COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Charles Schwab US Large Cap ETF | ETF | 808524201 | 27,929 | 401,508 | SH | | SOLE | | 0 | 0 | 401,508 |
Schwab International Equity ETF | ETF | 808524805 | 15,475 | 461,527 | SH | | SOLE | | 0 | 0 | 461,527 |
Schwab US Aggregate Bond Etf | ETF | 808524839 | 7,979 | 158,783 | SH | | SOLE | | 0 | 0 | 158,783 |
Schwab US Dividend Equity ETF | ETF | 808524797 | 6,901 | 130,216 | SH | | SOLE | | 0 | 0 | 130,216 |
iShares 1-3 Year Credit Bond Fund | ETF | 464288646 | 5,964 | 115,060 | SH | | SOLE | | 0 | 0 | 115,060 |
Schwab US REIT ETF | ETF | 808524847 | 5,478 | 131,278 | SH | | SOLE | | 0 | 0 | 131,278 |
Charles Schwab US Mid-Cap ETF | ETF | 808524508 | 5,247 | 90,723 | SH | | SOLE | | 0 | 0 | 90,723 |
iShares Barclays Intermediate Credit Bond Fund | ETF | 464288638 | 4,647 | 87,519 | SH | | SOLE | | 0 | 0 | 87,519 |
Charles Schwab International Small Cap Equity ETF | ETF | 808524888 | 4,639 | 130,092 | SH | | SOLE | | 0 | 0 | 130,092 |
ETFS Physical Precious Metals Basket | ETF | 26922W109 | 4,419 | 75,263 | SH | | SOLE | | 0 | 0 | 75,263 |
Charles Schwab Short Term US Treasury ETF | ETF | 808524862 | 4,212 | 84,980 | SH | | SOLE | | 0 | 0 | 84,980 |
Vanguard MSCI Emerging Markets ETF | ETF | 922042858 | 4,146 | 101,118 | SH | | SOLE | | 0 | 0 | 101,118 |
Charles Schwab US Small Cap ETF | ETF | 808524607 | 4,093 | 53,739 | SH | | SOLE | | 0 | 0 | 53,739 |
Powershares BulletShares 2021 Corporate Bond EFT | ETF | 73939W706 | 3,669 | 176,881 | SH | | SOLE | | 0 | 0 | 176,881 |
Powershares BulletShares 2023 Corporate Bond EFT | ETF | 73939W862 | 3,664 | 181,206 | SH | | SOLE | | 0 | 0 | 181,206 |
PIMCO 1-5 Year US TIPS Index Fund | ETF | 72201R205 | 3,414 | 66,532 | SH | | SOLE | | 0 | 0 | 66,532 |
Schwab U.S. Large-Cap Value ETF | ETF | 808524409 | 3,217 | 57,367 | SH | | SOLE | | 0 | 0 | 57,367 |
Schwab U.S. Large-Cap Growth ETF | ETF | 808524300 | 3,117 | 38,002 | SH | | SOLE | | 0 | 0 | 38,002 |
Schwab Emerging Markets Equity ETF | ETF | 808524706 | 3,092 | 120,271 | SH | | SOLE | | 0 | 0 | 120,271 |
SPDR MSCI ACWI es-US ETF | ETF | 78463X848 | 3,083 | 82,514 | SH | | SOLE | | 0 | 0 | 82,514 |
Schwab Intermediate-Term U.S. Treasury ETF | ETF | 808524854 | 2,986 | 57,664 | SH | | SOLE | | 0 | 0 | 57,664 |
iShares Barclays Aggregate Bond Fund | ETF | 464287226 | 2,676 | 25,360 | SH | | SOLE | | 0 | 0 | 25,360 |
iShares Morningstar Mid Growth Index Fund | ETF | 464288307 | 2,527 | 10,720 | SH | | SOLE | | 0 | 0 | 10,720 |
SPDR Barclays Capital Short Term International Treasury Bond ETF | ETF | 78464A334 | 2,324 | 74,547 | SH | | SOLE | | 0 | 0 | 74,547 |
iShares Morningstar Mid Value Index Fund | ETF | 464288406 | 2,231 | 13,780 | SH | | SOLE | | 0 | 0 | 13,780 |
iShares Core S&P 500 ETF | ETF | 464287200 | 2,198 | 7,507 | SH | | SOLE | | 0 | 0 | 7,507 |
Powershares BulletShares 2020 Corporate Bond EFT | ETF | 18383M514 | 1,936 | 91,848 | SH | | SOLE | | 0 | 0 | 91,848 |
iShares Tr Lehman Tips | ETF | 464287176 | 1,904 | 17,215 | SH | | SOLE | | 0 | 0 | 17,215 |
Guggenheim S&P 500 Equal Weight Energy ETF | ETF | 78355W866 | 1,429 | 22,999 | SH | | SOLE | | 0 | 0 | 22,999 |
iShares Morningstar Large Value Index Fund | ETF | 464288109 | 1,416 | 13,192 | SH | | SOLE | | 0 | 0 | 13,192 |
iShares Morningstar Large Growth Index Fund | ETF | 464287119 | 1,396 | 7,509 | SH | | SOLE | | 0 | 0 | 7,509 |
Guggenheim S&P 500 Equal Weight Materials ETF | ETF | 78355W825 | 1,371 | 12,625 | SH | | SOLE | | 0 | 0 | 12,625 |
iShares Morningstar Small Growth Index Fund | ETF | 464288604 | 1,343 | 6,314 | SH | | SOLE | | 0 | 0 | 6,314 |
iShares FTSE NAREIT Residential Plus Capped Index Fund | ETF | 464288562 | 1,333 | 21,203 | SH | | SOLE | | 0 | 0 | 21,203 |
Powershares BulletShares 2022 Corporate Bond EFT | ETF | 18383M258 | 1,327 | 64,233 | SH | | SOLE | | 0 | 0 | 64,233 |
Vanguard Large Cap ETF | ETF | 922908637 | 1,318 | 9,872 | SH | | SOLE | | 0 | 0 | 9,872 |
SPDR S&P 400 Mid Cap Growth ETF | ETF | 78464A821 | 1,266 | 22,619 | SH | | SOLE | | 0 | 0 | 22,619 |
iShares Morningstar Small Value Index Fund | ETF | 464288703 | 1,202 | 7,819 | SH | | SOLE | | 0 | 0 | 7,819 |
iShares Cohen and Steers Realty Majors Index Fund | ETF | 464287564 | 1,179 | 11,784 | SH | | SOLE | | 0 | 0 | 11,784 |
SPDR S&P 400 Mid Cap Value ETF | ETF | 78464A839 | 1,071 | 19,931 | SH | | SOLE | | 0 | 0 | 19,931 |
iShares S&P North American Natural Resources Sector Index Fund | ETF | 464287374 | 1,068 | 29,779 | SH | | SOLE | | 0 | 0 | 29,779 |
iShares Core MSCI EAFE ETF | ETF | 46432F842 | 1,034 | 16,142 | SH | | SOLE | | 0 | 0 | 16,142 |
Vanguard FTSE All World EX US Index Fund | ETF | 922042775 | 975 | 18,723 | SH | | SOLE | | 0 | 0 | 18,723 |
Vanguard Total Stock MKT | ETF | 922908769 | 949 | 6,342 | SH | | SOLE | | 0 | 0 | 6,342 |
SPDR S&P 600 Small Cap Growth ETF | ETF | 78464A201 | 844 | 12,504 | SH | | SOLE | | 0 | 0 | 12,504 |
iShares S&P Aggressive | ETF | 464289859 | 755 | 13,823 | SH | | SOLE | | 0 | 0 | 13,823 |
Amazon.com Inc | STOCK | 023135106 | 745 | 372 | SH | | SOLE | | 0 | 0 | 372 |
SPDR S&P 600 Small Cap Value ETF | ETF | 78464A300 | 663 | 9,707 | SH | | SOLE | | 0 | 0 | 9,707 |
Vanguard High Dividend Yield ETF | ETF | 921946406 | 644 | 7,398 | SH | | SOLE | | 0 | 0 | 7,398 |
iShares S&P 500 Growth Index | ETF | 464287309 | 639 | 3,606 | SH | | SOLE | | 0 | 0 | 3,606 |
SPDR S&P 500 ETF | ETF | 78462F103 | 611 | 2,101 | SH | | SOLE | | 0 | 0 | 2,101 |
Berkshire Hathaway Class B | STOCK | 084670702 | 600 | 2,800 | SH | | SOLE | | 0 | 0 | 2,800 |
iShares Core S&P Mid-Cap ETF | ETF | 464287507 | 591 | 2,934 | SH | | SOLE | | 0 | 0 | 2,934 |
iShares MSCI ACWI ETF | ETF | 464288257 | 539 | 7,253 | SH | | SOLE | | 0 | 0 | 7,253 |
iShares 1-3 Year International Treasury Bond ETF | ETF | 464288125 | 483 | 5,934 | SH | | SOLE | | 0 | 0 | 5,934 |
iShares iBoxx High Yield Corporate Bond ETF | ETF | 464288513 | 474 | 5,483 | SH | | SOLE | | 0 | 0 | 5,483 |
iShares U.S. Real Estate ETF | ETF | 464287739 | 460 | 5,748 | SH | | SOLE | | 0 | 0 | 5,748 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 427 | 4,896 | SH | | SOLE | | 0 | 0 | 4,896 |
iShares MSCI Emerging Markets ETF | ETF | 464287234 | 346 | 8,054 | SH | | SOLE | | 0 | 0 | 8,054 |
Annaly Capital Management | STOCK | 035710409 | 331 | 32,324 | SH | | SOLE | | 0 | 0 | 32,324 |
iShares MSCI EAFE Small-Cap | ETF | 464288273 | 325 | 5,215 | SH | | SOLE | | 0 | 0 | 5,215 |
iShares U.S. Treasury Bond ETF | ETF | 46429B267 | 319 | 13,092 | SH | | SOLE | | 0 | 0 | 13,092 |
Boeing Co | STOCK | 097023105 | 303 | 814 | SH | | SOLE | | 0 | 0 | 814 |
iShares Select Dividend | ETF | 464287168 | 290 | 2,911 | SH | | SOLE | | 0 | 0 | 2,911 |
iShares Core MSCI Total International Stock ETF | ETF | 46432F834 | 259 | 4,802 | SH | | SOLE | | 0 | 0 | 4,802 |
Market Vectors Gold Miners | ETF | 57060U100 | 194 | 10,450 | SH | | SOLE | | 0 | 0 | 10,450 |