Cit Bank, Na Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
EATON CORP PLC SHS	FOREIGN EQUITIES	G29183103	760	8,020	SH		SOLE		8,020	0	0
ALPS ETF TR SECTR DIV DOGS	ETF - EQUITY	00162Q858	1,151	24,580	SH		SOLE		24,580	0	0
ALPS ETF TR ALERIAN MLP	ETF - EQUITY	00162Q866	354	41,659	SH		SOLE		41,659	0	0
ALPS ETF TR ALERIAN MLP	ETF - EQUITY	00162Q866	240	28,200	SH		DFND		28,200	0	0
AT&T INC	COMMON STOCK	00206R102	1,700	43,524	SH		SOLE		43,524	0	0
AT&T INC	COMMON STOCK	00206R102	3	70	SH		DFND		70	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	9,645	111,038	SH		SOLE		111,038	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	738	8,500	SH		DFND		8,500	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	10,641	120,181	SH		SOLE		120,181	0	0
ABBVIE INC COM	COMMON STOCK	00287Y109	753	8,500	SH		DFND		8,500	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	826	16,560	SH		SOLE		16,560	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	349	7,000	SH		DFND		7,000	0	0
AMAZON.COM INC	COMMON STOCK	023135106	1,118	605	SH		SOLE		605	0	0
AMEREN CORP	COMMON STOCK	023608102	484	6,301	SH		SOLE		6,301	0	0
AMERICAN ELECTRIC POWER	COMMON STOCK	025537101	362	3,835	SH		SOLE		3,835	0	0
AMERICAN ELECTRIC POWER	COMMON STOCK	025537101	95	1,000	SH		DFND		1,000	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	37	300	SH		SOLE		300	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	323	2,594	SH		DFND		2,594	0	0
AMETEK INC	COMMON STOCK	031100100	1,345	13,483	SH		SOLE		13,483	0	0
APPLE INC	COMMON STOCK	037833100	6,317	21,514	SH		SOLE		21,514	0	0
APPLE INC	COMMON STOCK	037833100	40	135	SH		DFND		135	0	0
ARCHER-DANIELS-MIDLAND CO	COMMON STOCK	039483102	983	21,220	SH		SOLE		21,220	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	418	2,450	SH		SOLE		2,450	0	0
AUTOMATIC DATA PROCESSING	COMMON STOCK	053015103	68	400	SH		DFND		400	0	0
BAXTER INTL	COMMON STOCK	071813109	221	2,642	SH		SOLE		2,642	0	0
BAXTER INTL	COMMON STOCK	071813109	125	1,500	SH		DFND		1,500	0	0
BERKSHIRE HATHAWAY INC CL A	COMMON STOCK	084670108	13,584	40	SH		SOLE		40	0	0
BERKSHIRE HATHAWAY INC CL B	COMMON STOCK	084670702	300	1,326	SH		SOLE		1,326	0	0
BOEING CO	COMMON STOCK	097023105	611	1,875	SH		SOLE		1,875	0	0
BOEING CO	COMMON STOCK	097023105	163	500	SH		DFND		500	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	1,650	25,705	SH		SOLE		25,705	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	77	1,200	SH		DFND		1,200	0	0
CIGNA CORP NEW COM	COMMON STOCK	125523100	209	1,021	SH		SOLE		1,021	0	0
CARNIVAL CORP	COMMON STOCK	143658300	295	5,810	SH		SOLE		5,810	0	0
CATERPILLAR TRACTOR	COMMON STOCK	149123101	317	2,145	SH		SOLE		2,145	0	0
CATERPILLAR TRACTOR	COMMON STOCK	149123101	295	2,000	SH		DFND		2,000	0	0
CENTERPOINT ENERGY INC	COMMON STOCK	15189T107	259	9,485	SH		SOLE		9,485	0	0
CENTERPOINT ENERGY INC	COMMON STOCK	15189T107	102	3,748	SH		DFND		3,748	0	0
CHEVRON CORP	COMMON STOCK	166764100	1,862	15,447	SH		SOLE		15,447	0	0
CHEVRON CORP	COMMON STOCK	166764100	36	300	SH		DFND		300	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	983	20,503	SH		SOLE		20,503	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	228	4,750	SH		DFND		4,750	0	0
CLOROX CO	COMMON STOCK	189054109	246	1,600	SH		SOLE		1,600	0	0
COCA-COLA CO	COMMON STOCK	191216100	5,240	94,685	SH		SOLE		94,685	0	0
COCA-COLA CO	COMMON STOCK	191216100	742	13,400	SH		DFND		13,400	0	0
COMCAST CORP CL A	COMMON STOCK	20030N101	198	4,400	SH		SOLE		4,400	0	0
COMCAST CORP CL A	COMMON STOCK	20030N101	18	400	SH		DFND		400	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	490	5,415	SH		SOLE		5,415	0	0
DANAHER CORP	COMMON STOCK	235851102	207	1,350	SH		SOLE		1,350	0	0
WALT DISNEY	COMMON STOCK	254687106	528	3,652	SH		SOLE		3,652	0	0
DOW INC COM	COMMON STOCK	260557103	530	9,694	SH		SOLE		9,694	0	0
DOW INC COM	COMMON STOCK	260557103	5	85	SH		DFND		85	0	0
DUKE ENERGY CORP NEW COM NEW	COMMON STOCK	26441C204	1,051	11,525	SH		SOLE		11,525	0	0
DUPONT DE NEMOURS INC COM	COMMON STOCK	26614N102	312	4,858	SH		SOLE		4,858	0	0
DUPONT DE NEMOURS INC COM	COMMON STOCK	26614N102	5	85	SH		DFND		85	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	239	3,135	SH		SOLE		3,135	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	1,949	27,937	SH		SOLE		27,937	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	823	11,800	SH		DFND		11,800	0	0
FACEBOOK INC CL A	COMMON STOCK	30303M102	1,042	5,075	SH		SOLE		5,075	0	0
FIRST TR MORNINGSTAR DIV LEASHS	ETF - EQUITY	336917109	590	18,100	SH		SOLE		18,100	0	0
FIRST TR DJ GLBL SEL DIV IDX FND ETF	ETF - EQUITY	33734X200	818	32,795	SH		SOLE		32,795	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	457	40,925	SH		SOLE		40,925	0	0
GENERAL ELECTRIC CO	COMMON STOCK	369604103	241	21,620	SH		DFND		21,620	0	0
GENERAL MOTORS CO	COMMON STOCK	37045V100	730	19,955	SH		SOLE		19,955	0	0
GILEAD SCIENCES INC	COMMON STOCK	375558103	235	3,618	SH		SOLE		3,618	0	0
HEARTLAND EXPRESS	COMMON STOCK	422347104	327	15,550	SH		SOLE		15,550	0	0
HOME DEPOT INC	COMMON STOCK	437076102	675	3,090	SH		SOLE		3,090	0	0
HOME DEPOT INC	COMMON STOCK	437076102	33	150	SH		DFND		150	0	0
HONEYWELL INTL INC	COMMON STOCK	438516106	31	175	SH		SOLE		175	0	0
HONEYWELL INTL INC	COMMON STOCK	438516106	319	1,800	SH		DFND		1,800	0	0
HUBBELL INC COM	COMMON STOCK	443510607	1,064	7,200	SH		SOLE		7,200	0	0
HUBBELL INC COM	COMMON STOCK	443510607	377	2,548	SH		DFND		2,548	0	0
INTEL CORP	COMMON STOCK	458140100	1,518	25,360	SH		SOLE		25,360	0	0
INTL BUSINESS MACHINES	COMMON STOCK	459200101	1,314	9,800	SH		SOLE		9,800	0	0
INTL BUSINESS MACHINES	COMMON STOCK	459200101	134	1,000	SH		DFND		1,000	0	0
INTL PAPER	COMMON STOCK	460146103	431	9,364	SH		SOLE		9,364	0	0
INTL PAPER	COMMON STOCK	460146103	46	1,000	SH		DFND		1,000	0	0
INVESCO ACTIVELY MANAGD ETF VAR RATE INVT	ETF - FIXED INCOME TAXABLE	46090A879	894	35,820	SH		SOLE		35,820	0	0
INVESCO QQQ TR UNIT SER 1	ETF - EQUITY	46090E103	1,081	5,086	SH		SOLE		5,086	0	0
INVESCO QQQ TR UNIT SER 1	ETF - EQUITY	46090E103	361	1,700	SH		DFND		1,700	0	0
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT	ETF - EQUITY	46137V357	553	4,775	SH		SOLE		4,775	0	0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL	ETF - EQUITY	46138E354	218	3,745	SH		SOLE		3,745	0	0
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL	ETF - EQUITY	46138E362	703	15,960	SH		SOLE		15,960	0	0
INVESCO EXCHNG TRADED FD TR PFD ETF	ETF - FIXED INCOME TAXABLE	46138E511	3,176	211,600	SH		SOLE		209,780	0	1,820
INVESCO EXCHNG TRADED FD TR PFD ETF	ETF - FIXED INCOME TAXABLE	46138E511	101	6,720	SH		DFND		6,720	0	0
INVESCO EXCHNG TRADED FD TR SR LN ETF	ETF - FIXED INCOME TAXABLE	46138G508	433	18,969	SH		SOLE		18,969	0	0
INVESCO EXCHNG TRADED FD TR VAR RATE PFD	ETF - FIXED INCOME TAXABLE	46138G870	573	22,210	SH		SOLE		22,210	0	0
INVESCO EXCHNG TRADED FD TR VAR RATE PFD	ETF - FIXED INCOME TAXABLE	46138G870	5	175	SH		DFND		175	0	0
ISHARES GOLD TRUST	ETF - EQUITY	464285105	159	10,965	SH		SOLE		10,965	0	0
ISHARES SELECT DIVIDEND ETF	ETF - EQUITY	464287168	1,869	17,686	SH		SOLE		17,686	0	0
ISHARES TIPS BOND ETF	ETF - FIXED INCOME TAXABLE	464287176	392	3,363	SH		SOLE		3,363	0	0
ISHARES S&P 500 INDEX FUND	ETF - EQUITY	464287200	1,757	5,435	SH		SOLE		5,435	0	0
ISHARES S&P 500 INDEX FUND	ETF - EQUITY	464287200	630	1,950	SH		DFND		1,950	0	0
ISHARES CORE US AGGREGATE BOND ETF	ETF - FIXED INCOME TAXABLE	464287226	14,054	125,071	SH		SOLE		124,111	0	960
ISHARES CORE US AGGREGATE BOND ETF	ETF - FIXED INCOME TAXABLE	464287226	866	7,710	SH		DFND		7,710	0	0
ISHARES MSCI EMERGING MARKETINDEX	ETF - EQUITY	464287234	2,918	65,042	SH		SOLE		64,597	0	445
ISHARES MSCI EMERGING MARKETINDEX	ETF - EQUITY	464287234	106	2,370	SH		DFND		2,370	0	0
ISHARES IBOXX INVT GRADE CORPORATE BOND	ETF - FIXED INCOME TAXABLE	464287242	476	3,720	SH		SOLE		3,720	0	0
ISHARES IBOXX INVT GRADE CORPORATE BOND	ETF - FIXED INCOME TAXABLE	464287242	2	15	SH		DFND		15	0	0
ISHARES S&P 500 GROWTH INDEX FUND	ETF - EQUITY	464287309	386	1,995	SH		SOLE		1,995	0	0
ISHARES S&P 500 VALUE INDEX FUND	ETF - EQUITY	464287408	558	4,290	SH		SOLE		4,290	0	0
ISHARES BARCLAYS 1-3 YR TREAS BOND FUND	ETF - FIXED INCOME TAXABLE	464287457	896	10,591	SH		SOLE		10,591	0	0
ISHARES BARCLAYS 1-3 YR TREAS BOND FUND	ETF - FIXED INCOME TAXABLE	464287457	11	130	SH		DFND		130	0	0
MSCI EAFE INDEX ISHARES	ETF - EQUITY	464287465	3,469	49,958	SH		SOLE		49,678	0	280
MSCI EAFE INDEX ISHARES	ETF - EQUITY	464287465	76	1,095	SH		DFND		1,095	0	0
ISHARES TR CORE S&P MID CAP ETF	ETF - EQUITY	464287507	566	2,750	SH		SOLE		2,750	0	0
ISHARES RUSSELL 1000 INDEX FUND	ETF - EQUITY	464287622	892	5,000	SH		SOLE		5,000	0	0
ISHARES RUSSELL 2000 GROWTH	ETF - EQUITY	464287648	407	1,900	SH		SOLE		1,900	0	0
ISHARES RUSSELL 2000 INDEX FUND	ETF - EQUITY	464287655	1,241	7,492	SH		SOLE		7,492	0	0
ISHARES US REAL ESTATE ETF	ETF - EQUITY	464287739	759	8,159	SH		SOLE		8,159	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF - EQUITY	464287804	4,000	47,704	SH		SOLE		47,469	0	235
ISHARES CORE S&P SMALL CAP ETF	ETF - EQUITY	464287804	330	3,940	SH		DFND		3,940	0	0
ISHARES TR MSCI ACWI ETF	ETF - EQUITY	464288257	15,443	194,860	SH		SOLE		194,860	0	0
ISHARES TR MSCI ACWI ETF	ETF - EQUITY	464288257	661	8,345	SH		DFND		8,345	0	0
ISHARES INTL SEL FIV ETF	ETF - EQUITY	464288448	812	24,208	SH		SOLE		24,208	0	0
ISHARES 1-3 YR CREDIT BOND ETF	ETF - FIXED INCOME TAXABLE	464288646	8,113	151,270	SH		SOLE		150,265	0	1,005
ISHARES 1-3 YR CREDIT BOND ETF	ETF - FIXED INCOME TAXABLE	464288646	440	8,200	SH		DFND		8,200	0	0
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FD	ETF - FIXED INCOME TAXABLE	464288661	267	2,120	SH		SOLE		2,120	0	0
ISHARES US PREFERRED STOCK ETF	ETF - EQUITY	464288687	1,079	28,710	SH		SOLE		28,710	0	0
ISHARES FLOATING RATE BOND ETF	ETF - FIXED INCOME TAXABLE	46429B655	8,506	167,075	SH		SOLE		166,015	0	1,060
ISHARES FLOATING RATE BOND ETF	ETF - FIXED INCOME TAXABLE	46429B655	239	4,690	SH		DFND		4,690	0	0
ISHARES TRUST 0-5YR HIGH YLDCORP BD ETF	ETF - FIXED INCOME TAXABLE	46434V407	3,605	77,655	SH		SOLE		77,070	0	585
ISHARES TRUST 0-5YR HIGH YLDCORP BD ETF	ETF - FIXED INCOME TAXABLE	46434V407	120	2,585	SH		DFND		2,585	0	0
JPMORGAN CHASE & CO	COMMON STOCK	46625H100	716	5,139	SH		SOLE		5,139	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,141	7,822	SH		SOLE		7,822	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	1,364	9,350	SH		DFND		9,350	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	682	4,955	SH		SOLE		4,955	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	34	250	SH		DFND		250	0	0
KROGER CO	COMMON STOCK	501044101	420	14,500	SH		DFND		14,500	0	0
LILLY (ELI) & CO	COMMON STOCK	532457108	310	2,355	SH		SOLE		2,355	0	0
MC DONALDS	COMMON STOCK	580135101	873	4,420	SH		SOLE		4,420	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	1,429	15,714	SH		SOLE		15,714	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	546	6,000	SH		DFND		6,000	0	0
MICROSOFT CORP	COMMON STOCK	594918104	1,850	11,730	SH		SOLE		11,730	0	0
MICROSOFT CORP	COMMON STOCK	594918104	32	200	SH		DFND		200	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	259	2,476	SH		SOLE		2,476	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	31	300	SH		DFND		300	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	112	2,031	SH		SOLE		2,031	0	0
MONDELEZ INTL INC CL A	COMMON STOCK	609207105	551	10,000	SH		DFND		10,000	0	0
NETFLIX INC	COMMON STOCK	64110L106	226	700	SH		SOLE		700	0	0
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	514	2,650	SH		SOLE		2,650	0	0
ORACLE CORP	COMMON STOCK	68389X105	514	9,713	SH		SOLE		9,713	0	0
PPL CORP	COMMON STOCK	69351T106	210	5,855	SH		SOLE		5,855	0	0
PEPSICO INC	COMMON STOCK	713448108	684	5,005	SH		SOLE		5,005	0	0
PEPSICO INC	COMMON STOCK	713448108	126	920	SH		DFND		920	0	0
PFIZER INC	COMMON STOCK	717081103	1,514	38,644	SH		SOLE		38,644	0	0
PFIZER INC	COMMON STOCK	717081103	389	9,940	SH		DFND		9,940	0	0
PHILIP MORRIS INTL	COMMON STOCK	718172109	179	2,098	SH		SOLE		2,098	0	0
PHILIP MORRIS INTL	COMMON STOCK	718172109	681	8,000	SH		DFND		8,000	0	0
PRINCIPAL FINANCIAL GROUP	COMMON STOCK	74251V102	463	8,421	SH		SOLE		8,421	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	19,200	153,720	SH		SOLE		153,720	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	387	3,100	SH		DFND		3,100	0	0
PUBLIC SERVICE ENTERPRISE GROUP INC	COMMON STOCK	744573106	250	4,240	SH		SOLE		4,240	0	0
QUALCOMM CORP	COMMON STOCK	747525103	8,282	93,872	SH		SOLE		93,872	0	0
RAYTHEON CO	COMMON STOCK	755111507	65	295	SH		SOLE		295	0	0
RAYTHEON CO	COMMON STOCK	755111507	439	2,000	SH		DFND		2,000	0	0
S&P GLOBAL INC COM	COMMON STOCK	78409V104	328	1,200	SH		DFND		1,200	0	0
SPDR S&P 500 ETF TRUST	ETF - EQUITY	78462F103	82,809	257,290	SH		SOLE		257,090	0	200
SPDR S&P 500 ETF TRUST	ETF - EQUITY	78462F103	2,145	6,665	SH		DFND		6,665	0	0
SPDR GOLD TRUST	ETF - EQUITY	78463V107	644	4,505	SH		SOLE		4,505	0	0
SPDR DOW JONES INTL REAL ESTATE ETF	ETF - EQUITY	78463X863	720	18,555	SH		SOLE		18,555	0	0
SPDR S&P DIVIDEND ETF	ETF - EQUITY	78464A763	2,737	25,444	SH		SOLE		25,444	0	0
SPDR DOW JONES INDL AVERAGE ETF TRUST	ETF - EQUITY	78467X109	386	1,353	SH		SOLE		1,353	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF - EQUITY	78467Y107	4,181	11,139	SH		SOLE		11,089	0	50
SPDR S&P MIDCAP 400 ETF TRUST	ETF - EQUITY	78467Y107	268	715	SH		DFND		715	0	0
HEALTH CARE SELECT SECTOR	ETF - EQUITY	81369Y209	4,003	39,295	SH		SOLE		39,295	0	0
HEALTH CARE SELECT SECTOR	ETF - EQUITY	81369Y209	72	705	SH		DFND		705	0	0
CONSUMER STAPLES SPDR	ETF - EQUITY	81369Y308	567	9,000	SH		SOLE		9,000	0	0
AMEX FINANCIAL SELECT INDEX	ETF - EQUITY	81369Y605	215	6,979	SH		SOLE		6,979	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF - EQUITY	81369Y803	1,107	12,073	SH		SOLE		12,073	0	0
SELECT SECTOR SPDR TR RL EST SEL SEC	ETF - EQUITY	81369Y860	376	9,714	SH		SOLE		9,714	0	0
UTILITIES SELECT SECTOR SPDR	ETF - EQUITY	81369Y886	1,473	22,805	SH		SOLE		22,805	0	0
UTILITIES SELECT SECTOR SPDR	ETF - EQUITY	81369Y886	58	895	SH		DFND		895	0	0
STANLEY BLACK & DECKER INC	COMMON STOCK	854502101	211	1,275	SH		DFND		1,275	0	0
TARGET CORP	COMMON STOCK	87612E106	1,317	10,275	SH		SOLE		10,275	0	0
TARGET CORP	COMMON STOCK	87612E106	385	3,000	SH		DFND		3,000	0	0
3M CO	COMMON STOCK	88579Y101	691	3,915	SH		SOLE		3,915	0	0
3M CO	COMMON STOCK	88579Y101	88	500	SH		DFND		500	0	0
US BANCORP	COMMON STOCK	902973304	400	6,750	SH		SOLE		6,750	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	138	765	SH		SOLE		765	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	868	4,800	SH		DFND		4,800	0	0
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	1,108	9,462	SH		SOLE		9,462	0	0
UNITY BIOTECHNOLOGY INC COM	COMMON STOCK	91381U101	108	15,000	SH		SOLE		15,000	0	0
VANECK VECTORS ETF TRUST AGRIBUSINESS ETF	ETF - EQUITY	92189F700	206	2,999	SH		SOLE		2,999	0	0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US	ETF - EQUITY	922042775	3,505	65,205	SH		SOLE		65,205	0	0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US	ETF - EQUITY	922042775	80	1,490	SH		DFND		1,490	0	0
VANGUARD REIT ETF	ETF - EQUITY	922908553	677	7,300	SH		SOLE		7,300	0	0
VANGUARD REIT ETF	ETF - EQUITY	922908553	13	145	SH		DFND		145	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	862	14,041	SH		SOLE		14,041	0	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	130	2,125	SH		DFND		2,125	0	0
WAL-MART STORES INC	COMMON STOCK	931142103	1,108	9,321	SH		SOLE		9,321	0	0
WAL-MART STORES INC	COMMON STOCK	931142103	24	200	SH		DFND		200	0	0
WESTERN DIGITAL CORP	COMMON STOCK	958102105	381	6,000	SH		DFND		6,000	0	0
WEYERHAEUSER	COMMON STOCK	962166104	833	27,570	SH		SOLE		27,570	0	0
WEYERHAEUSER	COMMON STOCK	962166104	42	1,402	SH		DFND		1,402	0	0