Primerica (PRI) 8-K Entry into a Material Definitive Agreement

Exhibit 99.1

PRIMERICA, INC. AND SUBSIDIARIES

Computation of Ratio of Earnings to Fixed Charges

	Three months ended March 31,		Year ended December 31,
	2012		2011(1)		2010(1)		2009(1)		2008(1)		2007(1)
	(Dollars in thousands)
Fixed charges:
Interest expense	$	6,910	$	27,968	$	20,872	$	—	$	—	$	—
Interest on investment–type contracts		2,056		8,566		10,180		12,998		14,683		14,923
Total fixed charges	$	8,966	$	36,534	$	31,052	$	12,998	$	14,683	$	14,923
Income before income taxes	$	63,465	$	243,909	$	361,469	$	741,795	$	328,445	$	904,793
Add back:
Total fixed charges		8,966		36,534		31,052		12,998		14,683		14,923
Total income before income taxes and fixed charges	$	72,431	$	280,443	$	392,521	$	754,793	$	343,128	$	919,716
Ratio of earnings to fixed charges		8.1x		7.7x		12.6x		58.1x		23.4x		61.6x

(1) Effective January 1, 2012, we adopted Accounting Standards Update 2010-26, Accounting for Costs Associated with Acquiring or Renewing Insurance Contracts, and will no longer defer certain indirect acquisition costs or costs attributable to unsuccessful efforts in regard to acquiring life insurance policies. We adopted this accounting policy change retrospectively; accordingly, our historical results have been adjusted to reflect the adoption on a consistent basis across all periods presented.