McKinley Carter Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,226	11,097	SH		SOLE		7,028	0	4,069
ABBOTT LABS	COM	002824100	1,550	16,017	SH		SOLE		13,025	0	2,992
ABBVIE INC	COM	00287Y109	2,613	19,466	SH		SOLE		13,549	0	5,917
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	7,191	27,949	SH		SOLE		22,093	0	5,856
ADOBE SYSTEMS INCORPORATED	COM	00724F101	390	1,416	SH		SOLE		1,374	0	42
AIR PRODS & CHEMS INC	COM	009158106	1,570	6,744	SH		SOLE		4,506	0	2,238
ALLIANT ENERGY CORP	COM	018802108	250	4,720	SH		SOLE		0	0	4,720
ALPHABET INC	CAP STK CL A	02079K305	7,053	73,734	SH		SOLE		58,451	0	15,283
ALPHABET INC	CAP STK CL C	02079K107	352	3,660	SH		SOLE		3,140	0	520
AMAZON COM INC	COM	023135106	1,490	13,186	SH		SOLE		9,375	0	3,811
AMERICAN ELEC PWR CO INC	COM	025537101	331	3,828	SH		SOLE		2,954	0	874
AMERICAN TOWER CORP NEW	COM	03027X100	1,065	4,961	SH		SOLE		3,730	0	1,231
AMERICAN WTR WKS CO INC NEW	COM	030420103	217	1,671	SH		SOLE		1,591	0	80
AMGEN INC	COM	031162100	395	1,754	SH		SOLE		1,709	0	45
APPLE INC	COM	037833100	19,712	142,636	SH		SOLE		98,290	0	44,346
ARK ETF TR	INNOVATION ETF	00214Q104	361	9,574	SH		SOLE		5,763	0	3,811
ASTRAZENECA PLC	SPONSORED ADR	046353108	324	5,910	SH		SOLE		0	0	5,910
AT&T INC	COM	00206R102	527	34,355	SH		SOLE		17,745	0	16,610
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,306	10,195	SH		SOLE		4,820	0	5,375
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	406	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	903	3,381	SH		SOLE		2,430	0	951
BLACKROCK INC	COM	09247X101	229	416	SH		SOLE		378	0	38
BLACKSTONE INC	COM	09260D107	450	5,375	SH		SOLE		5,375	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	247	3,474	SH		SOLE		301	0	3,173
BROADCOM INC	COM	11135F101	4,829	10,876	SH		SOLE		8,825	0	2,051
BROADSTONE NET LEASE INC	COM	11135E203	185	11,938	SH		SOLE		11,938	0	0
CACI INTL INC	CL A	127190304	5,143	19,699	SH		SOLE		17,110	0	2,589
CARMAX INC	COM	143130102	245	3,713	SH		SOLE		3,290	0	423
CATERPILLAR INC	COM	149123101	1,519	9,256	SH		SOLE		6,170	0	3,086
CELULARITY INC	COM CL A	151190105	54	23,438	SH		SOLE		23,438	0	0
CENTENE CORP DEL	COM	15135B101	2,881	37,025	SH		SOLE		34,571	0	2,454
CHEVRON CORP NEW	COM	166764100	2,829	19,688	SH		SOLE		13,314	0	6,374
CINCINNATI FINL CORP	COM	172062101	238	2,656	SH		SOLE		2,610	0	46
CINTAS CORP	COM	172908105	496	1,277	SH		SOLE		1,277	0	0
CISCO SYS INC	COM	17275R102	1,542	38,552	SH		SOLE		25,740	0	12,812
CITY HLDG CO	COM	177835105	447	5,037	SH		SOLE		5,037	0	0
CLOROX CO DEL	COM	189054109	1,157	9,010	SH		SOLE		6,535	0	2,475
CME GROUP INC	COM	12572Q105	308	1,739	SH		SOLE		894	0	845
COCA COLA CO	COM	191216100	790	14,100	SH		SOLE		7,537	0	6,563
COLGATE PALMOLIVE CO	COM	194162103	345	4,907	SH		SOLE		3,883	0	1,024
COMCAST CORP NEW	CL A	20030N101	990	33,742	SH		SOLE		22,835	0	10,907
CORTEVA INC	COM	22052L104	393	6,879	SH		SOLE		6,199	0	680
COSTCO WHSL CORP NEW	COM	22160K105	8,328	17,635	SH		SOLE		14,540	0	3,095
CSX CORP	COM	126408103	412	15,465	SH		SOLE		13,329	0	2,136
CVS HEALTH CORP	COM	126650100	354	3,715	SH		SOLE		3,090	0	625
DANAHER CORPORATION	COM	235851102	833	3,225	SH		SOLE		3,175	0	50
DICKS SPORTING GOODS INC	COM	253393102	209	2,000	SH		SOLE		0	0	2,000
DIREXION SHS ETF TR	NAS100 EQL WGT	25459Y207	1,005	16,684	SH		SOLE		4,936	0	11,748
DISNEY WALT CO	COM	254687106	766	8,122	SH		SOLE		4,797	0	3,325
DOMINION ENERGY INC	COM	25746U109	209	3,017	SH		SOLE		284	0	2,733
DOW INC	COM	260557103	277	6,299	SH		SOLE		6,166	0	133
DTE ENERGY CO	COM	233331107	496	4,313	SH		SOLE		135	0	4,178
DUKE ENERGY CORP NEW	COM NEW	26441C204	415	4,458	SH		SOLE		4,328	0	130
DUKE REALTY CORP	COM NEW	264411505	241	5,000	SH		SOLE		5,000	0	0
ECOLAB INC	COM	278865100	1,043	7,221	SH		SOLE		5,880	0	1,341
EDWARDS LIFESCIENCES CORP	COM	28176E108	545	6,595	SH		SOLE		6,595	0	0
EVERSOURCE ENERGY	COM	30040W108	348	4,466	SH		SOLE		721	0	3,745
EXXON MOBIL CORP	COM	30231G102	1,136	13,010	SH		SOLE		7,803	0	5,207
FIFTH THIRD BANCORP	COM	316773100	240	7,522	SH		SOLE		4,372	0	3,150
FIRST COMWLTH FINL CORP PA	COM	319829107	199	15,497	SH		SOLE		12,500	0	2,997
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	796	6,305	SH		SOLE		190	0	6,115
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	1,590	12,049	SH		SOLE		9,200	0	2,849
FIRST TR EXCHNG TRADED FD VI	CBOE EQT BUFER	33740F847	866	26,284	SH		SOLE		2,629	0	23,655
FIRST TR EXCHNG TRADED FD VI	CBOE EQT DEP NOV	33740F839	645	19,835	SH		SOLE		2,235	0	17,600
FIRST TR EXCHNG TRADED FD VI	CBOE VEST FD DEP	33740U703	207	10,832	SH		SOLE		3,577	0	7,255
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US BUF	33740F748	829	24,945	SH		SOLE		5,445	0	19,500
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQ	33740F755	317	15,220	SH		SOLE		15,220	0	0
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U208	340	10,483	SH		SOLE		0	0	10,483
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F722	597	17,549	SH		SOLE		1,430	0	16,119
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U885	710	25,730	SH		SOLE		1,830	0	23,900
FIRST TR EXCHNG TRADED FD VI	FT CBOE DEEP BFR	33740U406	228	7,600	SH		SOLE		0	0	7,600
FIRST TR EXCHNG TRADED FD VI	FT CBOE EQTY BFR	33740U505	438	14,768	SH		SOLE		1,828	0	12,940
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST MAR	33740F599	473	16,100	SH		SOLE		300	0	15,800
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740U307	580	18,393	SH		SOLE		1,893	0	16,500
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740F680	413	14,050	SH		SOLE		800	0	13,250
FIRST TR EXCHNG TRADED FD VI	VEST US EQT DEP	33740F672	416	13,665	SH		SOLE		1,670	0	11,995
FIRST TR EXCHNG TRADED FD VI	VEST US EQTY BUF	33740F664	754	24,441	SH		SOLE		1,965	0	22,476
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	676	6,446	SH		SOLE		0	0	6,446
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	2,303	64,334	SH		SOLE		2,263	0	62,071
FISERV INC	COM	337738108	5,086	54,355	SH		SOLE		45,407	0	8,948
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	784	20,851	SH		SOLE		0	0	20,851
GALLAGHER ARTHUR J & CO	COM	363576109	3,587	20,948	SH		SOLE		18,880	0	2,068
GLOBAL PMTS INC	COM	37940X102	3,688	34,129	SH		SOLE		30,026	0	4,103
GRAINGER W W INC	COM	384802104	2,793	5,709	SH		SOLE		4,367	0	1,342
HCA HEALTHCARE INC	COM	40412C101	310	1,687	SH		SOLE		1,687	0	0
HERSHEY CO	COM	427866108	331	1,500	SH		SOLE		1,380	0	120
HOME DEPOT INC	COM	437076102	6,835	24,769	SH		SOLE		21,173	0	3,596
IDACORP INC	COM	451107106	237	2,397	SH		SOLE		0	0	2,397
ILLINOIS TOOL WKS INC	COM	452308109	489	2,705	SH		SOLE		0	0	2,705
INTEL CORP	COM	458140100	225	8,731	SH		SOLE		4,377	0	4,354
INTERNATIONAL BUSINESS MACHS	COM	459200101	240	2,019	SH		SOLE		1,459	0	560
INTUIT	COM	461202103	6,783	17,512	SH		SOLE		13,333	0	4,179
INVESCO ACTVELY MNGD ETC FD	OPTIMUM YIELD	46090F100	2,029	125,392	SH		SOLE		10,794	0	114,598
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	15,900	717,818	SH		SOLE		489,630	0	228,188
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	201	3,472	SH		SOLE		0	0	3,472
INVESCO EXCHANGE TRADED FD T	S&P500 EQL MAT	46137V316	1,457	10,229	SH		SOLE		0	0	10,229
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,384	10,870	SH		SOLE		0	0	10,870
INVESCO QQQ TR	UNIT SER 1	46090E103	2,654	9,929	SH		SOLE		113	0	9,816
ISHARES INC	CORE MSCI EMKT	46434G103	12,185	283,502	SH		SOLE		166,001	0	117,501
ISHARES INC	ESG AWR MSCI EM	46434G863	582	21,051	SH		SOLE		14,076	0	6,975
ISHARES INC	MSCI EMRG CHN	46434G764	18,997	429,022	SH		SOLE		288,355	0	140,667
ISHARES TR	3 7 YR TREAS BD	464288661	1,266	11,076	SH		SOLE		2,499	0	8,577
ISHARES TR	7-10 YR TRSY BD	464287440	303	3,156	SH		SOLE		0	0	3,156
ISHARES TR	AGGRES ALLOC ETF	464289859	564	10,179	SH		SOLE		7,886	0	2,293
ISHARES TR	BROAD USD HIGH	46435U853	3,775	112,276	SH		SOLE		51,294	0	60,982
ISHARES TR	CORE 1 5 YR USD	46432F859	5,109	110,818	SH		SOLE		47,446	0	63,372
ISHARES TR	CORE DIV GRWTH	46434V621	460	10,343	SH		SOLE		1,110	0	9,233
ISHARES TR	CORE INTL AGGR	46435G672	204	4,230	SH		SOLE		0	0	4,230
ISHARES TR	CORE MSCI EAFE	46432F842	35,017	664,830	SH		SOLE		375,621	0	289,209
ISHARES TR	CORE S&P MCP ETF	464287507	7,946	36,239	SH		SOLE		20,318	0	15,921
ISHARES TR	CORE S&P SCP ETF	464287804	24,741	283,758	SH		SOLE		223,333	0	60,425
ISHARES TR	CORE S&P TTL STK	464287150	230	2,897	SH		SOLE		0	0	2,897
ISHARES TR	CORE S&P500 ETF	464287200	42,355	118,095	SH		SOLE		66,492	0	51,603
ISHARES TR	CORE US AGGBD ET	464287226	75,525	783,938	SH		SOLE		479,243	0	304,695
ISHARES TR	EAFE GRWTH ETF	464288885	17,594	242,475	SH		SOLE		154,476	0	87,999
ISHARES TR	ESG ADVNCD HY BD	46435G441	578	13,717	SH		SOLE		11,168	0	2,549
ISHARES TR	ESG AW MSCI EAFE	46435G516	2,031	36,193	SH		SOLE		24,593	0	11,600
ISHARES TR	ESG AWARE MSCI	46435U663	207	6,734	SH		SOLE		4,129	0	2,605
ISHARES TR	ESG AWR MSCI USA	46435G425	2,684	33,797	SH		SOLE		21,790	0	12,007
ISHARES TR	ESG AWRE 1 5 YR	46435G243	524	22,289	SH		SOLE		16,547	0	5,742
ISHARES TR	ESG AWRE USD ETF	46435G193	752	34,517	SH		SOLE		25,777	0	8,740
ISHARES TR	ESG MSCI USA ETF	46436E767	240	8,553	SH		SOLE		5,661	0	2,892
ISHARES TR	ESG SCRD S&P MID	46436E551	537	18,072	SH		SOLE		12,527	0	5,545
ISHARES TR	GLB CNSM STP ETF	464288737	1,556	29,033	SH		SOLE		5,473	0	23,560
ISHARES TR	GLOBAL 100 ETF	464287572	205	3,450	SH		SOLE		0	0	3,450
ISHARES TR	GRWT ALLOCAT ETF	464289867	686	15,316	SH		SOLE		13,187	0	2,129
ISHARES TR	HDG MSCI EAFE	46434V803	1,288	43,107	SH		SOLE		0	0	43,107
ISHARES TR	IBOXX INV CP ETF	464287242	1,328	12,961	SH		SOLE		1,879	0	11,082
ISHARES TR	INTL SEL DIV ETF	464288448	4,293	190,552	SH		SOLE		125,593	0	64,959
ISHARES TR	ISHS 1-5YR INVS	464288646	48,287	979,844	SH		SOLE		596,934	0	382,910
ISHARES TR	JPMORGAN USD EMG	464288281	2,061	25,954	SH		SOLE		12,005	0	13,949
ISHARES TR	MBS ETF	464288588	8,094	88,386	SH		SOLE		42,492	0	45,894
ISHARES TR	MODERT ALLOC ETF	464289875	351	9,580	SH		SOLE		905	0	8,675
ISHARES TR	MRGSTR MD CP GRW	464288307	7,629	151,420	SH		SOLE		56,847	0	94,573
ISHARES TR	MSCI ACWI ETF	464288257	630	8,088	SH		SOLE		6,902	0	1,186
ISHARES TR	MSCI EAFE ETF	464287465	1,149	20,507	SH		SOLE		10,556	0	9,951
ISHARES TR	MSCI EMG MKT ETF	464287234	813	23,323	SH		SOLE		20,570	0	2,753
ISHARES TR	MSCI USA MIN VOL	46429B697	551	8,330	SH		SOLE		0	0	8,330
ISHARES TR	MSCI USA MMENTM	46432F396	2,041	15,561	SH		SOLE		9,599	0	5,962
ISHARES TR	MSCI USA QLT FCT	46432F339	6,752	64,961	SH		SOLE		43,249	0	21,712
ISHARES TR	MSCI USA VALUE	46432F388	444	5,429	SH		SOLE		0	0	5,429
ISHARES TR	NATIONAL MUN ETF	464288414	10,892	106,179	SH		SOLE		70,050	0	36,129
ISHARES TR	RUS 1000 ETF	464287622	45,983	233,025	SH		SOLE		110,770	0	122,255
ISHARES TR	RUS 1000 GRW ETF	464287614	13,402	63,699	SH		SOLE		17,117	0	46,582
ISHARES TR	RUS 1000 VAL ETF	464287598	3,920	28,825	SH		SOLE		269	0	28,556
ISHARES TR	RUS 2000 GRW ETF	464287648	1,676	8,112	SH		SOLE		0	0	8,112
ISHARES TR	RUS 2000 VAL ETF	464287630	14,146	109,718	SH		SOLE		36,966	0	72,752
ISHARES TR	RUS MD CP GR ETF	464287481	4,184	53,345	SH		SOLE		32,367	0	20,978
ISHARES TR	RUS MDCP VAL ETF	464287473	1,651	17,188	SH		SOLE		6,681	0	10,507
ISHARES TR	RUS MID CAP ETF	464287499	1,796	28,899	SH		SOLE		9,498	0	19,401
ISHARES TR	RUS TOP 200 ETF	464289446	30,677	361,328	SH		SOLE		134,434	0	226,894
ISHARES TR	RUS TP200 GR ETF	464289438	328	2,745	SH		SOLE		0	0	2,745
ISHARES TR	RUSSELL 2000 ETF	464287655	7,252	43,972	SH		SOLE		29,753	0	14,219
ISHARES TR	S&P 500 GRWT ETF	464287309	635	10,979	SH		SOLE		0	0	10,979
ISHARES TR	S&P 500 VAL ETF	464287408	38,430	299,017	SH		SOLE		107,814	0	191,203
ISHARES TR	S&P SML 600 GWT	464287887	2,101	20,663	SH		SOLE		393	0	20,270
ISHARES TR	SHRT NAT MUN ETF	464288158	1,944	18,936	SH		SOLE		13,074	0	5,862
ISHARES TR	SP SMCP600VL ETF	464287879	3,196	38,767	SH		SOLE		6	0	38,761
ISHARES TR	TIPS BD ETF	464287176	650	6,193	SH		SOLE		740	0	5,453
ISHARES TR	US TREAS BD ETF	46429B267	21,975	965,488	SH		SOLE		449,685	0	515,803
ISHARES TR	USD INV GRDE ETF	464288620	10,283	214,010	SH		SOLE		100,996	0	113,014
JACOBS SOLUTIONS INC	COM	46982L108	4,812	44,351	SH		SOLE		37,322	0	7,029
JOHNSON & JOHNSON	COM	478160104	2,707	16,570	SH		SOLE		11,513	0	5,057
JPMORGAN CHASE & CO	COM	46625H100	2,581	24,698	SH		SOLE		13,159	0	11,539
KIMBERLY-CLARK CORP	COM	494368103	289	2,564	SH		SOLE		1,062	0	1,502
LAUDER ESTEE COS INC	CL A	518439104	4,147	19,207	SH		SOLE		17,879	0	1,328
LIFE STORAGE INC	COM	53223X107	452	4,082	SH		SOLE		0	0	4,082
LILLY ELI & CO	COM	532457108	4,332	13,399	SH		SOLE		13,399	0	0
LINDE PLC	SHS	G5494J103	3,688	13,681	SH		SOLE		11,661	0	2,020
LOCKHEED MARTIN CORP	COM	539830109	2,165	5,605	SH		SOLE		2,726	0	2,879
LOWES COS INC	COM	548661107	2,294	12,214	SH		SOLE		9,393	0	2,821
MARATHON PETE CORP	COM	56585A102	248	2,496	SH		SOLE		2,314	0	182
MASTERCARD INCORPORATED	CL A	57636Q104	5,284	18,584	SH		SOLE		16,036	0	2,548
MCDONALDS CORP	COM	580135101	2,079	9,011	SH		SOLE		5,279	0	3,732
MEDICENNA THERAPEUTICS CORP	COM	58490H107	66	79,259	SH		SOLE		79,259	0	0
MEDTRONIC PLC	SHS	G5960L103	1,113	13,786	SH		SOLE		9,829	0	3,957
MERCK & CO INC	COM	58933Y105	584	6,776	SH		SOLE		4,466	0	2,310
META PLATFORMS INC	CL A	30303M102	703	5,178	SH		SOLE		4,508	0	670
MICROSOFT CORP	COM	594918104	9,805	42,102	SH		SOLE		29,022	0	13,080
MID-AMER APT CMNTYS INC	COM	59522J103	259	1,672	SH		SOLE		1,672	0	0
MVB FINL CORP	COM	553810102	720	25,876	SH		SOLE		25,876	0	0
NEXTERA ENERGY INC	COM	65339F101	850	10,843	SH		SOLE		655	0	10,188
NIKE INC	CL B	654106103	398	4,794	SH		SOLE		4,073	0	721
NISOURCE INC	COM	65473P105	255	10,123	SH		SOLE		0	0	10,123
NORFOLK SOUTHN CORP	COM	655844108	321	1,531	SH		SOLE		1,431	0	100
NXP SEMICONDUCTORS N V	COM	N6596X109	200	1,353	SH		SOLE		1,353	0	0
ORACLE CORP	COM	68389X105	865	14,171	SH		SOLE		8,278	0	5,893
OREILLY AUTOMOTIVE INC	COM	67103H107	6,954	9,887	SH		SOLE		8,510	0	1,377
PACER FDS TR	US CASH COWS 100	69374H881	24,471	596,564	SH		SOLE		373,960	0	222,604
PACKAGING CORP AMER	COM	695156109	403	3,586	SH		SOLE		0	0	3,586
PAYCHEX INC	COM	704326107	439	3,910	SH		SOLE		3,910	0	0
PEPSICO INC	COM	713448108	6,077	37,222	SH		SOLE		12,512	0	24,710
PFIZER INC	COM	717081103	2,658	60,749	SH		SOLE		35,782	0	24,967
PHILIP MORRIS INTL INC	COM	718172109	208	2,511	SH		SOLE		2,306	0	205
PIMCO ETF TR	INTER MUN BD ACT	72201R866	17,188	342,943	SH		SOLE		304,172	0	38,771
PRICE T ROWE GROUP INC	COM	74144T108	1,056	10,055	SH		SOLE		7,729	0	2,326
PROCTER AND GAMBLE CO	COM	742718109	4,035	31,963	SH		SOLE		18,034	0	13,929
PROGRESSIVE CORP	COM	743315103	689	5,927	SH		SOLE		5,772	0	155
PROLOGIS INC.	COM	74340W103	473	4,653	SH		SOLE		4,653	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	1,294	16,188	SH		SOLE		12,102	0	4,086
PROSHARES TR	SHORT QQQ NEW	74347B714	1,606	107,642	SH		SOLE		107,642	0	0
QUALCOMM INC	COM	747525103	4,469	39,560	SH		SOLE		33,657	0	5,903
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	422	5,155	SH		SOLE		4,164	0	991
REALTY INCOME CORP	COM	756109104	341	5,851	SH		SOLE		3,299	0	2,552
ROPER TECHNOLOGIES INC	COM	776696106	335	931	SH		SOLE		850	0	81
S&P GLOBAL INC	COM	78409V104	605	1,982	SH		SOLE		1,750	0	232
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	858	38,323	SH		SOLE		32,647	0	5,676
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	7,395	262,882	SH		SOLE		243,043	0	19,839
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	434	6,537	SH		SOLE		1,590	0	4,947
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	691	16,308	SH		SOLE		10,117	0	6,191
SELECT SECTOR SPDR TR	ENERGY	81369Y506	654	9,087	SH		SOLE		7,945	0	1,142
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	574	4,741	SH		SOLE		4,211	0	530
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	543	4,573	SH		SOLE		1,993	0	2,580
SHERWIN WILLIAMS CO	COM	824348106	335	1,638	SH		SOLE		1,380	0	258
SNAP INC	CL A	83304A106	104	10,605	SH		SOLE		10,605	0	0
SOUTHERN CO	COM	842587107	688	10,111	SH		SOLE		6,762	0	3,349
SPDR GOLD TR	GOLD SHS	78463V107	271	1,755	SH		SOLE		632	0	1,123
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,046	79,314	SH		SOLE		71,207	0	8,107
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,337	75,300	SH		SOLE		64,908	0	10,392
SPDR INDEX SHS FDS	S&P INTL ETF	78463X772	622	21,591	SH		SOLE		20,893	0	698
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,452	4,065	SH		SOLE		1,964	0	2,101
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,354	3,372	SH		SOLE		1,415	0	1,957
SPDR SER TR	BLOOMBERG EMERGI	78464A391	196	10,314	SH		SOLE		10,314	0	0
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	276	3,144	SH		SOLE		40	0	3,104
SPDR SER TR	PORTFOLI S&P1500	78464A805	264	5,990	SH		SOLE		0	0	5,990
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,040	26,967	SH		SOLE		14,091	0	12,876
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,449	105,949	SH		SOLE		86,983	0	18,966
SPDR SER TR	PORTFOLIO S&P600	78468R853	209	6,137	SH		SOLE		5,395	0	742
SPDR SER TR	PRTFLO S&P500 GW	78464A409	289	5,772	SH		SOLE		720	0	5,052
SPDR SER TR	S&P 600 SMCP GRW	78464A201	345	5,061	SH		SOLE		0	0	5,061
SPDR SER TR	S&P 600 SMCP VAL	78464A300	548	8,157	SH		SOLE		0	0	8,157
STANLEY BLACK & DECKER INC	COM	854502101	234	3,117	SH		SOLE		613	0	2,504
STARBUCKS CORP	COM	855244109	5,877	69,744	SH		SOLE		62,263	0	7,481
STREAMLINE HEALTH SOLUTIONS	COM	86323X106	71	60,000	SH		SOLE		0	0	60,000
TARGET CORP	COM	87612E106	936	6,304	SH		SOLE		5,090	0	1,214
TESLA INC	COM	88160R101	3,430	12,931	SH		SOLE		10,073	0	2,858
TEXAS INSTRS INC	COM	882508104	1,617	10,450	SH		SOLE		6,325	0	4,125
THERMO FISHER SCIENTIFIC INC	COM	883556102	6,733	13,275	SH		SOLE		11,160	0	2,115
TJX COS INC NEW	COM	872540109	5,209	83,862	SH		SOLE		70,781	0	13,081
TRACTOR SUPPLY CO	COM	892356106	5,413	29,118	SH		SOLE		25,330	0	3,788
TRAVELERS COMPANIES INC	COM	89417E109	263	1,716	SH		SOLE		1,050	0	666
TRUIST FINL CORP	COM	89832Q109	408	9,370	SH		SOLE		9,370	0	0
UNION PAC CORP	COM	907818108	910	4,671	SH		SOLE		3,743	0	928
UNITED BANKSHARES INC WEST V	COM	909907107	1,224	34,237	SH		SOLE		33,306	0	931
UNITED PARCEL SERVICE INC	CL B	911312106	1,105	6,838	SH		SOLE		3,686	0	3,152
UNITEDHEALTH GROUP INC	COM	91324P102	8,370	16,572	SH		SOLE		14,196	0	2,376
US BANCORP DEL	COM NEW	902973304	1,450	35,965	SH		SOLE		21,600	0	14,365
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	1,036	39,511	SH		SOLE		0	0	39,511
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	582	3,917	SH		SOLE		0	0	3,917
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	8,655	121,334	SH		SOLE		76,994	0	44,340
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,102	23,090	SH		SOLE		110	0	22,980
VANGUARD INDEX FDS	GROWTH ETF	922908736	4,713	22,029	SH		SOLE		0	0	22,029
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,673	8,898	SH		SOLE		2,886	0	6,012
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,325	16,526	SH		SOLE		145	0	16,381
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	430	1,311	SH		SOLE		770	0	541
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,979	27,749	SH		SOLE		95	0	27,654
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,347	7,879	SH		SOLE		5,455	0	2,424
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,814	14,422	SH		SOLE		0	0	14,422
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,055	5,880	SH		SOLE		1,677	0	4,203
VANGUARD INDEX FDS	VALUE ETF	922908744	2,020	16,361	SH		SOLE		864	0	15,497
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	895	20,183	SH		SOLE		2,670	0	17,513
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,901	52,087	SH		SOLE		28,615	0	23,472
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	6,330	131,501	SH		SOLE		102,827	0	28,674
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	666	11,421	SH		SOLE		0	0	11,421
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	281	3,781	SH		SOLE		1,120	0	2,661
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	30,278	507,255	SH		SOLE		455,420	0	51,835
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	372	2,749	SH		SOLE		1,120	0	1,629
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	73,003	2,007,795	SH		SOLE		1,265,298	0	742,497
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,936	11,270	SH		SOLE		833	0	10,437
VANGUARD WORLD FDS	ENERGY ETF	92204A306	3,168	31,192	SH		SOLE		29,262	0	1,930
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	251	3,372	SH		SOLE		2,913	0	459
VANGUARD WORLD FDS	INF TECH ETF	92204A702	423	1,375	SH		SOLE		757	0	618
VERIZON COMMUNICATIONS INC	COM	92343V104	527	13,890	SH		SOLE		9,228	0	4,662
VISA INC	COM CL A	92826C839	956	5,379	SH		SOLE		4,859	0	520
WALMART INC	COM	931142103	569	4,388	SH		SOLE		2,937	0	1,451
WASTE MGMT INC DEL	COM	94106L109	6,340	39,570	SH		SOLE		32,859	0	6,711
WEC ENERGY GROUP INC	COM	92939U106	215	2,400	SH		SOLE		0	0	2,400
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	401	12,332	SH		SOLE		11,352	0	980
WISDOMTREE TR	US AI ENHANCED	97717W406	420	5,143	SH		SOLE		5,143	0	0
WISDOMTREE TR	US MIDCAP FUND	97717W570	250	5,683	SH		SOLE		621	0	5,062
XCEL ENERGY INC	COM	98389B100	263	4,105	SH		SOLE		4,105	0	0
ZOETIS INC	CL A	98978V103	347	2,337	SH		SOLE		2,337	0	0