Ally Auto Assets 10-K 2016 FY Annual report

Exhibit 34.1

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Directors

Ally Financial Inc.

We have examined management’s assertion, included in the accompanying Certification Regarding

Compliance with SEC Regulation AB Servicing Criteria, that Ally Financial Inc. (the “Company”)

complied with the servicing criteria set forth in Item 1122(d) of the Securities and Exchange

Commission’s Regulation AB for the Consumer Automotive Receivables Platform (the “Consumer

Platform”) as of and for the year ended December 31, 2016, and for the period from the respective dates

of sale during 2016 for each newly issued trust to December 31, 2016, excluding criteria 1122(d)(1)(iii),

1122(d)(1)(iv), 1122(d)(2)(vi), 1122(d)(4)(ix), 1122(d)(4)(x), 1122(d)(4)(xi), 1122(d)(4)(xii) and 1122(d)(4)(xiii),

which management has determined are not applicable to the activities performed by the Company with respect

to the Consumer Platform. The Consumer Platform consists of the activities involved in the performance

of servicing functions for all publicly and privately issued retail and lease asset-backed transactions.

Management is responsible for the Company’s compliance with the servicing criteria. Our responsibility

is to express an opinion on management’s assertion about the Company’s compliance with the servicing

criteria based on our examination.

Our examination was conducted in accordance with the standards of the Public Company Accounting

Oversight Board (United States), and, accordingly, included examining, on a test basis, evidence about

the Company’s compliance with the applicable servicing criteria, including tests on a sample basis of the

servicing activities related to the Consumer Platform, determining whether the Company performed those

selected activities in compliance with the servicing criteria during the specified period, and performing

such other procedures as we considered necessary in the circumstances. Our procedures were limited to

selected servicing activities performed by the Company during the period covered by this report and,

accordingly, such samples may not have included servicing activities related to each asset-backed

transaction included in the Consumer Platform. Further, an examination is not designed to detect

noncompliance arising from errors that may have occurred prior to the period specified above that may

have affected the balances or amounts calculated or reported by the Company during the period covered

by this report. We believe that our examination provides a reasonable basis for our opinion. Our

examination does not provide a legal determination on the Company’s compliance with the servicing

criteria.

As described in management’s assertion, for servicing criteria 1122(d)(4)(ii), 1122(d)(4)(iv),

1122(d)(4)(vi), 1122(d)(4)(vii) and 1122(d)(4)(viii), the Company has engaged vendors to perform certain

activities required by these servicing criteria. The Company has determined that the vendors are not

considered a “servicer” as defined in Item 1101(j) of Regulation AB, and the Company has elected to take

responsibility for assessing compliance with the servicing criteria applicable to the vendors as permitted

by the SEC’s Compliance and Disclosure Interpretation (“C&DI”) 200.06, Vendors Engaged by Servicers

(C&DI 200.06) (formerly SEC Manual Telephone Interpretation 17.06). As permitted by C&DI 200.06,

the Company has asserted that it has policies and procedures in place designed to provide reasonable

assurance that the vendors’ activities comply in all material respects with the servicing criteria applicable

to the vendors. The Company is solely responsible for determining that it meets the SEC requirements to

apply C&DI 200.06 for the vendors and related criteria as described in its assertion, and we performed no

procedures with respect to the Company's determination of its eligibility to use C&DI 200.06.

In our opinion, management’s assertion that the Company complied with the aforementioned applicable

servicing criteria as of and for the year ended December 31, 2016, and for the period from the respective

dates of sale for each trust to December 31, 2016, for the Consumer Automotive Receivables Platform is

fairly stated, in all material respects.

/s/ Deloitte & Touche LLP

Deloitte & Touche LLP

March 10, 2017