Eagle Bancorp Montana (EBMT) 10-Q 5 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 29, 2022
Document Information [Line Items]
Entity Central Index Key	0001478454
Entity Registrant Name	Eagle Bancorp Montana, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	1-34682
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	27-1449820
Entity Address, Address Line One	1400 Prospect Avenue
Entity Address, City or Town	Helena
Entity Address, State or Province	MT
Entity Address, Postal Zip Code	59601
City Area Code	406
Local Phone Number	442-3080
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Title of 12(b) Security	Common Stock par value $0.01 per share
Trading Symbol	EBMT
Security Exchange Name	NASDAQ
Entity Common Stock, Shares Outstanding		6,694,811

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 17,516	$ 10,938
Interest-bearing deposits in banks	62,697	43,669
Federal funds sold	14,889	6,827
Total cash and cash equivalents	95,102	61,434
Securities available-for-sale	264,635	271,262
Federal Home Loan Bank ("FHLB") stock	1,723	1,702
Federal Reserve Bank ("FRB") stock	2,974	2,974
Mortgage loans held-for-sale, at fair value	22,295	25,819
Loans receivable, net of allowance for loan losses of $12,700 at March 31, 2022 and $12,500 at December 31, 2021	945,981	920,639
Accrued interest and dividends receivable	5,750	5,751
Mortgage servicing rights, net	14,288	13,693
Premises and equipment, net	69,536	67,266
Cash surrender value of life insurance, net	36,681	36,474
Goodwill	20,798	20,798
Core deposit intangible, net	1,660	1,780
Deferred tax asset, net	3,776	0
Other assets	6,854	6,334
Total assets	1,492,053	1,435,926
LIABILITIES:
Noninterest-bearing	371,818	368,846
Interest-bearing	898,758	853,703
Total deposits	1,270,576	1,222,549
Accrued expenses and other liabilities	18,968	21,131
Deferred tax liability, net	0	648
FHLB advances and other borrowings	0	5,000
Other long-term debt:
Principal amount	60,155	30,155
Unamortized debt issuance costs	(1,169)	(286)
Total other long-term debt, net	58,986	29,869
Total liabilities	1,348,530	1,279,197
SHAREHOLDERS' EQUITY:
Preferred stock (par value $0.01 per share; 1,000,000 shares authorized; no shares issued or outstanding)	0	0
Common stock (par value $0.01 per share; 20,000,000 shares authorized; 7,110,833 shares issued; 6,694,811 shares outstanding at March 31, 2022 and December 31, 2021, respectively)	71	71
Additional paid-in capital	80,960	80,832
Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")	(5,586)	(5,729)
Treasury stock, at cost (416,022 and 316,022 shares at March 31, 2022 and December 31, 2021, respectively)	(9,592)	(7,321)
Retained earnings	86,750	85,383
Accumulated other comprehensive (loss) income, net of tax	(9,080)	3,493
Total shareholders' equity	143,523	156,729
Total liabilities and shareholders' equity	$ 1,492,053	$ 1,435,926

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Millions	Mar. 31, 2022	Dec. 31, 2021
Allowance for loan losses	$ 12.7	$ 12.5
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, share authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	7,110,833	7,110,833
Common stock, shares outstanding (in shares)	6,694,811	6,694,811
Treasury stock, shares (in shares)	416,022	316,022

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans	$ 11,373	$ 11,029
Securities available-for-sale	1,297	877
FHLB and FRB dividends	59	69
Other interest income	39	26
Total interest and dividend income	12,768	12,001
INTEREST EXPENSE:
Deposits	312	402
FHLB advances and other borrowings	6	70
Other long-term debt	605	390
Total interest expense	923	862
NET INTEREST INCOME	11,845	11,139
Loan loss provision	279	299
NET INTEREST INCOME AFTER LOAN LOSS PROVISION	11,566	10,840
NONINTEREST INCOME:
Appreciation in cash surrender value of life insurance	207	158
Other noninterest income	1,057	774
Total noninterest income	8,293	13,393
NONINTEREST EXPENSE:
Salaries and employee benefits	10,381	12,086
Occupancy and equipment expense	1,678	1,430
Data processing	1,251	1,297
Advertising	285	273
Amortization of core deposit intangible	122	144
Loan costs	546	722
Federal Deposit Insurance Corporation ("FDIC") insurance premiums	93	81
Professional and examination fees	322	282
Acquisition costs	317	0
Other noninterest expense	1,953	898
Total noninterest expense	16,948	17,213
INCOME BEFORE PROVISION FOR INCOME TAXES	2,911	7,020
Provision for income taxes	695	1,755
NET INCOME	$ 2,216	$ 5,265
BASIC EARNINGS PER SHARE (in dollars per share)	$ 0.34	$ 0.78
DILUTED EARNINGS PER SHARE (in dollars per share)	$ 0.34	$ 0.78
Deposit Account [Member]
NONINTEREST INCOME:
Noninterest income revenue	$ 331	$ 273
Bank Servicing [Member]
NONINTEREST INCOME:
Noninterest income revenue	6,245	11,763
Debit Card [Member]
NONINTEREST INCOME:
Noninterest income revenue	$ 453	$ 425

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 2,216	$ 5,265
OTHER ITEMS OF COMPREHENSIVE (LOSS) INCOME BEFORE TAX:
Change in fair value of investment securities available-for-sale	(17,067)	(2,572)
Reclassification for net realized gain (loss) on investment securities available-for-sale	0	0
Total other comprehensive loss	(17,067)	(2,572)
Income tax benefit related to securities available-for-sale	4,494	677
COMPREHENSIVE (LOSS) INCOME	$ (10,357)	$ 3,370

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($)	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Unallocated ESOP Shares [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2020	$ 0	$ 71,000	$ 77,602,000	$ (145,000)	$ (4,423,000)	$ 73,982,000	$ 5,851,000	$ 152,938,000
Net income	0	0	0	0	0	5,265,000	0	5,265,000
Other comprehensive income (loss)	0	0	0	0	0	0	(1,895)	(1,895)
Dividends paid	0	0	0	0	0	(661,000)	0	(661,000)
Stock compensation expense	0	0	90,000	0	0	0	0	90,000
ESOP shares allocated	0	0	52,000	42,000	0	0	0	94,000
Balance at Mar. 31, 2021	0	71,000	77,744,000	(103,000)	(4,423,000)	78,586,000	3,956,000	155,831,000
Balance at Dec. 31, 2021	0	71,000	80,832,000	(5,729,000)	(7,321,000)	85,383,000	3,493,000	156,729,000
Net income	0	0	0	0	0	2,216,000	0	2,216,000
Other comprehensive income (loss)	0	0	0	0	0	0	(12,573,000)	(12,573,000)
Dividends paid	0	0	0	0	0	(849,000)	0	(849,000)
Stock compensation expense	0	0	135,000	0	0	0	0	135,000
ESOP shares allocated	0	0	(7,000)	143,000	0	0	0	136,000
Treasury stock purchased	0	0	0	0	(2,271,000)	0	0	(2,271,000)
Balance at Mar. 31, 2022	$ 0	$ 71,000	$ 80,960,000	$ (5,586,000)	$ (9,592,000)	$ 86,750,000	$ (9,080,000)	$ 143,523,000

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Dividends paid, per share (in dollars per share)	$ 0.125	$ 0.0975
ESOP shares allocated or committed to be released for allocation, shares (in shares)	5,997	4,154
Treasury stock purchased, shares (in shares)	100,000
Treasury stock, average cost per share (in dollars per share)	$ 22.71

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 2,216,000	$ 5,265,000
Adjustments to reconcile net income to net cash provided by operating activities:
Loan loss provision	279,000	299,000
Recovery of mortgage servicing rights	(56,000)	(677,000)
Depreciation	842,000	649,000
Net amortization of investment securities premiums and discounts	380,000	238,000
Amortization of mortgage servicing rights	609,000	994,000
Amortization of right-of-use assets	172,000	128,000
Amortization of core deposit intangible	122,000	144,000
Compensation expense related to restricted stock awards	135,000	90,000
ESOP compensation expense for allocated shares	136,000	94,000
Deferred income tax provision	71,000	66,000
Net gain on sale of loans	(6,233,000)	(14,277,000)
Originations of loans held-for-sale	(170,074,000)	(267,168,000)
Proceeds from sales of loans held-for-sale	179,831,000	275,451,000
Net (gain) loss on sale of real estate owned and other repossessed assets	(14,000)	9,000
Net gain on sale/disposal of premises and equipment	(1,000)	0
Net appreciation in cash surrender value of life insurance	(207,000)	(158,000)
Net change in:
Accrued interest and dividends receivable	(1,000)	314,000
Other assets	(145,000)	3,084,000
Accrued expenses and other liabilities	(2,168,000)	(614,000)
Net cash provided by operating activities	5,894,000	3,931,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Maturities, principal payments and calls	9,338,000	2,355,000
Purchases	(20,158,000)	(25,663,000)
FHLB stock (purchased) redeemed	(21,000)	83,000
Loan origination and principal collection, net	(27,096,000)	10,233,000
Proceeds from sale of real estate and other repossessed assets acquired in settlement of loans	5,000	16,000
Purchases of premises and equipment, net	(3,284,000)	(3,986,000)
Net cash used in investing activities	(41,216,000)	(16,962,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	48,027,000	60,321,000
Payments on long-term FHLB and other borrowings	(5,000,000)	(5,208,000)
Proceeds from issuance of subordinated debentures	40,000,000	0
Repayment of senior debt	(10,000,000)	0
Payments for debt issuance costs	(917,000)	0
Purchase of treasury stock	(2,271,000)	0
Dividends paid	(849,000)	(661,000)
Net cash provided by financing activities	68,990,000	54,452,000
NET INCREASE IN CASH AND CASH EQUIVALENTS	33,668,000	41,421,000
CASH AND CASH EQUIVALENTS, beginning of period	61,434,000	69,802,000
CASH AND CASH EQUIVALENTS, end of period	95,102,000	111,223,000
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid during the period for interest	1,092,000	1,415,000
Cash paid during the period for income taxes	0	0
NONCASH INVESTING AND FINANCING ACTIVITIES:
Decrease in fair value of securities available-for-sale	(17,067,000)	(2,572,000)
Mortgage servicing rights recognized	1,148,000	1,532,000
Right-of-use assets obtained in exchange for lease liabilities	4,000	0
Loans transferred to real estate and other assets acquired in foreclosure	$ 328,000	$ 0

Note 1 - Organization and Summa

Note 1 - Organization and Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Organization Eagle Bancorp Montana, Inc. (“Eagle” or the “Company”), is a Delaware corporation that holds 100% of the capital stock of Opportunity Bank of Montana (“OBMT” or the “Bank”), formerly American Federal Savings Bank (“AFSB”). The Bank was founded in 1922 1975, October 2014 In March 2021, 10 December 31, 2021, two March 31, 2022 December 31, 2021, In August 2019, January 1, 2020. one In August 2018, January 1, 2019, four In September 2017, January 31, 2018, two The Bank currently has 23 January 3, 2022, Basis of Financial Statement Presentation and Use of Estimates The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“U.S. GAAP”) for interim financial information and in accordance with the instructions to Form 10 10 X 10 December 31, 2021 March 9, 2022. The results of operations for the three March 31, 2022 not December 31, 2022 Principles of Consolidation The condensed consolidated financial statements include Eagle, th e Bank, OHF, Eagle Bancorp Statutory Trust I (the “Trust”) and WFS. Reclassifications Certain prior period amounts were reclassified to conform to the presentation for 2022 no Subsequent Events The Company has evaluated events and transactions subsequent to March 31, 2022 On April 21, 2022, may April 21, 2023. In September 2021, oration ("FCB") and FCB's wholly-owned subsidiary, First Community Bank, a Montana chartered commercial bank. The Merger Agreement provided that, upon the terms and subject to the conditions set forth in the Merger Agreement, FCB would merge with and into Eagle, with Eagle continuing as the surviving corporation. The acquisition closed on April 30, 2022. April 30, 2022

Note 2 - Investment Securities

Note 2 - Investment Securities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2. INVESTMENT SECURITIES The amortized cost and fair values of securities, together with unrealized gains and losses, were as follows: March 31, 2022 December 31, 2021 Gross Gross Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains (Losses) Value Cost Gains (Losses) Value (In Thousands) Available-for-Sale: U.S. government obligations $ 1,428 $ 2 $ (5 ) $ 1,425 $ 1,618 $ 15 $ - $ 1,633 U.S. Treasury obligations 72,848 29 (3,390 ) 69,487 52,707 580 (104 ) 53,183 Municipal obligations 116,530 558 (5,808 ) 111,280 119,381 4,616 (330 ) 123,667 Corporate obligations 6,250 65 (41 ) 6,274 9,251 103 (18 ) 9,336 Mortgage-backed securities 13,770 2 (647 ) 13,125 14,662 92 (118 ) 14,636 Collateralized mortgage obligations 61,959 9 (3,169 ) 58,799 63,286 416 (635 ) 63,067 Asset-backed securities 4,177 68 - 4,245 5,617 123 - 5,740 Total $ 276,962 $ 733 $ (13,060 ) $ 264,635 $ 266,522 $ 5,945 $ (1,205 ) $ 271,262 For the three March 31, 2022 2021, no The amortized cost and fair value of securities by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may March 31, 2022 Amortized Fair Cost Value (In Thousands) Due in one year or less $ 21,343 $ 21,284 Due from one to five years 11,113 11,098 Due from five to ten years 80,534 76,056 Due after ten years 88,243 84,273 201,233 192,711 Mortgage-backed securities 13,770 13,125 Collateralized mortgage obligations 61,959 58,799 Total $ 276,962 $ 264,635 As of March 31, 2022 December 31, 2021 $22,175,000 The Company’s investment securities that have been in a continuous unrealized loss position for less than twelve twelve March 31, 2022 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government obligations $ 303 $ (5 ) $ - $ - U.S. Treasury obligations 64,255 (3,390 ) - - Municipal obligations 87,226 (5,808 ) - - Corporate obligations 3,959 (41 ) - - Mortgage-backed securities and collateralized mortgage obligations 66,967 (3,792 ) 1,202 (24 ) Total $ 222,710 $ (13,036 ) $ 1,202 $ (24 ) December 31, 2021 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government obligations $ - $ - $ - $ - U.S. Treasury obligations 19,301 (104 ) - - Municipal obligations 17,973 (330 ) - - Corporate obligations 2,982 (18 ) - - Mortgage-backed securities and collateralized mortgage obligations 50,002 (741 ) 1,296 (12 ) Total $ 90,258 $ (1,193 ) $ 1,296 $ (12 ) Unrealized losses associated with investments are believed to be caused by changes in market interest rates or the widening of market spreads subsequent to the initial purchase of the securities and not not not three March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 not

Note 3 - Loans Receivable

Note 3 - Loans Receivable	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 3. LOANS RECEIVABLE Loans receivable consisted of the following: March 31, December 31, 2022 2021 (In Thousands) Real estate loans: Residential 1-4 family $ 140,210 $ 146,815 Commercial real estate 599,093 569,976 Other loans: Home equity 53,828 51,748 Consumer 18,834 18,455 Commercial 148,307 147,870 Total 960,272 934,864 Deferred loan fees, net (1,591 ) (1,725 ) Allowance for loan losses (12,700 ) (12,500 ) Total loans, net $ 945,981 $ 920,639 Within the commercial real estate loan category above, $10,012,000 and $10,232,000 was guaranteed by the United States Department of Agriculture Rural Development at March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 Allowance for loan losses activity was as follows: Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, January 1, 2022 $ 1,596 $ 7,470 $ 533 $ 365 $ 2,536 $ 12,500 Charge-offs - - - (8 ) (84 ) (92 ) Recoveries - 6 - - 7 13 Provision 20 183 3 - 73 279 Ending balance, March 31, 2022 $ 1,616 $ 7,659 $ 536 $ 357 $ 2,532 $ 12,700 Ending balance, March 31, 2022 allocated to loans individually evaluated for impairment $ 199 $ - $ - $ - $ 300 $ 499 Ending balance, March 31, 2022 allocated to loans collectively evaluated for impairment $ 1,417 $ 7,659 $ 536 $ 357 $ 2,232 $ 12,201 Loans receivable: Ending balance, March 31, 2022 $ 140,210 $ 599,093 $ 53,828 $ 18,834 $ 148,307 $ 960,272 Ending balance, March 31, 2022 of loans individually evaluated for impairment $ 587 $ 3,473 $ 111 $ 44 $ 1,775 $ 5,990 Ending balance, March 31, 2022 of loans collectively evaluated for impairment $ 139,623 $ 595,620 $ 53,717 $ 18,790 $ 146,532 $ 954,282 Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, January 1, 2021 $ 1,506 $ 6,951 $ 515 $ 364 $ 2,264 $ 11,600 Charge-offs - (10 ) - (2 ) (6 ) (18 ) Recoveries - 2 - 4 13 19 Provision 36 188 6 3 66 299 Ending balance, March 31, 2021 $ 1,542 $ 7,131 $ 521 $ 369 $ 2,337 $ 11,900 Ending balance, March 31, 2021 allocated to loans individually evaluated for impairment $ 296 $ - $ - $ - $ 40 $ 336 Ending balance, March 31, 2021 allocated to loans collectively evaluated for impairment $ 1,246 $ 7,131 $ 521 $ 369 $ 2,297 $ 11,564 Loans receivable: Ending balance, March 31, 2021 $ 136,506 $ 464,082 $ 53,270 $ 19,424 $ 158,598 $ 831,880 Ending balance, March 31, 2021 of loans individually evaluated for impairment $ 1,532 $ 4,282 $ 109 $ 145 $ 1,952 $ 8,020 Ending balance, March 31, 2021 of loans collectively evaluated for impairment $ 134,974 $ 459,800 $ 53,161 $ 19,279 $ 156,646 $ 823,860 Internal classification of the loan portfolio was as follows: March 31, 2022 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 98,768 $ - $ 275 $ 199 $ - $ 99,242 Residential 1-4 family construction 40,968 - - - - 40,968 Commercial real estate 429,481 1,498 1,997 - - 432,976 Commercial construction and development 105,754 - - - - 105,754 Farmland 59,114 177 1,030 42 - 60,363 Other loans: Home equity 53,699 - 129 - - 53,828 Consumer 18,789 - 45 - - 18,834 Commercial 98,235 128 108 - - 98,471 Agricultural 48,080 327 1,429 - - 49,836 Total $ 952,888 $ 2,130 $ 5,013 $ 241 $ - $ 960,272 December 31, 2021 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 100,680 $ - $ 301 199 $ - $ 101,180 Residential 1-4 family construction 45,298 - 337 - - 45,635 Commercial real estate 406,896 1,527 2,145 - - 410,568 Commercial construction and development 92,403 - - - - 92,403 Farmland 65,037 177 1,744 47 - 67,005 Other loans: Home equity 51,614 - 134 - - 51,748 Consumer 18,392 - 63 - - 18,455 Commercial 100,881 130 524 - - 101,535 Agricultural 44,550 332 1,444 9 - 46,335 Total $ 925,751 $ 2,166 $ 6,692 $ 255 $ - $ 934,864 The following tables include information regarding delinquencies within the loan portfolio. March 31, 2022 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ - $ - $ - $ 587 $ 98,655 $ 99,242 Residential 1-4 family construction - - - - 40,968 40,968 Commercial real estate 1,005 - 1,005 368 431,603 432,976 Commercial construction and development - - - - 105,754 105,754 Farmland 71 270 341 1,607 58,415 60,363 Other loans: Home equity - - - 111 53,717 53,828 Consumer 57 - 57 44 18,733 18,834 Commercial 807 - 807 53 97,611 98,471 Agricultural 604 - 604 1,722 47,510 49,836 Total $ 2,544 $ 270 $ 2,814 $ 4,492 $ 952,966 $ 960,272 December 31, 2021 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 21 $ - $ 21 $ 616 $ 100,543 $ 101,180 Residential 1-4 family construction - - - 337 45,298 45,635 Commercial real estate 788 - 788 497 409,283 410,568 Commercial construction and development - - - - 92,403 92,403 Farmland 61 - 61 1,630 65,314 67,005 Other loans: Home equity - - - 115 51,633 51,748 Consumer 55 - 55 62 18,338 18,455 Commercial 6 - 6 516 101,013 101,535 Agricultural - - - 1,718 44,617 46,335 Total $ 931 $ - $ 931 $ 5,491 $ 928,442 $ 934,864 The following tables include information regarding impaired loans. March 31, 2022 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 587 $ 675 $ 199 Residential 1-4 family construction - - - Commercial real estate 1,866 1,925 - Commercial construction and development - - - Farmland 1,607 1,720 - Other loans: Home equity 111 138 - Consumer 44 54 - Commercial 53 63 - Agricultural 1,722 1,759 300 Total $ 5,990 $ 6,334 $ 499 December 31, 2021 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 616 $ 703 $ 199 Residential 1-4 family construction 337 387 - Commercial real estate 2,024 2,078 - Commercial construction and development - - - Farmland 1,630 1,721 - Other loans: Home equity 115 139 - Consumer 62 73 - Commercial 516 639 101 Agricultural 1,759 1,862 300 Total $ 7,059 $ 7,602 $ 600 Three Months Ended March 31, 2022 2021 Average Recorded Investment (In Thousands) Real estate loans: Residential 1-4 family $ 601 $ 1,199 Residential 1-4 family construction 169 337 Commercial real estate 1,945 2,340 Commercial construction and development - 25 Farmland 1,619 2,056 Other loans: Home equity 113 110 Consumer 53 148 Commercial 285 542 Agricultural 1,740 1,554 Total $ 6,525 $ 8,311 Interest income recognized on impaired loans for the three March 31, 2022 2021 is considered insignificant. Interest payments received on a cash basis related to impaired loans were and at March 31, 2022 and December 31, 2021 , respectively. As of March 31, 2022 December 31, 2021 During the three March 31, 2022 , there were two new TDR loans. The recorded investments for both agricultural loans at the time of restructure were $331,000 and $145,000. No charge-offs were incurred and the loans are on nonaccrual status. During the three March 31, 2021 , there was one new TDR loan. The recorded investment for the commercial real estate loan at time of restructure was $115,000. The loan was paid off during the three September 30, 2021. There were two farmland loans modified as TDRs that defaulted during the three March 31, 2022 where the default occurred within 12 90 March 31, 2022 As of March 31, 2022 , the Company had no commitments to lend additional funds to loan customers whose terms had been modified in TDRs. The Company has offered borrowers accommodations due to the impact from COVID- 19, 90 not 12 March 31, 2022 December 31, 2021,

Note 4 - Mortgage Servicing Rig

Note 4 - Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 4. MORTGAGE SERVICING RIGHTS The Company is servicing mortgage loans for the benefit of others which are not March 31, 2022 December 31, 2021 three March 31, 2022 2021 Custodial balances maintained in connection with the foregoing loan servicing are included in noninterest checking deposits and were $17,459,000 and $11,613,000 at March 31, 2022 December 31, 2021 The following table is a summary of activity in mortgage servicing rights: As of or For the Three Months Ended March 31, 2022 2021 (In Thousands) Mortgage servicing rights: Beginning balance $ 13,749 $ 10,897 Mortgage servicing rights capitalized 1,148 1,532 Amortization of mortgage servicing rights (609 ) (994 ) Ending balance $ 14,288 $ 11,435 Valuation allowance: Beginning balance (56 ) (792 ) Recovery of mortgage servicing rights 56 677 Ending balance - (115 ) Mortgage servicing rights, net $ 14,288 $ 11,320 Impairment expense on mortgage servicing rights was recording during the year ended December 31, 2020 and $677,000 were recorded during the three March 31, 2022 and 2021, The fair values of these rights were $16,565,000 and $14,686,000 at March 31, 2022 December 31, 2021 March 31, December 31, 2022 2021 Key assumptions: Discount rate 12 % 12 % Prepayment speed range 148-249 % 184-265 % Weighted average prepayment speed 163 % 204 %

Note 5 - Deposits

Note 5 - Deposits	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 5 . DEPOSITS Deposits are summarized as follows: March 31, December 31, 2022 2021 (In Thousands) Noninterest checking $ 371,818 $ 368,846 Interest-bearing checking 210,247 203,410 Savings 232,166 223,069 Money market 312,485 277,469 Time certificates of deposit 143,860 149,755 Total $ 1,270,576 $ 1,222,549

Note 6 - Other Long-term Debt

Note 6 - Other Long-term Debt	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Long-Term Debt [Text Block]	NOTE 6. OTHER LONG-TERM DEBT Other long-term debt consisted of the following: March 31, 2022 December 31, 2021 Unamortized Unamortized Debt Debt Principal Issuance Principal Issuance Amount Costs Amount Costs (In Thousands) Senior notes fixed at 5.75% 2022 $ - $ - $ 10,000 $ (4 ) Subordinated debentures fixed at 5.50% 2030 15,000 (274 ) 15,000 (282 ) Subordinated debentures fixed at 3.50% 2032 40,000 (895 ) - - Subordinated debentures variable at 3-Month Libor plus 1.42% 2035 5,155 - 5,155 - Total other long-term debt $ 60,155 $ (1,169 ) $ 30,155 $ (286 ) In January 2022, 2032 August 1, 2027, three February 1, 2027. 2 February 2022. In June 2020, 2030 July 1, 2025, three July 1, 2025. 2 In February 2017, 5.75% 2022. not February 15, 2022. In September 2005, December 2005. 6.02% December 2010 three 1.42%, March 31, 2022 December 31, 2021 may five December 2035 1

Note 7 - Accumulated Other Comp

Note 7 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 7. The following table includes information regarding the activity in accumulated other comprehensive income (loss). Unrealized Gains (Losses) on Securities Available-for-Sale (In Thousands) Balance, January 1, 2022 $ 3,493 Other comprehensive loss, before reclassifications and income taxes (17,067 ) Amounts reclassified from accumulated other comprehensive income, before income taxes - Income tax benefit 4,494 Total other comprehensive loss (12,573 ) Balance, March 31, 2022 $ (9,080 ) Balance, January 1, 2021 $ 5,851 Other comprehensive loss, before reclassifications and income taxes (2,572 ) Amounts reclassified from accumulated other comprehensive income, before income taxes - Income tax benefit 677 Total other comprehensive loss (1,895 ) Balance, March 31, 2021 $ 3,956

Note 8 - Earnings Per Share

Note 8 - Earnings Per Share	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 8. EARNINGS PER SHARE The computations of basic and diluted earnings per share are as follows: Three Months Ended March 31, 2022 2021 (Dollars in Thousands, Except Per Share Data) Basic weighted average shares outstanding 6,506,133 6,775,447 Dilutive effect of stock compensation 12,714 13,232 Diluted weighted average shares outstanding 6,518,847 6,788,679 Net income available to common shareholders $ 2,216 $ 5,265 Basic earnings per share $ 0.34 $ 0.78 Diluted earnings per share $ 0.34 $ 0.78 There were no anti-dilutive shares a March 31, 2022 December 31, 2021

Note 9 - Derivatives and Hedgin

Note 9 - Derivatives and Hedging Activities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 9. The Company enters into commitments to originate and sell mortgage loans. The Bank uses derivatives to hedge the risk of changes in fair values of interest rate lock commitments and mortgage loans held-for-sale. An optimal amount of mortgage loans are sold directly into bulk commitments with investors at the time an interest rate is locked, other loans are sold on an individual best efforts basis at the time an interest rate is locked, and the remaining balance of locked loans are hedged using To-Be-Announced (“TBA”) mortgage-backed securities or bulk mandatory forward loan sale commitments. Derivatives are accounted for as free-standing or economic derivatives and are measured at fair value. Derivatives are recorded as either other assets or other liabilities on the condensed consolidated statements of condition. Derivatives are summarized as follows: March 31, 2022 December 31, 2021 Notional Fair Value Notional Fair Value Amount Asset Liability Amount Asset Liability (In Thousands) Interest rate lock commitments $ 83,746 $ 91 $ - $ 84,674 $ 1,218 $ - Forward TBA mortgage-backed securities 75,000 1,093 - 51,000 - 94 Changes in the fair value of the derivatives are recorded in mortgage banking, net within noninterest income on the condensed consolidated statements of income . Net losses three March 31, 2022 2021,

Note 10 - Fair Value of Financi

Note 10 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 10 . FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Assets and liabilities that are measured at fair value are grouped in three The fair value hierarchy is as follows: ■ Level 1 ■ Level 2 not ■ Level 3 may A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy at the reporting date, is set forth below. Available-for-Sale Securities 1 2 2 may not Loans Held-for-Sale not 2 Derivative Instruments 3 2 Impaired Loans not 3 Real Estate and Other Repossessed Assets third 3 Mortgage Servicing Rights third 3 The following tables summarize financial assets and financial liabilities measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value. March 31, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 1,425 $ - $ 1,425 U.S. treasury obligations 69,487 - - 69,487 Municipal obligations - 111,280 - 111,280 Corporate obligations - 6,274 - 6,274 Mortgage-backed securities - 13,125 - 13,125 Collateralized mortgage obligations - 58,799 - 58,799 Asset-backed securities - 4,245 - 4,245 Loans held-for-sale - 22,295 - 22,295 Interest rate lock commitments - - 91 91 Forward TBA mortgage-backed securities - 1,093 - 1,093 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 1,633 $ - $ 1,633 U.S. treasury obligations 53,183 - - 53,183 Municipal obligations - 123,667 - 123,667 Corporate obligations - 9,336 - 9,336 Mortgage-backed securities - 14,636 - 14,636 Collateralized mortgage obligations - 63,067 - 63,067 Asset-backed securities - 5,740 - 5,740 Loans held-for-sale - 25,819 - 25,819 Interest rate lock commitments - - 1,218 1,218 Financial liabilities: Forward TBA mortgage-backed securities - 94 - 94 Certain financial assets may The following table summarizes financial assets measured at fair value on a nonrecurring basis for which a nonrecurring change in fair value has been recorded during the reporting periods presented: March 31, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ - $ - Real estate and other repossessed assets - - 346 346 Mortgage servicing rights - - 1,653 1,653 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 376 $ 376 Real estate and other repossessed assets - - 4 $ 4 Mortgage servicing rights - - 14,686 $ 14,686 The following table represents the Banks’s Level 3 Principal Significant Range of Valuation Unobservable Significant Input Instrument Technique Inputs Values Impaired loans Fair value of underlying collateral Discount applied to the obtained appraisal 10-30% Real estate and other repossessed assets Fair value of collateral Discount applied to the obtained appraisal 10-30% Mortgage servicing rights Discounted cash flows Discount rate 10-15% Prepayment speeds 145-265% Interest rate lock commitments Internal pricing model Pull-through expectations 90-95% The following tables provide a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3 three March 31, 2022 Three Months Ended March 31, 2022 2021 Interest Rate Lock Commitments (In Thousands) Balance, January 1, 2022 $ 1,218 $ 6,017 Purchases and issuances 287 738 Sales and settlements (1,414 ) (4,868 ) Balance, March 31, 2022 $ 91 $ 1,887 Net change in unrealized gains relating to items held at end of period $ (1,127 ) $ (4,130 ) The tables below summarize the estimated fair values of financial instruments of the Company, whether or not March 31, 2022 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 95,102 $ - $ - $ 95,102 $ 95,102 FHLB stock 1,723 - - 1,723 1,723 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 963,187 963,187 958,681 Accrued interest and dividends receivable 5,750 - - 5,750 5,750 Mortgage servicing rights - - 16,565 16,565 14,288 Financial liabilities: Non-maturing interest-bearing deposits - 754,898 - 754,898 754,898 Noninterest-bearing deposits 371,818 - - 371,818 371,818 Time certificates of deposit - - 142,306 142,306 143,860 Accrued expenses and other liabilities 18,968 - - 18,968 18,968 FHLB advances and other borrowings - - - - - Other long-term debt - - 58,399 58,399 60,155 December 31, 2021 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 61,434 $ - $ - $ 61,434 $ 61,434 FHLB stock 1,702 - - 1,702 1,702 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 939,204 939,204 933,139 Accrued interest and dividends receivable 5,751 - - 5,751 5,751 Mortgage servicing rights - - 14,686 14,686 13,693 Financial liabilities: Non-maturing interest-bearing deposits - 703,948 - 703,948 703,948 Noninterest-bearing deposits 368,846 - - 368,846 368,846 Time certificates of deposit - - 149,605 149,605 149,755 Accrued expenses and other liabilities 21,037 - - 21,037 21,037 FHLB advances and other borrowings - - 5,003 5,003 5,000 Other long-term debt - - 29,299 29,299 30,155

Note 11 - Recent Accounting Pro

Note 11 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	NOTE 11 . RECENT ACCOUNTING PRONOUNCEMENTS Recently Issued Accounting Pronouncements In September 2016, No. 2016 13, 326 In October 2019, December 15, 2022, first In February 2022, No. 2022 02, No. 2016 13. The Company believes the amendments in these updates will have an impact on the Company’s condensed consolidated financial statements and is continuing to evaluate the significance of that impact, even though the adoption date has been deferred. In that regard, we have established a working group composed of individuals from the finance and credit administration areas of the Company. We have developed a current expected credit loss model and plan on utilizing this model concurrently with our existing allowance for loan loss model during 2022. In January 2017, No. 2017 04, 350 2 January 1, 2023 In March 2020, No. 2020 04, 848 December 31, 2022. January 2021, No. 2021 01, 848 848 No. 2021 01 December 31, 2022. No. 2021 01 not not

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Consolidation, Subsidiaries or Other Investments, Consolidated Entities, Policy [Policy Text Block]	Organization Eagle Bancorp Montana, Inc. (“Eagle” or the “Company”), is a Delaware corporation that holds 100% of the capital stock of Opportunity Bank of Montana (“OBMT” or the “Bank”), formerly American Federal Savings Bank (“AFSB”). The Bank was founded in 1922 1975, October 2014 In March 2021, 10 December 31, 2021, two March 31, 2022 December 31, 2021, In August 2019, January 1, 2020. one In August 2018, January 1, 2019, four In September 2017, January 31, 2018, two The Bank currently has 23 January 3, 2022,
Basis of Presentation and Use of Estimates [Policy Text Block]	Basis of Financial Statement Presentation and Use of Estimates The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“U.S. GAAP”) for interim financial information and in accordance with the instructions to Form 10 10 X 10 December 31, 2021 March 9, 2022. The results of operations for the three March 31, 2022 not December 31, 2022
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The condensed consolidated financial statements include Eagle, th e Bank, OHF, Eagle Bancorp Statutory Trust I (the “Trust”) and WFS.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain prior period amounts were reclassified to conform to the presentation for 2022 no
Subsequent Events, Policy [Policy Text Block]	Subsequent Events The Company has evaluated events and transactions subsequent to March 31, 2022 On April 21, 2022, may April 21, 2023. In September 2021, oration ("FCB") and FCB's wholly-owned subsidiary, First Community Bank, a Montana chartered commercial bank. The Merger Agreement provided that, upon the terms and subject to the conditions set forth in the Merger Agreement, FCB would merge with and into Eagle, with Eagle continuing as the surviving corporation. The acquisition closed on April 30, 2022. April 30, 2022

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Marketable Securities [Table Text Block]	March 31, 2022 December 31, 2021 Gross Gross Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains (Losses) Value Cost Gains (Losses) Value (In Thousands) Available-for-Sale: U.S. government obligations $ 1,428 $ 2 $ (5 ) $ 1,425 $ 1,618 $ 15 $ - $ 1,633 U.S. Treasury obligations 72,848 29 (3,390 ) 69,487 52,707 580 (104 ) 53,183 Municipal obligations 116,530 558 (5,808 ) 111,280 119,381 4,616 (330 ) 123,667 Corporate obligations 6,250 65 (41 ) 6,274 9,251 103 (18 ) 9,336 Mortgage-backed securities 13,770 2 (647 ) 13,125 14,662 92 (118 ) 14,636 Collateralized mortgage obligations 61,959 9 (3,169 ) 58,799 63,286 416 (635 ) 63,067 Asset-backed securities 4,177 68 - 4,245 5,617 123 - 5,740 Total $ 276,962 $ 733 $ (13,060 ) $ 264,635 $ 266,522 $ 5,945 $ (1,205 ) $ 271,262
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2022 Amortized Fair Cost Value (In Thousands) Due in one year or less $ 21,343 $ 21,284 Due from one to five years 11,113 11,098 Due from five to ten years 80,534 76,056 Due after ten years 88,243 84,273 201,233 192,711 Mortgage-backed securities 13,770 13,125 Collateralized mortgage obligations 61,959 58,799 Total $ 276,962 $ 264,635
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2022 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government obligations $ 303 $ (5 ) $ - $ - U.S. Treasury obligations 64,255 (3,390 ) - - Municipal obligations 87,226 (5,808 ) - - Corporate obligations 3,959 (41 ) - - Mortgage-backed securities and collateralized mortgage obligations 66,967 (3,792 ) 1,202 (24 ) Total $ 222,710 $ (13,036 ) $ 1,202 $ (24 ) December 31, 2021 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government obligations $ - $ - $ - $ - U.S. Treasury obligations 19,301 (104 ) - - Municipal obligations 17,973 (330 ) - - Corporate obligations 2,982 (18 ) - - Mortgage-backed securities and collateralized mortgage obligations 50,002 (741 ) 1,296 (12 ) Total $ 90,258 $ (1,193 ) $ 1,296 $ (12 )

Note 3 - Loans Receivable (Tabl

Note 3 - Loans Receivable (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, 2022 2021 (In Thousands) Real estate loans: Residential 1-4 family $ 140,210 $ 146,815 Commercial real estate 599,093 569,976 Other loans: Home equity 53,828 51,748 Consumer 18,834 18,455 Commercial 148,307 147,870 Total 960,272 934,864 Deferred loan fees, net (1,591 ) (1,725 ) Allowance for loan losses (12,700 ) (12,500 ) Total loans, net $ 945,981 $ 920,639
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, January 1, 2022 $ 1,596 $ 7,470 $ 533 $ 365 $ 2,536 $ 12,500 Charge-offs - - - (8 ) (84 ) (92 ) Recoveries - 6 - - 7 13 Provision 20 183 3 - 73 279 Ending balance, March 31, 2022 $ 1,616 $ 7,659 $ 536 $ 357 $ 2,532 $ 12,700 Ending balance, March 31, 2022 allocated to loans individually evaluated for impairment $ 199 $ - $ - $ - $ 300 $ 499 Ending balance, March 31, 2022 allocated to loans collectively evaluated for impairment $ 1,417 $ 7,659 $ 536 $ 357 $ 2,232 $ 12,201 Loans receivable: Ending balance, March 31, 2022 $ 140,210 $ 599,093 $ 53,828 $ 18,834 $ 148,307 $ 960,272 Ending balance, March 31, 2022 of loans individually evaluated for impairment $ 587 $ 3,473 $ 111 $ 44 $ 1,775 $ 5,990 Ending balance, March 31, 2022 of loans collectively evaluated for impairment $ 139,623 $ 595,620 $ 53,717 $ 18,790 $ 146,532 $ 954,282 Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, January 1, 2021 $ 1,506 $ 6,951 $ 515 $ 364 $ 2,264 $ 11,600 Charge-offs - (10 ) - (2 ) (6 ) (18 ) Recoveries - 2 - 4 13 19 Provision 36 188 6 3 66 299 Ending balance, March 31, 2021 $ 1,542 $ 7,131 $ 521 $ 369 $ 2,337 $ 11,900 Ending balance, March 31, 2021 allocated to loans individually evaluated for impairment $ 296 $ - $ - $ - $ 40 $ 336 Ending balance, March 31, 2021 allocated to loans collectively evaluated for impairment $ 1,246 $ 7,131 $ 521 $ 369 $ 2,297 $ 11,564 Loans receivable: Ending balance, March 31, 2021 $ 136,506 $ 464,082 $ 53,270 $ 19,424 $ 158,598 $ 831,880 Ending balance, March 31, 2021 of loans individually evaluated for impairment $ 1,532 $ 4,282 $ 109 $ 145 $ 1,952 $ 8,020 Ending balance, March 31, 2021 of loans collectively evaluated for impairment $ 134,974 $ 459,800 $ 53,161 $ 19,279 $ 156,646 $ 823,860
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2022 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 98,768 $ - $ 275 $ 199 $ - $ 99,242 Residential 1-4 family construction 40,968 - - - - 40,968 Commercial real estate 429,481 1,498 1,997 - - 432,976 Commercial construction and development 105,754 - - - - 105,754 Farmland 59,114 177 1,030 42 - 60,363 Other loans: Home equity 53,699 - 129 - - 53,828 Consumer 18,789 - 45 - - 18,834 Commercial 98,235 128 108 - - 98,471 Agricultural 48,080 327 1,429 - - 49,836 Total $ 952,888 $ 2,130 $ 5,013 $ 241 $ - $ 960,272 December 31, 2021 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 100,680 $ - $ 301 199 $ - $ 101,180 Residential 1-4 family construction 45,298 - 337 - - 45,635 Commercial real estate 406,896 1,527 2,145 - - 410,568 Commercial construction and development 92,403 - - - - 92,403 Farmland 65,037 177 1,744 47 - 67,005 Other loans: Home equity 51,614 - 134 - - 51,748 Consumer 18,392 - 63 - - 18,455 Commercial 100,881 130 524 - - 101,535 Agricultural 44,550 332 1,444 9 - 46,335 Total $ 925,751 $ 2,166 $ 6,692 $ 255 $ - $ 934,864
Financing Receivable, Past Due [Table Text Block]	March 31, 2022 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ - $ - $ - $ 587 $ 98,655 $ 99,242 Residential 1-4 family construction - - - - 40,968 40,968 Commercial real estate 1,005 - 1,005 368 431,603 432,976 Commercial construction and development - - - - 105,754 105,754 Farmland 71 270 341 1,607 58,415 60,363 Other loans: Home equity - - - 111 53,717 53,828 Consumer 57 - 57 44 18,733 18,834 Commercial 807 - 807 53 97,611 98,471 Agricultural 604 - 604 1,722 47,510 49,836 Total $ 2,544 $ 270 $ 2,814 $ 4,492 $ 952,966 $ 960,272 December 31, 2021 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 21 $ - $ 21 $ 616 $ 100,543 $ 101,180 Residential 1-4 family construction - - - 337 45,298 45,635 Commercial real estate 788 - 788 497 409,283 410,568 Commercial construction and development - - - - 92,403 92,403 Farmland 61 - 61 1,630 65,314 67,005 Other loans: Home equity - - - 115 51,633 51,748 Consumer 55 - 55 62 18,338 18,455 Commercial 6 - 6 516 101,013 101,535 Agricultural - - - 1,718 44,617 46,335 Total $ 931 $ - $ 931 $ 5,491 $ 928,442 $ 934,864
Impaired Financing Receivables [Table Text Block]	March 31, 2022 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 587 $ 675 $ 199 Residential 1-4 family construction - - - Commercial real estate 1,866 1,925 - Commercial construction and development - - - Farmland 1,607 1,720 - Other loans: Home equity 111 138 - Consumer 44 54 - Commercial 53 63 - Agricultural 1,722 1,759 300 Total $ 5,990 $ 6,334 $ 499 December 31, 2021 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 616 $ 703 $ 199 Residential 1-4 family construction 337 387 - Commercial real estate 2,024 2,078 - Commercial construction and development - - - Farmland 1,630 1,721 - Other loans: Home equity 115 139 - Consumer 62 73 - Commercial 516 639 101 Agricultural 1,759 1,862 300 Total $ 7,059 $ 7,602 $ 600 Three Months Ended March 31, 2022 2021 Average Recorded Investment (In Thousands) Real estate loans: Residential 1-4 family $ 601 $ 1,199 Residential 1-4 family construction 169 337 Commercial real estate 1,945 2,340 Commercial construction and development - 25 Farmland 1,619 2,056 Other loans: Home equity 113 110 Consumer 53 148 Commercial 285 542 Agricultural 1,740 1,554 Total $ 6,525 $ 8,311

Note 4 - Mortgage Servicing R_2

Note 4 - Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Activities in Mortgage Servicing Rights [Table Text Block]	As of or For the Three Months Ended March 31, 2022 2021 (In Thousands) Mortgage servicing rights: Beginning balance $ 13,749 $ 10,897 Mortgage servicing rights capitalized 1,148 1,532 Amortization of mortgage servicing rights (609 ) (994 ) Ending balance $ 14,288 $ 11,435 Valuation allowance: Beginning balance (56 ) (792 ) Recovery of mortgage servicing rights 56 677 Ending balance - (115 ) Mortgage servicing rights, net $ 14,288 $ 11,320
Mortgage Servicing Rights [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	March 31, December 31, 2022 2021 Key assumptions: Discount rate 12 % 12 % Prepayment speed range 148-249 % 184-265 % Weighted average prepayment speed 163 % 204 %

Note 5 - Deposits (Tables)

Note 5 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	March 31, December 31, 2022 2021 (In Thousands) Noninterest checking $ 371,818 $ 368,846 Interest-bearing checking 210,247 203,410 Savings 232,166 223,069 Money market 312,485 277,469 Time certificates of deposit 143,860 149,755 Total $ 1,270,576 $ 1,222,549

Note 6 - Other Long-term Debt (

Note 6 - Other Long-term Debt (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	March 31, 2022 December 31, 2021 Unamortized Unamortized Debt Debt Principal Issuance Principal Issuance Amount Costs Amount Costs (In Thousands) Senior notes fixed at 5.75% 2022 $ - $ - $ 10,000 $ (4 ) Subordinated debentures fixed at 5.50% 2030 15,000 (274 ) 15,000 (282 ) Subordinated debentures fixed at 3.50% 2032 40,000 (895 ) - - Subordinated debentures variable at 3-Month Libor plus 1.42% 2035 5,155 - 5,155 - Total other long-term debt $ 60,155 $ (1,169 ) $ 30,155 $ (286 )

Note 7 - Accumulated Other Co_2

Note 7 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Securities Available-for-Sale (In Thousands) Balance, January 1, 2022 $ 3,493 Other comprehensive loss, before reclassifications and income taxes (17,067 ) Amounts reclassified from accumulated other comprehensive income, before income taxes - Income tax benefit 4,494 Total other comprehensive loss (12,573 ) Balance, March 31, 2022 $ (9,080 ) Balance, January 1, 2021 $ 5,851 Other comprehensive loss, before reclassifications and income taxes (2,572 ) Amounts reclassified from accumulated other comprehensive income, before income taxes - Income tax benefit 677 Total other comprehensive loss (1,895 ) Balance, March 31, 2021 $ 3,956

Note 8 - Earnings Per Share (Ta

Note 8 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2022 2021 (Dollars in Thousands, Except Per Share Data) Basic weighted average shares outstanding 6,506,133 6,775,447 Dilutive effect of stock compensation 12,714 13,232 Diluted weighted average shares outstanding 6,518,847 6,788,679 Net income available to common shareholders $ 2,216 $ 5,265 Basic earnings per share $ 0.34 $ 0.78 Diluted earnings per share $ 0.34 $ 0.78

Note 9 - Derivatives and Hedg_2

Note 9 - Derivatives and Hedging Activities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	March 31, 2022 December 31, 2021 Notional Fair Value Notional Fair Value Amount Asset Liability Amount Asset Liability (In Thousands) Interest rate lock commitments $ 83,746 $ 91 $ - $ 84,674 $ 1,218 $ - Forward TBA mortgage-backed securities 75,000 1,093 - 51,000 - 94

Note 10 - Fair Value of Finan_2

Note 10 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	March 31, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 1,425 $ - $ 1,425 U.S. treasury obligations 69,487 - - 69,487 Municipal obligations - 111,280 - 111,280 Corporate obligations - 6,274 - 6,274 Mortgage-backed securities - 13,125 - 13,125 Collateralized mortgage obligations - 58,799 - 58,799 Asset-backed securities - 4,245 - 4,245 Loans held-for-sale - 22,295 - 22,295 Interest rate lock commitments - - 91 91 Forward TBA mortgage-backed securities - 1,093 - 1,093 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 1,633 $ - $ 1,633 U.S. treasury obligations 53,183 - - 53,183 Municipal obligations - 123,667 - 123,667 Corporate obligations - 9,336 - 9,336 Mortgage-backed securities - 14,636 - 14,636 Collateralized mortgage obligations - 63,067 - 63,067 Asset-backed securities - 5,740 - 5,740 Loans held-for-sale - 25,819 - 25,819 Interest rate lock commitments - - 1,218 1,218 Financial liabilities: Forward TBA mortgage-backed securities - 94 - 94
Fair Value Measurements, Nonrecurring [Table Text Block]	March 31, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ - $ - Real estate and other repossessed assets - - 346 346 Mortgage servicing rights - - 1,653 1,653 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 376 $ 376 Real estate and other repossessed assets - - 4 $ 4 Mortgage servicing rights - - 14,686 $ 14,686
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Three Months Ended March 31, 2022 2021 Interest Rate Lock Commitments (In Thousands) Balance, January 1, 2022 $ 1,218 $ 6,017 Purchases and issuances 287 738 Sales and settlements (1,414 ) (4,868 ) Balance, March 31, 2022 $ 91 $ 1,887 Net change in unrealized gains relating to items held at end of period $ (1,127 ) $ (4,130 )
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2022 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 95,102 $ - $ - $ 95,102 $ 95,102 FHLB stock 1,723 - - 1,723 1,723 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 963,187 963,187 958,681 Accrued interest and dividends receivable 5,750 - - 5,750 5,750 Mortgage servicing rights - - 16,565 16,565 14,288 Financial liabilities: Non-maturing interest-bearing deposits - 754,898 - 754,898 754,898 Noninterest-bearing deposits 371,818 - - 371,818 371,818 Time certificates of deposit - - 142,306 142,306 143,860 Accrued expenses and other liabilities 18,968 - - 18,968 18,968 FHLB advances and other borrowings - - - - - Other long-term debt - - 58,399 58,399 60,155 December 31, 2021 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 61,434 $ - $ - $ 61,434 $ 61,434 FHLB stock 1,702 - - 1,702 1,702 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 939,204 939,204 933,139 Accrued interest and dividends receivable 5,751 - - 5,751 5,751 Mortgage servicing rights - - 14,686 14,686 13,693 Financial liabilities: Non-maturing interest-bearing deposits - 703,948 - 703,948 703,948 Noninterest-bearing deposits 368,846 - - 368,846 368,846 Time certificates of deposit - - 149,605 149,605 149,755 Accrued expenses and other liabilities 21,037 - - 21,037 21,037 FHLB advances and other borrowings - - 5,003 5,003 5,000 Other long-term debt - - 29,299 29,299 30,155
Impaired Loans and Real Estate and Other Repossessed Assets [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Principal Significant Range of Valuation Unobservable Significant Input Instrument Technique Inputs Values Impaired loans Fair value of underlying collateral Discount applied to the obtained appraisal 10-30% Real estate and other repossessed assets Fair value of collateral Discount applied to the obtained appraisal 10-30% Mortgage servicing rights Discounted cash flows Discount rate 10-15% Prepayment speeds 145-265% Interest rate lock commitments Internal pricing model Pull-through expectations 90-95%

Note 1 - Organization and Sum_2

Note 1 - Organization and Summary of Significant Accounting Policies (Details Textual) - USD ($)	Apr. 21, 2022	Mar. 31, 2022	Dec. 31, 2021	Jan. 01, 2019	Jan. 31, 2018
Subsequent Event [Member]
Stock Repurchase Program, Number of Shares Authorized to be Repurchased (in shares)	400,000
Opportunity Bank of Montana [Member]
Noncontrolling Interest, Ownership Percentage by Parent		100.00%
Opportunity Housing Fund, LLC [Member]
Investments, Total		$ 1,237,000	$ 935,000
Big Muddy Bancorp Acquisition [Member]
Noncontrolling Interest, Ownership Percentage by Parent				100.00%	100.00%

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2021USD ($)
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0	$ 0
Debt Securities, Available-for-Sale, Gain (Loss), Total	0	$ 0
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total	$ 0		$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	156			43
Asset Pledged as Collateral without Right [Member]
Debt Securities, Total	$ 22,175,000			$ 22,245,000

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Summary of Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available-for-sale, amortized cost	$ 276,962	$ 266,522
Securities available-for-sale, gross unrealized gains	733	5,945
Securities available-for-sale, gross unrealized losses	(13,060)	(1,205)
Securities available-for-sale	264,635	271,262
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized cost	1,428	1,618
Securities available-for-sale, gross unrealized gains	2	15
Securities available-for-sale, gross unrealized losses	(5)	0
Securities available-for-sale	1,425	1,633
US Treasury and Government [Member]
Securities available-for-sale, amortized cost	72,848	52,707
Securities available-for-sale, gross unrealized gains	29	580
Securities available-for-sale, gross unrealized losses	(3,390)	(104)
Securities available-for-sale	69,487	53,183
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized cost	116,530	119,381
Securities available-for-sale, gross unrealized gains	558	4,616
Securities available-for-sale, gross unrealized losses	(5,808)	(330)
Securities available-for-sale	111,280	123,667
Corporate Debt Securities [Member]
Securities available-for-sale, amortized cost	6,250	9,251
Securities available-for-sale, gross unrealized gains	65	103
Securities available-for-sale, gross unrealized losses	(41)	(18)
Securities available-for-sale	6,274	9,336
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, amortized cost	13,770	14,662
Securities available-for-sale, gross unrealized gains	2	92
Securities available-for-sale, gross unrealized losses	(647)	(118)
Securities available-for-sale	13,125	14,636
Collateralized Mortgage Obligations [Member]
Securities available-for-sale, amortized cost	61,959	63,286
Securities available-for-sale, gross unrealized gains	9	416
Securities available-for-sale, gross unrealized losses	(3,169)	(635)
Securities available-for-sale	58,799	63,067
Asset-Backed Securities [Member]
Securities available-for-sale, amortized cost	4,177	5,617
Securities available-for-sale, gross unrealized gains	68	123
Securities available-for-sale, gross unrealized losses	0	0
Securities available-for-sale	$ 4,245	$ 5,740

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available for sale securities, due in one year or less, amortized cost	$ 21,343
Available for sale securities, due in one year or less, fair value	21,284
Available for sale securities, due from one to five years, amortized cost	11,113
Available for sale securities, due from one to five years, fair value	11,098
Available for sale securities, due from five to ten years, amortized cost	80,534
Available for sale securities, due from five to ten years, fair value	76,056
Available for sale securities, due after ten years, amortized cost	88,243
Available for sale securities, due after ten years, fair value	84,273
Total available for sale securities debt maturities, amortized cost	201,233
Total available for sale securities, debt maturities, fair value	192,711
Securities available-for-sale, amortized cost	276,962	$ 266,522
Securities available-for-sale	264,635	271,262
Collateralized Mortgage-Backed Securities [Member]
Available for sale securities, without single maturity, amortized cost	13,770
Available for sale securities, without single maturity, fair value	13,125
Securities available-for-sale, amortized cost	13,770	14,662
Securities available-for-sale	13,125	14,636
Collateralized Mortgage Obligations [Member]
Available for sale securities, without single maturity, amortized cost	61,959
Available for sale securities, without single maturity, fair value	58,799
Securities available-for-sale, amortized cost	61,959	63,286
Securities available-for-sale	$ 58,799	$ 63,067

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Investment Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	$ 222,710	$ 90,258
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(13,036)	(1,193)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	1,202	1,296
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	(24)	(12)
US Government Agencies Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	303	0
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(5)	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	0
US Treasury and Government [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	64,255	19,301
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(3,390)	(104)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	0
US States and Political Subdivisions Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	87,226	17,973
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(5,808)	(330)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	0
Corporate Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	3,959	2,982
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(41)	(18)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	0
Mortgage-backed Securities and Collateralized Mortgage Obligations [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	66,967	50,002
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(3,792)	(741)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	1,202	1,296
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	$ (24)	$ (12)

Note 3 - Loans Receivable (Deta

Note 3 - Loans Receivable (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)
Loans and Leases Receivable, Gross	$ 960,272,000	$ 831,880,000	$ 934,864,000
Loans and Leases Receivable, Deferred Income	1,591,000		1,725,000
Interest Received on Past Due Loans, Applied to Principal	344,000		405,000
Financing Receivable, Troubled Debt Restructuring	2,611,000		$ 2,224,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0
Financing Receivable, Number of Payment Deferrals	1		1
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross	$ 599,093,000	464,082,000	$ 569,976,000
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans and Leases Receivable, Gross	432,976,000		410,568,000
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans and Leases Receivable, Gross	$ 60,363,000		67,005,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	2
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan 1 [Member]
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 374,000
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan 2 [Member]
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	70,000
Commercial Real Estate Portfolio Segment [Member] | United States Department of Agriculture Rural Development [Member]
Loans and Leases Receivable, Gross	10,012,000		10,232,000
Commercial Real Estate Portfolio Segment [Member] | United States Department of Agriculture Farm Service Agency [Member]
Loans and Leases Receivable, Gross	6,270,000		7,333,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	148,307,000	$ 158,598,000	147,870,000
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans and Leases Receivable, Gross	$ 49,836,000		46,335,000
Financing Receivable, Modifications, Number of Contracts	2
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			0
Commercial Portfolio Segment [Member] | Agricultural Loan 1 [Member]
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 331,000
Commercial Portfolio Segment [Member] | Agricultural Loan 2 [Member]
Financing Receivable, Troubled Debt Restructuring, Premodification	145,000
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Financing Receivable, Modifications, Number of Contracts		1
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		$ 115,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross	1,570,000		4,172,000
Loans and Leases Receivable, Deferred Income	$ 108,000		$ 286,000

Note 3 - Loans Receivable - Sum

Note 3 - Loans Receivable - Summary of Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Loans receivable	$ 960,272	$ 934,864	$ 831,880
Deferred loan fees, net	(1,591)	(1,725)
Allowance for loan losses	(12,700)	(12,500)	(11,900)	$ (11,600)
Total loans, net	945,981	920,639
Residential Portfolio Segment [Member]
Loans receivable	140,210	146,815	136,506
Allowance for loan losses	(1,616)	(1,596)	(1,542)	(1,506)
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	599,093	569,976	464,082
Allowance for loan losses	(7,659)	(7,470)	(7,131)	(6,951)
Home Equity Portfolio Segment [Member]
Loans receivable	53,828	51,748	53,270
Allowance for loan losses	(536)	(533)	(521)	(515)
Consumer Portfolio Segment [Member]
Loans receivable	18,834	18,455	19,424
Allowance for loan losses	(357)	(365)	(369)	(364)
Commercial Portfolio Segment [Member]
Loans receivable	148,307	147,870	158,598
Allowance for loan losses	$ (2,532)	$ (2,536)	$ (2,337)	$ (2,264)

Note 3 - Loans Receivable - All

Note 3 - Loans Receivable - Allowance for Loan Losses Activity (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Allowance for loan losses, beginning balance	$ 12,500	$ 11,600
Charge-offs	(92)	(18)
Recoveries	13	19
Provision	279	299
Allowance for loan losses, ending balance	12,700	11,900
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	499	336
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	12,201	11,564
Loans receivable	960,272	831,880	$ 934,864
Loans receivable, ending balance, loans individually evaluated for impairment	5,990	8,020
Loans receivable, ending balance, loans collectively evaluated for impairment	954,282	823,860
Residential Portfolio Segment [Member]
Allowance for loan losses, beginning balance	1,596	1,506
Charge-offs	0	0
Recoveries	0	0
Provision	20	36
Allowance for loan losses, ending balance	1,616	1,542
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	199	296
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	1,417	1,246
Loans receivable	140,210	136,506	146,815
Loans receivable, ending balance, loans individually evaluated for impairment	587	1,532
Loans receivable, ending balance, loans collectively evaluated for impairment	139,623	134,974
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses, beginning balance	7,470	6,951
Charge-offs	0	(10)
Recoveries	6	2
Provision	183	188
Allowance for loan losses, ending balance	7,659	7,131
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	7,659	7,131
Loans receivable	599,093	464,082	569,976
Loans receivable, ending balance, loans individually evaluated for impairment	3,473	4,282
Loans receivable, ending balance, loans collectively evaluated for impairment	595,620	459,800
Home Equity Portfolio Segment [Member]
Allowance for loan losses, beginning balance	533	515
Charge-offs	0	0
Recoveries	0	0
Provision	3	6
Allowance for loan losses, ending balance	536	521
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	536	521
Loans receivable	53,828	53,270	51,748
Loans receivable, ending balance, loans individually evaluated for impairment	111	109
Loans receivable, ending balance, loans collectively evaluated for impairment	53,717	53,161
Consumer Portfolio Segment [Member]
Allowance for loan losses, beginning balance	365	364
Charge-offs	(8)	(2)
Recoveries	0	4
Provision	0	3
Allowance for loan losses, ending balance	357	369
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	357	369
Loans receivable	18,834	19,424	18,455
Loans receivable, ending balance, loans individually evaluated for impairment	44	145
Loans receivable, ending balance, loans collectively evaluated for impairment	18,790	19,279
Commercial Portfolio Segment [Member]
Allowance for loan losses, beginning balance	2,536	2,264
Charge-offs	(84)	(6)
Recoveries	7	13
Provision	73	66
Allowance for loan losses, ending balance	2,532	2,337
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	300	40
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	2,232	2,297
Loans receivable	148,307	158,598	$ 147,870
Loans receivable, ending balance, loans individually evaluated for impairment	1,775	1,952
Loans receivable, ending balance, loans collectively evaluated for impairment	$ 146,532	$ 156,646

Note 3 - Loans Receivable - Int

Note 3 - Loans Receivable - Internal Classification of the Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Loans receivable	$ 960,272	$ 934,864	$ 831,880
Residential Portfolio Segment [Member]
Loans receivable	140,210	146,815	136,506
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	99,242	101,180
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	40,968	45,635
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	599,093	569,976	464,082
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	432,976	410,568
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	105,754	92,403
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	60,363	67,005
Home Equity Portfolio Segment [Member]
Loans receivable	53,828	51,748	53,270
Consumer Portfolio Segment [Member]
Loans receivable	18,834	18,455	19,424
Commercial Portfolio Segment [Member]
Loans receivable	148,307	147,870	$ 158,598
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	98,471	101,535
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	49,836	46,335
Pass [Member]
Loans receivable	952,888	925,751
Pass [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	98,768	100,680
Pass [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	40,968	45,298
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	429,481	406,896
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	105,754	92,403
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	59,114	65,037
Pass [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	53,699	51,614
Pass [Member] | Consumer Portfolio Segment [Member]
Loans receivable	18,789	18,392
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	98,235	100,881
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	48,080	44,550
Special Mention [Member]
Loans receivable	2,130	2,166
Special Mention [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	0	0
Special Mention [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	1,498	1,527
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	177	177
Special Mention [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	128	130
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	327	332
Substandard [Member]
Loans receivable	5,013	6,692
Substandard [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	275	301
Substandard [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	337
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	1,997	2,145
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	1,030	1,744
Substandard [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	129	134
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans receivable	45	63
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	108	524
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	1,429	1,444
Doubtful [Member]
Loans receivable	241	255
Doubtful [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	199	199
Doubtful [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	42	47
Doubtful [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	0	9
Unlikely to be Collected Financing Receivable [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	$ 0	$ 0

Note 3 - Loans Receivable - Del

Note 3 - Loans Receivable - Delinquencies Within the Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Loans receivable	$ 960,272	$ 934,864	$ 831,880
Non-accrual Loans	4,492	5,491
Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	2,544	931
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	270	0
Financial Asset, Past Due [Member]
Loans receivable	2,814	931
Financial Asset, Not Past Due [Member]
Loans receivable	952,966	928,442
Residential Portfolio Segment [Member]
Loans receivable	140,210	146,815	136,506
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	99,242	101,180
Non-accrual Loans	587	616
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	0	21
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	21
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	98,655	100,543
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	40,968	45,635
Non-accrual Loans	0	337
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	40,968	45,298
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	599,093	569,976	464,082
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	432,976	410,568
Non-accrual Loans	368	497
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	1,005	788
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset, Past Due [Member]
Loans receivable	1,005	788
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	431,603	409,283
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	105,754	92,403
Non-accrual Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	105,754	92,403
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	60,363	67,005
Non-accrual Loans	1,607	1,630
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	71	61
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	270	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financial Asset, Past Due [Member]
Loans receivable	341	61
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	58,415	65,314
Home Equity Portfolio Segment [Member]
Loans receivable	53,828	51,748	53,270
Non-accrual Loans	111	115
Home Equity Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	0	0
Home Equity Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Home Equity Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	0	0
Home Equity Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	53,717	51,633
Consumer Portfolio Segment [Member]
Loans receivable	18,834	18,455	19,424
Non-accrual Loans	44	62
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	57	55
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	57	55
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	18,733	18,338
Commercial Portfolio Segment [Member]
Loans receivable	148,307	147,870	$ 158,598
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	98,471	101,535
Non-accrual Loans	53	516
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	807	6
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	807	6
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	97,611	101,013
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	49,836	46,335
Non-accrual Loans	1,722	1,718
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	604	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financial Asset, Past Due [Member]
Loans receivable	604	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	$ 47,510	$ 44,617

Note 3 - Loans Receivable - Imp

Note 3 - Loans Receivable - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Recorded investment	$ 5,990		$ 7,059
Unpaid principal balance	6,334		7,602
Related allowance	499		600
Average recorded investment	6,525	$ 8,311
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Recorded investment	587		616
Unpaid principal balance	675		703
Related allowance	199		199
Average recorded investment	601	1,199
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Recorded investment	0		337
Unpaid principal balance	0		387
Related allowance	0		0
Average recorded investment	169	337
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment	1,866		2,024
Unpaid principal balance	1,925		2,078
Related allowance	0		0
Average recorded investment	1,945	2,340
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	0		0
Unpaid principal balance	0		0
Related allowance	0		0
Average recorded investment	0	25
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Recorded investment	1,607		1,630
Unpaid principal balance	1,720		1,721
Related allowance	0		0
Average recorded investment	1,619	2,056
Home Equity Portfolio Segment [Member]
Recorded investment	111		115
Unpaid principal balance	138		139
Related allowance	0		0
Average recorded investment	113	110
Consumer Portfolio Segment [Member]
Recorded investment	44		62
Unpaid principal balance	54		73
Related allowance	0		0
Average recorded investment	53	148
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Recorded investment	53		516
Unpaid principal balance	63		639
Related allowance	0		101
Average recorded investment	285	542
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Recorded investment	1,722		1,759
Unpaid principal balance	1,759		1,862
Related allowance	300		$ 300
Average recorded investment	$ 1,740	$ 1,554

Note 4 - Mortgage Servicing R_3

Note 4 - Mortgage Servicing Rights (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Loans Serviced During the Period	$ 1,903,450,000	$ 1,835,561,000
Fees and Commissions, Mortgage Banking and Servicing	1,156,000	937,000
Escrow Deposit	17,459,000	11,613,000
Mortgage Servicing Rights (MSR) Impairment (Recovery)	(56,000)	$ (677,000)
Mortgage Servicing Rights Measured at Fair Value	$ 16,565,000		$ 14,686,000

Note 4 - Mortgage Servicing R_4

Note 4 - Mortgage Servicing Rights - Schedule of Activity in Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Mortgage servicing rights, net	$ 14,288		$ 13,693
Mortgage Servicing Rights [Member]
Beginning balance	13,749	$ 10,897
Mortgage servicing rights capitalized	1,148	1,532
Amortization of mortgage servicing rights	(609)	(994)
Ending balance	14,288	11,435
Beginning balance	(56)	(792)
Recovery of mortgage servicing rights	56	677
Ending balance	0	(115)
Mortgage servicing rights, net	$ 14,288	$ 11,320

Note 4 - Mortgage Servicing R_5

Note 4 - Mortgage Servicing Rights - Fair Value of Servicing Rights (Details) - Mortgage Servicing Rights [Member]	Mar. 31, 2022	Dec. 31, 2021
Measurement Input, Discount Rate [Member]
Valuation assumptions	0.12	0.12
Measurement Input, Prepayment Rate [Member] | Minimum [Member]
Valuation assumptions	1.48	1.84
Measurement Input, Prepayment Rate [Member] | Maximum [Member]
Valuation assumptions	2.49	2.65
Measurement Input, Weighted Average Prepayment Rate [Member]
Valuation assumptions	1.63	2.04

Note 5 - Deposits - Summary of

Note 5 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Noninterest checking	$ 371,818	$ 368,846
Interest-bearing checking	210,247	203,410
Savings	232,166	223,069
Money market	312,485	277,469
Time certificates of deposit	143,860	149,755
Total deposits	$ 1,270,576	$ 1,222,549

Note 6 - Other Long-term Debt_2

Note 6 - Other Long-term Debt (Details Textual) - USD ($)	1 Months Ended					3 Months Ended		12 Months Ended
	Feb. 28, 2022	Jan. 31, 2022	Jun. 30, 2020	Feb. 28, 2017	Dec. 31, 2010	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Sep. 30, 2005
Debt Instrument, Face Amount						$ 60,155,000		$ 30,155,000
Repayments of Senior Debt, Total	$ 10,000,000					$ 10,000,000	$ 0
First Tennessee Bank, N.A. [Member]
Temporary Equity, Liquidation Preference									$ 5,155,000
Trust Preferred Securities, Maximum Dividend Deferring Period (Year)						5 years
Eagle Bancorp Statutory Trust I [Member] | Subordinated Debt [Member]
Debt Instrument, Interest Rate, Stated Percentage									6.02%
Eagle Bancorp Statutory Trust I [Member] | Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt Instrument, Interest Rate, Effective Percentage						2.38%		1.63%
London Interbank Offered Rate (LIBOR) [Member] | Eagle Bancorp Statutory Trust I [Member] | Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt Instrument, Basis Spread on Variable Rate					1.42%
3.50% Subordinated Notes Due in 2032 [Member]
Debt Instrument, Face Amount		$ 40,000,000				$ 40,000,000		$ 0
Debt Instrument, Interest Rate, Stated Percentage		3.50%				3.50%
Debt Instrument, Maturity Year						2032
3.50% Subordinated Notes Due in 2032 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate		2.18%
5.50% Subordinated Notes Due in 2030 [Member]
Debt Instrument, Face Amount			$ 15,000,000			$ 15,000,000		15,000,000
Debt Instrument, Interest Rate, Stated Percentage			5.50%			5.50%
Debt Instrument, Maturity Year						2030
5.50% Subordinated Notes Due in 2030 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate			5.09%
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Debt Instrument, Face Amount				$ 10,000,000		$ 0		$ 10,000,000
Debt Instrument, Interest Rate, Stated Percentage				5.75%				5.75%
Debt Instrument, Maturity Year				2022				2022
Eagle Bancorp Statutory Trust I [Member]
Subordinated Debt, Ending Balance									$ 5,155,000

Note 6 - Other Long-term Debt -

Note 6 - Other Long-term Debt - Summary of Other Long-term Debt (Details) - USD ($)	Mar. 31, 2022	Jan. 31, 2022	Dec. 31, 2021	Jun. 30, 2020	Feb. 28, 2017
Principal amount	$ 60,155,000		$ 30,155,000
Unamortized debt issuance costs	(1,169,000)		(286,000)
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Principal amount	0		10,000,000		$ 10,000,000
Unamortized debt issuance costs	0		(4,000)
5.50% Subordinated Notes Due in 2030 [Member]
Principal amount	15,000,000		15,000,000	$ 15,000,000
Unamortized debt issuance costs	(274,000)		(282,000)
3.50% Subordinated Notes Due in 2032 [Member]
Principal amount	40,000,000	$ 40,000,000	0
Unamortized debt issuance costs	(895,000)
Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Principal amount	5,155,000		5,155,000
Unamortized debt issuance costs	$ 0		$ 0

Note 6 - Other Long-term Debt_3

Note 6 - Other Long-term Debt - Summary of Other Long-term Debt (Details) (Parentheticals)	1 Months Ended	3 Months Ended	12 Months Ended
	Feb. 28, 2017	Mar. 31, 2022	Dec. 31, 2021	Jan. 31, 2022	Jun. 30, 2020
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Debt instrument, fixed interest rate	5.75%		5.75%
Debt instrument, maturity year	2022		2022
5.50% Subordinated Notes Due in 2030 [Member]
Debt instrument, fixed interest rate		5.50%			5.50%
Debt instrument, maturity year		2030
3.50% Subordinated Notes Due in 2032 [Member]
Debt instrument, fixed interest rate		3.50%		3.50%
Debt instrument, maturity year		2032
Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt instrument, maturity year		2035	2035
Variable Interest Rate Subordinated Debentures Due in 2035 [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt instrument, interest rate at 3-month LIBOR		1.42%	1.42%

Note 7 - Accumulated Other Co_3

Note 7 - Accumulated Other Comprehensive Income (Loss) - Activity in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balance	$ 156,729	$ 152,938
Balance	143,523	155,831
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	3,493	5,851
Other comprehensive income (loss), before reclassifications and income taxes	(17,067)	(2,572)
Amounts reclassified from accumulated other comprehensive income, before income taxes	0	0
Income tax provision (benefit)	4,494	677
Total other comprehensive loss	(12,573)	(1,895)
Balance	$ (9,080)	$ 3,956

Note 8 - Earnings Per Share (De

Note 8 - Earnings Per Share (Details Textual) - shares shares in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0

Note 8 - Earnings Per Share - C

Note 8 - Earnings Per Share - Computations of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Basic weighted average shares outstanding (in shares)	6,506,133	6,775,447
Dilutive effect of stock compensation (in shares)	12,714	13,232
Diluted weighted average shares outstanding (in shares)	6,518,847	6,788,679
Net income available to common shareholders	$ 2,216	$ 5,265
Basic earnings per share (in dollars per share)	$ 0.34	$ 0.78
Diluted earnings per share (in dollars per share)	$ 0.34	$ 0.78

Note 9 - Derivatives and Hedg_3

Note 9 - Derivatives and Hedging Activities (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Unrealized Gain (Loss) on Derivatives	$ (60,000)	$ (1,283,000)

Note 9 - Derivatives and Hedg_4

Note 9 - Derivatives and Hedging Activities - Derivatives (Details) - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Interest Rate Lock Commitments [Member]
Notional amount	$ 83,746	$ 84,674
Fair value, asset	91	1,218
Fair value, liability	0	0
Interest Rate Forward Commitments [Member]
Notional amount	75,000	51,000
Fair value, asset	1,093	0
Fair value, liability	$ 0	$ 94

Note 10 - Fair Value of Finan_3

Note 10 - Fair Value of Financial Instruments - Financial Assets and Financial Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available-for-sale securities	$ 264,635	$ 271,262
US Government Agencies Debt Securities [Member]
Available-for-sale securities	1,425	1,633
US Treasury and Government [Member]
Available-for-sale securities	69,487	53,183
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	111,280	123,667
Corporate Debt Securities [Member]
Available-for-sale securities	6,274	9,336
Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	13,125	14,636
Collateralized Mortgage Obligations [Member]
Available-for-sale securities	58,799	63,067
Asset-Backed Securities [Member]
Available-for-sale securities	4,245	5,740
Fair Value, Recurring [Member]
Loans held-for-sale	22,295	25,819
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	1,425	1,633
Fair Value, Recurring [Member] | US Treasury and Government [Member]
Available-for-sale securities	69,487	53,183
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	111,280	123,667
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	6,274	9,336
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	13,125	14,636
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	58,799	63,067
Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	4,245	5,740
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	91	1,218
Fair Value, Recurring [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	1,093	94
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Loans held-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Available-for-sale securities	69,487	53,183
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Loans held-for-sale	22,295	25,819
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	1,425	1,633
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	111,280	123,667
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	6,274	9,336
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	13,125	14,636
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	58,799	63,067
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	4,245	5,740
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	1,093	94
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	91	1,218
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	$ 0	$ 0

Note 10 - Fair Value of Finan_4

Note 10 - Fair Value of Financial Instruments - Financial Assets and Financial Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Impaired loans	$ 0	$ 376
Real estate and other repossessed assets	346	4
Mortgage servicing rights	1,653	14,686
Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Real estate and other repossessed assets	0	0
Mortgage servicing rights	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Real estate and other repossessed assets	0	0
Mortgage servicing rights	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans	0	376
Real estate and other repossessed assets	346	4
Mortgage servicing rights	$ 1,653	$ 14,686

Note 10 - Fair Value of Finan_5

Note 10 - Fair Value of Financial Instruments - Financial Assets and Liabilities, Valuation Techniques and Significant Unobservable Inputs (Details)	Mar. 31, 2022
Measurement Input, Discount Rate [Member] | Valuation, Market Approach [Member] | Minimum [Member]
Impaired loans, input	0.10
Real estate and other repossessed assets, input	0.10
Measurement Input, Discount Rate [Member] | Valuation, Market Approach [Member] | Maximum [Member]
Impaired loans, input	0.30
Real estate and other repossessed assets, input	0.30
Measurement Input, Discount Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member]
Mortgage servicing rights, input	0.10
Measurement Input, Discount Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member]
Mortgage servicing rights, input	0.15
Measurement Input, Prepayment Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member]
Mortgage servicing rights, input	1.45
Measurement Input, Prepayment Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member]
Mortgage servicing rights, input	2.65
Measurement Input, Pull-through Expectations [Member] | Valuation, Income Approach [Member] | Minimum [Member]
Interest rate lock commitments, input	0.90
Measurement Input, Pull-through Expectations [Member] | Valuation, Income Approach [Member] | Maximum [Member]
Interest rate lock commitments, input	0.95

Note 10 - Fair Value of Finan_6

Note 10 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs on Recurring Basis (Details) - Interest Rate Lock Commitments [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balance	$ 1,218	$ 6,017
Purchases and issuances	287	738
Sales and settlements	(1,414)	(4,868)
Balance	91	1,887
Net change in unrealized gains relating to items held at end of period	$ (1,127)	$ (4,130)

Note 10 - Fair Value of Finan_7

Note 10 - Fair Value of Financial Instruments - Estimated Fair Value and Carrying Amounts of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	$ 95,102	$ 61,434
FHLB stock	1,723	1,702
FRB stock	2,974	2,974
Loans receivable, gross	963,187	939,204
Accrued interest and dividends receivable	5,750	5,751
Mortgage servicing rights	16,565	14,686
Non-maturing interest-bearing deposits	754,898	703,948
Noninterest-bearing deposits	371,818	368,846
Time certificates of deposit	142,306	149,605
Accrued expenses and other liabilities	18,968	21,037
FHLB advances and other borrowings	0	5,003
Other long-term debt	58,399	29,299
Reported Value Measurement [Member]
Cash and cash equivalents	95,102	61,434
FHLB stock	1,723	1,702
FRB stock	2,974	2,974
Loans receivable, gross	958,681	933,139
Accrued interest and dividends receivable	5,750	5,751
Mortgage servicing rights	14,288	13,693
Non-maturing interest-bearing deposits	754,898	703,948
Noninterest-bearing deposits	371,818	368,846
Time certificates of deposit	143,860	149,755
Accrued expenses and other liabilities	18,968	21,037
FHLB advances and other borrowings	0	5,000
Other long-term debt	60,155	30,155
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	95,102	61,434
FHLB stock	1,723	1,702
FRB stock	2,974	2,974
Loans receivable, gross	0	0
Accrued interest and dividends receivable	5,750	5,751
Mortgage servicing rights	0	0
Non-maturing interest-bearing deposits	0	0
Noninterest-bearing deposits	371,818	368,846
Time certificates of deposit	0	0
Accrued expenses and other liabilities	18,968	21,037
FHLB advances and other borrowings	0	0
Other long-term debt	0	0
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	0	0
FHLB stock	0	0
FRB stock	0	0
Loans receivable, gross	0	0
Accrued interest and dividends receivable	0	0
Mortgage servicing rights	0	0
Non-maturing interest-bearing deposits	754,898	703,948
Noninterest-bearing deposits	0	0
Time certificates of deposit	0	0
Accrued expenses and other liabilities	0	0
FHLB advances and other borrowings	0	0
Other long-term debt	0	0
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	0	0
FHLB stock	0	0
FRB stock	0	0
Loans receivable, gross	963,187	939,204
Accrued interest and dividends receivable	0	0
Mortgage servicing rights	16,565	14,686
Non-maturing interest-bearing deposits	0	0
Noninterest-bearing deposits	0	0
Time certificates of deposit	142,306	149,605
Accrued expenses and other liabilities	0	0
FHLB advances and other borrowings	0	5,003
Other long-term debt	$ 58,399	$ 29,299