COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Charles Schwab US Large Cap ETF | ETF | 808524201 | 31,352 | 408,170 | SH | | SOLE | | 0 | 0 | 408,170 |
Schwab International Equity ETF | ETF | 808524805 | 17,244 | 512,742 | SH | | SOLE | | 0 | 0 | 512,742 |
iShares Core 1-5 Year Bond ETF | ETF | 46432F859 | 14,102 | 279,793 | SH | | SOLE | | 0 | 0 | 279,793 |
Charles Schwab Short Term US Treasury ETF | ETF | 808524862 | 11,850 | 234,750 | SH | | SOLE | | 0 | 0 | 234,750 |
Schwab US Dividend Equity ETF | ETF | 808524797 | 7,509 | 129,639 | SH | | SOLE | | 0 | 0 | 129,639 |
Schwab US REIT ETF | ETF | 808524847 | 6,095 | 132,621 | SH | | SOLE | | 0 | 0 | 132,621 |
Powershares BulletShares 2022 Corporate Bond EFT | ETF | 18383M258 | 5,744 | 267,310 | SH | | SOLE | | 0 | 0 | 267,310 |
Powershares BulletShares 2021 Corporate Bond EFT | ETF | 73939W706 | 5,687 | 267,877 | SH | | SOLE | | 0 | 0 | 267,877 |
Charles Schwab US Mid-Cap ETF | ETF | 808524508 | 5,933 | 98,632 | SH | | SOLE | | 0 | 0 | 98,632 |
ETFS Physical Precious Metals Basket | ETF | 26922W109 | 5,417 | 70,904 | SH | | SOLE | | 0 | 0 | 70,904 |
Charles Schwab International Small Cap Equity ETF | ETF | 808524888 | 5,019 | 144,838 | SH | | SOLE | | 0 | 0 | 144,838 |
Vanguard MSCI Emerging Markets ETF | ETF | 922042858 | 4,983 | 112,060 | SH | | SOLE | | 0 | 0 | 112,060 |
Schwab Emerging Markets Equity ETF | ETF | 808524706 | 4,834 | 176,602 | SH | | SOLE | | 0 | 0 | 176,602 |
SPDR MSCI ACWI es-US ETF | ETF | 78463X848 | 4,736 | 183,770 | SH | | SOLE | | 0 | 0 | 183,770 |
Charles Schwab US Small Cap ETF | ETF | 808524607 | 4,618 | 61,049 | SH | | SOLE | | 0 | 0 | 61,049 |
Schwab U.S. Large-Cap Value ETF | ETF | 808524409 | 3,546 | 58,982 | SH | | SOLE | | 0 | 0 | 58,982 |
Schwab U.S. Large-Cap Growth ETF | ETF | 808524300 | 3,523 | 37,920 | SH | | SOLE | | 0 | 0 | 37,920 |
iShares Short-Term Corporate Bond ETF | ETF | 464288646 | 3,189 | 59,457 | SH | | SOLE | | 0 | 0 | 59,457 |
iShares Intermediate-Term Corporate Bond ETF | ETF | 464288638 | 2,896 | 49,949 | SH | | SOLE | | 0 | 0 | 49,949 |
iShares Morningstar Mid Growth Index Fund | ETF | 464288307 | 2,507 | 9,535 | SH | | SOLE | | 0 | 0 | 9,535 |
iShares Core S&P 500 ETF | ETF | 464287200 | 2,440 | 7,548 | SH | | SOLE | | 0 | 0 | 7,548 |
iShares Morningstar Mid Value Index Fund | ETF | 464288406 | 2,194 | 13,007 | SH | | SOLE | | 0 | 0 | 13,007 |
iShares Tr Lehman Tips | ETF | 464287176 | 2,118 | 18,168 | SH | | SOLE | | 0 | 0 | 18,168 |
Schwab US Aggregate Bond Etf | ETF | 808524839 | 2,021 | 37,833 | SH | | SOLE | | 0 | 0 | 37,833 |
iShares FTSE NAREIT Residential Plus Capped Index Fund | ETF | 464288562 | 1,375 | 18,245 | SH | | SOLE | | 0 | 0 | 18,245 |
Guggenheim S&P 500 Equal Weight Materials ETF | ETF | 78355W825 | 1,533 | 13,218 | SH | | SOLE | | 0 | 0 | 13,218 |
iShares Morningstar Large Value Index Fund | ETF | 464288109 | 1,335 | 11,392 | SH | | SOLE | | 0 | 0 | 11,392 |
SPDR S&P 400 Mid Cap Growth ETF | ETF | 78464A821 | 1,366 | 23,932 | SH | | SOLE | | 0 | 0 | 23,932 |
Guggenheim S&P 500 Equal Weight Energy ETF | ETF | 78355W866 | 1,394 | 29,128 | SH | | SOLE | | 0 | 0 | 29,128 |
iShares Morningstar Large Growth Index Fund | ETF | 464287119 | 1,357 | 6,461 | SH | | SOLE | | 0 | 0 | 6,461 |
iShares Morningstar Small Growth Index Fund | ETF | 464288604 | 1,234 | 5,821 | SH | | SOLE | | 0 | 0 | 5,821 |
Vanguard Large Cap ETF | ETF | 922908637 | 1,188 | 8,033 | SH | | SOLE | | 0 | 0 | 8,033 |
SPDR S&P 400 Mid Cap Value ETF | ETF | 78464A839 | 1,186 | 21,647 | SH | | SOLE | | 0 | 0 | 21,647 |
iShares Cohen and Steers Realty Majors Index Fund | ETF | 464287564 | 1,023 | 8,741 | SH | | SOLE | | 0 | 0 | 8,741 |
iShares Core MSCI EAFE ETF | ETF | 46432F842 | 1,143 | 17,522 | SH | | SOLE | | 0 | 0 | 17,522 |
iShares Morningstar Small Value Index Fund | ETF | 464288703 | 1,058 | 7,370 | SH | | SOLE | | 0 | 0 | 7,370 |
Vanguard Total Stock MKT | ETF | 922908769 | 1,029 | 6,290 | SH | | SOLE | | 0 | 0 | 6,290 |
Vanguard FTSE All World EX US Index Fund | ETF | 922042775 | 957 | 17,802 | SH | | SOLE | | 0 | 0 | 17,802 |
iShares S&P North American Natural Resources Sector Index Fund | ETF | 464287374 | 879 | 29,218 | SH | | SOLE | | 0 | 0 | 29,218 |
SPDR S&P 600 Small Cap Growth ETF | ETF | 78464A201 | 852 | 13,213 | SH | | SOLE | | 0 | 0 | 13,213 |
iShares S&P Aggressive | ETF | 464289859 | 805 | 13,887 | SH | | SOLE | | 0 | 0 | 13,887 |
PIMCO 1-5 Year US TIPS Index Fund | ETF | 72201R205 | 749 | 14,304 | SH | | SOLE | | 0 | 0 | 14,304 |
iShares Barclays Aggregate Bond Fund | ETF | 464287226 | 707 | 6,295 | SH | | SOLE | | 0 | 0 | 6,295 |
Amazon.com Inc | STOCK | 023135106 | 723 | 391 | SH | | SOLE | | 0 | 0 | 391 |
SPDR S&P 600 Small Cap Value ETF | ETF | 78464A300 | 719 | 10,936 | SH | | SOLE | | 0 | 0 | 10,936 |
Vanguard High Dividend Yield ETF | ETF | 921946406 | 721 | 7,698 | SH | | SOLE | | 0 | 0 | 7,698 |
SPDR S&P 500 ETF | ETF | 78462F103 | 689 | 2,141 | SH | | SOLE | | 0 | 0 | 2,141 |
Schwab Intermediate-Term U.S. Treasury ETF | ETF | 808524854 | 630 | 11,476 | SH | | SOLE | | 0 | 0 | 11,476 |
iShares Core S&P Mid-Cap ETF | ETF | 464287507 | 648 | 3,148 | SH | | SOLE | | 0 | 0 | 3,148 |
iShares S&P 500 Growth Index | ETF | 464287309 | 621 | 3,207 | SH | | SOLE | | 0 | 0 | 3,207 |
Berkshire Hathaway Class B | STOCK | 084670702 | 642 | 2,835 | SH | | SOLE | | 0 | 0 | 2,835 |
iShares U.S. Real Estate ETF | ETF | 464287739 | 526 | 5,654 | SH | | SOLE | | 0 | 0 | 5,654 |
iShares MSCI ACWI ETF | ETF | 464288257 | 563 | 7,100 | SH | | SOLE | | 0 | 0 | 7,100 |
iShares Short Treasury Bond ETF | ETF | 464288679 | 538 | 4,867 | SH | | SOLE | | 0 | 0 | 4,867 |
iShares iBoxx High Yield Corporate Bond ETF | ETF | 464288513 | 532 | 6,051 | SH | | SOLE | | 0 | 0 | 6,051 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 494 | 5,892 | SH | | SOLE | | 0 | 0 | 5,892 |
iShares 1-3 Year International Treasury Bond ETF | ETF | 464288125 | 457 | 5,768 | SH | | SOLE | | 0 | 0 | 5,768 |
Powershares BulletShares 2023 Corporate Bond EFT | ETF | 73939W862 | 383 | 17,995 | SH | | SOLE | | 0 | 0 | 17,995 |
iShares MSCI Emerging Markets ETF | ETF | 464287234 | 427 | 9,506 | SH | | SOLE | | 0 | 0 | 9,506 |
Apple Inc | STOCK | 037833100 | 492 | 1,675 | SH | | SOLE | | 0 | 0 | 1,675 |
Powershares BulletShares 2020 Corporate Bond EFT | ETF | 18383M514 | 349 | 16,443 | SH | | SOLE | | 0 | 0 | 16,443 |
Annaly Capital Management | STOCK | 035710409 | 359 | 38,074 | SH | | SOLE | | 0 | 0 | 38,074 |
iShares MSCI EAFE Small-Cap | ETF | 464288273 | 359 | 5,756 | SH | | SOLE | | 0 | 0 | 5,756 |
Boeing Co | STOCK | 097023105 | 265 | 814 | SH | | SOLE | | 0 | 0 | 814 |
iShares Select Dividend | ETF | 464287168 | 321 | 3,039 | SH | | SOLE | | 0 | 0 | 3,039 |
iShares Core MSCI Total International Stock | ETF | 46432F834 | 302 | 4,879 | SH | | SOLE | | 0 | 0 | 4,879 |
Market Vectors Gold Miners | ETF | 57060U100 | 306 | 10,450 | SH | | SOLE | | 0 | 0 | 10,450 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 293 | 5,459 | SH | | SOLE | | 0 | 0 | 5,459 |
iShares iBonds Dec 2021 Term Corporate ETF | ETF | 46343VBK5 | 273 | 10,948 | SH | | SOLE | | 0 | 0 | 10,948 |
iShares iBonds Dec 2022 Term Corporate ETF | ETF | 46434VBA7 | 267 | 10,547 | SH | | SOLE | | 0 | 0 | 10,547 |
iShares Core MSCI Total International Stock ETF | ETF | 46432F834 | 267 | 4,802 | SH | | SOLE | | 0 | 0 | 4,802 |
SPDR Gold Trust | ETF | 78463V107 | 245 | 1,712 | SH | | SOLE | | 0 | 0 | 1,712 |
SPDR Barclays Capital Short Term International Treasury Bond ETF | ETF | 78464A334 | 213 | 6,917 | SH | | SOLE | | 0 | 0 | 6,917 |
Visa Inc | STOCK | 92826C839 | 225 | 1,200 | SH | | SOLE | | 0 | 0 | 1,200 |