McKinley Carter Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	876,992	9,055	SH		SOLE		8,820	0	235
ABBVIE INC	COM	00287Y109	3,002,873	20,145	SH		SOLE		14,785	0	5,360
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	8,352,186	27,196	SH		SOLE		21,356	0	5,840
ADOBE INC	COM	00724F101	4,217,893	8,272	SH		SOLE		7,220	0	1,052
AIR PRODS & CHEMS INC	COM	009158106	2,090,453	7,376	SH		SOLE		5,242	0	2,134
ALLIANT ENERGY CORP	COM	018802108	228,684	4,720	SH		SOLE		0	0	4,720
ALPHABET INC	CAP STK CL A	02079K305	9,396,534	71,806	SH		SOLE		59,268	0	12,538
ALPHABET INC	CAP STK CL C	02079K107	509,601	3,865	SH		SOLE		3,345	0	520
AMAZON COM INC	COM	023135106	989,630	7,785	SH		SOLE		5,982	0	1,803
AMERICAN ELEC PWR CO INC	COM	025537101	341,037	4,534	SH		SOLE		3,660	0	874
AMERICAN WTR WKS CO INC NEW	COM	030420103	212,133	1,713	SH		SOLE		1,601	0	112
AMGEN INC	COM	031162100	432,622	1,610	SH		SOLE		1,365	0	245
APPLE INC	COM	037833100	23,043,098	134,590	SH		SOLE		95,067	0	39,523
ASTRAZENECA PLC	SPONSORED ADR	046353108	353,702	5,223	SH		SOLE		38	0	5,185
AT&T INC	COM	00206R102	322,639	21,481	SH		SOLE		11,085	0	10,396
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,626,869	10,919	SH		SOLE		5,498	0	5,421
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	2,125,908	4	SH		SOLE		4	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,053,353	3,007	SH		SOLE		2,038	0	969
BLACKROCK INC	COM	09247X101	306,500	474	SH		SOLE		436	0	38
BLACKSTONE INC	COM	09260D107	575,054	5,367	SH		SOLE		5,367	0	0
BROADCOM INC	COM	11135F101	8,724,486	10,504	SH		SOLE		8,663	0	1,841
BROADSTONE NET LEASE INC	COM	11135E203	170,714	11,938	SH		SOLE		11,938	0	0
CACI INTL INC	CL A	127190304	5,603,965	17,851	SH		SOLE		15,344	0	2,507
CATERPILLAR INC	COM	149123101	2,585,724	9,472	SH		SOLE		6,614	0	2,858
CHEVRON CORP NEW	COM	166764100	3,419,957	20,282	SH		SOLE		14,319	0	5,963
CINCINNATI FINL CORP	COM	172062101	280,302	2,740	SH		SOLE		2,610	0	130
CINTAS CORP	COM	172908105	633,768	1,318	SH		SOLE		1,318	0	0
CISCO SYS INC	COM	17275R102	882,105	16,408	SH		SOLE		10,345	0	6,063
CITY HLDG CO	COM	177835105	462,424	5,118	SH		SOLE		5,118	0	0
CLOROX CO DEL	COM	189054109	1,340,327	10,227	SH		SOLE		7,994	0	2,233
CME GROUP INC	COM	12572Q105	258,387	1,291	SH		SOLE		874	0	417
COCA COLA CO	COM	191216100	591,380	10,564	SH		SOLE		6,307	0	4,257
COLGATE PALMOLIVE CO	COM	194162103	346,102	4,867	SH		SOLE		3,843	0	1,024
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	2,872,960	104,776	SH		SOLE		99,235	0	5,541
COMCAST CORP NEW	CL A	20030N101	1,836,792	41,425	SH		SOLE		28,591	0	12,834
CORTEVA INC	COM	22052L104	376,436	7,358	SH		SOLE		6,699	0	659
COSTCO WHSL CORP NEW	COM	22160K105	9,694,424	17,159	SH		SOLE		14,151	0	3,008
CSX CORP	COM	126408103	467,923	15,217	SH		SOLE		13,081	0	2,136
CVS HEALTH CORP	COM	126650100	206,807	2,962	SH		SOLE		2,787	0	175
DANAHER CORPORATION	COM	235851102	823,303	3,318	SH		SOLE		3,268	0	50
DICKS SPORTING GOODS INC	COM	253393102	217,160	2,000	SH		SOLE		0	0	2,000
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	11,245,707	246,131	SH		SOLE		85,724	0	160,407
DIREXION SHS ETF TR	NAS100 EQL WGT	25459Y207	1,988,828	26,599	SH		SOLE		13,841	0	12,758
DISNEY WALT CO	COM	254687106	572,895	7,068	SH		SOLE		3,911	0	3,157
DOW INC	COM	260557103	351,134	6,810	SH		SOLE		6,783	0	27
DTE ENERGY CO	COM	233331107	428,195	4,313	SH		SOLE		135	0	4,178
DUKE ENERGY CORP NEW	COM NEW	26441C204	411,422	4,661	SH		SOLE		4,531	0	130
ECOLAB INC	COM	278865100	462,980	2,733	SH		SOLE		2,053	0	680
EDWARDS LIFESCIENCES CORP	COM	28176E108	415,334	5,995	SH		SOLE		5,995	0	0
ELI LILLY & CO	COM	532457108	4,178,861	7,780	SH		SOLE		7,780	0	0
EVERSOURCE ENERGY	COM	30040W108	241,323	4,150	SH		SOLE		849	0	3,301
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	252,455	5,013	SH		SOLE		4,084	0	929
EXTRA SPACE STORAGE INC	COM	30225T102	525,348	4,321	SH		SOLE		0	0	4,321
EXXON MOBIL CORP	COM	30231G102	1,813,971	15,428	SH		SOLE		11,159	0	4,269
FIRST COMWLTH FINL CORP PA	COM	319829107	189,219	15,497	SH		SOLE		12,500	0	2,997
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	938,697	9,998	SH		SOLE		7,342	0	2,656
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	673,555	4,220	SH		SOLE		0	0	4,220
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	1,450,196	9,909	SH		SOLE		7,643	0	2,266
FIRST TR EXCHNG TRADED FD VI	CBOE EQT BUFER	33740F847	2,372,430	61,048	SH		SOLE		32,298	0	28,750
FIRST TR EXCHNG TRADED FD VI	CBOE EQT DEP NOV	33740F839	833,248	23,485	SH		SOLE		5,885	0	17,600
FIRST TR EXCHNG TRADED FD VI	CBOE VEST FD DEP	33740U703	230,180	10,832	SH		SOLE		3,577	0	7,255
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US BUF	33740F748	938,350	24,500	SH		SOLE		4,574	0	19,926
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQ	33740F755	1,486,911	60,715	SH		SOLE		26,715	0	34,000
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U208	417,557	10,888	SH		SOLE		0	0	10,888
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740F722	987,312	24,354	SH		SOLE		1,430	0	22,924
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U885	804,952	24,952	SH		SOLE		1,020	0	23,932
FIRST TR EXCHNG TRADED FD VI	FT CBOE DEEP BFR	33740U406	281,988	8,400	SH		SOLE		800	0	7,600
FIRST TR EXCHNG TRADED FD VI	FT CBOE EQTY BFR	33740U505	1,028,991	29,241	SH		SOLE		10,522	0	18,719
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST MAR	33740F599	714,462	20,298	SH		SOLE		1,780	0	18,518
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740F680	576,603	16,934	SH		SOLE		3,684	0	13,250
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740F615	369,901	11,500	SH		SOLE		1,500	0	10,000
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740U307	799,408	21,559	SH		SOLE		4,659	0	16,900
FIRST TR EXCHNG TRADED FD VI	US EQT BUFFER	33740F763	231,931	5,950	SH		SOLE		1,500	0	4,450
FIRST TR EXCHNG TRADED FD VI	US EQT DEEP DUFR	33740F771	206,602	5,929	SH		SOLE		0	0	5,929
FIRST TR EXCHNG TRADED FD VI	VEST US BUFFER	33740F862	505,415	13,521	SH		SOLE		3,089	0	10,432
FIRST TR EXCHNG TRADED FD VI	VEST US DEEP	33740F854	201,188	6,080	SH		SOLE		0	0	6,080
FIRST TR EXCHNG TRADED FD VI	VEST US EQT DEP	33740F672	826,005	23,866	SH		SOLE		5,471	0	18,395
FIRST TR EXCHNG TRADED FD VI	VEST US EQTY BUF	33740F664	1,356,542	37,135	SH		SOLE		6,630	0	30,505
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	871,039	5,996	SH		SOLE		0	0	5,996
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	2,067,368	55,292	SH		SOLE		1,234	0	54,058
FISERV INC	COM	337738108	5,832,577	51,634	SH		SOLE		43,088	0	8,546
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	485,483	12,005	SH		SOLE		0	0	12,005
GALLAGHER ARTHUR J & CO	COM	363576109	5,672,313	24,886	SH		SOLE		22,349	0	2,537
GENERAL DYNAMICS CORP	COM	369550108	1,436,800	6,502	SH		SOLE		4,694	0	1,808
GENUINE PARTS CO	COM	372460105	1,045,123	7,239	SH		SOLE		5,255	0	1,984
GILEAD SCIENCES INC	COM	375558103	234,338	3,127	SH		SOLE		0	0	3,127
GLOBAL PMTS INC	COM	37940X102	4,001,758	34,680	SH		SOLE		29,825	0	4,855
GRAINGER W W INC	COM	384802104	5,668,837	8,194	SH		SOLE		6,503	0	1,691
HCA HEALTHCARE INC	COM	40412C101	416,247	1,692	SH		SOLE		1,692	0	0
HERSHEY CO	COM	427866108	360,144	1,800	SH		SOLE		1,740	0	60
HOME DEPOT INC	COM	437076102	7,508,953	24,851	SH		SOLE		21,223	0	3,628
IDACORP INC	COM	451107106	224,480	2,397	SH		SOLE		0	0	2,397
ILLINOIS TOOL WKS INC	COM	452308109	2,022,122	8,780	SH		SOLE		4,586	0	4,194
INTEL CORP	COM	458140100	411,385	11,572	SH		SOLE		8,090	0	3,482
INTERNATIONAL BUSINESS MACHS	COM	459200101	293,503	2,092	SH		SOLE		1,578	0	514
INTUIT	COM	461202103	8,722,098	17,071	SH		SOLE		12,812	0	4,259
INTUITIVE SURGICAL INC	COM NEW	46120E602	284,106	972	SH		SOLE		972	0	0
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	1,407,146	57,108	SH		SOLE		41,397	0	15,711
INVESCO EXCH TRADED FD TR II	S&P INTL QULTY	46138E214	532,599	20,564	SH		SOLE		19,434	0	1,130
INVESCO EXCHANGE TRADED FD T	S&P500 EQL MAT	46137V316	1,028,383	33,153	SH		SOLE		0	0	33,153
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,426,819	10,070	SH		SOLE		0	0	10,070
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	1,646,266	32,899	SH		SOLE		24,216	0	8,683
INVESCO QQQ TR	UNIT SER 1	46090E103	3,637,337	10,153	SH		SOLE		673	0	9,480
ISHARES INC	CORE MSCI EMKT	46434G103	15,455,037	324,754	SH		SOLE		208,850	0	115,904
ISHARES INC	ESG AWR MSCI EM	46434G863	681,976	22,522	SH		SOLE		15,823	0	6,699
ISHARES INC	MSCI EMRG CHN	46434G764	21,149,651	424,436	SH		SOLE		266,214	0	158,222
ISHARES TR	3 7 YR TREAS BD	464288661	338,132	2,988	SH		SOLE		981	0	2,007
ISHARES TR	AGGRES ALLOC ETF	464289859	675,271	10,636	SH		SOLE		8,411	0	2,225
ISHARES TR	BROAD USD HIGH	46435U853	3,942,201	113,575	SH		SOLE		64,644	0	48,931
ISHARES TR	BROAD USD HIGH	46435U853	818	24	SH		SOLE		0	0	24
ISHARES TR	CORE 1 5 YR USD	46432F859	7,975,504	171,960	SH		SOLE		89,160	0	82,800
ISHARES TR	CORE DIV GRWTH	46434V621	463,552	9,359	SH		SOLE		999	0	8,360
ISHARES TR	CORE MSCI EAFE	46432F842	49,580,223	770,477	SH		SOLE		467,797	0	302,680
ISHARES TR	CORE S&P MCP ETF	464287507	11,804,813	47,342	SH		SOLE		28,770	0	18,572
ISHARES TR	CORE S&P SCP ETF	464287804	24,191,058	256,451	SH		SOLE		194,974	0	61,477
ISHARES TR	CORE S&P TTL STK	464287150	248,128	2,634	SH		SOLE		0	0	2,634
ISHARES TR	CORE S&P500 ETF	464287200	70,470,185	164,102	SH		SOLE		100,391	0	63,711
ISHARES TR	CORE US AGGBD ET	464287226	81,056,111	861,932	SH		SOLE		518,979	0	342,953
ISHARES TR	EAFE GRWTH ETF	464288885	23,114,104	267,834	SH		SOLE		173,900	0	93,934
ISHARES TR	ESG ADVNCD HY BD	46435G441	467,129	10,816	SH		SOLE		8,826	0	1,990
ISHARES TR	ESG AW MSCI EAFE	46435G516	2,408,386	34,839	SH		SOLE		24,203	0	10,636
ISHARES TR	ESG AWARE MSCI	46435U663	260,146	7,731	SH		SOLE		5,888	0	1,843
ISHARES TR	ESG AWR MSCI USA	46435G425	3,501,449	37,285	SH		SOLE		25,964	0	11,321
ISHARES TR	ESG AWRE 1 5 YR	46435G243	518,492	21,813	SH		SOLE		16,194	0	5,619
ISHARES TR	ESG AWRE USD ETF	46435G193	763,885	35,105	SH		SOLE		26,568	0	8,537
ISHARES TR	ESG SCRD S&P MID	46436E551	574,854	16,972	SH		SOLE		12,412	0	4,560
ISHARES TR	EXPONENTIAL TECH	46434V381	557,133	10,671	SH		SOLE		7,071	0	3,600
ISHARES TR	GL CLEAN ENE ETF	464288224	253,665	17,351	SH		SOLE		17,351	0	0
ISHARES TR	GLB CNSM STP ETF	464288737	1,529,151	26,799	SH		SOLE		3,239	0	23,560
ISHARES TR	GLOBAL 100 ETF	464287572	230,560	3,148	SH		SOLE		0	0	3,148
ISHARES TR	GRWT ALLOCAT ETF	464289867	716,581	14,503	SH		SOLE		12,614	0	1,889
ISHARES TR	HDG MSCI EAFE	46434V803	638,527	21,214	SH		SOLE		0	0	21,214
ISHARES TR	IBOXX INV CP ETF	464287242	623,862	6,115	SH		SOLE		0	0	6,115
ISHARES TR	INTERNATIONAL SL	46434V266	8,873,890	299,996	SH		SOLE		179,222	0	120,774
ISHARES TR	INTL SEL DIV ETF	464288448	258,068	10,160	SH		SOLE		9,774	0	386
ISHARES TR	ISHARES SEMICDTR	464287523	255,548	540	SH		SOLE		340	0	200
ISHARES TR	ISHS 1-5YR INVS	464288646	22,571,959	452,979	SH		SOLE		258,005	0	194,974
ISHARES TR	MBS ETF	464288588	11,712,067	131,893	SH		SOLE		74,008	0	57,885
ISHARES TR	MODERT ALLOC ETF	464289875	330,890	8,500	SH		SOLE		1,874	0	6,626
ISHARES TR	MRGSTR MD CP GRW	464288307	716,958	12,550	SH		SOLE		3,028	0	9,522
ISHARES TR	MSCI EAFE ETF	464287465	3,383,699	49,096	SH		SOLE		37,149	0	11,947
ISHARES TR	MSCI EMG MKT ETF	464287234	640,710	16,883	SH		SOLE		14,198	0	2,685
ISHARES TR	MSCI USA MIN VOL	46429B697	520,807	7,195	SH		SOLE		0	0	7,195
ISHARES TR	MSCI USA MMENTM	46432F396	1,114,458	7,978	SH		SOLE		4,844	0	3,134
ISHARES TR	MSCI USA QLT FCT	46432F339	2,742,407	20,809	SH		SOLE		14,701	0	6,108
ISHARES TR	MSCI USA VALUE	46432F388	429,560	4,735	SH		SOLE		0	0	4,735
ISHARES TR	NATIONAL MUN ETF	464288414	13,490,551	131,564	SH		SOLE		103,992	0	27,572
ISHARES TR	RUS 1000 ETF	464287622	52,955,758	225,430	SH		SOLE		100,608	0	124,822
ISHARES TR	RUS 1000 GRW ETF	464287614	15,620,899	58,727	SH		SOLE		17,124	0	41,603
ISHARES TR	RUS 1000 VAL ETF	464287598	4,001,748	26,359	SH		SOLE		963	0	25,396
ISHARES TR	RUS 2000 GRW ETF	464287648	1,544,162	6,889	SH		SOLE		0	0	6,889
ISHARES TR	RUS 2000 VAL ETF	464287630	1,707,962	12,600	SH		SOLE		5,454	0	7,146
ISHARES TR	RUS MD CP GR ETF	464287481	3,812,745	41,738	SH		SOLE		26,116	0	15,622
ISHARES TR	RUS MDCP VAL ETF	464287473	556,420	5,333	SH		SOLE		2,595	0	2,738
ISHARES TR	RUS MID CAP ETF	464287499	2,125,550	30,694	SH		SOLE		9,874	0	20,820
ISHARES TR	RUS TOP 200 ETF	464289446	27,995,349	270,827	SH		SOLE		101,834	0	168,993
ISHARES TR	RUS TP200 GR ETF	464289438	442,108	2,874	SH		SOLE		0	0	2,874
ISHARES TR	RUS TP200 VL ETF	464289420	2,615,357	40,009	SH		SOLE		32,711	0	7,298
ISHARES TR	RUSSELL 2000 ETF	464287655	6,978,604	39,485	SH		SOLE		25,986	0	13,499
ISHARES TR	S&P 100 ETF	464287101	3,981,978	19,846	SH		SOLE		8,148	0	11,698
ISHARES TR	S&P 500 GRWT ETF	464287309	738,458	10,793	SH		SOLE		528	0	10,265
ISHARES TR	S&P 500 VAL ETF	464287408	92,879,903	603,744	SH		SOLE		328,830	0	274,914
ISHARES TR	S&P SML 600 GWT	464287887	1,777,694	16,208	SH		SOLE		283	0	15,925
ISHARES TR	SHRT NAT MUN ETF	464288158	1,700,683	16,534	SH		SOLE		15,377	0	1,157
ISHARES TR	SP SMCP600VL ETF	464287879	3,086,872	34,598	SH		SOLE		716	0	33,882
ISHARES TR	TIPS BD ETF	464287176	254,038	2,449	SH		SOLE		326	0	2,123
ISHARES TR	US TREAS BD ETF	46429B267	25,247,146	1,145,515	SH		SOLE		643,956	0	501,559
ISHARES TR	USD INV GRDE ETF	464288620	11,802,180	245,521	SH		SOLE		133,732	0	111,789
J P MORGAN EXCHANGE TRADED F	USD EMRNG MKT	46641Q746	3,113,353	83,569	SH		SOLE		47,999	0	35,570
JACOBS SOLUTIONS INC	COM	46982L108	5,835,362	42,750	SH		SOLE		35,401	0	7,349
JOHNSON & JOHNSON	COM	478160104	2,937,374	18,860	SH		SOLE		13,723	0	5,137
JPMORGAN CHASE & CO	COM	46625H100	4,244,335	29,267	SH		SOLE		17,743	0	11,524
KIMBERLY-CLARK CORP	COM	494368103	298,359	2,469	SH		SOLE		1,162	0	1,307
KRAFT HEINZ CO	COM	500754106	353,893	10,520	SH		SOLE		10,105	0	415
LINDE PLC	SHS	G54950103	5,104,600	13,709	SH		SOLE		11,680	0	2,029
LOCKHEED MARTIN CORP	COM	539830109	2,485,840	6,078	SH		SOLE		3,430	0	2,648
LOWES COS INC	COM	548661107	2,628,746	12,648	SH		SOLE		9,697	0	2,951
MASTERCARD INCORPORATED	CL A	57636Q104	7,013,440	17,715	SH		SOLE		15,080	0	2,635
MCDONALDS CORP	COM	580135101	3,058,070	11,608	SH		SOLE		7,885	0	3,723
MCKESSON CORP	COM	58155Q103	3,370,523	7,751	SH		SOLE		6,668	0	1,083
MEDICENNA THERAPEUTICS CORP	COM	58490H107	23,374	79,259	SH		SOLE		79,259	0	0
MEDTRONIC PLC	SHS	G5960L103	1,242,467	15,856	SH		SOLE		11,302	0	4,554
MERCK & CO INC	COM	58933Y105	2,166,120	21,041	SH		SOLE		15,558	0	5,483
META PLATFORMS INC	CL A	30303M102	1,317,922	4,390	SH		SOLE		3,726	0	664
MICROSOFT CORP	COM	594918104	13,688,448	43,352	SH		SOLE		30,412	0	12,940
MONDELEZ INTL INC	CL A	609207105	1,543,621	22,242	SH		SOLE		15,587	0	6,655
MONSTER BEVERAGE CORP NEW	COM	61174X109	3,095,722	58,465	SH		SOLE		53,055	0	5,410
MORGAN STANLEY	COM NEW	617446448	1,245,079	15,245	SH		SOLE		12,403	0	2,842
MVB FINL CORP	COM	553810102	584,281	25,876	SH		SOLE		25,876	0	0
NEXTERA ENERGY INC	COM	65339F101	608,077	10,614	SH		SOLE		426	0	10,188
NIKE INC	CL B	654106103	417,962	4,371	SH		SOLE		3,650	0	721
NISOURCE INC	COM	65473P105	228,488	9,258	SH		SOLE		0	0	9,258
NORFOLK SOUTHN CORP	COM	655844108	288,700	1,466	SH		SOLE		1,466	0	0
NOVO-NORDISK A S	ADR	670100205	4,007,130	44,063	SH		SOLE		39,090	0	4,973
NVIDIA CORPORATION	COM	67066G104	565,507	1,300	SH		SOLE		1,291	0	9
NXP SEMICONDUCTORS N V	COM	N6596X109	233,907	1,170	SH		SOLE		1,170	0	0
ORACLE CORP	COM	68389X105	646,112	6,100	SH		SOLE		1,768	0	4,332
OREILLY AUTOMOTIVE INC	COM	67103H107	7,278,151	8,008	SH		SOLE		7,055	0	953
PACER FDS TR	US CASH COWS 100	69374H881	3,431,054	69,412	SH		SOLE		20,644	0	48,768
PACKAGING CORP AMER	COM	695156109	550,631	3,586	SH		SOLE		0	0	3,586
PAYCHEX INC	COM	704326107	405,151	3,513	SH		SOLE		3,513	0	0
PEPSICO INC	COM	713448108	6,566,675	38,755	SH		SOLE		13,856	0	24,899
PFIZER INC	COM	717081103	636,842	19,199	SH		SOLE		14,118	0	5,081
PHILIP MORRIS INTL INC	COM	718172109	234,508	2,533	SH		SOLE		2,533	0	0
PIMCO ETF TR	INTER MUN BD ACT	72201R866	10,624,316	212,189	SH		SOLE		176,766	0	35,423
PRICE T ROWE GROUP INC	COM	74144T108	1,386,381	13,220	SH		SOLE		9,894	0	3,326
PROCTER AND GAMBLE CO	COM	742718109	4,480,401	30,717	SH		SOLE		18,123	0	12,594
PROGRESSIVE CORP	COM	743315103	841,315	6,040	SH		SOLE		6,040	0	0
PROLOGIS INC.	COM	74340W103	633,604	5,647	SH		SOLE		5,647	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	1,491,553	16,844	SH		SOLE		13,145	0	3,699
PROSHARES TR	SHORT QQQ NEW	74347B714	771,291	70,826	SH		SOLE		70,826	0	0
ROCKWELL AUTOMATION INC	COM	773903109	921,931	3,225	SH		SOLE		3,225	0	0
ROPER TECHNOLOGIES INC	COM	776696106	248,201	513	SH		SOLE		432	0	81
RTX CORPORATION	COM	75513E101	309,543	4,301	SH		SOLE		3,512	0	789
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	309,435	12,925	SH		SOLE		3,232	0	9,693
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	7,838,429	230,814	SH		SOLE		207,668	0	23,146
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	747,260	10,560	SH		SOLE		5,036	0	5,524
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	819,221	16,190	SH		SOLE		10,062	0	6,128
SELECT SECTOR SPDR TR	ENERGY	81369Y506	856,196	9,472	SH		SOLE		6,410	0	3,062
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	12,437,622	374,966	SH		SOLE		241,554	0	133,412
SELECT SECTOR SPDR TR	INDL	81369Y704	227,252	2,242	SH		SOLE		2,220	0	22
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	12,242,285	95,093	SH		SOLE		62,035	0	33,058
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	21,930,841	133,782	SH		SOLE		85,225	0	48,557
SHERWIN WILLIAMS CO	COM	824348106	495,232	1,942	SH		SOLE		693	0	1,249
SIRIUS XM HOLDINGS INC	COM	82968B103	185,117	40,955	SH		SOLE		40,955	0	0
SOUTHERN CO	COM	842587107	446,066	6,892	SH		SOLE		4,259	0	2,633
SPDR GOLD TR	GOLD SHS	78463V107	252,889	1,475	SH		SOLE		560	0	915
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,224,336	71,730	SH		SOLE		62,806	0	8,924
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	2,772,028	82,575	SH		SOLE		67,104	0	15,471
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,532,565	3,585	SH		SOLE		1,753	0	1,832
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,491,843	3,267	SH		SOLE		1,415	0	1,852
SPDR SER TR	AEROSPACE DEF	78464A631	248,638	2,218	SH		SOLE		0	0	2,218
SPDR SER TR	PORTFLI INTRMDIT	78464A672	247,513	8,991	SH		SOLE		0	0	8,991
SPDR SER TR	PORTFOLI S&P1500	78464A805	314,626	5,994	SH		SOLE		0	0	5,994
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,165,025	26,605	SH		SOLE		12,952	0	13,653
SPDR SER TR	PORTFOLIO S&P500	78464A854	5,632,521	112,068	SH		SOLE		84,829	0	27,239
SPDR SER TR	PORTFOLIO S&P600	78468R853	207,070	5,612	SH		SOLE		4,897	0	715
SPDR SER TR	PRTFLO S&P500 GW	78464A409	402,238	6,785	SH		SOLE		720	0	6,065
SPDR SER TR	S&P 600 SMCP GRW	78464A201	313,981	4,285	SH		SOLE		0	0	4,285
SPDR SER TR	S&P 600 SMCP VAL	78464A300	498,324	6,886	SH		SOLE		0	0	6,886
STARBUCKS CORP	COM	855244109	6,187,364	67,792	SH		SOLE		59,885	0	7,907
STREAMLINE HEALTH SOLUTIONS	COM	86323X106	58,050	60,000	SH		SOLE		0	0	60,000
SYSCO CORP	COM	871829107	1,134,484	17,176	SH		SOLE		13,069	0	4,107
TARGET CORP	COM	87612E106	436,552	3,948	SH		SOLE		3,596	0	352
TESLA INC	COM	88160R101	1,046,671	4,183	SH		SOLE		2,010	0	2,173
TEXAS INSTRS INC	COM	882508104	1,803,109	11,340	SH		SOLE		6,944	0	4,396
THERMO FISHER SCIENTIFIC INC	COM	883556102	6,510,324	12,862	SH		SOLE		10,710	0	2,152
TJX COS INC NEW	COM	872540109	6,659,366	74,925	SH		SOLE		61,795	0	13,130
TRACTOR SUPPLY CO	COM	892356106	5,338,542	26,292	SH		SOLE		22,461	0	3,831
TRAVELERS COMPANIES INC	COM	89417E109	247,754	1,517	SH		SOLE		851	0	666
TRUIST FINL CORP	COM	89832Q109	288,328	10,078	SH		SOLE		10,078	0	0
UNION PAC CORP	COM	907818108	286,304	1,406	SH		SOLE		781	0	625
UNITED BANKSHARES INC WEST V	COM	909907107	949,981	34,432	SH		SOLE		33,425	0	1,007
UNITED PARCEL SERVICE INC	CL B	911312106	1,554,812	9,975	SH		SOLE		6,334	0	3,641
UNITED STS NAT GAS FD LP	UNIT PAR	912318300	76,155	11,150	SH		SOLE		11,150	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	7,330,134	14,538	SH		SOLE		12,617	0	1,921
US BANCORP DEL	COM NEW	902973304	1,358,264	41,085	SH		SOLE		27,959	0	13,126
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	2,541	94	SH		SOLE		0	0	94
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	670,739	24,787	SH		SOLE		0	0	24,787
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	598,811	7,084	SH		SOLE		0	0	7,084
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	8,739,553	125,244	SH		SOLE		69,729	0	55,515
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	360,951	7,547	SH		SOLE		48	0	7,499
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	381	8	SH		SOLE		0	0	8
VANGUARD INDEX FDS	GROWTH ETF	922908736	5,537,095	20,334	SH		SOLE		0	0	20,334
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,589,943	7,635	SH		SOLE		2,721	0	4,914
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	556,480	7,355	SH		SOLE		145	0	7,210
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,541,317	3,925	SH		SOLE		583	0	3,342
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,442,784	21,586	SH		SOLE		36	0	21,550
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,438,987	12,900	SH		SOLE		10,422	0	2,478
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,730,152	12,747	SH		SOLE		0	0	12,747
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,628,614	7,667	SH		SOLE		3,153	0	4,514
VANGUARD INDEX FDS	VALUE ETF	922908744	1,771,987	12,847	SH		SOLE		212	0	12,635
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	3,846,097	74,149	SH		SOLE		36,224	0	37,925
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,103,822	28,152	SH		SOLE		14,901	0	13,251
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	942,640	10,116	SH		SOLE		8,970	0	1,146
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	13,506,785	280,806	SH		SOLE		231,812	0	48,994
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	295,580	5,172	SH		SOLE		0	0	5,172
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	2,425,780	32,279	SH		SOLE		24,079	0	8,200
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	5,287,173	79,316	SH		SOLE		54,934	0	24,382
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	405,387	2,609	SH		SOLE		980	0	1,629
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	89,700,959	2,051,715	SH		SOLE		1,344,771	0	706,944
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	1,959,896	27,476	SH		SOLE		21,376	0	6,100
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	4,175,479	67,466	SH		SOLE		47,576	0	19,890
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,895,602	10,377	SH		SOLE		833	0	9,544
VANGUARD WORLD FDS	ENERGY ETF	92204A306	5,142,910	40,578	SH		SOLE		37,387	0	3,191
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	261,403	3,255	SH		SOLE		2,939	0	316
VANGUARD WORLD FDS	INF TECH ETF	92204A702	542,249	1,307	SH		SOLE		689	0	618
VISA INC	COM CL A	92826C839	1,163,851	5,060	SH		SOLE		4,540	0	520
WALMART INC	COM	931142103	861,972	5,390	SH		SOLE		3,886	0	1,504
WASTE MGMT INC DEL	COM	94106L109	5,674,178	37,222	SH		SOLE		30,754	0	6,468
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	324,865	8,668	SH		SOLE		8,064	0	604
WISDOMTREE TR	US AI ENHANCED	97717W406	439,740	4,943	SH		SOLE		4,943	0	0
WISDOMTREE TR	US MIDCAP FUND	97717W570	221,430	4,364	SH		SOLE		0	0	4,364
XCEL ENERGY INC	COM	98389B100	233,654	4,083	SH		SOLE		4,083	0	0
ZOETIS INC	CL A	98978V103	365,558	2,101	SH		SOLE		2,101	0	0