Charter Financial (CHFN) 10-Q 12 Aug 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Jun. 30, 2014	Aug. 06, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'Charter Financial Corp	'
Document Type	'10-Q	'
Current Fiscal Year End Date	'--09-30	'
Entity Common Stock, Shares Outstanding	'	19,316,371
Amendment Flag	'false	'
Entity Central Index Key	'0001478726	'
Entity Filer Category	'Smaller Reporting Company	'
Document Period End Date	30-Jun-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Financial Condition (USD $)	Jun. 30, 2014	Sep. 30, 2013
Assets	'	'
Cash and amounts due from depository institutions	$6,961,232	$10,069,875
Interest-earning deposits in other financial institutions	142,307,370	151,382,606
Cash and cash equivalents	149,268,602	161,452,481
Loans held for sale, fair value of $2,380,651 and $1,883,244	2,332,156	1,857,393
Securities available for sale	185,040,274	215,118,407
Federal Home Loan Bank stock	3,442,900	3,940,300
Loans receivable:	'	'
Loans receivable not covered under FDIC loss sharing agreements	521,035,113	480,152,265
Loan receivable covered under FDIC loss sharing agreements	71,883,355	112,915,868
Unamortized loan origination fees, net (non-covered loans)	-1,252,972	-1,100,666
Loans receivable, net	582,402,665	579,854,293
Other real estate owned:	'	'
Not covered under FDIC loss sharing agreements	1,331,356	1,615,036
Covered under FDIC loss sharing agreements	8,014,010	14,068,846
Accrued interest and dividends receivable	2,424,460	2,728,902
Premises and equipment, net	20,739,910	21,750,756
Goodwill	4,325,282	4,325,282
Other intangible assets, net of amortization	503,372	803,886
Cash surrender value of life insurance	46,851,349	39,825,881
FDIC receivable for loss sharing agreements	14,921,803	29,941,862
Deferred income taxes	10,750,880	11,350,745
Other assets	7,888,340	771,779
Total assets	1,040,237,359	1,089,405,849
Liabilities:	'	'
Deposits	729,608,889	751,296,668
FHLB advances	55,000,000	60,000,000
Advance payments by borrowers for taxes and insurance	931,770	1,054,251
Other liabilities	11,282,376	3,277,094
Total liabilities	796,823,035	815,628,013
Stockholders’ equity:	'	'
Common stock, $0.01 par value; 19,959,971 shares issued and outstanding at June 30, 2014 and 22,752,214 shares issued and outstanding at September 30, 2013	199,600	227,522
Preferred stock, $0.01 par value; 50,000,000 shares authorized at June 30, 2014 and September 30, 2013	0	0
Additional paid-in capital	138,090,060	171,729,570
Unearned compensation – ESOP	-5,984,317	-6,480,949
Retained earnings	111,784,129	110,141,286
Accumulated other comprehensive loss	-675,148	-1,839,593
Total stockholders’ equity	243,414,324	273,777,836
Total liabilities and stockholders’ equity	1,040,237,359	1,089,405,849
Covered Loans	'	'
Loans receivable:	'	'
Allowance for loan losses	-657,133	-3,924,278
Non Covered Loans	'	'
Loans receivable:	'	'
Allowance for loan losses	($8,605,698)	($8,188,896)

Unaudited_Condensed_Consolidat

Unaudited Condensed Consolidated Statements of Financial Condition (Parentheticals) (USD $)	Jun. 30, 2014	Sep. 30, 2013
Unaudited Condensed Consolidated Statements of Financial Condition [Abstract]	'	'
Loans held for sale, fair value	$2,380,651	$1,883,244
Common stock, par value (in USD per share)	$0.01	$0.01
Common stock, shares, issued (in shares)	19,959,971	22,752,214
Common stock, shares outstanding	19,959,971	22,752,214
Preferred stock, par value (in USD per share)	$0.01	$0.01
Preferred stock, shares authorized (in shares)	50,000,000	50,000,000

Unaudited_Condensed_Consolidat1

Unaudited Condensed Consolidated Statements of Income (USD $)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest income:	'	'	'	'
Loans receivable	$8,833,596	$9,642,115	$25,564,268	$29,969,312
Mortgage-backed securities and collateralized mortgage obligations	871,899	816,602	2,794,019	2,285,175
Federal Home Loan Bank stock	35,601	29,307	102,778	95,097
Other investment securities available for sale	18,286	41,817	56,314	136,289
Interest-earning deposits in other financial institutions	97,321	123,869	266,816	225,263
Amortization of FDIC loss share receivable	849,919	0	1,596,310	0
Total interest income	9,006,784	10,653,710	27,187,885	32,711,136
Interest expense:	'	'	'	'
Deposits	790,011	1,001,276	2,479,856	3,307,644
Borrowings	595,829	741,881	1,872,357	2,391,919
Total interest expense	1,385,840	1,743,157	4,352,213	5,699,563
Net interest income	7,620,944	8,910,553	22,835,672	27,011,573
Provision for loan losses, not covered under FDIC loss sharing agreements	0	500,000	300,000	1,100,000
Provision for covered loan losses	-834,086	41,838	-885,664	94,321
Net interest income after provision for loan losses	8,455,030	8,368,715	23,421,336	25,817,252
Noninterest income:	'	'	'	'
Service charges on deposit accounts	1,463,698	1,277,072	4,263,639	3,952,695
Bankcard fees	906,013	637,943	2,596,743	1,790,922
Gain on securities available for sale	200,704	0	200,704	219,913
Bank owned life insurance	278,487	211,491	925,467	694,431
Gain on sale of loans and loan servicing release fees	298,405	407,176	737,236	1,142,387
Brokerage commissions	124,128	153,205	452,479	468,543
FDIC receivable for loss sharing agreements accretion (impairment)	68,400	-114,993	61,533	218,918
Other	-104,205	90,602	1,330,929	362,959
Total noninterest income	3,235,630	2,662,496	10,568,730	8,850,768
Noninterest expenses:	'	'	'	'
Salaries and employee benefits	4,969,325	4,460,128	14,522,114	13,502,879
Occupancy	1,863,131	1,845,412	5,629,280	5,324,176
Legal and professional	369,360	458,735	1,309,946	1,275,322
Marketing	339,774	335,708	976,048	927,110
Federal insurance premiums and other regulatory fees	199,167	254,002	701,428	356,718
Net cost (benefit) of operations of real estate owned	87,846	-22,205	374,538	977,302
Furniture and equipment	225,753	203,276	550,200	615,235
Postage, office supplies and printing	239,874	282,903	646,500	807,034
Core deposit intangible amortization expense	94,454	116,317	300,514	364,716
Other	646,682	829,473	1,805,148	2,694,791
Total noninterest expenses	9,035,366	8,763,749	26,815,716	26,845,283
Income before income taxes	2,655,294	2,267,462	7,174,350	7,822,737
Income tax expense	870,116	649,513	2,261,294	2,486,092
Net income	$1,785,178	$1,617,949	$4,913,056	$5,336,645
Basic net income per share (in USD per share)	$0.09	$0.07	$0.23	$0.26
Diluted net income per share (in USD per share)	$0.09	$0.07	$0.22	$0.26
Weighted average number of common shares outstanding (in shares)	20,746,759	21,747,891	21,486,082	20,165,850
Weighted average number of common and potential common shares outstanding (in shares)	21,300,951	21,878,502	22,040,274	20,296,461

Unaudited_Condensed_Consolidat2

Unaudited Condensed Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Net income	$1,785,178	$1,617,949	$4,913,056	$5,336,645
Less reclassification adjustment for net gains realized in net income, net of taxes of $(77,472), $0, $(77,472) and $(84,887), respectively	-123,232	0	-123,232	-135,026
Net unrealized holding gains (losses) on investment and mortgage securities available for sale arising during the period, net of taxes of $778,224, $(1,044,576), $809,517 and $(1,389,447), respectively	1,237,900	-1,661,580	1,287,677	-2,210,157
Comprehensive income	$2,899,846	($43,631)	$6,077,501	$2,991,462

Unaudited_Condensed_Consolidat3

Unaudited Condensed Consolidated Statements of Comprehensive Income (Parentheticals) (USD $)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Taxes on reclassification adjustment for net gains realized in net income	($77,472)	$0	($77,472)	($84,887)
Tax on net unrealized holding gains (losses) on investment and mortgage securities available for sale arising during the year	$778,224	($1,044,576)	$809,517	($1,389,447)

Unaudited_Condensed_Consolidat4

Unaudited Condensed Consolidated Statements Of Stockholders’ Equity (USD $)	Total	Common stock	Additional paid-in capital	Treasury stock	Unearned compensation ESOP	Retained earnings	Accumulated other comprehensive income (loss)
Balance at Sep. 30, 2012	$142,520,768	$198,592	$73,483,605	($39,362,686)	($3,571,121)	$111,568,998	$203,380
Net income	6,256,417	'	'	'	'	6,256,417	'
Dividends paid, $0.15 and $0.35 per share in the QTD June 30, 2014 and YTD Sept 30, 2013, respectively	-7,684,129	'	'	'	'	-7,684,129	'
Elimination of First Charter, MHC entity	229,564	'	229,564	'	'	'	'
Change in unrealized loss on securities	-2,042,973	'	'	'	'	'	-2,042,973
Allocation of ESOP common stock	210,874	'	31,592	'	179,282	'	'
Interest capitalization into ESOP loan	-50,279	'	'	'	-50,279	'	'
Restricted stock expense	53,042	'	-700,380	753,422	'	'	'
Stock option expense	69,581	'	69,581	'	'	'	'
Issuance of common stock in offering (in shares)	'	2,892,995	'	'	'	'	'
Issuance of common stock, restricted stock	135,378,486	28,930	98,615,608	39,772,779	-3,038,831	'	'
Repurchase of shares	-1,163,515	'	'	-1,163,515	'	'	'
Common stock, shares outstanding	22,752,214	22,752,214	'	'	'	'	'
Balance at Sep. 30, 2013	273,777,836	227,522	171,729,570	'	-6,480,949	110,141,286	-1,839,593
Net income	4,913,056	'	'	'	'	4,913,056	'
Dividends paid, $0.15 and $0.35 per share in the QTD June 30, 2014 and YTD Sept 30, 2013, respectively	-3,270,213	'	'	'	'	-3,270,213	'
Change in unrealized loss on securities	1,164,445	'	'	'	'	'	1,164,445
Allocation of ESOP common stock	592,857	'	96,225	'	496,632	'	'
Restricted stock expense	464,382	'	464,382	'	'	'	'
Stock option expense	226,411	'	226,411	'	'	'	'
Issuance of common stock in offering (in shares)	'	360,751	'	'	'	'	'
Issuance of common stock, restricted stock	'	3,608	-3,608	'	'	'	'
Stock repurchased during period (in shares)	'	-3,152,994	'	'	'	'	'
Repurchase of shares	-34,454,450	-31,530	-34,422,920	'	'	'	'
Common stock, shares outstanding	19,959,971	19,959,971	'	'	'	'	'
Balance at Jun. 30, 2014	$243,414,324	$199,600	$138,090,060	$0	($5,984,317)	$111,784,129	($675,148)

Unaudited_Condensed_Consolidat5

Unaudited Condensed Consolidated Statements Of Stockholders’ Equity (Parentheticals) (USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Unaudited Condensed Consolidated Statements Of Stockholders’ Equity [Abstract]	'	'
Dividends paid (in USD per share)	$0.15	$0.35

Unaudited_Condensed_Consolidat6

Unaudited Condensed Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:	'	'
Net income	$4,913,056	$5,336,645
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Provision for loan losses, not covered under FDIC loss sharing agreements	300,000	1,100,000
Provision for covered loan losses	-885,664	94,321
Provision for FDIC receivable impairment	225,000	0
Depreciation and amortization	1,061,183	1,199,400
Deferred income tax expense (benefit)	0	-463,068
Accretion and amortization of premiums and discounts, net	1,534,790	2,181,840
Accretion of fair value discounts related to covered loans	-4,288,711	-7,129,470
Accretion of fair value discounts related to FDIC receivable	-286,533	-218,918
FDIC indemnification asset amortization	1,596,310	0
Write down of asset held for sale	271,146	0
Gain on sale of loans and loan servicing release fees	-737,236	-1,142,387
Proceeds from sale of loans	30,154,817	41,438,733
Originations and purchases of loans held for sale	-29,892,344	-40,647,353
Gain on securities available for sale	-200,704	-219,913
Write down of real estate owned	341,182	1,536,183
Gain on sale of real estate owned	-145,283	-480,216
Restricted stock award expense	464,382	41,022
Stock option expense	226,411	69,581
Increase in cash surrender value on bank owned life insurance	-925,467	-694,431
Changes in assets and liabilities:	'	'
Decrease in accrued interest and dividends receivable	304,442	290,175
Decrease in other assets	993,834	1,179,087
Increase (decrease) in other liabilities	763,627	-3,731,684
Net cash provided by (used in) operating activities	5,788,238	-260,453
Cash flows from investing activities:	'	'
Proceeds from sales of securities available for sale	9,373,962	13,952,478
Principal collections on securities available for sale	20,612,236	35,243,573
Purchase of securities available for sale	-9,590,241	-101,314,868
Proceeds from maturities or calls of securities available for sale	10,112,400	9,431,500
Proceeds from redemption of FHLB stock	497,400	882,900
Net (increase) decrease in loans receivable	-2,568,653	21,456,997
Net decrease (increase) in FDIC receivable	13,281,350	-3,022,147
Proceeds from sale of real estate owned	11,241,205	19,431,516
Purchase of bank owned life insurance	-6,100,000	-5,500,000
Purchases of premises and equipment	-296,853	-372,371
Net cash provided by investing activities	46,562,806	-9,810,422
Cash flows from financing activities:	'	'
Purchase of treasury stock and conversion expense	0	-1,163,515
First Charter elimination	0	229,564
Repurchase of shares	-34,454,450	0
Issuance of common stock in offering	0	135,378,486
Dividends paid	-3,270,213	-1,097,161
Decrease in deposits	-21,687,779	-30,480,820
Principal payments on Federal Home Loan Bank advances	-5,000,000	-11,000,000
Net (decrease) increase in advance payments by borrowers for taxes and insurance	-122,481	33,162
Net cash (used in) provided by financing activities	-64,534,923	91,899,716
Net increase in cash and cash equivalents	-12,183,879	81,828,841
Cash and cash equivalents at beginning of period	161,452,481	108,828,220
Cash and cash equivalents at end of period	149,268,602	190,657,061
Supplemental disclosures of cash flow information:	'	'
Interest paid	4,375,577	5,785,008
Supplemental disclosure of noncash activities:	'	'
Issuance of common stock under stock benefit plan	592,857	210,874
Unrealized gain (loss) on securities available for sale, net	$1,164,445	($2,345,183)

Nature_of_Operations

Nature of Operations	9 Months Ended
	Jun. 30, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Nature of Operations	'
	Nature of Operations
	On April 8, 2013, Charter Financial Corporation, a Maryland corporation (“Charter Financial” or the “Company”), completed its conversion and reorganization pursuant to which First Charter, MHC, our federally chartered mutual holding company, was converted to the stock holding company form of organization. Charter Financial sold 14,289,429 shares of common stock at $10.00 per share, for gross offering proceeds of $142.9 million in its stock offering. CharterBank (the “Bank”), as of April 8, 2013, is 100% owned by Charter Financial and Charter Financial is 100% owned by public stockholders. Concurrent with the completion of the offering, shares of common stock of Charter Financial Corporation, the former federally chartered corporation (“Charter Federal”), were converted into the right to receive 1.2471 shares of Charter Financial’s common stock for each share of Charter Federal common stock that was owned immediately prior to completion of the transaction. As of April 8, 2013, Charter Federal and First Charter, MHC ceased to exist. As part of the elimination, the net asset position of First Charter, MHC, in the amount of $229,564, was assumed by Charter Financial. Any reference to the Company following April 8, 2013 refers to Charter Financial Corporation, a Maryland corporation. In regards to weighted average shares outstanding, share and per share amounts held by the public prior to April 8, 2013, have been restated to reflect the completion of the second-step conversion at a conversion ratio of 1.2471 unless noted otherwise.

Basis_of_Presentation

Basis of Presentation	9 Months Ended
	Jun. 30, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]	'
Basis of Presentation	'
	Basis of Presentation
	The accompanying unaudited interim consolidated financial statements of Charter Financial Corporation and subsidiary include the accounts of the Company and the Bank as of June 30, 2014 and September 30, 2013 (derived from audited financial statements), and for the three- and nine-month periods ended June 30, 2014 and 2013. All intercompany accounts and transactions have been eliminated in consolidation. The unaudited interim consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the rules and regulations of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, the unaudited interim condensed consolidated financial statements include all necessary adjustments, consisting of normal recurring accruals, necessary for a fair presentation for the periods presented. The results of operations for the three- and nine-month periods ended June 30, 2014 are not necessarily indicative of the results that may be expected for the entire year or any other interim period.
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, the estimates used for fair value acquisition accounting and the Federal Deposit Insurance Corporation receivable for loss sharing agreements, estimate of expected cash flows on purchased impaired and other acquired loans, and the assessment for other-than-temporary impairment of investment securities, mortgage-backed securities, collateralized mortgage-backed securities and collateralized mortgage obligations. Certain reclassifications of prior fiscal year balances have been made to conform to classifications used in the current fiscal year. These reclassifications did not change net income or stockholders' equity.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Jun. 30, 2014
Accounting Changes and Error Corrections [Abstract]	'
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements
	In January 2014, the FASB issued ASU No. 2014-04, "Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure." The objective of this guidance is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. ASU No. 2014-04 states that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU No. 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU No. 2014-04 is effective for interim and annual reporting periods beginning after December 15, 2014. The adoption of ASU No. 2014-04 is not expected to have a material impact on the Company's Consolidated Financial Statements.

Securities_Available_for_Sale

Securities Available for Sale	9 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Securities Available for Sale	'
	Securities Available for Sale
	Securities available for sale are summarized as follows:
		June 30, 2014
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	17,538,934			$	41,692			$	—		$	17,580,626
	Mortgage-backed securities:
	FHLMC certificates	46,220,504				449,391				(401,937		)	46,267,958
	FNMA certificates	108,664,681				636,465				(1,806,152		)	107,494,994
	GNMA certificates	1,604,982				117,934				—			1,722,916
	Collateralized mortgage obligations:
	FHLMC	53,221				4,308				—			57,529
	FNMA	82,447				1,919				—			84,366
	Private-label mortgage securities: (1)
	Investment grade	1,586,789				15,154				(49,376		)	1,552,567
	Split rating (2)	1,127,126				3,714				—			1,130,840
	Non-investment grade	9,184,541				52,731				(88,794		)	9,148,478
	Total	$	186,063,225			$	1,323,308			$	(2,346,259	)	$	185,040,274
	________________________________
	-1	Credit ratings are current as of June 30, 2014.
	-2	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2013
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	14,897,685			$	16,733			$	(826	)	$	14,913,592
	U.S. government sponsored entities	5,025,898				4,145				—			5,030,043
	Mortgage-backed securities:
	FNMA certificates	118,466,995				526,825				(2,692,511		)	116,301,309
	GNMA certificates	1,727,789				117,828				—			1,845,617
	FHLMC certificates	53,419,411				330,921				(584,915		)	53,165,417
	Collateralized mortgage-backed securities:
	FNMA	7,189,766				66,719				—			7,256,485
	Collateralized mortgage obligations:
	FNMA	2,207,643				66,727				—			2,274,370
	FHLMC	372,444				35,410				—			407,854
	Private-label mortgage securities:
	Investment grade	2,010,627				29,388				(90,020		)	1,949,995
	Split rating (1)	1,292,942				—				(54,434		)	1,238,508
	Non-investment grade	11,294,468				—				(559,251		)	10,735,217
	Total	$	217,905,668			$	1,194,696			$	(3,981,957	)	$	215,118,407
	______________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
	The amortized cost and estimated fair value of investment securities available for sale as of June 30, 2014, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. All of the municipal bonds in the table below are pre-funded and are expected to be prepaid before contractual maturity.
		Amortized Cost				Estimated Fair Value
	Less than 1 year	$	—			$	—
	1-5 years	2,984,743				2,991,741
	Greater than 5 years	14,554,191				14,588,885
	Mortgage-backed securities	168,524,291				167,459,648
	Total	$	186,063,225			$	185,040,274
	Proceeds from called or matured securities available for sale during the nine months ended June 30, 2014 and 2013, were $10.1 million and $9.4 million, respectively. Proceeds from sales for the nine months ended June 30, 2014 and 2013, were $9.4 million and $14.0 million, respectively. Gross realized gains on the sale of these securities were $202,053 and $219,913 for the nine months ended June 30, 2014 and 2013, respectively. Gross realized losses on the sale of these securities were $1,349 for the nine months ended June 30, 2014. There were no losses realized for the nine months ended June 30, 2013.
	Securities available for sale with an aggregate carrying amount of $105.1 million and $149.2 million at June 30, 2014 and September 30, 2013, respectively, were pledged to secure FHLB advances.
	Securities available for sale that had been in a continuous unrealized loss position for less than 12 months at June 30, 2014 and September 30, 2013 are as follows:
		June 30, 2014
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Collateralized mortgage obligations:
	Private-label mortgage securities	$	2,215,233			$	(55,997	)		$	2,159,236
	Total	$	2,215,233			$	(55,997	)		$	2,159,236
		September 30, 2013
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	722,803			$	(51	)		$	722,752
	Mortgage-backed securities:
	FHLMC certificates	21,328,101				(584,915		)		20,743,186
FNMA certificates	92,575,581				(2,692,511		)		89,883,070
Collateralized mortgage obligations:
Private-label mortgage securities	3,764,878				(147,843		)		3,617,035
Total	$	118,391,363			$	(3,425,320	)		$	114,966,043
Securities available for sale that had been in a continuous unrealized loss position for greater than 12 months at June 30, 2014 and September 30, 2013 are as follows:
	June 30, 2014
	Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
Mortgage-backed securities:
FHLMC certificates	$	19,552,348			$	(401,937	)		$	19,150,411
FNMA certificates	79,363,160				(1,806,152		)		77,557,008
Collateralized mortgage obligations:
Private-label mortgage securities	4,400,049				(82,173		)		4,317,876
Total	$	103,315,557			$	(2,290,262	)		$	101,025,295
	September 30, 2013
	Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
Other investment securities:
Tax-free municipals	$	253,404			$	(775	)		$	252,629
Collateralized mortgage obligations:
Private-label mortgage securities	9,971,596				(555,862		)		9,415,734
Total	$	10,225,000			$	(556,637	)		$	9,668,363
At June 30, 2014 the Company had approximately $138,000 of gross unrealized losses on private-label mortgage securities with aggregate amortized cost of approximately $6.6 million. During the quarter ended June 30, 2014 the Company did not record any other than temporary impairment charges. Other than previously stated, the Company is projecting that it will receive all contractual cash flows so there is no break in yield or additional other than temporary impairment.
Regularly, the Company performs an assessment to determine whether there have been any events or economic circumstances to indicate that a security on which there is an unrealized loss is impaired other-than-temporarily. The assessment considers many factors including the severity and duration of the impairment, the Company’s intent and ability to hold the security for a period of time sufficient for recovery in value, recent events specific to the industry, and current characteristics of each security such as delinquency and foreclosure levels, credit enhancements, and projected losses and loss coverage ratios. It is possible that the underlying collateral of these securities will perform worse than current expectations, which may lead to adverse changes in cash flows on these securities and potential future other-than-temporary impairment losses. Events that may trigger material declines in fair values for these securities in the future include but are not limited to, deterioration of credit metrics, significantly higher levels of default and severity of loss on the underlying collateral, deteriorating credit enhancement and loss coverage ratios, or further illiquidity. All of these securities were evaluated for other-than-temporary impairment based on an analysis of the factors and characteristics of each security as previously enumerated. The Company considers these unrealized losses to be temporary impairment losses primarily because of continued sufficient levels of credit enhancements and credit coverage levels of less senior tranches to tranches held by the Company. The Company analyzed its investment portfolio as of June 30, 2014 for compliance with the new bank investment criteria under the Volcker Rule. The Company does not believe it currently holds any investments affected by the Volcker Rule.
The following table summarizes the changes in the amount of credit losses on the Company’s investment securities recognized in earnings for the three and nine months ended June 30, 2014 and 2013:
	Three Months Ended								Nine Months Ended
	June 30,								June 30,
	2014				2013				2014			2013
Beginning balance of credit losses previously recognized in earnings	$	380,446			$	380,446			$	380,446		$	380,446
Amount related to credit losses for securities for which an other-than-temporary impairment was not previously recognized in earnings	—				—				—			—
Amount related to credit losses for securities for which an other-than-temporary impairment was previously recognized in earnings	—				—				—			—
Ending balance of cumulative credit losses recognized in earnings	$	380,446			$	380,446			$	380,446		$	380,446
The following table shows issuer-specific information, including current par value, book value, fair value, credit rating and unrealized gain (loss) for the Company's portfolio of non-agency collateralized mortgage obligations as of June 30, 2014:
Cusip		Description		Credit Rating (1)						Cumulative Net Impairment Losses Recognized in Earnings			Current Par Value		Book Value		Market Value		Unrealized
																			Gain (Loss)
				Moody		S&P		Fitch		(dollars in thousands)
Investment Grade
36228FQF6		GSR 2003-4F 1A2		n/a		AA+		BBB		$	—		$	204	$	204	$	213	$	9
55265KL80		MASTR 2003-8 4A1		n/a		A+		AAA		—			378		376		382		6
86359BVF5		SARM 2004-6 3A3		n/a		A+		n/a		—			1,007		1,007		958		(49		)
		Total								$	—		$	1,589	$	1,587	$	1,553	$	(34	)
Split Rating
17307GDL9		CMLTI 2004-HYB1 A31		B1		n/a		BBB		$	—		$	1,127	$	1,127	$	1,131	$	4
		Total								$	—		$	1,127	$	1,127	$	1,131	$	4
Non-Investment Grade
576433UQ7		MARM 2004-13 B1		NR		CCC		n/a		$	380		$	3,773	$	3,393	$	3,360	$	(33	)
576433VN3		MARM 2004-15 4A1		B3		n/a		CCC		—			2,215		2,215		2,159		(56		)
576433QD1		MARM 2004-7 5A1		Ba3		BB		n/a		—			3,577		3,576		3,629		53
		Total								$	380		$	9,565	$	9,184	$	9,148	$	(36	)
		Grand Total								$	380		$	12,281	$	11,898	$	11,832	$	(66	)
______________________________
-1	Credit ratings are current as of June 30, 2014.
Changes in accumulated other comprehensive income by component for the three and nine months ended June 30, 2014 and 2013 are shown in the table below. All amounts are net of tax. The line item affected in the consolidated statements of income by the reclassified amounts is gain on securities available for sale.
	Unrealized Losses on Available-for-Sale Securities
	Three Months Ended June 30,								Nine Months Ended June 30,
	2014				2013				2014			2013
Beginning balance	$	(1,789,816	)		$	(480,223	)		$	(1,839,593	)	$	203,380
Other comprehensive income (loss) before reclassifications	1,237,900				(1,661,580		)		1,287,677			(2,210,157		)
Amounts reclassified from accumulated other comprehensive loss	(123,232		)		—				(123,232		)	(135,026		)
Net current-period other comprehensive income (loss)	1,114,668				(1,661,580		)		1,164,445			(2,345,183		)
Ending balance	$	(675,148	)		$	(2,141,803	)		$	(675,148	)	$	(2,141,803	)

Loans_Receivable

Loans Receivable	9 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Loans Receivable	'
	Loans Receivable
	Loans not covered by loss share agreements are summarized as follows:
		30-Jun-14				30-Sep-13
	Loans not covered by loss sharing agreements:
	1-4 family residential real estate	$	139,803,283			$	124,571,147
	Commercial real estate	284,590,745				269,609,005
	Commercial	21,171,528				23,773,942
	Real estate construction	58,459,401				44,653,355
	Consumer and other	17,010,156				17,544,816
	Loans receivable, net of undisbursed proceeds of loans in process	521,035,113				480,152,265
	Less:
	Unamortized loan origination fees, net	1,252,972				1,100,666
	Allowance for loan losses	8,605,698				8,188,896
	Total loans not covered, net	$	511,176,443			$	470,862,703
	The carrying amount of covered loans at June 30, 2014 and September 30, 2013, consisted of impaired loans at acquisition date and all other acquired loans and are presented in the following tables.
		June 30, 2014
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	4,186,100			$	5,242,694			$	9,428,794
	Commercial real estate	31,242,777				35,631,745				66,874,522
	Commercial	1,917,149				2,179,777				4,096,926
	Real estate construction	—				—				—
	Consumer and other	562,127				2,143,856				2,705,983
	Loans receivable, gross	37,908,153				45,198,072				83,106,225
	Less:
	Nonaccretable difference	4,406,774				770,864				5,177,638
	Allowance for covered loan losses	100,074				557,059				657,133
	Accretable discount	3,377,453				2,496,255				5,873,708
	Discount on acquired performing loans	—				151,234				151,234
	Unamortized loan origination fees, net	—				20,290				20,290
	Total loans covered, net	$	30,023,852			$	41,202,370			$	71,226,222
		September 30, 2013
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	4,316,008			$	6,285,647			$	10,601,655
	Commercial real estate	46,170,021				61,572,581				107,742,602
	Commercial	2,844,456				4,039,892				6,884,348
	Real estate construction	—				—				—
	Consumer and other	500,382				2,894,282				3,394,664
	Loans receivable, gross	53,830,867				74,792,402				128,623,269
	Less:
	Nonaccretable difference	7,757,070				3,076,192				10,833,262
	Allowance for covered loan losses	705,446				3,218,832				3,924,278
	Accretable discount	3,508,430				1,164,941				4,673,371
	Discount on acquired performing loans	—				177,858				177,858
	Unamortized loan origination fees, net	—				22,910				22,910
	Total loans covered, net	$	41,859,921			$	67,131,669			$	108,991,590
	The following table documents changes in the accretable discount on acquired FAS ASC 310-30 loans during the nine months ended June 30, 2014 and the year ended September 30, 2013:
		Impaired Loans At Acquisition				All Other Acquired Loans				Total Covered Loans
	Balance, September 30, 2012	$	9,869,297			$	3,055,050			$	12,924,347
	Loan accretion	(6,834,946		)		(1,957,057		)		(8,792,003		)
	Transfer from nonaccretable difference	474,079				66,948				541,027
	Balance, September 30, 2013	3,508,430				1,164,941				4,673,371
	Loan accretion	(2,580,977		)		(1,707,734		)		(4,288,711		)
	Transfer from nonaccretable difference	2,450,000				3,039,048				5,489,048
	Balance, June 30, 2014	$	3,377,453			$	2,496,255			$	5,873,708
	The following is a summary of transactions during the three and nine months ended June 30, 2014 and 2013 in the allowance for loan losses on loans covered by loss sharing:
		Three Months Ended								Nine Months Ended
		June 30,								June 30,
		2014				2013				2014			2013
	Balance, beginning of period	$	2,268,000			$	6,951,125			$	3,924,278		$	10,340,815
	Loans charged off, gross	(385,900		)		(1,489,057		)		(524,784		)	(6,123,063		)
	Recoveries on loans previously charged off	9,119				—				93,269			10,650
(Benefit) provision for loan losses (reversed) charged to FDIC receivable	—				224,919				(1,549,966		)	1,406,102
Transfer of allowance on acquired NCB non-single family loans	(400,000		)		—				(400,000		)	—
(Benefit) provision for loan losses (reversed) charged to operations	(834,086		)		41,838				(885,664		)	94,321
Balance, end of period	$	657,133			$	5,728,825			$	657,133		$	5,728,825
The following table documents changes in the carrying value of the FDIC receivable for loss sharing agreements relating to covered loans and other real estate owned during the nine months ended June 30, 2014 and the year ended September 30, 2013:
	Nine Months Ended				Year Ended
	June 30, 2014				30-Sep-13
Balance, beginning of period	$	29,941,862			$	35,135,533
Payments received from FDIC	(9,110,380		)		(480,550		)
Accretion of fair value adjustment	286,533				675,696
Impairment	(225,000		)		(642,461		)
Amortization	(1,596,310		)		—
Recovery of previous loss reimbursements	(5,198,225		)		(12,847,769		)
Reduction in previous loss estimates	(1,549,966		)		(3,426,783		)
Provision for estimated losses on covered assets recognized in noninterest expense	566,435				7,691,463
External expenses qualifying under loss sharing agreements	1,806,854				3,836,733
Balance, end of period	$	14,921,803			$	29,941,862
During the quarterly reevaluation of cash flows on acquired loans, the Company revised its estimate of cash flows related to covered loans resulting in a transfer of $1.8 million from nonaccretable discount to accretable yield related to the MCB and FNB loss sharing agreements. In accordance with accounting guidance, the transferred amount will be accreted into income prospectively over the estimated remaining life of the loan pools. There was also a transfer of $1.2 million from NCB's allowance discount with $400,000 being transferred into the non-covered allowance and approximately $834,000 posted as a negative provision. Concurrently, approximately $2.5 million which previously represented cash flows receivable from the FDIC and included in the FDIC receivable for loss sharing agreements on the balance sheet will be amortized into interest income over the remaining life of the loan pools or the agreements with the FDIC, whichever is shorter.
Loan Origination and Risk Management. The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and nonperforming and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions.
Commercial real estate loans are generally made by the Company to Georgia, Alabama or Florida Panhandle entities and are secured by properties in these states. Commercial real estate lending involves additional risks compared to one- to four-family residential lending. Repayment of commercial real estate loans often depends on the successful operations and income stream of the borrowers, and commercial real estate loans typically involve larger loan balances to single borrowers or groups of related borrowers compared to residential real estate loans. The Company’s underwriting criteria for commercial real estate loans include maximum loan-to-value ratios, debt coverage ratios, secondary sources of repayment, guarantor requirements, net worth requirements and quality of cash flow. As part of the loan approval and underwriting of commercial real estate loans, management undertakes a cash flow analysis, and requires a debt-service coverage ratio of at least 1.15 times. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. At June 30, 2014, approximately 31.0% of the outstanding principal balance of the Company’s commercial real estate loans was secured by owner-occupied properties.
The Company makes construction and land development loans primarily for the construction of one- to four-family residences but also for multi-family and nonresidential real estate projects on a select basis. While current market conditions have suppressed demand for construction and land loans, there are opportunities to lend to quality borrowers in the Company’s market area for construction loans. The Company offers two principal types of construction loans: builder loans, including both speculative (unsold) and pre-sold loans to pre-approved local builders; and construction/permanent loans to property owners that are converted to permanent loans at the end of the construction phase. The number of speculative loans that management will extend to a builder at one time depends upon the financial strength and credit history of the builder. The Company’s construction loan program is expected to remain a modest portion of the loan volume and management generally limits the number of outstanding loans on unsold homes under construction within a specific area.
The Company also originates first and second mortgage loans secured by one- to four-family residential properties within Georgia, Alabama and the Florida Panhandle. Management utilizes a centralized processing location to reduce the underwriting risk. The Company originates both fixed rate and adjustable rate one- to four-family residential mortgage loans. Fixed rate 30-year conforming loans are generally originated for resale into the secondary market on a servicing-released basis and loans that are non-conforming due to property exceptions and that have adjustable rates are generally retained in the Company’s portfolio. The non-conforming loans originated are not considered to be subprime loans and the amount of subprime and low documentation loans held by the Company is not material.
The majority of the Company’s non-mortgage loans consist of consumer loans, including loans on deposits, second mortgage loans, home equity lines of credit, automobile loans and various other installment loans. The Company primarily offers consumer loans (excluding second mortgage loans and home equity lines of credit) as an accommodation to customers. Consumer loans tend to have a higher credit risk than residential mortgage loans because they may be secured by rapidly depreciable assets, or may be unsecured. The Company’s consumer lending generally follows accepted industry standards for non sub-prime lending, including credit scores and debt to income ratios. The Company also offers home equity lines of credit as a complement to one- to four-family residential mortgage lending. The underwriting standards applicable to home equity credit lines are similar to those for one- to four-family residential mortgage loans, except for slightly more stringent credit-to-income and credit score requirements. Home equity loans are generally limited to 80% of the value of the underlying property unless the loan is covered by private mortgage insurance or a loss sharing agreement. At June 30, 2014, the Company had $12.0 million of home equity lines of credit and second mortgage loans not covered by FDIC loss sharing agreements (“loss sharing”).
The Company’s commercial business loans are generally limited to terms of five years or less. Management typically collateralizes these loans with a lien on commercial real estate or, very rarely, with a lien on business assets and equipment. Management also generally requires the personal guarantee of the business owner. Interest rates on commercial business loans are generally higher than interest rates on residential or commercial real estate loans due to the risk inherent in this type of loan. Commercial business loans are generally considered to have more risk than residential mortgage loans or commercial real estate loans because the collateral may be in the form of intangible assets and/or readily depreciable inventory. Commercial business loans may also involve relatively large loan balances to single borrowers or groups of related borrowers, with the repayment of such loans typically dependent on the successful operation and income stream of the borrower. Such risks can be significantly affected by economic conditions. In addition, commercial business lending generally requires substantially greater supervision efforts by Management compared to residential mortgage or commercial real estate lending.
The Company maintains an internal loan review function that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. The Company further engages an independent, external loan reviewer on an annual basis.
Nonaccrual and Past Due Loans. Nonaccrual loans not covered by loss sharing, segregated by class of loans were as follows:
	June 30, 2014 (1)				September 30, 2013
1-4 family residential real estate	$	1,102,400			$	1,507,760
Commercial real estate	2,902,285				1,120,938
Commercial	180,463				161,036
Consumer and other	58,131				84,208
Total	$	4,243,279			$	2,873,942
__________________________________
-1	Acquired Neighborhood Community Bank FAS ASC 310-30 loans that are no longer covered under the commercial loss sharing agreement with the FDIC are excluded from this table. Due to the recognition of accretion income established at the time of acquisition, the FAS ASC 310-30 loans that are greater than 90 days delinquent are regarded as accruing loans.
An age analysis of past due loans not covered by loss sharing, segregated by class of loans at June 30, 2014 and September 30, 2013 were as follows:
June 30, 2014
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing (1)
1-4 family residential real estate		$	1,745,765			$	390,621			$	2,136,386		$	137,666,897		$	139,803,283		$	237,541
Commercial real estate		2,297,923				1,674,934				3,972,857			280,617,888			284,590,745			1,124,260
Commercial		101,760				17,600				119,360			21,052,168			21,171,528			234
Real estate construction		—				—				—			58,459,401			58,459,401			—
Consumer and other		124,439				30,334				154,773			16,855,383			17,010,156			—
		$	4,269,887			$	2,113,489			$	6,383,376		$	514,651,737		$	521,035,113		$	1,362,035
__________________________________
-1	Previously covered loans in the amount of $1,124,494 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
September 30, 2013
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing
1-4 family residential real estate		$	1,116,477			$	47,283			$	1,163,760		$	123,407,387		$	124,571,147		$	47,283
Commercial real estate		524,803				836,510				1,361,313			268,247,692			269,609,005			—
Commercial		113,019				—				113,019			23,660,923			23,773,942			—
Real estate construction		37,312				—				37,312			44,616,043			44,653,355			—
Consumer and other		144,990				—				144,990			17,399,826			17,544,816			—
		$	1,936,601			$	883,793			$	2,820,394		$	477,331,871		$	480,152,265		$	47,283
An age analysis of past due loans covered by loss sharing, segregated by class of loans at June 30, 2014 and September 30, 2013 were as follows:
June 30, 2014
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
																Loans (1)			Accruing (2)
1-4 family residential real estate		$	153,428			$	939,931			$	1,093,359		$	7,387,609		$	8,480,968		$	939,931
Commercial real estate		1,505,008				1,769,255				3,274,263			59,525,687			62,799,950			1,769,255
Commercial		260,825				446,653				707,478			2,816,241			3,523,719			446,653
Real estate construction		—				—				—			—			—			—
Consumer and other		96,965				—				96,965			2,369,853			2,466,818			—
		$	2,016,226			$	3,155,839			$	5,172,065		$	72,099,390		$	77,271,455		$	3,155,839
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $6,024,942 of accretable discounts and discounts on acquired performing loans.
-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
September 30, 2013
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
																Loans (1)			Accruing (2)
1-4 family residential real estate		$	414,577			$	937,974			$	1,352,551		$	7,991,686		$	9,344,237		$	937,974
Commercial real estate		2,948,186				6,926,620				9,874,806			87,261,044			97,135,850			6,926,620
Commercial		534,363				611,305				1,145,668			3,950,836			5,096,504			611,305
Real estate construction		—				—				—			—			—			—
Consumer and other		2,901				97,747				100,648			2,188,490			2,289,138			97,747
		$	3,900,027			$	8,573,646			$	12,473,673		$	101,392,056		$	113,865,729		$	8,573,646
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $4,851,229 of accretable discounts and discounts on acquired performing loans.
-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
Impaired Loans. The Company evaluates “impaired” loans, which includes nonperforming loans and accruing troubled debt restructured loans, having risk characteristics that are unique to an individual borrower on a loan-by-loan basis with balances above a specified level. For smaller loans, the allowance is calculated based on the credit grade utilizing historical loss experience and other qualitative factors.
Impaired loans not covered by loss sharing, segregated by class of loans were as follows:
June 30, 2014
													Three Months Ended						Nine Months Ended
													June 30, 2014						June 30, 2014
		Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized
With no related allowance recorded:
1-4 family residential real estate		$	1,567,956			$	2,025,245			$	—		$	1,621,124		$	6,054		$	1,710,023		$	19,534
Commercial real estate		10,195,006				12,173,949				—			10,239,457			103,741			10,319,152			315,560
Commercial		180,463				210,343				—			187,559			—			196,454			196
Real estate construction		—				—				—			—			—			—			—
Total:		$	11,943,425			$	14,409,537			$	—		$	12,048,140		$	109,795		$	12,225,629		$	335,290
There were no recorded allowances for impaired loans not covered by loss sharing at June 30, 2014. The recorded investment in accruing troubled debt restructured loans at June 30, 2014 totaled $7,351,565 and is included in the impaired loan table above.
September 30, 2013
													Year Ended
													30-Sep-13
		Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized
With no related allowance recorded:
1-4 family residential real estate		$	1,614,765			$	1,931,968			$	—		$	1,699,236		$	5,901
Commercial real estate		11,863,525				14,090,218				—			13,561,174			583,465
Commercial		1,661,036				1,681,641				—			2,299,878			74,935
Real estate construction		—				—				—			—			—
Total:		$	15,139,326			$	17,703,827			$	—		$	17,560,288		$	664,301
There were no recorded allowances for impaired loans not covered by loss sharing at September 30, 2013. The recorded investment in accruing troubled debt restructured loans at September 30, 2013 totaled $12,302,311 and is included in the impaired loan table above.
Credit Quality Indicators. As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio for both loans covered and not covered by loss sharing agreements, management tracks certain credit quality indicators including the level of classified loans, net charge-offs, nonperforming loans (see details above) and the general economic conditions in its market areas.
The Company utilizes a risk grading matrix to assign a risk grade to each of its loans. Loans are graded on a scale of 1 to 8. The risk grade for each individual loan is determined by the loan officer and other approving officers at the time of loan origination and is changed from time to time to reflect an ongoing assessment of loan risk. Risk grades are reviewed on specific loans monthly for all delinquent loans as a part of monthly meetings held by the Loan Committee, quarterly for all nonaccrual and special reserve loans, and annually as part of the Company's internal loan review process. In addition, individual loan risk grades are reviewed in connection with all renewals, extensions and modifications. Risk grades for covered loans are determined by officers within the Special Assets Division based on an ongoing assessment of loan risk. Such risk grades are updated in a manner consistent with non-covered loans, except the grading of such loans are assessed quarterly, as applicable, relating to revised estimates of expected cash flows.
The following table presents the risk grades of the loan portfolio not covered by loss sharing, segregated by class of loans:
June 30, 2014
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Pass (1-4)	$	138,349,964			$	254,410,414			$	18,635,576		$	58,459,401		$	16,939,147		$	486,794,502
Special Mention (5)	—				5,035,029				1,025,682			—			—			6,060,711
Substandard (6)	1,453,319				24,016,011				1,503,843			—			71,009			27,044,182
Doubtful (7)	—				1,129,291				6,427			—			—			1,135,718
Loss (8)	—				—				—			—			—			—
Total not covered loans	$	139,803,283			$	284,590,745			$	21,171,528		$	58,459,401		$	17,010,156		$	521,035,113
September 30, 2013
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Pass (1-4)	$	117,274,336			$	245,346,763			$	20,708,908		$	44,628,569		$	16,756,882		$	444,715,458
Special Mention (5)	2,438,309				2,094,817				996,970			—			471,186			6,001,282
Substandard (6)	4,858,502				22,167,425				2,068,064			24,786			315,848			29,434,625
Doubtful (7)	—				—				—			—			900			900
Loss (8)	—				—				—			—			—			—
Total not covered loans	$	124,571,147			$	269,609,005			$	23,773,942		$	44,653,355		$	17,544,816		$	480,152,265
The following table presents the risk grades, ignoring grade enhancement provided by the FDIC loss sharing, of the loan portfolio covered by loss sharing agreements, segregated by class of loans at June 30, 2014 and September 30, 2013. Numerical risk ratings 5-8 constitute classified assets for regulatory reporting; however regulatory authorities consider the FDIC loss sharing percentage of either 80% or 95%, as applicable, as a reduction of the regulatory classified balance for covered loans. With respect to classified assets covered by loss sharing agreements, numerical risk ratings 5-8, for regulatory reporting purposes are done under FDIC guidance reporting the Bank’s non-reimbursable amount of the book balance of the loans as classified. The remaining reimbursable portion is classified as pass, numerical risk ratings 1-4.
June 30, 2014
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Numerical risk rating (1-4)	$	5,868,301			$	34,157,819			$	1,922,108		$	—		$	1,830,219		$	43,778,447
Numerical risk rating (5)	158,271				9,564,945				535,167			—			—			10,258,383
Numerical risk rating (6)	2,454,396				18,781,513				948,752			—			636,599			22,821,260
Numerical risk rating (7)	—				295,673				117,692			—			—			413,365
Numerical risk rating (8)	—				—				—			—			—			—
Total covered loans (1)	$	8,480,968			$	62,799,950			$	3,523,719		$	—		$	2,466,818		$	77,271,455
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $6,024,942 of accretable discounts and discounts on acquired performing loans.
September 30, 2013
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Numerical risk rating (1-4)	$	5,318,294			$	45,762,355			$	2,988,721		$	—		$	1,658,075		$	55,727,445
Numerical risk rating (5)	1,094,186				20,231,874				454,554			—			440,058			22,220,672
Numerical risk rating (6)	2,925,433				29,491,113				1,058,143			—			190,171			33,664,860
Numerical risk rating (7)	6,324				1,650,508				595,086			—			834			2,252,752
Numerical risk rating (8)	—				—				—			—			—			—
Total covered loans (1)	$	9,344,237			$	97,135,850			$	5,096,504		$	—		$	2,289,138		$	113,865,729
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $4,851,229 of accretable discounts and discounts on acquired performing loans.
Allowance for Loan Losses. The allowance for loan losses is established through a provision for loan losses charged to expense and is an amount that management believes will be adequate to absorb losses on existing loans that become uncollectible, based on evaluations of the collectability of loans. The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, historical loss rates, overall portfolio quality, review of specific problem loans, and current economic conditions and trends that may affect a borrower’s ability to repay. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely and subsequent recoveries are added to the allowance.
Management’s allowance for loan losses methodology is a loan classification-based system. Management bases the required reserve on a percentage of the loan balance for each type of loan and classification level. Loans may be classified manually and are automatically classified if they are not previously classified when they reach certain levels of delinquency. Unclassified loans are reserved at different percentages based on the loan loss history of the last seven years. Reserve percentages are also adjusted based upon our estimate of the effect that the current economic environment will have on each type of loan.
Management segments its allowance for loan losses into the following four major categories: (1) specific reserves; (2) general allowances for Classified/Watch loans; (3) general allowances for loans with satisfactory ratings; and (4) an unallocated amount. Risk ratings are initially assigned in accordance with CharterBank’s loan and collection policy. An organizationally independent department reviews risk grade assignments on an ongoing basis. Management reviews current information and events regarding a borrowers’ financial condition and strengths, cash flows available for debt repayment, the related collateral supporting the loan and the effects of known and expected economic conditions. When the evaluation reflects a greater than normal risk associated with the individual loan, management classifies the loan accordingly. If the loan is determined to be impaired, management allocates a portion of the allowance for loan losses for that loan based on the fair value of the collateral, if the loan is considered collateral-dependent, as the measure for the amount of the impairment. Impaired and Classified/Watch loans are aggressively monitored.
The allowances for loans by credit grade are further subdivided by loan type. The Company has developed specific quantitative allowance factors to apply to each loan which considers loan charge-off experience over the most recent seven years by loan type. In addition, loss estimates are applied for certain qualitative allowance factors that are subjective in nature and require considerable judgment on the part of management. Such qualitative factors include economic and business conditions, the volume of past due loans, changes in the value of collateral of collateral-dependent loans, and other economic uncertainties. An unallocated component of the allowance is also established for losses that specifically exist in the remainder of the portfolio, but have yet to be identified.
The Company incorporates certain refinements and improvements to its allowance for loan losses methodology from time to time. During the quarter, the Company made certain refinements in its allowance methodology. The Company increased the look back period of historical losses from 24 months to 84 months as net charge-offs were not reflective of a full credit cycle for the two year period ended June 30, 2014 as compared with the seven year period ended June 30, 2014. In addition, some qualitative factors were removed and the loss allocation for qualitative risk factors was decreased. The change in the historical look back period more closely aligns the quantitative aspect of the companies allowance methodology with the risks inherent in a full credit cycle. The adjustments in our methodology were not material to the overall allowance or provision for the quarter or year to date ended June 30, 2014.
An unallocated allowance is generally maintained in a range of 4% to 12% of the total allowance in recognition of the imprecision of the estimates and other factors. In times of greater economic downturn and uncertainty, the higher end of this range is provided.
Through the FDIC-assisted acquisitions of the loans of Neighborhood Community Bank (“NCB”), McIntosh Commercial Bank (“MCB”) and First National Bank of Florida (“FNB”), management established nonaccretable discounts for the acquired impaired loans and also for all other loans of MCB. These nonaccretable discounts were based on estimates of future cash flows. Subsequent to the acquisition dates, management continues to assess the experience of actual cash flows compared to estimates. When management determines that nonaccretable discounts are insufficient to cover expected losses in the applicable covered loan portfolios, the allowance for covered loans is increased with a corresponding provision for covered loan losses as a charge to earnings and an increase in the applicable FDIC receivable based on loss sharing indemnification.
The Company maintained its allowance for loan losses for non-covered loans for the quarter ended June 30, 2014 in response to continued weak economic conditions, financial indicators for borrowers in the real estate sectors, and continued low collateral values of commercial and residential real estate. However, the Company did not make a provision in the quarter ended June 30, 2014 due to the long term trend of declining net charge-offs and overall improvement in the credit quality of the loan portfolio. The following table details the allowance for loan losses on loans not covered by loss sharing by portfolio segment for the quarters ended June 30, 2014 and 2013. Allocation of a portion of the allowance to one category of loans does not preclude availability to absorb losses in other categories.
The following tables are a summary of transactions in the allowance for loan losses on loans not covered by loss sharing by portfolio segment:
	Three Months Ended June 30, 2014
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	671,496			$	6,498,419			$	441,323		$	405,500		$	51,580		$	362,299		$	8,430,617
Charge-offs	(89,600		)		(49,202		)		—			—			(99,414		)	—			(238,216		)
Recoveries	—				—				12,828			—			469			—			13,297
Provision	179,933				(690,453		)		(74,832		)	40,611			100,849			443,892			—
Transfer of allowance on previously covered NCB non-single family loans	1,596				394,791				3,470			—			143			—			400,000
Balance at end of period	$	763,425			$	6,153,555			$	382,789		$	446,111		$	53,627		$	806,191		$	8,605,698
	Nine Months Ended June 30, 2014
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	862,043			$	5,446,357			$	455,833		$	387,302		$	124,717		$	912,644		$	8,188,896
Charge-offs	(189,979		)		(79,639		)		(22,035		)	—			(107,062		)	—			(398,715		)
Recoveries	—				70,231				41,890			—			3,396			—			115,517
Provision	89,765				321,815				(96,369		)	58,809			32,433			(106,453		)	300,000
Transfer of allowance on previously covered NCB non-single family loans	1,596				394,791				3,470			—			143			—			400,000
Balance at end of period	$	763,425			$	6,153,555			$	382,789		$	446,111		$	53,627		$	806,191		$	8,605,698
Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
Loans:
Ending balance	$	139,803,283			$	284,590,745			$	21,171,528		$	58,459,401		$	17,010,156					$	521,035,113
Ending balance: individually evaluated for impairment	$	1,567,956			$	10,195,006			$	180,463		$	—		$	—					$	11,943,425
	Three Months Ended June 30, 2013
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	958,862			$	5,512,924			$	576,976		$	432,493		$	147,927		$	916,602		$	8,545,784
Charge-offs	(40,684		)		(557,053		)		(39,765		)	—			(67,309		)	—			(704,811		)
Recoveries	—				28,021				10,557			—			899			—			39,477
Provision	27,057				730,196				(144,550		)	(116,623		)	41,373			(37,453		)	500,000
Balance at end of period	$	945,235			$	5,714,088			$	403,218		$	315,870		$	122,890		$	879,149		$	8,380,450
	Nine Months Ended June 30, 2013
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	879,854			$	5,480,132			$	711,594		$	287,129		$	79,627		$	751,559		$	8,189,895
Charge-offs	(139,222		)		(825,940		)		(46,498		)	—			(88,644		)	—			(1,100,304		)
Recoveries	58,784				92,750				30,766			6,875			1,684			—			190,859
Provision	145,819				967,146				(292,644		)	21,866			130,223			127,590			1,100,000
Balance at end of period	$	945,235			$	5,714,088			$	403,218		$	315,870		$	122,890		$	879,149		$	8,380,450
Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
Loans:
Ending balance	$	113,255,214			$	254,742,622			$	19,214,808		$	47,903,639		$	17,876,981					$	452,993,264
Ending balance: individually evaluated for impairment	$	2,023,286			$	11,883,249			$	1,684,368		$	—		$	—					$	15,590,903
For the nine month periods ended June 30, 2014 and 2013 the following tables present a breakdown of the types of concessions determined to be troubled debt restructurings (“TDRs”) during the period by loan class:
	Accruing Loans										Nonaccrual Loans
	Nine Months Ended June 30, 2014										Nine Months Ended June 30, 2014
	Number of		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of	Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Loans										Loans
Payment structure modification:
Commercial real estate	3		$	905,513			$	905,513			—	$	—		$	—
Total	3		$	905,513			$	905,513			—	$	—		$	—
	Accruing Loans										Nonaccrual Loans
	Nine Months Ended June 30, 2013										Nine Months Ended June 30, 2013
	Number of		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of	Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Loans										Loans
Payment structure modification:
Commercial real estate	—		$	—			$	—			1	$	80,462		$	41,080
Total	—		$	—			$	—			1	$	80,462		$	41,080
Loans are classified as restructured by the Company when certain modifications are made to the loan terms and concessions are granted to the borrowers due to financial difficulty experienced by those borrowers. The Company only restructures loans for borrowers in financial difficulty that have designed a viable business plan to fully pay off all obligations, including outstanding debt, interest, and fees, either by generating additional income from the business or through liquidation of assets. Generally, these loans are restructured to provide the borrower additional time to execute upon their plans. The concessions granted on TDRs generally include terms to reduce the interest rate or extend the term of the debt obligation.
Loans on nonaccrual status at the date of modification are initially classified as nonaccrual TDRs. Loans on accruing status at the date of concession are initially classified as accruing TDRs if the loan is reasonably assured of repayment and performance is expected in accordance with its modified terms. Such loans may be designated as nonaccrual loans subsequent to the concession date if reasonable doubt exists as to the collection of interest or principal under the restructuring agreement. TDRs are returned to accruing status when there is economic substance to the restructuring, there is documented credit evaluation of the borrower's financial condition, the remaining balance is reasonably assured of repayment in accordance with its modified terms, and the borrower has demonstrated sustained repayment performance in accordance with the modified terms for a reasonable period of time (generally a minimum of six months).
As of June 30, 2014 and 2013, loans with a balance of $0 and $49,003 were modified as troubled debt restructurings and subsequently defaulted within twelve months after their restructure.

Derivative_Instruments_and_Hed

Derivative Instruments and Hedging Activities	9 Months Ended
	Jun. 30, 2014
Derivative Instruments and Hedging Activities Disclosure [Abstract]	'
Derivative Instruments and Hedging Activities	'
	Derivative Instruments and Hedging Activities
	Previously, the Bank entered into interest rate swap contracts in connection with its hedging of specific loans. As of June 30, 2013, the Bank had entered into interest rate swaps totaling approximately $4.4 million using a receive-variable swap to mitigate the exposure to changes in the fair value attributable to the benchmark interest rate (fixed rate) and the hedged items (loans receivable) from the effective date of the hedged instruments. During the quarter ended September 30, 2013, the Company closed out its interest rate contract with an unwind date of August 26, 2013. A gain position of $189,054 was realized on the termination of this contract which is accreting into income as an adjustment to yield over the remaining life of the loans.

Income_Per_Share_Notes

Income Per Share (Notes)	9 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Income Per Share	'
	Income Per Share
	Basic net income per share for the three and nine months ended June 30, 2014 and 2013 was computed by dividing net income to common shareholders by the weighted-average number of shares of common stock outstanding, which consists of issued shares less unallocated ESOP shares, unvested restricted shares and treasury shares in 2013.
	Diluted net income per share for the three and nine months ended June 30, 2014 and 2013 was computed by dividing net income by weighted average shares outstanding plus potential common shares resulting from dilutive stock options and unvested restricted shares, determined using the treasury stock method.
		Three Months Ended				Nine Months Ended
		June 30,				June 30,
		2014		2013		2014		2013
	Numerator:
	Net income	$	1,785,178	$	1,617,949	$	4,913,056	$	5,336,645
	Denominator:
	Weighted average common shares outstanding	20,746,759		21,747,891		21,486,082		20,165,850
	Common stock equivalents	554,192		130,611		554,192		130,611
	Diluted shares	$	21,300,951	$	21,878,502	$	22,040,274	$	20,296,461
	Net income per share:
	Basic	$	0.09	$	0.07	$	0.23	$	0.26
	Diluted	$	0.09	$	0.07	$	0.22	$	0.26
	For the three and nine months ended June 30, 2014 and 2013 there were 175,471 and 107,175, respectively, of dilutive stock options. For the three and nine months ended June 30, 2014 and 2013 there were 378,721 and 23,436 shares, respectively, of unvested restricted stock which were also dilutive. There were no shares which were subject to options issued with exercise prices in excess of the average market value per share during the three and nine months ended June 30, 2014 and 2013.

Real_Estate_Owned

Real Estate Owned	9 Months Ended
	Jun. 30, 2014
Real Estate [Abstract]	'
Real Estate Owned	'
	Real Estate Owned
	The following is a summary of transactions in real estate owned:
	Non-covered real estate owned:
		Nine Months Ended June 30, 2014			Year Ended September 30, 2013
	Balance, beginning of period	$	1,615,036		$	2,106,757
	Real estate acquired through foreclosure of loans receivable	1,504,389			1,540,046
	Proceeds from real estate sold	(2,055,247		)	(1,542,186		)
	Write down of real estate owned	(201,387		)	(611,054		)
	Gain on sale of real estate owned	48,566			121,473
	Transfer of previously covered NCB non-single family OREO	419,999			—
	Balance, end of period	$	1,331,356		$	1,615,036
	Covered real estate owned:
		Nine Months Ended June 30, 2014			Year Ended September 30, 2013
	Balance, beginning of period	$	14,068,846		$	21,903,204
	Real estate acquired through foreclosure of loans receivable	3,390,267			15,771,880
	Proceeds from real estate sold	(9,185,958		)	(20,260,362		)
	Gain on real estate sold recognized in noninterest expense	96,717			460,189
	Gain on real estate sold payable to (receivable from) the FDIC	770,367			4,214,243
	Provision for losses on real estate owned recognized in noninterest expense	(139,795		)	(1,072,288		)
	Increase of FDIC receivable for loss sharing agreements	(566,435		)	(6,948,020		)
	Transfer of previously covered NCB non-single family OREO	(419,999		)	—
	Balance, end of period	$	8,014,010		$	14,068,846

Employee_Benefits

Employee Benefits	9 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Employee Benefits	'
	Employee Benefits
	The Company has a 2002 stock option plan which allows for stock option awards of the Company’s common stock to eligible directors and key employees of the Company. The option price is determined by a committee of the board of directors at the time of the grant and may not be less than 100% of the market value of the common stock on the date of the grant. For options granted under the 2002 stock option plan, when granted, the options vest over periods up to 4 or 5 years from grant date or upon death, disability, or qualified retirement. All options must be exercised within a 10-year period from grant date. The Company may grant either incentive stock options, which qualify for special federal income tax treatment, or nonqualified stock options, which do not receive such tax treatment. The Company’s stockholders have authorized 882,876 shares for the plan of which 72,154 have been issued or retired upon the exercise of the option granted under the plan, 656,059 are granted and outstanding and no shares are available to be granted at June 30, 2014 within this plan. All share and share amounts related to employee benefits have been updated to reflect the completion of the second-step conversion on April 8, 2013 at a conversion ratio of 1.2471.
	In addition to the plan above, on December 19, 2013, the Company's stockholders approved the 2013 Equity Incentive Plan which allows for stock option awards of the Company’s common stock to eligible directors and key employees of the Company. The option price is determined by a committee of the board of directors at the time of the grant and may not be less than 100% of the market value of the common stock on the date of the grant. When granted, the options vest over periods no less than 5 years from grant date or upon death or disability. All options must be exercised within a 10-year period from grant date. The Company may grant either incentive stock options, which qualify for special federal income tax treatment, or nonqualified stock options, which do not receive such tax treatment. The Company’s stockholders have authorized 1,428,943 shares for the plan of which 971,680 were granted and outstanding during the nine months ended June 30, 2014, with the remaining 457,263 shares available to be granted at June 30, 2014.
	The fair value of the 971,680 options granted during the nine months ended June 30, 2014, was estimated on the date of grant using the Black-Scholes-Merton model with the following assumptions:
			971,680 Options
	Risk-free interest rate		1.71		%
	Dividend yield		1.85		%
	Expected life at date of grant (months)		66 months
	Volatility		20.75		%
	Weighted average grant-date fair value		$	1.86
	The following table summarizes activity for shares under option and weighted average exercise price per share:
		Shares			Weighted average exercise		Weighted average remaining life (years)
					price/share
	Options outstanding - September 30, 2013	660,059			$	8.44	6
	Option exercised	659			8.82		5
	Options forfeited	3,341			8.82		5
	Options granted	971,680			10.89		10
	Options outstanding - June 30, 2014	1,627,739			$	9.9	8
	Options exercisable - June 30, 2014	395,540			$	8.82	5
	The stock price at June 30, 2014 was greater than the exercise prices on 1,627,739 options outstanding and therefore had an intrinsic value of $1,947,733.
	Stock option expense was $226,411 and $69,581 for the nine months ended June 30, 2014 and 2013, respectively. The following table summarizes information about the options outstanding at June 30, 2014:
		Number of shares					Remaining contractual	Exercise price
		outstanding at					life in years	per share
		30-Jun-14
			393,545				5	$	8.82
			174,594				6	$	8.18
			66,720				6	$	7.22
			16,212				8	$	7.34
			4,988				8	$	7.79
			971,680				10	$	10.89
			1,627,739
	The Company has a Charter Financial Corporation 2001 Recognition and Retention Plan and has granted 14,965 shares of restricted stock to key employees and directors, of which 5,610 shares vested during the quarter ended June 30, 2014. As of June 30, 2014, 9,355 shares remain in the trust and have not yet vested.
	In addition to the above, the Company implemented the Charter Financial Corporation 2013 Equity Incentive Plan as described above, which has 571,577 shares authorized, and during the nine months ended June 30, 2014 the Company granted 360,092 shares of restricted stock to key employees and directors. The remaining 211,485 shares are available to be granted at June 30, 2014.
		Shares			Weighted average grant date fair value per award
	Unvested restricted stock awards - September 30, 2013	14,965			$	8.18
	Granted	360,092			10.89
	Vested	5,610			8.18
	Canceled or expired	—			—
	Unvested restricted stock awards - June 30, 2014	369,447			$	10.82
	Grants between January 1, 2009 and December 1, 2013 will be expensed to the earlier of scheduled vesting or substantive vesting which is when the recipient becomes qualified for retirement at age 65. Grants subsequent to December 1, 2013 will be expensed to the scheduled vesting.

Commitments_and_Contingent_Lia

Commitments and Contingent Liabilities	9 Months Ended
	Jun. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingent Liabilities	'
	Commitments and Contingent Liabilities
	In the normal course of business, the Company makes various commitments and incurs certain contingent liabilities, which are not reflected in the accompanying financial statements. The commitments and contingent liabilities include guarantees, commitments to extend credit, and standby letters of credit. At June 30, 2014, commitments to extend credit and standby letters of credit totaled $124.0 million. The Company does not anticipate any material losses as a result of these transactions.
	In the normal course of business, the Company is party (both as plaintiff and defendant) to certain matters of litigation. In the opinion of management, none of these matters should have a material adverse effect on the Company’s financial position or results of operation.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments and Fair Value Measurement	9 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value of Financial Instruments and Fair Value Measurement	'
	Fair Value of Financial Instruments and Fair Value Measurement
	Accounting standards define fair value as the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Accounting standards also establish a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The applicable standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company evaluates fair value measurement inputs on an ongoing basis in order to determine if there is a change of sufficient significance to warrant a transfer between levels. For example, changes in market activity or the addition of new unobservable inputs could, in the Company’s judgment, cause a transfer to either a higher or lower level. For the three months ended June 30, 2014, there were no transfers between levels.
	At June 30, 2014, the Company holds, as part of its investment portfolio, available for sale securities reported at fair value consisting of municipal securities, U.S government sponsored entities, mortgage-backed securities, collateralized mortgage-backed securities and collateralized mortgage obligations. The fair value of the majority of these securities is determined using widely accepted valuation techniques including matrix pricing and broker-quote based applications. Inputs include benchmark yields, reported trades, issuer spreads, prepayment speeds and other relevant items. These are inputs used by a third-party pricing service used by the Company. To validate the appropriateness of the valuations provided by the third party, the Company regularly updates its understanding of the inputs used and compares valuations to an additional third party source.
	All of the Company’s available for sale securities fall into Level 2 of the fair value hierarchy. These securities are priced via independent service providers. In obtaining such valuation information, the Company has evaluated the valuation methodologies used to develop the fair values.
	The Company also holds assets available for sale reported at fair value consisting of a former branch, a parcel of land adjacent to a current branch, and a corporate facility that was previously classified as other real estate owned. These assets are included in other assets on the Company's condensed consolidated statements of financial condition. The fair value of these assets is determined using current appraisals adjusted at management’s discretion to reflect any decline in the fair value of the properties since the time the appraisal was performed. Appraisal values are reviewed and monitored internally and fair value is reassessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. All of the Company’s assets held for sale fall into level 3 of the fair value hierarchy.
	Previously, the Company used interest-rate swaps to provide long-term fixed rate funding to its customers. The majority of these derivatives were exchange-traded or traded within highly active dealer markets. In order to determine the fair value of these instruments, the Company utilized the exchange price or dealer market price for the particular derivative contract. Therefore, these derivative contracts were classified as Level 2. The Company utilized an independent third party valuation company to validate the dealer prices. In cases where significant credit valuation adjustments were incorporated into the estimation of fair value, reported amounts were considered as Level 3 inputs. The Company also utilized this approach to estimate its own credit risk on derivative liability positions. To date, the Company has not realized any losses due to a counterparty’s inability to pay any net uncollateralized position. As of September 30, 2013, the Company exited its interest rate swap contracts (see Note 6 - Derivative Instruments and Hedging Activities for additional detail).
	Assets and Liabilities Measured on a Recurring Basis:
	Assets and liabilities measured at fair value on a recurring basis are summarized below.
		June 30, 2014
		Estimated fair value		Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
				(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals	$	17,580,626	$	—		$	17,580,626		$	—
	Mortgage–backed securities:
	FHLMC certificates	46,267,958		—			46,267,958			—
	FNMA certificates	107,494,994		—			107,494,994			—
	GNMA certificates	1,722,916		—			1,722,916			—
	Collateralized mortgage obligations:
	FHLMC	57,529		—			57,529			—
	FNMA	84,366		—			84,366			—
	Private-label mortgage securities:
	Investment grade	1,552,567		—			1,552,567			—
	Split rating (1)	1,130,840		—			1,130,840			—
	Non-investment grade	9,148,478		—			9,148,478			—
	Total investment securities available for sale	185,040,274		—			185,040,274			—
	Assets held for sale	2,020,468		—			—			2,020,468
	Total recurring assets at fair value	$	187,060,742	$	—		$	185,040,274		$	2,020,468
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2013
		Estimated fair value		Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
				(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals	$	14,913,592	$	—		$	14,913,592		$	—
	U.S. government sponsored entities	5,030,043		—			5,030,043			—
	Mortgage–backed securities:
	FNMA certificates	116,301,309		—			116,301,309			—
	GNMA certificates	1,845,617		—			1,845,617			—
	FHLMC certificates	53,165,417		—			53,165,417			—
	Collateralized mortgage-backed securities:
	FNMA	7,256,485		—			7,256,485			—
	Collateralized mortgage obligations:
	FNMA	2,274,370		—			2,274,370			—
	FHLMC	407,854		—			407,854			—
	Private-label mortgage securities:
	Investment grade	1,949,995		—			1,949,995			—
	Split rating (1)	1,238,508		—			1,238,508			—
	Non-investment grade	10,735,217		—			10,735,217			—
	Total investment securities available for sale	215,118,407		—			215,118,407			—
	Assets held for sale	1,744,584		—			—			1,744,584
	Total recurring assets at fair value	$	216,862,991	$	—		$	215,118,407		$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
	When a determination is made to classify a financial instrument within Level 3 of the valuation hierarchy, the determination is based upon the significance of the unobservable factors to the overall fair value measurement. However, since Level 3 financial instruments typically include, in addition to the unobservable or Level 3 components, observable components (that is, components that are actively quoted and can be validated to external sources), the losses below include changes in fair value due in part to observable factors that are part of the valuation methodology.
	A reconciliation of the beginning and ending balances of Level 3 assets and liabilities recorded at fair value on a recurring basis is as follows:
		Nine Months Ended June 30, 2014		Year Ended September 30, 2013
	Fair value, beginning balance	$	1,744,584	$	1,054,280
	Purchases	—		—
	Sales	—		—
	Settlements	—		—
	Change in unrealized loss recognized in other comprehensive income	—		—
Valuation loss recognized in noninterest expense	—		(467,841		)
Total realized losses included in income	—		—
Transfers in and/or out of level 3	275,884		1,158,145
Fair value, ending balance	$	2,020,468	$	1,744,584
Assets and Liabilities Measured on a Nonrecurring Basis:
Assets and liabilities measured at fair value on a nonrecurring basis are summarized below.
			Fair value measurements using:
			Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
	Fair value		(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
June 30, 2014
Impaired loans:
Not covered under loss share	$	3,595,987	$	—		$	—		$	3,595,987
Other real estate owned:
Not covered under loss share	1,331,356		—			—			1,331,356
Covered under loss share	8,014,010		—			—			8,014,010
September 30, 2013
Impaired loans:
Not covered under loss share	3,338,298		—			—			3,338,298
Other real estate owned:
Not covered under loss share	1,615,036		—			—			1,615,036
Covered under loss share	14,068,846		—			—			14,068,846
Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans are subject to nonrecurring fair value adjustments to reflect write-downs that are based on the market price or current appraised value of the collateral, adjusted to reflect local market conditions or other economic factors. After evaluating the underlying collateral, the fair value of the impaired loans is determined by allocating specific reserves from the allowance for loan and lease losses to the loans. Thus, the fair value reflects the loan balance, which is net of partial charge-offs. Certain collateral-dependent impaired loans are reported at the fair value of the underlying collateral. Impairment is measured based on the fair value of the collateral, which is typically derived from appraisals that take into consideration prices in observed transactions involving similar assets and similar locations. Each appraisal is updated on an annual basis, either through a new appraisal or through the Company’s comprehensive internal review process. Appraised values are reviewed and monitored internally and fair value is re-assessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. The fair value of impaired loans that are not collateral dependent is measured using a discounted cash flow analysis considered to be a Level 3 input.
Other real estate owned (“OREO”) is initially accounted for at fair value, less estimated costs to dispose of the property. Any excess of the recorded investment over fair value, less costs to dispose, is charged to the allowance for loan and lease losses at the time of foreclosure. A provision is charged to earnings for subsequent losses on other real estate owned when market conditions indicate such losses have occurred. The ability of the Company to recover the carrying value of other real estate owned is based upon future sales of the real estate. The ability to affect such sales is subject to market conditions and other factors beyond the Company's control, and future declines in the value of the real estate would result in a charge to earnings. The recognition of sales and gain on sales is dependent upon whether the nature and terms of the sales, including possible future involvement of the Company, if any, meet certain defined requirements. If those requirements are not met, sale and gain recognition is deferred. OREO represents real property taken by the Company either through foreclosure or through a deed in lieu thereof from the borrower. The fair value of OREO is based on property appraisals adjusted at management’s discretion to reflect a further decline in the fair value of properties since the time the appraisal analysis was performed. It has been the Company’s experience that appraisals quickly become outdated due to the volatile real-estate environment. Appraised values are reviewed and monitored internally and fair value is re-assessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. Therefore, the inputs used to determine the fair value of OREO and repossessed assets fall within Level 3. The Company may include within OREO other repossessed assets received as partial satisfaction of a loan. These assets are not material and do not typically have readily determinable market values and are considered Level 3 inputs.
The following table provides information describing the valuation processes used to determine recurring and nonrecurring fair value measurements categorized within Level 3 of the fair value hierarchy at June 30, 2014:
	Quantitative Information about Level 3 Fair Value Measurements
	Fair Value		Valuation Technique		Unobservable Input	General Range (Discount)					Average Discount
Impaired Loans	$	3,595,987	Property appraisals		Management discount for property type and recent market volatility	13%		—	38%		24%
OREO	$	9,345,366	Property appraisals		Management discount for property type and recent market volatility	26%		—	34%		30%
Assets Held for Sale	$	2,020,468	Valuation analysis		Management discount for property type and recent market volatility	0%		—	50%		34%
Accounting standards require disclosures of fair value information about financial instruments, whether or not recognized in the Statement of Condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair value is based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. Also, the fair value estimates presented herein are based on pertinent information available to Management as of June 30, 2014 and September 30, 2013.
The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:
CASH AND CASH EQUIVALENTS – The carrying amount approximates fair value because of the short maturity of these instruments.
INVESTMENTS AVAILABLE FOR SALE AND FHLB STOCK – The fair value of investments and mortgage-backed securities and collateralized mortgage obligations available for sale is estimated based on bid quotations received from securities dealers. The FHLB stock is considered a restricted stock and is carried at cost which approximates its fair value.
LOANS RECEIVABLE – Fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type. The fair value of performing loans is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified, as required, by an estimate of the effect of the current economic and lending conditions.
Fair value for significant nonperforming loans is based on recent external appraisals. If appraisals are not available, estimated cash flows are discounted using a rate commensurate with the risk associated with the estimated cash flows. Assumptions regarding credit risk, cash flows, and discount rates are determined using available market information and specific borrower information.
LOANS HELD FOR SALE – Loans held for sale are carried at the lower of cost or market value. The fair values of loans held for sale are based on commitments on hand from investors within the secondary market for loans with similar characteristics.
CASH SURRENDER VALUE OF LIFE INSURANCE – The Company’s cash surrender value of bank owned life insurance approximates its fair value.
FDIC RECEIVABLE FOR LOSS SHARING AGREEMENTS – Fair value is estimated based on discounted future cash flows using current discount rates for instruments with similar risk and cash flow volatility.
ASSETS HELD FOR SALE – The fair value of assets held for sale by the Company is generally based on the most recent appraisals of the asset or other market information as it becomes available to management.
DEPOSITS – The fair value of deposits with no stated maturity, such as noninterest–bearing demand deposits, savings, NOW accounts, and money market and checking accounts, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
BORROWINGS – The fair value of the Company’s Federal Home Loan Bank advances is estimated based on the discounted value of contractual cash flows. The fair value of securities sold under agreements to repurchase approximates the carrying amount because of the short maturity of these borrowings. The discount rate is estimated using rates quoted for the same or similar issues or the current rates offered to the Company for debt of the same remaining maturities.
DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES – The Company has used interest-rate swaps to provide long-term fixed rate funding to its customers. The majority of these derivatives were exchange-traded or traded within highly active dealer markets. In order to determine the fair value of these instruments, the Company utilized the exchange price or dealer market price for the particular derivative contract. Therefore, these derivative contracts were classified as Level 2. The Company utilized an independent third party valuation company to validate the dealer prices. In cases where significant credit valuation adjustments were incorporated into the estimation of fair value, reported amounts were classified as Level 3.
ACCRUED INTEREST AND DIVIDENDS RECEIVABLE AND PAYABLE – The carrying amount of accrued interest and dividends receivable on loans and investments and payable on borrowings and deposits approximate their fair values.
COMMITMENTS TO EXTEND CREDIT AND STANDBY LETTERS OF CREDIT – The value of these unrecognized financial instruments is estimated based on the fee income associated with the commitments which, in the absence of credit exposure, is considered to approximate their settlement value. Since no significant credit exposure existed, and because such fee income is not material to the Company's financial statements at June 30, 2014 and at September 30, 2013, the fair value of these commitments is not presented.
Many of the Company’s assets and liabilities are short-term financial instruments whose carrying amounts reported in the Statement of Condition approximate fair value. These items include cash and due from banks, interest-bearing bank balances, federal funds sold, other short-term borrowings and accrued interest receivable and payable balances. The estimated fair value of the Company’s remaining on-balance sheet financial instruments as of June 30, 2014 and September 30, 2013 is summarized below:
	June 30, 2014
						Estimated Fair Value
	Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)			(Level 2)			(Level 3)
Financial assets:
Cash and cash equivalents	$	149,268,602	$	149,268,602		$	149,268,602		$	—		$	—
Investments available for sale	185,040,274		185,040,274			—			185,040,274			—
FHLB Stock	3,442,900		3,442,900			—			3,442,900			—
Loans receivable, net	582,402,665		585,751,651			—			—			585,751,651
Loans held for sale	2,332,156		2,380,651			—			2,380,651			—
Cash surrender value of life insurance	46,851,349		46,851,349			—			46,851,349			—
FDIC receivable for loss sharing arrangements	14,921,803		12,558,289			—			—			12,558,289
Assets held for sale	2,020,468		2,020,468			—			—			2,020,468
Accrued interest and dividends receivable	2,424,460		2,424,460			—			585,338			1,839,122
Financial liabilities:
Deposits	$	729,608,889	$	731,472,966		$	—		$	731,472,966		$	—
FHLB advances	55,000,000		60,092,820			—			60,092,820			—
Accrued interest payable	176,809		176,809			—			176,809			—
	September 30, 2013
						Estimated Fair Value
	Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)			(Level 2)			(Level 3)
Financial assets:
Cash and cash equivalents	$	161,452,481	$	161,452,481		$	161,452,481		$	—		$	—
Investments available for sale	215,118,407		215,118,407			—			215,118,407			—
FHLB Stock	3,940,300		3,940,300			—			3,940,300			—
Loans receivable, net	579,854,293		549,751,987			—			—			549,751,987
Loans held for sale	1,857,393		1,883,244			—			1,883,244			—
Cash surrender value of life insurance	39,825,881		39,825,881			—			39,825,881			—
FDIC receivable for loss sharing arrangements	29,941,862		29,369,037			—			—			29,369,037
Assets held for sale	1,744,584		1,744,584			—			—			1,744,584
Accrued interest and dividends receivable	2,728,902		2,728,902			—			642,244			2,086,658
Financial liabilities:
Deposits	$	751,296,668	$	724,702,400		$	—		$	724,702,400		$	—
FHLB advances	60,000,000		66,297,123			—			66,297,123			—
Accrued interest payable	200,173		200,173			—			200,173			—

Securities_Available_for_Sale_

Securities Available for Sale (Tables)	9 Months Ended
	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Available-for-sale Securities	'
	Securities available for sale are summarized as follows:
		June 30, 2014
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	17,538,934			$	41,692			$	—		$	17,580,626
	Mortgage-backed securities:
	FHLMC certificates	46,220,504				449,391				(401,937		)	46,267,958
	FNMA certificates	108,664,681				636,465				(1,806,152		)	107,494,994
	GNMA certificates	1,604,982				117,934				—			1,722,916
	Collateralized mortgage obligations:
	FHLMC	53,221				4,308				—			57,529
	FNMA	82,447				1,919				—			84,366
	Private-label mortgage securities: (1)
	Investment grade	1,586,789				15,154				(49,376		)	1,552,567
	Split rating (2)	1,127,126				3,714				—			1,130,840
	Non-investment grade	9,184,541				52,731				(88,794		)	9,148,478
	Total	$	186,063,225			$	1,323,308			$	(2,346,259	)	$	185,040,274
	________________________________
	-1	Credit ratings are current as of June 30, 2014.
	-2	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2013
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	14,897,685			$	16,733			$	(826	)	$	14,913,592
	U.S. government sponsored entities	5,025,898				4,145				—			5,030,043
	Mortgage-backed securities:
	FNMA certificates	118,466,995				526,825				(2,692,511		)	116,301,309
	GNMA certificates	1,727,789				117,828				—			1,845,617
	FHLMC certificates	53,419,411				330,921				(584,915		)	53,165,417
	Collateralized mortgage-backed securities:
	FNMA	7,189,766				66,719				—			7,256,485
	Collateralized mortgage obligations:
	FNMA	2,207,643				66,727				—			2,274,370
	FHLMC	372,444				35,410				—			407,854
	Private-label mortgage securities:
	Investment grade	2,010,627				29,388				(90,020		)	1,949,995
	Split rating (1)	1,292,942				—				(54,434		)	1,238,508
	Non-investment grade	11,294,468				—				(559,251		)	10,735,217
	Total	$	217,905,668			$	1,194,696			$	(3,981,957	)	$	215,118,407
	______________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
Investments Classified by Contractual Maturity Date	'
	The amortized cost and estimated fair value of investment securities available for sale as of June 30, 2014, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. All of the municipal bonds in the table below are pre-funded and are expected to be prepaid before contractual maturity.
		Amortized Cost				Estimated Fair Value
	Less than 1 year	$	—			$	—
	1-5 years	2,984,743				2,991,741
	Greater than 5 years	14,554,191				14,588,885
	Mortgage-backed securities	168,524,291				167,459,648
	Total	$	186,063,225			$	185,040,274
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	'
	Securities available for sale that had been in a continuous unrealized loss position for less than 12 months at June 30, 2014 and September 30, 2013 are as follows:
		June 30, 2014
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Collateralized mortgage obligations:
	Private-label mortgage securities	$	2,215,233			$	(55,997	)		$	2,159,236
	Total	$	2,215,233			$	(55,997	)		$	2,159,236
		September 30, 2013
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	722,803			$	(51	)		$	722,752
	Mortgage-backed securities:
	FHLMC certificates	21,328,101				(584,915		)		20,743,186
	FNMA certificates	92,575,581				(2,692,511		)		89,883,070
	Collateralized mortgage obligations:
	Private-label mortgage securities	3,764,878				(147,843		)		3,617,035
	Total	$	118,391,363			$	(3,425,320	)		$	114,966,043
	Securities available for sale that had been in a continuous unrealized loss position for greater than 12 months at June 30, 2014 and September 30, 2013 are as follows:
		June 30, 2014
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FHLMC certificates	$	19,552,348			$	(401,937	)		$	19,150,411
	FNMA certificates	79,363,160				(1,806,152		)		77,557,008
	Collateralized mortgage obligations:
	Private-label mortgage securities	4,400,049				(82,173		)		4,317,876
	Total	$	103,315,557			$	(2,290,262	)		$	101,025,295
		September 30, 2013
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	253,404			$	(775	)		$	252,629
	Collateralized mortgage obligations:
	Private-label mortgage securities	9,971,596				(555,862		)		9,415,734
	Total	$	10,225,000			$	(556,637	)		$	9,668,363
Other than Temporary Impairment, Credit Losses Recognized in Earnings	'
	The following table summarizes the changes in the amount of credit losses on the Company’s investment securities recognized in earnings for the three and nine months ended June 30, 2014 and 2013:
		Three Months Ended								Nine Months Ended
		June 30,								June 30,
		2014				2013				2014			2013
	Beginning balance of credit losses previously recognized in earnings	$	380,446			$	380,446			$	380,446		$	380,446
	Amount related to credit losses for securities for which an other-than-temporary impairment was not previously recognized in earnings	—				—				—			—
	Amount related to credit losses for securities for which an other-than-temporary impairment was previously recognized in earnings	—				—				—			—
	Ending balance of cumulative credit losses recognized in earnings	$	380,446			$	380,446			$	380,446		$	380,446
Financing Receivable Credit Quality Indicators	'
	The following table shows issuer-specific information, including current par value, book value, fair value, credit rating and unrealized gain (loss) for the Company's portfolio of non-agency collateralized mortgage obligations as of June 30, 2014:
	Cusip		Description		Credit Rating (1)						Cumulative Net Impairment Losses Recognized in Earnings			Current Par Value			Book Value			Market Value		Unrealized
																						Gain (Loss)
					Moody		S&P		Fitch		(dollars in thousands)
	Investment Grade
	36228FQF6		GSR 2003-4F 1A2		n/a		AA+		BBB		$	—		$	204		$	204		$	213	$	9
	55265KL80		MASTR 2003-8 4A1		n/a		A+		AAA		—			378			376			382		6
	86359BVF5		SARM 2004-6 3A3		n/a		A+		n/a		—			1,007			1,007			958		(49		)
			Total								$	—		$	1,589		$	1,587		$	1,553	$	(34	)
	Split Rating
	17307GDL9		CMLTI 2004-HYB1 A31		B1		n/a		BBB		$	—		$	1,127		$	1,127		$	1,131	$	4
			Total								$	—		$	1,127		$	1,127		$	1,131	$	4
	Non-Investment Grade
	576433UQ7		MARM 2004-13 B1		NR		CCC		n/a		$	380		$	3,773		$	3,393		$	3,360	$	(33	)
	576433VN3		MARM 2004-15 4A1		B3		n/a		CCC		—			2,215			2,215			2,159		(56		)
	576433QD1		MARM 2004-7 5A1		Ba3		BB		n/a		—			3,577			3,576			3,629		53
			Total								$	380		$	9,565		$	9,184		$	9,148	$	(36	)
			Grand Total								$	380		$	12,281		$	11,898		$	11,832	$	(66	)
	______________________________
	-1	Credit ratings are current as of June 30, 2014.
	The following table presents the risk grades of the loan portfolio not covered by loss sharing, segregated by class of loans:
	June 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Pass (1-4)	$	138,349,964			$	254,410,414			$	18,635,576		$	58,459,401		$	16,939,147		$	486,794,502
	Special Mention (5)	—				5,035,029				1,025,682			—			—			6,060,711
	Substandard (6)	1,453,319				24,016,011				1,503,843			—			71,009			27,044,182
	Doubtful (7)	—				1,129,291				6,427			—			—			1,135,718
	Loss (8)	—				—				—			—			—			—
	Total not covered loans	$	139,803,283			$	284,590,745			$	21,171,528		$	58,459,401		$	17,010,156		$	521,035,113
	September 30, 2013
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Pass (1-4)	$	117,274,336			$	245,346,763			$	20,708,908		$	44,628,569		$	16,756,882		$	444,715,458
	Special Mention (5)	2,438,309				2,094,817				996,970			—			471,186			6,001,282
	Substandard (6)	4,858,502				22,167,425				2,068,064			24,786			315,848			29,434,625
	Doubtful (7)	—				—				—			—			900			900
	Loss (8)	—				—				—			—			—			—
	Total not covered loans	$	124,571,147			$	269,609,005			$	23,773,942		$	44,653,355		$	17,544,816		$	480,152,265
	The following table presents the risk grades, ignoring grade enhancement provided by the FDIC loss sharing, of the loan portfolio covered by loss sharing agreements, segregated by class of loans at June 30, 2014 and September 30, 2013. Numerical risk ratings 5-8 constitute classified assets for regulatory reporting; however regulatory authorities consider the FDIC loss sharing percentage of either 80% or 95%, as applicable, as a reduction of the regulatory classified balance for covered loans. With respect to classified assets covered by loss sharing agreements, numerical risk ratings 5-8, for regulatory reporting purposes are done under FDIC guidance reporting the Bank’s non-reimbursable amount of the book balance of the loans as classified. The remaining reimbursable portion is classified as pass, numerical risk ratings 1-4.
	June 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)	$	5,868,301			$	34,157,819			$	1,922,108		$	—		$	1,830,219		$	43,778,447
	Numerical risk rating (5)	158,271				9,564,945				535,167			—			—			10,258,383
	Numerical risk rating (6)	2,454,396				18,781,513				948,752			—			636,599			22,821,260
	Numerical risk rating (7)	—				295,673				117,692			—			—			413,365
	Numerical risk rating (8)	—				—				—			—			—			—
	Total covered loans (1)	$	8,480,968			$	62,799,950			$	3,523,719		$	—		$	2,466,818		$	77,271,455
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $6,024,942 of accretable discounts and discounts on acquired performing loans.
	September 30, 2013
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)	$	5,318,294			$	45,762,355			$	2,988,721		$	—		$	1,658,075		$	55,727,445
	Numerical risk rating (5)	1,094,186				20,231,874				454,554			—			440,058			22,220,672
	Numerical risk rating (6)	2,925,433				29,491,113				1,058,143			—			190,171			33,664,860
	Numerical risk rating (7)	6,324				1,650,508				595,086			—			834			2,252,752
	Numerical risk rating (8)	—				—				—			—			—			—
	Total covered loans (1)	$	9,344,237			$	97,135,850			$	5,096,504		$	—		$	2,289,138		$	113,865,729
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $4,851,229 of accretable discounts and discounts on acquired performing loans.
Schedule of Accumulated Other Comprehensive Income (Loss)	'
	Changes in accumulated other comprehensive income by component for the three and nine months ended June 30, 2014 and 2013 are shown in the table below. All amounts are net of tax. The line item affected in the consolidated statements of income by the reclassified amounts is gain on securities available for sale.
		Unrealized Losses on Available-for-Sale Securities
		Three Months Ended June 30,								Nine Months Ended June 30,
		2014				2013				2014			2013
	Beginning balance	$	(1,789,816	)		$	(480,223	)		$	(1,839,593	)	$	203,380
	Other comprehensive income (loss) before reclassifications	1,237,900				(1,661,580		)		1,287,677			(2,210,157		)
	Amounts reclassified from accumulated other comprehensive loss	(123,232		)		—				(123,232		)	(135,026		)
	Net current-period other comprehensive income (loss)	1,114,668				(1,661,580		)		1,164,445			(2,345,183		)
	Ending balance	$	(675,148	)		$	(2,141,803	)		$	(675,148	)	$	(2,141,803	)

Loans_Receivable_Tables

Loans Receivable (Tables)	9 Months Ended
	Jun. 30, 2014
Schedule of Accounts, Notes, Loans and Financing Receivable	'
	Loans not covered by loss share agreements are summarized as follows:
		30-Jun-14				30-Sep-13
	Loans not covered by loss sharing agreements:
	1-4 family residential real estate	$	139,803,283			$	124,571,147
	Commercial real estate	284,590,745				269,609,005
	Commercial	21,171,528				23,773,942
	Real estate construction	58,459,401				44,653,355
	Consumer and other	17,010,156				17,544,816
	Loans receivable, net of undisbursed proceeds of loans in process	521,035,113				480,152,265
	Less:
	Unamortized loan origination fees, net	1,252,972				1,100,666
	Allowance for loan losses	8,605,698				8,188,896
	Total loans not covered, net	$	511,176,443			$	470,862,703
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period	'
	The carrying amount of covered loans at June 30, 2014 and September 30, 2013, consisted of impaired loans at acquisition date and all other acquired loans and are presented in the following tables.
		June 30, 2014
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	4,186,100			$	5,242,694			$	9,428,794
	Commercial real estate	31,242,777				35,631,745				66,874,522
	Commercial	1,917,149				2,179,777				4,096,926
	Real estate construction	—				—				—
	Consumer and other	562,127				2,143,856				2,705,983
	Loans receivable, gross	37,908,153				45,198,072				83,106,225
	Less:
	Nonaccretable difference	4,406,774				770,864				5,177,638
	Allowance for covered loan losses	100,074				557,059				657,133
	Accretable discount	3,377,453				2,496,255				5,873,708
	Discount on acquired performing loans	—				151,234				151,234
	Unamortized loan origination fees, net	—				20,290				20,290
	Total loans covered, net	$	30,023,852			$	41,202,370			$	71,226,222
		September 30, 2013
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	4,316,008			$	6,285,647			$	10,601,655
	Commercial real estate	46,170,021				61,572,581				107,742,602
	Commercial	2,844,456				4,039,892				6,884,348
	Real estate construction	—				—				—
	Consumer and other	500,382				2,894,282				3,394,664
	Loans receivable, gross	53,830,867				74,792,402				128,623,269
	Less:
	Nonaccretable difference	7,757,070				3,076,192				10,833,262
	Allowance for covered loan losses	705,446				3,218,832				3,924,278
	Accretable discount	3,508,430				1,164,941				4,673,371
	Discount on acquired performing loans	—				177,858				177,858
	Unamortized loan origination fees, net	—				22,910				22,910
	Total loans covered, net	$	41,859,921			$	67,131,669			$	108,991,590
Accretable Discount on Acquired Loans	'
	The following table documents changes in the accretable discount on acquired FAS ASC 310-30 loans during the nine months ended June 30, 2014 and the year ended September 30, 2013:
		Impaired Loans At Acquisition				All Other Acquired Loans				Total Covered Loans
	Balance, September 30, 2012	$	9,869,297			$	3,055,050			$	12,924,347
	Loan accretion	(6,834,946		)		(1,957,057		)		(8,792,003		)
	Transfer from nonaccretable difference	474,079				66,948				541,027
	Balance, September 30, 2013	3,508,430				1,164,941				4,673,371
	Loan accretion	(2,580,977		)		(1,707,734		)		(4,288,711		)
	Transfer from nonaccretable difference	2,450,000				3,039,048				5,489,048
	Balance, June 30, 2014	$	3,377,453			$	2,496,255			$	5,873,708
Allowance for Credit Losses on Financing Receivables	'
	The following is a summary of transactions during the three and nine months ended June 30, 2014 and 2013 in the allowance for loan losses on loans covered by loss sharing:
		Three Months Ended								Nine Months Ended
		June 30,								June 30,
		2014				2013				2014			2013
	Balance, beginning of period	$	2,268,000			$	6,951,125			$	3,924,278		$	10,340,815
	Loans charged off, gross	(385,900		)		(1,489,057		)		(524,784		)	(6,123,063		)
	Recoveries on loans previously charged off	9,119				—				93,269			10,650
	(Benefit) provision for loan losses (reversed) charged to FDIC receivable	—				224,919				(1,549,966		)	1,406,102
	Transfer of allowance on acquired NCB non-single family loans	(400,000		)		—				(400,000		)	—
	(Benefit) provision for loan losses (reversed) charged to operations	(834,086		)		41,838				(885,664		)	94,321
	Balance, end of period	$	657,133			$	5,728,825			$	657,133		$	5,728,825
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	'
	The following table documents changes in the carrying value of the FDIC receivable for loss sharing agreements relating to covered loans and other real estate owned during the nine months ended June 30, 2014 and the year ended September 30, 2013:
		Nine Months Ended				Year Ended
		June 30, 2014				30-Sep-13
	Balance, beginning of period	$	29,941,862			$	35,135,533
	Payments received from FDIC	(9,110,380		)		(480,550		)
	Accretion of fair value adjustment	286,533				675,696
	Impairment	(225,000		)		(642,461		)
	Amortization	(1,596,310		)		—
	Recovery of previous loss reimbursements	(5,198,225		)		(12,847,769		)
	Reduction in previous loss estimates	(1,549,966		)		(3,426,783		)
	Provision for estimated losses on covered assets recognized in noninterest expense	566,435				7,691,463
	External expenses qualifying under loss sharing agreements	1,806,854				3,836,733
	Balance, end of period	$	14,921,803			$	29,941,862
Past Due Financing Receivables	'
	Nonaccrual and Past Due Loans. Nonaccrual loans not covered by loss sharing, segregated by class of loans were as follows:
		June 30, 2014 (1)				September 30, 2013
	1-4 family residential real estate	$	1,102,400			$	1,507,760
	Commercial real estate	2,902,285				1,120,938
	Commercial	180,463				161,036
	Consumer and other	58,131				84,208
	Total	$	4,243,279			$	2,873,942
	__________________________________
	-1	Acquired Neighborhood Community Bank FAS ASC 310-30 loans that are no longer covered under the commercial loss sharing agreement with the FDIC are excluded from this table. Due to the recognition of accretion income established at the time of acquisition, the FAS ASC 310-30 loans that are greater than 90 days delinquent are regarded as accruing loans.
Impaired Financing Receivables	'
	Impaired loans not covered by loss sharing, segregated by class of loans were as follows:
	June 30, 2014
														Three Months Ended						Nine Months Ended
														June 30, 2014						June 30, 2014
			Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized
	With no related allowance recorded:
	1-4 family residential real estate		$	1,567,956			$	2,025,245			$	—		$	1,621,124		$	6,054		$	1,710,023		$	19,534
	Commercial real estate		10,195,006				12,173,949				—			10,239,457			103,741			10,319,152			315,560
	Commercial		180,463				210,343				—			187,559			—			196,454			196
	Real estate construction		—				—				—			—			—			—			—
	Total:		$	11,943,425			$	14,409,537			$	—		$	12,048,140		$	109,795		$	12,225,629		$	335,290
	There were no recorded allowances for impaired loans not covered by loss sharing at June 30, 2014. The recorded investment in accruing troubled debt restructured loans at June 30, 2014 totaled $7,351,565 and is included in the impaired loan table above.
	September 30, 2013
														Year Ended
														30-Sep-13
			Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized
	With no related allowance recorded:
	1-4 family residential real estate		$	1,614,765			$	1,931,968			$	—		$	1,699,236		$	5,901
	Commercial real estate		11,863,525				14,090,218				—			13,561,174			583,465
	Commercial		1,661,036				1,681,641				—			2,299,878			74,935
	Real estate construction		—				—				—			—			—
	Total:		$	15,139,326			$	17,703,827			$	—		$	17,560,288		$	664,301
Financing Receivable Credit Quality Indicators	'
	The following table shows issuer-specific information, including current par value, book value, fair value, credit rating and unrealized gain (loss) for the Company's portfolio of non-agency collateralized mortgage obligations as of June 30, 2014:
	Cusip		Description		Credit Rating (1)						Cumulative Net Impairment Losses Recognized in Earnings			Current Par Value			Book Value			Market Value			Unrealized
																							Gain (Loss)
					Moody		S&P		Fitch		(dollars in thousands)
	Investment Grade
	36228FQF6		GSR 2003-4F 1A2		n/a		AA+		BBB		$	—		$	204		$	204		$	213		$	9
	55265KL80		MASTR 2003-8 4A1		n/a		A+		AAA		—			378			376			382			6
	86359BVF5		SARM 2004-6 3A3		n/a		A+		n/a		—			1,007			1,007			958			(49		)
			Total								$	—		$	1,589		$	1,587		$	1,553		$	(34	)
	Split Rating
	17307GDL9		CMLTI 2004-HYB1 A31		B1		n/a		BBB		$	—		$	1,127		$	1,127		$	1,131		$	4
			Total								$	—		$	1,127		$	1,127		$	1,131		$	4
	Non-Investment Grade
	576433UQ7		MARM 2004-13 B1		NR		CCC		n/a		$	380		$	3,773		$	3,393		$	3,360		$	(33	)
	576433VN3		MARM 2004-15 4A1		B3		n/a		CCC		—			2,215			2,215			2,159			(56		)
	576433QD1		MARM 2004-7 5A1		Ba3		BB		n/a		—			3,577			3,576			3,629			53
			Total								$	380		$	9,565		$	9,184		$	9,148		$	(36	)
			Grand Total								$	380		$	12,281		$	11,898		$	11,832		$	(66	)
	______________________________
	-1	Credit ratings are current as of June 30, 2014.
	The following table presents the risk grades of the loan portfolio not covered by loss sharing, segregated by class of loans:
	June 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Pass (1-4)	$	138,349,964			$	254,410,414			$	18,635,576		$	58,459,401		$	16,939,147		$	486,794,502
	Special Mention (5)	—				5,035,029				1,025,682			—			—			6,060,711
	Substandard (6)	1,453,319				24,016,011				1,503,843			—			71,009			27,044,182
	Doubtful (7)	—				1,129,291				6,427			—			—			1,135,718
	Loss (8)	—				—				—			—			—			—
	Total not covered loans	$	139,803,283			$	284,590,745			$	21,171,528		$	58,459,401		$	17,010,156		$	521,035,113
	September 30, 2013
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Pass (1-4)	$	117,274,336			$	245,346,763			$	20,708,908		$	44,628,569		$	16,756,882		$	444,715,458
	Special Mention (5)	2,438,309				2,094,817				996,970			—			471,186			6,001,282
	Substandard (6)	4,858,502				22,167,425				2,068,064			24,786			315,848			29,434,625
	Doubtful (7)	—				—				—			—			900			900
	Loss (8)	—				—				—			—			—			—
	Total not covered loans	$	124,571,147			$	269,609,005			$	23,773,942		$	44,653,355		$	17,544,816		$	480,152,265
	The following table presents the risk grades, ignoring grade enhancement provided by the FDIC loss sharing, of the loan portfolio covered by loss sharing agreements, segregated by class of loans at June 30, 2014 and September 30, 2013. Numerical risk ratings 5-8 constitute classified assets for regulatory reporting; however regulatory authorities consider the FDIC loss sharing percentage of either 80% or 95%, as applicable, as a reduction of the regulatory classified balance for covered loans. With respect to classified assets covered by loss sharing agreements, numerical risk ratings 5-8, for regulatory reporting purposes are done under FDIC guidance reporting the Bank’s non-reimbursable amount of the book balance of the loans as classified. The remaining reimbursable portion is classified as pass, numerical risk ratings 1-4.
	June 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)	$	5,868,301			$	34,157,819			$	1,922,108		$	—		$	1,830,219		$	43,778,447
	Numerical risk rating (5)	158,271				9,564,945				535,167			—			—			10,258,383
	Numerical risk rating (6)	2,454,396				18,781,513				948,752			—			636,599			22,821,260
	Numerical risk rating (7)	—				295,673				117,692			—			—			413,365
	Numerical risk rating (8)	—				—				—			—			—			—
	Total covered loans (1)	$	8,480,968			$	62,799,950			$	3,523,719		$	—		$	2,466,818		$	77,271,455
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $6,024,942 of accretable discounts and discounts on acquired performing loans.
	September 30, 2013
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)	$	5,318,294			$	45,762,355			$	2,988,721		$	—		$	1,658,075		$	55,727,445
	Numerical risk rating (5)	1,094,186				20,231,874				454,554			—			440,058			22,220,672
	Numerical risk rating (6)	2,925,433				29,491,113				1,058,143			—			190,171			33,664,860
	Numerical risk rating (7)	6,324				1,650,508				595,086			—			834			2,252,752
	Numerical risk rating (8)	—				—				—			—			—			—
	Total covered loans (1)	$	9,344,237			$	97,135,850			$	5,096,504		$	—		$	2,289,138		$	113,865,729
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $4,851,229 of accretable discounts and discounts on acquired performing loans.
Troubled Debt Restructurings on Financing Receivables	'
	For the nine month periods ended June 30, 2014 and 2013 the following tables present a breakdown of the types of concessions determined to be troubled debt restructurings (“TDRs”) during the period by loan class:
		Accruing Loans										Nonaccrual Loans
		Nine Months Ended June 30, 2014										Nine Months Ended June 30, 2014
		Number of		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of	Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
		Loans										Loans
	Payment structure modification:
	Commercial real estate	3		$	905,513			$	905,513			—	$	—		$	—
	Total	3		$	905,513			$	905,513			—	$	—		$	—
		Accruing Loans										Nonaccrual Loans
		Nine Months Ended June 30, 2013										Nine Months Ended June 30, 2013
		Number of		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of	Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
		Loans										Loans
	Payment structure modification:
	Commercial real estate	—		$	—			$	—			1	$	80,462		$	41,080
	Total	—		$	—			$	—			1	$	80,462		$	41,080
Past Due Loans	'
Past Due Financing Receivables	'
	An age analysis of past due loans not covered by loss sharing, segregated by class of loans at June 30, 2014 and September 30, 2013 were as follows:
	June 30, 2014
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing (1)
	1-4 family residential real estate		$	1,745,765			$	390,621			$	2,136,386		$	137,666,897		$	139,803,283		$	237,541
	Commercial real estate		2,297,923				1,674,934				3,972,857			280,617,888			284,590,745			1,124,260
	Commercial		101,760				17,600				119,360			21,052,168			21,171,528			234
	Real estate construction		—				—				—			58,459,401			58,459,401			—
	Consumer and other		124,439				30,334				154,773			16,855,383			17,010,156			—
			$	4,269,887			$	2,113,489			$	6,383,376		$	514,651,737		$	521,035,113		$	1,362,035
	__________________________________
	-1	Previously covered loans in the amount of $1,124,494 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
	September 30, 2013
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing
	1-4 family residential real estate		$	1,116,477			$	47,283			$	1,163,760		$	123,407,387		$	124,571,147		$	47,283
	Commercial real estate		524,803				836,510				1,361,313			268,247,692			269,609,005			—
	Commercial		113,019				—				113,019			23,660,923			23,773,942			—
	Real estate construction		37,312				—				37,312			44,616,043			44,653,355			—
	Consumer and other		144,990				—				144,990			17,399,826			17,544,816			—
			$	1,936,601			$	883,793			$	2,820,394		$	477,331,871		$	480,152,265		$	47,283
	An age analysis of past due loans covered by loss sharing, segregated by class of loans at June 30, 2014 and September 30, 2013 were as follows:
	June 30, 2014
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
																	Loans (1)			Accruing (2)
	1-4 family residential real estate		$	153,428			$	939,931			$	1,093,359		$	7,387,609		$	8,480,968		$	939,931
	Commercial real estate		1,505,008				1,769,255				3,274,263			59,525,687			62,799,950			1,769,255
	Commercial		260,825				446,653				707,478			2,816,241			3,523,719			446,653
	Real estate construction		—				—				—			—			—			—
	Consumer and other		96,965				—				96,965			2,369,853			2,466,818			—
			$	2,016,226			$	3,155,839			$	5,172,065		$	72,099,390		$	77,271,455		$	3,155,839
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $6,024,942 of accretable discounts and discounts on acquired performing loans.
	-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
	September 30, 2013
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
																	Loans (1)			Accruing (2)
	1-4 family residential real estate		$	414,577			$	937,974			$	1,352,551		$	7,991,686		$	9,344,237		$	937,974
	Commercial real estate		2,948,186				6,926,620				9,874,806			87,261,044			97,135,850			6,926,620
	Commercial		534,363				611,305				1,145,668			3,950,836			5,096,504			611,305
	Real estate construction		—				—				—			—			—			—
	Consumer and other		2,901				97,747				100,648			2,188,490			2,289,138			97,747
			$	3,900,027			$	8,573,646			$	12,473,673		$	101,392,056		$	113,865,729		$	8,573,646
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $4,851,229 of accretable discounts and discounts on acquired performing loans.
	-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
Non Covered Loans	'
Allowance for Credit Losses on Financing Receivables	'
	The following tables are a summary of transactions in the allowance for loan losses on loans not covered by loss sharing by portfolio segment:
		Three Months Ended June 30, 2014
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	671,496			$	6,498,419			$	441,323		$	405,500		$	51,580		$	362,299		$	8,430,617
	Charge-offs	(89,600		)		(49,202		)		—			—			(99,414		)	—			(238,216		)
	Recoveries	—				—				12,828			—			469			—			13,297
	Provision	179,933				(690,453		)		(74,832		)	40,611			100,849			443,892			—
	Transfer of allowance on previously covered NCB non-single family loans	1,596				394,791				3,470			—			143			—			400,000
	Balance at end of period	$	763,425			$	6,153,555			$	382,789		$	446,111		$	53,627		$	806,191		$	8,605,698
		Nine Months Ended June 30, 2014
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	862,043			$	5,446,357			$	455,833		$	387,302		$	124,717		$	912,644		$	8,188,896
	Charge-offs	(189,979		)		(79,639		)		(22,035		)	—			(107,062		)	—			(398,715		)
	Recoveries	—				70,231				41,890			—			3,396			—			115,517
	Provision	89,765				321,815				(96,369		)	58,809			32,433			(106,453		)	300,000
	Transfer of allowance on previously covered NCB non-single family loans	1,596				394,791				3,470			—			143			—			400,000
	Balance at end of period	$	763,425			$	6,153,555			$	382,789		$	446,111		$	53,627		$	806,191		$	8,605,698
	Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
	Loans:
	Ending balance	$	139,803,283			$	284,590,745			$	21,171,528		$	58,459,401		$	17,010,156					$	521,035,113
	Ending balance: individually evaluated for impairment	$	1,567,956			$	10,195,006			$	180,463		$	—		$	—					$	11,943,425
		Three Months Ended June 30, 2013
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	958,862			$	5,512,924			$	576,976		$	432,493		$	147,927		$	916,602		$	8,545,784
	Charge-offs	(40,684		)		(557,053		)		(39,765		)	—			(67,309		)	—			(704,811		)
	Recoveries	—				28,021				10,557			—			899			—			39,477
	Provision	27,057				730,196				(144,550		)	(116,623		)	41,373			(37,453		)	500,000
	Balance at end of period	$	945,235			$	5,714,088			$	403,218		$	315,870		$	122,890		$	879,149		$	8,380,450
		Nine Months Ended June 30, 2013
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	879,854			$	5,480,132			$	711,594		$	287,129		$	79,627		$	751,559		$	8,189,895
	Charge-offs	(139,222		)		(825,940		)		(46,498		)	—			(88,644		)	—			(1,100,304		)
	Recoveries	58,784				92,750				30,766			6,875			1,684			—			190,859
	Provision	145,819				967,146				(292,644		)	21,866			130,223			127,590			1,100,000
	Balance at end of period	$	945,235			$	5,714,088			$	403,218		$	315,870		$	122,890		$	879,149		$	8,380,450
	Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
	Loans:
	Ending balance	$	113,255,214			$	254,742,622			$	19,214,808		$	47,903,639		$	17,876,981					$	452,993,264
	Ending balance: individually evaluated for impairment	$	2,023,286			$	11,883,249			$	1,684,368		$	—		$	—					$	15,590,903

Income_Per_Share_Tables

Income Per Share (Tables)	9 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted	'
		Three Months Ended				Nine Months Ended
		June 30,				June 30,
		2014		2013		2014		2013
	Numerator:
	Net income	$	1,785,178	$	1,617,949	$	4,913,056	$	5,336,645
	Denominator:
	Weighted average common shares outstanding	20,746,759		21,747,891		21,486,082		20,165,850
	Common stock equivalents	554,192		130,611		554,192		130,611
	Diluted shares	$	21,300,951	$	21,878,502	$	22,040,274	$	20,296,461
	Net income per share:
	Basic	$	0.09	$	0.07	$	0.23	$	0.26
	Diluted	$	0.09	$	0.07	$	0.22	$	0.26

Real_Estate_Owned_Tables

Real Estate Owned (Tables)	9 Months Ended
	Jun. 30, 2014
Real Estate [Abstract]	'
Other Real Estate, Non Covered, Roll Forward	'
	Non-covered real estate owned:
		Nine Months Ended June 30, 2014			Year Ended September 30, 2013
	Balance, beginning of period	$	1,615,036		$	2,106,757
	Real estate acquired through foreclosure of loans receivable	1,504,389			1,540,046
	Proceeds from real estate sold	(2,055,247		)	(1,542,186		)
	Write down of real estate owned	(201,387		)	(611,054		)
	Gain on sale of real estate owned	48,566			121,473
	Transfer of previously covered NCB non-single family OREO	419,999			—
	Balance, end of period	$	1,331,356		$	1,615,036
Other Real Estate, Covered, Roll Forward	'
	Covered real estate owned:
		Nine Months Ended June 30, 2014			Year Ended September 30, 2013
	Balance, beginning of period	$	14,068,846		$	21,903,204
	Real estate acquired through foreclosure of loans receivable	3,390,267			15,771,880
	Proceeds from real estate sold	(9,185,958		)	(20,260,362		)
	Gain on real estate sold recognized in noninterest expense	96,717			460,189
	Gain on real estate sold payable to (receivable from) the FDIC	770,367			4,214,243
	Provision for losses on real estate owned recognized in noninterest expense	(139,795		)	(1,072,288		)
	Increase of FDIC receivable for loss sharing agreements	(566,435		)	(6,948,020		)
	Transfer of previously covered NCB non-single family OREO	(419,999		)	—
	Balance, end of period	$	8,014,010		$	14,068,846

Employee_Benefits_Tables

Employee Benefits (Tables)	9 Months Ended
	Jun. 30, 2014
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]	'
Fair Value of Options Assumptions	'
	The fair value of the 971,680 options granted during the nine months ended June 30, 2014, was estimated on the date of grant using the Black-Scholes-Merton model with the following assumptions:
			971,680 Options
	Risk-free interest rate		1.71		%
	Dividend yield		1.85		%
	Expected life at date of grant (months)		66 months
	Volatility		20.75		%
	Weighted average grant-date fair value		$	1.86
Stock Option Activity	'
	The following table summarizes activity for shares under option and weighted average exercise price per share:
		Shares			Weighted average exercise		Weighted average remaining life (years)
					price/share
	Options outstanding - September 30, 2013	660,059			$	8.44	6
	Option exercised	659			8.82		5
	Options forfeited	3,341			8.82		5
	Options granted	971,680			10.89		10
	Options outstanding - June 30, 2014	1,627,739			$	9.9	8
	Options exercisable - June 30, 2014	395,540			$	8.82	5
Stock Options Outstanding	'
	The following table summarizes information about the options outstanding at June 30, 2014:
		Number of shares					Remaining contractual	Exercise price
		outstanding at					life in years	per share
		30-Jun-14
			393,545				5	$	8.82
			174,594				6	$	8.18
			66,720				6	$	7.22
			16,212				8	$	7.34
			4,988				8	$	7.79
			971,680				10	$	10.89
			1,627,739
Restricted Stock Award	'
		Shares			Weighted average grant date fair value per award
	Unvested restricted stock awards - September 30, 2013	14,965			$	8.18
	Granted	360,092			10.89
	Vested	5,610			8.18
	Canceled or expired	—			—
	Unvested restricted stock awards - June 30, 2014	369,447			$	10.82

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments and Fair Value Measurement (Tables)	9 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below.
		June 30, 2014
		Estimated fair value		Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
				(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals	$	17,580,626	$	—		$	17,580,626		$	—
	Mortgage–backed securities:
	FHLMC certificates	46,267,958		—			46,267,958			—
	FNMA certificates	107,494,994		—			107,494,994			—
	GNMA certificates	1,722,916		—			1,722,916			—
	Collateralized mortgage obligations:
	FHLMC	57,529		—			57,529			—
	FNMA	84,366		—			84,366			—
	Private-label mortgage securities:
	Investment grade	1,552,567		—			1,552,567			—
	Split rating (1)	1,130,840		—			1,130,840			—
	Non-investment grade	9,148,478		—			9,148,478			—
	Total investment securities available for sale	185,040,274		—			185,040,274			—
	Assets held for sale	2,020,468		—			—			2,020,468
	Total recurring assets at fair value	$	187,060,742	$	—		$	185,040,274		$	2,020,468
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2013
		Estimated fair value		Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
				(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals	$	14,913,592	$	—		$	14,913,592		$	—
	U.S. government sponsored entities	5,030,043		—			5,030,043			—
	Mortgage–backed securities:
	FNMA certificates	116,301,309		—			116,301,309			—
	GNMA certificates	1,845,617		—			1,845,617			—
	FHLMC certificates	53,165,417		—			53,165,417			—
	Collateralized mortgage-backed securities:
	FNMA	7,256,485		—			7,256,485			—
	Collateralized mortgage obligations:
	FNMA	2,274,370		—			2,274,370			—
	FHLMC	407,854		—			407,854			—
	Private-label mortgage securities:
	Investment grade	1,949,995		—			1,949,995			—
	Split rating (1)	1,238,508		—			1,238,508			—
	Non-investment grade	10,735,217		—			10,735,217			—
	Total investment securities available for sale	215,118,407		—			215,118,407			—
	Assets held for sale	1,744,584		—			—			1,744,584
	Total recurring assets at fair value	$	216,862,991	$	—		$	215,118,407		$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
Fair Value, Assets and Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation	'
	A reconciliation of the beginning and ending balances of Level 3 assets and liabilities recorded at fair value on a recurring basis is as follows:
		Nine Months Ended June 30, 2014		Year Ended September 30, 2013
	Fair value, beginning balance	$	1,744,584	$	1,054,280
	Purchases	—		—
	Sales	—		—
	Settlements	—		—
	Change in unrealized loss recognized in other comprehensive income	—		—
	Valuation loss recognized in noninterest expense	—		(467,841		)
	Total realized losses included in income	—		—
	Transfers in and/or out of level 3	275,884		1,158,145
	Fair value, ending balance	$	2,020,468	$	1,744,584
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques	'
	Assets and liabilities measured at fair value on a nonrecurring basis are summarized below.
				Fair value measurements using:
				Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
		Fair value		(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
	June 30, 2014
	Impaired loans:
	Not covered under loss share	$	3,595,987	$	—		$	—		$	3,595,987
	Other real estate owned:
	Not covered under loss share	1,331,356		—			—			1,331,356
	Covered under loss share	8,014,010		—			—			8,014,010
	September 30, 2013
	Impaired loans:
	Not covered under loss share	3,338,298		—			—			3,338,298
	Other real estate owned:
	Not covered under loss share	1,615,036		—			—			1,615,036
	Covered under loss share	14,068,846		—			—			14,068,846
Fair Value Inputs, Assets, Quantitative Information	'
	The following table provides information describing the valuation processes used to determine recurring and nonrecurring fair value measurements categorized within Level 3 of the fair value hierarchy at June 30, 2014:
		Quantitative Information about Level 3 Fair Value Measurements
		Fair Value		Valuation Technique		Unobservable Input	General Range (Discount)					Average Discount
	Impaired Loans	$	3,595,987	Property appraisals		Management discount for property type and recent market volatility	13%		—	38%		24%
	OREO	$	9,345,366	Property appraisals		Management discount for property type and recent market volatility	26%		—	34%		30%
	Assets Held for Sale	$	2,020,468	Valuation analysis		Management discount for property type and recent market volatility	0%		—	50%		34%
Fair Value, by Balance Sheet Grouping	'
	The estimated fair value of the Company’s remaining on-balance sheet financial instruments as of June 30, 2014 and September 30, 2013 is summarized below:
		June 30, 2014
							Estimated Fair Value
		Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
							(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	149,268,602	$	149,268,602		$	149,268,602		$	—		$	—
	Investments available for sale	185,040,274		185,040,274			—			185,040,274			—
	FHLB Stock	3,442,900		3,442,900			—			3,442,900			—
	Loans receivable, net	582,402,665		585,751,651			—			—			585,751,651
	Loans held for sale	2,332,156		2,380,651			—			2,380,651			—
	Cash surrender value of life insurance	46,851,349		46,851,349			—			46,851,349			—
	FDIC receivable for loss sharing arrangements	14,921,803		12,558,289			—			—			12,558,289
	Assets held for sale	2,020,468		2,020,468			—			—			2,020,468
	Accrued interest and dividends receivable	2,424,460		2,424,460			—			585,338			1,839,122
	Financial liabilities:
	Deposits	$	729,608,889	$	731,472,966		$	—		$	731,472,966		$	—
	FHLB advances	55,000,000		60,092,820			—			60,092,820			—
	Accrued interest payable	176,809		176,809			—			176,809			—
		September 30, 2013
							Estimated Fair Value
		Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
							(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	161,452,481	$	161,452,481		$	161,452,481		$	—		$	—
	Investments available for sale	215,118,407		215,118,407			—			215,118,407			—
	FHLB Stock	3,940,300		3,940,300			—			3,940,300			—
	Loans receivable, net	579,854,293		549,751,987			—			—			549,751,987
	Loans held for sale	1,857,393		1,883,244			—			1,883,244			—
	Cash surrender value of life insurance	39,825,881		39,825,881			—			39,825,881			—
	FDIC receivable for loss sharing arrangements	29,941,862		29,369,037			—			—			29,369,037
	Assets held for sale	1,744,584		1,744,584			—			—			1,744,584
	Accrued interest and dividends receivable	2,728,902		2,728,902			—			642,244			2,086,658
	Financial liabilities:
	Deposits	$	751,296,668	$	724,702,400		$	—		$	724,702,400		$	—
	FHLB advances	60,000,000		66,297,123			—			66,297,123			—
	Accrued interest payable	200,173		200,173			—			200,173			—

Nature_of_Operations_Details

Nature of Operations (Details) (USD $)	0 Months Ended
	Apr. 08, 2013	Jun. 30, 2014	Sep. 30, 2013
Stock issued during period, shares, new issues (in shares)	14,289,429	'	'
Share price	$10	'	'
Proceeds from initial public offering, gross	$142,900,000	'	'
Conversion of stock, shares issued	1.2471	'	'
Common stock, shares outstanding	'	19,959,971	22,752,214
Charter Federal	'	'	'
Conversion of stock, shares issued	1.2471	'	'
First Charter MHC	'	'	'
Equity method investment, ownership percentage	100.00%	'	'
Net asset position assumed by Charter Financial	$229,564	'	'
Public	'	'	'
Equity method investment, ownership percentage	100.00%	'	'

Securities_Available_for_Sale_1

Securities Available for Sale (Details) (USD $)	9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013
Proceeds from maturities, prepayments and calls of available-for-sale securities	$10,112,400	$9,431,500	'
Proceeds from sales of securities available for sale	9,373,962	13,952,478	'
Available-for-sale securities, gross realized gains	202,053	219,913	'
Available-for-sale securities, gross realized losses	1,349	0	'
Available-for-sale securities pledged as collateral	105,100,000	'	149,200,000
Private Label Mortgage Securities	'	'	'
Gross unrealized losses	-138,000	'	'
Servicing asset at amortized cost	$6,600,000	'	'

Securities_Available_for_Sale_2

Securities Available for Sale - Summary of Available for Sale Securities (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
Amortized cost	$186,063,225	$217,905,668
Gross unrealized gains	1,323,308	1,194,696
Gross unrealized losses	-2,346,259	-3,981,957
Securities available for sale	185,040,274	215,118,407
Tax-Free Municipals	'	'
Amortized cost	17,538,934	14,897,685
Gross unrealized gains	41,692	16,733
Gross unrealized losses	0	-826
Securities available for sale	17,580,626	14,913,592
US Government-sponsored Enterprises Debt Securities	'	'
Amortized cost	'	5,025,898
Gross unrealized gains	'	4,145
Gross unrealized losses	'	0
Securities available for sale	'	5,030,043
Mortgage Backed Federal National Mortgage Association	'	'
Amortized cost	108,664,681	118,466,995
Gross unrealized gains	636,465	526,825
Gross unrealized losses	-1,806,152	-2,692,511
Securities available for sale	107,494,994	116,301,309
Mortgage Backed Government National Mortgage Association	'	'
Amortized cost	1,604,982	1,727,789
Gross unrealized gains	117,934	117,828
Gross unrealized losses	0	0
Securities available for sale	1,722,916	1,845,617
Mortgage Backed Federal Home Loan Mortgage Corp	'	'
Amortized cost	46,220,504	53,419,411
Gross unrealized gains	449,391	330,921
Gross unrealized losses	-401,937	-584,915
Securities available for sale	46,267,958	53,165,417
Collateralized Mortgage Backed Securities, Federal National Mortgage Association	'	'
Amortized cost	'	7,189,766
Gross unrealized gains	'	66,719
Gross unrealized losses	'	0
Securities available for sale	'	7,256,485
Collateralized Mortgage Obligations Federal National Mortgage Association	'	'
Amortized cost	82,447	2,207,643
Gross unrealized gains	1,919	66,727
Gross unrealized losses	0	0
Securities available for sale	84,366	2,274,370
Collateralized Mortgage Obligations Federal Home Loan Mortgage Corp	'	'
Amortized cost	53,221	372,444
Gross unrealized gains	4,308	35,410
Gross unrealized losses	0	0
Securities available for sale	57,529	407,854
Private Label Mortgage Securities Investment Grade	'	'
Amortized cost	1,586,789	2,010,627
Gross unrealized gains	15,154	29,388
Gross unrealized losses	-49,376	-90,020
Securities available for sale	1,552,567	1,949,995
Private Label Mortgage Securities Split Rating	'	'
Amortized cost	1,127,126	1,292,942
Gross unrealized gains	3,714	0
Gross unrealized losses	0	-54,434
Securities available for sale	1,130,840	1,238,508
Private Label Mortgage Securities Non Investment Grade	'	'
Amortized cost	9,184,541	11,294,468
Gross unrealized gains	52,731	0
Gross unrealized losses	-88,794	-559,251
Securities available for sale	$9,148,478	$10,735,217

Securities_Available_for_Sale_3

Securities Available for Sale - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale (Details) (USD $)	Jun. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Amortized cost - Less than 1 year	$0
Amortized cost - 1-5 years	2,984,743
Amortized cost - Greater than 5 years	14,554,191
Amortized cost - Mortgage-backed securities	168,524,291
Amortized cost - Investment securities available for sale	186,063,225
Estimated fair value - Less than 1 year	0
Estimated fair value - 1-5 years	2,991,741
Estimated fair value - Greater than 5 years	14,588,885
Estimated fair value - Mortgage-backed securities	167,459,648
Estimated fair value - Investment securities available for sale	$185,040,274

Securities_Available_for_Sale_4

Securities Available for Sale - Continuous Unrealized Loss Position (Details) (USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Available For Sale Securities, Continuous Unrealized Loss Position, Less Than Twelve Months, Amortized Cost Basis	$2,215,233	$118,391,363
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	-55,997	-3,425,320
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,159,236	114,966,043
Available For Sale Securities, Continuous Unrealized Loss Position, Twelve Months Or Longer, Amortized Cost Basis	103,315,557	10,225,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	-2,290,262	-556,637
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	101,025,295	9,668,363
Tax-Free Municipals	'	'
Available For Sale Securities, Continuous Unrealized Loss Position, Less Than Twelve Months, Amortized Cost Basis	'	722,803
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'	-51
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	722,752
Available For Sale Securities, Continuous Unrealized Loss Position, Twelve Months Or Longer, Amortized Cost Basis	'	253,404
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	'	-775
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	252,629
Mortgage Backed Federal Home Loan Mortgage Corp	'	'
Available For Sale Securities, Continuous Unrealized Loss Position, Less Than Twelve Months, Amortized Cost Basis	'	21,328,101
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'	-584,915
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	20,743,186
Available For Sale Securities, Continuous Unrealized Loss Position, Twelve Months Or Longer, Amortized Cost Basis	19,552,348	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	-401,937	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	19,150,411	'
Mortgage Backed Federal National Mortgage Association	'	'
Available For Sale Securities, Continuous Unrealized Loss Position, Less Than Twelve Months, Amortized Cost Basis	'	92,575,581
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	'	-2,692,511
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	89,883,070
Available For Sale Securities, Continuous Unrealized Loss Position, Twelve Months Or Longer, Amortized Cost Basis	79,363,160	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	-1,806,152	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	77,557,008	'
Private Label Mortgage Securities	'	'
Available For Sale Securities, Continuous Unrealized Loss Position, Less Than Twelve Months, Amortized Cost Basis	2,215,233	3,764,878
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Losses	-55,997	-147,843
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,159,236	3,617,035
Available For Sale Securities, Continuous Unrealized Loss Position, Twelve Months Or Longer, Amortized Cost Basis	4,400,049	9,971,596
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Losses	-82,173	-555,862
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	4,317,876	9,415,734
Gross unrealized losses	($138,000)	'

Securities_Available_for_Sale_5

Securities Available for Sale - Credit Losses on Investment Securities (Details) (USD $)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Roll Forward]	'	'	'	'
Beginning balance of credit losses previously recognized in earnings	$380,446	$380,446	$380,446	$380,446
Amount related to credit losses for securities for which an other-than-temporary impairment was not previously recognized in earnings	0	0	0	0
Amount related to credit losses for securities for which an other-than-temporary impairment was previously recognized in earnings	0	0	0	0
Ending balance of cumulative credit losses recognized in earnings	$380,446	$380,446	$380,446	$380,446

Securities_Available_for_Sale_6

Securities Available for Sale - Non-Agency Collateralized Mortgage Obligations (Details) (USD $)

Jun. 30, 2014

Sep. 30, 2013

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Collateralized Mortgage Obligations

Investment Grade

Investment Grade

Investment Grade

Investment Grade

Split Rating

Split Rating

Non-Investment Grade

Non-Investment Grade

Non-Investment Grade

Non-Investment Grade

Fitch, AAA Rating [Member]

Fitch, BBB Rating [Member]

Fitch, BBB Rating [Member]

Fitch, CCC Rating [Member]

Fitch n/a Rating

Fitch n/a Rating

Standard & Poor's, AA+ Rating [Member]

Standard & Poor's, A+ Rating [Member]

Standard & Poor's, A+ Rating [Member]

Standard & Poor's, CCC Rating [Member]

Standard & Poor's, BB Rating [Member]

Moody's, B1 Rating [Member]

Moody's, B3 Rating [Member]

Moody's, Ba3 Rating [Member]

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Investment Grade

Investment Grade

Split Rating

Non-Investment Grade

Non-Investment Grade

Non-Investment Grade

Investment Grade

Investment Grade

Investment Grade

Non-Investment Grade

Non-Investment Grade

Split Rating

Non-Investment Grade

Non-Investment Grade

GSR 2003-4F 1A2

MASTR 2003-8 4A1

SARM 2004-6 3A3

CMLTI 2004-HYB1 A31

MARM 2004-13 B1

MARM 2004-15 4A1

MARM 2004-7 5A1

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

MASTR 2003-8 4A1

GSR 2003-4F 1A2

CMLTI 2004-HYB1 A31

MARM 2004-15 4A1

MARM 2004-13 B1

MARM 2004-7 5A1

GSR 2003-4F 1A2

MASTR 2003-8 4A1

SARM 2004-6 3A3

MARM 2004-13 B1

MARM 2004-7 5A1

CMLTI 2004-HYB1 A31

MARM 2004-15 4A1

MARM 2004-7 5A1

Financing Receivable, Recorded Investment [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Cumulative net impairment losses recognized in earnings

'

'

$380,000

$0

$0

$0

$0

$0

$0

$380,000

$380,000

$0

$0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Debt instrument, credit rating

'

'

'

'

'n/a

'n/a

'n/a

'

'n/a

'

'NR

'n/a

'

'AAA

'BBB

'BBB

'CCC

'n/a

'n/a

'AA+

'A+

'A+

'CCC

'BB

'B1

'B3

'Ba3

Current par value

'

'

12,281,000

1,589,000

204,000

378,000

1,007,000

1,127,000

1,127,000

9,565,000

3,773,000

2,215,000

3,577,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Book value

186,063,225

217,905,668

11,898,000

1,587,000

204,000

376,000

1,007,000

1,127,000

1,127,000

9,184,000

3,393,000

2,215,000

3,576,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities available for sale

185,040,274

215,118,407

11,832,000

1,553,000

213,000

382,000

958,000

1,131,000

1,131,000

9,148,000

3,360,000

2,159,000

3,629,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrealized gain (loss)

'

'

($66,000)

($34,000)

$9,000

$6,000

($49,000)

$4,000

$4,000

($36,000)

($33,000)

($56,000)

$53,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities_Available_for_Sale_7

Securities Available for Sale - Changes in Accumulated Other Comprehensive Income by Component (Details) (USD $)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Unrealized Gains/(Losses) on Available-for-Sale Securities [Roll Forward]	'	'	'	'
Beginning balance	($1,789,816)	($480,223)	($1,839,593)	$203,380
Other comprehensive income (loss) before reclassifications	1,237,900	-1,661,580	1,287,677	-2,210,157
Amounts reclassified from accumulated other comprehensive loss	-123,232	0	-123,232	-135,026
Net current-period other comprehensive income (loss)	1,114,668	-1,661,580	1,164,445	-2,345,183
Ending balance	($675,148)	($2,141,803)	($675,148)	($2,141,803)

Loans_Receivable_Details

Loans Receivable (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013
Provision for covered loan losses	($834,086)	$41,838	($885,664)	$94,321	'
FDIC receivable for loss sharing agreements	'	'	'	'	29,941,862
Loans receivable	8,833,596	9,642,115	25,564,268	29,969,312	'
FDIC indemnification asset amortization	849,919	0	1,596,310	0	0
Accretion of Discount	'	'	6,024,942	'	4,851,229
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	'	'	0	49,003	'
Minimum	'	'	'	'	'
Debt Service Coverage Ratio	'	'	1.15	'	'
Unallocated Allowance for Loan Loss	'	'	4.00%	'	'
Maximum	'	'	'	'	'
Unallocated Allowance for Loan Loss	'	'	12.00%	'	'
Maximum | Home Equity Line of Credit	'	'	'	'	'
Loan to Value Percentage	'	'	80.00%	'	'
Risk Ratings 5-8 | Minimum	'	'	'	'	'
Percentage of Loan Portfolio	'	'	80.00%	'	'
Risk Ratings 5-8 | Maximum	'	'	'	'	'
Percentage of Loan Portfolio	'	'	95.00%	'	'
Commercial real estate	'	'	'	'	'
Loans Percentage Secured By Properties	'	'	31.00%	'	'
Covered Loans	'	'	'	'	'
Accretion of Discount	'	'	6,024,942	'	4,851,229
Non-accretable differences | Amortization of FDIC Indemnification Asset | Covered Loans	'	'	'	'	'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	1,800,000	'	'	'	'
Covered Loans	'	'	'	'	'
Allowance for loan and lease losses, adjustments, net	-400,000	0	-400,000	0	'
FDIC receivable for loss sharing agreements	2,500,000	'	2,500,000	'	'
Covered Loans | Expiration of loss share agreement with the FDIC	'	'	'	'	'
Transfer from allowance discount on acquired loans	-1,200,000	'	'	'	'
Non Covered Loans	'	'	'	'	'
Allowance for loan and lease losses, adjustments, net	400,000	'	400,000	'	'
Impaired Financing Receivable, Related Allowance	0	'	0	'	0
Financing Receivable, Modifications, Recorded Investment	'	'	'	'	12,302,311
Non Covered Loans | Commercial real estate	'	'	'	'	'
Allowance for loan and lease losses, adjustments, net	394,791	'	394,791	'	'
Charged to Operations | Covered Loans | Expiration of loss share agreement with the FDIC	'	'	'	'	'
Provision for covered loan losses	-834,000	'	'	'	'
Non Covered Loans	'	'	'	'	'
Loans and Leases Receivable, Gross, Consumer, Home Equity	12,000,000	'	12,000,000	'	'
Financing Receivable, Modifications, Recorded Investment	$7,351,565	'	$7,351,565	'	'

Loans_Receivable_Summary_of_Lo

Loans Receivable - Summary of Loans Receivable (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Sep. 30, 2012
Loans not covered by loss sharing agreements:	'	'	'	'	'	'
Loans receivable not covered under FDIC loss sharing agreements	$521,035,113	'	$480,152,265	'	'	'
Unamortized loan origination fees, net	-1,252,972	'	-1,100,666	'	'	'
Non Covered Loans	'	'	'	'	'	'
Loans not covered by loss sharing agreements:	'	'	'	'	'	'
Loans receivable not covered under FDIC loss sharing agreements	521,035,113	'	480,152,265	452,993,264	'	'
Unamortized loan origination fees, net	1,252,972	'	1,100,666	'	'	'
Allowance for loan losses	8,605,698	8,430,617	8,188,896	8,380,450	8,545,784	8,189,895
Total loans not covered, net	511,176,443	'	470,862,703	'	'	'
1-4 family residential real estate | Non Covered Loans	'	'	'	'	'	'
Loans not covered by loss sharing agreements:	'	'	'	'	'	'
Loans receivable not covered under FDIC loss sharing agreements	139,803,283	'	124,571,147	113,255,214	'	'
Allowance for loan losses	763,425	671,496	862,043	945,235	958,862	879,854
Commercial real estate | Non Covered Loans	'	'	'	'	'	'
Loans not covered by loss sharing agreements:	'	'	'	'	'	'
Loans receivable not covered under FDIC loss sharing agreements	284,590,745	'	269,609,005	254,742,622	'	'
Allowance for loan losses	6,153,555	6,498,419	5,446,357	5,714,088	5,512,924	5,480,132
Commercial | Non Covered Loans	'	'	'	'	'	'
Loans not covered by loss sharing agreements:	'	'	'	'	'	'
Loans receivable not covered under FDIC loss sharing agreements	21,171,528	'	23,773,942	19,214,808	'	'
Allowance for loan losses	382,789	441,323	455,833	403,218	576,976	711,594
Real estate construction | Non Covered Loans	'	'	'	'	'	'
Loans not covered by loss sharing agreements:	'	'	'	'	'	'
Loans receivable not covered under FDIC loss sharing agreements	58,459,401	'	44,653,355	47,903,639	'	'
Allowance for loan losses	446,111	405,500	387,302	315,870	432,493	287,129
Consumer and other | Non Covered Loans	'	'	'	'	'	'
Loans not covered by loss sharing agreements:	'	'	'	'	'	'
Loans receivable not covered under FDIC loss sharing agreements	17,010,156	'	17,544,816	17,876,981	'	'
Allowance for loan losses	$53,627	$51,580	$124,717	$122,890	$147,927	$79,627

Loans_Receivable_Summary_of_Co

Loans Receivable - Summary of Covered Loans Receivable (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
Loans covered by loss sharing agreements:	'	'
Unamortized loan origination fees, net	($1,252,972)	($1,100,666)
Covered Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	83,106,225	128,623,269
Non-accretable difference	5,177,638	10,833,262
Allowance for covered loan losses	657,133	3,924,278
Unamortized loan origination fees, net	20,290	22,910
Loans and leases receivable, net reported amount, covered	71,226,222	108,991,590
Covered Loans | Accretable discount	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	5,873,708	4,673,371
Covered Loans | 1-4 family residential real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	9,428,794	10,601,655
Covered Loans | Commercial real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	66,874,522	107,742,602
Covered Loans | Commercial	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	4,096,926	6,884,348
Covered Loans | Real estate construction	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	0	0
Covered Loans | Consumer and other	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	2,705,983	3,394,664
Covered Loans | Discount On Acquired Performing Loans [Member]	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	151,234	177,858
Covered Loans | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	37,908,153	53,830,867
Non-accretable difference	4,406,774	7,757,070
Allowance for covered loan losses	100,074	705,446
Unamortized loan origination fees, net	0	0
Loans and leases receivable, net reported amount, covered	30,023,852	41,859,921
Covered Loans | Impaired Loans at Acquisition | Accretable discount	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	3,377,453	3,508,430
Covered Loans | Impaired Loans at Acquisition | 1-4 family residential real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	4,186,100	4,316,008
Covered Loans | Impaired Loans at Acquisition | Commercial real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	31,242,777	46,170,021
Covered Loans | Impaired Loans at Acquisition | Commercial	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	1,917,149	2,844,456
Covered Loans | Impaired Loans at Acquisition | Real estate construction	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	0	0
Covered Loans | Impaired Loans at Acquisition | Consumer and other	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	562,127	500,382
Covered Loans | Impaired Loans at Acquisition | Discount On Acquired Performing Loans [Member]	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	0	0
Covered Loans | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	45,198,072	74,792,402
Non-accretable difference	770,864	3,076,192
Allowance for covered loan losses	557,059	3,218,832
Unamortized loan origination fees, net	20,290	22,910
Loans and leases receivable, net reported amount, covered	41,202,370	67,131,669
Covered Loans | All Other Acquired Loans | Accretable discount	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	2,496,255	1,164,941
Covered Loans | All Other Acquired Loans | 1-4 family residential real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	5,242,694	6,285,647
Covered Loans | All Other Acquired Loans | Commercial real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	35,631,745	61,572,581
Covered Loans | All Other Acquired Loans | Commercial	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	2,179,777	4,039,892
Covered Loans | All Other Acquired Loans | Real estate construction	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	0	0
Covered Loans | All Other Acquired Loans | Consumer and other	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	2,143,856	2,894,282
Covered Loans | All Other Acquired Loans | Discount On Acquired Performing Loans [Member]	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	$151,234	$177,858

Loans_Receivable_Accretable_Di

Loans Receivable - Accretable Discount On Covered Loans (Details) (USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]	'	'
Total covered loans - beginning balance	$4,673,371	$12,924,347
Loan accretion	-4,288,711	-8,792,003
Transfer from nonaccretable difference	5,489,048	541,027
Total covered loans - ending balance	5,873,708	4,673,371
Impaired Loans at Acquisition	'	'
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]	'	'
Total covered loans - beginning balance	3,508,430	9,869,297
Loan accretion	-2,580,977	-6,834,946
Transfer from nonaccretable difference	2,450,000	474,079
Total covered loans - ending balance	3,377,453	3,508,430
All Other Acquired Loans	'	'
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]	'	'
Total covered loans - beginning balance	1,164,941	3,055,050
Loan accretion	-1,707,734	-1,957,057
Transfer from nonaccretable difference	3,039,048	66,948
Total covered loans - ending balance	$2,496,255	$1,164,941

Loans_Receivable_Allowance_for

Loans Receivable - Allowance for Loan Losses Transactions (Details) (USD $)

9 Months Ended

12 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

Jun. 30, 2014

Sep. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Covered Loans

Charged to FDIC Receivable

Charged to FDIC Receivable

Charged to FDIC Receivable

Charged to FDIC Receivable

Charged to Operations

Charged to Operations

Charged to Operations

Charged to Operations

Allowance for Loan and Lease Losses [Roll Forward]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for loan losses - beginning balance

'

'

$2,268,000

$6,951,125

$3,924,278

$10,340,815

'

'

'

'

'

'

'

'

Loans charged off, gross

'

'

-385,900

-1,489,057

-524,784

-6,123,063

'

'

'

'

'

'

'

'

Recoveries on loans previously charged off

5,198,225

12,847,769

9,119

0

93,269

10,650

'

'

'

'

'

'

'

'

Provision for loan losses

'

'

'

'

'

'

0

224,919

-1,549,966

1,406,102

-834,086

41,838

-885,664

94,321

Allowance for loan and lease losses, adjustments, net

'

'

-400,000

0

-400,000

0

'

'

'

'

'

'

'

'

Allowance for loan losses - ending balance

'

'

$657,133

$5,728,825

$657,133

$5,728,825

'

'

'

'

'

'

'

'

Loans_Receivable_Changes_in_th

Loans Receivable - Changes in the Carrying Value of the FDIC Receivable (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013
FDIC Indemnification Asset [Roll Forward]	'	'	'	'	'
FDIC receivable for loss sharing agreements relating to covered loans - balance, beginning of period	'	'	$29,941,862	$35,135,533	$35,135,533
Payments received from FDIC	'	'	-9,110,380	'	-480,550
Accretion of fair value discounts related to FDIC receivable	'	'	286,533	218,918	675,696
Impairment	'	'	-225,000	'	-642,461
FDIC indemnification asset amortization	-849,919	0	-1,596,310	0	0
Recovery of previous loss reimbursements	'	'	-5,198,225	'	-12,847,769
Reduction in previous loss estimates	'	'	-1,549,966	'	-3,426,783
Provision for estimated losses on covered assets recognized in noninterest expense	'	'	566,435	'	7,691,463
External expenses qualifying under loss sharing agreements	'	'	1,806,854	'	3,836,733
FDIC receivable for loss sharing agreements relating to covered loans - balance, end of period	$14,921,803	'	$14,921,803	'	$29,941,862

Loans_Receivable_Nonaccrual_an

Loans Receivable - Nonaccrual and Past Due Loans (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
Loans receivable	$4,243,279	$2,873,942
1-4 family residential real estate	'	'
Loans receivable	1,102,400	1,507,760
Commercial real estate	'	'
Loans receivable	2,902,285	1,120,938
Commercial	'	'
Loans receivable	180,463	161,036
Consumer and other	'	'
Loans receivable	$58,131	$84,208

Loans_Receivable_Age_Analysis_

Loans Receivable - Age Analysis of Past Due Loans (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Sep. 30, 2012
Total Loans	$521,035,113	'	$480,152,265	'	'	'
Non Covered Loans	'	'	'	'	'	'
Allowance for loan losses	8,605,698	8,430,617	8,188,896	8,380,450	8,545,784	8,189,895
30-89 Days Past Due	4,269,887	'	1,936,601	'	'	'
Greater than 90 Days Past Due	2,113,489	'	883,793	'	'	'
Total Past Due	6,383,376	'	2,820,394	'	'	'
Current	514,651,737	'	477,331,871	'	'	'
Total Loans	521,035,113	'	480,152,265	452,993,264	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	1,362,035	'	47,283	'	'	'
Non Covered Loans | 1-4 family residential real estate	'	'	'	'	'	'
Allowance for loan losses	763,425	671,496	862,043	945,235	958,862	879,854
30-89 Days Past Due	1,745,765	'	1,116,477	'	'	'
Greater than 90 Days Past Due	390,621	'	47,283	'	'	'
Total Past Due	2,136,386	'	1,163,760	'	'	'
Current	137,666,897	'	123,407,387	'	'	'
Total Loans	139,803,283	'	124,571,147	113,255,214	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	237,541	'	47,283	'	'	'
Non Covered Loans | Commercial real estate	'	'	'	'	'	'
Allowance for loan losses	6,153,555	6,498,419	5,446,357	5,714,088	5,512,924	5,480,132
30-89 Days Past Due	2,297,923	'	524,803	'	'	'
Greater than 90 Days Past Due	1,674,934	'	836,510	'	'	'
Total Past Due	3,972,857	'	1,361,313	'	'	'
Current	280,617,888	'	268,247,692	'	'	'
Total Loans	284,590,745	'	269,609,005	254,742,622	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	1,124,260	'	0	'	'	'
Non Covered Loans | Commercial	'	'	'	'	'	'
Allowance for loan losses	382,789	441,323	455,833	403,218	576,976	711,594
30-89 Days Past Due	101,760	'	113,019	'	'	'
Greater than 90 Days Past Due	17,600	'	0	'	'	'
Total Past Due	119,360	'	113,019	'	'	'
Current	21,052,168	'	23,660,923	'	'	'
Total Loans	21,171,528	'	23,773,942	19,214,808	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	234	'	0	'	'	'
Non Covered Loans | Real estate construction	'	'	'	'	'	'
Allowance for loan losses	446,111	405,500	387,302	315,870	432,493	287,129
30-89 Days Past Due	0	'	37,312	'	'	'
Greater than 90 Days Past Due	0	'	0	'	'	'
Total Past Due	0	'	37,312	'	'	'
Current	58,459,401	'	44,616,043	'	'	'
Total Loans	58,459,401	'	44,653,355	47,903,639	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	'	0	'	'	'
Non Covered Loans | Consumer and other	'	'	'	'	'	'
Allowance for loan losses	53,627	51,580	124,717	122,890	147,927	79,627
30-89 Days Past Due	124,439	'	144,990	'	'	'
Greater than 90 Days Past Due	30,334	'	0	'	'	'
Total Past Due	154,773	'	144,990	'	'	'
Current	16,855,383	'	17,399,826	'	'	'
Total Loans	17,010,156	'	17,544,816	17,876,981	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	'	0	'	'	'
Covered Loans	'	'	'	'	'	'
Allowance for loan losses	657,133	2,268,000	3,924,278	5,728,825	6,951,125	10,340,815
30-89 Days Past Due	2,016,226	'	3,900,027	'	'	'
Greater than 90 Days Past Due	3,155,839	'	8,573,646	'	'	'
Total Past Due	5,172,065	'	12,473,673	'	'	'
Current	72,099,390	'	101,392,056	'	'	'
Total Loans	77,271,455	'	113,865,729	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	3,155,839	'	8,573,646	'	'	'
Covered Loans | 1-4 family residential real estate	'	'	'	'	'	'
30-89 Days Past Due	153,428	'	414,577	'	'	'
Greater than 90 Days Past Due	939,931	'	937,974	'	'	'
Total Past Due	1,093,359	'	1,352,551	'	'	'
Current	7,387,609	'	7,991,686	'	'	'
Total Loans	8,480,968	'	9,344,237	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	939,931	'	937,974	'	'	'
Covered Loans | Commercial real estate	'	'	'	'	'	'
30-89 Days Past Due	1,505,008	'	2,948,186	'	'	'
Greater than 90 Days Past Due	1,769,255	'	6,926,620	'	'	'
Total Past Due	3,274,263	'	9,874,806	'	'	'
Current	59,525,687	'	87,261,044	'	'	'
Total Loans	62,799,950	'	97,135,850	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	1,769,255	'	6,926,620	'	'	'
Covered Loans | Commercial	'	'	'	'	'	'
30-89 Days Past Due	260,825	'	534,363	'	'	'
Greater than 90 Days Past Due	446,653	'	611,305	'	'	'
Total Past Due	707,478	'	1,145,668	'	'	'
Current	2,816,241	'	3,950,836	'	'	'
Total Loans	3,523,719	'	5,096,504	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	446,653	'	611,305	'	'	'
Covered Loans | Real estate construction	'	'	'	'	'	'
30-89 Days Past Due	0	'	0	'	'	'
Greater than 90 Days Past Due	0	'	0	'	'	'
Total Past Due	0	'	0	'	'	'
Current	0	'	0	'	'	'
Total Loans	0	'	0	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	'	0	'	'	'
Covered Loans | Consumer and other	'	'	'	'	'	'
30-89 Days Past Due	96,965	'	2,901	'	'	'
Greater than 90 Days Past Due	0	'	97,747	'	'	'
Total Past Due	96,965	'	100,648	'	'	'
Current	2,369,853	'	2,188,490	'	'	'
Total Loans	2,466,818	'	2,289,138	'	'	'
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	$0	'	$97,747	'	'	'

Loans_Receivable_Impaired_Loan

Loans Receivable - Impaired Loans Not Covered By Loss Sharing (Details) (Non Covered Loans, USD $)	3 Months Ended	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013
With no related allowance recorded:	'	'	'	'
Recorded Investment	$11,943,425	$11,943,425	$15,139,326	$15,590,903
Unpaid Principal Balance	14,409,537	14,409,537	17,703,827	'
Related Allowance	0	0	0	'
Average Investment in Impaired Loans	12,048,140	12,225,629	17,560,288	'
Interest Income Recognized	109,795	335,290	664,301	'
1-4 family residential real estate	'	'	'	'
With no related allowance recorded:	'	'	'	'
Recorded Investment	1,567,956	1,567,956	1,614,765	'
Unpaid Principal Balance	2,025,245	2,025,245	1,931,968	'
Related Allowance	0	0	0	'
Average Investment in Impaired Loans	1,621,124	1,710,023	1,699,236	'
Interest Income Recognized	6,054	19,534	5,901	'
Commercial real estate	'	'	'	'
With no related allowance recorded:	'	'	'	'
Recorded Investment	10,195,006	10,195,006	11,863,525	'
Unpaid Principal Balance	12,173,949	12,173,949	14,090,218	'
Related Allowance	0	0	0	'
Average Investment in Impaired Loans	10,239,457	10,319,152	13,561,174	'
Interest Income Recognized	103,741	315,560	583,465	'
Commercial	'	'	'	'
With no related allowance recorded:	'	'	'	'
Recorded Investment	180,463	180,463	1,661,036	'
Unpaid Principal Balance	210,343	210,343	1,681,641	'
Related Allowance	0	0	0	'
Average Investment in Impaired Loans	187,559	196,454	2,299,878	'
Interest Income Recognized	0	196	74,935	'
Real estate construction	'	'	'	'
With no related allowance recorded:	'	'	'	'
Recorded Investment	0	0	0	'
Unpaid Principal Balance	0	0	0	'
Related Allowance	0	0	0	'
Average Investment in Impaired Loans	0	0	0	'
Interest Income Recognized	$0	$0	$0	'

Loans_Receivable_Risk_Grades_o

Loans Receivable - Risk Grades of the Loan Portfolio (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
Non Covered Loans	'	'
Loan receivable	$521,035,113	$480,152,265
Non Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	139,803,283	124,571,147
Non Covered Loans | Commercial real estate	'	'
Loan receivable	284,590,745	269,609,005
Non Covered Loans | Commercial	'	'
Loan receivable	21,171,528	23,773,942
Non Covered Loans | Real estate construction	'	'
Loan receivable	58,459,401	44,653,355
Non Covered Loans | Consumer and other	'	'
Loan receivable	17,010,156	17,544,816
Covered Loans	'	'
Loan receivable	77,271,455	113,865,729
Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	8,480,968	9,344,237
Covered Loans | Commercial real estate	'	'
Loan receivable	62,799,950	97,135,850
Covered Loans | Commercial	'	'
Loan receivable	3,523,719	5,096,504
Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Covered Loans | Consumer and other	'	'
Loan receivable	2,466,818	2,289,138
Pass | Non Covered Loans	'	'
Loan receivable	486,794,502	444,715,458
Pass | Non Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	138,349,964	117,274,336
Pass | Non Covered Loans | Commercial real estate	'	'
Loan receivable	254,410,414	245,346,763
Pass | Non Covered Loans | Commercial	'	'
Loan receivable	18,635,576	20,708,908
Pass | Non Covered Loans | Real estate construction	'	'
Loan receivable	58,459,401	44,628,569
Pass | Non Covered Loans | Consumer and other	'	'
Loan receivable	16,939,147	16,756,882
Pass | Covered Loans	'	'
Loan receivable	43,778,447	55,727,445
Pass | Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	5,868,301	5,318,294
Pass | Covered Loans | Commercial real estate	'	'
Loan receivable	34,157,819	45,762,355
Pass | Covered Loans | Commercial	'	'
Loan receivable	1,922,108	2,988,721
Pass | Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Pass | Covered Loans | Consumer and other	'	'
Loan receivable	1,830,219	1,658,075
Special Mention | Non Covered Loans	'	'
Loan receivable	6,060,711	6,001,282
Special Mention | Non Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	0	2,438,309
Special Mention | Non Covered Loans | Commercial real estate	'	'
Loan receivable	5,035,029	2,094,817
Special Mention | Non Covered Loans | Commercial	'	'
Loan receivable	1,025,682	996,970
Special Mention | Non Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Special Mention | Non Covered Loans | Consumer and other	'	'
Loan receivable	0	471,186
Special Mention | Covered Loans	'	'
Loan receivable	10,258,383	22,220,672
Special Mention | Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	158,271	1,094,186
Special Mention | Covered Loans | Commercial real estate	'	'
Loan receivable	9,564,945	20,231,874
Special Mention | Covered Loans | Commercial	'	'
Loan receivable	535,167	454,554
Special Mention | Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Special Mention | Covered Loans | Consumer and other	'	'
Loan receivable	0	440,058
Substandard | Non Covered Loans	'	'
Loan receivable	27,044,182	29,434,625
Substandard | Non Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	1,453,319	4,858,502
Substandard | Non Covered Loans | Commercial real estate	'	'
Loan receivable	24,016,011	22,167,425
Substandard | Non Covered Loans | Commercial	'	'
Loan receivable	1,503,843	2,068,064
Substandard | Non Covered Loans | Real estate construction	'	'
Loan receivable	0	24,786
Substandard | Non Covered Loans | Consumer and other	'	'
Loan receivable	71,009	315,848
Substandard | Covered Loans	'	'
Loan receivable	22,821,260	33,664,860
Substandard | Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	2,454,396	2,925,433
Substandard | Covered Loans | Commercial real estate	'	'
Loan receivable	18,781,513	29,491,113
Substandard | Covered Loans | Commercial	'	'
Loan receivable	948,752	1,058,143
Substandard | Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Substandard | Covered Loans | Consumer and other	'	'
Loan receivable	636,599	190,171
Doubtful | Non Covered Loans	'	'
Loan receivable	1,135,718	900
Doubtful | Non Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	0	0
Doubtful | Non Covered Loans | Commercial real estate	'	'
Loan receivable	1,129,291	0
Doubtful | Non Covered Loans | Commercial	'	'
Loan receivable	6,427	0
Doubtful | Non Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Doubtful | Non Covered Loans | Consumer and other	'	'
Loan receivable	0	900
Doubtful | Covered Loans	'	'
Loan receivable	413,365	2,252,752
Doubtful | Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	0	6,324
Doubtful | Covered Loans | Commercial real estate	'	'
Loan receivable	295,673	1,650,508
Doubtful | Covered Loans | Commercial	'	'
Loan receivable	117,692	595,086
Doubtful | Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Doubtful | Covered Loans | Consumer and other	'	'
Loan receivable	0	834
Unlikely to be Collected Financing Receivable | Non Covered Loans	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Non Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Non Covered Loans | Commercial real estate	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Non Covered Loans | Commercial	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Non Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Non Covered Loans | Consumer and other	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Covered Loans	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Covered Loans | 1-4 family residential real estate	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Covered Loans | Commercial real estate	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Covered Loans | Commercial	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Covered Loans | Real estate construction	'	'
Loan receivable	0	0
Unlikely to be Collected Financing Receivable | Covered Loans | Consumer and other	'	'
Loan receivable	$0	$0

Loans_Receivable_Allowance_for1

Loans Receivable - Allowance for Loan Losses on Loans Not Covered (Details) (USD $)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013
Loans - ending balance	$521,035,113	'	$521,035,113	'	$480,152,265
Non Covered Loans	'	'	'	'	'
Allowance for loan losses - beginning balance	8,430,617	8,545,784	8,188,896	8,189,895	'
Charge-offs	-238,216	-704,811	-398,715	-1,100,304	'
Recoveries	13,297	39,477	115,517	190,859	'
Provision (credit)	0	500,000	300,000	1,100,000	'
Allowance for loan losses - ending balance	8,605,698	8,380,450	8,605,698	8,380,450	'
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Loans - ending balance	521,035,113	452,993,264	521,035,113	452,993,264	480,152,265
Loans - ending balance: individually evaluated for impairment	11,943,425	15,590,903	11,943,425	15,590,903	15,139,326
Allowance for loan and lease losses, adjustments, net	400,000	'	400,000	'	'
1-4 family residential real estate | Non Covered Loans	'	'	'	'	'
Allowance for loan losses - beginning balance	671,496	958,862	862,043	879,854	'
Charge-offs	-89,600	-40,684	-189,979	-139,222	'
Recoveries	0	0	0	58,784	'
Provision (credit)	179,933	27,057	89,765	145,819	'
Allowance for loan losses - ending balance	763,425	945,235	763,425	945,235	'
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Loans - ending balance	139,803,283	113,255,214	139,803,283	113,255,214	124,571,147
Loans - ending balance: individually evaluated for impairment	1,567,956	2,023,286	1,567,956	2,023,286	'
Allowance for loan and lease losses, adjustments, net	1,596	'	1,596	'	'
Commercial real estate | Non Covered Loans	'	'	'	'	'
Allowance for loan losses - beginning balance	6,498,419	5,512,924	5,446,357	5,480,132	'
Charge-offs	-49,202	-557,053	-79,639	-825,940	'
Recoveries	0	28,021	70,231	92,750	'
Provision (credit)	-690,453	730,196	321,815	967,146	'
Allowance for loan losses - ending balance	6,153,555	5,714,088	6,153,555	5,714,088	'
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Loans - ending balance	284,590,745	254,742,622	284,590,745	254,742,622	269,609,005
Loans - ending balance: individually evaluated for impairment	10,195,006	11,883,249	10,195,006	11,883,249	'
Allowance for loan and lease losses, adjustments, net	394,791	'	394,791	'	'
Commercial | Non Covered Loans	'	'	'	'	'
Allowance for loan losses - beginning balance	441,323	576,976	455,833	711,594	'
Charge-offs	0	-39,765	-22,035	-46,498	'
Recoveries	12,828	10,557	41,890	30,766	'
Provision (credit)	-74,832	-144,550	-96,369	-292,644	'
Allowance for loan losses - ending balance	382,789	403,218	382,789	403,218	'
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Loans - ending balance	21,171,528	19,214,808	21,171,528	19,214,808	23,773,942
Loans - ending balance: individually evaluated for impairment	180,463	1,684,368	180,463	1,684,368	'
Allowance for loan and lease losses, adjustments, net	3,470	'	3,470	'	'
Real estate construction | Non Covered Loans	'	'	'	'	'
Allowance for loan losses - beginning balance	405,500	432,493	387,302	287,129	'
Charge-offs	0	0	0	0	'
Recoveries	0	0	0	6,875	'
Provision (credit)	40,611	-116,623	58,809	21,866	'
Allowance for loan losses - ending balance	446,111	315,870	446,111	315,870	'
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Loans - ending balance	58,459,401	47,903,639	58,459,401	47,903,639	44,653,355
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Allowance for loan and lease losses, adjustments, net	0	'	0	'	'
Consumer and other | Non Covered Loans	'	'	'	'	'
Allowance for loan losses - beginning balance	51,580	147,927	124,717	79,627	'
Charge-offs	-99,414	-67,309	-107,062	-88,644	'
Recoveries	469	899	3,396	1,684	'
Provision (credit)	100,849	41,373	32,433	130,223	'
Allowance for loan losses - ending balance	53,627	122,890	53,627	122,890	'
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Loans - ending balance	17,010,156	17,876,981	17,010,156	17,876,981	17,544,816
Loans - ending balance: individually evaluated for impairment	0	0	0	0	'
Allowance for loan and lease losses, adjustments, net	143	'	143	'	'
Unallocated | Non Covered Loans	'	'	'	'	'
Allowance for loan losses - beginning balance	362,299	916,602	912,644	751,559	'
Charge-offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Provision (credit)	443,892	-37,453	-106,453	127,590	'
Allowance for loan losses - ending balance	806,191	879,149	806,191	879,149	'
Allowance for loan and lease losses, adjustments, net	$0	'	$0	'	'

Loans_Receivable_Troubled_Debt

Loans Receivable - Troubled Debt Restructurings (Details) (Payment Structure Modification, USD $)	3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
	Accruing Loans	Accruing Loans	Nonaccrual Loans	Nonaccrual Loans	Commercial real estate	Commercial real estate	Commercial real estate	Commercial real estate
	loan	loan	loan	loan	Accruing Loans	Accruing Loans	Nonaccrual Loans	Nonaccrual Loans
					loan	loan	loan	loan
Number of loans	3	0	0	1	3	0	0	1
Pre-Modification Outstanding Recorded Investment	$905,513	$0	$0	$80,462	$905,513	$0	$0	$80,462
Post-Modification Outstanding Recorded Investment	$905,513	$0	$0	$41,080	$905,513	$0	$0	$41,080

Derivative_Instruments_and_Hed1

Derivative Instruments and Hedging Activities (Details) (USD $)	3 Months Ended
	Sep. 30, 2013	Jun. 30, 2013
Derivative Instruments and Hedging Activities Disclosure [Abstract]	'	'
Notional amount of interest rate derivatives	'	$4,400,000
Interest rate cash flow hedge gain (loss) reclassified to earnings, net	$189,054	'

Income_Per_Share_Schedule_of_I

Income Per Share - Schedule of Income Per Share (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2013
Numerator:	'	'	'	'	'
Net income	$1,785,178	$1,617,949	$4,913,056	$5,336,645	$6,256,417
Denominator:	'	'	'	'	'
Weighted average common shares outstanding	20,746,759	21,747,891	21,486,082	20,165,850	'
Common stock equivalents	554,192	130,611	554,192	130,611	'
Diluted shares	21,300,951	21,878,502	22,040,274	20,296,461	'
Net income per share:	'	'	'	'	'
Basic (in USD per share)	$0.09	$0.07	$0.23	$0.26	'
Diluted (in USD per share)	$0.09	$0.07	$0.22	$0.26	'

Income_Per_Share_Details

Income Per Share (Details)	3 Months Ended		9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Weighted average number diluted shares outstanding adjustment	554,192	130,611	554,192	130,611
Stock Options	'	'	'	'
Weighted average number diluted shares outstanding adjustment	175,471	107,175	175,471	107,175
Antidilutive securities excluded from computation of earnings per share (in shares)	0	0	0	0
Restricted Stock | Non-Vested [Member]	'	'	'	'
Weighted average number diluted shares outstanding adjustment	378,721	23,436	378,721	23,436

Real_Estate_Owned_NonCovered_R

Real Estate Owned - Non-Covered Real Estate Owned (Details) (USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Other Real Estate, Non Covered [Roll Forward]	'	'
Balance, beginning of period	$1,615,036	$2,106,757
Real estate acquired through foreclosure of loans receivable	1,504,389	1,540,046
Proceeds from real estate sold	-2,055,247	-1,542,186
Write down of real estate owned	-201,387	-611,054
Gain on sale of real estate owned	48,566	121,473
Transfer of previously covered NCB non-single family OREO	419,999	0
Balance, end of period	$1,331,356	$1,615,036

Real_Estate_Owned_Covered_Real

Real Estate Owned - Covered Real Estate Owned (Details) (USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Other Real Estate, Covered [Roll Forward]	'	'
Balance, beginning of period	$14,068,846	$21,903,204
Real estate acquired through foreclosure of loans receivable	3,390,267	15,771,880
Proceeds from real estate sold	-9,185,958	-20,260,362
Provision for losses on real estate owned recognized in noninterest expense	-139,795	-1,072,288
Increase of FDIC receivable for loss sharing agreements	-566,435	-6,948,020
Transfer of previously covered NCB non-single family OREO, covered	-419,999	0
Balance, end of period	8,014,010	14,068,846
Noninterest expense	'	'
Other Real Estate, Covered [Roll Forward]	'	'
Gain on real estate sold	96,717	460,189
Payable to (receivable from) the FDIC	'	'
Other Real Estate, Covered [Roll Forward]	'	'
Gain on real estate sold	$770,367	$4,214,243

Employee_Benefits_Details

Employee Benefits (Details) (USD $)

0 Months Ended

9 Months Ended

9 Months Ended

3 Months Ended

Apr. 08, 2013

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Sep. 30, 2013

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Jun. 30, 2014

Sep. 30, 2013

Jun. 30, 2014

Jun. 30, 2014

Stock Options

Stock Options

Stock Options

Stock Options

Stock Options

Stock Options

Stock Options

Restricted Stock

Restricted Stock

Restricted Stock

Restricted Stock

2001 Stock Option Plan

2013 Equity Incentive Plan

Minimum

Maximum

Maximum

2001 Stock Option Plan

2013 Equity Incentive Plan

2001 Stock Option Plan

2001 Stock Option Plan

2013 Equity Incentive Plan

Stock options with reportable intrinsic value

'

'

'

'

'

1,627,739

'

'

'

'

'

'

'

'

Purchase price of common stock, percent

'

100.00%

'

'

'

'

'

'

'

'

'

'

'

'

Vesting period

'

'

'

'

'

'

'

'4 years

'5 years

'5 years

'

'

'

'

Expected life at date of grant (months)

'

'

'

'66 months

'

'10 years

'10 years

'

'

'

'

'

'

'

Number of shares authorized for grant

'

'

'

'

'

882,876

1,428,943

'

'

'

'

'

14,965

571,577

Restricted stock - vested during period

'

'

'

'

'

'

'

'

'

'

5,610

'

5,610

'

Restricted stock - unvested

'

'

'

'

'

'

'

'

'

'

369,447

14,965

9,355

'

Shares issued or retired upon exercise of the option granted under the plan

'

'

'

659

'

72,154

'

'

'

'

'

'

'

'

Shares granted and outstanding

'

'

'

1,627,739

660,059

656,059

971,680

'

'

'

'

'

'

360,092

Number of shares available for grant

'

'

'

'

'

0

457,263

'

'

'

'

'

'

211,485

Conversion of stock, shares issued

1.2471

'

'

'

'

'

'

'

'

'

'

'

'

'

Intrinsic value of stock options outstanding and exercisable

'

'

'

'

'

$1,947,733

'

'

'

'

'

'

'

'

Stock option expense

'

$226,411

$69,581

'

'

'

'

'

'

'

'

'

'

'

Retirement age

'

'65 years

'

'

'

'

'

'

'

'

'

'

'

'

Employee_Benefits_Fair_Value_o

Employee Benefits -Fair Value of Options Assumptions (Details) (Stock Options, USD $)	9 Months Ended
	Jun. 30, 2014
Stock Options	'
Net Periodic Benefit Cost Assumptions [Line Items]	'
Risk-free interest rate	1.71%
Dividend yield	1.85%
Expected life at date of grant (months)	'66 months
Volatility	20.75%
Weighted average grant-date fair value	$1.86

Employee_Benefits_Stock_Option

Employee Benefits - Stock Option Activity (Details) (Stock Options, USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Stock Options	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]	'	'
Shares granted and outstanding	1,627,739	660,059
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	659	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures in Period	3,341	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	971,680	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	395,540	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Roll Forward]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$9.90	$8.44
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price	$8.82	'
Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price	$8.82	'
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$10.89	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$8.82	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]	'	'
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	'8 years	'6 years
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Remaining Contractual Term	'5 years	'
Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Remaining Contractual Term	'5 years	'
Share-based Compensation Arrangements by Share-based Payment Award, Options, Granted Weighted Average Remaining Contractual Term	'10 years	'

Employee_Benefits_Stock_Option1

Employee Benefits - Stock Options Outstanding (Details) (USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013
Exercise Price $8.82	'	'
Options granted and outstanding (in shares)	393,545	'
Weighted average remaining contractual life in years	'5 years	'
Exercise price per share (in Dollars per share)	$8.82	'
Exercise Price $8.18	'	'
Options granted and outstanding (in shares)	174,594	'
Weighted average remaining contractual life in years	'6 years	'
Exercise price per share (in Dollars per share)	$8.18	'
Exercise Price $7.22	'	'
Options granted and outstanding (in shares)	66,720	'
Weighted average remaining contractual life in years	'6 years	'
Exercise price per share (in Dollars per share)	$7.22	'
Exercise Price $7.34	'	'
Options granted and outstanding (in shares)	16,212	'
Weighted average remaining contractual life in years	'8 years	'
Exercise price per share (in Dollars per share)	$7.34	'
Exercise Price $7.79	'	'
Options granted and outstanding (in shares)	4,988	'
Weighted average remaining contractual life in years	'8 years	'
Exercise price per share (in Dollars per share)	$7.79	'
Exercise Price $10.89	'	'
Options granted and outstanding (in shares)	971,680	'
Weighted average remaining contractual life in years	'10 years	'
Exercise price per share (in Dollars per share)	$10.89	'
Stock Options	'	'
Options granted and outstanding (in shares)	1,627,739	660,059
Weighted average remaining contractual life in years	'8 years	'6 years
Exercise price per share (in Dollars per share)	$9.90	$8.44

Employee_Benefits_Restricted_S

Employee Benefits - Restricted Stock Award (Details) (Restricted Stock, USD $)	9 Months Ended
	Jun. 30, 2014
Restricted Stock	'
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]	'
Unvested restricted stock awards - beginning balance (in Shares)	14,965
Unvested restricted stock awards - Granted (in Shares)	360,092
Unvested restricted stock awards - Vested (in Shares)	5,610
Unvested restricted stock awards - Cancelled or expired (in Shares)	0
Unvested restricted stock awards - ending balance (in Shares)	369,447
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]	'
Unvested restricted stock awards - Weighted average grant date fair value - beginning balance (in Dollars per share)	$8.18
Unvested restricted stock awards - Granted - Weighted average grant date fair value (in Dollars per share)	$10.89
Unvested restricted stock awards - Vested - Weighted average grant date fair value (in Dollars per share)	$8.18
Unvested restricted stock awards - Cancelled or expired - Weighted average grant date fair value (in Dollars per share)	$0
Unvested restricted stock awards - Weighted average grant date fair value - ending balance (in Dollars per share)	$10.82

Commitments_and_Contingent_Lia1

Commitments and Contingent Liabilities (Details) (USD $)	Jun. 30, 2014
In Millions, unless otherwise specified
Commitments and Contingencies Disclosure [Abstract]	'
Commitment to extend credit	$124

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments and Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
Assets:	'	'
Book value	$185,040,274	$215,118,407
Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	185,040,274	215,118,407
Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Tax-Free Municipals	'	'
Assets:	'	'
Book value	17,580,626	14,913,592
Tax-Free Municipals | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Tax-Free Municipals | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	17,580,626	14,913,592
Tax-Free Municipals | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
US Government-sponsored Enterprises Debt Securities	'	'
Assets:	'	'
Book value	'	5,030,043
US Government-sponsored Enterprises Debt Securities | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	'	0
US Government-sponsored Enterprises Debt Securities | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	'	5,030,043
US Government-sponsored Enterprises Debt Securities | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	'	0
Mortgage Backed Federal National Mortgage Association	'	'
Assets:	'	'
Book value	107,494,994	116,301,309
Mortgage Backed Federal National Mortgage Association | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Mortgage Backed Federal National Mortgage Association | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	107,494,994	116,301,309
Mortgage Backed Federal National Mortgage Association | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Mortgage Backed Government National Mortgage Association	'	'
Assets:	'	'
Book value	1,722,916	1,845,617
Mortgage Backed Government National Mortgage Association | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Mortgage Backed Government National Mortgage Association | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	1,722,916	1,845,617
Mortgage Backed Government National Mortgage Association | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Mortgage Backed Federal Home Loan Mortgage Corp	'	'
Assets:	'	'
Book value	46,267,958	53,165,417
Mortgage Backed Federal Home Loan Mortgage Corp | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Mortgage Backed Federal Home Loan Mortgage Corp | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	46,267,958	53,165,417
Mortgage Backed Federal Home Loan Mortgage Corp | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Collateralized Mortgage Backed Securities, Federal National Mortgage Association	'	'
Assets:	'	'
Book value	'	7,256,485
Collateralized Mortgage Backed Securities, Federal National Mortgage Association | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	'	0
Collateralized Mortgage Backed Securities, Federal National Mortgage Association | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	'	7,256,485
Collateralized Mortgage Backed Securities, Federal National Mortgage Association | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	'	0
Collateralized Mortgage Obligations Federal National Mortgage Association	'	'
Assets:	'	'
Book value	84,366	2,274,370
Collateralized Mortgage Obligations Federal National Mortgage Association | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Collateralized Mortgage Obligations Federal National Mortgage Association | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	84,366	2,274,370
Collateralized Mortgage Obligations Federal National Mortgage Association | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Collateralized Mortgage Obligations Federal Home Loan Mortgage Corp	'	'
Assets:	'	'
Book value	57,529	407,854
Collateralized Mortgage Obligations Federal Home Loan Mortgage Corp | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Collateralized Mortgage Obligations Federal Home Loan Mortgage Corp | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	57,529	407,854
Collateralized Mortgage Obligations Federal Home Loan Mortgage Corp | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Private Label Mortgage Securities Investment Grade	'	'
Assets:	'	'
Book value	1,552,567	1,949,995
Private Label Mortgage Securities Investment Grade | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Private Label Mortgage Securities Investment Grade | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	1,552,567	1,949,995
Private Label Mortgage Securities Investment Grade | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Private Label Mortgage Securities Split Rating	'	'
Assets:	'	'
Book value	1,130,840	1,238,508
Private Label Mortgage Securities Split Rating | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Private Label Mortgage Securities Split Rating | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	1,130,840	1,238,508
Private Label Mortgage Securities Split Rating | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Private Label Mortgage Securities Non Investment Grade	'	'
Assets:	'	'
Book value	9,148,478	10,735,217
Private Label Mortgage Securities Non Investment Grade | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Private Label Mortgage Securities Non Investment Grade | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	9,148,478	10,735,217
Private Label Mortgage Securities Non Investment Grade | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Total investment securities available for sale	'	'
Assets:	'	'
Book value	185,040,274	215,118,407
Total investment securities available for sale | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Book value	0	0
Total investment securities available for sale | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Book value	185,040,274	215,118,407
Total investment securities available for sale | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Book value	0	0
Assets held for sale	'	'
Assets:	'	'
Assets held for sale	2,020,468	1,744,584
Assets held for sale | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Assets held for sale	0	0
Assets held for sale | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Assets held for sale	0	0
Assets held for sale | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Assets held for sale	2,020,468	1,744,584
Total recurring assets at fair value	'	'
Assets:	'	'
Assets, Fair Value Disclosure, Recurring	187,060,742	216,862,991
Total recurring assets at fair value | Fair Value, Inputs, Level 1	'	'
Assets:	'	'
Assets, Fair Value Disclosure, Recurring	0	0
Total recurring assets at fair value | Fair Value, Inputs, Level 2	'	'
Assets:	'	'
Assets, Fair Value Disclosure, Recurring	185,040,274	215,118,407
Total recurring assets at fair value | Fair Value, Inputs, Level 3	'	'
Assets:	'	'
Assets, Fair Value Disclosure, Recurring	$2,020,468	$1,744,584

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments and Fair Value Measurement - Level 3 Assets and Liabilities Recorded at Fair Value on a Recurring Basis (Details) (Assets held-for-sale, USD $)	9 Months Ended	12 Months Ended
	Jun. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Assets held-for-sale	'	'	'
Fair value, balance	$2,020,468	$1,744,584	$1,054,280
Purchases	0	0	'
Sales	0	0	'
Settlements	0	0	'
Change in unrealized loss recognized in other comprehensive income	0	0	'
Valuation loss recognized in noninterest expense	0	-467,841	'
Total realized losses included in income	0	0	'
Transfers in and/or out of level 3	$275,884	$1,158,145	'

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments and Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013
Non Covered Real Estate	'	'
Impaired loans:	'	'
Impaired loans	$3,595,987	$3,338,298
Other real estate owned:	'	'
Other real estate	1,331,356	1,615,036
Non Covered Real Estate | Fair Value, Inputs, Level 1	'	'
Impaired loans:	'	'
Impaired loans	0	0
Other real estate owned:	'	'
Other real estate	0	0
Non Covered Real Estate | Fair Value, Inputs, Level 2	'	'
Impaired loans:	'	'
Impaired loans	0	0
Other real estate owned:	'	'
Other real estate	0	0
Non Covered Real Estate | Fair Value, Inputs, Level 3	'	'
Impaired loans:	'	'
Impaired loans	3,595,987	3,338,298
Other real estate owned:	'	'
Other real estate	1,331,356	1,615,036
Covered Real Estate	'	'
Other real estate owned:	'	'
Other real estate	8,014,010	14,068,846
Covered Real Estate | Fair Value, Inputs, Level 1	'	'
Other real estate owned:	'	'
Other real estate	0	0
Covered Real Estate | Fair Value, Inputs, Level 2	'	'
Other real estate owned:	'	'
Other real estate	0	0
Covered Real Estate | Fair Value, Inputs, Level 3	'	'
Other real estate owned:	'	'
Other real estate	$8,014,010	$14,068,846

Fair_Value_of_Financial_Instru5

Fair Value of Financial Instruments and Fair Value Measurement - Quantitative Information about Level 3 Fair Value Measurements (Details) (USD $)	9 Months Ended
	Jun. 30, 2014
Valuation Technique | Other real estate owned	'
Valuation techniques	'Property appraisals
Valuation Technique | Assets held-for-sale	'
Valuation techniques	'Valuation analysis
Unobservable Input | Other real estate owned	'
Unobservable input	'Management discount for property type and recent market volatility
Unobservable Input | Assets held-for-sale	'
Unobservable input	'Management discount for property type and recent market volatility
General Discount Range | Minimum | Other real estate owned	'
General range discount	26.00%
General Discount Range | Minimum | Assets held-for-sale	'
General range discount	0.00%
General Discount Range | Maximum | Other real estate owned	'
General range discount	34.00%
General Discount Range | Maximum | Assets held-for-sale	'
General range discount	50.00%
Average Discount | Other real estate owned	'
Fair value inputs average discount rate	30.00%
Average Discount | Assets held-for-sale	'
Fair value inputs average discount rate	34.00%
Fair Value | Other real estate owned	'
Fair value	9,345,366
Fair Value | Assets held-for-sale	'
Fair value	2,020,468
Non Covered Loans | Valuation Technique | Impaired loans	'
Valuation techniques	'Property appraisals
Non Covered Loans | Unobservable Input | Impaired loans	'
Unobservable input	'Management discount for property type and recent market volatility
Non Covered Loans | General Discount Range | Minimum | Impaired loans	'
General range discount	13.00%
Non Covered Loans | General Discount Range | Maximum | Impaired loans	'
General range discount	38.00%
Non Covered Loans | Average Discount | Impaired loans	'
Fair value inputs average discount rate	24.00%
Non Covered Loans | Fair Value | Impaired loans	'
Fair value	3,595,987

Fair_Value_of_Financial_Instru6

Fair Value of Financial Instruments and Fair Value Measurement - Fair Value Heirarchy Balance Sheet Financial Instruments (Details) (USD $)	Jun. 30, 2014	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012
Financial assets:	'	'	'	'
Cash and cash equivalents - carrying value	$149,268,602	$161,452,481	$190,657,061	$108,828,220
Cash and cash equivalents - fair value	149,268,602	161,452,481	'	'
Investments available for sale - carrying value	185,040,274	215,118,407	'	'
Securities available for sale	185,040,274	215,118,407	'	'
FHLB stock - carrying value	3,442,900	3,940,300	'	'
FHLB stock - fair value	3,442,900	3,940,300	'	'
Loans receivable, net - carrying value	582,402,665	579,854,293	'	'
Loans receivable, net - fair value	585,751,651	549,751,987	'	'
Loans held for sale - carrying value	2,332,156	1,857,393	'	'
Loans held for sale - fair value	2,380,651	1,883,244	'	'
Cash surrender value of life insurance - carrying value	46,851,349	39,825,881	'	'
Cash surrender value of life insurance - fair value	46,851,349	39,825,881	'	'
FDIC receivable for loss sharing arrangements - carrying value	14,921,803	29,941,862	'	35,135,533
FDIC receivable for loss sharing arrangements - fair value	12,558,289	29,369,037	'	'
Assets held-for-sale - carrying value	2,020,468	1,744,584	'	'
Assets held-for-sale - fair value	2,020,468	1,744,584	'	'
Accrued interest and dividends receivable - carrying value	2,424,460	2,728,902	'	'
Accrued interest and dividends receivable - fair value	2,424,460	2,728,902	'	'
Financial liabilities:	'	'	'	'
Deposits - carrying value	729,608,889	751,296,668	'	'
Deposits - fair value	731,472,966	724,702,400	'	'
FHLB advances - carrying value	55,000,000	60,000,000	'	'
FHLB advances - fair value	60,092,820	66,297,123	'	'
Accrued interest payable - carrying value	176,809	200,173	'	'
Accrued interest payable - fair value	176,809	200,173	'	'
Fair Value, Inputs, Level 1	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents - fair value	149,268,602	161,452,481	'	'
Investments available for sale - carrying value	0	0	'	'
Securities available for sale	0	0	'	'
FHLB stock - fair value	0	0	'	'
Loans receivable, net - fair value	0	0	'	'
Loans held for sale - fair value	0	0	'	'
Cash surrender value of life insurance - fair value	0	0	'	'
FDIC receivable for loss sharing arrangements - fair value	0	0	'	'
Assets held-for-sale - fair value	0	0	'	'
Accrued interest and dividends receivable - fair value	0	0	'	'
Financial liabilities:	'	'	'	'
Deposits - fair value	0	0	'	'
FHLB advances - fair value	0	0	'	'
Accrued interest payable - fair value	0	0	'	'
Fair Value, Inputs, Level 2	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents - fair value	0	0	'	'
Investments available for sale - carrying value	185,040,274	215,118,407	'	'
Securities available for sale	185,040,274	215,118,407	'	'
FHLB stock - fair value	3,442,900	3,940,300	'	'
Loans receivable, net - fair value	0	0	'	'
Loans held for sale - fair value	2,380,651	1,883,244	'	'
Cash surrender value of life insurance - fair value	46,851,349	39,825,881	'	'
FDIC receivable for loss sharing arrangements - fair value	0	0	'	'
Assets held-for-sale - fair value	0	0	'	'
Accrued interest and dividends receivable - fair value	585,338	642,244	'	'
Financial liabilities:	'	'	'	'
Deposits - fair value	731,472,966	724,702,400	'	'
FHLB advances - fair value	60,092,820	66,297,123	'	'
Accrued interest payable - fair value	176,809	200,173	'	'
Fair Value, Inputs, Level 3	'	'	'	'
Financial assets:	'	'	'	'
Cash and cash equivalents - fair value	0	0	'	'
Investments available for sale - carrying value	0	0	'	'
Securities available for sale	0	0	'	'
FHLB stock - fair value	0	0	'	'
Loans receivable, net - fair value	585,751,651	549,751,987	'	'
Loans held for sale - fair value	0	0	'	'
Cash surrender value of life insurance - fair value	0	0	'	'
FDIC receivable for loss sharing arrangements - fair value	12,558,289	29,369,037	'	'
Assets held-for-sale - fair value	2,020,468	1,744,584	'	'
Accrued interest and dividends receivable - fair value	1,839,122	2,086,658	'	'
Financial liabilities:	'	'	'	'
Deposits - fair value	0	0	'	'
FHLB advances - fair value	0	0	'	'
Accrued interest payable - fair value	$0	$0	'	'