McKinley Carter Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	534,096	5,140	SH		SOLE		4,904	0	236
ABBVIE INC	COM	00287Y109	3,616,318	21,084	SH		SOLE		15,817	0	5,267
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,407,130	14,525	SH		SOLE		11,269	0	3,256
ACUITY BRANDS INC	COM	00508Y102	4,469,538	18,512	SH		SOLE		15,878	0	2,634
ADOBE INC	COM	00724F101	7,285,352	13,114	SH		SOLE		11,257	0	1,857
AIR PRODS & CHEMS INC	COM	009158106	2,075,718	8,044	SH		SOLE		6,011	0	2,033
ALLIANT ENERGY CORP	COM	018802108	240,248	4,720	SH		SOLE		3,716	0	1,004
ALPHABET INC	CAP STK CL A	02079K305	14,438,451	79,267	SH		SOLE		65,039	0	14,228
ALPHABET INC	CAP STK CL C	02079K107	1,052,464	5,738	SH		SOLE		3,263	0	2,475
ALPS ETF TR	ALERIAN MLP	00162Q452	226,455	4,720	SH		SOLE		4,720	0	0
AMAZON COM INC	COM	023135106	8,985,932	46,499	SH		SOLE		38,581	0	7,918
AMERICAN ELEC PWR CO INC	COM	025537101	392,750	4,476	SH		SOLE		3,602	0	874
AMERICAN WTR WKS CO INC NEW	COM	030420103	210,777	1,632	SH		SOLE		1,552	0	80
AMGEN INC	COM	031162100	473,172	1,514	SH		SOLE		1,055	0	459
APPLE INC	COM	037833100	30,603,600	145,302	SH		SOLE		93,932	0	51,370
APPLE INC	COM	037833100	589,736	2,800	PRN	Put	SOLE		0	0	2,800
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	278,451	272	SH		SOLE		267	0	5
ASTRAZENECA PLC	SPONSORED ADR	046353108	385,115	4,938	SH		SOLE		53	0	4,885
AT&T INC	COM	00206R102	404,301	21,156	SH		SOLE		11,549	0	9,607
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,658,741	11,139	SH		SOLE		5,865	0	5,274
BANK NEW YORK MELLON CORP	COM	064058100	212,131	3,542	SH		SOLE		1,542	0	2,000
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	3,061,205	5	SH		SOLE		5	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,320,880	3,247	SH		SOLE		2,238	0	1,009
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	10,805,237	206,997	SH		SOLE		119,454	0	87,543
BLACKROCK ETF TRUST II	HIGH YLD MUNI IN	092528108	243,178	10,741	SH		SOLE		7,684	0	3,057
BLACKROCK INC	COM	09247X101	307,132	390	SH		SOLE		378	0	12
BLACKSTONE INC	COM	09260D107	633,323	5,116	SH		SOLE		5,116	0	0
BROADCOM INC	COM	11135F101	16,881,712	10,515	SH		SOLE		8,793	0	1,722
BROADSTONE NET LEASE INC	COM	11135E203	189,457	11,938	SH		SOLE		11,938	0	0
CACI INTL INC	CL A	127190304	9,324,359	21,678	SH		SOLE		18,707	0	2,971
CATERPILLAR INC	COM	149123101	3,112,090	9,343	SH		SOLE		6,799	0	2,544
CHEVRON CORP NEW	COM	166764100	3,241,060	20,720	SH		SOLE		15,621	0	5,099
CINCINNATI FINL CORP	COM	172062101	294,581	2,494	SH		SOLE		2,356	0	138
CINTAS CORP	COM	172908105	806,404	1,152	SH		SOLE		1,152	0	0
CISCO SYS INC	COM	17275R102	310,502	6,536	SH		SOLE		3,207	0	3,329
CITY HLDG CO	COM	177835105	1,717,117	16,161	SH		SOLE		16,161	0	0
CLOROX CO DEL	COM	189054109	304,394	2,230	SH		SOLE		1,744	0	486
CME GROUP INC	COM	12572Q105	215,575	1,097	SH		SOLE		1,097	0	0
COCA COLA CO	COM	191216100	518,021	8,139	SH		SOLE		3,624	0	4,515
COLGATE PALMOLIVE CO	COM	194162103	449,697	4,634	SH		SOLE		2,403	0	2,231
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	4,506,245	141,173	SH		SOLE		130,641	0	10,532
COMCAST CORP NEW	CL A	20030N101	1,499,763	38,298	SH		SOLE		29,387	0	8,911
CORTEVA INC	COM	22052L104	396,917	7,358	SH		SOLE		6,699	0	659
COSTCO WHSL CORP NEW	COM	22160K105	15,495,357	18,230	SH		SOLE		14,862	0	3,368
CSX CORP	COM	126408103	781,526	23,364	SH		SOLE		21,528	0	1,836
DANAHER CORPORATION	COM	235851102	758,141	3,034	SH		SOLE		2,699	0	335
DICKS SPORTING GOODS INC	COM	253393102	429,700	2,000	SH		SOLE		0	0	2,000
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	7,186,690	138,552	SH		SOLE		49,368	0	89,184
DIREXION SHS ETF TR	NAS100 EQL WGT	25459Y207	1,604,993	18,086	SH		SOLE		11,019	0	7,067
DISNEY WALT CO	COM	254687106	538,463	5,423	SH		SOLE		2,131	0	3,292
DOW INC	COM	260557103	353,860	6,670	SH		SOLE		6,643	0	27
DTE ENERGY CO	COM	233331107	424,836	3,827	SH		SOLE		1,775	0	2,052
DUKE ENERGY CORP NEW	COM NEW	26441C204	468,829	4,678	SH		SOLE		4,517	0	161
EA SERIES TRUST	STRIVE 1000 GRWT	02072L615	232,325	5,829	SH		SOLE		5,829	0	0
EA SERIES TRUST	STRIVE 1000 VALU	02072L599	203,962	7,245	SH		SOLE		7,245	0	0
ECOLAB INC	COM	278865100	525,773	2,209	SH		SOLE		1,215	0	994
EDWARDS LIFESCIENCES CORP	COM	28176E108	509,975	5,521	SH		SOLE		5,521	0	0
ELEVANCE HEALTH INC	COM	036752103	212,951	393	SH		SOLE		329	0	64
ELI LILLY & CO	COM	532457108	5,584,923	6,169	SH		SOLE		6,160	0	9
EXTRA SPACE STORAGE INC	COM	30225T102	671,527	4,321	SH		SOLE		2,391	0	1,930
EXXON MOBIL CORP	COM	30231G102	1,768,742	15,364	SH		SOLE		11,369	0	3,995
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	17,082,147	380,195	SH		SOLE		242,953	0	137,242
FIRST COMWLTH FINL CORP PA	COM	319829107	172,625	12,500	SH		SOLE		12,500	0	0
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	972,182	8,411	SH		SOLE		5,755	0	2,656
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	536,943	2,620	SH		SOLE		0	0	2,620
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	1,280,755	8,317	SH		SOLE		7,169	0	1,148
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U703	284,836	11,712	SH		SOLE		4,457	0	7,255
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S.	33740U406	377,421	9,800	SH		SOLE		800	0	9,000
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S.	33740F854	230,128	6,080	SH		SOLE		0	0	6,080
FIRST TR EXCHNG TRADED FD VI	FT VEST UQ EQT	33740U505	1,257,183	29,546	SH		SOLE		10,827	0	18,719
FIRST TR EXCHNG TRADED FD VI	FT VEST UQ EQT	33740F672	916,197	23,866	SH		SOLE		5,471	0	18,395
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U208	501,502	10,888	SH		SOLE		0	0	10,888
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F862	617,694	14,013	SH		SOLE		3,581	0	10,432
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F763	294,403	6,292	SH		SOLE		1,500	0	4,792
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F680	662,374	16,934	SH		SOLE		3,684	0	13,250
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F748	1,068,073	23,921	SH		SOLE		3,995	0	19,926
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U307	943,418	21,559	SH		SOLE		4,659	0	16,900
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F623	343,250	7,908	SH		SOLE		2,438	0	5,470
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F722	1,293,926	26,734	SH		SOLE		1,430	0	25,304
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U885	897,920	23,012	SH		SOLE		320	0	22,692
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F599	918,975	22,646	SH		SOLE		4,128	0	18,518
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F839	972,756	23,485	SH		SOLE		5,885	0	17,600
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F615	674,280	18,730	SH		SOLE		1,500	0	17,230
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F847	2,783,301	60,465	SH		SOLE		32,560	0	27,905
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F664	1,542,588	37,135	SH		SOLE		6,630	0	30,505
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	1,114,662	5,645	SH		SOLE		0	0	5,645
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	1,718,713	42,177	SH		SOLE		15,353	0	26,824
FISERV INC	COM	337738108	9,086,522	60,967	SH		SOLE		51,537	0	9,430
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	350,945	8,743	SH		SOLE		2,651	0	6,092
GALLAGHER ARTHUR J & CO	COM	363576109	7,985,847	30,797	SH		SOLE		26,946	0	3,851
GENERAL DYNAMICS CORP	COM	369550108	2,004,257	6,908	SH		SOLE		5,030	0	1,878
GENUINE PARTS CO	COM	372460105	1,271,352	9,191	SH		SOLE		6,759	0	2,432
GILEAD SCIENCES INC	COM	375558103	215,024	3,134	SH		SOLE		7	0	3,127
GLOBAL PMTS INC	COM	37940X102	4,926,637	50,948	SH		SOLE		41,662	0	9,286
GRAINGER W W INC	COM	384802104	9,358,913	10,373	SH		SOLE		8,657	0	1,716
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	1,781,145	33,455	SH		SOLE		32,508	0	947
HCA HEALTHCARE INC	COM	40412C101	533,286	1,660	SH		SOLE		1,660	0	0
HERSHEY CO	COM	427866108	293,393	1,596	SH		SOLE		1,596	0	0
HOME DEPOT INC	COM	437076102	9,909,834	28,788	SH		SOLE		24,867	0	3,921
HUBBELL INC	COM	443510607	6,260,327	17,129	SH		SOLE		14,691	0	2,438
IDACORP INC	COM	451107106	223,281	2,397	SH		SOLE		1,888	0	509
ILLINOIS TOOL WKS INC	COM	452308109	1,951,836	8,237	SH		SOLE		6,526	0	1,711
INSPIREMD INC	COM	45779A846	24,953	10,000	SH		SOLE		0	0	10,000
INTEL CORP	COM	458140100	345,935	11,170	SH		SOLE		7,731	0	3,439
INTUIT	COM	461202103	11,973,707	18,219	SH		SOLE		15,451	0	2,768
INTUITIVE SURGICAL INC	COM NEW	46120E602	330,524	743	SH		SOLE		743	0	0
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	1,229,493	44,115	SH		SOLE		34,531	0	9,584
INVESCO EXCH TRADED FD TR II	S&P INTL QULTY	46138E214	1,008,721	33,160	SH		SOLE		30,471	0	2,689
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	347,515	5,351	SH		SOLE		5,173	0	178
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	325,230	3,166	SH		SOLE		3,166	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL MAT	46137V316	898,362	26,047	SH		SOLE		0	0	26,047
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,581,195	9,625	SH		SOLE		68	0	9,557
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	1,381,169	21,737	SH		SOLE		17,120	0	4,617
INVESCO QQQ TR	UNIT SER 1	46090E103	4,748,238	9,911	SH		SOLE		1,163	0	8,748
ISHARES INC	CORE MSCI EMKT	46434G103	19,940,893	372,518	SH		SOLE		243,504	0	129,014
ISHARES INC	ESG AWR MSCI EM	46434G863	816,962	24,365	SH		SOLE		18,311	0	6,054
ISHARES INC	MSCI EMRG CHN	46434G764	56,850,230	960,308	SH		SOLE		628,332	0	331,976
ISHARES TR	AGGRES ALLOC ETF	464289859	753,081	10,071	SH		SOLE		8,403	0	1,668
ISHARES TR	BROAD USD HIGH	46435U853	4,064,203	112,023	SH		SOLE		67,372	0	44,651
ISHARES TR	CORE 1 5 YR USD	46432F859	9,129,846	192,735	SH		SOLE		105,150	0	87,585
ISHARES TR	CORE DIV GRWTH	46434V621	1,718,046	29,822	SH		SOLE		19,892	0	9,930
ISHARES TR	CORE MSCI EAFE	46432F842	59,574,612	820,135	SH		SOLE		513,659	0	306,476
ISHARES TR	CORE S&P MCP ETF	464287507	15,282,389	261,148	SH		SOLE		163,395	0	97,753
ISHARES TR	CORE S&P SCP ETF	464287804	14,436,158	135,347	SH		SOLE		89,116	0	46,231
ISHARES TR	CORE S&P TTL STK	464287150	272,284	2,292	SH		SOLE		0	0	2,292
ISHARES TR	CORE S&P500 ETF	464287200	97,385,069	177,960	SH		SOLE		108,950	0	69,010
ISHARES TR	CORE US AGGBD ET	464287226	89,721,186	924,294	SH		SOLE		568,102	0	356,192
ISHARES TR	EAFE GRWTH ETF	464288885	28,474,283	278,341	SH		SOLE		182,505	0	95,836
ISHARES TR	ESG ADVNCD HY BD	46435G441	314,890	6,971	SH		SOLE		5,700	0	1,271
ISHARES TR	ESG AW MSCI EAFE	46435G516	3,040,891	38,600	SH		SOLE		29,027	0	9,573
ISHARES TR	ESG AWARE MSCI	46435U663	330,772	8,591	SH		SOLE		6,719	0	1,872
ISHARES TR	ESG AWR MSCI USA	46435G425	4,908,001	41,133	SH		SOLE		30,771	0	10,362
ISHARES TR	ESG AWRE 1 5 YR	46435G243	570,197	23,283	SH		SOLE		17,731	0	5,552
ISHARES TR	ESG AWRE USD ETF	46435G193	587,954	25,878	SH		SOLE		19,841	0	6,037
ISHARES TR	ESG SCRD S&P MID	46436E551	654,121	16,531	SH		SOLE		12,286	0	4,245
ISHARES TR	EXPONENTIAL TECH	46434V381	627,775	10,671	SH		SOLE		7,071	0	3,600
ISHARES TR	GLB CNSM STP ETF	464288737	1,423,345	23,679	SH		SOLE		7,879	0	15,800
ISHARES TR	GLOBAL 100 ETF	464287572	272,936	2,826	SH		SOLE		0	0	2,826
ISHARES TR	GLOBAL TECH ETF	464287291	249,206	3,009	SH		SOLE		0	0	3,009
ISHARES TR	GRWT ALLOCAT ETF	464289867	825,029	14,649	SH		SOLE		12,254	0	2,395
ISHARES TR	HDG MSCI EAFE	46434V803	625,395	17,590	SH		SOLE		0	0	17,590
ISHARES TR	IBOXX INV CP ETF	464287242	494,691	4,618	SH		SOLE		0	0	4,618
ISHARES TR	INTERNATIONAL SL	46434V266	12,445,035	386,136	SH		SOLE		252,085	0	134,051
ISHARES TR	ISHARES SEMICDTR	464287523	396,893	1,609	SH		SOLE		1,609	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	23,948,997	467,389	SH		SOLE		273,909	0	193,480
ISHARES TR	MBS ETF	464288588	7,441,375	81,052	SH		SOLE		47,330	0	33,722
ISHARES TR	MODERT ALLOC ETF	464289875	352,665	8,200	SH		SOLE		2,132	0	6,068
ISHARES TR	MRGSTR MD CP GRW	464288307	558,764	8,247	SH		SOLE		2,036	0	6,211
ISHARES TR	MSCI ACWI ETF	464288257	202,209	1,799	SH		SOLE		208	0	1,591
ISHARES TR	MSCI EAFE ETF	464287465	5,552,787	70,890	SH		SOLE		61,925	0	8,965
ISHARES TR	MSCI EMG MKT ETF	464287234	604,480	14,193	SH		SOLE		11,508	0	2,685
ISHARES TR	MSCI USA MIN VOL	46429B697	397,101	4,730	SH		SOLE		0	0	4,730
ISHARES TR	MSCI USA MMENTM	46432F396	1,435,050	7,364	SH		SOLE		3,716	0	3,648
ISHARES TR	MSCI USA QLT FCT	46432F339	3,248,082	19,021	SH		SOLE		14,598	0	4,423
ISHARES TR	MSCI USA VALUE	46432F388	467,329	4,517	SH		SOLE		0	0	4,517
ISHARES TR	NATIONAL MUN ETF	464288414	13,990,610	131,306	SH		SOLE		113,561	0	17,745
ISHARES TR	RUS 1000 ETF	464287622	96,423,498	324,069	SH		SOLE		139,735	0	184,334
ISHARES TR	RUS 1000 GRW ETF	464287614	20,090,943	55,118	SH		SOLE		26,274	0	28,844
ISHARES TR	RUS 1000 VAL ETF	464287598	4,260,732	24,421	SH		SOLE		4,568	0	19,853
ISHARES TR	RUS 2000 GRW ETF	464287648	1,546,302	5,890	SH		SOLE		1,138	0	4,752
ISHARES TR	RUS 2000 VAL ETF	464287630	993,892	6,526	SH		SOLE		3,551	0	2,975
ISHARES TR	RUS MD CP GR ETF	464287481	4,021,193	36,440	SH		SOLE		22,538	0	13,902
ISHARES TR	RUS MDCP VAL ETF	464287473	553,715	4,586	SH		SOLE		2,189	0	2,397
ISHARES TR	RUS MID CAP ETF	464287499	2,186,210	26,964	SH		SOLE		16,960	0	10,004
ISHARES TR	RUS TOP 200 ETF	464289446	52,750,387	393,807	SH		SOLE		214,616	0	179,191
ISHARES TR	RUS TP200 GR ETF	464289438	523,429	2,440	SH		SOLE		0	0	2,440
ISHARES TR	RUS TP200 VL ETF	464289420	1,073,304	14,345	SH		SOLE		8,907	0	5,438
ISHARES TR	RUSSELL 2000 ETF	464287655	6,888,372	33,951	SH		SOLE		24,200	0	9,751
ISHARES TR	S&P 100 ETF	464287101	5,023,444	19,007	SH		SOLE		8,515	0	10,492
ISHARES TR	S&P 500 GRWT ETF	464287309	904,588	9,775	SH		SOLE		1,565	0	8,210
ISHARES TR	S&P 500 VAL ETF	464287408	55,295,479	303,805	SH		SOLE		127,004	0	176,801
ISHARES TR	S&P SML 600 GWT	464287887	1,622,842	12,636	SH		SOLE		2,466	0	10,170
ISHARES TR	SHRT NAT MUN ETF	464288158	1,675,650	16,027	SH		SOLE		14,994	0	1,033
ISHARES TR	SP SMCP600VL ETF	464287879	3,030,108	31,152	SH		SOLE		7,549	0	23,603
ISHARES TR	US TREAS BD ETF	46429B267	27,151,076	1,202,972	SH		SOLE		737,039	0	465,933
ISHARES TR	USD INV GRDE ETF	464288620	9,180,608	182,844	SH		SOLE		105,112	0	77,732
J P MORGAN EXCHANGE TRADED F	USD EMRNG MKT	46641Q746	3,626,618	93,782	SH		SOLE		58,425	0	35,357
JACOBS SOLUTIONS INC	COM	46982L108	7,554,718	54,074	SH		SOLE		45,142	0	8,932
JOHNSON & JOHNSON	COM	478160104	2,805,476	19,195	SH		SOLE		13,980	0	5,215
JPMORGAN CHASE & CO.	COM	46625H100	4,918,744	24,319	SH		SOLE		19,332	0	4,987
KIMBERLY-CLARK CORP	COM	494368103	298,766	2,162	SH		SOLE		2,162	0	0
KRAFT HEINZ CO	COM	500754106	334,799	10,391	SH		SOLE		9,976	0	415
LINDE PLC	SHS	G54950103	7,668,381	17,475	SH		SOLE		15,060	0	2,415
LOCKHEED MARTIN CORP	COM	539830109	3,060,128	6,551	SH		SOLE		4,485	0	2,066
LOWES COS INC	COM	548661107	2,822,948	12,805	SH		SOLE		10,101	0	2,704
MASTERCARD INCORPORATED	CL A	57636Q104	9,051,887	20,518	SH		SOLE		17,628	0	2,890
MCDONALDS CORP	COM	580135101	3,162,358	12,409	SH		SOLE		9,062	0	3,347
MCKESSON CORP	COM	58155Q103	7,848,670	13,439	SH		SOLE		11,671	0	1,768
MEDTRONIC PLC	SHS	G5960L103	1,432,544	18,200	SH		SOLE		13,118	0	5,082
MERCK & CO INC	COM	58933Y105	2,608,129	21,067	SH		SOLE		16,429	0	4,638
META PLATFORMS INC	CL A	30303M102	2,807,768	5,569	SH		SOLE		4,052	0	1,517
MICROSOFT CORP	COM	594918104	19,836,872	44,383	SH		SOLE		33,560	0	10,823
MONDELEZ INTL INC	CL A	609207105	1,649,117	25,200	SH		SOLE		18,282	0	6,918
MONSTER BEVERAGE CORP NEW	COM	61174X109	4,896,249	98,023	SH		SOLE		87,550	0	10,473
MORGAN STANLEY	COM NEW	617446448	1,805,815	18,580	SH		SOLE		14,768	0	3,812
MVB FINL CORP	COM	553810102	482,329	25,876	SH		SOLE		25,876	0	0
NETFLIX INC	COM	64110L106	5,338,976	7,911	SH		SOLE		6,603	0	1,308
NEXTERA ENERGY INC	COM	65339F101	721,979	10,196	SH		SOLE		4,456	0	5,740
NIKE INC	CL B	654106103	374,593	4,970	SH		SOLE		2,499	0	2,471
NISOURCE INC	COM	65473P105	266,723	9,258	SH		SOLE		7,383	0	1,875
NORFOLK SOUTHN CORP	COM	655844108	293,780	1,368	SH		SOLE		1,368	0	0
NOVO-NORDISK A S	ADR	670100205	9,072,402	63,559	SH		SOLE		55,769	0	7,790
NVIDIA CORPORATION	COM	67066G104	3,270,717	26,475	SH		SOLE		23,813	0	2,662
NXP SEMICONDUCTORS N V	COM	N6596X109	316,989	1,178	SH		SOLE		1,178	0	0
ORACLE CORP	COM	68389X105	838,366	5,937	SH		SOLE		1,162	0	4,775
OREILLY AUTOMOTIVE INC	COM	67103H107	9,500,316	8,996	SH		SOLE		7,944	0	1,052
PACER FDS TR	US CASH COWS 100	69374H881	3,571,257	65,540	SH		SOLE		17,095	0	48,445
PACKAGING CORP AMER	COM	695156109	640,969	3,511	SH		SOLE		2,976	0	535
PAYCHEX INC	COM	704326107	394,802	3,330	SH		SOLE		3,330	0	0
PEPSICO INC	COM	713448108	6,806,736	41,270	SH		SOLE		15,631	0	25,639
PFIZER INC	COM	717081103	342,654	12,246	SH		SOLE		10,095	0	2,151
PHILIP MORRIS INTL INC	COM	718172109	243,216	2,400	SH		SOLE		2,394	0	6
PIMCO ETF TR	INTER MUN BD ACT	72201R866	13,345,850	256,355	SH		SOLE		210,995	0	45,360
PRICE T ROWE GROUP INC	COM	74144T108	1,478,955	12,826	SH		SOLE		9,966	0	2,860
PROCTER AND GAMBLE CO	COM	742718109	5,623,586	34,099	SH		SOLE		22,538	0	11,561
PROGRESSIVE CORP	COM	743315103	1,415,140	6,813	SH		SOLE		5,725	0	1,088
PROLOGIS INC.	COM	74340W103	591,163	5,264	SH		SOLE		5,264	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	364,321	3,790	SH		SOLE		2,757	0	1,033
ROPER TECHNOLOGIES INC	COM	776696106	279,576	496	SH		SOLE		415	0	81
RTX CORPORATION	COM	75513E101	403,869	4,023	SH		SOLE		3,240	0	783
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	321,035	12,087	SH		SOLE		2,726	0	9,361
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	26,853,998	766,600	SH		SOLE		510,971	0	255,629
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	8,290,511	215,786	SH		SOLE		189,789	0	25,997
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	265,561	3,415	SH		SOLE		8	0	3,407
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	963,017	14,989	SH		SOLE		10,167	0	4,822
SELECT SECTOR SPDR TR	ENERGY	81369Y506	650,611	7,138	SH		SOLE		5,244	0	1,894
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	16,907,268	411,269	SH		SOLE		269,687	0	141,582
SELECT SECTOR SPDR TR	INDL	81369Y704	271,358	2,227	SH		SOLE		2,091	0	136
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	6,054,603	79,062	SH		SOLE		49,945	0	29,117
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	17,350,793	119,045	SH		SOLE		76,732	0	42,313
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	23,925,108	105,756	SH		SOLE		70,227	0	35,529
SHERWIN WILLIAMS CO	COM	824348106	253,666	850	SH		SOLE		280	0	570
SILA REALTY TRUST INC	COMMON STOCK	146280508	492,034	23,242	SH		SOLE		23,242	0	0
SOUTHERN CO	COM	842587107	485,524	6,259	SH		SOLE		2,254	0	4,005
SPDR GOLD TR	GOLD SHS	78463V107	312,840	1,455	SH		SOLE		609	0	846
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,393,570	68,232	SH		SOLE		59,728	0	8,504
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,128,832	83,059	SH		SOLE		69,429	0	13,630
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,843,155	3,387	SH		SOLE		1,688	0	1,699
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,694,599	3,167	SH		SOLE		1,315	0	1,852
SPDR SER TR	AEROSPACE DEF	78464A631	377,807	2,699	SH		SOLE		255	0	2,444
SPDR SER TR	PORTFLI INTRMDIT	78464A672	285,338	10,183	SH		SOLE		464	0	9,719
SPDR SER TR	PORTFOLI S&P1500	78464A805	392,726	5,919	SH		SOLE		0	0	5,919
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,218,026	23,743	SH		SOLE		11,568	0	12,175
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,335,223	98,988	SH		SOLE		72,088	0	26,900
SPDR SER TR	PORTFOLIO S&P600	78468R853	293,356	7,064	SH		SOLE		6,349	0	715
SPDR SER TR	PRTFLO S&P500 GW	78464A409	485,509	6,059	SH		SOLE		720	0	5,339
SPDR SER TR	S&P 600 SMCP GRW	78464A201	257,838	3,003	SH		SOLE		0	0	3,003
SPDR SER TR	S&P 600 SMCP VAL	78464A300	289,904	3,702	SH		SOLE		0	0	3,702
STARBUCKS CORP	COM	855244109	2,465,104	31,665	SH		SOLE		25,752	0	5,913
SYSCO CORP	COM	871829107	1,400,226	19,614	SH		SOLE		14,702	0	4,912
TARGET CORP	COM	87612E106	417,702	2,822	SH		SOLE		2,090	0	732
TESLA INC	COM	88160R101	829,316	4,191	SH		SOLE		2,059	0	2,132
TEXAS INSTRS INC	COM	882508104	2,298,132	11,814	SH		SOLE		7,310	0	4,504
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,524,770	4,566	SH		SOLE		4,097	0	469
TJX COS INC NEW	COM	872540109	9,471,991	86,031	SH		SOLE		71,573	0	14,458
TRACTOR SUPPLY CO	COM	892356106	2,407,261	8,916	SH		SOLE		7,126	0	1,790
TRAVELERS COMPANIES INC	COM	89417E109	308,280	1,516	SH		SOLE		1,361	0	155
TRUIST FINL CORP	COM	89832Q109	793,174	20,416	SH		SOLE		20,416	0	0
UNITED BANKSHARES INC WEST V	COM	909907107	760,943	23,457	SH		SOLE		22,526	0	931
UNITED PARCEL SERVICE INC	CL B	911312106	1,423,844	10,404	SH		SOLE		7,321	0	3,083
UNITEDHEALTH GROUP INC	COM	91324P102	9,572,128	18,796	SH		SOLE		16,132	0	2,664
US BANCORP DEL	COM NEW	902973304	1,550,534	39,056	SH		SOLE		29,182	0	9,874
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	612,427	21,641	SH		SOLE		0	0	21,641
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	688,716	6,949	SH		SOLE		1,192	0	5,757
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	12,906,957	179,139	SH		SOLE		125,758	0	53,381
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	258,126	5,304	SH		SOLE		0	0	5,304
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,272,974	19,446	SH		SOLE		3,904	0	15,542
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,612,593	6,661	SH		SOLE		2,372	0	4,289
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	273,309	3,263	SH		SOLE		913	0	2,350
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,084,234	4,167	SH		SOLE		959	0	3,208
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,063,635	16,785	SH		SOLE		780	0	16,005
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,572,227	11,797	SH		SOLE		9,471	0	2,326
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	3,010,814	12,037	SH		SOLE		0	0	12,037
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,626,913	6,082	SH		SOLE		1,729	0	4,353
VANGUARD INDEX FDS	VALUE ETF	922908744	1,674,200	10,437	SH		SOLE		1,785	0	8,652
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	4,743,680	80,895	SH		SOLE		47,793	0	33,102
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	736,377	16,828	SH		SOLE		12,480	0	4,348
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	6,566	58	SH		SOLE		0	0	58
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,396,839	12,402	SH		SOLE		10,943	0	1,459
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	17,574,657	350,722	SH		SOLE		305,253	0	45,469
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	252,602	4,338	SH		SOLE		144	0	4,194
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	2,143,214	27,735	SH		SOLE		21,821	0	5,914
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	466,598	2,556	SH		SOLE		927	0	1,629
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	79,963,791	1,618,045	SH		SOLE		1,099,195	0	518,850
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	2,463,826	30,313	SH		SOLE		23,734	0	6,579
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	5,330,707	77,786	SH		SOLE		57,172	0	20,614
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	1,830,486	9,016	SH		SOLE		2,443	0	6,573
VANGUARD WORLD FD	ENERGY ETF	92204A306	6,109,249	47,889	SH		SOLE		43,097	0	4,792
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	314,623	3,150	SH		SOLE		2,857	0	293
VANGUARD WORLD FD	INF TECH ETF	92204A702	925,145	1,605	SH		SOLE		987	0	618
VERIZON COMMUNICATIONS INC	COM	92343V104	241,918	5,866	SH		SOLE		3,884	0	1,982
VISA INC	COM CL A	92826C839	2,267,512	8,639	SH		SOLE		8,264	0	375
WALMART INC	COM	931142103	1,099,256	16,235	SH		SOLE		11,661	0	4,574
WASTE MGMT INC DEL	COM	94106L109	9,338,718	43,774	SH		SOLE		36,378	0	7,396
WELLS FARGO CO NEW	COM	949746101	208,816	3,516	SH		SOLE		1,021	0	2,495
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	364,930	8,426	SH		SOLE		7,822	0	604
WISDOMTREE TR	US AI ENHANCED	97717W406	425,744	4,266	SH		SOLE		3,416	0	850
WISDOMTREE TR	US MIDCAP FUND	97717W570	252,196	4,364	SH		SOLE		0	0	4,364
ZOETIS INC	CL A	98978V103	358,534	2,068	SH		SOLE		2,068	0	0