TCTC 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC	COM	023135106	3,828,862	19,813	SH		DFND	2	19,813	0	0
AMAZON COM INC	COM	023135106	33,900,881	175,425	SH		SOLE	1	171,925	0	3,500
PARAMOUNT GLOBAL	CLASS B COM	92556H206	1,766	170	SH		SOLE	1	170	0	0
TETRA TECHNOLOGIES INC DEL	COM	88162F105	7,785	2,250	SH		SOLE	1	2,250	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	1,067,936	2,229	SH		SOLE	1	2,229	0	0
STARBUCKS CORP	COM	855244109	17,516	225	SH		DFND	2	225	0	0
STARBUCKS CORP	COM	855244109	833,073	10,701	SH		SOLE	1	10,701	0	0
SEMPRA	COM	816851109	14,908	196	SH		SOLE	1	196	0	0
OLD REP INTL CORP	COM	680223104	10,555,255	341,594	SH		SOLE	1	340,094	0	1,500
OLD REP INTL CORP	COM	680223104	20,469,025	662,428	SH		DFND	2	662,428	0	0
RCI HOSPITALITY HLDGS INC	COM	74934Q108	4,356	100	SH		SOLE	1	100	0	0
ELEVANCE HEALTH INC	COM	036752103	18,965	35	SH		SOLE	1	35	0	0
EBAY INC.	COM	278642103	517,162	9,627	SH		DFND	2	9,627	0	0
EBAY INC.	COM	278642103	3,370,554	62,743	SH		SOLE	1	62,743	0	0
DOLLAR GEN CORP NEW	COM	256677105	25,653	194	SH		SOLE	1	194	0	0
JOHNSON & JOHNSON	COM	478160104	2,372,031	16,229	SH		DFND	2	16,229	0	0
JOHNSON & JOHNSON	COM	478160104	6,566,823	44,929	SH		SOLE	1	44,149	0	780
AKAMAI TECHNOLOGIES INC	COM	00971T101	54,048	600	SH		DFND	2	600	0	0
SEAGATE TECHNOLOGY HLDNGS PL	ORD SHS	G7997R103	30,774	298	SH		SOLE	1	298	0	0
WASTE MGMT INC DEL	COM	94106L109	15,818,734	74,148	SH		SOLE	1	72,848	0	1,300
WASTE MGMT INC DEL	COM	94106L109	81,834,451	383,587	SH		DFND	2	383,587	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	37,184	139	SH		SOLE	1	139	0	0
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	87,137	1,732	SH		SOLE	1	1,732	0	0
BANK OZK LITTLE ROCK ARK	COM	06417N103	57,400	1,400	SH		SOLE	1	1,400	0	0
HELIX ENERGY SOLUTIONS GRP I	COM	42330P107	13,850	1,160	SH		SOLE	1	1,160	0	0
PROSHARES TR	SHRT RL EST FD	74347G366	264	14	SH		SOLE	1	14	0	0
COSTCO WHSL CORP NEW	COM	22160K105	1,992,377	2,344	SH		SOLE	1	2,344	0	0
COSTCO WHSL CORP NEW	COM	22160K105	2,189,574	2,576	SH		DFND	2	2,576	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	1,349,847	31,694	SH		DFND	2	31,694	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	4,609,260	108,224	SH		SOLE	1	107,181	0	1,043
FIRST TR EXCHANGE TRADED FD	HLTH CARE ALPH	33734X143	47,034	450	SH		SOLE	1	450	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	63,325	140	SH		DFND	2	140	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	839,054	1,855	SH		SOLE	1	1,855	0	0
LAS VEGAS SANDS CORP	COM	517834107	10,032,316	226,719	SH		SOLE	1	222,119	0	4,600
LAS VEGAS SANDS CORP	COM	517834107	10,069,486	227,559	SH		DFND	2	227,559	0	0
SHELL PLC	SPON ADS	780259305	288,720	4,000	SH		DFND	2	4,000	0	0
SHELL PLC	SPON ADS	780259305	654,384	9,066	SH		SOLE	1	8,566	0	500
RETRACTABLE TECHNOLOGIES INC	COM	76129W105	6,588	6,100	SH		SOLE	1	6,100	0	0
YUM BRANDS INC	COM	988498101	6,623	50	SH		SOLE	1	50	0	0
YUM BRANDS INC	COM	988498101	29,141	220	SH		DFND	2	220	0	0
LIBERTY MEDIA CORP DEL	COM LBTY SRM S C	531229789	32,487	1,466	SH		SOLE	1	1,466	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,696,697	10,288	SH		DFND	2	10,288	0	0
PROCTER AND GAMBLE CO	COM	742718109	10,374,787	62,908	SH		SOLE	1	62,872	0	35
COCA COLA CO	COM	191216100	2,337,228	36,720	SH		DFND	2	36,720	0	0
COCA COLA CO	COM	191216100	5,046,363	79,283	SH		SOLE	1	79,283	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	141,741	4,891	SH		SOLE	1	4,891	0	0
AMEREN CORP	COM	023608102	1,920	27	SH		SOLE	1	27	0	0
PPG INDS INC	COM	693506107	26,437	210	SH		SOLE	1	210	0	0
OCCIDENTAL PETE CORP	COM	674599105	3,865,882	61,334	SH		SOLE	1	61,334	0	0
OCCIDENTAL PETE CORP	COM	674599105	21,351,286	338,748	SH		DFND	2	338,748	0	0
TRUIST FINL CORP	COM	89832Q109	39,744	1,023	SH		SOLE	1	1,023	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	687,808	5,026	SH		DFND	2	5,026	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	8,260,813	60,364	SH		SOLE	1	57,764	0	2,600
MARRIOTT INTL INC NEW	CL A	571903202	14,506	60	SH		SOLE	1	60	0	0
BIOGEN INC	COM	09062X103	208,638	900	SH		SOLE	1	900	0	0
MUELLER INDS INC	COM	624756102	8,313	146	SH		SOLE	1	146	0	0
INTEL CORP	COM	458140100	3,955,148	127,709	SH		SOLE	1	125,709	0	2,000
INTEL CORP	COM	458140100	12,219,121	394,547	SH		DFND	2	394,547	0	0
CME GROUP INC	COM	12572Q105	0	0	SH		SOLE	1	0	0	0
MEDTRONIC PLC	SHS	G5960L103	9,839	125	SH		DFND	2	125	0	0
MEDTRONIC PLC	SHS	G5960L103	2,962,802	37,642	SH		SOLE	1	36,442	0	1,200
CLOROX CO DEL	COM	189054109	214,804	1,574	SH		SOLE	1	1,574	0	0
CLOROX CO DEL	COM	189054109	219,853	1,611	SH		DFND	2	1,611	0	0
COMERICA INC	COM	200340107	117,392	2,300	SH		SOLE	1	1,800	0	500
FORTIVE CORP	COM	34959J108	16,673	225	SH		DFND	2	225	0	0
FORTIVE CORP	COM	34959J108	123,377	1,665	SH		SOLE	1	1,665	0	0
NETFLIX INC	COM	64110L106	207,863	308	SH		SOLE	1	308	0	0
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	461,533	1,180	SH		DFND	2	1,180	0	0
PAYCHEX INC	COM	704326107	224,671	1,895	SH		SOLE	1	1,895	0	0
QURATE RETAIL INC	COM SER A	74915M100	662	1,050	SH		SOLE	1	1,050	0	0
BANCORP INC DEL	COM	05969A105	188,800	5,000	SH		SOLE	1	5,000	0	0
AGNC INVT CORP	COM	00123Q104	25,872	2,712	SH		SOLE	1	2,712	0	0
PROLOGIS INC.	COM	74340W103	167,342	1,490	SH		DFND	2	1,490	0	0
PROLOGIS INC.	COM	74340W103	1,252,818	11,155	SH		SOLE	1	10,490	0	665
SANOFI	SPONSORED ADR	80105N105	36,390	750	SH		SOLE	1	750	0	0
MERCK & CO INC	COM	58933Y105	8,791,785	71,016	SH		SOLE	1	66,403	0	4,613
MERCK & CO INC	COM	58933Y105	15,533,186	125,470	SH		DFND	2	125,470	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	209,100	2,000	SH		SOLE	1	2,000	0	0
OSHKOSH CORP	COM	688239201	27,375	253	SH		SOLE	1	253	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	197,552	363	SH		SOLE	1	338	0	25
SPDR S&P 500 ETF TR	TR UNIT	78462F103	416,328	765	SH		DFND	2	765	0	0
ADVANSIX INC	COM	00773T101	413	18	SH		SOLE	1	18	0	0
MCKESSON CORP	COM	58155Q103	151,850	260	SH		SOLE	1	260	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	7,059	16	SH		SOLE	1	16	0	0
PROSHARES TR	K1 FRE CRD OIL	74347G804	62,926	1,302	SH		SOLE	1	1,302	0	0
ILLINOIS TOOL WKS INC	COM	452308109	86,490	365	SH		SOLE	1	365	0	0
SBA COMMUNICATIONS CORP NEW	CL A	78410G104	2,159	11	SH		SOLE	1	11	0	0
EMERSON ELEC CO	COM	291011104	919,285	8,345	SH		DFND	2	8,345	0	0
EMERSON ELEC CO	COM	291011104	11,121,533	100,958	SH		SOLE	1	97,658	0	3,300
YUM CHINA HLDGS INC	COM	98850P109	6,785	220	SH		DFND	2	220	0	0
GLOBE LIFE INC	COM	37959E102	20,899	254	SH		SOLE	1	254	0	0
INTERNATIONAL BANCSHARES COR	COM	459044103	185,475	3,242	SH		SOLE	1	1,452	0	1,790
DIAGEO PLC	SPON ADR NEW	25243Q205	1,256,639	9,967	SH		DFND	2	9,967	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	2,653,480	21,046	SH		SOLE	1	19,946	0	1,100
ISHARES INC	MSCI JPN ETF NEW	46434G822	105,772	1,550	SH		SOLE	1	1,550	0	0
ISHARES TR	TIPS BD ETF	464287176	66,417	622	SH		DFND	2	622	0	0
ISHARES TR	TIPS BD ETF	464287176	111,905	1,048	SH		SOLE	1	1,048	0	0
SMUCKER J M CO	COM NEW	832696405	2,399	22	SH		DFND	2	22	0	0
ISHARES TR	GLOB HLTHCRE ETF	464287325	52,640	567	SH		SOLE	1	567	0	0
CORNING INC	COM	219350105	34,965	900	SH		SOLE	1	900	0	0
ISHARES TR	S&P 100 ETF	464287101	5,829	22	SH		SOLE	1	22	0	0
BANK NEW YORK MELLON CORP	COM	064058100	10,002	167	SH		SOLE	1	167	0	0
HOWMET AEROSPACE INC	COM	443201108	12,421	160	SH		SOLE	1	160	0	0
KAYNE ANDERSON ENERGY INFRST	COM	486606106	198,853	19,250	SH		DFND	2	19,250	0	0
KAYNE ANDERSON ENERGY INFRST	COM	486606106	589,895	57,105	SH		SOLE	1	53,605	0	3,500
VERIZON COMMUNICATIONS INC	COM	92343V104	5,675,985	137,633	SH		SOLE	1	136,083	0	1,550
VERIZON COMMUNICATIONS INC	COM	92343V104	9,233,512	223,897	SH		DFND	2	223,897	0	0
CHUBB LIMITED	COM	H1467J104	12,530,294	49,123	SH		SOLE	1	48,882	0	240
CHUBB LIMITED	COM	H1467J104	49,768,659	195,110	SH		DFND	2	195,110	0	0
SONOCO PRODS CO	COM	835495102	291,843	5,754	SH		SOLE	1	5,754	0	0
MARVELL TECHNOLOGY INC	COM	573874104	14,679	210	SH		SOLE	1	210	0	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	235	2	SH		SOLE	1	2	0	0
FEDEX CORP	COM	31428X106	89,952	300	SH		DFND	2	300	0	0
FEDEX CORP	COM	31428X106	1,320,795	4,405	SH		SOLE	1	4,405	0	0
VAREX IMAGING CORP	COM	92214X106	10,812	734	SH		SOLE	1	734	0	0
SNAP ON INC	COM	833034101	27,185	104	SH		SOLE	1	104	0	0
SHERWIN WILLIAMS CO	COM	824348106	81,125	272	SH		SOLE	1	271	0	0
PEPSICO INC	COM	713448108	6,451,458	39,116	SH		SOLE	1	37,316	0	1,800
PEPSICO INC	COM	713448108	25,229,507	152,971	SH		DFND	2	152,971	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	114,310	1,400	SH		SOLE	1	1,400	0	0
ISHARES INC	MSCI EURZONE ETF	464286608	27,977	573	SH		SOLE	1	573	0	0
SPDR INDEX SHS FDS	S&P CHINA ETF	78463X400	137	2	SH		SOLE	1	2	0	0
BLACK STONE MINERALS L P	COM UNIT	09225M101	104,456	6,666	SH		SOLE	1	6,666	0	0
MARATHON OIL CORP	COM	565849106	2,867	100	SH		SOLE	1	100	0	0
SNAP INC	CL A	83304A106	1,661	100	SH		SOLE	1	100	0	0
GUARANTY BANCSHARES INC TEX	COM	400764106	11,449	363	SH		SOLE	1	363	0	0
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	4,814	372	SH		SOLE	1	372	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL MAT	46137V316	345	10	SH		SOLE	1	10	0	0
KIMBERLY-CLARK CORP	COM	494368103	438,094	3,170	SH		SOLE	1	3,170	0	0
HONEYWELL INTL INC	COM	438516106	67,479	316	SH		SOLE	1	316	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	11,513	35	SH		SOLE	1	35	0	0
FORD MTR CO DEL	COM	345370860	87,780	7,000	SH		SOLE	1	7,000	0	0
INGERSOLL RAND INC	COM	45687V106	21,347	235	SH		SOLE	1	235	0	0
US BANCORP DEL	COM NEW	902973304	410,895	10,350	SH		DFND	2	10,350	0	0
US BANCORP DEL	COM NEW	902973304	1,180,916	29,746	SH		SOLE	1	29,746	0	0
BP PLC	SPONSORED ADR	055622104	198,550	5,500	SH		SOLE	1	5,500	0	0
HOME DEPOT INC	COM	437076102	44,751	130	SH		DFND	2	130	0	0
HOME DEPOT INC	COM	437076102	1,659,582	4,821	SH		SOLE	1	4,821	0	0
SUNCOR ENERGY INC NEW	COM	867224107	32,385	850	SH		SOLE	1	850	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,459,334	14,493	SH		DFND	2	14,493	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	4,798,624	20,104	SH		SOLE	1	20,104	0	0
BRIGHTHOUSE FINL INC	COM	10922N103	1,560	36	SH		SOLE	1	36	0	0
PROSHARES TR	SHRT 20+YR TRE	74347X849	285	12	SH		SOLE	1	12	0	0
ETFS GOLD TR	PHYSCL GOLD SHS	00326A104	48,151	2,167	SH		SOLE	1	2,167	0	0
DUPONT DE NEMOURS INC	COM	26614N102	231,409	2,875	SH		SOLE	1	2,875	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	239,720	1,574	SH		SOLE	1	1,574	0	0
SPDR GOLD TR	GOLD SHS	78463V107	537,525	2,500	SH		DFND	2	2,500	0	0
SPDR GOLD TR	GOLD SHS	78463V107	3,682,046	17,125	SH		SOLE	1	16,525	0	600
SOUTHERN CO	COM	842587107	1,692,267	21,816	SH		DFND	2	21,816	0	0
SOUTHERN CO	COM	842587107	6,978,663	89,966	SH		SOLE	1	88,266	0	1,700
CENCORA INC	COM	03073E105	26,811	119	SH		SOLE	1	119	0	0
BECTON DICKINSON & CO	COM	075887109	317,378	1,358	SH		SOLE	1	70	0	1,288
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	1,167,619	5,927	SH		SOLE	1	5,927	0	0
KEYCORP	COM	493267108	22,509	1,584	SH		SOLE	1	1,584	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	36,451	100	SH		SOLE	1	100	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	129,512	2,060	SH		SOLE	1	2,060	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	835	13	SH		SOLE	1	13	0	0
ABRDN SILVER ETF TRUST	PHYSCL SILVR SHS	003264108	1,837	66	SH		SOLE	1	66	0	0
AON PLC	SHS CL A	G0403H108	35,229,600	120,000	SH		DFND	2	120,000	0	0
SOUTHWEST GAS HLDGS INC	COM	844895102	492,660	7,000	SH		SOLE	1	7,000	0	0
LUMEN TECHNOLOGIES INC	COM	550241103	19	17	SH		DFND	2	17	0	0
GALLAGHER ARTHUR J & CO	COM	363576109	325,175	1,254	SH		SOLE	1	1,254	0	0
ATMOS ENERGY CORP	COM	049560105	1,166,500	10,000	SH		SOLE	1	10,000	0	0
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	4,784	477	SH		SOLE	1	477	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	544,819	5,108	SH		DFND	2	5,108	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	4,536,143	42,529	SH		SOLE	1	41,350	0	1,179
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	37,129,856	91,273	SH		SOLE	1	88,773	0	2,500
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	60,484,651	148,684	SH		DFND	2	148,684	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	266	10	SH		SOLE	1	10	0	0
CARTERS INC	COM	146229109	1,146,073	18,494	SH		SOLE	1	18,494	0	0
ADOBE INC	COM	00724F101	3,243,798	5,839	SH		DFND	2	5,839	0	0
ADOBE INC	COM	00724F101	4,471,541	8,049	SH		SOLE	1	7,979	0	70
WEYERHAEUSER CO MTN BE	COM NEW	962166104	169,403	5,967	SH		SOLE	1	5,967	0	0
EXELON CORP	COM	30161N101	13,602	393	SH		SOLE	1	393	0	0
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	24,069	466	SH		SOLE	1	466	0	0
ALPHABET INC	CAP STK CL A	02079K305	1,700,370	9,335	SH		DFND	2	9,335	0	0
ALPHABET INC	CAP STK CL A	02079K305	9,761,787	53,592	SH		SOLE	1	51,592	0	2,000
PROGRESSIVE CORP	COM	743315103	567,879	2,734	SH		SOLE	1	2,734	0	0
PROGRESSIVE CORP	COM	743315103	1,172,938	5,647	SH		DFND	2	5,647	0	0
ISHARES INC	MSCI PAC JP ETF	464286665	86,000	2,000	SH		DFND	2	2,000	0	0
ISHARES INC	MSCI PAC JP ETF	464286665	765,400	17,800	SH		SOLE	1	17,200	0	600
PG&E CORP	COM	69331C108	3,509	201	SH		SOLE	1	201	0	0
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	39,617	505	SH		SOLE	1	505	0	0
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	68,644	875	SH		DFND	2	875	0	0
INTUIT	COM	461202103	4,600	7	SH		SOLE	1	7	0	0
INTUIT	COM	461202103	394,326	600	SH		DFND	2	600	0	0
HALLIBURTON CO	COM	406216101	111,474	3,300	SH		SOLE	1	2,500	0	800
UNILEVER PLC	SPON ADR NEW	904767704	30,574	556	SH		SOLE	1	556	0	0
SPOTIFY TECHNOLOGY S A	SHS	L8681T102	32,948	105	SH		SOLE	1	105	0	0
CSX CORP	COM	126408103	6,690	200	SH		SOLE	1	200	0	0
COMCAST CORP NEW	CL A	20030N101	7,439,747	189,983	SH		SOLE	1	187,683	0	2,300
COMCAST CORP NEW	CL A	20030N101	14,637,616	373,790	SH		DFND	2	373,790	0	0
MICROSOFT CORP	COM	594918104	46,093,507	103,129	SH		SOLE	1	101,579	0	1,550
MICROSOFT CORP	COM	594918104	107,626,007	240,801	SH		DFND	2	240,801	0	0
LENNAR CORP	CL A	526057104	11,990	80	SH		SOLE	1	80	0	0
VALERO ENERGY CORP	COM	91913Y100	365,878	2,334	SH		SOLE	1	2,334	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	6,317	849	SH		DFND	2	849	0	0
WARNER BROS DISCOVERY INC	COM SER A	934423104	45,064	6,057	SH		SOLE	1	5,912	0	145
CHAMPIONX CORPORATION	COM	15872M104	58,118	1,750	SH		SOLE	1	1,750	0	0
VANECK ETF TRUST	INFLATION ALLOCA	92189F130	354	13	SH		SOLE	1	13	0	0
GAMESTOP CORP NEW	CL A	36467W109	59,256	2,400	SH		SOLE	1	2,400	0	0
CANADIAN NAT RES LTD	COM	136385101	60,947	1,712	SH		SOLE	1	1,712	0	0
SCHLUMBERGER LTD	COM STK	806857108	318,465	6,750	SH		DFND	2	6,750	0	0
SCHLUMBERGER LTD	COM STK	806857108	1,469,563	31,148	SH		SOLE	1	30,298	0	850
CVS HEALTH CORP	COM	126650100	5,657,298	95,789	SH		SOLE	1	93,189	0	2,600
CVS HEALTH CORP	COM	126650100	18,906,051	320,116	SH		DFND	2	320,116	0	0
DTE ENERGY CO	COM	233331107	67,050	604	SH		SOLE	1	604	0	0
GRANITESHARES GOLD TR	SHS BEN INT	38748G101	34,830	1,517	SH		SOLE	1	1,517	0	0
MASCO CORP	COM	574599106	353,351	5,300	SH		SOLE	1	5,300	0	0
NISOURCE INC	COM	65473P105	2,132	74	SH		SOLE	1	74	0	0
ISHARES INC	MSCI BRAZIL ETF	464286400	2,733	100	SH		SOLE	1	100	0	0
V F CORP	COM	918204108	10,800	800	SH		SOLE	1	800	0	0
J P MORGAN EXCHANGE TRADED F	BETABULDRS JAPAN	46641Q217	39,783	705	SH		SOLE	1	705	0	0
PGIM ETF TR	PGIM ULTRA SH BD	69344A107	24,452	492	SH		SOLE	1	492	0	0
GARMIN LTD	SHS	H2906T109	25,090	154	SH		SOLE	1	154	0	0
ARES CAPITAL CORP	COM	04010L103	416,800	20,000	SH		SOLE	1	20,000	0	0
J P MORGAN EXCHANGE TRADED F	BETABUILDERS CDA	46641Q225	10,915	168	SH		SOLE	1	168	0	0
AMERICA MOVIL SAB DE CV	SPON ADS RP CL B	02390A101	61,200	3,600	SH		SOLE	1	3,600	0	0
READY CAPITAL CORP	COM	75574U101	245	30	SH		SOLE	1	30	0	0
BOEING CO	COM	097023105	182,010	1,000	SH		DFND	2	1,000	0	0
BOEING CO	COM	097023105	1,656,655	9,102	SH		SOLE	1	9,102	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	681,157	3,124	SH		SOLE	1	3,124	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	154,460	638	SH		SOLE	1	638	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,994	16	SH		SOLE	1	16	0	0
NEXTERA ENERGY INC	COM	65339F101	10,687,353	150,930	SH		DFND	2	150,930	0	0
NEXTERA ENERGY INC	COM	65339F101	13,495,099	190,582	SH		SOLE	1	189,231	0	1,350
OVINTIV INC	COM	69047Q102	234	5	SH		SOLE	1	5	0	0
NIKE INC	CL B	654106103	74,918	994	SH		DFND	2	994	0	0
NIKE INC	CL B	654106103	829,145	11,001	SH		SOLE	1	11,001	0	0
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	19,775	341	SH		SOLE	1	341	0	0
SOUTHWESTERN ENERGY CO	COM	845467109	5,384	800	SH		SOLE	1	800	0	0
TESLA INC	COM	88160R101	108,834	550	SH		SOLE	1	550	0	0
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	174,180	3,901	SH		SOLE	1	3,901	0	0
LINDE PLC	SHS	G54950103	9,466,887	21,574	SH		SOLE	1	21,574	0	0
LINDE PLC	SHS	G54950103	46,644,625	106,298	SH		DFND	2	106,298	0	0
ARCOSA INC	COM	039653100	4,635,437	55,574	SH		SOLE	1	55,574	0	0
ARCOSA INC	COM	039653100	10,687,147	128,128	SH		DFND	2	128,127	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	46,768	790	SH		SOLE	1	790	0	0
CMS ENERGY CORP	COM	125896100	4,346	73	SH		SOLE	1	73	0	0
HILTON WORLDWIDE HLDGS INC	COM	43300A203	152,740	700	SH		SOLE	1	700	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	19,198	467	SH		DFND	2	467	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	2,727,813	66,354	SH		SOLE	1	65,054	0	1,300
NXP SEMICONDUCTORS N V	COM	N6596X109	6,996	26	SH		SOLE	1	26	0	0
NORFOLK SOUTHN CORP	COM	655844108	182,487	850	SH		SOLE	1	850	0	0
OGE ENERGY CORP	COM	670837103	2,642	74	SH		SOLE	1	74	0	0
DELL TECHNOLOGIES INC	CL C	24703L202	85,366	619	SH		SOLE	1	619	0	0
MACERICH CO	COM	554382101	617,600	40,000	SH		DFND	2	40,000	0	0
PUBLIC STORAGE OPER CO	COM	74460D109	24,738	86	SH		SOLE	1	86	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	13,888	208	SH		SOLE	1	208	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	93,531	7,733	SH		DFND	2	7,733	0	0
WALGREENS BOOTS ALLIANCE INC	COM	931427108	607,435	50,222	SH		SOLE	1	49,622	0	600
BROOKFIELD CORP	CL A LTD VT SH	11271J107	38,425	925	SH		DFND	2	925	0	0
CENTERPOINT ENERGY INC	COM	15189T107	48,794	1,575	SH		DFND	2	1,575	0	0
DOLLAR TREE INC	COM	256746108	29,469	276	SH		SOLE	1	276	0	0
ROYAL CARIBBEAN GROUP	COM	V7780T103	7,972	50	SH		SOLE	1	50	0	0
EVEREST GROUP LTD	COM	G3223R108	74,299	195	SH		SOLE	1	195	0	0
EVEREST GROUP LTD	COM	G3223R108	23,166,016	60,800	SH		DFND	2	60,800	0	0
WELLTOWER INC	COM	95040Q104	131,564	1,262	SH		SOLE	1	1,262	0	0
DOW INC	COM	260557103	143,819	2,711	SH		SOLE	1	2,711	0	0
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	9,774	175	SH		SOLE	1	175	0	0
ALCON AG	ORD SHS	H01301128	1,064,328	11,948	SH		SOLE	1	11,808	0	140
ALCON AG	ORD SHS	H01301128	5,702,723	64,018	SH		DFND	2	64,018	0	0
PINTEREST INC	CL A	72352L106	44,070	1,000	SH		SOLE	1	1,000	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	28,698	300	SH		DFND	2	300	0	0
ASTRAZENECA PLC	SPONSORED ADR	046353108	23,397	300	SH		DFND	2	300	0	0
CAPITAL SOUTHWEST CORP	COM	140501107	55,728	2,136	SH		SOLE	1	2,136	0	0
KITE RLTY GROUP TR	COM NEW	49803T300	895,200	40,000	SH		DFND	2	40,000	0	0
UBER TECHNOLOGIES INC	COM	90353T100	16,307,066	224,368	SH		SOLE	1	221,068	0	3,300
UBER TECHNOLOGIES INC	COM	90353T100	41,549,266	571,674	SH		DFND	2	571,674	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	394,889	738	SH		SOLE	1	738	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	994,714	1,859	SH		DFND	2	1,859	0	0
KRANESHARES TRUST	QUADRTC INT RT	500767736	30,060	1,624	SH		SOLE	1	1,624	0	0
WESTERN UN CO	COM	959802109	51,935	4,250	SH		DFND	2	4,250	0	0
WESTERN UN CO	COM	959802109	186,355	15,250	SH		SOLE	1	14,250	0	1,000
CORTEVA INC	COM	22052L104	147,148	2,728	SH		SOLE	1	2,728	0	0
CONSOLIDATED EDISON INC	COM	209115104	37,914	424	SH		SOLE	1	424	0	0
GENERAL MTRS CO	COM	37045V100	23,416	504	SH		SOLE	1	504	0	0
TARGA RES CORP	COM	87612G101	657,036	5,102	SH		SOLE	1	5,102	0	0
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	66,733	2,220	SH		SOLE	1	2,220	0	0
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	238	7	SH		SOLE	1	7	0	0
BLUE OWL CAPITAL CORPORATION	COM	69121K104	166,840	10,862	SH		SOLE	1	10,862	0	0
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	125,913	7,050	SH		SOLE	1	4,000	0	3,050
WABTEC	COM	929740108	2,845	18	SH		DFND	2	18	0	0
WABTEC	COM	929740108	52,473	332	SH		SOLE	1	326	0	6
ELI LILLY & CO	COM	532457108	679,035	750	SH		DFND	2	750	0	0
ELI LILLY & CO	COM	532457108	1,883,186	2,080	SH		SOLE	1	2,079	0	0
AIR PRODS & CHEMS INC	COM	009158106	38,708	150	SH		SOLE	1	150	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	156	2	SH		SOLE	1	2	0	0
NOV INC	COM	62955J103	20,759	1,092	SH		SOLE	1	1,092	0	0
PPL CORP	COM	69351T106	5,613	203	SH		SOLE	1	203	0	0
SPROTT FDS TR	URANIUM MINERS E	85208P303	54,164	1,100	SH		SOLE	1	1,100	0	0
WEATHERFORD INTL PLC	ORD SHS	G48833118	735	6	SH		SOLE	1	6	0	0
DRAFTKINGS INC NEW	COM CL A	26142V105	30,536	800	SH		SOLE	1	800	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	13,651,323	67,284	SH		SOLE	1	66,784	0	500
ISHARES TR	RUSSELL 2000 ETF	464287655	25,394,727	125,165	SH		DFND	2	125,165	0	0
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	547	26	SH		SOLE	1	26	0	0
APOLLO GLOBAL MGMT INC	COM	03769M106	160,811	1,362	SH		SOLE	1	1,362	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	303,701	4,030	SH		SOLE	1	4,030	0	0
AERCAP HOLDINGS NV	SHS	N00985106	185,375	1,989	SH		SOLE	1	1,989	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	64,648	645	SH		SOLE	1	645	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	72,967	728	SH		DFND	2	728	0	0
DIGITAL RLTY TR INC	COM	253868103	67,206	442	SH		SOLE	1	442	0	0
VIRTUS STONE HBR EMRG MKTS I	COM	86164T107	3,162	600	SH		SOLE	1	600	0	0
CARRIER GLOBAL CORPORATION	COM	14448C104	410,020	6,500	SH		SOLE	1	6,500	0	0
AFLAC INC	COM	001055102	6,915,988	77,438	SH		SOLE	1	75,838	0	1,600
AFLAC INC	COM	001055102	65,866,125	737,500	SH		DFND	2	737,500	0	0
FREEPORT-MCMORAN INC	CL B	35671D857	8,026,987	165,164	SH		SOLE	1	159,464	0	5,700
FREEPORT-MCMORAN INC	CL B	35671D857	26,511,300	545,500	SH		DFND	2	545,500	0	0
SYSCO CORP	COM	871829107	8,567	120	SH		DFND	2	120	0	0
SYSCO CORP	COM	871829107	1,486,982	20,829	SH		SOLE	1	19,529	0	1,300
ISHARES TR	US AER DEF ETF	464288760	24,297	184	SH		SOLE	1	184	0	0
PUTNAM MANAGED MUN INCOME TR	COM	746823103	62,124	10,020	SH		SOLE	1	10,020	0	0
PORTLAND GEN ELEC CO	COM NEW	736508847	1,211	28	SH		SOLE	1	28	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	15,247	269	SH		SOLE	1	269	0	0
ISHARES TR	0-3 MNTH TREASRY	46436E718	39,478	392	SH		SOLE	1	392	0	0
MFS MULTIMARKET INCOME TR	SH BEN INT	552737108	27,378	5,850	SH		SOLE	1	5,850	0	0
MATCH GROUP INC NEW	COM	57667L107	33,418	1,100	SH		SOLE	1	1,100	0	0
ISHARES TR	SELECT DIVID ETF	464287168	142,152	1,175	SH		SOLE	1	1,175	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	62,295	710	SH		DFND	2	710	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	92,215	1,051	SH		SOLE	1	1,051	0	0
ENTERGY CORP NEW	COM	29364G103	53,500	500	SH		DFND	2	500	0	0
ENTERGY CORP NEW	COM	29364G103	209,827	1,961	SH		SOLE	1	1,961	0	0
EVERSOURCE ENERGY	COM	30040W108	1,531	27	SH		SOLE	1	27	0	0
BROWN FORMAN CORP	CL B	115637209	101,135	2,342	SH		SOLE	1	2,341	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	60,693	550	SH		SOLE	1	550	0	0
LUMINAR TECHNOLOGIES INC	COM CL A	550424105	54,869	36,825	SH		SOLE	1	36,825	0	0
MARATHON PETE CORP	COM	56585A102	994,040	5,730	SH		DFND	2	5,730	0	0
MARATHON PETE CORP	COM	56585A102	14,962,477	86,249	SH		SOLE	1	84,704	0	1,545
HF SINCLAIR CORP	COM	403949100	8,032,951	150,599	SH		SOLE	1	150,599	0	0
HF SINCLAIR CORP	COM	403949100	647,978,534	12,148,079	SH		DFND	2	12,148,079	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	77,023	422	SH		SOLE	1	422	0	0
INVESCO EXCH TRADED FD TR II	NASDAQ 100 ETF	46138G649	120,631	612	SH		SOLE	1	612	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	212,308	202	SH		SOLE	1	202	0	0
JANUS DETROIT STR TR	HENDRSON AAA CL	47103U845	60,852	1,196	SH		SOLE	1	1,196	0	0
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	22,885	93	SH		SOLE	1	93	0	0
VIATRIS INC	COM	92556V106	39,682	3,733	SH		DFND	2	3,733	0	0
VIATRIS INC	COM	92556V106	151,421	14,245	SH		SOLE	1	14,244	0	0
SPIRIT AEROSYSTEMS HLDGS INC	COM CL A	848574109	82,175	2,500	SH		SOLE	1	2,500	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	177,771	10,960	SH		DFND	2	10,960	0	0
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	605,785	37,348	SH		SOLE	1	37,348	0	0
XYLEM INC	COM	98419M100	99,417	733	SH		SOLE	1	733	0	0
CHESAPEAKE ENERGY CORP	COM	165167735	2,384	29	SH		SOLE	1	29	0	0
ROBLOX CORP	CL A	771049103	3,721	100	SH		SOLE	1	100	0	0
SIMPLIFY EXCHANGE TRADED FUN	SIMPLIFY INTERST	82889N855	239	5	SH		SOLE	1	5	0	0
SIMPLIFY EXCHANGE TRADED FUN	VOLATILITY PREM	82889N863	180	8	SH		SOLE	1	8	0	0
OATLY GROUP AB	SPONSORED ADS	67421J108	2,773	2,950	SH		SOLE	1	2,950	0	0
ORGANON & CO	COMMON STOCK	68622V106	5,734	277	SH		DFND	2	277	0	0
ORGANON & CO	COMMON STOCK	68622V106	32,404	1,565	SH		SOLE	1	1,183	0	382
PROSPERITY BANCSHARES INC	COM	743606105	489	8	SH		SOLE	1	8	0	0
VISA INC	COM CL A	92826C839	520,216	1,982	SH		DFND	2	1,982	0	0
VISA INC	COM CL A	92826C839	6,894,562	26,268	SH		SOLE	1	25,796	0	472
HERSHEY CO	COM	427866108	102,577	558	SH		SOLE	1	558	0	0
ISHARES TR	MSCI CHINA ETF	46429B671	46,050	1,092	SH		SOLE	1	1,092	0	0
MATADOR RES CO	COM	576485205	19,370	325	SH		SOLE	1	325	0	0
KELLANOVA	COM	487836108	26,533	460	SH		DFND	2	460	0	0
KELLANOVA	COM	487836108	98,056	1,700	SH		SOLE	1	1,700	0	0
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	99,504	3,782	SH		SOLE	1	3,742	0	40
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,882,060	71,534	SH		DFND	2	71,534	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	80,292	321	SH		SOLE	1	321	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	118,062	736	SH		SOLE	1	736	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	15,708	42	SH		SOLE	1	42	0	0
ISHARES TR	US TREAS BD ETF	46429B267	48,706	2,158	SH		SOLE	1	2,158	0	0
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	6,710	500	SH		SOLE	1	500	0	0
PEMBINA PIPELINE CORP	COM	706327103	6,452	174	SH		SOLE	1	174	0	0
NUVEEN MUN VALUE FD INC	COM	670928100	36,807	4,265	SH		SOLE	1	4,265	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	112,290	500	SH		SOLE	1	500	0	0
PHILLIPS 66	COM	718546104	6,194,540	43,880	SH		SOLE	1	42,920	0	960
PHILLIPS 66	COM	718546104	16,176,388	114,588	SH		DFND	2	114,588	0	0
CHENIERE ENERGY INC	COM NEW	16411R208	31,819	182	SH		SOLE	1	182	0	0
CHENIERE ENERGY INC	COM NEW	16411R208	646,871	3,700	SH		DFND	2	3,700	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	52,677	271	SH		SOLE	1	271	0	0
SPROUTS FMRS MKT INC	COM	85208M102	197,772	2,364	SH		SOLE	1	2,364	0	0
ISHARES INC	MSCI GBL ETF NEW	46434G848	114,324	2,800	SH		SOLE	1	2,800	0	0
CONSTELLATION ENERGY CORP	COM	21037T109	47,264	236	SH		SOLE	1	236	0	0
TCW ETF TRUST	TRANSFORM SYSTEM	29287L205	20,394	299	SH		SOLE	1	298	0	0
META PLATFORMS INC	CL A	30303M102	628,762	1,247	SH		SOLE	1	1,247	0	0
VOYA GLBL EQTY DIV & PREM OP	COM	92912T100	2,334	454	SH		SOLE	1	454	0	0
ISHARES TR	US TRSPRTION	464287192	143,946	2,200	SH		SOLE	1	2,200	0	0
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	511,365	500	SH		DFND	2	500	0	0
INGREDION INC	COM	457187102	42,554	371	SH		SOLE	1	371	0	0
AMERICAN AIRLS GROUP INC	COM	02376R102	3,059	270	SH		SOLE	1	270	0	0
EMBECTA CORP	COMMON STOCK	29082K105	3,750	300	SH		SOLE	1	0	0	300
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	78,382	905	SH		SOLE	1	905	0	0
PALO ALTO NETWORKS INC	COM	697435105	250,189	738	SH		SOLE	1	738	0	0
HALEON PLC	SPON ADS	405552100	8,400	1,017	SH		DFND	2	1,017	0	0
TEXAS CAP BANCSHARES INC	COM	88224Q107	61,140	1,000	SH		SOLE	1	1,000	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL DIS	46137V381	11,097	231	SH		SOLE	1	231	0	0
MONDELEZ INTL INC	CL A	609207105	1,239,892	18,947	SH		SOLE	1	18,428	0	519
MONDELEZ INTL INC	CL A	609207105	12,036,903	183,938	SH		DFND	2	183,938	0	0
BROADCOM INC	COM	11135F101	327,528	204	SH		SOLE	1	204	0	0
PROSHARES TR	ULTRASHRT S&P500	74347G416	1,728	75	SH		SOLE	1	75	0	0
PIONEER FLOATING RATE FUND I	COM	72369J102	21,735	2,250	SH		SOLE	1	2,250	0	0
METLIFE INC	COM	59156R108	61,486	876	SH		SOLE	1	876	0	0
TECHNIPFMC PLC	COM	G87110105	15,167	580	SH		SOLE	1	580	0	0
MARTIN MARIETTA MATLS INC	COM	573284106	140,868	260	SH		SOLE	1	260	0	0
NUVEEN PFD & INCOME TERM FD	COM	67075A106	15,560	800	SH		SOLE	1	800	0	0
HONDA MOTOR LTD	ADR ECH CNV IN 3	438128308	17,700	549	SH		SOLE	1	549	0	0
NOVARTIS AG	SPONSORED ADR	66987V109	7,718,137	72,498	SH		SOLE	1	70,798	0	1,700
NOVARTIS AG	SPONSORED ADR	66987V109	34,388,922	323,022	SH		DFND	2	323,022	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	32,688	450	SH		DFND	2	450	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	140,258	1,931	SH		SOLE	1	1,930	0	0
TOTALENERGIES SE	SPONSORED ADS	89151E109	140,628	2,109	SH		SOLE	1	2,109	0	0
TOTALENERGIES SE	SPONSORED ADS	89151E109	886,844	13,300	SH		DFND	2	13,300	0	0
COMSTOCK RES INC	COM	205768302	514,848	49,600	SH		DFND	2	49,600	0	0
AGF INVTS TR	US MARKET NETRL	00110G408	34,943	1,781	SH		SOLE	1	1,781	0	0
KINDER MORGAN INC DEL	COM	49456B101	161,682	8,137	SH		SOLE	1	8,137	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	68,874	227	SH		SOLE	1	227	0	0
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	273,889	3,515	SH		SOLE	1	3,465	0	50
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,269,940	16,298	SH		DFND	2	16,298	0	0
STMICROELECTRONICS N V	NY REGISTRY	861012102	58,920	1,500	SH		DFND	2	1,500	0	0
ENBRIDGE INC	COM	29250N105	35,661	1,002	SH		SOLE	1	1,002	0	0
AES CORP	COM	00130H105	4,182	238	SH		SOLE	1	238	0	0
ENTEGRIS INC	COM	29362U104	93,414	690	SH		SOLE	1	689	0	0
NVIDIA CORPORATION	COM	67066G104	112,421	910	SH		SOLE	1	910	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	1,019,164	19,890	SH		DFND	2	19,890	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	13,114,314	255,939	SH		SOLE	1	250,259	0	5,680
ARCHER DANIELS MIDLAND CO	COM	039483102	31,736	525	SH		SOLE	1	525	0	0
EOG RES INC	COM	26875P101	12,587	100	SH		SOLE	1	100	0	0
GENUINE PARTS CO	COM	372460105	373,464	2,700	SH		SOLE	1	2,700	0	0
GRAINGER W W INC	COM	384802104	857,128	950	SH		DFND	2	950	0	0
WHEATON PRECIOUS METALS CORP	COM	962879102	1,782	34	SH		SOLE	1	34	0	0
TIDAL TR II	RTN STACKED BD	88636J105	201	11	SH		SOLE	1	11	0	0
ABBVIE INC	COM	00287Y109	2,684,631	15,652	SH		DFND	2	15,652	0	0
ABBVIE INC	COM	00287Y109	21,716,833	126,614	SH		SOLE	1	125,342	0	1,272
S&P GLOBAL INC	COM	78409V104	18,286	41	SH		SOLE	1	41	0	0
SPDR SER TR	S&P BIOTECH	78464A870	180,785	1,950	SH		SOLE	1	1,950	0	0
SPDR SER TR	S&P METALS MNG	78464A755	456,544	7,695	SH		DFND	2	7,695	0	0
SIMPLIFY EXCHANGE TRADED FUN	SIMPLIFY US EQT	82889N848	50,641	1,467	SH		SOLE	1	1,467	0	0
ISHARES TR	GLB CNSM STP ETF	464288737	18,754	312	SH		SOLE	1	312	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	73,336	1,370	SH		SOLE	1	1,370	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,378	33	SH		SOLE	1	33	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	205,592	3,506	SH		SOLE	1	3,506	0	0
COTERRA ENERGY INC	COM	127097103	31,284	1,173	SH		SOLE	1	1,173	0	0
KENVUE INC	COM	49177J102	32,397	1,782	SH		SOLE	1	1,782	0	0
NATIONAL FUEL GAS CO	COM	636180101	25,415	469	SH		SOLE	1	469	0	0
CELANESE CORP DEL	COM	150870103	148,244	1,099	SH		DFND	2	1,099	0	0
INVESCO EXCHANGE TRADED FD T	LARGE CAP VALUE	46137V738	360,347	6,547	SH		SOLE	1	6,547	0	0
ZOETIS INC	CL A	98978V103	1,423,632	8,212	SH		DFND	2	8,212	0	0
ZOETIS INC	CL A	98978V103	5,615,997	32,395	SH		SOLE	1	30,695	0	1,700
VALE S A	SPONSORED ADS	91912E105	44,680	4,000	SH		SOLE	1	4,000	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	49,536	285	SH		SOLE	1	285	0	0
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	173,810	1,000	SH		DFND	2	1,000	0	0
INVESCO CURRENCYSHARES BRIT	BRIT POUN STRL	46138M109	60,252	495	SH		SOLE	1	495	0	0
BLACKSTONE INC	COM	09260D107	1,485,600	12,000	SH		DFND	2	12,000	0	0
ABM INDS INC	COM	000957100	308,477	6,100	SH		SOLE	1	6,100	0	0
ALLETE INC	COM NEW	018522300	1,372	22	SH		SOLE	1	22	0	0
GRACO INC	COM	384109104	217,312	2,741	SH		SOLE	1	2,741	0	0
FORTREA HLDGS INC	COMMON STOCK	34965K107	58,350	2,500	SH		SOLE	1	2,500	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	101,367	934	SH		SOLE	1	934	0	0
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	80,219	6,833	SH		SOLE	1	6,833	0	0
LIBERTY MEDIA CORP DEL	COM LBTY LIV S C	531229722	14,007	366	SH		SOLE	1	366	0	0
STRYKER CORPORATION	COM	863667101	1,875,798	5,513	SH		DFND	2	5,513	0	0
STRYKER CORPORATION	COM	863667101	5,042,165	14,819	SH		SOLE	1	13,169	0	1,650
QUALCOMM INC	COM	747525103	19,861,831	99,718	SH		SOLE	1	97,718	0	2,000
QUALCOMM INC	COM	747525103	31,790,721	159,608	SH		DFND	2	159,608	0	0
TIDAL TR II	RETURN STCKD US	88636J816	196	8	SH		SOLE	1	8	0	0
BLACKSTONE MTG TR INC	COM CL A	09257W100	87,100	5,000	SH		SOLE	1	5,000	0	0
GENERAL DYNAMICS CORP	COM	369550108	73,115	252	SH		DFND	2	252	0	0
GENERAL DYNAMICS CORP	COM	369550108	2,370,734	8,171	SH		SOLE	1	8,171	0	0
VERALTO CORP	COM SHS	92338C103	14,321	150	SH		DFND	2	150	0	0
VERALTO CORP	COM SHS	92338C103	160,229	1,678	SH		SOLE	1	1,678	0	0
MGM RESORTS INTERNATIONAL	COM	552953101	6,666	150	SH		SOLE	1	150	0	0
CULLEN FROST BANKERS INC	COM	229899109	5,748,193	56,560	SH		SOLE	1	53,300	0	3,260
CULLEN FROST BANKERS INC	COM	229899109	18,018,999	177,300	SH		DFND	2	177,300	0	0
DISCOVER FINL SVCS	COM	254709108	72,338	553	SH		DFND	2	553	0	0
DISCOVER FINL SVCS	COM	254709108	3,004,575	22,969	SH		SOLE	1	22,969	0	0
EQT CORP	COM	26884L109	2,293	62	SH		SOLE	1	62	0	0
WK KELLOGG CO	COM SHS	92942W107	1,893	115	SH		DFND	2	115	0	0
WK KELLOGG CO	COM SHS	92942W107	6,996	425	SH		SOLE	1	425	0	0
MCDONALDS CORP	COM	580135101	143,475	563	SH		DFND	2	563	0	0
MCDONALDS CORP	COM	580135101	1,354,729	5,316	SH		SOLE	1	5,316	0	0
BURKE HERBERT FINL SVCS CORP	COM	12135Y108	321,327	6,303	SH		SOLE	1	0	0	6,303
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	99,245	725	SH		DFND	2	725	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	910,729	6,653	SH		SOLE	1	6,653	0	0
SIMPLIFY EXCHANGE TRADED FUN	US EQUITY PLUS	82889N517	211	7	SH		SOLE	1	7	0	0
FIDELITY COVINGTON TRUST	ENHANCED INTL	31609A404	618,776	21,834	SH		SOLE	1	21,834	0	0
DOVER CORP	COM	260003108	739,845	4,100	SH		SOLE	1	4,100	0	0
CISCO SYS INC	COM	17275R102	1,966,629	41,394	SH		DFND	2	41,394	0	0
CISCO SYS INC	COM	17275R102	14,958,018	314,839	SH		SOLE	1	307,939	0	6,900
TAPESTRY INC	COM	876030107	64,185	1,500	SH		DFND	2	1,500	0	0
TAPESTRY INC	COM	876030107	402,226	9,400	SH		SOLE	1	9,400	0	0
ISHARES TR	RUS MID CAP ETF	464287499	226,619	2,795	SH		SOLE	1	2,795	0	0
APA CORPORATION	COM	03743Q108	71,245	2,420	SH		SOLE	1	2,420	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	34,875	215	SH		SOLE	1	215	0	0
VANECK BITCOIN TR	SH BEN INT	92189K105	27,352	403	SH		SOLE	1	403	0	0
AT&T INC	COM	00206R102	67,191	3,516	SH		DFND	2	3,516	0	0
AT&T INC	COM	00206R102	1,082,182	56,629	SH		SOLE	1	55,102	0	1,527
SELECT SECTOR SPDR TR	ENERGY	81369Y506	383,286	4,205	SH		SOLE	1	4,205	0	0
SOLVENTUM CORP	COM SHS	83444M101	145,949	2,760	SH		SOLE	1	2,760	0	0
SOLVENTUM CORP	COM SHS	83444M101	1,233,796	23,332	SH		DFND	2	23,332	0	0
GE VERNOVA INC	COM	36828A101	473,711	2,762	SH		SOLE	1	2,726	0	36
GE VERNOVA INC	COM	36828A101	2,090,021	12,186	SH		DFND	2	12,186	0	0
HENRY SCHEIN INC	COM	806407102	48,075	750	SH		SOLE	1	750	0	0
GE AEROSPACE	COM NEW	369604301	1,779,033	11,191	SH		SOLE	1	11,041	0	150
GE AEROSPACE	COM NEW	369604301	7,763,141	48,834	SH		DFND	2	48,834	0	0
ISHARES TR	MSCI USA QLT FCT	46432F339	36,713	215	SH		SOLE	1	215	0	0
ISHARES TR	S&P SML 600 GWT	464287887	449,505	3,500	SH		SOLE	1	3,500	0	0
NOKIA CORP	SPONSORED ADR	654902204	230,580	61,000	SH		SOLE	1	61,000	0	0
ISHARES TR	GLOB INDSTRL ETF	464288729	11,618	86	SH		SOLE	1	86	0	0
SPDR SER TR	S&P REGL BKG	78464A698	19,640	400	SH		SOLE	1	400	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	76,790	421	SH		SOLE	1	421	0	0
SELECT SECTOR SPDR TR	INDL	81369Y704	72,025	591	SH		SOLE	1	591	0	0
EXPEDIA GROUP INC	COM NEW	30212P303	35,403	281	SH		SOLE	1	281	0	0
EXPEDIA GROUP INC	COM NEW	30212P303	50,396	400	SH		DFND	2	400	0	0
CHARTER COMMUNICATIONS INC N	CL A	16119P108	49,328	165	SH		SOLE	1	165	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	36,402	200	SH		DFND	2	200	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	177,460	975	SH		SOLE	1	975	0	0
SPDR SER TR	PORTFOLIO S&P600	78468R853	45,226	1,089	SH		SOLE	1	1,089	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	169,533	1,832	SH		SOLE	1	1,832	0	0
ISHARES TR	CORE S&P500 ETF	464287200	4,936,015	9,020	SH		SOLE	1	8,230	0	790
KONTOOR BRANDS INC	COM	50050N103	7,541	114	SH		SOLE	1	114	0	0
THE CIGNA GROUP	COM	125523100	66,114	200	SH		SOLE	1	200	0	0
HILLTOP HOLDINGS INC	COM	432748101	187,680	6,000	SH		SOLE	1	6,000	0	0
ONEOK INC NEW	COM	682680103	410,686	5,036	SH		SOLE	1	5,036	0	0
RENAISSANCERE HLDGS LTD	COM	G7496G103	33,526,500	150,000	SH		DFND	2	150,000	0	0
WELLS FARGO CO NEW	COM	949746101	436,671	7,353	SH		SOLE	1	7,352	0	0
UNION PAC CORP	COM	907818108	369,483	1,633	SH		SOLE	1	1,633	0	0
UNION PAC CORP	COM	907818108	611,807	2,704	SH		DFND	2	2,704	0	0
CINTAS CORP	COM	172908105	8,403	12	SH		SOLE	1	12	0	0
ISHARES TR	PFD AND INCM SEC	464288687	17,826	565	SH		DFND	2	565	0	0
ISHARES TR	PFD AND INCM SEC	464288687	1,779,010	56,387	SH		SOLE	1	56,387	0	0
ISHARES TR	10-20 YR TRS ETF	464288653	143,472	1,397	SH		SOLE	1	1,397	0	0
SALESFORCE INC	COM	79466L302	8,977,522	34,918	SH		SOLE	1	33,886	0	1,032
SALESFORCE INC	COM	79466L302	17,234,699	67,035	SH		DFND	2	67,035	0	0
DOLBY LABORATORIES INC	COM CL A	25659T107	15,846	200	SH		SOLE	1	200	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	10,980	120	SH		SOLE	1	120	0	0
NORTHROP GRUMMAN CORP	COM	666807102	3,052	7	SH		SOLE	1	7	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	55,300	100	SH		DFND	2	100	0	0
LOCKHEED MARTIN CORP	COM	539830109	25,691	55	SH		DFND	2	55	0	0
LOCKHEED MARTIN CORP	COM	539830109	1,007,068	2,156	SH		SOLE	1	2,156	0	0
DORCHESTER MINERALS LP	COM UNIT	25820R105	61,700	2,000	SH		DFND	2	2,000	0	0
JPMORGAN CHASE & CO.	COM	46625H100	14,271,061	70,558	SH		SOLE	1	68,758	0	1,800
JPMORGAN CHASE & CO.	COM	46625H100	63,642,525	314,657	SH		DFND	2	314,657	0	0
INTERNATIONAL PAPER CO	COM	460146103	5,739	133	SH		SOLE	1	133	0	0
HARTFORD FINL SVCS GROUP INC	COM	416515104	48,360	481	SH		SOLE	1	481	0	0
WISDOMTREE TR	BLMBG US BULL	97717W471	596	22	SH		SOLE	1	22	0	0
UNITED STS NAT GAS FD LP	UNIT PAR	912318409	1,045,800	60,000	SH		DFND	2	60,000	0	0
CHEVRON CORP NEW	COM	166764100	1,639,907	10,484	SH		DFND	2	10,484	0	0
CHEVRON CORP NEW	COM	166764100	5,680,549	36,316	SH		SOLE	1	36,016	0	300
ISHARES TR	NATIONAL MUN ETF	464288414	7,991	75	SH		SOLE	1	75	0	0
CONOCOPHILLIPS	COM	20825C104	4,635,670	40,529	SH		SOLE	1	40,328	0	200
CONOCOPHILLIPS	COM	20825C104	18,984,792	165,980	SH		DFND	2	165,980	0	0
MARKEL GROUP INC	COM	570535104	132,355	84	SH		SOLE	1	84	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	175,935	3,560	SH		SOLE	1	3,560	0	0
DANAHER CORPORATION	COM	235851102	164,901	660	SH		DFND	2	660	0	0
DANAHER CORPORATION	COM	235851102	1,725,611	6,907	SH		SOLE	1	6,906	0	0
BANK AMERICA CORP	COM	060505104	12,142,616	305,321	SH		SOLE	1	298,971	0	6,350
BANK AMERICA CORP	COM	060505104	31,865,076	801,234	SH		DFND	2	801,234	0	0
ONE GAS INC	COM	68235P108	31,925	500	SH		SOLE	1	500	0	0
EXTRA SPACE STORAGE INC	COM	30225T102	148,261	954	SH		SOLE	1	954	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	305,105	2,399	SH		SOLE	1	2,399	0	0
WALMART INC	COM	931142103	4,357,748	64,359	SH		DFND	2	64,359	0	0
WALMART INC	COM	931142103	13,876,757	204,944	SH		SOLE	1	203,638	0	1,305
ISHARES TR	3 7 YR TREAS BD	464288661	49,537	429	SH		SOLE	1	429	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,935,477	22,755	SH		SOLE	1	22,330	0	425
INTERNATIONAL BUSINESS MACHS	COM	459200101	57,254,233	331,045	SH		DFND	2	331,045	0	0
ORACLE CORP	COM	68389X105	308,804	2,187	SH		SOLE	1	2,077	0	110
RTX CORPORATION	COM	75513E101	555,458	5,533	SH		DFND	2	5,533	0	0
RTX CORPORATION	COM	75513E101	8,363,190	83,307	SH		SOLE	1	82,799	0	508
KNOWLES CORP	COM	49926D109	30,205	1,750	SH		SOLE	1	1,750	0	0
TEXAS INSTRS INC	COM	882508104	6,489,910	33,362	SH		SOLE	1	33,092	0	270
TEXAS INSTRS INC	COM	882508104	7,131,275	36,659	SH		DFND	2	36,659	0	0
TARGET CORP	COM	87612E106	528,503	3,570	SH		DFND	2	3,570	0	0
TARGET CORP	COM	87612E106	5,737,882	38,759	SH		SOLE	1	38,259	0	500
INVESCO EXCHANGE TRADED FD T	S&P500 EQL ENR	46137V365	60,392	749	SH		SOLE	1	749	0	0
TEVA PHARMACEUTICAL INDS LTD	SPONSORED ADS	881624209	20,313	1,250	SH		SOLE	1	1,250	0	0
PFIZER INC	COM	717081103	9,316,812	332,981	SH		SOLE	1	326,281	0	6,700
PFIZER INC	COM	717081103	28,315,648	1,011,996	SH		DFND	2	1,011,996	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	53,560	500	SH		SOLE	1	500	0	0
MORGAN STANLEY	COM NEW	617446448	25,755	265	SH		DFND	2	265	0	0
MORGAN STANLEY	COM NEW	617446448	2,245,769	23,107	SH		SOLE	1	23,107	0	0
3M CO	COM	88579Y101	1,130,528	11,063	SH		SOLE	1	11,063	0	0
3M CO	COM	88579Y101	9,561,612	93,567	SH		DFND	2	93,567	0	0
GILEAD SCIENCES INC	COM	375558103	267,099	3,893	SH		SOLE	1	3,893	0	0
CATERPILLAR INC	COM	149123101	33,310	100	SH		DFND	2	100	0	0
BAKER HUGHES COMPANY	CL A	05722G100	137,796	3,918	SH		SOLE	1	3,918	0	0
ALPHABET INC	CAP STK CL C	02079K107	21,016,264	114,580	SH		DFND	2	114,580	0	0
ALPHABET INC	CAP STK CL C	02079K107	30,654,434	167,127	SH		SOLE	1	166,027	0	1,100
AMERICAN EXPRESS CO	COM	025816109	17,366	75	SH		DFND	2	75	0	0
AMERICAN EXPRESS CO	COM	025816109	3,310,007	14,295	SH		SOLE	1	14,295	0	0
RENASANT CORP	COM	75970E107	20,095	658	SH		SOLE	1	658	0	0
AMGEN INC	COM	031162100	1,127,007	3,607	SH		DFND	2	3,607	0	0
AMGEN INC	COM	031162100	9,831,864	31,467	SH		SOLE	1	29,767	0	1,700
APPLIED MATLS INC	COM	038222105	214,043	907	SH		SOLE	1	907	0	0
OTIS WORLDWIDE CORP	COM	68902V107	312,749	3,249	SH		SOLE	1	3,249	0	0
ANALOG DEVICES INC	COM	032654105	1,443,973	6,326	SH		DFND	2	6,326	0	0
ANALOG DEVICES INC	COM	032654105	10,600,166	46,439	SH		SOLE	1	46,439	0	0
TYSON FOODS INC	CL A	902494103	15,714	275	SH		SOLE	1	275	0	0
INVESCO EXCH TRADED FD TR II	EMRNG MKT SVRG	46138E784	260	13	SH		SOLE	1	13	0	0
JONES LANG LASALLE INC	COM	48020Q107	36,540	178	SH		SOLE	1	178	0	0
WILLIAMS COS INC	COM	969457100	14,142,895	332,774	SH		SOLE	1	328,074	0	4,700
WILLIAMS COS INC	COM	969457100	24,380,848	573,667	SH		DFND	2	573,667	0	0
DNOW INC	COM	67011P100	5,725	417	SH		SOLE	1	417	0	0
MAIN STR CAP CORP	COM	56035L104	5,750,357	113,891	SH		SOLE	1	113,891	0	0
CANADIAN NATL RY CO	COM	136375102	4,016	34	SH		SOLE	1	34	0	0
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	198,000	1,200	SH		SOLE	1	1,200	0	0
ISHARES TR	CORE S&P US GWT	464287671	726,509	5,699	SH		SOLE	1	5,699	0	0
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	995	36	SH		SOLE	1	36	0	0
DIGITALBRIDGE GROUP INC	CL A NEW	25401T603	798,382	58,276	SH		SOLE	1	58,276	0	0
ISHARES TR	EAFE SML CP ETF	464288273	3,690	60	SH		SOLE	1	59	0	0
EATON CORP PLC	SHS	G29183103	316,686	1,010	SH		SOLE	1	1,010	0	0
SPROTT ETF TRUST	GOLD MINERS ETF	85210B102	1,067	40	SH		SOLE	1	40	0	0
HUBSPOT INC	COM	443573100	12,975	22	SH		SOLE	1	22	0	0
VERITEX HLDGS INC	COM	923451108	84,149	3,990	SH		SOLE	1	3,990	0	0
AVANOS MED INC	COM	05350V106	1,494	75	SH		SOLE	1	75	0	0
LIBERTY BROADBAND CORP	COM SER C	530307305	9,758	178	SH		SOLE	1	178	0	0
LIBERTY BROADBAND CORP	COM SER C	530307305	45,227	825	SH		DFND	2	825	0	0
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	65,302	1,123	SH		SOLE	1	1,123	0	0
C H ROBINSON WORLDWIDE INC	COM NEW	12541W209	17,976	204	SH		SOLE	1	204	0	0
NNN REIT INC	COM	637417106	18,914	444	SH		SOLE	1	444	0	0
CORE LABORATORIES INC	COM	21867A105	12,174	600	SH		SOLE	1	600	0	0
INVESCO INDIA EXCHANGE-TRADE	INDIA ETF	46137R109	46,885	1,604	SH		SOLE	1	1,604	0	0
DELTA AIR LINES INC DEL	COM NEW	247361702	23,720	500	SH		SOLE	1	500	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	3,635,120	47,394	SH		SOLE	1	47,394	0	0
FLUOR CORP NEW	COM	343412102	1,615,705	37,100	SH		SOLE	1	37,000	0	100
FLUOR CORP NEW	COM	343412102	9,885,850	227,000	SH		DFND	2	227,000	0	0
NORTHERN OIL & GAS INC	COM	665531307	371,700	10,000	SH		DFND	2	10,000	0	0
NETGEAR INC	COM	64111Q104	30,600	2,000	SH		SOLE	1	2,000	0	0
PHILIP MORRIS INTL INC	COM	718172109	2,603,573	25,694	SH		SOLE	1	25,294	0	400
PHILIP MORRIS INTL INC	COM	718172109	15,669,773	154,641	SH		DFND	2	154,641	0	0
QUAKER HOUGHTON	COM	747316107	43,613	257	SH		SOLE	1	257	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL TEC	46137V282	64,485	1,759	SH		SOLE	1	1,759	0	0
ROBERT HALF INC.	COM	770323103	18,170	284	SH		SOLE	1	284	0	0
TRINITY INDS INC	COM	896522109	4,344,324	145,198	SH		SOLE	1	143,798	0	1,400
TRINITY INDS INC	COM	896522109	11,411,668	381,406	SH		DFND	2	381,406	0	0
PNC FINL SVCS GROUP INC	COM	693475105	40,114	258	SH		SOLE	1	258	0	0
EQUINIX INC	COM	29444U700	2,270	3	SH		SOLE	1	3	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	4,451,559	107,189	SH		SOLE	1	103,085	0	4,104
BRISTOL-MYERS SQUIBB CO	COM	110122108	13,113,305	315,755	SH		DFND	2	315,755	0	0
BARRICK GOLD CORP	COM	067901108	18,915	1,134	SH		SOLE	1	1,134	0	0
ALTRIA GROUP INC	COM	02209S103	1,334,251	29,292	SH		SOLE	1	29,292	0	0
ALTRIA GROUP INC	COM	02209S103	15,327,575	336,500	SH		DFND	2	336,500	0	0
DOMINION ENERGY INC	COM	25746U109	306,250	6,250	SH		DFND	2	6,250	0	0
DOMINION ENERGY INC	COM	25746U109	362,992	7,408	SH		SOLE	1	6,408	0	1,000
CITIGROUP INC	COM NEW	172967424	94,365	1,487	SH		SOLE	1	1,487	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	23,249	180	SH		SOLE	1	180	0	0
AGILENT TECHNOLOGIES INC	COM	00846U101	17,889	138	SH		SOLE	1	138	0	0
EXXON MOBIL CORP	COM	30231G102	1,206,227	10,478	SH		DFND	2	10,478	0	0
EXXON MOBIL CORP	COM	30231G102	6,769,977	58,808	SH		SOLE	1	54,037	0	4,771
UNITEDHEALTH GROUP INC	COM	91324P102	1,115,279	2,190	SH		DFND	2	2,190	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	9,223,717	18,112	SH		SOLE	1	17,862	0	250
PRICE T ROWE GROUP INC	COM	74144T108	330,017	2,862	SH		DFND	2	2,862	0	0
PRICE T ROWE GROUP INC	COM	74144T108	6,233,774	54,061	SH		SOLE	1	50,861	0	3,200
TRAVELERS COMPANIES INC	COM	89417E109	95,366	469	SH		SOLE	1	469	0	0
LOWES COS INC	COM	548661107	9,131,233	41,419	SH		DFND	2	41,419	0	0
LOWES COS INC	COM	548661107	17,001,875	77,120	SH		SOLE	1	73,570	0	3,550
CRH PLC	ORD	G25508105	7,498	100	SH		SOLE	1	100	0	0
DEERE & CO	COM	244199105	115,825	310	SH		SOLE	1	310	0	0
SOUTHWEST AIRLS CO	COM	844741108	95,271	3,330	SH		SOLE	1	3,330	0	0
COLGATE PALMOLIVE CO	COM	194162103	2,079,567	21,430	SH		SOLE	1	21,430	0	0
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	1,455	66	SH		SOLE	1	66	0	0
ISHARES TR	MSCI INTL QUALTY	46434V456	53,264	1,364	SH		SOLE	1	1,364	0	0
AMERICAN INTL GROUP INC	COM NEW	026874784	30,438	410	SH		SOLE	1	410	0	0
DEVON ENERGY CORP NEW	COM	25179M103	263,497	5,559	SH		SOLE	1	5,508	0	51
DEVON ENERGY CORP NEW	COM	25179M103	474,000	10,000	SH		DFND	2	10,000	0	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	9	1	SH		SOLE	1	1	0	0
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	1,836	207	SH		DFND	2	207	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,134	46	SH		SOLE	1	46	0	0
SAP SE	SPON ADR	803054204	6,455	32	SH		SOLE	1	32	0	0
TELLURIAN INC NEW	COM	87968A104	139	200	SH		SOLE	1	200	0	0
PAYPAL HLDGS INC	COM	70450Y103	1,105,530	19,051	SH		DFND	2	19,051	0	0
PAYPAL HLDGS INC	COM	70450Y103	4,933,130	85,010	SH		SOLE	1	82,910	0	2,100
SCHWAB CHARLES CORP	COM	808513105	3,118,235	42,316	SH		SOLE	1	41,315	0	1,000
SCHWAB CHARLES CORP	COM	808513105	10,016,313	135,925	SH		DFND	2	135,925	0	0
CROWN CASTLE INC	COM	22822V101	1,856	19	SH		SOLE	1	19	0	0
CARDINAL HEALTH INC	COM	14149Y108	2,556	26	SH		SOLE	1	26	0	0
BLACKROCK INC	COM	09247X101	47,239	60	SH		DFND	2	60	0	0
BLACKROCK INC	COM	09247X101	1,080,990	1,373	SH		SOLE	1	1,373	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	428,366	7,320	SH		DFND	2	7,320	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	4,254,463	72,701	SH		SOLE	1	70,031	0	2,670
INVESCO ACTVELY MNGD ETC FD	OPTIMUM YIELD	46090F100	281	20	SH		SOLE	1	20	0	0
ISHARES TR	MSCI EAFE ETF	464287465	1,675,792	21,394	SH		DFND	2	21,394	0	0
ISHARES TR	MSCI EAFE ETF	464287465	7,906,322	100,936	SH		SOLE	1	98,708	0	2,228
APPLE INC	COM	037833100	8,391,522	39,842	SH		DFND	2	39,842	0	0
APPLE INC	COM	037833100	63,313,636	300,606	SH		SOLE	1	294,283	0	6,323
GSK PLC	SPONSORED ADR	37733W204	21,560	560	SH		DFND	2	560	0	0
GSK PLC	SPONSORED ADR	37733W204	42,658	1,108	SH		SOLE	1	1,108	0	0
WEC ENERGY GROUP INC	COM	92939U106	182,890	2,331	SH		SOLE	1	2,331	0	0
ABBOTT LABS	COM	002824100	995,977	9,585	SH		DFND	2	9,585	0	0
ABBOTT LABS	COM	002824100	9,746,758	93,800	SH		SOLE	1	92,500	0	1,300
DISNEY WALT CO	COM	254687106	90,850	915	SH		DFND	2	915	0	0
DISNEY WALT CO	COM	254687106	5,549,633	55,893	SH		SOLE	1	53,493	0	2,400
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	32,051	2,775	SH		SOLE	1	2,775	0	0
CSW INDUSTRIALS INC	COM	126402106	566,702	2,136	SH		SOLE	1	2,136	0	0
RAYMOND JAMES FINL INC	COM	754730109	7,417	60	SH		SOLE	1	60	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	5,294	47	SH		SOLE	1	47	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	506,835	4,500	SH		DFND	2	4,500	0	0
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	7,893	86	SH		SOLE	1	86	0	0
MARSH & MCLENNAN COS INC	COM	571748102	1,630,551	7,738	SH		SOLE	1	7,738	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	110,963	636	SH		SOLE	1	636	0	0