COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
CUSTOMERS BANCORP 6.375% MATUR | PFD | 23204G308 | 212 | 8,000 | SH | | SOLE | | 8,000 | 0 | 0 |
3M COMPANY | COM | 88579Y101 | 663 | 4,037 | SH | | SOLE | | 4,037 | 0 | 0 |
ABBOTT LABORATORIES CMN | COM | 002824100 | 4,548 | 101,030 | SH | | SOLE | | 101,030 | 0 | 0 |
ABBVIE INC | COM | 00287Y109 | 6,612 | 101,033 | SH | | SOLE | | 101,033 | 0 | 0 |
ADELPHIA COMMUNICATIONS CL ESC | COM | 006ESC917 | 0 | 50,000 | SH | | SOLE | | 50,000 | 0 | 0 |
ADELPHIA RECOVERY TR CVV ACC-7 | COM | 00685R870 | 1 | 50,000 | SH | | SOLE | | 50,000 | 0 | 0 |
ALLIED IRISH BKS PLC | COM | 001978006 | 21 | 70,670 | SH | | SOLE | | 70,670 | 0 | 0 |
AMERICAN EXPRESS CO. CMN | COM | 025816109 | 542 | 5,828 | SH | | SOLE | | 5,828 | 0 | 0 |
AMERICAN INTL GROUP, INC. CMN | COM | 026874784 | 234 | 4,171 | SH | | SOLE | | 4,171 | 0 | 0 |
AMERICAN TOWER CORPORATION CMN | COM | 03027X100 | 440 | 4,456 | SH | | SOLE | | 4,456 | 0 | 0 |
AMGEN INC. CMN | COM | 031162100 | 444 | 2,785 | SH | | SOLE | | 2,785 | 0 | 0 |
ANHEUSER-BUSCH INBEV S.A. SPON | COM | 03524A108 | 426 | 3,794 | SH | | SOLE | | 3,794 | 0 | 0 |
APPLE, INC. CMN | COM | 037833100 | 500 | 4,527 | SH | | SOLE | | 4,527 | 0 | 0 |
AT&T INC CMN | COM | 00206R102 | 382 | 11,382 | SH | | SOLE | | 11,382 | 0 | 0 |
AUTOMATIC DATA PROCESS COM | COM | 053015103 | 645 | 7,733 | SH | | SOLE | | 7,733 | 0 | 0 |
BB&T CORP COM | COM | 054937107 | 213 | 5,473 | SH | | SOLE | | 5,473 | 0 | 0 |
BERKSHIRE HATHAWAY INC CL B NE | COM | 084670702 | 300 | 2,000 | SH | | SOLE | | 2,000 | 0 | 0 |
BRISTOL-MYERS SQUIBB CO | COM | 110122108 | 305 | 5,169 | SH | | SOLE | | 5,169 | 0 | 0 |
CHEVRON CORPORATION CMN | COM | 166764100 | 626 | 5,579 | SH | | SOLE | | 5,579 | 0 | 0 |
CISCO SYSTEMS, INC. CMN | COM | 17275R102 | 400 | 14,374 | SH | | SOLE | | 14,374 | 0 | 0 |
CITIGROUP INC. CMN | COM | 172967424 | 383 | 7,071 | SH | | SOLE | | 7,071 | 0 | 0 |
COCA-COLA COMPANY (THE) CMN | COM | 191216100 | 216 | 5,109 | SH | | SOLE | | 5,109 | 0 | 0 |
COMCAST CORPORATION CMN CLASS | COM | 20030N200 | 610 | 10,597 | SH | | SOLE | | 10,597 | 0 | 0 |
CVS HEALTH CORPORATION CMN | COM | 126650100 | 259 | 2,687 | SH | | SOLE | | 2,687 | 0 | 0 |
DOMINION RES VA NEW COM | COM | 25746U109 | 348 | 4,521 | SH | | SOLE | | 4,521 | 0 | 0 |
DU PONT E I DE NEMOURS COM | COM | 263534109 | 315 | 4,265 | SH | | SOLE | | 4,265 | 0 | 0 |
EATON CORP PLC CMN | COM | G29183103 | 807 | 11,873 | SH | | SOLE | | 11,873 | 0 | 0 |
ECOLAB INC COM | COM | 278865100 | 298 | 2,851 | SH | | SOLE | | 2,851 | 0 | 0 |
EXXON MOBIL CORPORATION CMN | COM | 30231G102 | 888 | 9,610 | SH | | SOLE | | 9,610 | 0 | 0 |
GENERAL ELECTRIC CO CMN | COM | 369604103 | 818 | 32,376 | SH | | SOLE | | 32,376 | 0 | 0 |
HONEYWELL INTL INC CMN | COM | 438516106 | 241 | 2,411 | SH | | SOLE | | 2,411 | 0 | 0 |
INTEL CORPORATION CMN | COM | 458140100 | 609 | 16,794 | SH | | SOLE | | 16,794 | 0 | 0 |
INTERNATIONAL PAPER CO. CMN | COM | 460146103 | 275 | 5,128 | SH | | SOLE | | 5,128 | 0 | 0 |
JOHNSON & JOHNSON CMN | COM | 478160104 | 1,322 | 12,647 | SH | | SOLE | | 12,647 | 0 | 0 |
JPMORGAN CHASE & CO CMN | COM | 46625H100 | 590 | 9,433 | SH | | SOLE | | 9,433 | 0 | 0 |
KIMBERLY CLARK CORP CMN | COM | 494368103 | 702 | 6,075 | SH | | SOLE | | 6,075 | 0 | 0 |
KINGFISHER PLC SPONSORED ADR C | COM | 495724403 | 132 | 12,484 | SH | | SOLE | | 12,484 | 0 | 0 |
LARAMIDE RES LTD | COM | 51669T101 | 6 | 20,000 | SH | | SOLE | | 20,000 | 0 | 0 |
LLOYDS BANKING GROUP PLC SPONS | COM | 539439109 | 51 | 10,903 | SH | | SOLE | | 10,903 | 0 | 0 |
MERCK & CO., INC. CMN | COM | 58933Y105 | 838 | 14,761 | SH | | SOLE | | 14,761 | 0 | 0 |
METLIFE, INC. CMN | COM | 59156R108 | 644 | 11,911 | SH | | SOLE | | 11,911 | 0 | 0 |
METRO AG | COM | 59160R102 | 100 | 16,594 | SH | | SOLE | | 16,594 | 0 | 0 |
MICROSOFT CORPORATION CMN | COM | 594918104 | 843 | 18,141 | SH | | SOLE | | 18,141 | 0 | 0 |
NESTLE SA SPONSORED ADR (REP 1 | COM | 641069406 | 760 | 10,418 | SH | | SOLE | | 10,418 | 0 | 0 |
NEXTERA ENERGY, INC. CMN | COM | 65339F101 | 322 | 3,026 | SH | | SOLE | | 3,026 | 0 | 0 |
OCCIDENTAL PETROLEUM CORP CMN | COM | 674599105 | 424 | 5,261 | SH | | SOLE | | 5,261 | 0 | 0 |
ORACLE CORPORATION CMN | COM | 68389X105 | 497 | 11,051 | SH | | SOLE | | 11,051 | 0 | 0 |
PEOPLES UTD FINL INC COM | COM | 712704105 | 161 | 10,620 | SH | | SOLE | | 10,620 | 0 | 0 |
PFIZER INC. CMN | COM | 717081103 | 374 | 12,005 | SH | | SOLE | | 12,005 | 0 | 0 |
PPG INDUSTRIES INC. CMN | COM | 693506107 | 359 | 1,554 | SH | | SOLE | | 1,554 | 0 | 0 |
PRAXAIR, INC CMN SERIES | COM | 74005P104 | 243 | 1,876 | SH | | SOLE | | 1,876 | 0 | 0 |
PROCTER & GAMBLE COMPANY (THE) | COM | 742718109 | 686 | 7,536 | SH | | SOLE | | 7,536 | 0 | 0 |
QUALCOMM INC CMN | COM | 747525103 | 599 | 8,060 | SH | | SOLE | | 8,060 | 0 | 0 |
RAYTHEON CO COM NEW | COM | 755111507 | 568 | 5,251 | SH | | SOLE | | 5,251 | 0 | 0 |
SCHLUMBERGER LTD CMN | COM | 806857108 | 518 | 6,064 | SH | | SOLE | | 6,064 | 0 | 0 |
SPECTRA ENERGY CORP | COM | 847560109 | 575 | 15,831 | SH | | SOLE | | 15,831 | 0 | 0 |
TALISMAN ENERGY INC COM | COM | 87425E103 | 184 | 23,438 | SH | | SOLE | | 23,438 | 0 | 0 |
TEVA PHARMACEUTICAL IND LTD AD | COM | 881624209 | 326 | 5,666 | SH | | SOLE | | 5,666 | 0 | 0 |
TEXAS INSTRUMENTS INC. CMN | COM | 882508104 | 241 | 4,511 | SH | | SOLE | | 4,511 | 0 | 0 |
THE HOME DEPOT, INC. CMN | COM | 437076102 | 649 | 6,185 | SH | | SOLE | | 6,185 | 0 | 0 |
THE TRAVELERS COMPANIES, INC C | COM | 89417E109 | 652 | 6,155 | SH | | SOLE | | 6,155 | 0 | 0 |
TIME WARNER INC. CMN | COM | 887317303 | 681 | 7,978 | SH | | SOLE | | 7,978 | 0 | 0 |
TNT EXPRESS N V ADR | COM | 87262N109 | 67 | 10,150 | SH | | SOLE | | 10,150 | 0 | 0 |
U.S. BANCORP CMN | COM | 902973304 | 235 | 5,221 | SH | | SOLE | | 5,221 | 0 | 0 |
UNION PACIFIC CORP | COM | 907818108 | 812 | 6,817 | SH | | SOLE | | 6,817 | 0 | 0 |
UNITED PARCEL SERVICE, INC. CL | COM | 911312106 | 513 | 4,616 | SH | | SOLE | | 4,616 | 0 | 0 |
UNITED TECHNOLOGIES CORP | COM | 913017109 | 689 | 5,991 | SH | | SOLE | | 5,991 | 0 | 0 |
UNITEDHEALTH GROUP INCORPORATE | COM | 91324P102 | 501 | 4,958 | SH | | SOLE | | 4,958 | 0 | 0 |
VERIZON COMMUNICATIONS INC. CM | COM | 92343V104 | 433 | 9,262 | SH | | SOLE | | 9,262 | 0 | 0 |
WAL MART STORES INC CMN | COM | 931142103 | 493 | 5,742 | SH | | SOLE | | 5,742 | 0 | 0 |
WALT DISNEY COMPANY (THE) CMN | COM | 254687106 | 516 | 5,477 | SH | | SOLE | | 5,477 | 0 | 0 |
WASTE MANAGEMENT INC CMN | COM | 94106L109 | 395 | 7,700 | SH | | SOLE | | 7,700 | 0 | 0 |
WELLS FARGO & CO (NEW) CMN | COM | 949746101 | 533 | 9,714 | SH | | SOLE | | 9,714 | 0 | 0 |
WEYERHAEUSER CO COM | COM | 962166104 | 284 | 7,920 | SH | | SOLE | | 7,920 | 0 | 0 |
WISCONSIN ENERGY CORP COM | COM | 976657106 | 575 | 10,911 | SH | | SOLE | | 10,911 | 0 | 0 |
GLOBAL X MSCI NORWAY | ETF | 37950E747 | 299 | 25,063 | SH | | SOLE | | 25,063 | 0 | 0 |
ISHARES CORE S&P 500 ETF | ETF | 464287200 | 6,246 | 30,194 | SH | | SOLE | | 30,194 | 0 | 0 |
ISHARES INC MSCI S KOREA | ETF | 464286772 | 609 | 11,009 | SH | | SOLE | | 11,009 | 0 | 0 |
ISHARES MSCI ACWI ETF | ETF | 464288257 | 97,298 | 1,663,217 | SH | | SOLE | | 1,663,217 | 0 | 0 |
ISHARES MSCI CANADA ETF | ETF | 464286509 | 4,677 | 162,066 | SH | | SOLE | | 162,066 | 0 | 0 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 11,949 | 196,403 | SH | | SOLE | | 196,403 | 0 | 0 |
ISHARES RUSSELL MID CAP GROWTH | ETF | 464287481 | 621 | 6,656 | SH | | SOLE | | 6,656 | 0 | 0 |
ISHARES S&P 500 VALUE | ETF | 464287408 | 508 | 5,418 | SH | | SOLE | | 5,418 | 0 | 0 |
ISHARES TR RUSL 2000 GROW | ETF | 464287648 | 290 | 2,035 | SH | | SOLE | | 2,035 | 0 | 0 |
ISHARES TR RUSL 2000 VALU | ETF | 464287630 | 281 | 2,761 | SH | | SOLE | | 2,761 | 0 | 0 |
ISHARES TR RUSSELL MCP VL | ETF | 464287473 | 609 | 8,263 | SH | | SOLE | | 8,263 | 0 | 0 |
ISHARES TR RUSSELL MIDCAP | ETF | 464287499 | 780 | 4,667 | SH | | SOLE | | 4,667 | 0 | 0 |
ISHARES TR RUSSELL1000GRW | ETF | 464287614 | 3,176 | 33,215 | SH | | SOLE | | 33,215 | 0 | 0 |
ISHARES TR RUSSELL1000VAL | ETF | 464287598 | 2,631 | 25,202 | SH | | SOLE | | 25,202 | 0 | 0 |
ISHARES TR S&P SMLCAP 600 | ETF | 464287804 | 618 | 5,415 | SH | | SOLE | | 5,415 | 0 | 0 |
ISHARES TR S&P500 GRW | ETF | 464287309 | 925 | 8,291 | SH | | SOLE | | 8,291 | 0 | 0 |
SPDR S&P 500 ETF TRUST | ETF | 78462F103 | 68,697 | 334,226 | SH | | SOLE | | 334,226 | 0 | 0 |
VANGUARD DIVIDEND APPRECIATION | ETF | 921908844 | 869 | 10,704 | SH | | SOLE | | 10,704 | 0 | 0 |
VANGUARD FTSE DEVELOPED MARKET | ETF | 921943858 | 17,127 | 452,132 | SH | | SOLE | | 452,132 | 0 | 0 |
VANGUARD FTSE EMERGING MARKETS | ETF | 922042858 | 12,146 | 303,499 | SH | | SOLE | | 303,499 | 0 | 0 |
VANGUARD FTSE EUROPE ETF | ETF | 922042874 | 1,048 | 20,000 | SH | | SOLE | | 20,000 | 0 | 0 |
VANGUARD INDEX FDS STK MRK ETF | ETF | 922908769 | 816 | 7,694 | SH | | SOLE | | 7,694 | 0 | 0 |
VANGUARD S&P 500 ETF | ETF | 922908363 | 2,209 | 11,725 | SH | | SOLE | | 11,725 | 0 | 0 |
VANGUARD SMALL CAP GROWTH ETF | ETF | 922908595 | 244 | 1,940 | SH | | SOLE | | 1,940 | 0 | 0 |
VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 | 233 | 2,204 | SH | | SOLE | | 2,204 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL S | ETF | 921909768 | 48,056 | 994,115 | SH | | SOLE | | 994,115 | 0 | 0 |
WISDOMTREE TRUST JP TOTAL DIVI | ETF | 97717W851 | 2,249 | 45,682 | SH | | SOLE | | 45,682 | 0 | 0 |