Cit Bank, Na Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	2,519	77,170	SH		SOLE		77,170	0	0
AT&T INC	COMMON STOCK	00206R102	76	2,321	SH		DFND		2,321	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	5,152	111,230	SH		SOLE		111,230	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	431	9,300	SH		DFND		9,300	0	0
ALCOA INC	COMMON STOCK	013817101	258	20,000	SH		SOLE		20,000	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	1,579	31,563	SH		SOLE		31,563	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	450	9,000	SH		DFND		9,000	0	0
AMEREN CORP	COMMON STOCK	023608102	515	12,205	SH		SOLE		12,205	0	0
AMERICAN ELECTRIC POWER	COMMON STOCK	025537101	753	13,395	SH		SOLE		13,395	0	0
AMERICAN ELECTRIC POWER	COMMON STOCK	025537101	56	1,000	SH		DFND		1,000	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	1,359	17,400	SH		SOLE		17,400	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	222	2,844	SH		DFND		2,844	0	0
AMETEK INC	COMMON STOCK	031100100	708	13,483	SH		SOLE		13,483	0	0
APPLE INC	COMMON STOCK	037833100	3,862	31,040	SH		SOLE		31,040	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	221	2,575	SH		SOLE		2,575	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	34	400	SH		DFND		400	0	0
BP PLC SPON ADR (UK)	FOREIGN EQUITY - COMMON	055622104	1,140	29,158	SH		SOLE		29,158	0	0
BP PLC SPON ADR (UK)	FOREIGN EQUITY - COMMON	055622104	39	1,000	SH		DFND		1,000	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	1,216	79,000	SH		SOLE		79,000	0	0
BAXTER INTL	COMMON STOCK	071813109	151	2,200	SH		SOLE		2,200	0	0
BAXTER INTL	COMMON STOCK	071813109	123	1,800	SH		DFND		1,800	0	0
BERKSHIRE HATHAWAY INC CL A	COMMON STOCK	084670108	41,108	189	SH		SOLE		189	0	0
BOEING CO	COMMON STOCK	097023105	483	3,220	SH		SOLE		3,220	0	0
BOEING CO	COMMON STOCK	097023105	75	500	SH		DFND		500	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	2,390	37,059	SH		SOLE		37,059	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	97	1,500	SH		DFND		1,500	0	0
CATERPILLAR TRACTOR	COMMON STOCK	149123101	209	2,617	SH		SOLE		2,617	0	0
CATERPILLAR TRACTOR	COMMON STOCK	149123101	160	2,000	SH		DFND		2,000	0	0
CHEVRON CORP	COMMON STOCK	166764100	3,325	31,669	SH		SOLE		31,669	0	0
CHEVRON CORP	COMMON STOCK	166764100	31	300	SH		DFND		300	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	382	13,898	SH		SOLE		13,898	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	141	5,130	SH		DFND		5,130	0	0
CLOROX CO	COMMON STOCK	189054109	259	2,350	SH		SOLE		2,350	0	0
COCA-COLA CO	COMMON STOCK	191216100	3,900	96,212	SH		SOLE		96,212	0	0
COCA-COLA CO	COMMON STOCK	191216100	564	13,900	SH		DFND		13,900	0	0
COMCAST CORP CL A	COMMON STOCK	20030N101	179	3,177	SH		SOLE		3,177	0	0
COMCAST CORP CL A	COMMON STOCK	20030N101	72	1,278	SH		DFND		1,278	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	1,760	28,268	SH		SOLE		28,268	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	1,635	26,805	SH		SOLE		26,805	0	0
WALT DISNEY	COMMON STOCK	254687106	18,492	176,301	SH		SOLE		176,301	0	0
WALT DISNEY	COMMON STOCK	254687106	126	1,200	SH		DFND		1,200	0	0
DOW CHEMICAL CO	COMMON STOCK	260543103	2,276	47,453	SH		SOLE		47,453	0	0
DOW CHEMICAL CO	COMMON STOCK	260543103	12	250	SH		DFND		250	0	0
DREYFUS STRATEGIC MUNI INC	CLOSED END FUND - TAX EXEMPT	261932107	231	27,500	SH		SOLE		27,500	0	0
DREYFUS MUNI INCOME INC	CLOSED END FUND - TAX EXEMPT	26201R102	203	21,000	SH		SOLE		21,000	0	0
DU PONT (E I) DE NEMOURS	COMMON STOCK	263534109	1,824	25,519	SH		SOLE		25,519	0	0
DU PONT (E I) DE NEMOURS	COMMON STOCK	263534109	14	200	SH		DFND		200	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	1,790	31,613	SH		SOLE		31,613	0	0
ENTERPRISE PRODUCTS PARTNERS LP	EXCHANGE TRADED LP	293792107	450	13,659	SH		SOLE		13,659	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	3,873	45,562	SH		SOLE		45,562	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,486	17,485	SH		DFND		17,485	0	0
FORD MOTOR	COMMON STOCK	345370860	1,894	117,430	SH		SOLE		117,430	0	0
FORD MOTOR	COMMON STOCK	345370860	32	2,000	SH		DFND		2,000	0	0
FREEPORT-MCMORAN INC	COMMON STOCK	35671D857	495	26,145	SH		SOLE		26,145	0	0
GANNETT CO	COMMON STOCK	364730101	194	5,235	SH		SOLE		5,235	0	0
GANNETT CO	COMMON STOCK	364730101	19	500	SH		DFND		500	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	5,070	204,428	SH		SOLE		204,428	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	633	25,520	SH		DFND		25,520	0	0
GENERAL MILLS	COMMON STOCK	370334104	1,211	21,397	SH		SOLE		21,397	0	0
HEARTLAND EXPRESS	COMMON STOCK	422347104	369	15,550	SH		SOLE		15,550	0	0
HEWLETT PACKARD CO	COMMON STOCK	428236103	75	2,400	SH		SOLE		2,400	0	0
HEWLETT PACKARD CO	COMMON STOCK	428236103	301	9,675	SH		DFND		9,675	0	0
HOME DEPOT INC	COMMON STOCK	437076102	1,842	16,210	SH		SOLE		16,210	0	0
HOME DEPOT INC	COMMON STOCK	437076102	54	475	SH		DFND		475	0	0
HONEYWELL INTL INC	COMMON STOCK	438516106	37	350	SH		SOLE		350	0	0
HONEYWELL INTL INC	COMMON STOCK	438516106	188	1,800	SH		DFND		1,800	0	0
HOSPIRA INC	COMMON STOCK	441060100	900	10,245	SH		SOLE		10,245	0	0
HOSPIRA INC	COMMON STOCK	441060100	75	850	SH		DFND		850	0	0
HUBBELL INC	COMMON STOCK	443510201	789	7,200	SH		SOLE		7,200	0	0
HUBBELL INC	COMMON STOCK	443510201	279	2,548	SH		DFND		2,548	0	0
INTEL CORP	COMMON STOCK	458140100	3,215	102,800	SH		SOLE		102,800	0	0
INTL BUSINESS MACHINES	COMMON STOCK	459200101	847	5,276	SH		SOLE		5,276	0	0
INTL BUSINESS MACHINES	COMMON STOCK	459200101	265	1,650	SH		DFND		1,650	0	0
ISHARES MSCI EMU	ETF - EQUITY	464286608	3,076	79,765	SH		SOLE		79,765	0	0
ISHARES MSCI EMU	ETF - EQUITY	464286608	167	4,320	SH		DFND		4,320	0	0
ISHARES SELECT DIVIDEND ETF	ETF - EQUITY	464287168	2,231	28,621	SH		SOLE		28,621	0	0
ISHARES TIPS BOND ETF	ETF - FIXED INCOME TAXABLE	464287176	460	4,053	SH		SOLE		4,053	0	0
ISHARES TIPS BOND ETF	ETF - FIXED INCOME TAXABLE	464287176	6	50	SH		DFND		50	0	0
ISHARES CHINA LARGE CAP ETF	ETF - EQUITY	464287184	3,666	82,575	SH		SOLE		82,575	0	0
ISHARES CHINA LARGE CAP ETF	ETF - EQUITY	464287184	162	3,650	SH		DFND		3,650	0	0
ISHARES CORE US AGGREGATE BOND ETF	ETF - FIXED INCOME TAXABLE	464287226	14,849	133,258	SH		SOLE		133,258	0	0
ISHARES CORE US AGGREGATE BOND ETF	ETF - FIXED INCOME TAXABLE	464287226	1,328	11,915	SH		DFND		11,915	0	0
ISHARES MSCI EMERGING MARKETINDEX	ETF - EQUITY	464287234	1,097	27,346	SH		SOLE		27,346	0	0
ISHARES MSCI EMERGING MARKETINDEX	ETF - EQUITY	464287234	137	3,420	SH		DFND		3,420	0	0
ISHARES IBOXX INVT GRADE CORPORATE BOND	ETF - FIXED INCOME TAXABLE	464287242	5,162	42,414	SH		SOLE		42,414	0	0
ISHARES IBOXX INVT GRADE CORPORATE BOND	ETF - FIXED INCOME TAXABLE	464287242	484	3,980	SH		DFND		3,980	0	0
MSCI EAFE INDEX ISHARES	ETF - EQUITY	464287465	5,175	80,650	SH		SOLE		80,650	0	0
MSCI EAFE INDEX ISHARES	ETF - EQUITY	464287465	384	5,990	SH		DFND		5,990	0	0
ISHARES RUSSELL 2000 GROWTH	ETF - EQUITY	464287648	202	1,330	SH		SOLE		1,330	0	0
ISHARES US REAL ESTATE ETF	ETF - EQUITY	464287739	879	11,084	SH		SOLE		11,084	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF - EQUITY	464287804	2,280	19,319	SH		SOLE		19,319	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF - EQUITY	464287804	347	2,940	SH		DFND		2,940	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	961	15,867	SH		SOLE		15,867	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	29	481	SH		DFND		481	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	2,209	21,957	SH		SOLE		21,957	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	956	9,500	SH		DFND		9,500	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	1,103	10,300	SH		SOLE		10,300	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	37	350	SH		DFND		350	0	0
KINDER MORGAN INC DEL COM	COMMON STOCK	49456B101	485	11,536	SH		SOLE		11,536	0	0
KROGER CO	COMMON STOCK	501044101	1,219	15,900	SH		DFND		15,900	0	0
LILLY (ELI) & CO	COMMON STOCK	532457108	1,611	22,178	SH		SOLE		22,178	0	0
MC DONALDS	COMMON STOCK	580135101	1,582	16,240	SH		SOLE		16,240	0	0
MICROSOFT CORP	COMMON STOCK	594918104	1,999	49,168	SH		SOLE		49,168	0	0
MICROSOFT CORP	COMMON STOCK	594918104	37	900	SH		DFND		900	0	0
NIKE INC CL B	COMMON STOCK	654106103	218	2,170	SH		SOLE		2,170	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	294	2,852	SH		SOLE		2,852	0	0
NUVEEN PERFORMANCE PLUS MUNICIPAL FD	CLOSED END FUND - TAX EXEMPT	67062P108	208	13,969	SH		SOLE		13,969	0	0
NUVEEN QUALITY INCOME MUNI FUND	CLOSED END FUND - TAX EXEMPT	670977107	197	14,000	SH		SOLE		14,000	0	0
ORACLE CORP	COMMON STOCK	68389X105	456	10,565	SH		SOLE		10,565	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	485	5,198	SH		SOLE		5,198	0	0
PPL CORP	COMMON STOCK	69351T106	1,681	49,950	SH		SOLE		49,950	0	0
PEPSICO INC	COMMON STOCK	713448108	1,755	18,359	SH		SOLE		18,359	0	0
PEPSICO INC	COMMON STOCK	713448108	131	1,370	SH		DFND		1,370	0	0
PFIZER INC	COMMON STOCK	717081103	4,508	129,581	SH		SOLE		129,581	0	0
PFIZER INC	COMMON STOCK	717081103	346	9,940	SH		DFND		9,940	0	0
PLUM CREEK TIMBER CO INC	COMMON STOCK	729251108	916	21,080	SH		SOLE		21,080	0	0
PLUM CREEK TIMBER CO INC	COMMON STOCK	729251108	15	342	SH		DFND		342	0	0
PRECISION CASTPARTS CORP	COMMON STOCK	740189105	567	2,700	SH		SOLE		2,700	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	13,884	169,436	SH		SOLE		169,436	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	254	3,100	SH		DFND		3,100	0	0
PUBLIC SERVICE ENTERPRISE GROUP INC	COMMON STOCK	744573106	517	12,331	SH		SOLE		12,331	0	0
QUALCOMM CORP	COMMON STOCK	747525103	9,214	132,884	SH		SOLE		132,884	0	0
RAYTHEON CO	COMMON STOCK	755111507	181	1,655	SH		SOLE		1,655	0	0
RAYTHEON CO	COMMON STOCK	755111507	219	2,000	SH		DFND		2,000	0	0
ROYAL DUTCH SHELL PLC ADR A (NETHERLANDS)	FOREIGN EQUITY - COMMON	780259206	269	4,504	SH		SOLE		4,504	0	0
ROYAL DUTCH SHELL PLC ADR A (NETHERLANDS)	FOREIGN EQUITY - COMMON	780259206	172	2,877	SH		DFND		2,877	0	0
SPDR S&P 500 ETF TRUST	ETF - EQUITY	78462F103	59,491	288,189	SH		SOLE		288,189	0	0
SPDR S&P 500 ETF TRUST	ETF - EQUITY	78462F103	2,370	11,480	SH		DFND		11,480	0	0
HEALTH CARE SELECT SECTOR	ETF - EQUITY	81369Y209	4,171	57,537	SH		SOLE		57,537	0	0
HEALTH CARE SELECT SECTOR	ETF - EQUITY	81369Y209	157	2,162	SH		DFND		2,162	0	0
CONSUMER STAPLES SPDR	ETF - EQUITY	81369Y308	1,856	38,085	SH		SOLE		38,085	0	0
CONSUMER STAPLES SPDR	ETF - EQUITY	81369Y308	77	1,575	SH		DFND		1,575	0	0
CONSUMER DISCRETIONARY SELECT	ETF - EQUITY	81369Y407	2,434	32,302	SH		SOLE		32,302	0	0
CONSUMER DISCRETIONARY SELECT	ETF - EQUITY	81369Y407	76	1,015	SH		DFND		1,015	0	0
AMEX ENERGY SELECT INDEX	ETF - EQUITY	81369Y506	400	5,158	SH		SOLE		5,158	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF - EQUITY	81369Y803	7,043	170,009	SH		SOLE		170,009	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF - EQUITY	81369Y803	302	7,291	SH		DFND		7,291	0	0
UTILITIES SELECT SECTOR SPDR	ETF - EQUITY	81369Y886	800	18,000	SH		SOLE		18,000	0	0
UTILITIES SELECT SECTOR SPDR	ETF - EQUITY	81369Y886	22	500	SH		DFND		500	0	0
TARGET CORP	COMMON STOCK	87612E106	183	2,230	SH		SOLE		2,230	0	0
TARGET CORP	COMMON STOCK	87612E106	246	3,000	SH		DFND		3,000	0	0
3M CO	COMMON STOCK	88579Y101	414	2,512	SH		SOLE		2,512	0	0
3M CO	COMMON STOCK	88579Y101	82	500	SH		DFND		500	0	0
US BANCORP	COMMON STOCK	902973304	230	5,274	SH		SOLE		5,274	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	183	1,694	SH		SOLE		1,694	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	520	4,800	SH		DFND		4,800	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	349	3,600	SH		SOLE		3,600	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	2,932	60,291	SH		SOLE		60,291	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	95	1,948	SH		DFND		1,948	0	0
WAL-MART STORES INC	COMMON STOCK	931142103	296	3,595	SH		SOLE		3,595	0	0
WAL-MART STORES INC	COMMON STOCK	931142103	33	400	SH		DFND		400	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	382	7,040	SH		SOLE		7,040	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	467	8,589	SH		SOLE		8,589	0	0
WESTERN DIGITAL CORP	COMMON STOCK	958102105	546	6,000	SH		DFND		6,000	0	0