COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
CUSTOMERS BANCORP 6.375 MATUR | PFD | 23204G308 | 210 | 8,000 | SH | | SOLE | | 8,000 | 0 | 0 |
WELLS FARGO & CO 0 SERIES DEP | PFD | 949746887 | 0 | 1 | SH | | SOLE | | 1 | 0 | 0 |
ABBOTT LABORATORIES CMN | COM | 002824100 | 3,857 | 100,429 | SH | | SOLE | | 100,429 | 0 | 0 |
ABBVIE INC | COM | 00287Y109 | 6,299 | 100,585 | SH | | SOLE | | 100,585 | 0 | 0 |
ADELPHIA COMMUNICATIONS CL ESC | COM | 006ESC917 | 0 | 33,333 | SH | | SOLE | | 33,333 | 0 | 0 |
ALLIED IRISH BANKS | COM | ACI0JP827 | 2 | 283 | SH | | SOLE | | 283 | 0 | 0 |
ALLIED IRISH BANKS PLC | COM | BYSZ9G904 | 0 | 4 | SH | | SOLE | | 0 | 0 | 0 |
AMDOCS LTD ORD | COM | G02602103 | 16 | 268 | SH | | SOLE | | 268 | 0 | 0 |
ANC RENTAL CORP COM | COM | 001813104 | 0 | 73 | SH | | SOLE | | 73 | 0 | 0 |
APPLE, INC. CMN | COM | 037833100 | 102 | 882 | SH | | SOLE | | 882 | 0 | 0 |
AT&T INC CMN | COM | 00206R102 | 0 | 0 | SH | | SOLE | | 0 | 0 | 0 |
BERKSHIRE HATHAWAY INC CL B NE | COM | 084670702 | 326 | 2,000 | SH | | SOLE | | 2,000 | 0 | 0 |
CATERPILLAR INC (DELAWARE) CMN | COM | 149123101 | 55 | 595 | SH | | SOLE | | 595 | 0 | 0 |
CHARTER COMMUNICATIONS INC-A | COM | 16119P108 | 5 | 18 | SH | | SOLE | | 18 | 0 | 0 |
COCA-COLA COMPANY (THE) CMN | COM | 191216100 | 55 | 1,327 | SH | | SOLE | | 1,327 | 0 | 0 |
CONAGRA BRANDS INC CMN | COM | 205887102 | 2,508 | 63,407 | SH | | SOLE | | 0 | 0 | 0 |
CUSTOMERS BANCORP INC | COM | 23204G100 | 204 | 5,714 | SH | | SOLE | | 5,714 | 0 | 0 |
CVS HEALTH CORPORATION CMN | COM | 126650100 | 1 | 15 | SH | | SOLE | | 15 | 0 | 0 |
DOMINION RES VA NEW COM | COM | 25746U109 | 95 | 1,242 | SH | | SOLE | | 1,242 | 0 | 0 |
EATON CORP PLC CMN | COM | G29183103 | 538 | 8,016 | SH | | SOLE | | 8,016 | 0 | 0 |
EXXON MOBIL CORPORATION CMN | COM | 30231G102 | 14 | 155 | SH | | SOLE | | 155 | 0 | 0 |
FERROVIAL SA - UNSPONSORED ADR | COM | 315437103 | 0 | 2 | SH | | SOLE | | 0 | 0 | 0 |
JOHNSON & JOHNSON CMN | COM | 478160104 | 576 | 5,001 | SH | | SOLE | | 5,001 | 0 | 0 |
LARAMIDE RES LTD | COM | 51669T101 | 4 | 20,000 | SH | | SOLE | | 20,000 | 0 | 0 |
NESTLE SA SPONSORED ADR (REP 1 | COM | 641069406 | 7 | 100 | SH | | SOLE | | 100 | 0 | 0 |
NOVARTIS AG-ADR SPONSORED ADR | COM | 66987V109 | 29 | 400 | SH | | SOLE | | 400 | 0 | 0 |
PHOENIX WASTE SVCS INC COM | COM | 71916P108 | 0 | 2,667 | SH | | SOLE | | 2,667 | 0 | 0 |
S & T BANCORP INC COM | COM | 783859101 | 1,497 | 38,336 | SH | | SOLE | | 38,336 | 0 | 0 |
WSFS FINANCIAL CORP COM | COM | 929328102 | 258 | 5,557 | SH | | SOLE | | 5,557 | 0 | 0 |
GLOBAL X MSCI NORWAY | ETF | 37950E747 | 351 | 31,757 | SH | | SOLE | | 31,757 | 0 | 0 |
ISHARES CORE S&P 500 ETF | ETF | 464287200 | 6,757 | 30,033 | SH | | SOLE | | 30,033 | 0 | 0 |
ISHARES INC MSCI ITL ETF NEW | ETF | 46434G830 | 11 | 469 | SH | | SOLE | | 469 | 0 | 0 |
ISHARES INC MSCI JPN ETF NEW | ETF | 46434G822 | 244 | 5,000 | SH | | SOLE | | 5,000 | 0 | 0 |
ISHARES MSCI ACWI ETF | ETF | 464288257 | 106,887 | 1,806,442 | SH | | SOLE | | 1,806,442 | 0 | 0 |
ISHARES MSCI CANADA ETF | ETF | 464286509 | 1,206 | 46,100 | SH | | SOLE | | 46,100 | 0 | 0 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 8,562 | 148,307 | SH | | SOLE | | 148,307 | 0 | 0 |
ISHARES MSCI EMERGING MARKETS | ETF | 464287234 | 1,806 | 51,581 | SH | | SOLE | | 51,581 | 0 | 0 |
ISHARES RUSSELL 2000 ETF | ETF | 464287655 | 3 | 19 | SH | | SOLE | | 19 | 0 | 0 |
ISHARES RUSSELL MID CAP GROWTH | ETF | 464287481 | 315 | 3,230 | SH | | SOLE | | 3,230 | 0 | 0 |
ISHARES TR RUSL 2000 GROW | ETF | 464287648 | 313 | 2,035 | SH | | SOLE | | 2,035 | 0 | 0 |
ISHARES TR RUSL 2000 VALU | ETF | 464287630 | 328 | 2,761 | SH | | SOLE | | 2,761 | 0 | 0 |
ISHARES TR RUSSELL MCP VL | ETF | 464287473 | 409 | 5,080 | SH | | SOLE | | 5,080 | 0 | 0 |
ISHARES TR RUSSELL MIDCAP | ETF | 464287499 | 239 | 1,335 | SH | | SOLE | | 1,335 | 0 | 0 |
ISHARES TR RUSSELL1000GRW | ETF | 464287614 | 2,093 | 19,955 | SH | | SOLE | | 19,955 | 0 | 0 |
ISHARES TR RUSSELL1000VAL | ETF | 464287598 | 2,751 | 24,558 | SH | | SOLE | | 24,558 | 0 | 0 |
ISHARES TR S&P SMLCAP 600 | ETF | 464287804 | 436 | 3,174 | SH | | SOLE | | 3,174 | 0 | 0 |
ISHARES TR S&P500 GRW | ETF | 464287309 | 421 | 3,459 | SH | | SOLE | | 3,459 | 0 | 0 |
ISHARES US PREFERRED STOCK ETF | ETF | 464288687 | 186 | 5,000 | SH | | SOLE | | 5,000 | 0 | 0 |
SPDR GOLD TRUST ETF | ETF | 78463V107 | 16 | 150 | SH | | SOLE | | 150 | 0 | 0 |
SPDR MSCI CANADA STRATEGICFACT | ETF | 78463X376 | 2,335 | 43,675 | SH | | SOLE | | 43,675 | 0 | 0 |
SPDR S&P 500 ETF TRUST | ETF | 78462F103 | 88,897 | 397,696 | SH | | SOLE | | 397,696 | 0 | 0 |
VANGUARD DIVIDEND APPRECIATION | ETF | 921908844 | 282 | 3,306 | SH | | SOLE | | 3,306 | 0 | 0 |
VANGUARD FTSE DEVELOPED MARKET | ETF | 921943858 | 19,009 | 520,227 | SH | | SOLE | | 520,227 | 0 | 0 |
VANGUARD FTSE EMERGING MARKETS | ETF | 922042858 | 7,556 | 211,172 | SH | | SOLE | | 211,172 | 0 | 0 |
VANGUARD FTSE EUROPE ETF | ETF | 922042874 | 1,870 | 39,000 | SH | | SOLE | | 39,000 | 0 | 0 |
VANGUARD INDEX FDS STK MRK ETF | ETF | 922908769 | 36,121 | 313,225 | SH | | SOLE | | 313,225 | 0 | 0 |
VANGUARD INTL EQTY IDX ALLWRLD | ETF | 922042775 | 101 | 2,285 | SH | | SOLE | | 2,285 | 0 | 0 |
VANGUARD S&P 500 ETF | ETF | 922908363 | 28,587 | 139,237 | SH | | SOLE | | 139,237 | 0 | 0 |
VANGUARD TOTAL INTERNATIONAL S | ETF | 921909768 | 124,492 | 2,713,424 | SH | | SOLE | | 2,713,424 | 0 | 0 |
VANGUARD TOTAL WORLD STOCK | ETF | 922042742 | 39 | 641 | SH | | SOLE | | 641 | 0 | 0 |