COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Charles Schwab US Large Cap ETF | ETF | 808524201 | 28,771 | 405,622 | SH | | SOLE | | 0 | 0 | 405,622 |
Schwab International Equity ETF | ETF | 808524805 | 15,933 | 500,095 | SH | | SOLE | | 0 | 0 | 500,095 |
iShares Core 1-5 Year Bond ETF | ETF | 46432F859 | 13,531 | 267,996 | SH | | SOLE | | 0 | 0 | 267,996 |
Charles Schwab Short Term US Treasury ETF | ETF | 808524862 | 11,485 | 227,029 | SH | | SOLE | | 0 | 0 | 227,029 |
Schwab US Dividend Equity ETF | ETF | 808524797 | 7,090 | 129,431 | SH | | SOLE | | 0 | 0 | 129,431 |
Schwab US REIT ETF | ETF | 808524847 | 6,162 | 130,643 | SH | | SOLE | | 0 | 0 | 130,643 |
Powershares BulletShares 2022 Corporate Bond EFT | ETF | 18383M258 | 5,572 | 259,303 | SH | | SOLE | | 0 | 0 | 259,303 |
Powershares BulletShares 2021 Corporate Bond EFT | ETF | 73939W706 | 5,485 | 258,008 | SH | | SOLE | | 0 | 0 | 258,008 |
Charles Schwab US Mid-Cap ETF | ETF | 808524508 | 5,463 | 96,615 | SH | | SOLE | | 0 | 0 | 96,615 |
ETFS Physical Precious Metals Basket | ETF | 26922W109 | 5,172 | 71,264 | SH | | SOLE | | 0 | 0 | 71,264 |
Charles Schwab International Small Cap Equity ETF | ETF | 808524888 | 4,512 | 141,881 | SH | | SOLE | | 0 | 0 | 141,881 |
Vanguard MSCI Emerging Markets ETF | ETF | 922042858 | 4,367 | 108,474 | SH | | SOLE | | 0 | 0 | 108,474 |
Schwab Emerging Markets Equity ETF | ETF | 808524706 | 4,338 | 172,635 | SH | | SOLE | | 0 | 0 | 172,635 |
SPDR MSCI ACWI es-US ETF | ETF | 78463X848 | 4,329 | 180,074 | SH | | SOLE | | 0 | 0 | 180,074 |
Charles Schwab US Small Cap ETF | ETF | 808524607 | 4,158 | 59,630 | SH | | SOLE | | 0 | 0 | 59,630 |
Schwab U.S. Large-Cap Value ETF | ETF | 808524409 | 3,361 | 59,252 | SH | | SOLE | | 0 | 0 | 59,252 |
Schwab U.S. Large-Cap Growth ETF | ETF | 808524300 | 3,211 | 38,225 | SH | | SOLE | | 0 | 0 | 38,225 |
iShares Short-Term Corporate Bond ETF | ETF | 464288646 | 3,110 | 57,953 | SH | | SOLE | | 0 | 0 | 57,953 |
iShares Intermediate-Term Corporate Bond ETF | ETF | 464288638 | 2,850 | 49,210 | SH | | SOLE | | 0 | 0 | 49,210 |
iShares Morningstar Mid Growth Index Fund | ETF | 464288307 | 2,337 | 9,601 | SH | | SOLE | | 0 | 0 | 9,601 |
iShares Core S&P 500 ETF | ETF | 464287200 | 2,248 | 7,531 | SH | | SOLE | | 0 | 0 | 7,531 |
iShares Morningstar Mid Value Index Fund | ETF | 464288406 | 2,108 | 13,092 | SH | | SOLE | | 0 | 0 | 13,092 |
iShares Tr Lehman Tips | ETF | 464287176 | 2,061 | 17,723 | SH | | SOLE | | 0 | 0 | 17,723 |
Schwab US Aggregate Bond Etf | ETF | 808524839 | 2,042 | 37,917 | SH | | SOLE | | 0 | 0 | 37,917 |
iShares FTSE NAREIT Residential Plus Capped Index Fund | ETF | 464288562 | 1,479 | 18,609 | SH | | SOLE | | 0 | 0 | 18,609 |
Guggenheim S&P 500 Equal Weight Materials ETF | ETF | 78355W825 | 1,437 | 13,190 | SH | | SOLE | | 0 | 0 | 13,190 |
iShares Morningstar Large Value Index Fund | ETF | 464288109 | 1,281 | 11,594 | SH | | SOLE | | 0 | 0 | 11,594 |
SPDR S&P 400 Mid Cap Growth ETF | ETF | 78464A821 | 1,274 | 23,713 | SH | | SOLE | | 0 | 0 | 23,713 |
Guggenheim S&P 500 Equal Weight Energy ETF | ETF | 78355W866 | 1,246 | 28,077 | SH | | SOLE | | 0 | 0 | 28,077 |
iShares Morningstar Large Growth Index Fund | ETF | 464287119 | 1,241 | 6,482 | SH | | SOLE | | 0 | 0 | 6,482 |
iShares Morningstar Small Growth Index Fund | ETF | 464288604 | 1,140 | 5,856 | SH | | SOLE | | 0 | 0 | 5,856 |
Vanguard Large Cap ETF | ETF | 922908637 | 1,114 | 8,170 | SH | | SOLE | | 0 | 0 | 8,170 |
SPDR S&P 400 Mid Cap Value ETF | ETF | 78464A839 | 1,102 | 21,483 | SH | | SOLE | | 0 | 0 | 21,483 |
iShares Cohen and Steers Realty Majors Index Fund | ETF | 464287564 | 1,059 | 8,827 | SH | | SOLE | | 0 | 0 | 8,827 |
iShares Core MSCI EAFE ETF | ETF | 46432F842 | 1,057 | 17,306 | SH | | SOLE | | 0 | 0 | 17,306 |
iShares Morningstar Small Value Index Fund | ETF | 464288703 | 988 | 7,385 | SH | | SOLE | | 0 | 0 | 7,385 |
Vanguard Total Stock MKT | ETF | 922908769 | 940 | 6,226 | SH | | SOLE | | 0 | 0 | 6,226 |
Vanguard FTSE All World EX US Index Fund | ETF | 922042775 | 900 | 18,037 | SH | | SOLE | | 0 | 0 | 18,037 |
iShares S&P North American Natural Resources Sector Index Fund | ETF | 464287374 | 851 | 29,264 | SH | | SOLE | | 0 | 0 | 29,264 |
SPDR S&P 600 Small Cap Growth ETF | ETF | 78464A201 | 773 | 12,964 | SH | | SOLE | | 0 | 0 | 12,964 |
iShares S&P Aggressive | ETF | 464289859 | 764 | 13,914 | SH | | SOLE | | 0 | 0 | 13,914 |
PIMCO 1-5 Year US TIPS Index Fund | ETF | 72201R205 | 750 | 14,304 | SH | | SOLE | | 0 | 0 | 14,304 |
iShares Barclays Aggregate Bond Fund | ETF | 464287226 | 714 | 6,309 | SH | | SOLE | | 0 | 0 | 6,309 |
Amazon.com Inc | STOCK | 023135106 | 679 | 391 | SH | | SOLE | | 0 | 0 | 391 |
SPDR S&P 600 Small Cap Value ETF | ETF | 78464A300 | 662 | 10,802 | SH | | SOLE | | 0 | 0 | 10,802 |
Vanguard High Dividend Yield ETF | ETF | 921946406 | 656 | 7,398 | SH | | SOLE | | 0 | 0 | 7,398 |
SPDR S&P 500 ETF | ETF | 78462F103 | 644 | 2,170 | SH | | SOLE | | 0 | 0 | 2,170 |
Schwab Intermediate-Term U.S. Treasury ETF | ETF | 808524854 | 640 | 11,513 | SH | | SOLE | | 0 | 0 | 11,513 |
iShares Core S&P Mid-Cap ETF | ETF | 464287507 | 603 | 3,121 | SH | | SOLE | | 0 | 0 | 3,121 |
iShares S&P 500 Growth Index | ETF | 464287309 | 591 | 3,283 | SH | | SOLE | | 0 | 0 | 3,283 |
Berkshire Hathaway Class B | STOCK | 084670702 | 590 | 2,835 | SH | | SOLE | | 0 | 0 | 2,835 |
iShares U.S. Real Estate ETF | ETF | 464287739 | 528 | 5,644 | SH | | SOLE | | 0 | 0 | 5,644 |
iShares MSCI ACWI ETF | ETF | 464288257 | 524 | 7,100 | SH | | SOLE | | 0 | 0 | 7,100 |
iShares Short Treasury Bond ETF | ETF | 464288679 | 516 | 4,662 | SH | | SOLE | | 0 | 0 | 4,662 |
iShares iBoxx High Yield Corporate Bond ETF | ETF | 464288513 | 505 | 5,795 | SH | | SOLE | | 0 | 0 | 5,795 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 457 | 5,874 | SH | | SOLE | | 0 | 0 | 5,874 |
iShares 1-3 Year International Treasury Bond ETF | ETF | 464288125 | 419 | 5,394 | SH | | SOLE | | 0 | 0 | 5,394 |
Powershares BulletShares 2023 Corporate Bond EFT | ETF | 73939W862 | 386 | 18,112 | SH | | SOLE | | 0 | 0 | 18,112 |
iShares MSCI Emerging Markets ETF | ETF | 464287234 | 379 | 9,268 | SH | | SOLE | | 0 | 0 | 9,268 |
Apple Inc | STOCK | 037833100 | 375 | 1,675 | SH | | SOLE | | 0 | 0 | 1,675 |
Powershares BulletShares 2020 Corporate Bond EFT | ETF | 18383M514 | 350 | 16,443 | SH | | SOLE | | 0 | 0 | 16,443 |
Annaly Capital Management | STOCK | 035710409 | 335 | 38,074 | SH | | SOLE | | 0 | 0 | 38,074 |
iShares MSCI EAFE Small-Cap | ETF | 464288273 | 327 | 5,713 | SH | | SOLE | | 0 | 0 | 5,713 |
Boeing Co | STOCK | 097023105 | 310 | 814 | SH | | SOLE | | 0 | 0 | 814 |
iShares Select Dividend | ETF | 464287168 | 294 | 2,885 | SH | | SOLE | | 0 | 0 | 2,885 |
iShares Core MSCI Total International Stock | ETF | 46432F834 | 280 | 4,848 | SH | | SOLE | | 0 | 0 | 4,848 |
Market Vectors Gold Miners | ETF | 57060U100 | 279 | 10,450 | SH | | SOLE | | 0 | 0 | 10,450 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 264 | 5,382 | SH | | SOLE | | 0 | 0 | 5,382 |