Charter Financial (CHFN) 10-Q 11 May 15 2015 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Mar. 31, 2015	Apr. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	Charter Financial Corp
Document Type	10-Q
Current Fiscal Year End Date	-21
Entity Common Stock, Shares Outstanding		16,583,417
Amendment Flag	FALSE
Entity Central Index Key	1478726
Entity Filer Category	Accelerated Filer
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q2

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Financial Condition (USD $)	Mar. 31, 2015	Sep. 30, 2014
Assets
Cash and amounts due from depository institutions	$10,865,181	$10,996,959
Interest-earning deposits in other financial institutions	53,698,660	88,465,994
Cash and cash equivalents	64,563,841	99,462,953
Loans held for sale, fair value of $2,755,616 and $2,090,469	2,700,613	2,054,722
Investment securities available for sale	182,981,526	188,743,273
Federal Home Loan Bank stock	3,005,600	3,442,900
Loans receivable:
Loans receivable, net	656,212,122	606,366,713
Other real estate owned:
Not covered under FDIC loss sharing agreements	1,144,112	1,757,864
Covered under FDIC loss sharing agreements	3,343,384	5,557,927
Accrued interest and dividends receivable	2,594,483	2,459,347
Premises and equipment, net	20,092,378	20,571,541
Goodwill	4,325,282	4,325,282
Other intangible assets, net of amortization	450,873	423,676
Cash surrender value of life insurance	47,781,842	47,178,128
FDIC receivable for loss sharing agreements	6,749,359	10,531,809
Deferred income taxes	7,500,153	8,231,002
Other assets	7,199,168	9,254,001
Total assets	1,010,644,736	1,010,361,138
Liabilities:
Deposits	736,802,784	717,192,200
FHLB advances	50,000,000	55,000,000
Advance payments by borrowers for taxes and insurance	1,161,941	1,312,283
Other liabilities	11,434,325	11,901,786
Total liabilities	799,399,050	785,406,269
Stockholders’ equity:
Common stock, $0.01 par value; 16,663,748 shares issued and outstanding at March 31, 2015 and 18,261,388 shares issued and outstanding at September 30, 2014	166,637	182,614
Preferred stock, $0.01 par value; 50,000,000 shares authorized at March 31, 2015 and September 30, 2014	0	0
Additional paid-in capital	102,621,872	119,586,164
Unearned compensation – ESOP	-5,551,193	-5,984,317
Retained earnings	113,442,799	111,924,543
Accumulated other comprehensive income (loss)	565,571	-754,135
Total stockholders’ equity	211,245,686	224,954,869
Total liabilities and stockholders’ equity	1,010,644,736	1,010,361,138
Covered loans
Loans receivable:
Covered under FDIC loss sharing agreements, net	50,040,220	70,631,743
Allowance for loan losses	-946,314	-997,524
Unamortized loan origination fees, net (non-covered loans)	7,149	17,253
Non-covered loans
Loans receivable:
Loans receivable not covered under FDIC loss sharing agreements	617,053,035	546,570,720
Allowance for loan losses	-8,463,104	-8,473,373
Unamortized loan origination fees, net (non-covered loans)	-1,471,715	-1,364,853
Loans receivable, net	$617,053,035	$546,570,720

Unaudited_Condensed_Consolidat

Unaudited Condensed Consolidated Statements of Financial Condition (Parentheticals) (USD $)	Mar. 31, 2015	Sep. 30, 2014
Unaudited Condensed Consolidated Statements of Financial Condition [Abstract]
Loans held for sale, fair value (in Dollars)	$2,755,616	$2,090,469
Common stock, par value (in Dollars per share)	$0.01	$0.01
Common stock, shares issued	16,663,748	18,261,388
Common stock, shares outstanding	16,663,748	18,261,388
Preferred stock, par value (in Dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	50,000,000	50,000,000

Unaudited_Condensed_Consolidat1

Unaudited Condensed Consolidated Statements of Income (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014
Interest income:
Loans receivable	$8,939,425	$8,575,982	$17,844,057	$16,730,672
Mortgage-backed securities and collateralized mortgage obligations	793,093	953,406	1,623,770	1,922,119
Federal Home Loan Bank stock	36,978	37,145	73,686	67,176
Other investment securities available for sale	153,020	19,222	197,874	38,029
Interest-earning deposits in other financial institutions	18,812	84,198	59,848	169,496
Amortization of FDIC loss share receivable	-901,603	-746,391	-1,790,514	-746,391
Total interest income	9,039,725	8,923,562	18,008,721	18,181,101
Interest expense:
Deposits	658,445	804,420	1,391,372	1,689,845
Borrowings	577,637	625,660	1,180,382	1,276,528
Total interest expense	1,236,082	1,430,080	2,571,754	2,966,373
Net interest income	7,803,643	7,493,482	15,436,967	15,214,728
Provision for loan losses, not covered under FDIC loss sharing agreements	0	0	0	300,000
Provision for covered loan losses	-4,000	-53,693	0	-51,577
Net interest income after provision for loan losses	7,807,643	7,547,175	15,436,967	14,966,305
Noninterest income:
Service charges on deposit accounts	1,512,974	1,371,627	3,094,952	2,799,942
Bankcard fees	993,538	863,519	1,941,161	1,690,730
Loss on investment securities available for sale	-27,893	0	-27,209	0
Bank owned life insurance	279,302	339,279	603,715	646,980
Gain on sale of loans and loan servicing release fees	351,578	266,445	718,581	438,831
Brokerage commissions	202,483	183,826	356,787	328,351
FDIC receivable for loss sharing agreements accretion (impairment)	27,059	82,875	74,519	-6,867
Other	111,651	109,114	254,152	1,435,133
Total noninterest income	3,450,692	3,216,685	7,016,658	7,333,100
Noninterest expenses:
Salaries and employee benefits	5,077,774	4,851,837	10,092,041	9,552,789
Occupancy	1,838,048	1,873,734	3,713,711	3,766,149
Legal and professional	385,283	386,639	625,909	940,586
Marketing	367,238	336,534	632,470	636,274
Federal insurance premiums and other regulatory fees	179,856	250,911	375,446	502,261
Net cost (benefit) of operations of real estate owned	141,568	-2,110	84,248	286,692
Furniture and equipment	223,666	158,425	374,201	324,447
Postage, office supplies and printing	224,025	180,778	464,632	406,626
Core deposit intangible amortization expense	68,088	99,742	142,396	206,060
Other	557,503	443,782	1,293,783	1,158,465
Total noninterest expenses	9,063,049	8,580,272	17,798,837	17,780,349
Income before income taxes	2,195,286	2,183,588	4,654,788	4,519,056
Income tax expense	761,055	692,778	1,547,053	1,391,178
Net income	1,434,231	1,490,810	3,107,735	3,127,878
Basic net income per share (in USD per share)	$0.09	$0.07	$0.19	$0.14
Diluted net income per share (in USD per share)	$0.09	$0.07	$0.19	$0.14
Weighted average number of common shares outstanding (in shares)	15,835,418	21,701,476	16,007,320	21,855,743
Weighted average number of common and potential common shares outstanding (in shares)	16,375,507	22,223,877	16,547,409	22,378,144
Principal reductions, non-covered			$0

Unaudited_Condensed_Consolidat2

Unaudited Condensed Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014
Net income	$1,434,231	$1,490,810	$3,107,735	$3,127,878
Add back reclassification adjustment for net losses realized in net income, net of tax benefit of $10,767, $0, $10,503 and $0, respectively	17,126	0	16,706	0
Net unrealized holding gains on investment and mortgage securities available for sale arising during the period, net of taxes of $359,168, $422,170, $819,150 and $31,293, respectively	571,319	671,535	1,303,000	49,777
Comprehensive income	$2,022,676	$2,162,345	$4,427,441	$3,177,655

Unaudited_Condensed_Consolidat3

Unaudited Condensed Consolidated Statements of Comprehensive Income (Parentheticals) (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2013	Mar. 31, 2015	Mar. 31, 2014
Taxes on reclassification adjustment for net gain/loss realized in net income	$10,767	$0	$10,503	$0
Tax on net unrealized holding gain/loss on investment and mortgage securities available for sale arising during the period	$359,168	$422,170	$819,150	$31,293

Unaudited_Condensed_Consolidat4

Unaudited Condensed Consolidated Statements Of Stockholders’ Equity (USD $)	Total	Common stock	Additional paid-in capital	Unearned compensation ESOP	Retained earnings	Accumulated other comprehensive income (loss)
Balance at Sep. 30, 2013	$273,777,836	$227,522	$171,729,570	($6,480,949)	$110,141,286	($1,839,593)
Shares, outstanding at Sep. 30, 2013		22,752,214
Net income	5,955,133		0	0	5,955,133	0
Dividends paid, $0.10 and $0.20 per share in the YTD Mar 31, 2015 and YTD Sept 30, 2014, respectively	-4,171,876		0	0	-4,171,876	0
Change in unrealized (gain) loss on securities	1,085,458		0	0	0	1,085,458
Allocation of ESOP common stock	592,857		96,225	496,632	0	0
Effect of restricted stock awards	662,747		662,747	0	0	0
Stock option expense	291,512		291,512	0	0	0
Issuance of common stock in offering (in shares)		360,751
Issuance of common stock, restricted stock	0	3,608	-3,608	0	0	0
Stock repurchased during period (in shares)	-4,851,577
Repurchase of shares	-53,238,798	-48,516	-53,190,282	0	0	0
Balance at Sep. 30, 2014	224,954,869	182,614	119,586,164	-5,984,317	111,924,543	-754,135
Shares, outstanding at Sep. 30, 2014		18,261,388
Net income	3,107,735		0	0	3,107,735	0
Dividends paid, $0.10 and $0.20 per share in the YTD Mar 31, 2015 and YTD Sept 30, 2014, respectively	-1,589,479		0	0	-1,589,479	0
Change in unrealized (gain) loss on securities	1,319,706		0	0	0	1,319,706
Allocation of ESOP common stock	561,259		128,135	433,124	0	0
Effect of restricted stock awards	397,623		397,623	0	0	0
Stock option expense	165,497		165,497	0	0	0
Issuance of common stock in offering (in shares)		1,316
Issuance of common stock, restricted stock	0	13	-13	0	0	0
Stock repurchased during period (in shares)	-1,598,956
Repurchase of shares	-17,671,524	-15,990	-17,655,534	0	0	0
Balance at Mar. 31, 2015	$211,245,686	$166,637	$102,621,872	($5,551,193)	$113,442,799	$565,571
Shares, outstanding at Mar. 31, 2015		16,663,748

Unaudited_Condensed_Consolidat5

Unaudited Condensed Consolidated Statements Of Stockholders’ Equity (Parentheticals) (USD $)	6 Months Ended	12 Months Ended
	Mar. 31, 2015	Sep. 30, 2014
Unaudited Condensed Consolidated Statements Of Stockholders’ Equity [Abstract]
Dividends paid, per share	$0.10	$0.20

Unaudited_Condensed_Consolidat6

Unaudited Condensed Consolidated Statements of Cash Flows (USD $)	6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income	$3,107,735	$3,127,878
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses, not covered under FDIC loss sharing agreements	0	300,000
Provision for covered loan losses	0	-51,577
Provision for FDIC receivable impairment	0	225,000
Depreciation and amortization	713,429	712,748
Deferred income tax benefit	51,000	0
Accretion and amortization of premiums and discounts, net	680,901	1,038,635
Accretion of fair value discounts related to covered loans	-2,929,505	-2,662,372
Accretion of fair value discounts related to FDIC receivable	-74,519	-218,133
Amortization of FDIC loss share receivable	1,790,514	746,391
Gain on sale of loans and loan servicing release fees	-718,581	-438,831
Proceeds from sale of loans	28,306,323	18,878,300
Originations and purchases of loans held for sale	-28,233,633	-17,986,613
Gain on investment securities available for sale	27,209	0
Write down of real estate owned	220,006	213,219
Gain on sale of real estate owned	-234,849	-75,824
Gain on sale of fixed assets	-3,250	0
Restricted stock award expense	397,623	266,017
Stock option expense	165,497	143,662
Increase in cash surrender value of bank owned life insurance	-603,715	-646,980
Changes in assets and liabilities:
(Increase) decrease in accrued interest and dividends receivable	-135,136	251,404
Decrease in other assets	1,885,241	1,210,710
Increase (decrease) in other liabilities	93,798	-839,789
Net cash provided by operating activities	4,506,088	4,193,845
Cash flows from investing activities:
Proceeds from sales of investment securities available for sale	14,024,153	0
Principal collections on investment securities available for sale	10,647,975	12,307,305
Purchase of investment securities available for sale	-24,390,730	-9,590,241
Proceeds from maturities or calls of investment securities available for sale	6,774,050	9,860,000
Proceeds from redemption of FHLB stock	437,300	497,400
Net (increase) decrease in loans receivable	-49,365,646	7,669,928
Net decrease in FDIC receivable	2,106,043	9,783,328
Principal Reductions of REO	59,308	0
Proceeds from sale of real estate owned	5,191,728	7,374,959
Proceeds from sale of premises and equipment	3,250	0
Purchase of bank owned life insurance	0	-6,100,000
Purchase of premises and equipment	-91,870	-217,565
Net cash provided by (used in) investing activities	-34,604,439	31,585,114
Cash flows from financing activities:
Repurchase of shares	-17,671,524	-5,493,614
Dividends paid	-1,589,479	-2,199,721
Increase (decrease) in deposits	19,610,584	-9,232,953
Principal payments on Federal Home Loan Bank advances	-5,000,000	-5,000,000
Net decrease in advance payments by borrowers for taxes and insurance	-150,342	-191,388
Net cash used in financing activities	-4,800,761	-22,117,676
Net (decrease) increase in cash and cash equivalents	-34,899,112	13,661,283
Cash and cash equivalents at beginning of period	99,462,953	161,452,481
Cash and cash equivalents at end of period	64,563,841	175,113,764
Supplemental disclosures of cash flow information:
Interest paid	2,555,660	2,989,994
Income taxes paid	800,000	2,986,612
Supplemental disclosure of noncash activities:
Real estate acquired through foreclosure of collateral on loans receivable	2,447,486	2,557,886
Write down of real estate owned reimbursed by the FDIC	789,792	359,789
Gain on real estate sold payable to the FDIC	750,204	373,918
Provision for covered loan losses reimbursed by the FDIC	0	-1,549,966
Issuance of common stock under stock benefit plan	0	592,857
Unrealized gain (loss) on investment securities available for sale, net	$1,319,706	$49,777

Nature_of_Operations

Nature of Operations	6 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Operations	Nature of Operations
	On April 8, 2013, Charter Financial Corporation, a Maryland corporation (“Charter Financial” or the “Company”), completed its conversion and reorganization pursuant to which First Charter, MHC, our federally chartered mutual holding company, was converted to the stock holding company form of organization. Charter Financial sold 14,289,429 shares of common stock at $10.00 per share, for gross offering proceeds of $142.9 million in its stock offering. CharterBank (the “Bank”), as of April 8, 2013, is 100% owned by Charter Financial and Charter Financial is 100% owned by public stockholders. Concurrent with the completion of the offering, shares of common stock of Charter Financial Corporation, the former federally chartered corporation (“Charter Federal”), were converted into the right to receive 1.2471 shares of Charter Financial’s common stock for each share of Charter Federal common stock that was owned immediately prior to completion of the transaction. As of April 8, 2013, Charter Federal and First Charter, MHC ceased to exist. As part of the elimination, the net asset position of First Charter, MHC, in the amount of $229,564, was assumed by Charter Financial. Any reference to the Company following April 8, 2013 refers to Charter Financial Corporation, a Maryland corporation.

Basis_of_Presentation

Basis of Presentation	6 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation
	The accompanying unaudited interim consolidated financial statements of Charter Financial and the Bank include the accounts of the Company and the Bank as of March 31, 2015 and September 30, 2014 (derived from audited financial statements), and for the three and six-month periods ended March 31, 2015 and 2014. All intercompany accounts and transactions have been eliminated in consolidation. The unaudited interim consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial information and with the rules and regulations of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, the unaudited interim condensed consolidated financial statements include all necessary adjustments, consisting of normal recurring accruals, necessary for a fair presentation for the periods presented. The results of operations for the three and six-month periods ended March 31, 2015 are not necessarily indicative of the results that may be expected for the entire year or any other interim period.
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, the estimates used for fair value acquisition accounting and the Federal Deposit Insurance Corporation receivable for loss sharing agreements, the estimate of expected cash flows on purchased impaired and other acquired loans, and the assessment for other-than-temporary impairment of investment securities, mortgage-backed securities, collateralized mortgage-backed securities and collateralized mortgage obligations. Certain reclassifications of prior fiscal year balances have been made to conform to classifications used in the current fiscal year. These reclassifications did not change net income or stockholders' equity.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	6 Months Ended
	Mar. 31, 2015
Accounting Changes and Error Corrections [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements
	In August 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-14, Classification of Certain Government-Guaranteed Mortgage Loans Upon Foreclosure (“ASU 2014-14”). This standard provides guidance on how holders of certain government-guaranteed loans (e.g., mortgage loans guaranteed by the FHA or VA) should present such loans upon foreclosure. Specifically, the ASU provides that, upon foreclosure, government-guaranteed loans within the scope of the standard should be derecognized and re-recognized as a separate other receivable (i.e., a receivable from the government entity guaranteeing the loan). The standard does not require any new disclosures about such loans. ASU 2014-14 is effective for the Company for annual and interim periods beginning after December 15, 2014, and did not have a material impact on the Company’s balance sheet or results of operations.
	In June 2014, the FASB issued ASU 2014-12, Compensation-Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. ASU 2014-12 requires that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. ASU 2014-12 is effective for annual periods and interim periods within those annual periods, beginning after December 15, 2015. An entity may apply the standards (1) prospectively to all share-based payment awards that are granted or modified on or after the effective date, or (2) retrospectively to all awards with performance targets that are outstanding as of the beginning of the earliest annual period presented in the financial statements and to all new or modified awards thereafter. Earlier application is permitted. The adoption of ASU 2014-12 is not expected to have a material impact on the Company’s financial statements.
	Additionally, in June 2014, the FASB issued ASU 2014-11, Transfers and Servicing (topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. This standard amends the guidance in ASC 860 on accounting for certain repurchase agreements (“repos”). The standard (1) requires entities to account for repurchase-to-maturity transactions as secured borrowings, (2) eliminates accounting guidance on linked repurchase financing transactions, and (3) expands disclosure requirements related to certain transfers of financial assets that are accounted for as sales and certain transfers (specifically, repos, securities lending transactions, and repurchase-to-maturity transactions) that are accounted for as secured borrowings. This standard is effective for annual periods beginning after December 15, 2014 and did not have a material impact on the Company’s balance sheet or results of operations.
	In May 2014, the FASB issued ASU 2014-09, Revenue From Contracts With Customers. This standard outlines a single comprehensive model for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue recognition guidance, including industry-specific guidance. The core principle of the revenue model is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The standard is effective for annual reporting periods beginning after December 15, 2016. The Company is currently evaluating the impact this standard will have on its balance sheet and results of operations.
	In January 2014, the FASB issued ASU 2014-04, Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure. The objective of this guidance is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. ASU No. 2014-04 states that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, ASU No. 2014-04 requires interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. ASU No. 2014-04 is effective for interim and annual reporting periods beginning after December 15, 2014. The adoption of ASU No. 2014-04 did not have a material impact on the Company's consolidated financial statements.

Securities_Available_for_Sale

Securities Available for Sale	6 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	Investment Securities
	Investment securities available for sale are summarized as follows:
		March 31, 2015
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Collateralized loan obligations	$	24,402,948			$	17,322			$	(90,884	)	$	24,329,386
	Mortgage-backed securities:
	FHLMC certificates	40,018,791				599,789				(71,818		)	40,546,762
	FNMA certificates	105,545,426				824,991				(385,662		)	105,984,755
	GNMA certificates	1,574,614				72,023				—			1,646,637
	Collateralized mortgage obligations:
	FHLMC	41,703				3,187				—			44,890
	FNMA	70,097				1,820				—			71,917
	Private-label mortgage securities: (1)
	Investment grade	1,206,663				5,765				(44,805		)	1,167,623
	Split rating (2)	1,034,993				—				(3,887		)	1,031,106
	Non-investment grade	8,229,365				17,745				(88,660		)	8,158,450
	Total	$	182,124,600			$	1,542,642			$	(685,716	)	$	182,981,526
	________________________________
	-1	Credit ratings are current as of March 31, 2015.
	-2	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2014
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	13,430,732			$	26,471			$	—		$	13,457,203
	Mortgage-backed securities:
	FHLMC certificates	44,036,704				359,644				(370,420		)	44,025,928
	FNMA certificates	119,445,041				499,772				(1,666,436		)	118,278,377
	GNMA certificates	1,595,029				102,815				—			1,697,844
	Collateralized mortgage obligations:
	FHLMC	49,425				4,071				—			53,496
	FNMA	78,152				2,004				—			80,156
	Private-label mortgage securities:
	Investment grade	1,485,804				8,941				(47,887		)	1,446,858
	Split rating (1)	1,090,524				3,583				—			1,094,107
	Non-investment grade	8,674,491				45,243				(110,430		)	8,609,304
	Total	$	189,885,902			$	1,052,544			$	(2,195,173	)	$	188,743,273
	______________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
	The amortized cost and estimated fair value of investment securities available for sale as of March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized Cost				Estimated Fair Value
	Due within one year	$	—			$	—
	Due from one year to five years	—				—
	Due after five years	24,402,948				24,329,386
	Mortgage-backed securities	157,721,652				158,652,140
	Total	$	182,124,600			$	182,981,526
	Proceeds from called or matured investment securities available for sale during the six months ended March 31, 2015 and 2014, were $6.8 million and $9.9 million, respectively. Proceeds from sales of investment securities available for sale during the six months ended March 31, 2015 were $14.0 million. Gross realized gains on the sale of these securities were $2,507 and gross realized losses on the sale of these securities were $29,716 for the six months ended March 31, 2015. There were no sales of investment securities during the six months ended March 31, 2014.
	Investment securities available for sale with an aggregate carrying amount of $80.3 million and $101.7 million at March 31, 2015 and September 30, 2014, respectively, were pledged to secure FHLB advances.
	Investment securities available for sale that had been in a continuous unrealized loss position for less than 12 months at March 31, 2015 and September 30, 2014 are as follows:
		March 31, 2015
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Other investment securities:
	Collateralized loan obligations	$	16,127,470			$	(90,884	)		$	16,036,586
	Mortgage-backed securities:
	FHLMC certificates	17,508,321				(71,818		)		17,436,503
	FNMA certificates	30,526,472				(111,084		)		30,415,388
	Collateralized mortgage obligations:
	Private-label mortgage securities	4,060,724				(22,897		)		4,037,827
	Total	$	68,222,987			$	(296,683	)		$	67,926,304
		September 30, 2014
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FNMA certificates	$	6,164,452			$	(2,285	)		$	6,162,167
	Collateralized mortgage obligations:
Private-label mortgage securities	1,900,526				(59,509		)		1,841,017
Total	$	8,064,978			$	(61,794	)		$	8,003,184
Investment securities available for sale that had been in a continuous unrealized loss position for greater than 12 months at March 31, 2015 and September 30, 2014 are as follows:
	March 31, 2015
	Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
Mortgage-backed securities:
FNMA certificates	$	22,009,642			$	(274,578	)		$	21,735,064
Collateralized mortgage obligations:
Private-label mortgage securities	2,548,868				(114,455		)		2,434,413
Total	$	24,558,510			$	(389,033	)		$	24,169,477
	September 30, 2014
	Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
Mortgage-backed securities:
FHLMC certificates	$	18,849,864			$	(370,420	)		$	18,479,444
FNMA certificates	77,274,838				(1,664,152		)		75,610,686
Collateralized mortgage obligations:
Private-label mortgage securities	4,188,449				(98,807		)		4,089,642
Total	$	100,313,151			$	(2,133,379	)		$	98,179,772
At March 31, 2015 the Company had approximately $138,000 of gross unrealized losses on private-label mortgage securities with aggregate amortized cost of approximately $6.6 million. During the quarter ended March 31, 2015 the Company did not record any other than temporary impairment charges. Other than what is discussed in the paragraphs below, the Company is projecting that it will receive all contractual cash flows so there is no break in yield or additional other than temporary impairment.
Regularly, the Company performs an assessment to determine whether there have been any events or economic circumstances to indicate that a security on which there is an unrealized loss is impaired other-than-temporarily. The assessment considers many factors including the severity and duration of the impairment, the Company’s intent and ability to hold the security for a period of time sufficient for recovery in value, recent events specific to the industry, and current characteristics of each security such as delinquency and foreclosure levels, credit enhancements, and projected losses and loss coverage ratios. It is possible that the underlying collateral of these securities will perform worse than current expectations, which may lead to adverse changes in cash flows on these securities and potential future other-than-temporary impairment losses. Events that may trigger material declines in fair values for these securities in the future include but are not limited to, deterioration of credit metrics, significantly higher levels of default and severity of loss on the underlying collateral, deteriorating credit enhancement and loss coverage ratios, or further illiquidity. All of these securities were evaluated for other-than-temporary impairment based on an analysis of the factors and characteristics of each security as previously enumerated. The Company considers these unrealized losses to be temporary impairment losses primarily because of continued sufficient levels of credit enhancements and credit coverage levels of less senior tranches to tranches held by the Company.
The Company previously recognized $380,000 in credit losses on its investment portfolio. The Company recorded no such credit losses during the three and six months ended March 31, 2015 and 2014.
The following table shows issuer-specific information, including current par value, book value, fair value, credit rating and unrealized gain (loss) for the Company's portfolio of non-agency collateralized mortgage obligations as of March 31, 2015:
Cusip		Description		Credit Rating (1)						Cumulative Net Impairment Losses Recognized in Earnings			Current Par Value		Amortized Cost		Market Value		Unrealized Gain (Loss)
				Moody		S&P		Fitch		(dollars in thousands)
Investment Grade
36228FQF6		GSR 2003-4F 1A2		n/a		AA+		BBB		$	—		$	163	$	163	$	166	$	3
55265KL80		MASTR 2003-8 4A1		n/a		A+		A		—			214		213		216		3
86359BVF5		SARM 2004-6 3A3		n/a		A+		n/a		—			831		831		786		(45		)
		Total								—			1,208		1,207		1,168		(39		)
Split Rating
17307GDL9		CMLTI 2004-HYB1 A31		Ba3		n/a		BBB		—			1,035		1,035		1,031		(4		)
		Total								—			1,035		1,035		1,031		(4		)
Non-Investment Grade
576433UQ7		MARM 2004-13 B1		NR		CCC		n/a		380			3,406		3,026		3,007		(19		)
576433VN3		MARM 2004-15 4A1		B3		n/a		B		—			1,718		1,718		1,648		(70		)
576433QD1		MARM 2004-7 5A1		Ba3		BB		n/a		—			3,486		3,485		3,503		18
		Total								380			8,610		8,229		8,158		(71		)
		Grand Total								$	380		$	10,853	$	10,471	$	10,357	$	(114	)
______________________________
-1	Credit ratings are current as of March 31, 2015.
Changes in accumulated other comprehensive income/loss by component for the three and six months ended March 31, 2015 and 2014 are shown in the table below. All amounts are net of tax. The line item affected in the consolidated statements of income by the reclassified amounts is loss on investment securities available for sale.
	Unrealized Gain/Loss on Available-for-Sale Securities
	Three Months Ended								Six Months Ended
	March 31,								March 31,
	2015				2014				2015			2014
Beginning balance	$	(22,874	)		$	(2,461,351	)		$	(754,135	)	$	(1,839,593	)
Other comprehensive income before reclassifications	571,319				671,535				1,303,000			49,777
Amounts reclassified from accumulated other comprehensive income (loss) to loss on investment securities available for sale	17,126				—				16,706			—
Net current-period other comprehensive income	588,445				671,535				1,319,706			49,777
Ending balance	$	565,571			$	(1,789,816	)		$	565,571		$	(1,789,816	)

Loans_Receivable

Loans Receivable	6 Months Ended
	Mar. 31, 2015
Receivables [Abstract]
Loans Receivable	Loans Receivable
	Loans not covered by loss share agreements are summarized as follows:
		31-Mar-15				30-Sep-14
	Loans not covered by loss sharing agreements:
	1-4 family residential real estate	$	172,131,248			$	152,810,501
	Commercial real estate	340,171,680				300,556,023
	Commercial	29,431,806				24,759,682
	Real estate construction	70,758,469				63,485,411
	Consumer and other	4,559,832				4,959,103
	Loans receivable, net of undisbursed proceeds of loans in process	617,053,035				546,570,720
	Less:
	Unamortized loan origination fees, net	1,471,715				1,364,853
	Allowance for loan losses	8,463,104				8,473,373
	Total loans not covered, net	$	607,118,216			$	536,732,494
	The carrying amount of covered loans at March 31, 2015 and September 30, 2014, consisted of impaired loans at acquisition date and all other acquired loans and are presented in the following tables.
		March 31, 2015
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	3,141,212			$	5,256,205			$	8,397,417
	Commercial real estate	27,761,821				19,617,148				47,378,969
	Commercial	1,281,174				650,067				1,931,241
	Real estate construction	—				—				—
	Consumer and other	—				72,570				72,570
	Loans receivable, gross	32,184,207				25,595,990				57,780,197
	Less:
	Nonaccretable difference	3,161,562				249,204				3,410,766
	Allowance for covered loan losses	—				946,314				946,314
	Accretable discount	2,765,732				1,443,969				4,209,701
	Discount on acquired performing loans	—				112,361				112,361
	Unamortized loan origination fees, net	—				7,149				7,149
	Total loans covered, net	$	26,256,913			$	22,836,993			$	49,093,906
		September 30, 2014
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	4,841,705			$	6,800,846			$	11,642,551
	Commercial real estate	33,053,228				34,354,816				67,408,044
	Commercial	1,871,879				1,800,989				3,672,868
	Real estate construction	—				—				—
	Consumer and other	1,418				177,228				178,646
	Loans receivable, gross	39,768,230				43,133,879				82,902,109
	Less:
	Nonaccretable difference	5,993,661				273,024				6,266,685
	Allowance for covered loan losses	—				997,524				997,524
	Accretable discount	3,073,198				2,770,499				5,843,697
	Discount on acquired performing loans	—				142,731				142,731
	Unamortized loan origination fees, net	—				17,253				17,253
	Total loans covered, net	$	30,701,371			$	38,932,848			$	69,634,219
	The following table documents changes in the accretable discount on acquired credit impaired loans during the six months ended March 31, 2015 and the year ended September 30, 2014:
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Balance, September 30, 2013	$	3,508,430			$	1,164,941			$	4,673,371
	Loan accretion	(3,979,390		)		(2,579,144		)		(6,558,534		)
	Transfer from nonaccretable difference	3,544,158				4,184,702				7,728,860
	Balance, September 30, 2014	3,073,198				2,770,499				5,843,697
	Loan accretion	(1,507,466		)		(1,391,669		)		(2,899,135		)
	Transfer from nonaccretable difference	1,200,000				65,139				1,265,139
	Balance, March 31, 2015	$	2,765,732			$	1,443,969			$	4,209,701
	The following is a summary of transactions during the three and six months ended March 31, 2015 and 2014 in the allowance for loan losses on loans covered by loss sharing:
		Three Months Ended								Six Months Ended
		March 31,								March 31,
		2015				2014				2015			2014
	Balance, beginning of period	$	1,012,679			$	3,434,733			$	997,524		$	3,924,278
	Loans charged off, gross	—				(168,861		)		(64,853		)	(138,885		)
	Recoveries on loans previously charged off	13,635				75,988				13,643			84,150
	Provision (benefit) for loan losses charged (reversed) to FDIC receivable	(76,000		)		(1,020,167		)		—			(1,549,966		)
Provision for loan losses charged to operations	(4,000		)		(53,693		)		—			(51,577		)
Balance, end of period	$	946,314			$	2,268,000			$	946,314		$	2,268,000
The following table documents changes in the carrying value of the FDIC receivable for loss sharing agreements relating to covered loans and other real estate owned during the six months ended March 31, 2015 and the year ended September 30, 2014:
	Six Months Ended				Year Ended
	March 31, 2015				30-Sep-14
Balance, beginning of period	$	10,531,809			$	29,941,862
Payments received from FDIC	(1,900,158		)		(10,954,707		)
Accretion of fair value adjustment	74,519				347,347
Impairment	—				(521,637		)
Amortization	(1,790,514		)		(3,507,017		)
Recovery of previous loss reimbursements	(1,675,654		)		(6,762,304		)
Reduction in previous loss estimates	—				(1,549,967		)
Provision for estimated losses on covered assets recognized in noninterest expense	789,792				1,426,762
External expenses qualifying under loss sharing agreements	719,565				2,111,470
Balance, end of period	$	6,749,359			$	10,531,809
During the quarterly reevaluation of cash flows on acquired loans, the Company revised its estimate of cash flows related to covered loans, resulting in a transfer of $1.3 million from nonaccretable discount to accretable yield related to the MCB and FNB acquisitions. In accordance with accounting guidance, the transferred amount will be accreted into income prospectively over the estimated remaining life of the loan pools. Concurrently, approximately $818,000, which previously represented cash flows receivable from the FDIC and included in the FDIC receivable for loss sharing agreements on the balance sheet will be amortized into interest income over the remaining life of the loan pools or the agreements with the FDIC, whichever is shorter.
Loan Origination and Risk Management. The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and nonperforming and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions.
Commercial real estate loans are generally made by the Company to Georgia, Alabama or Florida panhandle entities and are secured by properties in these states. Commercial real estate lending involves additional risks compared to one- to four-family residential lending. Repayment of commercial real estate loans often depends on the successful operations and income stream of the borrowers, and commercial real estate loans typically involve larger loan balances to single borrowers or groups of related borrowers compared to residential real estate loans. The Company’s underwriting criteria for commercial real estate loans include maximum loan-to-value ratios, debt coverage ratios, secondary sources of repayment, guarantor requirements, net worth requirements and quality of cash flow. As part of the loan approval and underwriting of commercial real estate loans, management undertakes a cash flow analysis, and generally requires a debt-service coverage ratio of at least 1.15 times. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied loans. At March 31, 2015, approximately 21.8% of the outstanding principal balance of the Company’s commercial real estate loans was secured by owner-occupied properties.
The Company makes construction and land development loans primarily for the construction of one- to four-family residences but also for multi-family and nonresidential real estate projects on a select basis. The Company offers construction loans to builders including both speculative (unsold) and pre-sold loans to pre-approved local builders. The number of speculative loans that management will extend to a builder at one time depends upon the financial strength and credit history of the builder. The Company’s construction loan program is expected to remain a modest portion of the loan volume and management generally limits the number of outstanding loans on unsold homes under construction within a specific area.
The Company also originates first and second mortgage loans and home equity lines of credit secured by one- to four-family residential properties within Georgia, Alabama and the Florida panhandle. Management currently originates mortgages at all branch locations, but utilizes a centralized processing location to reduce the underwriting risk. The Company originates both fixed rate and adjustable rate one- to four-family residential mortgage loans. Fixed rate 30 year conforming loans are generally originated for resale into the secondary market and loans that are non-conforming due to property exceptions and that have adjustable rates are generally retained in the Company’s portfolio. The non-conforming loans originated are not considered to be subprime loans and the amount of subprime and low documentation loans held by the Company is not material. The Company also offers home equity lines of credit as a complement to one- to four-family residential mortgage lending. The underwriting standards applicable to home equity credit lines are similar to those for one- to four-family residential mortgage loans, except for slightly more stringent credit-to-income and credit score requirements. Home equity loans are generally limited to 80% of the value of the underlying property unless the loan is covered by private mortgage insurance or a loss sharing agreement. At March 31, 2015, the Company had $13.4 million of home equity lines of credit and second mortgage loans not covered by FDIC loss sharing agreements (“loss sharing”).
The Company originates consumer loans that consist of loans on deposits, auto loans and various other installment loans. The Company primarily offers consumer loans as an accommodation to customers. Consumer loans tend to have a higher credit risk than residential mortgage loans because they may be secured by rapidly depreciable assets, or may be unsecured. The Company’s consumer lending generally follows accepted industry standards for non-subprime lending, including credit scores and debt to income ratios.
The Company’s commercial business loans are generally limited to terms of five years or less. Management typically collateralizes these loans with a lien on commercial real estate or, much less frequently, with a lien on business assets and equipment. Management also generally requires the personal guarantee of the business owner. Interest rates on commercial business loans are generally higher than interest rates on residential or commercial real estate loans due to the risk inherent in this type of loan. Commercial business loans are generally considered to have more risk than residential mortgage loans or commercial real estate loans because the collateral may be in the form of intangible assets and/or readily depreciable inventory. Commercial business loans may also involve relatively large loan balances to single borrowers or groups of related borrowers, with the repayment of such loans typically dependent on the successful operation and income stream of the borrower. Such risks can be significantly affected by economic conditions. In addition, commercial business lending generally requires substantially greater supervision efforts by management compared to residential mortgage or commercial real estate lending.
The Company maintains an internal loan review function that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures.
Nonaccrual and Past Due Loans. Nonaccrual loans not covered by loss sharing, segregated by class of loans were as follows:
	March 31, 2015 (1)				September 30, 2014 (1)
1-4 family residential real estate	$	1,465,996			$	982,087
Commercial real estate	1,869,036				2,369,520
Commercial	75,225				156,474
Real estate construction	—				—
Consumer and other	—				—
Total	$	3,410,257			$	3,508,081
__________________________________
-1	Acquired Neighborhood Community Bank and McIntosh Commercial Bank FAS ASC 310-30 loans that are no longer covered under their respective commercial loss sharing agreements with the FDIC in the amount of $3.6 million at March 31, 2015 are excluded. Additionally, acquired Neighborhood Community Bank FAS ASC 310-30 loans that are no longer covered under the commercial loss sharing agreement with the FDIC in the amount of $1.3 million at September 30, 2014 are excluded. Due to the recognition of accretion income established at the time of acquisition, the FAS ASC 310-30 loans that are greater than 90 days delinquent are regarded as accruing loans.
An age analysis of past due loans not covered by loss sharing, segregated by class of loans at March 31, 2015 and September 30, 2014 were as follows:
March 31, 2015
	30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing (1)
1-4 family residential real estate	$	1,630,392			$	339,613			$	1,970,005		$	170,161,243		$	172,131,248		$	—
Commercial real estate	1,112,426				711,494				1,823,920			338,347,760			340,171,680			488,170
Commercial	111,131				2,225				113,356			29,318,450			29,431,806			2,225
Real estate construction	—				—				—			70,758,469			70,758,469			—
Consumer and other	7,312				—				7,312			4,552,520			4,559,832			—
Total	$	2,861,261			$	1,053,332			$	3,914,593		$	613,138,442		$	617,053,035		$	490,395
__________________________________
-1	Previously covered loans in the amount of $490,395 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
September 30, 2014
	30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing (1)
1-4 family residential real estate	$	1,927,860			$	545,179			$	2,473,039		$	150,337,462		$	152,810,501		$	516,659
Commercial real estate	254,423				1,943,161				2,197,584			298,358,439			300,556,023			1,218,188
Commercial	62,479				1,000				63,479			24,696,203			24,759,682			—
Real estate construction	—				—				—			63,485,411			63,485,411			—
Consumer and other	31,306				4,354				35,660			4,923,443			4,959,103			4,354
Total	$	2,276,068			$	2,493,694			$	4,769,762		$	541,800,958		$	546,570,720		$	1,739,201
__________________________________
-1	Previously covered loans in the amount of $1,003,007 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
An age analysis of past due loans covered by loss sharing, segregated by class of loans at March 31, 2015 and September 30, 2014 were as follows:
March 31, 2015
	30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
															Loans (1)			Accruing (2)
1-4 family residential real estate	$	51,688			$	12,235			$	63,923		$	7,390,674		$	7,454,597		$	12,235
Commercial real estate	601,010				2,541,537				3,142,547			40,969,610			44,112,157			2,541,537
Commercial	57,700				83,997				141,697			1,672,941			1,814,638			83,997
Real estate construction	—				—				—			—			—			—
Consumer and other	—				—				—			41,725			41,725			—
Total	$	710,398			$	2,637,769			$	3,348,167		$	50,074,950		$	53,423,117		$	2,637,769
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $4,322,062 of accretable discounts and discounts on acquired performing loans.
-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
September 30, 2014
	30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
															Loans (1)			Accruing (2)
1-4 family residential real estate	$	414,699			$	814,238			$	1,228,937		$	9,448,399		$	10,677,336		$	814,238
Commercial real estate	1,399,520				3,949,083				5,348,603			55,950,984			61,299,587			3,949,083
Commercial	387,641				551,721				939,362			2,573,517			3,512,879			551,721
Real estate construction	—				—				—			—			—			—
Consumer and other	—				—				—			148,098			148,098			—
Total	$	2,201,860			$	5,315,042			$	7,516,902		$	68,120,998		$	75,637,900		$	5,315,042
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $5,986,428 of accretable discounts and discounts on acquired performing loans.
-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
Impaired Loans. The Company evaluates “impaired” loans, which includes nonperforming loans and accruing troubled debt restructured loans, having risk characteristics that are unique to an individual borrower on a loan-by-loan basis with balances above a specified level. For smaller loans, the allowance is calculated based on the credit grade utilizing historical loss experience and other qualitative factors.
Impaired loans not covered by loss sharing, segregated by class of loans were as follows:
March 31, 2015
												Three Months Ended						Six Months Ended
												March 31, 2015						March 31, 2015
	Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized
With no related allowance recorded:
1-4 family residential real estate	$	1,517,435			$	2,009,879			$	—		$	1,534,541		$	548		$	1,550,559		$	3,999
Commercial real estate	7,881,126				9,116,027				—			7,900,032			87,259			7,928,631			175,555
Commercial	75,225				96,305				—			81,043			—			84,807			—
Total:	$	9,473,786			$	11,222,211			$	—		$	9,515,616		$	87,807		$	9,563,997		$	179,554
There were no recorded allowances for impaired loans not covered by loss sharing at March 31, 2015. The recorded investment in accruing troubled debt restructured loans at March 31, 2015 totaled $6,063,530 and is included in the impaired loan table above.
September 30, 2014
													Year Ended
													30-Sep-14
		Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized
With no related allowance recorded:
1-4 family residential real estate		$	1,550,777			$	2,077,942			$	—		$	1,737,505		$	31,656
Commercial real estate		8,687,088				10,510,893				—			9,196,747			373,711
Commercial		156,474				205,625				—			188,458			—
Total:		$	10,394,339			$	12,794,460			$	—		$	11,122,710		$	405,367
There were no recorded allowances for impaired loans not covered by loss sharing at September 30, 2014. The recorded investment in accruing troubled debt restructured loans at September 30, 2014 totaled $6,154,420 and is included in the impaired loan table above.
Credit Quality Indicators. As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio for both loans covered and not covered by loss sharing agreements with the FDIC, management tracks certain credit quality indicators including the level of classified loans, net charge-offs, nonperforming loans (see details above) and the general economic conditions in its market areas.
The Company utilizes a risk grading to assign a risk grade to each of its loans. Loans are graded on a scale of 1 to 8. The risk grade for each individual loan is determined by the loan officer and other approving officers at the time of loan origination and is adjusted from time to time to reflect an ongoing assessment of loan risk. Risk grades are reviewed on specific loans monthly for all delinquent loans as a part of monthly meetings held by the Loan Committee, quarterly for all nonaccrual and special reserve loans, and annually as part of the Company’s internal loan review process. In addition, individual loan risk grades are reviewed in connection with all renewals, extensions and modifications. Risk grades for covered loans are determined by officers within the Special Assets Division based on an ongoing assessment of loan risk. Such risk grades are updated in a manner consistent with non-covered loans, except the grading of such loans are assessed quarterly, as applicable, relating to revised estimates of expected cash flows.
The following table presents the risk grades of the loan portfolio not covered by loss sharing, segregated by class of loans:
March 31, 2015
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Pass (1-4)	$	169,257,202			$	311,500,448			$	28,911,206		$	70,758,469		$	4,526,366		$	584,953,691
Special Mention (5)	750,553				2,055,331				13,459			—			—			2,819,343
Substandard (6)	2,123,493				26,615,901				507,141			—			33,466			29,280,001
Doubtful (7)	—				—				—			—			—			—
Loss (8)	—				—				—			—			—			—
Total not covered loans	$	172,131,248			$	340,171,680			$	29,431,806		$	70,758,469		$	4,559,832		$	617,053,035
September 30, 2014
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Pass (1-4)	$	151,661,479			$	273,587,373			$	23,205,880		$	63,485,411		$	4,954,661		$	516,894,804
Special Mention (5)	—				3,325,324				91,000			—			—			3,416,324
Substandard (6)	1,149,022				23,643,326				1,462,802			—			4,442			26,259,592
Doubtful (7)	—				—				—			—			—			—
Loss (8)	—				—				—			—			—			—
Total not covered loans	$	152,810,501			$	300,556,023			$	24,759,682		$	63,485,411		$	4,959,103		$	546,570,720
The following table presents the risk grades, ignoring grade enhancement provided by the FDIC loss sharing, of the loan portfolio covered by loss sharing agreements, segregated by class of loans at March 31, 2015 and September 30, 2014. Numerical risk ratings 5-8 constitute classified assets for regulatory reporting; however, regulatory authorities consider the FDIC loss sharing percentage of either 80% or 95%, as applicable, as a reduction of the regulatory classified balance for covered loans. With respect to classified assets covered by loss sharing agreements, numerical risk ratings 5-8, for regulatory reporting purposes are done under FDIC guidance reporting the Bank’s non-reimbursable amount of the book balance of the loans as classified. The remaining reimbursable portion is classified as pass, numerical risk ratings 1-4.
March 31, 2015
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Numerical risk rating (1-4)	$	6,086,210			$	23,739,341			$	1,483,044		$	—		$	41,725		$	31,350,320
Numerical risk rating (5)	63,123				6,403,968				—			—			—			6,467,091
Numerical risk rating (6)	1,305,264				13,968,848				331,594			—			—			15,605,706
Numerical risk rating (7)	—				—				—			—			—			—
Numerical risk rating (8)	—				—				—			—			—			—
Total covered loans (1)	$	7,454,597			$	44,112,157			$	1,814,638		$	—		$	41,725		$	53,423,117
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $4,322,062 of accretable discounts and discounts on acquired performing loans.
September 30, 2014
	1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
Numerical risk rating (1-4)	$	7,392,585			$	34,017,713			$	1,982,382		$	—		$	74,392		$	43,467,072
Numerical risk rating (5)	693,038				8,411,973				448,957			—			—			9,553,968
Numerical risk rating (6)	2,591,713				18,869,901				1,081,540			—			73,706			22,616,860
Numerical risk rating (7)	—				—				—			—			—			—
Numerical risk rating (8)	—				—				—			—			—			—
Total covered loans (1)	$	10,677,336			$	61,299,587			$	3,512,879		$	—		$	148,098		$	75,637,900
__________________________________
-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $5,986,428 of accretable discounts and discounts on acquired performing loans.
Allowance for Loan Losses. The allowance for loan losses is established through a provision for loan losses charged to expense and is an amount that management believes will be adequate to absorb losses on existing loans that become uncollectible, based on evaluations of the collectability of loans. The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, historical loss rates, overall portfolio quality, review of specific problem loans, and current economic conditions and trends that may affect a borrower’s ability to repay. Loans are charged against the allowance for loan losses when management believes that the collectability of the principal is unlikely and subsequent recoveries are added to the allowance.
Management’s allowance for loan losses methodology is a loan classification-based system. Management bases the required reserve on a percentage of the loan balance for each type of loan and classification level. Loans may be classified manually and are automatically classified if they are not previously classified when they reach certain levels of delinquency. Unclassified loans are reserved at different percentages based on the loan loss history of the last seven years. Reserve percentages are also adjusted based upon our estimate of the effect that the current economic environment will have on each type of loan.
Management segments its allowance for loan losses into the following four major categories: (1) specific reserves; (2) general allowances for Classified/Watch loans; (3) general allowances for loans with satisfactory ratings; and (4) an unallocated amount. Risk ratings are initially assigned in accordance with CharterBank’s loan and collection policy. An organizationally independent department reviews risk grade assignments on an ongoing basis. Management reviews current information and events regarding a borrowers’ financial condition and strengths, cash flows available for debt repayment, the related collateral supporting the loan and the effects of known and expected economic conditions. When the evaluation reflects a greater than normal risk associated with the individual loan, management classifies the loan accordingly. If the loan is determined to be impaired, management allocates a portion of the allowance for loan losses for that loan based on the fair value of the collateral, if the loan is considered collateral-dependent, as the measure for the amount of the impairment. Impaired and Classified/Watch loans are aggressively monitored.
The allowances for loans by credit grade are further subdivided by loan type. The Company has developed specific quantitative allowance factors to apply to each loan which considers loan charge-off experience over the most recent seven years by loan type. In addition, loss estimates are applied for certain qualitative allowance factors that are subjective in nature and require considerable judgment on the part of management. Such qualitative factors include economic and business conditions, the volume of past due loans, changes in the value of collateral of collateral-dependent loans, and other economic uncertainties. An unallocated component of the allowance is also established for potential losses that exist in the remainder of the portfolio, but have yet to be identified.
The Company incorporates certain refinements and improvements to its allowance for loan losses methodology from time to time. During the previous fiscal year, the Company made certain refinements in its allowance methodology. The Company increased the look back period of historical losses from 24 months to 84 months as net charge-offs were not reflective of a full credit cycle for the two year period ended March 31, 2015 as compared with the seven year period ended March 31, 2015. In addition, some qualitative factors were removed and the loss allocation for qualitative risk factors was decreased. The change in the historical look back period more closely aligns the quantitative aspect of the Company's allowance methodology with the risks inherent in a full credit cycle.
An unallocated allowance is generally maintained in a range of 4% to 12% of the total allowance in recognition of the imprecision of the estimates and other factors. In times of greater economic downturn and uncertainty, the higher end of this range is provided.
Through the FDIC-assisted acquisitions of the loans of Neighborhood Community Bank (“NCB”), McIntosh Commercial Bank (“MCB”) and First National Bank of Florida (“FNB”), management established nonaccretable discounts for the acquired impaired loans and also for all other loans of MCB. These nonaccretable discounts were based on estimates of future cash flows. Subsequent to the acquisition dates, management continues to assess the experience of actual cash flows compared to estimates. When management determines that nonaccretable discounts are insufficient to cover expected losses in the applicable covered loan portfolios, the allowance for covered loans is increased with a corresponding provision for covered loan losses as a charge to earnings and an increase in the applicable FDIC receivable based on loss sharing indemnification.
The Company maintained its allowance for loan losses for non-covered loans for the quarter ended March 31, 2015 in response to inconsistent economic conditions, net charge-offs, financial indicators for borrowers in the real estate sectors, continuing low collateral values of commercial and residential real estate, and nonaccrual and impaired loans. However, the Company did not make a provision in the quarter ended March 31, 2015 due to the long term trend of declining net charge-offs and overall improvement in the credit quality of the loan portfolio. The following table details the allowance for loan losses on loans not covered by loss sharing by portfolio segment for the quarters ended March 31, 2015 and 2014. Allocation of a portion of the allowance to one category of loans does not preclude availability to absorb losses in other categories.
The following tables are a summary of transactions in the allowance for loan losses on loans not covered by loss sharing by portfolio segment:
	Three Months Ended March 31, 2015
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	810,797			$	5,887,208			$	391,617		$	470,369		$	14,144		$	920,062		$	8,494,197
Charge-offs	(4,921		)		(53,181		)		—			—			(1,000		)	—			(59,102		)
Recoveries	—				325				23,129			—			4,555			—			28,009
Provision	(180,370		)		236,779				(17,135		)	(50,388		)	(3,680		)	14,794			—
Balance at end of period	$	625,506			$	6,071,131			$	397,611		$	419,981		$	14,019		$	934,856		$	8,463,104
	Six Months Ended March 31, 2015
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	812,130			$	5,969,819			$	400,883		$	492,903		$	13,990		$	783,648		$	8,473,373
Charge-offs	(83,591		)		(53,180		)		—			—			(10,622		)	—			(147,393		)
Recoveries	4,000				94,623				32,607			—			5,894			—			137,124
Provision	(107,033		)		59,869				(35,879		)	(72,922		)	4,757			151,208			—
Balance at end of period	$	625,506			$	6,071,131			$	397,611		$	419,981		$	14,019		$	934,856		$	8,463,104
Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
Loans:
Ending balance: individually evaluated for impairment	$	1,517,435			$	7,881,126			$	75,225		$	—		$	—					$	9,473,786
Ending balance: collectively evaluated for impairment	170,613,813				332,290,554				29,356,581			70,758,469			4,559,832						607,579,249
Ending balance	$	172,131,248			$	340,171,680			$	29,431,806		$	70,758,469		$	4,559,832					$	617,053,035
	Three Months Ended March 31, 2014
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	739,764			$	6,002,964			$	684,585		$	362,591		$	54,067		$	650,441		$	8,494,412
Charge-offs	(58,970		)		(30,437		)		—			—			(3,099		)	—			(92,506		)
Recoveries	—				9,111				19,052			—			548			—			28,711
Provision	(9,298		)		516,781				(262,314		)	42,909			64			(288,142		)	—
Balance at end of period	$	671,496			$	6,498,419			$	441,323		$	405,500		$	51,580		$	362,299		$	8,430,617
	Six Months Ended March 31, 2014
	1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
Allowance for loan losses:
Balance at beginning of period	$	862,043			$	5,446,357			$	455,833		$	387,302		$	124,717		$	912,644		$	8,188,896
Charge-offs	(100,379		)		(30,437		)		(22,035		)	—			(7,648		)	—			(160,499		)
Recoveries	—				70,231				29,062			—			2,927			—			102,220
Provision	(90,168		)		1,012,268				(21,537		)	18,198			(68,416		)	(550,345		)	300,000
Balance at end of period	$	671,496			$	6,498,419			$	441,323		$	405,500		$	51,580		$	362,299		$	8,430,617
Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
Loans:
Ending balance: individually evaluated for impairment	$	1,301,330			$	10,800,578			$	194,656		$	—		$	—					$	12,296,564
Ending balance: collectively evaluated for impairment	133,879,683				260,355,853				21,306,110			47,111,623			16,531,561						479,184,830
Ending balance	$	135,181,013			$	271,156,431			$	21,500,766		$	47,111,623		$	16,531,561					$	491,481,394
There were no new troubled debt restructurings (“TDRs”) in the six month period ended March 31, 2015. For the six month period ended March 31, 2014, the following table presents a breakdown of the types of concessions determined to be troubled debt restructurings (“TDRs”) during the period by loan class:
	Accruing Loans										Nonaccrual Loans
	Six Months Ended March 31, 2014										Six Months Ended March 31, 2014
	Number of Loans		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of Loans	Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Payment structure modification:
Commercial real estate	1		$	552,961			$	552,961			—	$	—		$	—
Total	1		$	552,961			$	552,961			—	$	—		$	—
Loans are classified as restructured by the Company when certain modifications are made to the loan terms and concessions are granted to the borrowers due to financial difficulty experienced by those borrowers. The Company only restructures loans for borrowers in financial difficulty that have presented a viable business plan to fully pay off all obligations, including outstanding debt, interest, and fees, either by generating additional income from the business or through liquidation of assets. Generally, these loans are restructured to provide the borrower additional time to execute upon their plans. The concessions granted on TDRs generally include terms to reduce the interest rate or extend the term of the debt obligation.
Loans on nonaccrual status at the date of modification are initially classified as nonaccrual TDRs. Loans on accruing status at the date of concession are initially classified as accruing TDRs if the loan is reasonably assured of repayment and performance is expected in accordance with its modified terms. Such loans may be designated as nonaccrual loans subsequent to the concession date if reasonable doubt exists as to the collection of interest or principal under the restructuring agreement. TDRs are returned to accruing status when there is economic substance to the restructuring, there is documented credit evaluation of the borrower’s financial condition, the remaining balance is reasonably assured of repayment in accordance with its modified terms, and the borrower has demonstrated sustained repayment performance in accordance with the modified terms for a reasonable period of time (generally a minimum of six months).
As of March 31, 2015 and 2014, there were no loans that defaulted within twelve months after their restructure.

Income_Per_Share_Notes

Income Per Share (Notes)	6 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Income Per Share	Income Per Share
	Basic net income per share for the three and six months ended March 31, 2015 and 2014 was computed by dividing net income to common shareholders by the weighted average number of shares of common stock outstanding, which consists of issued shares less unallocated ESOP shares and unvested restricted shares.
	Diluted net income per share for the three and six months ended March 31, 2015 and 2014 was computed by dividing net income by weighted average shares outstanding plus potential common shares resulting from dilutive stock options and unvested restricted shares, determined using the treasury stock method.
		Three Months Ended				Six Months Ended
		March 31,				March 31,
		2015		2014		2015		2014
	Numerator:
	Net income	$	1,434,231	$	1,490,810	$	3,107,735	$	3,127,878
	Denominator:
	Weighted average common shares outstanding	15,835,418		21,701,476		16,007,320		21,855,743
	Common stock equivalents	540,089		522,401		540,089		522,401
	Diluted shares	16,375,507		22,223,877		16,547,409		22,378,144
	Net income per share:
	Basic	$	0.09	$	0.07	$	0.19	$	0.14
	Diluted	$	0.09	$	0.07	$	0.19	$	0.14
	For the three and six months ended March 31, 2015 and 2014 there were 224,675 and 143,702, respectively, of dilutive stock options. For the three and six months ended March 31, 2015 and 2014 there were 315,414 and 378,699 shares, respectively, of unvested restricted stock which were also dilutive. There were no shares which were subject to options issued with exercise prices in excess of the average market value per share during the three and six months ended March 31, 2015. The Company excluded 971,680 shares from the calculation of diluted earnings per share for the three and six months ended March 31, 2014 which were subject to options issued with exercise prices in excess of the average market value per share during that period.

Real_Estate_Owned

Real Estate Owned	6 Months Ended
	Mar. 31, 2015
Real Estate [Abstract]
Real Estate Owned	Real Estate Owned
	The following is a summary of transactions in real estate owned:
	Non-covered real estate owned:
		Six Months Ended March 31, 2015			Year Ended September 30, 2014
	Balance, beginning of period	$	1,757,864		$	1,615,036
	Real estate acquired through foreclosure of loans receivable	958,458			2,121,865
	Proceeds from real estate sold	(1,955,970		)	(2,161,103		)
	Write down of real estate owned	(31,300		)	(268,696		)
	Gain on sale of real estate owned	102,257			80,762
	Transfer of previously covered non-single family OREO (1)	167,006			420,000
	Gain on real estate sold payable to the FDIC (2)	145,797			—
	Principal reductions	—			(50,000		)
	Balance, end of period	$	1,144,112		$	1,757,864
	__________________________________
	-1	Transfer of OREO upon the expiration of the MCB and NCB non-single family loss sharing agreements with the FDIC in March 2015 and June 2014, respectively.
	-2	A percentage of the gain on the sale of OREO transferred from covered to non-covered upon the expiration of the MCB and NCB non-single family loss sharing agreements must be shared with the FDIC.
	Covered real estate owned:
		Six Months Ended March 31, 2015			Year Ended September 30, 2014
	Balance, beginning of period	$	5,557,927		$	14,068,846
	Real estate acquired through foreclosure of loans receivable	1,489,028			4,405,516
	Proceeds from real estate sold	(3,235,758		)	(12,348,078		)
	Gain on real estate sold recognized in noninterest expense	132,592			217,408
	Gain on real estate sold payable to the FDIC	604,407			1,349,676
	Provision for losses on real estate owned recognized in noninterest expense	(188,706		)	(254,408		)
	Increase of FDIC receivable for loss sharing agreements	(789,792		)	(1,330,943		)
	Principal reductions	(59,308		)	(130,090		)
	Transfer of previously covered non-single family OREO (1)	(167,006		)	(420,000		)
	Balance, end of period	$	3,343,384		$	5,557,927
	__________________________________
	-1	Transfer of OREO upon the expiration of the MCB and NCB non-single family loss sharing agreements with the FDIC in March 2015 and June 2014, respectively.
	Included in the tables above is $1.0 million of foreclosed residential real estate property at March 31, 2015. Additionally, the Company had $123,000 of consumer mortgage loans collateralized by residential real estate in the process of foreclosure at March 31, 2015.

Employee_Benefits

Employee Benefits	6 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Employee Benefits	Employee Benefits
	The Company has a 2002 stock option plan which allows for stock option awards of the Company’s common stock to eligible directors and key employees of the Company. The option price is determined by a committee of the board of directors at the time of the grant and may not be less than 100% of the market value of the common stock on the date of the grant. For options granted under the 2002 stock option plan, when granted, the options vest over periods up to 4 or 5 years from grant date or upon death, disability, or qualified retirement. All options must be exercised within a 10-year period from grant date. The Company may grant either incentive stock options, which qualify for special federal income tax treatment, or non-qualified stock options, which do not receive such tax treatment. The Company’s stockholders have authorized 882,876 shares for the plan, of which 77,777 have been issued or retired upon the exercise of the option granted under the plan, 650,436 are granted and outstanding and no shares are available to be granted at March 31, 2015 within this plan. All share and share amounts related to employee benefits have been updated to reflect the completion of the second-step conversion on April 8, 2013 at a conversion ratio of 1.2471. As of March 31, 2015, 389,917 shares have vested under this plan.
	In addition to the plan above, on December 19, 2013, the Company's stockholders approved the 2013 Equity Incentive Plan, which allows for stock option awards of the Company’s common stock to eligible directors and key employees of the Company. The option price is determined by a committee of the board of directors at the time of the grant and may not be less than 100% of the market value of the common stock on the date of the grant. When granted, the options vest from one year to five years from grant date or upon death or disability. All options must be exercised within a 10-year period from the grant date. The Company may grant either incentive stock options, which qualify for special federal income tax treatment, or non-qualified stock options, which do not receive such tax treatment. The Company’s stockholders have authorized 1,428,943 shares for the plan, of which 971,680 were granted and outstanding as of March 31, 2015, with the remaining 457,263 shares available to be granted at March 31, 2015. During the six months ended March 31, 2015, 194,335 options from this plan vested.
	The following table summarizes activity for shares under option and weighted average exercise price per share:
		Shares		Weighted average exercise price/share		Weighted average remaining life (years)
	Options outstanding – September 30, 2014	1,627,739		$	9.9	8
	Options exercised	(1,316	)	8.82		4
	Options forfeited	(4,307	)	8.82		4
	Options granted	—		—		—
	Options outstanding – March 31, 2015	1,622,116		$	9.91	7
	Options exercisable – March 31, 2015	584,252		$	9.51	6
	The stock price at March 31, 2015 was greater than the exercise prices on 1,622,116 options outstanding and therefore had an intrinsic value of $2,583,761. The total intrinsic value of all 584,252 shares exercisable at March 31, 2015 was $1,164,619.
	Stock option expense was $165,497 and $143,662 for the six months ended March 31, 2015 and 2014, respectively. The following table summarizes information about the options outstanding at March 31, 2015:
		Number of options outstanding at March 31, 2015				Remaining contractual life in years	Exercise price per share
			387,922			4	$	8.82
			174,594			5	$	8.18
			66,720			6	$	7.22
			16,212			7	$	7.34
			4,988			7	$	7.79
			971,680			9	$	10.89
			1,622,116
	The Company has a Charter Financial Corporation 2001 Recognition and Retention Plan for key employees and directors. As of March 31, 2015, 9,355 shares remain in the trust and have not yet vested.
	In addition to the above, the Company implemented the Charter Financial Corporation 2013 Equity Incentive Plan as described above, which has 571,577 shares authorized, and during the year ended September 30, 2014, the Company granted 360,092 shares of restricted stock to key employees and directors. During the six months ended March 31, 2015, 72,015 shares vested. The remaining 211,485 shares are available to be granted at March 31, 2015.
		Shares		Weighted average grant date fair
				value per award
	Unvested restricted stock awards - September 30, 2014	369,447		$	10.82
	Granted	—		—
	Vested	72,015		10.89
	Canceled or expired	—		—
	Unvested restricted stock awards – March 31, 2015	297,432		$	10.8
	Grants between January 1, 2009 and December 1, 2013 will be expensed to the earlier of scheduled vesting or substantive vesting which is when the recipient becomes qualified for retirement at age 65. Grants subsequent to December 1, 2013 will be expensed to the scheduled vesting.

Commitments_and_Contingent_Lia

Commitments and Contingent Liabilities	6 Months Ended
	Mar. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	Commitments and Contingent Liabilities
	In the normal course of business, the Company makes various commitments and incurs certain contingent liabilities, which are not reflected in the accompanying financial statements. The commitments and contingent liabilities include guarantees, commitments to extend credit, and standby letters of credit. At March 31, 2015, commitments to extend credit and standby letters of credit totaled $149.6 million. The Company does not anticipate any material losses as a result of these transactions.
	In the normal course of business, the Company is party (both as plaintiff and defendant) to certain matters of litigation. In the opinion of management, none of these matters should have a material adverse effect on the Company’s financial position or results of operation.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments and Fair Value Measurement	6 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments and Fair Value Measurement	Fair Value of Financial Instruments and Fair Value Measurement
	Accounting standards define fair value as the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Accounting standards also establish a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The applicable standard describes three levels of inputs that may be used to measure fair value: Level 1- Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date; Level 2- Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data; Level 3- Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company evaluates fair value measurement inputs on an ongoing basis in order to determine if there is a change of sufficient significance to warrant a transfer between levels. For example, changes in market activity or the addition of new unobservable inputs could, in the Company’s judgment, cause a transfer to either a higher or lower level. For the three months ended March 31, 2015, there were no transfers between levels.
	At March 31, 2015, the Company holds, as part of its investment portfolio, available for sale securities reported at fair value consisting of municipal securities, collateralized loan obligations, mortgage-backed securities and collateralized mortgage obligations. The fair value of the majority of these securities is determined using widely accepted valuation techniques including matrix pricing and broker-quote based applications. Inputs include benchmark yields, reported trades, issuer spreads, prepayment speeds and other relevant items. These are inputs used by a third-party pricing service used by the Company. To validate the appropriateness of the valuations provided by the third party, the Company regularly updates its understanding of the inputs used and compares valuations to an additional third party source.
	All of the Company’s available for sale securities fall into Level 2 of the fair value hierarchy. These securities are priced via independent service providers. In obtaining such valuation information, the Company has evaluated the valuation methodologies used to develop the fair values.
	The Company also holds assets available for sale reported at fair value and included in other assets on the Company's balance sheet, consisting of three former branches, a parcel of land adjacent to a current branch and a parcel of land initially acquired as a proposed branch site. These assets are included in other assets on the Company's condensed consolidated statements of financial condition. The fair value of these assets is determined using current appraisals adjusted at management’s discretion to reflect any decline in the fair value of the properties since the time the appraisal was performed. Appraisal values are reviewed and monitored internally and fair value is reassessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. All of the Company’s assets held for sale fall into level 3 of the fair value hierarchy.
	Assets and Liabilities Measured on a Recurring Basis:
	Assets and liabilities measured at fair value on a recurring basis are summarized below.
		March 31, 2015
		Estimated fair value		Quoted prices in active			Quoted prices for similar assets			Significant unobservable inputs
				markets for identical assets			(Level 2 inputs)			(Level 3 inputs)
				(Level 1 inputs)
	Assets:
	Investment securities available for sale:
	Collateralized loan obligations	$	24,329,386	$	—		$	24,329,386		$	—
	Mortgage-backed securities:
	FHLMC certificates	40,546,762		—			40,546,762			—
	FNMA certificates	105,984,755		—			105,984,755			—
	GNMA certificates	1,646,637		—			1,646,637			—
	Collateralized mortgage obligations:
	FHLMC	44,890		—			44,890			—
	FNMA	71,917		—			71,917			—
	Private-label mortgage securities:
	Investment grade	1,167,623		—			1,167,623			—
	Split rating (1)	1,031,106		—			1,031,106			—
	Non-investment grade	8,158,450		—			8,158,450			—
	Total investment securities available for sale	182,981,526		—			182,981,526			—
	Assets held for sale	1,744,584		—			—			1,744,584
	Total recurring assets at fair value	$	184,726,110	$	—		$	182,981,526		$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2014
		Estimated fair value		Quoted prices in active			Quoted prices for similar assets			Significant unobservable inputs
				markets for identical assets			(Level 2 inputs)			(Level 3 inputs)
				(Level 1 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals	$	13,457,203	$	—		$	13,457,203		$	—
	Mortgage–backed securities:
	FHLMC certificates	44,025,928		—			44,025,928			—
	FNMA certificates	118,278,377		—			118,278,377			—
	GNMA certificates	1,697,844		—			1,697,844			—
	Collateralized mortgage obligations:
	FHLMC	53,496		—			53,496			—
	FNMA	80,156		—			80,156			—
	Private-label mortgage securities:
	Investment grade	1,446,858		—			1,446,858			—
	Split rating (1)	1,094,107		—			1,094,107			—
	Non-investment grade	8,609,304		—			8,609,304			—
	Total investment securities available for sale	188,743,273		—			188,743,273			—
	Assets held for sale	1,744,584		—			—			1,744,584
	Total recurring assets at fair value	$	190,487,857	$	—		$	188,743,273		$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
	When a determination is made to classify a financial instrument within Level 3 of the valuation hierarchy, the determination is based upon the significance of the unobservable factors to the overall fair value measurement. However, since Level 3 financial instruments typically include, in addition to the unobservable or Level 3 components, observable components (that is, components that are actively quoted and can be validated to external sources), the losses below include changes in fair value due in part to observable factors that are part of the valuation methodology.
	A reconciliation of the beginning and ending balances of Level 3 assets and liabilities recorded at fair value on a recurring basis is as follows:
		Six Months Ended March 31, 2015		Year Ended September 30, 2014
	Fair value, beginning balance	$	1,744,584	$	1,744,584
	Purchases	—		—
	Sales	—		—
	Transfers in and/or out of level 3	—		—
	Fair value, ending balance	$	1,744,584	$	1,744,584
	Assets and Liabilities Measured on a Nonrecurring Basis:
	Assets and liabilities measured at fair value on a nonrecurring basis are summarized below.
				Fair value measurements using:
	Estimated fair value		Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
			(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
March 31, 2015
Impaired loans:
Not covered under loss share	$	2,579,119	$	—		$	—		$	2,579,119
Other real estate owned:
Not covered under loss share	1,144,112		—			—			1,144,112
Covered under loss share	3,343,384		—			—			3,343,384
September 30, 2014
Impaired loans:
Not covered under loss share	3,174,410		—			—			3,174,410
Other real estate owned:
Not covered under loss share	1,757,864		—			—			1,757,864
Covered under loss share	5,557,927		—			—			5,557,927
Loans considered impaired are loans for which, based on current information and events, it is probable that the creditor will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans are subject to nonrecurring fair value adjustments to reflect write-downs that are based on the market price or current appraised value of the collateral, adjusted to reflect local market conditions or other economic factors. After evaluating the underlying collateral, the fair value of the impaired loans is determined by allocating specific reserves from the allowance for loan and lease losses to the loans. Thus, the fair value reflects the loan balance, which is net of partial charge-offs. Certain collateral-dependent impaired loans are reported at the fair value of the underlying collateral. Impairment is measured based on the fair value of the collateral, which is typically derived from appraisals that take into consideration prices in observed transactions involving similar assets and similar locations. Each appraisal is updated on an annual basis, either through a new appraisal or through the Company’s comprehensive internal review process. Appraised values are reviewed and monitored internally and fair value is re-assessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. The fair value of impaired loans that are not collateral dependent is measured using a discounted cash flow analysis considered to be a Level 3 input.
Other real estate owned (“OREO”) is initially accounted for at fair value, less estimated costs to dispose of the property. Any excess of the recorded investment over fair value, less costs to dispose, is charged to the allowance for loan and lease losses at the time of foreclosure. A provision is charged to earnings for subsequent losses on other real estate owned when market conditions indicate such losses have occurred. The ability of the Company to recover the carrying value of other real estate owned is based upon future sales of the real estate. The ability to affect such sales is subject to market conditions and other factors beyond the Company's control, and future declines in the value of the real estate would result in a charge to earnings. The recognition of sales and gain on sales is dependent upon whether the nature and terms of the sales, including possible future involvement of the Company, if any, meet certain defined requirements. If those requirements are not met, sale and gain recognition is deferred. OREO represents real property taken by the Company either through foreclosure or through a deed in lieu thereof from the borrower. The fair value of OREO is based on property appraisals adjusted at management’s discretion to reflect a further decline in the fair value of properties since the time the appraisal analysis was performed. It has been the Company’s experience that appraisals may become outdated due to the volatile real-estate environment. Appraised values are reviewed and monitored internally and fair value is re-assessed at least quarterly or more frequently when circumstances occur that indicate a change in fair value. Therefore, the inputs used to determine the fair value of OREO and repossessed assets fall within Level 3. The Company may include within OREO other repossessed assets received as partial satisfaction of a loan. These assets are not material and do not typically have readily determinable market values and are considered Level 3 inputs.
The following table provides information describing the valuation processes used to determine recurring and nonrecurring fair value measurements categorized within Level 3 of the fair value hierarchy at March 31, 2015:
	Quantitative Information about Level 3 Fair Value Measurements
	Fair Value		Valuation Technique		Unobservable Input	General Range (Discount)					Weighted Average Discount
Impaired Loans	$	2,579,119	Property appraisals		Management discount for property type and recent market volatility	19%		—	50%		31%
OREO	$	4,487,496	Property appraisals		Management discount for property type and recent market volatility	20%		—	47%		29%
Assets Held for Sale	$	1,744,584	Valuation analysis		Management discount for property type and recent market volatility	0%		—	50%		34%
Accounting standards require disclosures of fair value information about financial instruments, whether or not recognized in the Statement of Condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair value is based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. Also, the fair value estimates presented herein are based on pertinent information available to Management as of March 31, 2015 and September 30, 2014.
The following methods and assumptions were used by the Company in estimating its fair value disclosures for financial instruments:
CASH AND CASH EQUIVALENTS – The carrying amount approximates fair value because of the short maturity of these instruments.
INVESTMENTS AVAILABLE FOR SALE AND FHLB STOCK – The fair value of investment securities and mortgage-backed securities and collateralized mortgage obligations available for sale is estimated based on bid quotations received from securities dealers. The FHLB stock is considered a restricted stock and is carried at cost which approximates its fair value.
LOANS RECEIVABLE – Fair values are estimated for portfolios of loans with similar financial characteristics. Loans are segregated by type. The fair value of performing loans is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified, as required, by an estimate of the effect of the current economic and lending conditions.
Fair value for significant nonperforming loans is based on recent external appraisals. If appraisals are not available, estimated cash flows are discounted using a rate commensurate with the risk associated with the estimated cash flows. Assumptions regarding credit risk, cash flows, and discount rates are determined using available market information and specific borrower information. In prior periods, the Company affected estimated fair value by a liquidation discount of 5.5%. Due to the continued stabilization of the whole loan market, this liquidation discount was discontinued during the year ended September 30, 2014.
LOANS HELD FOR SALE – Loans held for sale are carried at the lower of cost or market value. The fair values of loans held for sale are based on commitments on hand from investors within the secondary market for loans with similar characteristics.
CASH SURRENDER VALUE OF LIFE INSURANCE – The Company’s cash surrender value of bank owned life insurance approximates its fair value.
FDIC RECEIVABLE FOR LOSS SHARING AGREEMENTS – Fair value is estimated based on discounted future cash flows using current discount rates for instruments with similar risk and cash flow volatility.
ASSETS HELD FOR SALE – The fair value of assets held for sale by the Company is generally based on the most recent appraisals of the asset or other market information as it becomes available to management.
DEPOSITS – The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings, money market and checking accounts, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
BORROWINGS – The fair value of the Company’s Federal Home Loan Bank advances is estimated based on the discounted value of contractual cash flows. The fair value of securities sold under agreements to repurchase approximates the carrying amount because of the short maturity of these borrowings. The discount rate is estimated using rates quoted for the same or similar issues or the current rates offered to the Company for debt of the same remaining maturities.
ACCRUED INTEREST AND DIVIDENDS RECEIVABLE AND PAYABLE – The carrying amount of accrued interest and dividends receivable on loans and investments and payable on borrowings and deposits approximate their fair values.
COMMITMENTS TO EXTEND CREDIT AND STANDBY LETTERS OF CREDIT – The value of these unrecognized financial instruments is estimated based on the fee income associated with the commitments which, in the absence of credit exposure, is considered to approximate their settlement value. Since no significant credit exposure existed, and because such fee income is not material to the Company's financial statements at March 31, 2015 and at September 30, 2014, the fair value of these commitments is not presented.
Many of the Company's assets and liabilities are short-term financial instruments whose carrying amounts reported in the Statement of Condition approximate fair value. These items include cash and due from banks, interest-bearing bank balances, federal funds sold, other short-term borrowings and accrued interest receivable and payable balances. The estimated fair value of the Company’s remaining on-balance sheet financial instruments as of March 31, 2015 and September 30, 2014 is summarized below:
	March 31, 2015
						Estimated Fair Value
	Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)			(Level 2)			(Level 3)
Financial assets:
Cash and cash equivalents	$	64,563,841	$	64,563,841		$	64,563,841		$	—		$	—
Investments available for sale	182,981,526		182,981,526			—			182,981,526			—
FHLB stock	3,005,600		3,005,600			—			3,005,600			—
Loans receivable, net	656,212,122		654,262,331			—			—			654,262,331
Loans held for sale	2,700,613		2,755,616			—			2,755,616			—
FDIC receivable for loss sharing arrangements	6,749,359		5,932,365			—			—			5,932,365
Assets held for sale	1,744,584		1,744,584			—			—			1,744,584
Accrued interest and dividends receivable	2,594,483		2,594,483			—			495,737			2,098,746
Financial liabilities:
Deposits	$	736,802,784	$	737,511,630		$	—		$	737,511,630		$	—
FHLB advances	50,000,000		54,061,552			—			54,061,552			—
Accrued interest payable	198,293		198,293			—			198,293			—
	September 30, 2014
						Estimated Fair Value
	Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)			(Level 2)			(Level 3)
Financial assets:
Cash and cash equivalents	$	99,462,953	$	99,462,953		$	99,462,953		$	—		$	—
Investments available for sale	188,743,273		188,743,273			—			188,743,273			—
FHLB stock	3,442,900		3,442,900			—			3,442,900			—
Loans receivable, net	606,366,713		607,754,670			—			—			607,754,670
Loans held for sale	2,054,722		2,090,469			—			2,090,469			—
FDIC receivable for loss sharing arrangements	10,531,809		7,658,896			—			—			7,658,896
Assets held for sale	1,744,584		1,744,584			—			—			1,744,584
Accrued interest and dividends receivable	2,459,347		2,459,347			—			538,043			1,921,304
Financial liabilities:
Deposits	$	717,192,200	$	718,935,248		$	—		$	718,935,248		$	—
FHLB advances	55,000,000		59,391,540			—			59,391,540			—
Accrued interest payable	182,198		182,198			—			182,198			—

Securities_Available_for_Sale_

Securities Available for Sale (Tables)	6 Months Ended
	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Available-for-sale Securities	Investment securities available for sale are summarized as follows:
		March 31, 2015
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Collateralized loan obligations	$	24,402,948			$	17,322			$	(90,884	)	$	24,329,386
	Mortgage-backed securities:
	FHLMC certificates	40,018,791				599,789				(71,818		)	40,546,762
	FNMA certificates	105,545,426				824,991				(385,662		)	105,984,755
	GNMA certificates	1,574,614				72,023				—			1,646,637
	Collateralized mortgage obligations:
	FHLMC	41,703				3,187				—			44,890
	FNMA	70,097				1,820				—			71,917
	Private-label mortgage securities: (1)
	Investment grade	1,206,663				5,765				(44,805		)	1,167,623
	Split rating (2)	1,034,993				—				(3,887		)	1,031,106
	Non-investment grade	8,229,365				17,745				(88,660		)	8,158,450
	Total	$	182,124,600			$	1,542,642			$	(685,716	)	$	182,981,526
	________________________________
	-1	Credit ratings are current as of March 31, 2015.
	-2	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2014
		Amortized Cost				Gross Unrealized Gains				Gross Unrealized Losses			Estimated Fair Value
	Other investment securities:
	Tax-free municipals	$	13,430,732			$	26,471			$	—		$	13,457,203
	Mortgage-backed securities:
	FHLMC certificates	44,036,704				359,644				(370,420		)	44,025,928
	FNMA certificates	119,445,041				499,772				(1,666,436		)	118,278,377
	GNMA certificates	1,595,029				102,815				—			1,697,844
	Collateralized mortgage obligations:
	FHLMC	49,425				4,071				—			53,496
	FNMA	78,152				2,004				—			80,156
	Private-label mortgage securities:
	Investment grade	1,485,804				8,941				(47,887		)	1,446,858
	Split rating (1)	1,090,524				3,583				—			1,094,107
	Non-investment grade	8,674,491				45,243				(110,430		)	8,609,304
	Total	$	189,885,902			$	1,052,544			$	(2,195,173	)	$	188,743,273
	______________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
Investments Classified by Contractual Maturity Date	The amortized cost and estimated fair value of investment securities available for sale as of March 31, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized Cost				Estimated Fair Value
	Due within one year	$	—			$	—
	Due from one year to five years	—				—
	Due after five years	24,402,948				24,329,386
	Mortgage-backed securities	157,721,652				158,652,140
	Total	$	182,124,600			$	182,981,526
Securities Available for Sale in Continuous Unrealized Loss Position for Less Than 12 Months	Investment securities available for sale that had been in a continuous unrealized loss position for less than 12 months at March 31, 2015 and September 30, 2014 are as follows:
		March 31, 2015
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Other investment securities:
	Collateralized loan obligations	$	16,127,470			$	(90,884	)		$	16,036,586
	Mortgage-backed securities:
	FHLMC certificates	17,508,321				(71,818		)		17,436,503
	FNMA certificates	30,526,472				(111,084		)		30,415,388
	Collateralized mortgage obligations:
	Private-label mortgage securities	4,060,724				(22,897		)		4,037,827
	Total	$	68,222,987			$	(296,683	)		$	67,926,304
		September 30, 2014
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FNMA certificates	$	6,164,452			$	(2,285	)		$	6,162,167
	Collateralized mortgage obligations:
	Private-label mortgage securities	1,900,526				(59,509		)		1,841,017
	Total	$	8,064,978			$	(61,794	)		$	8,003,184
Securities Available for Sale in Continuous Unrealized Loss Position for Greater Than 12 Months	Investment securities available for sale that had been in a continuous unrealized loss position for greater than 12 months at March 31, 2015 and September 30, 2014 are as follows:
		March 31, 2015
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FNMA certificates	$	22,009,642			$	(274,578	)		$	21,735,064
	Collateralized mortgage obligations:
	Private-label mortgage securities	2,548,868				(114,455		)		2,434,413
	Total	$	24,558,510			$	(389,033	)		$	24,169,477
		September 30, 2014
		Amortized Cost				Gross Unrealized Losses				Estimated Fair Value
	Mortgage-backed securities:
	FHLMC certificates	$	18,849,864			$	(370,420	)		$	18,479,444
	FNMA certificates	77,274,838				(1,664,152		)		75,610,686
	Collateralized mortgage obligations:
	Private-label mortgage securities	4,188,449				(98,807		)		4,089,642
	Total	$	100,313,151			$	(2,133,379	)		$	98,179,772
Other than Temporary Impairment, Credit Losses Recognized in Earnings	The Company previously recognized $380,000 in credit losses on its investment portfolio. The Company recorded no such credit losses during the three and six months ended March 31, 2015 and 2014.
Non-Agency Collateralized Mortgage Obligations	The following table shows issuer-specific information, including current par value, book value, fair value, credit rating and unrealized gain (loss) for the Company's portfolio of non-agency collateralized mortgage obligations as of March 31, 2015:
	Cusip		Description		Credit Rating (1)						Cumulative Net Impairment Losses Recognized in Earnings			Current Par Value		Amortized Cost		Market Value		Unrealized Gain (Loss)
					Moody		S&P		Fitch		(dollars in thousands)
	Investment Grade
	36228FQF6		GSR 2003-4F 1A2		n/a		AA+		BBB		$	—		$	163	$	163	$	166	$	3
	55265KL80		MASTR 2003-8 4A1		n/a		A+		A		—			214		213		216		3
	86359BVF5		SARM 2004-6 3A3		n/a		A+		n/a		—			831		831		786		(45		)
			Total								—			1,208		1,207		1,168		(39		)
	Split Rating
	17307GDL9		CMLTI 2004-HYB1 A31		Ba3		n/a		BBB		—			1,035		1,035		1,031		(4		)
			Total								—			1,035		1,035		1,031		(4		)
	Non-Investment Grade
	576433UQ7		MARM 2004-13 B1		NR		CCC		n/a		380			3,406		3,026		3,007		(19		)
	576433VN3		MARM 2004-15 4A1		B3		n/a		B		—			1,718		1,718		1,648		(70		)
	576433QD1		MARM 2004-7 5A1		Ba3		BB		n/a		—			3,486		3,485		3,503		18
			Total								380			8,610		8,229		8,158		(71		)
			Grand Total								$	380		$	10,853	$	10,471	$	10,357	$	(114	)
	______________________________
	-1	Credit ratings are current as of March 31, 2015.
Schedule of Accumulated Other Comprehensive Income (Loss)	Changes in accumulated other comprehensive income/loss by component for the three and six months ended March 31, 2015 and 2014 are shown in the table below. All amounts are net of tax. The line item affected in the consolidated statements of income by the reclassified amounts is loss on investment securities available for sale.
		Unrealized Gain/Loss on Available-for-Sale Securities
		Three Months Ended								Six Months Ended
		March 31,								March 31,
		2015				2014				2015			2014
	Beginning balance	$	(22,874	)		$	(2,461,351	)		$	(754,135	)	$	(1,839,593	)
	Other comprehensive income before reclassifications	571,319				671,535				1,303,000			49,777
	Amounts reclassified from accumulated other comprehensive income (loss) to loss on investment securities available for sale	17,126				—				16,706			—
	Net current-period other comprehensive income	588,445				671,535				1,319,706			49,777
	Ending balance	$	565,571			$	(1,789,816	)		$	565,571		$	(1,789,816	)

Loans_Receivable_Tables

Loans Receivable (Tables)	6 Months Ended
	Mar. 31, 2015
Schedule of Accounts, Notes, Loans and Financing Receivable	Loans not covered by loss share agreements are summarized as follows:
		31-Mar-15				30-Sep-14
	Loans not covered by loss sharing agreements:
	1-4 family residential real estate	$	172,131,248			$	152,810,501
	Commercial real estate	340,171,680				300,556,023
	Commercial	29,431,806				24,759,682
	Real estate construction	70,758,469				63,485,411
	Consumer and other	4,559,832				4,959,103
	Loans receivable, net of undisbursed proceeds of loans in process	617,053,035				546,570,720
	Less:
	Unamortized loan origination fees, net	1,471,715				1,364,853
	Allowance for loan losses	8,463,104				8,473,373
	Total loans not covered, net	$	607,118,216			$	536,732,494
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period	The carrying amount of covered loans at March 31, 2015 and September 30, 2014, consisted of impaired loans at acquisition date and all other acquired loans and are presented in the following tables.
		March 31, 2015
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	3,141,212			$	5,256,205			$	8,397,417
	Commercial real estate	27,761,821				19,617,148				47,378,969
	Commercial	1,281,174				650,067				1,931,241
	Real estate construction	—				—				—
	Consumer and other	—				72,570				72,570
	Loans receivable, gross	32,184,207				25,595,990				57,780,197
	Less:
	Nonaccretable difference	3,161,562				249,204				3,410,766
	Allowance for covered loan losses	—				946,314				946,314
	Accretable discount	2,765,732				1,443,969				4,209,701
	Discount on acquired performing loans	—				112,361				112,361
	Unamortized loan origination fees, net	—				7,149				7,149
	Total loans covered, net	$	26,256,913			$	22,836,993			$	49,093,906
		September 30, 2014
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Loans covered by loss sharing agreements:
	1-4 family residential real estate	$	4,841,705			$	6,800,846			$	11,642,551
	Commercial real estate	33,053,228				34,354,816				67,408,044
	Commercial	1,871,879				1,800,989				3,672,868
	Real estate construction	—				—				—
	Consumer and other	1,418				177,228				178,646
	Loans receivable, gross	39,768,230				43,133,879				82,902,109
	Less:
	Nonaccretable difference	5,993,661				273,024				6,266,685
	Allowance for covered loan losses	—				997,524				997,524
	Accretable discount	3,073,198				2,770,499				5,843,697
	Discount on acquired performing loans	—				142,731				142,731
	Unamortized loan origination fees, net	—				17,253				17,253
	Total loans covered, net	$	30,701,371			$	38,932,848			$	69,634,219
Accretable Discount on Acquired Loans	The following table documents changes in the accretable discount on acquired credit impaired loans during the six months ended March 31, 2015 and the year ended September 30, 2014:
		Impaired Loans at Acquisition				All Other Acquired Loans				Total Covered Loans
	Balance, September 30, 2013	$	3,508,430			$	1,164,941			$	4,673,371
	Loan accretion	(3,979,390		)		(2,579,144		)		(6,558,534		)
	Transfer from nonaccretable difference	3,544,158				4,184,702				7,728,860
	Balance, September 30, 2014	3,073,198				2,770,499				5,843,697
	Loan accretion	(1,507,466		)		(1,391,669		)		(2,899,135		)
	Transfer from nonaccretable difference	1,200,000				65,139				1,265,139
	Balance, March 31, 2015	$	2,765,732			$	1,443,969			$	4,209,701
FDIC Indemnification Asset Roll Forward	The following table documents changes in the carrying value of the FDIC receivable for loss sharing agreements relating to covered loans and other real estate owned during the six months ended March 31, 2015 and the year ended September 30, 2014:
		Six Months Ended				Year Ended
		March 31, 2015				30-Sep-14
	Balance, beginning of period	$	10,531,809			$	29,941,862
	Payments received from FDIC	(1,900,158		)		(10,954,707		)
	Accretion of fair value adjustment	74,519				347,347
	Impairment	—				(521,637		)
	Amortization	(1,790,514		)		(3,507,017		)
	Recovery of previous loss reimbursements	(1,675,654		)		(6,762,304		)
	Reduction in previous loss estimates	—				(1,549,967		)
	Provision for estimated losses on covered assets recognized in noninterest expense	789,792				1,426,762
	External expenses qualifying under loss sharing agreements	719,565				2,111,470
	Balance, end of period	$	6,749,359			$	10,531,809
Past Due Financing Receivables	Nonaccrual and Past Due Loans. Nonaccrual loans not covered by loss sharing, segregated by class of loans were as follows:
		March 31, 2015 (1)				September 30, 2014 (1)
	1-4 family residential real estate	$	1,465,996			$	982,087
	Commercial real estate	1,869,036				2,369,520
	Commercial	75,225				156,474
	Real estate construction	—				—
	Consumer and other	—				—
	Total	$	3,410,257			$	3,508,081
	__________________________________
	-1	Acquired Neighborhood Community Bank and McIntosh Commercial Bank FAS ASC 310-30 loans that are no longer covered under their respective commercial loss sharing agreements with the FDIC in the amount of $3.6 million at March 31, 2015 are excluded. Additionally, acquired Neighborhood Community Bank FAS ASC 310-30 loans that are no longer covered under the commercial loss sharing agreement with the FDIC in the amount of $1.3 million at September 30, 2014 are excluded. Due to the recognition of accretion income established at the time of acquisition, the FAS ASC 310-30 loans that are greater than 90 days delinquent are regarded as accruing loans.
Impaired Financing Receivables	Impaired loans not covered by loss sharing, segregated by class of loans were as follows:
	March 31, 2015
													Three Months Ended						Six Months Ended
													March 31, 2015						March 31, 2015
		Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized			Average Investment in Impaired Loans			Interest Income Recognized
	With no related allowance recorded:
	1-4 family residential real estate	$	1,517,435			$	2,009,879			$	—		$	1,534,541		$	548		$	1,550,559		$	3,999
	Commercial real estate	7,881,126				9,116,027				—			7,900,032			87,259			7,928,631			175,555
	Commercial	75,225				96,305				—			81,043			—			84,807			—
	Total:	$	9,473,786			$	11,222,211			$	—		$	9,515,616		$	87,807		$	9,563,997		$	179,554
	There were no recorded allowances for impaired loans not covered by loss sharing at March 31, 2015. The recorded investment in accruing troubled debt restructured loans at March 31, 2015 totaled $6,063,530 and is included in the impaired loan table above.
	September 30, 2014
														Year Ended
														30-Sep-14
			Recorded Investment				Unpaid Principal Balance				Related Allowance			Average Investment in Impaired Loans			Interest Income Recognized
	With no related allowance recorded:
	1-4 family residential real estate		$	1,550,777			$	2,077,942			$	—		$	1,737,505		$	31,656
	Commercial real estate		8,687,088				10,510,893				—			9,196,747			373,711
	Commercial		156,474				205,625				—			188,458			—
	Total:		$	10,394,339			$	12,794,460			$	—		$	11,122,710		$	405,367
	There were no recorded allowances for impaired loans not covered by loss sharing at September 30, 2014. The recorded investment in accruing troubled debt restructured loans at September 30, 2014 totaled $6,154,420 and is included in the impaired loan table above.
Financing Receivable Credit Quality Indicators	The following table presents the risk grades of the loan portfolio not covered by loss sharing, segregated by class of loans:
	March 31, 2015
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Pass (1-4)	$	169,257,202			$	311,500,448			$	28,911,206		$	70,758,469		$	4,526,366		$	584,953,691
	Special Mention (5)	750,553				2,055,331				13,459			—			—			2,819,343
	Substandard (6)	2,123,493				26,615,901				507,141			—			33,466			29,280,001
	Doubtful (7)	—				—				—			—			—			—
	Loss (8)	—				—				—			—			—			—
	Total not covered loans	$	172,131,248			$	340,171,680			$	29,431,806		$	70,758,469		$	4,559,832		$	617,053,035
	September 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Pass (1-4)	$	151,661,479			$	273,587,373			$	23,205,880		$	63,485,411		$	4,954,661		$	516,894,804
	Special Mention (5)	—				3,325,324				91,000			—			—			3,416,324
	Substandard (6)	1,149,022				23,643,326				1,462,802			—			4,442			26,259,592
	Doubtful (7)	—				—				—			—			—			—
	Loss (8)	—				—				—			—			—			—
	Total not covered loans	$	152,810,501			$	300,556,023			$	24,759,682		$	63,485,411		$	4,959,103		$	546,570,720
	The following table presents the risk grades, ignoring grade enhancement provided by the FDIC loss sharing, of the loan portfolio covered by loss sharing agreements, segregated by class of loans at March 31, 2015 and September 30, 2014. Numerical risk ratings 5-8 constitute classified assets for regulatory reporting; however, regulatory authorities consider the FDIC loss sharing percentage of either 80% or 95%, as applicable, as a reduction of the regulatory classified balance for covered loans. With respect to classified assets covered by loss sharing agreements, numerical risk ratings 5-8, for regulatory reporting purposes are done under FDIC guidance reporting the Bank’s non-reimbursable amount of the book balance of the loans as classified. The remaining reimbursable portion is classified as pass, numerical risk ratings 1-4.
	March 31, 2015
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)	$	6,086,210			$	23,739,341			$	1,483,044		$	—		$	41,725		$	31,350,320
	Numerical risk rating (5)	63,123				6,403,968				—			—			—			6,467,091
	Numerical risk rating (6)	1,305,264				13,968,848				331,594			—			—			15,605,706
	Numerical risk rating (7)	—				—				—			—			—			—
	Numerical risk rating (8)	—				—				—			—			—			—
	Total covered loans (1)	$	7,454,597			$	44,112,157			$	1,814,638		$	—		$	41,725		$	53,423,117
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $4,322,062 of accretable discounts and discounts on acquired performing loans.
	September 30, 2014
		1-4 family residential real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Total
	Numerical risk rating (1-4)	$	7,392,585			$	34,017,713			$	1,982,382		$	—		$	74,392		$	43,467,072
	Numerical risk rating (5)	693,038				8,411,973				448,957			—			—			9,553,968
	Numerical risk rating (6)	2,591,713				18,869,901				1,081,540			—			73,706			22,616,860
	Numerical risk rating (7)	—				—				—			—			—			—
	Numerical risk rating (8)	—				—				—			—			—			—
	Total covered loans (1)	$	10,677,336			$	61,299,587			$	3,512,879		$	—		$	148,098		$	75,637,900
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowances for covered loan losses and have not been reduced by $5,986,428 of accretable discounts and discounts on acquired performing loans.
Allowance for Credit Losses on Financing Receivables	The following is a summary of transactions during the three and six months ended March 31, 2015 and 2014 in the allowance for loan losses on loans covered by loss sharing:
		Three Months Ended								Six Months Ended
		March 31,								March 31,
		2015				2014				2015			2014
	Balance, beginning of period	$	1,012,679			$	3,434,733			$	997,524		$	3,924,278
	Loans charged off, gross	—				(168,861		)		(64,853		)	(138,885		)
	Recoveries on loans previously charged off	13,635				75,988				13,643			84,150
	Provision (benefit) for loan losses charged (reversed) to FDIC receivable	(76,000		)		(1,020,167		)		—			(1,549,966		)
	Provision for loan losses charged to operations	(4,000		)		(53,693		)		—			(51,577		)
	Balance, end of period	$	946,314			$	2,268,000			$	946,314		$	2,268,000
Troubled Debt Restructurings on Financing Receivables	There were no new troubled debt restructurings (“TDRs”) in the six month period ended March 31, 2015. For the six month period ended March 31, 2014, the following table presents a breakdown of the types of concessions determined to be troubled debt restructurings (“TDRs”) during the period by loan class:
		Accruing Loans										Nonaccrual Loans
		Six Months Ended March 31, 2014										Six Months Ended March 31, 2014
		Number of Loans		Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment				Number of Loans	Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Payment structure modification:
	Commercial real estate	1		$	552,961			$	552,961			—	$	—		$	—
	Total	1		$	552,961			$	552,961			—	$	—		$	—
Non-covered loans
Allowance for Credit Losses on Financing Receivables	The following tables are a summary of transactions in the allowance for loan losses on loans not covered by loss sharing by portfolio segment:
		Three Months Ended March 31, 2015
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	810,797			$	5,887,208			$	391,617		$	470,369		$	14,144		$	920,062		$	8,494,197
	Charge-offs	(4,921		)		(53,181		)		—			—			(1,000		)	—			(59,102		)
	Recoveries	—				325				23,129			—			4,555			—			28,009
	Provision	(180,370		)		236,779				(17,135		)	(50,388		)	(3,680		)	14,794			—
	Balance at end of period	$	625,506			$	6,071,131			$	397,611		$	419,981		$	14,019		$	934,856		$	8,463,104
		Six Months Ended March 31, 2015
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	812,130			$	5,969,819			$	400,883		$	492,903		$	13,990		$	783,648		$	8,473,373
	Charge-offs	(83,591		)		(53,180		)		—			—			(10,622		)	—			(147,393		)
	Recoveries	4,000				94,623				32,607			—			5,894			—			137,124
	Provision	(107,033		)		59,869				(35,879		)	(72,922		)	4,757			151,208			—
	Balance at end of period	$	625,506			$	6,071,131			$	397,611		$	419,981		$	14,019		$	934,856		$	8,463,104
	Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
	Loans:
	Ending balance: individually evaluated for impairment	$	1,517,435			$	7,881,126			$	75,225		$	—		$	—					$	9,473,786
	Ending balance: collectively evaluated for impairment	170,613,813				332,290,554				29,356,581			70,758,469			4,559,832						607,579,249
	Ending balance	$	172,131,248			$	340,171,680			$	29,431,806		$	70,758,469		$	4,559,832					$	617,053,035
		Three Months Ended March 31, 2014
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	739,764			$	6,002,964			$	684,585		$	362,591		$	54,067		$	650,441		$	8,494,412
	Charge-offs	(58,970		)		(30,437		)		—			—			(3,099		)	—			(92,506		)
	Recoveries	—				9,111				19,052			—			548			—			28,711
	Provision	(9,298		)		516,781				(262,314		)	42,909			64			(288,142		)	—
	Balance at end of period	$	671,496			$	6,498,419			$	441,323		$	405,500		$	51,580		$	362,299		$	8,430,617
		Six Months Ended March 31, 2014
		1-4 family real estate				Commercial real estate				Commercial			Real estate construction			Consumer and other			Unallocated			Total
	Allowance for loan losses:
	Balance at beginning of period	$	862,043			$	5,446,357			$	455,833		$	387,302		$	124,717		$	912,644		$	8,188,896
	Charge-offs	(100,379		)		(30,437		)		(22,035		)	—			(7,648		)	—			(160,499		)
	Recoveries	—				70,231				29,062			—			2,927			—			102,220
	Provision	(90,168		)		1,012,268				(21,537		)	18,198			(68,416		)	(550,345		)	300,000
	Balance at end of period	$	671,496			$	6,498,419			$	441,323		$	405,500		$	51,580		$	362,299		$	8,430,617
	Ending balance: individually evaluated for impairment	$	—			$	—			$	—		$	—		$	—					$	—
	Loans:
	Ending balance: individually evaluated for impairment	$	1,301,330			$	10,800,578			$	194,656		$	—		$	—					$	12,296,564
	Ending balance: collectively evaluated for impairment	133,879,683				260,355,853				21,306,110			47,111,623			16,531,561						479,184,830
	Ending balance	$	135,181,013			$	271,156,431			$	21,500,766		$	47,111,623		$	16,531,561					$	491,481,394
Past Due Loans [Member]
Past Due Financing Receivables	An age analysis of past due loans not covered by loss sharing, segregated by class of loans at March 31, 2015 and September 30, 2014 were as follows:
	March 31, 2015
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing (1)
	1-4 family residential real estate	$	1,630,392			$	339,613			$	1,970,005		$	170,161,243		$	172,131,248		$	—
	Commercial real estate	1,112,426				711,494				1,823,920			338,347,760			340,171,680			488,170
	Commercial	111,131				2,225				113,356			29,318,450			29,431,806			2,225
	Real estate construction	—				—				—			70,758,469			70,758,469			—
	Consumer and other	7,312				—				7,312			4,552,520			4,559,832			—
	Total	$	2,861,261			$	1,053,332			$	3,914,593		$	613,138,442		$	617,053,035		$	490,395
	__________________________________
	-1	Previously covered loans in the amount of $490,395 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
	September 30, 2014
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total Loans			Loans > 90 Days Accruing (1)
	1-4 family residential real estate	$	1,927,860			$	545,179			$	2,473,039		$	150,337,462		$	152,810,501		$	516,659
	Commercial real estate	254,423				1,943,161				2,197,584			298,358,439			300,556,023			1,218,188
	Commercial	62,479				1,000				63,479			24,696,203			24,759,682			—
	Real estate construction	—				—				—			63,485,411			63,485,411			—
	Consumer and other	31,306				4,354				35,660			4,923,443			4,959,103			4,354
	Total	$	2,276,068			$	2,493,694			$	4,769,762		$	541,800,958		$	546,570,720		$	1,739,201
	__________________________________
	-1	Previously covered loans in the amount of $1,003,007 are now reflected in the Greater than 90 Days Accruing column. These loans which are accounted for under ASC 310-30 are reported as accruing loans because of accretable discounts established at the time of acquisition.
	An age analysis of past due loans covered by loss sharing, segregated by class of loans at March 31, 2015 and September 30, 2014 were as follows:
	March 31, 2015
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
																Loans (1)			Accruing (2)
	1-4 family residential real estate	$	51,688			$	12,235			$	63,923		$	7,390,674		$	7,454,597		$	12,235
	Commercial real estate	601,010				2,541,537				3,142,547			40,969,610			44,112,157			2,541,537
	Commercial	57,700				83,997				141,697			1,672,941			1,814,638			83,997
	Real estate construction	—				—				—			—			—			—
	Consumer and other	—				—				—			41,725			41,725			—
	Total	$	710,398			$	2,637,769			$	3,348,167		$	50,074,950		$	53,423,117		$	2,637,769
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $4,322,062 of accretable discounts and discounts on acquired performing loans.
	-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.
	September 30, 2014
		30-89 Days Past Due				Greater than 90 Days Past Due				Total Past Due			Current			Total			Loans > 90 Days
																Loans (1)			Accruing (2)
	1-4 family residential real estate	$	414,699			$	814,238			$	1,228,937		$	9,448,399		$	10,677,336		$	814,238
	Commercial real estate	1,399,520				3,949,083				5,348,603			55,950,984			61,299,587			3,949,083
	Commercial	387,641				551,721				939,362			2,573,517			3,512,879			551,721
	Real estate construction	—				—				—			—			—			—
	Consumer and other	—				—				—			148,098			148,098			—
	Total	$	2,201,860			$	5,315,042			$	7,516,902		$	68,120,998		$	75,637,900		$	5,315,042
	__________________________________
	-1	Covered loan balances are net of nonaccretable differences and allowance for covered loan losses and have not been reduced by $5,986,428 of accretable discounts and discounts on acquired performing loans.
	-2	Covered loans contractually past due greater than ninety days are reported as accruing loans because of accretable discounts established at the time of acquisition.

Income_Per_Share_Tables

Income Per Share (Tables)	6 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted
		Three Months Ended				Six Months Ended
		March 31,				March 31,
		2015		2014		2015		2014
	Numerator:
	Net income	$	1,434,231	$	1,490,810	$	3,107,735	$	3,127,878
	Denominator:
	Weighted average common shares outstanding	15,835,418		21,701,476		16,007,320		21,855,743
	Common stock equivalents	540,089		522,401		540,089		522,401
	Diluted shares	16,375,507		22,223,877		16,547,409		22,378,144
	Net income per share:
	Basic	$	0.09	$	0.07	$	0.19	$	0.14
	Diluted	$	0.09	$	0.07	$	0.19	$	0.14

Real_Estate_Owned_Tables

Real Estate Owned (Tables)	6 Months Ended
	Mar. 31, 2015
Real Estate [Abstract]
Other Real Estate, Non-Covered, Roll Forward
	Non-covered real estate owned:
		Six Months Ended March 31, 2015			Year Ended September 30, 2014
	Balance, beginning of period	$	1,757,864		$	1,615,036
	Real estate acquired through foreclosure of loans receivable	958,458			2,121,865
	Proceeds from real estate sold	(1,955,970		)	(2,161,103		)
	Write down of real estate owned	(31,300		)	(268,696		)
	Gain on sale of real estate owned	102,257			80,762
	Transfer of previously covered non-single family OREO (1)	167,006			420,000
	Gain on real estate sold payable to the FDIC (2)	145,797			—
	Principal reductions	—			(50,000		)
	Balance, end of period	$	1,144,112		$	1,757,864
	__________________________________
	-1	Transfer of OREO upon the expiration of the MCB and NCB non-single family loss sharing agreements with the FDIC in March 2015 and June 2014, respectively.
	-2	A percentage of the gain on the sale of OREO transferred from covered to non-covered upon the expiration of the MCB and NCB non-single family loss sharing agreements must be shared with the FDIC.
Other Real Estate, Covered, Roll Forward
	Covered real estate owned:
		Six Months Ended March 31, 2015			Year Ended September 30, 2014
	Balance, beginning of period	$	5,557,927		$	14,068,846
	Real estate acquired through foreclosure of loans receivable	1,489,028			4,405,516
	Proceeds from real estate sold	(3,235,758		)	(12,348,078		)
	Gain on real estate sold recognized in noninterest expense	132,592			217,408
	Gain on real estate sold payable to the FDIC	604,407			1,349,676
	Provision for losses on real estate owned recognized in noninterest expense	(188,706		)	(254,408		)
	Increase of FDIC receivable for loss sharing agreements	(789,792		)	(1,330,943		)
	Principal reductions	(59,308		)	(130,090		)
	Transfer of previously covered non-single family OREO (1)	(167,006		)	(420,000		)
	Balance, end of period	$	3,343,384		$	5,557,927
	__________________________________
	-1	Transfer of OREO upon the expiration of the MCB and NCB non-single family loss sharing agreements with the FDIC in March 2015 and June 2014, respectively.

Employee_Benefits_Tables

Employee Benefits (Tables)	6 Months Ended
	Mar. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock Option Activity	The following table summarizes activity for shares under option and weighted average exercise price per share:
		Shares		Weighted average exercise price/share		Weighted average remaining life (years)
	Options outstanding – September 30, 2014	1,627,739		$	9.9	8
	Options exercised	(1,316	)	8.82		4
	Options forfeited	(4,307	)	8.82		4
	Options granted	—		—		—
	Options outstanding – March 31, 2015	1,622,116		$	9.91	7
	Options exercisable – March 31, 2015	584,252		$	9.51	6
Stock Options Outstanding	The following table summarizes information about the options outstanding at March 31, 2015:
		Number of options outstanding at March 31, 2015				Remaining contractual life in years	Exercise price per share
			387,922			4	$	8.82
			174,594			5	$	8.18
			66,720			6	$	7.22
			16,212			7	$	7.34
			4,988			7	$	7.79
			971,680			9	$	10.89
			1,622,116
Restricted Stock Award
		Shares		Weighted average grant date fair
				value per award
	Unvested restricted stock awards - September 30, 2014	369,447		$	10.82
	Granted	—		—
	Vested	72,015		10.89
	Canceled or expired	—		—
	Unvested restricted stock awards – March 31, 2015	297,432		$	10.8

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments and Fair Value Measurement (Tables)	6 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Assets and Liabilities Measured on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below.
		March 31, 2015
		Estimated fair value		Quoted prices in active			Quoted prices for similar assets			Significant unobservable inputs
				markets for identical assets			(Level 2 inputs)			(Level 3 inputs)
				(Level 1 inputs)
	Assets:
	Investment securities available for sale:
	Collateralized loan obligations	$	24,329,386	$	—		$	24,329,386		$	—
	Mortgage-backed securities:
	FHLMC certificates	40,546,762		—			40,546,762			—
	FNMA certificates	105,984,755		—			105,984,755			—
	GNMA certificates	1,646,637		—			1,646,637			—
	Collateralized mortgage obligations:
	FHLMC	44,890		—			44,890			—
	FNMA	71,917		—			71,917			—
	Private-label mortgage securities:
	Investment grade	1,167,623		—			1,167,623			—
	Split rating (1)	1,031,106		—			1,031,106			—
	Non-investment grade	8,158,450		—			8,158,450			—
	Total investment securities available for sale	182,981,526		—			182,981,526			—
	Assets held for sale	1,744,584		—			—			1,744,584
	Total recurring assets at fair value	$	184,726,110	$	—		$	182,981,526		$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
		September 30, 2014
		Estimated fair value		Quoted prices in active			Quoted prices for similar assets			Significant unobservable inputs
				markets for identical assets			(Level 2 inputs)			(Level 3 inputs)
				(Level 1 inputs)
	Assets:
	Investment securities available for sale:
	Tax free municipals	$	13,457,203	$	—		$	13,457,203		$	—
	Mortgage–backed securities:
	FHLMC certificates	44,025,928		—			44,025,928			—
	FNMA certificates	118,278,377		—			118,278,377			—
	GNMA certificates	1,697,844		—			1,697,844			—
	Collateralized mortgage obligations:
	FHLMC	53,496		—			53,496			—
	FNMA	80,156		—			80,156			—
	Private-label mortgage securities:
	Investment grade	1,446,858		—			1,446,858			—
	Split rating (1)	1,094,107		—			1,094,107			—
	Non-investment grade	8,609,304		—			8,609,304			—
	Total investment securities available for sale	188,743,273		—			188,743,273			—
	Assets held for sale	1,744,584		—			—			1,744,584
	Total recurring assets at fair value	$	190,487,857	$	—		$	188,743,273		$	1,744,584
	__________________________________
	-1	Bonds with split ratings represent securities with both investment and non-investment grades.
Assets Measured on Recurring Basis, Unobservable Input Reconciliation	A reconciliation of the beginning and ending balances of Level 3 assets and liabilities recorded at fair value on a recurring basis is as follows:
		Six Months Ended March 31, 2015		Year Ended September 30, 2014
	Fair value, beginning balance	$	1,744,584	$	1,744,584
	Purchases	—		—
	Sales	—		—
	Transfers in and/or out of level 3	—		—
	Fair value, ending balance	$	1,744,584	$	1,744,584
Assets and Liabilities Measured on Nonrecurring Basis	Assets and liabilities measured at fair value on a nonrecurring basis are summarized below.
				Fair value measurements using:
		Estimated fair value		Quoted prices in active markets for identical assets			Quoted prices for similar assets			Significant unobservable inputs
				(Level 1 inputs)			(Level 2 inputs)			(Level 3 inputs)
	March 31, 2015
	Impaired loans:
	Not covered under loss share	$	2,579,119	$	—		$	—		$	2,579,119
	Other real estate owned:
	Not covered under loss share	1,144,112		—			—			1,144,112
	Covered under loss share	3,343,384		—			—			3,343,384
	September 30, 2014
	Impaired loans:
	Not covered under loss share	3,174,410		—			—			3,174,410
	Other real estate owned:
	Not covered under loss share	1,757,864		—			—			1,757,864
	Covered under loss share	5,557,927		—			—			5,557,927
Quantitative Information about Level 3 Fair Value Measurements	The following table provides information describing the valuation processes used to determine recurring and nonrecurring fair value measurements categorized within Level 3 of the fair value hierarchy at March 31, 2015:
		Quantitative Information about Level 3 Fair Value Measurements
		Fair Value		Valuation Technique		Unobservable Input	General Range (Discount)					Weighted Average Discount
	Impaired Loans	$	2,579,119	Property appraisals		Management discount for property type and recent market volatility	19%		—	50%		31%
	OREO	$	4,487,496	Property appraisals		Management discount for property type and recent market volatility	20%		—	47%		29%
	Assets Held for Sale	$	1,744,584	Valuation analysis		Management discount for property type and recent market volatility	0%		—	50%		34%
Estimated Fair Value of On-Balance Sheet Financial Instruments	The estimated fair value of the Company’s remaining on-balance sheet financial instruments as of March 31, 2015 and September 30, 2014 is summarized below:
		March 31, 2015
							Estimated Fair Value
		Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
							(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	64,563,841	$	64,563,841		$	64,563,841		$	—		$	—
	Investments available for sale	182,981,526		182,981,526			—			182,981,526			—
	FHLB stock	3,005,600		3,005,600			—			3,005,600			—
	Loans receivable, net	656,212,122		654,262,331			—			—			654,262,331
	Loans held for sale	2,700,613		2,755,616			—			2,755,616			—
	FDIC receivable for loss sharing arrangements	6,749,359		5,932,365			—			—			5,932,365
	Assets held for sale	1,744,584		1,744,584			—			—			1,744,584
	Accrued interest and dividends receivable	2,594,483		2,594,483			—			495,737			2,098,746
	Financial liabilities:
	Deposits	$	736,802,784	$	737,511,630		$	—		$	737,511,630		$	—
	FHLB advances	50,000,000		54,061,552			—			54,061,552			—
	Accrued interest payable	198,293		198,293			—			198,293			—
		September 30, 2014
							Estimated Fair Value
		Carrying Value		Total Estimated Fair Value			Quoted Prices In Active Markets for Identical Assets			Significant Other Observable Inputs			Significant Unobservable Inputs
							(Level 1)			(Level 2)			(Level 3)
	Financial assets:
	Cash and cash equivalents	$	99,462,953	$	99,462,953		$	99,462,953		$	—		$	—
	Investments available for sale	188,743,273		188,743,273			—			188,743,273			—
	FHLB stock	3,442,900		3,442,900			—			3,442,900			—
	Loans receivable, net	606,366,713		607,754,670			—			—			607,754,670
	Loans held for sale	2,054,722		2,090,469			—			2,090,469			—
	FDIC receivable for loss sharing arrangements	10,531,809		7,658,896			—			—			7,658,896
	Assets held for sale	1,744,584		1,744,584			—			—			1,744,584
	Accrued interest and dividends receivable	2,459,347		2,459,347			—			538,043			1,921,304
	Financial liabilities:
	Deposits	$	717,192,200	$	718,935,248		$	—		$	718,935,248		$	—
	FHLB advances	55,000,000		59,391,540			—			59,391,540			—
	Accrued interest payable	182,198		182,198			—			182,198			—

Nature_of_Operations_Details

Nature of Operations (Details) (USD $)	0 Months Ended
	Apr. 08, 2013
Stock issued during period, shares, new issues (in shares)	14,289,429
Share price	$10
Proceeds from public offering, gross	$142,900,000
Conversion of stock, shares issued	1.2471
Charter Federal
Conversion of stock, shares issued	1.2471
First Charter MHC
Equity method investment, ownership percentage	100.00%
Net asset position assumed by Charter Financial	$229,564
Public
Equity method investment, ownership percentage	100.00%

Securities_Available_for_Sale_1

Securities Available for Sale (Details) (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
Proceeds from maturities, prepayments and calls of available-for-sale securities			$6,774,050	$9,860,000
Proceeds from sales of investment securities available for sale			14,024,153	0
Available-for-sale securities, gross realized gains			2,507
Available-for-sale securities, gross realized losses			29,716
Available-for-sale securities pledged as collateral	80,338,521		80,338,521		101,679,874
Gross unrealized losses	-685,716		-685,716		-2,195,173
Amortized Cost	182,124,600		182,124,600
Other than temporary impairment, credit losses recognized in earnings, credit losses on debt securities held	380,000		380,000
Other than temporary impairment, credit losses recognized in earnings, additions, additional credit losses	0	0	0	0
Collateralized mortgage obligations: private-label mortgage securities
Gross unrealized losses	-138,000		-138,000
Amortized Cost	6,600,000		6,600,000
Available-for-sale securities
Proceeds from maturities, prepayments and calls of available-for-sale securities			$6,774,050	$9,860,000

Securities_Available_for_Sale_2

Securities Available for Sale - Summary of Available for Sale Securities (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$182,124,600	$189,885,902
Gross unrealized gains	1,542,642	1,052,544
Gross unrealized losses	-685,716	-2,195,173
Estimated fair value	182,981,526	188,743,273
Other investment securities: tax-free municipals
Schedule of Available-for-sale Securities [Line Items]
Amortized cost		13,430,732
Gross unrealized gains		26,471
Gross unrealized losses		0
Estimated fair value		13,457,203
Other investment securities: collateralized loan obligations
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	24,402,948
Gross unrealized gains	17,322
Gross unrealized losses	-90,884
Estimated fair value	24,329,386
Mortgage-backed securities: FHLMC certificates
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	40,018,791	44,036,704
Gross unrealized gains	599,789	359,644
Gross unrealized losses	-71,818	-370,420
Estimated fair value	40,546,762	44,025,928
Mortgage-backed securities: FNMA certificates
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	105,545,426	119,445,041
Gross unrealized gains	824,991	499,772
Gross unrealized losses	-385,662	-1,666,436
Estimated fair value	105,984,755	118,278,377
Mortgage-backed securities: GNMA certificates
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	1,574,614	1,595,029
Gross unrealized gains	72,023	102,815
Gross unrealized losses	0	0
Estimated fair value	1,646,637	1,697,844
Collateralized mortgage obligations: FHLMC
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	41,703	49,425
Gross unrealized gains	3,187	4,071
Gross unrealized losses	0	0
Estimated fair value	44,890	53,496
Collateralized mortgage obligations: FNMA
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	70,097	78,152
Gross unrealized gains	1,820	2,004
Gross unrealized losses	0	0
Estimated fair value	71,917	80,156
Private-label mortgage securities: investment grade
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	1,206,663	1,485,804
Gross unrealized gains	5,765	8,941
Gross unrealized losses	-44,805	-47,887
Estimated fair value	1,167,623	1,446,858
Private-label mortgage securities: split rating
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	1,034,993	1,090,524
Gross unrealized gains	0	3,583
Gross unrealized losses	-3,887	0
Estimated fair value	1,031,106	1,094,107
Private-label mortgage securities: non-investment grade
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	8,229,365	8,674,491
Gross unrealized gains	17,745	45,243
Gross unrealized losses	-88,660	-110,430
Estimated fair value	$8,158,450	$8,609,304

Securities_Available_for_Sale_3

Securities Available for Sale - Amortized Cost and Estimated Fair Value of Investment Securities Available for Sale (Details) (USD $)	Mar. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized cost - Due within one year	$0
Amortized cost - Due from one year to five years	0
Amortized cost - Due after five years	24,402,948
Amortized cost - Mortgage-backed securities	157,721,652
Amortized cost - Investment securities available for sale	182,124,600
Estimated fair value - Due within one year	0
Estimated fair value - Due from one year to five years	0
Estimated fair value - Due after five years	24,329,386
Estimated fair value - Mortgage-backed securities	158,652,140
Estimated fair value - Investment securities available for sale	$182,981,526

Securities_Available_for_Sale_4

Securities Available for Sale - Securities Available for Sale in Continuous Unrealized Loss Position for Less Than 12 Months (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	$68,222,987	$8,064,978
Gross unrealized losses	-296,683	-61,794
Estimated fair value	67,926,304	8,003,184
Other investment securities: collateralized loan obligations
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	16,127,470
Gross unrealized losses	-90,884
Estimated fair value	16,036,586
Mortgage-backed securities: FHLMC certificates
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	17,508,321
Gross unrealized losses	-71,818
Estimated fair value	17,436,503
Mortgage-backed securities: FNMA certificates
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	30,526,472	6,164,452
Gross unrealized losses	-111,084	-2,285
Estimated fair value	30,415,388	6,162,167
Collateralized mortgage obligations: private-label mortgage securities
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	4,060,724	1,900,526
Gross unrealized losses	-22,897	-59,509
Estimated fair value	$4,037,827	$1,841,017

Securities_Available_for_Sale_5

Securities Available for Sale - Securities Available for Sale in Continuous Unrealized Loss Position for Greater Than 12 Months (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	$24,558,510	$100,313,151
Gross unrealized losses	-389,033	-2,133,379
Estimated fair value	24,169,477	98,179,772
Mortgage-backed securities: FHLMC certificates
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost		18,849,864
Gross unrealized losses		-370,420
Estimated fair value		18,479,444
Mortgage-backed securities: FNMA certificates
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	22,009,642	77,274,838
Gross unrealized losses	-274,578	-1,664,152
Estimated fair value	21,735,064	75,610,686
Collateralized mortgage obligations: private-label mortgage securities
Available For Sale Securities Continuous Unrealized Loss Position [Line Items]
Amortized cost	2,548,868	4,188,449
Gross unrealized losses	-114,455	-98,807
Estimated fair value	$2,434,413	$4,089,642

Securities_Available_for_Sale_6

Securities Available for Sale - Non-Agency Collateralized Mortgage Obligations (Details) (USD $)	6 Months Ended
	Mar. 31, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Amortized Cost	$182,124,600
Market value	182,981,526	188,743,273
Collateralized Mortgage Obligations
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	380,000
Current par value	10,853,000
Amortized Cost	10,471,000
Market value	10,357,000
Unrealized gain (loss)	-114,000
Collateralized Mortgage Obligations | GSR 2003-4F 1A2
Financing Receivable, Recorded Investment [Line Items]
Current par value	163,000
Amortized Cost	163,000
Market value	166,000
Unrealized gain (loss)	3,000
Collateralized Mortgage Obligations | MASTR 2003-8 4A1
Financing Receivable, Recorded Investment [Line Items]
Current par value	214,000
Amortized Cost	213,000
Market value	216,000
Unrealized gain (loss)	3,000
Collateralized Mortgage Obligations | SARM 2004-6 3A3
Financing Receivable, Recorded Investment [Line Items]
Current par value	831,000
Amortized Cost	831,000
Market value	786,000
Unrealized gain (loss)	-45,000
Collateralized Mortgage Obligations | CMLTI 2004-HYB1 A31
Financing Receivable, Recorded Investment [Line Items]
Current par value	1,035,000
Amortized Cost	1,035,000
Market value	1,031,000
Unrealized gain (loss)	-4,000
Collateralized Mortgage Obligations | MARM 2004-13 B1
Financing Receivable, Recorded Investment [Line Items]
Current par value	3,406,000
Amortized Cost	3,026,000
Market value	3,007,000
Unrealized gain (loss)	-19,000
Collateralized Mortgage Obligations | MARM 2004-15 4A1
Financing Receivable, Recorded Investment [Line Items]
Current par value	1,718,000
Amortized Cost	1,718,000
Market value	1,648,000
Unrealized gain (loss)	-70,000
Collateralized Mortgage Obligations | MARM 2004-7 5A1
Financing Receivable, Recorded Investment [Line Items]
Current par value	3,486,000
Amortized Cost	3,485,000
Market value	3,503,000
Unrealized gain (loss)	18,000
Investment Grade | Collateralized Mortgage Obligations
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	0
Current par value	1,208,000
Amortized Cost	1,207,000
Market value	1,168,000
Unrealized gain (loss)	-39,000
Investment Grade | Collateralized Mortgage Obligations | GSR 2003-4F 1A2
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	0
Investment Grade | Collateralized Mortgage Obligations | MASTR 2003-8 4A1
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	0
Investment Grade | Collateralized Mortgage Obligations | SARM 2004-6 3A3
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	0
Split Rating | Collateralized Mortgage Obligations
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	0
Current par value	1,035,000
Amortized Cost	1,035,000
Market value	1,031,000
Unrealized gain (loss)	-4,000
Split Rating | Collateralized Mortgage Obligations | CMLTI 2004-HYB1 A31
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	0
Non-Investment Grade | Collateralized Mortgage Obligations
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	380,000
Current par value	8,610,000
Amortized Cost	8,229,000
Market value	8,158,000
Unrealized gain (loss)	-71,000
Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-13 B1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	NR
Cumulative net impairment losses recognized in earnings	380,000
Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-15 4A1
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	0
Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-7 5A1
Financing Receivable, Recorded Investment [Line Items]
Cumulative net impairment losses recognized in earnings	$0
Fitch, A Rating | Investment Grade | Collateralized Mortgage Obligations | MASTR 2003-8 4A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	A
Fitch, BBB Rating | Investment Grade | Collateralized Mortgage Obligations | GSR 2003-4F 1A2
Financing Receivable, Recorded Investment [Line Items]
Credit rating	BBB
Fitch, BBB Rating | Split Rating | Collateralized Mortgage Obligations | CMLTI 2004-HYB1 A31
Financing Receivable, Recorded Investment [Line Items]
Credit rating	BBB
Fitch, B Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-15 4A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	B
Fitch, n/a Rating | Investment Grade | Collateralized Mortgage Obligations | SARM 2004-6 3A3
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a
Fitch, n/a Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-13 B1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a
Fitch, n/a Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-7 5A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a
Standard & Poor's, AA Plus Rating | Investment Grade | Collateralized Mortgage Obligations | GSR 2003-4F 1A2
Financing Receivable, Recorded Investment [Line Items]
Credit rating	AA+
Standard & Poor's, A Plus Rating | Investment Grade | Collateralized Mortgage Obligations | MASTR 2003-8 4A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	A+
Standard & Poor's, A Plus Rating | Investment Grade | Collateralized Mortgage Obligations | SARM 2004-6 3A3
Financing Receivable, Recorded Investment [Line Items]
Credit rating	A+
Standard & Poor's, BB Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-7 5A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	BB
Standard & Poor's, CCC Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-13 B1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	CCC
Standard & Poor's, n/a Rating | Split Rating | Collateralized Mortgage Obligations | CMLTI 2004-HYB1 A31
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a
Standard & Poor's, n/a Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-15 4A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a
Moody's, Ba3 Rating | Split Rating | Collateralized Mortgage Obligations | CMLTI 2004-HYB1 A31
Financing Receivable, Recorded Investment [Line Items]
Credit rating	Ba3
Moody's, Ba3 Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-7 5A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	Ba3
Moody's, B3 Rating | Non-Investment Grade | Collateralized Mortgage Obligations | MARM 2004-15 4A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	B3
Moody's, n/a Rating | Investment Grade | Collateralized Mortgage Obligations | GSR 2003-4F 1A2
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a
Moody's, n/a Rating | Investment Grade | Collateralized Mortgage Obligations | MASTR 2003-8 4A1
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a
Moody's, n/a Rating | Investment Grade | Collateralized Mortgage Obligations | SARM 2004-6 3A3
Financing Receivable, Recorded Investment [Line Items]
Credit rating	n/a

Securities_Available_for_Sale_7

Securities Available for Sale - Changes in Accumulated Other Comprehensive Income by Component (Details) (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014
Unrealized Gains/(Losses) on Available-for-Sale Securities [Roll Forward]
Beginning balance	($22,874)	($2,461,351)	($754,135)	($1,839,593)
Other comprehensive income before reclassifications	571,319	671,535	1,303,000	49,777
Amounts reclassified from accumulated other comprehensive income (loss) to loss on investment securities available for sale	17,126	0	16,706	0
Net current-period other comprehensive income	588,445	671,535	1,319,706	49,777
Ending balance	$565,571	($1,789,816)	$565,571	($1,789,816)

Loans_Receivable_Details

Loans Receivable (Details) (USD $)	6 Months Ended	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2015	Sep. 30, 2014
FDIC indemnification asset amortization	$800,000	$800,000
Financing receivable, modifications, subsequent default	0
Minimum
Debt service coverage ratio	1.15
Unallocated allowance for loan loss percent	4.00%
Maximum
Unallocated allowance for loan loss percent	12.00%
Maximum | Home Equity Line of Credit
Loan to value percentage	80.00%
Commercial real estate
Percentage of loans secured by owner-occupied properties	21.80%
Impaired financing receivable, related allowance	0	0	0
Non-covered loans
HELOC and 2nd mortgage	13,400,000	13,400,000
Impaired financing receivable, related allowance	0	0	0
Accruing troubled debt restructurings	6,063,530	6,063,530	6,154,420
Amortization of FDIC Indemnification Asset | Covered loans
Reclassifications from nonaccretable difference		$1,300,000
Pass (1-4) | Minimum
Percentage of loan portfolio	80.00%
Pass (1-4) | Maximum
Percentage of loan portfolio	95.00%

Loans_Receivable_Summary_of_No

Loans Receivable - Summary of Non-Covered Loans Receivable (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013
Loans not covered by loss sharing agreements:
Loans receivable, net of undisbursed proceeds of loans in process	$656,212,122		$606,366,713
Total loans not covered, net	607,118,216		536,732,494
Non-covered loans
Loans not covered by loss sharing agreements:
Loans receivable, net of undisbursed proceeds of loans in process	617,053,035		546,570,720	491,481,394
Unamortized loan origination fees, net	1,471,715		1,364,853
Allowance for loan losses	8,463,104	8,494,197	8,473,373	8,430,617	8,494,412	8,188,896
Non-covered loans | 1-4 family residential real estate
Loans not covered by loss sharing agreements:
Loans receivable, net of undisbursed proceeds of loans in process	172,131,248		152,810,501	135,181,013
Allowance for loan losses	625,506	810,797	812,130	671,496	739,764	862,043
Non-covered loans | Commercial real estate
Loans not covered by loss sharing agreements:
Loans receivable, net of undisbursed proceeds of loans in process	340,171,680		300,556,023	271,156,431
Allowance for loan losses	6,071,131	5,887,208	5,969,819	6,498,419	6,002,964	5,446,357
Non-covered loans | Commercial
Loans not covered by loss sharing agreements:
Loans receivable, net of undisbursed proceeds of loans in process	29,431,806		24,759,682	21,500,766
Allowance for loan losses	397,611	391,617	400,883	441,323	684,585	455,833
Non-covered loans | Real estate construction
Loans not covered by loss sharing agreements:
Loans receivable, net of undisbursed proceeds of loans in process	70,758,469		63,485,411	47,111,623
Allowance for loan losses	419,981	470,369	492,903	405,500	362,591	387,302
Non-covered loans | Consumer and other
Loans not covered by loss sharing agreements:
Loans receivable, net of undisbursed proceeds of loans in process	4,559,832		4,959,103	16,531,561
Allowance for loan losses	$14,019	$14,144	$13,990	$51,580	$54,067	$124,717

Loans_Receivable_Summary_of_Co

Loans Receivable - Summary of Covered Loans Receivable (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014
Loans covered by loss sharing agreements:
Loans and leases receivable, net reported amount, covered	$49,093,906	$69,634,219
Impaired loans at acquisition
Loans covered by loss sharing agreements:
Loans receivable	32,184,207
Nonaccretable difference	3,161,562	5,993,661
Allowance for covered loan losses	0	0
Accretable discount	2,765,732	3,073,198
Discount on acquired performing loans	0	0
Unamortized loan origination fees, net	0	0
Loans and leases receivable, net reported amount, covered	26,256,913	30,701,371
All other acquired loans
Loans covered by loss sharing agreements:
Loans receivable	25,595,990
Nonaccretable difference	249,204	273,024
Allowance for covered loan losses	946,314	997,524
Accretable discount	1,443,969	2,770,499
Discount on acquired performing loans	112,361	142,731
Unamortized loan origination fees, net	7,149	17,253
Loans and leases receivable, net reported amount, covered	22,836,993	38,932,848
1-4 family residential real estate | Impaired loans at acquisition
Loans covered by loss sharing agreements:
Loans receivable	3,141,212	4,841,705
1-4 family residential real estate | All other acquired loans
Loans covered by loss sharing agreements:
Loans receivable	5,256,205	6,800,846
Commercial real estate | Impaired loans at acquisition
Loans covered by loss sharing agreements:
Loans receivable	27,761,821	33,053,228
Commercial real estate | All other acquired loans
Loans covered by loss sharing agreements:
Loans receivable	19,617,148	34,354,816
Commercial | Impaired loans at acquisition
Loans covered by loss sharing agreements:
Loans receivable	1,281,174	1,871,879
Commercial | All other acquired loans
Loans covered by loss sharing agreements:
Loans receivable	650,067	1,800,989
Real estate construction | Impaired loans at acquisition
Loans covered by loss sharing agreements:
Loans receivable	0	0
Real estate construction | All other acquired loans
Loans covered by loss sharing agreements:
Loans receivable	0	0
Consumer and other | Impaired loans at acquisition
Loans covered by loss sharing agreements:
Loans receivable	0	1,418
Consumer and other | All other acquired loans
Loans covered by loss sharing agreements:
Loans receivable	72,570	177,228
Covered loans
Loans covered by loss sharing agreements:
Loans receivable	57,780,197	82,902,109
Nonaccretable difference	3,410,766	6,266,685
Allowance for covered loan losses	946,314	997,524
Accretable discount	4,209,701	5,843,697
Discount on acquired performing loans	112,361	142,731
Unamortized loan origination fees, net	7,149	17,253
Covered loans | Impaired loans at acquisition
Loans covered by loss sharing agreements:
Loans receivable		39,768,230
Covered loans | All other acquired loans
Loans covered by loss sharing agreements:
Loans receivable		43,133,879
Covered loans | 1-4 family residential real estate
Loans covered by loss sharing agreements:
Loans receivable	8,397,417	11,642,551
Covered loans | Commercial real estate
Loans covered by loss sharing agreements:
Loans receivable	47,378,969	67,408,044
Covered loans | Commercial
Loans covered by loss sharing agreements:
Loans receivable	1,931,241	3,672,868
Covered loans | Real estate construction
Loans covered by loss sharing agreements:
Loans receivable	0	0
Covered loans | Consumer and other
Loans covered by loss sharing agreements:
Loans receivable	$72,570	$178,646

Loans_Receivable_Accretable_Di

Loans Receivable - Accretable Discount On Covered Loans (Details) (Covered loans, USD $)	6 Months Ended	12 Months Ended
	Mar. 31, 2015	Sep. 30, 2014
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total covered loans - beginning balance	$5,843,697	$4,673,371
Loan accretion	-2,899,135	-6,558,534
Transfer from nonaccretable difference	1,265,139	7,728,860
Total covered loans - ending balance	4,209,701	5,843,697
Impaired loans at acquisition
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total covered loans - beginning balance	3,073,198	3,508,430
Loan accretion	-1,507,466	-3,979,390
Transfer from nonaccretable difference	1,200,000	3,544,158
Total covered loans - ending balance	2,765,732	3,073,198
All other acquired loans
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]
Total covered loans - beginning balance	2,770,499	1,164,941
Loan accretion	-1,391,669	-2,579,144
Transfer from nonaccretable difference	65,139	4,184,702
Total covered loans - ending balance	$1,443,969	$2,770,499

Loans_Receivable_Allowance_for

Loans Receivable - Allowance for Covered Loan Losses Transactions (Details) (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014
Allowance for Loan and Lease Losses [Roll Forward]
Provision for loan losses			$0	($1,549,966)
Covered loans
Allowance for Loan and Lease Losses [Roll Forward]
Allowance for loan losses - beginning balance	1,012,679	3,434,733	997,524	3,924,278
Loans charged off, gross	0	168,861	64,853	138,885
Recoveries on loans previously charged off	13,635	75,988	13,643	84,150
Allowance for loan losses - ending balance	946,314	2,268,000	946,314	2,268,000
Covered loans | Charged to FDIC receivable
Allowance for Loan and Lease Losses [Roll Forward]
Provision for loan losses	-76,000	-1,020,167	0	-1,549,966
Covered loans | Charged to operations
Allowance for Loan and Lease Losses [Roll Forward]
Provision for loan losses	($4,000)	($53,693)	$0	($51,577)

Loans_Receivable_Changes_in_Ca

Loans Receivable - Changes in Carrying Value of FDIC Receivable (Details) (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
FDIC Indemnification Asset [Roll Forward]
Balance, beginning of period			$10,531,809	$29,941,862	$29,941,862
Payments received from FDIC			-1,900,158		-10,954,707
Accretion of fair value adjustment			74,519	218,133	347,347
Amortization			0		-521,637
Amortization of FDIC loss share receivable	-901,603	-746,391	-1,790,514	-746,391	-3,507,017
Recovery of previous loss reimbursements			-1,675,654		-6,762,304
Reduction in previous loss estimates			0		-1,549,967
Provision for estimated losses on covered assets recognized in noninterest expense			789,792		1,426,762
External expenses qualifying under loss sharing agreements			719,565		2,111,470
Balance, end of period	$6,749,359		$6,749,359		$10,531,809

Loans_Receivable_Age_Analysis_

Loans Receivable - Age Analysis of Past Due Loans (Details) (USD $)	6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accretion of discount	$4,322,062	$5,986,428
Non-covered loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	2,861,261		2,276,068
Greater than 90 Days Past Due	1,053,332		2,493,694
Total Past Due	3,914,593		4,769,762
Current	613,138,442		541,800,958
Not covered under FDIC loss sharing agreements	617,053,035		546,570,720
Loans Greater Than 90 Days Accruing	490,395		1,739,201
Non-covered loans | 1-4 family residential real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	1,630,392		1,927,860
Greater than 90 Days Past Due	339,613		545,179
Total Past Due	1,970,005		2,473,039
Current	170,161,243		150,337,462
Not covered under FDIC loss sharing agreements	172,131,248		152,810,501
Loans Greater Than 90 Days Accruing	0		516,659
Non-covered loans | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	1,112,426		254,423
Greater than 90 Days Past Due	711,494		1,943,161
Total Past Due	1,823,920		2,197,584
Current	338,347,760		298,358,439
Not covered under FDIC loss sharing agreements	340,171,680		300,556,023
Loans Greater Than 90 Days Accruing	488,170		1,218,188
Non-covered loans | Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	111,131		62,479
Greater than 90 Days Past Due	2,225		1,000
Total Past Due	113,356		63,479
Current	29,318,450		24,696,203
Not covered under FDIC loss sharing agreements	29,431,806		24,759,682
Loans Greater Than 90 Days Accruing	2,225		0
Non-covered loans | Real estate construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	0		0
Greater than 90 Days Past Due	0		0
Total Past Due	0		0
Current	70,758,469		63,485,411
Not covered under FDIC loss sharing agreements	70,758,469		63,485,411
Loans Greater Than 90 Days Accruing	0		0
Non-covered loans | Consumer and other
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	7,312		31,306
Greater than 90 Days Past Due	0		4,354
Total Past Due	7,312		35,660
Current	4,552,520		4,923,443
Not covered under FDIC loss sharing agreements	4,559,832		4,959,103
Loans Greater Than 90 Days Accruing	0		4,354
Previously covered
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Greater Than 90 Days Accruing	490,395		1,003,007
Covered loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	710,398		2,201,860
Greater than 90 Days Past Due	2,637,769		5,315,042
Total Past Due	3,348,167		7,516,902
Current	50,074,950		68,120,998
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	53,423,117		75,637,900
Loans Greater Than 90 Days Accruing	2,637,769		5,315,042
Accretion of discount	4,322,062	5,986,428
Covered loans | 1-4 family residential real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	51,688		414,699
Greater than 90 Days Past Due	12,235		814,238
Total Past Due	63,923		1,228,937
Current	7,390,674		9,448,399
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	7,454,597		10,677,336
Loans Greater Than 90 Days Accruing	12,235		814,238
Covered loans | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	601,010		1,399,520
Greater than 90 Days Past Due	2,541,537		3,949,083
Total Past Due	3,142,547		5,348,603
Current	40,969,610		55,950,984
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	44,112,157		61,299,587
Loans Greater Than 90 Days Accruing	2,541,537		3,949,083
Covered loans | Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	57,700		387,641
Greater than 90 Days Past Due	83,997		551,721
Total Past Due	141,697		939,362
Current	1,672,941		2,573,517
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	1,814,638		3,512,879
Loans Greater Than 90 Days Accruing	83,997		551,721
Covered loans | Real estate construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	0		0
Greater than 90 Days Past Due	0		0
Total Past Due	0		0
Current	0		0
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Loans Greater Than 90 Days Accruing	0		0
Covered loans | Consumer and other
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Days Past Due	0		0
Greater than 90 Days Past Due	0		0
Total Past Due	0		0
Current	41,725		148,098
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	41,725		148,098
Loans Greater Than 90 Days Accruing	$0		$0

Loans_Receivable_Nonaccrual_Lo

Loans Receivable - Nonaccrual Loans (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014
Non-covered loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans receivable	$3,410,257	$3,508,081
Non-covered loans | 1-4 family residential real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans receivable	1,465,996	982,087
Non-covered loans | Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans receivable	1,869,036	2,369,520
Non-covered loans | Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans receivable	75,225	156,474
Non-covered loans | Real estate construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans receivable	0	0
Non-covered loans | Consumer and other
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans receivable	0	0
Previously covered
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual loans receivable	$3,600,000	$1,300,000

Loans_Receivable_Impaired_Loan

Loans Receivable - Impaired Loans Not Covered By Loss Sharing (Details) (USD $)	3 Months Ended	6 Months Ended	12 Months Ended
	Mar. 31, 2015	Mar. 31, 2015	Sep. 30, 2014
With no related allowance recorded:
Recorded Investment	$9,473,786	$9,473,786	$10,394,339
Unpaid Principal Balance	11,222,211	11,222,211	12,794,460
Average Investment in Impaired Loans	9,515,616	9,563,997	11,122,710
Interest Income Recognized	87,807	179,554	405,367
1-4 family residential real estate
With no related allowance recorded:
Related Allowance	0	0	0
Commercial real estate
With no related allowance recorded:
Related Allowance	0	0	0
Commercial
With no related allowance recorded:
Related Allowance	0	0	0
With no related allowance recorded | 1-4 family residential real estate
With no related allowance recorded:
Recorded Investment	1,517,435	1,517,435	1,550,777
Unpaid Principal Balance	2,009,879	2,009,879	2,077,942
Average Investment in Impaired Loans	1,534,541	1,550,559	1,737,505
Interest Income Recognized	548	3,999	31,656
With no related allowance recorded | Commercial real estate
With no related allowance recorded:
Recorded Investment	7,881,126	7,881,126	8,687,088
Unpaid Principal Balance	9,116,027	9,116,027	10,510,893
Average Investment in Impaired Loans	7,900,032	7,928,631	9,196,747
Interest Income Recognized	87,259	175,555	373,711
With no related allowance recorded | Commercial
With no related allowance recorded:
Recorded Investment	75,225	75,225	156,474
Unpaid Principal Balance	96,305	96,305	205,625
Average Investment in Impaired Loans	81,043	84,807	188,458
Interest Income Recognized	$0	$0	$0

Loans_Receivable_Risk_Grades_o

Loans Receivable - Risk Grades of the Loan Portfolio (Details) (USD $)	6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	$656,212,122		$606,366,713
Accretion of discount	4,322,062	5,986,428
Non-covered loans
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	617,053,035	491,481,394	546,570,720
Non-covered loans | Pass (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	584,953,691		516,894,804
Non-covered loans | Special Mention (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	2,819,343		3,416,324
Non-covered loans | Substandard (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	29,280,001		26,259,592
Non-covered loans | Doubtful (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Loss (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | 1-4 family residential real estate
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	172,131,248	135,181,013	152,810,501
Non-covered loans | 1-4 family residential real estate | Pass (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	169,257,202		151,661,479
Non-covered loans | 1-4 family residential real estate | Special Mention (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	750,553		0
Non-covered loans | 1-4 family residential real estate | Substandard (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	2,123,493		1,149,022
Non-covered loans | 1-4 family residential real estate | Doubtful (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | 1-4 family residential real estate | Loss (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Commercial real estate
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	340,171,680	271,156,431	300,556,023
Non-covered loans | Commercial real estate | Pass (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	311,500,448		273,587,373
Non-covered loans | Commercial real estate | Special Mention (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	2,055,331		3,325,324
Non-covered loans | Commercial real estate | Substandard (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	26,615,901		23,643,326
Non-covered loans | Commercial real estate | Doubtful (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Commercial real estate | Loss (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Commercial
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	29,431,806	21,500,766	24,759,682
Non-covered loans | Commercial | Pass (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	28,911,206		23,205,880
Non-covered loans | Commercial | Special Mention (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	13,459		91,000
Non-covered loans | Commercial | Substandard (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	507,141		1,462,802
Non-covered loans | Commercial | Doubtful (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Commercial | Loss (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Real estate construction
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	70,758,469	47,111,623	63,485,411
Non-covered loans | Real estate construction | Pass (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	70,758,469		63,485,411
Non-covered loans | Real estate construction | Special Mention (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Real estate construction | Substandard (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Real estate construction | Doubtful (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Real estate construction | Loss (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Consumer and other
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	4,559,832	16,531,561	4,959,103
Non-covered loans | Consumer and other | Pass (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	4,526,366		4,954,661
Non-covered loans | Consumer and other | Special Mention (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Consumer and other | Substandard (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	33,466		4,442
Non-covered loans | Consumer and other | Doubtful (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Non-covered loans | Consumer and other | Loss (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of undisbursed proceeds of loans in process	0		0
Covered loans
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	53,423,117		75,637,900
Accretion of discount	4,322,062	5,986,428
Covered loans | Numerical risk rating (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	31,350,320		43,467,072
Covered loans | Numerical risk rating (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	6,467,091		9,553,968
Covered loans | Numerical risk rating (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	15,605,706		22,616,860
Covered loans | Numerical risk rating (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Numerical risk rating (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | 1-4 family residential real estate
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	7,454,597		10,677,336
Covered loans | 1-4 family residential real estate | Numerical risk rating (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	6,086,210		7,392,585
Covered loans | 1-4 family residential real estate | Numerical risk rating (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	63,123		693,038
Covered loans | 1-4 family residential real estate | Numerical risk rating (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	1,305,264		2,591,713
Covered loans | 1-4 family residential real estate | Numerical risk rating (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | 1-4 family residential real estate | Numerical risk rating (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Commercial real estate
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	44,112,157		61,299,587
Covered loans | Commercial real estate | Numerical risk rating (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	23,739,341		34,017,713
Covered loans | Commercial real estate | Numerical risk rating (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	6,403,968		8,411,973
Covered loans | Commercial real estate | Numerical risk rating (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	13,968,848		18,869,901
Covered loans | Commercial real estate | Numerical risk rating (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Commercial real estate | Numerical risk rating (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Commercial
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	1,814,638		3,512,879
Covered loans | Commercial | Numerical risk rating (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	1,483,044		1,982,382
Covered loans | Commercial | Numerical risk rating (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		448,957
Covered loans | Commercial | Numerical risk rating (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	331,594		1,081,540
Covered loans | Commercial | Numerical risk rating (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Commercial | Numerical risk rating (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Real estate construction
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Real estate construction | Numerical risk rating (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Real estate construction | Numerical risk rating (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Real estate construction | Numerical risk rating (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Real estate construction | Numerical risk rating (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Real estate construction | Numerical risk rating (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Consumer and other
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	41,725		148,098
Covered loans | Consumer and other | Numerical risk rating (1-4)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	41,725		74,392
Covered loans | Consumer and other | Numerical risk rating (5)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Consumer and other | Numerical risk rating (6)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		73,706
Covered loans | Consumer and other | Numerical risk rating (7)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	0		0
Covered loans | Consumer and other | Numerical risk rating (8)
Composition Of Loan Portfolio [Line Items]
Loans receivable, net of nonaccretable differences and allowances for covered loan losses	$0		$0

Loans_Receivable_Allowance_for1

Loans Receivable - Allowance for Loan Losses on Loans Not Covered (Details) (USD $)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision for loan losses			$0	($1,549,966)
Loans receivable, net of undisbursed proceeds of loans in process	656,212,122		656,212,122		606,366,713
Non-covered loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses - beginning balance	8,494,197	8,494,412	8,473,373	8,188,896
Charge-offs	-59,102	-92,506	-147,393	-160,499
Recoveries	28,009	28,711	137,124	102,220
Provision for loan losses	0	0	0	300,000
Allowance for loan losses - ending balance	8,463,104	8,430,617	8,463,104	8,430,617
Allowance for loan losses: individually evaluated for impairment	0	0	0	0
Loans: individually evaluated for impairment	9,473,786	12,296,564	9,473,786	12,296,564
Loans: collectively evaluated for impairment	607,579,249	479,184,830	607,579,249	479,184,830
Loans receivable, net of undisbursed proceeds of loans in process	617,053,035	491,481,394	617,053,035	491,481,394	546,570,720
Non-covered loans | 1-4 family residential real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses - beginning balance	810,797	739,764	812,130	862,043
Charge-offs	-4,921	-58,970	-83,591	-100,379
Recoveries	0	0	4,000	0
Provision for loan losses	-180,370	-9,298	-107,033	-90,168
Allowance for loan losses - ending balance	625,506	671,496	625,506	671,496
Allowance for loan losses: individually evaluated for impairment	0	0	0	0
Loans: individually evaluated for impairment	1,517,435	1,301,330	1,517,435	1,301,330
Loans: collectively evaluated for impairment	170,613,813	133,879,683	170,613,813	133,879,683
Loans receivable, net of undisbursed proceeds of loans in process	172,131,248	135,181,013	172,131,248	135,181,013	152,810,501
Non-covered loans | Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses - beginning balance	5,887,208	6,002,964	5,969,819	5,446,357
Charge-offs	-53,181	-30,437	-53,180	-30,437
Recoveries	325	9,111	94,623	70,231
Provision for loan losses	236,779	516,781	59,869	1,012,268
Allowance for loan losses - ending balance	6,071,131	6,498,419	6,071,131	6,498,419
Allowance for loan losses: individually evaluated for impairment	0	0	0	0
Loans: individually evaluated for impairment	7,881,126	10,800,578	7,881,126	10,800,578
Loans: collectively evaluated for impairment	332,290,554	260,355,853	332,290,554	260,355,853
Loans receivable, net of undisbursed proceeds of loans in process	340,171,680	271,156,431	340,171,680	271,156,431	300,556,023
Non-covered loans | Commercial
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses - beginning balance	391,617	684,585	400,883	455,833
Charge-offs	0	0	0	-22,035
Recoveries	23,129	19,052	32,607	29,062
Provision for loan losses	-17,135	-262,314	-35,879	-21,537
Allowance for loan losses - ending balance	397,611	441,323	397,611	441,323
Allowance for loan losses: individually evaluated for impairment	0	0	0	0
Loans: individually evaluated for impairment	75,225	194,656	75,225	194,656
Loans: collectively evaluated for impairment	29,356,581	21,306,110	29,356,581	21,306,110
Loans receivable, net of undisbursed proceeds of loans in process	29,431,806	21,500,766	29,431,806	21,500,766	24,759,682
Non-covered loans | Real estate construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses - beginning balance	470,369	362,591	492,903	387,302
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	-50,388	42,909	-72,922	18,198
Allowance for loan losses - ending balance	419,981	405,500	419,981	405,500
Allowance for loan losses: individually evaluated for impairment	0	0	0	0
Loans: individually evaluated for impairment	0	0	0	0
Loans: collectively evaluated for impairment	70,758,469	47,111,623	70,758,469	47,111,623
Loans receivable, net of undisbursed proceeds of loans in process	70,758,469	47,111,623	70,758,469	47,111,623	63,485,411
Non-covered loans | Consumer and other
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses - beginning balance	14,144	54,067	13,990	124,717
Charge-offs	-1,000	-3,099	-10,622	-7,648
Recoveries	4,555	548	5,894	2,927
Provision for loan losses	-3,680	64	4,757	-68,416
Allowance for loan losses - ending balance	14,019	51,580	14,019	51,580
Allowance for loan losses: individually evaluated for impairment	0	0	0	0
Loans: individually evaluated for impairment	0	0	0	0
Loans: collectively evaluated for impairment	4,559,832	16,531,561	4,559,832	16,531,561
Loans receivable, net of undisbursed proceeds of loans in process	4,559,832	16,531,561	4,559,832	16,531,561	4,959,103
Non-covered loans | Unallocated
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses - beginning balance	920,062	650,441	783,648	912,644
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for loan losses	14,794	-288,142	151,208	-550,345
Allowance for loan losses - ending balance	$934,856	$362,299	$934,856	$362,299

Loans_Receivable_Troubled_Debt

Loans Receivable - Troubled Debt Restructurings (Details) (USD $)	6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
	loan	loan
Payment structure modification
Number of loans	0
Accruing loans
Number of loans		1
Pre-modification outstanding recorded investment		$552,961
Post-modification outstanding recorded investment		552,961
Accruing loans | Payment structure modification | Commercial real estate
Number of loans		1
Pre-modification outstanding recorded investment		552,961
Post-modification outstanding recorded investment		552,961
Nonaccrual loans
Number of loans		0
Pre-modification outstanding recorded investment		0
Post-modification outstanding recorded investment		0
Nonaccrual loans | Payment structure modification | Commercial real estate
Number of loans		0
Pre-modification outstanding recorded investment		0
Post-modification outstanding recorded investment		$0

Income_Per_Share_Details

Income Per Share (Details)	3 Months Ended		6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014
Weighted average number diluted shares outstanding adjustment	540,089	522,401	540,089	522,401
Stock Options
Weighted average number diluted shares outstanding adjustment	224,675	143,702	224,675	143,702
Antidilutive securities excluded from computation of earnings per share (in shares)	0	971,680	0	971,680
Restricted Stock | Non-vested
Weighted average number diluted shares outstanding adjustment	315,414	378,699	315,414	378,699

Income_Per_Share_Schedule_of_I

Income Per Share - Schedule of Income Per Share (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
Numerator:
Net income	$1,434,231	$1,490,810	$3,107,735	$3,127,878	$5,955,133
Denominator:
Weighted average common shares outstanding	15,835,418	21,701,476	16,007,320	21,855,743
Common stock equivalents	540,089	522,401	540,089	522,401
Diluted shares	16,375,507	22,223,877	16,547,409	22,378,144
Net income per share:
Basic (in USD per share)	$0.09	$0.07	$0.19	$0.14
Diluted (in USD per share)	$0.09	$0.07	$0.19	$0.14

Real_Estate_Owned_Details

Real Estate Owned (Details) (USD $)	Mar. 31, 2015
Consumer mortgage loans collateralized by residential real estate, in process of foreclosure	$123,000
1-4 family residential real estate
Other real estate owned, foreclosed assets	$1,000,000

Real_Estate_Owned_NonCovered_R

Real Estate Owned - Non-Covered Real Estate Owned (Details) (USD $)	6 Months Ended	12 Months Ended
	Mar. 31, 2015	Sep. 30, 2014
Other Real Estate, Non Covered [Roll Forward]
Balance, beginning of period	$1,757,864	$1,615,036
Real estate acquired through foreclosure of loans receivable	958,458	2,121,865
Proceeds from real estate sold	-1,955,970	-2,161,103
Write down of real estate owned	-31,300	-268,696
Gain on sale of real estate owned	102,257	80,762
Transfer of previously covered non-single family OREO	167,006	420,000
Gain on real estate sold payable to the FDIC	-145,797	0
Principal reductions, non-covered	0	-50,000
Balance, end of period	$1,144,112	$1,757,864

Real_Estate_Owned_Covered_Real

Real Estate Owned - Covered Real Estate Owned (Details) (USD $)	6 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
Other Real Estate, Covered [Roll Forward]
Balance, beginning of period	$5,557,927	$14,068,846	$14,068,846
Proceeds from real estate sold	-3,235,758		-12,348,078
Gain on real estate sold	750,204	373,918
Provision for losses on real estate owned recognized in noninterest expense	-188,706		-254,408
Increase of FDIC receivable for loss sharing agreements	-789,792		-1,330,943
Principal reductions, covered	-59,308		-130,090
Transfer of previously covered non-single family OREO	-167,006		-420,000
Balance, end of period	3,343,384		5,557,927
Acquired through foreclosure of loans receivable
Other Real Estate, Covered [Roll Forward]
Real estate acquired through foreclosure of loans receivable	1,489,028		4,405,516
Recognized in noninterest expense
Other Real Estate, Covered [Roll Forward]
Gain on real estate sold	132,592		217,408
Payable to the FDIC
Other Real Estate, Covered [Roll Forward]
Gain on real estate sold	$604,407		$1,349,676

Employee_Benefits_Details

Employee Benefits (Details) (USD $)	0 Months Ended	6 Months Ended
	Apr. 08, 2013	Mar. 31, 2015	Mar. 31, 2014	Sep. 30, 2014
Shares granted and outstanding		1,622,116
Conversion of stock, shares issued	1.2471
Intrinsic value of all stock options exercisable		$1,164,619
Stock option expense		165,497	143,662
Retirement age		65 years
2002 Stock Option Plan
Purchase price of common stock (percent)		100.00%
2013 Equity Incentive Plan
Purchase price of common stock (percent)		100.00%
Stock Options
Shares issued or retired upon exercise of the option granted under the plan		1,316
Shares granted and outstanding		1,622,116		1,627,739
Intrinsic value of stock options outstanding and exercisable		$2,583,761
Options exercisable, end of period		584,252
Stock Options | 2002 Stock Option Plan
Expected life at date of grant (years)		10 years
Number of shares authorized for grant		882,876
Shares issued or retired upon exercise of the option granted under the plan		77,777
Shares granted and outstanding		650,436
Number of shares available for grant		0
Number of shares vested		389,917
Stock Options | 2013 Equity Incentive Plan
Expected life at date of grant (years)		10 years
Number of shares authorized for grant		1,428,943
Shares granted and outstanding		971,680
Number of shares available for grant		457,263
Number of shares vested during period		194,335
Stock Options | Minimum | 2002 Stock Option Plan
Vesting period (years)		4 years
Stock Options | Minimum | 2013 Equity Incentive Plan
Vesting period (years)		1 year
Stock Options | Maximum | 2002 Stock Option Plan
Vesting period (years)		5 years
Stock Options | Maximum | 2013 Equity Incentive Plan
Vesting period (years)		5 years
Restricted Stock | 2001 Recognition and Retention Plan
Number of shares authorized for grant		9,355
Number of shares vested		5,610
Restricted Stock | 2013 Equity Incentive Plan
Number of shares authorized for grant		571,577
Shares granted and outstanding		360,092
Number of shares available for grant		211,485
Unvested restricted stock awards - Vested (in Shares)		72,015

Employee_Benefits_Stock_Option

Employee Benefits - Stock Option Activity (Details) (USD $)	6 Months Ended	12 Months Ended
	Mar. 31, 2015	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Options outstanding, end of period	1,622,116
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Roll Forward]
Options granted in period, weighted average exercise price	$0
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Options outstanding, beginning of period	1,627,739
Options, exercised in period	1,316
Options forfeited in period	4,307
Options granted in period	0
Options outstanding, end of period	1,622,116	1,627,739
Options exercisable, end of period	584,252
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Roll Forward]
Options outstanding, weighted average exercise price, beginning of period	$9.90
Options exercised in period, weighted average exercise price	$8.82
Options forfeited in period, weighted average exercise price	$8.82
Options outstanding, weighted average exercise price, end of period	$9.91	$9.90
Options exercisable, weighted average exercise price, end of period	$9.51
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Options outstanding, weighted average remaining contractual term, beginning of period	7 years	8 years
Options exercised, weighted average remaining contractual term	4 years
Options forfeited, weighted average remaining contractual term	4 years
Options outstanding, weighted average remaining contractual term, end of period	7 years	8 years
Options exercisable, weighted average remaining contractual term, end of period	6 years

Employee_Benefits_Stock_Option1

Employee Benefits - Stock Options Outstanding (Details) (USD $)	6 Months Ended
	Mar. 31, 2015
Options granted and outstanding (in shares)	1,622,116
Exercise Price $8.82
Options granted and outstanding (in shares)	387,922
Weighted average remaining contractual life in years	4 years
Exercise price per share (in Dollars per share)	$8.82
Exercise Price $8.18
Options granted and outstanding (in shares)	174,594
Weighted average remaining contractual life in years	5 years
Exercise price per share (in Dollars per share)	$8.18
Exercise Price $7.22
Options granted and outstanding (in shares)	66,720
Weighted average remaining contractual life in years	6 years
Exercise price per share (in Dollars per share)	$7.22
Exercise Price $7.34
Options granted and outstanding (in shares)	16,212
Weighted average remaining contractual life in years	7 years
Exercise price per share (in Dollars per share)	$7.34
Exercise Price $7.79
Options granted and outstanding (in shares)	4,988
Weighted average remaining contractual life in years	7 years
Exercise price per share (in Dollars per share)	$7.79
Exercise Price $10.89
Options granted and outstanding (in shares)	971,680
Weighted average remaining contractual life in years	9 years
Exercise price per share (in Dollars per share)	$10.89

Employee_Benefits_Restricted_S

Employee Benefits - Restricted Stock Award (Details) (Restricted Stock, USD $)	6 Months Ended
	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Unvested restricted stock awards - beginning balance (in Shares)	369,447
Unvested restricted stock awards - Granted (in Shares)	0
Unvested restricted stock awards - Cancelled or expired (in Shares)	0
Unvested restricted stock awards - ending balance (in Shares)	297,432
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Unvested restricted stock awards - Weighted average grant date fair value - beginning balance (in Dollars per share)	$10.82
Unvested restricted stock awards - Granted - Weighted average grant date fair value (in Dollars per share)	$0
Unvested restricted stock awards - Cancelled or expired - Weighted average grant date fair value (in Dollars per share)	$0
Unvested restricted stock awards - Weighted average grant date fair value - ending balance (in Dollars per share)	$10.80
2013 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Unvested restricted stock awards - Vested (in Shares)	72,015
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Unvested restricted stock awards - Vested - Weighted average grant date fair value (in Dollars per share)	$10.89

Commitments_and_Contingent_Lia1

Commitments and Contingent Liabilities (Details) (USD $)	Mar. 31, 2015
In Millions, unless otherwise specified
Commitments and Contingencies Disclosure [Abstract]
Commitment to extend credit	$149.60

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments and Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014
Assets:
Investment securities available for sale	$182,981,526	$188,743,273
Assets held for sale	1,744,584	1,744,584
Other investment securities: tax-free municipals
Assets:
Investment securities available for sale		13,457,203
Other investment securities: collateralized loan obligations
Assets:
Investment securities available for sale	24,329,386
Mortgage-backed securities: FHLMC certificates
Assets:
Investment securities available for sale	40,546,762	44,025,928
Mortgage-backed securities: FNMA certificates
Assets:
Investment securities available for sale	105,984,755	118,278,377
Mortgage-backed securities: GNMA certificates
Assets:
Investment securities available for sale	1,646,637	1,697,844
Collateralized mortgage obligations: FHLMC
Assets:
Investment securities available for sale	44,890	53,496
Collateralized mortgage obligations: FNMA
Assets:
Investment securities available for sale	71,917	80,156
Private-label mortgage securities: investment grade
Assets:
Investment securities available for sale	1,167,623	1,446,858
Private-label mortgage securities: split rating
Assets:
Investment securities available for sale	1,031,106	1,094,107
Private-label mortgage securities: non-investment grade
Assets:
Investment securities available for sale	8,158,450	8,609,304
Total investment securities available for sale
Assets:
Investment securities available for sale	182,981,526	188,743,273
Total recurring assets at fair value
Assets:
Total recurring assets at fair value	184,726,110	190,487,857
Fair Value, Inputs, Level 1
Assets:
Investment securities available for sale	0	0
Assets held for sale	0	0
Fair Value, Inputs, Level 1 | Other investment securities: tax-free municipals
Assets:
Investment securities available for sale		0
Fair Value, Inputs, Level 1 | Other investment securities: collateralized loan obligations
Assets:
Investment securities available for sale	0
Fair Value, Inputs, Level 1 | Mortgage-backed securities: FHLMC certificates
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Mortgage-backed securities: FNMA certificates
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Mortgage-backed securities: GNMA certificates
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Collateralized mortgage obligations: FHLMC
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Collateralized mortgage obligations: FNMA
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Private-label mortgage securities: investment grade
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Private-label mortgage securities: split rating
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Private-label mortgage securities: non-investment grade
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Total investment securities available for sale
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 | Total recurring assets at fair value
Assets:
Total recurring assets at fair value	0	0
Fair Value, Inputs, Level 2
Assets:
Investment securities available for sale	182,981,526	188,743,273
Assets held for sale	0	0
Fair Value, Inputs, Level 2 | Other investment securities: tax-free municipals
Assets:
Investment securities available for sale		13,457,203
Fair Value, Inputs, Level 2 | Other investment securities: collateralized loan obligations
Assets:
Investment securities available for sale	24,329,386
Fair Value, Inputs, Level 2 | Mortgage-backed securities: FHLMC certificates
Assets:
Investment securities available for sale	40,546,762	44,025,928
Fair Value, Inputs, Level 2 | Mortgage-backed securities: FNMA certificates
Assets:
Investment securities available for sale	105,984,755	118,278,377
Fair Value, Inputs, Level 2 | Mortgage-backed securities: GNMA certificates
Assets:
Investment securities available for sale	1,646,637	1,697,844
Fair Value, Inputs, Level 2 | Collateralized mortgage obligations: FHLMC
Assets:
Investment securities available for sale	44,890	53,496
Fair Value, Inputs, Level 2 | Collateralized mortgage obligations: FNMA
Assets:
Investment securities available for sale	71,917	80,156
Fair Value, Inputs, Level 2 | Private-label mortgage securities: investment grade
Assets:
Investment securities available for sale	1,167,623	1,446,858
Fair Value, Inputs, Level 2 | Private-label mortgage securities: split rating
Assets:
Investment securities available for sale	1,031,106	1,094,107
Fair Value, Inputs, Level 2 | Private-label mortgage securities: non-investment grade
Assets:
Investment securities available for sale	8,158,450	8,609,304
Fair Value, Inputs, Level 2 | Total investment securities available for sale
Assets:
Investment securities available for sale	182,981,526	188,743,273
Fair Value, Inputs, Level 2 | Total recurring assets at fair value
Assets:
Total recurring assets at fair value	182,981,526	188,743,273
Fair Value, Inputs, Level 3
Assets:
Investment securities available for sale	0	0
Assets held for sale	1,744,584	1,744,584
Fair Value, Inputs, Level 3 | Other investment securities: tax-free municipals
Assets:
Investment securities available for sale		0
Fair Value, Inputs, Level 3 | Other investment securities: collateralized loan obligations
Assets:
Investment securities available for sale	0
Fair Value, Inputs, Level 3 | Mortgage-backed securities: FHLMC certificates
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Mortgage-backed securities: FNMA certificates
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Mortgage-backed securities: GNMA certificates
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Collateralized mortgage obligations: FHLMC
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Collateralized mortgage obligations: FNMA
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Private-label mortgage securities: investment grade
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Private-label mortgage securities: split rating
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Private-label mortgage securities: non-investment grade
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Total investment securities available for sale
Assets:
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 | Total recurring assets at fair value
Assets:
Total recurring assets at fair value	$1,744,584	$1,744,584

Fair_Value_of_Financial_Instru3

Fair Value of Financial Instruments and Fair Value Measurement - Level 3 Unobservable Input Reconciliation (Details) (Assets held-for-sale, USD $)	6 Months Ended	12 Months Ended
	Mar. 31, 2015	Sep. 30, 2014	Sep. 30, 2013
Assets held-for-sale
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair value, beginning balance	$1,744,584	$1,744,584	$1,744,584
Purchases	0	0
Sales	0	0
Transfers in and/or out of level 3	0	0
Fair value, ending balance	$1,744,584	$1,744,584	$1,744,584

Fair_Value_of_Financial_Instru4

Fair Value of Financial Instruments and Fair Value Measurement - Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014	Sep. 30, 2013
Other real estate owned:
Other real estate owned, non-covered	$1,144,112	$1,757,864	$1,615,036
Other real estate owned, covered	3,343,384	5,557,927	14,068,846
Fair Value, Inputs, Level 1
Other real estate owned:
Other real estate owned, non-covered	0	0
Other real estate owned, covered	0	0
Fair Value, Inputs, Level 2
Other real estate owned:
Other real estate owned, non-covered	0	0
Other real estate owned, covered	0	0
Fair Value, Inputs, Level 3
Other real estate owned:
Other real estate owned, non-covered	1,144,112	1,757,864
Other real estate owned, covered	3,343,384	5,557,927
Non-covered loans
Impaired loans:
Impaired loans	2,579,119	3,174,410
Non-covered loans | Fair Value, Inputs, Level 1
Impaired loans:
Impaired loans	0	0
Non-covered loans | Fair Value, Inputs, Level 2
Impaired loans:
Impaired loans	0	0
Non-covered loans | Fair Value, Inputs, Level 3
Impaired loans:
Impaired loans	$2,579,119	$3,174,410

Fair_Value_of_Financial_Instru5

Fair Value of Financial Instruments and Fair Value Measurement - Quantitative Information about Level 3 Fair Value Measurements (Details) (USD $)	6 Months Ended
	Mar. 31, 2015	Sep. 30, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets held for sale	$1,744,584	$1,744,584
Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	2,579,119
Valuation techniques	Property appraisals
Unobservable input	Management discount for property type and recent market volatility
Weighted average discount rate	31.00%
Other real estate owned
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Other real estate owned	4,487,496
Valuation techniques	Property appraisals
Unobservable input	Management discount for property type and recent market volatility
Weighted average discount rate	29.00%
Assets held-for-sale
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets held for sale	$1,744,584
Valuation techniques	Valuation analysis
Unobservable input	Management discount for property type and recent market volatility
Weighted average discount rate	34.00%
Minimum | Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
General range discount	19.00%
Minimum | Other real estate owned
Fair Value Inputs, Assets, Quantitative Information [Line Items]
General range discount	20.00%
Minimum | Assets held-for-sale
Fair Value Inputs, Assets, Quantitative Information [Line Items]
General range discount	0.00%
Maximum | Impaired loans
Fair Value Inputs, Assets, Quantitative Information [Line Items]
General range discount	50.00%
Maximum | Other real estate owned
Fair Value Inputs, Assets, Quantitative Information [Line Items]
General range discount	47.00%
Maximum | Assets held-for-sale
Fair Value Inputs, Assets, Quantitative Information [Line Items]
General range discount	50.00%

Fair_Value_of_Financial_Instru6

Fair Value of Financial Instruments and Fair Value Measurement - Estimated Fair Value of On-Balance Sheet Financial Instruments (Details) (USD $)	Mar. 31, 2015	Sep. 30, 2014	Mar. 31, 2014	Sep. 30, 2013
Financial assets:
Cash and cash equivalents - carrying value	$64,563,841	$99,462,953	$175,113,764	$161,452,481
Cash and cash equivalents - fair value	64,563,841	99,462,953
Investment securities available for sale	182,981,526	188,743,273
FHLB stock - carrying value	3,005,600	3,442,900
FHLB stock - fair value	3,005,600	3,442,900
Loans receivable, net - carrying value	656,212,122	606,366,713
Loans receivable, net - fair value	654,262,331	607,754,670
Loans held for sale - carrying value	2,700,613	2,054,722
Loans held for sale - fair value	2,755,616	2,090,469
FDIC receivable for loss sharing arrangements - carrying value	6,749,359	10,531,809		29,941,862
FDIC receivable for loss sharing arrangements - fair value	5,932,365	7,658,896
Assets held for sale	1,744,584	1,744,584
Accrued interest and dividends receivable - carrying value	2,594,483	2,459,347
Accrued interest and dividends receivable - fair value	2,594,483	2,459,347
Financial liabilities:
Deposits - carrying value	736,802,784	717,192,200
Deposits - fair value	737,511,630	718,935,248
FHLB advances - carrying value	50,000,000	55,000,000
FHLB advances - fair value	54,061,552	59,391,540
Accrued interest payable - carrying value	198,293	182,198
Accrued interest payable - fair value	198,293	182,198
Fair Value, Inputs, Level 1
Financial assets:
Cash and cash equivalents - fair value	64,563,841	99,462,953
Investment securities available for sale	0	0
FHLB stock - fair value	0	0
Loans receivable, net - fair value	0	0
Loans held for sale - fair value	0	0
FDIC receivable for loss sharing arrangements - fair value	0	0
Assets held for sale	0	0
Accrued interest and dividends receivable - fair value	0	0
Financial liabilities:
Deposits - fair value	0	0
FHLB advances - fair value	0	0
Accrued interest payable - fair value	0	0
Fair Value, Inputs, Level 2
Financial assets:
Cash and cash equivalents - fair value	0	0
Investment securities available for sale	182,981,526	188,743,273
FHLB stock - fair value	3,005,600	3,442,900
Loans receivable, net - fair value	0	0
Loans held for sale - fair value	2,755,616	2,090,469
FDIC receivable for loss sharing arrangements - fair value	0	0
Assets held for sale	0	0
Accrued interest and dividends receivable - fair value	495,737	538,043
Financial liabilities:
Deposits - fair value	737,511,630	718,935,248
FHLB advances - fair value	54,061,552	59,391,540
Accrued interest payable - fair value	198,293	182,198
Fair Value, Inputs, Level 3
Financial assets:
Cash and cash equivalents - fair value	0	0
Investment securities available for sale	0	0
FHLB stock - fair value	0	0
Loans receivable, net - fair value	654,262,331	607,754,670
Loans held for sale - fair value	0	0
FDIC receivable for loss sharing arrangements - fair value	5,932,365	7,658,896
Assets held for sale	1,744,584	1,744,584
Accrued interest and dividends receivable - fair value	2,098,746	1,921,304
Financial liabilities:
Deposits - fair value	0	0
FHLB advances - fair value	0	0
Accrued interest payable - fair value	$0	$0