	Note 4 Non-marketable Securities The carrying balance of non-marketable securities are summarized as follows as of the dates indicated: September 30, 2024 December 31, 2023 Federal Reserve Bank stock $ 24,062 $ 24,062 Federal Home Loan Bank stock 567 16,828 Convertible preferred stock 20,508 25,000 Equity method investments 27,216 24,587 Total $ 72,353 $ 90,477 Non-marketable securities included FRB stock, FHLB stock, convertible preferred stock and equity method investments. During the nine months ended September 30, 2024, purchases of non-marketable securities totaled $26.2 million, and proceeds from redemptions and sales of non-marketable securities totaled $42.6 million. Purchases consisted primarily of FHLB stock, and proceeds consisted primarily of redemptions of FHLB stock. Changes in the Company’s FHLB stock holdings were directly correlated to FHLB line of credit advances and paydowns. During the nine months ended September 30, 2023, purchases of non-marketable securities totaled $93.9 million, and proceeds from non-marketable securities totaled $90.3 million. FRB and FHLB stock At September 30, 2024 and December 31, 2023, the Company held FRB stock and FHLB stock for regulatory or debt facility purposes. These are restricted securities which, lacking a market, are carried at cost. There have been no identified events or changes in circumstances that may have an adverse effect on the FRB and FHLB stock carried at cost. Convertible preferred stock Non-marketable securities include convertible preferred stock without a readily determinable fair value. During the nine months ended September 30, 2024, the Company recorded $3.9 million of impairment on convertible preferred stock related to venture capital investments, included in other non-interest income in the Company’s consolidated statements of operations. During the nine months ended September 30, 2023, the Company recorded $4.0 million of impairment on convertible preferred stock related to venture capital investments. During the nine months ended September 30, 2024, the Company sold convertible preferred stock totaling $1.0 million, which generated realized gains of $0.1 million recorded in other non-interest income in the Company’s consolidated statements of operations. The Company purchased zero and $0.4 million of convertible preferred stock during the three and nine months ended September 30, 2024, respectively. Equity method investments Non-marketable securities also include equity method investments totaling $25.4 million and $24.6 million at September 30, 2024 and December 31, 2023, respectively, and equity method investments without a readily determinable fair value totaling $1.8 million and zero at September 30, 2024 and December 31, 2023, respectively. During the three and nine months ended September 30, 2024, the Company recorded net unrealized gains on equity method investments totaling $0.4 million and $0.7 million, respectively. During the three and nine months ended September 30, 2023, the Company recorded net unrealized losses on equity method investments totaling zero and $0.4 million, respectively. These gains and losses were recorded in other non-interest income in the Company’s consolidated statements of operations. Carrying values of equity method investments without a readily determinable fair value are updated periodically and impairments may be taken to reflect a new basis. The Company recorded no impairment related to equity method investments without a readily determinable fair value for the nine months ended September 30, 2024 or the year ended December 31, 2023.

Loans

Loans	9 Months Ended
Loans	Sep. 30, 2024
Loans
Loans	Note 5 Loans The loan portfolio is comprised of loans originated by the Company and loans that were acquired in connection with the Company’s acquisitions. The tables below show the loan portfolio composition including carrying value by segment as of the dates shown. The carrying value of loans is net of discounts, fees, costs and fair value marks of $31.0 million and $33.6 million as of September 30, 2024 and December 31, 2023, respectively. September 30, 2024 Total loans % of total Commercial $ 4,581,372 59.4% Commercial real estate non-owner occupied 1,834,180 23.8% Residential real estate 1,283,560 16.6% Consumer 15,383 0.2% Total $ 7,714,495 100.0% December 31, 2023 Total loans % of total Commercial $ 4,499,035 58.4% Commercial real estate non-owner occupied 1,856,750 24.1% Residential real estate 1,323,787 17.2% Consumer 19,186 0.3% Total $ 7,698,758 100.0% Information about delinquent and non-accrual loans is shown in the following tables at September 30, 2024 and December 31, 2023: September 30, 2024 Greater 30-89 days than 90 days Total past past due and past due and Non-accrual due and accruing accruing loans non-accrual Current Total loans Commercial: Commercial and industrial $ 15,678 $ 9,508 $ 9,556 $ 34,742 $ 1,976,771 $ 2,011,513 Municipal and non-profit 187 — — 187 1,096,937 1,097,124 Owner occupied commercial real estate 8,691 — 532 9,223 1,162,036 1,171,259 Food and agribusiness — — 587 587 300,889 301,476 Total commercial 24,556 9,508 10,675 44,739 4,536,633 4,581,372 Commercial real estate non-owner occupied: Construction — — — — 307,214 307,214 Acquisition/development 112 — — 112 91,059 91,171 Multifamily — — — — 334,576 334,576 Non-owner occupied 5,799 — 5,859 11,658 1,089,561 1,101,219 Total commercial real estate non-owner occupied 5,911 — 5,859 11,770 1,822,410 1,834,180 Residential real estate: Senior lien 168 — 6,231 6,399 1,188,148 1,194,547 Junior lien 489 — 672 1,161 87,852 89,013 Total residential real estate 657 — 6,903 7,560 1,276,000 1,283,560 Consumer 129 1 108 238 15,145 15,383 Total loans $ 31,253 $ 9,509 $ 23,545 $ 64,307 $ 7,650,188 $ 7,714,495 September 30, 2024 Non-accrual loans Non-accrual loans with a related with no related allowance for allowance for Non-accrual credit loss credit loss loans Commercial: Commercial and industrial $ 9,162 $ 394 $ 9,556 Owner occupied commercial real estate 425 107 532 Food and agribusiness 1 586 587 Total commercial 9,588 1,087 10,675 Commercial real estate non-owner occupied: Non-owner occupied — 5,859 5,859 Total commercial real estate non-owner occupied — 5,859 5,859 Residential real estate: Senior lien 2,759 3,472 6,231 Junior lien 450 222 672 Total residential real estate 3,209 3,694 6,903 Consumer 108 — 108 Total loans $ 12,905 $ 10,640 $ 23,545 December 31, 2023 Greater 30-89 days than 90 days Total past past due and past due and Non-accrual due and accruing accruing loans non-accrual Current Total loans Commercial: Commercial and industrial $ 9,179 $ — $ 2,250 $ 11,429 $ 1,955,480 $ 1,966,909 Municipal and non-profit — — — — 1,083,756 1,083,756 Owner occupied commercial real estate — — 755 755 1,123,018 1,123,773 Food and agribusiness — 12 5,762 5,774 318,823 324,597 Total commercial 9,179 12 8,767 17,958 4,481,077 4,499,035 Commercial real estate non-owner occupied: Construction — — — — 405,250 405,250 Acquisition/development 1,077 — — 1,077 99,019 100,096 Multifamily — — — — 311,770 311,770 Non-owner occupied 60 — 13,472 13,532 1,026,102 1,039,634 Total commercial real estate non-owner occupied 1,137 — 13,472 14,609 1,842,141 1,856,750 Residential real estate: Senior lien 1,410 50 5,488 6,948 1,226,651 1,233,599 Junior lien 375 528 448 1,351 88,837 90,188 Total residential real estate 1,785 578 5,936 8,299 1,315,488 1,323,787 Consumer 131 1 53 185 19,001 19,186 Total loans $ 12,232 $ 591 $ 28,228 $ 41,051 $ 7,657,707 $ 7,698,758 December 31, 2023 Non-accrual loans Non-accrual loans with a related with no related allowance for allowance for Non-accrual credit loss credit loss loans Commercial: Commercial and industrial $ 2,250 $ — $ 2,250 Owner occupied commercial real estate 755 — 755 Food and agribusiness 5,176 586 5,762 Total commercial 8,181 586 8,767 Commercial real estate non-owner occupied: Non-owner occupied 13,472 — 13,472 Total commercial real estate non-owner occupied 13,472 — 13,472 Residential real estate: Senior lien 3,277 2,211 5,488 Junior lien 448 — 448 Total residential real estate 3,725 2,211 5,936 Consumer 53 — 53 Total loans $ 25,431 $ 2,797 $ 28,228 Loans are considered past due or delinquent when the contractual principal or interest due in accordance with the terms of the loan agreement remains unpaid after the due date of the scheduled payment. Loans to borrowers experiencing financial difficulties may be modified. Modified loans are discussed in more detail below. There was no interest income recognized from non-accrual loans during the three or nine months ended September 30, 2024 or 2023. The Company’s internal risk rating system uses a series of grades, which reflect our assessment of the credit quality of loans based on an analysis of the borrower's financial condition, liquidity and ability to meet contractual debt service requirements and are categorized as “Pass,” “Special mention,” “Substandard” and “Doubtful”. For a description of the general characteristics of the risk grades, refer to note 2 Summary of Significant Accounting Policies in our audited consolidated financial statements in our 2023 Annual Report on Form 10-K The amortized cost basis and current period gross charge-offs for all loans as determined by the Company’s internal risk rating system and year of origination is shown in the following tables as of and for the nine months ended September 30, 2024 and the year ended December 31, 2023: September 30, 2024 Revolving Revolving loans loans Origination year amortized converted 2024 2023 2022 2021 2020 Prior cost basis to term Total Commercial: Commercial and industrial: Pass $ 369,871 $ 250,499 $ 351,692 $ 250,042 $ 70,007 $ 111,649 $ 438,616 $ 12,942 $ 1,855,318 Special mention 5,024 14,944 11,652 31,476 10,577 7,293 24,569 2,461 107,996 Substandard 6,311 17,821 10,495 2,761 2,741 847 2,902 371 44,249 Doubtful — 2,433 98 15 975 56 — 373 3,950 Total commercial and industrial 381,206 285,697 373,937 284,294 84,300 119,845 466,087 16,147 2,011,513 Gross charge-offs: Commercial and industrial — — — 26 155 56 — — 237 Municipal and non-profit: Pass 77,016 147,281 139,976 220,318 75,506 408,372 26,696 — 1,095,165 Special mention — — — — 1,959 — — — 1,959 Total municipal and non-profit 77,016 147,281 139,976 220,318 77,465 408,372 26,696 — 1,097,124 Owner occupied commercial real estate: Pass 167,970 207,547 234,000 134,284 86,481 227,224 20,594 — 1,078,100 Special mention 430 8,844 21,459 22,907 1,198 26,474 100 — 81,412 Substandard — — 3,366 3,406 — 3,645 846 — 11,263 Doubtful — — — — — 484 — — 484 Total owner occupied commercial real estate 168,400 216,391 258,825 160,597 87,679 257,827 21,540 — 1,171,259 Gross charge-offs: Owner occupied commercial real estate — — 13 — — — — — 13 Food and agribusiness: Pass 14,943 10,873 73,967 11,003 6,041 35,238 145,464 — 297,529 Special mention — — — 3,148 — 212 — — 3,360 Substandard — — — 586 — 1 — — 587 Total food and agribusiness 14,943 10,873 73,967 14,737 6,041 35,451 145,464 — 301,476 Gross charge-offs: Food and agribusiness — — — — — 2,704 — — 2,704 Total commercial 641,565 660,242 846,705 679,946 255,485 821,495 659,787 16,147 4,581,372 Gross charge-offs: Commercial — — 13 26 155 2,760 — — 2,954 Commercial real estate non-owner occupied: Construction: Pass 29,621 68,663 94,585 36,638 29,251 — 45,967 453 305,178 Special mention — — 2,036 — — — — — 2,036 Total construction 29,621 68,663 96,621 36,638 29,251 — 45,967 453 307,214 Acquisition/development: Pass 15,649 4,916 36,663 21,646 1,229 8,279 699 — 89,081 Special mention — — 1,075 717 — — — — 1,792 Substandard — — — — — 298 — — 298 Total acquisition/development 15,649 4,916 37,738 22,363 1,229 8,577 699 — 91,171 Multifamily: Pass 6,822 16,465 153,335 96,174 16,687 31,199 1,956 — 322,638 Special mention — — 8,114 3,824 — — — — 11,938 Total multifamily 6,822 16,465 161,449 99,998 16,687 31,199 1,956 — 334,576 Non-owner occupied Pass 21,896 134,006 291,344 144,191 122,132 326,912 5,345 — 1,045,826 Special mention 5,002 14,034 — 13,091 3,808 3,992 — — 39,927 Substandard — — — 5,859 — 9,374 — — 15,233 Doubtful — — — — — 233 — — 233 Total non-owner occupied 26,898 148,040 291,344 163,141 125,940 340,511 5,345 — 1,101,219 Gross charge-offs: Non-owner occupied — — 293 — — 4,422 — — 4,715 Total commercial real estate non-owner occupied 78,990 238,084 587,152 322,140 173,107 380,287 53,967 453 1,834,180 Gross charge-offs: Commercial real estate non-owner occupied — — 293 — — 4,422 — — 4,715 Residential real estate: Senior lien Pass 51,116 89,536 418,044 294,554 102,832 184,204 46,431 257 1,186,974 Special mention — — — — — 17 — — 17 Substandard 22 665 3,460 947 401 2,036 — — 7,531 Doubtful — — — — — 25 — — 25 Total senior lien 51,138 90,201 421,504 295,501 103,233 186,282 46,431 257 1,194,547 Junior lien Pass 5,587 3,597 4,626 1,584 1,905 5,833 62,204 885 86,221 Special mention — — — 431 — 27 1,488 — 1,946 Substandard 45 — 146 222 89 172 172 — 846 Total junior lien 5,632 3,597 4,772 2,237 1,994 6,032 63,864 885 89,013 Total residential real estate 56,770 93,798 426,276 297,738 105,227 192,314 110,295 1,142 1,283,560 Consumer Pass 4,260 2,379 1,738 1,128 638 200 4,884 48 15,275 Substandard — — 67 — — 41 — — 108 Total consumer 4,260 2,379 1,805 1,128 638 241 4,884 48 15,383 Gross charge-offs: Consumer 640 23 12 3 — 40 — — 718 Total loans $ 781,585 $ 994,503 $ 1,861,938 $ 1,300,952 $ 534,457 $ 1,394,337 $ 828,933 $ 17,790 $ 7,714,495 Gross charge-offs: Total loans 640 23 318 29 155 7,222 — — 8,387 December 31, 2023 Revolving Revolving loans loans Origination year amortized converted 2023 2022 2021 2020 2019 Prior cost basis to term Total Commercial: Commercial and industrial: Pass $ 348,103 $ 396,618 $ 271,201 $ 87,234 $ 41,261 $ 106,711 $ 563,924 $ 31,620 $ 1,846,672 Special mention 4,775 12,259 31,895 20,340 2,202 683 18,344 3,470 93,968 Substandard 13,729 4,555 4,248 1,314 179 347 910 — 25,282 Doubtful 600 — — 387 — — — — 987 Total commercial and industrial 367,207 413,432 307,344 109,275 43,642 107,741 583,178 35,090 1,966,909 Gross charge-offs: Commercial and industrial — 12 215 — 47 3 — — 277 Municipal and non-profit: Pass 139,591 140,626 246,088 82,590 53,460 389,867 31,534 — 1,083,756 Total municipal and non-profit 139,591 140,626 246,088 82,590 53,460 389,867 31,534 — 1,083,756 Owner occupied commercial real estate: Pass 236,897 275,644 181,472 97,523 86,761 163,997 18,281 — 1,060,575 Special mention 2,074 19,191 7,808 — 2,650 27,653 — — 59,376 Substandard — 515 1,732 — 687 234 — — 3,168 Doubtful — 6 — — — 648 — — 654 Total owner occupied commercial real estate 238,971 295,356 191,012 97,523 90,098 192,532 18,281 — 1,123,773 Food and agribusiness: Pass 16,917 69,212 14,159 15,379 10,417 34,592 149,125 51 309,852 Special mention — — 4,646 — — 3,724 450 — 8,820 Substandard — — 586 — — 180 1,786 — 2,552 Doubtful — — — — — — 3,373 — 3,373 Total food and agribusiness 16,917 69,212 19,391 15,379 10,417 38,496 154,734 51 324,597 Total commercial 762,686 918,626 763,835 304,767 197,617 728,636 787,727 35,141 4,499,035 Gross charge-offs: Commercial — 12 215 — 47 3 — — 277 Commercial real estate non-owner occupied: Construction: Pass 43,385 190,826 59,477 63,486 1,006 — 47,070 — 405,250 Total construction 43,385 190,826 59,477 63,486 1,006 — 47,070 — 405,250 Acquisition/development: Pass 13,228 39,000 21,011 5,992 597 8,814 7,416 2,961 99,019 Special mention — 1,077 — — — — — — 1,077 Total acquisition/development 13,228 40,077 21,011 5,992 597 8,814 7,416 2,961 100,096 Multifamily: Pass 16,450 113,936 92,574 16,938 39,371 31,671 830 — 311,770 Total multifamily 16,450 113,936 92,574 16,938 39,371 31,671 830 — 311,770 Non-owner occupied Pass 116,168 241,563 172,042 91,188 124,291 236,694 6,694 — 988,640 Special mention — — — 21,268 3,876 2,489 — — 27,633 Substandard — — — — — 19,848 — — 19,848 Doubtful — — — 280 — 3,233 — — 3,513 Total non-owner occupied 116,168 241,563 172,042 112,736 128,167 262,264 6,694 — 1,039,634 Total commercial real estate non-owner occupied 189,231 586,402 345,104 199,152 169,141 302,749 62,010 2,961 1,856,750 Residential real estate: Senior lien Pass 87,608 434,963 316,080 112,582 42,752 183,890 48,462 94 1,226,431 Special mention — — — — — 515 — — 515 Substandard 1,555 1,119 740 415 620 2,167 — — 6,616 Doubtful — — — — — 37 — — 37 Total senior lien 89,163 436,082 316,820 112,997 43,372 186,609 48,462 94 1,233,599 Gross charge-offs: Senior lien — — — — — 48 — — 48 Junior lien Pass 4,920 4,464 1,712 2,947 2,270 4,729 66,441 684 88,167 Special mention — — — — — 27 249 — 276 Substandard 263 149 236 758 — 339 — — 1,745 Total junior lien 5,183 4,613 1,948 3,705 2,270 5,095 66,690 684 90,188 Total residential real estate 94,346 440,695 318,768 116,702 45,642 191,704 115,152 778 1,323,787 Gross charge-offs: Residential real estate — — — — — 48 — — 48 Consumer Pass 5,945 3,330 2,233 997 244 410 5,947 27 19,133 Substandard — — — — — 50 3 — 53 Total consumer 5,945 3,330 2,233 997 244 460 5,950 27 19,186 Gross charge-offs: Consumer 1,225 13 1 2 1 8 — — 1,250 Total loans $ 1,052,208 $ 1,949,053 $ 1,429,940 $ 621,618 $ 412,644 $ 1,223,549 $ 970,839 $ 38,907 $ 7,698,758 Gross charge-offs: Total loans 1,225 25 216 2 48 59 — — 1,575 Loans evaluated individually We evaluate loans individually when they no longer share risk characteristics with pooled loans. These loans include loans on non-accrual status, loans in bankruptcy, and modified loans as described below. If a specific allowance is warranted based on the borrower’s overall financial condition, the specific allowance is calculated based on discounted expected cash flows using the loan’s initial contractual effective interest rate or the fair value of the collateral less selling costs for collateral-dependent loans. A loan is considered collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. Management individually evaluates collateral-dependent loans with an amortized cost basis of $250 thousand or more and includes collateral-dependent loans less than $250 thousand within the general allowance population. The amortized cost basis of collateral-dependent loans over $250 thousand was as follows at September 30, 2024 and December 31, 2023: September 30, 2024 Total amortized Real property Business assets cost basis Commercial: Commercial and industrial $ 2,800 $ 6,863 $ 9,663 Owner occupied commercial real estate 1,450 — 1,450 Food and agribusiness 586 — 586 Total commercial 4,836 6,863 11,699 Commercial real estate non-owner occupied: Non-owner occupied 11,127 — 11,127 Total commercial real estate non-owner occupied 11,127 — 11,127 Residential real estate: Senior lien 4,770 — 4,770 Junior lien 183 39 222 Total residential real estate 4,953 39 4,992 Total loans $ 20,916 $ 6,902 $ 27,818 December 31, 2023 Total amortized Real property Business assets cost basis Commercial: Commercial and industrial $ 1,946 $ 220 $ 2,166 Owner occupied commercial real estate 1,883 — 1,883 Food and agribusiness 586 5,159 5,745 Total commercial 4,415 5,379 9,794 Commercial real estate non-owner occupied: Non-owner occupied 19,993 — 19,993 Total commercial real estate non-owner occupied 19,993 — 19,993 Residential real estate: Senior lien 2,661 — 2,661 Total residential real estate 2,661 — 2,661 Total loans $ 27,069 $ 5,379 $ 32,448 Loan modifications The Company’s policy is to review each prospective credit to determine the appropriateness and the adequacy of security or collateral prior to making a loan. In the event of borrower default, the Company seeks recovery in compliance with lending laws, the respective loan agreements, and credit monitoring and remediation procedures that may include modifying a loan to provide a concession by the Company to the borrower from their original terms due to borrower financial difficulties in order to facilitate repayment. The Company considers loans to borrowers experiencing financial difficulties, where such a concession is utilized, to be troubled debt modifications (“TDM”). TDMs may include principal forgiveness, interest rate reductions, other-than-insignificant-payment delays, term extensions or any combination thereof. The following schedule presents, by loan class, the amortized cost basis for loans to borrowers experiencing financial difficulty that remain outstanding and were modified within the three months ended September 30, 2024: As of and for the three months ended September 30, 2024 Combination - interest rate Payment delay reduction and term extension Amortized % of loan Amortized % of loan cost basis class cost basis class Commercial: Commercial and industrial $ 2,849 0.1% $ — 0.0% Total commercial 2,849 0.1% — 0.0% Residential real estate: Junior lien — 0.0% 45 0.1% Total residential real estate — 0.0% 45 0.0% Total loans $ 2,849 0.0% $ 45 0.0% The following schedules present, by loan class, the amortized cost basis for loans to borrowers experiencing financial difficulty that remain outstanding and were modified within the nine months ended September 30, 2024 and 2023: As of and for the nine months ended September 30, 2024 Combination - interest rate Combination - term extension Term extension Payment delay reduction and term extension and payment delay Amortized % of loan Amortized % of loan Amortized % of loan Amortized % of loan cost basis class cost basis class cost basis class cost basis class Commercial: Commercial and industrial $ 7,621 0.4% $ 2,849 0.1% $ — 0.0% $ — 0.0% Owner occupied commercial real estate — 0.0% 1,664 0.1% — 0.0% — 0.0% Total commercial 7,621 0.2% 4,513 0.1% — 0.0% — 0.0% Commercial real estate non-owner occupied: Non-owner occupied 5,435 0.5% — 0.0% — 0.0% — 0.0% Total commercial real estate non-owner occupied 5,435 0.3% — 0.0% — 0.0% — 0.0% Residential real estate: Senior lien — 0.0% 854 0.1% 22 0.0% 382 0.0% Junior lien — 0.0% — 0.0% 45 0.1% — 0.0% Total residential real estate — 0.0% 854 0.1% 67 0.0% 382 0.0% Total loans $ 13,056 0.2% $ 5,367 0.1% $ 67 0.0% $ 382 0.0% September 30, 2023 Term extension Payment delay Amortized % of loan Amortized % of loan cost basis class cost basis class Commercial: Commercial and industrial $ — 0.0% $ 114 0.0% Total commercial — 0.0% 114 0.0% Commercial real estate non-owner occupied: Non-owner occupied 18,764 1.8% — 0.0% Total commercial real estate non-owner occupied 18,764 1.0% — 0.0% Residential real estate: Senior lien 653 0.1% 0.0% Total residential real estate 653 0.1% — 0.0% Total loans $ 19,417 0.3% $ 114 0.0% The following schedules present, by loan class, the payment status of loans that have been modified in the last twelve months as of the dates presented on an amortized cost basis: September 30, 2024 Current 30-89 days past due Non-accrual Commercial: Commercial and industrial $ 2,849 $ 7,621 $ 5,354 Owner occupied commercial real estate 1,664 — — Total commercial 4,513 7,621 5,354 Commercial real estate non-owner occupied: Non-owner occupied 167 5,268 — Total commercial real estate non-owner occupied 167 5,268 — Residential real estate: Senior lien 854 — 404 Junior lien — — 45 Total residential real estate 854 — 449 Total loans $ 5,534 $ 12,889 $ 5,803 September 30, 2023 Current 30-89 days past due Non-accrual Commercial: Commercial and industrial $ 114 $ — $ — Total commercial 114 — — Commercial real estate non-owner occupied: Non-owner occupied 5,292 — 13,472 Total commercial real estate non-owner occupied 5,292 — 13,472 Residential real estate: Senior lien 653 — — Total residential real estate 653 — — Total loans $ 6,059 $ — $ 13,472 Accrual of interest is resumed on loans that were previously on non-accrual only after the loan has performed sufficiently for a period of time. During the three months ended September 30, 2024, the Company had no TDMs that were modified within the past 12 months that defaulted on their modified terms. During the nine months ended September 30, 2024, the Company had two TDMs with amortized costs totaling $5.7 million that were modified within the past 12 months, utilizing a combination of a term extension and payment delays, that defaulted on their modified terms. During the nine months ended September 30, 2023, the Company had one TDM with an amortized cost totaling $13.5 million that was modified within the past twelve months, utilizing a term extension, that defaulted on its modified terms. For purposes of this disclosure, the Company considers “default” to mean 90 days or more past due on principal or interest. The allowance for credit losses related to TDMs on non-accrual status is determined by individual evaluation, including collateral adequacy, using the same process as loans on non-accrual status which are not classified as TDMs. The following schedules present the financial effect of the modifications made to borrowers experiencing financial difficulty as of and for the periods indicated: As of and for the three months ended September 30, 2024 As of and for the nine months ended September 30, 2024 Financial effect Financial effect Payment delay Combination - Interest rate reduction and Term extension Term extension Payment delay Combination - Interest rate reduction and Term extension Combination - Term extension and Payment delay Commercial: Commercial and industrial Extended a weighted average of 0.5 years to the life of loans, which reduced monthly payment amounts Extended a weighted average of 0.6 years to the life of loans, which reduced monthly payment amounts Delayed payments for a weighted average of 0.5 years Owner occupied commercial real estate Delayed payments for a weighted average of 0.5 years Commercial real estate non-owner occupied: Non-owner occupied Extended a weighted average of 0.9 years to the life of loans, which reduced monthly payment amounts Residential real estate: Senior lien Delayed payments for a weighted average of 0.3 years Reduced weighted average contractual interest rate by 1.5% and extended a weighted average of 11 years to the life of loans, which reduced monthly payment amounts Extended a weighted average of 0.7 years to the life of loans, which reduced monthly payment amounts and delayed payments for a weighted average of 0.7 years Junior lien Reduced weighted average contractual interest rate by 1.1% and extended a weighted average of 10 years to the life of loans, which reduced monthly payment amounts Reduced weighted average contractual interest rate by 1.1% and extended a weighted average of 10 years to the life of loans, which reduced monthly payment amounts September 30, 2023 Financial effect Term extension Payment delay Combination - Interest rate reduction and Term extension Commercial: Commercial and industrial Delayed payments for a weighted average of 0.2 years Commercial real estate non-owner occupied: Non-owner occupied Extended a weighted average of 0.3 years to the life of loans, which reduced monthly payment amounts Residential real estate: Senior lien Reduced weighted average contractual interest rate by 2.5% and extended a weighted average life of 30 y

Allowance for Credit Losses

Allowance for Credit Losses	9 Months Ended
Allowance for Credit Losses	Sep. 30, 2024
Allowance for Credit Losses
Allowance for Credit Losses	Note 6 Allowance for Credit Losses The tables below detail the Company’s allowance for credit losses as of the dates shown: Three months ended September 30, 2024 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 48,910 $ 27,412 $ 19,759 $ 376 $ 96,457 Charge-offs (2,930) (293) — (282) (3,505) Recoveries 60 — 5 30 95 Provision expense for credit losses 210 937 636 217 2,000 Ending balance $ 46,250 $ 28,056 $ 20,400 $ 341 $ 95,047 Nine months ended September 30, 2024 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 45,304 $ 32,665 $ 19,550 $ 428 $ 97,947 Charge-offs (2,954) (4,715) — (718) (8,387) Recoveries 352 7 95 327 781 Provision expense for credit losses 3,548 99 755 304 4,706 Ending balance $ 46,250 $ 28,056 $ 20,400 $ 341 $ 95,047 Three months ended September 30, 2023 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 42,058 $ 30,768 $ 19,331 $ 424 $ 92,581 Charge-offs (239) — — (301) (540) Recoveries 241 1 7 31 280 Provision expense (release) for credit losses 3,231 (2,301) (47) 242 1,125 Ending balance $ 45,291 $ 28,468 $ 19,291 $ 396 $ 93,446 Nine months ended September 30, 2023 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 37,608 $ 32,050 $ 19,306 $ 589 $ 89,553 Charge-offs (242) — (46) (930) (1,218) Recoveries 286 3 19 78 386 Provision expense (release) for credit losses 7,639 (3,585) 12 659 4,725 Ending balance $ 45,291 $ 28,468 $ 19,291 $ 396 $ 93,446 In evaluating the loan portfolio for an appropriate ACL level, excluding loans evaluated individually, loans were grouped into segments based on broad characteristics such as primary use and underlying collateral. Within the segments, the portfolio was further disaggregated into classes of loans with similar attributes and risk characteristics for purposes of developing the underlying data used within the discounted cash flow model including, but not limited to, prepayment and recovery rates as well as loss rates tied to macro-economic conditions within management’s reasonable and supportable forecast. The ACL also includes subjective adjustments based upon qualitative risk factors including asset quality, loss trends, lending management, portfolio growth and loan review/internal audit results. The Company recorded a decrease in the allowance for credit losses of $1.4 million and $2.9 million during the three and nine months ended September 30, 2024, respectively, due to a decrease in specific reserves related to the resolution of non-performing loans. Net charge-offs on loans during the three and nine months ended September 30, 2024 were and , respectively. The Company recorded an increase in the allowance for credit losses of $1.1 million and $4.7 million during the three and nine months ended September 30, 2023, respectively, driven by loan growth and higher reserve requirements. Net charge-offs on loans during the three and nine months ended September 30, 2023 were $0.3 million and $0.8 million, respectively. The Company has elected to exclude AIR from the allowance for credit losses calculation. As of September 30, 2024 and December 31, 2023, AIR from loans totaled $45.7 million and $42.4 million, respectively.

Other Real Estate Owned

Other Real Estate Owned	9 Months Ended
Other Real Estate Owned	Sep. 30, 2024
Other Real Estate Owned
Other Real Estate Owned	Note 7 Other Real Estate Owned A summary of the activity in other real estate owned (“OREO”) during the nine months ended September 30, 2024 and 2023 is as follows: For the nine months ended September 30, 2024 2023 Beginning balance $ 4,088 $ 3,731 Impairments — (55) Sales (2,656) (260) Ending balance $ 1,432 $ 3,416 During the three and nine months ended September 30, 2024, the Company sold OREO properties with net book balances of $0.1 million and $2.7 million, respectively. During the three months ended September 30, 2023, the Company sold no OREO properties. During the nine months ended September 30, 2023, the Company sold OREO properties with net book balances of $0.3 million. Sales of OREO properties resulted in net OREO gains of zero and net OREO losses of $0.1 million, which were included within other non-interest expense in the consolidated statements of operations for the three and nine months ended September 30, 2024, respectively. During the nine months ended September 30, 2023, sales of OREO properties resulted in net OREO losses of $11 thousand.

Goodwill and Intangible Assets

Goodwill and Intangible Assets	9 Months Ended
Goodwill and Intangible Assets	Sep. 30, 2024
Goodwill and Intangible Assets
Goodwill and Intangible Assets	Note 8 Goodwill and Intangible Assets Goodwill and other intangible assets In connection with our acquisitions, the Company’s goodwill was $306.0 million as of September 30, 2024. Goodwill is measured as the excess of the fair value of consideration paid over the fair value of net assets acquired. No goodwill impairment was recorded during the three or nine months ended September 30, 2024 or the year ended December 31, 2023. The gross carrying amount of other intangible assets and the associated accumulated amortization at September 30, 2024 and December 31, 2023, are presented as follows: September 30, 2024 December 31, 2023 Gross Net Gross Net carrying Accumulated carrying carrying Accumulated carrying amount amortization amount amount amortization amount Core deposit intangible $ 91,566 $ (54,087) $ 37,479 $ 91,566 $ (50,095) $ 41,471 Customer relationship intangible 17,000 (3,492) 13,508 17,000 (1,867) 15,133 Internally developed technology 2,300 (575) 1,725 2,300 (230) 2,070 Total $ 110,866 $ (58,154) $ 52,712 $ 110,866 $ (52,192) $ 58,674 The Company is amortizing intangibles from acquisitions over a weighted average period of 9.8 years from the date of the respective acquisitions. The core deposit and customer relationship intangibles are being amortized over a weighted average period September 30, 2024, respectively. During the three and nine months ended September 30, 2023, the Company recognized other intangible assets amortization expense of $2.0 million and $5.4 million, respectively. The following table shows the estimated future amortization expense during the next five years for other intangible assets as of September 30, 2024: Years ending December 31, Amount For the three months ending December 31, 2024 $ 1,947 For the year ending December 31, 2025 7,786 For the year ending December 31, 2026 7,664 For the year ending December 31, 2027 7,542 For the year ending December 31, 2028 6,142 Servicing Rights Mortgage ervicing rights Mortgage servicing rights (“MSRs”) represent rights to service loans originated by the Company and sold to government-sponsored enterprises including FHLMC, FNMA, GNMA and FHLB and are included in other assets in the consolidated statements of financial condition. Mortgage loans serviced for others were $0.5 billion and $0.5 billion at September 30, 2024 and 2023, respectively. Below are the changes in the MSRs for the periods presented: For the nine months ended September 30, 2024 2023 Beginning balance $ 4,911 $ 9,162 Originations 258 993 Sales — (4,664) (Impairment) recovery (13) 66 Amortization (356) (675) Ending balance 4,800 4,882 Fair value of mortgage servicing rights $ 6,925 $ 7,514 During the third quarter of 2023, the Company sold rights to service loans totaling $486.7 million in unpaid principal balances from our mortgage servicing rights portfolio. As a result of the sale, the book value of our mortgage servicing rights intangible decreased $4.7 million and generated a gain of $1.1 million included in mortgage banking income in the consolidated statements of operations. The fair value of MSRs was determined based upon a discounted cash flow analysis. The cash flow analysis included assumptions for discount rates and prepayment speeds. Discount rates ranged from 10.0% to 10.5% and the constant prepayment speed ranged from 6.9% to 17.6% for the September 30, 2024 valuation. The discount rate ranged from 10.0% to 10.5%, and the constant prepayment speed ranged from 6.0% to 10.6% for the September 30, 2023 valuation. Included in mortgage banking income in the consolidated statements of operations was servicing income of $0.3 million and $1.1 million for the three and nine months ended September 30, 2024, respectively, and $0.6 million and $1.9 million for the three and nine months ended September 30, 2023, respectively. MSRs are evaluated and impairment is recognized to the extent fair value is less than the carrying amount. The Company evaluates impairment by stratifying MSRs based on the predominant risk characteristics of the underlying loans, including loan type and loan term. The Company is amortizing the MSRs in proportion to and over the period of the estimated net servicing income of the underlying loans. The following table shows the estimated future amortization expense during the next five years for the MSRs as of September 30, 2024: Years ending December 31, Amount For the three months ending December 31, 2024 $ 141 For the year ending December 31, 2025 549 For the year ending December 31, 2026 484 For the year ending December 31, 2027 427 For the year ending December 31, 2028 377 SBA servicing asset The SBA servicing asset represents the value associated with servicing small business real estate loans that have been sold to outside investors with servicing retained. The SBA servicing asset is evaluated and impairment is recognized to the extent fair value is less than the carrying amount. The Company evaluates impairment by stratifying the SBA servicing asset based on the predominant risk characteristics of the underlying loans, including loan type and loan term. The Company is amortizing the SBA servicing asset in proportion to and over the period of the estimated net servicing income of the underlying loans. The Company serviced $129.7 million and $108.8 million of SBA loans that have been sold into the secondary market, as of September 30, 2024 and December 31, 2023, respectively. For the three and nine months ended September 30, 2024, the Company recognized SBA servicing asset fee income totaling $0.1 million and $0.2 million. During the three and nine months ended September 30, 2023, the Company recognized SBA servicing asset fee income totaling $0.1 million and $0.7 million, respectively. Below are the changes in the SBA servicing asset for the periods presented: For the nine months ended September 30, 2024 2023 Beginning balance $ 2,440 $ 2,666 Originations 952 325 Disposals (440) (321) Recovery 103 153 Amortization (177) (104) Ending balance 2,878 2,719 Fair value of mortgage servicing rights $ 2,878 $ 2,719 The Company uses assumptions and estimates in determining the fair value of SBA loan servicing rights. These assumptions include prepayment speeds, discount rates, and other assumptions. The assumptions used in the valuation were based on input from buyers, brokers and other qualified personnel, as well as market knowledge. For the nine months ended September 30, 2024 and 2023, the key assumptions used to determine the fair value of the Company’s SBA loan servicing rights included weighted average lifetime constant prepayment rates equal to 15.6% and 14.1%, respectively, and weighted average discount rates equal to 9.7% and 13.7%, respectively. The following table shows the estimated future amortization expense during the next five years for the SBA servicing asset as of September 30, 2024: Years ending December 31, Amount For the three months ending December 31, 2024 $ 259 For the year ending December 31, 2025 315 For the year ending December 31, 2026 277 For the year ending December 31, 2027 244 For the year ending December 31, 2028 214

Borrowings

Borrowings	9 Months Ended
Borrowings	Sep. 30, 2024
Borrowings
Borrowings	Note 9 Borrowings Borrowings consist of securities sold under agreements to repurchase, long-term debt and FHLB advances. Securities sold under agreements to repurchase The Company enters into repurchase agreements to facilitate the needs of its clients. As of September 30, 2024 and December 31, 2023, the Company sold securities under agreements to repurchase totaling $19.5 million and $19.6 million, respectively. The Company pledged mortgage-backed securities with a fair value of approximately $27.2 million and $30.4 million as of September 30, 2024 and December 31, 2023, respectively, for these agreements. The Company monitors collateral levels on a continuous basis and may be required to provide additional collateral based on the fair value of the underlying securities. As of September 30, 2024 and December 31, 2023, the Company had $7.7 million and $10.8 million, respectively, of excess collateral pledged for repurchase agreements. Federal Home Loan Bank advances As a member of the FHLB, the Banks have access to a line of credit and term financing from the FHLB with total available credit of $1.8 billion at September 30, 2024. The Company may utilize the FHLB line of credit as a funding mechanism for originated loans and loans held for sale. At September 30, 2024 and December 31, 2023, the Banks had zero and $340.0 million, respectively, of outstanding borrowings from the FHLB. The Banks may pledge investment securities and loans as collateral for FHLB advances. There were no investment securities pledged for FHLB advances at September 30, 2024 or December 31, 2023. Loans pledged were $2.6 billion at September 30, 2024 Long-term debt The Company holds a subordinated note purchase agreement to issue and sell a fixed-to-floating rate note totaling $40.0 million. The balance on the note at September 30, 2024 and December 31, 2023, net of long-term debt issuance costs totaling $0.2 million, totaled $39.8 million. During the three and nine months ended September 30, 2024 and 2023, interest expense totaling $0.3 million and $0.9 million, respectively, was recorded in the consolidated statements of operations. The note is subordinated, unsecured and matures on November 15, 2031. Payments consist of interest only. Interest expense on the note is payable semi-annually in arrears and will bear interest at 3.00% per annum until November 15, 2026 (or any earlier redemption date). From November 15, 2026 until November 15, 2031 (or any earlier redemption date) payments will be made quarterly in arrears, and the interest rate shall reset quarterly to an interest rate per annum equal to the then current three-month term secured overnight financing rate (“SOFR”) plus 203 basis points. The Company deployed the net proceeds from the sale of the note for general corporate purposes. Prior to November 5, 2026, the Company may redeem the note only under certain limited circumstances. Beginning on November 5, 2026 through maturity, the note may be redeemed, at the Company’s option, on any scheduled interest payment date. Any redemption by the Company would be at a redemption price equal to 100% of the principal amount of the note being redeemed, together with any accrued and unpaid interest on the note being redeemed up to but excluding the date of redemption. The note is not subject to redemption at the option of the holder. As part of the acquisition of Bank of Jackson Hole (“BOJH”) on October 1, 2022, the Company assumed three subordinated note purchase agreements to issue and sell fixed-to-floating rate notes totaling $15.0 million. The balance on the notes at September 30, 2024, net of the fair value adjustment from the acquisition of $0.3 million, totaled $14.7 million. At December 31, 2023, the balance on the notes, net of the fair value adjustment from the acquisition of $0.5 million, totaled $14.5 million. Interest expense related to the notes totaling $0.1 million and $0.4 million was recorded in the consolidated statements of operations during the three and nine months ended September 30, 2024, respectively. During the three and nine months ended September 30, 2023, interest expense related to the notes totaling $0.1 million and $0.4 million, respectively, was recorded in the consolidated statements of operations. The three notes, containing similar terms, are subordinated, unsecured and mature on June 15, 2031. Payments consist of interest only. Interest expense on the notes is payable semi-annually in arrears and will bear interest at 3.75% per annum until June 15, 2026 (or any earlier redemption date). From June 15, 2026 until June 15, 2031 (or any earlier redemption date) payments will be made quarterly in arrears, and the interest rate shall reset quarterly to an interest rate per annum equal to the then current three-month term SOFR plus 306 basis points. Prior to June 15, 2026, the Company may redeem the notes only under certain limited circumstances. Beginning on June 15, 2026 through maturity, the notes may be redeemed, at the Company’s option, on any scheduled interest payment date. Any redemption by the Company would be at a redemption price equal to 100% of the principal amount of the notes being redeemed, together with any accrued and unpaid interest on the notes being redeemed up to but excluding the date of redemption. The notes are not subject to redemption at the option of the holder.

Regulatory Capital

Regulatory Capital	9 Months Ended
Regulatory Capital	Sep. 30, 2024
Regulatory Capital
Regulatory Capital	Note 10 Regulatory Capital As a bank holding company that has elected to be treated as a financial holding company, the Company, NBH Bank and Bank of Jackson Hole Trust are subject to regulatory capital adequacy requirements implemented by the Federal Reserve and, for NBH Bank and Bank of Jackson Hole Trust, the FDIC, including maintaining capital positions at the “well-capitalized” level. The federal banking agencies have risk based capital adequacy regulations intended to provide a measure of capital adequacy that reflects the degree of risk associated with a banking organization’s operations. Under these regulations, assets are assigned to one of several risk categories, and nominal dollar amounts of assets and credit equivalent amounts of off-balance-sheet items are multiplied by a risk adjustment percentage for the category. Regulatory authorities can initiate certain mandatory actions if the Company, NBH Bank or Bank of Jackson Hole Trust fail to meet the minimum capital requirements, which could have a material effect on our financial statements. Under the Basel III requirements, at September 30, 2024 and December 31, 2023, the Company and the Banks met all capital requirements, including the capital conservation buffer of 2.5%. The Company and the Banks had regulatory capital ratios in excess of the levels established for well-capitalized institutions, as detailed in the tables below: September 30, 2024 Required to be Required to be well capitalized under considered prompt corrective adequately Actual action provisions capitalized (1) Ratio Amount Ratio Amount Ratio Amount Tier 1 leverage ratio: Consolidated 10.4% $ 1,013,938 N/A N/A 4.0% $ 388,587 NBH Bank 9.4% 912,857 5.0% $ 483,925 4.0% 387,140 Bank of Jackson Hole Trust 30.4% 12,289 5.0% 2,022 4.0% 1,618 Common equity tier 1 risk based capital: Consolidated 12.9% $ 1,013,938 N/A N/A 7.0% $ 551,153 NBH Bank 11.7% 912,857 6.5% $ 509,436 7.0% 548,623 Bank of Jackson Hole Trust 75.4% 12,289 6.5% 1,060 7.0% 1,141 Tier 1 risk based capital ratio: Consolidated 12.9% $ 1,013,938 N/A N/A 8.5% $ 669,257 NBH Bank 11.7% 912,857 8.0% $ 626,998 8.5% 666,185 Bank of Jackson Hole Trust 75.4% 12,289 8.0% 1,304 8.5% 1,386 Total risk based capital ratio: Consolidated 14.8% $ 1,164,207 N/A N/A 10.5% $ 826,729 NBH Bank 12.9% 1,008,124 10.0% $ 783,747 10.5% 822,934 Bank of Jackson Hole Trust 75.4% 12,291 10.0% 1,630 10.5% 1,712 December 31, 2023 Required to be Required to be well capitalized under considered prompt corrective adequately Actual action provisions capitalized (1) Ratio Amount Ratio Amount Ratio Amount Tier 1 leverage ratio: Consolidated 9.7% $ 941,369 N/A N/A 4.0% $ 386,775 NBH Bank 8.9% 856,243 5.0% $ 481,685 4.0% 385,348 Bank of Jackson Hole Trust 30.0% 11,609 5.0% 1,936 4.0% 1,549 Common equity tier 1 risk based capital: Consolidated 11.9% $ 941,369 N/A N/A 7.0% $ 554,325 NBH Bank 10.9% 856,243 6.5% $ 512,408 7.0% 551,824 Bank of Jackson Hole Trust 71.2% 11,609 6.5% 1,059 7.0% 1,141 Tier 1 risk based capital ratio: Consolidated 11.9% $ 941,369 N/A N/A 8.5% $ 673,109 NBH Bank 10.9% 856,243 8.0% $ 630,656 8.5% 670,072 Bank of Jackson Hole Trust 71.2% 11,609 8.0% 1,304 8.5% 1,385 Total risk based capital ratio: Consolidated 13.8% $ 1,092,800 N/A N/A 10.5% $ 831,487 NBH Bank 12.1% 952,674 10.0% $ 788,319 10.5% 827,735 Bank of Jackson Hole Trust 71.2% 11,609 10.0% 1,629 10.5% 1,711 (1) Includes the capital conservation buffer of 2.5%.

Revenue from Contracts with Cli

Revenue from Contracts with Clients	9 Months Ended
Revenue from Contracts with Clients	Sep. 30, 2024
Revenue from Contracts with Clients
Revenue from Contracts with Clients	Note 11 Revenue from Contracts with Clients Revenue is recognized when obligations under the terms of a contract with clients are satisfied. Below is the detail of the Company’s revenue from contracts with clients, including service charges and other deposit account related fees, bank card fees and other non-interest income. Other non-interest income includes trust and wealth management fees and Cambr Solutions, LLC (“Cambr”) fee income. Service charges and other account-related fees Service charge fees are primarily comprised of monthly service fees, check orders and other deposit account related fees. Other fees include revenue from processing Bank card fees Bank card fees are primarily comprised of debit card income, ATM fees, merchant services income and other fees. Debit card income is primarily comprised of interchange fees earned whenever the Company’s debit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Bank cardholder uses a non-Bank ATM or a non-Bank cardholder uses a Bank ATM. Merchant services income mainly represents fees charged to merchants to process their debit card transactions. The Company’s performance obligation for bank card fees are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Other non-interest income Trust and wealth management fees The trust and wealth management business offers separately managed investment account solutions and trustee services to clients. Services may include custody of securities, trust investments and wealth management services, directed trusts or fixed income portfolio management and irrevocable life insurance trusts. The Company charges an asset-based fee earned for personal and corporate accounts. Additional fees may include minimum annual fees, fees for additional tax reporting and preparation for irrevocable trust returns or annual flat fees for certain trusts. The performance obligations related to this revenue include items such as performing investment advisory services, custody and record-keeping services, and fund administrative and accounting services. The performance obligations are satisfied upon completion of service and fees are generally a fixed flat rate or based on a percentage of the account’s market value per the contract with the client. These fees are recorded within other non-interest income in the consolidated statements of operations. Cambr fee income Cambr operates a deposit acquisition and processing platform that generates core deposits from accounts offered through third-party embedded finance companies. Cambr’s platform facilitates the movement of embedded finance companies’ client deposits into FDIC-insured accounts at banks within Cambr’s network. Cambr generates fee income by charging a percentage-based fee of the client’s deposit balance placed into the Cambr network. The performance obligation is satisfied upon completion of service, and Cambr fee income is recorded within other non-interest income in the consolidated statements of operations. Other non-interest expense Included within other non-interest expense are gains and losses from OREO sales, which are recognized when the Company meets its performance obligation to transfer title to the buyer. The gain or loss is measured as the excess of the proceeds received compared to the OREO carrying value. Sales proceeds are received in cash at the time of transfer. The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of FASB ASC Topic 606 (“Topic 606”), and non-interest expense in-scope of Topic 606 for the three and nine months ended September 30, 2024 and 2023: For the three months ended September 30, For the nine months ended September 30, 2024 2023 2024 2023 Non-interest income In-scope of Topic 606: Service charges and other account-related fees $ 5,790 $ 6,819 $ 16,251 $ 18,356 Bank card fees 4,832 4,993 14,292 14,721 Other non-interest income 1,442 1,167 4,216 3,386 Non-interest income (in-scope of Topic 606) 12,064 12,979 34,759 36,463 Non-interest income (out-of-scope of Topic 606) 6,325 6,386 15,353 11,390 Total non-interest income $ 18,389 $ 19,365 $ 50,112 $ 47,853 Non-interest expense In-scope of Topic 606: Other non-interest expense $ 48 $ — $ (144) $ (11) Total revenue in-scope of Topic 606 $ 12,112 $ 12,979 $ 34,615 $ 36,452 Contract acquisition costs The Company utilizes the practical expedient which allows entities to expense immediately contract acquisition costs when the asset that would have resulted from capitalizing these costs would have been amortized in one year or less. The Company has not capitalized any contract acquisition costs.

Stock-based Compensation and Be

Stock-based Compensation and Benefits	9 Months Ended
Stock-based Compensation and Benefits	Sep. 30, 2024
Stock-based Compensation and Benefits
Stock-based Compensation and Benefits	Note 12 Stock-based Compensation and Benefits The Company provides stock-based compensation in accordance with shareholder-approved plans. On May 9, 2023, shareholders approved the 2023 Omnibus Incentive Plan (the "2023 Plan"). The 2023 Plan replaces the 2014 Omnibus Incentive Plan (the "Prior Plan"), pursuant to which the Company granted equity awards prior to the approval of the 2023 Plan. Pursuant to the 2023 Plan, the Compensation Committee of the Board of Directors has the authority to grant, from time to time, awards of stock options, stock appreciation rights, restricted stock, restricted stock units, performance units, other stock-based awards, or any combination thereof to eligible persons. As of September 30, 2024, the aggregate number of Class A common stock available for issuance under the 2023 Plan is 978,738 shares. Any shares subject to awards under the 2023 Plan will be counted against the amount available for issuance as one share for every one share granted. The 2023 Plan provides for recycling of shares from both the Prior Plan and the 2023 Plan, the terms of which are further described in the Company's Proxy Statement for its 2024 Annual Meeting of Shareholders. Upon an option exercise, it is the Company’s policy to issue shares from treasury stock. To date, the Company has issued stock options, restricted stock and performance stock units under the Prior Plan and 2023 Plan. The Compensation Committee sets the option exercise price at the time of grant, but in no case is the exercise price less than the fair market value of a share of stock at the date of grant. During 2023, the Compensation Committee approved the adoption of the 2023 Equity Unit Incentive Plan (the “2UniFi Plan”), an equity incentive plan with respect to class B units of 2Unifi, LLC, a wholly owned subsidiary of the Company. The 2UniFi Plan provides for the grant of up to 200,000 Class B Units (intended to be in the form of profit interests) to the employees and other service providers of 2UniFi and its affiliates, including the named executive officers of the Company. The 2UniFi Plan is administered by the Managing Member Board of 2UniFi and any grant of Class B units to an executive officer of the Company is subject to the approval of NBHC’s Compensation Committee. As of September 30, 2024 and December 31, 2023, the Managing Member Board had granted 122,000 and 112,000 units, respectively. The awards vest over a 5 year period with 50% of the awards vesting on the third anniversary of the grant date, and 25% vesting on the fourth and fifth anniversary of the grant date, respectively. At September 30, 2024, there was $0.1 million of total unrecognized compensation cost related to non-vested units under the plan. Stock options The Company issues stock options, which are primarily time-vesting with 1/3 10-year The following table summarizes stock option activity for the nine months ended September 30, 2024: Weighted average Weighted remaining average contractual Aggregate exercise term in intrinsic Options price years value Outstanding at December 31, 2023 755,546 $ 30.95 5.79 $ 5,270 Granted — — Exercised (123,954) 22.26 Forfeited (6,477) 37.33 Outstanding at September 30, 2024 625,115 32.60 5.55 5,972 Options exercisable at September 30, 2024 529,552 32.00 5.07 5,360 Options vested and expected to vest 617,974 32.57 5.52 5,921 Stock option expense is a component of salaries and benefits expense in the consolidated statements of operations and totaled $0.1 million and $0.3 million for the three and nine months ended September 30, 2024, respectively, and $0.1 million and $0.8 million for the three and nine months ended September 30, 2023, respectively. At September 30, 2024, there was $0.2 million of total unrecognized compensation cost related to non-vested stock options granted under the plans. The cost is expected to be recognized over a weighted average period of 1.4 years. Restricted stock awards The Company issues primarily time-based restricted stock awards that vest over a range of a 1 - 3 year period. Restricted stock with time-based vesting was valued at the fair value of the shares on the date of grant as they are assumed to be held beyond the vesting period. Performance stock units The Company grants performance stock units (“PSU”) which represent initial target awards and do not reflect potential increases or decreases resulting from the final performance results, which are to be determined at the end of the three-year performance period (vesting date). The actual number of shares to be awarded at the end of the performance period will range from 0% - 150% of the initial target awards. For PSU components granted in 2024, one -third of the award is based on the Company’s cumulative earnings per share (EPS target), one -third is based on the Company’s relative return on tangible assets (“ROTA”), and one -third is based on the Company’s cumulative total shareholder return (“TSR”) during the performance period. On the vesting date, the Company’s annual ROTA will be compared to the respective ROTAs of companies comprising the S&P 600 Regional Banks group. The Company’s ranking will be averaged over the measurement period to determine the shares awarded. The fair value of the ROTA award was determined based on the closing stock price of the Company’s common stock on the grant date. On the vesting date, the Company’s TSR will be compared to the respective TSRs of the companies comprising the S&P 600 Regional Banks group at the grant date to determine the shares awarded. The fair value of the TSR target portion of the award was determined using a Monte Carlo Simulation at the grant date. The fair value of the EPS target portion of the award was determined based on the closing stock price of the Company’s common stock on the grant date. The weighted-average grant date fair value per unit for the awards granted during the nine months ended September 30, 2024 of the EPS target portion, ROTA target portion and TSR target portion were $35.41, $35.41, and $34.91, respectively. The initial weighted-average performance price for the TSR target portion granted during 2024 was $36.72. During the nine months ended September 30, 2024, the Company canceled 530 units due to final performance results related to performance stock units granted in 2021. For PSU components granted in 2023 and 2022, sixty percent of the award was based on the Company’s cumulative EPS and forty percent of the award was based on the Company’s cumulative TSR during the performance period. On the vesting date, the Company’s TSR will be compared to the respective TSRs of the companies comprising the KBW Regional Index at the grant date to determine the shares awarded. The following table summarizes restricted stock and performance stock unit activity during the nine months ended September 30, 2024: Weighted Weighted Restricted average grant- Performance average grant- stock shares date fair value stock units date fair value Unvested at December 31, 2023 240,584 $ 34.47 171,782 $ 34.56 Granted 183,723 35.31 79,254 35.24 Adjustment due to performance — — (530) 35.75 Vested (88,311) 35.83 (46,490) 37.82 Forfeited (18,874) 36.28 (3,616) 32.62 Unvested at September 30, 2024 317,122 $ 34.47 200,400 $ 34.30 As of September 30, 2024, the total unrecognized compensation cost related to the non-vested restricted stock awards and performance stock units totaled $6.5 million and $3.9 million, respectively, and is expected to be recognized over a weighted average period of approximately 2.1 years and 2.0 years, respectively. Expense related to non-vested restricted stock awards totaled $1.4 million and $3.8 million during the three and nine months ended September 30, 2024, respectively, and $1.2 million and $3.2 million during the three and nine months ended September 30, 2023, respectively. Expense related to non-vested performance stock units totaled $0.6 million and $1.6 million during the three and nine months ended September 30, 2024, respectively, and $0.4 million and $1.3 million during the three and nine months ended September 30, 2023, respectively. Expense related to non-vested restricted stock awards and units is a component of salaries and benefits expense in the Company’s consolidated statements of operations. Employee stock purchase plan The 2014 Employee Stock Purchase Plan (“ESPP”) is intended to be a qualified plan within the meaning of Section 423 of the Internal Revenue Code of 1986 and allows eligible employees to purchase shares of common stock through payroll deductions up to a limit of $25,000 per calendar year and 2,000 shares per offering period. The price an employee pays for shares is 90.0% of the fair market value of Company common stock on the last day of the offering period. The offering periods are the six-month periods commencing on March 1 and September 1 of each year and ending on August 31 and February 28 (or February 29 in the case of a leap year) of each year. There are no vesting or other restrictions on the stock purchased by employees under the ESPP. Under the ESPP, the total number of shares of common stock reserved for issuance totaled 400,000 shares, of which 214,530 was available for issuance at September 30, 2024. Under the ESPP, employees purchased 21,389 shares and 26,563 shares during the nine months ended September 30, 2024 and 2023, respectively.

Common Stock

Common Stock	9 Months Ended
Common Stock	Sep. 30, 2024
Common Stock
Common Stock	Note 13 Common Stock The Company had 37,988,364 and 37,784,851 shares of Class A common stock outstanding at September 30, 2024 and December 31, 2023, respectively. Additionally, the Company had 317,122 and 240,584 shares outstanding at September 30, 2024 and December 31, 2023, respectively, of restricted Class A common stock issued but not yet vested under the 2023 Omnibus Incentive Plan that are not included in shares outstanding until such time that they are vested; however, these shares do have voting and certain dividend rights during the vesting period. On May 9, 2023, the Company’s Board of Directors authorized a program to repurchase up to $50.0 million of the Company’s stock from time to time in either the open market or through privately negotiated transactions. The remaining authorization under the current program as of September 30, 2024 was $50.0 million.

Earnings Per Share

Earnings Per Share	9 Months Ended
Earnings Per Share	Sep. 30, 2024
Earnings Per Share
Earnings Per Share	Note 14 Earnings Per Share The Company calculates earnings per share under the two-class method, as certain non-vested share awards contain non-forfeitable rights to dividends. As such, these awards are considered securities that participate in the earnings of the Company. Non-vested shares are discussed further in note 12. The Company had 37,988,364 and 37,739,776 shares of Class A common stock outstanding as of September 30, 2024 and 2023, respectively, exclusive of issued non-vested restricted shares. Certain stock options and non-vested restricted shares are potentially dilutive securities, but are not included in the calculation of diluted earnings per share because to do so would have been anti-dilutive for the three and nine months ended September 30, 2024 and 2023. The following table illustrates the computation of basic and diluted earnings per share for the three and nine months ended September 30, 2024 and 2023: For the three months ended For the nine months ended September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Net income $ 33,105 $ 36,087 $ 90,631 $ 108,927 Less: income allocated to participating securities (89) (68) (242) (179) Income allocated to common shareholders $ 33,016 $ 36,019 $ 90,389 $ 108,748 Weighted average shares outstanding for basic earnings per common share 38,277,042 37,990,659 38,173,469 37,911,896 Dilutive effect of equity awards 218,049 143,679 194,542 182,014 Weighted average shares outstanding for diluted earnings per common share 38,495,091 38,134,338 38,368,011 38,093,910 Basic earnings per share $ 0.86 $ 0.95 $ 2.37 $ 2.87 Diluted earnings per share 0.86 0.94 2.36 2.85 The Company had 625,115 and 811,245 outstanding stock options to purchase common stock at weighted average exercise prices of $32.60 and $30.34 per share at September 30, 2024 and 2023, respectively, which have time-vesting criteria, and as such, any dilution is derived only for the timeframe in which the vesting criteria had been met and where the inclusion of those stock options is dilutive. The Company had 517,522 and 435,674 unvested restricted shares and performance stock units issued as of September 30, 2024 and 2023, respectively, which have performance, market and/or time-vesting criteria, and as such, any dilution is derived only for the timeframe in which the vesting criteria had been met and where the inclusion of those restricted shares and units is dilutive.

Derivatives

Derivatives	9 Months Ended
Derivatives	Sep. 30, 2024
Derivatives
Derivatives	Note 15 Derivatives Risk management objective of using derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company has established policies stipulating that neither carrying value nor fair value at risk should exceed established guidelines. The Company has designed strategies to confine these risks within the established limits and identify appropriate trade-offs in the financial structure of its balance sheet. These strategies include the use of derivative financial instruments to help achieve the desired balance sheet repricing structure while meeting the desired objectives of its clients. Currently, the Company employs certain interest rate swaps that are designated as fair value hedges, cash flow hedges and economic hedges. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. Fair values of derivative instruments on the balance sheet The table below presents the fair value of the Company’s derivative financial instruments as well as their classification in the consolidated statements of financial condition as of September 30, 2024 and December 31, 2023. Information about the valuation methods used to measure fair value is provided in note 17. Asset derivatives fair value Liability derivatives fair value Balance Sheet September 30, December 31, Balance Sheet September 30, December 31, location 2024 2023 location 2024 2023 Derivatives designated as hedging instruments: Interest rate products Other assets $ 21,781 $ 28,928 Other liabilities $ 4,688 $ 3,400 Total derivatives designated as hedging instruments $ 21,781 $ 28,928 $ 4,688 $ 3,400 Derivatives not designated as hedging instruments: Interest rate products Other assets $ 8,678 $ 8,480 Other liabilities $ 8,689 $ 8,484 Interest rate lock commitments Other assets 603 287 Other liabilities 3 5 Forward contracts Other assets 37 — Other liabilities 71 110 Total derivatives not designated as hedging instruments $ 9,318 $ 8,767 $ 8,763 $ 8,599 Cash flow hedges The Company’s objectives in using interest rate derivatives are to add stability to interest income and to manage its exposure to interest rate movements. To accomplish this objective, the Company primarily uses floors and collars as part of its interest rate risk management strategy. Interest rate floors designated as cash flow hedges involve the receipt of variable-rate amounts from a counterparty if interest rates fall below the strike rate on the contract in exchange for an up-front premium. Interest rate collars designated as cash flow hedges involve the payments of variable-rate amounts if interest rates rise above the cap strike rate on the contract and receipt of variable-rate amounts if interest rates fall below the floor strike rate on the contract. For derivatives that qualify and are designated as cash flow hedges of interest rate risk, the gain or loss on the derivative is recorded in accumulated other comprehensive income and subsequently reclassified into interest income in the same periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing hedge components excluded from the assessment of effectiveness are recognized over the life of the hedge on a systematic and rational basis. The earnings recognition of excluded components is included in interest income. Amounts reported in accumulated other comprehensive income related to derivatives will be reclassified to interest income as interest payments are received on the Company’s variable-rate assets. As of September 30, 2024, the Company had cash flow hedges with a notional amount of $200.0 million. The Company expects to reclassify $1.0 million from accumulated other comprehensive income (loss) (“AOCI”) as a reduction to interest income during the next 12 months. Fair value hedges Interest rate swaps designated as fair value hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without the exchange of the underlying notional amount. As of September 30, 2024, the Company had interest rate swaps with a notional amount of $355.6 million, which were designated as fair value hedges of interest rate risk. As of December 31, 2023, the Company had interest rate swaps with a notional amount of $351.0 million that were designated as fair value hedges. These interest rate swaps were associated with $470.0 million and $469.4 million of the Company’s fixed-rate loans as of September 30, 2024 and December 31, 2023, respectively, including a loss of $16.1 million and a gain of $22.6 million from the fair value hedge adjustment in the carrying amount. The loss is included in loans receivable in the statements of financial condition as of September 30, 2024 and December 31, 2023, respectively. Fair value hedge adjustments included basis adjustments on terminated positions to be amortized through the contractual maturity date of each respective hedged item. Excluding those terminated positions, the fair value hedge adjustments consisted of losses totaling $18.8 million and gains totaling $25.7 million as of September 30, 2024 and December 31, 2023, respectively. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in earnings. The Company includes the gain or loss on the hedged items in the same line item as the offsetting loss or gain on the related derivatives. Non-designated hedges Derivatives not designated as hedges are not speculative and consist of interest rate swaps with commercial banking clients that facilitate their respective risk management strategies. Interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the client swaps and the offsetting swaps are recognized directly in earnings. As of September 30, 2024 and December 31, 2023, the Company had matched interest rate swap transactions with an aggregate notional amount of $544.7 million and $464.9 million, respectively, related to this program. Derivative fee income from non-designated hedges totaled $0.3 million and $1.2 million for the three and nine months ended September 30, 2024, respectively. During the three and nine months ended September 30, 2023, derivative fee income from non-designated hedges totaled $0.4 million and $0.7 million, respectively. As part of its mortgage banking activities, the Company enters into interest rate lock commitments, which are commitments to originate loans where the interest rate on the loan is determined prior to funding and the clients have locked into that interest rate. The Company then locks in the loan and interest rate with an investor and commits to deliver the loan if settlement occurs ("best efforts") or commits to deliver the locked loan in a binding ("mandatory") delivery program with an investor. Fair value changes of certain loans under interest rate lock commitments are hedged with forward sales contracts of MBS. Forward sales contracts of MBS are recorded at fair value with changes in fair value recorded in non-interest income. Interest rate lock commitments and commitments to deliver loans to investors are considered derivatives. The market value of interest rate lock commitments and best efforts contracts are not readily ascertainable with precision because they are not actively traded in stand-alone markets. The Company determines the fair value of interest rate lock commitments and delivery contracts by measuring the fair value of the underlying assets. The fair value of the underlying assets is impacted by current interest rates, remaining origination fees, costs of production to be incurred and the probability that the interest rate lock commitments will close or will be funded. Certain additional risks arise from these forward delivery contracts in that the counterparties to the contracts may not be able to meet the terms of the contracts. The Company does not expect any counterparty to any MBS contract to fail to meet its obligation. Additional risks inherent in mandatory delivery programs include the risk that, if the Company fails to deliver the loans subject to interest rate risk lock commitments, it will still be obligated to “pair off” MBS to the counterparty. Should this be required, the Company could incur significant costs in acquiring replacement loans and such costs could have an adverse effect on the consolidated financial statements. The fair value of the mortgage banking derivative is recorded as a freestanding asset or liability with the change in value being The Company had interest rate lock commitments with a notional value of $39.0 million and forward contracts with a notional value of $39.7 million at September 30, 2024. At December 31, 2023, the Company had interest rate lock commitments with a notional value of $13.8 million and forward contracts with a notional value of $17.7 million . Effect of derivative instruments on the consolidated statements of operations and accumulated other comprehensive income The tables below present the effect of the Company’s derivative financial instruments in the consolidated statements of operations for the three and nine months ended September 30, 2024 and 2023: Location of gain (loss) Amount of (loss) gain recognized in income on derivatives recognized in income on For the three months ended September 30, For the nine months ended September 30, Derivatives in hedging relationships derivatives 2024 2023 2024 2023 Interest rate products Interest and fees on loans $ (12,000) $ 13,005 $ (479) $ 16,855 Location of gain (loss) Amount of gain (loss) recognized in income on hedged items recognized in income on For the three months ended September 30, For the nine months ended September 30, Hedged items hedged items 2024 2023 2024 2023 Interest rate products Interest and fees on loans $ 13,945 $ (10,255) $ 6,451 $ (9,940) Location of gain (loss) Amount of gain recognized in income on derivatives Derivatives not designated recognized in income on For the three months ended September 30, For the nine months ended September 30, as hedging instruments derivatives 2024 2023 2024 2023 Interest rate products Other non-interest expense $ (6) $ (33) $ (6) $ (32) Interest rate lock commitments Mortgage banking income 188 30 459 73 Forward contracts Mortgage banking income (48) 49 77 74 Total $ 134 $ 46 $ 530 $ 115 The tables below present the effect of cash flow hedge accounting on AOCI as of the dates presented. For the three months ended September 30, 2024 Gain recognized in OCI on derivatives Gain recognized in OCI included component Gain recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ 1,011 $ 890 $ 121 Interest income $ (548) $ (429) $ (119) For the nine months ended September 30, 2024 Loss recognized in OCI on derivatives Loss recognized in OCI included component Loss recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ (824) $ (368) $ (456) Interest income $ (1,575) $ (1,220) $ (355) For the three months ended September 30, 2023 Loss recognized in OCI on derivatives Loss recognized in OCI included component Loss recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ (1,122) $ (818) $ (304) Interest income $ (493) $ (374) $ (119) For the nine months ended September 30, 2023 Loss recognized in OCI on derivatives Loss recognized in OCI included component Loss recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ (2,773) $ (2,254) $ (519) Interest income $ (1,158) $ (821) $ (337) Credit-risk-related contingent features The Company has agreements with its derivative counterparties that contain a provision where if the Company defaults on any of its indebtedness for reasons other than an error or omission of an administrative or operational nature, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. The Company also has agreements with certain of its derivative counterparties that contain a provision where if the Company fails to maintain its status as a well/adequately capitalized institution, then the counterparty has the right to terminate the derivative positions and the Company would be required to settle its obligations under the agreements. As of September 30, 2024, the termination value of derivatives in a net liability position related to these agreements was zero. The Company has minimum collateral posting thresholds with certain of its derivative counterparties and, as of September 30, 2024, the Company had met these thresholds. If the Company had breached any of these provisions at September 30, 2024, it could have been required to settle its obligations under the agreements at the termination value.

Commitments and Contingencies

Commitments and Contingencies	9 Months Ended
Commitments and Contingencies	Sep. 30, 2024
Commitments and Contingencies
Commitments and Contingencies	Note 16 Commitments and Contingencies In the normal course of business, the Company enters into various off-balance sheet commitments to help meet the financing needs of clients. These financial instruments include commitments to extend credit, commercial and consumer lines of credit and standby letters of credit. The same credit policies are applied to these commitments as the loans in the consolidated statements of financial condition; however, these commitments involve varying degrees of credit risk in excess of the amount recognized in the consolidated statements of financial condition. The total amounts of unused commitments do not necessarily represent future credit exposure or cash requirements, as commitments often expire without being drawn upon. However, the contractual amount of these commitments, offset by any additional collateral pledged, represents the Company’s potential credit loss exposure. Total unfunded commitments at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 December 31, 2023 Commitments to fund loans $ 687,659 $ 724,928 Credit card lines of credit 3,389 6,278 Unfunded commitments under lines of credit 778,093 890,530 Commercial and standby letters of credit 14,249 13,029 Total unfunded commitments $ 1,483,390 $ 1,634,765 Commitments to fund loans Credit card lines of credit Unfunded commitments under lines of credit Commercial and standby letters of credit Contingencies Mortgage loans sold to investors may be subject to repurchase or indemnification in the event of specific default by the borrower or subsequent discovery that underwriting standards were not met. The Company established a reserve liability for expected losses related to these representations and warranties based upon management’s evaluation of actual and historic loss history, delinquency trends or other documentation or deficiency findings in the portfolio and economic conditions. Charges against the reserve during the three and nine months ended September 30, 2024 totaling $20 thousand and $56 thousand, respectively, were primarily driven by early payoffs and repurchases. Charges against the reserve during the three and nine months ended September 30, 2023 totaling $47 thousand and $134 thousand, respectively, were primarily driven by early payoffs and repurchases. The repurchase reserve is included in other liabilities in the consolidated statements of financial condition. The following table summarizes mortgage repurchase reserve activity for the periods presented: For the three months ended September 30, For the nine months ended September 30, 2024 2023 2024 2023 Beginning balance $ 1,089 $ 1,315 $ 1,198 $ 1,725 Provision released from operating expense, net — — (73) (323) Charge-offs (20) (47) (56) (134) Ending balance $ 1,069 $ 1,268 $ 1,069 $ 1,268 In the ordinary course of business, the Company and NBH Bank may be subject to litigation. Based upon the available information and advice from the Company’s legal counsel, management does not believe that any potential, threatened or pending litigation to which it is a party will have a material adverse effect on the Company’s liquidity, financial condition or results of operations.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
Fair Value Measurements	Sep. 30, 2024
Fair Value Measurements
Fair Value Measurements	Note 17 Fair Value Measurements The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to disclose the fair value of its financial instruments. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. For disclosure purposes, the Company groups its financial and non-financial assets and liabilities into three different levels based on the nature of the instrument and the availability and reliability of the information that is used to determine fair value. The three levels are defined as follows: ● Level 1—Includes assets or liabilities in which the valuation methodologies are based on unadjusted quoted prices in active markets for identical assets or liabilities. ● Level 2—Includes assets or liabilities in which the inputs to the valuation methodologies are based on similar assets or liabilities in inactive markets, quoted prices for identical or similar assets or liabilities in inactive markets, and inputs other than quoted prices that are observable, such as interest rates, yield curves, volatilities, prepayment speeds and other inputs obtained from observable market input. ● Level 3—Includes assets or liabilities in which the inputs to the valuation methodology are based on at least one significant assumption that is not observable in the marketplace. These valuations may rely on management’s judgment and may include internally-developed model-based valuation techniques. Level 1 inputs are considered to be the most transparent and reliable and level 3 inputs are considered to be the least transparent and reliable. The Company assumes the use of the principal market to conduct a transaction of each particular asset or liability being measured and then considers the assumptions that market participants would use when pricing the asset or liability. Whenever possible, the Company first looks for quoted prices for identical assets or liabilities in active markets (level 1 inputs) to value each asset or liability. However, when inputs from identical assets or liabilities on active markets are not available, the Company utilizes market observable data for similar assets and liabilities. The Company maximizes the use of observable inputs and limits the use of unobservable inputs to occasions when observable inputs are not available. The need to use unobservable inputs generally results from the lack of market liquidity of the actual financial instrument or of the underlying collateral. While third-party price indications may be available in those cases, limited trading activity can challenge the observability of those inputs. Changes in the valuation inputs used for measuring the fair value of financial instruments may occur due to changes in current market conditions or other factors. Such changes may necessitate a transfer of the financial instruments to another level in the hierarchy based on the new inputs used. The Company recognizes these transfers at the end of the reporting period that the transfer occurs. During the nine months ended September 30, 2024 and 2023, there were no transfers of financial instruments between the hierarchy levels. The following is a description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of each instrument under the valuation hierarchy: Fair Value of Financial Instruments Measured on a Recurring Basis Investment securities available-for-sale Loans held for sale Interest rate swap derivatives Mortgage banking derivatives valuation model to estimate the fair value of its forward commitments to sell residential mortgage loans (i.e., an estimate of what the Company would receive or pay to terminate the forward delivery contract based on market prices for similar financial instruments), which includes matching specific terms and maturities of the forward commitments against applicable investor pricing. The tables below present the financial instruments measured at fair value on a recurring basis as of September 30, 2024 and December 31, 2023 in the consolidated statements of financial condition utilizing the hierarchy structure described above: September 30, 2024 Level 1 Level 2 Level 3 Total Assets: Investment securities available-for-sale U.S. Treasuries $ 49,190 $ — $ — $ 49,190 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — 196,530 — 196,530 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises — 460,496 — 460,496 Municipal securities — 80 — 80 Corporate debt — 1,962 — 1,962 Loans held for sale — 16,765 — 16,765 Interest rate swap derivatives — 30,459 — 30,459 Mortgage banking derivatives — — 640 640 Total assets at fair value $ 49,190 $ 706,292 $ 640 $ 756,122 Liabilities: Interest rate swap derivatives $ — $ 13,377 $ — $ 13,377 Mortgage banking derivatives — — 74 74 Total liabilities at fair value $ — $ 13,377 $ 74 $ 13,451 December 31, 2023 Level 1 Level 2 Level 3 Total Assets: Investment securities available-for-sale U.S. Treasuries $ 73,044 $ — $ — $ 73,044 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — 201,809 — 201,809 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises — 351,242 — 351,242 Municipal securities — 79 — 79 Corporate debt — 1,843 — 1,843 Loans held for sale — 18,854 — 18,854 Interest rate swap derivatives — 37,408 — 37,408 Mortgage banking derivatives — — 287 287 Total assets at fair value $ 73,044 $ 611,235 $ 287 $ 684,566 Liabilities: Interest rate swap derivatives $ — $ 15,284 $ — $ 15,284 Mortgage banking derivatives — — 115 115 Total liabilities at fair value $ — $ 15,284 $ 115 $ 15,399 The table below details the changes in level 3 financial instruments during the nine months ended September 30, 2024: Mortgage banking derivatives, net Balance at December 31, 2023 $ 172 Gain included in earnings, net 536 Fees and costs included in earnings, net (142) Balance at September 30, 2024 $ 566 Fair Value of Financial Instruments Measured on a Non-recurring Basis Certain assets may be recorded at fair value on a non-recurring basis as conditions warrant. These non-recurring fair value measurements typically result from the application of lower of cost or fair value accounting or a write-down occurring during the period. Individually evaluated loans OREO Mortgage servicing rights MSRs SBA servicing asset The Company may be required to record fair value adjustments on other available-for-sale and municipal securities valued at par on a non-recurring basis. The tables below provide information regarding losses from assets recorded at fair value on a non-recurring basis during the nine months ended September 30, 2024 and 2023: September 30, 2024 Total Losses from fair value changes Individually evaluated loans $ 43,684 $ 8,387 Mortgage servicing rights 4,800 13 Total $ 48,484 $ 8,400 September 30, 2023 Total Losses from fair value changes Individually evaluated loans $ 42,642 $ 1,218 Other real estate owned 3,416 55 Premises and equipment 13,169 244 Total $ 59,227 $ 1,517 The Company did not record any liabilities measured at fair value on a non-recurring basis during the nine months ended September 30, 2024 or 2023.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
Fair Value of Financial Instruments	Sep. 30, 2024
Fair Value Measurements
Fair Value of Financial Instruments	Note 18 Fair Value of Financial Instruments The fair value of a financial instrument is the amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is determined based upon quoted market prices to the extent possible; however, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques that may be significantly impacted by the assumptions used, including the discount rate and estimates of future cash flows. Changes in any of these assumptions could significantly affect the fair value estimates. The fair value of the financial instruments listed below does not reflect a premium or discount that could result from offering all of the Company’s holdings of financial instruments at one time, nor does it reflect the underlying value of the Company, as ASC Topic 825 excludes certain financial instruments and all non-financial instruments from its disclosure requirements. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies and are based on the exit price concept within ASC Topic 825 and applied to this disclosure on a prospective basis. Considerable judgment is required to interpret market data in order to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The fair value of financial instruments at September 30, 2024 and December 31, 2023 are set forth below: Level in fair value September 30, 2024 December 31, 2023 measurement Carrying Estimated Carrying Estimated hierarchy amount fair value amount fair value ASSETS Cash and cash equivalents Level 1 $ 180,796 $ 180,796 $ 190,826 $ 190,826 U.S. Treasury securities - AFS Level 1 49,190 49,190 73,044 73,044 U.S. Treasury securities - HTM Level 1 49,563 49,157 49,338 48,334 Mortgage-backed securities—residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises available-for-sale Level 2 196,530 196,530 201,809 201,809 Mortgage-backed securities—other residential mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises available-for-sale Level 2 460,496 460,496 351,242 351,242 Municipal securities available-for-sale Level 2 80 80 79 79 Corporate debt available-for-sale Level 2 1,962 1,962 1,843 1,843 Other available-for-sale securities Level 3 729 729 812 812 Mortgage-backed securities—residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises held-to-maturity Level 2 270,518 242,837 299,337 265,011 Mortgage-backed securities—other residential mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises held-to-maturity Level 2 218,076 178,780 236,377 190,983 FHLB and FRB stock Level 2 24,629 24,629 40,890 40,890 Loans receivable Level 3 7,714,495 7,678,735 7,698,758 7,411,687 Loans held for sale Level 2 16,765 16,765 18,854 18,854 Accrued interest receivable Level 2 49,025 49,025 44,944 44,944 Interest rate swap derivatives Level 2 30,459 30,459 37,408 37,408 Mortgage banking derivatives Level 3 640 640 287 287 LIABILITIES Deposit transaction accounts Level 2 7,444,679 7,444,679 7,208,421 7,208,421 Time deposits Level 2 1,052,449 1,048,454 981,970 972,793 Securities sold under agreements to repurchase Level 2 19,517 19,517 19,627 19,627 Long-term debt Level 2 55,000 52,592 55,000 43,760 Federal Home Loan Bank advances Level 2 — — 340,000 340,000 Accrued interest payable Level 2 18,044 18,044 12,239 12,239 Interest rate swap derivatives Level 2 13,377 13,377 15,284 15,284 Mortgage banking derivatives Level 3 74 74 115 115

Acquisition Activities

Acquisition Activities	9 Months Ended
Acquisition Activities	Sep. 30, 2024
Acquisition Activities
Acquisition Activities	Note 19 Acquisition Activities Cambr Solutions, LLC On April 3, 2023, NBH Bank completed the acquisition of Cambr Solutions, LLC. Upon closing, Cambr became a stand-alone subsidiary of NBH Bank. The transaction was valued at $46.5 million in the aggregate. NBH Bank determined that the acquisition constituted a business combination as defined in ASC Topic 805, Business Combinations Fair Value Measurements and Disclosures Cambr is a deposit acquisition and processing platform that generates core deposits from accounts offered through third-party embedded finance companies. At the time of acquisition, Cambr administered approximately $1.7 billion of deposits comprising more than 500,000 FDIC-insured deposit accounts. Cambr acquisition-related costs totaled $1.0 million for the year ended December 31, 2023. The results of Cambr are included in the results of the Company subsequent to the acquisition date. The table below summarizes net assets acquired (at fair value) and consideration transferred in connection with the Cambr acquisition: April 3, 2023 Assets: Cash and due from banks $ 1,224 Other intangibles 18,000 Other assets 6,729 Total assets acquired 25,953 Liabilities: Other liabilities $ 6,340 Total liabilities assumed 6,340 Identifiable net assets acquired $ 19,613 Consideration: Cash $ 46,524 Total 46,524 Goodwill $ 26,911 In connection with the Cambr acquisition, the Company recorded $26.9 million of goodwill. The amount of goodwill recorded reflects the expanded market presence, synergies and operational efficiencies that are expected to result from the acquisition. The total amount of goodwill expected to be deductible for tax purposes is $27.8 million. The Company recorded other intangible assets of $18.0 million, including intangibles related to customer relationships and internally developed technology. The other intangible assets were valued by discounting future cash flows to present value. The discount rates applied were derived using market participant assumptions. The other intangible assets are being amortized over a weighted average period of 9.4 years.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Pay vs Performance Disclosure - USD ($) $ in Thousands	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 33,105	$ 36,087	$ 90,631	$ 108,927

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
Insider Trading Arrangements	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
Investment Securities (Tables)	Sep. 30, 2024
Investment Securities
Summary of available-for-sale securities	Available-for-sale securities are summarized as follows as of the dates indicated: September 30, 2024 Amortized Gross Gross cost unrealized gains unrealized losses Fair value U.S. Treasury securities $ 49,757 $ — $ (567) $ 49,190 Mortgage-backed securities: — Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 222,443 445 (26,358) 196,530 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 514,924 1,280 (55,708) 460,496 Municipal securities 80 — — 80 Corporate debt 2,000 — (38) 1,962 Other securities 729 — — 729 Total investment securities available-for-sale $ 789,933 $ 1,725 $ (82,671) $ 708,987 December 31, 2023 Amortized Gross Gross cost unrealized gains unrealized losses Fair value U.S. Treasury securities $ 74,508 $ — $ (1,464) $ 73,044 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 233,264 57 (31,512) 201,809 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 417,155 — (65,913) 351,242 Municipal securities 80 — (1) 79 Corporate debt 2,000 — (157) 1,843 Other securities 812 — — 812 Total investment securities available-for-sale $ 727,819 $ 57 $ (99,047) $ 628,829
Summary of unrealized losses for available-for-sale securities	The tables below summarize the available-for-sale securities with unrealized losses as of the dates shown, along with the length of the impairment period: September 30, 2024 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 49,190 $ (567) $ 49,190 $ (567) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 181,541 (26,358) 181,541 (26,358) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 16,334 (21) 321,668 (55,687) 338,002 (55,708) Municipal securities — — 80 — 80 — Corporate debt — — 1,963 (38) 1,963 (38) Total $ 16,334 $ (21) $ 554,442 $ (82,650) $ 570,776 $ (82,671) December 31, 2023 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 73,044 $ (1,464) $ 73,044 $ (1,464) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 9 — 199,000 (31,512) 199,009 (31,512) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 138 (1) 351,104 (65,912) 351,242 (65,913) Municipal securities — — 79 (1) 79 (1) Corporate debt — — 1,843 (157) 1,843 (157) Total $ 147 $ (1) $ 625,070 $ (99,046) $ 625,217 $ (99,047)
Summary of credit quality indicators, by fair value, of available-for-sale securities	The tables below summarize the credit quality indicators, by fair value, of available-for-sale securities as of the dates shown: September 30, 2024 AA+ Not rated Total U.S. Treasury securities $ 49,190 $ — $ 49,190 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 196,530 — 196,530 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 460,496 — 460,496 Municipal securities — 80 80 Corporate debt — 1,962 1,962 Other securities — 729 729 Total investment securities available-for-sale $ 706,216 $ 2,771 $ 708,987 December 31, 2023 AAA Not rated Total U.S. Treasury securities $ 73,044 $ — $ 73,044 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 201,809 — 201,809 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 351,242 — 351,242 Municipal securities — 79 79 Corporate debt — 1,843 1,843 Other securities — 812 812 Total investment securities available-for-sale $ 626,095 $ 2,734 $ 628,829
Summary of available-for-sale and held-to-maturity securities by maturity	A summary of the available-for-sale securities by maturity is shown in the following table as of September 30, 2024. Mortgage-backed securities may have actual maturities that differ from contractual maturities depending on the repayment characteristics and experience of the underlying financial instruments and are therefore not included in the table below. Additionally, the Company holds other available-for-sale securities with an amortized cost and fair value September 30, 2024 Weighted Amortized cost Fair value average yield U.S. Treasury securities Within one year $ 24,909 $ 24,712 2.56% After one but within five years 24,848 24,478 2.77% Total U.S. Treasury securities 49,757 49,190 2.67% Municipal securities Within one year 80 80 3.14% Corporate debt After five but within ten years 2,000 1,962 5.86% Total $ 51,837 $ 51,232 A summary of the held-to-maturity securities by maturity is shown in the following table as of September 30, 2024. Actual maturities of mortgage-backed securities may differ from scheduled maturities depending on the repayment characteristics and experience of the underlying financial instruments and are therefore not included in the table below. September 30, 2024 Weighted Amortized cost Fair value average yield U.S. Treasury securities Within one year $ 24,956 $ 24,794 3.18% After one but within five years 24,607 24,363 3.10% Total $ 49,563 $ 49,157 3.14%
Summary of held-to-maturity securities	Held-to-maturity investment securities are summarized as follows as of the dates indicated: September 30, 2024 Gross Gross Amortized unrealized unrealized cost gains losses Fair value U.S. Treasury securities $ 49,563 $ — $ (406) $ 49,157 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 270,518 705 (28,386) 242,837 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 218,076 26 (39,322) 178,780 Total investment securities held-to-maturity $ 538,157 $ 731 $ (68,114) $ 470,774 December 31, 2023 Gross Gross Amortized unrealized unrealized cost gains losses Fair value U.S. Treasury securities $ 49,338 $ — $ (1,004) $ 48,334 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 299,337 226 (34,552) 265,011 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 236,377 2 (45,396) 190,983 Total investment securities held-to-maturity $ 585,052 $ 228 $ (80,952) $ 504,328
Summary of unrealized losses for held-to-maturity securities	The held-to-maturity portfolio included 109 securities which were in an unrealized loss position as of September 30, 2024, compared to 123 securities at December 31, 2023. The tables below summarize the held-to-maturity securities with unrealized losses as of the dates shown, along with the length of the impairment period: September 30, 2024 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 49,157 $ (406) $ 49,157 $ (406) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — — 201,590 (28,386) 201,590 (28,386) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises — — 175,839 (39,322) 175,839 (39,322) Total $ — $ — $ 426,586 $ (68,114) $ 426,586 $ (68,114) December 31, 2023 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized value losses value losses value losses U.S. Treasury securities $ — $ — $ 48,334 $ (1,004) $ 48,334 $ (1,004) Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 14,689 (72) 217,467 (34,480) 232,156 (34,552) Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 2,289 (37) 187,021 (45,359) 189,310 (45,396) Total $ 16,978 $ (109) $ 452,822 $ (80,843) $ 469,800 $ (80,952)
Summary of credit quality indicators, by amortized cost, of held-to-maturity securities	The tables below summarize the credit quality indicators, by amortized cost, of held-to-maturity securities as of the dates shown: September 30, 2024 December 31, 2023 AA+ AAA U.S. Treasury securities $ 49,563 $ 49,338 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises 270,518 299,337 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises 218,076 236,377 Total investment securities held-to-maturity $ 538,157 $ 585,052

Non-marketable Securities (Tabl

Non-marketable Securities (Tables)	9 Months Ended
Non-marketable Securities (Tables)	Sep. 30, 2024
Non-marketable Securities
Schedule of carrying balance of non-marketable securities	The carrying balance of non-marketable securities are summarized as follows as of the dates indicated: September 30, 2024 December 31, 2023 Federal Reserve Bank stock $ 24,062 $ 24,062 Federal Home Loan Bank stock 567 16,828 Convertible preferred stock 20,508 25,000 Equity method investments 27,216 24,587 Total $ 72,353 $ 90,477

Loans (Tables)

Loans (Tables)	9 Months Ended
Loans (Tables)	Sep. 30, 2024
Loans
Schedule of loan portfolio composition including carrying value by segment	The tables below show the loan portfolio composition including carrying value by segment as of the dates shown. The carrying value of loans is net of discounts, fees, costs and fair value marks of $31.0 million and $33.6 million as of September 30, 2024 and December 31, 2023, respectively. September 30, 2024 Total loans % of total Commercial $ 4,581,372 59.4% Commercial real estate non-owner occupied 1,834,180 23.8% Residential real estate 1,283,560 16.6% Consumer 15,383 0.2% Total $ 7,714,495 100.0% December 31, 2023 Total loans % of total Commercial $ 4,499,035 58.4% Commercial real estate non-owner occupied 1,856,750 24.1% Residential real estate 1,323,787 17.2% Consumer 19,186 0.3% Total $ 7,698,758 100.0%
Schedule of information about delinquent and non-accrual loans	Information about delinquent and non-accrual loans is shown in the following tables at September 30, 2024 and December 31, 2023: September 30, 2024 Greater 30-89 days than 90 days Total past past due and past due and Non-accrual due and accruing accruing loans non-accrual Current Total loans Commercial: Commercial and industrial $ 15,678 $ 9,508 $ 9,556 $ 34,742 $ 1,976,771 $ 2,011,513 Municipal and non-profit 187 — — 187 1,096,937 1,097,124 Owner occupied commercial real estate 8,691 — 532 9,223 1,162,036 1,171,259 Food and agribusiness — — 587 587 300,889 301,476 Total commercial 24,556 9,508 10,675 44,739 4,536,633 4,581,372 Commercial real estate non-owner occupied: Construction — — — — 307,214 307,214 Acquisition/development 112 — — 112 91,059 91,171 Multifamily — — — — 334,576 334,576 Non-owner occupied 5,799 — 5,859 11,658 1,089,561 1,101,219 Total commercial real estate non-owner occupied 5,911 — 5,859 11,770 1,822,410 1,834,180 Residential real estate: Senior lien 168 — 6,231 6,399 1,188,148 1,194,547 Junior lien 489 — 672 1,161 87,852 89,013 Total residential real estate 657 — 6,903 7,560 1,276,000 1,283,560 Consumer 129 1 108 238 15,145 15,383 Total loans $ 31,253 $ 9,509 $ 23,545 $ 64,307 $ 7,650,188 $ 7,714,495 September 30, 2024 Non-accrual loans Non-accrual loans with a related with no related allowance for allowance for Non-accrual credit loss credit loss loans Commercial: Commercial and industrial $ 9,162 $ 394 $ 9,556 Owner occupied commercial real estate 425 107 532 Food and agribusiness 1 586 587 Total commercial 9,588 1,087 10,675 Commercial real estate non-owner occupied: Non-owner occupied — 5,859 5,859 Total commercial real estate non-owner occupied — 5,859 5,859 Residential real estate: Senior lien 2,759 3,472 6,231 Junior lien 450 222 672 Total residential real estate 3,209 3,694 6,903 Consumer 108 — 108 Total loans $ 12,905 $ 10,640 $ 23,545 December 31, 2023 Greater 30-89 days than 90 days Total past past due and past due and Non-accrual due and accruing accruing loans non-accrual Current Total loans Commercial: Commercial and industrial $ 9,179 $ — $ 2,250 $ 11,429 $ 1,955,480 $ 1,966,909 Municipal and non-profit — — — — 1,083,756 1,083,756 Owner occupied commercial real estate — — 755 755 1,123,018 1,123,773 Food and agribusiness — 12 5,762 5,774 318,823 324,597 Total commercial 9,179 12 8,767 17,958 4,481,077 4,499,035 Commercial real estate non-owner occupied: Construction — — — — 405,250 405,250 Acquisition/development 1,077 — — 1,077 99,019 100,096 Multifamily — — — — 311,770 311,770 Non-owner occupied 60 — 13,472 13,532 1,026,102 1,039,634 Total commercial real estate non-owner occupied 1,137 — 13,472 14,609 1,842,141 1,856,750 Residential real estate: Senior lien 1,410 50 5,488 6,948 1,226,651 1,233,599 Junior lien 375 528 448 1,351 88,837 90,188 Total residential real estate 1,785 578 5,936 8,299 1,315,488 1,323,787 Consumer 131 1 53 185 19,001 19,186 Total loans $ 12,232 $ 591 $ 28,228 $ 41,051 $ 7,657,707 $ 7,698,758 December 31, 2023 Non-accrual loans Non-accrual loans with a related with no related allowance for allowance for Non-accrual credit loss credit loss loans Commercial: Commercial and industrial $ 2,250 $ — $ 2,250 Owner occupied commercial real estate 755 — 755 Food and agribusiness 5,176 586 5,762 Total commercial 8,181 586 8,767 Commercial real estate non-owner occupied: Non-owner occupied 13,472 — 13,472 Total commercial real estate non-owner occupied 13,472 — 13,472 Residential real estate: Senior lien 3,277 2,211 5,488 Junior lien 448 — 448 Total residential real estate 3,725 2,211 5,936 Consumer 53 — 53 Total loans $ 25,431 $ 2,797 $ 28,228
Schedule of the amortized cost basis and current period gross charge-offs for all loans as determined by the Company's internal risk rating system and year of origination	The amortized cost basis and current period gross charge-offs for all loans as determined by the Company’s internal risk rating system and year of origination is shown in the following tables as of and for the nine months ended September 30, 2024 and the year ended December 31, 2023: September 30, 2024 Revolving Revolving loans loans Origination year amortized converted 2024 2023 2022 2021 2020 Prior cost basis to term Total Commercial: Commercial and industrial: Pass $ 369,871 $ 250,499 $ 351,692 $ 250,042 $ 70,007 $ 111,649 $ 438,616 $ 12,942 $ 1,855,318 Special mention 5,024 14,944 11,652 31,476 10,577 7,293 24,569 2,461 107,996 Substandard 6,311 17,821 10,495 2,761 2,741 847 2,902 371 44,249 Doubtful — 2,433 98 15 975 56 — 373 3,950 Total commercial and industrial 381,206 285,697 373,937 284,294 84,300 119,845 466,087 16,147 2,011,513 Gross charge-offs: Commercial and industrial — — — 26 155 56 — — 237 Municipal and non-profit: Pass 77,016 147,281 139,976 220,318 75,506 408,372 26,696 — 1,095,165 Special mention — — — — 1,959 — — — 1,959 Total municipal and non-profit 77,016 147,281 139,976 220,318 77,465 408,372 26,696 — 1,097,124 Owner occupied commercial real estate: Pass 167,970 207,547 234,000 134,284 86,481 227,224 20,594 — 1,078,100 Special mention 430 8,844 21,459 22,907 1,198 26,474 100 — 81,412 Substandard — — 3,366 3,406 — 3,645 846 — 11,263 Doubtful — — — — — 484 — — 484 Total owner occupied commercial real estate 168,400 216,391 258,825 160,597 87,679 257,827 21,540 — 1,171,259 Gross charge-offs: Owner occupied commercial real estate — — 13 — — — — — 13 Food and agribusiness: Pass 14,943 10,873 73,967 11,003 6,041 35,238 145,464 — 297,529 Special mention — — — 3,148 — 212 — — 3,360 Substandard — — — 586 — 1 — — 587 Total food and agribusiness 14,943 10,873 73,967 14,737 6,041 35,451 145,464 — 301,476 Gross charge-offs: Food and agribusiness — — — — — 2,704 — — 2,704 Total commercial 641,565 660,242 846,705 679,946 255,485 821,495 659,787 16,147 4,581,372 Gross charge-offs: Commercial — — 13 26 155 2,760 — — 2,954 Commercial real estate non-owner occupied: Construction: Pass 29,621 68,663 94,585 36,638 29,251 — 45,967 453 305,178 Special mention — — 2,036 — — — — — 2,036 Total construction 29,621 68,663 96,621 36,638 29,251 — 45,967 453 307,214 Acquisition/development: Pass 15,649 4,916 36,663 21,646 1,229 8,279 699 — 89,081 Special mention — — 1,075 717 — — — — 1,792 Substandard — — — — — 298 — — 298 Total acquisition/development 15,649 4,916 37,738 22,363 1,229 8,577 699 — 91,171 Multifamily: Pass 6,822 16,465 153,335 96,174 16,687 31,199 1,956 — 322,638 Special mention — — 8,114 3,824 — — — — 11,938 Total multifamily 6,822 16,465 161,449 99,998 16,687 31,199 1,956 — 334,576 Non-owner occupied Pass 21,896 134,006 291,344 144,191 122,132 326,912 5,345 — 1,045,826 Special mention 5,002 14,034 — 13,091 3,808 3,992 — — 39,927 Substandard — — — 5,859 — 9,374 — — 15,233 Doubtful — — — — — 233 — — 233 Total non-owner occupied 26,898 148,040 291,344 163,141 125,940 340,511 5,345 — 1,101,219 Gross charge-offs: Non-owner occupied — — 293 — — 4,422 — — 4,715 Total commercial real estate non-owner occupied 78,990 238,084 587,152 322,140 173,107 380,287 53,967 453 1,834,180 Gross charge-offs: Commercial real estate non-owner occupied — — 293 — — 4,422 — — 4,715 Residential real estate: Senior lien Pass 51,116 89,536 418,044 294,554 102,832 184,204 46,431 257 1,186,974 Special mention — — — — — 17 — — 17 Substandard 22 665 3,460 947 401 2,036 — — 7,531 Doubtful — — — — — 25 — — 25 Total senior lien 51,138 90,201 421,504 295,501 103,233 186,282 46,431 257 1,194,547 Junior lien Pass 5,587 3,597 4,626 1,584 1,905 5,833 62,204 885 86,221 Special mention — — — 431 — 27 1,488 — 1,946 Substandard 45 — 146 222 89 172 172 — 846 Total junior lien 5,632 3,597 4,772 2,237 1,994 6,032 63,864 885 89,013 Total residential real estate 56,770 93,798 426,276 297,738 105,227 192,314 110,295 1,142 1,283,560 Consumer Pass 4,260 2,379 1,738 1,128 638 200 4,884 48 15,275 Substandard — — 67 — — 41 — — 108 Total consumer 4,260 2,379 1,805 1,128 638 241 4,884 48 15,383 Gross charge-offs: Consumer 640 23 12 3 — 40 — — 718 Total loans $ 781,585 $ 994,503 $ 1,861,938 $ 1,300,952 $ 534,457 $ 1,394,337 $ 828,933 $ 17,790 $ 7,714,495 Gross charge-offs: Total loans 640 23 318 29 155 7,222 — — 8,387 December 31, 2023 Revolving Revolving loans loans Origination year amortized converted 2023 2022 2021 2020 2019 Prior cost basis to term Total Commercial: Commercial and industrial: Pass $ 348,103 $ 396,618 $ 271,201 $ 87,234 $ 41,261 $ 106,711 $ 563,924 $ 31,620 $ 1,846,672 Special mention 4,775 12,259 31,895 20,340 2,202 683 18,344 3,470 93,968 Substandard 13,729 4,555 4,248 1,314 179 347 910 — 25,282 Doubtful 600 — — 387 — — — — 987 Total commercial and industrial 367,207 413,432 307,344 109,275 43,642 107,741 583,178 35,090 1,966,909 Gross charge-offs: Commercial and industrial — 12 215 — 47 3 — — 277 Municipal and non-profit: Pass 139,591 140,626 246,088 82,590 53,460 389,867 31,534 — 1,083,756 Total municipal and non-profit 139,591 140,626 246,088 82,590 53,460 389,867 31,534 — 1,083,756 Owner occupied commercial real estate: Pass 236,897 275,644 181,472 97,523 86,761 163,997 18,281 — 1,060,575 Special mention 2,074 19,191 7,808 — 2,650 27,653 — — 59,376 Substandard — 515 1,732 — 687 234 — — 3,168 Doubtful — 6 — — — 648 — — 654 Total owner occupied commercial real estate 238,971 295,356 191,012 97,523 90,098 192,532 18,281 — 1,123,773 Food and agribusiness: Pass 16,917 69,212 14,159 15,379 10,417 34,592 149,125 51 309,852 Special mention — — 4,646 — — 3,724 450 — 8,820 Substandard — — 586 — — 180 1,786 — 2,552 Doubtful — — — — — — 3,373 — 3,373 Total food and agribusiness 16,917 69,212 19,391 15,379 10,417 38,496 154,734 51 324,597 Total commercial 762,686 918,626 763,835 304,767 197,617 728,636 787,727 35,141 4,499,035 Gross charge-offs: Commercial — 12 215 — 47 3 — — 277 Commercial real estate non-owner occupied: Construction: Pass 43,385 190,826 59,477 63,486 1,006 — 47,070 — 405,250 Total construction 43,385 190,826 59,477 63,486 1,006 — 47,070 — 405,250 Acquisition/development: Pass 13,228 39,000 21,011 5,992 597 8,814 7,416 2,961 99,019 Special mention — 1,077 — — — — — — 1,077 Total acquisition/development 13,228 40,077 21,011 5,992 597 8,814 7,416 2,961 100,096 Multifamily: Pass 16,450 113,936 92,574 16,938 39,371 31,671 830 — 311,770 Total multifamily 16,450 113,936 92,574 16,938 39,371 31,671 830 — 311,770 Non-owner occupied Pass 116,168 241,563 172,042 91,188 124,291 236,694 6,694 — 988,640 Special mention — — — 21,268 3,876 2,489 — — 27,633 Substandard — — — — — 19,848 — — 19,848 Doubtful — — — 280 — 3,233 — — 3,513 Total non-owner occupied 116,168 241,563 172,042 112,736 128,167 262,264 6,694 — 1,039,634 Total commercial real estate non-owner occupied 189,231 586,402 345,104 199,152 169,141 302,749 62,010 2,961 1,856,750 Residential real estate: Senior lien Pass 87,608 434,963 316,080 112,582 42,752 183,890 48,462 94 1,226,431 Special mention — — — — — 515 — — 515 Substandard 1,555 1,119 740 415 620 2,167 — — 6,616 Doubtful — — — — — 37 — — 37 Total senior lien 89,163 436,082 316,820 112,997 43,372 186,609 48,462 94 1,233,599 Gross charge-offs: Senior lien — — — — — 48 — — 48 Junior lien Pass 4,920 4,464 1,712 2,947 2,270 4,729 66,441 684 88,167 Special mention — — — — — 27 249 — 276 Substandard 263 149 236 758 — 339 — — 1,745 Total junior lien 5,183 4,613 1,948 3,705 2,270 5,095 66,690 684 90,188 Total residential real estate 94,346 440,695 318,768 116,702 45,642 191,704 115,152 778 1,323,787 Gross charge-offs: Residential real estate — — — — — 48 — — 48 Consumer Pass 5,945 3,330 2,233 997 244 410 5,947 27 19,133 Substandard — — — — — 50 3 — 53 Total consumer 5,945 3,330 2,233 997 244 460 5,950 27 19,186 Gross charge-offs: Consumer 1,225 13 1 2 1 8 — — 1,250 Total loans $ 1,052,208 $ 1,949,053 $ 1,429,940 $ 621,618 $ 412,644 $ 1,223,549 $ 970,839 $ 38,907 $ 7,698,758 Gross charge-offs: Total loans 1,225 25 216 2 48 59 — — 1,575
Schedule of collateral dependent loans	The amortized cost basis of collateral-dependent loans over $250 thousand was as follows at September 30, 2024 and December 31, 2023: September 30, 2024 Total amortized Real property Business assets cost basis Commercial: Commercial and industrial $ 2,800 $ 6,863 $ 9,663 Owner occupied commercial real estate 1,450 — 1,450 Food and agribusiness 586 — 586 Total commercial 4,836 6,863 11,699 Commercial real estate non-owner occupied: Non-owner occupied 11,127 — 11,127 Total commercial real estate non-owner occupied 11,127 — 11,127 Residential real estate: Senior lien 4,770 — 4,770 Junior lien 183 39 222 Total residential real estate 4,953 39 4,992 Total loans $ 20,916 $ 6,902 $ 27,818 December 31, 2023 Total amortized Real property Business assets cost basis Commercial: Commercial and industrial $ 1,946 $ 220 $ 2,166 Owner occupied commercial real estate 1,883 — 1,883 Food and agribusiness 586 5,159 5,745 Total commercial 4,415 5,379 9,794 Commercial real estate non-owner occupied: Non-owner occupied 19,993 — 19,993 Total commercial real estate non-owner occupied 19,993 — 19,993 Residential real estate: Senior lien 2,661 — 2,661 Total residential real estate 2,661 — 2,661 Total loans $ 27,069 $ 5,379 $ 32,448
Schedule of modified loans to borrowers experiencing financial difficulty	The following schedule presents, by loan class, the amortized cost basis for loans to borrowers experiencing financial difficulty that remain outstanding and were modified within the three months ended September 30, 2024: As of and for the three months ended September 30, 2024 Combination - interest rate Payment delay reduction and term extension Amortized % of loan Amortized % of loan cost basis class cost basis class Commercial: Commercial and industrial $ 2,849 0.1% $ — 0.0% Total commercial 2,849 0.1% — 0.0% Residential real estate: Junior lien — 0.0% 45 0.1% Total residential real estate — 0.0% 45 0.0% Total loans $ 2,849 0.0% $ 45 0.0% The following schedules present, by loan class, the amortized cost basis for loans to borrowers experiencing financial difficulty that remain outstanding and were modified within the nine months ended September 30, 2024 and 2023: As of and for the nine months ended September 30, 2024 Combination - interest rate Combination - term extension Term extension Payment delay reduction and term extension and payment delay Amortized % of loan Amortized % of loan Amortized % of loan Amortized % of loan cost basis class cost basis class cost basis class cost basis class Commercial: Commercial and industrial $ 7,621 0.4% $ 2,849 0.1% $ — 0.0% $ — 0.0% Owner occupied commercial real estate — 0.0% 1,664 0.1% — 0.0% — 0.0% Total commercial 7,621 0.2% 4,513 0.1% — 0.0% — 0.0% Commercial real estate non-owner occupied: Non-owner occupied 5,435 0.5% — 0.0% — 0.0% — 0.0% Total commercial real estate non-owner occupied 5,435 0.3% — 0.0% — 0.0% — 0.0% Residential real estate: Senior lien — 0.0% 854 0.1% 22 0.0% 382 0.0% Junior lien — 0.0% — 0.0% 45 0.1% — 0.0% Total residential real estate — 0.0% 854 0.1% 67 0.0% 382 0.0% Total loans $ 13,056 0.2% $ 5,367 0.1% $ 67 0.0% $ 382 0.0% September 30, 2023 Term extension Payment delay Amortized % of loan Amortized % of loan cost basis class cost basis class Commercial: Commercial and industrial $ — 0.0% $ 114 0.0% Total commercial — 0.0% 114 0.0% Commercial real estate non-owner occupied: Non-owner occupied 18,764 1.8% — 0.0% Total commercial real estate non-owner occupied 18,764 1.0% — 0.0% Residential real estate: Senior lien 653 0.1% 0.0% Total residential real estate 653 0.1% — 0.0% Total loans $ 19,417 0.3% $ 114 0.0%
Schedule of payment status of loans	The following schedules present, by loan class, the payment status of loans that have been modified in the last twelve months as of the dates presented on an amortized cost basis: September 30, 2024 Current 30-89 days past due Non-accrual Commercial: Commercial and industrial $ 2,849 $ 7,621 $ 5,354 Owner occupied commercial real estate 1,664 — — Total commercial 4,513 7,621 5,354 Commercial real estate non-owner occupied: Non-owner occupied 167 5,268 — Total commercial real estate non-owner occupied 167 5,268 — Residential real estate: Senior lien 854 — 404 Junior lien — — 45 Total residential real estate 854 — 449 Total loans $ 5,534 $ 12,889 $ 5,803 September 30, 2023 Current 30-89 days past due Non-accrual Commercial: Commercial and industrial $ 114 $ — $ — Total commercial 114 — — Commercial real estate non-owner occupied: Non-owner occupied 5,292 — 13,472 Total commercial real estate non-owner occupied 5,292 — 13,472 Residential real estate: Senior lien 653 — — Total residential real estate 653 — — Total loans $ 6,059 $ — $ 13,472
Schedule of financial effect of the modifications made to borrowers experiencing financial difficulty	As of and for the three months ended September 30, 2024 As of and for the nine months ended September 30, 2024 Financial effect Financial effect Payment delay Combination - Interest rate reduction and Term extension Term extension Payment delay Combination - Interest rate reduction and Term extension Combination - Term extension and Payment delay Commercial: Commercial and industrial Extended a weighted average of 0.5 years to the life of loans, which reduced monthly payment amounts Extended a weighted average of 0.6 years to the life of loans, which reduced monthly payment amounts Delayed payments for a weighted average of 0.5 years Owner occupied commercial real estate Delayed payments for a weighted average of 0.5 years Commercial real estate non-owner occupied: Non-owner occupied Extended a weighted average of 0.9 years to the life of loans, which reduced monthly payment amounts Residential real estate: Senior lien Delayed payments for a weighted average of 0.3 years Reduced weighted average contractual interest rate by 1.5% and extended a weighted average of 11 years to the life of loans, which reduced monthly payment amounts Extended a weighted average of 0.7 years to the life of loans, which reduced monthly payment amounts and delayed payments for a weighted average of 0.7 years Junior lien Reduced weighted average contractual interest rate by 1.1% and extended a weighted average of 10 years to the life of loans, which reduced monthly payment amounts Reduced weighted average contractual interest rate by 1.1% and extended a weighted average of 10 years to the life of loans, which reduced monthly payment amounts September 30, 2023 Financial effect Term extension Payment delay Combination - Interest rate reduction and Term extension Commercial: Commercial and industrial Delayed payments for a weighted average of 0.2 years Commercial real estate non-owner occupied: Non-owner occupied Extended a weighted average of 0.3 years to the life of loans, which reduced monthly payment amounts Residential real estate: Senior lien Reduced weighted average contractual interest rate by 2.5% and extended a weighted average life of 30 years , which reduced monthly payment amounts

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	9 Months Ended
Allowance for Credit Losses (Tables)	Sep. 30, 2024
Allowance for Credit Losses
Summary of Company's Allowance for Loan Losses ("ALL") and Recorded Investment in Loans	The tables below detail the Company’s allowance for credit losses as of the dates shown: Three months ended September 30, 2024 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 48,910 $ 27,412 $ 19,759 $ 376 $ 96,457 Charge-offs (2,930) (293) — (282) (3,505) Recoveries 60 — 5 30 95 Provision expense for credit losses 210 937 636 217 2,000 Ending balance $ 46,250 $ 28,056 $ 20,400 $ 341 $ 95,047 Nine months ended September 30, 2024 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 45,304 $ 32,665 $ 19,550 $ 428 $ 97,947 Charge-offs (2,954) (4,715) — (718) (8,387) Recoveries 352 7 95 327 781 Provision expense for credit losses 3,548 99 755 304 4,706 Ending balance $ 46,250 $ 28,056 $ 20,400 $ 341 $ 95,047 Three months ended September 30, 2023 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 42,058 $ 30,768 $ 19,331 $ 424 $ 92,581 Charge-offs (239) — — (301) (540) Recoveries 241 1 7 31 280 Provision expense (release) for credit losses 3,231 (2,301) (47) 242 1,125 Ending balance $ 45,291 $ 28,468 $ 19,291 $ 396 $ 93,446 Nine months ended September 30, 2023 Non-owner occupied commercial Residential Commercial real estate real estate Consumer Total Beginning balance $ 37,608 $ 32,050 $ 19,306 $ 589 $ 89,553 Charge-offs (242) — (46) (930) (1,218) Recoveries 286 3 19 78 386 Provision expense (release) for credit losses 7,639 (3,585) 12 659 4,725 Ending balance $ 45,291 $ 28,468 $ 19,291 $ 396 $ 93,446

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	9 Months Ended
Other Real Estate Owned (Tables)	Sep. 30, 2024
Other Real Estate Owned
Summary of Activity in OREO Balances	A summary of the activity in other real estate owned (“OREO”) during the nine months ended September 30, 2024 and 2023 is as follows: For the nine months ended September 30, 2024 2023 Beginning balance $ 4,088 $ 3,731 Impairments — (55) Sales (2,656) (260) Ending balance $ 1,432 $ 3,416

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	9 Months Ended
Goodwill and Intangible Assets (Tables)	Sep. 30, 2024
Summary of gross carrying amount of intangible assets and the associated accumulated amortization	The gross carrying amount of other intangible assets and the associated accumulated amortization at September 30, 2024 and December 31, 2023, are presented as follows: September 30, 2024 December 31, 2023 Gross Net Gross Net carrying Accumulated carrying carrying Accumulated carrying amount amortization amount amount amortization amount Core deposit intangible $ 91,566 $ (54,087) $ 37,479 $ 91,566 $ (50,095) $ 41,471 Customer relationship intangible 17,000 (3,492) 13,508 17,000 (1,867) 15,133 Internally developed technology 2,300 (575) 1,725 2,300 (230) 2,070 Total $ 110,866 $ (58,154) $ 52,712 $ 110,866 $ (52,192) $ 58,674
Summary of changes in the mortgage servicing rights	Below are the changes in the MSRs for the periods presented: For the nine months ended September 30, 2024 2023 Beginning balance $ 4,911 $ 9,162 Originations 258 993 Sales — (4,664) (Impairment) recovery (13) 66 Amortization (356) (675) Ending balance 4,800 4,882 Fair value of mortgage servicing rights $ 6,925 $ 7,514
Schedule of changes in the SBA servicing assets	For the nine months ended September 30, 2024 2023 Beginning balance $ 2,440 $ 2,666 Originations 952 325 Disposals (440) (321) Recovery 103 153 Amortization (177) (104) Ending balance 2,878 2,719 Fair value of mortgage servicing rights $ 2,878 $ 2,719
Other intangible assets
Summary of estimated future amortization expense for the next five years	The following table shows the estimated future amortization expense during the next five years for other intangible assets as of September 30, 2024: Years ending December 31, Amount For the three months ending December 31, 2024 $ 1,947 For the year ending December 31, 2025 7,786 For the year ending December 31, 2026 7,664 For the year ending December 31, 2027 7,542 For the year ending December 31, 2028 6,142
MSRs
Summary of estimated future amortization expense for the next five years	The following table shows the estimated future amortization expense during the next five years for the MSRs as of September 30, 2024: Years ending December 31, Amount For the three months ending December 31, 2024 $ 141 For the year ending December 31, 2025 549 For the year ending December 31, 2026 484 For the year ending December 31, 2027 427 For the year ending December 31, 2028 377
Small Business Administration ("SBA") servicing rights
Summary of estimated future amortization expense for the next five years	The following table shows the estimated future amortization expense during the next five years for the SBA servicing asset as of September 30, 2024: Years ending December 31, Amount For the three months ending December 31, 2024 $ 259 For the year ending December 31, 2025 315 For the year ending December 31, 2026 277 For the year ending December 31, 2027 244 For the year ending December 31, 2028 214

Regulatory Capital (Tables)

Regulatory Capital (Tables)	9 Months Ended
Regulatory Capital (Tables)	Sep. 30, 2024
Regulatory Capital
Capital Ratio Requirements under Prompt Corrective Action or Other Regulatory Requirements	September 30, 2024 Required to be Required to be well capitalized under considered prompt corrective adequately Actual action provisions capitalized (1) Ratio Amount Ratio Amount Ratio Amount Tier 1 leverage ratio: Consolidated 10.4% $ 1,013,938 N/A N/A 4.0% $ 388,587 NBH Bank 9.4% 912,857 5.0% $ 483,925 4.0% 387,140 Bank of Jackson Hole Trust 30.4% 12,289 5.0% 2,022 4.0% 1,618 Common equity tier 1 risk based capital: Consolidated 12.9% $ 1,013,938 N/A N/A 7.0% $ 551,153 NBH Bank 11.7% 912,857 6.5% $ 509,436 7.0% 548,623 Bank of Jackson Hole Trust 75.4% 12,289 6.5% 1,060 7.0% 1,141 Tier 1 risk based capital ratio: Consolidated 12.9% $ 1,013,938 N/A N/A 8.5% $ 669,257 NBH Bank 11.7% 912,857 8.0% $ 626,998 8.5% 666,185 Bank of Jackson Hole Trust 75.4% 12,289 8.0% 1,304 8.5% 1,386 Total risk based capital ratio: Consolidated 14.8% $ 1,164,207 N/A N/A 10.5% $ 826,729 NBH Bank 12.9% 1,008,124 10.0% $ 783,747 10.5% 822,934 Bank of Jackson Hole Trust 75.4% 12,291 10.0% 1,630 10.5% 1,712 December 31, 2023 Required to be Required to be well capitalized under considered prompt corrective adequately Actual action provisions capitalized (1) Ratio Amount Ratio Amount Ratio Amount Tier 1 leverage ratio: Consolidated 9.7% $ 941,369 N/A N/A 4.0% $ 386,775 NBH Bank 8.9% 856,243 5.0% $ 481,685 4.0% 385,348 Bank of Jackson Hole Trust 30.0% 11,609 5.0% 1,936 4.0% 1,549 Common equity tier 1 risk based capital: Consolidated 11.9% $ 941,369 N/A N/A 7.0% $ 554,325 NBH Bank 10.9% 856,243 6.5% $ 512,408 7.0% 551,824 Bank of Jackson Hole Trust 71.2% 11,609 6.5% 1,059 7.0% 1,141 Tier 1 risk based capital ratio: Consolidated 11.9% $ 941,369 N/A N/A 8.5% $ 673,109 NBH Bank 10.9% 856,243 8.0% $ 630,656 8.5% 670,072 Bank of Jackson Hole Trust 71.2% 11,609 8.0% 1,304 8.5% 1,385 Total risk based capital ratio: Consolidated 13.8% $ 1,092,800 N/A N/A 10.5% $ 831,487 NBH Bank 12.1% 952,674 10.0% $ 788,319 10.5% 827,735 Bank of Jackson Hole Trust 71.2% 11,609 10.0% 1,629 10.5% 1,711 (1) Includes the capital conservation buffer of 2.5%.

Revenue from Contracts with C_2

Revenue from Contracts with Clients (Tables)	9 Months Ended
Revenue from Contracts with Clients (Tables)	Sep. 30, 2024
Revenue from Contracts with Clients
Summary of non-interest income segregated by revenue streams	The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of FASB ASC Topic 606 (“Topic 606”), and non-interest expense in-scope of Topic 606 for the three and nine months ended September 30, 2024 and 2023: For the three months ended September 30, For the nine months ended September 30, 2024 2023 2024 2023 Non-interest income In-scope of Topic 606: Service charges and other account-related fees $ 5,790 $ 6,819 $ 16,251 $ 18,356 Bank card fees 4,832 4,993 14,292 14,721 Other non-interest income 1,442 1,167 4,216 3,386 Non-interest income (in-scope of Topic 606) 12,064 12,979 34,759 36,463 Non-interest income (out-of-scope of Topic 606) 6,325 6,386 15,353 11,390 Total non-interest income $ 18,389 $ 19,365 $ 50,112 $ 47,853 Non-interest expense In-scope of Topic 606: Other non-interest expense $ 48 $ — $ (144) $ (11) Total revenue in-scope of Topic 606 $ 12,112 $ 12,979 $ 34,615 $ 36,452

Stock-based Compensation and _2

Stock-based Compensation and Benefits (Tables)	9 Months Ended
Stock-based Compensation and Benefits (Tables)	Sep. 30, 2024
Stock-based Compensation and Benefits
Summary of outstanding stock options	The following table summarizes stock option activity for the nine months ended September 30, 2024: Weighted average Weighted remaining average contractual Aggregate exercise term in intrinsic Options price years value Outstanding at December 31, 2023 755,546 $ 30.95 5.79 $ 5,270 Granted — — Exercised (123,954) 22.26 Forfeited (6,477) 37.33 Outstanding at September 30, 2024 625,115 32.60 5.55 5,972 Options exercisable at September 30, 2024 529,552 32.00 5.07 5,360 Options vested and expected to vest 617,974 32.57 5.52 5,921
Summary of Restricted Stock Activity	The following table summarizes restricted stock and performance stock unit activity during the nine months ended September 30, 2024: Weighted Weighted Restricted average grant- Performance average grant- stock shares date fair value stock units date fair value Unvested at December 31, 2023 240,584 $ 34.47 171,782 $ 34.56 Granted 183,723 35.31 79,254 35.24 Adjustment due to performance — — (530) 35.75 Vested (88,311) 35.83 (46,490) 37.82 Forfeited (18,874) 36.28 (3,616) 32.62 Unvested at September 30, 2024 317,122 $ 34.47 200,400 $ 34.30

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
Earnings Per Share (Tables)	Sep. 30, 2024
Earnings Per Share
Schedule of Computation of Basic and Diluted Earnings Per Share	The following table illustrates the computation of basic and diluted earnings per share for the three and nine months ended September 30, 2024 and 2023: For the three months ended For the nine months ended September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Net income $ 33,105 $ 36,087 $ 90,631 $ 108,927 Less: income allocated to participating securities (89) (68) (242) (179) Income allocated to common shareholders $ 33,016 $ 36,019 $ 90,389 $ 108,748 Weighted average shares outstanding for basic earnings per common share 38,277,042 37,990,659 38,173,469 37,911,896 Dilutive effect of equity awards 218,049 143,679 194,542 182,014 Weighted average shares outstanding for diluted earnings per common share 38,495,091 38,134,338 38,368,011 38,093,910 Basic earnings per share $ 0.86 $ 0.95 $ 2.37 $ 2.87 Diluted earnings per share 0.86 0.94 2.36 2.85

Derivatives (Tables)

Derivatives (Tables)	9 Months Ended
Derivatives (Tables)	Sep. 30, 2024
Derivatives
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification in the consolidated statements of financial condition as of September 30, 2024 and December 31, 2023. Information about the valuation methods used to measure fair value is provided in note 17. Asset derivatives fair value Liability derivatives fair value Balance Sheet September 30, December 31, Balance Sheet September 30, December 31, location 2024 2023 location 2024 2023 Derivatives designated as hedging instruments: Interest rate products Other assets $ 21,781 $ 28,928 Other liabilities $ 4,688 $ 3,400 Total derivatives designated as hedging instruments $ 21,781 $ 28,928 $ 4,688 $ 3,400 Derivatives not designated as hedging instruments: Interest rate products Other assets $ 8,678 $ 8,480 Other liabilities $ 8,689 $ 8,484 Interest rate lock commitments Other assets 603 287 Other liabilities 3 5 Forward contracts Other assets 37 — Other liabilities 71 110 Total derivatives not designated as hedging instruments $ 9,318 $ 8,767 $ 8,763 $ 8,599
Derivative Instruments, Gain (Loss)	The tables below present the effect of the Company’s derivative financial instruments in the consolidated statements of operations for the three and nine months ended September 30, 2024 and 2023: Location of gain (loss) Amount of (loss) gain recognized in income on derivatives recognized in income on For the three months ended September 30, For the nine months ended September 30, Derivatives in hedging relationships derivatives 2024 2023 2024 2023 Interest rate products Interest and fees on loans $ (12,000) $ 13,005 $ (479) $ 16,855 Location of gain (loss) Amount of gain (loss) recognized in income on hedged items recognized in income on For the three months ended September 30, For the nine months ended September 30, Hedged items hedged items 2024 2023 2024 2023 Interest rate products Interest and fees on loans $ 13,945 $ (10,255) $ 6,451 $ (9,940) Location of gain (loss) Amount of gain recognized in income on derivatives Derivatives not designated recognized in income on For the three months ended September 30, For the nine months ended September 30, as hedging instruments derivatives 2024 2023 2024 2023 Interest rate products Other non-interest expense $ (6) $ (33) $ (6) $ (32) Interest rate lock commitments Mortgage banking income 188 30 459 73 Forward contracts Mortgage banking income (48) 49 77 74 Total $ 134 $ 46 $ 530 $ 115
Summary of effect of fair value cash flow hedge accounting on accumulated other comprehensive income	The tables below present the effect of cash flow hedge accounting on AOCI as of the dates presented. For the three months ended September 30, 2024 Gain recognized in OCI on derivatives Gain recognized in OCI included component Gain recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ 1,011 $ 890 $ 121 Interest income $ (548) $ (429) $ (119) For the nine months ended September 30, 2024 Loss recognized in OCI on derivatives Loss recognized in OCI included component Loss recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ (824) $ (368) $ (456) Interest income $ (1,575) $ (1,220) $ (355) For the three months ended September 30, 2023 Loss recognized in OCI on derivatives Loss recognized in OCI included component Loss recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ (1,122) $ (818) $ (304) Interest income $ (493) $ (374) $ (119) For the nine months ended September 30, 2023 Loss recognized in OCI on derivatives Loss recognized in OCI included component Loss recognized in OCI excluded component Location of loss recognized from AOCI into income Loss reclassified from AOCI into income Loss reclassified from AOCI into income included component Loss reclassified from AOCI into income excluded component Derivatives in cash flow hedging relationships: Interest rate products $ (2,773) $ (2,254) $ (519) Interest income $ (1,158) $ (821) $ (337)

Commitments and Contingencies (

Commitments and Contingencies (Tables)	9 Months Ended
Commitments and Contingencies (Tables)	Sep. 30, 2024
Commitments and Contingencies
Schedule of Total Unfunded Commitments	Total unfunded commitments at September 30, 2024 and December 31, 2023 were as follows: September 30, 2024 December 31, 2023 Commitments to fund loans $ 687,659 $ 724,928 Credit card lines of credit 3,389 6,278 Unfunded commitments under lines of credit 778,093 890,530 Commercial and standby letters of credit 14,249 13,029 Total unfunded commitments $ 1,483,390 $ 1,634,765
Schedule of Repurchase Reserve	The following table summarizes mortgage repurchase reserve activity for the periods presented: For the three months ended September 30, For the nine months ended September 30, 2024 2023 2024 2023 Beginning balance $ 1,089 $ 1,315 $ 1,198 $ 1,725 Provision released from operating expense, net — — (73) (323) Charge-offs (20) (47) (56) (134) Ending balance $ 1,069 $ 1,268 $ 1,069 $ 1,268

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
Fair Value Measurements (Tables)	Sep. 30, 2024
Fair Value Measurements
Tables of Financial Instruments Measured At Fair Value on Recurring Basis	The tables below present the financial instruments measured at fair value on a recurring basis as of September 30, 2024 and December 31, 2023 in the consolidated statements of financial condition utilizing the hierarchy structure described above: September 30, 2024 Level 1 Level 2 Level 3 Total Assets: Investment securities available-for-sale U.S. Treasuries $ 49,190 $ — $ — $ 49,190 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — 196,530 — 196,530 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises — 460,496 — 460,496 Municipal securities — 80 — 80 Corporate debt — 1,962 — 1,962 Loans held for sale — 16,765 — 16,765 Interest rate swap derivatives — 30,459 — 30,459 Mortgage banking derivatives — — 640 640 Total assets at fair value $ 49,190 $ 706,292 $ 640 $ 756,122 Liabilities: Interest rate swap derivatives $ — $ 13,377 $ — $ 13,377 Mortgage banking derivatives — — 74 74 Total liabilities at fair value $ — $ 13,377 $ 74 $ 13,451 December 31, 2023 Level 1 Level 2 Level 3 Total Assets: Investment securities available-for-sale U.S. Treasuries $ 73,044 $ — $ — $ 73,044 Mortgage-backed securities: Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises — 201,809 — 201,809 Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises — 351,242 — 351,242 Municipal securities — 79 — 79 Corporate debt — 1,843 — 1,843 Loans held for sale — 18,854 — 18,854 Interest rate swap derivatives — 37,408 — 37,408 Mortgage banking derivatives — — 287 287 Total assets at fair value $ 73,044 $ 611,235 $ 287 $ 684,566 Liabilities: Interest rate swap derivatives $ — $ 15,284 $ — $ 15,284 Mortgage banking derivatives — — 115 115 Total liabilities at fair value $ — $ 15,284 $ 115 $ 15,399
Table of Changes in Level 3 Financial Instruments	The table below details the changes in level 3 financial instruments during the nine months ended September 30, 2024: Mortgage banking derivatives, net Balance at December 31, 2023 $ 172 Gain included in earnings, net 536 Fees and costs included in earnings, net (142) Balance at September 30, 2024 $ 566
Table of Assets Recorded at Fair Value On a Non-Recurring Basis	The tables below provide information regarding losses from assets recorded at fair value on a non-recurring basis during the nine months ended September 30, 2024 and 2023: September 30, 2024 Total Losses from fair value changes Individually evaluated loans $ 43,684 $ 8,387 Mortgage servicing rights 4,800 13 Total $ 48,484 $ 8,400 September 30, 2023 Total Losses from fair value changes Individually evaluated loans $ 42,642 $ 1,218 Other real estate owned 3,416 55 Premises and equipment 13,169 244 Total $ 59,227 $ 1,517

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
Fair Value of Financial Instruments (Tables)	Sep. 30, 2024
Fair Value Measurements
Fair Value of Financial Instruments	The fair value of financial instruments at September 30, 2024 and December 31, 2023 are set forth below: Level in fair value September 30, 2024 December 31, 2023 measurement Carrying Estimated Carrying Estimated hierarchy amount fair value amount fair value ASSETS Cash and cash equivalents Level 1 $ 180,796 $ 180,796 $ 190,826 $ 190,826 U.S. Treasury securities - AFS Level 1 49,190 49,190 73,044 73,044 U.S. Treasury securities - HTM Level 1 49,563 49,157 49,338 48,334 Mortgage-backed securities—residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises available-for-sale Level 2 196,530 196,530 201,809 201,809 Mortgage-backed securities—other residential mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises available-for-sale Level 2 460,496 460,496 351,242 351,242 Municipal securities available-for-sale Level 2 80 80 79 79 Corporate debt available-for-sale Level 2 1,962 1,962 1,843 1,843 Other available-for-sale securities Level 3 729 729 812 812 Mortgage-backed securities—residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises held-to-maturity Level 2 270,518 242,837 299,337 265,011 Mortgage-backed securities—other residential mortgage-backed securities issued or guaranteed by U.S. government agencies or sponsored enterprises held-to-maturity Level 2 218,076 178,780 236,377 190,983 FHLB and FRB stock Level 2 24,629 24,629 40,890 40,890 Loans receivable Level 3 7,714,495 7,678,735 7,698,758 7,411,687 Loans held for sale Level 2 16,765 16,765 18,854 18,854 Accrued interest receivable Level 2 49,025 49,025 44,944 44,944 Interest rate swap derivatives Level 2 30,459 30,459 37,408 37,408 Mortgage banking derivatives Level 3 640 640 287 287 LIABILITIES Deposit transaction accounts Level 2 7,444,679 7,444,679 7,208,421 7,208,421 Time deposits Level 2 1,052,449 1,048,454 981,970 972,793 Securities sold under agreements to repurchase Level 2 19,517 19,517 19,627 19,627 Long-term debt Level 2 55,000 52,592 55,000 43,760 Federal Home Loan Bank advances Level 2 — — 340,000 340,000 Accrued interest payable Level 2 18,044 18,044 12,239 12,239 Interest rate swap derivatives Level 2 13,377 13,377 15,284 15,284 Mortgage banking derivatives Level 3 74 74 115 115

Acquisition Activities (Tables)

Acquisition Activities (Tables)	9 Months Ended
Acquisition Activities (Tables)	Sep. 30, 2024
Cambr
Acquisition Activities
Net Assets acquired (at fair value) and consideration transferred	April 3, 2023 Assets: Cash and due from banks $ 1,224 Other intangibles 18,000 Other assets 6,729 Total assets acquired 25,953 Liabilities: Other liabilities $ 6,340 Total liabilities assumed 6,340 Identifiable net assets acquired $ 19,613 Consideration: Cash $ 46,524 Total 46,524 Goodwill $ 26,911

Basis of Presentation (Details)

Basis of Presentation (Details)	9 Months Ended
Basis of Presentation (Details)	Sep. 30, 2024 item
Basis of Presentation
Number of full service banking offices	90

Investment Securities - Narrati

Investment Securities - Narrative (Details) $ in Thousands	9 Months Ended
Investment Securities - Narrative (Details) $ in Thousands	Sep. 30, 2024 USD ($) security	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($) security
Investment securities total	$ 1,200,000		$ 1,200,000
Securities with no stated contractual date, fair value	51,232
Amortized cost	789,933		727,819
Available-for-sale Securities	708,987		628,829
Held-to-maturity securities	538,157		$ 585,052
Purchases of available-for-sale securities	199,079	$ 0
Maturities and paydowns of available-for-sale securities	137,632	71,339
Sales of available-for-sale securities	$ 0	0
Number of securities \| security	216		230
Purchases of held-to-maturity securities	$ 0	2,452
Maturities and paydowns of held-to-maturity securities	$ 47,385	$ 53,947
Number of held-to-maturity securities in unrealized loss positions \| security	109		123
Held-to-maturity investment securities pledged as collateral	$ 535,500		$ 559,300
Held-to-maturity investment securities held as collateral	0		0
Accrued interest receivable from available-for-sale investment securities	1,800		1,300
Accrued interest receivable from held-to-maturity investment securities	1,200		1,000
Other securities investments with no contractual maturity
Securities with no stated contractual date, amortized cost	700
Securities with no stated contractual date, fair value	700
Asset Pledged as Collateral
Available-for-sale Securities	0		0
Asset Pledged as Collateral \| Federal Funds Purchased
Available-for-sale Securities	$ 236,700		$ 312,400
Financing Receivable, Pledging Purpose [Extensible Enumeration]	Noninterest-bearing Deposit Liabilities		Noninterest-bearing Deposit Liabilities

Investment Securities - Summary

Investment Securities - Summary of Available-for-Sale Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 789,933	$ 727,819
Gross unrealized gains	1,725	57
Gross unrealized losses	(82,671)	(99,047)
Fair Value	708,987	628,829
U.S. Treasury securities
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	49,757	74,508
Gross unrealized losses	(567)	(1,464)
Fair Value	49,190	73,044
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	222,443	233,264
Gross unrealized gains	445	57
Gross unrealized losses	(26,358)	(31,512)
Fair Value	196,530	201,809
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	514,924	417,155
Gross unrealized gains	1,280
Gross unrealized losses	(55,708)	(65,913)
Fair Value	460,496	351,242
Municipal securities
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	80	80
Gross unrealized losses		(1)
Fair Value	80	79
Corporate debt
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	2,000	2,000
Gross unrealized losses	(38)	(157)
Fair Value	1,962	1,843
Other securities
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	729	812
Fair Value	$ 729	$ 812

Investment Securities - Summa_2

Investment Securities - Summary of Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	$ 16,334	$ 147
Less than 12 months, Unrealized losses	(21)	(1)
12 months or more, Fair Value	554,442	625,070
12 months or more, Unrealized Loss	(82,650)	(99,046)
Total, Fair Value	570,776	625,217
Total, Unrealized losses	(82,671)	(99,047)
U.S. Treasury securities
Schedule of Available-for-sale Securities [Line Items]
12 months or more, Fair Value	49,190	73,044
12 months or more, Unrealized Loss	(567)	(1,464)
Total, Fair Value	49,190	73,044
Total, Unrealized losses	(567)	(1,464)
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value		9
12 months or more, Fair Value	181,541	199,000
12 months or more, Unrealized Loss	(26,358)	(31,512)
Total, Fair Value	181,541	199,009
Total, Unrealized losses	(26,358)	(31,512)
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, Fair Value	16,334	138
Less than 12 months, Unrealized losses	(21)	(1)
12 months or more, Fair Value	321,668	351,104
12 months or more, Unrealized Loss	(55,687)	(65,912)
Total, Fair Value	338,002	351,242
Total, Unrealized losses	(55,708)	(65,913)
Municipal securities
Schedule of Available-for-sale Securities [Line Items]
12 months or more, Fair Value	80	79
12 months or more, Unrealized Loss		(1)
Total, Fair Value	80	79
Total, Unrealized losses		(1)
Corporate debt
Schedule of Available-for-sale Securities [Line Items]
12 months or more, Fair Value	1,963	1,843
12 months or more, Unrealized Loss	(38)	(157)
Total, Fair Value	1,963	1,843
Total, Unrealized losses	$ (38)	$ (157)

Investment Securities - Summa_3

Investment Securities - Summary of Available-for-sale Securities By Maturity (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Amortized Cost
Total securities at amortized cost	$ 51,837
Fair Value
Total securities at fair value	51,232
U.S. Treasury securities
Amortized Cost
Within one year	24,909
After one but within five years	24,848
Total securities at amortized cost	49,757
Fair Value
Within one year	24,712
After one but within five years	24,478
Total securities at fair value	$ 49,190
Weighted Average Yield
Within one year	2.56%
After one but within five years	2.77%
Total securities at weighted average yield	2.67%
Municipal securities
Amortized Cost
Within one year	$ 80
Fair Value
Within one year	$ 80
Weighted Average Yield
Within one year	3.14%
Corporate debt
Amortized Cost
After five but within ten years	$ 2,000
Fair Value
After five but within ten years	$ 1,962
Weighted Average Yield
After five but within ten years	5.86%

Investment Securities - Summa_4

Investment Securities - Summary of Credit Quality Indicators of Available-for-Sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	$ 708,987	$ 628,829
AA+
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	706,216
AAA
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)		626,095
Not Rated
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	2,771	2,734
U.S. Treasury securities
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	49,190	73,044
U.S. Treasury securities \| AA+
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	49,190
U.S. Treasury securities \| AAA
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)		73,044
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	196,530	201,809
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises \| AA+
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	196,530
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises \| AAA
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)		201,809
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	460,496	351,242
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises \| AA+
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	460,496
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises \| AAA
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)		351,242
Municipal securities
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	80	79
Municipal securities \| Not Rated
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	80	79
Corporate debt
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	1,962	1,843
Corporate debt \| Not Rated
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	1,962	1,843
Other securities
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	729	812
Other securities \| Not Rated
Schedule of Available-for-sale Securities [Line Items]
Investment securities available-for-sale (at fair value)	$ 729	$ 812

Investment Securities - Summa_5

Investment Securities - Summary of Held-to-maturity Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity Securities	$ 538,157	$ 585,052
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	731	228
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	(68,114)	(80,952)
Fair value	470,774	504,328
U.S. Treasury securities
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity Securities	49,563	49,338
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	(406)	(1,004)
Fair value	49,157	48,334
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity Securities	270,518	299,337
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	705	226
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	(28,386)	(34,552)
Fair value	242,837	265,011
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity Securities	218,076	236,377
Held-to-maturity Securities, Accumulated Unrecognized Holding Gain	26	2
Held-to-maturity Securities, Accumulated Unrecognized Holding Loss	(39,322)	(45,396)
Fair value	$ 178,780	$ 190,983

Investment Securities - Summa_6

Investment Securities - Summary of Held-to-Maturity Securities, Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Held-to-maturity Securities [Line Items]
Fair Value, Less than 12 months		$ 16,978
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		(109)
Fair Value, 12 months or more	$ 426,586	452,822
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(68,114)	(80,843)
Total Fair Value	426,586	469,800
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss	(68,114)	(80,952)
U.S. Treasury securities
Schedule of Held-to-maturity Securities [Line Items]
Fair Value, 12 months or more	49,157	48,334
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(406)	(1,004)
Total Fair Value	49,157	48,334
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss	(406)	(1,004)
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Held-to-maturity Securities [Line Items]
Fair Value, Less than 12 months		14,689
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		(72)
Fair Value, 12 months or more	201,590	217,467
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(28,386)	(34,480)
Total Fair Value	201,590	232,156
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss	(28,386)	(34,552)
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Held-to-maturity Securities [Line Items]
Fair Value, Less than 12 months		2,289
Held-to-maturity Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss		(37)
Fair Value, 12 months or more	175,839	187,021
Held-to-maturity Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	(39,322)	(45,359)
Total Fair Value	175,839	189,310
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ (39,322)	$ (45,396)

Investment Securities - Summa_7

Investment Securities - Summary of Held-to-Maturity Securities By Maturity (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Amortized cost
Total Held-to-Maturity securities at amortized cost	$ 49,563
Fair value
Total Held-to-Maturity securities at fair value	$ 49,157
Weighted average yield
Total Weighted average yield	3.14%
U.S. Treasury securities
Amortized cost
Within one year	$ 24,956
After one but within five years	24,607
Fair value
Within one year	24,794
After one but within five years	$ 24,363
Weighted average yield
Within one year	3.18%
After one but within five years	3.10%

Investment Securities - Summa_8

Investment Securities - Summary of Credit Quality Indicators of Held-to-maturity Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	$ 538,157	$ 585,052
AA+
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	538,157
AAA
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities		585,052
U.S. Treasury securities
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	49,563	49,338
U.S. Treasury securities \| AA+
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	49,563
U.S. Treasury securities \| AAA
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities		49,338
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	270,518	299,337
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises \| AA+
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	270,518
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises \| AAA
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities		299,337
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	218,076	236,377
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises \| AA+
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities	$ 218,076
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises \| AAA
Schedule of Held-to-maturity Securities [Line Items]
Held-to-maturity securities		$ 236,377

Non-marketable Securities - Car

Non-marketable Securities - Carrying Balance (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Non-marketable Securities
Federal Reserve Bank stock	$ 24,062	$ 24,062
Federal Home Loan Bank stock	567	16,828
Convertible preferred stock	20,508	25,000
Equity method investments	27,216	24,587
Total	$ 72,353	$ 90,477

Non-Marketable Securities - Nar

Non-Marketable Securities - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Non-marketable Securities
Purchase of non-marketable securities			$ 26,200	$ 93,900
Proceeds from redemptions and sales of non-marketable securities			42,559	90,293
Alternative investments measured using the equity method	$ 0		0		$ 0
Impairment on convertible preferred stock			3,900	4,000
Convertible preferred stock sold			1,000
Realized gains on sale of stock			100
Purchase of convertible preferred stock	0		400
Equity method investments	25,400		25,400		24,600
Equity method investments without a readily determinable fair value	1,800		1,800		0
Unrealized gains (losses)	$ 400	$ 0	700	$ (400)
Impairment related to equity method investments			$ 0		$ 0

Loans - Loan Portfolio Composit

Loans - Loan Portfolio Composition Including Carrying Value by Segment of Loans Accounted for under ASC Topic 310-30 (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Loans [Line Items]
Fees and cost related to loans	$ 31,000	$ 33,600
Total Loans	$ 7,714,495	$ 7,698,758
% of total	100%	100%
Commercial
Loans [Line Items]
Total Loans	$ 4,581,372	$ 4,499,035
% of total	59.40%	58.40%
Commercial real estate non-owner occupied
Loans [Line Items]
Total Loans	$ 1,834,180	$ 1,856,750
% of total	23.80%	24.10%
Residential real estate
Loans [Line Items]
Total Loans	$ 1,283,560	$ 1,323,787
% of total	16.60%	17.20%
Consumer
Loans [Line Items]
Total Loans	$ 15,383	$ 19,186
% of total	0.20%	0.30%

Loans - Loan Delinquency (Detai

Loans - Loan Delinquency (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Loans - Loan Delinquency (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Loans [Line Items]
Non- accrual loans	$ 23,545		$ 23,545		$ 28,228
Total past due and non-accrual	64,307		64,307		41,051
Total loans	7,714,495		7,714,495		7,698,758
Non-accrual loans with a related allowance for credit loss	12,905		12,905		25,431
Non-accrual loans with no related allowance for credit loss	10,640		10,640		2,797
Non-accrual interest income	0	$ 0	0	$ 0
Commercial
Loans [Line Items]
Non- accrual loans	10,675		10,675		8,767
Total past due and non-accrual	44,739		44,739		17,958
Total loans	4,581,372		4,581,372		4,499,035
Non-accrual loans with a related allowance for credit loss	9,588		9,588		8,181
Non-accrual loans with no related allowance for credit loss	1,087		1,087		586
Commercial \| Commercial and industrial
Loans [Line Items]
Non- accrual loans	9,556		9,556		2,250
Total past due and non-accrual	34,742		34,742		11,429
Total loans	2,011,513		2,011,513		1,966,909
Non-accrual loans with a related allowance for credit loss	9,162		9,162		2,250
Non-accrual loans with no related allowance for credit loss	394		394
Commercial \| Municipal securities
Loans [Line Items]
Total past due and non-accrual	187		187
Total loans	1,097,124		1,097,124		1,083,756
Commercial \| Owner occupied commercial real estate
Loans [Line Items]
Non- accrual loans	532		532		755
Total past due and non-accrual	9,223		9,223		755
Total loans	1,171,259		1,171,259		1,123,773
Non-accrual loans with a related allowance for credit loss	425		425		755
Non-accrual loans with no related allowance for credit loss	107		107
Commercial \| Food and agribusiness
Loans [Line Items]
Non- accrual loans	587		587		5,762
Total past due and non-accrual	587		587		5,774
Total loans	301,476		301,476		324,597
Non-accrual loans with a related allowance for credit loss	1		1		5,176
Non-accrual loans with no related allowance for credit loss	586		586		586
Commercial real estate non-owner occupied
Loans [Line Items]
Non- accrual loans	5,859		5,859		13,472
Total past due and non-accrual	11,770		11,770		14,609
Total loans	1,834,180		1,834,180		1,856,750
Non-accrual loans with a related allowance for credit loss					13,472
Non-accrual loans with no related allowance for credit loss	5,859		5,859
Commercial real estate non-owner occupied \| Construction
Loans [Line Items]
Total loans	307,214		307,214		405,250
Commercial real estate non-owner occupied \| Acquisition/development
Loans [Line Items]
Total past due and non-accrual	112		112		1,077
Total loans	91,171		91,171		100,096
Commercial real estate non-owner occupied \| Multifamily
Loans [Line Items]
Total loans	334,576		334,576		311,770
Commercial real estate non-owner occupied \| Non-owner occupied
Loans [Line Items]
Non- accrual loans	5,859		5,859		13,472
Total past due and non-accrual	11,658		11,658		13,532
Total loans	1,101,219		1,101,219		1,039,634
Non-accrual loans with a related allowance for credit loss					13,472
Non-accrual loans with no related allowance for credit loss	5,859		5,859
Residential real estate
Loans [Line Items]
Non- accrual loans	6,903		6,903		5,936
Total past due and non-accrual	7,560		7,560		8,299
Total loans	1,283,560		1,283,560		1,323,787
Non-accrual loans with a related allowance for credit loss	3,209		3,209		3,725
Non-accrual loans with no related allowance for credit loss	3,694		3,694		2,211
Residential real estate \| Senior lien
Loans [Line Items]
Non- accrual loans	6,231		6,231		5,488
Total past due and non-accrual	6,399		6,399		6,948
Total loans	1,194,547		1,194,547		1,233,599
Non-accrual loans with a related allowance for credit loss	2,759		2,759		3,277
Non-accrual loans with no related allowance for credit loss	3,472		3,472		2,211
Residential real estate \| Junior lien
Loans [Line Items]
Non- accrual loans	672		672		448
Total past due and non-accrual	1,161		1,161		1,351
Total loans	89,013		89,013		90,188
Non-accrual loans with a related allowance for credit loss	450		450		448
Non-accrual loans with no related allowance for credit loss	222		222
Consumer
Loans [Line Items]
Non- accrual loans	108		108		53
Total past due and non-accrual	238		238		185
Total loans	15,383		15,383		19,186
Non-accrual loans with a related allowance for credit loss	108		108		53
30-89 Days Past Due
Loans [Line Items]
Total loans	31,253		31,253		12,232
30-89 Days Past Due \| Commercial
Loans [Line Items]
Total loans	24,556		24,556		9,179
30-89 Days Past Due \| Commercial \| Commercial and industrial
Loans [Line Items]
Total loans	15,678		15,678		9,179
30-89 Days Past Due \| Commercial \| Municipal securities
Loans [Line Items]
Total loans	187		187
30-89 Days Past Due \| Commercial \| Owner occupied commercial real estate
Loans [Line Items]
Total loans	8,691		8,691
30-89 Days Past Due \| Commercial real estate non-owner occupied
Loans [Line Items]
Total loans	5,911		5,911		1,137
30-89 Days Past Due \| Commercial real estate non-owner occupied \| Acquisition/development
Loans [Line Items]
Total loans	112		112		1,077
30-89 Days Past Due \| Commercial real estate non-owner occupied \| Non-owner occupied
Loans [Line Items]
Total loans	5,799		5,799		60
30-89 Days Past Due \| Residential real estate
Loans [Line Items]
Total loans	657		657		1,785
30-89 Days Past Due \| Residential real estate \| Senior lien
Loans [Line Items]
Total loans	168		168		1,410
30-89 Days Past Due \| Residential real estate \| Junior lien
Loans [Line Items]
Total loans	489		489		375
30-89 Days Past Due \| Consumer
Loans [Line Items]
Total loans	129		129		131
Greater than 90 Days Past Due
Loans [Line Items]
Total loans	9,509		9,509		591
Greater than 90 Days Past Due \| Commercial
Loans [Line Items]
Total loans	9,508		9,508		12
Greater than 90 Days Past Due \| Commercial \| Commercial and industrial
Loans [Line Items]
Total loans	9,508		9,508
Greater than 90 Days Past Due \| Commercial \| Food and agribusiness
Loans [Line Items]
Total loans					12
Greater than 90 Days Past Due \| Residential real estate
Loans [Line Items]
Total loans					578
Greater than 90 Days Past Due \| Residential real estate \| Senior lien
Loans [Line Items]
Total loans					50
Greater than 90 Days Past Due \| Residential real estate \| Junior lien
Loans [Line Items]
Total loans					528
Greater than 90 Days Past Due \| Consumer
Loans [Line Items]
Total loans	1		1		1
Current
Loans [Line Items]
Total loans	7,650,188		7,650,188		7,657,707
Current \| Commercial
Loans [Line Items]
Total loans	4,536,633		4,536,633		4,481,077
Current \| Commercial \| Commercial and industrial
Loans [Line Items]
Total loans	1,976,771		1,976,771		1,955,480
Current \| Commercial \| Municipal securities
Loans [Line Items]
Total loans	1,096,937		1,096,937		1,083,756
Current \| Commercial \| Owner occupied commercial real estate
Loans [Line Items]
Total loans	1,162,036		1,162,036		1,123,018
Current \| Commercial \| Food and agribusiness
Loans [Line Items]
Total loans	300,889		300,889		318,823
Current \| Commercial real estate non-owner occupied
Loans [Line Items]
Total loans	1,822,410		1,822,410		1,842,141
Current \| Commercial real estate non-owner occupied \| Construction
Loans [Line Items]
Total loans	307,214		307,214		405,250
Current \| Commercial real estate non-owner occupied \| Acquisition/development
Loans [Line Items]
Total loans	91,059		91,059		99,019
Current \| Commercial real estate non-owner occupied \| Multifamily
Loans [Line Items]
Total loans	334,576		334,576		311,770
Current \| Commercial real estate non-owner occupied \| Non-owner occupied
Loans [Line Items]
Total loans	1,089,561		1,089,561		1,026,102
Current \| Residential real estate
Loans [Line Items]
Total loans	1,276,000		1,276,000		1,315,488
Current \| Residential real estate \| Senior lien
Loans [Line Items]
Total loans	1,188,148		1,188,148		1,226,651
Current \| Residential real estate \| Junior lien
Loans [Line Items]
Total loans	87,852		87,852		88,837
Current \| Consumer
Loans [Line Items]
Total loans	$ 15,145		$ 15,145		$ 19,001

Loans - Carrying Value of Loan

Loans - Carrying Value of Loan Portfolio by Segment and Credit Quality Indicator (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	$ 781,585		$ 781,585		$ 1,052,208
2023/2022	994,503		994,503		1,949,053
2022/2021	1,861,938		1,861,938		1,429,940
2021/2020	1,300,952		1,300,952		621,618
2020/2019	534,457		534,457		412,644
Prior	1,394,337		1,394,337		1,223,549
Revolving Loans Amortized Cost Basis	828,933		828,933		970,839
Revolving Loans Converted to Term	17,790		17,790		38,907
Total loans	7,714,495		7,714,495		7,698,758
Gross charge-offs 2024/2023			640		1,225
Gross charge-offs 2023/2022			23		25
Gross charge-offs 2022/2021			318		216
Gross charge-offs 2021/2020			29		2
Gross charge-offs 2020/2019			155		48
Gross charge-offs Prior			7,222		59
Gross charge-offs, Total loans	3,505	$ 540	8,387	$ 1,218	1,575
Commercial
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	641,565		641,565		762,686
2023/2022	660,242		660,242		918,626
2022/2021	846,705		846,705		763,835
2021/2020	679,946		679,946		304,767
2020/2019	255,485		255,485		197,617
Prior	821,495		821,495		728,636
Revolving Loans Amortized Cost Basis	659,787		659,787		787,727
Revolving Loans Converted to Term	16,147		16,147		35,141
Total loans	4,581,372		4,581,372		4,499,035
Gross charge-offs 2023/2022					12
Gross charge-offs 2022/2021			13		215
Gross charge-offs 2021/2020			26
Gross charge-offs 2020/2019			155		47
Gross charge-offs Prior			2,760		3
Gross charge-offs, Total loans			2,954	242	277
Commercial \| Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	381,206		381,206		367,207
2023/2022	285,697		285,697		413,432
2022/2021	373,937		373,937		307,344
2021/2020	284,294		284,294		109,275
2020/2019	84,300		84,300		43,642
Prior	119,845		119,845		107,741
Revolving Loans Amortized Cost Basis	466,087		466,087		583,178
Revolving Loans Converted to Term	16,147		16,147		35,090
Total loans	2,011,513		2,011,513		1,966,909
Gross charge-offs 2023/2022					12
Gross charge-offs 2022/2021					215
Gross charge-offs 2021/2020			26
Gross charge-offs 2020/2019			155		47
Gross charge-offs Prior			56		3
Gross charge-offs, Total loans			237		277
Commercial \| Commercial and industrial \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	369,871		369,871		348,103
2023/2022	250,499		250,499		396,618
2022/2021	351,692		351,692		271,201
2021/2020	250,042		250,042		87,234
2020/2019	70,007		70,007		41,261
Prior	111,649		111,649		106,711
Revolving Loans Amortized Cost Basis	438,616		438,616		563,924
Revolving Loans Converted to Term	12,942		12,942		31,620
Total loans	1,855,318		1,855,318		1,846,672
Commercial \| Commercial and industrial \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,024		5,024		4,775
2023/2022	14,944		14,944		12,259
2022/2021	11,652		11,652		31,895
2021/2020	31,476		31,476		20,340
2020/2019	10,577		10,577		2,202
Prior	7,293		7,293		683
Revolving Loans Amortized Cost Basis	24,569		24,569		18,344
Revolving Loans Converted to Term	2,461		2,461		3,470
Total loans	107,996		107,996		93,968
Commercial \| Commercial and industrial \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	6,311		6,311		13,729
2023/2022	17,821		17,821		4,555
2022/2021	10,495		10,495		4,248
2021/2020	2,761		2,761		1,314
2020/2019	2,741		2,741		179
Prior	847		847		347
Revolving Loans Amortized Cost Basis	2,902		2,902		910
Revolving Loans Converted to Term	371		371
Total loans	44,249		44,249		25,282
Commercial \| Commercial and industrial \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023					600
2023/2022	2,433		2,433
2022/2021	98		98
2021/2020	15		15		387
2020/2019	975		975
Prior	56		56
Revolving Loans Converted to Term	373		373
Total loans	3,950		3,950		987
Commercial \| Municipal and non-profit
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	77,016		77,016		139,591
2023/2022	147,281		147,281		140,626
2022/2021	139,976		139,976		246,088
2021/2020	220,318		220,318		82,590
2020/2019	77,465		77,465		53,460
Prior	408,372		408,372		389,867
Revolving Loans Amortized Cost Basis	26,696		26,696		31,534
Total loans	1,097,124		1,097,124		1,083,756
Commercial \| Municipal and non-profit \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	77,016		77,016		139,591
2023/2022	147,281		147,281		140,626
2022/2021	139,976		139,976		246,088
2021/2020	220,318		220,318		82,590
2020/2019	75,506		75,506		53,460
Prior	408,372		408,372		389,867
Revolving Loans Amortized Cost Basis	26,696		26,696		31,534
Total loans	1,095,165		1,095,165		1,083,756
Commercial \| Municipal and non-profit \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2020/2019	1,959		1,959
Total loans	1,959		1,959
Commercial \| Owner occupied commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	168,400		168,400		238,971
2023/2022	216,391		216,391		295,356
2022/2021	258,825		258,825		191,012
2021/2020	160,597		160,597		97,523
2020/2019	87,679		87,679		90,098
Prior	257,827		257,827		192,532
Revolving Loans Amortized Cost Basis	21,540		21,540		18,281
Total loans	1,171,259		1,171,259		1,123,773
Gross charge-offs 2022/2021			13
Gross charge-offs, Total loans			13
Commercial \| Owner occupied commercial real estate \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	167,970		167,970		236,897
2023/2022	207,547		207,547		275,644
2022/2021	234,000		234,000		181,472
2021/2020	134,284		134,284		97,523
2020/2019	86,481		86,481		86,761
Prior	227,224		227,224		163,997
Revolving Loans Amortized Cost Basis	20,594		20,594		18,281
Total loans	1,078,100		1,078,100		1,060,575
Commercial \| Owner occupied commercial real estate \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	430		430		2,074
2023/2022	8,844		8,844		19,191
2022/2021	21,459		21,459		7,808
2021/2020	22,907		22,907
2020/2019	1,198		1,198		2,650
Prior	26,474		26,474		27,653
Revolving Loans Amortized Cost Basis	100		100
Total loans	81,412		81,412		59,376
Commercial \| Owner occupied commercial real estate \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2023/2022					515
2022/2021	3,366		3,366		1,732
2021/2020	3,406		3,406
2020/2019					687
Prior	3,645		3,645		234
Revolving Loans Amortized Cost Basis	846		846
Total loans	11,263		11,263		3,168
Commercial \| Owner occupied commercial real estate \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2023/2022					6
Prior	484		484		648
Total loans	484		484		654
Commercial \| Food and agribusiness
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	14,943		14,943		16,917
2023/2022	10,873		10,873		69,212
2022/2021	73,967		73,967		19,391
2021/2020	14,737		14,737		15,379
2020/2019	6,041		6,041		10,417
Prior	35,451		35,451		38,496
Revolving Loans Amortized Cost Basis	145,464		145,464		154,734
Revolving Loans Converted to Term					51
Total loans	301,476		301,476		324,597
Gross charge-offs Prior			2,704
Gross charge-offs, Total loans			2,704
Commercial \| Food and agribusiness \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	14,943		14,943		16,917
2023/2022	10,873		10,873		69,212
2022/2021	73,967		73,967		14,159
2021/2020	11,003		11,003		15,379
2020/2019	6,041		6,041		10,417
Prior	35,238		35,238		34,592
Revolving Loans Amortized Cost Basis	145,464		145,464		149,125
Revolving Loans Converted to Term					51
Total loans	297,529		297,529		309,852
Commercial \| Food and agribusiness \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021					4,646
2021/2020	3,148		3,148
Prior	212		212		3,724
Revolving Loans Amortized Cost Basis					450
Total loans	3,360		3,360		8,820
Commercial \| Food and agribusiness \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021					586
2021/2020	586		586
Prior	1		1		180
Revolving Loans Amortized Cost Basis					1,786
Total loans	587		587		2,552
Commercial \| Food and agribusiness \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Revolving Loans Amortized Cost Basis					3,373
Total loans					3,373
Commercial real estate non-owner occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	78,990		78,990		189,231
2023/2022	238,084		238,084		586,402
2022/2021	587,152		587,152		345,104
2021/2020	322,140		322,140		199,152
2020/2019	173,107		173,107		169,141
Prior	380,287		380,287		302,749
Revolving Loans Amortized Cost Basis	53,967		53,967		62,010
Revolving Loans Converted to Term	453		453		2,961
Total loans	1,834,180		1,834,180		1,856,750
Gross charge-offs 2022/2021			293
Gross charge-offs Prior			4,422
Gross charge-offs, Total loans			4,715
Commercial real estate non-owner occupied \| Construction
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	29,621		29,621		43,385
2023/2022	68,663		68,663		190,826
2022/2021	96,621		96,621		59,477
2021/2020	36,638		36,638		63,486
2020/2019	29,251		29,251		1,006
Revolving Loans Amortized Cost Basis	45,967		45,967		47,070
Revolving Loans Converted to Term	453		453
Total loans	307,214		307,214		405,250
Commercial real estate non-owner occupied \| Construction \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	29,621		29,621		43,385
2023/2022	68,663		68,663		190,826
2022/2021	94,585		94,585		59,477
2021/2020	36,638		36,638		63,486
2020/2019	29,251		29,251		1,006
Revolving Loans Amortized Cost Basis	45,967		45,967		47,070
Revolving Loans Converted to Term	453		453
Total loans	305,178		305,178		405,250
Commercial real estate non-owner occupied \| Construction \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	2,036		2,036
Total loans	2,036		2,036
Commercial real estate non-owner occupied \| Acquisition/development
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	15,649		15,649		13,228
2023/2022	4,916		4,916		40,077
2022/2021	37,738		37,738		21,011
2021/2020	22,363		22,363		5,992
2020/2019	1,229		1,229		597
Prior	8,577		8,577		8,814
Revolving Loans Amortized Cost Basis	699		699		7,416
Revolving Loans Converted to Term					2,961
Total loans	91,171		91,171		100,096
Commercial real estate non-owner occupied \| Acquisition/development \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	15,649		15,649		13,228
2023/2022	4,916		4,916		39,000
2022/2021	36,663		36,663		21,011
2021/2020	21,646		21,646		5,992
2020/2019	1,229		1,229		597
Prior	8,279		8,279		8,814
Revolving Loans Amortized Cost Basis	699		699		7,416
Revolving Loans Converted to Term					2,961
Total loans	89,081		89,081		99,019
Commercial real estate non-owner occupied \| Acquisition/development \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2023/2022					1,077
2022/2021	1,075		1,075
2021/2020	717		717
Total loans	1,792		1,792		1,077
Commercial real estate non-owner occupied \| Acquisition/development \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Prior	298		298
Total loans	298		298
Commercial real estate non-owner occupied \| Multifamily
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	6,822		6,822		16,450
2023/2022	16,465		16,465		113,936
2022/2021	161,449		161,449		92,574
2021/2020	99,998		99,998		16,938
2020/2019	16,687		16,687		39,371
Prior	31,199		31,199		31,671
Revolving Loans Amortized Cost Basis	1,956		1,956		830
Total loans	334,576		334,576		311,770
Commercial real estate non-owner occupied \| Multifamily \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	6,822		6,822		16,450
2023/2022	16,465		16,465		113,936
2022/2021	153,335		153,335		92,574
2021/2020	96,174		96,174		16,938
2020/2019	16,687		16,687		39,371
Prior	31,199		31,199		31,671
Revolving Loans Amortized Cost Basis	1,956		1,956		830
Total loans	322,638		322,638		311,770
Commercial real estate non-owner occupied \| Multifamily \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	8,114		8,114
2021/2020	3,824		3,824
Total loans	11,938		11,938
Commercial real estate non-owner occupied \| Non-owner occupied
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	26,898		26,898		116,168
2023/2022	148,040		148,040		241,563
2022/2021	291,344		291,344		172,042
2021/2020	163,141		163,141		112,736
2020/2019	125,940		125,940		128,167
Prior	340,511		340,511		262,264
Revolving Loans Amortized Cost Basis	5,345		5,345		6,694
Total loans	1,101,219		1,101,219		1,039,634
Gross charge-offs 2022/2021			293
Gross charge-offs Prior			4,422
Gross charge-offs, Total loans			4,715
Commercial real estate non-owner occupied \| Non-owner occupied \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	21,896		21,896		116,168
2023/2022	134,006		134,006		241,563
2022/2021	291,344		291,344		172,042
2021/2020	144,191		144,191		91,188
2020/2019	122,132		122,132		124,291
Prior	326,912		326,912		236,694
Revolving Loans Amortized Cost Basis	5,345		5,345		6,694
Total loans	1,045,826		1,045,826		988,640
Commercial real estate non-owner occupied \| Non-owner occupied \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,002		5,002
2023/2022	14,034		14,034
2021/2020	13,091		13,091		21,268
2020/2019	3,808		3,808		3,876
Prior	3,992		3,992		2,489
Total loans	39,927		39,927		27,633
Commercial real estate non-owner occupied \| Non-owner occupied \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021/2020	5,859		5,859
Prior	9,374		9,374		19,848
Total loans	15,233		15,233		19,848
Commercial real estate non-owner occupied \| Non-owner occupied \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021/2020					280
Prior	233		233		3,233
Total loans	233		233		3,513
Residential real estate
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	56,770		56,770		94,346
2023/2022	93,798		93,798		440,695
2022/2021	426,276		426,276		318,768
2021/2020	297,738		297,738		116,702
2020/2019	105,227		105,227		45,642
Prior	192,314		192,314		191,704
Revolving Loans Amortized Cost Basis	110,295		110,295		115,152
Revolving Loans Converted to Term	1,142		1,142		778
Total loans	1,283,560		1,283,560		1,323,787
Gross charge-offs Prior					48
Gross charge-offs, Total loans				46	48
Residential real estate \| Senior lien
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	51,138		51,138		89,163
2023/2022	90,201		90,201		436,082
2022/2021	421,504		421,504		316,820
2021/2020	295,501		295,501		112,997
2020/2019	103,233		103,233		43,372
Prior	186,282		186,282		186,609
Revolving Loans Amortized Cost Basis	46,431		46,431		48,462
Revolving Loans Converted to Term	257		257		94
Total loans	1,194,547		1,194,547		1,233,599
Gross charge-offs Prior					48
Gross charge-offs, Total loans					48
Residential real estate \| Senior lien \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	51,116		51,116		87,608
2023/2022	89,536		89,536		434,963
2022/2021	418,044		418,044		316,080
2021/2020	294,554		294,554		112,582
2020/2019	102,832		102,832		42,752
Prior	184,204		184,204		183,890
Revolving Loans Amortized Cost Basis	46,431		46,431		48,462
Revolving Loans Converted to Term	257		257		94
Total loans	1,186,974		1,186,974		1,226,431
Residential real estate \| Senior lien \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Prior	17		17		515
Total loans	17		17		515
Residential real estate \| Senior lien \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	22		22		1,555
2023/2022	665		665		1,119
2022/2021	3,460		3,460		740
2021/2020	947		947		415
2020/2019	401		401		620
Prior	2,036		2,036		2,167
Total loans	7,531		7,531		6,616
Residential real estate \| Senior lien \| Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Prior	25		25		37
Total loans	25		25		37
Residential real estate \| Junior lien
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,632		5,632		5,183
2023/2022	3,597		3,597		4,613
2022/2021	4,772		4,772		1,948
2021/2020	2,237		2,237		3,705
2020/2019	1,994		1,994		2,270
Prior	6,032		6,032		5,095
Revolving Loans Amortized Cost Basis	63,864		63,864		66,690
Revolving Loans Converted to Term	885		885		684
Total loans	89,013		89,013		90,188
Residential real estate \| Junior lien \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	5,587		5,587		4,920
2023/2022	3,597		3,597		4,464
2022/2021	4,626		4,626		1,712
2021/2020	1,584		1,584		2,947
2020/2019	1,905		1,905		2,270
Prior	5,833		5,833		4,729
Revolving Loans Amortized Cost Basis	62,204		62,204		66,441
Revolving Loans Converted to Term	885		885		684
Total loans	86,221		86,221		88,167
Residential real estate \| Junior lien \| Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021/2020	431		431
Prior	27		27		27
Revolving Loans Amortized Cost Basis	1,488		1,488		249
Total loans	1,946		1,946		276
Residential real estate \| Junior lien \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	45		45		263
2023/2022					149
2022/2021	146		146		236
2021/2020	222		222		758
2020/2019	89		89
Prior	172		172		339
Revolving Loans Amortized Cost Basis	172		172
Total loans	846		846		1,745
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	4,260		4,260		5,945
2023/2022	2,379		2,379		3,330
2022/2021	1,805		1,805		2,233
2021/2020	1,128		1,128		997
2020/2019	638		638		244
Prior	241		241		460
Revolving Loans Amortized Cost Basis	4,884		4,884		5,950
Revolving Loans Converted to Term	48		48		27
Total loans	15,383		15,383		19,186
Gross charge-offs 2024/2023			640		1,225
Gross charge-offs 2023/2022			23		13
Gross charge-offs 2022/2021			12		1
Gross charge-offs 2021/2020			3		2
Gross charge-offs 2020/2019					1
Gross charge-offs Prior			40		8
Gross charge-offs, Total loans			718	$ 930	1,250
Consumer \| Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2024/2023	4,260		4,260		5,945
2023/2022	2,379		2,379		3,330
2022/2021	1,738		1,738		2,233
2021/2020	1,128		1,128		997
2020/2019	638		638		244
Prior	200		200		410
Revolving Loans Amortized Cost Basis	4,884		4,884		5,947
Revolving Loans Converted to Term	48		48		27
Total loans	15,275		15,275		19,133
Consumer \| Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022/2021	67		67
Prior	41		41		50
Revolving Loans Amortized Cost Basis					3
Total loans	$ 108		$ 108		$ 53

Loans - Collateral Dependent Lo

Loans - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	$ 27,818	$ 32,448
Management evaluated loan with amortized cost basis	250
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	11,699	9,794
Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	9,663	2,166
Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	1,450	1,883
Commercial \| Food and agribusiness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	586	5,745
Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	11,127	19,993
Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	11,127	19,993
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	4,992	2,661
Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	4,770	2,661
Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	222
Real property
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	20,916	27,069
Real property \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	4,836	4,415
Real property \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	2,800	1,946
Real property \| Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	1,450	1,883
Real property \| Commercial \| Food and agribusiness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	586	586
Real property \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	11,127	19,993
Real property \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	11,127	19,993
Real property \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	4,953	2,661
Real property \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	4,770	2,661
Real property \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	183
Business assets
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	6,902	5,379
Business assets \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	6,863	5,379
Business assets \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	6,863	220
Business assets \| Commercial \| Food and agribusiness
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis		$ 5,159
Business assets \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	39
Business assets \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized Cost Basis	$ 39

Loans - Schedule of Modified Lo

Loans - Schedule of Modified Loans to Borrowers Experiencing Financial Difficulty (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Sep. 30, 2023
Term extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 13,056	$ 19,417
% of loan class		0.20%	0.30%
Term extension \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 7,621
% of loan class		0.20%	0%
Term extension \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 7,621
% of loan class		0.40%	0%
Term extension \| Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 5,435	$ 18,764
% of loan class		0.30%	1%
Term extension \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 5,435	$ 18,764
% of loan class		0.50%	1.80%
Term extension \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis			$ 653
% of loan class		0%	0.10%
Term extension \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis			$ 653
% of loan class		0%	0.10%
Term extension \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Payment delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 2,849	$ 5,367	$ 114
% of loan class	0%	0.10%	0%
Payment delay \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 2,849	$ 4,513	$ 114
% of loan class	0.10%	0.10%	0%
Payment delay \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 2,849	$ 2,849	$ 114
% of loan class	0.10%	0.10%	0%
Payment delay \| Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 1,664
% of loan class		0.10%
Payment delay \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%	0%
Payment delay \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%	0%
Payment delay \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 854
% of loan class	0%	0.10%	0%
Payment delay \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 854
% of loan class		0.10%	0%
Payment delay \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class	0%	0%
Term extension and Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 45	$ 67
% of loan class	0%	0%
Term extension and Interest Rate Reduction \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class	0%	0%
Term extension and Interest Rate Reduction \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class	0%	0%
Term extension and Interest Rate Reduction \| Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Interest Rate Reduction \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Interest Rate Reduction \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Interest Rate Reduction \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 45	$ 67
% of loan class	0%	0%
Term extension and Interest Rate Reduction \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 22
% of loan class		0%
Term extension and Interest Rate Reduction \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis	$ 45	$ 45
% of loan class	0.10%	0.10%
Term extension and Payment delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 382
% of loan class		0%
Term extension and Payment delay \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Payment delay \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Payment delay \| Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Payment delay \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Payment delay \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%
Term extension and Payment delay \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 382
% of loan class		0%
Term extension and Payment delay \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Amortized cost basis		$ 382
% of loan class		0%
Term extension and Payment delay \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
% of loan class		0%

Loans - Schedule of Payment Sta

Loans - Schedule of Payment Status of Financing Receivable Modified Past 12 Months (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2024 USD ($) loan	Sep. 30, 2024 USD ($) loan	Sep. 30, 2023 USD ($) loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDR's modified within the past year that defaulted on their restructured terms \| loan	0	2	1
Value of TDMs/TDRs modified within past 12 months		$ 5,700	$ 13,500
Current
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 5,534	5,534	6,059
Current \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	4,513	4,513	114
Current \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	2,849	2,849	114
Current \| Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,664	1,664
Current \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	167	167	5,292
Current \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	167	167	5,292
Current \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans			653
Value of TDMs/TDRs modified within past 12 months		854
Current \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	854	854	653
30-89 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	12,889	12,889
30-89 days past due \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	7,621	7,621
30-89 days past due \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	7,621	7,621
30-89 days past due \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,268	5,268
30-89 days past due \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,268	5,268
Non-accrual
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,803	5,803	13,472
Non-accrual \| Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,354	5,354
Non-accrual \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,354	5,354
Non-accrual \| Commercial real estate non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans			13,472
Non-accrual \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans			$ 13,472
Non-accrual \| Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Value of TDMs/TDRs modified within past 12 months		449
Non-accrual \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	404	404
Non-accrual \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 45	$ 45

Loans - Schedule of Financial E

Loans - Schedule of Financial Effect of Loan Restructuring Modifications (Details)	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Sep. 30, 2023
Term extension \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term extension		7 months 6 days
Term extension \| Commercial real estate non-owner occupied \| Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term extension		10 months 24 days	3 months 18 days
Term extension \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term extension		8 months 12 days	30 years
Payment delay \| Commercial \| Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term extension	6 months	6 months
Payment delay			2 months 12 days
Payment delay \| Commercial \| Owner occupied commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Payment delay		6 months
Payment delay \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Payment delay		3 months 18 days
Combination - Interest rate reduction and Term extension \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term extension		11 years
Combination - Interest Rate Reduction and Term Extension		1.50%	2.50%
Combination - Interest rate reduction and Term extension \| Residential real estate \| Junior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term extension	10 years	10 years
Combination - Interest Rate Reduction and Term Extension	1.10%	1.10%
Term extension and Payment delay \| Residential real estate \| Senior lien
Accounts, Notes, Loans and Financing Receivable [Line Items]
Term extension		8 months 12 days

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Company's Allowance for Loan Losses ("All") and Recorded Investment in Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 96,457	$ 92,581	$ 97,947	$ 89,553	$ 89,553
Charge-offs	(3,505)	(540)	(8,387)	(1,218)	(1,575)
Recoveries	95	280	781	386
Provision expense (release) for credit losses	2,000	1,125	4,706	4,725
Ending balance	95,047	93,446	95,047	93,446	97,947
Commercial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance			45,304	37,608	37,608
Charge-offs			(2,954)	(242)	(277)
Recoveries			352	286
Provision expense (release) for credit losses			3,548	7,639
Ending balance	46,250	45,291	46,250	45,291	45,304
Non-owner occupied commercial real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance			32,665	32,050	32,050
Charge-offs			(4,715)
Recoveries			7	3
Provision expense (release) for credit losses			99	(3,585)
Ending balance	28,056	28,468	28,056	28,468	32,665
Residential real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance			19,550	19,306	19,306
Charge-offs				(46)	(48)
Recoveries			95	19
Provision expense (release) for credit losses			755	12
Ending balance	20,400	19,291	20,400	19,291	19,550
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance			428	589	589
Charge-offs			(718)	(930)	(1,250)
Recoveries			327	78
Provision expense (release) for credit losses			304	659
Ending balance	341	396	341	396	$ 428
Commercial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	48,910	42,058
Charge-offs	(2,930)	(239)
Recoveries	60	241
Provision expense (release) for credit losses	210	3,231
Ending balance	46,250	45,291	46,250	45,291
Residential real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	19,759	19,331
Recoveries	5	7
Provision expense (release) for credit losses	636	(47)
Ending balance	20,400	19,291	20,400	19,291
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	376	424
Charge-offs	(282)	(301)
Recoveries	30	31
Provision expense (release) for credit losses	217	242
Ending balance	341	396	341	396
Non-owner occupied commercial real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	27,412	30,768
Charge-offs	(293)
Recoveries		1
Provision expense (release) for credit losses	937	(2,301)
Ending balance	$ 28,056	$ 28,468	$ 28,056	$ 28,468

Allowance for Credit Losses - N

Allowance for Credit Losses - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Allowance for Credit Losses
Charge-offs, net	$ 3,400	$ 300	$ 7,600	$ 800
Increase in allowance for credit losses	1,400	1,100	2,900	4,700
Provision expense (release) for credit losses	2,000	$ 1,125	4,706	$ 4,725
Accrued interest receivable	$ 45,700		$ 45,700		$ 42,400

Other Real Estate Owned - Summa

Other Real Estate Owned - Summary of Activity in OREO Balances (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Other Real Estate Owned
Beginning balance			$ 4,088	$ 3,731
Impairments				(55)
Sales	$ (100)	$ 0	(2,656)	(260)
Ending balance	$ 1,432	$ 3,416	$ 1,432	$ 3,416

Other Real Estate Owned - Narra

Other Real Estate Owned - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Other Real Estate Owned
OREO sales	$ 100	$ 0	$ 2,656	$ 260
(Loss) gain on OREO sales, net	$ 48		$ (144)	$ (11)

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets - Narrative (Details) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($) item	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($) item	Dec. 31, 2023 USD ($)
Goodwill and Intangible Assets
Goodwill acquired	$ 306,043		$ 306,043		$ 306,043
Goodwill Impairment			$ 0		0
Amortization period for acquired intangible assets			9 years 9 months 18 days
Mortgage loans serviced			$ 500,000	$ 500,000
Mortgage service fees	300	$ 600	1,100	1,900
Loans	7,619,448		7,619,448		7,600,811
Amortization expense	$ 1,977	2,008	$ 5,962	5,378
Core deposit intangible
Goodwill and Intangible Assets
Amortization period	10 years		10 years
Other intangible assets
Goodwill and Intangible Assets
Amortization expense	$ 2,000	$ 2,000	$ 6,000	5,400
MSRs
Goodwill and Intangible Assets
Amortization expense			$ 356	$ 675
MSRs \| Discount rate \| Minimum
Goodwill and Intangible Assets
Servicing assets measurement input (as a percent)	0.100	0.100	0.100	0.100
MSRs \| Discount rate \| Maximum
Goodwill and Intangible Assets
Servicing assets measurement input (as a percent)	0.105	0.105	0.105	0.105
MSRs \| Constant prepayment speed \| Minimum
Goodwill and Intangible Assets
Servicing assets measurement input (as a percent)	0.069	0.060	0.069	0.060
MSRs \| Constant prepayment speed \| Maximum
Goodwill and Intangible Assets
Servicing assets measurement input (as a percent)	0.176	0.106	0.176	0.106
Small Business Administration ("SBA") servicing rights
Goodwill and Intangible Assets
Fee income	$ 100	$ 100	$ 200	$ 700
Loans	$ 129,700		129,700		$ 108,800
Amortization expense			$ 177	$ 104
Small Business Administration ("SBA") servicing rights \| Discount rate
Goodwill and Intangible Assets
Servicing assets measurement input (as a percent)	0.097	0.137	0.097	0.137
Small Business Administration ("SBA") servicing rights \| Constant prepayment speed
Goodwill and Intangible Assets
Servicing assets measurement input (as a percent)	0.156	0.141	0.156	0.141
Customer relationship intangible
Goodwill and Intangible Assets
Amortization period	10 years		10 years
Internally developed technology
Goodwill and Intangible Assets
Amortization period	5 years		5 years

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets - Carrying Amounts (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Carrying amount of intangible assets
Gross carrying amount	$ 110,866	$ 110,866
Accumulated amortization	(58,154)	(52,192)
Net carrying amount	52,712	58,674
Core deposit intangible
Carrying amount of intangible assets
Gross carrying amount	91,566	91,566
Accumulated amortization	(54,087)	(50,095)
Net carrying amount	37,479	41,471
Customer relationship intangible
Carrying amount of intangible assets
Gross carrying amount	17,000	17,000
Accumulated amortization	(3,492)	(1,867)
Net carrying amount	13,508	15,133
Internally developed technology
Carrying amount of intangible assets
Gross carrying amount	2,300	2,300
Accumulated amortization	(575)	(230)
Net carrying amount	$ 1,725	$ 2,070

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets - Summary of Estimated Future Amortization Expense (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Other intangible assets
Estimated future amortization expense
For the three months ending December 31, 2024	$ 1,947
For the year ending December 31, 2025	7,786
For the year ending December 31, 2026	7,664
For the year ending December 31, 2027	7,542
For the year ending December 31, 2028	6,142
MSRs
Estimated future amortization expense
For the three months ending December 31, 2024	141
For the year ending December 31, 2025	549
For the year ending December 31, 2026	484
For the year ending December 31, 2027	427
For the year ending December 31, 2028	377
Small Business Administration ("SBA") servicing rights
Estimated future amortization expense
For the three months ending December 31, 2024	259
For the year ending December 31, 2025	315
For the year ending December 31, 2026	277
For the year ending December 31, 2027	244
For the year ending December 31, 2028	$ 214

Goodwill and Intangible Asset_5

Goodwill and Intangible Assets - Changes in Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Changes in the mortgage servicing rights
Beginning balance			$ 58,674
Amortization	$ (1,977)	$ (2,008)	(5,962)	$ (5,378)
Ending balance	52,712		52,712
Sale of Mortgage Servicing Rights
Gain on sale of mortgage servicing rights				1,052
MSRs
Changes in the mortgage servicing rights
Beginning balance			4,911	9,162
Originations			258	993
Sales				(4,664)
(Impairment) recovery			$ (13)	$ 66
Impairment, Intangible Asset, Finite-Lived, Statement of Income or Comprehensive Income [Extensible Enumeration]			Gain (Loss) on Sale of Mortgage Loans	Gain (Loss) on Sale of Mortgage Loans
Amortization			$ (356)	$ (675)
Ending balance	4,800	4,882	4,800	4,882
Fair value of mortgage servicing rights	6,925	7,514	6,925	7,514
Sale of Mortgage Servicing Rights
Unpaid principal balances from mortgage servicing rights portfolio		486,700		486,700
Decrease in mortgage servicing right intangible		4,700
Gain on sale of mortgage servicing rights		1,100
Small Business Administration ("SBA") servicing rights
Changes in the mortgage servicing rights
Beginning balance			2,440	2,666
Originations			952	325
Disposals			(440)	(321)
(Impairment) recovery			103	153
Amortization			(177)	(104)
Ending balance	2,878	2,719	2,878	2,719
Fair value of mortgage servicing rights	$ 2,878	$ 2,719	$ 2,878	$ 2,719

Borrowings - Narrative (Details

Borrowings - Narrative (Details) $ in Thousands	3 Months Ended		9 Months Ended
Borrowings - Narrative (Details) $ in Thousands	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)	Oct. 01, 2022 USD ($) item
Assets Sold under Agreements to Repurchase [Line Items]
Amount of repurchase agreements	$ 19,500		$ 19,500		$ 19,600
Fair Value	708,987		708,987		628,829
Remaining balance on the note	54,433		54,433		54,200
Federal home loan bank, advances, general debt obligations, maximum amount available	1,800,000		1,800,000
Loans receivable	7,619,448		7,619,448		7,600,811
Interest expense related to FHLB advances	500	$ 4,400	3,800	$ 17,100
Bank of Jackson Hole
Assets Sold under Agreements to Repurchase [Line Items]
Number of subordinated note purchase agreements assumed \| item						3
Asset Pledged as Collateral
Assets Sold under Agreements to Repurchase [Line Items]
Fair Value	0		0		0
Asset Pledged as Collateral \| Securities Sold under Agreements to Repurchase
Assets Sold under Agreements to Repurchase [Line Items]
Fair Value	$ 27,200		$ 27,200		$ 30,400
Financing Receivable, Pledging Purpose [Extensible Enumeration]	Noninterest-bearing Deposit Liabilities		Noninterest-bearing Deposit Liabilities		Noninterest-bearing Deposit Liabilities
Excess collateral pledged	$ 7,700		$ 7,700		$ 10,800
Asset Pledged as Collateral \| Federal Home Loan Bank Advances
Assets Sold under Agreements to Repurchase [Line Items]
Financing Receivable, Pledging Purpose [Extensible Enumeration]	Noninterest-bearing Deposit Liabilities		Noninterest-bearing Deposit Liabilities
Fair value of available-for-sale investment securities pledged as collateral	$ 0		$ 0		0
Loans receivable	2,600,000		2,600,000		2,600,000
Fixed-To-Floating Rate Note, Maturing June 2031 \| Bank of Jackson Hole
Assets Sold under Agreements to Repurchase [Line Items]
Subordinated note						$ 15,000
Fair value adjustment from the acquisition	300		300		500
Remaining balance on the note	14,700		14,700		14,500
Interest expense	100	$ 100	400	400
Line of credit
Assets Sold under Agreements to Repurchase [Line Items]
FHLB advances	0		0		340,000
Subordinated Debt
Assets Sold under Agreements to Repurchase [Line Items]
Debt issuance costs	200		200
Subordinated Debt \| Fixed-To-Floating Rate Note, Maturing November 2031
Assets Sold under Agreements to Repurchase [Line Items]
Subordinated note	$ 40,000		40,000
Remaining balance on the note					$ 39,800
Interest expense			$ 300	$ 900
Interest rate (as a percent)			3%
Variable rate basis (as a percent)			203%
Redemption price as a percent of principal			100%
Subordinated Debt \| Fixed-To-Floating Rate Note, Maturing June 2031 \| Bank of Jackson Hole
Assets Sold under Agreements to Repurchase [Line Items]
Interest rate (as a percent)			3.75%
Variable rate basis (as a percent)			306%
Redemption price as a percent of principal			100%

Regulatory Capital - Capital Ra

Regulatory Capital - Capital Ratio Requirements under Prompt Corrective Action or Other Regulatory Requirements (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital conservation buffer	2.50%	2.50%
Consolidated
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage Ratio	10.4	9.7
Common equity risk-based ratio	12.9	11.9
Risk-based capital Ratio	12.9	11.9
Total risk-based capital Ratio	14.8	13.8
Leverage Amount	$ 1,013,938	$ 941,369
Common equity risk-based amount	1,013,938	941,369
Risk-based capital amount	1,013,938	941,369
Total risk-based capital Amount	$ 1,164,207	$ 1,092,800
Required to be considered adequately capitalized Ratio, leverage ratio	4	4
Required to be considered adequately capitalized Ratio, risk-based common equity capital ratio	7	7
Required to be considered adequately capitalized Ratio, risk-based capital ratio	8.5	8.5
Required to be considered adequately capitalized Ratio, Total risk-based capital ratio	10.5	10.5
Required to be considered adequately capitalized leverage Amount	$ 388,587	$ 386,775
Required to be considered adequately capitalized common equity capital amount	551,153	554,325
Required to be considered adequately capitalized risk-based capital Amount	669,257	673,109
Required to be considered adequately capitalized Total risk-based capital Amount	$ 826,729	$ 831,487
NBH Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage Ratio	9.4	8.9
Common equity risk-based ratio	11.7	10.9
Risk-based capital Ratio	11.7	10.9
Total risk-based capital Ratio	12.9	12.1
Leverage Amount	$ 912,857	$ 856,243
Common equity risk-based amount	912,857	856,243
Risk-based capital amount	912,857	856,243
Total risk-based capital Amount	$ 1,008,124	$ 952,674
Required to be considered well capitalized Ratio, leverage ratio	5	5
Required to be considered well capitalized Ratio, risk-based common equity capital ratio	6.5	6.5
Required to be considered well capitalized Ratio, risk-based capital ratio	8	8
Required to be considered well capitalized Ratio, Total risk-based capital ratio	10	10
Required to be considered well capitalized leverage Amount	$ 483,925	$ 481,685
Required to be considered well capitalized common equity capital amount	509,436	512,408
Required to be considered well capitalized risk-based capital Amount	626,998	630,656
Required to be considered well capitalized Total risk-based capital Amount	$ 783,747	$ 788,319
Required to be considered adequately capitalized Ratio, leverage ratio	4	4
Required to be considered adequately capitalized Ratio, risk-based common equity capital ratio	7	7
Required to be considered adequately capitalized Ratio, risk-based capital ratio	8.5	8.5
Required to be considered adequately capitalized Ratio, Total risk-based capital ratio	10.5	10.5
Required to be considered adequately capitalized leverage Amount	$ 387,140	$ 385,348
Required to be considered adequately capitalized common equity capital amount	548,623	551,824
Required to be considered adequately capitalized risk-based capital Amount	666,185	670,072
Required to be considered adequately capitalized Total risk-based capital Amount	$ 822,934	$ 827,735
Bank of Jackson Hole
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage Ratio	30.4	30
Common equity risk-based ratio	75.4	71.2
Risk-based capital Ratio	75.4	71.2
Total risk-based capital Ratio	75.4	71.2
Leverage Amount	$ 12,289	$ 11,609
Common equity risk-based amount	12,289	11,609
Risk-based capital amount	12,289	11,609
Total risk-based capital Amount	$ 12,291	$ 11,609
Required to be considered well capitalized Ratio, leverage ratio	5	5
Required to be considered well capitalized Ratio, risk-based common equity capital ratio	6.5	6.5
Required to be considered well capitalized Ratio, risk-based capital ratio	8	8
Required to be considered well capitalized Ratio, Total risk-based capital ratio	10	10
Required to be considered well capitalized leverage Amount	$ 2,022	$ 1,936
Required to be considered well capitalized common equity capital amount	1,060	1,059
Required to be considered well capitalized risk-based capital Amount	1,304	1,304
Required to be considered well capitalized Total risk-based capital Amount	$ 1,630	$ 1,629
Required to be considered adequately capitalized Ratio, leverage ratio	4	4
Required to be considered adequately capitalized Ratio, risk-based common equity capital ratio	7	7
Required to be considered adequately capitalized Ratio, risk-based capital ratio	8.5	8.5
Required to be considered adequately capitalized Ratio, Total risk-based capital ratio	10.5	10.5
Required to be considered adequately capitalized leverage Amount	$ 1,618	$ 1,549
Required to be considered adequately capitalized common equity capital amount	1,141	1,141
Required to be considered adequately capitalized risk-based capital Amount	1,386	1,385
Required to be considered adequately capitalized Total risk-based capital Amount	$ 1,712	$ 1,711

Revenue from Contracts with C_3

Revenue from Contracts with Clients - Non-interest income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenue from Contracts with Clients
Non-interest income (in-scope of Topic 606)	$ 12,064	$ 12,979	$ 34,759	$ 36,463
Non-interest income (out-of-scope of Topic 606)	6,325	6,386	15,353	11,390
Total non-interest income	18,389	19,365	50,112	47,853
Other non-interest expense	48		(144)	(11)
Total Revenue	12,112	12,979	34,615	36,452
Service charges and other account-related fees
Revenue from Contracts with Clients
Non-interest income (in-scope of Topic 606)	5,790	6,819	16,251	18,356
Bank card fees
Revenue from Contracts with Clients
Non-interest income (in-scope of Topic 606)	4,832	4,993	14,292	14,721
Other non-interest income
Revenue from Contracts with Clients
Non-interest income (in-scope of Topic 606)	$ 1,442	$ 1,167	$ 4,216	$ 3,386

Stock-based Compensation and _3

Stock-based Compensation and Benefits - Narrative (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Dec. 31, 2022
NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized	978,738		978,738
Share-based Compensation Arrangement by Share-based Payment Award, Reduction in Number of Shares for Every One Option or Stock Appreciation Right Granted			1
Employee Stock Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contractual term (in years)			10 years
Stock based compensation expense	$ 100,000	$ 100,000	$ 300,000	$ 800,000
Unrecognized compensation expense	200,000		$ 200,000
Unrecognized compensation cost, weighted-average period, years			1 year 4 months 24 days
Employee Stock Option \| NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award Vesting Rights, Percentage			33.30%
Restricted stock awards
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted (in shares)			183,723
Restricted stock awards \| NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation expense	1,400,000	1,200,000	$ 3,800,000	3,200,000
Unrecognized compensation expense	6,500,000		$ 6,500,000
Unrecognized compensation cost, weighted-average period, years			2 years 1 month 6 days
Performance stock units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Awards granted (in shares)			79,254
Performance stock units \| NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock based compensation expense	600,000	$ 400,000	$ 1,600,000	$ 1,300,000
Unrecognized compensation expense	$ 3,900,000		$ 3,900,000
Unrecognized compensation cost, weighted-average period, years			2 years
Performance period			3 years
Performance stock units \| NBH Holdings Corp. 2023 Omnibus Incentive Plan \| EPS target
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of awards based on performance type			33%		60%	60%
Performance stock units \| NBH Holdings Corp. 2023 Omnibus Incentive Plan \| TSR target
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of awards based on performance type			33%		40%	40%
Performance stock units \| NBH Holdings Corp. 2023 Omnibus Incentive Plan \| ROTA target
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of awards based on performance type			33%
Employee stock \| 2014 Employee Stock Purchase Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Maximum stock purchases by employees, value			$ 25,000
Maximum stock purchases by employees (in shares)			2,000
Discount on purchase of common stock (as a percent)			90%
Offering period for employee stock purchases			6 months
Number of shares authorized	400,000		400,000
Shares available for issuance	214,530		214,530
Employees purchased shares (in shares)			21,389	26,563
Minimum \| Employee Stock Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period			1 year
Minimum \| Restricted stock awards \| NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period			1 year
Minimum \| Performance stock units \| NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of initial target awards			0%
Maximum \| Employee Stock Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period			3 years
Maximum \| Restricted stock awards \| NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period			3 years
Maximum \| Performance stock units \| NBH Holdings Corp. 2023 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Percentage of initial target awards			150%
2Unifi LLC \| Class B Units \| Share-based payment arrangement \| 2023 Equity Unit Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options granted in period			122,000		112,000
Vesting period			5 years
Unrecognized compensation expense	$ 100,000		$ 100,000
2Unifi LLC \| Class B Units \| Share-based payment arrangement \| 2023 Equity Unit Incentive Plan \| EPS target
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award Vesting Rights, Percentage			50%
2Unifi LLC \| Class B Units \| Share-based payment arrangement \| 2023 Equity Unit Incentive Plan \| TSR target
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award Vesting Rights, Percentage			25%
2Unifi LLC \| Class B Units \| Maximum \| Share-based payment arrangement \| 2023 Equity Unit Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized					200,000

Stock-based Compensation and _4

Stock-based Compensation and Benefits - Summary of Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Outstanding Options, beginning	755,546
Exercised, Options	(123,954)
Forfeited, Options	(6,477)
Outstanding Options, ending	625,115	755,546
Options exercisable at end of period, Options	529,552
Options vested and expected to vest, Options	617,974
Outstanding, Weighted average exercise price, beginning	$ 30.95
Exercised, Weighted average exercise price	22.26
Forfeited, Weighted average exercise price	37.33
Outstanding, Weighted average exercised price, ending	32.60	$ 30.95
Options exercisable at end of period, Weighted average exercise price	32
Options vested and expected to vest, Weighted average exercise price	$ 32.57
Outstanding, Weighted average remaining contractual term in years	5 years 6 months 18 days	5 years 9 months 14 days
Options exercisable at end of period, weighted average remaining contractual term in years	5 years 25 days
Options vested and expected to vest, Weighted average remaining contractual term in years	5 years 6 months 7 days
Outstanding, Aggregate intrinsic value	$ 5,972	$ 5,270
Options exercisable at end of period, Aggregate intrinsic value	5,360
Options vested and expected to vest, Aggregate Intrinsic Value	$ 5,921

Stock-based Compensation and _5

Stock-based Compensation and Benefits - Summary of Restricted Stock Activity (Details)	9 Months Ended
	Sep. 30, 2024 USD ($) $ / shares shares
Restricted stock shares
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Unvested Restricted shares, Beginning (in shares) \| shares	240,584
Unvested Restricted shares, Granted (in shares) \| shares	183,723
Unvested Restricted shares, Vested (in shares) \| shares	(88,311)
Unvested Restricted shares, Forfeited (in shares) \| shares	(18,874)
Unvested Restricted shares, Ending (in shares) \| shares	317,122
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Weighted average grant-date fair value, Beginning (in dollars per share)	$ 34.47
Weighted average grant-date fair value, Granted (in dollars per share)	35.31
Weighted average grant-date fair value, Vested (in dollars per share)	35.83
Weighted average grant-date fair value, Forfeited (in dollars per share)	36.28
Weighted average grant-date fair value, Ending (in dollars per share)	$ 34.47
Performance stock units
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Unvested Restricted shares, Beginning (in shares) \| shares	171,782
Unvested Restricted shares, Granted (in shares) \| shares	79,254
Unvested Restricted shares, Net adjustment due to performance (in shares) \| shares	(530)
Unvested Restricted shares, Vested (in shares) \| shares	(46,490)
Unvested Restricted shares, Forfeited (in shares) \| shares	(3,616)
Unvested Restricted shares, Ending (in shares) \| shares	200,400
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Weighted average grant-date fair value, Beginning (in dollars per share)	$ 34.56
Weighted average grant-date fair value, Granted (in dollars per share)	35.24
Weighted average grant-date fair value, Net adjustment due to performance (in dollars per share)	35.75
Weighted average grant-date fair value, Vested (in dollars per share)	37.82
Weighted average grant-date fair value, Forfeited (in dollars per share)	32.62
Weighted average grant-date fair value, Ending (in dollars per share)	34.30
EPS
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Weighted average grant-date fair value, Granted (in dollars per share)	35.41
ROTA
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Weighted average grant-date fair value, Granted (in dollars per share)	35.41
TSR
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Weighted average grant-date fair value, Granted (in dollars per share)	$ 34.91
Weighted average beginning measurement period price \| $	$ 36.72

Common Stock - Narrative (Detai

Common Stock - Narrative (Details) - USD ($) $ in Millions	9 Months Ended	12 Months Ended
Common Stock - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023	May 09, 2023
Schedule Of Common Stock [Line Items]
Shares outstanding	37,988,364	37,784,851
2021 board authorized share purchase program
Schedule Of Common Stock [Line Items]
Stock repurchase program, authorized amount			$ 50
Remaining authorized amount			$ 50
Class A common stock
Schedule Of Common Stock [Line Items]
Shares outstanding	37,988,364	37,784,851
Restricted issued but not yet vested, shares	317,122	240,584

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - $ / shares	9 Months Ended
Earnings Per Share - Narrative (Details) - $ / shares	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Outstanding stock options to purchase common stock	625,115	811,245	755,546
Outstanding stock options to purchase common stock, per share	$ 32.60	$ 30.34	$ 30.95
Restricted shares outstanding	517,522	435,674
Class A common stock
Shares outstanding	37,988,364		37,739,776

Earnings Per Share - Schedule o

Earnings Per Share - Schedule of Computation of Basic and Diluted Income Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Earnings Per Share
Net income	$ 33,105	$ 36,087	$ 90,631	$ 108,927
Less: income allocated to participating securities	(89)	(68)	(242)	(179)
Income allocated to common shareholders	$ 33,016	$ 36,019	$ 90,389	$ 108,748
Weighted average shares outstanding for basic earnings per common share	38,277,042	37,990,659	38,173,469	37,911,896
Dilutive effect of equity awards	218,049	143,679	194,542	182,014
Weighted average shares outstanding for diluted earnings per common share	38,495,091	38,134,338	38,368,011	38,093,910
Basic earnings per share (in dollars per share)	$ 0.86	$ 0.95	$ 2.37	$ 2.87
Diluted earnings per share (in dollars per share)	$ 0.86	$ 0.94	$ 2.36	$ 2.85

Derivatives - FV of Derivatives

Derivatives - FV of Derivatives on the Balance Sheet (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Designated as hedging instrument
Derivative [Line Items]
Asset derivatives fair value	$ 21,781	$ 28,928
Liability derivatives fair value	4,688	3,400
Not designated as hedging instrument
Derivative [Line Items]
Asset derivatives fair value	9,318	8,767
Liability derivatives fair value	8,763	8,599
Interest rate products \| Other assets \| Designated as hedging instrument
Derivative [Line Items]
Asset derivatives fair value	21,781	28,928
Interest rate products \| Other assets \| Not designated as hedging instrument
Derivative [Line Items]
Asset derivatives fair value	8,678	8,480
Interest rate products \| Other liabilities \| Designated as hedging instrument
Derivative [Line Items]
Liability derivatives fair value	4,688	3,400
Interest rate products \| Other liabilities \| Not designated as hedging instrument
Derivative [Line Items]
Liability derivatives fair value	8,689	8,484
Interest rate lock commitments \| Other assets \| Not designated as hedging instrument
Derivative [Line Items]
Asset derivatives fair value	603	287
Interest rate lock commitments \| Other liabilities \| Not designated as hedging instrument
Derivative [Line Items]
Liability derivatives fair value	3	5
Forward contracts \| Other assets \| Not designated as hedging instrument
Derivative [Line Items]
Asset derivatives fair value	37
Forward contracts \| Other liabilities \| Not designated as hedging instrument
Derivative [Line Items]
Liability derivatives fair value	$ 71	$ 110

Derivatives - Narrative (Detail

Derivatives - Narrative (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended		12 Months Ended
Derivatives - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Derivative [Line Items]
Termination value of derivatives in net liability position	$ 0		$ 0
Interest rate lock commitments notional value
Derivative [Line Items]
Notional amount	39		39		$ 13.8
Forward contract notional value
Derivative [Line Items]
Notional amount	39.7		39.7		17.7
Not designated as hedging instrument \| Interest rate swap
Derivative [Line Items]
Notional amount	544.7		544.7		464.9
Derivative fee income from non-designated hedges	0.3	$ 0.4	1.2	$ 0.7
Fair value hedges \| Designated as hedging instrument
Derivative [Line Items]
Hedged Loans			470		469.4
Cumulative fair value hedge adjustment			(16.1)		22.6
Fair value hedges \| Designated as hedging instrument \| Interest rate swap
Derivative [Line Items]
Notional amount	355.6		355.6		351
Cumulative fair value hedge adjustment			(18.8)		$ 25.7
Cash flow hedges \| Designated as hedging instrument
Derivative [Line Items]
Notional amount	$ 200		200
Reclassification of accumulated other comprehensive income during the next 12 months			$ 1

Derivatives - Derivatives on th

Derivatives - Derivatives on the Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Not designated as hedging instrument
Derivative [Line Items]
Amount of (loss) gain recognized in income on derivatives	$ 134	$ 46	$ 530	$ 115
Interest rate products \| Interest and fees on loans \| Fair value hedging \| Designated as hedging instrument
Derivative [Line Items]
Amount of (loss) gain recognized in income on derivatives	(12,000)	13,005	(479)	16,855
Amount of gain (loss) recognized in income on hedged items	13,945	(10,255)	6,451	(9,940)
Interest rate products \| Other non-interest income \| Not designated as hedging instrument
Derivative [Line Items]
Amount of (loss) gain recognized in income on derivatives	(6)	(33)	(6)	(32)
Interest rate lock commitments \| Mortgage banking income \| Not designated as hedging instrument
Derivative [Line Items]
Amount of (loss) gain recognized in income on derivatives	188	30	459	73
Forward contracts \| Mortgage banking income \| Not designated as hedging instrument
Derivative [Line Items]
Amount of (loss) gain recognized in income on derivatives	$ (48)	$ 49	$ 77	$ 74

Derivatives - Effect of fair va

Derivatives - Effect of fair value cash flow hedge accounting on AOCI (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in OCI on derivatives	$ 1,150	$ (550)	$ 645	$ (2,032)
Loss reclassified from AOCI into income	(27)	(68)	79	(794)
Interest rate products \| Cash flow hedging \| Interest income
Derivative Instruments, Gain (Loss) [Line Items]
Gain (loss) recognized in OCI on derivatives	1,011	(1,122)	(824)	(2,773)
Gain (loss) recognized in OCI included component	890	(818)	(368)	(2,254)
Gain (loss) recognized in OCI excluded component	121	(304)	(456)	(519)
Loss reclassified from AOCI into income	(548)	(493)	(1,575)	(1,158)
Loss reclassified from AOCI into income included component	(429)	(374)	(1,220)	(821)
Loss reclassified from AOCI into income excluded component	$ (119)	$ (119)	$ (355)	$ (337)

Commitments and Contingencies -

Commitments and Contingencies - Schedule of Total Unfunded Commitments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Commitment And Contingencies [Line Items]
Total unfunded commitments	$ 1,483,390	$ 1,634,765
Commitments to fund loans
Commitment And Contingencies [Line Items]
Total unfunded commitments	687,659	724,928
Credit card lines of credit
Commitment And Contingencies [Line Items]
Total unfunded commitments	3,389	6,278
Unfunded commitments under lines of credit
Commitment And Contingencies [Line Items]
Total unfunded commitments	778,093	890,530
Commercial and standby letters of credit
Commitment And Contingencies [Line Items]
Total unfunded commitments	$ 14,249	$ 13,029

Commitments and Contingencies_2

Commitments and Contingencies - Repurchase Reserve Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Commitment And Contingencies [Line Items]
Beginning balance	$ 96,457	$ 92,581	$ 97,947	$ 89,553	$ 89,553
Provision released from operating expense, net			4,776	3,725
Charge-offs	(3,505)	(540)	(8,387)	(1,218)	(1,575)
Ending balance	95,047	93,446	95,047	93,446	97,947
Mortgage loans
Commitment And Contingencies [Line Items]
Beginning balance	1,089	1,315	1,198	1,725	1,725
Provision released from operating expense, net			(73)	(323)
Charge-offs	(20)	(47)	(56)	(134)
Ending balance	$ 1,069	$ 1,268	$ 1,069	$ 1,268	$ 1,198

Fair Value Measurements - Trans

Fair Value Measurements - Transfer Between Hierarchy Levels (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Fair Value Measurements
Level 1 to Level 2 Transfer, Asset	$ 0	$ 0
Level 2 to Level 1 Transfer, Asset	0	0
Level 1 to Level 2 Transfer, Liability	0	0
Level 2 to Level 1 Transfer, Liability	0	0
Level 3 Transfer, Asset	0	0
Level 3 Transfer, Liability	$ 0	$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2024 USD ($) loan	Sep. 30, 2023 USD ($) loan	Dec. 31, 2023 USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Residential mortgage loans held for sale period	45 days
Interest Rate Lock Commitments, Average Percentage Of Estimated Pull Through Rate To Calculate Fair Value	0.840
Loans	$ 7,714,495		$ 7,698,758
Impairment on other real estate owned		$ 55
Fair value, non-recurring basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Nonrecurring Loans Reserves	$ 4,700	$ 6,100
Number of Loans measured \| loan	11	9
Loans	$ 19,500	$ 22,100
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impairment on other real estate owned	0	55
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impairment (recoveries) on mortgage servicing rights	$ 13	$ (66)
Impairment, Intangible Asset, Finite-Lived, Statement of Income or Comprehensive Income [Extensible Enumeration]	Gain (Loss) on Sale of Mortgage Loans	Gain (Loss) on Sale of Mortgage Loans
SBA servicing asset
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impairment (recoveries) on mortgage servicing rights	$ 0	$ 0
Discount rate \| Individually evaluated loans \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input (as a percent)	0.06
Discount rate \| Individually evaluated loans \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input (as a percent)	0.32
Discount rate \| Individually evaluated loans \| Weighted average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input (as a percent)	0.119
Discount rate \| Other real estate owned \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input (as a percent)	0.06
Discount rate \| Other real estate owned \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input (as a percent)	0.10
Discount rate \| Other real estate owned \| Weighted average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input (as a percent)	0.060
Discount rate \| Mortgage servicing rights \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets measurement input (as a percent)	0.100
Discount rate \| Mortgage servicing rights \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets measurement input (as a percent)	0.105
Discount rate \| SBA servicing asset \| Weighted average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets measurement input (as a percent)	0.097
Constant prepayment speed \| Mortgage servicing rights \| Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets measurement input (as a percent)	0.069
Constant prepayment speed \| Mortgage servicing rights \| Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets measurement input (as a percent)	0.176
Constant prepayment speed \| Mortgage servicing rights \| Weighted average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets measurement input (as a percent)	0.071
Constant prepayment speed \| SBA servicing asset \| Weighted average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Servicing assets measurement input (as a percent)	0.156

Fair Value Measurements - Table

Fair Value Measurements - Tables of Financial Instruments Measured At Fair Value on Recurring Basis (Details) - Fair value, recurring basis - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	$ 756,122	$ 684,566
Total liabilities at fair value	13,451	15,399
U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	49,190	73,044
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	196,530	201,809
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	460,496	351,242
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	80	79
Corporate debt
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	1,962	1,843
Loans held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	16,765	18,854
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	49,190	73,044
Level 1 \| U.S. Treasuries
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	49,190	73,044
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	706,292	611,235
Total liabilities at fair value	13,377	15,284
Level 2 \| Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	196,530	201,809
Level 2 \| Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	460,496	351,242
Level 2 \| Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	80	79
Level 2 \| Corporate debt
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	1,962	1,843
Level 2 \| Loans held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	16,765	18,854
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	640	287
Total liabilities at fair value	74	115
Interest rate swap \| Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	30,459	37,408
Total liabilities at fair value	13,377	15,284
Interest rate swap \| Level 2 \| Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	30,459	37,408
Total liabilities at fair value	13,377	15,284
Mortgage banking derivatives \| Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	640	287
Total liabilities at fair value	74	115
Mortgage banking derivatives \| Level 3 \| Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	640	287
Total liabilities at fair value	$ 74	$ 115

Fair Value Measurements - Tab_2

Fair Value Measurements - Table of Changes in Level 3 Financial Instruments (Details) - Derivative Financial Instruments Assets and Liabilities $ in Thousands	9 Months Ended
	Sep. 30, 2024 USD ($)
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	$ 172
Gain included in earnings, net	$ 536
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Noninterest Expense
Fees and costs included in earnings, net	$ (142)
Ending Balance	$ 566

Fair Value Measurements - Input

Fair Value Measurements - Inputs Used to Determine Fair Values of Oreo are Considered Level 3 Inputs in Fair Value Hierarchy (Details) - Fair value, non-recurring basis - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	$ 48,484	$ 59,227
Losses from fair value changes	8,400	1,517
Total liabilities at fair value	0	0
Individually evaluated loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	43,684	42,642
Losses from fair value changes	8,387	1,218
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		3,416
Losses from fair value changes		55
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value	4,800
Losses from fair value changes	$ 13
Premise and equipment
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets at fair value		13,169
Losses from fair value changes		$ 244

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Schedule of Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS:
Cash and cash equivalents	$ 180,796	$ 190,826
Investment securities available-for-sale (at fair value)	708,987	628,829
Investment securities held-to-maturity, fair value	470,774	504,328
Held-to-maturity securities	538,157	585,052
Loans receivable	7,619,448	7,600,811
Loans held for sale	16,765	18,854
LIABILITIES
Time deposits	1,052,449	981,970
Securities sold under agreements to repurchase	19,517	19,627
Long-term debt	54,433	54,200
Federal Home Loan bank advances		340,000
Carrying amount \| Level 1
ASSETS:
Cash and cash equivalents	180,796	190,826
Carrying amount \| Level 2
ASSETS:
FHLB and FRB stock	24,629	40,890
Loans held for sale	16,765	18,854
Accrued interest receivable	49,025	44,944
LIABILITIES
Deposit transaction accounts	7,444,679	7,208,421
Time deposits	1,052,449	981,970
Securities sold under agreements to repurchase	19,517	19,627
Long-term debt	55,000	55,000
Federal Home Loan bank advances		340,000
Accrued interest payable	18,044	12,239
Carrying amount \| Level 3
ASSETS:
Loans receivable	7,714,495	7,698,758
Estimated fair value \| Level 1
ASSETS:
Cash and cash equivalents	180,796	190,826
Estimated fair value \| Level 2
ASSETS:
FHLB and FRB stock	24,629	40,890
Loans held for sale	16,765	18,854
Accrued interest receivable	49,025	44,944
LIABILITIES
Deposit transaction accounts	7,444,679	7,208,421
Time deposits	1,048,454	972,793
Securities sold under agreements to repurchase	19,517	19,627
Long-term debt	52,592	43,760
Federal Home Loan bank advances		340,000
Accrued interest payable	18,044	12,239
Estimated fair value \| Level 3
ASSETS:
Loans receivable	7,678,735	7,411,687
U.S. Treasury securities
ASSETS:
Investment securities available-for-sale (at fair value)	49,190	73,044
Investment securities held-to-maturity, fair value	49,157	48,334
Held-to-maturity securities	49,563	49,338
U.S. Treasury securities \| Carrying amount \| Level 1
ASSETS:
Investment securities available-for-sale (at fair value)	49,190	73,044
Investment securities held-to-maturity, fair value	49,563	49,338
U.S. Treasury securities \| Estimated fair value \| Level 1
ASSETS:
Investment securities available-for-sale (at fair value)	49,190	73,044
Investment securities held-to-maturity, fair value	49,157	48,334
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises
ASSETS:
Investment securities available-for-sale (at fair value)	196,530	201,809
Investment securities held-to-maturity, fair value	242,837	265,011
Held-to-maturity securities	270,518	299,337
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises \| Carrying amount \| Level 2
ASSETS:
Investment securities available-for-sale (at fair value)	196,530	201,809
Held-to-maturity securities	270,518	299,337
Residential mortgage pass-through securities issued or guaranteed by U.S. government agencies or sponsored enterprises \| Estimated fair value \| Level 2
ASSETS:
Investment securities available-for-sale (at fair value)	196,530	201,809
Held-to-maturity securities	242,837	265,011
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises
ASSETS:
Investment securities available-for-sale (at fair value)	460,496	351,242
Investment securities held-to-maturity, fair value	178,780	190,983
Held-to-maturity securities	218,076	236,377
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises \| Carrying amount \| Level 2
ASSETS:
Investment securities available-for-sale (at fair value)	460,496	351,242
Held-to-maturity securities	218,076	236,377
Other residential MBS issued or guaranteed by U.S. government agencies or sponsored enterprises \| Estimated fair value \| Level 2
ASSETS:
Investment securities available-for-sale (at fair value)	460,496	351,242
Held-to-maturity securities	178,780	190,983
Municipal securities
ASSETS:
Investment securities available-for-sale (at fair value)	80	79
Municipal securities \| Carrying amount \| Level 2
ASSETS:
Municipal obligations	80	79
Municipal securities \| Estimated fair value \| Level 2
ASSETS:
Municipal obligations	80	79
Corporate debt
ASSETS:
Investment securities available-for-sale (at fair value)	1,962	1,843
Corporate debt \| Carrying amount \| Level 2
ASSETS:
Investment securities available-for-sale (at fair value)	1,962	1,843
Corporate debt \| Estimated fair value \| Level 2
ASSETS:
Investment securities available-for-sale (at fair value)	1,962	1,843
Other securities
ASSETS:
Investment securities available-for-sale (at fair value)	729	812
Other securities \| Carrying amount \| Level 3
ASSETS:
Investment securities available-for-sale (at fair value)	729	812
Other securities \| Estimated fair value \| Level 3
ASSETS:
Investment securities available-for-sale (at fair value)	729	812
Interest rate swap \| Carrying amount \| Level 2
ASSETS:
Derivative asset	$ 30,459	$ 37,408
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
LIABILITIES
Derivative liability	$ 13,377	$ 15,284
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities.	Other Liabilities.
Interest rate swap \| Estimated fair value \| Level 2
ASSETS:
Derivative asset	$ 30,459	$ 37,408
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
LIABILITIES
Derivative liability	$ 13,377	$ 15,284
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities.	Other Liabilities.
Mortgage banking derivatives \| Carrying amount \| Level 3
ASSETS:
Derivative asset	$ 640	$ 287
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
LIABILITIES
Derivative liability	$ 74	$ 115
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities.	Other Liabilities.
Mortgage banking derivatives \| Estimated fair value \| Level 3
ASSETS:
Derivative asset	$ 640	$ 287
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
LIABILITIES
Derivative liability	$ 74	$ 115
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities.	Other Liabilities.

Acquisition Activities (Details

Acquisition Activities (Details) - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
Acquisition Activities (Details) - USD ($) $ in Thousands	Apr. 03, 2023	Sep. 30, 2024	Dec. 31, 2023
Acquisition Activities
Amortization period for intangible assets		9 years 9 months 18 days
Cambr
Acquisition Activities
Transaction value	$ 46,524
Acquisition related expenses			$ 1,000
Amount of goodwill - Deductible for tax purposes	27,800
Cambr \| Core deposit intangible
Acquisition Activities
Acquired through acquisition	1,700,000
Cambr \| Other intangible assets
Acquisition Activities
Acquired through acquisition	$ 18,000
Amortization period for intangible assets	9 years 4 months 24 days

Acquisition Activities - Net As

Acquisition Activities - Net Asset Acquired and Consideration Transferred (Details) - USD ($) $ in Thousands	Apr. 03, 2023	Sep. 30, 2024	Dec. 31, 2023
Consideration:
Goodwill		$ 306,043	$ 306,043
Cambr
Assets:
Cash and due from banks	$ 1,224
Other intangibles	18,000
Other assets	6,729
Total assets acquired	25,953
Liabilities:
Other liabilities	6,340
Total liabilities assumed	6,340
Identifiable net assets acquired	19,613
Consideration:
Cash	46,524
Total	46,524
Goodwill	$ 26,911