Eagle Bancorp Montana (EBMT) 10-K 10 Mar 21 2020 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2020	Jan. 29, 2021	Jun. 30, 2020
Document Information [Line Items]
Entity Central Index Key	0001478454
Entity Registrant Name	Eagle Bancorp Montana, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2020
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2020
Document Transition Report	false
Entity File Number	1-34682
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	27-1449820
Entity Address, Address Line One	1400 Prospect Avenue
Entity Address, City or Town	Helena
Entity Address, State or Province	MT
Entity Address, Postal Zip Code	59601
City Area Code	406
Local Phone Number	442-3080
Title of 12(b) Security	Common Stock par value $0.01 per share
Trading Symbol	EBMT
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 108,769,000
Entity Common Stock, Shares Outstanding		6,775,447

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($)	Dec. 31, 2020	Dec. 31, 2019
ASSETS:
Cash and due from banks	$ 14,455,000	$ 18,094,000
Interest-bearing deposits in banks	47,733,000	4,284,000
Federal funds sold	7,614,000	2,540,000
Total cash and cash equivalents	69,802,000	24,918,000
Securities available-for-sale	162,946,000	126,875,000
Federal Home Loan Bank ("FHLB") stock	2,060,000	4,683,000
Federal Reserve Bank ("FRB") stock	2,974,000	2,526,000
Mortgage loans held-for-sale, at fair value	54,615,000	25,612,000
Loans receivable, net of allowance for loan losses of $11,600 and $8,600 at December 31, 2020 and 2019, respectively	829,503,000	770,635,000
Accrued interest and dividends receivable	5,765,000	4,577,000
Mortgage servicing rights, net	10,105,000	8,739,000
Premises and equipment, net	58,762,000	40,082,000
Cash surrender value of life insurance, net	27,753,000	23,608,000
Goodwill	20,798,000	15,836,000
Core deposit intangible, net	2,343,000	2,786,000
Other assets	10,208,000	3,383,000
Total assets	1,257,634,000	1,054,260,000
LIABILITIES:
Noninterest-bearing	318,389,000	200,035,000
Interest-bearing	714,694,000	608,958,000
Total deposits	1,033,083,000	808,993,000
Accrued expenses and other liabilities	24,295,000	9,825,000
Deferred tax liability, net	457,000	492,000
FHLB advances and other borrowings	17,070,000	88,350,000
Other long-term debt:
Principal amount	30,155,000	25,155,000
Unamortized debt issuance costs	(364,000)	(214,000)
Total other long-term debt, net	29,791,000	24,941,000
Total liabilities	1,104,696,000	932,601,000
COMMITMENTS AND CONTINGENCIES (NOTE 11)
SHAREHOLDERS' EQUITY:
Preferred stock (par value $0.01 per share; 1,000,000 shares authorized; no shares issued or outstanding)	0	0
Common stock ($0.01 par value; 20,000,000 shares authorized; 7,110,833 and 6,714,983 shares issued; 6,775,447 and 6,423,033 shares outstanding at December 31, 2020 and 2019, respectively)	71,000	67,000
Additional paid-in capital	77,602,000	68,826,000
Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")	(145,000)	(311,000)
Treasury stock, at cost	(4,423,000)	(3,643,000)
Retained earnings	73,982,000	55,391,000
Accumulated other comprehensive income, net of tax	5,851,000	1,329,000
Total shareholders' equity	152,938,000	121,659,000
Total liabilities and shareholders' equity	$ 1,257,634,000	$ 1,054,260,000

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parentheticals) - USD ($) $ in Millions	Dec. 31, 2020	Dec. 31, 2019
Allowance for loan losses	$ 11.6	$ 8.6
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, share authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	7,110,833	6,714,983
Common stock, shares outstanding (in shares)	6,775,447	6,423,033

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans	$ 45,381,000	$ 42,344,000
Securities available-for-sale	3,742,000	3,672,000
FHLB and FRB dividends	370,000	408,000
Other interest income	161,000	87,000
Total interest and dividend income	49,654,000	46,511,000
INTEREST EXPENSE:
Deposits	3,614,000	3,893,000
FHLB advances and other borrowings	1,183,000	2,387,000
Other long-term debt	1,687,000	1,446,000
Total interest expense	6,484,000	7,726,000
NET INTEREST INCOME	43,170,000	38,785,000
Loan loss provision	3,130,000	2,627,000
NET INTEREST INCOME AFTER LOAN LOSS PROVISION	40,040,000	36,158,000
NONINTEREST INCOME:
Net gain on sale of mortgage loans	36,391,000	16,675,000
Appreciation in cash surrender value of life insurance	645,000	720,000
Net gain on sale of available-for-sale securities	733,000	69,000
Net gain on sale/disposal of premises and equipment	4,000	486,000
Other noninterest income	3,000,000	1,024,000
Total noninterest income	49,067,000	23,841,000
NONINTEREST EXPENSE:
Salaries and employee benefits	38,836,000	27,633,000
Occupancy and equipment expense	5,019,000	4,422,000
Data processing	4,722,000	3,722,000
Advertising	911,000	1,028,000
Amortization	659,000	812,000
Loan costs	1,880,000	805,000
Federal Deposit Insurance Corporation ("FDIC") insurance premiums	222,000	81,000
Postage	363,000	289,000
Professional and examination fees	1,335,000	1,052,000
Acquisition costs	157,000	2,198,000
Other noninterest expense	6,563,000	3,989,000
Total noninterest expense	60,667,000	46,031,000
INCOME BEFORE PROVISION FOR INCOME TAXES	28,440,000	13,968,000
Provision for income taxes	7,234,000	3,096,000
NET INCOME	$ 21,206,000	$ 10,872,000
BASIC EARNINGS PER SHARE (in dollars per share)	$ 3.12	$ 1.69
DILUTED EARNINGS PER SHARE (in dollars per share)	$ 3.11	$ 1.69
Deposit Account [Member]
NONINTEREST INCOME:
Noninterest income revenue	$ 1,096,000	$ 1,219,000
Bank Servicing [Member]
NONINTEREST INCOME:
Noninterest income revenue	5,660,000	2,321,000
Debit Card [Member]
NONINTEREST INCOME:
Noninterest income revenue	$ 1,538,000	$ 1,327,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 21,206	$ 10,872
OTHER ITEMS OF COMPREHENSIVE INCOME (LOSS):
Change in fair value of investment securities available-for-sale	6,871	3,689
Reclassification for net realized gains on investment securities available-for-sale	(733)	(69)
Change in fair value of loans held-for-sale	0	296
Reclassification for net realized gains on loans held-for-sale	0	(605)
Total other comprehensive income	6,138	3,311
Income tax (provision) benefit related to:
Investment securities	(1,616)	(953)
Loans held-for-sale	0	82
Total income tax provision	(1,616)	(871)
COMPREHENSIVE INCOME	$ 25,728	$ 13,312

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Unallocated ESOP Shares [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2018	$ 0	$ 57	$ 52,051	$ (477)	$ (2,640)	$ 46,926	$ (1,111)	$ 94,806
Net income	0	0	0	0	0	10,872	0	10,872
Other comprehensive income (loss)	0	0	0	0	0	0	2,440	2,440
Dividends paid	0	0	0	0	0	(2,407)	0	(2,407)
Stock issued in connection with acquisition	0	10	16,425	0	0		0	16,435
Stock compensation expense	0	0	429	0	0	0	0	429
Treasury stock reissued for compensation	0	0	(207)	0	207	0	0	0
ESOP shares allocated	0	0	128	166	0	0	0	294
Treasury stock purchased	0	0	0	0	(1,210)	0	0	(1,210)
Balance at Dec. 31, 2019	0	67	68,826	(311)	(3,643)	55,391	1,329	121,659
Net income	0	0	0	0	0	21,206	0	21,206
Other comprehensive income (loss)	0	0	0	0	0	0	4,522	4,522
Dividends paid	0	0	0	0	0	(2,615)	0	(2,615)
Stock issued in connection with acquisition	0	4	8,463	0	0		0	8,467
Stock compensation expense	0	0	380	0	0	0	0	380
Treasury stock reissued for compensation	0	0	(207)	0	207	0	0	0
ESOP shares allocated	0	0	140	166	0	0	0	306
Treasury stock purchased	0	0	0	0	(987)	0	0	(987)
Balance at Dec. 31, 2020	$ 0	$ 71	$ 77,602	$ (145)	$ (4,423)	$ 73,982	$ 5,851	$ 152,938

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Treasury stock reissued, shares (in shares)	19,340	19,340
Treasury stock reissued, cost per share (in dollars per share)	$ 10.72	$ 10.75
ESOP shares allocated or committed to be released for allocation, shares (in shares)	16,616	16,616
Treasury stock purchased, shares (in shares)	62,776	70,000
Treasury stock, average cost per share (in dollars per share)	$ 15.73	$ 17.29

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 21,206,000	$ 10,872,000
Adjustments to reconcile net income to net cash provided by operating activities:
Loan loss provision	3,130,000	2,627,000
Write-down on real estate owned and other repossessed assets	0	66,000
Impairment of servicing rights	792,000	0
Depreciation	2,443,000	1,786,000
Net amortization of investment securities premiums and discounts	967,000	866,000
Amortization of mortgage servicing rights	3,520,000	1,637,000
Amortization of core deposit intangible and tax credits	659,000	812,000
Amortization of right-of-use assets	472,000	474,000
Compensation expense related to restricted stock awards	380,000	429,000
ESOP compensation expense for allocated shares	306,000	294,000
Deferred income tax (benefit) provision	(1,186,000)	739,000
Net gain on sale of loans	(36,391,000)	(16,675,000)
Originations of loans held-for-sale	(904,274,000)	(498,604,000)
Proceeds from sales of loans held-for-sale	911,662,000	496,675,000
Net gain on sale of available-for-sale securities	(733,000)	(69,000)
Net loss on sale of real estate owned and other repossessed assets	9,000	18,000
Net gain on sale/disposal of premises and equipment	(4,000)	(486,000)
Net appreciation in cash surrender value of life insurance	(645,000)	(720,000)
Net change in:
Accrued interest and dividends receivable	(180,000)	158,000
Other assets	(6,537,000)	(1,037,000)
Accrued expenses and other liabilities	6,522,000	504,000
Net cash provided by operating activities	2,118,000	366,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Sales	28,410,000	58,027,000
Maturities, principal payments and calls	36,025,000	13,646,000
Purchases	(47,724,000)	(51,464,000)
FHLB stock redeemed	2,838,000	592,000
FRB stock purchased	(373,000)	(493,000)
Net cash received from acquisitions	5,044,000	6,901,000
Loan origination and principal collection, net	(24,289,000)	(79,888,000)
Proceeds from bank owned life insurance	0	519,000
Purchases of bank owned life insurance	(1,369,000)	0
Proceeds from sale of real estate and other repossessed assets acquired in settlement of loans	28,000	352,000
Proceeds from sale of premises and equipment	13,000	2,650,000
Purchases of premises and equipment, net	(20,638,000)	(10,543,000)
Net cash used in investing activities	(22,035,000)	(59,701,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	137,518,000	89,676,000
Net short-term payments from FHLB and other borrowings	(45,000,000)	(13,184,000)
Long-term advances from FHLB and other borrowings	10,000,000	33,000,000
Payments on long-term FHLB and other borrowings	(38,780,000)	(32,823,000)
Proceeds from issuance of subordinated debentures	15,000,000	0
Repayment of subordinated debentures	(10,000,000)	0
Payments for debt issuance costs	(335,000)	0
Purchase of treasury stock	(987,000)	(1,210,000)
Dividends paid	(2,615,000)	(2,407,000)
Net cash provided by financing activities	64,801,000	73,052,000
NET INCREASE IN CASH AND CASH EQUIVALENTS	44,884,000	13,717,000
CASH AND CASH EQUIVALENTS, beginning of period	24,918,000	11,201,000
CASH AND CASH EQUIVALENTS, end of period	69,802,000	24,918,000
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid during the year for interest	6,680,000	6,968,000
Cash paid during the year for income taxes	6,871,000	2,777,000
Acquisitions:
Assets acquired, excluding cash	92,087,000	100,614,000
Liabilities assumed	93,626,000	94,666,000
NONCASH INVESTING AND FINANCING ACTIVITIES:
Increase in fair value of securities available-for-sale	6,138,000	3,620,000
Trade date payable securities	3,168,000	0
Mortgage servicing rights recognized	5,678,000	3,276,000
Right-of-use assets obtained in exchange for lease liabilities	226,000	2,374,000
Loans transferred to real estate and other assets acquired in foreclosure	37,000	132,000
Stock issued in connection with acquisitions	$ 8,467,000	$ 16,435,000

Note 1 - Organization and Summa

Note 1 - Organization and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1: Organization and Summary of Significant Accounting Policies O rganization Eagle Bancorp Montana, Inc. (“Eagle” or the “Company”), is a Delaware corporation that holds 100% of the capital stock of Opportunity Bank of Montana (“OBMT” or the “Bank”), formerly American Federal Savings Bank (“AFSB”). The Bank was founded in 1922 1975, October 2014 Eagle Bancorp Statutory Trust I (the “Trust”) was established in September 2005 AFSB NMTC Investment Fund, LLC was established in November 2012 seven November 2019, seven In September 2017, January 31, 2018, two In August 2018, January 1, 2019, four In August 2019, January 1, 2020. one The Bank is headquartered in Helena, Montana, and has additional branches in Big Timber, Billings, Bozeman, Butte, Choteau, Denton, Dutton, Great Falls, Hamilton, Livingston, Missoula, Sheridan, Townsend, Twin Bridges and Wolf Point, Montana. The Bank’s principal business is accepting deposits and, together with funds generated from operations and borrowings, investing in various types of loans and securities. Basis of Financial Statement Presentation and Use of Estimates The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”). In preparing consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated statement of financial condition and reported amounts of revenues and expenses during the reporting period. Actual results could differ from estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, mortgage servicing rights, the fair value of financial instruments, the valuation of goodwill and deferred tax assets and liabilities. In connection with the determination of the specific reserves on collateral dependent loans and valuation of mortgage servicing rights, management obtains independent appraisals and valuations. Principles of Consolidation The consolidated financial statements include Eagle, the Bank, the Trust, AFSB NMTC Investment Fund, LLC and WFS. All significant intercompany transactions and balances have been eliminated in consolidation. Reclassifications Certain prior period amounts were reclassified to conform to the presentation for 2020 no Subsequent Events The Company has evaluated events and transactions subsequent to December 31, 2020 Significant Group Concentrations of Credit Risk Most of the Company’s business activity is with customers located within Montana. Note 3: 4: not one Cash and Cash Equivalents For the purpose of presentation in the consolidated statements of cash flows, cash and cash equivalents are defined as those amounts included in the statements of financial condition captions “cash and due from banks” and “interest-bearing deposits in banks” all of which mature within ninety Effective March 26, 2020, zero December 31, 2019. The Bank was in compliance with these reserve requirements December 31, 2019. Investment Securities The Company can designate debt and equity securities as held-to-maturity, available-for-sale or trading. At December 31, 2020 2019 Held - to - M aturity Available - for - S ale may Trading Management evaluates securities for other-than-temporary impairment (“OTTI”) at least quarterly, and more frequently when economic or market concerns warrant such evaluation. The Company considers, among other things, the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Declines in the fair value of individual securities below their cost that are other than temporary are recognized by write-downs of the individual securities to their fair value. Such write-downs would be included in earnings as realized losses. Federal Home Loan Bank Stock The Company’s investment in Federal Home Loan Bank (“FHLB”) of Des Moines stock is a restricted investment carried at cost ($100 per share par value), which approximates its fair value. As a member of the FHLB system, the Company is required to maintain a minimum level of investment in FHLB stock based on total assets and a specific percentage of its outstanding FHLB advances. The Company had 20,601 and 46,827 FHLB shares at December 31, 2020 2019 Federal Reserve Bank Stock The Company’s investment in FRB stock is a restricted investment carried at cost, which approximates its fair value. Although the par value of the stock is $100 per share, banks pay only $50 per share at the time of purchase, with the understanding that the other half of the subscription amount is subject to call at any time. As a member of the Federal Reserve System, the Company is required to maintain a minimum level of investment in FRB stock based on a specific percentage of its capital and surplus. The Company had 59,472 and 50,512 FRB shares at December 31, 2020 2019 Mortgage Loans Held-for-Sale Mortgage loans originated and intended for sale in the secondary market are carried at fair value. Mortgage loans held-for-sale are sold with mortgage servicing rights either released or retained by the Bank. Fair value for loans held-for-sale is determined by commitments from investors or current secondary market prices for loans with similar coupons and maturities. Loans The Bank originates mortgage, commercial, agricultural and consumer loans primarily to customers located in Montana. The ability of the Bank’s debtors to honor their contracts is dependent upon the general economic conditions in this area. Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances net of any unearned income, allowance for loan losses, and unamortized deferred fees or costs on originated loans and unamortized premiums or unaccreted discounts on purchased loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs are deferred and amortized over the contractual life of the loan, and recorded as an adjustment to the yield, using the interest method. Nonaccrual and Past Due Loans not may not may 90 not may not A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Residential 1 4 Loans 1 4 may 1 4 30 Commercial Real Estate Loans may Construction Loans no may may no Agricultural Loans may Home Equity Loans may may not first 1 4 Consumer Loans Commercial Loans 24 may Allowance for Loan Losses The Bank mitigates the risks inherent in lending by focusing on businesses and individuals with demonstrated payment history, historically favorable profitability trends and stable cash flows. In addition to these primary sources of repayment, the Bank considers tangible collateral and personal guarantees as secondary sources of repayment. Lending officers are provided with detailed underwriting policies covering all lending activities in which the Bank is engaged and require all lenders to obtain appropriate approvals for the extension of credit. The Bank also maintains documentation requirements and extensive credit quality assurance practices in order to identify credit portfolio weaknesses as early as possible so any exposures that are discovered may A reporting system supplements the loan review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and nonperforming and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is probable. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. For such loans that are classified as impaired, a specific allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors, as well as uncertainties that could affect management's estimate of probable losses. Troubled Debt Restructured Loans A troubled debt restructured (“TDR”) loan is a loan in which the Bank grants a concession to the borrower that it would not not not 19 March 1, 2020 December 31, 2020 60 19 March 31, 2021. not 30 December 31, 2019. Mortgage Servicing Rights Servicing assets are recognized as separate assets when rights are acquired through sale of financial assets. For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value. Fair value is based on a market price valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that the fair value is less than the capitalized amount for the tranches. If the Company later determines that all or a portion of the impairment no may Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Premises and Equipment Land is carried at cost. Property and equipment are recorded at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the expected useful lives of the assets, ranging from 3 to 40 years. The costs of maintenance and repairs are expensed as incurred, while major expenditures for renewals and betterments are capitalized. The Company leases certain premises from third January 1, 2019, not 12 not Cash Surrender Value of Bank Owned Life Insurance Bank Owned Life Insurance (“BOLI”) policies are reflected on the consolidated statements of financial condition at cash surrender value, net of other charges or amounts due that are probable at settlement. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in noninterest income on the consolidated statements of income and are not Real Estate and Other Repossessed Assets Assets acquired through, or in lieu of, loan foreclosure are initially recorded at fair value less estimated selling cost at the date of foreclosure, establishing a new carrying value. All write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. Valuations are periodically performed by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to the lower of its cost or fair value less cost to sell. Real estate and other repossessed properties was $ a December 31, 2020 2019 Revenue Recognition The majority of our revenue-generating transactions are not 606, 606 606 Wealth Management Income July 2019. December 31, 2020 2019 Service Charges on Deposit Accounts may December 31, 2020 2019 Interchange and ATM Fees – December 31, 2020 2019 Income Taxes The Company adopted authoritative guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions. The Company’s income tax expense consists of the following components: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, not 50 not 50 not not not not The Company recognizes income tax related penalties and interest, if any, in the provision for income taxes in the consolidated statements of income. Based on management’s analysis, the Company did not December 31, 2020 2019 no 2016 2016 Employee Stock Ownership Plan Compensation expense recognized for the Company’s Employee Stock Ownership Plan (“ESOP”) equals the fair value of shares that have been allocated or committed to be released for allocation to participants during the year. Any difference between the fair value of the shares at the time and the ESOP’s original acquisition cost is charged or credited to shareholders’ equity (additional paid-in capital). The cost of ESOP shares that have not Treasury Stock Treasury stock is accounted for on the cost method. Advertising Costs The Company expenses advertising costs as they are incurred. Advertising costs were $911,000 and $1,028,000 for the years ended December 31, 2020 2019 Stock-Based Compensation Compensation cost is recognized for restricted stock awards, based on the fair value of the awards at the grant date. Compensation cost is recognized over the required service period, generally defined as the vesting period. Shares of restricted stock granted through the 2011 five one 2020 one Earnings Per Share Basic earnings per common share is computed by dividing net earnings allocated to common stock by the weighted-average number of common shares outstanding during the applicable period. Diluted earnings per common share is computed using the weighted-average number of shares determined for the basic earnings per common share computation plus the dilutive effect of stock compensation using the treasury stock method. Comprehensive Income (Loss) Comprehensive income (loss) is comprised of net income and other comprehensive income (loss). Other comprehensive income (loss) includes items recorded directly to equity, such as unrealized holding gains and losses on securities available-for-sale. Loan Commitments and Related Financial Instruments Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Derivatives The Company’s derivatives are primarily the result of its mortgage banking activities and are in the form of interest rate lock commitments (“IRLCs), To-Be-Announced (“TBA”) mortgage-backed securities and bulk mandatory forward loan sale commitments. The derivatives are accounted for as free-standing or economic derivatives and are measured at fair value. The derivatives are recognized as either assets or liabilities on the consolidated statements of financial condition and the changes in the fair value of the derivatives are recorded in noninterest income on the consolidated statements of income within mortgage banking. Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. See Note 19. Transfers of Financial Assets Transfers of an entire financial asset, a group of entire financial assets, or participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when ( 1 2 3 not Goodwill and Other Intangible Assets Goodwill is recorded upon completion of a business combination as the difference between the purchase price and the fair value of net identifiable assets acquired. Subsequent to initial recognition, the Company tests goodwill for impairment annually, or more often if events or circumstances, such as adverse changes in the business climate indicate there may first 2020, June 30, 2020 October 31, 2020 not December 31, 2019. Goodwill recorded for the WHC acquisition during the first 2020 first 2019 December 31, 2019 2019 Segment Reporting While management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the operations are considered by management to be aggregated in one Recently Adopted Accounting Pronouncements In February 2016, No. 2016 02, 842 12 December 15, 2018, first 2019. not 2028 January 1, 2019, In March 2017, No. 2017 08, 310 20 not December 15, 2018, first 2019 not not In August 2018, No. 2018 13, 820 no January 1, 2020 not Recently Issued Accounting Pronouncements In September 2016, No. 2016 13, 326 In October 2019, December 15, 2022, first The Company believes the amendments in this update will have an impact on the Company’s consolidated financial statements and is continuing to evaluate the significance of that impact, even though the adoption date has been deferred. In that regard, we have established a working group under the direction of our Chief Credit Officer and Controller. The group is composed of individuals from the finance and credit administration areas of the Company. We are currently developing an implementation plan, including assessment of processes, segmentation of the loan portfolio and identifying and adding data fields necessary for analysis. The adoption of this standard is likely to result in an increase in the allowance for loan losses as a result of changing from an “incurred loss” model to an “expected loss” model. While we currently cannot reasonably estimate the impact of adopting this standard, we expect the impact will be influenced by the composition, characteristics and quality of our loan and securities portfolios, as well as the general economic conditions and forecasts as of the adoption date. In January 2017, No. 2017 04, 350 2 January 1, 2023 In March 2020 , No. 2020 04 , 848 December 31, 2022 .

Note 2 - Mergers and Acquisitio

Note 2 - Mergers and Acquisitions	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2: Mergers and Acquisitions Effective January 1, 2020, Effective January 1, 2019, These transactions were accounted for under the acquisition method of accounting. All of the assets acquired and liabilities assumed were recognized at their acquisition-date fair value, while transaction costs and restructuring costs associated with the business combination were expensed as incurred. Determining the fair value of assets and liabilities is a complicated process involving significant judgment regarding methods and assumptions used to calculate estimated fair values. The excess of the acquisition consideration over the fair value of assets acquired and liabilities assumed, if any, is allocated to goodwill. The goodwill recorded is not The following table summarizes the fair values of the assets acquired and liabilities assumed, consideration paid and the resulting goodwill. WHC BMB January 1, January 1, 2020 2019 (In Thousands, Except Share Data) Assets acquired: Cash and cash equivalents $ 11,544 $ 6,902 Securities available-for-sale 43,710 2,096 Loans receivable 43,424 89,204 Premises and equipment 740 2,246 Cash surrender value of life insurance 2,131 2,862 Other real estate owned - 223 Core deposit intangible 208 1,988 Other assets 1,874 1,995 Total assets acquired $ 103,631 $ 107,516 Liabilities assumed: Deposits $ 86,572 $ 92,706 Accrued expenses and other liabilities 4,554 1,960 Other borrowings 2,500 - Total liabilities assumed $ 93,626 $ 94,666 Net assets acquired $ 10,005 $ 12,850 Consideration paid: Cash $ 6,500 $ 1 Common stock issued (395,850 shares WHC and 996,041 shares BMB) 8,467 16,435 Total consideration paid $ 14,967 $ 16,436 Goodwill resulting from acquisition $ 4,962 $ 3,586 Goodwill recorded for the WHC acquisition during the first 2020 first 2019 January 1, 2019 fourth 2019. WHC investments were written up $425,000 to fair value on the date of acquisition based on market prices obtained from an independent third For acquisitions, the fair value analysis of the loan portfolios resulted in a valuation adjustment for each loan based on an amortization schedule of expected cash flow. Individual amortization schedules were used for each loan over a certain amount and those with specifically identified loss exposure. The remainder of the loans were grouped by type and risk rating into loan pools (based on loans type, fixed or variable interest rate, revolving or term payments and risk rating). Yield inputs for the amortization schedules included contractual interest rates, estimated prepayment speeds, liquidity adjustments and market yields. Credit inputs for the amortization schedules included probability of payment default, loss given default rates and individually identified loss exposure. The total accretable discount on WHC acquired loans was $1,166,000 as of January 1, 2020. December 31, 2020, December 31, 2020. The total accretable discount on BMB acquired loans was $2,813,000 as of January 1, 2019. December 31, 2019, December 31, 2020 December 31, 2020 One impaired loan was acquired through the WHC acquisition with an insignificant balance as of January 1, 2020. January 1, 2019. December 31, 2020 Fair value adjustments of $590,000 and 276,000 were recorded for WHC and BMB, respectively, related to premises and equipment. The Company used independent third Core deposit intangible assets of $208,000 were recorded for WHC and are being amortized using an accelerated method over the estimated useful lives of the related deposits of 10 years from the date of acquisition. Core deposit intangible assets of $1,988,000 were recorded for BMB and are being amortized using an accelerated method over the estimated useful lives of the related deposits of 10 years. For acquisitions, the core deposit intangible value is a function of the difference between the cost of the acquired core deposits and the alternative cost of funds. These cash flow streams were discounted to present value. The fair value of other deposit accounts acquired were valued by estimating future cash flows to be received or paid from individual or homogenous groups of assets and liabilities and then discounting those cash flows to a present value using rates of return that were available in financial markets for similar financial instruments on or near the acquisition date. Direct costs related to the acquisitions were expensed as incurred. The Company recorded acquisition costs related to WHC of $157,000 and $818,000 during the years ended December 31, 2020 2019, December 31, 2019. Operations of acquired entities have been included in the consolidated financial statements since date of acquisition. The Company does not not December 31, 2020 The accompanying consolidated statements of income include the results of operations of WHC since the January 1, 2020 December 31, 2019 January 1, 2019. not January 1, 2019. not December 31, 2019 Year Ended December 31, 2019 (Dollars in Thousands, Except Per Share Data) Pro forma net income (1) Net interest income after loan loss provision $ 39,019 Noninterest income 24,996 Noninterest expense 48,788 Income before income taxes 15,227 Income tax provision 3,045 Net income $ 12,182 Pro forma earnings per share (1) Basic earnings per share $ 1.90 Diluted earnings per share $ 1.89 Weighted average shares outstanding, basic 6,419,654 Weighted average shares outstanding, diluted 6,437,604 ( 1 Significant assumptions utilized include the acquisition cost noted above and a 20.00% effective tax rate.

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3: Investment Securities The Company’s investment policy requires that the Company purchase only high-grade investment securities. Most municipal obligations are categorized as “A” or better by a nationally recognized statistical rating organization. These ratings are achieved because the securities are backed by the full faith and credit of the municipality and also supported by third Mortgage-backed securities (“MBSs”) and collateralized mortgage obligations (“CMOs”) are issued by government sponsored corporations, including Federal Home Loan Mortgage Corporation, Fannie Mae and the Guaranteed National Mortgage Association. Asset-backed securities (“ABSs”) are financial securities collateralized by a pool of assets, such as loans, leases, credit card debt, royalties or receivables. The amortized cost and fair values of securities, together with unrealized gains and losses, were as follows: December 31, 2020 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available-for-sale: U.S. government obligations $ 2,214 $ 31 $ - $ 2,245 U.S. treasury obligations 5,153 504 - 5,657 Municipal obligations 92,914 6,175 (1 ) 99,088 Corporate obligations 10,579 91 (7 ) 10,663 Mortgage-backed securities 7,513 161 (5 ) 7,669 Collateralized mortgage obligations 30,339 852 (2 ) 31,189 Asset-backed securities 6,293 142 - 6,435 Total $ 155,005 $ 7,956 $ (15 ) $ 162,946 December 31, 2019 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available-for-sale: U.S. government obligations $ 686 $ 9 $ - 695 U.S. treasury obligations 12,632 270 - 12,902 Municipal obligations 50,699 1,616 (93 ) 52,222 Corporate obligations 8,356 40 (8 ) 8,388 Mortgage-backed securities 9,460 56 (21 ) 9,495 Collateralized mortgage obligations 33,129 297 (92 ) 33,334 Asset-backed securities 10,110 - (271 ) 9,839 Total $ 125,072 $ 2,288 $ (485 ) $ 126,875 Proceeds from sales of available-for-sale securities and the associated gross realized gains and losses were as follows: Years Ended December 31, 2020 2019 (In Thousands) Proceeds from sale of available-for-sale securities $ 28,410 $ 58,027 Gross realized gain on sale of available-for-sale securities $ 1,068 $ 576 Gross realized loss on sale of available-for-sale securities (335 ) (507 ) Net realized gain on sale of available-for-sale securities $ 733 $ 69 The amortized cost and fair value of securities by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may December 31, 2020 Amortized Fair Cost Value (In Thousands) Due in one year or less $ 1,971 $ 1,978 Due from one to five years 16,784 17,502 Due from five to ten years 17,800 18,492 Due after ten years 80,598 86,116 117,153 124,088 Mortgage-backed securities 7,513 7,669 Collateralized mortgage obligations 30,339 31,189 Total $ 155,005 $ 162,946 At December 31, 2020 2019 The Company’s investment securities that have been in a continuous unrealized loss position for less than 12 12 December 31, 2020 Less than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) Municipal obligations 282 (1 ) - - Corporate obligations 4,243 (7 ) - - Mortgage-backed securities and collateralized mortgage obligations 3,180 (2 ) 1,501 (5 ) Asset-backed securities - - - - Total $ 7,705 $ (10 ) $ 1,501 $ (5 ) December 31, 2019 Less than 12 months 12 months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) Municipal obligations 11,142 (93 ) - - Corporate obligations - - 992 (8 ) Mortgage-backed securities and collateralized mortgage obligations 9,868 (35 ) 7,968 (78 ) Asset-backed securities 940 (33 ) 8,900 (238 ) Total $ 21,950 $ (161 ) $ 17,860 $ (324 ) Unrealized losses associated with investments are believed to be caused by changes in market interest rates or the widening of market spreads subsequent to the initial purchase of the securities and not not not December 31, 2020 2019. December 31, 2020 December 31, 2019 not

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 : Loans Loans receivable consisted of the following: December 31, 2020 2019 (In Thousands) Real estate loans: Residential 1-4 family $ 157,092 $ 157,898 Commercial real estate 447,867 434,025 Other loans: Home equity 56,563 56,414 Consumer 20,168 18,882 Commercial 161,451 113,319 Total 843,141 780,538 Deferred loan fees, net (2,038 ) (1,303 ) Allowance for loan losses (11,600 ) (8,600 ) Total loans, net $ 829,503 $ 770,635 Within the commercial real estate loan category above, $11,084,000 and $13,602,000 was guaranteed by the United States Department of Agriculture Rural Development at December 31, 2020 2019 December 31, 2020 2019 December 31,2020. December 31, 2020 Allowance for loan losses activity was as follows: Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Balance, January 1, 2020 $ 1,301 $ 4,826 $ 477 $ 284 $ 1,712 $ 8,600 Charge-offs - (18 ) - (36 ) (173 ) (227 ) Recoveries - 12 - 16 69 97 Provision 205 2,131 38 100 656 3,130 Balance, December 31, 2020 $ 1,506 $ 6,951 $ 515 $ 364 $ 2,264 $ 11,600 Balance, December 31, 2020 allocated to loans individually evaluated for impairment $ 296 $ - $ - $ - $ 54 $ 350 Balance, December 31, 2020 allocated to loans collectively evaluated for impairment $ 1,210 $ 6,951 $ 515 $ 364 $ 2,210 $ 11,250 Loans receivable: Balance, December 31, 2020 $ 157,092 $ 447,867 $ 56,563 $ 20,168 $ 161,451 $ 843,141 Balance, December 31, 2020 of loans individually evaluated for impairment $ 1,541 $ 4,559 $ 111 $ 151 $ 2,239 $ 8,601 Balance, December 31, 2020 of loans collectively evaluated for impairment $ 155,551 $ 443,308 $ 56,452 $ 20,017 $ 159,212 $ 835,540 Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Balance, January 1, 2019 $ 1,301 $ 3,593 $ 477 $ 190 $ 1,039 $ 6,600 Charge-offs - (195 ) (75 ) (78 ) (380 ) (728 ) Recoveries - 17 - 26 58 101 Provision - 1,411 75 146 995 2,627 Balance, December 31, 2019 $ 1,301 $ 4,826 $ 477 $ 284 $ 1,712 $ 8,600 Balance, December 31, 2019 allocated to loans individually evaluated for impairment $ - $ - $ - $ - $ 74 $ 74 Balance, December 31, 2019 allocated to loans collectively evaluated for impairment $ 1,301 $ 4,826 $ 477 $ 284 $ 1,638 $ 8,526 Loans receivable: Balance, December 31, 2019 $ 157,898 $ 434,025 $ 56,414 $ 18,882 $ 113,319 $ 780,538 Balance, December 31, 2019 of loans individually evaluated for impairment $ 955 $ 1,109 $ 98 $ 156 $ 1,323 $ 3,641 Balance, December 31, 2019 of loans collectively evaluated for impairment $ 156,943 $ 432,916 $ 56,316 $ 18,726 $ 111,996 $ 776,897 The Company utilizes an 8 Loans R ated Pass 1 5 Loans R ated Special Mention 6 may Loans R ated Substandard 7 not Loans R ated Doubtful 8 Loans R ated Loss not 8 not not no not may On an annual basis, or more often if needed, the Company formally reviews the ratings of all commercial real estate, real estate construction and commercial business loans that have a principal balance of $750,000 or more. Quarterly, the Company reviews the rating of any consumer loan, broadly defined, that is delinquent 90 days or more. Likewise, quarterly, the Company reviews the rating of any commercial loan, broadly defined, that is delinquent 60 days or more. Annually, the Company engages an independent third Internal classification of the loan portfolio was as follows: December 31, 2020 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 109,746 $ - $ 857 $ 199 $ - $ 110,802 Residential 1-4 family construction 45,953 - 337 - - 46,290 Commercial real estate 311,756 2,568 2,344 - - 316,668 Commercial construction and development 65,231 14 36 - - 65,281 Farmland 63,565 136 2,164 53 - 65,918 Other loans: Home equity 56,177 274 112 - - 56,563 Consumer 20,017 - 151 - - 20,168 Commercial 107,810 829 570 - - 109,209 Agricultural 50,371 355 1,395 121 - 52,242 Total $ 830,626 $ 4,176 $ 7,966 $ 373 $ - $ 843,141 December 31, 2019 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 118,116 $ - $ 1,180 $ - $ - $ 119,296 Residential 1-4 family construction 38,265 - 337 - - 38,602 Commercial real estate 328,750 - 2,312 - - 331,062 Commercial construction and development 52,620 - 50 - - 52,670 Farmland 49,959 108 168 58 - 50,293 Other loans: Home equity 56,039 78 297 - - 56,414 Consumer 18,694 - 188 - - 18,882 Commercial 71,868 159 707 63 - 72,797 Agricultural 39,347 138 570 467 - 40,522 Total $ 773,658 $ 483 $ 5,809 $ 588 $ - $ 780,538 The following tables include information regarding delinquencies within the loan portfolio. December 31, 2020 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 693 $ 34 $ 727 $ 684 $ 109,391 $ 110,802 Residential 1-4 family construction 853 170 1,023 337 44,930 46,290 Commercial real estate 274 - 274 631 315,763 316,668 Commercial construction and development - - - 36 65,245 65,281 Farmland 179 - 179 2,245 63,494 65,918 Other loans: Home equity 53 - 53 111 56,399 56,563 Consumer 72 - 72 151 19,945 20,168 Commercial 553 6 559 537 108,113 109,209 Agricultural 71 182 253 1,542 50,447 52,242 Total $ 2,748 $ 392 $ 3,140 $ 6,274 $ 833,727 $ 843,141 December 31, 2019 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 702 $ 4 $ 706 $ 618 $ 117,972 $ 119,296 Residential 1-4 family construction 260 - 260 337 38,005 38,602 Commercial real estate 793 - 793 583 329,686 331,062 Commercial construction and development 72 - 72 50 52,548 52,670 Farmland 1,039 - 1,039 476 48,778 50,293 Other loans: Home equity 420 - 420 98 55,896 56,414 Consumer 128 - 128 156 18,598 18,882 Commercial 484 - 484 824 71,489 72,797 Agricultural 702 1,805 2,507 499 37,516 40,522 Total $ 4,600 $ 1,809 $ 6,409 $ 3,641 $ 770,488 $ 780,538 The following tables include information regarding impaired loans. December 31, 2020 Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment (In Thousands) Real estate loans: Residential 1-4 family $ 1,204 $ 1,267 $ 296 $ 911 Residential 1-4 family construction 337 387 - 337 Commercial real estate 2,264 2,328 - 1,423 Commercial construction and development 50 50 - 50 Farmland 2,245 2,262 - 1,360 Other loans: Home equity 111 136 - 105 Consumer 151 171 - 154 Commercial 537 664 - 681 Agricultural 1,702 2,268 54 1,100 Total $ 8,601 $ 9,533 $ 350 $ 6,121 December 31, 2019 Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment (In Thousands) Real estate loans: Residential 1-4 family $ 618 $ 657 $ - $ 435 Residential 1-4 family construction 337 387 - 485 Commercial real estate 583 766 - 507 Commercial construction and development 50 225 - 32 Farmland 476 513 - 238 Other loans: - Home equity 98 115 - 295 Consumer 156 169 - 142 Commercial 824 887 74 566 Agricultural 499 756 - 266 Total $ 3,641 $ 4,475 $ 74 $ 2,966 Interest income recognized on impaired loans for the years ended December 31, 2020 2019 December 31, 2020 2019 As of December 31, 2020 2019 During the year ended December 31, 2020 three No During the year ended December 31, 2019 two December 31, 2020 December 31, 2020 There was one December 31, 2020 12 90 As of December 31, 2020 The company has offered borrowers accommodations due to the impact from COVID- 19, 90 not December 31, 2020 12 32 December 31, 2020 Loans are granted to directors and officers of the Company in the ordinary course of business. Such loans are made in accordance with policies established for all loans of the Company, except that directors, officers and employees may Loans receivable (including loans sold and serviced for others) from related parties, including directors and executive officers were as follows: (In Thousands) Balance, January 1, 2019 $ 3,126 Principal additions 1,477 Principal payments (1,604 ) Balance, December 31, 2019 $ 2,999 Principal additions 402 Principal payments (1,038 ) Balance, December 31, 2020 $ 2,363 December 31, 2020 2019 (In Thousands) Loans serviced, for the benefit of others, for directors, executive officers and their related parties $ 1,891 $ 2,087 Years Ended December 31, 2020 2019 (In Thousands) Interest income from loans owned for directors, executive officers and their related parties $ 22 $ 65

Note 5 - Mortgage Servicing Rig

Note 5 - Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 5: Mortg age Servicing Rights The Company is servicing mortgage loans for the benefit of others which are not December 31, 2020 2019 December 31, 2020 2019 Custodial balances maintained in connection with the foregoing loan servicing, and included in noninterest checking deposits, were $15,853,000 and $8,402,000 at December 31, 2020 2019 The following table is a summary of activity in mortgage servicing rights: Years Ended December 31, 2020 2019 (In Thousands) Mortgage servicing rights: Beginning balance $ 8,739 $ 7,100 Mortgage servicing rights capitalized 5,678 3,276 Amortization of mortgage servicing rights (3,520 ) (1,637 ) Ending balance $ 10,897 $ 8,739 Valuation allowance: Beginning balance - - Impairment of mortgage servicing rights (792 ) - Ending balance (792 ) - Mortgage servicing rights, net 10,105 $ 8,739 An impairment expense on mortgage servicing rights assets of $792,000 was recorded for the year ended December 31, 2020 The fair values of these rights were $10,105,000 and $9,835,000 at December 31, 2020 2019 December 31, 2020 2019 Key assumptions: Discount rate 12% 12% Prepayment speed range 221-328% 110 - 246% Weighted average prepayment speed 281% 171%

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 6 : Premises and Equipment The cost and accumulated depreciation of premises and equipment was as follows: December 31, 2020 2019 (In Thousands) Land $ 10,357 $ 8,118 Buildings and improvements 46,854 34,917 Furniture and equipment 11,351 10,026 Construction in progress 6,260 424 74,822 53,485 Accumulated depreciation (17,715 ) (15,303 ) Premises and equipment, net $ 57,107 $ 38,182 Buildings and improvements increased for the year ended December 31, 2020 December 31, 2020 2019 The Company leases six one 12 not 2021 2028, Right-of-use assets and corresponding lease liabilities of $2,374,000 were recorded as a result of adopting the lease standard on January 1, 2019. not December 31, 2018 The following table summarizes the Company’s leases: December 31, 2020 (In Thousands) Right-of-use assets, net of amortization $ 1,655 Lease liabilities 1,685 Weighted average remaining lease term (years) 6.14 Weighted average discount rate 3.02 % The components of lease cost, which were included in occupancy and equipment expense on the consolidated statements of income, were as follows: December 31, 2020 (In Thousands) Operating lease cost $ 555 Short-term lease cost 69 Total lease cost $ 624 The following table presents the maturities of lease liabilities at December 31, 2020 (In Thousands) 2021 $ 462 2022 280 2023 207 2024 212 2025 212 Thereafter 488 Total lease payments $ 1,861 Less imputed interest (176 ) Present value of lease liabilities $ 1,685

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 7 : Goodwill and Other Intangible Assets Goodwill and core deposit intangible assets were recorded as part of acquisitions. Goodwill totaled $20,798,000 and $15,836,000 at December 31, 2020 2019 The components of core deposit intangible assets were as follows: December 31, 2020 2019 (In Thousands) Core deposit intangible $ 4,836 $ 4,628 Accumulated amortization (2,493 ) (1,842 ) Core deposit intangible, net $ 2,343 $ 2,786 Core deposit intangible assets are amortized on an accelerated basis over their estimated life of 10 years. Amortization expense related to intangible assets was $652,000 and $698,000 for the years ended December 31, 2020 2019 December 31, 2020 Years ending December 31: (In Thousands) 2021 $ 564 2022 476 2023 390 2024 320 2025 251 Thereafter 342 Total $ 2,343

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 8 : Deposits Deposits are summarized as follows: December 31, 2020 2019 Weighted Weighted Average Average Balance Rate Balance Rate (Dollars in Thousands) Noninterest checking $ 318,389 0.00 % $ 200,035 0.00 % Interest-bearing checking 160,614 0.02 % 116,397 0.03 % Savings 179,868 0.06 % 126,991 0.08 % Money market 202,407 0.24 % 132,506 0.42 % Time certificates of deposits 171,805 0.68 % 233,064 1.70 % Total $ 1,033,083 0.18 % $ 808,993 0.55 % Time certificates of deposits include $495,000 and $10,180,000 related to fixed rate brokered CDs at December 31, 2020 2019 December 31, 2020 2019 At December 31, 2020 2019 $250,000 Time certificates of deposits with balances of $250,000 December 31, 2020 2019 At December 31, 2020 Years ending December 31: (In Thousands) 2021 $ 123,725 2022 35,232 2023 6,921 2024 3,992 2025 1,629 Thereafter 306 Total $ 171,805 Interest expense on deposits was as follows: Years Ended December 31, 2020 2019 (In Thousands) Checking $ 58 $ 44 Savings 87 85 Money market 473 448 Time certificates of deposits 2,996 3,316 Total $ 3,614 $ 3,893 At December 31, 2020 2019 Related party deposits, including directors’ and executive officers’ deposit accounts at December 31, 2020 2019

Note 9 - Advances From the Fede

Note 9 - Advances From the Federal Home Loan Bank and Other Borrowings	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 9: Advances from the Federal Home Loan Bank and O ther B orrowings At December 31, 2020 Years ending December 31: (In Thousands) 2021 $ 12,070 2022 5,000 2023 - 2024 - 2025 - Thereafter - Total $ 17,070 Federal Home Loan Bank Advances FHLB advances include both fixed and amortizing advances. Fixed advances are due at maturity. Advances are subject to prepayment penalties. Interest rates on these advances are fixed. Advances are collateralized by a blanket pledge of the Bank’s loan portfolio. The Company’s investment in FHLB stock is also pledged as collateral on these advances. The total FHLB funding available to the Company at December 31, 2020 December 31, 2020 2019 December 31, 2020 2019 Other Borrowings During the year ended December 31, 2020 December 31, 2020. At December 31, 2018, November 2019. November 2019 Federal Funds Purchased The Bank has $85,000,000 in Federal funds lines of credit with unaffiliated institutions, including Pacific Coast Bankers Bank ("PCBB"), PNC Financial Services Group, Inc. ("PNC"), United Bankers' Bank ("UBB") and Zions Bank. The balance of these lines of credit was $0 as of December 31, 2020 2019 All Borrowings Outstanding For all borrowings outstanding the weighted average interest rate for advances at December 31, 2020 2019 2020 2019 2020 2019

Note 10 - Other Long-term Debt

Note 10 - Other Long-term Debt	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Long-term Debt [Text Block]	NOTE 1 0 : Other Long-Term Debt Other long-term debt consisted of the following: December 31, 2020 2019 Unamortized Unamortized Debt Debt Principal Issuance Principal Issuance Amount Costs Amount Costs (In Thousands) Senior notes fixed at 5.75%, due 2022 $ 10,000 $ (48 ) $ 10,000 $ (92 ) Subordinated debentures fixed at 6.75%, due 2025 - - 10,000 (122 ) Subordinated debentures fixed at 5.50% to floating, due 2030 15,000 (316 ) - - Subordinated debentures variable at 3-Month Libor plus 1.42%, due 2035 5,155 - 5,155 - Total other long-term debt $ 30,155 $ (364 ) $ 25,155 $ (214 ) In June 2020, 2030 July 1, 2025, three July 1, 2025. 2 In February 2017, 5.75% 2022. not In June 2015, 2025 6.75% June 19, 2020. July 10, 2020. 2 In September 2005, December 15, 2005. 6.02% December 2010 3 1.42%, December 31, 2020 2019 may five December 2035 1 For 2020 2019

Note 11 - Commitments and Conti

Note 11 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 1 1 : Commitments and Contingencies Financial Instruments and Off-Balance-Sheet Activities All financial instruments held or issued by the Company are held or issued for purposes other than trading. In the ordinary course of business, the Bank enters into off-balance-sheet financial instruments consisting of commitments to extend credit and forward delivery commitments for the sale of whole loans to the secondary market. In response to marketplace demands, the Bank routinely makes commitments to extend credit for fixed rate and variable rate loans with or without rate lock guarantees. When rate lock guarantees are made to customers, the Bank becomes subject to market risk for changes in interest rates that occur between the rate lock date and the date that a firm commitment to purchase the loan is made by a secondary market investor. Commitments to extend credit are agreements to lend to a customer as long as the borrower satisfies the Bank’s underwriting standards and related provisions of the borrowing agreements. Commitments generally have fixed expiration dates or other termination clauses and may Commitments are summarized as follows: December 31, 2020 2019 (In Thousands) Commitments to extend credit $ 173,866 $ 142,785 Letters of credit 2,647 3,098 Employment Contracts The Company has entered into change of control agreements with its Chief Financial Officer/Chief Operating Officer, Chief Lending Officer, Chief Credit Officer, Chief Risk Officer, Chief Operations Officer and Chief Information Officer. The change in control agreements provide a double trigger benefit equal to the sum of the executive’s annual salary and bonus for the most recently completed year. The benefits are payable if the executive’s employment is terminated without cause within two two two one 90 12 Legal Proceedings Various legal claims also arise from time to time in the normal course of business which, in the opinion of management, will have no

Note 12 - Income Taxes

Note 12 - Income Taxes	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 12: Income Taxes The components of the Company’s income tax provision (benefit) were as follows: Years Ended December 31, 2020 2019 (In Thousands) Current U.S. federal $ 6,281 $ 1,445 Montana 2,139 912 Total current income tax provision 8,420 2,357 Deferred U.S. federal (949 ) 690 Montana (237 ) 49 Total deferred income tax (benefit) provision (1,186 ) 739 Total income tax provision $ 7,234 $ 3,096 The nature and components of deferred tax assets and liabilities were as follows: December 31, 2020 2019 (In Thousands) Deferred tax assets: Loans receivable $ 3,055 $ 2,265 Deferred loan fees 649 424 Lease liability 444 500 Deferred compensation 1,366 833 Employee benefits 365 320 Acquisition costs 236 271 Acquisition fair value adjustments 498 595 Other 755 429 Total deferred tax assets 7,368 5,637 Deferred tax liabilities: Premises and equipment 786 841 Right-of-use asset 436 500 Federal Home Loan Bank stock 32 7 Mortgage servicing rights 2,661 2,483 Unrealized gains on securities available-for-sale 2,090 474 Goodwill 995 872 Intangibles 603 706 Other 222 246 Total deferred tax liabilities 7,825 6,129 Net deferred tax liability $ (457 ) $ (492 ) The Company believes, based upon the available evidence, that all deferred tax assets will be realized in the normal course of operations. Accordingly, these assets have not A reconciliation of the Company’s effective income tax provision (benefit) to the statutory federal income tax rate was as follows: Years Ended December 31, 2020 2019 % of % of Pretax Pretax Amount Income Amount Income (Dollars in Thousands) Federal income taxes at the statutory rate $ 5,973 21.00% $ 2,933 21.00% State income taxes 1,517 5.33% 943 6.75% Tax-exempt interest income (285 ) -1.00% (264 ) -1.89% Income from bank-owned life insurance (135 ) -0.47% (151 ) -1.08% New Market Tax Credits - 0.00% (456 ) -3.26% Other, net 164 0.58% 91 0.64% Actual tax expense and effective tax rate $ 7,234 25.44% $ 3,096 22.16% Federal income tax credits received related to New Market Tax Credits were $2,964,000 and were claimed over a seven November 2012, November 2019.

Note 13 - Accumulated Other Com

Note 13 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 1 3 : Accumulated Other Comprehensive Income (Loss) The following table includes information regarding the activity in accumulated other comprehensive income (loss): Unrealized Unrealized Gains (Losses) Gains (Losses) on Investment on Loans Securities Held-for-Sale Available for Sale Total (In Thousands) Balance, January 1, 2020 $ - $ 1,329 $ 1,329 Other comprehensive income, before reclassifications and income taxes - 6,871 6,871 Amounts reclassified from accumulated other comprehensive income, before income taxes - (733 ) (733 ) Income tax provision - (1,616 ) (1,616 ) Total other comprehensive income - 4,522 4,522 Balance, December 31, 2020 $ - $ 5,851 $ 5,851 Balance, January 1, 2019 $ 227 $ (1,338 ) $ (1,111 ) Other comprehensive income, before reclassifications and income taxes 296 3,689 3,985 Amounts reclassified from accumulated other comprehensive income (loss), before income taxes (605 ) (69 ) (674 ) Income tax benefit (provision) 82 (953 ) (871 ) Total other comprehensive (loss) income (227 ) 2,667 2,440 Balance, December 31, 2019 $ - $ 1,329 $ 1,329

Note 14 - Earnings Per Share

Note 14 - Earnings Per Share	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 14: Earnings Per Share The computations of basic and diluted earnings per share are below. Years Ended December 31, 2020 2019 (Dollars in Thousands, Except for Per Share Data) Basic weighted average shares outstanding 6,795,503 6,419,654 Dilutive effect of stock compensation 24,803 17,950 Diluted weighted average shares outstanding 6,820,306 6,437,604 Net income available to common shareholders $ 21,206 $ 10,872 Basic earnings per share $ 3.12 $ 1.69 Diluted earnings per share $ 3.11 $ 1.69 There were no anti-dilutive shares at December 31, 2020 2019

Note 15 - Capital Management an

Note 15 - Capital Management and Regulatory Matters	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 15: Capital Management and Regulatory Matters The Company (on a consolidated basis) and the Bank are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Prompt corrective action provisions are not In 2015, 1 4.5%, 1 6.0%, 8.0%, 1 4.0%. The amended rules also established a “capital conservation buffer” of 2.5% 1 7.0%, 1 8.5% 10.5%. Management believes that, as of December 31, 2020 As of December 31, 2020 no December 31, 2020 2.50%: Minimum To Be Well Minimum Required Capitalized Under for Capital Adequacy Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) December 31, 2020: Total risk-based capital to risk weighted assets Consolidated $ 156,897 17.04 % $ 96,665 10.50 % N/A N/A Bank 153,204 16.71 % 96,279 10.50 % $ 91,694 10.00 % Tier I capital to risk weighted assets Consolidated 130,434 14.17 % 78,253 8.50 % N/A N/A Bank 141,741 15.46 % 77,940 8.50 % 73,355 8.00 % Common equity Tier I capital to risk weighted assets Consolidated 125,434 13.63 % 64,444 7.00 % N/A N/A Bank 141,741 15.46 % 64,186 7.00 % 59,601 6.50 % Tier 1 capital to adjusted total average assets Consolidated 130,434 10.61 % 49,183 4.00 % N/A N/A Bank 141,741 11.72 % 48,370 4.00 % 60,462 5.00 % The Bank’s actual capital amounts and ratios as of December 31, 2019 2.50%. Minimum To Be Well Minimum Required Capitalized Under for Capital Adequacy Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) December 31, 2019: Total risk-based capital to risk weighted assets Consolidated $ 126,711 15.92 % $ 83,589 10.50 % N/A N/A Bank 120,313 15.23 % 82,944 10.50 % $ 78,994 10.00 % Tier I capital to risk weighted assets Consolidated 108,111 13.58 % 67,667 8.50 % N/A N/A Bank 111,713 14.14 % 67,145 8.50 % 63,195 8.00 % Common equity Tier I capital to risk weighted assets Consolidated 103,111 12.95 % 55,726 7.00 % N/A N/A Bank 111,713 14.14 % 55,296 7.00 % 51,346 6.50 % Tier 1 capital to adjusted total average assets Consolidated 108,111 10.52 % 41,099 4.00 % N/A N/A Bank 111,713 11.08 % 40,332 4.00 % 50,414 5.00 % Dividend Limitations Under State of Montana banking regulation, member banks such as the Bank generally may two December 31, 2020 2019 first two 2020 two 2020 first two 2019 two 2019 Stock Repurchase Program On July 23, 2020, may third 2020, three December 31, 2020. July 23, 2021. On July 18, 2019, December 31, 2019 first 2020. second 2020, third 2020, July 18, 2020. On July 19, 2018, No December 31, 2018. first 2019, second 2019 July 19, 2019. Liquidation Rights Eagle Bancorp Montana, Inc. holds a liquidation account for the benefit of certain depositors of the Bank who remain depositors of the Bank at the time of liquidation. The liquidation account is designed to provide payments to these depositors of their liquidation interests in the event of a liquidation of Eagle and the Bank, or the Bank alone. In the unlikely event that Eagle and the Bank were to liquidate in the future, all claims of creditors, including those of depositors, would be paid first, followed by distribution to depositors as of November 30, 2008 ( After two 2010 not no not

Note 16 - Related Party Transac

Note 16 - Related Party Transactions	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 16: Related Party Transactions In the normal course of lending, the Bank provided a commercial line of credit to an affiliated entity that is partially owned by one December 31, 2020 2019 December 31, 2020 2019

Note 17 - Benefit Plans

Note 17 - Benefit Plans	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Retirement Benefits [Text Block]	NOTE 17: Benefit Plans Profit Sharing Plan The Company provides a noncontributory profit sharing plan for eligible employees who have completed one December 31, 2020 2019 The Company’s profit sharing plan includes a 401 may December 31, 2020 2019 Deferred Compensation Plans The Company has entered into deferred compensation contracts with current key employees. The contracts provide fixed benefits payable in equal annual installments upon retirement. The Company purchased life insurance contracts that may December 31, 2020 2019 December 31, 2020 2019 Employee Stock Ownership Plan The Company has established an ESOP for eligible employees who meet certain age and service requirements. In April 2010, twelve Shares purchased by the ESOP are held in a suspense account by the plan trustee until allocated to participant accounts. Shares released from the suspense account are allocated to participants on the basis of their relative compensation in the year of allocation. Participants become vested in the allocated shares over a period not seven As shares are committed to be released, the Company reports compensation expense equal to the average daily market prices of the shares. The compensation expense is accrued throughout the year. Dividends on allocated ESOP shares are recorded as a reduction to retained earnings; dividends on unallocated shares are recorded as a reduction of dividends paid. Total ESOP expenses of $294,000 and $276,000 were recognized for the years ended December 31, 2020 2019 The following table shows the components of the ESOP shares: December 31, 2020 2019 Allocated shares 223,153 215,867 Unallocated shares 14,362 30,978 Total ESOP shares 237,515 246,845 Fair value of unallocated shares (in thousands) $ 304,762 $ 663,000 Stock Incentive Plans The Company adopted the stock incentive plan on November 1, 2011. may 2015, 2017 2020 December 31, 2020 The following table shows the activity of the restricted stock awards granted under this plan: Number of Shares Unvested awards as of January 1, 2019 60,160 Awards granted 4,000 Awards vested (19,340 ) Awards forfeited (880 ) Unvested awards as of December 31, 2019 43,940 Awards granted 35,737 Awards vested (19,340 ) Awards forfeited (2,000 ) Unvested awards as of December 31, 2020 58,337 At December 31, 2020 November 2025 may The Company established a nonemployee director award plan effective April 23, 2020. may December 31, 2020 December 31, 2020 December 31, 2020 November 2021 The Company recognized total compensation expense of $380,000 and $429,000 for these plans during the years ended December 31, 2020 2019

Note 18 - Derivatives and Hedgi

Note 18 - Derivatives and Hedging Activities	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 18 : D erivatives and Hedging Activities The Company enters into commitments to originate and sell mortgage loans. The Bank uses derivatives to hedge the risk of changes in fair values of interest rate lock commitments and mortgage loans held-for-sale. An optimal amount of mortgage loans are sold directly into bulk commitments with investors at the time an interest rate is locked, other loans are sold on an individual best efforts basis at the time an interest rate is locked, and the remaining balance of locked loans are hedged using TBA mortgage-backed securities or bulk mandatory forward loan sale commitments. Derivatives are accounted for as free-standing or economic derivatives and are measured at fair value. Derivatives are recorded as either other assets or other liabilities on the consolidated statements of condition. Derivatives are summarized as follows: December 31, 2020 December 31, 2019 Notional Fair Value Notional Fair Value Amount Asset Liability Amount Asset Liability (In Thousands) Interest rate lock commitments $ 227,977 $ 6,017 $ - $ 48,303 $ 554 $ - Forward TBA mortgage-backed securities 180,000 - 1,056 67,000 - 201 Changes in the fair value of the derivatives are recorded in mortgage banking, net within noninterest income on the consolidated statements of income. A net gain of $4,607,000 and $353,000 was recorded for the year ended December 31, 2020 2019

Note 19 - Fair Value of Financi

Note 19 - Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 19 : Fair Value of Financial Instruments Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Assets and liabilities that are measured at fair value are grouped in three The fair value hierarchy is as follows: ■ Level 1 ■ Level 2 not ■ Level 3 may A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy at the reporting date, is set forth below. Available-for-Sale Securities – 1 2 2 may not Loans Held-for-Sale not 2. Derivative Instruments 3 2. Impaired Loans not 3 R eal Estate and Other R epossessed Assets third 3 Mortgage Servicing Rights third 3 The following table summarizes financial assets and liabilities measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: December 31, 2020 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 2,245 $ - $ 2,245 U.S. treasury obligations 5,657 - - 5,657 Municipal obligations - 99,088 - 99,088 Corporate obligations - 10,663 - 10,663 Mortgage-backed securities - 7,669 - 7,669 Collateralized mortgage obligations - 31,189 - 31,189 Asset-backed securities - 6,435 - 6,435 Loans held-for-sale - 54,615 - 54,615 Interest rate lock commitments - - 6,017 6,017 Financial liabilities: Forward TBA mortgage-backed securities - 1,056 - 1,056 December 31, 2019 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 695 $ - $ 695 U.S. treasury obligations 12,902 - - 12,902 Municipal obligations - 52,222 - 52,222 Corporate obligations - 8,388 - 8,388 Mortgage-backed securities - 9,495 - 9,495 Collateralized mortgage obligations - 33,334 - 33,334 Asset-backed securities - 9,839 - 9,839 Loans held-for-sale - 25,612 - 25,612 Interest rate lock commitments - - 554 554 Financial liabilities: Forward TBA mortgage-backed securities - 201 - 201 Certain financial assets may The following tables summarize financial assets measured at fair value on a nonrecurring basis for which a nonrecurring change in fair value has been recorded during the reporting periods presented: December 31, 2020 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 728 $ 728 Real estate and other repossessed assets - - - - Mortgage servicing rights - - 10,105 10,105 December 31, 2019 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 491 $ 491 Real estate and other repossessed assets - - 25 25 Mortgage servicing rights - - - - The following table represents the Banks's Level 3 Principal Significant Range of Valuation Unobservable Significant Input Instrument Technique Inputs Values Impaired loans Fair value of underlying collateral Discount applied to the obtained appraisal 10 - 30% Real estate and other repossessed assets Fair value of collateral Discount applied to the obtained appraisal 10 - 30% Mortgage servicing rights Discounted cash flows Discount rate 10 - 15% Prepayment speeds 100 - 350% Interest rate lock commitments Internal pricing model Pull-through expectations 80 - 90% The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3 December 31, 2020 Interest Rate Lock Commitments (In Thousands) Balance, January 1, 2020 $ 554 Purchases and issuances 26,128 Sales and settlements (20,665 ) Balance, December 31, 2020 $ 6,017 Net change in unrealized gains relating to items held at end of period $ 5,463 The tables below summarize the estimated fair values of financial instruments of the Company, whether or not December 31, 2020 Level 1 Level 2 Level 3 Total Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 69,802 $ - $ - $ 69,802 $ 69,802 FHLB stock 2,060 - - 2,060 2,060 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 847,579 847,579 841,103 Accrued interest and dividends receivable 5,765 - - 5,765 5,765 Mortgage servicing rights - - 10,105 10,105 10,105 Financial liabilities: Non-maturing interest-bearing deposits - 542,889 - 542,889 542,889 Noninterest-bearing deposits 318,389 - - 318,389 318,389 Time certificates of deposit - - 172,561 172,561 171,805 Accrued expenses and other liabilities 23,239 - - 23,239 23,239 FHLB advances and other borrowings - - 17,217 17,217 17,070 Other long-term debt - - 29,414 29,414 30,155 December 31, 2019 Level 1 Level 2 Level 3 Total Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 24,918 $ - $ - $ 24,918 $ 24,918 FHLB stock 4,683 - - 4,683 4,683 FRB stock 2,526 - - 2,526 2,526 Loans receivable, gross - - 778,923 778,923 779,235 Accrued interest and dividends receivable 4,577 - - 4,577 4,577 Mortgage servicing rights - - 9,835 9,835 8,739 Financial liabilities: Non-maturing interest-bearing deposits - 375,894 - 375,894 375,894 Noninterest-bearing deposits 200,035 - - 200,035 200,035 Time certificates of deposit - - 233,041 233,041 233,064 Accrued expenses and other liabilities 9,624 - - 9,624 9,624 FHLB advances and other borrowings - - 88,447 88,447 88,350 Other long-term debt - - 24,661 24,661 25,155

Note 20 - Condensed Parent Comp

Note 20 - Condensed Parent Company Financial Statements	12 Months Ended
	Dec. 31, 2020
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 2 0 : Condensed Parent Company Financial Statements Included below are the condensed financial statements of the Parent Company, Eagle Bancorp Montana, Inc.: December 31, 2020 2019 (In Thousands) Assets: Cash and cash equivalents $ 5,775 $ 8,916 Securities available-for-sale 5,149 5,152 Investment in Eagle Bancorp Statutory Trust I 155 155 Investment in Subsidiaries 169,190 130,165 Other assets 3,126 2,473 Total assets $ 183,395 $ 146,861 Liabilities and Shareholders' Equity: Accounts payable and accrued expenses $ 666 $ 261 Other long-term debt 29,791 24,941 Shareholders' equity 152,938 121,659 Total liabilities and shareholders' equity $ 183,395 $ 146,861 Years Ended December 31, 2020 2019 (In Thousands) Interest income $ 152 $ 273 Interest expense (1,690 ) (1,452 ) Noninterest income - (6 ) Noninterest expense (1,116 ) (2,582 ) Loss before income taxes (2,654 ) (3,767 ) Income tax benefit (659 ) (1,065 ) Loss before equity in undistributed earnings of Subsidiaries (1,995 ) (2,702 ) Equity in undistributed earnings of Subsidiaries 23,201 13,574 Net income $ 21,206 $ 10,872 Years Ended December 31, 2020 2019 (In Thousands) Cash Flows from Operating Activities: Net income $ 21,206 $ 10,872 Adjustments to reconcile net income to net cash used in operating activities: Equity in undistributed earnings of Subsidiaries (23,201 ) (13,574 ) Other adjustments, net (25 ) (578 ) Net cash used in operating activities (2,020 ) (3,280 ) Cash Flows from Investing Activities: Cash contributions from Opportunity Bank of Montana 3,600 8,000 Cash paid for acquisitions, net of cash received (6,500 ) - Activity in available-for-sale securities: Sales - 5,291 Maturities, principal payments and calls 10,250 620 Purchases (10,199 ) - Net cash (used in) provided by investing activities (2,849 ) 13,911 Cash Flows from Financing Activities: Proceeds from issuance of subordinated debentures 15,000 - Repayment of subordinated debentures (10,000 ) - Payments for debt issuance costs (335 ) - ESOP payments and dividends 285 317 Payments to purchase treasury stock (987 ) (1,210 ) Treasury shares reissued for compensation 380 369 Dividends paid (2,615 ) (2,407 ) Net cash provided by (used in) financing activities 1,728 (2,931 ) Net (Decrease) Increase in Cash and Cash Equivalents (3,141 ) 7,700 Cash and Cash Equivalents, beginning of period 8,916 1,216 Cash and Cash Equivalents, end of period $ 5,775 $ 8,916

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Basis of Presentation and Use of Estimates [Policy Text Block]	Basis of Financial Statement Presentation and Use of Estimates The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”). In preparing consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the consolidated statement of financial condition and reported amounts of revenues and expenses during the reporting period. Actual results could differ from estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, mortgage servicing rights, the fair value of financial instruments, the valuation of goodwill and deferred tax assets and liabilities. In connection with the determination of the specific reserves on collateral dependent loans and valuation of mortgage servicing rights, management obtains independent appraisals and valuations.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The consolidated financial statements include Eagle, the Bank, the Trust, AFSB NMTC Investment Fund, LLC and WFS. All significant intercompany transactions and balances have been eliminated in consolidation.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain prior period amounts were reclassified to conform to the presentation for 2020 no
Subsequent Events, Policy [Policy Text Block]	Subsequent Events The Company has evaluated events and transactions subsequent to December 31, 2020
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Significant Group Concentrations of Credit Risk Most of the Company’s business activity is with customers located within Montana. Note 3: 4: not one
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents For the purpose of presentation in the consolidated statements of cash flows, cash and cash equivalents are defined as those amounts included in the statements of financial condition captions “cash and due from banks” and “interest-bearing deposits in banks” all of which mature within ninety Effective March 26, 2020, zero December 31, 2019. The Bank was in compliance with these reserve requirements December 31, 2019.
Marketable Securities, Policy [Policy Text Block]	Investment Securities The Company can designate debt and equity securities as held-to-maturity, available-for-sale or trading. At December 31, 2020 2019 Held - to - M aturity Available - for - S ale may Trading Management evaluates securities for other-than-temporary impairment (“OTTI”) at least quarterly, and more frequently when economic or market concerns warrant such evaluation. The Company considers, among other things, the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Declines in the fair value of individual securities below their cost that are other than temporary are recognized by write-downs of the individual securities to their fair value. Such write-downs would be included in earnings as realized losses.
Federal Home Loan Bank Stock, Policy [Policy Text Block]	Federal Home Loan Bank Stock The Company’s investment in Federal Home Loan Bank (“FHLB”) of Des Moines stock is a restricted investment carried at cost ($100 per share par value), which approximates its fair value. As a member of the FHLB system, the Company is required to maintain a minimum level of investment in FHLB stock based on total assets and a specific percentage of its outstanding FHLB advances. The Company had 20,601 and 46,827 FHLB shares at December 31, 2020 2019
Federal Reserve Bank Stock [Policy Text Block]	Federal Reserve Bank Stock The Company’s investment in FRB stock is a restricted investment carried at cost, which approximates its fair value. Although the par value of the stock is $100 per share, banks pay only $50 per share at the time of purchase, with the understanding that the other half of the subscription amount is subject to call at any time. As a member of the Federal Reserve System, the Company is required to maintain a minimum level of investment in FRB stock based on a specific percentage of its capital and surplus. The Company had 59,472 and 50,512 FRB shares at December 31, 2020 2019
Financing Receivable, Held-for-sale [Policy Text Block]	Mortgage Loans Held-for-Sale Mortgage loans originated and intended for sale in the secondary market are carried at fair value. Mortgage loans held-for-sale are sold with mortgage servicing rights either released or retained by the Bank. Fair value for loans held-for-sale is determined by commitments from investors or current secondary market prices for loans with similar coupons and maturities.
Financing Receivable, Held-for-investment [Policy Text Block]	Loans The Bank originates mortgage, commercial, agricultural and consumer loans primarily to customers located in Montana. The ability of the Bank’s debtors to honor their contracts is dependent upon the general economic conditions in this area. Loans receivable that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at their outstanding unpaid principal balances net of any unearned income, allowance for loan losses, and unamortized deferred fees or costs on originated loans and unamortized premiums or unaccreted discounts on purchased loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs are deferred and amortized over the contractual life of the loan, and recorded as an adjustment to the yield, using the interest method. Nonaccrual and Past Due Loans not may not may 90 not may not A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Residential 1 4 Loans 1 4 may 1 4 30 Commercial Real Estate Loans may Construction Loans no may may no Agricultural Loans may Home Equity Loans may may not first 1 4 Consumer Loans Commercial Loans 24 may
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The Bank mitigates the risks inherent in lending by focusing on businesses and individuals with demonstrated payment history, historically favorable profitability trends and stable cash flows. In addition to these primary sources of repayment, the Bank considers tangible collateral and personal guarantees as secondary sources of repayment. Lending officers are provided with detailed underwriting policies covering all lending activities in which the Bank is engaged and require all lenders to obtain appropriate approvals for the extension of credit. The Bank also maintains documentation requirements and extensive credit quality assurance practices in order to identify credit portfolio weaknesses as early as possible so any exposures that are discovered may A reporting system supplements the loan review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and nonperforming and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is probable. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management's periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. For such loans that are classified as impaired, a specific allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors, as well as uncertainties that could affect management's estimate of probable losses.
Troubled Debt Restructuring [Policy Text Block]	Troubled Debt Restructured Loans A troubled debt restructured (“TDR”) loan is a loan in which the Bank grants a concession to the borrower that it would not not not 19 March 1, 2020 December 31, 2020 60 19 March 31, 2021. not 30 December 31, 2019.
Transfers and Servicing of Financial Assets, Servicing of Financial Assets, Policy [Policy Text Block]	Mortgage Servicing Rights Servicing assets are recognized as separate assets when rights are acquired through sale of financial assets. For sales of mortgage loans, a portion of the cost of originating the loan is allocated to the servicing right based on relative fair value. Fair value is based on a market price valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that the fair value is less than the capitalized amount for the tranches. If the Company later determines that all or a portion of the impairment no may Servicing fee income is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Land is carried at cost. Property and equipment are recorded at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the expected useful lives of the assets, ranging from 3 to 40 years. The costs of maintenance and repairs are expensed as incurred, while major expenditures for renewals and betterments are capitalized. The Company leases certain premises from third January 1, 2019, not 12 not
Bank Owned Life Insurance [Policy Text Block]	Cash Surrender Value of Bank Owned Life Insurance Bank Owned Life Insurance (“BOLI”) policies are reflected on the consolidated statements of financial condition at cash surrender value, net of other charges or amounts due that are probable at settlement. Changes in the net cash surrender value of the policies, as well as insurance proceeds received, are reflected in noninterest income on the consolidated statements of income and are not
Real Estate, Policy [Policy Text Block]	Real Estate and Other Repossessed Assets Assets acquired through, or in lieu of, loan foreclosure are initially recorded at fair value less estimated selling cost at the date of foreclosure, establishing a new carrying value. All write-downs based on the asset’s fair value at the date of acquisition are charged to the allowance for loan losses. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. Valuations are periodically performed by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to the lower of its cost or fair value less cost to sell. Real estate and other repossessed properties was $ a December 31, 2020 2019
Revenue from Contract with Customer [Policy Text Block]	Revenue Recognition The majority of our revenue-generating transactions are not 606, 606 606 Wealth Management Income July 2019. December 31, 2020 2019 Service Charges on Deposit Accounts may December 31, 2020 2019 Interchange and ATM Fees – December 31, 2020 2019
Income Tax, Policy [Policy Text Block]	Income Taxes The Company adopted authoritative guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions. The Company’s income tax expense consists of the following components: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are recognized if it is more likely than not, not 50 not 50 not not not not The Company recognizes income tax related penalties and interest, if any, in the provision for income taxes in the consolidated statements of income. Based on management’s analysis, the Company did not December 31, 2020 2019 no 2016 2016
Employee Stock Ownership Plan (ESOP), Policy [Policy Text Block]	Employee Stock Ownership Plan Compensation expense recognized for the Company’s Employee Stock Ownership Plan (“ESOP”) equals the fair value of shares that have been allocated or committed to be released for allocation to participants during the year. Any difference between the fair value of the shares at the time and the ESOP’s original acquisition cost is charged or credited to shareholders’ equity (additional paid-in capital). The cost of ESOP shares that have not
Stockholders' Equity, Policy [Policy Text Block]	Treasury Stock Treasury stock is accounted for on the cost method.
Advertising Cost [Policy Text Block]	Advertising Costs The Company expenses advertising costs as they are incurred. Advertising costs were $911,000 and $1,028,000 for the years ended December 31, 2020 2019
Share-based Payment Arrangement [Policy Text Block]	Stock-Based Compensation Compensation cost is recognized for restricted stock awards, based on the fair value of the awards at the grant date. Compensation cost is recognized over the required service period, generally defined as the vesting period. Shares of restricted stock granted through the 2011 five one 2020 one
Earnings Per Share, Policy [Policy Text Block]	Earnings Per Share Basic earnings per common share is computed by dividing net earnings allocated to common stock by the weighted-average number of common shares outstanding during the applicable period. Diluted earnings per common share is computed using the weighted-average number of shares determined for the basic earnings per common share computation plus the dilutive effect of stock compensation using the treasury stock method.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income (Loss) Comprehensive income (loss) is comprised of net income and other comprehensive income (loss). Other comprehensive income (loss) includes items recorded directly to equity, such as unrealized holding gains and losses on securities available-for-sale.
Loan Commitments, Policy [Policy Text Block]	Loan Commitments and Related Financial Instruments Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Derivatives, Policy [Policy Text Block]	Derivatives The Company’s derivatives are primarily the result of its mortgage banking activities and are in the form of interest rate lock commitments (“IRLCs), To-Be-Announced (“TBA”) mortgage-backed securities and bulk mandatory forward loan sale commitments. The derivatives are accounted for as free-standing or economic derivatives and are measured at fair value. The derivatives are recognized as either assets or liabilities on the consolidated statements of financial condition and the changes in the fair value of the derivatives are recorded in noninterest income on the consolidated statements of income within mortgage banking.
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. See Note 19.
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Sales, Policy [Policy Text Block]	Transfers of Financial Assets Transfers of an entire financial asset, a group of entire financial assets, or participating interest in an entire financial asset are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when ( 1 2 3 not
Goodwill and Intangible Assets, Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangible Assets Goodwill is recorded upon completion of a business combination as the difference between the purchase price and the fair value of net identifiable assets acquired. Subsequent to initial recognition, the Company tests goodwill for impairment annually, or more often if events or circumstances, such as adverse changes in the business climate indicate there may first 2020, June 30, 2020 October 31, 2020 not December 31, 2019. Goodwill recorded for the WHC acquisition during the first 2020 first 2019 December 31, 2019 2019
Segment Reporting, Policy [Policy Text Block]	Segment Reporting While management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the operations are considered by management to be aggregated in one
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Adopted Accounting Pronouncements In February 2016, No. 2016 02, 842 12 December 15, 2018, first 2019. not 2028 January 1, 2019, In March 2017, No. 2017 08, 310 20 not December 15, 2018, first 2019 not not In August 2018, No. 2018 13, 820 no January 1, 2020 not Recently Issued Accounting Pronouncements In September 2016, No. 2016 13, 326 In October 2019, December 15, 2022, first The Company believes the amendments in this update will have an impact on the Company’s consolidated financial statements and is continuing to evaluate the significance of that impact, even though the adoption date has been deferred. In that regard, we have established a working group under the direction of our Chief Credit Officer and Controller. The group is composed of individuals from the finance and credit administration areas of the Company. We are currently developing an implementation plan, including assessment of processes, segmentation of the loan portfolio and identifying and adding data fields necessary for analysis. The adoption of this standard is likely to result in an increase in the allowance for loan losses as a result of changing from an “incurred loss” model to an “expected loss” model. While we currently cannot reasonably estimate the impact of adopting this standard, we expect the impact will be influenced by the composition, characteristics and quality of our loan and securities portfolios, as well as the general economic conditions and forecasts as of the adoption date. In January 2017, No. 2017 04, 350 2 January 1, 2023 In March 2020 , No. 2020 04 , 848 December 31, 2022 .

Note 2 - Mergers and Acquisit_2

Note 2 - Mergers and Acquisitions (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	WHC BMB January 1, January 1, 2020 2019 (In Thousands, Except Share Data) Assets acquired: Cash and cash equivalents $ 11,544 $ 6,902 Securities available-for-sale 43,710 2,096 Loans receivable 43,424 89,204 Premises and equipment 740 2,246 Cash surrender value of life insurance 2,131 2,862 Other real estate owned - 223 Core deposit intangible 208 1,988 Other assets 1,874 1,995 Total assets acquired $ 103,631 $ 107,516 Liabilities assumed: Deposits $ 86,572 $ 92,706 Accrued expenses and other liabilities 4,554 1,960 Other borrowings 2,500 - Total liabilities assumed $ 93,626 $ 94,666 Net assets acquired $ 10,005 $ 12,850 Consideration paid: Cash $ 6,500 $ 1 Common stock issued (395,850 shares WHC and 996,041 shares BMB) 8,467 16,435 Total consideration paid $ 14,967 $ 16,436 Goodwill resulting from acquisition $ 4,962 $ 3,586
Business Acquisition, Pro Forma Information [Table Text Block]	Year Ended December 31, 2019 (Dollars in Thousands, Except Per Share Data) Pro forma net income (1) Net interest income after loan loss provision $ 39,019 Noninterest income 24,996 Noninterest expense 48,788 Income before income taxes 15,227 Income tax provision 3,045 Net income $ 12,182 Pro forma earnings per share (1) Basic earnings per share $ 1.90 Diluted earnings per share $ 1.89 Weighted average shares outstanding, basic 6,419,654 Weighted average shares outstanding, diluted 6,437,604

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Marketable Securities [Table Text Block]	December 31, 2020 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available-for-sale: U.S. government obligations $ 2,214 $ 31 $ - $ 2,245 U.S. treasury obligations 5,153 504 - 5,657 Municipal obligations 92,914 6,175 (1 ) 99,088 Corporate obligations 10,579 91 (7 ) 10,663 Mortgage-backed securities 7,513 161 (5 ) 7,669 Collateralized mortgage obligations 30,339 852 (2 ) 31,189 Asset-backed securities 6,293 142 - 6,435 Total $ 155,005 $ 7,956 $ (15 ) $ 162,946 December 31, 2019 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available-for-sale: U.S. government obligations $ 686 $ 9 $ - 695 U.S. treasury obligations 12,632 270 - 12,902 Municipal obligations 50,699 1,616 (93 ) 52,222 Corporate obligations 8,356 40 (8 ) 8,388 Mortgage-backed securities 9,460 56 (21 ) 9,495 Collateralized mortgage obligations 33,129 297 (92 ) 33,334 Asset-backed securities 10,110 - (271 ) 9,839 Total $ 125,072 $ 2,288 $ (485 ) $ 126,875
Schedule of Realized Gain (Loss) [Table Text Block]	Years Ended December 31, 2020 2019 (In Thousands) Proceeds from sale of available-for-sale securities $ 28,410 $ 58,027 Gross realized gain on sale of available-for-sale securities $ 1,068 $ 576 Gross realized loss on sale of available-for-sale securities (335 ) (507 ) Net realized gain on sale of available-for-sale securities $ 733 $ 69
Investments Classified by Contractual Maturity Date [Table Text Block]	December 31, 2020 Amortized Fair Cost Value (In Thousands) Due in one year or less $ 1,971 $ 1,978 Due from one to five years 16,784 17,502 Due from five to ten years 17,800 18,492 Due after ten years 80,598 86,116 117,153 124,088 Mortgage-backed securities 7,513 7,669 Collateralized mortgage obligations 30,339 31,189 Total $ 155,005 $ 162,946
Schedule of Unrealized Loss on Investments [Table Text Block]	December 31, 2020 Less than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) Municipal obligations 282 (1 ) - - Corporate obligations 4,243 (7 ) - - Mortgage-backed securities and collateralized mortgage obligations 3,180 (2 ) 1,501 (5 ) Asset-backed securities - - - - Total $ 7,705 $ (10 ) $ 1,501 $ (5 ) December 31, 2019 Less than 12 months 12 months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) Municipal obligations 11,142 (93 ) - - Corporate obligations - - 992 (8 ) Mortgage-backed securities and collateralized mortgage obligations 9,868 (35 ) 7,968 (78 ) Asset-backed securities 940 (33 ) 8,900 (238 ) Total $ 21,950 $ (161 ) $ 17,860 $ (324 )

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2020 2019 (In Thousands) Real estate loans: Residential 1-4 family $ 157,092 $ 157,898 Commercial real estate 447,867 434,025 Other loans: Home equity 56,563 56,414 Consumer 20,168 18,882 Commercial 161,451 113,319 Total 843,141 780,538 Deferred loan fees, net (2,038 ) (1,303 ) Allowance for loan losses (11,600 ) (8,600 ) Total loans, net $ 829,503 $ 770,635
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Balance, January 1, 2020 $ 1,301 $ 4,826 $ 477 $ 284 $ 1,712 $ 8,600 Charge-offs - (18 ) - (36 ) (173 ) (227 ) Recoveries - 12 - 16 69 97 Provision 205 2,131 38 100 656 3,130 Balance, December 31, 2020 $ 1,506 $ 6,951 $ 515 $ 364 $ 2,264 $ 11,600 Balance, December 31, 2020 allocated to loans individually evaluated for impairment $ 296 $ - $ - $ - $ 54 $ 350 Balance, December 31, 2020 allocated to loans collectively evaluated for impairment $ 1,210 $ 6,951 $ 515 $ 364 $ 2,210 $ 11,250 Loans receivable: Balance, December 31, 2020 $ 157,092 $ 447,867 $ 56,563 $ 20,168 $ 161,451 $ 843,141 Balance, December 31, 2020 of loans individually evaluated for impairment $ 1,541 $ 4,559 $ 111 $ 151 $ 2,239 $ 8,601 Balance, December 31, 2020 of loans collectively evaluated for impairment $ 155,551 $ 443,308 $ 56,452 $ 20,017 $ 159,212 $ 835,540 Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Balance, January 1, 2019 $ 1,301 $ 3,593 $ 477 $ 190 $ 1,039 $ 6,600 Charge-offs - (195 ) (75 ) (78 ) (380 ) (728 ) Recoveries - 17 - 26 58 101 Provision - 1,411 75 146 995 2,627 Balance, December 31, 2019 $ 1,301 $ 4,826 $ 477 $ 284 $ 1,712 $ 8,600 Balance, December 31, 2019 allocated to loans individually evaluated for impairment $ - $ - $ - $ - $ 74 $ 74 Balance, December 31, 2019 allocated to loans collectively evaluated for impairment $ 1,301 $ 4,826 $ 477 $ 284 $ 1,638 $ 8,526 Loans receivable: Balance, December 31, 2019 $ 157,898 $ 434,025 $ 56,414 $ 18,882 $ 113,319 $ 780,538 Balance, December 31, 2019 of loans individually evaluated for impairment $ 955 $ 1,109 $ 98 $ 156 $ 1,323 $ 3,641 Balance, December 31, 2019 of loans collectively evaluated for impairment $ 156,943 $ 432,916 $ 56,316 $ 18,726 $ 111,996 $ 776,897
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2020 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 109,746 $ - $ 857 $ 199 $ - $ 110,802 Residential 1-4 family construction 45,953 - 337 - - 46,290 Commercial real estate 311,756 2,568 2,344 - - 316,668 Commercial construction and development 65,231 14 36 - - 65,281 Farmland 63,565 136 2,164 53 - 65,918 Other loans: Home equity 56,177 274 112 - - 56,563 Consumer 20,017 - 151 - - 20,168 Commercial 107,810 829 570 - - 109,209 Agricultural 50,371 355 1,395 121 - 52,242 Total $ 830,626 $ 4,176 $ 7,966 $ 373 $ - $ 843,141 December 31, 2019 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 118,116 $ - $ 1,180 $ - $ - $ 119,296 Residential 1-4 family construction 38,265 - 337 - - 38,602 Commercial real estate 328,750 - 2,312 - - 331,062 Commercial construction and development 52,620 - 50 - - 52,670 Farmland 49,959 108 168 58 - 50,293 Other loans: Home equity 56,039 78 297 - - 56,414 Consumer 18,694 - 188 - - 18,882 Commercial 71,868 159 707 63 - 72,797 Agricultural 39,347 138 570 467 - 40,522 Total $ 773,658 $ 483 $ 5,809 $ 588 $ - $ 780,538
Financing Receivable, Past Due [Table Text Block]	December 31, 2020 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 693 $ 34 $ 727 $ 684 $ 109,391 $ 110,802 Residential 1-4 family construction 853 170 1,023 337 44,930 46,290 Commercial real estate 274 - 274 631 315,763 316,668 Commercial construction and development - - - 36 65,245 65,281 Farmland 179 - 179 2,245 63,494 65,918 Other loans: Home equity 53 - 53 111 56,399 56,563 Consumer 72 - 72 151 19,945 20,168 Commercial 553 6 559 537 108,113 109,209 Agricultural 71 182 253 1,542 50,447 52,242 Total $ 2,748 $ 392 $ 3,140 $ 6,274 $ 833,727 $ 843,141 December 31, 2019 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 702 $ 4 $ 706 $ 618 $ 117,972 $ 119,296 Residential 1-4 family construction 260 - 260 337 38,005 38,602 Commercial real estate 793 - 793 583 329,686 331,062 Commercial construction and development 72 - 72 50 52,548 52,670 Farmland 1,039 - 1,039 476 48,778 50,293 Other loans: Home equity 420 - 420 98 55,896 56,414 Consumer 128 - 128 156 18,598 18,882 Commercial 484 - 484 824 71,489 72,797 Agricultural 702 1,805 2,507 499 37,516 40,522 Total $ 4,600 $ 1,809 $ 6,409 $ 3,641 $ 770,488 $ 780,538
Impaired Financing Receivables [Table Text Block]	December 31, 2020 Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment (In Thousands) Real estate loans: Residential 1-4 family $ 1,204 $ 1,267 $ 296 $ 911 Residential 1-4 family construction 337 387 - 337 Commercial real estate 2,264 2,328 - 1,423 Commercial construction and development 50 50 - 50 Farmland 2,245 2,262 - 1,360 Other loans: Home equity 111 136 - 105 Consumer 151 171 - 154 Commercial 537 664 - 681 Agricultural 1,702 2,268 54 1,100 Total $ 8,601 $ 9,533 $ 350 $ 6,121 December 31, 2019 Unpaid Average Recorded Principal Related Recorded Investment Balance Allowance Investment (In Thousands) Real estate loans: Residential 1-4 family $ 618 $ 657 $ - $ 435 Residential 1-4 family construction 337 387 - 485 Commercial real estate 583 766 - 507 Commercial construction and development 50 225 - 32 Farmland 476 513 - 238 Other loans: - Home equity 98 115 - 295 Consumer 156 169 - 142 Commercial 824 887 74 566 Agricultural 499 756 - 266 Total $ 3,641 $ 4,475 $ 74 $ 2,966
Directors, Senior Officers and their Related Parties [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(In Thousands) Balance, January 1, 2019 $ 3,126 Principal additions 1,477 Principal payments (1,604 ) Balance, December 31, 2019 $ 2,999 Principal additions 402 Principal payments (1,038 ) Balance, December 31, 2020 $ 2,363 December 31, 2020 2019 (In Thousands) Loans serviced, for the benefit of others, for directors, executive officers and their related parties $ 1,891 $ 2,087 Years Ended December 31, 2020 2019 (In Thousands) Interest income from loans owned for directors, executive officers and their related parties $ 22 $ 65

Note 5 - Mortgage Servicing R_2

Note 5 - Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Activities in Mortgage Servicing Rights [Table Text Block]	Years Ended December 31, 2020 2019 (In Thousands) Mortgage servicing rights: Beginning balance $ 8,739 $ 7,100 Mortgage servicing rights capitalized 5,678 3,276 Amortization of mortgage servicing rights (3,520 ) (1,637 ) Ending balance $ 10,897 $ 8,739 Valuation allowance: Beginning balance - - Impairment of mortgage servicing rights (792 ) - Ending balance (792 ) - Mortgage servicing rights, net 10,105 $ 8,739
Mortgage Servicing Rights [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	December 31, 2020 2019 Key assumptions: Discount rate 12% 12% Prepayment speed range 221-328% 110 - 246% Weighted average prepayment speed 281% 171%

Note 6 - Premises and Equipme_2

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Property, Plant and Equipment [Table Text Block]	December 31, 2020 2019 (In Thousands) Land $ 10,357 $ 8,118 Buildings and improvements 46,854 34,917 Furniture and equipment 11,351 10,026 Construction in progress 6,260 424 74,822 53,485 Accumulated depreciation (17,715 ) (15,303 ) Premises and equipment, net $ 57,107 $ 38,182
Lease, Cost [Table Text Block]	December 31, 2020 (In Thousands) Right-of-use assets, net of amortization $ 1,655 Lease liabilities 1,685 Weighted average remaining lease term (years) 6.14 Weighted average discount rate 3.02 % December 31, 2020 (In Thousands) Operating lease cost $ 555 Short-term lease cost 69 Total lease cost $ 624
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(In Thousands) 2021 $ 462 2022 280 2023 207 2024 212 2025 212 Thereafter 488 Total lease payments $ 1,861 Less imputed interest (176 ) Present value of lease liabilities $ 1,685

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	December 31, 2020 2019 (In Thousands) Core deposit intangible $ 4,836 $ 4,628 Accumulated amortization (2,493 ) (1,842 ) Core deposit intangible, net $ 2,343 $ 2,786
Finite-lived Intangible Assets Amortization Expense [Table Text Block]	Years ending December 31: (In Thousands) 2021 $ 564 2022 476 2023 390 2024 320 2025 251 Thereafter 342 Total $ 2,343

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Deposit Liabilities, Type [Table Text Block]	December 31, 2020 2019 Weighted Weighted Average Average Balance Rate Balance Rate (Dollars in Thousands) Noninterest checking $ 318,389 0.00 % $ 200,035 0.00 % Interest-bearing checking 160,614 0.02 % 116,397 0.03 % Savings 179,868 0.06 % 126,991 0.08 % Money market 202,407 0.24 % 132,506 0.42 % Time certificates of deposits 171,805 0.68 % 233,064 1.70 % Total $ 1,033,083 0.18 % $ 808,993 0.55 %
Schedule of Maturities of Time Deposits [Table Text Block]	Years ending December 31: (In Thousands) 2021 $ 123,725 2022 35,232 2023 6,921 2024 3,992 2025 1,629 Thereafter 306 Total $ 171,805
Schedule of Interest Expense on Deposits [Table Text Block]	Years Ended December 31, 2020 2019 (In Thousands) Checking $ 58 $ 44 Savings 87 85 Money market 473 448 Time certificates of deposits 2,996 3,316 Total $ 3,614 $ 3,893

Note 9 - Advances From the Fe_2

Note 9 - Advances From the Federal Home Loan Bank and Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Advances from Federal Home Loan Bank and Other Borrowings Maturities [Table Text Block]	Years ending December 31: (In Thousands) 2021 $ 12,070 2022 5,000 2023 - 2024 - 2025 - Thereafter - Total $ 17,070

Note 10 - Other Long-term Debt

Note 10 - Other Long-term Debt (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	December 31, 2020 2019 Unamortized Unamortized Debt Debt Principal Issuance Principal Issuance Amount Costs Amount Costs (In Thousands) Senior notes fixed at 5.75%, due 2022 $ 10,000 $ (48 ) $ 10,000 $ (92 ) Subordinated debentures fixed at 6.75%, due 2025 - - 10,000 (122 ) Subordinated debentures fixed at 5.50% to floating, due 2030 15,000 (316 ) - - Subordinated debentures variable at 3-Month Libor plus 1.42%, due 2035 5,155 - 5,155 - Total other long-term debt $ 30,155 $ (364 ) $ 25,155 $ (214 )

Note 11 - Commitments and Con_2

Note 11 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	December 31, 2020 2019 (In Thousands) Commitments to extend credit $ 173,866 $ 142,785 Letters of credit 2,647 3,098

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Years Ended December 31, 2020 2019 (In Thousands) Current U.S. federal $ 6,281 $ 1,445 Montana 2,139 912 Total current income tax provision 8,420 2,357 Deferred U.S. federal (949 ) 690 Montana (237 ) 49 Total deferred income tax (benefit) provision (1,186 ) 739 Total income tax provision $ 7,234 $ 3,096
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	December 31, 2020 2019 (In Thousands) Deferred tax assets: Loans receivable $ 3,055 $ 2,265 Deferred loan fees 649 424 Lease liability 444 500 Deferred compensation 1,366 833 Employee benefits 365 320 Acquisition costs 236 271 Acquisition fair value adjustments 498 595 Other 755 429 Total deferred tax assets 7,368 5,637 Deferred tax liabilities: Premises and equipment 786 841 Right-of-use asset 436 500 Federal Home Loan Bank stock 32 7 Mortgage servicing rights 2,661 2,483 Unrealized gains on securities available-for-sale 2,090 474 Goodwill 995 872 Intangibles 603 706 Other 222 246 Total deferred tax liabilities 7,825 6,129 Net deferred tax liability $ (457 ) $ (492 )
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Years Ended December 31, 2020 2019 % of % of Pretax Pretax Amount Income Amount Income (Dollars in Thousands) Federal income taxes at the statutory rate $ 5,973 21.00% $ 2,933 21.00% State income taxes 1,517 5.33% 943 6.75% Tax-exempt interest income (285 ) -1.00% (264 ) -1.89% Income from bank-owned life insurance (135 ) -0.47% (151 ) -1.08% New Market Tax Credits - 0.00% (456 ) -3.26% Other, net 164 0.58% 91 0.64% Actual tax expense and effective tax rate $ 7,234 25.44% $ 3,096 22.16%

Note 13 - Accumulated Other C_2

Note 13 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Unrealized Gains (Losses) Gains (Losses) on Investment on Loans Securities Held-for-Sale Available for Sale Total (In Thousands) Balance, January 1, 2020 $ - $ 1,329 $ 1,329 Other comprehensive income, before reclassifications and income taxes - 6,871 6,871 Amounts reclassified from accumulated other comprehensive income, before income taxes - (733 ) (733 ) Income tax provision - (1,616 ) (1,616 ) Total other comprehensive income - 4,522 4,522 Balance, December 31, 2020 $ - $ 5,851 $ 5,851 Balance, January 1, 2019 $ 227 $ (1,338 ) $ (1,111 ) Other comprehensive income, before reclassifications and income taxes 296 3,689 3,985 Amounts reclassified from accumulated other comprehensive income (loss), before income taxes (605 ) (69 ) (674 ) Income tax benefit (provision) 82 (953 ) (871 ) Total other comprehensive (loss) income (227 ) 2,667 2,440 Balance, December 31, 2019 $ - $ 1,329 $ 1,329

Note 14 - Earnings Per Share (T

Note 14 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Years Ended December 31, 2020 2019 (Dollars in Thousands, Except for Per Share Data) Basic weighted average shares outstanding 6,795,503 6,419,654 Dilutive effect of stock compensation 24,803 17,950 Diluted weighted average shares outstanding 6,820,306 6,437,604 Net income available to common shareholders $ 21,206 $ 10,872 Basic earnings per share $ 3.12 $ 1.69 Diluted earnings per share $ 3.11 $ 1.69

Note 15 - Capital Management _2

Note 15 - Capital Management and Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum To Be Well Minimum Required Capitalized Under for Capital Adequacy Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) December 31, 2020: Total risk-based capital to risk weighted assets Consolidated $ 156,897 17.04 % $ 96,665 10.50 % N/A N/A Bank 153,204 16.71 % 96,279 10.50 % $ 91,694 10.00 % Tier I capital to risk weighted assets Consolidated 130,434 14.17 % 78,253 8.50 % N/A N/A Bank 141,741 15.46 % 77,940 8.50 % 73,355 8.00 % Common equity Tier I capital to risk weighted assets Consolidated 125,434 13.63 % 64,444 7.00 % N/A N/A Bank 141,741 15.46 % 64,186 7.00 % 59,601 6.50 % Tier 1 capital to adjusted total average assets Consolidated 130,434 10.61 % 49,183 4.00 % N/A N/A Bank 141,741 11.72 % 48,370 4.00 % 60,462 5.00 % Minimum To Be Well Minimum Required Capitalized Under for Capital Adequacy Prompt Corrective Actual Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars in Thousands) December 31, 2019: Total risk-based capital to risk weighted assets Consolidated $ 126,711 15.92 % $ 83,589 10.50 % N/A N/A Bank 120,313 15.23 % 82,944 10.50 % $ 78,994 10.00 % Tier I capital to risk weighted assets Consolidated 108,111 13.58 % 67,667 8.50 % N/A N/A Bank 111,713 14.14 % 67,145 8.50 % 63,195 8.00 % Common equity Tier I capital to risk weighted assets Consolidated 103,111 12.95 % 55,726 7.00 % N/A N/A Bank 111,713 14.14 % 55,296 7.00 % 51,346 6.50 % Tier 1 capital to adjusted total average assets Consolidated 108,111 10.52 % 41,099 4.00 % N/A N/A Bank 111,713 11.08 % 40,332 4.00 % 50,414 5.00 %

Note 17 - Benefit Plans (Tables

Note 17 - Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Employee Stock Ownership Plan (ESOP) Disclosures [Table Text Block]	December 31, 2020 2019 Allocated shares 223,153 215,867 Unallocated shares 14,362 30,978 Total ESOP shares 237,515 246,845 Fair value of unallocated shares (in thousands) $ 304,762 $ 663,000
Share-based Payment Arrangement, Activity [Table Text Block]	Number of Shares Unvested awards as of January 1, 2019 60,160 Awards granted 4,000 Awards vested (19,340 ) Awards forfeited (880 ) Unvested awards as of December 31, 2019 43,940 Awards granted 35,737 Awards vested (19,340 ) Awards forfeited (2,000 ) Unvested awards as of December 31, 2020 58,337

Note 18 - Derivatives and Hed_2

Note 18 - Derivatives and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	December 31, 2020 December 31, 2019 Notional Fair Value Notional Fair Value Amount Asset Liability Amount Asset Liability (In Thousands) Interest rate lock commitments $ 227,977 $ 6,017 $ - $ 48,303 $ 554 $ - Forward TBA mortgage-backed securities 180,000 - 1,056 67,000 - 201

Note 19 - Fair Value of Finan_2

Note 19 - Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	December 31, 2020 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 2,245 $ - $ 2,245 U.S. treasury obligations 5,657 - - 5,657 Municipal obligations - 99,088 - 99,088 Corporate obligations - 10,663 - 10,663 Mortgage-backed securities - 7,669 - 7,669 Collateralized mortgage obligations - 31,189 - 31,189 Asset-backed securities - 6,435 - 6,435 Loans held-for-sale - 54,615 - 54,615 Interest rate lock commitments - - 6,017 6,017 Financial liabilities: Forward TBA mortgage-backed securities - 1,056 - 1,056 December 31, 2019 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 695 $ - $ 695 U.S. treasury obligations 12,902 - - 12,902 Municipal obligations - 52,222 - 52,222 Corporate obligations - 8,388 - 8,388 Mortgage-backed securities - 9,495 - 9,495 Collateralized mortgage obligations - 33,334 - 33,334 Asset-backed securities - 9,839 - 9,839 Loans held-for-sale - 25,612 - 25,612 Interest rate lock commitments - - 554 554 Financial liabilities: Forward TBA mortgage-backed securities - 201 - 201
Fair Value Measurements, Nonrecurring [Table Text Block]	December 31, 2020 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 728 $ 728 Real estate and other repossessed assets - - - - Mortgage servicing rights - - 10,105 10,105 December 31, 2019 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 491 $ 491 Real estate and other repossessed assets - - 25 25 Mortgage servicing rights - - - -
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Interest Rate Lock Commitments (In Thousands) Balance, January 1, 2020 $ 554 Purchases and issuances 26,128 Sales and settlements (20,665 ) Balance, December 31, 2020 $ 6,017 Net change in unrealized gains relating to items held at end of period $ 5,463
Fair Value, by Balance Sheet Grouping [Table Text Block]	December 31, 2020 Level 1 Level 2 Level 3 Total Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 69,802 $ - $ - $ 69,802 $ 69,802 FHLB stock 2,060 - - 2,060 2,060 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 847,579 847,579 841,103 Accrued interest and dividends receivable 5,765 - - 5,765 5,765 Mortgage servicing rights - - 10,105 10,105 10,105 Financial liabilities: Non-maturing interest-bearing deposits - 542,889 - 542,889 542,889 Noninterest-bearing deposits 318,389 - - 318,389 318,389 Time certificates of deposit - - 172,561 172,561 171,805 Accrued expenses and other liabilities 23,239 - - 23,239 23,239 FHLB advances and other borrowings - - 17,217 17,217 17,070 Other long-term debt - - 29,414 29,414 30,155 December 31, 2019 Level 1 Level 2 Level 3 Total Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 24,918 $ - $ - $ 24,918 $ 24,918 FHLB stock 4,683 - - 4,683 4,683 FRB stock 2,526 - - 2,526 2,526 Loans receivable, gross - - 778,923 778,923 779,235 Accrued interest and dividends receivable 4,577 - - 4,577 4,577 Mortgage servicing rights - - 9,835 9,835 8,739 Financial liabilities: Non-maturing interest-bearing deposits - 375,894 - 375,894 375,894 Noninterest-bearing deposits 200,035 - - 200,035 200,035 Time certificates of deposit - - 233,041 233,041 233,064 Accrued expenses and other liabilities 9,624 - - 9,624 9,624 FHLB advances and other borrowings - - 88,447 88,447 88,350 Other long-term debt - - 24,661 24,661 25,155
Impaired Loans and Real Estate and Other Repossessed Assets [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Principal Significant Range of Valuation Unobservable Significant Input Instrument Technique Inputs Values Impaired loans Fair value of underlying collateral Discount applied to the obtained appraisal 10 - 30% Real estate and other repossessed assets Fair value of collateral Discount applied to the obtained appraisal 10 - 30% Mortgage servicing rights Discounted cash flows Discount rate 10 - 15% Prepayment speeds 100 - 350% Interest rate lock commitments Internal pricing model Pull-through expectations 80 - 90%

Note 20 - Condensed Parent Co_2

Note 20 - Condensed Parent Company Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2020
Notes Tables
Condensed Balance Sheet [Table Text Block]	December 31, 2020 2019 (In Thousands) Assets: Cash and cash equivalents $ 5,775 $ 8,916 Securities available-for-sale 5,149 5,152 Investment in Eagle Bancorp Statutory Trust I 155 155 Investment in Subsidiaries 169,190 130,165 Other assets 3,126 2,473 Total assets $ 183,395 $ 146,861 Liabilities and Shareholders' Equity: Accounts payable and accrued expenses $ 666 $ 261 Other long-term debt 29,791 24,941 Shareholders' equity 152,938 121,659 Total liabilities and shareholders' equity $ 183,395 $ 146,861
Condensed Income Statement [Table Text Block]	Years Ended December 31, 2020 2019 (In Thousands) Interest income $ 152 $ 273 Interest expense (1,690 ) (1,452 ) Noninterest income - (6 ) Noninterest expense (1,116 ) (2,582 ) Loss before income taxes (2,654 ) (3,767 ) Income tax benefit (659 ) (1,065 ) Loss before equity in undistributed earnings of Subsidiaries (1,995 ) (2,702 ) Equity in undistributed earnings of Subsidiaries 23,201 13,574 Net income $ 21,206 $ 10,872
Condensed Cash Flow Statement [Table Text Block]	Years Ended December 31, 2020 2019 (In Thousands) Cash Flows from Operating Activities: Net income $ 21,206 $ 10,872 Adjustments to reconcile net income to net cash used in operating activities: Equity in undistributed earnings of Subsidiaries (23,201 ) (13,574 ) Other adjustments, net (25 ) (578 ) Net cash used in operating activities (2,020 ) (3,280 ) Cash Flows from Investing Activities: Cash contributions from Opportunity Bank of Montana 3,600 8,000 Cash paid for acquisitions, net of cash received (6,500 ) - Activity in available-for-sale securities: Sales - 5,291 Maturities, principal payments and calls 10,250 620 Purchases (10,199 ) - Net cash (used in) provided by investing activities (2,849 ) 13,911 Cash Flows from Financing Activities: Proceeds from issuance of subordinated debentures 15,000 - Repayment of subordinated debentures (10,000 ) - Payments for debt issuance costs (335 ) - ESOP payments and dividends 285 317 Payments to purchase treasury stock (987 ) (1,210 ) Treasury shares reissued for compensation 380 369 Dividends paid (2,615 ) (2,407 ) Net cash provided by (used in) financing activities 1,728 (2,931 ) Net (Decrease) Increase in Cash and Cash Equivalents (3,141 ) 7,700 Cash and Cash Equivalents, beginning of period 8,916 1,216 Cash and Cash Equivalents, end of period $ 5,775 $ 8,916

Note 1 - Organization and Sum_2

Note 1 - Organization and Summary of Significant Accounting Policies (Details Textual) - USD ($)	3 Months Ended		6 Months Ended	10 Months Ended	12 Months Ended		85 Months Ended
	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2020	Oct. 31, 2020	Dec. 31, 2020	Dec. 31, 2019	Nov. 30, 2019	Jan. 01, 2020	Mar. 31, 2019	Jan. 01, 2019	Dec. 31, 2018
Tax Exemption Period (Year)					7 years		7 years
Cash Reserve Deposit Required and Made		$ 1,297,000				$ 1,297,000
Investment in Federal Home Loan Bank Stock, Par Value Per Share (in dollars per share)					$ 100
Investment in Federal Reserve Bank Stock, Par Value Per Share (in dollars per share)					100
Investment in Federal Reserve Bank Stock, Purchase Price Per Share (in dollars per share)					$ 50
Percentage of Dividend Rate					6.00%
Repossessed Assets, Total		26,000			$ 25,000	26,000
Unrecognized Tax Benefits, Ending Balance		0			0	0
Advertising Expense					911,000	1,028,000
Goodwill, Impairment Loss	$ 0		$ 0	$ 0		0
Goodwill, Ending Balance		15,836,000			$ 20,798,000	15,836,000					$ 12,124,000
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset										$ 2,374,000
Operating Lease, Liability, Total										2,374,000
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)					10 years
WHC [Member]
Goodwill, Ending Balance	$ 4,962,000							$ 4,962,000
Big Muddy Bancorp Acquisition [Member]
Goodwill, Ending Balance		3,712,000				3,712,000			$ 3,586,000	$ 3,586,000
Goodwill, Purchase Accounting Adjustments		$ 126,000				126,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)					5 years
Investment Advisory, Management and Administrative Service [Member]
Revenue from Contract with Customer, Including Assessed Tax					$ 0	258,000
Deposit Account [Member]
Revenue from Contract with Customer, Including Assessed Tax					1,096,000	1,219,000
Debit Card [Member]
Revenue from Contract with Customer, Including Assessed Tax					$ 1,538,000	$ 1,327,000
Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)					3 years
Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)					40 years
Residential Portfolio Segment [Member]
Loan to Appraised Value Percentage					80.00%
Home Equity Portfolio Segment [Member]
Loan to Appraised Value Percentage					85.00%
Federal Home Loan Bank Advances [Member]
Shares, Outstanding, Ending Balance (in shares)		46,827			20,601	46,827
Federal Reserve Bank Advances [Member]
Shares, Outstanding, Ending Balance (in shares)		50,512			59,472	50,512
Opportunity Bank of Montana [Member]
Noncontrolling Interest, Ownership Percentage by Parent					100.00%
Eagle Bancorp Statutory Trust I [Member]
Noncontrolling Interest, Ownership Percentage by Parent					100.00%
AFSB NMTC Investment Fund, LLC [Member]
Noncontrolling Interest, Ownership Percentage by Parent					100.00%
TwinCo Acquisition [Member]
Business Acquisition, Percentage of Voting Interests Acquired					100.00%
Big Muddy Bancorp Acquisition [Member]
Business Acquisition, Percentage of Voting Interests Acquired					100.00%

Note 2 - Mergers and Acquisit_3

Note 2 - Mergers and Acquisitions (Details Textual) - USD ($)	Jan. 01, 2020	Jan. 01, 2019	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Goodwill, Ending Balance				$ 15,836,000		$ 20,798,000	$ 15,836,000	$ 12,124,000
Finite-Lived Intangible Assets, Net, Ending Balance				2,786,000		2,343,000	2,786,000
Business Combination, Acquisition Related Costs						$ 157,000	$ 2,198,000
Effective Income Tax Rate Reconciliation, Percent, Total						25.44%	22.16%
Core Deposits [Member]
Finite-Lived Intangible Assets, Net, Ending Balance				2,786,000		$ 2,343,000	$ 2,786,000
Finite-Lived Intangible Asset, Useful Life (Year)						10 years
WHC [Member]
Business Combination, Consideration Transferred, Total	$ 14,967,000
Payments to Acquire Businesses, Gross	6,500,000
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	8,467,000
Goodwill, Acquired During Period			$ 4,962,000
Goodwill, Ending Balance	4,962,000		$ 4,962,000
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Investments		$ 425,000
Business Combination, Acquired Loans Discount	$ 1,166,000					$ 606,000
Business Combination, Accretion of Loan Discount						560,000
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Property, Plant, and Equipment						590,000
Business Combination, Acquisition Related Costs						157,000	818,000
WHC [Member] | Core Deposits [Member]
Finite-Lived Intangible Assets, Net, Ending Balance						208,000
Big Muddy Bancorp Acquisition [Member]
Business Combination, Consideration Transferred, Total		16,436,000
Payments to Acquire Businesses, Gross		1,000
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable		16,435,000
Goodwill, Acquired During Period					$ 3,586,000
Goodwill, Purchase Accounting Adjustments				126,000			126,000
Goodwill, Ending Balance		3,586,000		$ 3,712,000	$ 3,586,000		3,712,000
Business Combination, Acquired Loans Discount		2,813,000				526,000
Business Combination, Accretion of Loan Discount						594,000	1,480,000
Business Combination, Acquired Impaired Loan, Write-offs						213,000
Business Acquisition, Impairment Loans		$ 556,000				98,000
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Property, Plant, and Equipment						276,000
Business Combination, Acquisition Related Costs							$ 1,380,000
Effective Income Tax Rate Reconciliation, Percent, Total							20.00%
Big Muddy Bancorp Acquisition [Member] | Core Deposits [Member]
Finite-Lived Intangible Assets, Net, Ending Balance						$ 1,988,000

Note 2 - Mergers and Acquisit_4

Note 2 - Mergers and Acquisitions - Assets Acquired and Liabilities Assumed (Details) - USD ($)	Jan. 01, 2020	Jan. 01, 2019	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Total liabilities assumed			$ 93,626,000		$ 94,666,000
Goodwill resulting from acquisition			$ 20,798,000		15,836,000		$ 12,124,000
WHC [Member]
Cash and cash equivalents	$ 11,544,000
Securities available-for-sale	43,710,000
Loans receivable	43,424,000
Premises and equipment	740,000
Cash surrender value of life insurance	2,131,000
Other real estate owned	0
Core deposit intangible	208,000
Other assets	1,874,000
Total assets acquired	103,631,000
Deposits	86,572,000
Accrued expenses and other liabilities	4,554,000
Other borrowings	2,500,000
Total liabilities assumed	93,626,000
Net assets acquired	10,005,000
Cash	6,500,000
Common stock issued (395,850 shares WHC and 996,041 shares BMB)	8,467,000
Total consideration paid	14,967,000
Goodwill resulting from acquisition	$ 4,962,000			$ 4,962,000
Big Muddy Bancorp Acquisition [Member]
Cash and cash equivalents		$ 6,902,000
Securities available-for-sale		2,096,000
Loans receivable		89,204,000
Premises and equipment		2,246,000
Cash surrender value of life insurance		2,862,000
Other real estate owned		223,000
Core deposit intangible		1,988,000
Other assets		1,995,000
Total assets acquired		107,516,000
Deposits		92,706,000
Accrued expenses and other liabilities		1,960,000
Other borrowings		0
Total liabilities assumed		94,666,000
Net assets acquired		12,850,000
Cash		1,000
Common stock issued (395,850 shares WHC and 996,041 shares BMB)		16,435,000
Total consideration paid		16,436,000
Goodwill resulting from acquisition		$ 3,586,000			$ 3,712,000	$ 3,586,000

Note 2 - Mergers and Acquisit_5

Note 2 - Mergers and Acquisitions - Pro Forma Information (Details) - WHC [Member] $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)$ / sharesshares
Net interest income after loan loss provision	$ 39,019	[1]
Noninterest income	24,996	[1]
Noninterest expense	48,788	[1]
Income before income taxes	15,227
Income tax provision	3,045	[1]
Net income	$ 12,182	[1]
Basic earnings per share (in dollars per share) | $ / shares	$ 1.90	[1]
Diluted earnings per share (in dollars per share) | $ / shares	$ 1.89	[1]
Weighted average shares outstanding, basic (in shares) | shares	6,419,654
Weighted average shares outstanding, diluted (in shares) | shares	6,437,604
[1]	Significant assumptions utilized include the acquisition cost noted above and a 20.00% effective tax rate.

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Pledged Financial Instruments, Not Separately Reported, Securities, Total	$ 19,716,000	$ 18,897,000
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total	$ 0	$ 0
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	8	28

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Summary of Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Securities available-for-sale, amortized cost	$ 155,005	$ 125,072
Securities available-for-sale, gross unrealized gains	7,956	2,288
Securities available-for-sale, gross unrealized losses	(15)	(485)
Securities available-for-sale	162,946	126,875
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized cost	2,214	686
Securities available-for-sale, gross unrealized gains	31	9
Securities available-for-sale, gross unrealized losses	0	0
Securities available-for-sale	2,245	695
US Treasury and Government [Member]
Securities available-for-sale, amortized cost	5,153	12,632
Securities available-for-sale, gross unrealized gains	504	270
Securities available-for-sale, gross unrealized losses	0	0
Securities available-for-sale	5,657	12,902
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized cost	92,914	50,699
Securities available-for-sale, gross unrealized gains	6,175	1,616
Securities available-for-sale, gross unrealized losses	(1)	(93)
Securities available-for-sale	99,088	52,222
Corporate Debt Securities [Member]
Securities available-for-sale, amortized cost	10,579	8,356
Securities available-for-sale, gross unrealized gains	91	40
Securities available-for-sale, gross unrealized losses	(7)	(8)
Securities available-for-sale	10,663	8,388
Collateralized Mortgage Backed Securities [Member]
Securities available-for-sale, amortized cost	7,513	9,460
Securities available-for-sale, gross unrealized gains	161	56
Securities available-for-sale, gross unrealized losses	(5)	(21)
Securities available-for-sale	7,669	9,495
Collateralized Mortgage Obligations [Member]
Securities available-for-sale, amortized cost	30,339	33,129
Securities available-for-sale, gross unrealized gains	852	297
Securities available-for-sale, gross unrealized losses	(2)	(92)
Securities available-for-sale	31,189	33,334
Asset-backed Securities [Member]
Securities available-for-sale, amortized cost	6,293	10,110
Securities available-for-sale, gross unrealized gains	142	0
Securities available-for-sale, gross unrealized losses	0	(271)
Securities available-for-sale	$ 6,435	$ 9,839

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Proceeds From Sale of Available-for-sale Securities and the Associated Gross Realized Gains and Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Proceeds from sale of available-for-sale securities	$ 28,410	$ 58,027
Gross realized gain on sale of available-for-sale securities	1,068	576
Gross realized loss on sale of available-for-sale securities	(335)	(507)
Net realized gain on sale of available-for-sale securities	$ 733	$ 69

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Available for sale securities, due in one year or less, amortized cost	$ 1,971
Available for sale securities, due in one year or less, fair value	1,978
Available for sale securities, due from one to five years, amortized cost	16,784
Available for sale securities, due from one to five years, fair value	17,502
Available for sale securities, due from five to ten years, amortized cost	17,800
Available for sale securities, due from five to ten years, fair value	18,492
Available for sale securities, due after ten years, amortized cost	80,598
Available for sale securities, due after ten years, fair value	86,116
Total available for sale securities debt maturities, amortized cost	117,153
Total available for sale securities, debt maturities, fair value	124,088
Securities available-for-sale, amortized cost	155,005	$ 125,072
Securities available-for-sale	162,946	126,875
Collateralized Mortgage Backed Securities [Member]
Available for sale securities, without single maturity, amortized cost	7,513
Available for sale securities, without single maturity, fair value	7,669
Securities available-for-sale, amortized cost	7,513	9,460
Securities available-for-sale	7,669	9,495
Collateralized Mortgage Obligations [Member]
Available for sale securities, without single maturity, amortized cost	30,339
Available for sale securities, without single maturity, fair value	31,189
Securities available-for-sale, amortized cost	30,339	33,129
Securities available-for-sale	$ 31,189	$ 33,334

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Investment Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	$ 7,705	$ 21,950
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(10)	(161)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	1,501	17,860
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	(5)	(324)
US States and Political Subdivisions Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	282	11,142
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(1)	(93)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	0
Corporate Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	4,243	0
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(7)	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	992
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	(8)
Mortgage-backed Securities and Collateralized Mortgage Obligations [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	3,180	9,868
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(2)	(35)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	1,501	7,968
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	(5)	(78)
Asset-backed Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	0	940
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	0	(33)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	8,900
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	$ 0	$ (238)

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	12 Months Ended
	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Leases Receivable, Gross, Total	$ 843,141,000	$ 780,538,000
Loans and Leases Receivable, Deferred Income, Total	2,038,000	1,303,000
Minimum Principal Balance of Loans for Quarterly Rating Review	750,000
Interest Received on Past Due Loans, Applied to Principal	327,000	394,000
Financing Receivable, Troubled Debt Restructuring	$ 1,824,000	$ 246,000
Financing Receivable, Modifications, Number of Contracts	3	2
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 67,000	$ 67,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	1
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0
Financing Receivable, Number of Payment Deferrals	40
Financing Receivable, Principal and Interest Deferred Payments	$ 28,994,000
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	447,867,000	434,025,000
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Gross, Total	65,281,000	52,670,000
Financing Receivable, Troubled Debt Restructuring, Premodification	94,000
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans and Leases Receivable, Gross, Total	316,668,000	331,062,000
Financing Receivable, Troubled Debt Restructuring, Premodification	1,633,000
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans and Leases Receivable, Gross, Total	65,918,000	50,293,000
Commercial Real Estate Portfolio Segment [Member] | United States Department of Agriculture Rural Development [Member]
Loans and Leases Receivable, Gross, Total	11,084,000	13,602,000
Commercial Real Estate Portfolio Segment [Member] | United States Department of Agriculture Farm Service Agency [Member]
Loans and Leases Receivable, Gross, Total	6,533,000	5,701,000
Commercial Real Estate Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total	29,581,000
Loans and Leases Receivable, Deferred Income, Total	613,000
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	$ 20,168,000	18,882,000
Consumer Portfolio Segment [Member] | Maximum [Member]
Quarterly Review Criteria, Period of Delinquency on Loans (Day)	90 days
Consumer Portfolio Segment [Member] | Minimum [Member]
Quarterly Review Criteria, Period of Delinquency on Loans (Day)	60 days
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	$ 161,451,000	113,319,000
Financing Receivable, Modifications, Number of Contracts	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans and Leases Receivable, Gross, Total	$ 52,242,000	40,522,000
Financing Receivable, Troubled Debt Restructuring, Premodification	160,000
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans and Leases Receivable, Gross, Total	$ 109,209,000	72,797,000
Financing Receivable, Troubled Debt Restructuring, Premodification		76,000
Commercial Portfolio Segment [Member] | Farmland Loan [Member]
Financing Receivable, Troubled Debt Restructuring, Premodification		$ 153,000

Note 4 - Loans - Summary of Loa

Note 4 - Loans - Summary of Loans Receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans receivable	$ 843,141	$ 780,538
Deferred loan fees, net	(2,038)	(1,303)
Allowance for loan losses	(11,600)	(8,600)	$ (6,600)
Total loans, net	829,503	770,635
Residential Portfolio Segment [Member]
Loans receivable	157,092	157,898
Allowance for loan losses	(1,506)	(1,301)	(1,301)
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	447,867	434,025
Allowance for loan losses	(6,951)	(4,826)	(3,593)
Home Equity Portfolio Segment [Member]
Loans receivable	56,563	56,414
Allowance for loan losses	(515)	(477)	(477)
Consumer Portfolio Segment [Member]
Loans receivable	20,168	18,882
Allowance for loan losses	(364)	(284)	(190)
Commercial Portfolio Segment [Member]
Loans receivable	161,451	113,319
Allowance for loan losses	$ (2,264)	$ (1,712)	$ (1,039)

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Allowance for loan losses, beginning balance	$ 8,600	$ 6,600
Charge-offs	(227)	(728)
Recoveries	97	101
Provision	3,130	2,627
Allowance for loan losses, ending balance	11,600	8,600
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	350	74
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	11,250	8,526
Loans receivable	843,141	780,538
Loans receivable, ending balance, loans individually evaluated for impairment	8,601	3,641
Loans receivable, ending balance, loans collectively evaluated for impairment	835,540	776,897
Residential Portfolio Segment [Member]
Allowance for loan losses, beginning balance	1,301	1,301
Charge-offs	0	0
Recoveries	0	0
Provision	205	0
Allowance for loan losses, ending balance	1,506	1,301
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	296	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	1,210	1,301
Loans receivable	157,092	157,898
Loans receivable, ending balance, loans individually evaluated for impairment	1,541	955
Loans receivable, ending balance, loans collectively evaluated for impairment	155,551	156,943
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses, beginning balance	4,826	3,593
Charge-offs	(18)	(195)
Recoveries	12	17
Provision	2,131	1,411
Allowance for loan losses, ending balance	6,951	4,826
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	6,951	4,826
Loans receivable	447,867	434,025
Loans receivable, ending balance, loans individually evaluated for impairment	4,559	1,109
Loans receivable, ending balance, loans collectively evaluated for impairment	443,308	432,916
Home Equity Portfolio Segment [Member]
Allowance for loan losses, beginning balance	477	477
Charge-offs	0	(75)
Recoveries	0	0
Provision	38	75
Allowance for loan losses, ending balance	515	477
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	515	477
Loans receivable	56,563	56,414
Loans receivable, ending balance, loans individually evaluated for impairment	111	98
Loans receivable, ending balance, loans collectively evaluated for impairment	56,452	56,316
Consumer Portfolio Segment [Member]
Allowance for loan losses, beginning balance	284	190
Charge-offs	(36)	(78)
Recoveries	16	26
Provision	100	146
Allowance for loan losses, ending balance	364	284
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	364	284
Loans receivable	20,168	18,882
Loans receivable, ending balance, loans individually evaluated for impairment	151	156
Loans receivable, ending balance, loans collectively evaluated for impairment	20,017	18,726
Commercial Portfolio Segment [Member]
Allowance for loan losses, beginning balance	1,712	1,039
Charge-offs	(173)	(380)
Recoveries	69	58
Provision	656	995
Allowance for loan losses, ending balance	2,264	1,712
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	54	74
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	2,210	1,638
Loans receivable	161,451	113,319
Loans receivable, ending balance, loans individually evaluated for impairment	2,239	1,323
Loans receivable, ending balance, loans collectively evaluated for impairment	$ 159,212	$ 111,996

Note 4 - Loans - Internal Class

Note 4 - Loans - Internal Classification of the Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loans receivable	$ 843,141	$ 780,538
Residential Portfolio Segment [Member]
Loans receivable	157,092	157,898
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	110,802	119,296
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	46,290	38,602
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	447,867	434,025
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	316,668	331,062
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	65,281	52,670
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	65,918	50,293
Home Equity Portfolio Segment [Member]
Loans receivable	56,563	56,414
Consumer Portfolio Segment [Member]
Loans receivable	20,168	18,882
Commercial Portfolio Segment [Member]
Loans receivable	161,451	113,319
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	109,209	72,797
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	52,242	40,522
Pass [Member]
Loans receivable	830,626	773,658
Pass [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	109,746	118,116
Pass [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	45,953	38,265
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	311,756	328,750
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	65,231	52,620
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	63,565	49,959
Pass [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	56,177	56,039
Pass [Member] | Consumer Portfolio Segment [Member]
Loans receivable	20,017	18,694
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	107,810	71,868
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	50,371	39,347
Special Mention [Member]
Loans receivable	4,176	483
Special Mention [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	0	0
Special Mention [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	2,568	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	14	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	136	108
Special Mention [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	274	78
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	829	159
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	355	138
Substandard [Member]
Loans receivable	7,966	5,809
Substandard [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	857	1,180
Substandard [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	337	337
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	2,344	2,312
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	36	50
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	2,164	168
Substandard [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	112	297
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans receivable	151	188
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	570	707
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	1,395	570
Doubtful [Member]
Loans receivable	373	588
Doubtful [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	199	0
Doubtful [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	53	58
Doubtful [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	0	63
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	121	467
Unlikely to be Collected Financing Receivable [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	$ 0	$ 0

Note 4 - Loans - Delinquencies

Note 4 - Loans - Delinquencies Within the Loan Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Past due	$ 3,140	$ 6,409
Non-accrual Loans	6,274	3,641
Current Loans	833,727	770,488
Loans receivable	843,141	780,538
Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	2,748	4,600
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	392	1,809
Residential Portfolio Segment [Member]
Loans receivable	157,092	157,898
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Past due	727	706
Non-accrual Loans	684	618
Current Loans	109,391	117,972
Loans receivable	110,802	119,296
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	693	702
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	34	4
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Past due	1,023	260
Non-accrual Loans	337	337
Current Loans	44,930	38,005
Loans receivable	46,290	38,602
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	853	260
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	170	0
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	447,867	434,025
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past due	274	793
Non-accrual Loans	631	583
Current Loans	315,763	329,686
Loans receivable	316,668	331,062
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	274	793
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	72
Non-accrual Loans	36	50
Current Loans	65,245	52,548
Loans receivable	65,281	52,670
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	0	72
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Past due	179	1,039
Non-accrual Loans	2,245	476
Current Loans	63,494	48,778
Loans receivable	65,918	50,293
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	179	1,039
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Home Equity Portfolio Segment [Member]
Past due	53	420
Non-accrual Loans	111	98
Current Loans	56,399	55,896
Loans receivable	56,563	56,414
Home Equity Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	53	420
Home Equity Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Consumer Portfolio Segment [Member]
Past due	72	128
Non-accrual Loans	151	156
Current Loans	19,945	18,598
Loans receivable	20,168	18,882
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	72	128
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member]
Loans receivable	161,451	113,319
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Past due	559	484
Non-accrual Loans	537	824
Current Loans	108,113	71,489
Loans receivable	109,209	72,797
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	553	484
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	6	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Past due	253	2,507
Non-accrual Loans	1,542	499
Current Loans	50,447	37,516
Loans receivable	52,242	40,522
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Past due	71	702
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	$ 182	$ 1,805

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2020
Recorded investment	$ 3,641	$ 8,601
Unpaid principal balance	4,475	9,533
Related allowance	74	350
Average recorded investment	2,966	6,121
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Recorded investment	618	1,204
Unpaid principal balance	657	1,267
Related allowance	0	296
Average recorded investment	435	911
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Recorded investment	337	337
Unpaid principal balance	387	387
Related allowance	0	0
Average recorded investment	485	337
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment	583	2,264
Unpaid principal balance	766	2,328
Related allowance	0	0
Average recorded investment	507	1,423
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	50	50
Unpaid principal balance	225	50
Related allowance	0	0
Average recorded investment	32	50
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Recorded investment	476	2,245
Unpaid principal balance	513	2,262
Related allowance	0	0
Average recorded investment	238	1,360
Home Equity Portfolio Segment [Member]
Recorded investment	98	111
Unpaid principal balance	115	136
Related allowance	0	0
Average recorded investment	295	105
Consumer Portfolio Segment [Member]
Recorded investment	156	151
Unpaid principal balance	169	171
Related allowance	0	0
Average recorded investment	142	154
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Recorded investment	824	537
Unpaid principal balance	887	664
Related allowance	74	0
Average recorded investment	566	681
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Recorded investment	499	1,702
Unpaid principal balance	756	2,268
Related allowance	0	54
Average recorded investment	$ 266	$ 1,100

Note 4 - Loans - Loans Receivab

Note 4 - Loans - Loans Receivable from Directors and Senior Officers and Their Related Parties (Details) - Directors, Senior Officers and their Related Parties [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Beginning balance	$ 2,999	$ 3,126
Principal additions	402	1,477
Principal payments	(1,038)	(1,604)
Ending balance	2,363	2,999
Loans serviced, for the benefit of others, for directors, executive officers and their related parties	1,891	2,087
Interest income from loans owned for directors, executive officers and their related parties	$ 22	$ 65

Note 5 - Mortgage Servicing R_3

Note 5 - Mortgage Servicing Rights (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Loans Serviced During the Period	$ 1,473,971,000	$ 1,169,869,000
Fees and Commissions, Mortgage Banking and Servicing	3,212,000	2,620,000
Escrow Deposit	15,853,000	8,402,000
Mortgage Servicing Rights (MSR) Impairment (Recovery)	792,000	0
Mortgage Servicing Rights Measured at Fair Value	$ 10,105,000	$ 9,835,000

Note 5 - Mortgage Servicing R_4

Note 5 - Mortgage Servicing Rights - Schedule of Activity in Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Mortgage servicing rights, net	$ 10,105	$ 8,739
Mortgage Servicing Rights [Member]
Beginning balance	8,739	7,100
Mortgage servicing rights capitalized	5,678	3,276
Amortization of mortgage servicing rights	(3,520)	(1,637)
Ending balance	10,897	8,739
Beginning balance	0	0
Impairment of mortgage servicing rights	(792)	0
Ending balance	(792)	0
Mortgage servicing rights, net	$ 10,105	$ 8,739

Note 5 - Mortgage Servicing R_5

Note 5 - Mortgage Servicing Rights - Fair Value of Servicing Rights (Details) - Mortgage Servicing Rights [Member]	Dec. 31, 2020	Dec. 31, 2019
Measurement Input, Discount Rate [Member]
Valuation assumptions	0.12	0.12
Measurement Input, Prepayment Rate [Member] | Minimum [Member]
Valuation assumptions	2.21	1.10
Measurement Input, Prepayment Rate [Member] | Maximum [Member]
Valuation assumptions	3.28	2.46
Measurement Input, Weighted Average Prepayment Rate [Member]
Valuation assumptions	2.81	1.71

Note 6 - Premises and Equipme_3

Note 6 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Jan. 01, 2019
Depreciation, Total	$ 2,443,000	$ 1,786,000
Lessee, Operating Lease, Renewal Term (Year)	10 years
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset			$ 2,374,000

Note 6 - Premises and Equipme_4

Note 6 - Premises and Equipment - Schedule of Premises and Equipment (Details) - USD ($) $ in Thousands		Dec. 31, 2020	Dec. 31, 2019
Premises and equipment, gross		$ 74,822	$ 53,485
Accumulated depreciation		(17,715)	(15,303)
Premises and equipment, net	[1]	57,107	38,182
Land [Member]
Premises and equipment, gross		10,357	8,118
Building and Building Improvements [Member]
Premises and equipment, gross		46,854	34,917
Furniture and Fixtures [Member]
Premises and equipment, gross		11,351	10,026
Construction in Progress [Member]
Premises and equipment, gross		$ 6,260	$ 424
[1]	Excluding right of use assets.

Note 6 - Premises and Equipme_5

Note 6 - Premises and Equipment - Lease Cost (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Weighted average remaining lease term (Year)	6 years 1 month 20 days
Weighted average discount rate	3.02%
Operating lease cost	$ 555
Short-term lease cost	69
Total lease cost	624
Premises and Equipment, Net [Member]
Right-of-use assets, net of amortization	1,655
Accrued Expenses and Other Liabilities [Member]
Lease liabilities	$ 1,685

Note 6 - Premises and Equipme_6

Note 6 - Premises and Equipment - Maturities of Lease Liabilities (Details) $ in Thousands	Dec. 31, 2020USD ($)
2021	$ 462
2022	280
2023	207
2024	212
2025	212
Thereafter	488
Total lease payments	1,861
Less imputed interest	(176)
Accrued Expenses and Other Liabilities [Member]
Present value of lease liabilities	$ 1,685

Note 7 - Goodwill and Other I_3

Note 7 - Goodwill and Other Intangible Assets (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Goodwill, Ending Balance	$ 20,798,000	$ 15,836,000	$ 12,124,000
Amortization of Intangible Assets, Total	$ 659,000	812,000
Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)	10 years
Amortization of Intangible Assets, Total	$ 652,000	$ 698,000

Note 7 - Goodwill and Other I_4

Note 7 - Goodwill and Other Intangible Assets - Components of Other Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total	$ 2,343	$ 2,786
Core Deposits [Member]
Gross intangible assets	4,836	4,628
Accumulated amortization	(2,493)	(1,842)
Total	$ 2,343	$ 2,786

Note 7 - Goodwill and Other I_5

Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets Future Amortization Expense (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Total	$ 2,343	$ 2,786
Core Deposits [Member]
2021	564
2022	476
2023	390
2024	320
2025	251
Thereafter	342
Total	$ 2,343	$ 2,786

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Time Deposits, Total	$ 171,805,000	$ 233,064,000
Time Deposits, at or Above FDIC Insurance Limit	326,532,000	201,398,000
Deposit Liabilities Reclassified as Loans Receivable	159,000	420,000
Related Party Deposit Liabilities	4,152,000	4,757,000
Certificates of Deposit [Member]
Time Deposits, at or Above FDIC Insurance Limit	31,440,000	49,636,000
Brokered Deposits [Member]
Time Deposits, Total	495,000	10,180,000
Brokered Deposits through CDARS [Member]
Time Deposits, Total	$ 0	$ 16,000,000

Note 8 - Deposits - Summary of

Note 8 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Noninterest checking	$ 318,389	$ 200,035
Noninterest checking, weighted average rate	0.00%	0.00%
Interest-bearing checking	$ 160,614	$ 116,397
Interest bearing checking, weighted average rate	0.02%	0.03%
Savings	$ 179,868	$ 126,991
Savings, weighted average rate	0.06%	0.08%
Money market	$ 202,407	$ 132,506
Money market, weighted average rate	0.24%	0.42%
Time Deposits, Total	$ 171,805	$ 233,064
Time certificates of deposits, weighted average rate	0.68%	1.70%
Total deposits	$ 1,033,083	$ 808,993
Weighted average rate	0.18%	0.55%

Note 8 - Deposits - Schedule of

Note 8 - Deposits - Schedule of Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021	$ 123,725
2022	35,232
2023	6,921
2024	3,992
2025	1,629
Thereafter	306
Total	$ 171,805	$ 233,064

Note 8 - Deposits - Interest Ex

Note 8 - Deposits - Interest Expense on Deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Checking	$ 58	$ 44
Savings	87	85
Money market	473	448
Time certificates of deposits	2,996	3,316
Total	$ 3,614	$ 3,893

Note 9 - Advances From the Fe_3

Note 9 - Advances From the Federal Home Loan Bank and Other Borrowings (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank Advances Funding Available as Percent of Assets	45.00%
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 559,332,000
Advances from Federal Home Loan Banks, Total	17,070,000	$ 88,350,000
Contingent Letter of Credit with Federal Home Loan Bank, Amount Available	1,090,000	570,000
Line of Credit Facility, Maximum Borrowing Capacity	85,000,000
Federal Funds Purchased	0	0
Short-term Debt, Average Outstanding Amount	76,119,000	99,307,000
Short-term Debt, Maximum Month-end Outstanding Amount	$ 105,820,000	$ 124,377,000
New Markets Tax Credit Loan [Member]
Other Borrowings			$ 865,000
Debt Instrument, Interest Rate During Period			1.00%
Total Borrowings Outstanding [Member]
Debt, Weighted Average Interest Rate	1.89%	2.18%

Note 9 - Advances From the Fe_4

Note 9 - Advances From the Federal Home Loan Bank and Other Borrowings - Schedule of Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
2021	$ 12,070
2022	5,000
2023	0
2024	0
2025	0
Thereafter	0
Total	$ 17,070	$ 88,350

Note 10 - Other Long-term Deb_2

Note 10 - Other Long-term Debt (Details Textual) - USD ($)	1 Months Ended				12 Months Ended
	Jun. 30, 2020	Feb. 28, 2017	Jun. 30, 2015	Dec. 31, 2010	Dec. 31, 2020	Dec. 31, 2019	Sep. 30, 2005
Debt Instrument, Face Amount					$ 30,155,000	$ 25,155,000
Interest Expense, Long-term Debt, Total					$ 1,687,000	$ 1,446,000
First Tennessee Bank, N.A. [Member]
Temporary Equity, Liquidation Preference							$ 5,155,000
Trust Preferred Securities, Maximum Dividend Deferring Period (Year)					5 years
Eagle Bancorp Statutory Trust I [Member] | Subordinated Debt [Member]
Debt Instrument, Interest Rate, Stated Percentage							6.02%
Eagle Bancorp Statutory Trust I [Member] | Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt Instrument, Interest Rate, Effective Percentage					1.66%	3.33%
London Interbank Offered Rate (LIBOR) [Member] | Eagle Bancorp Statutory Trust I [Member] | Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt Instrument, Basis Spread on Variable Rate				1.42%
5.50% Subordinated Notes Due in 2030 [Member]
Debt Instrument, Face Amount	$ 15,000,000				$ 15,000,000	$ 0
Debt Instrument, Interest Rate, Stated Percentage	5.50%
5.50% Subordinated Notes Due in 2030 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	5.09%
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Debt Instrument, Face Amount		$ 10,000,000			10,000,000	10,000,000
Debt Instrument, Interest Rate, Stated Percentage		5.75%
Debt Instrument, Maturity Year		2022
6.75% Subordinated Notes Due in 2025 [Member]
Debt Instrument, Face Amount			$ 10,000,000		$ 0	$ 10,000,000
Debt Instrument, Interest Rate, Stated Percentage			6.75%
Debt Instrument, Maturity Year			2025
Eagle Bancorp Statutory Trust I [Member]
Subordinated Debt, Ending Balance							$ 5,155,000

Note 10 - Other Long-term Deb_3

Note 10 - Other Long-term Debt - Summary of Other Long-term Debt (Details) - USD ($)	Dec. 31, 2020	Jun. 30, 2020	Dec. 31, 2019	Feb. 28, 2017	Jun. 30, 2015
Principal amount	$ 30,155,000		$ 25,155,000
Unamortized debt issuance costs	(364,000)		(214,000)
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Principal amount	10,000,000		10,000,000	$ 10,000,000
Unamortized debt issuance costs	(48,000)		(92,000)
6.75% Subordinated Notes Due in 2025 [Member]
Principal amount	0		10,000,000		$ 10,000,000
Unamortized debt issuance costs	0		(122,000)
5.50% Subordinated Notes Due in 2030 [Member]
Principal amount	15,000,000	$ 15,000,000	0
Unamortized debt issuance costs	(316,000)		0
Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Principal amount	5,155,000		5,155,000
Unamortized debt issuance costs	$ 0		$ 0

Note 10 - Other Long-term Deb_4

Note 10 - Other Long-term Debt - Summary of Other Long-term Debt (Details) (Parentheticals)	1 Months Ended
	Feb. 28, 2017	Jun. 30, 2015	Jun. 30, 2020
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Debt instrument, fixed interest rate	5.75%
Debt instrument, maturity year	2022
6.75% Subordinated Notes Due in 2025 [Member]
Debt instrument, fixed interest rate		6.75%
Debt instrument, maturity year		2025
5.50% Subordinated Notes Due in 2030 [Member]
Debt instrument, fixed interest rate			5.50%

Note 11 - Commitments and Con_3

Note 11 - Commitments and Contingencies (Details Textual)	12 Months Ended
	Dec. 31, 2020
Minimum [Member]
Commitments to Extend Credit Estimated Completion or Termination Period (Month)	3 months
Maximum [Member]
Commitments to Extend Credit Estimated Completion or Termination Period (Month)	12 months

Note 11 - Commitments and Con_4

Note 11 - Commitments and Contingencies - Off-balance Sheet Activities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Commitments to Extend Credit [Member]
Off-balance sheet commitments	$ 173,866	$ 142,785
Letters of Credit [Member]
Off-balance sheet commitments	$ 2,647	$ 3,098

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details Textual) - USD ($)	12 Months Ended	85 Months Ended
	Dec. 31, 2020	Nov. 30, 2019
Tax Credit Carryforward, Amount Used in Tax Credit Period		$ 2,964,000
Tax Exemption Period (Year)	7 years	7 years

Note 12 - Income Taxes - Schedu

Note 12 - Income Taxes - Schedule of Components of Income Tax Provision (Benefit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Current
U.S. federal	$ 6,281	$ 1,445
Montana	2,139	912
Total current income tax provision	8,420	2,357
Deferred
U.S. federal	(949)	690
Montana	(237)	49
Total deferred income tax (benefit) provision	(1,186)	739
Total income tax provision	$ 7,234	$ 3,096

Note 12 - Income Taxes - Net De

Note 12 - Income Taxes - Net Deferred Tax Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Deferred tax assets:
Loans receivable	$ 3,055	$ 2,265
Deferred loan fees	649	424
Lease liability	444	500
Deferred compensation	1,366	833
Employee benefits	365	320
Acquisition costs	236	271
Acquisition fair value adjustments	498	595
Other	755	429
Total deferred tax assets	7,368	5,637
Deferred tax liabilities:
Premises and equipment	786	841
Right-of-use asset	436	500
Federal Home Loan Bank stock	32	7
Mortgage servicing rights	2,661	2,483
Unrealized gains on securities available-for-sale	2,090	474
Goodwill	995	872
Intangibles	603	706
Other	222	246
Total deferred tax liabilities	7,825	6,129
Net deferred tax liability	$ (457)	$ (492)

Note 12 - Income Taxes - Reconc

Note 12 - Income Taxes - Reconciliation of Effective Income Tax Provision (Benefit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Federal income taxes at the statutory rate	$ 5,973	$ 2,933
Federal income taxes at the statutory rate, percent	21.00%	21.00%
State income taxes	$ 1,517	$ 943
State income taxes, percent	5.33%	6.75%
Tax-exempt interest income	$ (285)	$ (264)
Tax-exempt interest income, percent	(1.00%)	(1.89%)
Income from bank-owned life insurance	$ (135)	$ (151)
Income from bank-owned life insurance, percent	(0.47%)	(1.08%)
New Market Tax Credits	$ 0	$ (456)
New Market Tax Credits, percent	0.00%	(3.26%)
Other, net	$ 164	$ 91
Other, net, percent	0.58%	0.64%
Total income tax provision	$ 7,234	$ 3,096
Actual tax expense and effective tax rate, percent	25.44%	22.16%

Note 13 - Accumulated Other C_3

Note 13 - Accumulated Other Comprehensive Income (Loss) - Activity in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Balance	$ 121,659	$ 94,806
Balance	152,938	121,659
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member]
Balance	0	227
Other comprehensive income (loss), before reclassifications and income taxes	0	296
Amounts reclassified from accumulated other comprehensive income (loss), before income taxes	0	(605)
Income tax benefit (provision)	0	82
Total other comprehensive (loss) income	0	(227)
Balance	0	0
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	1,329	(1,338)
Other comprehensive income (loss), before reclassifications and income taxes	6,871	3,689
Amounts reclassified from accumulated other comprehensive income (loss), before income taxes	(733)	(69)
Income tax benefit (provision)	(1,616)	(953)
Total other comprehensive (loss) income	4,522	2,667
Balance	5,851	1,329
AOCI Attributable to Parent [Member]
Balance	1,329	(1,111)
Other comprehensive income (loss), before reclassifications and income taxes	6,871	3,985
Amounts reclassified from accumulated other comprehensive income (loss), before income taxes	(733)	(674)
Income tax benefit (provision)	(1,616)	(871)
Total other comprehensive (loss) income	4,522	2,440
Balance	$ 5,851	$ 1,329

Note 14 - Earnings Per Share (D

Note 14 - Earnings Per Share (Details Textual) - shares shares in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0

Note 14 - Earnings Per Share -

Note 14 - Earnings Per Share - Computations of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Basic weighted average shares outstanding (in shares)	6,795,503	6,419,654
Dilutive effect of stock compensation (in shares)	24,803	17,950
Diluted weighted average shares outstanding (in shares)	6,820,306	6,437,604
Net income available to common shareholders	$ 21,206	$ 10,872
Basic earnings per share (in dollars per share)	$ 3.12	$ 1.69
Diluted earnings per share (in dollars per share)	$ 3.11	$ 1.69

Note 15 - Capital Management _3

Note 15 - Capital Management and Regulatory Matters (Details Textual) - USD ($)	3 Months Ended						6 Months Ended				12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Jul. 23, 2020	Jul. 18, 2019	Jul. 19, 2018
SEC Schedule, 12-04, Cash Dividends Paid to Registrant, Consolidated Subsidiaries											$ 3,600,000	$ 8,000,000
Common Stock, Dividends, Per Share, Cash Paid (in dollars per share)							$ 0.0975	$ 0.0950	$ 0.095	$ 0.0925
Treasury Stock, Shares, Acquired (in shares)											62,776	70,000
Treasury Stock Acquired, Average Cost Per Share (in dollars per share)											$ 15.73	$ 17.29
The 2020 Repurchase Program [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)														100,000
Treasury Stock, Shares, Acquired (in shares)	0	41,337
Treasury Stock Acquired, Average Cost Per Share (in dollars per share)		$ 15.75
The 2019 Share Repurchase Program [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)															100,000
Treasury Stock, Shares, Acquired (in shares)		20,158	1,281	0								0
Treasury Stock Acquired, Average Cost Per Share (in dollars per share)		$ 15.60	$ 16.95
The 2018 Repurchase Program [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)																100,000
Treasury Stock, Shares, Acquired (in shares)					28,000	42,000							0
Treasury Stock Acquired, Average Cost Per Share (in dollars per share)					$ 17.09	$ 17.43

Note 15 - Capital Management _4

Note 15 - Capital Management and Regulatory Matters - Schedule of the Bank's Actual Capital Amounts and Ratios (Details) $ in Thousands	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Total risk-based capital to risk weighted assets, actual, amount	$ 156,897	$ 126,711
Total risk-based capital to risk weighted assets, actual, ratio	0.1704	0.1592
Total risk-based capital to risk weighted assets, minimum capital requirement, amount	$ 96,665	$ 83,589
Total risk-based capital to risk weighted assets, minimum capital requirement, ratio	0.1050	0.1050
Tier 1 Capital to risk weighted assets, actual amount	$ 130,434	$ 108,111
Tier 1 Capital to risk weighted assets, actual ratio	0.1417	0.1358
Tier 1 Capital to risk weighted assets, minimum capital requirement, amount	$ 78,253	$ 67,667
Tier 1 Capital to risk weighted assets, minimum capital requirement, ratio	0.0850	0.0850
Common equity tier 1 capital to risk weighted assets, actual, amount	$ 125,434	$ 103,111
Common equity tier 1 capital to risk weighted assets, actual, ratio	0.1363	0.1295
Common equity tier 1 capital to risk weighted assets, minimum capital requirements, amount	$ 64,444	$ 55,726
Common equity tier 1 capital to risk weighted assets, minimum capital requirements, ratio	7.00%	7.00%
Tier 1 Capital to adjusted total average assets, actual, amount	$ 130,434	$ 108,111
ier 1 Capital to adjusted total average assets, actual, ratio	0.1061	0.1052
ier 1 Capital to adjusted total average assets, minimum capital requirement, actual	$ 49,183	$ 41,099
Tier 1 Capital to adjusted total average assets, minimum capital requirement, ratio	0.0400	0.0400
Opportunity Bank of Montana [Member]
Total risk-based capital to risk weighted assets, actual, amount	$ 153,204	$ 120,313
Total risk-based capital to risk weighted assets, actual, ratio	0.1671	0.1523
Total risk-based capital to risk weighted assets, minimum capital requirement, amount	$ 96,279	$ 82,944
Total risk-based capital to risk weighted assets, minimum capital requirement, ratio	0.1050	0.1050
Total risk-based capital to risk weighted assets, to be well capitalized, amount	$ 91,694	$ 78,994
Total risk-based capital to risk weighted assets, minimum to be well capitalized, ratio	0.1000	0.1000
Tier 1 Capital to risk weighted assets, actual amount	$ 141,741	$ 111,713
Tier 1 Capital to risk weighted assets, actual ratio	0.1546	0.1414
Tier 1 Capital to risk weighted assets, minimum capital requirement, amount	$ 77,940	$ 67,145
Tier 1 Capital to risk weighted assets, minimum capital requirement, ratio	0.0850	0.0850
Tier 1 Capital to risk weighted assets, minimum to be well capitalized, amount	$ 73,355	$ 63,195
Tier 1 Capital to risk weighted assets, minimum to be well capitalized , ratio	0.0800	0.0800
Common equity tier 1 capital to risk weighted assets, actual, amount	$ 141,741	$ 111,713
Common equity tier 1 capital to risk weighted assets, actual, ratio	0.1546	0.1414
Common equity tier 1 capital to risk weighted assets, minimum capital requirements, amount	$ 64,186	$ 55,296
Common equity tier 1 capital to risk weighted assets, minimum capital requirements, ratio	7.00%	7.00%
Common equity tier 1 capital to risk weighted assets, minimum to be well capitalized, amount	$ 59,601	$ 51,346
Common equity tier 1 capital to risk weighted assets, minimum to be well capitalized, ratio	6.50%	6.50%
Tier 1 Capital to adjusted total average assets, actual, amount	$ 141,741	$ 111,713
ier 1 Capital to adjusted total average assets, actual, ratio	0.1172	0.1108
ier 1 Capital to adjusted total average assets, minimum capital requirement, actual	$ 48,370	$ 40,332
Tier 1 Capital to adjusted total average assets, minimum capital requirement, ratio	0.0400	0.0400
Tier 1 Capital to adjusted total average assets, minimum to be well capitalized, actual	$ 60,462	$ 50,414
Tier 1 Capital to adjusted total average assets, minimum to be well capitalized, ratio	0.0500	0.0500

Note 16 - Related Party Trans_2

Note 16 - Related Party Transactions (Details Textual) - USD ($)	Dec. 31, 2020	Dec. 31, 2019
Commercial Real Estate Loan	$ 248,000	$ 272,000
Affiliated Entity [Member]
Long-term Line of Credit, Total	$ 0	$ 0

Note 17 - Benefit Plans (Detail

Note 17 - Benefit Plans (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Apr. 30, 2010	Dec. 31, 2020	Dec. 31, 2019	Apr. 23, 2020
Deferred Compensation Arrangement with Individual, Compensation Expense		$ 699,000	$ 395,000
Deferred Compensation Arrangement with Individual, Recorded Liability		$ 4,751,000	2,858,000
Employee Stock Ownership Plan (ESOP), Debt Structure, Direct Loan, Amount	$ 1,971,420
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)	197,142
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased (in dollars per share)	$ 10
Employee Stock Ownership Plan (ESOP), Debt Structure, Direct Loan Term (Year)		12 years
Employee Stock Ownership Plan ESOP Debt Structure Direct Loan Interest Rate		8.00%
Employee Stock Ownership Plan (ESOP), Compensation Expense		$ 294,000	276,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)		0
Share-based Payment Arrangement, Expense		$ 380,000	$ 429,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		61,823
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		$ 1,075,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		35,737	4,000
Restricted Stock [Member] | Nonemployee Director Award Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)				13,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		10,976
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		$ 34,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		2,024
Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)		246,427
After Amendment [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		293,571
Profit Sharing Plan [Member]
Defined Contribution Plan, Employer Discretionary Contribution Amount		$ 1,032,000	$ 825,000
401 (k) Plan [Member]
Defined Contribution Plan, Employer Discretionary Contribution Amount		$ 482,000	$ 397,000
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay		50.00%
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent		4.00%

Note 17 - Benefit Plans - Compo

Note 17 - Benefit Plans - Components of the Employee Stock Ownership Plan (ESOP) Shares (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Allocated shares (in shares)	223,153	215,867
Unallocated shares (in shares)	14,362	30,978
Total ESOP shares (in shares)	237,515	246,845
Fair value of unallocated shares (in thousands)	$ 304,762	$ 663,000

Note 17 - Benefit Plans - Activ

Note 17 - Benefit Plans - Activity of Awards Granted (Details) - Restricted Stock [Member] - shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Unvested awards (in shares)	43,940	60,160
Awards granted (in shares)	35,737	4,000
Awards vested (in shares)	(19,340)	(19,340)
Awards forfeited (in shares)	(2,000)	(880)
Unvested awards (in shares)	58,337	43,940

Note 18 - Derivatives and Hed_3

Note 18 - Derivatives and Hedging Activities (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Unrealized Gain (Loss) on Derivatives	$ 4,607,000	$ 353,000

Note 18 - Derivatives and Hed_4

Note 18 - Derivatives and Hedging Activities - Derivatives (Details) - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Interest Rate Lock Commitments [Member]
Notional amount	$ 227,977	$ 48,303
Fair value, asset	6,017	554
Fair value, liability	0	0
Interest Rate Forward Commitments [Member]
Notional amount	180,000	67,000
Fair value, asset	0	0
Fair value, liability	$ 1,056	$ 201

Note 19 - Fair Value of Finan_3

Note 19 - Fair Value of Financial Instruments - Financial Assets and Financial Liabilities Measured at Fair Value on a Recurring Basis (Details) - Fair Value, Recurring [Member] - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loans held-for-sale	$ 54,615	$ 25,612
US Government Agencies Debt Securities [Member]
U.S. government obligations	2,245	695
US Treasury and Government [Member]
U.S. government obligations	5,657	12,902
US States and Political Subdivisions Debt Securities [Member]
U.S. government obligations	99,088	52,222
Corporate Debt Securities [Member]
U.S. government obligations	10,663	8,388
Collateralized Mortgage Backed Securities [Member]
U.S. government obligations	7,669	9,495
Collateralized Mortgage Obligations [Member]
U.S. government obligations	31,189	33,334
Asset-backed Securities [Member]
U.S. government obligations	6,435	9,839
Interest Rate Lock Commitments [Member]
Interest rate lock commitments	6,017	554
Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	1,056	201
Fair Value, Inputs, Level 1 [Member]
Loans held-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
U.S. government obligations	5,657	12,902
Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Backed Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 1 [Member] | Asset-backed Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 1 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	0	0
Fair Value, Inputs, Level 1 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	0	0
Fair Value, Inputs, Level 2 [Member]
Loans held-for-sale	54,615	25,612
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
U.S. government obligations	2,245	695
Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
U.S. government obligations	99,088	52,222
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
U.S. government obligations	10,663	8,388
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Backed Securities [Member]
U.S. government obligations	7,669	9,495
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
U.S. government obligations	31,189	33,334
Fair Value, Inputs, Level 2 [Member] | Asset-backed Securities [Member]
U.S. government obligations	6,435	9,839
Fair Value, Inputs, Level 2 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	0	0
Fair Value, Inputs, Level 2 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	1,056	201
Fair Value, Inputs, Level 3 [Member]
Loans held-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Backed Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 3 [Member] | Asset-backed Securities [Member]
U.S. government obligations	0	0
Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	6,017	554
Fair Value, Inputs, Level 3 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	$ 0	$ 0

Note 19 - Fair Value of Finan_4

Note 19 - Fair Value of Financial Instruments - Financial Assets and Financial Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Impaired loans	$ 728	$ 491
Real estate and other repossessed assets	0	25
Mortgage servicing rights	10,105	0
Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Real estate and other repossessed assets	0	0
Mortgage servicing rights	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Real estate and other repossessed assets	0	0
Mortgage servicing rights	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans	728	491
Real estate and other repossessed assets	0	25
Mortgage servicing rights	$ 10,105	$ 0

Note 19 - Fair Value of Finan_5

Note 19 - Fair Value of Financial Instruments - Financial Assets and Liabilities, Valuation Techniques and Significant Unobservable Inputs (Details)	Dec. 31, 2020
Measurement Input, Discount Rate [Member] | Valuation, Market Approach [Member] | Minimum [Member]
Impaired loans, input	0.10
Real estate and other repossessed assets, input	0.10
Measurement Input, Discount Rate [Member] | Valuation, Market Approach [Member] | Maximum [Member]
Impaired loans, input	0.30
Real estate and other repossessed assets, input	0.30
Measurement Input, Discount Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member]
Mortgage servicing rights, input	0.10
Measurement Input, Discount Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member]
Mortgage servicing rights, input	0.15
Measurement Input, Prepayment Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member]
Mortgage servicing rights, input	100
Measurement Input, Prepayment Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member]
Mortgage servicing rights, input	350
Measurement Input, Pull-through Expectations [Member] | Valuation, Income Approach [Member] | Minimum [Member]
Interest rate lock commitments, input	0.80
Measurement Input, Pull-through Expectations [Member] | Valuation, Income Approach [Member] | Maximum [Member]
Interest rate lock commitments, input	0.90

Note 19 - Fair Value of Finan_6

Note 19 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs on Recurring Basis (Details) - Interest Rate Lock Commitments [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Balance	$ 554
Purchases and issuances	26,128
Sales and settlements	(20,665)
Balance	6,017
Net change in unrealized gains relating to items held at end of period	$ 5,463

Note 19 - Fair Value of Finan_7

Note 19 - Fair Value of Financial Instruments - Estimated Fair Value and Carrying Amounts of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	$ 69,802	$ 24,918
FHLB stock	2,060	4,683
FRB stock	2,974	2,526
Loans receivable, gross	847,579	778,923
Accrued interest and dividends receivable	5,765	4,577
Mortgage servicing rights	10,105	9,835
Non-maturing interest-bearing deposits	542,889	375,894
Noninterest-bearing deposits	318,389	200,035
Time certificates of deposit	172,561	233,041
Accrued expenses and other liabilities	23,239	9,624
FHLB advances and other borrowings	17,217	88,447
Other long-term debt	29,414	24,661
Reported Value Measurement [Member]
Cash and cash equivalents	69,802	24,918
FHLB stock	2,060	4,683
FRB stock	2,974	2,526
Loans receivable, gross	841,103	779,235
Accrued interest and dividends receivable	5,765	4,577
Mortgage servicing rights	10,105	8,739
Non-maturing interest-bearing deposits	542,889	375,894
Noninterest-bearing deposits	318,389	200,035
Time certificates of deposit	171,805	233,064
Accrued expenses and other liabilities	23,239	9,624
FHLB advances and other borrowings	17,070	88,350
Other long-term debt	30,155	25,155
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	69,802	24,918
FHLB stock	2,060	4,683
FRB stock	2,974	2,526
Loans receivable, gross	0	0
Accrued interest and dividends receivable	5,765	4,577
Mortgage servicing rights	0	0
Non-maturing interest-bearing deposits	0	0
Noninterest-bearing deposits	318,389	200,035
Time certificates of deposit	0	0
Accrued expenses and other liabilities	23,239	9,624
FHLB advances and other borrowings	0	0
Other long-term debt	0	0
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	0	0
FHLB stock	0	0
FRB stock	0	0
Loans receivable, gross	0	0
Accrued interest and dividends receivable	0	0
Mortgage servicing rights	0	0
Non-maturing interest-bearing deposits	542,889	375,894
Noninterest-bearing deposits	0	0
Time certificates of deposit	0	0
Accrued expenses and other liabilities	0	0
FHLB advances and other borrowings	0	0
Other long-term debt	0	0
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	0	0
FHLB stock	0	0
FRB stock	0	0
Loans receivable, gross	847,579	778,923
Accrued interest and dividends receivable	0	0
Mortgage servicing rights	10,105	9,835
Non-maturing interest-bearing deposits	0	0
Noninterest-bearing deposits	0	0
Time certificates of deposit	172,561	233,041
Accrued expenses and other liabilities	0	0
FHLB advances and other borrowings	17,217	88,447
Other long-term debt	$ 29,414	$ 24,661

Note 20 - Condensed Parent Co_3

Note 20 - Condensed Parent Company Financial Statements - Condensed Statements of Financial Condition (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
ASSETS:
Cash and cash equivalents	$ 69,802	$ 24,918
Securities available-for-sale	162,946	126,875
Other assets	10,208	3,383
Total assets	1,257,634	1,054,260
Liabilities and Shareholders' Equity:
Shareholders' equity	152,938	121,659	$ 94,806
Total liabilities and shareholders' equity	1,257,634	1,054,260
Parent Company [Member]
ASSETS:
Cash and cash equivalents	5,775	8,916	$ 1,216
Securities available-for-sale	5,149	5,152
Other assets	3,126	2,473
Total assets	183,395	146,861
Liabilities and Shareholders' Equity:
Accounts payable and accrued expenses	666	261
Other long-term debt	29,791	24,941
Shareholders' equity	152,938	121,659
Total liabilities and shareholders' equity	183,395	146,861
Parent Company [Member] | Eagle Bancorp Statutory Trust I [Member]
ASSETS:
Equity method investments	155	155
Parent Company [Member] | Opportunity Bank of Montana [Member]
ASSETS:
Equity method investments	$ 169,190	$ 130,165

Note 20 - Condensed Parent Co_4

Note 20 - Condensed Parent Company Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Interest expense	$ (6,484)	$ (7,726)
Noninterest income	49,067	23,841
Noninterest expense	(60,667)	(46,031)
Income before income tax expense	28,440	13,968
Income tax benefit	7,234	3,096
NET INCOME	21,206	10,872
Parent Company [Member]
Interest income	152	273
Interest expense	(1,690)	(1,452)
Noninterest income	0	(6)
Noninterest expense	(1,116)	(2,582)
Income before income tax expense	(2,654)	(3,767)
Income tax benefit	(659)	(1,065)
Loss before equity in undistributed earnings of Subsidiaries	(1,995)	(2,702)
Equity in undistributed earnings of Subsidiaries	23,201	13,574
NET INCOME	$ 21,206	$ 10,872

Note 20 - Condensed Parent Co_5

Note 20 - Condensed Parent Company Financial Statements - Condensed Statements of Cash Flow (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 21,206,000	$ 10,872,000
Cash contributions from Opportunity Bank of Montana	3,600,000	8,000,000
Cash paid for acquisitions, net of cash received	5,044,000	6,901,000
Sales	28,410,000	58,027,000
Maturities, principal payments and calls	36,025,000	13,646,000
Purchases	(47,724,000)	(51,464,000)
Proceeds from issuance of subordinated debentures	15,000,000	0
Repayment of subordinated debentures	(10,000,000)	0
Payments for debt issuance costs	(335,000)	0
Payments to purchase treasury stock	(987,000)	(1,210,000)
Dividends paid	(2,615,000)	(2,407,000)
Net cash provided by (used in) financing activities	64,801,000	73,052,000
Cash and Cash Equivalents, beginning of period	24,918,000
Cash and Cash Equivalents, end of period	69,802,000	24,918,000
Parent Company [Member]
Net income	21,206,000	10,872,000
Equity in undistributed earnings of Subsidiaries	(23,201,000)	(13,574,000)
Other adjustments, net	(25,000)	(578,000)
Net cash used in operating activities	(2,020,000)	(3,280,000)
Cash contributions from Opportunity Bank of Montana	3,600,000	8,000,000
Cash paid for acquisitions, net of cash received	(6,500,000)	0
Sales	0	5,291,000
Maturities, principal payments and calls	10,250,000	620,000
Purchases	(10,199,000)	0
Net cash (used in) provided by investing activities	(2,849,000)	13,911,000
Proceeds from issuance of subordinated debentures	15,000,000	0
Repayment of subordinated debentures	(10,000,000)	0
Payments for debt issuance costs	(335,000)	0
ESOP payments and dividends	285,000	317,000
Payments to purchase treasury stock	(987,000)	(1,210,000)
Treasury shares reissued for compensation	380,000	369,000
Dividends paid	(2,615,000)	(2,407,000)
Net cash provided by (used in) financing activities	1,728,000	(2,931,000)
Net (Decrease) Increase in Cash and Cash Equivalents	(3,141,000)	7,700,000
Cash and Cash Equivalents, beginning of period	8,916,000	1,216,000
Cash and Cash Equivalents, end of period	$ 5,775,000	$ 8,916,000