National Bank (NBHC) 8-K National Bank Holdings Corporation Announces Record Third Quarter 2020 Financial Results

Exhibit 99.2

THIRD QUARTER 2020 NATIONAL BANK HOLDINGS CORPORATION SUPPLEMENTAL DISCLOSURE OCTOBER 20, 2020 EXHIBIT 99.2

THIRD QUARTER 2020 FINANCIAL HIGHLIGHTS CAPITAL RATIOS 14.3% Common Equity Tier 1 LIQUIDITY Loan to deposit ratio of 81% NET INCOME $27.9 million TRANSACTION DEPOSIT GROWTH 30.3% annualized linked quarter ACL / LOANS 1.34% 1.45% excluding PPP loans EXPENSE 59.5% efficiency ratio FTE ‒ Strong capital levels with $340 million in excess capital over 7.0% common equity tier 1 risk-based regulatory requirement ‒ Ample liquidity with access to $2.3 billion in readily available funds ‒ Record net income of $27.9 million, a 28.9% increase over the third quarter of 2019 ‒ Relationship based banking provides for strong core deposit base ‒ Net charge offs just four basis points; decreasing levels of non- accrual loans to total loans; credit loss allowance increased by 56% since 12/31/19 ‒ Remain very focused on expense management 2

COVID-19 HIGH IMPACT INDUSTRIES AS OF 9/30/20 RESTAURANTS OIL & GAS RETAILERS LOAN OUTSTANDINGS $209.0 MILLION $118.1 MILLION $31.9 MILLION OF TOTAL LOANS 4.6% OF TOTAL LOANS 2.6% OF TOTAL LOANS 0.7% CLIENTS 97 CLIENTS 165 QUICK SERVICE 75% ESSENTIAL BUSINESSES 52% AVERAGE SR DEBT TO CAP 30% NO NEW LOANS IN 5 YEARS COMMERCIAL MULTIFAMILY RETAIL HOTEL & LODGING INDUSTRIES AND LOAN TYPES WITH NO DIRECT EXPOSURE Aviation Cruise Lines Energy Services Auto Manufacturing/ Dealer Floor Plans Indirect Auto Car Leasing Hedge Funds Gaming & Casinos Convention Centers Credit Cards Malls Taxi/Ride Share $180.4 MILLION $71.5 MILLION $56.9 MILLION OF TOTAL LOANS 4.0% CLIENTS 36 AVERAGE LTV 58% OF TOTAL LOANS 1.6% CLIENTS 28 AVERAGE LTV 61% OF TOTAL LOANS 1.2% CLIENTS 58 AVERAGE LTV 57% CRE NON-OWNER OCCUPIED CLIENTS 5 LOAN OUTSTANDINGS LOAN OUTSTANDINGS LOAN OUTSTANDINGS LOAN OUTSTANDINGS LOAN OUTSTANDINGS 3 HOSPITALS/ MEDICAL $213.4 MILLION OF TOTAL LOANS 4.7% MUNICIPAL CRITICAL ACCESS HOSPITALS 61% CLIENTS 170 LOAN OUTSTANDINGS

LOANS OUTSTANDING LOANS MODIFIED(1) COMMERCIAL EXCLUDING PPP 2,869.1 63.0% 22.9 0.8% CRE NON-OWNER OCCUPIED 617.1 13.5% 138.0 22.4% RESIDENTIAL REAL ESTATE 700.9 15.4% 4.3 0.6% CONSUMER 20.7 0.5% -- TOTAL EXCLUDING PPP 4,207.8 92.4% 165.2 3.9% PPP 348.3 7.6% TOTAL LOANS 4,556.1 100.0% $ $ ‒ Modification requests handled individually on a relationship basis; weekly cash flow forecast monitoring implemented for business clients; and as appropriate, cash equity injections required ‒ Recognizing that certain clients could face a longer revenue recovery path, the Bank is working with these clients on re-stabilization structures, requiring additional cash equity injections and certain restrictive covenants COVID MODIFICATIONS AS OF 9/30/20 $ $ $ (MM) | % $ (MM) | %(2) 4 (2) Loans modified as a percentage of total loan segment (1) Represents non-PPP loans currently on a COVID-related modification plan as of September 30, 2020 $