COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AT&T INC | COMMON STOCK | 00206R102 | 2,876 | 66,585 | SH | | SOLE | | 66,585 | 0 | 0 |
AT&T INC | COMMON STOCK | 00206R102 | 100 | 2,321 | SH | | DFND | | 2,321 | 0 | 0 |
ABBOTT LABORATORIES | COMMON STOCK | 002824100 | 4,400 | 111,920 | SH | | SOLE | | 111,920 | 0 | 0 |
ABBOTT LABORATORIES | COMMON STOCK | 002824100 | 366 | 9,300 | SH | | DFND | | 9,300 | 0 | 0 |
ALCOA INC | COMMON STOCK | 013817101 | 185 | 20,000 | SH | | SOLE | | 20,000 | 0 | 0 |
ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 1,609 | 23,333 | SH | | SOLE | | 23,333 | 0 | 0 |
ALTRIA GROUP INC | COMMON STOCK | 02209S103 | 621 | 9,000 | SH | | DFND | | 9,000 | 0 | 0 |
AMAZON.COM INC | COMMON STOCK | 023135106 | 382 | 534 | SH | | SOLE | | 534 | 0 | 0 |
AMEREN CORP | COMMON STOCK | 023608102 | 486 | 9,078 | SH | | SOLE | | 9,078 | 0 | 0 |
AMERICAN ELECTRIC POWER | COMMON STOCK | 025537101 | 920 | 13,130 | SH | | SOLE | | 13,130 | 0 | 0 |
AMERICAN ELECTRIC POWER | COMMON STOCK | 025537101 | 70 | 1,000 | SH | | DFND | | 1,000 | 0 | 0 |
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 1,057 | 17,400 | SH | | SOLE | | 17,400 | 0 | 0 |
AMERICAN EXPRESS CO | COMMON STOCK | 025816109 | 170 | 2,794 | SH | | DFND | | 2,794 | 0 | 0 |
AMETEK INC | COMMON STOCK | 031100100 | 623 | 13,483 | SH | | SOLE | | 13,483 | 0 | 0 |
APPLE INC | COMMON STOCK | 037833100 | 2,669 | 27,920 | SH | | SOLE | | 27,920 | 0 | 0 |
APPLE INC | COMMON STOCK | 037833100 | 13 | 135 | SH | | DFND | | 135 | 0 | 0 |
AUTOMATIC DATA PROCESSING | COMMON STOCK | 053015103 | 237 | 2,575 | SH | | SOLE | | 2,575 | 0 | 0 |
AUTOMATIC DATA PROCESSING | COMMON STOCK | 053015103 | 37 | 400 | SH | | DFND | | 400 | 0 | 0 |
BP PLC SPON ADR (UK) | FOREIGN EQUITY - COMMON | 055622104 | 694 | 19,543 | SH | | SOLE | | 19,543 | 0 | 0 |
BP PLC SPON ADR (UK) | FOREIGN EQUITY - COMMON | 055622104 | 36 | 1,000 | SH | | DFND | | 1,000 | 0 | 0 |
BANK OF AMERICA CORP | COMMON STOCK | 060505104 | 995 | 75,000 | SH | | SOLE | | 75,000 | 0 | 0 |
BERKSHIRE HATHAWAY INC CL A | COMMON STOCK | 084670108 | 40,357 | 186 | SH | | SOLE | | 186 | 0 | 0 |
BOEING CO | COMMON STOCK | 097023105 | 331 | 2,550 | SH | | SOLE | | 2,550 | 0 | 0 |
BOEING CO | COMMON STOCK | 097023105 | 65 | 500 | SH | | DFND | | 500 | 0 | 0 |
BRISTOL-MYERS SQUIBB CO | COMMON STOCK | 110122108 | 2,471 | 33,600 | SH | | SOLE | | 33,600 | 0 | 0 |
BRISTOL-MYERS SQUIBB CO | COMMON STOCK | 110122108 | 110 | 1,500 | SH | | DFND | | 1,500 | 0 | 0 |
CATERPILLAR TRACTOR | COMMON STOCK | 149123101 | 176 | 2,325 | SH | | SOLE | | 2,325 | 0 | 0 |
CATERPILLAR TRACTOR | COMMON STOCK | 149123101 | 152 | 2,000 | SH | | DFND | | 2,000 | 0 | 0 |
CHEVRON CORP | COMMON STOCK | 166764100 | 3,401 | 32,440 | SH | | SOLE | | 32,440 | 0 | 0 |
CHEVRON CORP | COMMON STOCK | 166764100 | 31 | 300 | SH | | DFND | | 300 | 0 | 0 |
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 1,432 | 49,933 | SH | | SOLE | | 49,933 | 0 | 0 |
CISCO SYSTEMS INC | COMMON STOCK | 17275R102 | 146 | 5,100 | SH | | DFND | | 5,100 | 0 | 0 |
CLOROX CO | COMMON STOCK | 189054109 | 284 | 2,050 | SH | | SOLE | | 2,050 | 0 | 0 |
COCA-COLA CO | COMMON STOCK | 191216100 | 4,282 | 94,480 | SH | | SOLE | | 94,480 | 0 | 0 |
COCA-COLA CO | COMMON STOCK | 191216100 | 625 | 13,800 | SH | | DFND | | 13,800 | 0 | 0 |
COMCAST CORP CL A | COMMON STOCK | 20030N101 | 148 | 2,277 | SH | | SOLE | | 2,277 | 0 | 0 |
COMCAST CORP CL A | COMMON STOCK | 20030N101 | 80 | 1,227 | SH | | DFND | | 1,227 | 0 | 0 |
CONOCOPHILLIPS | COMMON STOCK | 20825C104 | 455 | 10,443 | SH | | SOLE | | 10,443 | 0 | 0 |
CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 | 1,711 | 21,265 | SH | | SOLE | | 21,265 | 0 | 0 |
WALT DISNEY | COMMON STOCK | 254687106 | 16,707 | 170,797 | SH | | SOLE | | 170,797 | 0 | 0 |
WALT DISNEY | COMMON STOCK | 254687106 | 82 | 835 | SH | | DFND | | 835 | 0 | 0 |
DOW CHEMICAL CO | COMMON STOCK | 260543103 | 2,049 | 41,228 | SH | | SOLE | | 41,228 | 0 | 0 |
DOW CHEMICAL CO | COMMON STOCK | 260543103 | 12 | 250 | SH | | DFND | | 250 | 0 | 0 |
DREYFUS STRATEGIC MUNI INC | CLOSED END FUND - TAX EXEMPT | 261932107 | 261 | 27,500 | SH | | SOLE | | 27,500 | 0 | 0 |
DREYFUS MUNI INCOME INC | CLOSED END FUND - TAX EXEMPT | 26201R102 | 210 | 21,000 | SH | | SOLE | | 21,000 | 0 | 0 |
DU PONT (E I) DE NEMOURS | COMMON STOCK | 263534109 | 1,594 | 24,599 | SH | | SOLE | | 24,599 | 0 | 0 |
DU PONT (E I) DE NEMOURS | COMMON STOCK | 263534109 | 13 | 200 | SH | | DFND | | 200 | 0 | 0 |
EMERSON ELECTRIC CO | COMMON STOCK | 291011104 | 1,013 | 19,430 | SH | | SOLE | | 19,430 | 0 | 0 |
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 4,487 | 47,862 | SH | | SOLE | | 47,862 | 0 | 0 |
EXXON MOBIL CORP | COMMON STOCK | 30231G102 | 1,602 | 17,085 | SH | | DFND | | 17,085 | 0 | 0 |
FORD MOTOR | COMMON STOCK | 345370860 | 1,418 | 112,810 | SH | | SOLE | | 112,810 | 0 | 0 |
FORD MOTOR | COMMON STOCK | 345370860 | 25 | 2,000 | SH | | DFND | | 2,000 | 0 | 0 |
GENERAL ELECTRIC CO | COMMON STOCK | 369604103 | 5,824 | 185,058 | SH | | SOLE | | 185,058 | 0 | 0 |
GENERAL ELECTRIC CO | COMMON STOCK | 369604103 | 803 | 25,520 | SH | | DFND | | 25,520 | 0 | 0 |
GENERAL MILLS | COMMON STOCK | 370334104 | 351 | 4,920 | SH | | SOLE | | 4,920 | 0 | 0 |
HEARTLAND EXPRESS | COMMON STOCK | 422347104 | 270 | 15,550 | SH | | SOLE | | 15,550 | 0 | 0 |
HOME DEPOT INC | COMMON STOCK | 437076102 | 2,023 | 15,845 | SH | | SOLE | | 15,845 | 0 | 0 |
HOME DEPOT INC | COMMON STOCK | 437076102 | 38 | 300 | SH | | DFND | | 300 | 0 | 0 |
HONEYWELL INTL INC | COMMON STOCK | 438516106 | 20 | 175 | SH | | SOLE | | 175 | 0 | 0 |
HONEYWELL INTL INC | COMMON STOCK | 438516106 | 209 | 1,800 | SH | | DFND | | 1,800 | 0 | 0 |
INTEL CORP | COMMON STOCK | 458140100 | 2,703 | 82,425 | SH | | SOLE | | 82,425 | 0 | 0 |
INTL BUSINESS MACHINES | COMMON STOCK | 459200101 | 754 | 4,971 | SH | | SOLE | | 4,971 | 0 | 0 |
INTL BUSINESS MACHINES | COMMON STOCK | 459200101 | 201 | 1,325 | SH | | DFND | | 1,325 | 0 | 0 |
INTL PAPER | COMMON STOCK | 460146103 | 685 | 16,172 | SH | | SOLE | | 16,172 | 0 | 0 |
ISHARES MSCI CANADA INDEX FD | ETF - EQUITY | 464286509 | 1,682 | 68,659 | SH | | SOLE | | 68,659 | 0 | 0 |
ISHARES MSCI CANADA INDEX FD | ETF - EQUITY | 464286509 | 79 | 3,240 | SH | | DFND | | 3,240 | 0 | 0 |
ISHARES SELECT DIVIDEND ETF | ETF - EQUITY | 464287168 | 1,739 | 20,388 | SH | | SOLE | | 20,388 | 0 | 0 |
ISHARES TIPS BOND ETF | ETF - FIXED INCOME TAXABLE | 464287176 | 473 | 4,053 | SH | | SOLE | | 4,053 | 0 | 0 |
ISHARES TIPS BOND ETF | ETF - FIXED INCOME TAXABLE | 464287176 | 6 | 50 | SH | | DFND | | 50 | 0 | 0 |
ISHARES CORE US AGGREGATE BOND ETF | ETF - FIXED INCOME TAXABLE | 464287226 | 14,342 | 127,357 | SH | | SOLE | | 127,357 | 0 | 0 |
ISHARES CORE US AGGREGATE BOND ETF | ETF - FIXED INCOME TAXABLE | 464287226 | 1,273 | 11,305 | SH | | DFND | | 11,305 | 0 | 0 |
ISHARES MSCI EMERGING MARKETINDEX | ETF - EQUITY | 464287234 | 794 | 23,106 | SH | | SOLE | | 23,106 | 0 | 0 |
ISHARES MSCI EMERGING MARKETINDEX | ETF - EQUITY | 464287234 | 93 | 2,700 | SH | | DFND | | 2,700 | 0 | 0 |
ISHARES IBOXX INVT GRADE CORPORATE BOND | ETF - FIXED INCOME TAXABLE | 464287242 | 500 | 4,075 | SH | | SOLE | | 4,075 | 0 | 0 |
ISHARES IBOXX INVT GRADE CORPORATE BOND | ETF - FIXED INCOME TAXABLE | 464287242 | 104 | 850 | SH | | DFND | | 850 | 0 | 0 |
ISHARES S&P 500 VALUE INDEX FUND | ETF - EQUITY | 464287408 | 1,813 | 19,512 | SH | | SOLE | | 19,512 | 0 | 0 |
ISHARES S&P 500 VALUE INDEX FUND | ETF - EQUITY | 464287408 | 81 | 875 | SH | | DFND | | 875 | 0 | 0 |
ISHARES BARCLAYS 1-3 YR TREAS BOND FUND | ETF - FIXED INCOME TAXABLE | 464287457 | 10,153 | 119,009 | SH | | SOLE | | 119,009 | 0 | 0 |
ISHARES BARCLAYS 1-3 YR TREAS BOND FUND | ETF - FIXED INCOME TAXABLE | 464287457 | 659 | 7,720 | SH | | DFND | | 7,720 | 0 | 0 |
MSCI EAFE INDEX ISHARES | ETF - EQUITY | 464287465 | 1,628 | 29,163 | SH | | SOLE | | 29,163 | 0 | 0 |
MSCI EAFE INDEX ISHARES | ETF - EQUITY | 464287465 | 152 | 2,720 | SH | | DFND | | 2,720 | 0 | 0 |
ISHARES US REAL ESTATE ETF | ETF - EQUITY | 464287739 | 2,745 | 33,324 | SH | | SOLE | | 33,324 | 0 | 0 |
ISHARES US REAL ESTATE ETF | ETF - EQUITY | 464287739 | 86 | 1,045 | SH | | DFND | | 1,045 | 0 | 0 |
ISHARES CORE S&P SMALL CAP ETF | ETF - EQUITY | 464287804 | 2,018 | 17,364 | SH | | SOLE | | 17,364 | 0 | 0 |
ISHARES CORE S&P SMALL CAP ETF | ETF - EQUITY | 464287804 | 288 | 2,480 | SH | | DFND | | 2,480 | 0 | 0 |
JPMORGAN CHASE & CO | COMMON STOCK | 46625H100 | 949 | 15,282 | SH | | SOLE | | 15,282 | 0 | 0 |
JPMORGAN CHASE & CO | COMMON STOCK | 46625H100 | 30 | 481 | SH | | DFND | | 481 | 0 | 0 |
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 3,448 | 28,427 | SH | | SOLE | | 28,427 | 0 | 0 |
JOHNSON & JOHNSON | COMMON STOCK | 478160104 | 1,146 | 9,450 | SH | | DFND | | 9,450 | 0 | 0 |
KIMBERLY CLARK CORP | COMMON STOCK | 494368103 | 1,342 | 9,760 | SH | | SOLE | | 9,760 | 0 | 0 |
KIMBERLY CLARK CORP | COMMON STOCK | 494368103 | 41 | 300 | SH | | DFND | | 300 | 0 | 0 |
KROGER CO | COMMON STOCK | 501044101 | 1,026 | 27,900 | SH | | DFND | | 27,900 | 0 | 0 |
LILLY (ELI) & CO | COMMON STOCK | 532457108 | 591 | 7,510 | SH | | SOLE | | 7,510 | 0 | 0 |
MC DONALDS | COMMON STOCK | 580135101 | 1,661 | 13,805 | SH | | SOLE | | 13,805 | 0 | 0 |
METLIFE INC | COMMON STOCK | 59156R108 | 687 | 17,261 | SH | | SOLE | | 17,261 | 0 | 0 |
MICROSOFT CORP | COMMON STOCK | 594918104 | 2,366 | 46,239 | SH | | SOLE | | 46,239 | 0 | 0 |
MICROSOFT CORP | COMMON STOCK | 594918104 | 46 | 900 | SH | | DFND | | 900 | 0 | 0 |
NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 | 277 | 3,252 | SH | | SOLE | | 3,252 | 0 | 0 |
NUVEEN PERFORMANCE PLUS MUNICIPAL FD | CLOSED END FUND - TAX EXEMPT | 67062P108 | 230 | 13,969 | SH | | SOLE | | 13,969 | 0 | 0 |
ORACLE CORP | COMMON STOCK | 68389X105 | 424 | 10,365 | SH | | SOLE | | 10,365 | 0 | 0 |
PPL CORP | COMMON STOCK | 69351T106 | 1,272 | 33,693 | SH | | SOLE | | 33,693 | 0 | 0 |
PEPSICO INC | COMMON STOCK | 713448108 | 1,933 | 18,242 | SH | | SOLE | | 18,242 | 0 | 0 |
PEPSICO INC | COMMON STOCK | 713448108 | 140 | 1,320 | SH | | DFND | | 1,320 | 0 | 0 |
PFIZER INC | COMMON STOCK | 717081103 | 4,045 | 114,911 | SH | | SOLE | | 114,911 | 0 | 0 |
PFIZER INC | COMMON STOCK | 717081103 | 350 | 9,940 | SH | | DFND | | 9,940 | 0 | 0 |
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 15,102 | 178,365 | SH | | SOLE | | 178,365 | 0 | 0 |
PROCTER & GAMBLE CO | COMMON STOCK | 742718109 | 262 | 3,100 | SH | | DFND | | 3,100 | 0 | 0 |
PUBLIC SERVICE ENTERPRISE GROUP INC | COMMON STOCK | 744573106 | 447 | 9,596 | SH | | SOLE | | 9,596 | 0 | 0 |
QUALCOMM CORP | COMMON STOCK | 747525103 | 7,100 | 132,566 | SH | | SOLE | | 132,566 | 0 | 0 |
RAYTHEON CO | COMMON STOCK | 755111507 | 84 | 620 | SH | | SOLE | | 620 | 0 | 0 |
RAYTHEON CO | COMMON STOCK | 755111507 | 272 | 2,000 | SH | | DFND | | 2,000 | 0 | 0 |
ROYAL DUTCH SHELL PLC ADR A (NETHERLANDS) | FOREIGN EQUITY - COMMON | 780259206 | 184 | 3,329 | SH | | SOLE | | 3,329 | 0 | 0 |
ROYAL DUTCH SHELL PLC ADR A (NETHERLANDS) | FOREIGN EQUITY - COMMON | 780259206 | 182 | 3,300 | SH | | DFND | | 3,300 | 0 | 0 |
SPDR S&P 500 ETF TRUST | ETF - EQUITY | 78462F103 | 54,552 | 260,430 | SH | | SOLE | | 260,430 | 0 | 0 |
SPDR S&P 500 ETF TRUST | ETF - EQUITY | 78462F103 | 1,724 | 8,230 | SH | | DFND | | 8,230 | 0 | 0 |
HEALTH CARE SELECT SECTOR | ETF - EQUITY | 81369Y209 | 420 | 5,857 | SH | | SOLE | | 5,857 | 0 | 0 |
CONSUMER STAPLES SPDR | ETF - EQUITY | 81369Y308 | 3,443 | 62,425 | SH | | SOLE | | 62,425 | 0 | 0 |
CONSUMER STAPLES SPDR | ETF - EQUITY | 81369Y308 | 168 | 3,050 | SH | | DFND | | 3,050 | 0 | 0 |
CONSUMER DISCRETIONARY SELECT | ETF - EQUITY | 81369Y407 | 3,323 | 42,566 | SH | | SOLE | | 42,566 | 0 | 0 |
CONSUMER DISCRETIONARY SELECT | ETF - EQUITY | 81369Y407 | 167 | 2,140 | SH | | DFND | | 2,140 | 0 | 0 |
AMEX ENERGY SELECT INDEX | ETF - EQUITY | 81369Y506 | 347 | 5,090 | SH | | SOLE | | 5,090 | 0 | 0 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF - EQUITY | 81369Y803 | 5,472 | 126,191 | SH | | SOLE | | 126,191 | 0 | 0 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF - EQUITY | 81369Y803 | 262 | 6,036 | SH | | DFND | | 6,036 | 0 | 0 |
UTILITIES SELECT SECTOR SPDR | ETF - EQUITY | 81369Y886 | 2,591 | 49,381 | SH | | SOLE | | 49,381 | 0 | 0 |
UTILITIES SELECT SECTOR SPDR | ETF - EQUITY | 81369Y886 | 125 | 2,380 | SH | | DFND | | 2,380 | 0 | 0 |
JM SMUCKER CO | COMMON STOCK | 832696405 | 252 | 1,652 | SH | | SOLE | | 1,652 | 0 | 0 |
TARGET CORP | COMMON STOCK | 87612E106 | 162 | 2,320 | SH | | SOLE | | 2,320 | 0 | 0 |
TARGET CORP | COMMON STOCK | 87612E106 | 209 | 3,000 | SH | | DFND | | 3,000 | 0 | 0 |
3M CO | COMMON STOCK | 88579Y101 | 466 | 2,662 | SH | | SOLE | | 2,662 | 0 | 0 |
3M CO | COMMON STOCK | 88579Y101 | 88 | 500 | SH | | DFND | | 500 | 0 | 0 |
US BANCORP | COMMON STOCK | 902973304 | 232 | 5,755 | SH | | SOLE | | 5,755 | 0 | 0 |
UNION PACIFIC CORP | COMMON STOCK | 907818108 | 106 | 1,214 | SH | | SOLE | | 1,214 | 0 | 0 |
UNION PACIFIC CORP | COMMON STOCK | 907818108 | 419 | 4,800 | SH | | DFND | | 4,800 | 0 | 0 |
UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 | 366 | 3,400 | SH | | SOLE | | 3,400 | 0 | 0 |
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 2,808 | 50,285 | SH | | SOLE | | 50,285 | 0 | 0 |
VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 | 109 | 1,948 | SH | | DFND | | 1,948 | 0 | 0 |
WAL-MART STORES INC | COMMON STOCK | 931142103 | 773 | 10,590 | SH | | SOLE | | 10,590 | 0 | 0 |
WAL-MART STORES INC | COMMON STOCK | 931142103 | 26 | 350 | SH | | DFND | | 350 | 0 | 0 |
WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 | 456 | 6,875 | SH | | SOLE | | 6,875 | 0 | 0 |
WELLS FARGO & CO | COMMON STOCK | 949746101 | 385 | 8,144 | SH | | SOLE | | 8,144 | 0 | 0 |
WESTERN DIGITAL CORP | COMMON STOCK | 958102105 | 284 | 6,000 | SH | | DFND | | 6,000 | 0 | 0 |
WEYERHAEUSER | COMMON STOCK | 962166104 | 778 | 26,135 | SH | | SOLE | | 26,135 | 0 | 0 |
WEYERHAEUSER | COMMON STOCK | 962166104 | 42 | 1,402 | SH | | DFND | | 1,402 | 0 | 0 |