COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Charles Schwab US Large Cap ETF | ETF | 808524201 | 35,365 | 388,845 | SH | | SOLE | | 0 | 0 | 388,845 |
Schwab International Equity ETF | ETF | 808524805 | 19,273 | 535,211 | SH | | SOLE | | 0 | 0 | 535,211 |
iShares Core 1-5 Year Bond ETF | ETF | 46432F859 | 16,151 | 312,755 | SH | | SOLE | | 0 | 0 | 312,755 |
Charles Schwab Short Term US Treasury ETF | ETF | 808524862 | 13,084 | 254,611 | SH | | SOLE | | 0 | 0 | 254,611 |
Schwab US Dividend Equity ETF | ETF | 808524797 | 8,781 | 136,911 | SH | | SOLE | | 0 | 0 | 136,911 |
Charles Schwab US Mid-Cap ETF | ETF | 808524508 | 6,929 | 101,628 | SH | | SOLE | | 0 | 0 | 101,628 |
Schwab US REIT ETF | ETF | 808524847 | 6,576 | 173,178 | SH | | SOLE | | 0 | 0 | 173,178 |
Powershares BulletShares 2021 Corporate Bond EFT | ETF | 73939W706 | 6,320 | 297,954 | SH | | SOLE | | 0 | 0 | 297,954 |
Powershares BulletShares 2022 Corporate Bond EFT | ETF | 18383M258 | 6,278 | 288,633 | SH | | SOLE | | 0 | 0 | 288,633 |
Charles Schwab US Small Cap ETF | ETF | 808524607 | 5,796 | 65,122 | SH | | SOLE | | 0 | 0 | 65,122 |
ETFS Physical Precious Metals Basket | ETF | 26922W109 | 5,730 | 57,903 | SH | | SOLE | | 0 | 0 | 57,903 |
Charles Schwab International Small Cap Equity ETF | ETF | 808524888 | 5,682 | 150,918 | SH | | SOLE | | 0 | 0 | 150,918 |
Vanguard MSCI Emerging Markets ETF | ETF | 922042858 | 5,655 | 112,853 | SH | | SOLE | | 0 | 0 | 112,853 |
Schwab Emerging Markets Equity ETF | ETF | 808524706 | 5,303 | 173,005 | SH | | SOLE | | 0 | 0 | 173,005 |
SPDR MSCI ACWI es-US ETF | ETF | 78463X848 | 5,126 | 185,379 | SH | | SOLE | | 0 | 0 | 185,379 |
Schwab U.S. Large-Cap Growth ETF | ETF | 808524300 | 3,828 | 29,813 | SH | | SOLE | | 0 | 0 | 29,813 |
Schwab US Aggregate Bond Etf | ETF | 808524839 | 3,712 | 66,253 | SH | | SOLE | | 0 | 0 | 66,253 |
Schwab U.S. Large-Cap Value ETF | ETF | 808524409 | 3,620 | 60,807 | SH | | SOLE | | 0 | 0 | 60,807 |
iShares Short-Term Corporate Bond ETF | ETF | 464288646 | 3,419 | 61,965 | SH | | SOLE | | 0 | 0 | 61,965 |
iShares Intermediate-Term Corporate Bond ETF | ETF | 464288638 | 3,131 | 50,672 | SH | | SOLE | | 0 | 0 | 50,672 |
iShares Morningstar Mid Growth Index Fund | ETF | 464288307 | 2,790 | 7,294 | SH | | SOLE | | 0 | 0 | 7,294 |
iShares Core S&P 500 ETF | ETF | 464287200 | 2,637 | 7,025 | SH | | SOLE | | 0 | 0 | 7,025 |
iShares Tr Lehman Tips | ETF | 464287176 | 2,303 | 18,044 | SH | | SOLE | | 0 | 0 | 18,044 |
Guggenheim S&P 500 Equal Weight Materials ETF | ETF | 78355W825 | 1,897 | 13,609 | SH | | SOLE | | 0 | 0 | 13,609 |
iShares Morningstar Mid Value Index Fund | ETF | 464288406 | 1,827 | 11,682 | SH | | SOLE | | 0 | 0 | 11,682 |
SPDR S&P 400 Mid Cap Growth ETF | ETF | 78464A821 | 1,548 | 22,331 | SH | | SOLE | | 0 | 0 | 22,331 |
Guggenheim S&P 500 Equal Weight Energy ETF | ETF | 78355W866 | 1,530 | 49,212 | SH | | SOLE | | 0 | 0 | 49,212 |
Amazon.com Inc | STOCK | 023135106 | 1,355 | 416 | SH | | SOLE | | 0 | 0 | 416 |
iShares Core MSCI EAFE ETF | ETF | 46432F842 | 1,317 | 19,066 | SH | | SOLE | | 0 | 0 | 19,066 |
SPDR S&P 400 Mid Cap Value ETF | ETF | 78464A839 | 1,266 | 22,819 | SH | | SOLE | | 0 | 0 | 22,819 |
iShares Morningstar Small Growth Index Fund | ETF | 464288604 | 1,208 | 3,979 | SH | | SOLE | | 0 | 0 | 3,979 |
Vanguard Total Stock MKT | ETF | 922908769 | 1,206 | 6,196 | SH | | SOLE | | 0 | 0 | 6,196 |
Invesco S&P 500 Equal Weight ETF | ETF | 46137V357 | 1,139 | 8,930 | SH | | SOLE | | 0 | 0 | 8,930 |
iShares FTSE NAREIT Residential Plus Capped Index Fund | ETF | 464288562 | 1,127 | 16,615 | SH | | SOLE | | 0 | 0 | 16,615 |
Vanguard Large Cap ETF | ETF | 922908637 | 1,003 | 5,710 | SH | | SOLE | | 0 | 0 | 5,710 |
Apple Inc | STOCK | 037833100 | 998 | 7,520 | SH | | SOLE | | 0 | 0 | 7,520 |
SPDR S&P 600 Small Cap Growth ETF | ETF | 78464A201 | 958 | 12,546 | SH | | SOLE | | 0 | 0 | 12,546 |
iShares Morningstar Small Value Index Fund | ETF | 464288703 | 931 | 6,606 | SH | | SOLE | | 0 | 0 | 6,606 |
iShares S&P Aggressive | ETF | 464289859 | 874 | 13,612 | SH | | SOLE | | 0 | 0 | 13,612 |
iShares Morningstar Large Growth Index Fund | ETF | 464287119 | 860 | 2,966 | SH | | SOLE | | 0 | 0 | 2,966 |
Vanguard FTSE All World EX US Index Fund | ETF | 922042775 | 845 | 14,474 | SH | | SOLE | | 0 | 0 | 14,474 |
SPDR S&P 500 ETF | ETF | 78462F103 | 798 | 2,134 | SH | | SOLE | | 0 | 0 | 2,134 |
iShares Short Treasury Bond ETF | ETF | 464288679 | 798 | 7,216 | SH | | SOLE | | 0 | 0 | 7,216 |
SPDR S&P 600 Small Cap Value ETF | ETF | 78464A300 | 772 | 11,663 | SH | | SOLE | | 0 | 0 | 11,663 |
iShares Barclays Aggregate Bond Fund | ETF | 464287226 | 737 | 6,237 | SH | | SOLE | | 0 | 0 | 6,237 |
PIMCO 1-5 Year US TIPS Index Fund | ETF | 72201R205 | 734 | 13,545 | SH | | SOLE | | 0 | 0 | 13,545 |
iShares Core S&P Mid-Cap ETF | ETF | 464287507 | 715 | 3,112 | SH | | SOLE | | 0 | 0 | 3,112 |
Vanguard High Dividend Yield ETF | ETF | 921946406 | 704 | 7,698 | SH | | SOLE | | 0 | 0 | 7,698 |
iShares Cohen and Steers Realty Majors Index Fund | ETF | 464287564 | 691 | 12,826 | SH | | SOLE | | 0 | 0 | 12,826 |
Berkshire Hathaway Class B | STOCK | 084670702 | 657 | 2,835 | SH | | SOLE | | 0 | 0 | 2,835 |
iShares MSCI ACWI ETF | ETF | 464288257 | 644 | 7,100 | SH | | SOLE | | 0 | 0 | 7,100 |
iShares Morningstar Large Value Index Fund | ETF | 464288109 | 638 | 5,684 | SH | | SOLE | | 0 | 0 | 5,684 |
iShares S&P North American Natural Resources Sector Index Fund | ETF | 464287374 | 572 | 24,568 | SH | | SOLE | | 0 | 0 | 24,568 |
iShares iBoxx High Yield Corporate Bond ETF | ETF | 464288513 | 568 | 6,501 | SH | | SOLE | | 0 | 0 | 6,501 |
Schwab Intermediate-Term U.S. Treasury ETF | ETF | 808524854 | 561 | 9,637 | SH | | SOLE | | 0 | 0 | 9,637 |
iShares MSCI Emerging Markets ETF | ETF | 464287234 | 559 | 10,821 | SH | | SOLE | | 0 | 0 | 10,821 |
iShares Core S&P Small-Cap ETF | ETF | 464287804 | 554 | 6,026 | SH | | SOLE | | 0 | 0 | 6,026 |
iShares U.S. Real Estate ETF | ETF | 464287739 | 553 | 6,452 | SH | | SOLE | | 0 | 0 | 6,452 |
iShares S&P 500 Growth Index | ETF | 464287309 | 538 | 8,429 | SH | | SOLE | | 0 | 0 | 8,429 |
iShares 1-3 Year International Treasury Bond ETF | ETF | 464288125 | 495 | 5,808 | SH | | SOLE | | 0 | 0 | 5,808 |
BlackRock Ultra Short-Term Bond ETF | ETF | 46434V878 | 450 | 8,900 | SH | | SOLE | | 0 | 0 | 8,900 |
iShares MSCI EAFE Small-Cap | ETF | 464288273 | 409 | 5,983 | SH | | SOLE | | 0 | 0 | 5,983 |
Invesco S&P MidCap 400 Equal Weight ETF | ETF | 46137V225 | 403 | 5,254 | SH | | SOLE | | 0 | 0 | 5,254 |
iShares Select Dividend | ETF | 464287168 | 401 | 4,173 | SH | | SOLE | | 0 | 0 | 4,173 |
iShares iBonds Dec 2021 Term Corporate ETF | ETF | 46343VBK5 | 399 | 16,012 | SH | | SOLE | | 0 | 0 | 16,012 |
iShares iBonds Dec 2022 Term Corporate ETF | ETF | 46434VBA7 | 399 | 15,590 | SH | | SOLE | | 0 | 0 | 15,590 |
Powershares BulletShares 2023 Corporate Bond EFT | ETF | 73939W862 | 380 | 17,364 | SH | | SOLE | | 0 | 0 | 17,364 |
Market Vectors Gold Miners | ETF | 57060U100 | 376 | 10,450 | SH | | SOLE | | 0 | 0 | 10,450 |
iShares Core MSCI Total International Stock | ETF | 46432F834 | 347 | 5,165 | SH | | SOLE | | 0 | 0 | 5,165 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 332 | 5,346 | SH | | SOLE | | 0 | 0 | 5,346 |
SPDR Gold Trust | ETF | 78463V107 | 305 | 1,712 | SH | | SOLE | | 0 | 0 | 1,712 |
iShares Core MSCI Total International Stock ETF | ETF | 46432F834 | 289 | 4,802 | SH | | SOLE | | 0 | 0 | 4,802 |
Visa Inc | STOCK | 92826C839 | 280 | 1,280 | SH | | SOLE | | 0 | 0 | 1,280 |
Walt Disney Co. | STOCK | 254687106 | 249 | 1,376 | SH | | SOLE | | 0 | 0 | 1,376 |
iShares Global Healthcare ETF | ETF | 464287325 | 222 | 2,910 | SH | | SOLE | | 0 | 0 | 2,910 |
Powershares QQQ Trust | ETF | 73935A104 | 214 | 682 | SH | | SOLE | | 0 | 0 | 682 |
iShares Russell Mid-Cap ETF | ETF | 464287499 | 211 | 3,071 | SH | | SOLE | | 0 | 0 | 3,071 |
Vanguard Small-Cap ETF | ETF | 922908751 | 200 | 1,029 | SH | | SOLE | | 0 | 0 | 1,029 |