Charter Financial (CHFN) 10-K 12 Dec 14 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Sep. 30, 2014	Dec. 05, 2014	Mar. 31, 2014
Document Information [Line Items]	'	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	30-Sep-14	'	'
Document Fiscal Year Focus	'2014	'	'
Document Fiscal Period Focus	'FY	'	'
Trading Symbol	'CHFN	'	'
Entity Registrant Name	'CHARTER FINANCIAL CORP/GA	'	'
Entity Central Index Key	'0001478726	'	'
Current Fiscal Year End Date	'--09-30	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Voluntary Filers	'No	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Common Stock, Shares Outstanding	'	17,025,146	'
Entity Public Float	'	'	$208,758,461

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (USD $)	Sep. 30, 2014	Sep. 30, 2013
Assets	'	'
Cash and amounts due from depository institutions	$10,996,959	$10,069,875
Interest-earning deposits in other financial institutions	88,465,994	151,382,606
Cash and cash equivalents	99,462,953	161,452,481
Loans held for sale, fair value of $2,090,469 and $1,883,244	2,054,722	1,857,393
Securities available for sale	188,743,273	215,118,407
Federal Home Loan Bank stock	3,442,900	3,940,300
Loans receivable:	'	'
Not covered under FDIC loss sharing agreements	546,570,720	480,152,265
Covered under FDIC loss sharing agreements	70,631,743	112,915,868
Unamortized loan origination fees, net (non-covered loans)	-1,364,853	-1,100,666
Loans receivable, net	606,366,713	579,854,293
Other real estate owned:	'	'
Not covered under FDIC loss sharing agreements	1,757,864	1,615,036
Covered under FDIC loss sharing agreements	5,557,927	14,068,846
Accrued interest and dividends receivable	2,459,347	2,728,902
Premises and equipment, net	20,571,541	21,750,756
Goodwill	4,325,282	4,325,282
Other intangible assets, net of amortization	423,676	803,886
Cash surrender value of life insurance	47,178,128	39,825,881
FDIC receivable for loss sharing agreements	10,531,809	29,941,862
Deferred income taxes	8,231,002	11,350,745
Other assets	9,254,001	771,779
Total assets	1,010,361,138	1,089,405,849
Liabilities:	'	'
Deposits	717,192,200	751,296,668
FHLB advances	55,000,000	60,000,000
Advance payments by borrowers for taxes and insurance	1,312,283	1,054,251
Other liabilities	11,901,786	3,277,094
Total liabilities	785,406,269	815,628,013
Stockholders’ equity:	'	'
Common stock, $0.01 par value; 18,261,388 shares issued and outstanding at September 30, 2014 and 22,752,214 shares issued and outstanding at September 30, 2013	182,614	227,522
Preferred stock, $0.01 par value; 50,000,000 shares authorized at September 30, 2014 and September 30, 2013	0	0
Additional paid-in capital	119,586,164	171,729,570
Unearned compensation – ESOP	-5,984,317	-6,480,949
Retained earnings	111,924,543	110,141,286
Accumulated other comprehensive loss	-754,135	-1,839,593
Total stockholders’ equity	224,954,869	273,777,836
Total liabilities and stockholders’ equity	1,010,361,138	1,089,405,849
Covered loans	'	'
Loans receivable:	'	'
Not covered under FDIC loss sharing agreements	75,637,900	113,865,729
Covered under FDIC loss sharing agreements	5,843,697	4,673,371
Allowance for loan losses	-997,524	-3,924,278
Unamortized loan origination fees, net (non-covered loans)	17,253	22,910
Non-covered loans	'	'
Loans receivable:	'	'
Not covered under FDIC loss sharing agreements	546,570,720	480,152,265
Allowance for loan losses	-8,473,373	-8,188,896
Unamortized loan origination fees, net (non-covered loans)	($1,364,853)	($1,100,666)

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Parenthetical) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Loans held for sale, fair value	$2,090,469	$1,883,244
Common stock, par value (in usd per share)	$0.01	$0.01
Common stock, number shares issued	18,261,388	22,752,214
Common stock, number of shares outstanding	18,261,388	22,752,214
Preferred stock, par value (in usd per share)	$0.01	$0.01
Preferred stock, number of shares authorized	50,000,000	50,000,000

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Interest income:	'	'	'
Loans receivable	$35,003,936	$38,815,683	$44,194,909
Mortgage-backed securities and collateralized mortgage obligations	3,612,636	3,194,733	3,368,183
Federal Home Loan Bank stock	134,795	122,893	114,580
Other investment securities available for sale	72,336	175,150	261,600
Interest-earning deposits in other financial institutions	331,045	328,010	161,766
Amortization of FDIC loss share receivable	3,507,017	0	0
Total interest income	35,647,731	42,636,469	48,101,038
Interest expense:	'	'	'
Deposits	3,255,032	4,242,848	6,594,261
Borrowings	2,474,733	3,118,271	3,994,754
Total interest expense	5,729,765	7,361,119	10,589,015
Net interest income	29,917,966	35,275,350	37,512,023
Provision for loan losses, not covered under FDIC loss sharing agreements	300,000	1,400,000	3,300,000
Provision for covered loan losses	-1,012,560	89,444	1,201,596
Net interest income after provision for loan losses	30,630,526	33,785,906	33,010,427
Noninterest income:	'	'	'
Service charges on deposit accounts	5,815,479	5,316,448	5,066,409
Bankcard fees	3,556,754	2,437,968	1,945,275
Gain on securities available for sale	200,704	249,517	939,766
Total impairment losses on securities	0	0	-2,573,625
Portion of losses recognized in other comprehensive income	0	0	2,300,366
Net impairment losses recognized in earnings	0	0	-273,259
Loss on sale of other assets held for sale	0	0	-146,299
Bank owned life insurance	1,252,246	993,961	1,057,397
Gain on sale of loans and loan servicing release fees	1,103,586	1,334,330	961,605
Brokerage commissions	590,255	588,493	557,821
FDIC receivable for loss sharing agreements (impairment) accretion	-174,291	33,235	1,461,779
Other	1,932,277	698,922	1,341,718
Total noninterest income	14,277,010	11,652,874	12,912,212
Noninterest expenses:	'	'	'
Salaries and employee benefits	19,763,210	18,458,664	19,332,621
Occupancy	7,476,771	7,302,944	7,799,670
Legal and professional	1,681,667	1,922,817	1,627,769
Marketing	1,445,963	1,294,251	1,875,591
Federal insurance premiums and other regulatory fees	891,615	589,999	1,351,185
Net cost of operations of real estate owned	434,433	1,016,960	2,144,882
Furniture and equipment	727,627	828,652	919,525
Postage, office supplies and printing	865,853	1,082,231	1,025,597
Core deposit intangible amortization expense	380,210	476,423	547,153
Other	2,542,841	3,340,922	3,680,904
Total noninterest expense	36,210,190	36,313,863	40,304,897
Income before income taxes	8,697,346	9,124,917	5,617,742
Income tax expense	2,742,213	2,868,500	639,050
Net income	$5,955,133	$6,256,417	$4,978,692
Basic net income per share (in usd per share)	$0.29	$0.30	$0.26
Diluted net income per share (in usd per share)	$0.28	$0.30	$0.26
Weighted average number of common shares outstanding	20,591,302	20,629,531	19,501,312
Weighted average number of common and potential common shares outstanding	21,101,388	20,792,089	19,537,348

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Net income	$5,955,133	$6,256,417	$4,978,692
Less reclassification adjustment for net gains realized in net income, net of taxes of $(77,471), $(96,313) and $(362,749), respectively	-123,233	-153,204	-577,017
Net unrealized holding gains (losses) on investment and mortgage securities available for sale arising during the period, net of taxes of $759,860, $(1,188,031) and $1,624,516, respectively	1,208,691	-1,889,769	2,584,074
Noncredit portion of other-than-temporary impairment losses recognized in earnings, net of taxes of $0, $0 and $105,478, respectively	0	0	167,781
Comprehensive income	$7,040,591	$4,213,444	$7,153,530

Consolidated_Statements_of_Com1

Consolidated Statements of Comprehensive Income (Parenthetical) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Taxes on reclassification adjustment for net gains realized in net income	($77,472)	($96,313)	($362,749)
Taxes on unrealized holding gains on investment and mortgage securities available for sale arising during the year	759,860	-1,188,031	1,624,516
Taxes on other-than-temporary impairment losses recognized in earnings	$0	$0	$105,478

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Total	Common stock	Additional paid-in capital	Treasury stock	Unearned compensation ESOP	Retained earnings	Accumulated other comprehensive income (loss)
Balance at Sep. 30, 2011	$139,415,700	$198,592	$73,083,363	($36,127,940)	($3,729,390)	$107,962,533	($1,971,458)
Balance (in shares) at Sep. 30, 2011	'	19,859,219	'	'	'	'	'
Total stockholders' equity	'	'	'	'	'	'	'
Net income	4,978,692	'	'	'	'	4,978,692	'
Dividends paid, $0.20, $ 0.35 and $0.08 per share in 2014, 2013 and 2012 respectively	-1,372,227	'	'	'	'	-1,372,227	'
Change in unrealized loss on securities	2,174,838	'	'	'	'	'	2,174,838
Allocation of ESOP common stock	158,269	'	'	'	158,269	'	'
Interest capitalization into ESOP loan	0	'	'	'	'	'	'
Effect of restricted stock awards	659,633	'	306,366	353,267	'	'	'
Stock option expense	93,876	'	93,876	'	'	'	'
Repurchase of shares	-3,588,013	'	'	-3,588,013	'	'	'
Balance at Sep. 30, 2012	142,520,768	198,592	73,483,605	-39,362,686	-3,571,121	111,568,998	203,380
Balance (in shares) at Sep. 30, 2012	'	19,859,219	'	'	'	'	'
Total stockholders' equity	'	'	'	'	'	'	'
Net income	6,256,417	'	'	'	'	6,256,417	'
Dividends paid, $0.20, $ 0.35 and $0.08 per share in 2014, 2013 and 2012 respectively	-7,684,129	'	'	'	'	-7,684,129	'
Elimination of First Charter, MHC entity	229,564	'	229,564	'	'	'	'
Change in unrealized loss on securities	-2,042,973	'	'	'	'	'	-2,042,973
Allocation of ESOP common stock	210,874	'	31,592	'	179,282	'	'
Interest capitalization into ESOP loan	-50,279	'	'	'	-50,279	'	'
Effect of restricted stock awards	53,042	'	-700,380	753,422	'	'	'
Stock option expense	69,581	'	69,581	'	'	'	'
Issuance of common stock (in shares)	'	2,892,995	'	'	'	'	'
Issuance of common stock in offering	135,378,486	28,930	98,615,608	39,772,779	-3,038,831	'	'
Repurchase of shares	-1,163,515	'	'	-1,163,515	'	'	'
Balance at Sep. 30, 2013	273,777,836	227,522	171,729,570	0	-6,480,949	110,141,286	-1,839,593
Balance (in shares) at Sep. 30, 2013	'	22,752,214	'	'	'	'	'
Total stockholders' equity	'	'	'	'	'	'	'
Net income	5,955,133	'	'	'	'	5,955,133	'
Dividends paid, $0.20, $ 0.35 and $0.08 per share in 2014, 2013 and 2012 respectively	-4,171,876	'	'	'	'	-4,171,876	'
Change in unrealized loss on securities	1,085,458	'	'	'	'	'	1,085,458
Allocation of ESOP common stock	592,857	'	96,225	'	496,632	'	'
Interest capitalization into ESOP loan	0	'	'	'	'	'	'
Effect of restricted stock awards	662,747	'	662,747	'	'	'	'
Stock option expense	291,512	'	291,512	'	'	'	'
Issuance of common stock (in shares)	'	360,751	'	'	'	'	'
Issuance of common stock in offering	0	3,608	-3,608	'	'	'	'
Repurchase of shares, in shares	-4,851,577	'	'	'	'	'	'
Repurchase of shares	-53,238,798	-48,516	-53,190,282	'	'	'	'
Balance at Sep. 30, 2014	$224,954,869	$182,614	$119,586,164	$0	($5,984,317)	$111,924,543	($754,135)
Balance (in shares) at Sep. 30, 2014	'	18,261,388	'	'	'	'	'

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Statement of Stockholders' Equity [Abstract]	'	'	'
Dividends paid (in usd per share)	$0.20	$0.35	$0.08

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'	'
Net income	$5,955,133	$6,256,417	$4,978,692
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'	'
Provision for loan losses, not covered under FDIC loss sharing agreements	300,000	1,400,000	3,300,000
Provision for covered loan losses	-1,012,560	89,444	1,201,596
Provision for FDIC receivable impairment	521,637	642,461	0
Depreciation and amortization	1,395,958	1,571,998	1,782,588
Deferred income tax benefit	2,560,568	-3,615,234	-2,738,714
Accretion and amortization of premiums and discounts, net	2,010,148	2,853,471	2,974,208
Accretion of fair value discounts related to covered loans	-6,593,660	-8,922,874	-8,987,715
Accretion of fair value discounts related to FDIC receivable	347,347	675,696	1,461,779
Amortization of FDIC loss share receivable	3,507,017	0	0
Gain on sale of loans and loan servicing release fees	-1,103,586	-1,334,330	-961,605
Proceeds from sale of loans	43,420,429	50,753,062	40,057,748
Originations and purchases of loans held for sale	-42,514,172	-48,584,616	-41,496,284
Gain on sale of mortgage-backed securities, collateralized mortgage obligations and other investments	-200,704	-249,517	-939,766
Other-than-temporary impairment-securities	0	0	273,259
Write down of real estate owned	523,104	1,683,342	1,298,041
(Gain) loss on sale of real estate owned	-298,170	-581,662	24,074
Loss on sale and writedowns of other assets held for sale	0	0	588,299
Restricted stock award expense	662,747	53,042	108,845
Stock option expense	291,512	69,581	93,876
Increase in cash surrender value of bank owned life insurance	-1,252,246	-993,961	-1,057,397
Changes in assets and liabilities:	'	'	'
Decrease in accrued interest and dividends receivable	269,555	512,418	449,113
Decrease (increase) in other assets	-647,711	-6,960,193	1,741,670
Increase (decrease) in other liabilities	1,383,037	3,485,939	-2,242,543
Net cash provided by (used in) operating activities	8,830,689	-2,546,908	-1,013,794
Cash flows from investing activities:	'	'	'
Proceeds from sales of securities available for sale	9,906,708	21,057,155	41,638,363
Principal collections on securities available for sale	-24,782,146	-45,166,950	-57,210,142
Purchase of securities available for sale	-23,863,931	-111,194,047	-135,293,105
Proceeds from maturities or calls of securities available for sale	-15,385,400	-13,531,500	-6,789,350
Proceeds from redemption of FHLB stock	497,400	1,377,900	5,317,700
Purchase of FHLB stock	0	0	-45,000
Net (increase) decrease in loans receivable	-25,733,580	4,170,927	40,430,538
Net decrease in FDIC receivable	15,710,013	7,960,683	70,878,537
Principal Reductions of REO	180,089	0	0
Proceeds from sale of real estate owned	14,509,181	21,802,548	20,364,484
Proceeds from sale of premises and equipment	547,030	0	148,418
Purchase of bank owned life insurance	6,100,000	5,000,000	0
Purchases of premises and equipment	-383,563	-393,834	-2,755,197
Net cash provided by (used in) investing activities	25,436,893	-1,520,218	104,684,230
Cash flows from financing activities:	'	'	'
Purchase of treasury stock and conversion expense	0	-1,163,515	-3,588,013
First Charter elimination	0	-277,307	0
Repurchase of shares	-53,238,798	0	0
Issuance of common stock in offering	0	135,378,486	0
Dividends paid	-4,171,876	-7,684,129	-1,372,227
Decrease in deposits	-34,104,468	-48,964,878	-110,832,260
Proceeds from Federal Home Loan Bank advances	0	0	1,000,000
Principal payments on Federal Home Loan Bank advances	-5,000,000	-21,000,000	-30,000,000
Net increase in advance payments by borrowers for taxes and insurance	258,032	402,730	188,638
Net cash (used in) provided by financing activities	-96,257,110	56,691,387	-144,603,862
Net (decrease) increase in cash and cash equivalents	-61,989,528	52,624,261	-40,933,426
Cash and cash equivalents at beginning of period	161,452,481	108,828,220	149,761,646
Cash and cash equivalents at end of period	99,462,953	161,452,481	108,828,220
Supplemental disclosures of cash flow information:	'	'	'
Interest paid	5,747,739	7,160,946	10,973,958
Income taxes paid	-81,290	10,060,110	2,529,000
Supplemental disclosure of noncash activities:	'	'	'
Real estate acquired through foreclosure of collateral on loans receivable	6,527,381	18,927,608	25,180,220
Premises and equipment acquired through foreclosure of collateral on loans receivable	0	0	474,000
Write down of real estate owned reimbursed by the FDIC	1,330,943	6,948,020	7,774,500
Gain on real estate sold payable to the FDIC	1,349,676	4,214,243	0
Provision for covered loan losses reimbursed by the FDIC	-1,549,967	743,443	8,202,159
Effect of restricted stock awards	662,747	53,042	659,633
Issuance of common stock under stock benefit plan	592,857	210,874	158,269
Interest capitalization into ESOP loan	0	-50,279	0
Unrealized gain (loss) on securities available for sale, net	$1,085,458	($2,042,973)	$2,174,838

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'
	Summary of Significant Accounting Policies
	On April 8, 2013, Charter Financial Corporation, a Maryland corporation (“Charter Financial” or the “Company”), completed its conversion and reorganization pursuant to which First Charter, MHC, our federally chartered mutual holding company, was converted to the stock holding company form of organization. Charter Financial sold 14,289,429 shares of common stock at $10.00 per share, for gross offering proceeds of $142.9 million in its stock offering. CharterBank (the “Bank”), as of April 8, 2013, was 100% owned by Charter Financial and Charter Financial was 100% owned by public stockholders. Concurrent with the completion of the offering, shares of common stock of Charter Financial Corporation, the former federally chartered corporation (“Charter Federal”), were converted into the right to receive 1.2471 shares of Charter Financial’s common stock for each share of Charter Federal common stock that was owned immediately prior to completion of the transaction. Cash in lieu of fractional shares was paid based on the offering price of $10.00 per share. As a result of the offering and the exchange on April 8, 2013, Charter Financial had 22,752,214 shares outstanding. Also, as of April 8, 2013, Charter Federal and First Charter, MHC ceased to exist. As part of the elimination, the net asset position of First Charter, MHC, in the amount of $229,564, was assumed by Charter Financial. Any reference to the Company following April 8, 2013 refers to Charter Financial Corporation, a Maryland corporation. In regards to weighted average shares outstanding, share and per share amounts held by the public prior to April 8, 2013, have been restated to reflect the completion of the second-step conversion at a conversion ratio of 1.2471 unless noted otherwise.
	Charter Financial Corporation, the federally chartered corporation, was established in October 2001 to be the holding company for the Bank in connection with the Bank’s reorganization from a federal mutual savings and loan association into the two-tiered mutual holding company structure. Charter Federal's business activity was the ownership of the outstanding capital stock of CharterBank.
	The consolidated financial statements of Charter Financial Corporation and subsidiary include the financial statements of Charter Financial Corporation and its wholly owned subsidiary, CharterBank. All intercompany accounts and transactions have been eliminated in consolidation. The term “Company” will apply as applicable to Charter Financial and Charter Federal depending on the context.
	The Company primarily provides real estate loans and a full range of deposit products to individual and small business consumers through its branch offices in west-central Georgia, east-central Alabama and the Florida Panhandle. In addition, the Company operates a cashless branch in Norcross, Georgia. The Company primarily competes with other financial institutions in its market area. The Company’s primary lending market has been the states of Georgia, Alabama and Florida. The Company operates and manages as a one-bank holding company and, as such, has no reportable segments.
	The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America and to prevailing practices within the financial institutions industry. The following is a summary of the significant accounting policies that the Company follows in presenting its consolidated financial statements.
	(a)	Basis of Presentation
	In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenue and expenses for the period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, the estimates used for fair value acquisition accounting and the FDIC receivable for loss sharing agreements, and the assessment for other-than-temporary impairment of investment securities, mortgage-backed securities, and collateralized mortgage obligations. In connection with the determination of the allowance for loan losses and the value of real estate owned, management obtains independent appraisals for significant properties. In connection with the assessment for other-than-temporary impairment of investment securities, mortgage-backed securities, and collateralized mortgage obligations, management obtains fair value estimates by independent quotations, assesses current credit ratings and related trends, reviews relevant delinquency and default information, assesses expected cash flows and coverage ratios, assesses the relative strength of credit support from less senior tranches of the securities, reviews average credit score data of underlying mortgages, and assesses other current data. The severity and duration of an impairment and the likelihood of potential recovery of an impairment is considered along with the intent and ability to hold any impaired security to maturity or recovery of carrying value.
	A substantial portion of the Company’s loans is secured by real estate located in its market area. Accordingly, the ultimate collectability of a substantial portion of the Company’s loan portfolio is susceptible to changes in the real estate market conditions of this market area.
	Certain reclassifications of 2012 and 2013 balances have been made to conform to classifications used in 2014. These reclassifications did not change net income or total stockholders equity.
	(b)	Cash and Cash Equivalents
	Cash and cash equivalents, as presented in the consolidated financial statements, include amounts due from other depository institutions and interest-bearing deposits in other financial institutions. Generally, interest-bearing deposits in other financial institutions are for one-day periods.
	(c)	Investments, Mortgage-Backed Securities, Collateralized Mortgage-Backed Securities, Collateralized Mortgage Obligations, and Federal Home Loan Bank Stock
	Investments, mortgage-backed securities, collateralized mortgage-backed securities, and collateralized mortgage obligations available for sale are reported at fair value, as determined by pricing services. The pricing service valuations are reviewed by management for reasonableness. Investment in stock of the Federal Home Loan Bank (FHLB) is required of every federally insured financial institution, which utilizes its services. The investment in FHLB stock is carried at cost and such stock is evaluated for any potential impairment.
	Purchase premiums and discounts on investment securities are amortized and accreted to interest income using a level yield method over the period to maturity of the related securities. Purchase premiums and discounts on mortgage-backed securities and collateralized mortgage obligations are amortized and accreted to interest income using the interest method over the remaining lives of the securities, taking into consideration assumed prepayment patterns.
	Gains and losses on sales of investments, mortgage-backed securities, collateralized mortgage-backed securities, and collateralized mortgage obligations are recognized on the trade date, based on the net proceeds received and the adjusted carrying amount of the specific security sold.
	A decline in the market value of any available for sale security below cost that is deemed other-than-temporary results in a charge to earnings and the establishment of a new cost basis for that security.
	(d)	Loans and Interest Income
	Loans are reported at the principal amounts outstanding, net of unearned income, deferred loan fees/origination costs, and the allowance for loan losses.
	Interest income is recognized using the simple interest method on the balance of the principal amount outstanding. Unearned income, primarily arising from deferred loan fees, net of certain origination costs, and deferred gains on the sale of the guaranteed portion of Small Business Administration (SBA) loans, is amortized over the expected lives of the underlying loans using the interest method.
	Generally, the accrual of interest income is discontinued on loans when reasonable doubt exists as to the full, timely collection of interest or principal. Interest previously accrued but not collected is reversed against current period interest income when such loans are placed on nonaccrual status. Interest on nonaccrual loans, which is ultimately collected, is credited to income in the period received.
	Impaired loans are measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, or at the loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The Company considers a loan impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the note agreement. Large pools of smaller balance homogeneous loans, such as consumer and installment loans, are collectively evaluated for impairment by the Company. Impairment losses are included in the allowance for loan losses through a charge to the provision for loan losses. Cash receipts on impaired loans for which the accrual of interest has been discontinued are recorded as income when received unless full recovery of principal is in doubt whereby cash received is recorded as principal reduction.
	Gains or losses on the sale of mortgage loans are recognized at settlement dates and are computed as the difference between the sales proceeds received and the net book value of the mortgage loans sold.
	Loans held for sale are carried at the lower of aggregate cost or market, with market determined on the basis of open commitments for committed loans. For uncommitted loans, market is determined on the basis of current delivery prices in the secondary mortgage market.
	Acquired loans are recorded at fair value at the date of acquisition. The fair values of loans with evidence of credit deterioration (impaired loans) are recorded net of a nonaccretable difference and, if appropriate, an accretable yield. The difference between contractually required principal and interest payments at acquisition and the cash flows expected to be collected at acquisition is the nonaccretable difference, which is included in the carrying amount of acquired loans. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent significant increases in cash flows result in a reversal of the provision for loan losses to the extent of prior provisions, or a reclassification of the difference from nonaccretable to accretable with a positive impact on the accretion of interest income in future periods. Any excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable yield and is recognized in interest income over the remaining life of the loan when there is reasonable expectation about the amount and timing of such cash flows. The expected cash flows method of income recognition is also used for other acquired loans in the NCB and MCB acquisitions where the loans were acquired at a discount attributable, at least in part, to credit quality.
	Performing loans acquired in the FNB acquisition are accounted for using the contractual cash flows method of recognizing discount accretion based on the acquired loans’ contractual cash flows. Purchased performing loans are recorded at fair value. Credit losses on acquired performing loans are estimated based on analysis of the performing portfolio. Such estimated credit losses are recorded as an acquisition fair value adjustment and are accreted as an adjustment to yield over the estimated lives of the loans. Effective October 1, 2009, as a result of the adoption of new accounting guidance, there is no allowance for loan losses established at the acquisition date for purchased performing loans. A provision for loan losses is recorded for any further deterioration in these loans subsequent to the acquisition.
	Loans covered under loss sharing agreements with the FDIC (“Covered Loans”) are reported in loans exclusive of the expected reimbursement from the FDIC as it is not contractually embedded in the loans and loss sharing is not transferable with the loans should a decision be made to dispose of them. Covered loans are initially recorded at fair value at the acquisition date and are continually reviewed for collectability based on the expectation of cash flows on these loans. Prospective losses incurred on Covered loans are eligible for partial reimbursement by the FDIC under loss sharing agreements. Subsequent decreases in the amount expected to be collected result in a provision for credit losses, an increase in the allowance for loan and lease losses, and a proportional adjustment to the FDIC receivable for the estimated amount to be reimbursed. Subsequent significant increases in the amount expected to be collected result in the reversal of any previously recorded provision for credit losses and related allowance for loan and lease losses and adjustments to the FDIC receivable. Decreases in credit losses expected to occur within the loss share term reduce the amount collectible from the FDIC and increase the amount collectible from customers in the form of prospective accretion on loans. Increases in the portion of indemnification asset collectible from customers are amortized to income. Periodic amortization represents the amount that is expected to result in symmetrical recognition of pool-level accretion and amortization over the shorter of 1) the life of the loan or 2) the life of the shared loss agreement. Interest is accrued daily on the outstanding principal balances of non-impaired loans. Accretable discounts related to certain fair value adjustments are accreted into income over the estimated lives of the loans on a level yield basis.
	Covered loans which are more than 90 days past due with respect to contractual interest or principal, unless they are well secured and in the process of collection, and other covered loans on which full recovery of principal or interest is in doubt, are placed on nonaccrual status as to contractual interest.
	In accordance with the loss sharing agreements with the FDIC, certain expenses relating to covered assets of external parties such as legal, property taxes, insurance, and the like may be partially reimbursed by the FDIC. Such qualifying future expenditures on covered assets will result in an increase to the FDIC receivable.
	(e)	Allowance for Loan Losses
	The allowance for loan losses is adjusted through provisions for loan losses charged or credited to operations. Loans are charged off against the allowance for loan losses when management believes that the collection of the principal is unlikely. Subsequent recoveries are added to the allowance. The allowance is determined through consideration of such factors as changes in the nature and volume of the portfolio, overall portfolio quality, delinquency trends, adequacy of collateral, loan concentrations, specific problem loans, and economic conditions that may affect the borrowers’ ability to pay.
	To the best of management’s ability, all known and inherent losses that are both probable and reasonable to estimate have been recorded. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may require the Company to adjust the allowance based on their judgment about information available to them at the time of their examination.
	(f)	Real Estate Owned
	Real estate acquired through foreclosure, consisting of properties obtained through foreclosure proceedings or acceptance of a deed in lieu of foreclosure, is reported on an individual asset basis at the lower of cost or fair value, less disposal costs. Fair value is determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources. While initial fair value is determined by independent third parties, management may subsequently reassess these valuations and apply additional discounts if necessary. When properties are acquired through foreclosure, any excess of the loan balance at the time of foreclosure over the fair value of the real estate held as collateral is recognized and charged to the allowance for loan losses. Subsequent write-downs are charged to a separate allowance for losses pertaining to real estate owned, established through provisions for estimated losses on real estate owned charged to operations. Based upon management’s evaluation of the real estate acquired through foreclosure, additional expense is recorded when necessary in an amount sufficient to reflect any estimated declines in fair value. Gains and losses recognized on the disposition of the properties are recorded in noninterest expense in the consolidated statements of income.
	Other real estate acquired through foreclosure covered under loss sharing agreements with the FDIC is reported exclusive of expected reimbursement cash flows from the FDIC. Subsequent decreases to the estimated recoverable value of covered other real estate result in a reduction of covered other real estate, and a charge to other expense, and an increase in the FDIC receivable for the estimated amount to be reimbursed, with a corresponding amount recorded in noninterest expense.
	Costs of improvements to real estate are capitalized, while costs associated with holding the real estate are charged to operations.
	(g)	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation, which is computed using the straight-line method over the estimated useful lives of the assets. The estimated useful lives of the assets range from 20 to 39 years for buildings and improvements and 3 to 15 years for furniture, fixtures, and equipment.
	(h)	Receivable from FDIC for Loss Sharing Agreements
	Under loss sharing agreements with the FDIC, the Bank recorded a receivable from the FDIC equal to the reimbursable portion of the estimated losses in the covered loans and other real estate acquired. The receivable is measured separately from the covered assets acquired as it is not contractually embedded in the loans and not transferable with the loans should a decision be made to dispose of them. The receivable was recorded at the present value of the estimated cash flows using discount rates of approximately four percent for NCB, one and a half percent for MCB, and two percent for FNB at the date of the respective acquisition and will be reviewed and updated prospectively as loss estimates related to covered loans and other real estate acquired through foreclosure change. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss share reimbursements from the FDIC. Certain adjustments to the receivable are recorded over the lesser of the remaining life of applicable covered loans or the term of loss sharing. The Bank may also record adjustments/impairment to the receivable based on a collectablility analysis as it nears the end of the various loss sharing agreements with the FDIC. Most third party expenses on real estate and covered loans are covered under the loss sharing agreements and the cash flows from the reimbursable portion are included in the estimate of cash flows.
	(i)	Mortgage Banking Activities
	As a part of normal business operations, the Company originates residential mortgage loans that have been pre-approved by secondary investors. The terms of the loans are set by the secondary investors, and the purchase price that the investor will pay for the loan is agreed to prior to the commitment of the loan by the Company. Generally within three weeks after funding, the loans are transferred to the investor in accordance with the agreed-upon terms. The Company records gains from the sale of these loans on the settlement date of the sale equal to the difference between the proceeds received and the carrying amount of the loan. The gain generally represents the portion of the proceeds attributed to servicing release premiums received from the investors and the realization of origination fees received from borrowers which were deferred as part of the carrying amount of the loan. Between the initial funding of the loans by the Company and the subsequent reimbursement by the investors, the Company carries the loans on its balance sheet at the lower of cost or market. The fair value of the underlying commitment is not material to the consolidated financial statements.
	Fees for servicing loans for investors are based on the outstanding principal balance of the loans serviced and are recognized as income when earned.
	(j)	Income Taxes
	The Company recognizes deferred tax assets and liabilities for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. In assessing the reliability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies by jurisdiction and entity in making this assessment. The Company allocates income taxes to the members of the consolidated tax return group based on their proportion of taxable income.
	(k)	Comprehensive Income
	Comprehensive income for the Company consists of net income for the period, unrealized holding gains and losses on investments, mortgage-backed securities, collateralized mortgage-backed securities, and collateralized mortgage obligations classified as available for sale, net of income taxes, and certain reclassification adjustments. For the periods ended September 30, 2014 and 2013 there were no items reclassified out of other comprehensive income with the exception of realized gains and other-than-temporary impairment on securities held for sale. Items reclassified out of comprehensive income are included within non-interest income on the Consolidated Statements of Income for all periods presented.
	(l)	Goodwill and Other Intangible Assets
	Intangible assets include costs in excess of net assets acquired and core deposit intangibles recorded in connection with the acquisitions of EBA Bancshares, Inc. and subsidiary, Eagle Bank of Alabama (collectively “EBA”), and core deposits of McIntosh Commercial Bank and The First National Bank of Florida. The core deposit intangible is being amortized over thirteen, five and six years, respectively.
	The Company tests its goodwill for impairment annually unless interim events or circumstances make it more likely than not that an impairment loss has occurred. Impairment is defined as the amount by which the implied fair value of the goodwill is less than the goodwill’s carrying value. Impairment losses, if incurred, would be charged to operating expense. For the purposes of evaluating goodwill, the Company has determined that it operates only one reporting unit. The Company performed a qualitative assessment and determined that it was not more likely than not that the fair value of the reporting unit was less than the carrying amount at September 30, 2014.
	(m)	Acquisitions
	Accounting principles generally accepted in the United States (US GAAP) requires that the acquisition method of accounting be used for all business combinations and that an acquirer be identified for each business combination. Under US GAAP, the acquirer is the entity that obtains control of one or more businesses in the business combination, and the acquisition date is the date the acquirer achieves control. US GAAP requires that the acquirer recognize the fair value of assets acquired, liabilities assumed, and any noncontrolling interest in the acquiree at the acquisition date.
	The Company’s wholly-owned subsidiary acquired certain assets and liabilities of Neighborhood Community Bank (“NCB”) headquartered in Newnan, Georgia on June 26, 2009, McIntosh Commercial Bank (“MCB”) headquartered in Carrollton, Georgia on March 26, 2010 and The First National Bank of Florida (“FNB”) headquartered in Milton, Florida on September 9, 2011. The acquisitions were completed with the assistance of the Federal Deposit Insurance Corporation (FDIC), which had been appointed Receiver of the entities by their respective state banking authorities immediately prior to the Bank’s acquisition. The acquired assets and assumed liabilities of these three acquisitions were measured at estimated fair value. Management made significant estimates and exercised significant judgment in accounting for the acquisition of NCB, MCB and FNB. Management judgmentally assigned risk ratings to loans based on appraisals and estimated collateral values, expected cash flows, prepayment speeds and estimated loss factors to measure fair values for loans. Other real estate acquired through foreclosure was valued based upon pending sales contracts and appraised values, adjusted for current market conditions. Management used quoted or current market prices to determine the fair value of investment securities, short-term borrowings and long-term obligations that were assumed from NCB, MCB and FNB. The carrying value of certain long-term assets acquired in the acquisition of NCB, primarily the estimated value of core deposits of approximately $1.1 million, were reduced to zero by the excess of fair value of net assets acquired over liabilities assumed in the acquisition.
	(n)	Stock-Based Compensation
	The Company recognizes the estimated fair value of such equity instruments as expense as services are performed. The Company recognizes the total cost of the Company’s share based awards equal to the grant date fair value as expense on a straight line basis over the service periods of the awards.
	(o)	Income Per Share
	Basic net income per share is computed on the weighted average number of shares outstanding. Diluted net income per share is computed by dividing net income by weighted average shares outstanding plus potential common shares resulting from dilutive stock options and restricted shares, determined using the treasury stock method.
			Years Ended September 30,
			2014		2013		2012
	Net income		$	5,955,133	$	6,256,417	$	4,978,692
	Denominator:
	Weighted average common shares outstanding		20,591,302		20,629,531		19,501,312
	Equivalent shares issuable upon vesting of restricted stock awards and dilutive shares		510,086		162,558		36,036
Diluted shares		21,101,388		20,792,089		19,537,348
Net income per share:
Basic		$	0.29	$	0.3	$	0.26
Diluted		$	0.28	$	0.3	$	0.26
__________________________________
-1	Share and share amounts held by the public prior to April 8, 2013 have been restated to reflect the completion of the second-step conversion on April 8, 2013 using a conversion ratio of 1.2471.
(p)	Treasury Stock
Treasury stock was accounted for at cost. Prior to the completion of the second-step conversion on April 8, 2013, the Company included in treasury stock unvested shares of the Company's recognition and retention plan. The Company no longer recognizes these unvested shares as treasury stock and subsequent to the second-step conversion, has no treasury stock at September 30, 2014.
(q)	Employee Stock Ownership Plan (ESOP)
The Company has an internally-leveraged ESOP trust that covers substantially all of its employees. The Company’s common stock not yet allocated to participants is reflected as unearned compensation in stockholders’ equity. The Company records compensation expense associated with the ESOP based on the average market price (fair value) of the total Company shares committed to be released, and subsequently allocated to participants, during the year. The Company further records as compensation expense any dividends declared on unallocated Company shares in the ESOP trust. Earnings per share computations include any allocated shares in the ESOP trust.
(r)	Bank Owned Life Insurance
The Company owns life insurance policies to provide for the payment of death benefits related to existing deferred compensation and supplemental income plans maintained for the benefit of certain executives and directors of the Company. The total cash surrender value amounts of such policies at September 30, 2014 and 2013 was $47,178,128 and $39,825,881, respectively. The Company recorded, as income, increases to the cash surrender value of $1,252,246, $993,961, and $1,057,397, for the three years ended September 30, 2014, 2013, and 2012, respectively.
(s)	Recent Accounting Pronouncements
In August 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”)2014-14, Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure (“ASU 2014-14”). This standard provides guidance on how holders of certain government-guaranteed loans (e.g., mortgage loans guaranteed by the FHA or VA) should present such loans upon foreclosure. Specifically, the ASU provides that, upon foreclosure, government-guaranteed loans within the scope of the standard should be derecognized and re-recognized as a separate other receivable (i.e., a receivable from the government entity guaranteeing the loan). The standard does not require any new disclosures about such loans. ASU 2014-14 is effective for the Company for annual and interim periods beginning after December 15, 2014, and is not expected to have a material impact on the Company’s balance sheet or results of operations.
In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. ASU 2014-12 requires that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. ASU 2014-12 is effective for annual periods and interim periods within those annual periods, beginning after December 15, 2015. An entity may apply the standards (1) prospectively to all share-based payment awards that are granted or modified on or after the effective date, or (2) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. Earlier application is permitted. The adoption of ASU 2014-12 is not expected to have a material impact on the Company’s financial statements.
Additionally, in June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. This standard amends the guidance in ASC 860 on accounting for certain repurchase agreements (“repos”). The standard (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings, (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) that are accounted for as secured borrowings. This standard is effective for annual periods beginning after December 15, 2014 and is not expected to have a material impact on the Company’s balance sheet or results of operations.
In May 2014, the FASB issued ASU 2014-09, Revenue From Contracts With Customers. This standard outlines a single comprehensive model for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue recognition guidance, including industry-specific guidance. The core principle of the revenue model is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The standard is effective for annual reporting periods beginning after December 15, 2016. The Company is currently evaluating the impact this standard will have on its balance sheet and results of operations.
In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The objective of this guidance is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. ASU No. 2014-04 states that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU No. 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU No. 2014-04 is effective for interim and annual reporting periods beginning after December 15, 2014. The adoption of ASU No. 2014-04 is not expected to have a material impact on the Company's consolidated financial statements.
In February 2013, the FASB issued an update to the accounting standards to improve the reporting of reclassifications out of accumulated other comprehensive income. The amendments in this update require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts. This update was effective prospectively for reporting periods beginning after December 15, 2012. The adoption of this update increased disclosures in the Company's consolidated financial statements.

Goodwill_and_Other_Intangible_

Goodwill and Other Intangible Assets	12 Months Ended
	Sep. 30, 2014
Goodwill and Intangible Assets Disclosure [Abstract]	'
Goodwill and Other Intangible Assets	'
	Goodwill and Other Intangible Assets
	Goodwill and other intangible assets include cost in excess of net assets acquired and core deposit intangibles recorded in connection with certain acquisitions. Management tests goodwill for impairment on an annual basis, or more often if events or circumstances indicate there may be impairment. The core deposit intangibles are being amortized over the average remaining life of the acquired customer deposits, ranging from five to thirteen years. The Company recorded amortization expense related to the core deposit intangible of $380,210, $476,423, and $547,153 for the years ended September 30, 2014, 2013, and 2012, respectively.
	At September 30, 2014 and 2013, intangible assets are summarized as follows:
		September 30,
		2014		2013
	Goodwill	$	4,325,282	$	4,325,282
	Core deposit intangible	$	3,369,449	$	3,369,449
	Less accumulated amortization	2,945,773		2,565,563
	Other intangible assets, net of amortization	$	423,676	$	803,886
	Amortization expense for the core deposit intangible for the next five years as of September 30, 2014 is as follows:
	Year Ending September 30,
	2015	$	266,181
	2016	132,887
	2017	24,608
	2018	—
	2019	—
		$	423,676

Federally_Assisted_Acquisition

Federally Assisted Acquisitions	12 Months Ended
	Sep. 30, 2014
Business Combinations [Abstract]	'
Federally Assisted Acquisitions	'
	Federally Assisted Acquisitions
	The First National Bank of Florida
	On September 9, 2011, the Bank purchased substantially all of the assets and assumed substantially all the liabilities of The First National Bank of Florida (“FNB”) from the FDIC, as Receiver of FNB. FNB operated eight commercial banking branches and was headquartered in Milton, Florida. The FDIC took FNB under receivership upon its closure by the Office of the Comptroller of the Currency. The Bank’s bid to purchase FNB included the purchase of substantially all FNB’s assets at a discount of $28,000,000 in exchange for assuming all FNB deposits and certain other liabilities. No cash, deposit premium or other consideration was paid by the Bank. The Bank and the FDIC entered into loss sharing agreements regarding future losses incurred on loans and other real estate acquired through foreclosure existing at the acquisition date. Under the terms of the loss sharing agreements, the FDIC will reimburse the Bank for 80 percent of net losses on covered assets. The term for loss sharing on residential real estate loans is ten years, while the term for loss sharing on non-residential real estate loans is five years in respect to losses and eight years in respect to loss recoveries. As a result of the loss sharing agreements with the FDIC, the Bank recorded a receivable of $51,555,999 at the time of acquisition. As of September 30, 2014, the Bank has submitted $57,361,802 in net cumulative losses to the FDIC under the loss-sharing agreements of which $45,889,442 is reimbursable.
	The loss share agreements include a true-up payment in the event FNB’s losses do not reach the FDIC’s total intrinsic loss estimate, as defined in the loss sharing agreement, of $59,483,125. On September 9, 2021, the true-up measurement date, CharterBank is required to make a true-up payment to the FDIC equal to 50 percent of the excess, if any, of the following calculation: A-(B+C+D), where (A) equals 20 percent of the Total Intrinsic Loss Estimate, or $11,896,625; (B) equals 20 percent of the Net Loss Amount; (C) equals 25 percent of the asset (discount) bid, or ($7,000,000); and (D) equals 3.5 percent of total Shared Loss Assets at Bank Closing or $7,380,467. Current loss estimates indicate that no true-up payment will be paid to the FDIC. The FDIC-assisted acquisitions of Neighborhood Community Bank (NCB”) and McIntosh Commercial Bank (“MCB”) are not subject to true-up payments.

Securities_Available_for_Sale

Securities Available for Sale	12 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Securities Available for Sale	'
	Note 4: Securities Available for Sale
	Securities available for sale are summarized as follows:
			30-Sep-14
			Amortized Cost				Gross unrealized gains				Gross unrealized losses			Estimated fair value
	Other investment securities:
	Tax-free municipals		$	13,430,732			$	26,471			$	—		$	13,457,203
	Mortgage-backed securities:
	FHLMC certificates		44,036,704				359,644				(370,420		)	44,025,928
	FNMA certificates		119,445,041				499,772				(1,666,436		)	118,278,377
	GNMA certificates		1,595,029				102,815				—			1,697,844
	Collateralized mortgage obligations:
	FHLMC		49,425				4,071				—			53,496
	FNMA		78,152				2,004				—			80,156
	Private-label mortgage securities: (1)
	Investment grade		1,485,804				8,941				(47,887		)	1,446,858
	Split rating (2)		1,090,524				3,583				—			1,094,107
	Non-investment grade		8,674,491				45,243				(110,430		)	8,609,304
	Total		$	189,885,902			$	1,052,544			$	(2,195,173	)	$	188,743,273
	__________________________________
	-1	Credit ratings are current as of September 30, 2014.
	-2	Bonds with split ratings represent securities with both investment and non-investment grades.
			30-Sep-13
			Amortized				Gross				Gross			Estimated
			Cost				unrealized				unrealized			fair value
							gains				losses
	Other investment securities:
	Tax-free municipals		$	14,897,685			$	16,733			$	(826	)	$	14,913,592
	U.S. government sponsored entities		5,025,898				4,145				—			5,030,043
	Mortgage-backed securities:
	FHLMC certificates		53,419,411				330,921				(584,915		)	53,165,417
	FNMA certificates		118,466,995				526,825				(2,692,511		)	116,301,309
	GNMA certificates		1,727,789				117,828				—			1,845,617
	Collateralized mortgage-backed securities:
	FNMA		7,189,766				66,719				—			7,256,485
	Collateralized mortgage obligations:
	FHLMC		372,444				35,410				—			407,854
	FNMA		2,207,643				66,727				—			2,274,370
	Private-label mortgage securities:
	Investment grade		2,010,627				29,388				(90,020		)	1,949,995
	Split rating (1)		1,292,942				—				(54,434		)	1,238,508
	Non investment grade		11,294,468				—				(559,251		)	10,735,217
	Total		$	217,905,668			$	1,194,696			$	(3,981,957	)	$	215,118,407
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
	Proceeds from called or matured securities available for sale during the years ended September 30, 2014, 2013 and 2012 were $15.4 million, $13.5 million, and $6.8 million, respectively. Proceeds from sales of securities available for sale during years ended September 30, 2014, 2013, and 2012 were $9.9 million, $21.1 million, and $41.6 million, respectively. Gross realized gains on the sale of these securities were $202,053, $252,483, and $950,511, for the years ended September 30, 2014, 2013 and 2012, respectively and gross realized losses were $1,349, $2,966 and $10,745, for the years ended September 30, 2014, 2013 and 2012, respectively.
	The amortized cost and estimated fair value of investment securities available for sale as of September 30, 2014, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			Amortized				Estimated
			cost				fair value
	Due within one year		$	—			$	—
	Due from one year to five years		2,711,484				2,716,291
	Due after five years		10,719,248				10,740,912
	Mortgage-backed securities		176,455,170				175,286,070
	Total		$	189,885,902			$	188,743,273
	The Company’s investment in FHLB stock was $3.4 million and $3.9 million at September 30, 2014 and 2013, respectively. The investment in FHLB stock is carried at cost because it is considered a restricted stock investment with no readily determinable market value. As of September 30, 2014, the investment in FHLB stock represented approximately 0.34% of total assets and the amortized cost and fair value of this investment are equal. In determining the carrying amount of the FHLB stock, the Company evaluated the ultimate recoverability of the par value. The Company has reviewed the assessments by rating agencies, which have concluded that debt ratings are likely to remain unchanged and the FHLB has the ability to absorb economic losses, given the expectation that the various FHLB Banks have a very high degree of government support.
	Furthermore, the Company currently has sufficient liquidity or has access to other sources of liquidity to meet all operational needs in the foreseeable future, and would not have the need to dispose of this stock below the recorded amount. For the reasons above, the Company concluded that the investment in FHLB stock is not other-than-temporarily impaired as of September 30, 2014 and ultimate recoverability of the par value of this investment is probable.
	Securities available for sale with an aggregate carrying amount of $101.7 million and $149.2 million at September 30, 2014 and 2013, respectively, were pledged to secure FHLB advances.
	Securities available for sale in a continuous unrealized loss position for less than 12 months at September 30, 2014 are as follows:
			30-Sep-14
			Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FNMA certificates		$	6,164,452			$	(2,285	)		$	6,162,167
	Collateralized mortgage obligations:
	Private-label mortgage securities		1,900,526				(59,509		)		1,841,017
Total		$	8,064,978			$	(61,794	)		$	8,003,184
		30-Sep-13
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
Other investment securities:
Tax-free municipals		$	722,803			$	(51	)		$	722,752
Mortgage-backed securities:
FHLMC certificates		21,328,101				(584,915		)		20,743,186
FNMA certificates		92,575,581				(2,692,511		)		89,883,070
Collateralized mortgage obligations:
Private-label mortgage securities		3,764,878				(147,843		)		3,617,035
Total		$	118,391,363			$	(3,425,320	)		$	114,966,043
Securities available for sale that have been in a continuous unrealized loss position for greater than 12 months at September 30, 2014 and 2013 are as follows:
		30-Sep-14
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
Mortgage-backed securities:
FHLMC certificates		$	18,849,864			$	(370,420	)		$	18,479,444
FNMA certificates		77,274,838				(1,664,152		)		75,610,686
Collateralized mortgage obligations:
Private-label mortgage securities		4,188,449				(98,807		)		4,089,642
Total		100,313,151				(2,133,379		)		98,179,772
		30-Sep-13
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
Other investment securities:
Tax-free municipals		$	253,404			$	(775	)		$	252,629
Collateralized mortgage obligations:
Private-label mortgage securities		9,971,596				(555,862		)		9,415,734
Total		$	10,225,000			$	(556,637	)		$	9,668,363
At September 30, 2014, the Company had approximately $158,000 of gross unrealized losses on private-label mortgage securities with aggregate amortized cost of approximately $6.1 million. During the years ended September 30, 2014 and 2013, the Company did not record any other-than-temporary impairment charges. Other than previously stated, the Company is projecting that it will receive essentially all contractual cash flows so there is no break in yield or additional other-than-temporary impairment. The remaining decline in fair value of the mortgage securities resulted from illiquidity and other concerns in the market place. The increase in the fair value of the remaining mortgage securities primarily resulted from increased liquidity and an overall improvement in the market for these securities.
Regularly, the Company performs an assessment to determine whether there have been any events or economic circumstances to indicate that a security on which there is an unrealized loss is impaired other-than-temporarily. The assessment considers many factors including the severity and duration of the impairment, the Company’s intent and ability to hold the security for a period of time sufficient for recovery in value, recent events specific to the industry, and current characteristics of each security such as delinquency and foreclosure levels, credit enhancements, and projected losses and loss coverage ratios. It is possible that the underlying collateral of these securities will perform worse than current expectations, which may lead to adverse changes in cash flows on these securities and potential future other-than-temporary impairment losses. Events that may trigger material declines in fair values for these securities in the future include but are not limited to, deterioration of credit metrics, significantly higher levels of default and severity of loss on the underlying collateral, deteriorating credit enhancement and loss coverage ratios, or further illiquidity. All of these securities were evaluated for other-than-temporary impairment based on an analysis of the factors and characteristics of each security as previously enumerated. The Company considers these unrealized losses to be temporary impairment losses primarily because of continued sufficient levels of credit enhancements and credit coverage levels of less senior tranches to tranches held by the Company.
The following table summarizes the changes in the amount of credit losses on the Company’s investment securities recognized in earnings for the years ended September 30, 2014, 2013 and 2012:
		Years Ended September 30,
		2014				2013				2012
Beginning balance of credit losses previously recognized in earnings		$	380,446			$	380,446			$	4,822,916
Amount related to credit losses for securities for which an other-than-temporary impairment was not previously recognized in earnings		—				—				—
Amount related to credit losses for securities for which an other-than-temporary impairment was previously recognized in earnings		—				—				273,259
Reduction due to credit impaired securities sold or fully settled		—				—				(4,715,729		)
Ending balance of cumulative credit losses recognized in earnings		$	380,446			$	380,446			$	380,446
The following table shows issuer-specific information, including current par value, book value, fair value, credit rating and unrealized gain (loss) for the Company’s portfolio of private-label mortgage obligations as of September 30, 2014.
Cusip		Description		Credit Rating (1)						Cumulative Net			Current Par Value		Amortized Cost		Market Value		Unrealized
										Impairment Losses									Gain (Loss)
										Recognized in Earnings
				Moody		S&P		Fitch		(dollars in thousands)
Investment Grade
36228FQF6		GSR 2003-4F 1A2		n/a		AA+		BBB		$	—		$	197	$	197	$	201	$	4
55265KL80		MASTR 2003-8 4A1		n/a		A+		AAA		—			330		328		333		5
86359BVF5		SARM 2004-6 3A3		n/a		A+		n/a		—			961		961		913		(48		)
		Total								—			1,488		1,486		1,447		(39		)
Split Rating
17307GDL9		CMLTI 2004-HYB1 A31		Ba3		n/a		BBB		—			1,091		1,091		1,094		3
		Total								—			1,091		1,091		1,094		3
Non Investment Grade
576433UQ7		MARM 2004-13 B1		NR		CCC		n/a		380			3,608		3,227		3,177		(50		)
576433VN3		MARM 2004-15 4A1		B3		n/a		CCC		—			1,901		1,901		1,841		(60		)
576433QD1		MARM 2004-7 5A1		Ba3		BB		n/a		—			3,546		3,546		3,591		45
		Total								380			9,055		8,674		8,609		(65		)
		Grand Total								$	380		$	11,634	$	11,251	$	11,150	$	(101	)
__________________________________
-1	Credit ratings are current as of September 30, 2014.
The underlying credit and cash flow characteristics of the private-label securities improved during the year ended September 30, 2014. There were no credit rating changes in the three non-investment grade securities during the year ended September 30, 2014.
Changes in accumulated other comprehensive income by component for the years ended September 30, 2014, 2013 and 2012 are shown in the table below. All amounts are net of tax. The line items affected in the consolidated statements of income by the reclassified amounts were gain on securities available for sale and net impairment losses recognized in earnings.
	Unrealized Losses on Available-for-Sale Securities
	Years Ended September 30,
	2014				2013				2012
Beginning balance	$	(1,839,593	)		$	203,380			$	(1,971,458	)
Other comprehensive (loss)/gain before reclassifications	1,208,691				(1,889,769		)		2,584,074
Amounts reclassified from accumulated other comprehensive (loss)/gain to gain on securities available for sale	(123,233		)		(153,204		)		(577,017		)
Amounts reclassified from accumulated other comprehensive (loss)/gain to net impairment losses recognized in earnings	—				—				167,781
Net current-period other comprehensive income/(loss)	1,085,458				(2,042,973		)		2,174,838
Ending balance	$	(754,135	)		$	(1,839,593	)		$	203,380

Loans_Receivable

Loans Receivable	12 Months Ended
	Sep. 30, 2014
Receivables [Abstract]	'
Loans Receivable	'
	Loans Receivable
	Loans not covered by loss share agreements are summarized as follows:
			30-Sep-14				30-Sep-13
	Loans not covered by loss sharing agreements:
	1-4 family residential real estate		$	152,810,501			$	124,571,147
	Commercial real estate		300,556,023				269,609,005
	Commercial		24,759,682				23,773,942
	Real estate construction		63,485,411				44,653,355
	Consumer and other		4,959,103				17,544,816
	Loans receivable, net of undisbursed proceeds of loans in process		546,570,720				480,152,265
	Less:
	Unamortized loan origination fees, net		1,364,853				1,100,666
	Allowance for loan losses		8,473,373				8,188,896
	Total loans not covered, net		$	536,732,494			$	470,862,703
	The carrying amount of covered loans at September 30, 2014 and 2013 consisted of impaired loans at acquisition date and all other acquired loans and are presented in the following tables.
			30-Sep-14
			Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate		$	4,841,705			$	6,800,846			$	11,642,551
	Commercial real estate		33,053,228				34,354,816				67,408,044
	Commercial		1,871,879				1,800,989				3,672,868
	Real estate construction		—				—				—
	Consumer and other		1,418				177,228				178,646
	Loans receivable, gross		39,768,230				43,133,879				82,902,109
	Less:
	Nonaccretable difference		5,993,661				273,024				6,266,685
	Allowance for covered loan losses		—				997,524				997,524
	Accretable discount		3,073,198				2,770,499				5,843,697
	Discount on acquired performing loans		—				142,731				142,731
	Unamortized loan origination fees, net		—				17,253				17,253
	Total loans covered, net		$	30,701,371			$	38,932,848			$	69,634,219
			30-Sep-13
			Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate		$	4,316,008			$	6,285,647			$	10,601,655
	Commercial real estate		46,170,021				61,572,581				107,742,602
	Commercial		2,844,456				4,039,892				6,884,348
	Real estate construction		—				—				—
	Consumer and other		500,382				2,894,282				3,394,664
	Loans receivable, gross		53,830,867				74,792,402				128,623,269
	Less:
	Nonaccretable difference		7,757,070				3,076,192				10,833,262
	Allowance for covered loan losses		705,446				3,218,832				3,924,278
	Accretable discount		3,508,430				1,164,941				4,673,371
	Discount on acquired performing loans		—				177,858				177,858
	Unamortized loan origination fees, net		—				22,910				22,910
	Total loans covered, net		$	41,859,921			$	67,131,669			$	108,991,590
	The following table documents changes in the accretable discount on acquired credit impaired loans during the years ended September 30, 2014 and 2013:
			Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Balance, September 30, 2012		$	9,869,297			$	3,055,050			$	12,924,347
	Loan accretion		(6,834,946		)		(1,957,057		)		(8,792,003		)
	Transfer from nonaccretable difference		474,079				66,948				541,027
	Balance, September 30, 2013		3,508,430				1,164,941				4,673,371
	Loan accretion		(3,979,390		)		(2,579,144		)		(6,558,534		)
	Transfer from nonaccretable difference		3,544,158				4,184,702				7,728,860
	Balance, September 30, 2014		$	3,073,198			$	2,770,499			$	5,843,697
	The following is a summary of transactions during the years ended September 30, 2014, 2013 and 2012 in the allowance for loan losses on loans covered by loss sharing:
			September 30,
			2014				2013				2012
	Balance, beginning of period		$	3,924,278			$	10,340,815			$	6,892,425
	Loans charged off, gross		(524,785		)		(7,396,953		)		(6,700,215		)
	Recoveries on loans previously charged off		560,558				147,529				744,850
	(Benefit) provision for loan losses (reversed) charged to FDIC receivable		(1,549,967		)		743,443				8,202,159
Transfer of allowance on acquired NCB non-single family loans		(400,000		)		—				—
(Benefit) provision for loan losses (reversed) charged to operations		(1,012,560		)		89,444				1,201,596
Balance, end of period		$	997,524			$	3,924,278			$	10,340,815
The following table documents changes in the carrying value of the FDIC receivable for loss sharing agreements relating to covered loans and other real estate owned during the years ended September 30, 2014, 2013 and 2012:
		September 30,
		2014				2013				2012
Balance, beginning of period		$	29,941,862			$	35,135,533			$	96,777,791
Payments received from FDIC		(10,954,707		)		(480,550		)		(80,528,485		)
Accretion of fair value adjustment		347,347				675,696				1,461,779
Impairment		(521,637		)		(642,461		)		—
Amortization		(3,507,017		)		—				—
Recovery of previous loss reimbursements		(6,762,304		)		(12,847,769		)		(3,252,736		)
Reduction in previous loss estimates		(1,549,967		)		(3,426,783		)		—
Provision for estimated losses on covered assets recognized in noninterest expense		1,426,762				7,691,463				15,976,659
External expenses qualifying under loss sharing agreements		2,111,470				3,836,733				4,700,525
Balance, end of period		$	10,531,809			$	29,941,862			$	35,135,533
Loan Origination and Risk Management. The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions.
Commercial real estate loans are generally made by the Company to Georgia, Alabama or Florida panhandle entities and are secured by properties in these states. Commercial real estate lending involves additional risks compared to one- to four-family residential lending. Repayment of commercial real estate loans often depends on the successful operations and income stream of the borrowers, and commercial real estate loans typically involve larger loan balances to single borrowers or groups of related borrowers compared to residential real estate loans. The Company’s underwriting criteria for commercial real estate loans include maximum loan-to-value ratios, debt coverage ratios, secondary sources of repayment, guarantor requirements, net worth requirements and quality of cash flow. As part of the loan approval and underwriting of commercial real estate loans, management undertakes a cash flow analysis, and generally requires a debt-service coverage ratio of at least 1.15 times. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. At September 30, 2014, approximately 23.8% of the outstanding principal balance of the Company’s commercial real estate loans were secured by owner-occupied properties.
The Company makes construction and land development loans primarily for the construction of one- to four-family residences but also for multi-family and nonresidential real estate projects on a select basis. The Company offers construction loans to builders including both speculative (unsold) and pre-sold loans to pre-approved local builders. The number of speculative loans that management will extend to a builder at one time depends upon the financial strength and credit history of the builder. The Company’s construction loan program is expected to remain a modest portion of the loan volume and management generally limits the number of outstanding loans on unsold homes under construction within a specific area.
The Company also originates first and second mortgage loans secured by one- to four-family residential properties within Georgia, Alabama and the Florida panhandle. Management currently originates mortgages at all branch locations, but utilizes a centralized processing location to reduce the underwriting risk. The Company originates both fixed rate and adjustable rate one- to four-family residential mortgage loans. Fixed rate 30 year conforming loans are generally originated for resale into the secondary market on a servicing-released basis and loans that are non-conforming due to property exceptions and that have adjustable rates are generally retained in the Company’s portfolio. The non-conforming loans originated are not considered to be subprime loans and the amount of subprime and low documentation loans held by the Company is not material.
The Company originates consumer loans that consist of loans on deposits, second mortgage loans, home equity lines of credit, auto loans and various other installment loans. The Company primarily offers consumer loans (excluding second mortgage loans and home equity lines of credit) as an accommodation to customers. Consumer loans tend to have a higher credit risk than residential mortgage loans because they may be secured by rapidly depreciable assets, or may be unsecured. The Company’s consumer lending generally follows accepted industry standards for non subprime lending, including credit scores and debt to income ratios. The Company also offers home equity lines of credit as a complement to one- to four-family residential mortgage lending. The underwriting standards applicable to home equity credit lines are similar to those for one- to four-family residential mortgage loans, except for slightly more stringent credit-to-income and credit score requirements. Home equity loans are generally limited to 80% of the value of the underlying property unless the loan is covered by private mortgage insurance or a loss sharing agreement. At September 30, 2014, the Company had $11.8 million of home equity lines of credit and second mortgage loans not covered by FDIC loss sharing agreements (“loss sharing”).
The Company’s commercial business loans are generally limited to terms of five years or less. Management typically collateralizes these loans with a lien on commercial real estate or, much less frequently, with a lien on business assets and equipment. Management also generally requires the personal guarantee of the business owner. Interest rates on commercial business loans are generally higher than interest rates on residential or commercial real estate loans due to the risk inherent in this type of loan. Commercial business loans are generally considered to have more risk than residential mortgage loans or commercial real estate loans because the collateral may be in the form of intangible assets and/or readily depreciable inventory. Commercial business loans may also involve relatively large loan balances to single borrowers or groups of related borrowers, with the repayment of such loans typically dependent on the successful operation and income stream of the borrower. Such risks can be significantly affected by economic conditions. In addition, commercial business lending generally requires substantially greater supervision efforts by management compared to residential mortgage or commercial real estate lending.
The Company maintains an internal loan review function that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. The Company further engages an independent, external loan reviewer on an annual basis.
Nonaccrual and Past Due Loans. Nonaccrual loans not covered by loss sharing, segregated by class of loans were as follows:
		September 30,
		2014 (1)				2013
1-4 family residential real estate		$	982,087			$	1,507,760
Commercial real estate		2,369,520				1,120,938
Commercial		156,474				161,036
Real estate construction		—				—
Consumer and other		—				84,208
Total		$	3,508,081			$	2,873,942
______________________________
-1	Acquired Neighborhood Community Bank FAS ASC 310-30 loans that are no longer covered under the commercial loss sharing agreement with the FDIC in the amount of $1,292,296 are excluded from this table. Due to the recognition of accretion income established at the time of acquisition, the FAS ASC 310-30 loans that are greater than 90 days delinquent or designated nonaccrual status are regarded as accruing loans for reporting purposes.
An age analysis of past due loans not covered by loss sharing, segregated by class of loans at September 30, 2014 and 2013 were as follows:
September 30, 2014
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total Loans			Loans > 90 Days Accruing (1)
1-4 family residential real estate		$	1,927,860			$	545,179			$	2,473,039			$	150,337,462		$	152,810,501		$	516,659
Commercial real estate		254,423				1,943,161				2,197,584				298,358,439			300,556,023			1,218,188
Commercial		62,479				1,000				63,479				24,696,203			24,759,682			—
Real estate construction		—				—				—				63,485,411			63,485,411			—
Consumer and other		31,306				4,354				35,660				4,923,443			4,959,103			4,354
Total		$	2,276,068			$	2,493,694			$	4,769,762			$	541,800,958		$	546,570,720		$	1,739,201
______________________________
-1	Previously covered loans in the amount of $1,003,007 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
September 30, 2013
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total Loans			Loans > 90 Days Accruing
1-4 family residential real estate		$	1,116,477			$	47,283			$	1,163,760			$	123,407,387		$	124,571,147		$	47,283
Commercial real estate		524,803				836,510				1,361,313				268,247,692			269,609,005			—
Commercial		113,019				—				113,019				23,660,923			23,773,942			—
Real estate construction		37,312				—				37,312				44,616,043			44,653,355			—
Consumer and other		144,990				—				144,990				17,399,826			17,544,816			—
Total		$	1,936,601			$	883,793			$	2,820,394			$	477,331,871		$	480,152,265		$	47,283
An age analysis of past due loans covered by loss sharing, segregated by class of loans at September 30, 2014 and 2013 were as follows:
September 30, 2014
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total			Loans > 90 Days
																	Loans (1)			Accruing (2)
1-4 family residential real estate		$	414,699			$	814,238			$	1,228,937			$	9,448,399		$	10,677,336		$	814,238
Commercial real estate		1,399,520				3,949,083				5,348,603				55,950,984			61,299,587			3,949,083
Commercial		387,641				551,721				939,362				2,573,517			3,512,879			551,721
Real estate construction		—				—				—				—			—			—
Consumer and other		—				—				—				148,098			148,098			—
Total		$	2,201,860			$	5,315,042			$	7,516,902			$	68,120,998		$	75,637,900		$	5,315,042
______________________________
-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $5,986,428 of accretable discounts.
-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
September 30, 2013
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total			Loans > 90 Days and
																	Loans (1)			Accruing (2)
1-4 family residential real estate		$	414,577			$	937,974			$	1,352,551			$	7,991,686		$	9,344,237		$	937,974
Commercial real estate		2,948,186				6,926,620				9,874,806				87,261,044			97,135,850			6,926,620
Commercial		534,363				611,305				1,145,668				3,950,836			5,096,504			611,305
Real estate construction		—				—				—				—			—			—
Consumer and other		2,901				97,747				100,648				2,188,490			2,289,138			97,747
Total		$	3,900,027			$	8,573,646			$	12,473,673			$	101,392,056		$	113,865,729		$	8,573,646
______________________________
-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $4,851,229 of accretable discounts.
-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
Impaired Loans. The Company evaluates “impaired” loans, which includes nonperforming loans and accruing troubled debt restructured loans, having risk characteristics that are unique to an individual borrower on a loan-by-loan basis with balances above a specified level. For smaller loans, the allowance is calculated based on the credit grade utilizing historical loss experience and other qualitative factors.
Impaired loans not covered by loss sharing, segregated by class of loans were as follows:
September 30, 2014
														Year Ended
														September 30, 2014
		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Investment in Impaired Loans			Interest Income Recognized
With no related allowance recorded:
1-4 family residential real estate		$	1,550,777			$	2,077,942			$	—			$	1,737,505		$	31,656
Commercial real estate		8,687,088				10,510,893				—				9,196,747			373,711
Commercial		156,474				205,625				—				188,458			—
Real estate construction		—				—				—				—			—
Total:		$	10,394,339			$	12,794,460			$	—			$	11,122,710		$	405,367
There were no recorded allowances for impaired loans not covered by loss sharing at September 30, 2014. The recorded investment in accruing troubled debt restructured loans at September 30, 2014 totaled $6,154,420 and is included in the impaired loan table above.
September 30, 2013
														Year Ended
														30-Sep-13
		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Investment in Impaired Loans			Interest Income Recognized
With no related allowance recorded:
1-4 family residential real estate		$	1,614,765			$	1,931,968			$	—			$	1,699,236		$	5,901
Commercial real estate		11,863,525				14,090,218				—				13,561,174			583,465
Commercial		1,661,036				1,681,641				—				2,299,878			74,935
Real estate construction		—				—				—				—			—
Total:		$	15,139,326			$	17,703,827			$	—			$	17,560,288		$	664,301
There were no recorded allowances for impaired loans not covered by loss sharing at September 30, 2013. The recorded investment in accruing troubled debt restructured loans at September 30, 2013 totaled $12,302,311 and is included in the impaired loan table above.
Credit Quality Indicators. As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio for both loans covered and not covered by loss sharing agreements, management tracks certain credit quality indicators including the level of classified loans, net charge-offs, non-performing loans (see details above) and the general economic conditions in its market areas.
The Company utilizes a risk grading to assign a risk grade to each of its loans. Loans are graded on a scale of 1 to 8. The risk grade for each individual loan is determined by the loan officer and other approving officers at the time of loan origination and is changed from time to time to reflect an ongoing assessment of loan risk. Risk grades are reviewed on specific loans monthly for all delinquent loans as a part of monthly meetings held by the Loan Committee, quarterly for all nonaccrual and special reserve loans, and annually as part of the Company’s internal loan review process. In addition, individual loan risk grades are reviewed in connection with all renewals, extensions and modifications. Risk grades for covered loans are determined by officers within the Special Assets Division based on an ongoing assessment of loan risk. Such risk grades are updated in a manner consistent with non-covered loans, except the grading of such loans are assessed quarterly, as applicable, relating to revised estimates of expected cash flows. A description of the general characteristics of the 8 risk grade factors is as follows:
Grade 1: Virtual Absence of Credit Risk – Loans graded 1 are substantially risk-free. They are characterized by loans to borrowers with unquestionable financial strength and a long history of solid earnings performance or loans collateralized by cash or equivalent liquidity may be included here. Loans secured, within margin, by readily marketable collateral may also be graded 1 provided the relationship meets all other characteristics of the grade.
Grade 2: Minimal Credit Risk – Loans graded 2 are above average quality and will carry all credit attributes of a Grade 3 loan as well as unquestionably strong balance sheets and exhibit secondary repayment sources which would allow for repayment of the debt within a reasonable period of time.
Grade 3: Average Credit Risk - 1 – Loans graded 3 are of average credit quality, are properly structured and documented. Financial data is current and documents adequate revenue, cash flow, and satisfactory payment history to indicate that financial condition is satisfactory. Grade 3 loans have properly margined collateral. Repayment terms are realistic, clearly defined and based upon a primary, identifiable source of repayment. Grade 3 loans meet bank product guidelines.
Grade 4: Acceptable Credit Risk - 2 – Loans Graded 4 loans will be performing credits and will not necessarily represent weakness. Loans most commonly graded 4 will likely include loans with parameter(s) that fall outside of a product guideline.
Grade 5: Special Mention – A special mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
Grade 6: Substandard – A substandard asset is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the bank will sustain some loss if the deficiencies are not corrected.
Grade 7: Doubtful – An asset classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Grade 8: Loss – Assets classified loss are considered uncollectible and of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be effected in the future.
The following table presents the risk grades of the loan portfolio not covered by loss sharing, segregated by class of loans:
September 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
Pass (1-4)		$	151,661,479			$	273,587,373			$	23,205,880			$	63,485,411		$	4,954,661		$	516,894,804
Special Mention (5)		—				3,325,324				91,000				—			—			3,416,324
Substandard (6)		1,149,022				23,643,326				1,462,802				—			4,442			26,259,592
Doubtful (7)		—				—				—				—			—			—
Loss (8)		—				—				—				—			—			—
Total not covered loans		$	152,810,501			$	300,556,023			$	24,759,682			$	63,485,411		$	4,959,103		$	546,570,720
September 30, 2013
		1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
Pass (1-4)		$	117,274,336			$	245,346,763			$	20,708,908			$	44,628,569		$	16,756,882		$	444,715,458
Special Mention (5)		2,438,309				2,094,817				996,970				—			471,186			6,001,282
Substandard (6)		4,858,502				22,167,425				2,068,064				24,786			315,848			29,434,625
Doubtful (7)		—				—				—				—			900			900
Loss (8)		—				—				—				—			—			—
Total not covered loans		$	124,571,147			$	269,609,005			$	23,773,942			$	44,653,355		$	17,544,816		$	480,152,265
The following tables present the risk grades, ignoring grade enhancement provided by the FDIC loss sharing, of the loan portfolio covered by loss sharing agreements, segregated by class of loans at September 30, 2014 and 2013. Numerical risk ratings 5-8 constitute classified assets for regulatory reporting; however, regulatory authorities consider the FDIC loss sharing percentage of either 80% or 95%, as applicable, as a reduction of the regulatory classified balance for covered loans.
September 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
Numerical risk rating (1-4)		$	7,392,585			$	34,017,713			$	1,982,382			$	—		$	74,392		$	43,467,072
Numerical risk rating (5)		693,038				8,411,973				448,957				—			—			9,553,968
Numerical risk rating (6)		2,591,713				18,869,901				1,081,540				—			73,706			22,616,860
Numerical risk rating (7)		—				—				—				—			—			—
Numerical risk rating (8)		—				—				—				—			—			—
Total covered loans (1)		$	10,677,336			$	61,299,587			$	3,512,879			$	—		$	148,098		$	75,637,900
______________________________
-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $5,986,428 of accretable discounts.
September 30, 2013
		1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
Numerical risk rating (1-4)		$	5,318,294			$	45,762,355			$	2,988,721			$	—		$	1,658,075		$	55,727,445
Numerical risk rating (5)		1,094,186				20,231,874				454,554				—			440,058			22,220,672
Numerical risk rating (6)		2,925,433				29,491,113				1,058,143				—			190,171			33,664,860
Numerical risk rating (7)		6,324				1,650,508				595,086				—			834			2,252,752
Numerical risk rating (8)		—				—				—				—			—			—
Total covered loans (1)		$	9,344,237			$	97,135,850			$	5,096,504			$	—		$	2,289,138		$	113,865,729
______________________________
-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $4,851,229 of accretable discounts.
With respect to classified assets covered by loss sharing agreements, numerical risk ratings 5-8, for regulatory reporting purposes are done under FDIC guidance reporting the bank’s non-reimbursable amount of the book balance of the loan as classified. The remaining reimbursable portion is classified as pass, numerical risk ratings 1-4.
Allowance for Loan Losses. The allowance for loan losses is established through a provision for loan losses charged to expense and is an amount that management believes will be adequate to absorb losses on existing loans that become uncollectible, based on evaluations of the collectability of loans. The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, historical loss rates, overall portfolio quality, review of specific problem loans, and current economic conditions and trends that may affect a borrower’s ability to repay. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely and subsequent recoveries are added to the allowance.
Management’s allowance for loan losses methodology is a loan classification-based system. Management bases the required reserve on a percentage of the loan balance for each type of loan and classification level. Loans may be classified manually and are automatically classified if they are not previously classified when they reach certain levels of delinquency. Unclassified loans are reserved at different percentages based on the loan loss history of the last seven years. Reserve percentages are also adjusted based upon our estimate of the effect that the current economic environment will have on each type of loan.
Management segments its allowance for loan losses into the following four major categories: (1) specific reserves; (2) general allowances for Classified/Watch loans; (3) general allowances for loans with satisfactory ratings; and (4) an unallocated amount. Risk ratings are initially assigned in accordance with CharterBank’s loan and collection policy. An organizationally independent department reviews risk grade assignments on an ongoing basis. Management reviews current information and events regarding a borrowers’ financial condition and strengths, cash flows available for debt repayment, the related collateral supporting the loan and the effects of known and expected economic conditions. When the evaluation reflects a greater than normal risk associated with the individual loan, management classifies the loan accordingly. If the loan is determined to be impaired, management allocates a portion of the allowance for loan losses for that loan based on the fair value of the collateral, if the loan is considered collateral-dependent, as the measure for the amount of the impairment. Impaired and Classified/Watch loans are aggressively monitored.
The allowances for loans by credit grade are further subdivided by loan type. Charter Financial has developed specific quantitative allowance factors to apply to each loan which considers loan charge-off experience over the most recent seven years by loan type. In addition, loss estimates are applied for certain qualitative allowance factors that are subjective in nature and require considerable judgment on the part of management. Such qualitative factors include economic and business conditions, the volume of past due loans, changes in the value of collateral of collateral-dependent loans, and other economic uncertainties. An unallocated component of the allowance is also established for potential losses that exist in the remainder of the portfolio, but have yet to be identified.
The Company incorporates certain refinements and improvements to its allowance for loan losses methodology from time to time. During the year ended September 30, 2014, the Company made certain refinements in its allowance methodology. The Company increased the look back period of historical losses from 24 months to 84 months as net charge-offs were not reflective of a full credit cycle for the two year period ended September 30, 2014 as compared with the seven year period ended September 30, 2014. In addition, some qualitative factors were removed and the loss allocation for qualitative risk factors was decreased. The change in the historical look back period more closely aligns the quantitative aspect of the companies allowance methodology with the risks inherent in a full credit cycle. The adjustments in our methodology were not material to the overall allowance or provision for the year ended September 30, 2014.
An unallocated allowance is generally maintained in a range of 4% to 12% of the total allowance in recognition of the imprecision of the estimates and other factors. In times of greater economic downturn and uncertainty, the higher end of this range is provided.
Through the FDIC-assisted acquisitions of the loans of NCB, MCB and FNB, management established nonaccretable discounts for the acquired impaired loans and also for all other loans of MCB. These nonaccretable discounts were based on estimates of future cash flows. Subsequent to the acquisition dates, management continues to assess the experience of actual cash flows compared to estimates. When management determines that nonaccretable discounts are insufficient to cover expected losses in the applicable covered loan portfolios, the allowance for covered loans is increased with a corresponding provision for covered loan losses as a charge to earnings and an increase in the applicable FDIC receivable based on loss sharing indemnification.
The Company maintained its allowance for loan losses for the years ended September 30, 2014 and 2013 in response to continued weak economic conditions, net charge-offs, financial indicators for borrowers in the real estate sectors, continuing low collateral values of commercial and residential real estate, and nonaccrual and impaired loans. The following table details the allowance for loan losses on loans not covered by loss sharing by portfolio segment as of September 30, 2014 and 2013. Allocation of a portion of the allowance to one category of loans does not preclude availability to absorb losses in other categories.
The following tables are a summary of transactions in the allowance for loan losses on loans not covered by loss sharing by portfolio segment:
	Year ended September 30, 2014
	1-4 family real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	862,043			$	5,446,357			$	455,833			$	387,302		$	124,717		$	912,644		$	8,188,896
Charge-offs	(323,802		)		(365,034		)		(38,636		)		—			(13,478		)	—			(740,950		)
Recoveries	155,400				101,048				66,866				—			2,113			—			325,427
Provision	116,893				392,657				(86,650		)		105,601			(99,505		)	(128,996		)	300,000
Transfer of allowance on previously covered NCB non-single family loans	1,596				394,791				3,470				—			143			—			400,000
Balance at end of period	$	812,130			$	5,969,819			$	400,883			$	492,903		$	13,990		$	783,648		$	8,473,373
Ending balance: individually evaluated for impairment	$	—			$	—			$	—			$	—		$	—					$	—
Loans:
Ending balance	$	152,810,501			$	300,556,023			$	24,759,682			$	63,485,411		$	4,959,103					$	546,570,720
Ending balance: individually evaluated for impairment	$	1,550,777			$	8,687,088			$	156,474			$	—		$	—					$	10,394,339
	Year ended September 30, 2013
	1-4 family real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	879,854			$	5,480,132			$	711,594			$	287,129		$	79,627		$	751,559		$	8,189,895
Charge-offs	(224,676		)		(1,121,815		)		(164,923		)		—			(89,957		)	—			(1,601,371		)
Recoveries	58,784				92,769				39,600				6,875			2,344			—			200,372
Provision	148,081				995,271				(130,438		)		93,298			132,703			161,085			1,400,000
Balance at end of period	$	862,043			$	5,446,357			$	455,833			$	387,302		$	124,717		$	912,644		$	8,188,896
Ending balance: individually evaluated for impairment	$	—			$	—			$	—			$	—		$	—					$	—
Loans:
Ending balance	$	124,571,147			$	269,609,005			$	23,773,942			$	44,653,355		$	17,544,816					$	480,152,265
Ending balance: individually evaluated for impairment	$	1,614,765			$	11,863,525			$	1,661,036			$	—		$	—					$	15,139,326
	Year Ended September 30, 2012
	1-4 family real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	633,364			$	5,972,310			$	821,830			$	1,065,512		$	48,276		$	828,545		$	9,369,837
Charge-offs	(1,180,899		)		(2,824,917		)		(408,314		)		(28,919		)	(87,735		)	—			(4,530,784		)
Recoveries	3,881				359				41,473				—			5,129			—			50,842
Provision	1,423,508				2,332,380				256,605				(749,464		)	113,957			(76,986		)	3,300,000
Balance at end of period	$	879,854			$	5,480,132			$	711,594			$	287,129		$	79,627		$	751,559		$	8,189,895
Ending balance: individually evaluated for impairment	$	—			$	—			$	—			$	—		$	—					$	—
Loans:
Ending balance	$	105,514,544			$	251,379,010			$	16,596,833			$	45,369,190		$	18,107,198					$	436,966,775
Ending balance: individually evaluated for impairment	$	2,500,824			$	12,469,240			$	2,847,862			$	5,925		$	—					$	17,823,851
The Company also serviced mortgage loans primarily for others with aggregate principal balances of $14,264,243, $8,116,349, and $10,858,784 at September 30, 2014, 2013, and 2012, respectively. Also, for further information, see Note 11 - Borrowings for loans pledged as collateral.
Loans to certain executive officers, directors, and their associates totaled $414,195 and $683,995 at September 30, 2014 and 2013, respectively. Management believes that such loans were made in the ordinary course of business on substantially the same terms, including interest rate and collateral, as those prevailing at the time for comparable transactions with other persons, and did not involve more than the normal credit risk nor present other unfavorable features.
The following is a summary of activity with respect to such aggregate loans to these individuals and their associates and affiliated companies:
		September 30,
		2014				2013
Beginning balance		$	683,995			$	802,957
Additions to new officer loans		—				—
Repayments		(269,800		)		(118,962		)
Ending balance		$	414,195			$	683,995
For the years ended September 30, 2014 and 2013, the following tables present a breakdown of the types of concessions determined to be troubled debt restructurings (“TDRs”) during the period by loan class:
	Accruing Loans										Nonaccrual Loans
	Year Ended September 30, 2014										Year Ended September 30, 2014
	Number of Loans		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of Loans		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Payment structure modification:
Commercial real estate	6		$	1,503,789			$	1,503,789			—		$	—		$	—
Total	6		$	1,503,789			$	1,503,789			—		$	—		$	—
	Accruing Loans										Nonaccrual Loans
	Year Ended September 30, 2013										Year Ended September 30, 2013
	Number of Loans		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of Loans		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Payment structure modification:
Commercial real estate	1		$	315,308			$	251,970			1		$	80,462		$	41,080
Total	1		$	315,308			$	251,970			1		$	80,462		$	41,080
Loans are classified as restructured by the Company when certain modifications are made to the loan terms and concessions are granted to the borrowers due to financial difficulty experienced by those borrowers. The Company only restructures loans for borrowers in financial difficulty that have presented a viable business plan to fully pay off all obligations, including outstanding debt, interest, and fees, either by generating additional income from the business or through liquidation of assets. Generally, these loans are restructured to provide the borrower additional time to execute upon their plans. The concessions granted on TDRs generally include terms to reduce the interest rate or extend the term of the debt obligation.
Loans on nonaccrual status at the date of modification are initially classified as nonaccrual TDRs. Loans on accruing status at the date of concession are initially classified as accruing TDRs if the loan is reasonably assured of repayment and performance is expected in accordance with its modified terms. Such loans may be designated as nonaccrual loans subsequent to the concession date if reasonable doubt exists as to the collection of interest or principal under the restructuring agreement. TDRs are returned to accruing status when there is economic substance to the restructuring, there is documented credit evaluation of the borrower’s financial condition, the remaining balance is reasonably assured of repayment in accordance with its modified terms, and the borrower has demonstrated sustained repayment performance in accordance with the modified terms for a reasonable period of time (generally a minimum of six months).
At September 30, 2014, restructured loans with a modified balance of $6,154,420 were accruing and $1,673,375 were non-accruing. At September 30, 2013, restructured loans with a modified balance of $12,302,311 were accruing and $438,789 were non-accruing.
As of September 30, 2014 and 2013, there were no loans that defaulted within twelve months after their restructure.

Derivative_Instruments_and_Hed

Derivative Instruments and Hedging Activities	12 Months Ended
	Sep. 30, 2014
Derivative Instruments and Hedging Activities Disclosure [Abstract]	'
Derivative Instruments and Hedging Activities	'
	Derivative Instruments and Hedging Activities
	Previously, the Bank entered into interest rate swap contracts in connection with its hedging of specific loans. As of June 30, 2013, the Bank had entered into interest rate swaps totaling approximately $4.4 million using a receive-variable swap to mitigate the exposure to changes in the fair value attributable to the benchmark interest rate (fixed rate) and the hedged items (loans receivable) from the effective date of the hedged instruments. During the quarter ended September 30, 2013, the Company closed out its interest rate contract with an unwind date of August 26, 2013. A gain position of $189,054 was realized on the termination of this contract which will be accreted into income as an adjustment to yield over the remaining life of the loans.

Accrued_Interest_and_Dividends

Accrued Interest and Dividends Receivable	12 Months Ended
	Sep. 30, 2014
Accrued Interest And Dividends Receivable Disclosure [Abstract]	'
Accrued Interest and Dividends Receivable	'
	Accrued Interest and Dividends Receivable
	At September 30, 2014 and 2013, accrued interest and dividends receivable are summarized as follows:
		September 30,
		2014		2013
	Loans receivable	$	1,921,304	$	2,086,658
	Mortgage-backed securities, collateralized mortgage-backed securities and collateralized mortgage obligations	383,382		453,319
	Other investment securities	154,661		188,925
	Total	$	2,459,347	$	2,728,902

Real_Estate_Owned

Real Estate Owned	12 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Real Estate Owned	'
	Real Estate Owned
	The following is a summary of transactions in other real estate owned:
	Non-covered real estate owned
		September 30,
		2014			2013			2012
	Balance, beginning of period	$	1,615,036		$	2,106,757		$	4,093,214
	Real estate acquired through foreclosure of loans receivable	2,121,865			1,540,046			2,577,269
	Proceeds from real estate sold	(2,161,103		)	(1,542,186		)	(3,453,111		)
	Write down of real estate owned	(268,696		)	(611,054		)	(612,541		)
	Gain (loss) on sale of real estate owned	80,762			121,473			(24,074		)
	Transfer of previously covered NCB non-single family OREO	420,000			—			—
	Principal reductions	(50,000		)	—			—
	Real estate transferred to premises and equipment	—			—			(474,000		)
	Balance, end of year	$	1,757,864		$	1,615,036		$	2,106,757
	Covered real estate owned
		September 30,
		2014			2013			2012
	Balance, beginning of period	$	14,068,846		$	21,903,204		$	24,671,626
	Real estate acquired through foreclosure of loans receivable	4,405,516			15,771,880			22,602,951
	Proceeds from real estate sold	(12,348,078		)	(20,260,362		)	(16,911,373		)
	Gain on real estate sold recognized in noninterest expense	217,408			460,189			—
	Gain on real estate sold payable to the FDIC	1,349,676			4,214,243			—
	Provision for losses on real estate owned recognized in noninterest expense	(254,408		)	(1,072,288		)	(685,500		)
	Increase of FDIC receivable for loss sharing agreements	(1,330,943		)	(6,948,020		)	(7,774,500		)
	Principal reductions	(130,090		)	—			—
	Transfer of previously covered NCB non-single family OREO	(420,000		)	—			—
	Balance, end of period	$	5,557,927		$	14,068,846		$	21,903,204

Premises_and_Equipment

Premises and Equipment	12 Months Ended
	Sep. 30, 2014
Property, Plant and Equipment [Abstract]	'
Premises and Equipment	'
	Premises and Equipment
	Premises and equipment at September 30, 2014 and 2013 is summarized as follows:
		September 30,
		2014		2013
	Land	$	5,695,620	$	5,764,540
	Buildings and improvements	17,827,322		18,233,675
	Furniture, fixtures, and equipment	6,552,436		6,344,116
	Construction in progress	18,398		—
		30,093,776		30,342,331
	Less accumulated depreciation	9,522,235		8,591,575
		$	20,571,541	$	21,750,756
	Depreciation expense for premises and equipment for the years ended September 30, 2014, 2013, and 2012, was $1,015,748, $1,095,575, and $1,235,436, respectively. During the year ended September 30, 2014, the Company transferred select assets with a value of $295,134 and accumulated depreciation of $19,250 from premises and equipment to assets available for sale. These assets were subsequently sold in the fourth quarter of fiscal 2014.

Deposits

Deposits	12 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Deposits	'
	Deposits
	At September 30, 2014 and 2013, deposits are summarized as follows:
		September 30, 2014								September 30, 2013
		Amount			Range of interest rates			Weighted average interest rates		Amount		Range of interest rates			Weighted average interest rates
	Demand, NOW, and money market accounts	$	437,761,938		0	-	1.49%	0.13%		$	427,102,317	0	-	1.49%	0.15%
	Savings deposits	48,485,932			0.02	-	0.02%	0.02%		48,323,722		0.04	-	0.04%	0.04%
	Time deposits by original term:
	Time deposits $100,000 and over	110,420,672			0.05	-	3.63%	1.30%		138,519,823		0	-	4.35%	1.33%
	Other time deposits:
	12 months or less	82,595,338			0.03	-	3.70%	0.80%		89,763,175		0.03	-	4.35%	0.45%
	13-36 months	26,873,267			0.15	-	2.58%	0.98%		36,838,249		0.2	-	3.70%	1.78%
	37 months or more	11,055,053			0.4	-	1.46%	1.09%		10,749,382		0.15	-	1.63%	1.15%
	Total deposits	717,192,200						0.43%		751,296,668					0.47%
	Accrued interest payable	20,886								31,287
	Total	$	717,213,086							$	751,327,955
	Accrued interest payable is included in other liabilities in the consolidated statements of financial condition.
	Historically, the Company accepted out of market time deposits from various credit unions and/or brokers as a source of funds. The balance of the broker deposits was $5.0 million at September 30, 2013, and the balance of the credit union deposits was $399,391 at September 30, 2013. The Company had no broker deposits or credit union deposits at September 30, 2014.
	At September 30, 2014, scheduled maturities of time deposits are as follows:
	2015	$	159,127,117
	2016	34,754,752
	2017	14,539,132
	2018	10,089,456
	2019 and thereafter	12,433,873
	Total	$	230,944,330
	Interest expense on deposits for the years ended September 30, 2014, 2013, and 2012 is summarized as follows:
			Years Ended September 30,
			2014			2013			2012
	Demand, NOW, and money market accounts		$	584,810		$	693,756		$	1,035,681
	Savings deposits		10,446			23,300			104,043
	Time deposits		2,659,776			3,525,792			5,454,537
	Total interest expense on deposits		$	3,255,032		$	4,242,848		$	6,594,261
	Deposits of certain officers, directors, and their associates totaled $2.4 million and $2.9 million at September 30, 2014 and 2013, respectively. Management believes that such deposits have substantially the same terms as those for comparable transactions with other unrelated parties.

Borrowings

Borrowings	12 Months Ended
	Sep. 30, 2014
Debt Disclosure [Abstract]	'
Borrowings	'
	Borrowings
	At September 30, 2014 and 2013, borrowings are summarized as follows:
		September 30,
		2014		2013
	Federal Home Loan Bank advances	$	55,000,000	$	60,000,000
	Total borrowings	$	55,000,000	$	60,000,000
	FHLB advances at September 30, 2014 and 2013 are summarized by year of maturity in the table below:
		30-Sep-14									30-Sep-13
		Amount		Range of interest rates				Weighted average interest rates			Amount		Range of interest rates			Weighted average interest rates
	Less than one year	$	5,000,000		3.99	%			3.99	%	$	5,000,000		3.8	%		3.8	%
	One to two years	25,000,000			4.33				4.33		5,000,000			3.99			3.99
	Two to three years	—			—				—		25,000,000			4.33			4.33
	Three to four years	—			—				—		—			—			—
	Four to five years	25,000,000			4.3				4.3		25,000,000			4.3			4.3
	Thereafter	—			—				—		—			—			—
	Total	$	55,000,000						4.29	%	$	60,000,000					4.24	%
	During 2014, the Company paid off $5.0 million of FHLB advances that matured in March 2014. Additionally, during 2013, the Company paid off $20.0 million of FHLB advances with $10.0 million maturing in March 2013 and another $10.0 million maturing in September 2013.
	At September 30, 2014, the Company pledged, under a blanket floating collateral lien with the FHLB, all stock of the FHLB, certain qualifying first mortgage loans with unpaid principal balances totaling $97.8 million certain commercial real estate loans with unpaid principal balances totaling $53.8 million, and certain available for sale securities, with an aggregate carrying amount of $101.7 million.
	All of the FHLB advances were fixed rates at September 30, 2014. The Company’s FHLB advances include $25.0 million of advances that are callable by the FHLB under certain circumstances. The advances from the FHLB are subject to prepayment penalties.
	At September 30, 2014, the Company had available line of credit commitments with the FHLB totaling $310.7 million, of which $55.0 million was advanced and $255.7 million was available at September 30, 2014 based on total assets; however, based on actual collateral available, $168.9 million was available. At September 30, 2014, the Company had an available line of credit based on the collateral available of $65.8 million with the Federal Reserve Bank of Atlanta.
	Interest expense on borrowings for the years ended September 30, 2014, 2013, and 2012, is summarized as follows:
		Years Ended September 30,
		2014		2013			2012
	Federal Home Loan Bank
	Bank advances	$	2,474,733	$	3,118,271		$	3,994,754
	Total	$	2,474,733	$	3,118,271		$	3,994,754

Income_Taxes

Income Taxes	12 Months Ended
	Sep. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Taxes	'
	Income Taxes
	Income tax expense (benefit) attributable to income from continuing operations for the years ended September 30, 2014, 2013, and 2012 consists of:
		Years Ended September 30,
		2014			2013			2012
	Federal
	Current	$	103,108		$	6,045,389		$	3,057,729
	Deferred	2,372,006			(3,270,355		)	(2,247,339		)
	Total federal tax expense	2,475,114			2,775,034			810,390
	State
	Current	78,537			438,345			320,035
	Deferred	188,562			(344,879		)	(491,375		)
	Total state tax expense (benefit)	267,099			93,466			(171,340		)
		$	2,742,213		$	2,868,500		$	639,050
	The difference between the actual total provision for federal and state income taxes and federal income taxes computed at the statutory rate of 35% for the years ended September 30, 2014, 2013, and 2012 is summarized as follows:
		Years Ended September 30,
		2014			2013			2012
	Computed “expected” tax expense	$	3,044,071		$	3,193,721		$	1,966,210
	Increase (decrease) in tax expense resulting from:
	State income taxes, net of federal tax effect	173,614			60,753			(111,371		)
	Tax-exempt income	(493,552		)	(367,327		)	(437,006		)
	Market value appreciation (depreciation) of ESOP shares	49,005			33,952			(2,816		)
	Management retirement plan	(7,053		)	(12,884		)	51,224
	Release of uncertain tax position reserve	—			—			(1,010,000		)
	Other, net	(23,872		)	(39,715		)	182,809
	Income tax expense	$	2,742,213		$	2,868,500		$	639,050
	The effective tax rate for the years ended September 30, 2014, 2013, and 2012, was 31.53%, 31.44%, and 11.38%, respectively.
	In assessing the reliability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies by jurisdiction and entity in making this assessment.
	Based upon the level of historical taxable income and projections for future taxable income over the periods which the temporary differences resulting in the deferred tax assets are deductible, management believes it is more likely than not the Company will realize the benefit of these deductible differences at September 30, 2014.
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities as of September 30, 2014 and 2013 are presented below:
		September 30,
		2014			2013
	Deferred tax assets:
	Allowance for loan losses	$	3,296,142		$	3,184,149
	Deferred compensation	1,688,178			1,463,689
	Stock compensation expense	892,415			818,224
	Real estate acquired through foreclosure	121,146			43,135
	State credits	269,441			31,188
	Investment securities market adjustment for tax reporting	45,608			72,495
	FDIC transactions	2,022,495			5,367,806
	Other-than-temporary impairment	1,195,528			1,195,029
	Net unrealized holding losses on securities available for sale	388,494			947,669
	Other	1,526,235			1,410,693
	Total gross deferred tax assets	11,445,682			14,534,077
	Deferred tax liabilities:
	Deferred loans cost, net	714,079			576,084
	Depreciation	2,339,530			2,448,577
	Net unrealized holding gains on securities available for sale	—			—
	Other	161,071			158,671
	Total gross deferred tax liabilities	3,214,680			3,183,332
	Net deferred tax assets	$	8,231,002		$	11,350,745
	The Company adopted the accounting standard relating to accounting for uncertainty in income taxes during 2009. The Company classifies interest and penalties related to income tax assessments, if any, in income tax expense in the consolidated statements of operations. An audit by the Internal Revenue Service of First Charter, MHC, Charter Federal and CharterBank’s federal income taxes for 2009 to 2011 was completed in fiscal 2013. Tax years 2012 and 2013 are subject to examination by the Internal Revenue Service. Tax years 2011 through 2013 are subject to examination by state taxing authorities in Georgia, Alabama and Florida. The Company had no material uncertain tax positions at September 30, 2014 and 2013.
	There was no unrecognized tax benefit as of September 30, 2014, 2013 or 2012. A reconciliation of the beginning and ending unrecognized tax benefit for the years ended September 30, 2014, 2013, and 2012 is as follows:
		Years Ended September 30,
		2014			2013			2012
	Balance at beginning of the year	$	—		$	—		$	1,010,000
	Additions based on tax positions related to the current year	—			—			—
	Increase (decrease) based on tax positions related to prior years	—			—			—
	Reductions as a result of statutes of limitations expiring	—			—			(1,010,000		)
	Balance at end of the year	$	—		$	—		$	—

Employee_Benefits

Employee Benefits	12 Months Ended
	Sep. 30, 2014
Compensation and Retirement Disclosure [Abstract]	'
Employee Benefits	'
	Employee Benefits
	The Company has a 401(k) Profit Sharing Plan and Trust (the Plan) which covers substantially all of its employees. The Company has no match of employee contributions to the Plan.
	The Company has a short-term incentive plan which covers substantially all employees. For the years ended September 30, 2014, 2013, and 2012, the Company expensed $1,793,522, $1,505,329, and $1,860,695, respectively, related to the incentive plans which is recorded in salaries and employee benefits in the consolidated statements of income.
	The Company has a 2002 stock option plan which allows for stock option awards of the Company’s common stock to eligible directors and key employees of the Company. The option price is determined by a committee of the board of directors at the time of the grant and may not be less than 100% of the market value of the common stock on the date of the grant. For options granted under the 2002 stock option plan, when granted, the options vest over periods up to 4 or 5 years from grant date or upon death, disability, or qualified retirement. All options must be exercised within a 10-year period from grant date. The Company may grant either incentive stock options, which qualify for special federal income tax treatment, or nonqualified stock options, which do not receive such tax treatment. The Company’s stockholders have authorized 882,876 shares for the plan of which 72,154 have been issued or retired upon the exercise of the option granted under the plan, 656,059 are granted and outstanding and no shares were available to be granted at September 30, 2014 within this plan. All share and share amounts related to employee benefits have been updated to reflect the completion of the second-step conversion on April 8, 2013 at a conversion ratio of 1.2471.
	In addition to the plan above, on December 19, 2013, the Company's stockholders approved the 2013 Equity Incentive Plan which allows for stock option awards of the Company’s common stock to eligible directors and key employees of the Company. The option price is determined by a committee of the board of directors at the time of the grant and may not be less than 100% of the market value of the common stock on the date of the grant. When granted, the options vest over periods no less than 5 years from grant date or upon death or disability. All options must be exercised within a 10-year period from grant date. The Company may grant either incentive stock options, which qualify for special federal income tax treatment, or nonqualified stock options, which do not receive such tax treatment. The Company’s stockholders have authorized 1,428,943 shares for the plan of which 971,680 were granted and outstanding during the fiscal year ended September 30, 2014, with the remaining 457,263 shares available to be granted at September 30, 2014.
	The fair value of the 971,680 options granted during the fiscal year ended September 30, 2014, was estimated on the date of grant using the Black-Scholes-Merton model with the following assumptions:
			971,680 Options
	Risk-free interest rate		1.71		%
	Dividend yield		1.85		%
	Expected life at date of grant (months)		66 months
	Volatility		20.75		%
	Weighted average grant-date fair value		$	1.86
	The following table summarizes activity for shares under option and weighted average exercise price per share:
			Shares			Weighted average exercise price/share				Weighted average remaining life (years)
	Options outstanding – September 30, 2011		704,955			$	8.63			8
	Options exercised		—			—				—
	Options forfeited		(28,996	)		12.12				7
	Options granted in 2012		21,201			7.44				9
	Options outstanding – September 30, 2012		697,160			8.45				8
	Options exercisable at end of year – September 30, 2012		—			$	—			—
	Options outstanding – September 30, 2012		697,160			$	8.45			8
	Options exercised		—			—				—
	Options forfeited		(37,101	)		8.55				6
	Options granted in 2013		—			—				—
	Options outstanding – September 30, 2013		660,059			8.44				6
	Options exercisable at end of year – September 30, 2013		1,995			$	8.18			—
	Options outstanding – September 30, 2013		660,059			$	8.44			6
	Options exercised		(659	)		8.82				5
	Options forfeited		(3,341	)		8.82				5
	Options granted in 2014		971,680			10.89				9
	Options outstanding – September 30, 2014		1,627,739			9.9				8
	Options exercisable at end of year – September 30, 2014		395,540			$	8.82			4
	The stock price at September 30, 2014 was higher than the exercise prices of all options outstanding and exercisable. Total options outstanding at September 30, 2014 had an intrinsic value of $1,481,256 with the stock price higher than all options except for the 971,680 shares granted in this fiscal year. The total intrinsic value of the 395,540 shares exercisable at September 30, 2014 was $744,713.
	For the years ended September 30, 2014, 2013, and 2012, 393,545, 1,995, and 0 stock options vested, respectively.
	For the years ended September 30, 2014, 2013 and 2012 stock option expense of $291,512, $69,581, and $93,877, respectively, was recorded. As of September 30, 2014, the Company had $1.9 million of unrecognized stock option expense which will be recognized over the next four years.
	The following table summarizes information about the options outstanding at September 30, 2014:
		Number of options outstanding at September 30, 2014							Remaining contractual life in years				Exercise price per share
			393,545						4				$	8.82
			174,594						6				$	8.18
			66,720						6				$	7.22
			16,212						7				$	7.34
			4,988						7				$	7.79
			971,680						9				$	10.89
			1,627,739
	In June 2012 the Company adopted a supplemental retirement plan for three executives. The benefit restoration plan and Supplemental Retirement Plan that were previously in place have been frozen. The plan targets 50%, 30% and 10% of salary as a retirement benefit at normal retirement age as a combined payout from all three plans. The Benefit Restoration Plan and prior Supplemental Retirement Plan provided benefits for 15 years. The new Supplemental Retirement Plan provides benefits for life but at the same level of payment as for the first 15 years. It does not increase to restore the benefit to the targeted level when the benefits under the other plans cease. In the stock conversion and reorganization completed on April 8, 2013, the Company assumed the liability of a supplemental retirement plan, which was previously held at the mutual holding company above Charter Financial Corporation, for the former Chairman of the Board with a balance of $958,576 at September 30, 2014. The combined accrued liability for the four plans at September 30, 2014 and September 30, 2013 was $2,606,816 and $2,685,992, respectively. The expense for the years ended September 30, 2014, 2013 and 2012 was $214,873, $178,031, and $123,288, respectively.
	The Company has a Charter Financial Corporation 2001 Recognition and Retention Plan and has granted 14,965 shares of restricted stock to key employees and directors, of which 5,610 shares vested during the year ended September 30, 2014. As of September 30, 2014, 9,355 shares remain in the trust and have not yet vested.
	In addition to the above, the Company implemented the Charter Financial Corporation 2013 Equity Incentive Plan as described above, which has 571,577 shares authorized, and during the fiscal year ended September 30, 2014 the Company granted 360,092 shares of restricted stock to key employees and directors. The remaining 211,485 shares are available to be granted at September 30, 2014.
			Years Ended September 30,
			2014				2013				2012
	Shares granted		360,092				—				—
	Fair value per share at grant date		$	10.89			$	—			$	—
	Aggregate value at grant date		$	3,921,402			$	—			$	—
	Vesting for current year grants (months)		60				—				—
	Expensed for year		$	701,469			$	59,470			$	108,845
			Shares			Weighted average grant date fair
						value per award
	Fiscal 2012 activity
	Unvested restricted stock awards – September 30, 2011		43,752			$	16.71
	Granted		—			—
	Vested		13,958			25.78
	Cancelled or expired		—			—
	Unvested restricted stock awards – September 30, 2012		29,794			$	12.45
	Fiscal 2013 activity
Granted		—			$	—
Vested		14,829			16.77
Cancelled or expired		—			—
Unvested restricted stock awards – September 30, 2013		14,965			$	8.18
Fiscal 2014 activity
Granted		360,092			$	10.89
Vested		5,610			8.18
Cancelled or expired		—			—
Unvested restricted stock awards – September 30, 2014		369,447			$	10.82
Grants between January 1, 2009 and December 1, 2013 will be expensed to the earlier of scheduled vesting or substantive vesting which is when the recipient becomes qualified for retirement at age 65. Grants subsequent to December 1, 2013 will be expensed to the scheduled vesting.
The Company has implemented the Employee Stock Ownership Plan (ESOP) which covers substantially all of its employees. During the initial stock offering of the Company, the ESOP trust borrowed $3,171,580 from the Company to purchase 317,158 shares for allocation under the ESOP. In the incremental stock offering in fiscal 2010 the ESOP purchased an additional 300,000 shares using an additional loan from the Company in the amount of $2,334,000. The ESOP loan amount at April 8, 2013, before the stock conversion was $2,857,780. The conversion proceeds included an allocation to the ESOP Plan that brought the loan amount to $6,480,949 after the stock conversion. The loan to the ESOP is reflected as unearned compensation in stockholders’ equity. As the Company receives principal payments on the loan, shares are released for allocation to participants in the ESOP and unearned compensation is reduced. Shares are freed for allocation to participants in the ESOP based on the principal and interest allocation method. Vesting in the shares of the ESOP occurs after three years of service. Participants in the ESOP may receive a distribution equal to the value of their account upon retirement, death, disability, termination of employment, or termination of the ESOP. The Company records compensation expense associated with the ESOP based on the average market price of the total shares committed to be released during the year as well as the dividends declared on the unallocated shares. The Company expensed $537,675, $495,905, and $311,866, related to the ESOP during the years ended September 30, 2014, 2013, and 2012, respectively, which is included in salaries and employee benefits in the consolidated statements of income. The Company allocated 50,000 shares and 21,006 shares, to participants in the plan during the years ended September 30, 2013 and 2012, respectively, and estimate releasing approximately 50,000 shares for the year ending September 30, 2014. At September 30, 2014, there were 729,190 unallocated shares with a market value of $7,802,333 in the ESOP.

Commitments_and_Contingent_Lia

Commitments and Contingent Liabilities	12 Months Ended
	Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Commitments and Contingent Liabilities	'
	Commitments and Contingent Liabilities
	The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the financial statements. The contract or notional amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments.
	Standby letters of credit are commitments guaranteeing performance of a customer to a third party. In order to minimize its exposure, the Company's formalized credit practices govern the issuance of standby letters of credit.
	The Company’s exposure to credit loss, in the event of nonperformance by the customer for commitments to extend credit is represented by the contractual or notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for recorded loans.
	The Company sells loans on a best efforts basis and had loans as reported in the statement of condition as loans held for sale in the process of being sold.
	Commitments to sell fixed rate loans are contracted on a best efforts basis and the value of the funded commitments approximates the commitment to sell the loans.
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the agreement. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the borrower. Collateral held varies, but consists primarily of real estate.
	A summary of the Company’s financial instruments with off-balance-sheet risk at September 30, 2014 and 2013 is as follows:
			September 30,
			2014		2013
	Commitments to extend credit		$	141,941,564	$	82,671,075
	Standby letters of credit		1,227,553		1,180,859
	Total		$	143,169,117	$	83,851,934
	The carrying amount of commitments to extend credit approximates fair value. The carrying amount of the off-balance sheet financial instruments is based on fees charged to enter into such agreements.
	Future minimum lease commitments under all noncancellable operating leases with terms of one year or more are as follows:
		September 30,
		2014
	2015	$	691,898
	2016	728,415
	2017	130,080
	2018	107,195
	2019	37,200
	Thereafter	—
		$	1,694,788
	Rent expense for the years ended September 30, 2014, 2013, and 2012 was $734,940, $706,616 and $1,039,369, respectively, which were included in occupancy expense in the consolidated statements of income.
	The Company and subsidiary have been named as defendants in various legal actions arising from their normal business activities in which damages in various amounts are claimed. Although the amount of any ultimate liability with respect to such matters cannot be determined, in the opinion of management, any such liability will not have a material effect on the Company’s consolidated financial statements.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments and Fair Value Measurement	12 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value of Financial Instruments and Fair Value Measurement	'
	Note 15: Fair Value of Financial Instruments and Fair Value Measurement
	Accounting standards define fair value as the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Accounting standards also establish a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The applicable standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company evaluates fair value measurement inputs on an ongoing basis in order to determine if there is a change of sufficient significance to warrant a transfer between levels. For example, changes in market activity or the addition of new unobservable inputs could, in the Company’s judgment, cause a transfer to either a higher or lower level. For the years ended September 30, 2014 and 2013, there were no transfers between levels.
	At September 30, 2014, the Company held, as part of its investment portfolio, available for sale securities reported at fair value consisting of municipal securities, U.S government sponsored entities, mortgage-backed securities, and collateralized mortgage obligations. The fair value of the majority of these securities is determined using widely accepted valuation techniques including matrix pricing and broker-quote based applications. Inputs include benchmark yields, reported trades, issuer spreads, prepayment speeds and other relevant items. These are inputs used by a third-party pricing service used by the Company. All of the Company’s available for sale securities fall into Level 2 of the fair value hierarchy. To validate the appropriateness of the valuations provided by the third party, the Company regularly updates its understanding of the inputs used and compares valuations to an additional third party source.
	Previously, the Company has used interest-rate swaps to provide long-term fixed rate funding to its customers. The majority of these derivatives were exchange-traded or traded within highly active dealer markets. In order to determine the fair value of these instruments, the Company utilized the exchange price or dealer market price for the particular derivative contract. Therefore, these derivative contracts were classified as Level 2. The Company utilized an independent third party valuation company to validate the dealer prices. In cases where significant credit valuation adjustments were incorporated into the estimation of fair value, reported amounts were considered as Level 3 inputs. The Company also utilized this approach to estimate its own credit risk on derivative liability positions. To date, the Company has not realized any losses due to a counterparty’s inability to pay any net uncollateralized position. As of September 30, 2013, the Company exited its interest rate swap contracts (see Note 6 - Derivative Instruments and Hedging Activities for additional detail).
	The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:
	CASH AND CASH EQUIVALENTS – The carrying amount approximates fair value because of the short maturity of these instruments.
	INVESTMENTS AVAILABLE FOR SALE AND FHLB STOCK – The fair value of investments and mortgage-backed securities and collateralized mortgage obligations available for sale is estimated based on bid quotations received from securities dealers. The FHLB stock is considered a restricted stock and is carried at cost which approximates its fair value.
	LOANS RECEIVABLE – Fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type. The fair value of performing loans is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified, as required, by an estimate of the effect of the current economic and lending conditions.
	Fair value for significant nonperforming loans is based on recent external appraisals. If appraisals are not available, estimated cash flows are discounted using a rate commensurate with the risk associated with the estimated cash flows. Assumptions regarding credit risk, cash flows, and discount rates are judgmentally determined using available market information and specific borrower information. In prior periods, including at September 30, 2013, the Company affected estimated fair value by a liquidation discount of 5.5%. Due to the continued stabilization of the whole loan market, this liquidation discount was discontinued during the year ended September 30, 2014.
	LOANS HELD FOR SALE – Loans held for sale are carried at the lower of cost or market value. The fair values of loans held for sale are based on commitments on hand from investors within the secondary market for loans with similar characteristics.
	CASH SURRENDER VALUE OF LIFE INSURANCE – The Company’s cash surrender value of bank owned life insurance approximates its fair value.
	FDIC RECEIVABLE FOR LOSS SHARING AGREEMENTS – Fair value is estimated based on discounted future cash flows using current discount rates, for instruments with similar risk and cash flow volatility.
	ASSETS HELD FOR SALE – The fair value of assets held for sale by the Company is generally based on the most recent appraisals of the asset or other market information as it becomes available to management.
	DEPOSITS – The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings, NOW accounts, and money market and checking accounts, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
	BORROWINGS – The fair value of the Company’s Federal Home Loan Bank advances is estimated based on the discounted value of contractual cash flows. The fair value of securities sold under agreements to repurchase approximates the carrying amount because of the short maturity of these borrowings. The discount rate is estimated using rates quoted for the same or similar issues or the current rates offered to the Company for debt of the same remaining maturities.
	DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES – The Company has used interest-rate swaps to provide long-term fixed rate funding to its customers. The majority of these derivatives were exchange-traded or traded within highly active dealer markets. In order to determine the fair value of these instruments, the Company utilized the exchange price or dealer market price for the particular derivative contract. Therefore, these derivative contracts were classified as Level 2. The Company utilized an independent third party valuation company to validate the dealer prices. In cases where significant credit valuation adjustments were incorporated into the estimation of fair value, reported amounts were classified as Level 3.
	ACCRUED INTEREST AND DIVIDENDS RECEIVABLE AND PAYABLE – The carrying amount of accrued interest and dividends receivable on loans and investments and payable on borrowings and deposits approximate their fair values.
	COMMITMENTS TO EXTEND CREDIT AND STANDBY LETTERS OF CREDIT – The value of these unrecognized financial instruments is estimated based on the fee income associated with the commitments which, in the absence of credit exposure, is considered to approximate their settlement value. Since no significant credit exposure existed, and because such fee income is not material to the Company’s financial statements at September 30, 2014 and 2013, the fair value of these commitments is not presented.
	Many of the Company’s assets and liabilities are short-term financial instruments whose carrying amounts reported in the Statement of Condition approximate fair value. These items include cash and due from banks, interest-bearing bank balances, federal funds sold, other short-term borrowings and accrued interest receivable and payable balances. The estimated fair value of the Company’s remaining on-balance sheet financial instruments as of September 30, 2014 and 2013 are summarized below.
		September 30, 2014
								Estimated Fair Value
		Carrying Value			Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
								(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	99,462,953		$	99,462,953		$	99,462,953		$	—		$	—
	Investments available for sale	188,743,273			188,743,273			—			188,743,273			—
	FHLB stock	3,442,900			3,442,900			—			3,442,900			—
	Loans receivable, net	606,366,713			607,754,670			—			—			607,754,670
	Loans held for sale	2,054,722			2,090,469			—			2,090,469			—
	Cash surrender value of life insurance	47,178,128			47,178,128			—			47,178,128			—
	FDIC receivable for loss sharing arrangements	10,531,809			7,658,896			—			—			7,658,896
	Assets held for sale	1,744,584			1,744,584			—			—			1,744,584
	Accrued interest and dividends receivable	2,459,347			2,459,347			—			538,043			1,921,304
	Financial liabilities:
	Deposits	$	717,192,200		$	718,935,248		$	—		$	718,935,248		$	—
	FHLB advances	55,000,000			59,391,540			—			59,391,540			—
	Accrued interest payable	182,198			182,198			—			182,198			—
		September 30, 2013
								Estimated Fair Value
		Carrying Value			Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
								(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	161,452,481		$	161,452,481		$	161,452,481		$	—		$	—
	Investments available for sale	215,118,407			215,118,407			—			215,118,407			—
	FHLB stock	3,940,300			3,940,300			—			3,940,300			—
	Loans receivable, net	579,854,293			549,751,987			—			—			549,751,987
	Loans held for sale	1,857,393			1,883,244			—			1,883,244			—
	Cash surrender value of life insurance	39,825,881			39,825,881			—			39,825,881			—
	FDIC receivable for loss sharing arrangements	29,941,862			29,369,037			—			—			29,369,037
	Assets held for sale	1,744,584			1,744,584			—			—			1,744,584
	Accrued interest and dividends receivable	2,728,902			2,728,902			—			642,244			2,086,658
	Financial liabilities:
	Deposits	$	751,296,668		$	724,702,400		$	—		$	724,702,400		$	—
	FHLB advances	60,000,000			66,297,123			—			66,297,123			—
	Accrued interest payable	200,173			200,173			—			200,173			—
	Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the estimates.
	Fair value estimates are based on existing on- and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Other significant assets and liabilities that are not considered financial assets or liabilities include deferred tax liabilities and premises and equipment. In addition, the tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of the estimates.
	The Company also holds assets available for sale reported at fair value consisting of three former branches, a parcel of land adjacent to a current branch and a parcel of land initially acquired as a proposed branch site that are included in other assets. The fair value of these assets is determined using current appraisals adjusted at management's discretion to reflect any decline in the fair value of the properties since the time the appraisal was performed. Appraisal values are reviewed and monitored internally and fair value is reassessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. All of the Company's assets held for sale fall into level 3 of the fair value hierarchy.
	Assets and Liabilities Measured on a Recurring Basis:
	Assets and liabilities measured at fair value on a recurring basis are summarized below.
			30-Sep-14
			Estimated fair value			Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
						(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
Assets:
Investment securities available for sale:
Tax free municipals		$	13,457,203		$	—		$	13,457,203		$	—
Mortgage–backed securities:
FHLMC certificates		44,025,928			—			44,025,928			—
FNMA certificates		118,278,377			—			118,278,377			—
GNMA certificates		1,697,844			—			1,697,844			—
Collateralized mortgage obligations:
FHLMC		53,496			—			53,496			—
FNMA		80,156			—			80,156			—
Private-label mortgage securities:
Investment grade		1,446,858			—			1,446,858			—
Split rating (1)		1,094,107			—			1,094,107			—
Non-investment grade		8,609,304			—			8,609,304			—
Total investment securities available for sale		188,743,273			—			188,743,273			—
Assets held for sale		1,744,584			—			—			1,744,584
Total recurring assets at fair value		$	190,487,857		$	—		$	188,743,273		$	1,744,584
__________________________________
-1	Bonds with split ratings represent securities with both investment and non-investment grades.
		30-Sep-13
		Estimated fair value			Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
					(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
Assets:
Investment securities available for sale:
Tax free municipals		$	14,913,592		$	—		$	14,913,592		$	—
U.S. government sponsored entities		5,030,043			—			5,030,043			—
Mortgage–backed securities:
FHLMC certificates		53,165,417			—			53,165,417			—
FNMA certificates		116,301,309			—			116,301,309			—
GNMA certificates		1,845,617			—			1,845,617			—
Collateralized mortgage-backed securities:
FNMA		7,256,485			—			7,256,485			—
Collateralized mortgage obligations:
FHLMC		407,854			—			407,854			—
FNMA		2,274,370			—			2,274,370			—
Private-label mortgage securities:
Investment grade		1,949,995			—			1,949,995			—
Split rating (1)		1,238,508			—			1,238,508			—
Non-investment grade		10,735,217			—			10,735,217			—
Total investment securities available for sale		215,118,407			—			215,118,407			—
Assets held for sale		1,744,584			—			—			1,744,584
Total recurring assets at fair value		$	216,862,991		$	—		$	215,118,407		$	1,744,584
__________________________________
-1	Bonds with split ratings represent securities with both investment and non-investment grades.
When a determination is made to classify a financial instrument within Level 3 of the valuation hierarchy, the determination is based upon the significance of the unobservable factors to the overall fair value measurement. However, since Level 3 financial instruments typically include, in addition to the unobservable or Level 3 components, observable components (that is, components that are actively quoted and can be validated to external sources), the losses below include changes in fair value due in part to observable factors that are part of the valuation methodology.
A reconciliation of the beginning and ending balances of Level 3 assets and liabilities recorded at fair value on a recurring basis is as follows:
	Year Ended September 30,
	2014			2013
Fair value, beginning balance	$	1,744,584		$	1,054,280
Valuation loss recognized in noninterest expense	—			(467,841		)
Transfers in and/or out of level 3	—			1,158,145
Fair value, ending balance	$	1,744,584		$	1,744,584
Assets and Liabilities Measured on a Nonrecurring Basis:
Assets and liabilities measured at fair value on a nonrecurring basis are summarized below.
	Fair value measurements using:
				Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
	Fair value			(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
30-Sep-14
Impaired loans:
Not covered under loss share	$	3,174,410		$	—		$	—		$	3,174,410
Other real estate owned:
Not covered under loss share	1,757,864			—			—			1,757,864
Covered under loss share	5,557,927			—			—			5,557,927
30-Sep-13
Impaired loans:
Not covered under loss share	$	3,338,298		$	—		$	—		$	3,338,298
Other real estate owned:
Not covered under loss share	1,615,036			—			—			1,615,036
Covered under loss share	14,068,846			—			—			14,068,846
Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans are subject to nonrecurring fair value adjustments to reflect write-downs that are based on the market price or current appraised value of the collateral, adjusted to reflect local market conditions or other economic factors. After evaluating the underlying collateral, the fair value of the impaired loans is determined by allocating specific reserves from the allowance for loan and lease losses to the loans. Thus, the fair value reflects the loan balance as adjusted by partial chargedowns less the specifically allocated reserve. Certain collateral-dependent impaired loans are reported at the fair value of the underlying collateral. Impairment is measured based on the fair value of the collateral, which is typically derived from appraisals that take into consideration prices in observed transactions involving similar assets and similar locations. Each appraisal is updated on an annual basis, either through a new appraisal or through the Company’s comprehensive internal review process. Appraised values are reviewed and monitored internally and fair value is re-assessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. The fair value of impaired loans that are not collateral dependent is measured using a discounted cash flow analysis considered to be a Level 3 input.
Other real estate owned (“OREO”) is initially accounted for at fair value, less estimated costs to dispose of the property. Any excess of the recorded investment over fair value, less costs to dispose, is charged to the allowance for loan and lease losses at the time of foreclosure. A provision is charged to earnings for subsequent losses on other real estate owned when market conditions indicate such losses have occurred. The ability of the Company to recover the carrying value of other real estate owned is based upon future sales of the real estate. The ability to effect such sales is subject to market conditions and other factors beyond our control, and future declines in the value of the real estate would result in a charge to earnings.
The recognition of sales and sales gains is dependent upon whether the nature and terms of the sales, including possible future involvement of the Company, if any, meet certain defined requirements. If those requirements are not met, sale and gain recognition is deferred. OREO represents real property taken by the Company either through foreclosure or through a deed in lieu thereof from the borrower. The fair value of OREO is based on property appraisals adjusted at management’s discretion to reflect a further decline in the fair value of properties since the time the appraisal analysis was performed. It has been the Company’s experience that appraisals may become outdated due to the volatile real-estate environment. Appraised values are reviewed and monitored internally and fair value is re-assessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. Therefore, the inputs used to determine the fair value of OREO and repossessed assets fall within Level 3. The Company may include within OREO other repossessed assets received as partial satisfaction of a loan. These assets are not material and do not typically have readily determinable market values and are considered Level 3 inputs.
The following table provides information describing the valuation processes used to determine recurring and nonrecurring fair value measurements categorized within Level 3 of the fair value hierarchy.
	Quantitative Information about Level 3 Fair Value Measurements
	Fair Value			Valuation Technique		Unobservable Input	General Range (Discount)					Average Discount
Impaired Loans	$	3,174,410		Property appraisals		Management discount for property type and recent market volatility	16%		—	41%		28%
OREO	$	7,315,791		Property appraisals		Management discount for property type and recent market volatility	29%		—	38%		36%
Assets Held for Sale	$	1,744,584		Valuation analysis		Management discount for property type and recent market volatility	—%		—	50%		34%
Accounting standards require disclosures of fair value information about financial instruments, whether or not recognized in the Statement of Condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair value is based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. Also, the fair value estimates presented herein are based on pertinent information available to Management as of September 30, 2014 and 2013.

Regulatory_Matters

Regulatory Matters	12 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Regulatory Matters	'
	Regulatory Matters
	The Bank is required to maintain noninterest-bearing cash reserve balances. The aggregate average cash reserve balances maintained at September 30, 2014 and 2013 to satisfy the regulatory requirement were $2.5 million and $10.5 million, respectively.
	Under OCC regulations, the Bank is required to measure its interest rate risk and maintain the interest rate risk within limits the Bank establishes. Based on its asset/liability structure at September 30, 2014, the Bank’s earnings may be negatively impacted if interest rates increase significantly.
	The Bank is required to meet certain core, tangible, and risk-based regulatory capital ratios. The regulations require institutions to have a minimum regulatory tangible capital ratio equal to 1.5% of total assets, a minimum 3% core capital ratio, and 8% risk-based capital ratio.
	The prompt corrective action regulations define specific capital categories based on an institution’s capital ratios. The capital categories, in declining order, are “well capitalized,” “adequately capitalized,” “undercapitalized,” “significantly undercapitalized,” and “critically undercapitalized.” Institutions categorized as “undercapitalized” or worse are subject to certain restrictions, including the requirement to file a capital plan with its primary federal regulator, prohibitions on the payment of dividends and management fees, restrictions on executive compensation, and increased supervisory monitoring, among other things. Other restrictions may be imposed on the institution either by its primary federal regulator or by the FDIC, including requirements to raise additional capital, sell assets, or sell the entire institution. Once an institution becomes “critically undercapitalized,” it must generally be placed in receivership or conservatorship within 90 days.
	To be considered “adequately capitalized,” an institution must generally have a leverage ratio of at least 4%, a Tier 1 risk-based capital ratio of at least 4%, and a total risk-based capital ratio of at least 8%. An institution is deemed to be “critically undercapitalized” if it has a tangible equity ratio of 2% or less.
	As of September 30, 2014, the most recent notification from the OCC categorized CharterBank as well-capitalized under the regulatory framework for prompt corrective action. To be categorized as well-capitalized, CharterBank must maintain minimum total risk-based, Tier 1 risk-based and core/leverage ratios as set forth in the following table. Management is not aware of the existence of any conditions or events occurring subsequent to September 30, 2014 which would affect CharterBank’s well-capitalized classification.
	The table of regulatory compliance with minimum capital requirements for CharterBank is presented below at September 30, 2014 and 2013:
		Actual				For Capital Adequacy Purposes				To be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio
		(dollars in thousands)
	30-Sep-14
	Total risk-based capital (to risk-weighted assets)	$	186,154	27.9	%	$	53,368	8	%	$	66,710	10	%
	Tier 1 risk-based capital (to risk-weighted assets)	177,801		26.7		26,684		4		40,026		6
	Tier 1 leverage (to average assets)	177,801		17.7		40,255		4		50,318		5
	30-Sep-13
	Total risk-based capital (to risk-weighted assets)	$	209,930	33.8	%	$	49,648	8	%	$	62,060	10	%
	Tier 1 risk-based capital (to risk-weighted assets)	202,119		32.6		24,824		4		37,236		6
	Tier 1 leverage (to average assets)	202,119		18.6		43,572		4		54,465		5
	The OCC imposes various restrictions or requirements on CharterBank’s ability to make capital distributions, including cash dividends. A savings bank that is the subsidiary of a savings and loan holding company must file a notice with the OCC at least 30 days before making a capital distribution. CharterBank must file an application for prior approval if the total amount of its capital distributions, including the proposed distribution, for the applicable calendar year would exceed an amount equal to CharterBank’s net income for that year plus CharterBank’s retained net income for the previous two years. The OCC may disapprove a notice or application if: (a) CharterBank would be undercapitalized following the distribution; (b) the proposed capital distribution raises safety and soundness concerns; or (c) the capital distribution would violate a prohibition contained in any statute, regulation, or agreement.
	Prior to the Company's completion of its conversion and reorganization on April 8, 2013, the Company’s ability to pay dividends and the amount of such dividends was affected by the election of First Charter, MHC, the Company’s mutual holding company, to waive the receipt of dividends declared by Charter Federal. First Charter, MHC had historically waived its right to receive most dividends on its shares of Charter Federal common stock, which meant that Charter Federal had more cash resources to pay dividends to its public stockholders than if First Charter, MHC had accepted such dividends. First Charter, MHC received a waiver in early 2011 from the Office of Thrift Supervision that provided permission to First Charter, MHC to waive dividends in calendar 2011 including the dividend that was paid on December 29, 2011. First Charter, MHC also received a waiver in 2012 from the Federal Reserve that provided permission to First Charter, MHC to waive dividends that were paid on May 25, 2012. First Charter, MHC waived dividends of $422,896, during the year ended September 30, 2012.
	The OCC has guidelines that limit the Bank’s investment in BOLI to 25% of the Bank’s regulatory capital. The Bank subsidiary had 25.3% of its regulatory capital invested in BOLI at September 30, 2014. Although the Company slightly exceeded the recommended limit of regulatory capital invested in BOLI, no undue concentration of risk was assumed during the period.

Related_Parties_Notes

Related Parties (Notes)	12 Months Ended
	Sep. 30, 2014
Related Party Transactions [Abstract]	'
Related Parties	'
	Related Parties
	During the years ended September 30, 2014, 2013, and 2012 the Company paid approximately $33,517, $37,820 and $148,449, respectively, in insurance premiums to a broker in which a board member is one of the principals of the company.
	See Note 5 - Loans Receivable and Note 10 - Deposits for disclosures of loan and deposit relationships of related parties. Management believes transactions entered into with related parties are in the ordinary course of business and on terms similar to transactions with unaffiliated parties.

Condensed_Financial_Statements

Condensed Financial Statements of Charter Financial Corporation	12 Months Ended
	Sep. 30, 2014
Condensed Financial Information of Parent Company Only Disclosure [Abstract]	'
Condensed Financial Statements of Charter Financial Corporation (Parent Only)	'
	Condensed Financial Statements of Charter Financial Corporation (Parent Only)
	The following represents Parent Company only condensed financial information of Charter Financial Corporation:
		September 30,
		2014			2013
	Assets
	Cash	$	42,228,157		$	65,763,818
	Investment in subsidiary	181,795,594			204,604,151
	Deferred tax asset	1,936,887			5,495,885
	Other assets	759,355			22,319
	Total assets	$	226,719,993		$	275,886,173
	Liabilities and Stockholders’ Equity
	Liabilities
	Accrued expenses	$	1,765,124		$	2,108,337
	Total liabilities	1,765,124			2,108,337
	Stockholders’ equity:
	Common stock, $0.01 par value; 18,261,388 shares issued and outstanding at September 30, 2014 and 22,752,214 shares issued and outstanding at September 30, 2013	182,614			227,522
	Preferred stock, $0.01 par value; 50,000,000 shares authorized at September 30, 2014 and September 30, 2013	—			—
	Additional paid-in capital	119,586,164			171,729,570
	Unearned compensation – ESOP	(5,984,317		)	(6,480,949		)
	Retained earnings	111,924,543			110,141,286
	Accumulated other comprehensive loss	(754,135		)	(1,839,593		)
	Total stockholders’ equity	224,954,869			273,777,836
	Total liabilities and stockholders’ equity	$	226,719,993		$	275,886,173
		Years Ended September 30,
		2014			2013			2012
	Income:
	Interest income	$	122,690		$	91,260		$	13,976
	Loss on other investment	—			—			—
	Other income	1			—			—
	Total operating income	122,691			91,260			13,976
	Expenses:
	Salaries and employee benefits	1,361,254			443,064			312,915
	Occupancy	23,361			33,048			38,648
	Legal and professional	324,469			279,268			375,298
	Marketing	236,551			112,146			98,597
	Other	283,704			210,318			173,305
	Total operating expenses	2,229,339			1,077,844			998,763
	Loss before income taxes	(2,106,648		)	(986,584		)	(984,787		)
	Income tax benefit	(705,795		)	(335,867		)	(333,631		)
	Loss before equity in undistributed net income of subsidiary	(1,400,853		)	(650,717		)	(651,156		)
	Equity in undistributed net income of subsidiary	7,355,986			6,907,134			5,629,848
	Net income	$	5,955,133		$	6,256,417		$	4,978,692
		Years Ended September 30,
		2014			2013			2012
	Cash flows from operating activities:
	Net income	$	5,955,133		$	6,256,417		$	4,978,692
	Adjustments to reconcile net income to net cash provided by (used in) operating activities
	Deferred tax expense (benefit)	3,558,998			(919,375		)	(1,198,631		)
	Restricted stock award expense	701,468			59,470			108,845
	Stock based compensation expense	291,512			69,581			93,876
	Equity in undistributed net income of subsidiary	(7,355,986		)	(6,907,134		)	(5,629,848		)
	(Increase) decrease in other assets	(737,035		)	11,144			107,958
	Increase in accrued expenses	213,636			1,673,657			294,062
	Net cash provided by (used in) operating activities	2,627,726			243,760			(1,245,046		)
	Cash flows from investing activities:
	Capital distribution (infusion) with Bank subsidiary	31,250,000			(69,000,000		)	6,000,000
	Net cash provided by (used in) investing activities	31,250,000			(69,000,000		)	6,000,000
	Cash flows from financing activities:
	Purchase of treasury stock awards	(53,238,798		)	(1,163,515		)	(3,588,013		)
	Dividends on restricted stock awards	36,009			25			(80		)
	First Charter elimination	—			229,564			—
	Stock issuance	—			135,378,486			—
	Dividends paid	(4,210,598		)	(7,690,558		)	(1,368,870		)
Net cash (used in) provided by financing activities	(57,413,387		)	126,754,002			(4,956,963		)
Net (decrease) increase in cash	(23,535,661		)	57,997,762			(202,009		)
Cash and cash equivalents, beginning of period	65,763,818			7,766,056			7,968,065
Cash and cash equivalents, end of period	$	42,228,157		$	65,763,818		$	7,766,056
Supplemental disclosures of cash flow information:
Income taxes paid	$	—		$	105,110		$	5,000
Issuance of ESOP common stock	592,857			160,596			158,269
Effect of restricted stock awards	662,747			53,042			659,633
Unrealized gain (loss) on securities available for sale, net	1,085,458			(2,042,973		)	2,174,838

Common_Stock_Offerings

Common Stock Offerings	12 Months Ended
	Sep. 30, 2014
Equity [Abstract]	'
Common Stock Offerings	'
	Common Stock Offering
	Plan of conversion and reorganization. On April 8, 2013, Charter Financial Corporation, a Maryland corporation, completed its conversion and reorganization pursuant to which First Charter, MHC was converted to the stock holding company form of organization. Charter Financial sold 14,289,429 shares of common stock at $10.00 per share, for gross offering proceeds of $142.9 million in its stock offering. The Bank, as of April 8, 2013, was 100% owned by Charter Financial and Charter Financial was 100% owned by public stockholders. Concurrent with the completion of the offering, shares of common stock of Charter Federal were converted into the right to receive 1.2471 shares of Charter Financial’s common stock for each share of Charter Federal common stock that was owned immediately prior to completion of the transaction. Cash in lieu of fractional shares was paid based on the offering price of $10.00 per share. As a result of the offering and the exchange on April 8, 2013, Charter Financial had 22,752,214 shares outstanding. Also, as of April 8, 2013, Charter Federal and First Charter, MHC ceased to exist. As part of the elimination, the net asset position of First Charter, MHC, in the amount of $229,564, was assumed by Charter Financial. Costs related to the offering were approximately $5.6 million and net proceeds of the offering were approximately $137.3 million.
	In accordance with the Board of Governors of the Federal Reserve System regulations, at the time of the reorganization, the Company substantially restricted retained earnings by establishing a liquidation account. The liquidation account will be maintained for the benefit of eligible account holders who continue to maintain their accounts at the Bank after conversion. The Bank will establish a parallel liquidation account to support the Company's liquidation account in the event the Company does not have sufficient assets to fund its obligations under its liquidation account. The liquidation accounts will be reduced annually to the extent that eligible account holders have reduced their qualifying deposits. Subsequent increases will not restore an eligible account holder's interest in the liquidation accounts. In the event of a complete liquidation of the Bank or the Company, each account holder will be entitled to receive a distribution in an amount proportionate to the adjusted qualifying account balances then held. The Bank may not pay dividends if those dividends would reduce equity capital below the required liquidation account amount.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Basis of Presentation	'
	(a)	Basis of Presentation
	In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenue and expenses for the period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, the estimates used for fair value acquisition accounting and the FDIC receivable for loss sharing agreements, and the assessment for other-than-temporary impairment of investment securities, mortgage-backed securities, and collateralized mortgage obligations. In connection with the determination of the allowance for loan losses and the value of real estate owned, management obtains independent appraisals for significant properties. In connection with the assessment for other-than-temporary impairment of investment securities, mortgage-backed securities, and collateralized mortgage obligations, management obtains fair value estimates by independent quotations, assesses current credit ratings and related trends, reviews relevant delinquency and default information, assesses expected cash flows and coverage ratios, assesses the relative strength of credit support from less senior tranches of the securities, reviews average credit score data of underlying mortgages, and assesses other current data. The severity and duration of an impairment and the likelihood of potential recovery of an impairment is considered along with the intent and ability to hold any impaired security to maturity or recovery of carrying value.
	A substantial portion of the Company’s loans is secured by real estate located in its market area. Accordingly, the ultimate collectability of a substantial portion of the Company’s loan portfolio is susceptible to changes in the real estate market conditions of this market area.
	Certain reclassifications of 2012 and 2013 balances have been made to conform to classifications used in 2014. These reclassifications did not change net income or total stockholders equity.
Cash and Cash Equivalents	'
	(b)	Cash and Cash Equivalents
	Cash and cash equivalents, as presented in the consolidated financial statements, include amounts due from other depository institutions and interest-bearing deposits in other financial institutions. Generally, interest-bearing deposits in other financial institutions are for one-day periods.
Investments, Mortgage-Backed Securities, Collateralized Mortgage-Backed Securities, Collateralized Mortgage Obligations, and Federal Home Loan Bank Stock	'
	(c)	Investments, Mortgage-Backed Securities, Collateralized Mortgage-Backed Securities, Collateralized Mortgage Obligations, and Federal Home Loan Bank Stock
	Investments, mortgage-backed securities, collateralized mortgage-backed securities, and collateralized mortgage obligations available for sale are reported at fair value, as determined by pricing services. The pricing service valuations are reviewed by management for reasonableness. Investment in stock of the Federal Home Loan Bank (FHLB) is required of every federally insured financial institution, which utilizes its services. The investment in FHLB stock is carried at cost and such stock is evaluated for any potential impairment.
	Purchase premiums and discounts on investment securities are amortized and accreted to interest income using a level yield method over the period to maturity of the related securities. Purchase premiums and discounts on mortgage-backed securities and collateralized mortgage obligations are amortized and accreted to interest income using the interest method over the remaining lives of the securities, taking into consideration assumed prepayment patterns.
	Gains and losses on sales of investments, mortgage-backed securities, collateralized mortgage-backed securities, and collateralized mortgage obligations are recognized on the trade date, based on the net proceeds received and the adjusted carrying amount of the specific security sold.
	A decline in the market value of any available for sale security below cost that is deemed other-than-temporary results in a charge to earnings and the establishment of a new cost basis for that security.
Loans and Interest Income	'
	(d)	Loans and Interest Income
	Loans are reported at the principal amounts outstanding, net of unearned income, deferred loan fees/origination costs, and the allowance for loan losses.
	Interest income is recognized using the simple interest method on the balance of the principal amount outstanding. Unearned income, primarily arising from deferred loan fees, net of certain origination costs, and deferred gains on the sale of the guaranteed portion of Small Business Administration (SBA) loans, is amortized over the expected lives of the underlying loans using the interest method.
	Generally, the accrual of interest income is discontinued on loans when reasonable doubt exists as to the full, timely collection of interest or principal. Interest previously accrued but not collected is reversed against current period interest income when such loans are placed on nonaccrual status. Interest on nonaccrual loans, which is ultimately collected, is credited to income in the period received.
	Impaired loans are measured based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, or at the loan’s observable market price, or the fair value of the collateral if the loan is collateral dependent. The Company considers a loan impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the note agreement. Large pools of smaller balance homogeneous loans, such as consumer and installment loans, are collectively evaluated for impairment by the Company. Impairment losses are included in the allowance for loan losses through a charge to the provision for loan losses. Cash receipts on impaired loans for which the accrual of interest has been discontinued are recorded as income when received unless full recovery of principal is in doubt whereby cash received is recorded as principal reduction.
	Gains or losses on the sale of mortgage loans are recognized at settlement dates and are computed as the difference between the sales proceeds received and the net book value of the mortgage loans sold.
	Loans held for sale are carried at the lower of aggregate cost or market, with market determined on the basis of open commitments for committed loans. For uncommitted loans, market is determined on the basis of current delivery prices in the secondary mortgage market.
	Acquired loans are recorded at fair value at the date of acquisition. The fair values of loans with evidence of credit deterioration (impaired loans) are recorded net of a nonaccretable difference and, if appropriate, an accretable yield. The difference between contractually required principal and interest payments at acquisition and the cash flows expected to be collected at acquisition is the nonaccretable difference, which is included in the carrying amount of acquired loans. Subsequent decreases to the expected cash flows will generally result in a provision for loan losses. Subsequent significant increases in cash flows result in a reversal of the provision for loan losses to the extent of prior provisions, or a reclassification of the difference from nonaccretable to accretable with a positive impact on the accretion of interest income in future periods. Any excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable yield and is recognized in interest income over the remaining life of the loan when there is reasonable expectation about the amount and timing of such cash flows. The expected cash flows method of income recognition is also used for other acquired loans in the NCB and MCB acquisitions where the loans were acquired at a discount attributable, at least in part, to credit quality.
	Performing loans acquired in the FNB acquisition are accounted for using the contractual cash flows method of recognizing discount accretion based on the acquired loans’ contractual cash flows. Purchased performing loans are recorded at fair value. Credit losses on acquired performing loans are estimated based on analysis of the performing portfolio. Such estimated credit losses are recorded as an acquisition fair value adjustment and are accreted as an adjustment to yield over the estimated lives of the loans. Effective October 1, 2009, as a result of the adoption of new accounting guidance, there is no allowance for loan losses established at the acquisition date for purchased performing loans. A provision for loan losses is recorded for any further deterioration in these loans subsequent to the acquisition.
	Loans covered under loss sharing agreements with the FDIC (“Covered Loans”) are reported in loans exclusive of the expected reimbursement from the FDIC as it is not contractually embedded in the loans and loss sharing is not transferable with the loans should a decision be made to dispose of them. Covered loans are initially recorded at fair value at the acquisition date and are continually reviewed for collectability based on the expectation of cash flows on these loans. Prospective losses incurred on Covered loans are eligible for partial reimbursement by the FDIC under loss sharing agreements. Subsequent decreases in the amount expected to be collected result in a provision for credit losses, an increase in the allowance for loan and lease losses, and a proportional adjustment to the FDIC receivable for the estimated amount to be reimbursed. Subsequent significant increases in the amount expected to be collected result in the reversal of any previously recorded provision for credit losses and related allowance for loan and lease losses and adjustments to the FDIC receivable. Decreases in credit losses expected to occur within the loss share term reduce the amount collectible from the FDIC and increase the amount collectible from customers in the form of prospective accretion on loans. Increases in the portion of indemnification asset collectible from customers are amortized to income. Periodic amortization represents the amount that is expected to result in symmetrical recognition of pool-level accretion and amortization over the shorter of 1) the life of the loan or 2) the life of the shared loss agreement. Interest is accrued daily on the outstanding principal balances of non-impaired loans. Accretable discounts related to certain fair value adjustments are accreted into income over the estimated lives of the loans on a level yield basis.
	Covered loans which are more than 90 days past due with respect to contractual interest or principal, unless they are well secured and in the process of collection, and other covered loans on which full recovery of principal or interest is in doubt, are placed on nonaccrual status as to contractual interest.
	In accordance with the loss sharing agreements with the FDIC, certain expenses relating to covered assets of external parties such as legal, property taxes, insurance, and the like may be partially reimbursed by the FDIC. Such qualifying future expenditures on covered assets will result in an increase to the FDIC receivable.
Allowance for Loan Losses	'
	(e)	Allowance for Loan Losses
	The allowance for loan losses is adjusted through provisions for loan losses charged or credited to operations. Loans are charged off against the allowance for loan losses when management believes that the collection of the principal is unlikely. Subsequent recoveries are added to the allowance. The allowance is determined through consideration of such factors as changes in the nature and volume of the portfolio, overall portfolio quality, delinquency trends, adequacy of collateral, loan concentrations, specific problem loans, and economic conditions that may affect the borrowers’ ability to pay.
	To the best of management’s ability, all known and inherent losses that are both probable and reasonable to estimate have been recorded. While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses. Such agencies may require the Company to adjust the allowance based on their judgment about information available to them at the time of their examination.
Real Estate Owned	'
	(f)	Real Estate Owned
	Real estate acquired through foreclosure, consisting of properties obtained through foreclosure proceedings or acceptance of a deed in lieu of foreclosure, is reported on an individual asset basis at the lower of cost or fair value, less disposal costs. Fair value is determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources. While initial fair value is determined by independent third parties, management may subsequently reassess these valuations and apply additional discounts if necessary. When properties are acquired through foreclosure, any excess of the loan balance at the time of foreclosure over the fair value of the real estate held as collateral is recognized and charged to the allowance for loan losses. Subsequent write-downs are charged to a separate allowance for losses pertaining to real estate owned, established through provisions for estimated losses on real estate owned charged to operations. Based upon management’s evaluation of the real estate acquired through foreclosure, additional expense is recorded when necessary in an amount sufficient to reflect any estimated declines in fair value. Gains and losses recognized on the disposition of the properties are recorded in noninterest expense in the consolidated statements of income.
	Other real estate acquired through foreclosure covered under loss sharing agreements with the FDIC is reported exclusive of expected reimbursement cash flows from the FDIC. Subsequent decreases to the estimated recoverable value of covered other real estate result in a reduction of covered other real estate, and a charge to other expense, and an increase in the FDIC receivable for the estimated amount to be reimbursed, with a corresponding amount recorded in noninterest expense.
	Costs of improvements to real estate are capitalized, while costs associated with holding the real estate are charged to operations.
Premises and Equipment	'
	(g)	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation, which is computed using the straight-line method over the estimated useful lives of the assets. The estimated useful lives of the assets range from 20 to 39 years for buildings and improvements and 3 to 15 years for furniture, fixtures, and equipment.
Receivable from FDIC for Loss Sharing Agreements	'
	(h)	Receivable from FDIC for Loss Sharing Agreements
	Under loss sharing agreements with the FDIC, the Bank recorded a receivable from the FDIC equal to the reimbursable portion of the estimated losses in the covered loans and other real estate acquired. The receivable is measured separately from the covered assets acquired as it is not contractually embedded in the loans and not transferable with the loans should a decision be made to dispose of them. The receivable was recorded at the present value of the estimated cash flows using discount rates of approximately four percent for NCB, one and a half percent for MCB, and two percent for FNB at the date of the respective acquisition and will be reviewed and updated prospectively as loss estimates related to covered loans and other real estate acquired through foreclosure change. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss share reimbursements from the FDIC. Certain adjustments to the receivable are recorded over the lesser of the remaining life of applicable covered loans or the term of loss sharing. The Bank may also record adjustments/impairment to the receivable based on a collectablility analysis as it nears the end of the various loss sharing agreements with the FDIC. Most third party expenses on real estate and covered loans are covered under the loss sharing agreements and the cash flows from the reimbursable portion are included in the estimate of cash flows.
Mortgage Banking Activities	'
	(i)	Mortgage Banking Activities
	As a part of normal business operations, the Company originates residential mortgage loans that have been pre-approved by secondary investors. The terms of the loans are set by the secondary investors, and the purchase price that the investor will pay for the loan is agreed to prior to the commitment of the loan by the Company. Generally within three weeks after funding, the loans are transferred to the investor in accordance with the agreed-upon terms. The Company records gains from the sale of these loans on the settlement date of the sale equal to the difference between the proceeds received and the carrying amount of the loan. The gain generally represents the portion of the proceeds attributed to servicing release premiums received from the investors and the realization of origination fees received from borrowers which were deferred as part of the carrying amount of the loan. Between the initial funding of the loans by the Company and the subsequent reimbursement by the investors, the Company carries the loans on its balance sheet at the lower of cost or market. The fair value of the underlying commitment is not material to the consolidated financial statements.
	Fees for servicing loans for investors are based on the outstanding principal balance of the loans serviced and are recognized as income when earned.
Income Taxes	'
	(j)	Income Taxes
	The Company recognizes deferred tax assets and liabilities for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. In assessing the reliability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies by jurisdiction and entity in making this assessment. The Company allocates income taxes to the members of the consolidated tax return group based on their proportion of taxable income.
Comprehensive Income	'
	(k)	Comprehensive Income
	Comprehensive income for the Company consists of net income for the period, unrealized holding gains and losses on investments, mortgage-backed securities, collateralized mortgage-backed securities, and collateralized mortgage obligations classified as available for sale, net of income taxes, and certain reclassification adjustments.
Goodwill and Other Intangible Assets	'
	(l)	Goodwill and Other Intangible Assets
	Intangible assets include costs in excess of net assets acquired and core deposit intangibles recorded in connection with the acquisitions of EBA Bancshares, Inc. and subsidiary, Eagle Bank of Alabama (collectively “EBA”), and core deposits of McIntosh Commercial Bank and The First National Bank of Florida. The core deposit intangible is being amortized over thirteen, five and six years, respectively.
	The Company tests its goodwill for impairment annually unless interim events or circumstances make it more likely than not that an impairment loss has occurred. Impairment is defined as the amount by which the implied fair value of the goodwill is less than the goodwill’s carrying value. Impairment losses, if incurred, would be charged to operating expense. For the purposes of evaluating goodwill, the Company has determined that it operates only one reporting unit. The Company performed a qualitative assessment and determined that it was not more likely than not that the fair value of the reporting unit was less than the carrying amount at September 30, 2014.
Acquisitions	'
	(m)	Acquisitions
	Accounting principles generally accepted in the United States (US GAAP) requires that the acquisition method of accounting be used for all business combinations and that an acquirer be identified for each business combination. Under US GAAP, the acquirer is the entity that obtains control of one or more businesses in the business combination, and the acquisition date is the date the acquirer achieves control. US GAAP requires that the acquirer recognize the fair value of assets acquired, liabilities assumed, and any noncontrolling interest in the acquiree at the acquisition date.
	The Company’s wholly-owned subsidiary acquired certain assets and liabilities of Neighborhood Community Bank (“NCB”) headquartered in Newnan, Georgia on June 26, 2009, McIntosh Commercial Bank (“MCB”) headquartered in Carrollton, Georgia on March 26, 2010 and The First National Bank of Florida (“FNB”) headquartered in Milton, Florida on September 9, 2011. The acquisitions were completed with the assistance of the Federal Deposit Insurance Corporation (FDIC), which had been appointed Receiver of the entities by their respective state banking authorities immediately prior to the Bank’s acquisition. The acquired assets and assumed liabilities of these three acquisitions were measured at estimated fair value. Management made significant estimates and exercised significant judgment in accounting for the acquisition of NCB, MCB and FNB. Management judgmentally assigned risk ratings to loans based on appraisals and estimated collateral values, expected cash flows, prepayment speeds and estimated loss factors to measure fair values for loans. Other real estate acquired through foreclosure was valued based upon pending sales contracts and appraised values, adjusted for current market conditions. Management used quoted or current market prices to determine the fair value of investment securities, short-term borrowings and long-term obligations that were assumed from NCB, MCB and FNB. The carrying value of certain long-term assets acquired in the acquisition of NCB, primarily the estimated value of core deposits of approximately $1.1 million, were reduced to zero by the excess of fair value of net assets acquired over liabilities assumed in the acquisition.
Stock-Based Compensation	'
	(n)	Stock-Based Compensation
	The Company recognizes the estimated fair value of such equity instruments as expense as services are performed. The Company recognizes the total cost of the Company’s share based awards equal to the grant date fair value as expense on a straight line basis over the service periods of the awards.
Income Per Share	'
	(o)	Income Per Share
	Basic net income per share is computed on the weighted average number of shares outstanding. Diluted net income per share is computed by dividing net income by weighted average shares outstanding plus potential common shares resulting from dilutive stock options and restricted shares, determined using the treasury stock method.
			Years Ended September 30,
			2014		2013		2012
	Net income		$	5,955,133	$	6,256,417	$	4,978,692
	Denominator:
	Weighted average common shares outstanding		20,591,302		20,629,531		19,501,312
	Equivalent shares issuable upon vesting of restricted stock awards and dilutive shares		510,086		162,558		36,036
	Diluted shares		21,101,388		20,792,089		19,537,348
	Net income per share:
	Basic		$	0.29	$	0.3	$	0.26
	Diluted		$	0.28	$	0.3	$	0.26
	__________________________________
	-1	Share and share amounts held by the public prior to April 8, 2013 have been restated to reflect the completion of the second-step conversion on April 8, 2013 using a conversion ratio of 1.2471.
Treasury Stock	'
	(p)	Treasury Stock
	Treasury stock was accounted for at cost.
Employee Stock Ownership Plan (ESOP)	'
	(q)	Employee Stock Ownership Plan (ESOP)
	The Company has an internally-leveraged ESOP trust that covers substantially all of its employees. The Company’s common stock not yet allocated to participants is reflected as unearned compensation in stockholders’ equity. The Company records compensation expense associated with the ESOP based on the average market price (fair value) of the total Company shares committed to be released, and subsequently allocated to participants, during the year. The Company further records as compensation expense any dividends declared on unallocated Company shares in the ESOP trust. Earnings per share computations include any allocated shares in the ESOP trust.
Bank Owned Life Insurance	'
	(r)	Bank Owned Life Insurance
	The Company owns life insurance policies to provide for the payment of death benefits related to existing deferred compensation and supplemental income plans maintained for the benefit of certain executives and directors of the Company. The total cash surrender value amounts of such policies at September 30, 2014 and 2013 was $47,178,128 and $39,825,881, respectively. The Company recorded, as income, increases to the cash surrender value of $1,252,246, $993,961, and $1,057,397, for the three years ended September 30, 2014, 2013, and 2012, respectively.
Recent Accounting Pronouncements	'
	(s)	Recent Accounting Pronouncements
	In August 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”)2014-14, Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure (“ASU 2014-14”). This standard provides guidance on how holders of certain government-guaranteed loans (e.g., mortgage loans guaranteed by the FHA or VA) should present such loans upon foreclosure. Specifically, the ASU provides that, upon foreclosure, government-guaranteed loans within the scope of the standard should be derecognized and re-recognized as a separate other receivable (i.e., a receivable from the government entity guaranteeing the loan). The standard does not require any new disclosures about such loans. ASU 2014-14 is effective for the Company for annual and interim periods beginning after December 15, 2014, and is not expected to have a material impact on the Company’s balance sheet or results of operations.
	In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. ASU 2014-12 requires that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. ASU 2014-12 is effective for annual periods and interim periods within those annual periods, beginning after December 15, 2015. An entity may apply the standards (1) prospectively to all share-based payment awards that are granted or modified on or after the effective date, or (2) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. Earlier application is permitted. The adoption of ASU 2014-12 is not expected to have a material impact on the Company’s financial statements.
	Additionally, in June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. This standard amends the guidance in ASC 860 on accounting for certain repurchase agreements (“repos”). The standard (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings, (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) that are accounted for as secured borrowings. This standard is effective for annual periods beginning after December 15, 2014 and is not expected to have a material impact on the Company’s balance sheet or results of operations.
	In May 2014, the FASB issued ASU 2014-09, Revenue From Contracts With Customers. This standard outlines a single comprehensive model for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue recognition guidance, including industry-specific guidance. The core principle of the revenue model is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The standard is effective for annual reporting periods beginning after December 15, 2016. The Company is currently evaluating the impact this standard will have on its balance sheet and results of operations.
	In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The objective of this guidance is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. ASU No. 2014-04 states that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU No. 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU No. 2014-04 is effective for interim and annual reporting periods beginning after December 15, 2014. The adoption of ASU No. 2014-04 is not expected to have a material impact on the Company's consolidated financial statements.
	In February 2013, the FASB issued an update to the accounting standards to improve the reporting of reclassifications out of accumulated other comprehensive income. The amendments in this update require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts. This update was effective prospectively for reporting periods beginning after December 15, 2012. The adoption of this update increased disclosures in the Company's consolidated financial statements.

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Sep. 30, 2014
Accounting Policies [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted	'
	Basic net income per share is computed on the weighted average number of shares outstanding. Diluted net income per share is computed by dividing net income by weighted average shares outstanding plus potential common shares resulting from dilutive stock options and restricted shares, determined using the treasury stock method.
		Years Ended September 30,
		2014		2013		2012
	Net income	$	5,955,133	$	6,256,417	$	4,978,692
	Denominator:
	Weighted average common shares outstanding	20,591,302		20,629,531		19,501,312
	Equivalent shares issuable upon vesting of restricted stock awards and dilutive shares	510,086		162,558		36,036
	Diluted shares	21,101,388		20,792,089		19,537,348
	Net income per share:
	Basic	$	0.29	$	0.3	$	0.26
	Diluted	$	0.28	$	0.3	$	0.26

Goodwill_and_Other_Intangible_1

Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Sep. 30, 2014
Goodwill and Intangible Assets Disclosure [Abstract]	'
Summary of Intangible Assets	'
	At September 30, 2014 and 2013, intangible assets are summarized as follows:
		September 30,
		2014		2013
	Goodwill	$	4,325,282	$	4,325,282
	Core deposit intangible	$	3,369,449	$	3,369,449
	Less accumulated amortization	2,945,773		2,565,563
	Other intangible assets, net of amortization	$	423,676	$	803,886
Amortization Expense for Core Deposit Intangible	'
	Amortization expense for the core deposit intangible for the next five years as of September 30, 2014 is as follows:
	Year Ending September 30,
	2015	$	266,181
	2016	132,887
	2017	24,608
	2018	—
	2019	—
		$	423,676

Securities_Available_for_Sale_

Securities Available for Sale (Tables)	12 Months Ended
	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Available for Sale Securities	'
	Securities available for sale are summarized as follows:
			30-Sep-14
			Amortized Cost				Gross unrealized gains				Gross unrealized losses			Estimated fair value
	Other investment securities:
	Tax-free municipals		$	13,430,732			$	26,471			$	—		$	13,457,203
	Mortgage-backed securities:
	FHLMC certificates		44,036,704				359,644				(370,420		)	44,025,928
	FNMA certificates		119,445,041				499,772				(1,666,436		)	118,278,377
	GNMA certificates		1,595,029				102,815				—			1,697,844
	Collateralized mortgage obligations:
	FHLMC		49,425				4,071				—			53,496
	FNMA		78,152				2,004				—			80,156
	Private-label mortgage securities: (1)
	Investment grade		1,485,804				8,941				(47,887		)	1,446,858
	Split rating (2)		1,090,524				3,583				—			1,094,107
	Non-investment grade		8,674,491				45,243				(110,430		)	8,609,304
	Total		$	189,885,902			$	1,052,544			$	(2,195,173	)	$	188,743,273
	__________________________________
	-1	Credit ratings are current as of September 30, 2014.
	-2	Bonds with split ratings represent securities with both investment and non-investment grades.
			30-Sep-13
			Amortized				Gross				Gross			Estimated
			Cost				unrealized				unrealized			fair value
							gains				losses
	Other investment securities:
	Tax-free municipals		$	14,897,685			$	16,733			$	(826	)	$	14,913,592
	U.S. government sponsored entities		5,025,898				4,145				—			5,030,043
	Mortgage-backed securities:
	FHLMC certificates		53,419,411				330,921				(584,915		)	53,165,417
	FNMA certificates		118,466,995				526,825				(2,692,511		)	116,301,309
	GNMA certificates		1,727,789				117,828				—			1,845,617
	Collateralized mortgage-backed securities:
	FNMA		7,189,766				66,719				—			7,256,485
	Collateralized mortgage obligations:
	FHLMC		372,444				35,410				—			407,854
	FNMA		2,207,643				66,727				—			2,274,370
	Private-label mortgage securities:
	Investment grade		2,010,627				29,388				(90,020		)	1,949,995
	Split rating (1)		1,292,942				—				(54,434		)	1,238,508
	Non investment grade		11,294,468				—				(559,251		)	10,735,217
	Total		$	217,905,668			$	1,194,696			$	(3,981,957	)	$	215,118,407
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
Amortized Cost And Estimated Fair Value of Investment Securities	'
	The amortized cost and estimated fair value of investment securities available for sale as of September 30, 2014, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
			Amortized				Estimated
			cost				fair value
	Due within one year		$	—			$	—
	Due from one year to five years		2,711,484				2,716,291
	Due after five years		10,719,248				10,740,912
	Mortgage-backed securities		176,455,170				175,286,070
	Total		$	189,885,902			$	188,743,273
Securities Available for Sale in Continuous Unrealized Loss Position for Less Than 12 Months	'
	Securities available for sale in a continuous unrealized loss position for less than 12 months at September 30, 2014 are as follows:
			30-Sep-14
			Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FNMA certificates		$	6,164,452			$	(2,285	)		$	6,162,167
	Collateralized mortgage obligations:
	Private-label mortgage securities		1,900,526				(59,509		)		1,841,017
	Total		$	8,064,978			$	(61,794	)		$	8,003,184
			30-Sep-13
			Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Other investment securities:
	Tax-free municipals		$	722,803			$	(51	)		$	722,752
	Mortgage-backed securities:
	FHLMC certificates		21,328,101				(584,915		)		20,743,186
	FNMA certificates		92,575,581				(2,692,511		)		89,883,070
	Collateralized mortgage obligations:
	Private-label mortgage securities		3,764,878				(147,843		)		3,617,035
	Total		$	118,391,363			$	(3,425,320	)		$	114,966,043
Continuous Unrealized Loss Position Greater Than Twelve Months	'
	Securities available for sale that have been in a continuous unrealized loss position for greater than 12 months at September 30, 2014 and 2013 are as follows:
			30-Sep-14
			Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FHLMC certificates		$	18,849,864			$	(370,420	)		$	18,479,444
	FNMA certificates		77,274,838				(1,664,152		)		75,610,686
	Collateralized mortgage obligations:
	Private-label mortgage securities		4,188,449				(98,807		)		4,089,642
	Total		100,313,151				(2,133,379		)		98,179,772
			30-Sep-13
			Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Other investment securities:
	Tax-free municipals		$	253,404			$	(775	)		$	252,629
	Collateralized mortgage obligations:
	Private-label mortgage securities		9,971,596				(555,862		)		9,415,734
	Total		$	10,225,000			$	(556,637	)		$	9,668,363
Other than Temporary Impairment, Credit Losses Recognized in Earnings	'
	The following table summarizes the changes in the amount of credit losses on the Company’s investment securities recognized in earnings for the years ended September 30, 2014, 2013 and 2012:
			Years Ended September 30,
			2014				2013				2012
	Beginning balance of credit losses previously recognized in earnings		$	380,446			$	380,446			$	4,822,916
	Amount related to credit losses for securities for which an other-than-temporary impairment was not previously recognized in earnings		—				—				—
	Amount related to credit losses for securities for which an other-than-temporary impairment was previously recognized in earnings		—				—				273,259
	Reduction due to credit impaired securities sold or fully settled		—				—				(4,715,729		)
	Ending balance of cumulative credit losses recognized in earnings		$	380,446			$	380,446			$	380,446
Non-Agency Collateralized Mortgage Obligations	'
	The following table shows issuer-specific information, including current par value, book value, fair value, credit rating and unrealized gain (loss) for the Company’s portfolio of private-label mortgage obligations as of September 30, 2014.
	Cusip		Description		Credit Rating (1)						Cumulative Net			Current Par Value		Amortized Cost		Market Value		Unrealized
											Impairment Losses									Gain (Loss)
											Recognized in Earnings
					Moody		S&P		Fitch		(dollars in thousands)
	Investment Grade
	36228FQF6		GSR 2003-4F 1A2		n/a		AA+		BBB		$	—		$	197	$	197	$	201	$	4
	55265KL80		MASTR 2003-8 4A1		n/a		A+		AAA		—			330		328		333		5
	86359BVF5		SARM 2004-6 3A3		n/a		A+		n/a		—			961		961		913		(48		)
			Total								—			1,488		1,486		1,447		(39		)
	Split Rating
	17307GDL9		CMLTI 2004-HYB1 A31		Ba3		n/a		BBB		—			1,091		1,091		1,094		3
			Total								—			1,091		1,091		1,094		3
	Non Investment Grade
	576433UQ7		MARM 2004-13 B1		NR		CCC		n/a		380			3,608		3,227		3,177		(50		)
	576433VN3		MARM 2004-15 4A1		B3		n/a		CCC		—			1,901		1,901		1,841		(60		)
	576433QD1		MARM 2004-7 5A1		Ba3		BB		n/a		—			3,546		3,546		3,591		45
			Total								380			9,055		8,674		8,609		(65		)
			Grand Total								$	380		$	11,634	$	11,251	$	11,150	$	(101	)
	__________________________________
	-1	Credit ratings are current as of September 30, 2014.
Reclassification Out Of Accumulated Other Comprehensive Income	'
	Changes in accumulated other comprehensive income by component for the years ended September 30, 2014, 2013 and 2012 are shown in the table below. All amounts are net of tax. The line items affected in the consolidated statements of income by the reclassified amounts were gain on securities available for sale and net impairment losses recognized in earnings.
		Unrealized Losses on Available-for-Sale Securities
		Years Ended September 30,
		2014				2013				2012
	Beginning balance	$	(1,839,593	)		$	203,380			$	(1,971,458	)
	Other comprehensive (loss)/gain before reclassifications	1,208,691				(1,889,769		)		2,584,074
	Amounts reclassified from accumulated other comprehensive (loss)/gain to gain on securities available for sale	(123,233		)		(153,204		)		(577,017		)
	Amounts reclassified from accumulated other comprehensive (loss)/gain to net impairment losses recognized in earnings	—				—				167,781
	Net current-period other comprehensive income/(loss)	1,085,458				(2,042,973		)		2,174,838
	Ending balance	$	(754,135	)		$	(1,839,593	)		$	203,380

Loans_Receivable_Tables

Loans Receivable (Tables)	12 Months Ended
	Sep. 30, 2014
Loans receivable	'
			30-Sep-14				30-Sep-13
	Loans not covered by loss sharing agreements:
	1-4 family residential real estate		$	152,810,501			$	124,571,147
	Commercial real estate		300,556,023				269,609,005
	Commercial		24,759,682				23,773,942
	Real estate construction		63,485,411				44,653,355
	Consumer and other		4,959,103				17,544,816
	Loans receivable, net of undisbursed proceeds of loans in process		546,570,720				480,152,265
	Less:
	Unamortized loan origination fees, net		1,364,853				1,100,666
	Allowance for loan losses		8,473,373				8,188,896
	Total loans not covered, net		$	536,732,494			$	470,862,703
Covered Loans Acquired	'
	The carrying amount of covered loans at September 30, 2014 and 2013 consisted of impaired loans at acquisition date and all other acquired loans and are presented in the following tables.
			30-Sep-14
			Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate		$	4,841,705			$	6,800,846			$	11,642,551
	Commercial real estate		33,053,228				34,354,816				67,408,044
	Commercial		1,871,879				1,800,989				3,672,868
	Real estate construction		—				—				—
	Consumer and other		1,418				177,228				178,646
	Loans receivable, gross		39,768,230				43,133,879				82,902,109
	Less:
	Nonaccretable difference		5,993,661				273,024				6,266,685
	Allowance for covered loan losses		—				997,524				997,524
	Accretable discount		3,073,198				2,770,499				5,843,697
	Discount on acquired performing loans		—				142,731				142,731
	Unamortized loan origination fees, net		—				17,253				17,253
	Total loans covered, net		$	30,701,371			$	38,932,848			$	69,634,219
			30-Sep-13
			Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate		$	4,316,008			$	6,285,647			$	10,601,655
	Commercial real estate		46,170,021				61,572,581				107,742,602
	Commercial		2,844,456				4,039,892				6,884,348
	Real estate construction		—				—				—
	Consumer and other		500,382				2,894,282				3,394,664
	Loans receivable, gross		53,830,867				74,792,402				128,623,269
	Less:
	Nonaccretable difference		7,757,070				3,076,192				10,833,262
	Allowance for covered loan losses		705,446				3,218,832				3,924,278
	Accretable discount		3,508,430				1,164,941				4,673,371
	Discount on acquired performing loans		—				177,858				177,858
	Unamortized loan origination fees, net		—				22,910				22,910
	Total loans covered, net		$	41,859,921			$	67,131,669			$	108,991,590
Accretable Discount on Acquired Loans	'
	The following table documents changes in the accretable discount on acquired credit impaired loans during the years ended September 30, 2014 and 2013:
			Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Balance, September 30, 2012		$	9,869,297			$	3,055,050			$	12,924,347
	Loan accretion		(6,834,946		)		(1,957,057		)		(8,792,003		)
	Transfer from nonaccretable difference		474,079				66,948				541,027
	Balance, September 30, 2013		3,508,430				1,164,941				4,673,371
	Loan accretion		(3,979,390		)		(2,579,144		)		(6,558,534		)
	Transfer from nonaccretable difference		3,544,158				4,184,702				7,728,860
	Balance, September 30, 2014		$	3,073,198			$	2,770,499			$	5,843,697
Allowance for Loan Losses	'
	The following is a summary of transactions during the years ended September 30, 2014, 2013 and 2012 in the allowance for loan losses on loans covered by loss sharing:
			September 30,
			2014				2013				2012
	Balance, beginning of period		$	3,924,278			$	10,340,815			$	6,892,425
	Loans charged off, gross		(524,785		)		(7,396,953		)		(6,700,215		)
	Recoveries on loans previously charged off		560,558				147,529				744,850
	(Benefit) provision for loan losses (reversed) charged to FDIC receivable		(1,549,967		)		743,443				8,202,159
	Transfer of allowance on acquired NCB non-single family loans		(400,000		)		—				—
	(Benefit) provision for loan losses (reversed) charged to operations		(1,012,560		)		89,444				1,201,596
	Balance, end of period		$	997,524			$	3,924,278			$	10,340,815
Changes in Carrying Value of FDIC Receivable	'
	The following table documents changes in the carrying value of the FDIC receivable for loss sharing agreements relating to covered loans and other real estate owned during the years ended September 30, 2014, 2013 and 2012:
			September 30,
			2014				2013				2012
	Balance, beginning of period		$	29,941,862			$	35,135,533			$	96,777,791
	Payments received from FDIC		(10,954,707		)		(480,550		)		(80,528,485		)
	Accretion of fair value adjustment		347,347				675,696				1,461,779
	Impairment		(521,637		)		(642,461		)		—
	Amortization		(3,507,017		)		—				—
	Recovery of previous loss reimbursements		(6,762,304		)		(12,847,769		)		(3,252,736		)
	Reduction in previous loss estimates		(1,549,967		)		(3,426,783		)		—
	Provision for estimated losses on covered assets recognized in noninterest expense		1,426,762				7,691,463				15,976,659
	External expenses qualifying under loss sharing agreements		2,111,470				3,836,733				4,700,525
	Balance, end of period		$	10,531,809			$	29,941,862			$	35,135,533
	A reconciliation of the beginning and ending balances of Level 3 assets and liabilities recorded at fair value on a recurring basis is as follows:
		Year Ended September 30,
		2014				2013
	Fair value, beginning balance	$	1,744,584			$	1,054,280
	Valuation loss recognized in noninterest expense	—				(467,841		)
	Transfers in and/or out of level 3	—				1,158,145
	Fair value, ending balance	$	1,744,584			$	1,744,584
Impaired Loans Not Covered by Loss Sharing	'
	Impaired loans not covered by loss sharing, segregated by class of loans were as follows:
	September 30, 2014
															Year Ended
															September 30, 2014
			Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Investment in Impaired Loans			Interest Income Recognized
	With no related allowance recorded:
	1-4 family residential real estate		$	1,550,777			$	2,077,942			$	—			$	1,737,505		$	31,656
	Commercial real estate		8,687,088				10,510,893				—				9,196,747			373,711
	Commercial		156,474				205,625				—				188,458			—
	Real estate construction		—				—				—				—			—
	Total:		$	10,394,339			$	12,794,460			$	—			$	11,122,710		$	405,367
	There were no recorded allowances for impaired loans not covered by loss sharing at September 30, 2014. The recorded investment in accruing troubled debt restructured loans at September 30, 2014 totaled $6,154,420 and is included in the impaired loan table above.
	September 30, 2013
															Year Ended
															30-Sep-13
			Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Investment in Impaired Loans			Interest Income Recognized
	With no related allowance recorded:
	1-4 family residential real estate		$	1,614,765			$	1,931,968			$	—			$	1,699,236		$	5,901
	Commercial real estate		11,863,525				14,090,218				—				13,561,174			583,465
	Commercial		1,661,036				1,681,641				—				2,299,878			74,935
	Real estate construction		—				—				—				—			—
	Total:		$	15,139,326			$	17,703,827			$	—			$	17,560,288		$	664,301
Summary of Activity With Respect to Aggregate Loans	'
	The following is a summary of activity with respect to such aggregate loans to these individuals and their associates and affiliated companies:
			September 30,
			2014				2013
	Beginning balance		$	683,995			$	802,957
	Additions to new officer loans		—				—
	Repayments		(269,800		)		(118,962		)
	Ending balance		$	414,195			$	683,995
Troubled Debt Restructurings	'
	For the years ended September 30, 2014 and 2013, the following tables present a breakdown of the types of concessions determined to be troubled debt restructurings (“TDRs”) during the period by loan class:
		Accruing Loans										Nonaccrual Loans
		Year Ended September 30, 2014										Year Ended September 30, 2014
		Number of Loans		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of Loans		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Payment structure modification:
	Commercial real estate	6		$	1,503,789			$	1,503,789			—		$	—		$	—
	Total	6		$	1,503,789			$	1,503,789			—		$	—		$	—
		Accruing Loans										Nonaccrual Loans
		Year Ended September 30, 2013										Year Ended September 30, 2013
		Number of Loans		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of Loans		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Payment structure modification:
	Commercial real estate	1		$	315,308			$	251,970			1		$	80,462		$	41,080
	Total	1		$	315,308			$	251,970			1		$	80,462		$	41,080
Past Due Loans	'
Age Analysis of Past Due Loans	'
	An age analysis of past due loans not covered by loss sharing, segregated by class of loans at September 30, 2014 and 2013 were as follows:
	September 30, 2014
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total Loans			Loans > 90 Days Accruing (1)
	1-4 family residential real estate		$	1,927,860			$	545,179			$	2,473,039			$	150,337,462		$	152,810,501		$	516,659
	Commercial real estate		254,423				1,943,161				2,197,584				298,358,439			300,556,023			1,218,188
	Commercial		62,479				1,000				63,479				24,696,203			24,759,682			—
	Real estate construction		—				—				—				63,485,411			63,485,411			—
	Consumer and other		31,306				4,354				35,660				4,923,443			4,959,103			4,354
	Total		$	2,276,068			$	2,493,694			$	4,769,762			$	541,800,958		$	546,570,720		$	1,739,201
	______________________________
	-1	Previously covered loans in the amount of $1,003,007 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
	September 30, 2013
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total Loans			Loans > 90 Days Accruing
	1-4 family residential real estate		$	1,116,477			$	47,283			$	1,163,760			$	123,407,387		$	124,571,147		$	47,283
	Commercial real estate		524,803				836,510				1,361,313				268,247,692			269,609,005			—
	Commercial		113,019				—				113,019				23,660,923			23,773,942			—
	Real estate construction		37,312				—				37,312				44,616,043			44,653,355			—
	Consumer and other		144,990				—				144,990				17,399,826			17,544,816			—
	Total		$	1,936,601			$	883,793			$	2,820,394			$	477,331,871		$	480,152,265		$	47,283
Non-covered loans	'
Age Analysis of Past Due Loans	'
	Nonaccrual and Past Due Loans. Nonaccrual loans not covered by loss sharing, segregated by class of loans were as follows:
			September 30,
			2014 (1)				2013
	1-4 family residential real estate		$	982,087			$	1,507,760
	Commercial real estate		2,369,520				1,120,938
	Commercial		156,474				161,036
	Real estate construction		—				—
	Consumer and other		—				84,208
	Total		$	3,508,081			$	2,873,942
Risk Grades of Loan Portfolio	'
	The following table presents the risk grades of the loan portfolio not covered by loss sharing, segregated by class of loans:
	September 30, 2014
			1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
	Pass (1-4)		$	151,661,479			$	273,587,373			$	23,205,880			$	63,485,411		$	4,954,661		$	516,894,804
	Special Mention (5)		—				3,325,324				91,000				—			—			3,416,324
	Substandard (6)		1,149,022				23,643,326				1,462,802				—			4,442			26,259,592
	Doubtful (7)		—				—				—				—			—			—
	Loss (8)		—				—				—				—			—			—
	Total not covered loans		$	152,810,501			$	300,556,023			$	24,759,682			$	63,485,411		$	4,959,103		$	546,570,720
	September 30, 2013
			1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
	Pass (1-4)		$	117,274,336			$	245,346,763			$	20,708,908			$	44,628,569		$	16,756,882		$	444,715,458
	Special Mention (5)		2,438,309				2,094,817				996,970				—			471,186			6,001,282
	Substandard (6)		4,858,502				22,167,425				2,068,064				24,786			315,848			29,434,625
	Doubtful (7)		—				—				—				—			900			900
	Loss (8)		—				—				—				—			—			—
	Total not covered loans		$	124,571,147			$	269,609,005			$	23,773,942			$	44,653,355		$	17,544,816		$	480,152,265
Allowances for Loan Losses	'
	The following tables are a summary of transactions in the allowance for loan losses on loans not covered by loss sharing by portfolio segment:
		Year ended September 30, 2014
		1-4 family real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	862,043			$	5,446,357			$	455,833			$	387,302		$	124,717		$	912,644		$	8,188,896
	Charge-offs	(323,802		)		(365,034		)		(38,636		)		—			(13,478		)	—			(740,950		)
	Recoveries	155,400				101,048				66,866				—			2,113			—			325,427
	Provision	116,893				392,657				(86,650		)		105,601			(99,505		)	(128,996		)	300,000
	Transfer of allowance on previously covered NCB non-single family loans	1,596				394,791				3,470				—			143			—			400,000
	Balance at end of period	$	812,130			$	5,969,819			$	400,883			$	492,903		$	13,990		$	783,648		$	8,473,373
	Ending balance: individually evaluated for impairment	$	—			$	—			$	—			$	—		$	—					$	—
	Loans:
	Ending balance	$	152,810,501			$	300,556,023			$	24,759,682			$	63,485,411		$	4,959,103					$	546,570,720
	Ending balance: individually evaluated for impairment	$	1,550,777			$	8,687,088			$	156,474			$	—		$	—					$	10,394,339
		Year ended September 30, 2013
		1-4 family real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	879,854			$	5,480,132			$	711,594			$	287,129		$	79,627		$	751,559		$	8,189,895
	Charge-offs	(224,676		)		(1,121,815		)		(164,923		)		—			(89,957		)	—			(1,601,371		)
	Recoveries	58,784				92,769				39,600				6,875			2,344			—			200,372
	Provision	148,081				995,271				(130,438		)		93,298			132,703			161,085			1,400,000
	Balance at end of period	$	862,043			$	5,446,357			$	455,833			$	387,302		$	124,717		$	912,644		$	8,188,896
	Ending balance: individually evaluated for impairment	$	—			$	—			$	—			$	—		$	—					$	—
	Loans:
	Ending balance	$	124,571,147			$	269,609,005			$	23,773,942			$	44,653,355		$	17,544,816					$	480,152,265
	Ending balance: individually evaluated for impairment	$	1,614,765			$	11,863,525			$	1,661,036			$	—		$	—					$	15,139,326
		Year Ended September 30, 2012
		1-4 family real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	633,364			$	5,972,310			$	821,830			$	1,065,512		$	48,276		$	828,545		$	9,369,837
	Charge-offs	(1,180,899		)		(2,824,917		)		(408,314		)		(28,919		)	(87,735		)	—			(4,530,784		)
	Recoveries	3,881				359				41,473				—			5,129			—			50,842
	Provision	1,423,508				2,332,380				256,605				(749,464		)	113,957			(76,986		)	3,300,000
	Balance at end of period	$	879,854			$	5,480,132			$	711,594			$	287,129		$	79,627		$	751,559		$	8,189,895
	Ending balance: individually evaluated for impairment	$	—			$	—			$	—			$	—		$	—					$	—
	Loans:
	Ending balance	$	105,514,544			$	251,379,010			$	16,596,833			$	45,369,190		$	18,107,198					$	436,966,775
	Ending balance: individually evaluated for impairment	$	2,500,824			$	12,469,240			$	2,847,862			$	5,925		$	—					$	17,823,851
Covered loans	'
Age Analysis of Past Due Loans	'
	An age analysis of past due loans covered by loss sharing, segregated by class of loans at September 30, 2014 and 2013 were as follows:
	September 30, 2014
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total			Loans > 90 Days
																		Loans (1)			Accruing (2)
	1-4 family residential real estate		$	414,699			$	814,238			$	1,228,937			$	9,448,399		$	10,677,336		$	814,238
	Commercial real estate		1,399,520				3,949,083				5,348,603				55,950,984			61,299,587			3,949,083
	Commercial		387,641				551,721				939,362				2,573,517			3,512,879			551,721
	Real estate construction		—				—				—				—			—			—
	Consumer and other		—				—				—				148,098			148,098			—
	Total		$	2,201,860			$	5,315,042			$	7,516,902			$	68,120,998		$	75,637,900		$	5,315,042
	______________________________
	-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $5,986,428 of accretable discounts.
	-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
	September 30, 2013
			30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due				Current			Total			Loans > 90 Days and
																		Loans (1)			Accruing (2)
	1-4 family residential real estate		$	414,577			$	937,974			$	1,352,551			$	7,991,686		$	9,344,237		$	937,974
	Commercial real estate		2,948,186				6,926,620				9,874,806				87,261,044			97,135,850			6,926,620
	Commercial		534,363				611,305				1,145,668				3,950,836			5,096,504			611,305
	Real estate construction		—				—				—				—			—			—
	Consumer and other		2,901				97,747				100,648				2,188,490			2,289,138			97,747
	Total		$	3,900,027			$	8,573,646			$	12,473,673			$	101,392,056		$	113,865,729		$	8,573,646
	______________________________
	-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $4,851,229 of accretable discounts.
	-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
Risk Grades of Loan Portfolio	'
	The following tables present the risk grades, ignoring grade enhancement provided by the FDIC loss sharing, of the loan portfolio covered by loss sharing agreements, segregated by class of loans at September 30, 2014 and 2013. Numerical risk ratings 5-8 constitute classified assets for regulatory reporting; however, regulatory authorities consider the FDIC loss sharing percentage of either 80% or 95%, as applicable, as a reduction of the regulatory classified balance for covered loans.
	September 30, 2014
			1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)		$	7,392,585			$	34,017,713			$	1,982,382			$	—		$	74,392		$	43,467,072
	Numerical risk rating (5)		693,038				8,411,973				448,957				—			—			9,553,968
	Numerical risk rating (6)		2,591,713				18,869,901				1,081,540				—			73,706			22,616,860
	Numerical risk rating (7)		—				—				—				—			—			—
	Numerical risk rating (8)		—				—				—				—			—			—
	Total covered loans (1)		$	10,677,336			$	61,299,587			$	3,512,879			$	—		$	148,098		$	75,637,900
	______________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $5,986,428 of accretable discounts.
	September 30, 2013
			1-4 family residential real estate				Commercial real estate				Commercial				Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)		$	5,318,294			$	45,762,355			$	2,988,721			$	—		$	1,658,075		$	55,727,445
	Numerical risk rating (5)		1,094,186				20,231,874				454,554				—			440,058			22,220,672
	Numerical risk rating (6)		2,925,433				29,491,113				1,058,143				—			190,171			33,664,860
	Numerical risk rating (7)		6,324				1,650,508				595,086				—			834			2,252,752
	Numerical risk rating (8)		—				—				—				—			—			—
	Total covered loans (1)		$	9,344,237			$	97,135,850			$	5,096,504			$	—		$	2,289,138		$	113,865,729
	______________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $4,851,229 of accretable discounts.
Allowances for Loan Losses	'

Accrued_Interest_and_Dividends1

Accrued Interest and Dividends Receivable (Tables)	12 Months Ended
	Sep. 30, 2014
Accrued Interest And Dividends Receivable Disclosure [Abstract]	'
Accrued Interest and Dividends Receivable	'
	At September 30, 2014 and 2013, accrued interest and dividends receivable are summarized as follows:
		September 30,
		2014		2013
	Loans receivable	$	1,921,304	$	2,086,658
	Mortgage-backed securities, collateralized mortgage-backed securities and collateralized mortgage obligations	383,382		453,319
	Other investment securities	154,661		188,925
	Total	$	2,459,347	$	2,728,902

Real_Estate_Owned_Tables

Real Estate Owned (Tables)	12 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Real Estate Owned	'
	The following is a summary of transactions in other real estate owned:
	Non-covered real estate owned
		September 30,
		2014			2013			2012
	Balance, beginning of period	$	1,615,036		$	2,106,757		$	4,093,214
	Real estate acquired through foreclosure of loans receivable	2,121,865			1,540,046			2,577,269
	Proceeds from real estate sold	(2,161,103		)	(1,542,186		)	(3,453,111		)
	Write down of real estate owned	(268,696		)	(611,054		)	(612,541		)
	Gain (loss) on sale of real estate owned	80,762			121,473			(24,074		)
	Transfer of previously covered NCB non-single family OREO	420,000			—			—
	Principal reductions	(50,000		)	—			—
	Real estate transferred to premises and equipment	—			—			(474,000		)
	Balance, end of year	$	1,757,864		$	1,615,036		$	2,106,757
	Covered real estate owned
		September 30,
		2014			2013			2012
	Balance, beginning of period	$	14,068,846		$	21,903,204		$	24,671,626
	Real estate acquired through foreclosure of loans receivable	4,405,516			15,771,880			22,602,951
	Proceeds from real estate sold	(12,348,078		)	(20,260,362		)	(16,911,373		)
	Gain on real estate sold recognized in noninterest expense	217,408			460,189			—
	Gain on real estate sold payable to the FDIC	1,349,676			4,214,243			—
	Provision for losses on real estate owned recognized in noninterest expense	(254,408		)	(1,072,288		)	(685,500		)
	Increase of FDIC receivable for loss sharing agreements	(1,330,943		)	(6,948,020		)	(7,774,500		)
	Principal reductions	(130,090		)	—			—
	Transfer of previously covered NCB non-single family OREO	(420,000		)	—			—
	Balance, end of period	$	5,557,927		$	14,068,846		$	21,903,204

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
	Sep. 30, 2014
Property, Plant and Equipment [Abstract]	'
Summary of Premises and Equipment	'
	Premises and equipment at September 30, 2014 and 2013 is summarized as follows:
		September 30,
		2014		2013
	Land	$	5,695,620	$	5,764,540
	Buildings and improvements	17,827,322		18,233,675
	Furniture, fixtures, and equipment	6,552,436		6,344,116
	Construction in progress	18,398		—
		30,093,776		30,342,331
	Less accumulated depreciation	9,522,235		8,591,575
		$	20,571,541	$	21,750,756

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Deposits	'
	At September 30, 2014 and 2013, deposits are summarized as follows:
		September 30, 2014								September 30, 2013
		Amount			Range of interest rates			Weighted average interest rates		Amount		Range of interest rates			Weighted average interest rates
	Demand, NOW, and money market accounts	$	437,761,938		0	-	1.49%	0.13%		$	427,102,317	0	-	1.49%	0.15%
	Savings deposits	48,485,932			0.02	-	0.02%	0.02%		48,323,722		0.04	-	0.04%	0.04%
	Time deposits by original term:
	Time deposits $100,000 and over	110,420,672			0.05	-	3.63%	1.30%		138,519,823		0	-	4.35%	1.33%
	Other time deposits:
	12 months or less	82,595,338			0.03	-	3.70%	0.80%		89,763,175		0.03	-	4.35%	0.45%
	13-36 months	26,873,267			0.15	-	2.58%	0.98%		36,838,249		0.2	-	3.70%	1.78%
	37 months or more	11,055,053			0.4	-	1.46%	1.09%		10,749,382		0.15	-	1.63%	1.15%
	Total deposits	717,192,200						0.43%		751,296,668					0.47%
	Accrued interest payable	20,886								31,287
	Total	$	717,213,086							$	751,327,955
Scheduled Maturities of Time Deposits	'
	At September 30, 2014, scheduled maturities of time deposits are as follows:
	2015	$	159,127,117
	2016	34,754,752
	2017	14,539,132
	2018	10,089,456
	2019 and thereafter	12,433,873
	Total	$	230,944,330
Interest Expense on Deposits	'
	Interest expense on deposits for the years ended September 30, 2014, 2013, and 2012 is summarized as follows:
			Years Ended September 30,
			2014			2013			2012
	Demand, NOW, and money market accounts		$	584,810		$	693,756		$	1,035,681
	Savings deposits		10,446			23,300			104,043
	Time deposits		2,659,776			3,525,792			5,454,537
	Total interest expense on deposits		$	3,255,032		$	4,242,848		$	6,594,261

Borrowings_Tables

Borrowings (Tables)	12 Months Ended
	Sep. 30, 2014
Debt Disclosure [Abstract]	'
Borrowings	'
	At September 30, 2014 and 2013, borrowings are summarized as follows:
		September 30,
		2014		2013
	Federal Home Loan Bank advances	$	55,000,000	$	60,000,000
	Total borrowings	$	55,000,000	$	60,000,000
FHLB Advances Summarized by Year of Maturity	'
	FHLB advances at September 30, 2014 and 2013 are summarized by year of maturity in the table below:
		30-Sep-14									30-Sep-13
		Amount		Range of interest rates				Weighted average interest rates			Amount		Range of interest rates			Weighted average interest rates
	Less than one year	$	5,000,000		3.99	%			3.99	%	$	5,000,000		3.8	%		3.8	%
	One to two years	25,000,000			4.33				4.33		5,000,000			3.99			3.99
	Two to three years	—			—				—		25,000,000			4.33			4.33
	Three to four years	—			—				—		—			—			—
	Four to five years	25,000,000			4.3				4.3		25,000,000			4.3			4.3
	Thereafter	—			—				—		—			—			—
	Total	$	55,000,000						4.29	%	$	60,000,000					4.24	%
Interest Expense on Borrowing	'
	Interest expense on borrowings for the years ended September 30, 2014, 2013, and 2012, is summarized as follows:
		Years Ended September 30,
		2014		2013			2012
	Federal Home Loan Bank
	Bank advances	$	2,474,733	$	3,118,271		$	3,994,754
	Total	$	2,474,733	$	3,118,271		$	3,994,754

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Sep. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Tax Expense (Benefit)	'
	Income tax expense (benefit) attributable to income from continuing operations for the years ended September 30, 2014, 2013, and 2012 consists of:
		Years Ended September 30,
		2014			2013			2012
	Federal
	Current	$	103,108		$	6,045,389		$	3,057,729
	Deferred	2,372,006			(3,270,355		)	(2,247,339		)
	Total federal tax expense	2,475,114			2,775,034			810,390
	State
	Current	78,537			438,345			320,035
	Deferred	188,562			(344,879		)	(491,375		)
	Total state tax expense (benefit)	267,099			93,466			(171,340		)
		$	2,742,213		$	2,868,500		$	639,050
Computation of Difference Between Actual Total Provision for Federal and State Income Taxes and Federal Income Taxes	'
	The difference between the actual total provision for federal and state income taxes and federal income taxes computed at the statutory rate of 35% for the years ended September 30, 2014, 2013, and 2012 is summarized as follows:
		Years Ended September 30,
		2014			2013			2012
	Computed “expected” tax expense	$	3,044,071		$	3,193,721		$	1,966,210
	Increase (decrease) in tax expense resulting from:
	State income taxes, net of federal tax effect	173,614			60,753			(111,371		)
	Tax-exempt income	(493,552		)	(367,327		)	(437,006		)
	Market value appreciation (depreciation) of ESOP shares	49,005			33,952			(2,816		)
	Management retirement plan	(7,053		)	(12,884		)	51,224
	Release of uncertain tax position reserve	—			—			(1,010,000		)
	Other, net	(23,872		)	(39,715		)	182,809
	Income tax expense	$	2,742,213		$	2,868,500		$	639,050
Significant Portions of Deferred Tax Assets and Deferred Tax Liabilities	'
	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities as of September 30, 2014 and 2013 are presented below:
		September 30,
		2014			2013
	Deferred tax assets:
	Allowance for loan losses	$	3,296,142		$	3,184,149
	Deferred compensation	1,688,178			1,463,689
	Stock compensation expense	892,415			818,224
	Real estate acquired through foreclosure	121,146			43,135
	State credits	269,441			31,188
	Investment securities market adjustment for tax reporting	45,608			72,495
	FDIC transactions	2,022,495			5,367,806
	Other-than-temporary impairment	1,195,528			1,195,029
	Net unrealized holding losses on securities available for sale	388,494			947,669
	Other	1,526,235			1,410,693
	Total gross deferred tax assets	11,445,682			14,534,077
	Deferred tax liabilities:
	Deferred loans cost, net	714,079			576,084
	Depreciation	2,339,530			2,448,577
	Net unrealized holding gains on securities available for sale	—			—
	Other	161,071			158,671
	Total gross deferred tax liabilities	3,214,680			3,183,332
	Net deferred tax assets	$	8,231,002		$	11,350,745
Reconciliation of Unrecognized Tax Benefit	'
	A reconciliation of the beginning and ending unrecognized tax benefit for the years ended September 30, 2014, 2013, and 2012 is as follows:
		Years Ended September 30,
		2014			2013			2012
	Balance at beginning of the year	$	—		$	—		$	1,010,000
	Additions based on tax positions related to the current year	—			—			—
	Increase (decrease) based on tax positions related to prior years	—			—			—
	Reductions as a result of statutes of limitations expiring	—			—			(1,010,000		)
	Balance at end of the year	$	—		$	—		$	—

Employee_Benefits_Tables

Employee Benefits (Tables)	12 Months Ended
	Sep. 30, 2014
Compensation and Retirement Disclosure [Abstract]	'
Fair Value of Options Assumptions	'
	The fair value of the 971,680 options granted during the fiscal year ended September 30, 2014, was estimated on the date of grant using the Black-Scholes-Merton model with the following assumptions:
			971,680 Options
	Risk-free interest rate		1.71		%
	Dividend yield		1.85		%
	Expected life at date of grant (months)		66 months
	Volatility		20.75		%
	Weighted average grant-date fair value		$	1.86
Stock Option Activity	'
	The following table summarizes activity for shares under option and weighted average exercise price per share:
			Shares			Weighted average exercise price/share				Weighted average remaining life (years)
	Options outstanding – September 30, 2011		704,955			$	8.63			8
	Options exercised		—			—				—
	Options forfeited		(28,996	)		12.12				7
	Options granted in 2012		21,201			7.44				9
	Options outstanding – September 30, 2012		697,160			8.45				8
	Options exercisable at end of year – September 30, 2012		—			$	—			—
	Options outstanding – September 30, 2012		697,160			$	8.45			8
	Options exercised		—			—				—
	Options forfeited		(37,101	)		8.55				6
	Options granted in 2013		—			—				—
	Options outstanding – September 30, 2013		660,059			8.44				6
	Options exercisable at end of year – September 30, 2013		1,995			$	8.18			—
	Options outstanding – September 30, 2013		660,059			$	8.44			6
	Options exercised		(659	)		8.82				5
	Options forfeited		(3,341	)		8.82				5
	Options granted in 2014		971,680			10.89				9
	Options outstanding – September 30, 2014		1,627,739			9.9				8
	Options exercisable at end of year – September 30, 2014		395,540			$	8.82			4
Stock Options Outstanding	'
	The following table summarizes information about the options outstanding at September 30, 2014:
		Number of options outstanding at September 30, 2014							Remaining contractual life in years				Exercise price per share
			393,545						4				$	8.82
			174,594						6				$	8.18
			66,720						6				$	7.22
			16,212						7				$	7.34
			4,988						7				$	7.79
			971,680						9				$	10.89
			1,627,739
Shares Granted	'
			Years Ended September 30,
			2014				2013				2012
	Shares granted		360,092				—				—
	Fair value per share at grant date		$	10.89			$	—			$	—
	Aggregate value at grant date		$	3,921,402			$	—			$	—
	Vesting for current year grants (months)		60				—				—
	Expensed for year		$	701,469			$	59,470			$	108,845
Restricted Stock Award	'
			Shares			Weighted average grant date fair
						value per award
	Fiscal 2012 activity
	Unvested restricted stock awards – September 30, 2011		43,752			$	16.71
	Granted		—			—
	Vested		13,958			25.78
	Cancelled or expired		—			—
	Unvested restricted stock awards – September 30, 2012		29,794			$	12.45
	Fiscal 2013 activity
	Granted		—			$	—
	Vested		14,829			16.77
	Cancelled or expired		—			—
	Unvested restricted stock awards – September 30, 2013		14,965			$	8.18
	Fiscal 2014 activity
	Granted		360,092			$	10.89
	Vested		5,610			8.18
	Cancelled or expired		—			—
	Unvested restricted stock awards – September 30, 2014		369,447			$	10.82

Commitments_and_Contingent_Lia1

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
Financial Instruments with Off-balance-sheet Risk	'
	A summary of the Company’s financial instruments with off-balance-sheet risk at September 30, 2014 and 2013 is as follows:
			September 30,
			2014		2013
	Commitments to extend credit		$	141,941,564	$	82,671,075
	Standby letters of credit		1,227,553		1,180,859
	Total		$	143,169,117	$	83,851,934
Future Minimum Lease Commitments	'
	Future minimum lease commitments under all noncancellable operating leases with terms of one year or more are as follows:
		September 30,
		2014
	2015	$	691,898
	2016	728,415
	2017	130,080
	2018	107,195
	2019	37,200
	Thereafter	—
		$	1,694,788

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments and Fair Value Measurement (Tables)	12 Months Ended
	Sep. 30, 2014
Fair Value Disclosures [Abstract]	'
Estimated Fair Value of On-Balance Sheet Financial Instruments	'
	The estimated fair value of the Company’s remaining on-balance sheet financial instruments as of September 30, 2014 and 2013 are summarized below.
		September 30, 2014
										Estimated Fair Value
		Carrying Value				Total Estimated Fair Value				Quoted Prices In Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
										(Level 1)				(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	99,462,953			$	99,462,953			$	99,462,953			$	—		$	—
	Investments available for sale	188,743,273				188,743,273				—				188,743,273			—
	FHLB stock	3,442,900				3,442,900				—				3,442,900			—
	Loans receivable, net	606,366,713				607,754,670				—				—			607,754,670
	Loans held for sale	2,054,722				2,090,469				—				2,090,469			—
	Cash surrender value of life insurance	47,178,128				47,178,128				—				47,178,128			—
	FDIC receivable for loss sharing arrangements	10,531,809				7,658,896				—				—			7,658,896
	Assets held for sale	1,744,584				1,744,584				—				—			1,744,584
	Accrued interest and dividends receivable	2,459,347				2,459,347				—				538,043			1,921,304
	Financial liabilities:
	Deposits	$	717,192,200			$	718,935,248			$	—			$	718,935,248		$	—
	FHLB advances	55,000,000				59,391,540				—				59,391,540			—
	Accrued interest payable	182,198				182,198				—				182,198			—
		September 30, 2013
										Estimated Fair Value
		Carrying Value				Total Estimated Fair Value				Quoted Prices In Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
										(Level 1)				(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	161,452,481			$	161,452,481			$	161,452,481			$	—		$	—
	Investments available for sale	215,118,407				215,118,407				—				215,118,407			—
	FHLB stock	3,940,300				3,940,300				—				3,940,300			—
	Loans receivable, net	579,854,293				549,751,987				—				—			549,751,987
	Loans held for sale	1,857,393				1,883,244				—				1,883,244			—
	Cash surrender value of life insurance	39,825,881				39,825,881				—				39,825,881			—
	FDIC receivable for loss sharing arrangements	29,941,862				29,369,037				—				—			29,369,037
	Assets held for sale	1,744,584				1,744,584				—				—			1,744,584
	Accrued interest and dividends receivable	2,728,902				2,728,902				—				642,244			2,086,658
	Financial liabilities:
	Deposits	$	751,296,668			$	724,702,400			$	—			$	724,702,400		$	—
	FHLB advances	60,000,000				66,297,123				—				66,297,123			—
	Accrued interest payable	200,173				200,173				—				200,173			—
Assets and Liabilities Measured on Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below.
			30-Sep-14
			Estimated fair value				Quoted prices in active markets for identical assets				Quoted prices for similar assets				Significant unobservable inputs
							(Level 1 inputs)				(Level 2 inputs)				(Level 3 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals		$	13,457,203			$	—			$	13,457,203			$	—
	Mortgage–backed securities:
	FHLMC certificates		44,025,928				—				44,025,928				—
	FNMA certificates		118,278,377				—				118,278,377				—
	GNMA certificates		1,697,844				—				1,697,844				—
	Collateralized mortgage obligations:
	FHLMC		53,496				—				53,496				—
	FNMA		80,156				—				80,156				—
	Private-label mortgage securities:
	Investment grade		1,446,858				—				1,446,858				—
	Split rating (1)		1,094,107				—				1,094,107				—
	Non-investment grade		8,609,304				—				8,609,304				—
	Total investment securities available for sale		188,743,273				—				188,743,273				—
	Assets held for sale		1,744,584				—				—				1,744,584
	Total recurring assets at fair value		$	190,487,857			$	—			$	188,743,273			$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
			30-Sep-13
			Estimated fair value				Quoted prices in active markets for identical assets				Quoted prices for similar assets				Significant unobservable inputs
							(Level 1 inputs)				(Level 2 inputs)				(Level 3 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals		$	14,913,592			$	—			$	14,913,592			$	—
	U.S. government sponsored entities		5,030,043				—				5,030,043				—
	Mortgage–backed securities:
	FHLMC certificates		53,165,417				—				53,165,417				—
	FNMA certificates		116,301,309				—				116,301,309				—
	GNMA certificates		1,845,617				—				1,845,617				—
	Collateralized mortgage-backed securities:
	FNMA		7,256,485				—				7,256,485				—
	Collateralized mortgage obligations:
	FHLMC		407,854				—				407,854				—
	FNMA		2,274,370				—				2,274,370				—
	Private-label mortgage securities:
	Investment grade		1,949,995				—				1,949,995				—
	Split rating (1)		1,238,508				—				1,238,508				—
	Non-investment grade		10,735,217				—				10,735,217				—
	Total investment securities available for sale		215,118,407				—				215,118,407				—
	Assets held for sale		1,744,584				—				—				1,744,584
	Total recurring assets at fair value		$	216,862,991			$	—			$	215,118,407			$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
Changes in Carrying Value of FDIC Receivable	'
	The following table documents changes in the carrying value of the FDIC receivable for loss sharing agreements relating to covered loans and other real estate owned during the years ended September 30, 2014, 2013 and 2012:
			September 30,
			2014				2013				2012
	Balance, beginning of period		$	29,941,862			$	35,135,533			$	96,777,791
	Payments received from FDIC		(10,954,707		)		(480,550		)		(80,528,485		)
	Accretion of fair value adjustment		347,347				675,696				1,461,779
	Impairment		(521,637		)		(642,461		)		—
	Amortization		(3,507,017		)		—				—
	Recovery of previous loss reimbursements		(6,762,304		)		(12,847,769		)		(3,252,736		)
	Reduction in previous loss estimates		(1,549,967		)		(3,426,783		)		—
	Provision for estimated losses on covered assets recognized in noninterest expense		1,426,762				7,691,463				15,976,659
	External expenses qualifying under loss sharing agreements		2,111,470				3,836,733				4,700,525
	Balance, end of period		$	10,531,809			$	29,941,862			$	35,135,533
	A reconciliation of the beginning and ending balances of Level 3 assets and liabilities recorded at fair value on a recurring basis is as follows:
		Year Ended September 30,
		2014				2013
	Fair value, beginning balance	$	1,744,584			$	1,054,280
	Valuation loss recognized in noninterest expense	—				(467,841		)
	Transfers in and/or out of level 3	—				1,158,145
	Fair value, ending balance	$	1,744,584			$	1,744,584
Assets and Liabilities Measured on Nonrecurring Basis	'
	Assets and liabilities measured at fair value on a nonrecurring basis are summarized below.
		Fair value measurements using:
						Quoted prices in active markets for identical assets				Quoted prices for similar assets				Significant unobservable inputs
		Fair value				(Level 1 inputs)				(Level 2 inputs)				(Level 3 inputs)
	30-Sep-14
	Impaired loans:
	Not covered under loss share	$	3,174,410			$	—			$	—			$	3,174,410
	Other real estate owned:
	Not covered under loss share	1,757,864				—				—				1,757,864
	Covered under loss share	5,557,927				—				—				5,557,927
	30-Sep-13
	Impaired loans:
	Not covered under loss share	$	3,338,298			$	—			$	—			$	3,338,298
	Other real estate owned:
	Not covered under loss share	1,615,036				—				—				1,615,036
	Covered under loss share	14,068,846				—				—				14,068,846
Quantitative Information about Level 3 Fair Value Measurements	'
	The following table provides information describing the valuation processes used to determine recurring and nonrecurring fair value measurements categorized within Level 3 of the fair value hierarchy.
		Quantitative Information about Level 3 Fair Value Measurements
		Fair Value				Valuation Technique		Unobservable Input		General Range (Discount)						Average Discount
	Impaired Loans	$	3,174,410			Property appraisals		Management discount for property type and recent market volatility		16%		—		41%		28%
	OREO	$	7,315,791			Property appraisals		Management discount for property type and recent market volatility		29%		—		38%		36%
	Assets Held for Sale	$	1,744,584			Valuation analysis		Management discount for property type and recent market volatility		—%		—		50%		34%

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Sep. 30, 2014
Banking and Thrift [Abstract]	'
Regulatory Compliance With Minimum Capital Requirements For Charter Bank	'
	The table of regulatory compliance with minimum capital requirements for CharterBank is presented below at September 30, 2014 and 2013:
		Actual				For Capital Adequacy Purposes				To be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio
		(dollars in thousands)
	30-Sep-14
	Total risk-based capital (to risk-weighted assets)	$	186,154	27.9	%	$	53,368	8	%	$	66,710	10	%
	Tier 1 risk-based capital (to risk-weighted assets)	177,801		26.7		26,684		4		40,026		6
	Tier 1 leverage (to average assets)	177,801		17.7		40,255		4		50,318		5
	30-Sep-13
	Total risk-based capital (to risk-weighted assets)	$	209,930	33.8	%	$	49,648	8	%	$	62,060	10	%
	Tier 1 risk-based capital (to risk-weighted assets)	202,119		32.6		24,824		4		37,236		6
	Tier 1 leverage (to average assets)	202,119		18.6		43,572		4		54,465		5

Condensed_Financial_Statements1

Condensed Financial Statements of Charter Financial Corporation (Tables)	12 Months Ended
	Sep. 30, 2014
Condensed Financial Information of Parent Company Only Disclosure [Abstract]	'
Condensed Balance Sheet (Parent Only)	'
		September 30,
		2014			2013
	Assets
	Cash	$	42,228,157		$	65,763,818
	Investment in subsidiary	181,795,594			204,604,151
	Deferred tax asset	1,936,887			5,495,885
	Other assets	759,355			22,319
	Total assets	$	226,719,993		$	275,886,173
	Liabilities and Stockholders’ Equity
	Liabilities
	Accrued expenses	$	1,765,124		$	2,108,337
	Total liabilities	1,765,124			2,108,337
	Stockholders’ equity:
	Common stock, $0.01 par value; 18,261,388 shares issued and outstanding at September 30, 2014 and 22,752,214 shares issued and outstanding at September 30, 2013	182,614			227,522
	Preferred stock, $0.01 par value; 50,000,000 shares authorized at September 30, 2014 and September 30, 2013	—			—
	Additional paid-in capital	119,586,164			171,729,570
	Unearned compensation – ESOP	(5,984,317		)	(6,480,949		)
	Retained earnings	111,924,543			110,141,286
	Accumulated other comprehensive loss	(754,135		)	(1,839,593		)
	Total stockholders’ equity	224,954,869			273,777,836
	Total liabilities and stockholders’ equity	$	226,719,993		$	275,886,173
Condensed Income Statement (Parent Only)	'
		Years Ended September 30,
		2014			2013			2012
	Income:
	Interest income	$	122,690		$	91,260		$	13,976
	Loss on other investment	—			—			—
	Other income	1			—			—
	Total operating income	122,691			91,260			13,976
	Expenses:
	Salaries and employee benefits	1,361,254			443,064			312,915
	Occupancy	23,361			33,048			38,648
	Legal and professional	324,469			279,268			375,298
	Marketing	236,551			112,146			98,597
	Other	283,704			210,318			173,305
	Total operating expenses	2,229,339			1,077,844			998,763
	Loss before income taxes	(2,106,648		)	(986,584		)	(984,787		)
	Income tax benefit	(705,795		)	(335,867		)	(333,631		)
	Loss before equity in undistributed net income of subsidiary	(1,400,853		)	(650,717		)	(651,156		)
	Equity in undistributed net income of subsidiary	7,355,986			6,907,134			5,629,848
	Net income	$	5,955,133		$	6,256,417		$	4,978,692
Condensed Cash Flows Statement (Parent Only)	'
		Years Ended September 30,
		2014			2013			2012
	Cash flows from operating activities:
	Net income	$	5,955,133		$	6,256,417		$	4,978,692
	Adjustments to reconcile net income to net cash provided by (used in) operating activities
	Deferred tax expense (benefit)	3,558,998			(919,375		)	(1,198,631		)
	Restricted stock award expense	701,468			59,470			108,845
	Stock based compensation expense	291,512			69,581			93,876
	Equity in undistributed net income of subsidiary	(7,355,986		)	(6,907,134		)	(5,629,848		)
	(Increase) decrease in other assets	(737,035		)	11,144			107,958
	Increase in accrued expenses	213,636			1,673,657			294,062
	Net cash provided by (used in) operating activities	2,627,726			243,760			(1,245,046		)
	Cash flows from investing activities:
	Capital distribution (infusion) with Bank subsidiary	31,250,000			(69,000,000		)	6,000,000
	Net cash provided by (used in) investing activities	31,250,000			(69,000,000		)	6,000,000
	Cash flows from financing activities:
	Purchase of treasury stock awards	(53,238,798		)	(1,163,515		)	(3,588,013		)
	Dividends on restricted stock awards	36,009			25			(80		)
	First Charter elimination	—			229,564			—
	Stock issuance	—			135,378,486			—
	Dividends paid	(4,210,598		)	(7,690,558		)	(1,368,870		)
	Net cash (used in) provided by financing activities	(57,413,387		)	126,754,002			(4,956,963		)
	Net (decrease) increase in cash	(23,535,661		)	57,997,762			(202,009		)
	Cash and cash equivalents, beginning of period	65,763,818			7,766,056			7,968,065
	Cash and cash equivalents, end of period	$	42,228,157		$	65,763,818		$	7,766,056
	Supplemental disclosures of cash flow information:
	Income taxes paid	$	—		$	105,110		$	5,000
	Issuance of ESOP common stock	592,857			160,596			158,269
	Effect of restricted stock awards	662,747			53,042			659,633
	Unrealized gain (loss) on securities available for sale, net	1,085,458			(2,042,973		)	2,174,838

Summary_of_Significant_Account3

Summary of Significant Accounting Policies - Additional Information (Details) (USD $)

0 Months Ended

12 Months Ended

12 Months Ended

0 Months Ended

Apr. 08, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Jun. 26, 2009

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Apr. 08, 2013

Apr. 08, 2013

Apr. 08, 2013

segment

EBA Bancshares, Inc. and subsidiary, Eagle Bank of Alabama (collectively EBA)

McIntosh Commercial Bank

The First National Bank of Florida (FNB)

Neighborhood Community Bank (NCB)

Neighborhood Community Bank (NCB)

Building and Building Improvements

Building and Building Improvements

Furniture and Fixtures

Furniture and Fixtures

First Charter, MHC

Public

Charter Federal

Minimum

Maximum

Minimum

Maximum

Summary Of Significant Accounting Policies [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stock issued during period, shares, new issues (in shares)

14,289,429

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Share price (in usd per share)

$10

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$10

Gross proceeds from the offering

$142,900,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Equity method investment, ownership percentage

'

'

'

'

'

'

'

'

'

'

'

'

'

100.00%

100.00%

'

Conversion ratio (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1.2471

Common stock, number of shares outstanding

22,752,214

18,261,388

22,752,214

'

'

'

'

'

'

'

'

'

'

'

'

'

Net asset position assumed

'

'

'

'

'

'

'

'

'

'

'

'

'

229,564

'

'

Estimated useful lives of premises and equipment

'

'

'

'

'

'

'

'

'

'20 years

'39 years

'3 years

'15 years

'

'

'

Approximate discount rates for calculating present value of receivable from FDIC for loss sharing agreements

'

'

'

'

'

1.50%

2.00%

4.00%

'

'

'

'

'

'

'

'

Period between loan funding and transfer of loans to secondary investors

'

'21 days

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Useful lives of intangible asset, core deposit

'

'

'

'

'13 years

'5 years

'6 years

'

'

'

'

'

'

'

'

'

Number of reporting units for goodwill purposes

'

1

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Carrying value of certain long-term assets acquired in acquisition

'

'

'

'

'

'

'

'

1,100,000

'

'

'

'

'

'

'

Cash surrender value of life insurance

'

47,178,128

39,825,881

'

'

'

'

'

'

'

'

'

'

'

'

'

Increases in cash surrender value on bank owned life insurance

'

$1,252,246

$993,961

$1,057,397

'

'

'

'

'

'

'

'

'

'

'

'

Summary_of_Significant_Account4

Summary of Significant Accounting Policies - Computation of Net Income Per Share (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Accounting Policies [Abstract]	'	'	'
Net income	$5,955,133	$6,256,417	$4,978,692
Denominator:	'	'	'
Weighted average common shares outstanding	20,591,302	20,629,531	19,501,312
Equivalent shares issuable upon vesting of restricted stock awards and dilutive shares	510,086	162,558	36,036
Diluted shares	21,101,388	20,792,089	19,537,348
Net income per share:	'	'	'
Basic (in usd per share)	$0.29	$0.30	$0.26
Diluted (in usd per share)	$0.28	$0.30	$0.26

Goodwill_and_Other_Intangible_2

Goodwill and Other Intangible Assets - Additional Information (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Goodwill and Intangible Assets Disclosure [Abstract]	'	'	'
Core deposit intangible amortization expense	$380,210	$476,423	$547,153

Goodwill_and_Other_Intangible_3

Goodwill and Other Intangible Assets - Summary of Intangible Assets (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Goodwill and Intangible Assets Disclosure [Abstract]	'	'
Goodwill	$4,325,282	$4,325,282
Core deposit intangible	3,369,449	3,369,449
Less accumulated amortization	2,945,773	2,565,563
Other intangible assets, net of amortization	$423,676	$803,886

Goodwill_and_Other_Intangible_4

Goodwill and Other Intangible Assets - Amortization Expense for Core Deposit Intangible (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Goodwill and Intangible Assets Disclosure [Abstract]	'	'
2015	$266,181	'
2016	132,887	'
2017	24,608	'
2018	0	'
2019	0	'
Other intangible assets, net of amortization	$423,676	$803,886

Federally_Assisted_Acquisition1

Federally Assisted Acquisitions - Additional Information (Details) (USD $)	12 Months Ended			0 Months Ended	12 Months Ended	0 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 09, 2011	Sep. 30, 2014	Sep. 09, 2011	Sep. 09, 2011
				The First National Bank of Florida (FNB)	The First National Bank of Florida (FNB)	The First National Bank of Florida (FNB)	The First National Bank of Florida (FNB)
				branch		Residential real estate loans	Non-residential real estate loans
Business Acquisition [Line Items]	'	'	'	'	'	'	'
Number of commercial banking branches	'	'	'	8	'	'	'
Business Acquisition, Purchase Price Discount	'	'	'	$28,000,000	'	'	'
Percentage of net losses to be reimbursed by FDIC on covered assets pursuant to loss-share agreements	'	'	'	80.00%	'	'	'
Coverage period for losses under loss sharing agreements	'	'	'	'	'	'10 years	'5 years
Coverage period for loss recoveries under loss sharing agreements	'	'	'	'	'	'	'8 years
Loans receivable covered by loss share agreements	70,631,743	112,915,868	'	51,555,999	'	'	'
Cumulative net losses submitted to FDIC under loss-sharing agreements	1,426,762	7,691,463	15,976,659	'	57,361,802	'	'
Cumulative net losses that are reimbursable	'	'	'	'	45,889,442	'	'
Potential true-up payment under the FDIC loss sharing agreement	'	'	'	59,483,125	'	'	'
Potential true-up payment as a percentage of excess according to an agreed upon formula	'	'	'	50.00%	'	'	'
Calculation, Total Intrinsic Loss Estimate percentage	'	'	'	20.00%	'	'	'
Calculation, Total Intrinsic Loss Estimate amount	'	'	'	11,896,625	'	'	'
Calculation, Net Loss Amount percentage	'	'	'	20.00%	'	'	'
Calculation, asset (discount) bid percentage	'	'	'	25.00%	'	'	'
Calculation, asset (discount) bid amount	'	'	'	-7,000,000	'	'	'
Calculation, Shared Loss Assets at Bank Closing percentage	'	'	'	3.50%	'	'	'
Calculation, Shared Loss Assets at Bank Closing amount	'	'	'	$7,380,467	'	'	'

Securities_Available_for_Sale_1

Securities Available for Sale - Summary of Amortized Cost, Gross Unrealized Gains (Losses) and Estimated Fair Value (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	$189,885,902	$217,905,668
Gross unrealized gains	1,052,544	1,194,696
Gross unrealized losses	-2,195,173	-3,981,957
Market Value	188,743,273	215,118,407
Tax-free municipals	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	13,430,732	14,897,685
Gross unrealized gains	26,471	16,733
Gross unrealized losses	0	-826
Market Value	13,457,203	14,913,592
U.S. government sponsored entities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	'	5,025,898
Gross unrealized gains	'	4,145
Gross unrealized losses	'	0
Market Value	'	5,030,043
Mortgage-backed securities: FHLMC certificates	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	44,036,704	53,419,411
Gross unrealized gains	359,644	330,921
Gross unrealized losses	-370,420	-584,915
Market Value	44,025,928	53,165,417
Mortgage-backed securities: FNMA certificates	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	119,445,041	118,466,995
Gross unrealized gains	499,772	526,825
Gross unrealized losses	-1,666,436	-2,692,511
Market Value	118,278,377	116,301,309
Mortgage-backed securities: GNMA certificates	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	1,595,029	1,727,789
Gross unrealized gains	102,815	117,828
Gross unrealized losses	0	0
Market Value	1,697,844	1,845,617
Collateralized mortgage-backed securities: FNMA	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	'	7,189,766
Gross unrealized gains	'	66,719
Gross unrealized losses	'	0
Market Value	'	7,256,485
Collateralized mortgage obligations: FHLMC	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	49,425	372,444
Gross unrealized gains	4,071	35,410
Gross unrealized losses	0	0
Market Value	53,496	407,854
Collateralized mortgage obligations: FNMA	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	78,152	2,207,643
Gross unrealized gains	2,004	66,727
Gross unrealized losses	0	0
Market Value	80,156	2,274,370
Private-label mortgage securities: Investment grade	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	1,485,804	2,010,627
Gross unrealized gains	8,941	29,388
Gross unrealized losses	-47,887	-90,020
Market Value	1,446,858	1,949,995
Private-label mortgage securities: Split rating	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	1,090,524	1,292,942
Gross unrealized gains	3,583	0
Gross unrealized losses	0	-54,434
Market Value	1,094,107	1,238,508
Private-label mortgage securities: Non investment grade	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized cost	8,674,491	11,294,468
Gross unrealized gains	45,243	0
Gross unrealized losses	-110,430	-559,251
Market Value	$8,609,304	$10,735,217

Securities_Available_for_Sale_2

Securities Available for Sale - Additional Information (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Available For Sale Securities [Line Items]	'	'	'
Proceeds from called or matured securities available for sale	$24,782,146	$45,166,950	$57,210,142
Proceeds from Sale of Available-for-sale Securities	9,906,708	21,057,155	41,638,363
Available-for-sale Securities, Gross Realized Gains	202,053	252,483	950,511
Available-for-sale Securities, Gross Realized Losses	-1,349	-2,966	-10,745
Investment in FHLB stock	3,442,900	3,940,300	'
Securities available for sale, pledged to secure FHLB advances	101,679,874	149,225,974	'
Available-for-sale Securities, Gross Unrealized Losses	-2,195,173	-3,981,957	'
Collateralized Mortgage Obligations	'	'	'
Available For Sale Securities [Line Items]	'	'	'
Available-for-sale Securities, Gross Unrealized Losses	-200,000	'	'
Servicing Asset at Amortized Cost	6,100,000	'	'
Available-for-sale Securities	'	'	'
Available For Sale Securities [Line Items]	'	'	'
Proceeds from called or matured securities available for sale	$15,385,400	$13,531,500	$6,789,350
Investment in Federal Home Loan Bank Stock	'	'	'
Available For Sale Securities [Line Items]	'	'	'
Percent of total assets	0.34%	'	'

Securities_Available_for_Sale_3

Securities Available for Sale - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale (Details) (USD $)	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]	'
Less than 1 year, Amortized cost	$0
1-5 years, Amortized cost	2,711,484
Greater than 5 years, Amortized cost	10,719,248
Mortgage-backed securities, Amortized cost	176,455,170
Amortized cost	189,885,902
Less than 1 year, Estimated fair value	0
1-5 years, Estimated fair value	2,716,291
Greater than 5 years, Estimated fair value	10,740,912
Mortgage-backed securities, Estimated fair value	175,286,070
Estimated fair value	$188,743,273

Securities_Available_for_Sale_4

Securities Available for Sale - Securities Available for Sale in Continuous Unrealized Loss Position for Less Than 12 Months (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized cost	$8,064,978	$118,391,363
Gross unrealized losses	-61,794	-3,425,320
Estimated Fair Value	8,003,184	114,966,043
Tax-free municipals	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized cost	'	722,803
Gross unrealized losses	'	-51
Estimated Fair Value	'	722,752
Mortgage-backed securities: FHLMC certificates	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized cost	'	21,328,101
Gross unrealized losses	'	-584,915
Estimated Fair Value	'	20,743,186
Mortgage-backed securities: FNMA certificates	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized cost	6,164,452	92,575,581
Gross unrealized losses	-2,285	-2,692,511
Estimated Fair Value	6,162,167	89,883,070
Private-label mortgage securities	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized cost	1,900,526	3,764,878
Gross unrealized losses	-59,509	-147,843
Estimated Fair Value	$1,841,017	$3,617,035

Securities_Available_for_Sale_5

Securities Available for Sale - Securities Available for Sale in Continuous Unrealized Loss Position for Greater Than 12 Months (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized Cost	$100,313,151	$10,225,000
Gross Unrealized Losses	-2,133,379	-556,637
Estimated Fair Value	98,179,772	9,668,363
Tax-free municipals	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized Cost	'	253,404
Gross Unrealized Losses	'	-775
Estimated Fair Value	'	252,629
Mortgage-backed securities: FHLMC certificates	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized Cost	18,849,864	'
Gross Unrealized Losses	-370,420	'
Estimated Fair Value	18,479,444	'
Mortgage-backed securities: FNMA certificates	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized Cost	77,274,838	'
Gross Unrealized Losses	-1,664,152	'
Estimated Fair Value	75,610,686	'
Private-label mortgage securities	'	'
Available for Sale Securities Continuous Unrealized Loss Position [Line Items]	'	'
Amortized Cost	4,188,449	9,971,596
Gross Unrealized Losses	-98,807	-555,862
Estimated Fair Value	$4,089,642	$9,415,734

Securities_Available_for_Sale_6

Securities Available for Sale - Credit Losses on Investment Securities (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Line Items]	'	'	'	'
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held	$380,446	$380,446	$380,446	$4,822,916
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, No Previous Impairment	0	0	0	'
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, Additional Credit Losses	0	0	273,259	'
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Cash Flows	$0	$0	$4,715,729	'

Securities_Available_for_Sale_7

Securities Available for Sale - Non-Agency Collateralized Mortgage Obligations (Details) (USD $)

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Investment Grade

Split Rating

Non-Investment Grade

Non-Investment Grade

Fitch, CCC Rating [Member]

Fitch, n/a Rating [Domain]

Fitch, n/a Rating [Domain]

Fitch, n/a Rating [Domain]

Fitch, AAA Rating [Member]

Fitch, BBB Rating [Member]

Fitch, BBB Rating [Member]

Standard & Poor's, AA Plus Rating

Standard & Poor's, A Plus Rating

Standard & Poor's, A Plus Rating

Standard & Poor's, CCC Rating

Standard & Poor's, BB Rating

Standard & Poor's, n/a Rating

Standard & Poor's, n/a Rating

Moody's, B3 Rating

Moody's, Ba3 Rating

Moody's, Ba3 Rating

Moody's, n/a Rating

Moody's, n/a Rating

Moody's, n/a Rating

GSR 2003-4F 1A2

MASTR 2003-8 4A1

SARM 2004-6 3A3

CMLTI 2004-HYB1 A31

MARM 2004-13 B1

MARM 2004-15 4A1

MARM 2004-7 5A1

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Non-Investment Grade

Investment Grade

Non-Investment Grade

Non-Investment Grade

Investment Grade

Investment Grade

Split Rating

Investment Grade

Investment Grade

Investment Grade

Non-Investment Grade

Non-Investment Grade

Split Rating

Non-Investment Grade

Non-Investment Grade

Split Rating

Non-Investment Grade

Investment Grade

Investment Grade

Investment Grade

MARM 2004-13 B1

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

Collateralized Mortgage Obligations

MARM 2004-15 4A1

SARM 2004-6 3A3

MARM 2004-13 B1

MARM 2004-7 5A1

MASTR 2003-8 4A1

GSR 2003-4F 1A2

CMLTI 2004-HYB1 A31

GSR 2003-4F 1A2

MASTR 2003-8 4A1

SARM 2004-6 3A3

MARM 2004-13 B1

MARM 2004-7 5A1

CMLTI 2004-HYB1 A31

MARM 2004-15 4A1

MARM 2004-15 4A1

CMLTI 2004-HYB1 A31

MARM 2004-7 5A1

GSR 2003-4F 1A2

MASTR 2003-8 4A1

SARM 2004-6 3A3

Financing Receivable, Recorded Investment [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Credit Rating

'

'

'

'

'

'

'

'

'

'

'

'

'

'NR

'CCC

'n/a

'n/a

'n/a

'AAA

'BBB

'BBB

'AA+

'A+

'A+

'CCC

'BB

'n/a

'n/a

'B3

'Ba3

'Ba3

'n/a

'n/a

'n/a

Cumulative Net Impairment Losses Recognized in Earnings

'

'

$380,000

'

'

'

'

$380,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Current Par Value

'

'

11,634,000

197,000

330,000

961,000

1,091,000

3,608,000

1,901,000

3,546,000

1,488,000

1,091,000

9,055,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Available-for-sale Debt Securities, Amortized Cost Basis

189,885,902

'

11,251,000

197,000

328,000

961,000

1,091,000

3,227,000

1,901,000

3,546,000

1,486,000

1,091,000

8,674,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Market Value

188,743,273

215,118,407

11,150,000

201,000

333,000

913,000

1,094,000

3,177,000

1,841,000

3,591,000

1,447,000

1,094,000

8,609,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrealized Gain (Loss)

'

'

($101,000)

$4,000

$5,000

($48,000)

$3,000

($50,000)

($60,000)

$45,000

($39,000)

$3,000

($65,000)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities_Available_for_Sale_8

Securities Available for Sale - Changes in Accumulated Other Comprehensive Income by Component (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Investments, Debt and Equity Securities [Abstract]	'	'	'
Beginning balance	($1,839,593)	$203,380	($1,971,458)
Other comprehensive (loss)/gain before reclassifications	1,208,691	-1,889,769	2,584,074
Amounts reclassified from accumulated other comprehensive (loss)/gain to gain on securities available for sale	-123,233	-153,204	-577,017
Amounts reclassified from accumulated other comprehensive (loss)/gain to net impairment losses recognized in earnings	0	0	167,781
Net current-period other comprehensive income/(loss)	1,085,458	-2,042,973	2,174,838
Ending balance	($754,135)	($1,839,593)	$203,380

Loans_Receivable_Additional_In

Loans Receivable - Additional Information (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
	category
Debt Instrument [Line Items]	'	'	'
Loans receivable	$3,508,081	$2,873,942	'
Restructured loans with a modified balance	0	0	'
Loss history period for estimate allowance	'7 years	'	'
Number of loss allowance categories	4	'	'
Servicing loans, aggregate principal balances	14,264,243	8,116,349	10,858,784
Performance period on TDR's that causes loans to be returned to accrual status	'6 months	'	'
Loans to certain executive officers, directors, and their associates	414,195	683,995	802,957
Defaulted loans	0	'	'
Commercial Real Estate	'	'	'
Debt Instrument [Line Items]	'	'	'
Percentage of outstanding principal of commercial real estate loans secured by owner-occupied properties	23.80%	'	'
Minimum	'	'	'
Debt Instrument [Line Items]	'	'	'
Debt service coverage ratio	1.15	'	'
Unallocated allowance percentages	4.00%	'	'
Maximum	'	'	'
Debt Instrument [Line Items]	'	'	'
Unallocated allowance percentages	12.00%	'	'
Maximum | Home Equity Line of Credit	'	'	'
Debt Instrument [Line Items]	'	'	'
Limit on home equity loans as percentage of the value of underlying property	80.00%	'	'
Pass | Minimum	'	'	'
Debt Instrument [Line Items]	'	'	'
FDIC loss sharing percentage	80.00%	'	'
Pass | Maximum	'	'	'
Debt Instrument [Line Items]	'	'	'
FDIC loss sharing percentage	95.00%	'	'
Commercial	'	'	'
Debt Instrument [Line Items]	'	'	'
Loans receivable	156,474	161,036	'
Commercial | Maximum	'	'	'
Debt Instrument [Line Items]	'	'	'
Term of commercial business loans	'5 years	'	'
Performing	'	'	'
Debt Instrument [Line Items]	'	'	'
Restructured loans with a modified balance	6,154,420	12,302,311	'
Nonperforming	'	'	'
Debt Instrument [Line Items]	'	'	'
Restructured loans with a modified balance	1,673,375	438,789	'
Non-covered loans	'	'	'
Debt Instrument [Line Items]	'	'	'
Home equity line of credit and second mortgage loans not covered by FDIC loss sharing agreements	11,800,000	'	'
Loans 90 Days Accruing	1,739,201	47,283	'
Loans receivable	1,292,296	'	'
Restructured loans with a modified balance	6,154,420	12,302,311	'
Non-covered loans | Commercial	'	'	'
Debt Instrument [Line Items]	'	'	'
Loans 90 Days Accruing	0	0	'
Previously covered	'	'	'
Debt Instrument [Line Items]	'	'	'
Loans 90 Days Accruing	$1,003,007	'	'

Loans_Receivable_Summary_of_Lo

Loans Receivable - Summary of Loans Receivable (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Loans not covered by loss sharing agreements:	'	'
Unamortized loan origination fees, net	$1,364,853	$1,100,666
Total loans not covered, net	536,732,494	470,862,703
Non-covered loans	'	'
Loans not covered by loss sharing agreements:	'	'
Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered	546,570,720	480,152,265
Unamortized loan origination fees, net	1,364,853	1,100,666
Allowance for loan losses	8,473,373	8,188,896
Non-covered loans | 1-4 family residential real estate	'	'
Loans not covered by loss sharing agreements:	'	'
Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered	152,810,501	124,571,147
Non-covered loans | Commercial real estate	'	'
Loans not covered by loss sharing agreements:	'	'
Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered	300,556,023	269,609,005
Non-covered loans | Commercial	'	'
Loans not covered by loss sharing agreements:	'	'
Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered	24,759,682	23,773,942
Non-covered loans | Real estate construction	'	'
Loans not covered by loss sharing agreements:	'	'
Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered	63,485,411	44,653,355
Non-covered loans | Consumer And Other	'	'
Loans not covered by loss sharing agreements:	'	'
Loans and Leases Receivable, Net Reported Amount, Covered and Not Covered	$4,959,103	$17,544,816

Loans_Receivable_Covered_Loans

Loans Receivable - Covered Loans Acquired (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Loans covered by loss sharing agreements:	'	'
Unamortized loan origination fees, net	($1,364,853)	($1,100,666)
Total loans covered, net	69,634,219	108,991,590
Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	39,768,230	53,830,867
Non-accretable difference	5,993,661	7,757,070
Allowance for covered loan losses	0	705,446
Unamortized loan origination fees, net	0	0
Total loans covered, net	30,701,371	41,859,921
All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	43,133,879	74,792,402
Non-accretable difference	273,024	3,076,192
Allowance for covered loan losses	997,524	3,218,832
Unamortized loan origination fees, net	17,253	22,910
Total loans covered, net	38,932,848	67,131,669
1-4 family residential real estate | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	4,841,705	4,316,008
1-4 family residential real estate | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	6,800,846	6,285,647
Commercial real estate | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	33,053,228	46,170,021
Commercial real estate | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	34,354,816	61,572,581
Commercial | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	1,871,879	2,844,456
Commercial | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	1,800,989	4,039,892
Real estate construction | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	0	0
Real estate construction | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	0	0
Consumer and other | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	1,418	500,382
Consumer and other | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	177,228	2,894,282
Accretable Discount [Member] | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	3,073,198	3,508,430
Accretable Discount [Member] | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	2,770,499	1,164,941
Discount On Acquired Performing Loans [Member] | Impaired Loans at Acquisition	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	0	0
Discount On Acquired Performing Loans [Member] | All Other Acquired Loans	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	142,731	177,858
Covered loans	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	82,902,109	128,623,269
Non-accretable difference	6,266,685	10,833,262
Allowance for covered loan losses	997,524	3,924,278
Unamortized loan origination fees, net	17,253	22,910
Covered loans | 1-4 family residential real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	11,642,551	10,601,655
Covered loans | Commercial real estate	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	67,408,044	107,742,602
Covered loans | Commercial	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	3,672,868	6,884,348
Covered loans | Real estate construction	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	0	0
Covered loans | Consumer and other	'	'
Loans covered by loss sharing agreements:	'	'
Loans receivable	178,646	3,394,664
Covered loans | Accretable Discount [Member]	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	5,843,697	4,673,371
Covered loans | Discount On Acquired Performing Loans [Member]	'	'
Loans covered by loss sharing agreements:	'	'
Deferred fees	$142,731	$177,858

Loans_Receivable_Accretable_Di

Loans Receivable - Accretable Discount on Acquired Loans (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]	'	'
Balance, end of year	$70,631,743	$112,915,868
Covered loans	'	'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]	'	'
Balance, beginning of year	4,673,371	12,924,347
Loan accretion	-6,558,534	-8,792,003
Transfer from nonaccretable difference	7,728,860	541,027
Balance, end of year	5,843,697	4,673,371
Covered loans | Impaired Loans at Acquisition	'	'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]	'	'
Balance, beginning of year	3,508,430	9,869,297
Loan accretion	-3,979,390	-6,834,946
Transfer from nonaccretable difference	3,544,158	474,079
Balance, end of year	3,073,198	3,508,430
Covered loans | All Other Acquired Loans	'	'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]	'	'
Balance, beginning of year	1,164,941	3,055,050
Loan accretion	-2,579,144	-1,957,057
Transfer from nonaccretable difference	4,184,702	66,948
Balance, end of year	$2,770,499	$1,164,941

Loans_Receivable_Allowance_for

Loans Receivable - Allowance for Loan Losses Transactions (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Provision for loan losses	($1,549,967)	$743,443	$8,202,159
Covered loans	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Balance, beginning of year	3,924,278	10,340,815	6,892,425
Loans charged-off (gross)	-524,785	-7,396,953	-6,700,215
Recoveries on loans previously charged-off	560,558	147,529	744,850
Balance, end of year	997,524	3,924,278	10,340,815
Covered loans | Charged to FDIC receivable	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Provision for loan losses	-1,549,967	743,443	8,202,159
Transfer of allowance on previously covered NCB non-single family loans	-400,000	0	0
Covered loans | Charged to operations	'	'	'
Financing Receivable, Allowance for Credit Losses [Roll Forward]	'	'	'
Provision for loan losses	($1,012,560)	$89,444	$1,201,596

Loans_Receivable_Changes_in_Ca

Loans Receivable - Changes in Carrying Value of FDIC Receivable (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
FDIC Indemnification Asset [Roll Forward]	'	'	'
Balance, beginning of year	$29,941,862	$35,135,533	$96,777,791
Payments received from FDIC	10,954,707	480,550	80,528,485
Accretion of fair value adjustment	347,347	675,696	1,461,779
Impairment	-521,637	-642,461	0
Amortization of FDIC loss share receivable	-3,507,017	0	0
Recovery of previous loss reimbursements	-6,762,304	-12,847,769	-3,252,736
Reduction in previous loss estimates	-1,549,967	-3,426,783	0
Provision for estimated losses on covered assets recognized in noninterest expense	1,426,762	7,691,463	15,976,659
External expenses qualifying under loss sharing agreements	2,111,470	3,836,733	4,700,525
Balance, end of year	$10,531,809	$29,941,862	$35,135,533

Loans_Receivable_Nonaccrual_an

Loans Receivable - Nonaccrual and Past Due Loans (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable	$3,508,081	$2,873,942
1-4 family residential real estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable	982,087	1,507,760
Commercial real estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable	2,369,520	1,120,938
Commercial	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable	156,474	161,036
Real estate construction	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable	0	0
Consumer and other	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans receivable	$0	$84,208

Loans_Receivable_Age_Analysis_

Loans Receivable - Age Analysis of Past Due Loans (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total Loans	$546,570,720	$480,152,265
Accretion of discount	5,986,428	4,851,229
Non-covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	2,276,068	1,936,601
Greater than 90 Days Past Due	2,493,694	883,793
Total Past Due	4,769,762	2,820,394
Current	541,800,958	477,331,871
Total Loans	546,570,720	480,152,265
Loans 90 Days Accruing	1,739,201	47,283
Covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	2,201,860	3,900,027
Greater than 90 Days Past Due	5,315,042	8,573,646
Total Past Due	7,516,902	12,473,673
Current	68,120,998	101,392,056
Total Loans	75,637,900	113,865,729
Loans 90 Days Accruing	5,315,042	8,573,646
Accretion of discount	5,986,428	4,851,229
1-4 family residential real estate | Non-covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	1,927,860	1,116,477
Greater than 90 Days Past Due	545,179	47,283
Total Past Due	2,473,039	1,163,760
Current	150,337,462	123,407,387
Total Loans	152,810,501	124,571,147
Loans 90 Days Accruing	516,659	47,283
1-4 family residential real estate | Covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	414,699	414,577
Greater than 90 Days Past Due	814,238	937,974
Total Past Due	1,228,937	1,352,551
Current	9,448,399	7,991,686
Total Loans	10,677,336	9,344,237
Loans 90 Days Accruing	814,238	937,974
Commercial real estate | Non-covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	254,423	524,803
Greater than 90 Days Past Due	1,943,161	836,510
Total Past Due	2,197,584	1,361,313
Current	298,358,439	268,247,692
Total Loans	300,556,023	269,609,005
Loans 90 Days Accruing	1,218,188	0
Commercial real estate | Covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	1,399,520	2,948,186
Greater than 90 Days Past Due	3,949,083	6,926,620
Total Past Due	5,348,603	9,874,806
Current	55,950,984	87,261,044
Total Loans	61,299,587	97,135,850
Loans 90 Days Accruing	3,949,083	6,926,620
Commercial | Non-covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	62,479	113,019
Greater than 90 Days Past Due	1,000	0
Total Past Due	63,479	113,019
Current	24,696,203	23,660,923
Total Loans	24,759,682	23,773,942
Loans 90 Days Accruing	0	0
Commercial | Covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	387,641	534,363
Greater than 90 Days Past Due	551,721	611,305
Total Past Due	939,362	1,145,668
Current	2,573,517	3,950,836
Total Loans	3,512,879	5,096,504
Loans 90 Days Accruing	551,721	611,305
Real estate construction | Non-covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	0	37,312
Greater than 90 Days Past Due	0	0
Total Past Due	0	37,312
Current	63,485,411	44,616,043
Total Loans	63,485,411	44,653,355
Loans 90 Days Accruing	0	0
Real estate construction | Covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	0	0
Greater than 90 Days Past Due	0	0
Total Past Due	0	0
Current	0	0
Total Loans	0	0
Loans 90 Days Accruing	0	0
Consumer and other | Non-covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	31,306	144,990
Greater than 90 Days Past Due	4,354	0
Total Past Due	35,660	144,990
Current	4,923,443	17,399,826
Total Loans	4,959,103	17,544,816
Loans 90 Days Accruing	4,354	0
Consumer and other | Covered loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-89 Days Past Due	0	2,901
Greater than 90 Days Past Due	0	97,747
Total Past Due	0	100,648
Current	148,098	2,188,490
Total Loans	148,098	2,289,138
Loans 90 Days Accruing	$0	$97,747

Loans_Receivable_Impaired_Loan

Loans Receivable - Impaired Loans Not Covered by Loss Sharing (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Impaired [Line Items]	'	'
Restructured loans with a modified balance	$0	$0
Recorded Investment	10,394,339	15,139,326
Unpaid Principal Balance	12,794,460	17,703,827
Average Investment in Impaired Loans	11,122,710	17,560,288
Interest Income Recognized	405,367	664,301
Non-covered loans	'	'
Financing Receivable, Impaired [Line Items]	'	'
Restructured loans with a modified balance	6,154,420	12,302,311
With No Related Allowance Recorded | 1-4 family residential real estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment	1,550,777	1,614,765
Unpaid Principal Balance	2,077,942	1,931,968
Average Investment in Impaired Loans	1,737,505	1,699,236
Interest Income Recognized	31,656	5,901
With No Related Allowance Recorded | Commercial real estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment	8,687,088	11,863,525
Unpaid Principal Balance	10,510,893	14,090,218
Average Investment in Impaired Loans	9,196,747	13,561,174
Interest Income Recognized	373,711	583,465
With No Related Allowance Recorded | Commercial	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment	156,474	1,661,036
Unpaid Principal Balance	205,625	1,681,641
Average Investment in Impaired Loans	188,458	2,299,878
Interest Income Recognized	0	74,935
With No Related Allowance Recorded | Real estate construction	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment	0	0
Unpaid Principal Balance	0	0
Average Investment in Impaired Loans	0	0
Interest Income Recognized	$0	$0

Loans_Receivable_Risk_Grades_o

Loans Receivable - Risk Grades of Loan Portfolio (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Composition of Loan Portfolio [Line Items]	'	'
Accretion of discount	$5,986,428	$4,851,229
Non-covered loans	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	546,570,720	'
Non-covered loans | Pass	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	516,894,804	444,715,458
Non-covered loans | Special Mention	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	3,416,324	6,001,282
Non-covered loans | Substandard	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	26,259,592	29,434,625
Non-covered loans | Doubtful	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	900
Covered loans	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	75,637,900	113,865,729
Numerical Risk Rating 14 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	43,467,072	55,727,445
Numerical Risk Rating 5 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	9,553,968	22,220,672
Numerical Risk Rating 6 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	22,616,860	33,664,860
Numerical Risk Rating 7 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	2,252,752
1-4 family residential real estate | Non-covered loans | Pass	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	151,661,479	117,274,336
1-4 family residential real estate | Non-covered loans | Special Mention	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	2,438,309
1-4 family residential real estate | Non-covered loans | Substandard	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	1,149,022	4,858,502
1-4 family residential real estate | Covered loans	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	10,677,336	9,344,237
1-4 family residential real estate | Numerical Risk Rating 14 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	7,392,585	5,318,294
1-4 family residential real estate | Numerical Risk Rating 5 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	693,038	1,094,186
1-4 family residential real estate | Numerical Risk Rating 6 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	2,591,713	2,925,433
1-4 family residential real estate | Numerical Risk Rating 7 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	6,324
Commercial real estate | Non-covered loans | Pass	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	273,587,373	245,346,763
Commercial real estate | Non-covered loans | Special Mention	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	3,325,324	2,094,817
Commercial real estate | Non-covered loans | Substandard	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	23,643,326	22,167,425
Commercial real estate | Covered loans	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	61,299,587	97,135,850
Commercial real estate | Numerical Risk Rating 14 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	34,017,713	45,762,355
Commercial real estate | Numerical Risk Rating 5 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	8,411,973	20,231,874
Commercial real estate | Numerical Risk Rating 6 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	18,869,901	29,491,113
Commercial real estate | Numerical Risk Rating 7 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	1,650,508
Commercial | Non-covered loans | Pass	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	23,205,880	20,708,908
Commercial | Non-covered loans | Special Mention	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	91,000	996,970
Commercial | Non-covered loans | Substandard	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	1,462,802	2,068,064
Commercial | Covered loans	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	3,512,879	5,096,504
Commercial | Numerical Risk Rating 14 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	1,982,382	2,988,721
Commercial | Numerical Risk Rating 5 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	448,957	454,554
Commercial | Numerical Risk Rating 6 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	1,081,540	1,058,143
Commercial | Numerical Risk Rating 7 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	595,086
Real estate construction | Non-covered loans | Pass	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	63,485,411	44,628,569
Real estate construction | Non-covered loans | Special Mention	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	0
Real estate construction | Non-covered loans | Substandard	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	24,786
Real estate construction | Covered loans	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	'	0
Real estate construction | Numerical Risk Rating 14 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	'	0
Real estate construction | Numerical Risk Rating 5 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	'	0
Real estate construction | Numerical Risk Rating 6 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	'	0
Consumer And Other | Non-covered loans | Pass	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	4,954,661	16,756,882
Consumer And Other | Non-covered loans | Special Mention	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	471,186
Consumer And Other | Non-covered loans | Substandard	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	4,442	315,848
Consumer And Other | Non-covered loans | Doubtful	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	900
Consumer And Other | Covered loans	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	148,098	2,289,138
Consumer And Other | Numerical Risk Rating 14 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	74,392	1,658,075
Consumer And Other | Numerical Risk Rating 5 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	0	440,058
Consumer And Other | Numerical Risk Rating 6 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	73,706	190,171
Consumer And Other | Numerical Risk Rating 7 [Member]	'	'
Composition of Loan Portfolio [Line Items]	'	'
Loan receivable	$0	$834

Loans_Receivable_Allowance_for1

Loans Receivable - Allowance for Loan Losses on Loans Not Covered (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Allowance for loan losses:	'	'	'
Provision for covered loan losses reimbursed by the FDIC	($1,549,967)	$743,443	$8,202,159
Loans:	'	'	'
Ending balance	546,570,720	480,152,265	'
Ending balance: individually evaluated for impairment	10,394,339	15,139,326	'
Non-covered loans	'	'	'
Allowance for loan losses:	'	'	'
Beginning balance	8,188,896	8,189,895	9,369,837
Charge-offs	-740,950	-1,601,371	-4,530,784
Recoveries	325,427	200,372	50,842
Provision for covered loan losses reimbursed by the FDIC	300,000	1,400,000	3,300,000
Transfer of allowance on previously covered NCB non-single family loans	400,000	'	'
Ending balance	8,473,373	8,188,896	8,189,895
Ending balance: individually evaluated for impairment	0	0	0
Loans:	'	'	'
Ending balance	546,570,720	480,152,265	436,966,775
Ending balance: individually evaluated for impairment	10,394,339	15,139,326	17,823,851
1-4 family residential real estate | Non-covered loans	'	'	'
Allowance for loan losses:	'	'	'
Beginning balance	862,043	879,854	633,364
Charge-offs	-323,802	-224,676	-1,180,899
Recoveries	155,400	58,784	3,881
Provision for covered loan losses reimbursed by the FDIC	116,893	148,081	1,423,508
Transfer of allowance on previously covered NCB non-single family loans	1,596	'	'
Ending balance	812,130	862,043	879,854
Ending balance: individually evaluated for impairment	0	0	0
Loans:	'	'	'
Ending balance	152,810,501	124,571,147	105,514,544
Ending balance: individually evaluated for impairment	1,550,777	1,614,765	2,500,824
Commercial Real Estate | Non-covered loans	'	'	'
Allowance for loan losses:	'	'	'
Beginning balance	5,446,357	5,480,132	5,972,310
Charge-offs	-365,034	-1,121,815	-2,824,917
Recoveries	101,048	92,769	359
Provision for covered loan losses reimbursed by the FDIC	392,657	995,271	2,332,380
Transfer of allowance on previously covered NCB non-single family loans	394,791	'	'
Ending balance	5,969,819	5,446,357	5,480,132
Ending balance: individually evaluated for impairment	0	0	0
Loans:	'	'	'
Ending balance	300,556,023	269,609,005	251,379,010
Ending balance: individually evaluated for impairment	8,687,088	11,863,525	12,469,240
Commercial | Non-covered loans	'	'	'
Allowance for loan losses:	'	'	'
Beginning balance	455,833	711,594	821,830
Charge-offs	-38,636	-164,923	-408,314
Recoveries	66,866	39,600	41,473
Provision for covered loan losses reimbursed by the FDIC	-86,650	-130,438	256,605
Transfer of allowance on previously covered NCB non-single family loans	3,470	'	'
Ending balance	400,883	455,833	711,594
Ending balance: individually evaluated for impairment	0	0	0
Loans:	'	'	'
Ending balance	24,759,682	23,773,942	16,596,833
Ending balance: individually evaluated for impairment	156,474	1,661,036	2,847,862
Real estate construction | Non-covered loans	'	'	'
Allowance for loan losses:	'	'	'
Beginning balance	387,302	287,129	1,065,512
Charge-offs	0	0	-28,919
Recoveries	0	6,875	0
Provision for covered loan losses reimbursed by the FDIC	105,601	93,298	-749,464
Transfer of allowance on previously covered NCB non-single family loans	0	'	'
Ending balance	492,903	387,302	287,129
Ending balance: individually evaluated for impairment	0	0	0
Loans:	'	'	'
Ending balance	63,485,411	44,653,355	45,369,190
Ending balance: individually evaluated for impairment	0	0	5,925
Consumer And Other | Non-covered loans	'	'	'
Allowance for loan losses:	'	'	'
Beginning balance	124,717	79,627	48,276
Charge-offs	-13,478	-89,957	-87,735
Recoveries	2,113	2,344	5,129
Provision for covered loan losses reimbursed by the FDIC	-99,505	132,703	113,957
Transfer of allowance on previously covered NCB non-single family loans	143	'	'
Ending balance	13,990	124,717	79,627
Ending balance: individually evaluated for impairment	0	0	0
Loans:	'	'	'
Ending balance	4,959,103	17,544,816	18,107,198
Unallocated | Non-covered loans	'	'	'
Allowance for loan losses:	'	'	'
Beginning balance	912,644	751,559	828,545
Charge-offs	0	0	0
Recoveries	0	0	0
Provision for covered loan losses reimbursed by the FDIC	-128,996	161,085	-76,986
Transfer of allowance on previously covered NCB non-single family loans	0	'	'
Ending balance	$783,648	$912,644	$751,559

Loans_Receivable_Allowance_for2

Loans Receivable - Allowance for Loan Losses on Covered Loans (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Non-accretable differences:	'	'	'
Provision for covered loan losses reimbursed by the FDIC	($1,549,967)	$743,443	$8,202,159

Loans_Receivable_Summary_of_Ac

Loans Receivable - Summary of Activity with Respect to Aggregate Loans to Executive Officers, Directors, and Their Associates, and Affiliated Companies (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Receivables [Abstract]	'	'
Beginning balance	$683,995	$802,957
Additions to new officer loans	0	0
Repayments	-269,800	-118,962
Ending balance	$414,195	$683,995

Loans_Receivable_Troubled_Debt

Loans Receivable - Troubled Debt Restructurings (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
	loan	loan
Accruing Loans	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	6	1
Pre-Modification Outstanding Recorded Investment	$1,503,789	$315,308
Post-Modification Outstanding Recorded Investment	1,503,789	251,970
Accruing Loans | Payment Structure Modification | Commercial real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	6	1
Pre-Modification Outstanding Recorded Investment	1,503,789	315,308
Post-Modification Outstanding Recorded Investment	1,503,789	251,970
Non Accrual Loans	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	0	1
Pre-Modification Outstanding Recorded Investment	0	80,462
Post-Modification Outstanding Recorded Investment	0	41,080
Non Accrual Loans | Payment Structure Modification | Commercial real estate	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of loans	0	1
Pre-Modification Outstanding Recorded Investment	0	80,462
Post-Modification Outstanding Recorded Investment	$0	$41,080

Derivative_Instruments_and_Hed1

Derivative Instruments and Hedging Activities - Additional Information (Details) (USD $)	3 Months Ended
	Sep. 30, 2013	Jun. 30, 2013
Derivative Instruments and Hedging Activities Disclosure [Abstract]	'	'
Total interest rate swaps	'	$4,400,000
Gain realized on the termination an interest rate contract	$189,054	'

Accrued_Interest_and_Dividends2

Accrued Interest and Dividends Receivable (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Schedule of Other Assets [Line Items]	'	'
Accrued interest and dividends receivable	$2,459,347	$2,728,902
Loans receivable	'	'
Schedule of Other Assets [Line Items]	'	'
Accrued interest and dividends receivable	1,921,304	2,086,658
Mortgage-backed securities, collateralized mortgage-backed securities and collateralized mortgage obligations	'	'
Schedule of Other Assets [Line Items]	'	'
Accrued interest and dividends receivable	383,382	453,319
Other investment securities	'	'
Schedule of Other Assets [Line Items]	'	'
Accrued interest and dividends receivable	$154,661	$188,925

Real_Estate_Owned_NonCovered_R

Real Estate Owned - Non-Covered Real Estate Owned (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Other Real Estate, Non-Covered [Roll Forward]	'	'	'
Balance, beginning of period	$1,615,036	$2,106,757	$4,093,214
Real estate acquired through foreclosure of loans receivable	2,121,865	1,540,046	2,577,269
Proceeds from real estate sold	-2,161,103	-1,542,186	-3,453,111
Write down of real estate owned	-268,696	-611,054	-612,541
Gain (loss) on sale of real estate owned	80,762	121,473	-24,074
Transfer of previously covered NCB non-single family OREO to non-covered	420,000	0	0
Principal reductions	-50,000	0	0
Real estate transferred to premises and equipment	0	0	-474,000
Balance, end of year	$1,757,864	$1,615,036	$2,106,757

Real_Estate_Owned_Covered_Real

Real Estate Owned - Covered Real Estate Owned (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Other Real Estate, Covered [Roll Forward]	'	'	'
Balance, beginning of period	$14,068,846	$21,903,204	$24,671,626
Proceeds from real estate sold	-12,348,078	-20,260,362	-16,911,373
Gain on real estate sold payable to the FDIC	1,349,676	4,214,243	0
Provision for losses on real estate owned recognized in noninterest expense	-254,408	-1,072,288	-685,500
Increase of FDIC receivable for loss sharing agreements	-1,330,943	-6,948,020	-7,774,500
Principal reductions	-130,090	0	0
Transfer of previously covered NCB non-single family OREO to non-covered	420,000	0	0
Balance, end of period	5,557,927	14,068,846	21,903,204
Acquired through foreclosure of loans receivable	'	'	'
Other Real Estate, Covered [Roll Forward]	'	'	'
Real estate acquired	4,405,516	15,771,880	22,602,951
Recognized in noninterest expense	'	'	'
Other Real Estate, Covered [Roll Forward]	'	'	'
Gain on real estate sold payable to the FDIC	217,408	460,189	0
Payable to the FDIC	'	'	'
Other Real Estate, Covered [Roll Forward]	'	'	'
Gain on real estate sold payable to the FDIC	$1,349,676	$4,214,243	$0

Premises_and_Equipment_Summary

Premises and Equipment - Summary of Premises and Equipment (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Property, Plant and Equipment [Abstract]	'	'
Land	$5,695,620	$5,764,540
Buildings and improvements	17,827,322	18,233,675
Furniture, fixtures, and equipment	6,552,436	6,344,116
Construction in progress	18,398	0
Premises and equipment, gross	30,093,776	30,342,331
Less accumulated depreciation	9,522,235	8,591,575
Premises and equipment, net	$20,571,541	$21,750,756

Premises_and_Equipment_Additio

Premises and Equipment - Additional Information (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Property, Plant and Equipment [Abstract]	'	'	'
Depreciation expense for premises and equipment	$1,015,748	$1,095,575	$1,235,436
Assets transferred from premises and equipment to assets available for sale	295,134	'	'
Accumulated depreciation transferred from premises and equipment to assets available for sale	($19,250)	'	'

Deposits_Summary_of_Deposits_D

Deposits - Summary of Deposits (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Deposit, Amount	'	'
Demand, NOW, and money market accounts	$437,761,938	$427,102,317
Savings deposits	48,485,932	48,323,722
Time deposits $100,000 and over	110,420,672	138,519,823
12 months or less	82,595,338	89,763,175
13-36 months	26,873,267	36,838,249
37 months or more	11,055,053	10,749,382
Total deposits	717,192,200	751,296,668
Accrued interest payable	20,886	31,287
Deposit Liabilities And Accrued Interest Payable, Total	$717,213,086	$751,327,955
Weighted average interest rates	'	'
Demand, NOW, and money market accounts	0.13%	0.15%
Savings deposits	0.02%	0.04%
Time deposits $100,000 and over	1.30%	1.33%
12 months or less	0.80%	0.45%
13-36 months	0.98%	1.78%
37 months or more	1.09%	1.15%
Total deposits	0.43%	0.47%
Minimum	'	'
Range of interest rates	'	'
Demand, NOW, and money market accounts	0.00%	0.00%
Savings deposits	0.02%	0.04%
Time deposits $100,000 and over	0.05%	0.00%
12 months or less	0.03%	0.03%
13-36 months	0.15%	0.20%
37 months or more	0.40%	0.15%
Maximum	'	'
Range of interest rates	'	'
Demand, NOW, and money market accounts	1.49%	1.49%
Savings deposits	0.02%	0.04%
Time deposits $100,000 and over	3.63%	4.35%
12 months or less	3.70%	4.35%
13-36 months	2.58%	3.70%
37 months or more	1.46%	1.63%

Deposits_Additional_Informatio

Deposits - Additional Information (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Deposit Liabilities [Line Items]	'	'
Deposits	$717,192,200	$751,296,668
Broker	'	'
Deposit Liabilities [Line Items]	'	'
Deposits	0	5,000,000
Credit Union	'	'
Deposit Liabilities [Line Items]	'	'
Deposits	0	399,391
Officers, directors, and associates	'	'
Deposit Liabilities [Line Items]	'	'
Deposits	$2,400,000	$2,900,000

Deposits_Scheduled_Maturities_

Deposits - Scheduled Maturities of Time Deposits (Details) (USD $)	Sep. 30, 2014
Banking and Thrift [Abstract]	'
2015	$159,127,117
2016	34,754,752
2017	14,539,132
2018	10,089,456
2019 and thereafter	12,433,873
Time Deposits, Total	$230,944,330

Deposits_Interest_Expense_on_D

Deposits - Interest Expense on Deposits (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Banking and Thrift [Abstract]	'	'	'
Demand, NOW, and money market accounts	$584,810	$693,756	$1,035,681
Savings deposits	10,446	23,300	104,043
Time deposits	2,659,776	3,525,792	5,454,537
Total interest expense on deposits	$3,255,032	$4,242,848	$6,594,261

Borrowings_Summary_Details

Borrowings - Summary (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Debt Disclosure [Abstract]	'	'
Federal Home Loan Bank advances	$55,000,000	$60,000,000
Total borrowings	$55,000,000	$60,000,000

Borrowings_FHLB_Advances_Summa

Borrowings - FHLB Advances Summarized by Year of Maturity (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Amount	'	'
Less than one year	$5,000,000	$5,000,000
One to two years	25,000,000	5,000,000
Two to three years	0	25,000,000
Three to four years	0	0
Four to five years	25,000,000	25,000,000
Thereafter	0	0
Federal Home Loan Bank advances	$55,000,000	$60,000,000
Weighted average interest rates	'	'
Less than one year	3.99%	3.80%
One to two years	4.33%	3.99%
Two to three years	0.00%	4.33%
Three to four years	0.00%	0.00%
Four to five years	4.30%	4.30%
Thereafter	0.00%	0.00%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Weighted Average Interest Rate	4.29%	4.24%
Less than one year	'	'
Range of interest rates	'	'
Range of interest rates	3.99%	3.80%
One to two years	'	'
Range of interest rates	'	'
Range of interest rates	4.33%	3.99%
Two to three years	'	'
Range of interest rates	'	'
Range of interest rates	0.00%	4.33%
Three to four years	'	'
Range of interest rates	'	'
Range of interest rates	0.00%	0.00%
Four to five years	'	'
Range of interest rates	'	'
Range of interest rates	4.30%	4.30%
Thereafter	'	'
Range of interest rates	'	'
Range of interest rates	0.00%	0.00%

Borrowings_Additional_Informat

Borrowings - Additional Information (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Debt Instrument [Line Items]	'	'	'
Payment of FHLB advances	$5,000,000	$21,000,000	$30,000,000
Securities available for sale, pledged to secure FHLB advances	101,679,874	149,225,974	'
Line of credit commitments with FHLB	310,680,000	'	'
Line of credit commitments with FHLB, advanced	55,000,000	60,000,000	'
Federal Reserve Bank advances	65,764,492	'	'
Callable	'	'	'
Debt Instrument [Line Items]	'	'	'
FHLB advances	25,000,000	'	'
First Mortgage	'	'	'
Debt Instrument [Line Items]	'	'	'
Loans pledged, under a blanket floating collateral lien with FHLB	97,759,761	'	'
Commercial Loan	'	'	'
Debt Instrument [Line Items]	'	'	'
Loans pledged, under a blanket floating collateral lien with FHLB	53,794,122	'	'
Total assets	'	'	'
Debt Instrument [Line Items]	'	'	'
Line of credit commitments with FHLB, available	255,680,000	'	'
Collateralized Debt Obligations	'	'	'
Debt Instrument [Line Items]	'	'	'
Line of credit commitments with FHLB, available	168,851,150	'	'
FHLB advances	'	'	'
Debt Instrument [Line Items]	'	'	'
Payment of FHLB advances	5,000,000	20,000,000	'
FHLB advances | Maturing March 2013	'	'	'
Debt Instrument [Line Items]	'	'	'
Payment of FHLB advances	'	10,000,000	'
FHLB advances | Maturing September 2013	'	'	'
Debt Instrument [Line Items]	'	'	'
Payment of FHLB advances	'	$10,000,000	'

Borrowings_Interest_Expense_on

Borrowings - Interest Expense on Borrowings (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Debt Disclosure [Abstract]	'	'	'
Interest expense, Federal Home Loan Bank advances	$2,474,733	$3,118,271	$3,994,754
Interest expense, borrowings	$2,474,733	$3,118,271	$3,994,754

Income_Taxes_Income_Tax_Expens

Income Taxes - Income Tax Expense (Benefit) (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Federal	'	'	'
Current	$103,108	$6,045,389	$3,057,729
Deferred	2,372,006	-3,270,355	-2,247,339
Total federal tax expense	2,475,114	2,775,034	810,390
State	'	'	'
Current	78,537	438,345	320,035
Deferred	188,562	-344,879	-491,375
Total state tax expense (benefit)	267,099	93,466	-171,340
Income tax expense	$2,742,213	$2,868,500	$639,050

Income_Taxes_Additional_Inform

Income Taxes - Additional Information (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Income Tax Disclosure [Abstract]	'	'	'	'
Unrecognized tax benefits	$0	$0	$0	$1,010,000
Effective tax rate	31.53%	31.44%	11.38%	'

Income_Taxes_Computation_of_Di

Income Taxes - Computation of Difference Between Actual Total Provision for Federal and State Income Taxes and Federal Income Taxes (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Income Tax Disclosure [Abstract]	'	'	'	'
Statutory rate	35.00%	35.00%	35.00%	'
Computed "expected" tax expense	$3,044,071	$3,193,721	$1,966,210	'
Increase (decrease) in tax expense resulting from:	'	'	'	'
State income taxes, net of federal tax effect	173,614	60,753	-111,371	'
Tax-exempt income	-493,552	-367,327	-437,006	'
Market value appreciation (depreciation) of ESOP shares	49,005	33,952	-2,816	'
Management retirement plan	-7,053	-12,884	51,224	'
Release of uncertain tax position reserve	0	0	-1,010,000	'
Other, net	-23,872	-39,715	182,809	'
Income tax expense	2,742,213	2,868,500	639,050	'
Unrecognized tax benefits	$0	$0	$0	$1,010,000

Income_Taxes_Significant_Porti

Income Taxes - Significant Portions of Deferred Tax Assets and Deferred Tax Liabilities (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Deferred tax assets:	'	'
Allowance for loan losses	$3,296,142	$3,184,149
Deferred compensation	1,688,178	1,463,689
Stock compensation expense	892,415	818,224
Real estate acquired through foreclosure	121,146	43,135
State credits	269,441	31,188
Investment securities market adjustment for tax reporting	45,608	72,495
FDIC transactions	2,022,495	5,367,806
Other-than-temporary impairment	1,195,528	1,195,029
Net unrealized holding losses on securities available for sale	388,494	947,669
Other	1,526,235	1,410,693
Total gross deferred tax assets	11,445,682	14,534,077
Deferred tax liabilities:	'	'
Deferred loans cost, net	714,079	576,084
Depreciation	2,339,530	2,448,577
Net unrealized holding gains on securities available for sale	0	0
Other	161,071	158,671
Total gross deferred tax liabilities	3,214,680	3,183,332
Net deferred tax assets	$8,231,002	$11,350,745

Income_Taxes_Reconciliation_of

Income Taxes - Reconciliation of Unrecognized Tax Benefit (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Income Tax Disclosure [Abstract]	'	'	'
Balance at beginning of the year	$0	$0	$1,010,000
Additions based on tax positions related to the current year	0	0	0
Increase (decrease) based on tax positions related to prior years	0	0	0
Reductions as a result of statutes of limitations expiring	0	0	-1,010,000
Balance at end of the year	$0	$0	$0

Employee_Benefits_Additional_I

Employee Benefits - Additional Information (Details) (USD $)

12 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

12 Months Ended

0 Months Ended

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2011

Sep. 30, 2014

Apr. 08, 2013

Apr. 08, 2013

Jun. 30, 2012

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2012

Jun. 30, 2012

Jun. 30, 2012

Jun. 30, 2012

Jun. 30, 2012

Jun. 30, 2012

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2011

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2011

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2014

Apr. 08, 2013

plan

Chairman of the Board

Prior to stock conversion

After stock conversion

Supplemental Executive Retirement Plan

Supplemental Executive Retirement Plan

Supplemental Executive Retirement Plan

Supplemental Executive Retirement Plan

Supplemental Executive Retirement Plan

Supplemental Executive Retirement Plan

Supplemental Executive Retirement Plan

Supplemental Executive Retirement Plan

Benefit Restoration Plan and Prior Supplemental Retirement Plan

971,680 Options

Stock Options

Stock Options

Stock Options

Stock Options

Restricted Stock

Restricted Stock

Restricted Stock

Restricted Stock

2002 Stock Option Plan

2002 Stock Option Plan

2002 Stock Option Plan

2002 Stock Option Plan

2013 Equity Incentive Plan

2013 Equity Incentive Plan

2013 Equity Incentive Plan

2013 Equity Incentive Plan

2001 Recognition and Retention Plan

Charter Federal

plan

Executives

Salary target percentage - 50%

Salary target percentage - 30%

Salary target percentage - 10%

Minimum

Maximum

971,680 Options

Restricted Stock

Restricted Stock

Restricted Stock

Restricted Stock

executive

Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Restructured loans with a modified balance

$0

$0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expense related to incentive plans

1,793,522

1,505,329

1,860,695

'

'

'

'

'

'

'

'

'

'

'

'

'

'

291,512

69,581

93,877

'

'

701,469

59,470

108,845

'

'

'

'

'

'

'

'

'

'

Percentage of market value of the common stock on the date of the grant

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

100.00%

'

'

'

'

'

'

'

'

'

Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'4 years

'5 years

'

'5 years

'

'

'

'

'

Options, exercise period from grant date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'66 months

'

'

'

'

'

'

'

'

'10 years

'

'

'

'

'

'

'

'

'

Number of authorized shares for the plan

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

882,876

'

'

'

'

'

'

'

9,355

'

Options forfeited (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

3,341

37,101

28,996.08

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expiration period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'10 years

'

'

'

'

'

Number of additional shares authorized

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,428,943

'

'

'

'

'

Shares issued upon the exercise of option granted (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

659

0

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Options granted and outstanding (in shares)

1,627,739

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,627,739

660,059

697,160

704,955.45

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Remaining shares available to be granted (in shares)

457,263

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of options granted (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

971,680

0

21,200.70

'

'

'

'

'

0

'

'

'

'

'

'

'

'

'

Conversion ratio (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1.2471

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Number of Shares Authorized

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

571,577

'

'

'

'

'

Options granted during the period (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

971,680

'

'

'

'

'

'

'

'

'

'

'

656,059

'

'

'

'

'

'

Intrinsic value of options outstanding

1,481,256

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Options exercisable (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

395,540

1,995

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Intrinsic value of options exercisable

744,713

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of stock options vested

393,545

1,995

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrecognized stock option expense

1,925,834

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Unrecognized stock option expense, period of recognition

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'4 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of executive covered by the supplemental retirement plan

'

'

'

'

'

'

'

'

'

'

'

3

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Retirement benefit benefit restoration plan as a percentage of final base salary

'

'

'

'

'

'

'

'

'

'

'

'

50.00%

30.00%

10.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of retirement plans

4

'

'

'

'

'

'

3

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Benefit plan, benefit payment period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'15 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Period for which the new Supplemental Retirement Plan provides benefits at the same level as the previous plan

'

'

'

'

'

'

'

'15 years

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Benefit plan, accrued liability

2,606,816

'

'

'

958,576

'

'

'

'

2,685,992

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Benefit plan, period expense

'

'

'

'

'

'

'

'

214,873

178,031

123,288

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

ESOP trust borrowing

'

3,171,580

'

2,334,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Shares for allocation under the ESOP (in shares)

'

317,158

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Additional shares purchased by ESOP in incremental stock offering

'

'

'

300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

ESOP loan amount

'

'

'

'

'

2,857,780

6,480,949

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expense related to ESOP

537,675

495,905

311,866

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

ESOP shares, allocated

'

50,000

21,006

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

ESOP shares committed to be allocated

50,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

ESOP shares, unallocated shares

729,190

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Market value of unallocated shares

$7,802,333

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Shares granted (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

360,092

0

0

'

'

'

'

'

360,092

360,092

0

0

14,965

'

Vested (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

60

0

0

'

'

'

'

'

'

5,610

14,829

13,957.54

5,610

'

Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Number of Shares Available for Grant

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

211,485

'

'

'

'

'

Employee_Benefits_Fair_Value_o

Employee Benefits - Fair Value of Options Assumptions (Details) (971,680 Options, USD $)	12 Months Ended
	Sep. 30, 2014
971,680 Options	'
Net Periodic Benefit Cost Assumptions [Line Items]	'
Risk-free interest rate (percent)	1.71%
Dividend yield (percent)	1.85%
Expected life at date of grant	'66 months
Volatility (percent)	20.75%
Weighted average grant-date fair value	$1.86

Employee_Benefits_Stock_Option

Employee Benefits - Stock Option Activity (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Shares	'	'	'	'
Options outstanding- end of year (in shares)	1,627,739	'	'	'
Weighted average exercise price/share	'	'	'	'
Options granted - weighted average exercise price per share (in usd per share)	$10.89	'	$7.44	'
Stock Options	'	'	'	'
Shares	'	'	'	'
Options outstanding- beginning of year (in shares)	660,059	697,160	704,955.45	'
Options exercised (in shares)	-659	0	0	'
Options forfeited (in shares)	-3,341	-37,101	-28,996.08	'
Options granted (in shares)	971,680	0	21,200.70	'
Options outstanding- end of year (in shares)	1,627,739	660,059	697,160	704,955.45
Options exercisable at end of year (in shares)	395,540	1,995	0	'
Weighted average exercise price/share	'	'	'	'
Options outstanding- beginning of year - weighted average exercise price per share (in usd per share)	$8.44	$8.45	$8.63	'
Options exercised - weighted average exercise price per share (in usd per share)	$8.82	$0	$0	'
Options forfeited - weighted average exercise price per share (in usd per share)	$8.82	$8.55	$12.12	'
Options granted - weighted average exercise price per share (in usd per share)	'	$0	'	'
Options outstanding- end of year - weighted average exercise price per share (in usd per share)	$9.90	$8.44	$8.45	$8.63
Options exercisable at end of year - weighted average exercise price per share (in usd per share)	$8.82	$8.18	$0	'
Weighted average remaining life (years)	'	'	'	'
Options outstanding- beginning of year - weighted average remaining life	'8 years	'6 years	'8 years	'8 years
Options exercised - weighted average remaining life	'5 years	'	'	'
Options forfeited - weighted average remaining life	'5 years	'6 years	'7 years	'
Options granted - weighted average remaining life	'9 years	'	'9 years	'
Options outstanding- end of year - weighted average remaining life	'8 years	'6 years	'8 years	'8 years
Options exercisable at end of year - weighted average remaining life	'4 years	'	'	'

Employee_Benefits_Stock_Option1

Employee Benefits - Stock Options Outstanding (Details) (USD $)	12 Months Ended
	Sep. 30, 2014
Employee Benefit Plan [Line Items]	'
Number outstanding at September 30, 2014 (in shares)	1,627,739
$8.82	'
Employee Benefit Plan [Line Items]	'
Number outstanding at September 30, 2014 (in shares)	393,545
Remaining contractual life in years	'4 years
Exercise price per share	$8.82
$8.18	'
Employee Benefit Plan [Line Items]	'
Number outstanding at September 30, 2014 (in shares)	174,594
Remaining contractual life in years	'6 years
Exercise price per share	$8.18
$7.22	'
Employee Benefit Plan [Line Items]	'
Number outstanding at September 30, 2014 (in shares)	66,720
Remaining contractual life in years	'6 years
Exercise price per share	$7.22
$7.34	'
Employee Benefit Plan [Line Items]	'
Number outstanding at September 30, 2014 (in shares)	16,212
Remaining contractual life in years	'7 years
Exercise price per share	$7.34
$7.79	'
Employee Benefit Plan [Line Items]	'
Number outstanding at September 30, 2014 (in shares)	4,988
Remaining contractual life in years	'7 years
Exercise price per share	$7.79
$10.89	'
Employee Benefit Plan [Line Items]	'
Number outstanding at September 30, 2014 (in shares)	971,680
Remaining contractual life in years	'9 years
Exercise price per share	$10.89

Employee_Benefits_Stock_Activi

Employee Benefits - Stock Activity (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'
Expensed for year	$1,793,522	$1,505,329	$1,860,695	'
Restricted Stock	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'
Shares granted (in shares)	360,092	0	0	'
Fair value per share at grant date	$11	$0	$0	'
Aggregate value at grant date	3,921,402	0	0	'
Vesting for current year grants	60	0	0	'
Expensed for year	'	$701,469	$59,470	$108,845
2001 Recognition and Retention Plan | Restricted Stock	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'
Shares granted (in shares)	14,965	'	'	'
Vesting for current year grants	5,610	'	'	'

Employee_Benefits_Restricted_S

Employee Benefits - Restricted Stock Award (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Restricted Stock	'	'	'
Shares	'	'	'
Granted (in shares)	360,092	0	0
Vested (in shares)	60	0	0
Weighted average grant date fair value per award	'	'	'
Granted - weighted average grant date fair value per award	$11	$0	$0
2013 Equity Incentive Plan	'	'	'
Shares	'	'	'
Granted (in shares)	360,092	'	'
2013 Equity Incentive Plan | Restricted Stock	'	'	'
Shares	'	'	'
Unvested Restricted stock awards- beginning of year (in shares)	14,965	29,794	43,752.01
Granted (in shares)	360,092	0	0
Vested (in shares)	5,610	14,829	13,957.54
Cancelled or expired (in shares)	0	0	0
Unvested Restricted stock awards- end of year (in shares)	369,447	14,965	29,794
Weighted average grant date fair value per award	'	'	'
Unvested Restricted stock awards- beginning of year - weighted average grant date fair value per award	$8.18	$12.45	$16.71
Granted - weighted average grant date fair value per award	$10.89	$0	$0
Vested - weighted average grant date fair value per award	$8.18	$16.77	$25.78
Cancelled or expired - weighted average grant date fair value per award	$0	$0	$0
Unvested Restricted stock awards- end of year - weighted average grant date fair value per award	$10.82	$8.18	$12.45

Commitments_and_Contingent_Lia2

Commitments and Contingent Liabilities - Additional Information (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Commitments and Contingencies Disclosure [Abstract]	'	'	'
Rent expense	$734,940	$706,616	$1,039,369

Commitments_and_Contingent_Lia3

Commitments and Contingent Liabilities - Financial Instruments with Off-balance-sheet Risk (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Loss Contingencies [Line Items]	'	'
Off-balance sheet risk	$143,169,117	$83,851,934
Commitments to Extend Credit	'	'
Loss Contingencies [Line Items]	'	'
Off-balance sheet risk	141,941,564	82,671,075
Standby Letters of Credit	'	'
Loss Contingencies [Line Items]	'	'
Off-balance sheet risk	$1,227,553	$1,180,859

Commitments_and_Contingent_Lia4

Commitments and Contingent Liabilities - Future Minimum Lease Commitments (Details) (USD $)	Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]	'
2015	$691,898
2016	728,415
2017	130,080
2018	107,195
2019	37,200
Thereafter	0
Operating Leases, Future Minimum Payments Due, Total	$1,694,788

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments and Fair Value Measurement - Additional Information (Details)	12 Months Ended
	Sep. 30, 2013
Fair Value Disclosures [Abstract]	'
Liquidity Risk	5.50%

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments and Fair Value Measurement - Estimated Fair Value of On-Balance Sheet Financial Instruments (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Financial assets, Carrying Value	'	'	'	'
Cash and cash equivalents	$99,462,953	$161,452,481	$108,828,220	$149,761,646
Investments available for sale	188,743,273	215,118,407	'	'
FHLB Stock	3,442,900	3,940,300	'	'
Loans receivable, net	606,366,713	579,854,293	'	'
Loans held for sale	2,054,722	1,857,393	'	'
Cash surrender value of life insurance	47,178,128	39,825,881	'	'
FDIC receivable for loss sharing agreements	10,531,809	29,941,862	'	'
Assets held for sale	1,744,584	1,744,584	'	'
Accrued interest and dividends receivable	2,459,347	2,728,902	'	'
Financial liabilities, Carrying Value	'	'	'	'
Deposits	717,192,200	751,296,668	'	'
FHLB advances and other borrowings	55,000,000	60,000,000	'	'
Accrued interest payable	182,198	200,173	'	'
Financial assets, Total Estimated Fair Value	'	'	'	'
Cash and cash equivalents	99,462,953	161,452,481	'	'
Investments available for sale	188,743,273	215,118,407	'	'
FHLB Stock	3,442,900	3,940,300	'	'
Loans receivable, net	607,754,670	549,751,987	'	'
Loans held for sale	2,090,469	1,883,244	'	'
Cash surrender value of life insurance	47,178,128	39,825,881	'	'
FDIC Receivable for loss sharing agreements	7,658,896	29,369,037	'	'
Assets held for sale	1,744,584	1,744,584	'	'
Accrued interest and dividends receivable	2,459,347	2,728,902	'	'
Financial liabilities, Total Estimated Fair Value	'	'	'	'
Deposits	718,935,248	724,702,400	'	'
FHLB advances and other borrowings	59,391,540	66,297,123	'	'
Accrued interest payable	182,198	200,173	'	'
Fair Value, Inputs, Level 1	'	'	'	'
Financial assets, Total Estimated Fair Value	'	'	'	'
Cash and cash equivalents	99,462,953	161,452,481	'	'
Fair Value, Inputs, Level 2	'	'	'	'
Financial assets, Carrying Value	'	'	'	'
Investments available for sale	188,743,273	215,118,407	'	'
Financial assets, Total Estimated Fair Value	'	'	'	'
Investments available for sale	188,743,273	215,118,407	'	'
FHLB Stock	3,442,900	3,940,300	'	'
Loans held for sale	2,090,469	1,883,244	'	'
Cash surrender value of life insurance	47,178,128	39,825,881	'	'
Accrued interest and dividends receivable	538,043	642,244	'	'
Financial liabilities, Total Estimated Fair Value	'	'	'	'
Deposits	718,935,248	724,702,400	'	'
FHLB advances and other borrowings	59,391,540	66,297,123	'	'
Accrued interest payable	182,198	200,173	'	'
Fair Value, Inputs, Level 3	'	'	'	'
Financial assets, Carrying Value	'	'	'	'
Assets held for sale	1,744,584	1,744,584	'	'
Financial assets, Total Estimated Fair Value	'	'	'	'
Loans receivable, net	607,754,670	549,751,987	'	'
FDIC Receivable for loss sharing agreements	7,658,896	29,369,037	'	'
Assets held for sale	1,744,584	1,744,584	'	'
Accrued interest and dividends receivable	$1,921,304	$2,086,658	'	'

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments and Fair Value Measurement - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Investment securities available for sale:	'	'
Investments available for sale	$188,743,273	$215,118,407
Assets held for sale	2,090,469	1,883,244
Tax-free municipals	'	'
Investment securities available for sale:	'	'
Investments available for sale	13,457,203	14,913,592
U.S. government sponsored entities	'	'
Investment securities available for sale:	'	'
Investments available for sale	'	5,030,043
Mortgage-backed securities: FHLMC certificates	'	'
Investment securities available for sale:	'	'
Investments available for sale	44,025,928	53,165,417
Mortgage-backed securities: FNMA certificates	'	'
Investment securities available for sale:	'	'
Investments available for sale	118,278,377	116,301,309
Mortgage-backed securities: GNMA certificates	'	'
Investment securities available for sale:	'	'
Investments available for sale	1,697,844	1,845,617
Collateralized mortgage-backed securities: FNMA	'	'
Investment securities available for sale:	'	'
Investments available for sale	'	7,256,485
Collateralized mortgage obligations: FHLMC	'	'
Investment securities available for sale:	'	'
Investments available for sale	53,496	407,854
Collateralized mortgage obligations: FNMA	'	'
Investment securities available for sale:	'	'
Investments available for sale	80,156	2,274,370
Private-label mortgage securities: Investment grade	'	'
Investment securities available for sale:	'	'
Investments available for sale	1,446,858	1,949,995
Split Rating	'	'
Investment securities available for sale:	'	'
Investments available for sale	1,094,107	1,238,508
Private-label mortgage securities: Non investment grade	'	'
Investment securities available for sale:	'	'
Investments available for sale	8,609,304	10,735,217
Asset Held For Sale	'	'
Investment securities available for sale:	'	'
Assets held for sale	1,744,584	1,744,584
Recurring Assets At Fair Value	'	'
Investment securities available for sale:	'	'
Total recurring assets at fair value	190,487,857	216,862,991
Fair Value, Inputs, Level 2	'	'
Investment securities available for sale:	'	'
Investments available for sale	188,743,273	215,118,407
Assets held for sale	2,090,469	1,883,244
Fair Value, Inputs, Level 2 | Tax-free municipals	'	'
Investment securities available for sale:	'	'
Investments available for sale	13,457,203	14,913,592
Fair Value, Inputs, Level 2 | U.S. government sponsored entities	'	'
Investment securities available for sale:	'	'
Investments available for sale	'	5,030,043
Fair Value, Inputs, Level 2 | Mortgage-backed securities: FHLMC certificates	'	'
Investment securities available for sale:	'	'
Investments available for sale	44,025,928	53,165,417
Fair Value, Inputs, Level 2 | Mortgage-backed securities: FNMA certificates	'	'
Investment securities available for sale:	'	'
Investments available for sale	118,278,377	116,301,309
Fair Value, Inputs, Level 2 | Mortgage-backed securities: GNMA certificates	'	'
Investment securities available for sale:	'	'
Investments available for sale	1,697,844	1,845,617
Fair Value, Inputs, Level 2 | Collateralized mortgage-backed securities: FNMA	'	'
Investment securities available for sale:	'	'
Investments available for sale	'	7,256,485
Fair Value, Inputs, Level 2 | Collateralized mortgage obligations: FHLMC	'	'
Investment securities available for sale:	'	'
Investments available for sale	53,496	407,854
Fair Value, Inputs, Level 2 | Collateralized mortgage obligations: FNMA	'	'
Investment securities available for sale:	'	'
Investments available for sale	80,156	2,274,370
Fair Value, Inputs, Level 2 | Private-label mortgage securities: Investment grade	'	'
Investment securities available for sale:	'	'
Investments available for sale	1,446,858	1,949,995
Fair Value, Inputs, Level 2 | Split Rating	'	'
Investment securities available for sale:	'	'
Investments available for sale	1,094,107	1,238,508
Fair Value, Inputs, Level 2 | Private-label mortgage securities: Non investment grade	'	'
Investment securities available for sale:	'	'
Investments available for sale	8,609,304	10,735,217
Fair Value, Inputs, Level 2 | Asset Held For Sale	'	'
Investment securities available for sale:	'	'
Assets held for sale	0	0
Fair Value, Inputs, Level 2 | Recurring Assets At Fair Value	'	'
Investment securities available for sale:	'	'
Total recurring assets at fair value	188,743,273	215,118,407
Fair Value, Inputs, Level 3 | Asset Held For Sale	'	'
Investment securities available for sale:	'	'
Assets held for sale	1,744,584	1,744,584
Fair Value, Inputs, Level 3 | Recurring Assets At Fair Value	'	'
Investment securities available for sale:	'	'
Total recurring assets at fair value	$1,744,584	$1,744,584

Fair_Value_of_Financial_Instru5

Fair Value of Financial Instruments and Fair Value Measurement - Assets and Liabilities Measured at Fair Value on Nonrecurring Basis (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
Non-Covered Real Estate	'	'
Other real estate owned:	'	'
Other real estate owned	$1,757,864	$1,615,036
Covered Real Estate	'	'
Impaired loans:	'	'
Impaired loans	3,174,410	3,338,298
Other real estate owned:	'	'
Other real estate owned	5,557,927	14,068,846
Fair Value, Inputs, Level 3 | Non-Covered Real Estate	'	'
Other real estate owned:	'	'
Other real estate owned	1,757,864	1,615,036
Fair Value, Inputs, Level 3 | Covered Real Estate	'	'
Impaired loans:	'	'
Impaired loans	3,174,410	3,338,298
Other real estate owned:	'	'
Other real estate owned	$5,557,927	$14,068,846

Fair_Value_of_Financial_Instru6

Fair Value of Financial Instruments and Fair Value Measurement - Quantitative Information about Level 3 Fair Value Measurements (Details) (USD $)	12 Months Ended
	Sep. 30, 2014
Impaired Loans	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair value	$3,174,410
Valuation Technique	'Property appraisals
Unobservable Input	'Management discount for property type and recent market volatility
Weighted Average Discount	28.00%
Real Estate Investment	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair value	7,315,791
Valuation Technique	'Property appraisals
Unobservable Input	'Management discount for property type and recent market volatility
Weighted Average Discount	36.00%
Assets held-for-sale	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
Fair value	$1,744,584
Valuation Technique	'Valuation analysis
Unobservable Input	'Management discount for property type and recent market volatility
Weighted Average Discount	34.00%
Minimum | Impaired Loans	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
General Range	16.00%
Minimum | Real Estate Investment	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
General Range	29.00%
Minimum | Assets held-for-sale	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
General Range	0.00%
Maximum | Impaired Loans	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
General Range	41.00%
Maximum | Real Estate Investment	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
General Range	38.00%
Maximum | Assets held-for-sale	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'
General Range	50.00%

Fair_Value_of_Financial_Instru7

Fair Value of Financial Instruments and Fair Value Measurement - Unobservable Input Reconciliation (Details) (Assets held-for-sale, USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Assets held-for-sale	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]	'	'
Fair value, beginning balance	$1,744,584	$1,054,280
Valuation loss recognized in noninterest expense	0	-467,841
Transfers in and/or out of level 3	0	1,158,145
Fair value, ending balance	$1,744,584	$1,744,584

Regulatory_Matters_Additional_

Regulatory Matters - Additional Information (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2014	Sep. 30, 2014	Sep. 30, 2014
			First Charter MHC	Minimum	FIRREA	Critically Undercapitalized
						Maximum
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'	'	'	'	'
Aggregate average cash reserve balances maintained to satisfy the regulatory requirement	$2,547,000	$10,548,000	'	'	'	'
Minimum regulatory tangible capital ratio	'	'	'	'	1.50%	'
Leverage ratio	4.00%	4.00%	'	'	3.00%	'
Total risk-based capital ratio	8.00%	8.00%	'	'	8.00%	'
Tier 1 risk-based capital ratio	4.00%	4.00%	'	'	'	'
Tangible equity ratio	'	'	'	'	'	2.00%
Dividends waived	'	'	$422,896	'	'	'
Investment in BOLI	25.30%	'	'	25.00%	'	'

Regulatory_Matters_Compliance_

Regulatory Matters - Compliance with Minimum Capital Requirements (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Banking and Thrift [Abstract]	'	'
Total Risk Based Capital (to Risk-Weighted Assets), Actual Amount	$186,154	$209,930
Total Risk Based Capital (to Risk-Weighted Assets), Actual Ratio	27.90%	33.80%
Total Risk Based Capital (to Risk-Weighted Assets for Capital Adequacy Purposes, Amount	53,368	49,648
Total Risk Based Capital (to Risk-Weighted Assets for Capital Adequacy Purposes, Ratio	8.00%	8.00%
Total Risk Based Capital (to Risk-Weighted Assets to be Well Capitalized Under Prompt Correct Action Provisions, Amount	66,710	62,060
Total Risk Based Capital (to Risk-Weighted Assets to be Well Capitalized Under Prompt Correct Action Provisions, Ratio	10.00%	10.00%
Tier 1 Capital (to Risk Weighted Assets), Actual Amount	177,801	202,119
Tier 1 Capital (to Risk Weighted Assets), Actual Ratio	26.70%	32.60%
Tier 1 Capital (to Risk Weighted Assets) for Capital Adequacy Purposes, Amount	26,684	24,824
Tier 1 Capital (to Risk Weighted Assets) for Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets), Amount	40,026	37,236
Tier 1 Capital (to Risk Weighted Assets), Ratio	6.00%	6.00%
Tier 1 Capital (to Average Assets), Actual Amount	177,801	202,119
Tier 1 Capital (to Average Assets), Actual Ratio	17.70%	18.60%
Tier 1 Capital (to Average Assets)for Capital Adequacy Purposes, Amount	40,255	43,572
Tier 1 Capital (to Average Assets) for Capital Adequacy Purposes, Ratio	4.00%	4.00%
Tier 1 Capital (to Average Assets), Amount	$50,318	$54,465
Tier 1 Capital (to Average Assets), Ratio	5.00%	5.00%

Related_Parties_Additional_Inf

Related Parties - Additional Information (Details) (Insurance Premiums, USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Insurance Premiums	'	'	'
Related Party Transaction [Line Items]	'	'	'
Payments for transaction with related parties	$33,517	$37,820	$148,449

Condensed_Financial_Statements2

Condensed Financial Statements of Charter Financial Corporation - Condensed Balance Sheet (Parent Only) (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2011
Assets	'	'	'	'
Cash	$99,462,953	$161,452,481	$108,828,220	$149,761,646
Deferred tax asset	8,231,002	11,350,745	'	'
Other assets	9,254,001	771,779	'	'
Total assets	1,010,361,138	1,089,405,849	'	'
Liabilities and Stockholders' Equity Liabilities	'	'	'	'
Total liabilities	785,406,269	815,628,013	'	'
Stockholdersb equity:	'	'	'	'
Common stock, $0.01 par value; 18,261,388 shares issued and outstanding at September 30, 2014 and 22,752,214 shares issued and outstanding at September 30, 2013	182,614	227,522	'	'
Preferred stock, $0.01 par value; 50,000,000 shares authorized at September 30, 2014 and September 30, 2013	0	0	'	'
Additional paid-in capital	119,586,164	171,729,570	'	'
Unearned compensation b ESOP	-5,984,317	-6,480,949	'	'
Retained earnings	111,924,543	110,141,286	'	'
Accumulated other comprehensive loss	-754,135	-1,839,593	203,380	-1,971,458
Total stockholdersb equity	224,954,869	273,777,836	142,520,768	139,415,700
Total liabilities and stockholdersb equity	1,010,361,138	1,089,405,849	'	'
Parent Company	'	'	'	'
Assets	'	'	'	'
Cash	42,228,157	65,763,818	7,766,056	7,968,065
Investment in subsidiary	181,795,594	204,604,151	'	'
Deferred tax asset	1,936,887	5,495,885	'	'
Other assets	759,355	22,319	'	'
Total assets	226,719,993	275,886,173	'	'
Liabilities and Stockholders' Equity Liabilities	'	'	'	'
Accrued expenses	1,765,124	2,108,337	'	'
Total liabilities	1,765,124	2,108,337	'	'
Stockholdersb equity:	'	'	'	'
Common stock, $0.01 par value; 18,261,388 shares issued and outstanding at September 30, 2014 and 22,752,214 shares issued and outstanding at September 30, 2013	182,614	227,522	'	'
Preferred stock, $0.01 par value; 50,000,000 shares authorized at September 30, 2014 and September 30, 2013	0	0	'	'
Additional paid-in capital	119,586,164	171,729,570	'	'
Unearned compensation b ESOP	-5,984,317	-6,480,949	'	'
Retained earnings	111,924,543	110,141,286	'	'
Accumulated other comprehensive loss	-754,135	-1,839,593	'	'
Total stockholdersb equity	224,954,869	273,777,836	'	'
Total liabilities and stockholdersb equity	$226,719,993	$275,886,173	'	'

Condensed_Financial_Statements3

Condensed Financial Statements of Charter Financial Corporation - Condensed Balance Sheet (Parent Only) (Parenthetical) (Details) (USD $)	Sep. 30, 2014	Sep. 30, 2013	Apr. 08, 2013
Condensed Financial Statements, Captions [Line Items]	'	'	'
Common stock, par value (in usd per share)	$0.01	$0.01	'
Common stock, number shares issued	18,261,388	22,752,214	'
Common stock, number of shares outstanding	18,261,388	22,752,214	22,752,214
Preferred stock, number of shares authorized	50,000,000	50,000,000	'
Parent Company	'	'	'
Condensed Financial Statements, Captions [Line Items]	'	'	'
Common stock, par value (in usd per share)	$0.01	$0.01	'
Common stock, number shares issued	18,261,388	22,752,214	'
Common stock, number of shares outstanding	18,261,388	22,752,214	'
Preferred stock, par value (in usd per share)	$0.01	$0.01	'
Preferred stock, number of shares authorized	50,000,000	50,000,000	'

Condensed_Financial_Statements4

Condensed Financial Statements of Charter Financial Corporation - Condensed Income Statement (Parent Only) (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Income	'	'	'
Interest income	$35,647,731	$42,636,469	$48,101,038
Other income	1,932,277	698,922	1,341,718
Expenses:	'	'	'
Salaries and employee benefits	19,763,210	18,458,664	19,332,621
Occupancy	7,476,771	7,302,944	7,799,670
Legal and professional	1,681,667	1,922,817	1,627,769
Marketing	1,445,963	1,294,251	1,875,591
Other	2,542,841	3,340,922	3,680,904
Total noninterest expense	36,210,190	36,313,863	40,304,897
Income before income taxes	8,697,346	9,124,917	5,617,742
Income tax benefit	2,742,213	2,868,500	639,050
Net income	5,955,133	6,256,417	4,978,692
Parent Company	'	'	'
Income	'	'	'
Interest income	122,690	91,260	13,976
Other income	1	0	0
Total operating income	122,691	91,260	13,976
Expenses:	'	'	'
Salaries and employee benefits	1,361,254	443,064	312,915
Occupancy	23,361	33,048	38,648
Legal and professional	324,469	279,268	375,298
Marketing	236,551	112,146	98,597
Other	283,704	210,318	173,305
Total noninterest expense	2,229,339	1,077,844	998,763
Income before income taxes	-2,106,648	-986,584	-984,787
Income tax benefit	-705,795	-335,867	-333,631
Loss before equity in undistributed net income of subsidiary	-1,400,853	-650,717	-651,156
Equity in undistributed net income of subsidiary	7,355,986	6,907,134	5,629,848
Net income	$5,955,133	$6,256,417	$4,978,692

Condensed_Financial_Statements5

Condensed Financial Statements of Charter Financial Corporation - Condensed Cash Flows Statement (Parent Only) (Details) (USD $)	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'	'
Net income	$5,955,133	$6,256,417	$4,978,692
Adjustments to reconcile net income to net cash provided by (used in) operating activities	'	'	'
Deferred tax benefit	2,560,568	-3,615,234	-2,738,714
Restricted stock award expense	662,747	53,042	108,845
Stock based compensation expense	291,512	69,581	93,876
(Increase) decrease in other assets	-647,711	-6,960,193	1,741,670
Increase in accrued expenses	1,383,037	3,485,939	-2,242,543
Net cash provided by (used in) operating activities	8,830,689	-2,546,908	-1,013,794
Cash flows from investing activities:	'	'	'
Net cash provided by (used in) investing activities	25,436,893	-1,520,218	104,684,230
Cash flows from financing activities:	'	'	'
Purchase of treasury stock and conversion expense	0	-1,163,515	-3,588,013
First Charter elimination	0	-277,307	0
Issuance of common stock in offering	0	135,378,486	0
First Charter elimination	-4,171,876	-7,684,129	-1,372,227
Net cash (used in) provided by financing activities	-96,257,110	56,691,387	-144,603,862
Net (decrease) increase in cash	-61,989,528	52,624,261	-40,933,426
Cash and cash equivalents at beginning of period	161,452,481	108,828,220	149,761,646
Cash and cash equivalents at end of period	99,462,953	161,452,481	108,828,220
Supplemental disclosures of cash flow information	'	'	'
Income taxes paid	-81,290	10,060,110	2,529,000
Issuance of common stock under stock benefit plan	592,857	210,874	158,269
Effect of restricted stock awards	662,747	53,042	659,633
Unrealized gain (loss) on securities available for sale, net	1,085,458	-2,042,973	2,174,838
Parent Company	'	'	'
Cash flows from operating activities:	'	'	'
Net income	5,955,133	6,256,417	4,978,692
Adjustments to reconcile net income to net cash provided by (used in) operating activities	'	'	'
Deferred tax benefit	3,558,998	-919,375	-1,198,631
Restricted stock award expense	701,468	59,470	108,845
Stock based compensation expense	291,512	69,581	93,876
Equity in undistributed net income of subsidiary	-7,355,986	-6,907,134	-5,629,848
(Increase) decrease in other assets	-737,035	11,144	107,958
Increase in accrued expenses	213,636	1,673,657	294,062
Net cash provided by (used in) operating activities	2,627,726	243,760	-1,245,046
Cash flows from investing activities:	'	'	'
Capital distribution (infusion) with Bank subsidiary	31,250,000	-69,000,000	6,000,000
Net cash provided by (used in) investing activities	31,250,000	-69,000,000	6,000,000
Cash flows from financing activities:	'	'	'
Purchase of treasury stock and conversion expense	-53,238,798	-1,163,515	-3,588,013
Dividends on restricted stock awards	36,009	25	-80
First Charter elimination	0	229,564	0
Issuance of common stock in offering	0	135,378,486	0
First Charter elimination	-4,210,598	-7,690,558	-1,368,870
Net cash (used in) provided by financing activities	-57,413,387	126,754,002	-4,956,963
Net (decrease) increase in cash	-23,535,661	57,997,762	-202,009
Cash and cash equivalents at beginning of period	65,763,818	7,766,056	7,968,065
Cash and cash equivalents at end of period	42,228,157	65,763,818	7,766,056
Supplemental disclosures of cash flow information	'	'	'
Income taxes paid	0	105,110	5,000
Issuance of common stock under stock benefit plan	592,857	160,596	158,269
Effect of restricted stock awards	662,747	53,042	659,633
Unrealized gain (loss) on securities available for sale, net	$1,085,458	($2,042,973)	$2,174,838

Common_Stock_Offerings_Additio

Common Stock Offerings - Additional Information (Details) (USD $)	0 Months Ended
	Apr. 08, 2013	Sep. 30, 2014	Sep. 30, 2013
Stockholders Equity Note [Line Items]	'	'	'
Stock issued during period, shares, new issues (in shares)	14,289,429	'	'
Share price (in usd per share)	$10	'	'
Gross proceeds from the offering	$142,900,000	'	'
Common stock, number of shares outstanding	22,752,214	18,261,388	22,752,214
Costs related to the offering	5,600,000	'	'
Proceeds of the offering	137,300,000	'	'
First Charter, MHC	'	'	'
Stockholders Equity Note [Line Items]	'	'	'
Equity method investment, ownership percentage	100.00%	'	'
Net asset position assumed	$229,564	'	'
Public	'	'	'
Stockholders Equity Note [Line Items]	'	'	'
Equity method investment, ownership percentage	100.00%	'	'
Charter Federal	'	'	'
Stockholders Equity Note [Line Items]	'	'	'
Share price (in usd per share)	$10	'	'
Conversion ratio (in shares)	1.2471	'	'