Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | NOTE 5: Loans receivable consisted of the following: December 31, 2018 2017 (In Thousands) Real estate loans: Residential 1-4 family $ 144,107 $ 135,217 Commercial real estate 328,438 244,783 Other loans: Home equity 52,159 52,672 Consumer 16,565 15,712 Commercial 76,762 65,863 Total 618,031 514,247 Deferred loan fees, net (1,098 ) (1,093 ) Allowance for loan losses (6,600 ) (5,750 ) Total loans, net $ 610,333 $ 507,404 Within the commercial real estate loan category above, $12,476,000 $13,114,000 December 31, 2018 2017, $2,575,000 $1,303,000 December 31, 2018, The following table includes information regarding nonperforming assets. December 31, 2018 2017 (Dollars in Thousands) Non-accrual loans $ 2,268 $ 977 Accruing loans delinquent 90 days or more 1,477 - Restructured loans, net 22 - Total nonperforming loans 3,767 977 Real estate owned and other repossessed assets, net 107 525 Total nonperforming assets $ 3,874 $ 1,502 Total nonperforming assets as a percentage of total assets 0.45 % 0.21 % Allowance for loan losses $ 6,600 $ 5,750 Percent of allowance for loan losses to nonperforming loans 175.21 % 588.54 % Percent of allowance for loan losses to nonperforming assets 170.37 % 382.82 % Allowance for loan losses activity was as follows: Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, January 1, 2018 $ 1,301 $ 2,778 $ 506 $ 225 $ 940 $ 5,750 Charge-offs - (13 ) (80 ) (72 ) (24 ) (189 ) Recoveries - 19 1 27 12 59 Provision - 809 50 10 111 980 Ending balance, December 31, 2018 $ 1,301 $ 3,593 $ 477 $ 190 $ 1,039 $ 6,600 Ending balance, December 31, 2018 allocated to loans individually evaluated for impairment $ - $ - $ - $ - $ - $ - Ending balance, December 31, 2018 allocated to loans collectively evaluated for impairment $ 1,301 $ 3,593 $ 477 $ 190 $ 1,039 $ 6,600 Loans receivable: Ending balance, December 31, 2018 $ 144,107 $ 328,438 $ 52,159 $ 16,565 $ 76,762 $ 618,031 Ending balance, December 31, 2018 of loans individually evaluated for impairment $ 887 $ 445 $ 491 $ 127 $ 340 $ 2,290 Ending balance, December 31, 2018 of loans collectively evaluated for impairment $ 143,220 $ 327,993 $ 51,668 $ 16,438 $ 76,422 $ 615,741 Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, January 1, 2017 $ 1,241 $ 2,079 $ 460 $ 193 $ 797 $ 4,770 Charge-offs - - - (193 ) (118 ) (311 ) Recoveries - - 40 20 3 63 Provision 60 699 6 205 258 1,228 Ending balance, December 31, 2017 $ 1,301 $ 2,778 $ 506 $ 225 $ 940 $ 5,750 Ending balance, December 31, 2017 allocated to loans individually evaluated for impairment $ - $ - $ - $ 27 $ 22 $ 49 Ending balance, December 31, 2017 allocated to loans collectively evaluated for impairment $ 1,301 $ 2,778 $ 506 $ 198 $ 918 $ 5,701 Loans receivable: Ending balance, December 31, 2017 $ 135,217 $ 244,783 $ 52,672 $ 15,712 $ 65,863 $ 514,247 Ending balance, December 31, 2017 of loans individually evaluated for impairment $ 475 $ - $ 242 $ 153 $ 107 $ 977 Ending balance, December 31, 2017 of loans collectively evaluated for impairment $ 134,742 $ 244,783 $ 52,430 $ 15,559 $ 65,756 $ 513,270 The Company utilizes an 8 Loans Rated Pass 1 5 Loans Rated Special Mention 6 may Loans Rated Substandard 7 not Loans Rated Doubtful 8 Loans Rated Loss not 8 not not no not may On an annual basis, or more often if needed, the Company formally reviews the ratings of all commercial real estate, real estate construction and commercial business loans that have a principal balance of $750,000 90 60 third Internal classification of the loan portfolio was as follows: December 31, 2018 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 116,065 $ - $ 874 $ - $ - $ 116,939 Residential 1-4 family construction 26,533 - 635 - - 27,168 Commercial real estate 252,731 1,731 2,322 - - 256,784 Commercial construction and development 41,726 - 13 - - 41,739 Farmland 29,915 - - - - 29,915 Other loans: Home equity 51,668 - 491 - - 52,159 Consumer 16,394 - 171 - - 16,565 Commercial 57,778 950 244 81 - 59,053 Agricultural 17,305 - 404 - - 17,709 Total $ 610,115 $ 2,681 $ 5,154 $ 81 $ - $ 618,031 December 31, 2017 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 109,167 $ - $ 744 $ - $ - $ 109,911 Residential 1-4 family construction 24,850 - 456 - - 25,306 Commercial real estate 194,502 - 303 - - 194,805 Commercial construction and development 38,351 - - - - 38,351 Farmland 11,627 - - - - 11,627 Other loans: Home equity 52,430 - 242 - - 52,672 Consumer 15,549 - 136 - 27 15,712 Commercial 63,165 - 113 - 22 63,300 Agricultural 2,563 - - - - 2,563 Total $ 512,204 $ - $ 1,994 $ - $ 49 $ 514,247 Credit risk profile based on payment activity of the loan portfolio was as follows. Nonperforming loans include non-accrual loans and accruing loans delinquent 90 December 31, 2018 Restructured Performing Loans Nonperforming Total (In Thousands) Real estate loans: Residential 1-4 family $ 116,556 $ - $ 383 $ 116,939 Residential 1-4 family construction 26,534 - 634 27,168 Commercial real estate 255,005 - 1,779 256,784 Commercial construction and development 41,726 - 13 41,739 Farmland 29,915 - - 29,915 Other loans: Home equity 51,668 22 469 52,159 Consumer 16,438 - 127 16,565 Commercial 58,745 - 308 59,053 Agricultural 17,677 - 32 17,709 Total $ 614,264 $ 22 $ 3,745 $ 618,031 December 31, 2017 Restructured Performing Loans Nonperforming Total (In Thousands) Real estate loans: Residential 1-4 family $ 109,436 $ - $ 475 $ 109,911 Residential 1-4 family construction 25,306 - - 25,306 Commercial real estate 194,805 - - 194,805 Commercial construction and development 38,351 - - 38,351 Farmland 11,627 - - 11,627 Other loans: Home equity 52,430 - 242 52,672 Consumer 15,559 - 153 15,712 Commercial 63,193 - 107 63,300 Agricultural 2,563 - - 2,563 Total $ 513,270 $ - $ 977 $ 514,247 The following tables include information regarding delinquencies within the loan portfolio. December 31, 2018 Loans Past Due and Still Accruing 90 Days 30-89 Days and Non-Accrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 381 $ 130 $ 511 $ 253 $ 116,175 $ 116,939 Residential 1-4 family construction 118 - 118 634 26,416 27,168 Commercial real estate 975 1,347 2,322 432 254,030 256,784 Commercial construction and development 9 - 9 13 41,717 41,739 Farmland - - - - 29,915 29,915 Other loans: Home equity 39 - 39 491 51,629 52,159 Consumer 135 - 135 127 16,303 16,565 Commercial 284 - 284 308 58,461 59,053 Agricultural 91 - 91 32 17,586 17,709 Total $ 2,032 $ 1,477 $ 3,509 $ 2,290 $ 612,232 $ 618,031 December 31, 2017 Loans Past Due and Still Accruing 90 Days 30-89 Days and Non-Accrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 898 $ - $ 898 $ 475 $ 108,538 $ 109,911 Residential 1-4 family construction 409 - 409 - 24,897 25,306 Commercial real estate 291 - 291 - 194,514 194,805 Commercial construction and development - - - - 38,351 38,351 Farmland - - - - 11,627 11,627 Other loans: Home equity 212 - 212 242 52,218 52,672 Consumer 111 - 111 153 15,448 15,712 Commercial 116 - 116 107 63,077 63,300 Agricultural - - - - 2,563 2,563 Total $ 2,037 $ - $ 2,037 $ 977 $ 511,233 $ 514,247 Interest income not $211,000 December 31, 2018. not December 31, 2017. December 31, 2018 2017 $0 $49,000, $2,290,000 not $2,290,000 December 31, 2018. $977,000 $49,000 $928,000 December 31, 2017. The following tables include information regarding impaired loans. December 31, 2018 Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment (In Thousands) With no related allowance: Real estate loans: Residential 1-4 family $ 253 $ 277 $ - $ 364 Residential 1-4 family construction 634 684 - 317 Commercial real estate 432 527 - 216 Commercial construction and development 13 26 - 6 Farmland - - - - Other loans: Home equity 491 522 - 367 Consumer 127 181 - 126 Commercial 308 310 - 197 Agricultural 32 32 - 16 With a related allowance: Real estate loans: Residential 1-4 family - - - - Residential 1-4 family construction - - - - Commercial real estate - - - - Commercial construction and development - - - - Farmland - - - - Other loans: Home equity - - - - Consumer - - - 14 Commercial - - - 11 Agricultural - - - - Total: Real estate loans: Residential 1-4 family 253 277 - 364 Residential 1-4 family construction 634 684 - 317 Commercial real estate 432 527 - 216 Commercial construction and development 13 26 - 6 Farmland - - - - Other loans: Home equity 491 522 - 367 Consumer 127 181 - 140 Commercial 308 310 - 208 Agricultural 32 32 - 16 Total $ 2,290 $ 2,559 $ - $ 1,634 December 31, 2017 Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment (In Thousands) With no related allowance: First mortgage loans: Residential 1-4 family $ 475 $ 487 $ - $ 348 Residential 1-4 family construction - - - - Commercial real estate - - - - Commercial construction and development - - - - Farmland - - - - Other loans: Home equity 242 263 - 291 Consumer 126 176 - 107 Commercial 85 87 - 42 Agricultural - - - - With a related allowance: First mortgage loans: Residential 1-4 family - - - - Residential 1-4 family construction - - - - Commercial real estate - - - - Commercial construction and development - - - - Farmland - - - - Other loans: Home equity - - - - Consumer 27 27 27 18 Commercial 22 22 22 11 Agricultural - - - - Total: First mortgage loans: Residential 1-4 family 475 487 - 348 Residential 1-4 family construction - - - - Commercial real estate - - - - Commercial construction and development - - - - Farmland - - - - Other loans: Home equity 242 263 - 291 Consumer 153 203 27 125 Commercial 107 109 22 53 Agricultural - - - - Total $ 977 $ 1,062 $ 49 $ 817 Interest income recognized on impaired loans for the years ended December 31, 2018 2017 Loans are granted to directors and officers of the Company in the ordinary course of business. Such loans are made in accordance with policies established for all loans of the Company, except that directors, officers and employees may Loans receivable (including loans sold and serviced for others) from directors and senior officers and their related parties were as follows: (In Thousands) Balance at January 1, 2017 $ 2,414 Principal additions 1,337 Principal payments (614 ) Balance at December 31, 2017 $ 3,137 Principal additions 853 Principal payments (864 ) Balance at December 31, 2018 $ 3,126 December 31, 2018 2017 (In Thousands) Loans serviced, for the benefit of others, for directors, senior officers and their related parties $ 1,797 $ 1,652 Years Ended December 31, 2018 2017 (In Thousands) Interest income from loans owned for directors, senior officers and their related parties $ 58 $ 58 |