Eagle Bancorp Montana (EBMT) 10-Q 9 Nov 22 2022 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2022	Oct. 31, 2022
Document Information [Line Items]
Entity Central Index Key	0001478454
Entity Registrant Name	Eagle Bancorp Montana, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	1-34682
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	27-1449820
Entity Address, Address Line One	1400 Prospect Avenue
Entity Address, City or Town	Helena
Entity Address, State or Province	MT
Entity Address, Postal Zip Code	59601
City Area Code	406
Local Phone Number	442-3080
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Title of 12(b) Security	Common Stock par value $0.01 per share
Trading Symbol	EBMT
Security Exchange Name	NASDAQ
Entity Common Stock, Shares Outstanding		7,980,282

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS:
Cash and due from banks	$ 22,154	$ 10,938
Interest-bearing deposits in banks	3,043	43,669
Federal funds sold	0	6,827
Total cash and cash equivalents	25,197	61,434
Securities available-for-sale	351,949	271,262
Federal Home Loan Bank ("FHLB") stock	2,939	1,702
Federal Reserve Bank ("FRB") stock	4,206	2,974
Mortgage loans held-for-sale, at fair value	24,408	25,819
Loans receivable, net of allowance for loan losses of $13,850 at September 30, 2022 and $12,500 at December 31, 2021	1,298,304	920,639
Accrued interest and dividends receivable	10,778	5,751
Mortgage servicing rights, net	15,141	13,693
Assets held-for-sale, at fair value	2,041	0
Premises and equipment, net	79,374	67,266
Cash surrender value of life insurance, net	45,845	36,474
Goodwill	34,740	20,798
Core deposit intangible, net	7,895	1,780
Other assets	21,103	6,334
Total assets	1,923,920	1,435,926
LIABILITIES:
Noninterest-bearing	507,034	368,846
Interest-bearing	1,167,216	853,703
Total deposits	1,674,250	1,222,549
Accrued expenses and other liabilities	23,748	21,779
FHLB advances and other borrowings	15,600	5,000
Other long-term debt:
Principal amount	60,155	30,155
Unamortized debt issuance costs	(1,107)	(286)
Total other long-term debt, net	59,048	29,869
Total liabilities	1,772,646	1,279,197
SHAREHOLDERS' EQUITY:
Preferred stock (par value $0.01 per share; 1,000,000 shares authorized; no shares issued or outstanding)	0	0
Common stock (par value $0.01 per share; 20,000,000 shares authorized; 8,507,429 and 7,110,833 shares issued; 7,986,890 and 6,794,811 shares outstanding at September 30, 2022 and December 31, 2021, respectively)	85	71
Additional paid-in capital	109,488	80,832
Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")	(5,300)	(5,729)
Treasury stock, at cost (520,539 and 316,022 shares at September 30, 2022 and December 31, 2021, respectively)	(11,627)	(7,321)
Retained earnings	89,502	85,383
Accumulated other comprehensive (loss) income, net of tax	(30,874)	3,493
Total shareholders' equity	151,274	156,729
Total liabilities and shareholders' equity	$ 1,923,920	$ 1,435,926

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Allowance for loan losses	$ 13,850	$ 12,500
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, share authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	8,507,429	7,110,833
Common stock, shares outstanding (in shares)	7,986,890	6,794,811
Treasury stock, shares (in shares)	520,539	316,022

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans	$ 16,665	$ 11,619	$ 42,933	$ 33,660
Securities available-for-sale	2,555	1,094	5,863	2,989
FHLB and FRB dividends	63	62	160	194
Other interest income	59	32	206	90
Total interest and dividend income	19,342	12,807	49,162	36,933
INTEREST EXPENSE:
Deposits	717	350	1,451	1,118
FHLB advances and other borrowings	136	37	157	152
Other long-term debt	602	389	1,855	1,168
Total interest expense	1,455	776	3,463	2,438
NET INTEREST INCOME	17,887	12,031	45,699	34,495
Loan loss provision	517	255	1,654	576
NET INTEREST INCOME AFTER LOAN LOSS PROVISION	17,370	11,776	44,045	33,919
NONINTEREST INCOME:
Appreciation in cash surrender value of life insurance	291	181	748	512
Net gain (loss) on sale of available-for-sale securities	0	11	(6)	11
Other noninterest income	1,587	608	3,236	1,798
Total noninterest income	7,417	13,353	23,052	38,054
NONINTEREST EXPENSE:
Salaries and employee benefits	11,699	12,262	33,511	37,093
Occupancy and equipment expense	1,946	1,665	5,441	4,746
Data processing	1,964	1,171	4,628	3,666
Advertising	464	326	1,052	850
Amortization of core deposit intangible	333	144	895	431
Loan costs	491	654	1,624	2,126
Federal Deposit Insurance Corporation ("FDIC") insurance premiums	93	81	330	243
Professional and examination fees	420	790	1,098	1,400
Acquisition costs	103	35	2,296	35
Other noninterest expense	3,151	1,672	6,783	4,460
Total noninterest expense	20,664	18,800	57,658	55,050
INCOME BEFORE PROVISION FOR INCOME TAXES	4,123	6,329	9,439	16,923
Provision for income taxes	1,031	1,583	2,360	4,231
NET INCOME	$ 3,092	$ 4,746	$ 7,079	$ 12,692
BASIC EARNINGS PER SHARE (in dollars per share)	$ 0.40	$ 0.73	$ 0.98	$ 1.90
DILUTED EARNINGS PER SHARE (in dollars per share)	$ 0.40	$ 0.73	$ 0.98	$ 1.89
Deposit Account [Member]
NONINTEREST INCOME:
Noninterest income revenue	$ 498	$ 318	$ 1,223	$ 884
Bank Servicing [Member]
NONINTEREST INCOME:
Noninterest income revenue	4,447	11,665	16,183	33,360
Debit Card [Member]
NONINTEREST INCOME:
Noninterest income revenue	$ 594	$ 570	$ 1,668	$ 1,489

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Net income	$ 3,092	$ 4,746	$ 7,079	$ 12,692
OTHER ITEMS OF COMPREHENSIVE (LOSS) INCOME BEFORE TAX:
Change in fair value of investment securities available-for-sale	(16,009)	(578)	(46,657)	(1,818)
Reclassification for net realized (gains) losses on investment securities available-for-sale	0	(11)	6	(11)
Total other comprehensive loss	(16,009)	(589)	(46,651)	(1,829)
Income tax benefit related to securities available-for-sale	4,216	155	12,284	482
COMPREHENSIVE (LOSS) INCOME	$ (8,701)	$ 4,312	$ (27,288)	$ 11,345

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Unallocated ESOP Shares [Member]	Treasury Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2020	$ 0	$ 71	$ 77,602	$ (145)	$ (4,423)	$ 73,982	$ 5,851	$ 152,938
Net income	0	0	0	0	0	12,692	0	12,692
Other comprehensive loss	0	0	0	0	0	0	(1,347)	(1,347)
Dividends paid	0	0	0	0	0	(2,169)	0	(2,169)
Stock compensation expense	0	0	270	0	0	0	0	270
ESOP shares allocated	0	0	156	262	0	0	0	418
Treasury stock purchased	0	0	0	0	(6,279)	0	0	(6,279)
Sale of shares to ESOP	0		2,929	(6,000)	3,071	0	0	0
Balance at Sep. 30, 2021	0	71	80,957	(5,883)	(7,631)	84,505	4,504	156,523
Balance at Jun. 30, 2021	0	71	80,820	(6,061)	(7,631)	80,607	4,938	152,744
Net income	0	0	0	0	0	4,746	0	4,746
Other comprehensive loss	0	0	0	0	0	0	(434)	(434)
Dividends paid	0	0	0	0	0	(848)	0	(848)
Stock compensation expense	0	0	90	0	0	0	0	90
ESOP shares allocated	0	0	47	178	0	0	0	225
Balance at Sep. 30, 2021	0	71	80,957	(5,883)	(7,631)	84,505	4,504	156,523
Balance at Dec. 31, 2021	0	71	80,832	(5,729)	(7,321)	85,383	3,493	156,729
Net income	0	0	0	0	0	7,079	0	7,079
Other comprehensive loss	0	0	0	0	0	0	(34,367)	(34,367)
Dividends paid	0	0	0	0	0	(2,960)	0	(2,960)
Stock compensation expense	0	0	405	0	0	0	0	405
ESOP shares allocated	0	0	(86)	429	0	0	0	343
Treasury stock purchased	0	0	0	0	(4,306)	0	0	(4,306)
Stock issued in connection with First Community Bancorp, Inc. acquisition	0	14	28,337	0	0	0	0	28,351
Balance at Sep. 30, 2022	0	85	109,488	(5,300)	(11,627)	89,502	(30,874)	151,274
Balance at Jun. 30, 2022	0	85	109,410	(5,443)	(9,691)	87,510	(19,081)	162,790
Net income	0	0	0	0	0	3,092	0	3,092
Other comprehensive loss	0	0	0	0	0	0	(11,793)	(11,793)
Dividends paid	0	0	0	0	0	(1,100)	0	(1,100)
Stock compensation expense	0	0	135	0	0	0	0	135
ESOP shares allocated	0	0	(57)	143	0	0	0	86
Treasury stock purchased	0	0	0	0	(1,936)	0	0	(1,936)
Balance at Sep. 30, 2022	$ 0	$ 85	$ 109,488	$ (5,300)	$ (11,627)	$ 89,502	$ (30,874)	$ 151,274

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Dividends paid, per share (in dollars per share)	$ 0.1375	$ 0.1250	$ 0.3875	$ 0.3200
ESOP shares allocated or committed to be released for allocation, shares (in shares)	5,997	9,831	17,991	18,139
Treasury stock purchased, shares (in shares)	99,517		204,517	250,000
Treasury stock, average cost per share (in dollars per share)	$ 19.45		$ 21.05	$ 25.12
ESOP shares issued (in shares)				251,256
ESOP average price per share (in dollars per share)				$ 23.88

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 7,079,000	$ 12,692,000
Adjustments to reconcile net income to net cash provided by operating activities:
Loan loss provision	1,654,000	576,000
Recovery of mortgage servicing rights	(56,000)	(702,000)
Depreciation	2,615,000	2,137,000
Net amortization of investment securities premiums and discounts	1,182,000	874,000
Amortization of mortgage servicing rights	1,710,000	2,881,000
Amortization of right-of-use assets	512,000	457,000
Amortization of core deposit intangible	895,000	431,000
Compensation expense related to restricted stock awards	405,000	270,000
ESOP compensation expense for allocated shares	343,000	418,000
Net gain on sale of loans	(15,645,000)	(36,261,000)
Originations of loans held-for-sale	(449,013,000)	(814,854,000)
Proceeds from sales of loans held-for-sale	466,069,000	863,671,000
Net loss (gain) on sale of available-for-sale securities	6,000	(11,000)
Net gain on sale of real estate owned and other repossessed assets	(203,000)	0
Net gain on sale/disposal of premises and equipment	(1,000)	(70,000)
Net appreciation in cash surrender value of life insurance	(748,000)	(512,000)
Net change in:
Accrued interest and dividends receivable	(2,273,000)	(453,000)
Other assets	241,000	1,707,000
Accrued expenses and other liabilities	891,000	(429,000)
Net cash provided by operating activities	15,663,000	32,822,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Sales	43,794,000	3,910,000
Maturities, principal payments and calls	30,876,000	8,906,000
Purchases	(77,073,000)	(95,762,000)
FHLB stock (purchased) redeemed	(612,000)	358,000
FRB stock purchased	(392,000)	0
Net cash received from acquisition	13,397,000	0
Loan origination and principal collection, net	(191,855,000)	(48,901,000)
Purchases of bank owned life insurance	0	(8,000,000)
Proceeds from sale of real estate and other repossessed assets acquired in settlement of loans	535,000	16,000
Proceeds from sale of premises and equipment	5,000	1,379,000
Purchases of premises and equipment, net	(10,733,000)	(10,538,000)
Net cash used in investing activities	(192,058,000)	(148,632,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	130,594,000	161,466,000
Net decrease in repurchase agreements	(22,853,000)	0
Net short-term advances from FHLB and other borrowings	15,600,000	0
Payments on long-term FHLB and other borrowings	(5,000,000)	(12,070,000)
Proceeds from issuance of subordinated debentures	40,000,000
Repayment of senior debt	(10,000,000)	0
Payments for debt issuance costs	(917,000)
Purchase of treasury stock	(4,306,000)	(6,279,000)
Dividends paid	(2,960,000)	(2,169,000)
Net cash provided by financing activities	140,158,000	140,948,000
NET INCREASE IN CASH AND CASH EQUIVALENTS	(36,237,000)	25,138,000
CASH AND CASH EQUIVALENTS, beginning of period	61,434,000	69,802,000
CASH AND CASH EQUIVALENTS, end of period	25,197,000	94,940,000
SUPPLEMENTAL CASH FLOW INFORMATION:
Cash paid during the period for interest	3,423,000	3,052,000
Cash paid during the period for income taxes	2,720,000	3,940,000
NONCASH INVESTING AND FINANCING ACTIVITIES:
Decrease in fair value of securities available-for-sale	(46,651,000)	(1,829,000)
Mortgage servicing rights recognized	3,102,000	5,015,000
Right-of-use assets obtained in exchange for lease liabilities	154,000	1,140,000
Loans transferred to real estate and other assets acquired in foreclosure	328,000	108,000
Stock issued in connection with acquisitions	28,351,000	0
Sale of shares from Eagle to ESOP in exchange for loan	$ 0	$ 6,000,000

Note 1 - Organization and Summa

Note 1 - Organization and Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Organization Eagle Bancorp Montana, Inc. (“Eagle” or the “Company”), is a Delaware corporation that holds 100% of the capital stock of Opportunity Bank of Montana (“OBMT” or the “Bank”), formerly American Federal Savings Bank (“AFSB”). The Bank was founded in 1922 1975, October 2014 In March 2021, 10 December 31, 2021, two d $1,237,000 September 30, 2022 December 31, 2021, In September 2021, April 30, 2022. nine On January 1, 2020, one The Bank currently has 30 January 2022, Basis of Financial Statement Presentation and Use of Estimates The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“U.S. GAAP”) for interim financial information and in accordance with the instructions to Form 10 10 X 10 December 31, 2021 March 9, 2022. The results of operations for the nine September 30, 2022 not December 31, 2022 Principles of Consolidation The condensed consolidated financial statements include Eagle, th e Bank, OHF, Eagle Bancorp Statutory Trust I (the “Trust”) and WFS. Reclassifications Certain prior period amounts were reclassified to conform to the presentation for 2022 no

Note 2 - Mergers and Acquisitio

Note 2 - Mergers and Acquisitions	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2. Effective April 30, 2022 This transaction was accounted for under the acquisition method of accounting. All of the assets acquired and liabilities assumed were recognized at their acquisition-date fair value, while transaction costs and restructuring costs associated with the business combinations were expensed as incurred. Determining the fair value of assets and liabilities is a complicated process involving significant judgment regarding methods and assumptions used to calculate estimated fair values. The excess of the acquisition consideration over the fair value of assets acquired and liabilities assumed, if any, is allocated to goodwill. The goodwill recorded is not The following table summarizes the fair values of the assets acquired and liabilities assumed, consideration paid and the resulting goodwill. FCB April 30, 2022 (In Thousands) Assets acquired: Cash and cash equivalents $ 23,623 Securities available-for-sale 126,123 Loans receivable 190,894 Premises and equipment 6,393 Cash surrender value of life insurance 8,638 Core deposit intangible 7,004 Other assets 7,687 Total assets acquired $ 370,362 Liabilities assumed: Deposits $ 321,107 Accrued expenses and other liabilities 1,767 Other borrowings 22,853 Total liabilities assumed $ 345,727 Net assets acquired $ 24,635 Consideration paid: Cash $ 10,226 Common stock issued (1,396,596 shares) 28,351 Total consideration paid $ 38,577 Goodwill resulting from acquisition $ 13,942 Goodwill recorded for the FCB acquisition during the three June 30, 2022 FCB investments were written down an additional $4,559,000 to fair value on the date of acquisition based on market prices obtained from an independent third For acquisitions, the fair value analysis of the loan portfolios resulted in a valuation adjustment for each loan based on an amortization schedule of expected cash flow. Individual amortization schedules were used for each loan over a certain amount and those with specifically identified loss exposure. The remainder of the loans were grouped by type and risk rating into loan pools (based on loan type, fixed or variable interest rate, revolving or term payments and risk rating). Yield inputs for the amortization schedules included contractual interest rates, estimated prepayment speeds, liquidity adjustments and market yields. Credit inputs for the amortization schedules included probability of payment default, loss given default rates and individually identified loss exposure. The total accretable discount on FCB acquired loans was $5,416,000 as of April 30, 2022. three nine September 30, 2022 , accretion of the loan discount was $333,000 and $1,060,000, respectively . T he remaining accretable loan discount was $4,352,000 as of September 30, 2022 . Three impaired loans were acquired through the FCB acquisition with insignificant balances as of April 30, 2022. Fair value adjustments recorded for FCB related to premises and equipment were insignificant overall. The Company used independent third Core deposit intangible assets of $7,004,000 were recorded for FCB and are being amortized using an accelerated method over the estimated useful lives of the related deposits of 10 years from date of acquisition. For acquisitions, the core deposit intangible value is a function of the difference between the cost of the acquired core deposits and the alternative cost of funds. These cash flow streams were discounted to present value. The fair value of other deposit accounts acquired were valued by estimating future cash flows to be received or paid from individual or homogenous groups of assets and liabilities and then discounting those cash flows to a present value using rates of return that were available in financial markets for similar financial instruments on or near the acquisition date. Direct costs related to the acquisition were expensed as incurred. The Company recorded acquisition costs related to FCB of $103,000 and $2,296,000 dur ing the three nine months ended September 30, 2022 , respectively, and $35,000 during both the three nine September 30, 2021 . Acquisition costs included professional fees and data processing expenses incurred related to the acquisitions. Operations of acquired entities have been included in the condensed consolidated financial statements since date of acquisition. The Company does not not September 30, 2022 The accompanying consolidated statements of income include the results of operations of FCB since the April 30, 2022 three nine months ended September 30, 2021 January 1, 2021. not January 1, 2021. not three nine September 30, 2021 Three Months Ended Nine Months Ended September 30, 2021 September 30, 2021 (Dollars in Thousands, Except Per Share Data) (Dollars in Thousands, Except Per Share Data) Pro forma net income (1) Net interest income after loan loss provision $ 15,110 $ 43,921 Noninterest income 14,946 42,833 Noninterest expense 22,104 64,962 Income before provision for income taxes 7,952 21,792 Income tax provision 1,988 5,448 Net income $ 5,964 $ 16,344 Pro forma earnings per share (1) Basic earnings per share $ 0.91 $ 2.44 Diluted earnings per share $ 0.91 $ 2.44 Weighted average shares outstanding, basic 6,525,509 6,691,256 Weighted average shares outstanding, diluted 6,544,044 6,709,376 ( 1

Note 3 - Investment Securities

Note 3 - Investment Securities	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3. INVESTMENT SECURITIES The amortized cost and fair values of securities, together with unrealized gains and losses, were as follows: September 30, 2022 December 31, 2021 Gross Gross Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains (Losses) Value Cost Gains (Losses) Value (In Thousands) Available-for-Sale: U.S. government and agency obligations $ 2,674 $ 3 $ (214 ) $ 2,463 $ 1,618 $ 15 $ - $ 1,633 U.S. Treasury obligations 63,708 - (7,639 ) 56,069 52,707 580 (104 ) 53,183 Municipal obligations 191,252 9 (22,379 ) 168,882 119,381 4,616 (330 ) 123,667 Corporate obligations 7,239 2 (212 ) 7,029 9,251 103 (18 ) 9,336 Mortgage-backed securities 32,729 1 (2,244 ) 30,486 14,662 92 (118 ) 14,636 Collateralized mortgage obligations 92,450 - (9,280 ) 83,170 63,286 416 (635 ) 63,067 Asset-backed securities 3,808 46 (4 ) 3,850 5,617 123 - 5,740 Total $ 393,860 $ 61 $ (41,972 ) $ 351,949 $ 266,522 $ 5,945 $ (1,205 ) $ 271,262 Proceeds from sale of available-for sale securities and the associated realized gains and losses were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 (In Thousands) Proceeds from sale of available-for-sale securities $ - $ 3,910 $ 43,794 $ 3,910 Gross realized gain on sale of available-for-sale securities $ - $ 11 $ - $ 11 Gross realized loss on sale of available-for-sale securities - - (6 ) - Net realized loss on sale of available-for-sale securities $ - $ 11 $ (6 ) $ 11 The amortized cost and fair value of securities by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may September 30, 2022 Amortized Fair Cost Value (In Thousands) Due in one year or less $ 18,821 $ 18,694 Due from one to five years 19,187 18,552 Due from five to ten years 90,566 78,291 Due after ten years 140,107 122,756 268,681 238,293 Mortgage-backed securities 32,729 30,486 Collateralized mortgage obligations 92,450 83,170 Total $ 393,860 $ 351,949 As of September 30, 2022 December 31, 2021 $59,927,000 The Company’s investment securities that have been in a continuous unrealized loss position for less than twelve twelve September 30, 2022 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government and agency obligations $ 1,739 $ (214 ) $ - $ - U.S. Treasury obligations 39,485 (4,861 ) 16,584 (2,778 ) Municipal obligations 152,894 (18,422 ) 12,821 (3,957 ) Corporate obligations 6,026 (212 ) - - Mortgage-backed securities and collateralized mortgage obligations 80,102 (6,028 ) 33,355 (5,496 ) Asset-backed securities 743 (4 ) - - Total $ 280,989 $ (29,741 ) $ 62,760 $ (12,231 ) December 31, 2021 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government and agency obligations $ - $ - $ - $ - U.S. Treasury obligations 19,301 (104 ) - - Municipal obligations 17,973 (330 ) - - Corporate obligations 2,982 (18 ) - - Mortgage-backed securities and collateralized mortgage obligations 50,002 (741 ) 1,296 (12 ) Asset-backed securities - - - - Total $ 90,258 $ (1,193 ) $ 1,296 $ (12 ) Unrealized losses associated with investments are believed to be caused by changes in market interest rates or the widening of market spreads subsequent to the initial purchase of the securities and not not not three September 30, 2022 2021, nine September 30, 2022 2021, September 30, 2022 December 31, 2021 not

Note 4 - Loans Receivable

Note 4 - Loans Receivable	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4. LOANS RECEIVABLE Loans receivable consisted of the following: September 30, December 31, 2022 2021 (In Thousands) Real estate loans: Residential 1-4 family $ 195,265 $ 146,815 Commercial real estate 781,843 569,976 Other loans: Home equity 67,409 51,748 Consumer 27,703 18,455 Commercial 241,608 147,870 Total 1,313,828 934,864 Deferred loan fees, net (1,674 ) (1,725 ) Allowance for loan losses (13,850 ) (12,500 ) Total loans, net $ 1,298,304 $ 920,639 Included in the above are loans guaranteed by U.S. government agencies totaling $26,983,000 and $25,730,000 at September 30, 2022 and December 31, 2021 , respectively. Allowance for loan losses activity was as follows: Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, July 1, 2022 $ 1,643 $ 8,337 $ 507 $ 361 $ 2,477 $ 13,325 Charge-offs - - - (6 ) - (6 ) Recoveries - 6 - 3 5 14 Provision 17 400 1 1 98 517 Ending balance, September 30, 2022 $ 1,660 $ 8,743 $ 508 $ 359 $ 2,580 $ 13,850 Allowance for loan losses: Beginning balance, January 1, 2022 $ 1,596 $ 7,470 $ 533 $ 365 $ 2,536 $ 12,500 Charge-offs - - (32 ) (14 ) (299 ) (345 ) Recoveries - 20 - 4 17 41 Provision 64 1,253 7 4 326 1,654 Ending balance, September 30, 2022 $ 1,660 $ 8,743 $ 508 $ 359 $ 2,580 $ 13,850 Ending balance, September 30, 2022 allocated to loans individually evaluated for impairment $ 199 $ - $ - $ - $ 79 $ 278 Ending balance, September 30, 2022 allocated to loans collectively evaluated for impairment $ 1,461 $ 8,743 $ 508 $ 359 $ 2,501 $ 13,572 Loans receivable: Ending balance, September 30, 2022 $ 195,265 $ 781,843 $ 67,409 $ 27,703 $ 241,608 $ 1,313,828 Ending balance, September 30, 2022 of loans individually evaluated for impairment $ 687 $ 1,173 $ 97 $ 34 $ 1,655 $ 3,646 Ending balance, September 30, 2022 of loans collectively evaluated for impairment $ 194,578 $ 780,670 $ 67,312 $ 27,669 $ 239,953 $ 1,310,182 Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, July 1, 2021 $ 1,544 $ 7,127 $ 522 $ 363 $ 2,344 $ 11,900 Charge-offs - - - (4 ) - (4 ) Recoveries - 6 - 1 42 49 Provision 26 155 8 3 63 255 Ending balance, September 30, 2021 $ 1,570 $ 7,288 $ 530 $ 363 $ 2,449 $ 12,200 Allowance for loan losses: Beginning balance, January 1, 2021 $ 1,506 $ 6,951 $ 515 $ 364 $ 2,264 $ 11,600 Charge-offs - (35 ) - (14 ) (6 ) (55 ) Recoveries - 15 - 7 57 79 Provision 64 357 15 6 134 576 Ending balance, September 30, 2021 $ 1,570 $ 7,288 $ 530 $ 363 $ 2,449 $ 12,200 Ending balance, September 30, 2021 allocated to loans individually evaluated for impairment $ 199 $ - $ - $ - $ 109 $ 308 Ending balance, September 30, 2021 allocated to loans collectively evaluated for impairment $ 1,371 $ 7,288 $ 530 $ 363 $ 2,340 $ 11,892 Loans receivable: Ending balance, September 30, 2021 $ 142,921 $ 522,953 $ 52,990 $ 18,940 $ 149,199 $ 887,003 Ending balance, September 30, 2021 of loans individually evaluated for impairment $ 1,122 $ 4,341 $ 121 $ 78 $ 2,111 $ 7,773 Ending balance, September 30, 2021 of loans collectively evaluated for impairment $ 141,799 $ 518,612 $ 52,869 $ 18,862 $ 147,088 $ 879,230 Internal classification of the loan portfolio was as follows: September 30, 2022 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 136,505 $ 519 $ 575 $ 199 $ - $ 137,798 Residential 1-4 family construction 57,467 - - - - 57,467 Commercial real estate 491,965 12,954 1,797 - - 506,716 Commercial construction and development 144,247 1,053 - - - 145,300 Farmland 125,169 2,450 2,208 - - 129,827 Other loans: Home equity 67,295 - 114 - - 67,409 Consumer 27,653 2 48 - - 27,703 Commercial 129,004 1,113 850 8 - 130,975 Agricultural 107,536 610 2,378 109 - 110,633 Total $ 1,286,841 $ 18,701 $ 7,970 $ 316 $ - $ 1,313,828 December 31, 2021 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 100,680 $ - $ 301 199 $ - $ 101,180 Residential 1-4 family construction 45,298 - 337 - - 45,635 Commercial real estate 406,896 1,527 2,145 - - 410,568 Commercial construction and development 92,403 - - - - 92,403 Farmland 65,037 177 1,744 47 - 67,005 Other loans: Home equity 51,614 - 134 - - 51,748 Consumer 18,392 - 63 - - 18,455 Commercial 100,881 130 524 - - 101,535 Agricultural 44,550 332 1,444 9 - 46,335 Total $ 925,751 $ 2,166 $ 6,692 $ 255 $ - $ 934,864 The following tables include information regarding delinquencies within the loan portfolio. September 30, 2022 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 452 $ - $ 452 $ 687 $ 136,659 $ 137,798 Residential 1-4 family construction 149 - 149 - 57,318 57,467 Commercial real estate 76 - 76 403 506,237 506,716 Commercial construction and development 109 - 109 - 145,191 145,300 Farmland 31 - 31 770 129,026 129,827 Other loans: Home equity 62 - 62 97 67,250 67,409 Consumer 121 - 121 34 27,548 27,703 Commercial 324 874 1,198 68 129,709 130,975 Agricultural 35 - 35 1,587 109,011 110,633 Total $ 1,359 $ 874 $ 2,233 $ 3,646 $ 1,307,949 $ 1,313,828 December 31, 2021 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 21 $ - $ 21 $ 616 $ 100,543 $ 101,180 Residential 1-4 family construction - - - 337 45,298 45,635 Commercial real estate 788 - 788 497 409,283 410,568 Commercial construction and development - - - - 92,403 92,403 Farmland 61 - 61 1,630 65,314 67,005 Other loans: Home equity - - - 115 51,633 51,748 Consumer 55 - 55 62 18,338 18,455 Commercial 6 - 6 516 101,013 101,535 Agricultural - - - 1,718 44,617 46,335 Total $ 931 $ - $ 931 $ 5,491 $ 928,442 $ 934,864 The following tables include information regarding impaired loans. September 30, 2022 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 687 $ 785 $ 199 Residential 1-4 family construction - - - Commercial real estate 403 486 - Commercial construction and development - - - Farmland 770 868 - Other loans: Home equity 97 122 - Consumer 34 40 - Commercial 68 124 - Agricultural 1,587 1,686 79 Total $ 3,646 $ 4,111 $ 278 December 31, 2021 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 616 $ 703 $ 199 Residential 1-4 family construction 337 387 - Commercial real estate 2,024 2,078 - Commercial construction and development - - - Farmland 1,630 1,721 - Other loans: Home equity 115 139 - Consumer 62 73 - Commercial 516 639 101 Agricultural 1,759 1,862 300 Total $ 7,059 $ 7,602 $ 600 Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Average Recorded Investment Average Recorded Investment (In Thousands) (In Thousands) Real estate loans: Residential 1-4 family $ 629 $ 715 $ 652 $ 994 Residential 1-4 family construction - 337 169 337 Commercial real estate 403 2,239 1,213 2,166 Commercial construction and development - - - 25 Farmland 770 2,125 1,200 2,259 Other loans: Home equity 108 126 106 116 Consumer 35 78 48 114 Commercial 76 536 292 536 Agricultural 1,587 1,366 1,673 1,640 Total $ 3,608 $ 7,522 $ 5,353 $ 8,187 Interest income recognized on impaired loans for the three nine September 30, 2022 2021 is considered insignificant. Interest payments received on a cash basis related to impaired loans were $406,000 and at September 30, 2022 and December 31, 2021 , respectively. As of September 30, 2022 December 31, 2021 During the three September 30, 2022 , there were no new TDR loans. During the nine September 30, 2022 , there were two ne w TDR loans. The recorded investments for both agricultural loans at the time of restructure were $331,000 and $145,000. No charge-offs were incurred and the loans are on nonaccrual status. During the three September 30, 2021 , there were two No nine September 30, 2021 , there were three two first 2021 nine September 30, 2021 . There w ere no l oans modified as TDR's that defaulted during the three September 30, 2022 . There we re two farmland loans modified as TDRs that defaulted during the nine September 30, 2022 where the default occurred within 12 90 e $374,000 and $70,000 at September 30, 2022 and the Company has initiated foreclosure on these loans. As of September 30, 2022 , the Company had no commitments to lend additional funds to loan customers whose terms had been modified in TDRs.

Note 5 - Mortgage Servicing Rig

Note 5 - Mortgage Servicing Rights	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Transfers and Servicing of Financial Assets [Text Block]	NOTE 5. MORTGAGE SERVICING RIGHTS The Company is servicing mortgage loans for the benefit of others which are not September 30, 2022 December 31, 2021 three September 30, 2022 2021 e $3,581,000 an nine September 30, 2022 2021 Custodial balances maintained in connection with the foregoing loan servicing are included in noninterest checking deposits and were $18,000,000 and $11,613,000 at September 30, 2022 December 31, 2021 The following table is a summary of activity in mortgage servicing rights: As of or For the Three Months Ended September 30, 2022 2021 (In Thousands) Mortgage servicing rights: Beginning balance $ 14,809 $ 12,232 Mortgage servicing rights capitalized 924 1,662 Amortization of mortgage servicing rights (592 ) (863 ) Ending balance $ 15,141 $ 13,031 Valuation allowance: Beginning balance $ - $ (104 ) Recovery of mortgage servicing rights - 14 Ending balance $ - $ (90 ) Mortgage servicing rights, net $ 15,141 $ 12,941 As of or For the Nine Months Ended September 30, 2022 2021 (In Thousands) Mortgage servicing rights: Beginning balance $ 13,749 $ 10,897 Mortgage servicing rights capitalized 3,102 5,015 Amortization of mortgage servicing rights (1,710 ) (2,881 ) Ending balance $ 15,141 $ 13,031 Valuation allowance: Beginning balance $ (56 ) $ (792 ) Recovery of mortgage servicing rights 56 702 Ending balance - (90 ) Mortgage servicing rights, net $ 15,141 $ 12,941 Impairment expense on mortgage servicing rights was recorded during the year ended December 31, 2020 three nine September 30, 2021, three September 30, 2022 . However, a recovery of $56,000 was recorded during the nine September 30, 2022 . Recovery (impairment) of servicing rights is included in other noninterest expense on the condensed consolidated statements of income. The fair values of these rights were $19,303,000 and $14,686,000 at September 30, 2022 December 31, 2021 September 30, December 31, 2022 2021 Key assumptions: Discount rate 12 % 12 % Prepayment speed range 111-208 % 184-265 % Weighted average prepayment speed 123 % 204 %

Note 6 - Deposits

Note 6 - Deposits	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 6. DEPOSITS Deposits are summarized as follows: September 30, December 31, 2022 2021 (In Thousands) Noninterest checking $ 507,034 $ 368,846 Interest-bearing checking 252,258 203,410 Savings 284,303 223,069 Money market 398,647 277,469 Time certificates of deposit 232,008 149,755 Total $ 1,674,250 $ 1,222,549

Note 7 - Other Long-term Debt

Note 7 - Other Long-term Debt	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Long-Term Debt [Text Block]	NOTE 7. OTHER LONG-TERM DEBT Other long-term debt consisted of the following: September 30, 2022 December 31, 2021 Unamortized Unamortized Debt Debt Principal Issuance Principal Issuance Amount Costs Amount Costs (In Thousands) Senior notes fixed at 5.75% 2022 $ - $ - $ 10,000 $ (4 ) Subordinated debentures fixed at 5.50% 2030 15,000 (257 ) 15,000 (282 ) Subordinated debentures fixed at 3.50% 2032 40,000 (850 ) - - Subordinated debentures variable at 3-Month Libor plus 1.42% 2035 5,155 - 5,155 - Total other long-term debt $ 60,155 $ (1,107 ) $ 30,155 $ (286 ) In January 2022, 2032 February 1, 2027, three February 1, 2027. 2 February 2022. In June 2020, 2030 July 1, 2025, three July 1, 2025. 2 In February 2017, 5.75% 2022. not February 15, 2022. In September 2005, December 2005. 6.02% December 2010 three 1.42%, September 30, 2022 December 31, 2021 may five December 2035 1

Note 8 - Accumulated Other Comp

Note 8 - Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 8. The following table includes information regarding the activity in accumulated other comprehensive income (loss). Unrealized (Losses) Gains on Securities Available-for-Sale (In Thousands) Balance, July 1, 2022 $ (19,081 ) Other comprehensive loss, before reclassifications and income taxes (16,009 ) Amounts reclassified from accumulated other comprehensive loss, before income taxes - Income tax benefit 4,216 Total other comprehensive loss (11,793 ) Balance, September 30, 2022 $ (30,874 ) Balance, July 1, 2021 $ 4,938 Other comprehensive loss, before reclassifications and income taxes (578 ) Amounts reclassified from accumulated other comprehensive income, before income taxes (11 ) Income tax benefit 155 Total other comprehensive loss (434 ) Balance, September 30, 2021 $ 4,504 Balance, January 1, 2022 $ 3,493 Other comprehensive loss, before reclassifications and income taxes (46,657 ) Amounts reclassified from accumulated other comprehensive loss, before income taxes 6 Income tax benefit 12,284 Total other comprehensive loss (34,367 ) Balance, September 30, 2022 $ (30,874 ) Balance, January 1, 2021 $ 5,851 Other comprehensive loss, before reclassifications and income taxes (1,818 ) Amounts reclassified from accumulated other comprehensive income, before income taxes (11 ) Income tax benefit 482 Total other comprehensive loss (1,347 ) Balance, September 30, 2021 $ 4,504

Note 9 - Earnings Per Share

Note 9 - Earnings Per Share	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 9. EARNINGS PER SHARE The computations of basic and diluted earnings per share are as follows: Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 (Dollars in Thousands, Except Per Share Data) Basic weighted average shares outstanding 7,793,485 6,525,509 7,241,520 6,691,256 Dilutive effect of stock compensation 14,565 18,535 12,722 18,120 Diluted weighted average shares outstanding 7,808,050 6,544,044 7,254,242 6,709,376 Net income available to common shareholders $ 3,092 $ 4,746 $ 7,079 $ 12,692 Basic earnings per share $ 0.40 $ 0.73 $ 0.98 $ 1.90 Diluted earnings per share $ 0.40 $ 0.73 $ 0.98 $ 1.89 There were no anti-dilutive shares a September 30, 2022 December 31, 2021

Note 10 - Derivatives and Hedgi

Note 10 - Derivatives and Hedging Activities	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 10. The Company enters into commitments to originate and sell mortgage loans. The Bank uses derivatives to hedge the risk of changes in fair values of interest rate lock commitments and mortgage loans held-for-sale. An optimal amount of mortgage loans are sold directly into bulk commitments with investors at the time an interest rate is locked, other loans are sold on an individual best efforts basis at the time an interest rate is locked, and the remaining balance of locked loans are hedged using To-Be-Announced (“TBA”) mortgage-backed securities or bulk mandatory forward loan sale commitments. Derivatives are accounted for as free-standing or economic derivatives and are measured at fair value. Derivatives are recorded as either other assets or other liabilities on the condensed consolidated statements of condition. Derivatives are summarized as follows: September 30, 2022 December 31, 2021 Notional Fair Value Notional Fair Value Amount Asset Liability Amount Asset Liability (In Thousands) Interest rate lock commitments $ 53,275 $ - $ 772 $ 84,674 $ 1,218 $ - Forward TBA mortgage-backed securities 45,000 1,614 - 51,000 - 94 Changes in the fair value of the derivatives are recorded in mortgage banking, net within noninterest income on the condensed consolidated statements of income . Net gains three September 30, 2022 2021, f $282,000 nine September 30, 2022 2021

Note 11 - Fair Value of Financi

Note 11 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	NOTE 11 . FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Assets and liabilities that are measured at fair value are grouped in three The fair value hierarchy is as follows: ■ Level 1 ■ Level 2 not ■ Level 3 may A description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy at the reporting date, is set forth below. Available-for-Sale Securities 1 2 2 may not Loans Held-for-Sale not 2 Derivative Instruments 3 2 Impaired Loans not 3 Real Estate and Other Repossessed Assets third 3 Mortgage Servicing Rights third 3 The following tables summarize financial assets and financial liabilities measured at fair value on a recurring basis, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value. September 30, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 2,463 $ - $ 2,463 U.S. Treasury obligations 56,069 - - 56,069 Municipal obligations - 168,882 - 168,882 Corporate obligations - 7,029 - 7,029 Mortgage-backed securities - 30,486 - 30,486 Collateralized mortgage obligations - 83,170 - 83,170 Asset-backed securities - 3,850 - 3,850 Loans held-for-sale - 24,408 - 24,408 Forward TBA mortgage-backed securities - 1,614 - 1,614 Financial liabilities: Interest rate lock commitments - - 772 772 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 1,633 $ - $ 1,633 U.S. Treasury obligations 53,183 - - 53,183 Municipal obligations - 123,667 - 123,667 Corporate obligations - 9,336 - 9,336 Mortgage-backed securities - 14,636 - 14,636 Collateralized mortgage obligations - 63,067 - 63,067 Asset-backed securities - 5,740 - 5,740 Loans held-for-sale - 25,819 - 25,819 Interest rate lock commitments - - 1,218 1,218 Financial liabilities: Forward TBA mortgage-backed securities - 94 - 94 Certain financial assets may The following table summarizes financial assets measured at fair value on a nonrecurring basis for which a nonrecurring change in fair value has been recorded during the reporting periods presented: September 30, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 218 $ 218 Real estate and other repossessed assets - - - - Mortgage servicing rights - - 1,383 1,383 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 376 $ 376 Real estate and other repossessed assets - - 4 4 Mortgage servicing rights - - 14,686 14,686 The following table represents the Banks’s Level 3 Principal Significant Range of Valuation Unobservable Significant Input Instrument Technique Inputs Values Impaired loans Fair value of underlying collateral Discount applied to the obtained appraisal 10-30% Real estate and other repossessed assets Fair value of collateral Discount applied to the obtained appraisal 10-30% Mortgage servicing rights Discounted cash flows Discount rate 10-15% Prepayment speeds 110-265% Interest rate lock commitments Internal pricing model Pull-through expectations 80-95% The following tables provide a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3 nine September 30, 2022. Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Interest Rate Lock Commitments Interest Rate Lock Commitments (In Thousands) (In Thousands) Beginning balance $ 334 $ 2,949 $ 1,218 $ 6,017 Purchases and issuances (640 ) 4,468 95 10,218 Sales and settlements (466 ) (5,089 ) (2,085 ) (13,907 ) Ending balance $ (772 ) $ 2,328 $ (772 ) $ 2,328 Net change in fair value for (losses) gains relating to items held at end of period $ (1,106 ) $ (621 ) $ (1,990 ) $ (3,689 ) The tables below summarize the estimated fair values of financial instruments of the Company, whether or not September 30, 2022 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 25,197 $ - $ - $ 25,197 $ 25,197 FHLB stock 2,939 - - 2,939 2,939 FRB stock 4,206 - - 4,206 4,206 Loans receivable, gross - - 1,302,575 1,302,575 1,312,154 Accrued interest and dividends receivable 10,778 - - 10,778 10,778 Mortgage servicing rights - - 19,303 19,303 15,141 Financial liabilities: Non-maturing interest-bearing deposits - 935,208 - 935,208 935,208 Noninterest-bearing deposits 507,034 - - 507,034 507,034 Time certificates of deposit - - 226,649 226,649 232,008 Accrued expenses and other liabilities 22,976 - - 22,976 22,976 FHLB advances and other borrowings - - 15,580 15,580 15,600 Other long-term debt - - 55,988 55,988 60,155 December 31, 2021 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 61,434 $ - $ - $ 61,434 $ 61,434 FHLB stock 1,702 - - 1,702 1,702 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 939,204 939,204 933,139 Accrued interest and dividends receivable 5,751 - - 5,751 5,751 Mortgage servicing rights - - 14,686 14,686 13,693 Financial liabilities: Non-maturing interest-bearing deposits - 703,948 - 703,948 703,948 Noninterest-bearing deposits 368,846 - - 368,846 368,846 Time certificates of deposit - - 149,605 149,605 149,755 Accrued expenses and other liabilities 21,037 - - 21,037 21,037 FHLB advances and other borrowings - - 5,003 5,003 5,000 Other long-term debt - - 29,299 29,299 30,155

Note 12 - Recent Accounting Pro

Note 12 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2022
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	NOTE 12 . RECENT ACCOUNTING PRONOUNCEMENTS Recently Issued Accounting Pronouncements In September 2016, No. 2016 13, 326 In October 2019, December 15, 2022, first In February 2022, No. 2022 02, No. 2016 13. The Company believes the amendments in these updates will have an impact on the Company’s condensed consolidated financial statements and is continuing to evaluate the significance of that impact. In that regard, we have established a working group composed of individuals from the finance and credit administration areas of the Company. We have developed a current expected credit loss model and are utilizing this model concurrently with our existing allowance for loan loss model during 2022. In January 2017, No. 2017 04, 350 2 January 1, 2023 In March 2020, No. 2020 04, 848 December 31, 2022. January 2021, No. 2021 01, 848 848 No. 2021 01 December 31, 2022. No. 2021 01 not not

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Consolidation, Subsidiaries or Other Investments, Consolidated Entities, Policy [Policy Text Block]	Organization Eagle Bancorp Montana, Inc. (“Eagle” or the “Company”), is a Delaware corporation that holds 100% of the capital stock of Opportunity Bank of Montana (“OBMT” or the “Bank”), formerly American Federal Savings Bank (“AFSB”). The Bank was founded in 1922 1975, October 2014 In March 2021, 10 December 31, 2021, two d $1,237,000 September 30, 2022 December 31, 2021, In September 2021, April 30, 2022. nine On January 1, 2020, one The Bank currently has 30 January 2022,
Basis of Presentation and Use of Estimates [Policy Text Block]	Basis of Financial Statement Presentation and Use of Estimates The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“U.S. GAAP”) for interim financial information and in accordance with the instructions to Form 10 10 X 10 December 31, 2021 March 9, 2022. The results of operations for the nine September 30, 2022 not December 31, 2022
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The condensed consolidated financial statements include Eagle, th e Bank, OHF, Eagle Bancorp Statutory Trust I (the “Trust”) and WFS.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain prior period amounts were reclassified to conform to the presentation for 2022 no

Note 2 - Mergers and Acquisit_2

Note 2 - Mergers and Acquisitions (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	FCB April 30, 2022 (In Thousands) Assets acquired: Cash and cash equivalents $ 23,623 Securities available-for-sale 126,123 Loans receivable 190,894 Premises and equipment 6,393 Cash surrender value of life insurance 8,638 Core deposit intangible 7,004 Other assets 7,687 Total assets acquired $ 370,362 Liabilities assumed: Deposits $ 321,107 Accrued expenses and other liabilities 1,767 Other borrowings 22,853 Total liabilities assumed $ 345,727 Net assets acquired $ 24,635 Consideration paid: Cash $ 10,226 Common stock issued (1,396,596 shares) 28,351 Total consideration paid $ 38,577 Goodwill resulting from acquisition $ 13,942
Business Acquisition, Pro Forma Information [Table Text Block]	Three Months Ended Nine Months Ended September 30, 2021 September 30, 2021 (Dollars in Thousands, Except Per Share Data) (Dollars in Thousands, Except Per Share Data) Pro forma net income (1) Net interest income after loan loss provision $ 15,110 $ 43,921 Noninterest income 14,946 42,833 Noninterest expense 22,104 64,962 Income before provision for income taxes 7,952 21,792 Income tax provision 1,988 5,448 Net income $ 5,964 $ 16,344 Pro forma earnings per share (1) Basic earnings per share $ 0.91 $ 2.44 Diluted earnings per share $ 0.91 $ 2.44 Weighted average shares outstanding, basic 6,525,509 6,691,256 Weighted average shares outstanding, diluted 6,544,044 6,709,376

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Marketable Securities [Table Text Block]	September 30, 2022 December 31, 2021 Gross Gross Amortized Unrealized Fair Amortized Unrealized Fair Cost Gains (Losses) Value Cost Gains (Losses) Value (In Thousands) Available-for-Sale: U.S. government and agency obligations $ 2,674 $ 3 $ (214 ) $ 2,463 $ 1,618 $ 15 $ - $ 1,633 U.S. Treasury obligations 63,708 - (7,639 ) 56,069 52,707 580 (104 ) 53,183 Municipal obligations 191,252 9 (22,379 ) 168,882 119,381 4,616 (330 ) 123,667 Corporate obligations 7,239 2 (212 ) 7,029 9,251 103 (18 ) 9,336 Mortgage-backed securities 32,729 1 (2,244 ) 30,486 14,662 92 (118 ) 14,636 Collateralized mortgage obligations 92,450 - (9,280 ) 83,170 63,286 416 (635 ) 63,067 Asset-backed securities 3,808 46 (4 ) 3,850 5,617 123 - 5,740 Total $ 393,860 $ 61 $ (41,972 ) $ 351,949 $ 266,522 $ 5,945 $ (1,205 ) $ 271,262
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 (In Thousands) Proceeds from sale of available-for-sale securities $ - $ 3,910 $ 43,794 $ 3,910 Gross realized gain on sale of available-for-sale securities $ - $ 11 $ - $ 11 Gross realized loss on sale of available-for-sale securities - - (6 ) - Net realized loss on sale of available-for-sale securities $ - $ 11 $ (6 ) $ 11
Investments Classified by Contractual Maturity Date [Table Text Block]	September 30, 2022 Amortized Fair Cost Value (In Thousands) Due in one year or less $ 18,821 $ 18,694 Due from one to five years 19,187 18,552 Due from five to ten years 90,566 78,291 Due after ten years 140,107 122,756 268,681 238,293 Mortgage-backed securities 32,729 30,486 Collateralized mortgage obligations 92,450 83,170 Total $ 393,860 $ 351,949
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2022 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government and agency obligations $ 1,739 $ (214 ) $ - $ - U.S. Treasury obligations 39,485 (4,861 ) 16,584 (2,778 ) Municipal obligations 152,894 (18,422 ) 12,821 (3,957 ) Corporate obligations 6,026 (212 ) - - Mortgage-backed securities and collateralized mortgage obligations 80,102 (6,028 ) 33,355 (5,496 ) Asset-backed securities 743 (4 ) - - Total $ 280,989 $ (29,741 ) $ 62,760 $ (12,231 ) December 31, 2021 Less Than 12 Months 12 Months or Longer Gross Gross Fair Unrealized Fair Unrealized Value Losses Value Losses (In Thousands) U.S. government and agency obligations $ - $ - $ - $ - U.S. Treasury obligations 19,301 (104 ) - - Municipal obligations 17,973 (330 ) - - Corporate obligations 2,982 (18 ) - - Mortgage-backed securities and collateralized mortgage obligations 50,002 (741 ) 1,296 (12 ) Asset-backed securities - - - - Total $ 90,258 $ (1,193 ) $ 1,296 $ (12 )

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, 2022 2021 (In Thousands) Real estate loans: Residential 1-4 family $ 195,265 $ 146,815 Commercial real estate 781,843 569,976 Other loans: Home equity 67,409 51,748 Consumer 27,703 18,455 Commercial 241,608 147,870 Total 1,313,828 934,864 Deferred loan fees, net (1,674 ) (1,725 ) Allowance for loan losses (13,850 ) (12,500 ) Total loans, net $ 1,298,304 $ 920,639
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, July 1, 2022 $ 1,643 $ 8,337 $ 507 $ 361 $ 2,477 $ 13,325 Charge-offs - - - (6 ) - (6 ) Recoveries - 6 - 3 5 14 Provision 17 400 1 1 98 517 Ending balance, September 30, 2022 $ 1,660 $ 8,743 $ 508 $ 359 $ 2,580 $ 13,850 Allowance for loan losses: Beginning balance, January 1, 2022 $ 1,596 $ 7,470 $ 533 $ 365 $ 2,536 $ 12,500 Charge-offs - - (32 ) (14 ) (299 ) (345 ) Recoveries - 20 - 4 17 41 Provision 64 1,253 7 4 326 1,654 Ending balance, September 30, 2022 $ 1,660 $ 8,743 $ 508 $ 359 $ 2,580 $ 13,850 Ending balance, September 30, 2022 allocated to loans individually evaluated for impairment $ 199 $ - $ - $ - $ 79 $ 278 Ending balance, September 30, 2022 allocated to loans collectively evaluated for impairment $ 1,461 $ 8,743 $ 508 $ 359 $ 2,501 $ 13,572 Loans receivable: Ending balance, September 30, 2022 $ 195,265 $ 781,843 $ 67,409 $ 27,703 $ 241,608 $ 1,313,828 Ending balance, September 30, 2022 of loans individually evaluated for impairment $ 687 $ 1,173 $ 97 $ 34 $ 1,655 $ 3,646 Ending balance, September 30, 2022 of loans collectively evaluated for impairment $ 194,578 $ 780,670 $ 67,312 $ 27,669 $ 239,953 $ 1,310,182 Residential Commercial Home 1-4 Family Real Estate Equity Consumer Commercial Total (In Thousands) Allowance for loan losses: Beginning balance, July 1, 2021 $ 1,544 $ 7,127 $ 522 $ 363 $ 2,344 $ 11,900 Charge-offs - - - (4 ) - (4 ) Recoveries - 6 - 1 42 49 Provision 26 155 8 3 63 255 Ending balance, September 30, 2021 $ 1,570 $ 7,288 $ 530 $ 363 $ 2,449 $ 12,200 Allowance for loan losses: Beginning balance, January 1, 2021 $ 1,506 $ 6,951 $ 515 $ 364 $ 2,264 $ 11,600 Charge-offs - (35 ) - (14 ) (6 ) (55 ) Recoveries - 15 - 7 57 79 Provision 64 357 15 6 134 576 Ending balance, September 30, 2021 $ 1,570 $ 7,288 $ 530 $ 363 $ 2,449 $ 12,200 Ending balance, September 30, 2021 allocated to loans individually evaluated for impairment $ 199 $ - $ - $ - $ 109 $ 308 Ending balance, September 30, 2021 allocated to loans collectively evaluated for impairment $ 1,371 $ 7,288 $ 530 $ 363 $ 2,340 $ 11,892 Loans receivable: Ending balance, September 30, 2021 $ 142,921 $ 522,953 $ 52,990 $ 18,940 $ 149,199 $ 887,003 Ending balance, September 30, 2021 of loans individually evaluated for impairment $ 1,122 $ 4,341 $ 121 $ 78 $ 2,111 $ 7,773 Ending balance, September 30, 2021 of loans collectively evaluated for impairment $ 141,799 $ 518,612 $ 52,869 $ 18,862 $ 147,088 $ 879,230
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2022 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 136,505 $ 519 $ 575 $ 199 $ - $ 137,798 Residential 1-4 family construction 57,467 - - - - 57,467 Commercial real estate 491,965 12,954 1,797 - - 506,716 Commercial construction and development 144,247 1,053 - - - 145,300 Farmland 125,169 2,450 2,208 - - 129,827 Other loans: Home equity 67,295 - 114 - - 67,409 Consumer 27,653 2 48 - - 27,703 Commercial 129,004 1,113 850 8 - 130,975 Agricultural 107,536 610 2,378 109 - 110,633 Total $ 1,286,841 $ 18,701 $ 7,970 $ 316 $ - $ 1,313,828 December 31, 2021 Special Pass Mention Substandard Doubtful Loss Total (In Thousands) Real estate loans: Residential 1-4 family $ 100,680 $ - $ 301 199 $ - $ 101,180 Residential 1-4 family construction 45,298 - 337 - - 45,635 Commercial real estate 406,896 1,527 2,145 - - 410,568 Commercial construction and development 92,403 - - - - 92,403 Farmland 65,037 177 1,744 47 - 67,005 Other loans: Home equity 51,614 - 134 - - 51,748 Consumer 18,392 - 63 - - 18,455 Commercial 100,881 130 524 - - 101,535 Agricultural 44,550 332 1,444 9 - 46,335 Total $ 925,751 $ 2,166 $ 6,692 $ 255 $ - $ 934,864
Financing Receivable, Past Due [Table Text Block]	September 30, 2022 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 452 $ - $ 452 $ 687 $ 136,659 $ 137,798 Residential 1-4 family construction 149 - 149 - 57,318 57,467 Commercial real estate 76 - 76 403 506,237 506,716 Commercial construction and development 109 - 109 - 145,191 145,300 Farmland 31 - 31 770 129,026 129,827 Other loans: Home equity 62 - 62 97 67,250 67,409 Consumer 121 - 121 34 27,548 27,703 Commercial 324 874 1,198 68 129,709 130,975 Agricultural 35 - 35 1,587 109,011 110,633 Total $ 1,359 $ 874 $ 2,233 $ 3,646 $ 1,307,949 $ 1,313,828 December 31, 2021 Loans Past Due and Still Accruing 90 Days 30-89 Days and Nonaccrual Current Total Past Due Greater Total Loans Loans Loans (In Thousands) Real estate loans: Residential 1-4 family $ 21 $ - $ 21 $ 616 $ 100,543 $ 101,180 Residential 1-4 family construction - - - 337 45,298 45,635 Commercial real estate 788 - 788 497 409,283 410,568 Commercial construction and development - - - - 92,403 92,403 Farmland 61 - 61 1,630 65,314 67,005 Other loans: Home equity - - - 115 51,633 51,748 Consumer 55 - 55 62 18,338 18,455 Commercial 6 - 6 516 101,013 101,535 Agricultural - - - 1,718 44,617 46,335 Total $ 931 $ - $ 931 $ 5,491 $ 928,442 $ 934,864
Impaired Financing Receivables [Table Text Block]	September 30, 2022 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 687 $ 785 $ 199 Residential 1-4 family construction - - - Commercial real estate 403 486 - Commercial construction and development - - - Farmland 770 868 - Other loans: Home equity 97 122 - Consumer 34 40 - Commercial 68 124 - Agricultural 1,587 1,686 79 Total $ 3,646 $ 4,111 $ 278 December 31, 2021 Unpaid Recorded Principal Related Investment Balance Allowance (In Thousands) Real estate loans: Residential 1-4 family $ 616 $ 703 $ 199 Residential 1-4 family construction 337 387 - Commercial real estate 2,024 2,078 - Commercial construction and development - - - Farmland 1,630 1,721 - Other loans: Home equity 115 139 - Consumer 62 73 - Commercial 516 639 101 Agricultural 1,759 1,862 300 Total $ 7,059 $ 7,602 $ 600
Impaired Financing Receivables, Average Recorded Investment [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Average Recorded Investment Average Recorded Investment (In Thousands) (In Thousands) Real estate loans: Residential 1-4 family $ 629 $ 715 $ 652 $ 994 Residential 1-4 family construction - 337 169 337 Commercial real estate 403 2,239 1,213 2,166 Commercial construction and development - - - 25 Farmland 770 2,125 1,200 2,259 Other loans: Home equity 108 126 106 116 Consumer 35 78 48 114 Commercial 76 536 292 536 Agricultural 1,587 1,366 1,673 1,640 Total $ 3,608 $ 7,522 $ 5,353 $ 8,187

Note 5 - Mortgage Servicing R_2

Note 5 - Mortgage Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Activities in Mortgage Servicing Rights [Table Text Block]	As of or For the Three Months Ended September 30, 2022 2021 (In Thousands) Mortgage servicing rights: Beginning balance $ 14,809 $ 12,232 Mortgage servicing rights capitalized 924 1,662 Amortization of mortgage servicing rights (592 ) (863 ) Ending balance $ 15,141 $ 13,031 Valuation allowance: Beginning balance $ - $ (104 ) Recovery of mortgage servicing rights - 14 Ending balance $ - $ (90 ) Mortgage servicing rights, net $ 15,141 $ 12,941 As of or For the Nine Months Ended September 30, 2022 2021 (In Thousands) Mortgage servicing rights: Beginning balance $ 13,749 $ 10,897 Mortgage servicing rights capitalized 3,102 5,015 Amortization of mortgage servicing rights (1,710 ) (2,881 ) Ending balance $ 15,141 $ 13,031 Valuation allowance: Beginning balance $ (56 ) $ (792 ) Recovery of mortgage servicing rights 56 702 Ending balance - (90 ) Mortgage servicing rights, net $ 15,141 $ 12,941
Mortgage Servicing Rights [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	September 30, December 31, 2022 2021 Key assumptions: Discount rate 12 % 12 % Prepayment speed range 111-208 % 184-265 % Weighted average prepayment speed 123 % 204 %

Note 6 - Deposits (Tables)

Note 6 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, December 31, 2022 2021 (In Thousands) Noninterest checking $ 507,034 $ 368,846 Interest-bearing checking 252,258 203,410 Savings 284,303 223,069 Money market 398,647 277,469 Time certificates of deposit 232,008 149,755 Total $ 1,674,250 $ 1,222,549

Note 7 - Other Long-term Debt (

Note 7 - Other Long-term Debt (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	September 30, 2022 December 31, 2021 Unamortized Unamortized Debt Debt Principal Issuance Principal Issuance Amount Costs Amount Costs (In Thousands) Senior notes fixed at 5.75% 2022 $ - $ - $ 10,000 $ (4 ) Subordinated debentures fixed at 5.50% 2030 15,000 (257 ) 15,000 (282 ) Subordinated debentures fixed at 3.50% 2032 40,000 (850 ) - - Subordinated debentures variable at 3-Month Libor plus 1.42% 2035 5,155 - 5,155 - Total other long-term debt $ 60,155 $ (1,107 ) $ 30,155 $ (286 )

Note 8 - Accumulated Other Co_2

Note 8 - Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized (Losses) Gains on Securities Available-for-Sale (In Thousands) Balance, July 1, 2022 $ (19,081 ) Other comprehensive loss, before reclassifications and income taxes (16,009 ) Amounts reclassified from accumulated other comprehensive loss, before income taxes - Income tax benefit 4,216 Total other comprehensive loss (11,793 ) Balance, September 30, 2022 $ (30,874 ) Balance, July 1, 2021 $ 4,938 Other comprehensive loss, before reclassifications and income taxes (578 ) Amounts reclassified from accumulated other comprehensive income, before income taxes (11 ) Income tax benefit 155 Total other comprehensive loss (434 ) Balance, September 30, 2021 $ 4,504 Balance, January 1, 2022 $ 3,493 Other comprehensive loss, before reclassifications and income taxes (46,657 ) Amounts reclassified from accumulated other comprehensive loss, before income taxes 6 Income tax benefit 12,284 Total other comprehensive loss (34,367 ) Balance, September 30, 2022 $ (30,874 ) Balance, January 1, 2021 $ 5,851 Other comprehensive loss, before reclassifications and income taxes (1,818 ) Amounts reclassified from accumulated other comprehensive income, before income taxes (11 ) Income tax benefit 482 Total other comprehensive loss (1,347 ) Balance, September 30, 2021 $ 4,504

Note 9 - Earnings Per Share (Ta

Note 9 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 (Dollars in Thousands, Except Per Share Data) Basic weighted average shares outstanding 7,793,485 6,525,509 7,241,520 6,691,256 Dilutive effect of stock compensation 14,565 18,535 12,722 18,120 Diluted weighted average shares outstanding 7,808,050 6,544,044 7,254,242 6,709,376 Net income available to common shareholders $ 3,092 $ 4,746 $ 7,079 $ 12,692 Basic earnings per share $ 0.40 $ 0.73 $ 0.98 $ 1.90 Diluted earnings per share $ 0.40 $ 0.73 $ 0.98 $ 1.89

Note 10 - Derivatives and Hed_2

Note 10 - Derivatives and Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	September 30, 2022 December 31, 2021 Notional Fair Value Notional Fair Value Amount Asset Liability Amount Asset Liability (In Thousands) Interest rate lock commitments $ 53,275 $ - $ 772 $ 84,674 $ 1,218 $ - Forward TBA mortgage-backed securities 45,000 1,614 - 51,000 - 94

Note 11 - Fair Value of Finan_2

Note 11 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	September 30, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 2,463 $ - $ 2,463 U.S. Treasury obligations 56,069 - - 56,069 Municipal obligations - 168,882 - 168,882 Corporate obligations - 7,029 - 7,029 Mortgage-backed securities - 30,486 - 30,486 Collateralized mortgage obligations - 83,170 - 83,170 Asset-backed securities - 3,850 - 3,850 Loans held-for-sale - 24,408 - 24,408 Forward TBA mortgage-backed securities - 1,614 - 1,614 Financial liabilities: Interest rate lock commitments - - 772 772 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Financial assets: Available-for-sale securities U.S. government obligations $ - $ 1,633 $ - $ 1,633 U.S. Treasury obligations 53,183 - - 53,183 Municipal obligations - 123,667 - 123,667 Corporate obligations - 9,336 - 9,336 Mortgage-backed securities - 14,636 - 14,636 Collateralized mortgage obligations - 63,067 - 63,067 Asset-backed securities - 5,740 - 5,740 Loans held-for-sale - 25,819 - 25,819 Interest rate lock commitments - - 1,218 1,218 Financial liabilities: Forward TBA mortgage-backed securities - 94 - 94
Fair Value Measurements, Nonrecurring [Table Text Block]	September 30, 2022 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 218 $ 218 Real estate and other repossessed assets - - - - Mortgage servicing rights - - 1,383 1,383 December 31, 2021 Level 1 Level 2 Level 3 Total Fair Inputs Inputs Inputs Value (In Thousands) Impaired loans $ - $ - $ 376 $ 376 Real estate and other repossessed assets - - 4 4 Mortgage servicing rights - - 14,686 14,686
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Interest Rate Lock Commitments Interest Rate Lock Commitments (In Thousands) (In Thousands) Beginning balance $ 334 $ 2,949 $ 1,218 $ 6,017 Purchases and issuances (640 ) 4,468 95 10,218 Sales and settlements (466 ) (5,089 ) (2,085 ) (13,907 ) Ending balance $ (772 ) $ 2,328 $ (772 ) $ 2,328 Net change in fair value for (losses) gains relating to items held at end of period $ (1,106 ) $ (621 ) $ (1,990 ) $ (3,689 )
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2022 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 25,197 $ - $ - $ 25,197 $ 25,197 FHLB stock 2,939 - - 2,939 2,939 FRB stock 4,206 - - 4,206 4,206 Loans receivable, gross - - 1,302,575 1,302,575 1,312,154 Accrued interest and dividends receivable 10,778 - - 10,778 10,778 Mortgage servicing rights - - 19,303 19,303 15,141 Financial liabilities: Non-maturing interest-bearing deposits - 935,208 - 935,208 935,208 Noninterest-bearing deposits 507,034 - - 507,034 507,034 Time certificates of deposit - - 226,649 226,649 232,008 Accrued expenses and other liabilities 22,976 - - 22,976 22,976 FHLB advances and other borrowings - - 15,580 15,580 15,600 Other long-term debt - - 55,988 55,988 60,155 December 31, 2021 Total Level 1 Level 2 Level 3 Estimated Carrying Inputs Inputs Inputs Fair Value Amount (In Thousands) Financial assets: Cash and cash equivalents $ 61,434 $ - $ - $ 61,434 $ 61,434 FHLB stock 1,702 - - 1,702 1,702 FRB stock 2,974 - - 2,974 2,974 Loans receivable, gross - - 939,204 939,204 933,139 Accrued interest and dividends receivable 5,751 - - 5,751 5,751 Mortgage servicing rights - - 14,686 14,686 13,693 Financial liabilities: Non-maturing interest-bearing deposits - 703,948 - 703,948 703,948 Noninterest-bearing deposits 368,846 - - 368,846 368,846 Time certificates of deposit - - 149,605 149,605 149,755 Accrued expenses and other liabilities 21,037 - - 21,037 21,037 FHLB advances and other borrowings - - 5,003 5,003 5,000 Other long-term debt - - 29,299 29,299 30,155
Impaired Loans and Real Estate and Other Repossessed Assets [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Principal Significant Range of Valuation Unobservable Significant Input Instrument Technique Inputs Values Impaired loans Fair value of underlying collateral Discount applied to the obtained appraisal 10-30% Real estate and other repossessed assets Fair value of collateral Discount applied to the obtained appraisal 10-30% Mortgage servicing rights Discounted cash flows Discount rate 10-15% Prepayment speeds 110-265% Interest rate lock commitments Internal pricing model Pull-through expectations 80-95%

Note 1 - Organization and Sum_2

Note 1 - Organization and Summary of Significant Accounting Policies (Details Textual) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Opportunity Bank of Montana [Member]
Noncontrolling Interest, Ownership Percentage by Parent	100%
Opportunity Housing Fund, LLC [Member]
Investments, Total	$ 1,237,000	$ 935,000

Note 2 - Mergers and Acquisit_3

Note 2 - Mergers and Acquisitions (Details Textual) - USD ($)		3 Months Ended			9 Months Ended
	Apr. 30, 2022	Sep. 30, 2022	Jun. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Finite-Lived Intangible Assets, Net, Ending Balance		$ 7,895,000			$ 7,895,000		$ 1,780,000
Business Combination, Acquisition Related Costs		103,000		$ 35,000	2,296,000	$ 35,000
First Community Bancorp [Member]
Business Combination, Consideration Transferred, Total	$ 38,577,000
Payments to Acquire Businesses, Gross	10,226,000
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	28,351,000
Goodwill, Acquired During Period			$ 13,942,000
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Investments	(4,559,000)
Business Combination, Acquired Loans Discount	5,416,000	4,352,000			4,352,000
Business Combination, Accretion of Loan Discount		333,000			1,060,000,000,000
Business Combination, Acquisition Related Costs		$ 103,000		$ 35,000	$ 2,296,000
Effective Income Tax Rate Reconciliation, Percent, Total						25%
First Community Bancorp [Member] | Core Deposits [Member]
Finite-Lived Intangible Assets, Net, Ending Balance	$ 7,004,000
Finite-Lived Intangible Asset, Useful Life (Year)	10 years

Note 2 - Mergers and Acquisit_4

Note 2 - Mergers and Acquisitions - Assets Acquired and Liabilities Assumed (Details) - USD ($)	Apr. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Goodwill resulting from acquisition		$ 34,740,000	$ 20,798,000
First Community Bancorp [Member]
Cash and cash equivalents	$ 23,623,000
Securities available-for-sale	126,123,000
Loans receivable	190,894,000
Premises and equipment	6,393,000
Cash surrender value of life insurance	8,638,000
Core deposit intangible	7,004,000
Other assets	7,687,000
Total assets acquired	370,362,000
Deposits	321,107,000
Accrued expenses and other liabilities	1,767,000
Other borrowings	22,853,000
Total liabilities assumed	345,727,000
Net assets acquired	24,635,000
Cash	10,226,000
Common stock issued (1,396,596 shares)	28,351,000
Total consideration paid	38,577,000
Goodwill resulting from acquisition	$ 13,942,000

Note 2 - Mergers and Acquisit_5

Note 2 - Mergers and Acquisitions - Pro Forma Information (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Net interest income after loan loss provision		$ 17,370	$ 11,776	$ 44,045	$ 33,919
Noninterest income		7,417	13,353	23,052	38,054
Noninterest expense		20,664	18,800	57,658	55,050
Income before provision for income taxes		4,123	6,329	9,439	16,923
Income tax provision		1,031	1,583	2,360	4,231
NET INCOME		$ 3,092	$ 4,746	$ 7,079	$ 12,692
BASIC EARNINGS PER SHARE (in dollars per share)		$ 0.40	$ 0.73	$ 0.98	$ 1.90
DILUTED EARNINGS PER SHARE (in dollars per share)		$ 0.40	$ 0.73	$ 0.98	$ 1.89
Weighted average shares outstanding, basic (in shares)		7,793,485	6,525,509	7,241,520	6,691,256
Weighted average shares outstanding, diluted (in shares)		7,808,050	6,544,044	7,254,242	6,709,376
First Community Bancorp [Member] | Pro Forma [Member]
Net interest income after loan loss provision	[1]		$ 15,110		$ 43,921
Noninterest income	[1]		14,946		42,833
Noninterest expense	[1]		22,104		64,962
Income before provision for income taxes	[1]		7,952		21,792
Income tax provision	[1]		1,988		5,448
NET INCOME	[1]		$ 5,964		$ 16,344
BASIC EARNINGS PER SHARE (in dollars per share)	[1]		$ 0.91		$ 2.44
DILUTED EARNINGS PER SHARE (in dollars per share)	[1]		$ 0.91		$ 2.44
Weighted average shares outstanding, basic (in shares)			6,525,509		6,691,256
Weighted average shares outstanding, diluted (in shares)			6,544,044		6,709,376
[1]Significant assumptions utilized include the acquisition cost noted above and a 25.00% effective tax rate.

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total	$ 0	$ 0	$ 0	$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	400		400		43
Asset Pledged as Collateral without Right [Member]
Debt Securities, Total	$ 59,927,000		$ 59,927,000		$ 22,245,000

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Summary of Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Securities available-for-sale, amortized cost	$ 393,860	$ 266,522
U.S. government and agency obligations	61	5,945
U.S. government and agency obligations	(41,972)	(1,205)
Securities available-for-sale	351,949	271,262
US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized cost	2,674	1,618
U.S. government and agency obligations	3	15
U.S. government and agency obligations	(214)	0
Securities available-for-sale	2,463	1,633
US Treasury and Government [Member]
Securities available-for-sale, amortized cost	63,708	52,707
U.S. government and agency obligations	0	580
U.S. government and agency obligations	(7,639)	(104)
Securities available-for-sale	56,069	53,183
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized cost	191,252	119,381
U.S. government and agency obligations	9	4,616
U.S. government and agency obligations	(22,379)	(330)
Securities available-for-sale	168,882	123,667
Corporate Debt Securities [Member]
Securities available-for-sale, amortized cost	7,239	9,251
U.S. government and agency obligations	2	103
U.S. government and agency obligations	(212)	(18)
Securities available-for-sale	7,029	9,336
Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale, amortized cost	32,729	14,662
U.S. government and agency obligations	1	92
U.S. government and agency obligations	(2,244)	(118)
Securities available-for-sale	30,486	14,636
Collateralized Mortgage Obligations [Member]
Securities available-for-sale, amortized cost	92,450	63,286
U.S. government and agency obligations	0	416
U.S. government and agency obligations	(9,280)	(635)
Securities available-for-sale	83,170	63,067
Asset-Backed Securities [Member]
Securities available-for-sale, amortized cost	3,808	5,617
U.S. government and agency obligations	46	123
U.S. government and agency obligations	(4)	0
Securities available-for-sale	$ 3,850	$ 5,740

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Proceeds From Sale of Available-for-sale Securities and the Associated Gross Realized Gains and Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Proceeds from sale of available-for-sale securities	$ 0	$ 3,910	$ 43,794	$ 3,910
Gross realized gain on sale of available-for-sale securities	0	11	0	11
Gross realized loss on sale of available-for-sale securities	0	0	(6)	0
Net realized loss on sale of available-for-sale securities	$ 0	$ 11	$ (6)	$ 11

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available for sale securities, due in one year or less, amortized cost	$ 18,821
Available for sale securities, due in one year or less, fair value	18,694
Available for sale securities, due from one to five years, amortized cost	19,187
Available for sale securities, due from one to five years, fair value	18,552
Available for sale securities, due from five to ten years, amortized cost	90,566
Available for sale securities, due from five to ten years, fair value	78,291
Available for sale securities, due after ten years, amortized cost	140,107
Available for sale securities, due after ten years, fair value	122,756
Total available for sale securities debt maturities, amortized cost	268,681
Total available for sale securities, debt maturities, fair value	238,293
Securities available-for-sale, amortized cost	393,860	$ 266,522
Securities available-for-sale	351,949	271,262
Collateralized Mortgage-Backed Securities [Member]
Available for sale securities, without single maturity, amortized cost	32,729
Available for sale securities, without single maturity, fair value	30,486
Securities available-for-sale, amortized cost	32,729	14,662
Securities available-for-sale	30,486	14,636
Collateralized Mortgage Obligations [Member]
Available for sale securities, without single maturity, amortized cost	92,450
Available for sale securities, without single maturity, fair value	83,170
Securities available-for-sale, amortized cost	92,450	63,286
Securities available-for-sale	$ 83,170	$ 63,067

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Investment Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	$ 280,989	$ 90,258
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(29,741)	(1,193)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	62,760	1,296
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	(12,231)	(12)
US Government Agencies Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	1,739	0
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(214)	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	0
US Treasury and Government [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	39,485	19,301
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(4,861)	(104)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	16,584	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	(2,778)	0
US States and Political Subdivisions Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	152,894	17,973
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(18,422)	(330)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	12,821	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	(3,957)	0
Corporate Debt Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	6,026	2,982
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(212)	(18)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	0	0
Mortgage-backed Securities and Collateralized Mortgage Obligations [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	80,102	50,002
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(6,028)	(741)
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	33,355	1,296
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	(5,496)	(12)
Asset-Backed Securities [Member]
Available for sale debt securities, continuous unrealized loss position less than 12 months, fair value	743	0
Available for sale debt securities, continuous unrealized loss position less than 12 months, gross unrealized losses	(4)	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, fair value	0	0
Available for sale debt securities, continuous unrealized loss position for 12 months or longer, gross unrealized losses	$ 0	$ 0

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Loans and Leases Receivable, Gross	$ 1,313,828,000	$ 887,003,000	$ 1,313,828,000	$ 887,003,000	$ 934,864,000
Interest Received on Past Due Loans, Applied to Principal			406,000		405,000
Financing Receivable, Troubled Debt Restructuring	$ 1,112,000		1,112,000		2,224,000
Financing Receivable, Modifications, Number of Contracts	0	2		3
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		0
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross	781,843,000	$ 522,953,000	781,843,000	$ 522,953,000	569,976,000
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans and Leases Receivable, Gross	129,827,000		$ 129,827,000		67,005,000
Financing Receivable, Troubled Debt Restructuring, Premodification		391,000		391,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts			2
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan 2 [Member]
Financing Receivable, Troubled Debt Restructuring, Premodification		70,000		70,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default			$ 70,000
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans and Leases Receivable, Gross	506,716,000		506,716,000		410,568,000
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan 1 [Member]
Financing Receivable, Troubled Debt Restructuring, Subsequent Default			374,000
Commercial Real Estate Portfolio Segment [Member] | United States Department of Agriculture Rural Development [Member]
Loans and Leases Receivable, Gross	26,983,000		26,983,000		25,730,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	241,608,000	$ 149,199,000	241,608,000	149,199,000	147,870,000
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans and Leases Receivable, Gross	$ 110,633,000		$ 110,633,000		$ 46,335,000
Financing Receivable, Modifications, Number of Contracts			2
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down			$ 0
Commercial Portfolio Segment [Member] | Agricultural Loan 1 [Member]
Financing Receivable, Troubled Debt Restructuring, Premodification			331,000
Commercial Portfolio Segment [Member] | Agricultural Loan 2 [Member]
Financing Receivable, Troubled Debt Restructuring, Premodification			$ 145,000
Commercial Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down				$ 115,000

Note 4 - Loans Receivable - Sum

Note 4 - Loans Receivable - Summary of Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Loans receivable	$ 1,313,828		$ 934,864	$ 887,003
Deferred loan fees, net	(1,674)		(1,725)
Allowance for loan losses	(13,850)	$ (13,325)	(12,500)	(12,200)	$ (11,900)	$ (11,600)
Total loans, net	1,298,304		920,639
Residential Portfolio Segment [Member]
Loans receivable	195,265		146,815	142,921
Allowance for loan losses	(1,660)	(1,643)	(1,596)	(1,570)	(1,544)	(1,506)
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	781,843		569,976	522,953
Allowance for loan losses	(8,743)	(8,337)	(7,470)	(7,288)	(7,127)	(6,951)
Home Equity Portfolio Segment [Member]
Loans receivable	67,409		51,748	52,990
Allowance for loan losses	(508)	(507)	(533)	(530)	(522)	(515)
Consumer Portfolio Segment [Member]
Loans receivable	27,703		18,455	18,940
Allowance for loan losses	(359)	(361)	(365)	(363)	(363)	(364)
Commercial Portfolio Segment [Member]
Loans receivable	241,608		147,870	149,199
Allowance for loan losses	$ (2,580)	$ (2,477)	$ (2,536)	$ (2,449)	$ (2,344)	$ (2,264)

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Allowance for loan losses, beginning balance	$ 13,325	$ 11,900	$ 12,500	$ 11,600
Charge-offs	(6)	(4)	(345)	(55)
Recoveries	14	49	41	79
Provision	517	255	1,654	576
Allowance for loan losses, ending balance	13,850	12,200	13,850	12,200
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	278	308	278	308
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	13,572	11,892	13,572	11,892
Loans receivable	1,313,828	887,003	1,313,828	887,003	$ 934,864
Loans receivable, ending balance, loans individually evaluated for impairment	3,646	7,773	3,646	7,773
Loans receivable, ending balance, loans collectively evaluated for impairment	1,310,182	879,230	1,310,182	879,230
Residential Portfolio Segment [Member]
Allowance for loan losses, beginning balance	1,643	1,544	1,596	1,506
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	17	26	64	64
Allowance for loan losses, ending balance	1,660	1,570	1,660	1,570
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	199	199	199	199
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	1,461	1,371	1,461	1,371
Loans receivable	195,265	142,921	195,265	142,921	146,815
Loans receivable, ending balance, loans individually evaluated for impairment	687	1,122	687	1,122
Loans receivable, ending balance, loans collectively evaluated for impairment	194,578	141,799	194,578	141,799
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses, beginning balance	8,337	7,127	7,470	6,951
Charge-offs	0	0	0	(35)
Recoveries	6	6	20	15
Provision	400	155	1,253	357
Allowance for loan losses, ending balance	8,743	7,288	8,743	7,288
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	8,743	7,288	8,743	7,288
Loans receivable	781,843	522,953	781,843	522,953	569,976
Loans receivable, ending balance, loans individually evaluated for impairment	1,173	4,341	1,173	4,341
Loans receivable, ending balance, loans collectively evaluated for impairment	780,670	518,612	780,670	518,612
Home Equity Portfolio Segment [Member]
Allowance for loan losses, beginning balance	507	522	533	515
Charge-offs	0	0	(32)	0
Recoveries	0	0	0	0
Provision	1	8	7	15
Allowance for loan losses, ending balance	508	530	508	530
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	508	530	508	530
Loans receivable	67,409	52,990	67,409	52,990	51,748
Loans receivable, ending balance, loans individually evaluated for impairment	97	121	97	121
Loans receivable, ending balance, loans collectively evaluated for impairment	67,312	52,869	67,312	52,869
Consumer Portfolio Segment [Member]
Allowance for loan losses, beginning balance	361	363	365	364
Charge-offs	(6)	(4)	(14)	(14)
Recoveries	3	1	4	7
Provision	1	3	4	6
Allowance for loan losses, ending balance	359	363	359	363
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	0	0	0	0
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	359	363	359	363
Loans receivable	27,703	18,940	27,703	18,940	18,455
Loans receivable, ending balance, loans individually evaluated for impairment	34	78	34	78
Loans receivable, ending balance, loans collectively evaluated for impairment	27,669	18,862	27,669	18,862
Commercial Portfolio Segment [Member]
Allowance for loan losses, beginning balance	2,477	2,344	2,536	2,264
Charge-offs	0	0	(299)	(6)
Recoveries	5	42	17	57
Provision	98	63	326	134
Allowance for loan losses, ending balance	2,580	2,449	2,580	2,449
Allowance for loan losses, ending balance, allocated to loans individually evaluated for impairment	79	109	79	109
Allowance for loan losses, ending balance, allocated to loans collectively evaluated for impairment	2,501	2,340	2,501	2,340
Loans receivable	241,608	149,199	241,608	149,199	$ 147,870
Loans receivable, ending balance, loans individually evaluated for impairment	1,655	2,111	1,655	2,111
Loans receivable, ending balance, loans collectively evaluated for impairment	$ 239,953	$ 147,088	$ 239,953	$ 147,088

Note 4 - Loans Receivable - Int

Note 4 - Loans Receivable - Internal Classification of the Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Loans receivable	$ 1,313,828	$ 934,864	$ 887,003
Residential Portfolio Segment [Member]
Loans receivable	195,265	146,815	142,921
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	137,798	101,180
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	57,467	45,635
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	781,843	569,976	522,953
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	506,716	410,568
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	145,300	92,403
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	129,827	67,005
Home Equity Portfolio Segment [Member]
Loans receivable	67,409	51,748	52,990
Consumer Portfolio Segment [Member]
Loans receivable	27,703	18,455	18,940
Commercial Portfolio Segment [Member]
Loans receivable	241,608	147,870	$ 149,199
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	130,975	101,535
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	110,633	46,335
Pass [Member]
Loans receivable	1,286,841	925,751
Pass [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	136,505	100,680
Pass [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	57,467	45,298
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	491,965	406,896
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	144,247	92,403
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	125,169	65,037
Pass [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	67,295	51,614
Pass [Member] | Consumer Portfolio Segment [Member]
Loans receivable	27,653	18,392
Pass [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	129,004	100,881
Pass [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	107,536	44,550
Special Mention [Member]
Loans receivable	18,701	2,166
Special Mention [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	519	0
Special Mention [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	12,954	1,527
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	1,053	0
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	2,450	177
Special Mention [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Special Mention [Member] | Consumer Portfolio Segment [Member]
Loans receivable	2	0
Special Mention [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	1,113	130
Special Mention [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	610	332
Substandard [Member]
Loans receivable	7,970	6,692
Substandard [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	575	301
Substandard [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	337
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	1,797	2,145
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	2,208	1,744
Substandard [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	114	134
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans receivable	48	63
Substandard [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	850	524
Substandard [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	2,378	1,444
Doubtful [Member]
Loans receivable	316	255
Doubtful [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	199	199
Doubtful [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	0	47
Doubtful [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	8	0
Doubtful [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	109	9
Unlikely to be Collected Financing Receivable [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Home Equity Portfolio Segment [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	$ 0	$ 0

Note 4 - Loans Receivable - Del

Note 4 - Loans Receivable - Delinquencies Within the Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Loans receivable	$ 1,313,828	$ 934,864	$ 887,003
Non-accrual Loans	3,646	5,491
Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	1,359	931
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	874	0
Financial Asset, Past Due [Member]
Loans receivable	2,233	931
Financial Asset, Not Past Due [Member]
Loans receivable	1,307,949	928,442
Residential Portfolio Segment [Member]
Loans receivable	195,265	146,815	142,921
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Loans receivable	137,798	101,180
Non-accrual Loans	687	616
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	452	21
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	452	21
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	136,659	100,543
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Loans receivable	57,467	45,635
Non-accrual Loans	0	337
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	149	0
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financial Asset, Past Due [Member]
Loans receivable	149	0
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	57,318	45,298
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	781,843	569,976	522,953
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans receivable	506,716	410,568
Non-accrual Loans	403	497
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	76	788
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset, Past Due [Member]
Loans receivable	76	788
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	506,237	409,283
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	145,300	92,403
Non-accrual Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	109	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	109	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	145,191	92,403
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Loans receivable	129,827	67,005
Non-accrual Loans	770	1,630
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	31	61
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financial Asset, Past Due [Member]
Loans receivable	31	61
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	129,026	65,314
Home Equity Portfolio Segment [Member]
Loans receivable	67,409	51,748	52,990
Non-accrual Loans	97	115
Home Equity Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	62	0
Home Equity Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Home Equity Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	62	0
Home Equity Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	67,250	51,633
Consumer Portfolio Segment [Member]
Loans receivable	27,703	18,455	18,940
Non-accrual Loans	34	62
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	121	55
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans receivable	121	55
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	27,548	18,338
Commercial Portfolio Segment [Member]
Loans receivable	241,608	147,870	$ 149,199
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Loans receivable	130,975	101,535
Non-accrual Loans	68	516
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	324	6
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	874	0
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Past Due [Member]
Loans receivable	1,198	6
Commercial Portfolio Segment [Member] | Commercial Loans [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	129,709	101,013
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Loans receivable	110,633	46,335
Non-accrual Loans	1,587	1,718
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Loans receivable	35	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financial Asset, Past Due [Member]
Loans receivable	35	0
Commercial Portfolio Segment [Member] | Agricultural Loan [Member] | Financial Asset, Not Past Due [Member]
Loans receivable	$ 109,011	$ 44,617

Note 4 - Loans Receivable - Imp

Note 4 - Loans Receivable - Impaired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Recorded investment	$ 3,646	$ 7,059
Unpaid principal balance	4,111	7,602
Related allowance	278	600
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Recorded investment	687	616
Unpaid principal balance	785	703
Related allowance	199	199
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Recorded investment	0	337
Unpaid principal balance	0	387
Related allowance	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment	403	2,024
Unpaid principal balance	486	2,078
Related allowance	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment	0	0
Unpaid principal balance	0	0
Related allowance	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Recorded investment	770	1,630
Unpaid principal balance	868	1,721
Related allowance	0	0
Home Equity Portfolio Segment [Member]
Recorded investment	97	115
Unpaid principal balance	122	139
Related allowance	0	0
Consumer Portfolio Segment [Member]
Recorded investment	34	62
Unpaid principal balance	40	73
Related allowance	0	0
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Recorded investment	68	516
Unpaid principal balance	124	639
Related allowance	0	101
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Recorded investment	1,587	1,759
Unpaid principal balance	1,686	1,862
Related allowance	$ 79	$ 300

Note 4 - Loans Receivable - Ave

Note 4 - Loans Receivable - Average Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Average recorded investment	$ 3,608	$ 7,522	$ 5,353	$ 8,187
Residential Portfolio Segment [Member] | One-to-Four Family Loans [Member]
Average recorded investment	629	715	652	994
Residential Portfolio Segment [Member] | One-to-Four Family Construction [Member]
Average recorded investment	0	337	169	337
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Average recorded investment	403	2,239	1,213	2,166
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Average recorded investment	0	0	0	25
Commercial Real Estate Portfolio Segment [Member] | Farmland Loan [Member]
Average recorded investment	770	2,125	1,200	2,259
Home Equity Portfolio Segment [Member]
Average recorded investment	108	126	106	116
Consumer Portfolio Segment [Member]
Average recorded investment	35	78	48	114
Commercial Portfolio Segment [Member] | Commercial Loans [Member]
Average recorded investment	76	536	292	536
Commercial Portfolio Segment [Member] | Agricultural Loan [Member]
Average recorded investment	$ 1,587	$ 1,366	$ 1,673	$ 1,640

Note 5 - Mortgage Servicing R_3

Note 5 - Mortgage Servicing Rights (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Loans Serviced During the Period			$ 1,992,699,000		$ 1,835,561,000
Fees and Commissions, Mortgage Banking and Servicing	$ 1,225,000	$ 1,060,000	3,581,000	$ 2,984,000
Escrow Deposit	18,000,000		18,000,000		11,613,000
Mortgage Servicing Rights (MSR) Impairment (Recovery)	0	$ 14,000	(56,000)	$ (702,000)
Mortgage Servicing Rights Measured at Fair Value	$ 19,303,000		$ 19,303,000		$ 14,686,000

Note 5 - Mortgage Servicing R_4

Note 5 - Mortgage Servicing Rights - Schedule of Activity in Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Mortgage servicing rights, net	$ 15,141		$ 15,141		$ 13,693
Mortgage Servicing Rights [Member]
Beginning balance	14,809	$ 12,232	13,749	$ 10,897
Mortgage servicing rights capitalized	924	1,662	3,102	5,015
Amortization of mortgage servicing rights	(592)	(863)	(1,710)	(2,881)
Beginning balance	0	(104)	(56)	(792)
Recovery of mortgage servicing rights	0	14	56	702
Mortgage servicing rights, net	15,141	12,941	15,141	12,941
Ending balance	15,141	13,031	15,141	13,031
Ending balance	$ 0	$ (90)	$ 0	$ (90)

Note 5 - Mortgage Servicing R_5

Note 5 - Mortgage Servicing Rights - Fair Value of Servicing Rights (Details) - Mortgage Servicing Rights [Member]	Sep. 30, 2022	Dec. 31, 2021
Measurement Input, Discount Rate [Member]
Valuation assumptions	0.12	0.12
Measurement Input, Prepayment Rate [Member] | Minimum [Member]
Valuation assumptions	1.11	1.84
Measurement Input, Prepayment Rate [Member] | Maximum [Member]
Valuation assumptions	2.08	2.65
Measurement Input, Weighted Average Prepayment Rate [Member]
Valuation assumptions	1.23	2.04

Note 6 - Deposits - Summary of

Note 6 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Noninterest checking	$ 507,034	$ 368,846
Interest-bearing checking	252,258	203,410
Savings	284,303	223,069
Money market	398,647	277,469
Time certificates of deposit	232,008	149,755
Total deposits	$ 1,674,250	$ 1,222,549

Note 7 - Other Long-term Debt_2

Note 7 - Other Long-term Debt (Details Textual) - USD ($)	1 Months Ended					9 Months Ended		12 Months Ended
	Feb. 28, 2022	Jan. 31, 2022	Jun. 30, 2020	Feb. 28, 2017	Dec. 31, 2010	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021	Sep. 30, 2005
Debt Instrument, Face Amount						$ 60,155,000		$ 30,155,000
Repayments of Senior Debt, Total	$ 10,000,000					$ 10,000,000	$ 0
First Tennessee Bank, N.A. [Member]
Temporary Equity, Liquidation Preference									$ 5,155,000
Trust Preferred Securities, Maximum Dividend Deferring Period (Year)						5 years
Eagle Bancorp Statutory Trust I [Member] | Subordinated Debt [Member]
Debt Instrument, Interest Rate, Stated Percentage									6.02%
Eagle Bancorp Statutory Trust I [Member] | Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt Instrument, Interest Rate, Effective Percentage						5.17%		1.63%
London Interbank Offered Rate (LIBOR) [Member] | Eagle Bancorp Statutory Trust I [Member] | Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt Instrument, Basis Spread on Variable Rate					1.42%
3.50% Subordinated Notes Due in 2032 [Member]
Debt Instrument, Face Amount		$ 40,000,000				$ 40,000,000		$ 0
Debt Instrument, Interest Rate, Stated Percentage		3.50%				3.50%
Debt Instrument, Maturity Year						2032
3.50% Subordinated Notes Due in 2032 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate		2.18%
5.50% Subordinated Notes Due in 2030 [Member]
Debt Instrument, Face Amount			$ 15,000,000			$ 15,000,000		$ 15,000,000
Debt Instrument, Interest Rate, Stated Percentage			5.50%			5.50%		5.50%
Debt Instrument, Maturity Year						2030		2030
5.50% Subordinated Notes Due in 2030 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Debt Instrument, Basis Spread on Variable Rate			5.09%
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Debt Instrument, Face Amount				$ 10,000,000		$ 0		$ 10,000,000
Debt Instrument, Interest Rate, Stated Percentage				5.75%				5.75%
Debt Instrument, Maturity Year				2022				2022
Eagle Bancorp Statutory Trust I [Member]
Subordinated Debt, Ending Balance									$ 5,155,000

Note 7 - Other Long-term Debt -

Note 7 - Other Long-term Debt - Summary of Other Long-term Debt (Details) - USD ($)	Sep. 30, 2022	Jan. 31, 2022	Dec. 31, 2021	Jun. 30, 2020	Feb. 28, 2017
Principal amount	$ 60,155,000		$ 30,155,000
Unamortized debt issuance costs	(1,107,000)		(286,000)
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Principal amount	0		10,000,000		$ 10,000,000
Unamortized debt issuance costs	0		(4,000)
5.50% Subordinated Notes Due in 2030 [Member]
Principal amount	15,000,000		15,000,000	$ 15,000,000
Unamortized debt issuance costs	(257,000)		(282,000)
3.50% Subordinated Notes Due in 2032 [Member]
Principal amount	40,000,000	$ 40,000,000	0
Unamortized debt issuance costs	(850,000)
Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Principal amount	$ 5,155,000		$ 5,155,000

Note 7 - Other Long-term Debt_3

Note 7 - Other Long-term Debt - Summary of Other Long-term Debt (Details) (Parentheticals)	1 Months Ended	9 Months Ended	12 Months Ended
	Feb. 28, 2017	Sep. 30, 2022	Dec. 31, 2021	Jan. 31, 2022	Jun. 30, 2020
5.75% Senior Unsecured Notes Due February 15, 2022 [Member]
Debt instrument, fixed interest rate	5.75%		5.75%
Debt instrument, maturity year	2022		2022
5.50% Subordinated Notes Due in 2030 [Member]
Debt instrument, fixed interest rate		5.50%	5.50%		5.50%
Debt instrument, maturity year		2030	2030
3.50% Subordinated Notes Due in 2032 [Member]
Debt instrument, fixed interest rate		3.50%		3.50%
Debt instrument, maturity year		2032
Variable Interest Rate Subordinated Debentures Due in 2035 [Member]
Debt instrument, maturity year		2035	2035
Variable Interest Rate Subordinated Debentures Due in 2035 [Member] | London Interbank Offered Rate (LIBOR) [Member]
Debt instrument, interest rate at 3-month LIBOR		1.42%	1.42%

Note 8 - Accumulated Other Co_3

Note 8 - Accumulated Other Comprehensive Income (Loss) - Activity in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Balance	$ 162,790	$ 152,744	$ 156,729	$ 152,938
Balance	151,274	156,523	151,274	156,523
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(19,081)	4,938	3,493	5,851
Other comprehensive income (loss), before reclassifications and income taxes	(16,009)	(578)	(46,657)	(1,818)
Amounts reclassified from accumulated other comprehensive loss, before income taxes	0	11	6	(11)
Income tax provision (benefit)	4,216	155	12,284	482
Total other comprehensive loss	(11,793)	(434)	(34,367)	(1,347)
Amounts reclassified from accumulated other comprehensive income, before income taxes	0	(11)	(6)	11
Total other comprehensive loss	(11,793)	(434)	(34,367)	(1,347)
Balance	$ (30,874)	$ 4,504	$ (30,874)	$ 4,504

Note 9 - Earnings Per Share (De

Note 9 - Earnings Per Share (Details Textual) - shares shares in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0

Note 9 - Earnings Per Share - C

Note 9 - Earnings Per Share - Computations of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Weighted average shares outstanding, basic (in shares)	7,793,485	6,525,509	7,241,520	6,691,256
Dilutive effect of stock compensation (in shares)	14,565	18,535	12,722	18,120
Diluted weighted average shares outstanding (in shares)	7,808,050	6,544,044	7,254,242	6,709,376
Net income available to common shareholders	$ 3,092	$ 4,746	$ 7,079	$ 12,692
Basic earnings per share (in dollars per share)	$ 0.40	$ 0.73	$ 0.98	$ 1.90
Diluted earnings per share (in dollars per share)	$ 0.40	$ 0.73	$ 0.98	$ 1.89

Note 10 - Derivatives and Hed_3

Note 10 - Derivatives and Hedging Activities (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Unrealized Gain (Loss) on Derivatives	$ 209,000	$ 373,000	$ (282,000)	$ (1,953,000)

Note 10 - Derivatives and Hed_4

Note 10 - Derivatives and Hedging Activities - Derivatives (Details) - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Interest Rate Lock Commitments [Member]
Notional amount	$ 53,275	$ 84,674
Fair value, asset	0	1,218
Fair value, liability	772	0
Interest Rate Forward Commitments [Member]
Notional amount	45,000	51,000
Fair value, asset	1,614	0
Fair value, liability	$ 0	$ 94

Note 11 - Fair Value of Finan_3

Note 11 - Fair Value of Financial Instruments - Financial Assets and Financial Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale securities	$ 351,949	$ 271,262
US Government Agencies Debt Securities [Member]
Available-for-sale securities	2,463	1,633
US Treasury and Government [Member]
Available-for-sale securities	56,069	53,183
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	168,882	123,667
Corporate Debt Securities [Member]
Available-for-sale securities	7,029	9,336
Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	30,486	14,636
Collateralized Mortgage Obligations [Member]
Available-for-sale securities	83,170	63,067
Asset-Backed Securities [Member]
Available-for-sale securities	3,850	5,740
Fair Value, Recurring [Member]
Loans held-for-sale	24,408	25,819
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	2,463	1,633
Fair Value, Recurring [Member] | US Treasury and Government [Member]
Available-for-sale securities	56,069	53,183
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	168,882	123,667
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	7,029	9,336
Fair Value, Recurring [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	30,486	14,636
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	83,170	63,067
Fair Value, Recurring [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	3,850	5,740
Fair Value, Recurring [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	1,614	94
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	772	1,218
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Loans held-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury and Government [Member]
Available-for-sale securities	56,069	53,183
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Loans held-for-sale	24,408	25,819
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	2,463	1,633
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury and Government [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	168,882	123,667
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	7,029	9,336
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	30,486	14,636
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	83,170	63,067
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	3,850	5,740
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	1,614	94
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury and Government [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Corporate Debt Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Asset-Backed Securities [Member]
Available-for-sale securities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Forward TBA Mortgage-backed Securities [Member]
Derivative liabilities	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member]
Interest rate lock commitments	$ 772	$ 1,218

Note 11 - Fair Value of Finan_4

Note 11 - Fair Value of Financial Instruments - Financial Assets and Financial Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Impaired loans	$ 218	$ 376
Real estate and other repossessed assets	0	4
Mortgage servicing rights	1,383	14,686
Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Real estate and other repossessed assets	0	0
Mortgage servicing rights	0	0
Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Real estate and other repossessed assets	0	0
Mortgage servicing rights	0	0
Fair Value, Inputs, Level 3 [Member]
Impaired loans	218	376
Real estate and other repossessed assets	0	4
Mortgage servicing rights	$ 1,383	$ 14,686

Note 11 - Fair Value of Finan_5

Note 11 - Fair Value of Financial Instruments - Financial Assets and Liabilities, Valuation Techniques and Significant Unobservable Inputs (Details)	Sep. 30, 2022
Measurement Input, Discount Rate [Member] | Valuation, Market Approach [Member] | Minimum [Member]
Impaired loans, input	0.10
Real estate and other repossessed assets, input	0.10
Measurement Input, Discount Rate [Member] | Valuation, Market Approach [Member] | Maximum [Member]
Impaired loans, input	0.30
Real estate and other repossessed assets, input	0.30
Measurement Input, Discount Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member]
Mortgage servicing rights, input	0.10
Measurement Input, Discount Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member]
Mortgage servicing rights, input	0.15
Measurement Input, Prepayment Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Minimum [Member]
Mortgage servicing rights, input	1.10
Measurement Input, Prepayment Rate [Member] | Valuation Technique, Discounted Cash Flow [Member] | Maximum [Member]
Mortgage servicing rights, input	2.65
Measurement Input, Pull-through Expectations [Member] | Valuation, Income Approach [Member] | Minimum [Member]
Interest rate lock commitments, input	0.80
Measurement Input, Pull-through Expectations [Member] | Valuation, Income Approach [Member] | Maximum [Member]
Interest rate lock commitments, input	0.95

Note 11 - Fair Value of Finan_6

Note 11 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs on Recurring Basis (Details) - Interest Rate Lock Commitments [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Beginning balance	$ 334	$ 2,949	$ 1,218	$ 6,017
Purchases and issuances	(640)	4,468	95	10,218
Sales and settlements	(466)	(5,089)	(2,085)	(13,907)
Ending balance	(772)	2,328	(772)	2,328
Net change in fair value for (losses) gains relating to items held at end of period	$ (1,106)	$ (621)	$ (1,990)	$ (3,689)

Note 11 - Fair Value of Finan_7

Note 11 - Fair Value of Financial Instruments - Estimated Fair Value and Carrying Amounts of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	$ 25,197	$ 61,434
FHLB stock	2,939	1,702
FRB stock	4,206	2,974
Loans receivable, gross	1,302,575	939,204
Accrued interest and dividends receivable	10,778	5,751
Mortgage servicing rights	19,303	14,686
Non-maturing interest-bearing deposits	935,208	703,948
Noninterest-bearing deposits	507,034	368,846
Time certificates of deposit	226,649	149,605
Accrued expenses and other liabilities	22,976	21,037
FHLB advances and other borrowings	15,580	5,003
Other long-term debt	55,988	29,299
Reported Value Measurement [Member]
Cash and cash equivalents	25,197	61,434
FHLB stock	2,939	1,702
FRB stock	4,206	2,974
Loans receivable, gross	1,312,154	933,139
Accrued interest and dividends receivable	10,778	5,751
Mortgage servicing rights	15,141	13,693
Non-maturing interest-bearing deposits	935,208	703,948
Noninterest-bearing deposits	507,034	368,846
Time certificates of deposit	232,008	149,755
Accrued expenses and other liabilities	22,976	21,037
FHLB advances and other borrowings	15,600	5,000
Other long-term debt	60,155	30,155
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	25,197	61,434
FHLB stock	2,939	1,702
FRB stock	4,206	2,974
Loans receivable, gross	0	0
Accrued interest and dividends receivable	10,778	5,751
Mortgage servicing rights	0	0
Non-maturing interest-bearing deposits	0	0
Noninterest-bearing deposits	507,034	368,846
Time certificates of deposit	0	0
Accrued expenses and other liabilities	22,976	21,037
FHLB advances and other borrowings	0	0
Other long-term debt	0	0
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	0	0
FHLB stock	0	0
FRB stock	0	0
Loans receivable, gross	0	0
Accrued interest and dividends receivable	0	0
Mortgage servicing rights	0	0
Non-maturing interest-bearing deposits	935,208	703,948
Noninterest-bearing deposits	0	0
Time certificates of deposit	0	0
Accrued expenses and other liabilities	0	0
FHLB advances and other borrowings	0	0
Other long-term debt	0	0
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	0	0
FHLB stock	0	0
FRB stock	0	0
Loans receivable, gross	1,302,575	939,204
Accrued interest and dividends receivable	0	0
Mortgage servicing rights	19,303	14,686
Non-maturing interest-bearing deposits	0	0
Noninterest-bearing deposits	0	0
Time certificates of deposit	226,649	149,605
Accrued expenses and other liabilities	0	0
FHLB advances and other borrowings	15,580	5,003
Other long-term debt	$ 55,988	$ 29,299