McKinley Carter Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	578,429	5,073	SH		SOLE		4,836	0	237
ABBVIE INC	COM	00287Y109	4,192,885	21,232	SH		SOLE		16,206	0	5,026
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	5,024,844	14,215	SH		SOLE		10,948	0	3,267
ACUITY BRANDS INC	COM	00508Y102	5,861,647	21,285	SH		SOLE		18,343	0	2,942
ADOBE INC	COM	00724F101	6,590,853	12,729	SH		SOLE		10,841	0	1,888
AIR PRODS & CHEMS INC	COM	009158106	2,410,464	8,096	SH		SOLE		6,123	0	1,973
ALLIANT ENERGY CORP	COM	018802108	286,457	4,720	SH		SOLE		3,716	0	1,004
ALPHABET INC	CAP STK CL A	02079K305	13,288,353	80,123	SH		SOLE		63,484	0	16,639
ALPHABET INC	CAP STK CL C	02079K107	957,330	5,726	SH		SOLE		3,263	0	2,463
ALPS ETF TR	ALERIAN MLP	00162Q452	222,443	4,720	SH		SOLE		4,720	0	0
AMAZON COM INC	COM	023135106	8,976,448	48,175	SH		SOLE		38,380	0	9,795
AMENTUM HOLDINGS INC	COM	023939101	1,764,317	54,707	SH		SOLE		42,773	0	11,934
AMERICAN ELEC PWR CO INC	COM	025537101	458,572	4,470	SH		SOLE		3,596	0	874
AMERICAN WTR WKS CO INC NEW	COM	030420103	238,504	1,631	SH		SOLE		1,551	0	80
AMGEN INC	COM	031162100	488,993	1,518	SH		SOLE		1,059	0	459
APPLE INC	COM	037833100	33,812,892	145,120	SH		SOLE		93,118	0	52,002
APPLE INC	COM	037833100	77,589	333	SH		SOLE		0	0	333
APPLE INC	COM	037833100	629,100	2,700	PRN	Put	SOLE		0	0	2,700
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	226,863	272	SH		SOLE		267	0	5
ASTRAZENECA PLC	SPONSORED ADR	046353108	384,720	4,938	SH		SOLE		53	0	4,885
AT&T INC	COM	00206R102	463,986	21,090	SH		SOLE		11,478	0	9,612
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,169,786	11,454	SH		SOLE		6,473	0	4,981
BANK NEW YORK MELLON CORP	COM	064058100	2,185,479	30,413	SH		SOLE		21,931	0	8,482
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	3,455,900	5	SH		SOLE		5	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,463,627	3,180	SH		SOLE		2,171	0	1,009
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	15,189	33	SH		SOLE		0	0	33
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	11,947,301	223,189	SH		SOLE		135,235	0	87,954
BLACKROCK ETF TRUST II	HIGH YLD MUNI IN	092528108	254,533	10,981	SH		SOLE		7,924	0	3,057
BLACKROCK INC	COM	09247X101	370,402	390	SH		SOLE		378	0	12
BLACKSTONE INC	COM	09260D107	751,823	4,910	SH		SOLE		4,910	0	0
BROADCOM INC	COM	11135F101	17,428,711	101,036	SH		SOLE		79,413	0	21,623
BROADSTONE NET LEASE INC	COM	11135E203	226,226	11,938	SH		SOLE		11,938	0	0
CACI INTL INC	CL A	127190304	10,724,726	21,256	SH		SOLE		17,356	0	3,900
CATERPILLAR INC	COM	149123101	3,650,869	9,334	SH		SOLE		6,808	0	2,526
CHEVRON CORP NEW	COM	166764100	5,155	35	SH		SOLE		0	0	35
CHEVRON CORP NEW	COM	166764100	3,105,326	21,086	SH		SOLE		13,274	0	7,812
CINCINNATI FINL CORP	COM	172062101	339,801	2,496	SH		SOLE		2,356	0	140
CINTAS CORP	COM	172908105	947,524	4,602	SH		SOLE		4,602	0	0
CISCO SYS INC	COM	17275R102	333,130	6,259	SH		SOLE		2,930	0	3,329
CISCO SYS INC	COM	17275R102	4,418	83	SH		SOLE		0	0	83
CITY HLDG CO	COM	177835105	1,899,139	16,178	SH		SOLE		16,178	0	0
CLOROX CO DEL	COM	189054109	248,880	1,528	SH		SOLE		1,308	0	220
CLOROX CO DEL	COM	189054109	3,259	20	SH		SOLE		0	0	20
CME GROUP INC	COM	12572Q105	236,537	1,072	SH		SOLE		1,072	0	0
COCA COLA CO	COM	191216100	725,382	10,094	SH		SOLE		6,389	0	3,705
COLGATE PALMOLIVE CO	COM	194162103	481,070	4,634	SH		SOLE		2,403	0	2,231
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	4,338,847	132,808	SH		SOLE		103,263	0	29,545
COMCAST CORP NEW	CL A	20030N101	1,726,957	41,344	SH		SOLE		31,969	0	9,375
CONSOLIDATED EDISON INC	COM	209115104	205,449	1,973	SH		SOLE		273	0	1,700
CORTEVA INC	COM	22052L104	432,577	7,358	SH		SOLE		500	0	6,858
COSTCO WHSL CORP NEW	COM	22160K105	15,727,461	17,741	SH		SOLE		13,773	0	3,968
CSX CORP	COM	126408103	806,759	23,364	SH		SOLE		21,528	0	1,836
DANAHER CORPORATION	COM	235851102	819,693	2,948	SH		SOLE		2,613	0	335
DICKS SPORTING GOODS INC	COM	253393102	417,400	2,000	SH		SOLE		0	0	2,000
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	8,442,980	151,770	SH		SOLE		55,823	0	95,947
DISNEY WALT CO	COM	254687106	513,475	5,338	SH		SOLE		2,131	0	3,207
DOW INC	COM	260557103	364,643	6,675	SH		SOLE		1,699	0	4,976
DTE ENERGY CO	COM	233331107	491,426	3,827	SH		SOLE		1,775	0	2,052
DUKE ENERGY CORP NEW	COM NEW	26441C204	540,331	4,686	SH		SOLE		4,625	0	61
EA SERIES TRUST	STRIVE 1000 GRWT	02072L615	238,197	5,730	SH		SOLE		5,730	0	0
EA SERIES TRUST	STRIVE 1000 VALU	02072L599	219,762	7,245	SH		SOLE		7,245	0	0
ECOLAB INC	COM	278865100	534,164	2,092	SH		SOLE		1,098	0	994
EDWARDS LIFESCIENCES CORP	COM	28176E108	364,331	5,521	SH		SOLE		5,521	0	0
ELEVANCE HEALTH INC	COM	036752103	204,360	393	SH		SOLE		329	0	64
ELI LILLY & CO	COM	532457108	5,465,909	6,170	SH		SOLE		6,161	0	9
EVERSOURCE ENERGY	COM	30040W108	225,518	3,314	SH		SOLE		3,314	0	0
EXTRA SPACE STORAGE INC	COM	30225T102	778,601	4,321	SH		SOLE		2,391	0	1,930
EXXON MOBIL CORP	COM	30231G102	1,784,122	15,220	SH		SOLE		6,526	0	8,694
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	63,354,041	1,355,457	SH		SOLE		899,589	0	455,868
FIRST COMWLTH FINL CORP PA	COM	319829107	214,375	12,500	SH		SOLE		12,500	0	0
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	1,059,539	8,326	SH		SOLE		3,665	0	4,661
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	554,995	2,620	SH		SOLE		0	0	2,620
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	1,429,964	8,317	SH		SOLE		7,169	0	1,148
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U703	548,677	21,912	SH		SOLE		4,457	0	17,455
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S.	33740F854	237,911	6,080	SH		SOLE		0	0	6,080
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S.	33740U406	387,002	9,800	SH		SOLE		800	0	9,000
FIRST TR EXCHNG TRADED FD VI	FT VEST UQ EQT	33740U505	1,344,775	30,716	SH		SOLE		10,827	0	19,889
FIRST TR EXCHNG TRADED FD VI	FT VEST UQ EQT	33740F672	931,483	23,866	SH		SOLE		5,471	0	18,395
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U307	1,069,977	23,809	SH		SOLE		4,659	0	19,150
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F623	353,646	7,908	SH		SOLE		2,438	0	5,470
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F680	678,207	16,934	SH		SOLE		3,684	0	13,250
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F722	1,350,602	26,734	SH		SOLE		1,430	0	25,304
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F862	656,467	14,349	SH		SOLE		3,581	0	10,768
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F748	1,112,566	23,921	SH		SOLE		3,995	0	19,926
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F664	1,555,618	36,815	SH		SOLE		6,630	0	30,185
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U885	930,376	23,012	SH		SOLE		320	0	22,692
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U208	695,382	14,454	SH		SOLE		2,160	0	12,294
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F599	1,060,346	25,091	SH		SOLE		4,128	0	20,963
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F847	2,852,540	60,465	SH		SOLE		32,560	0	27,905
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F839	990,363	23,485	SH		SOLE		5,885	0	17,600
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F763	305,540	6,292	SH		SOLE		1,500	0	4,792
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F615	699,379	18,730	SH		SOLE		1,500	0	17,230
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	1,079,945	5,645	SH		SOLE		0	0	5,645
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	1,912,537	42,043	SH		SOLE		17,206	0	24,837
FISERV INC	COM	337738108	10,841,770	60,349	SH		SOLE		48,865	0	11,484
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	350,502	8,497	SH		SOLE		2,651	0	5,846
GALLAGHER ARTHUR J & CO	COM	363576109	8,663,213	30,789	SH		SOLE		25,473	0	5,316
GENERAL DYNAMICS CORP	COM	369550108	2,167,001	7,171	SH		SOLE		5,354	0	1,817
GENUINE PARTS CO	COM	372460105	1,364,620	9,770	SH		SOLE		7,309	0	2,461
GILEAD SCIENCES INC	COM	375558103	262,168	3,127	SH		SOLE		0	0	3,127
GLOBAL PMTS INC	COM	37940X102	5,324,547	51,987	SH		SOLE		42,688	0	9,299
GLOBAL X FDS	X EMERGING MKT	37954Y350	294,448	12,535	SH		SOLE		2,713	0	9,822
GRAINGER W W INC	COM	384802104	10,735,372	10,334	SH		SOLE		8,232	0	2,102
GRAYSCALE BITCOIN MINI TR BT	SHS	389930108	185,847	33,010	SH		SOLE		32,063	0	947
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	1,689,478	33,455	SH		SOLE		32,508	0	947
HCA HEALTHCARE INC	COM	40412C101	674,967	1,661	SH		SOLE		1,661	0	0
HERSHEY CO	COM	427866108	306,081	1,596	SH		SOLE		1,596	0	0
HOME DEPOT INC	COM	437076102	11,750,758	29,000	SH		SOLE		24,273	0	4,727
HUBBELL INC	COM	443510607	7,479,473	17,461	SH		SOLE		14,294	0	3,167
IDACORP INC	COM	451107106	247,107	2,397	SH		SOLE		1,888	0	509
ILLINOIS TOOL WKS INC	COM	452308109	1,977,231	7,545	SH		SOLE		5,850	0	1,695
INSPIREMD INC	COM	45779A846	26,800	10,000	SH		SOLE		0	0	10,000
INTEL CORP	COM	458140100	234,296	9,987	SH		SOLE		7,842	0	2,145
INTUIT	COM	461202103	11,289,577	18,180	SH		SOLE		14,728	0	3,452
INTUITIVE SURGICAL INC	COM NEW	46120E602	365,014	743	SH		SOLE		743	0	0
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	1,121,233	36,919	SH		SOLE		27,326	0	9,593
INVESCO EXCH TRADED FD TR II	S&P INTL QULTY	46138E214	1,059,157	33,349	SH		SOLE		30,270	0	3,079
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	219,745	3,064	SH		SOLE		2,886	0	178
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	324,621	2,824	SH		SOLE		424	0	2,400
INVESCO EXCHANGE TRADED FD T	S&P500 EQL MAT	46137V316	973,395	26,047	SH		SOLE		0	0	26,047
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,588,433	8,866	SH		SOLE		529	0	8,337
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	1,442,463	21,443	SH		SOLE		16,969	0	4,474
INVESCO QQQ TR	UNIT SER 1	46090E103	4,743,882	9,720	SH		SOLE		1,160	0	8,560
ISHARES INC	CORE MSCI EMKT	46434G103	21,877,980	381,083	SH		SOLE		253,119	0	127,964
ISHARES INC	ESG AWR MSCI EM	46434G863	900,750	24,739	SH		SOLE		18,790	0	5,949
ISHARES INC	MSCI EMRG CHN	46434G764	52,969,398	866,788	SH		SOLE		551,982	0	314,806
ISHARES TR	AGGRES ALLOC ETF	464289859	866,911	10,986	SH		SOLE		8,573	0	2,413
ISHARES TR	BROAD USD HIGH	46435U853	4,408,057	117,080	SH		SOLE		71,318	0	45,762
ISHARES TR	CORE 1 5 YR USD	46432F859	9,737,062	200,022	SH		SOLE		113,146	0	86,876
ISHARES TR	CORE DIV GRWTH	46434V621	1,840,192	29,354	SH		SOLE		20,129	0	9,225
ISHARES TR	CORE MSCI EAFE	46432F842	65,585,811	840,305	SH		SOLE		536,320	0	303,985
ISHARES TR	CORE S&P MCP ETF	464287507	16,650,004	267,170	SH		SOLE		171,404	0	95,766
ISHARES TR	CORE S&P SCP ETF	464287804	17,912,920	153,154	SH		SOLE		103,525	0	49,629
ISHARES TR	CORE S&P TTL STK	464287150	287,963	2,292	SH		SOLE		0	0	2,292
ISHARES TR	CORE S&P500 ETF	464287200	103,725,643	179,823	SH		SOLE		112,223	0	67,600
ISHARES TR	CORE US AGGBD ET	464287226	64,825,973	640,130	SH		SOLE		395,123	0	245,007
ISHARES TR	EAFE GRWTH ETF	464288885	33,961,859	315,484	SH		SOLE		197,746	0	117,738
ISHARES TR	ESG AW MSCI EAFE	46435G516	3,271,922	38,873	SH		SOLE		29,553	0	9,320
ISHARES TR	ESG AWARE MSCI	46435U663	377,420	9,025	SH		SOLE		7,133	0	1,892
ISHARES TR	ESG AWR MSCI USA	46435G425	5,242,157	41,545	SH		SOLE		31,386	0	10,159
ISHARES TR	ESG AWRE 1 5 YR	46435G243	623,791	24,793	SH		SOLE		19,153	0	5,640
ISHARES TR	ESG AWRE USD ETF	46435G193	635,616	26,718	SH		SOLE		20,425	0	6,293
ISHARES TR	ESG SCRD S&P MID	46436E551	711,471	16,824	SH		SOLE		12,651	0	4,173
ISHARES TR	EXPONENTIAL TECH	46434V381	430,483	7,071	SH		SOLE		7,071	0	0
ISHARES TR	GLB CNSM STP ETF	464288737	1,392,585	21,180	SH		SOLE		5,540	0	15,640
ISHARES TR	GLOBAL 100 ETF	464287572	280,227	2,826	SH		SOLE		0	0	2,826
ISHARES TR	GLOBAL TECH ETF	464287291	248,333	3,009	SH		SOLE		0	0	3,009
ISHARES TR	GRWT ALLOCAT ETF	464289867	893,660	15,085	SH		SOLE		12,929	0	2,156
ISHARES TR	HDG MSCI EAFE	46434V803	548,036	15,473	SH		SOLE		3,792	0	11,681
ISHARES TR	IBOXX INV CP ETF	464287242	521,753	4,618	SH		SOLE		0	0	4,618
ISHARES TR	INTERNATIONAL SL	46434V266	1,034,684	29,353	SH		SOLE		17,726	0	11,627
ISHARES TR	ISHARES SEMICDTR	464287523	357,096	1,549	SH		SOLE		1,549	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	3,510,429	66,662	SH		SOLE		42,376	0	24,286
ISHARES TR	MBS ETF	464288588	7,922,720	82,692	SH		SOLE		49,279	0	33,413
ISHARES TR	MODERT ALLOC ETF	464289875	360,530	7,992	SH		SOLE		1,921	0	6,071
ISHARES TR	MRGSTR MD CP GRW	464288307	539,769	7,397	SH		SOLE		1,635	0	5,762
ISHARES TR	MSCI ACWI ETF	464288257	223,232	1,867	SH		SOLE		190	0	1,677
ISHARES TR	MSCI EAFE ETF	464287465	5,774,790	69,052	SH		SOLE		59,003	0	10,049
ISHARES TR	MSCI EMG MKT ETF	464287234	717,388	15,643	SH		SOLE		12,958	0	2,685
ISHARES TR	MSCI USA MIN VOL	46429B697	432,219	4,734	SH		SOLE		0	0	4,734
ISHARES TR	MSCI USA MMENTM	46432F396	1,401,581	6,913	SH		SOLE		3,266	0	3,647
ISHARES TR	MSCI USA QLT FCT	46432F339	3,272,344	18,251	SH		SOLE		13,828	0	4,423
ISHARES TR	MSCI USA VALUE	46432F388	485,556	4,453	SH		SOLE		0	0	4,453
ISHARES TR	NATIONAL MUN ETF	464288414	15,686,385	144,402	SH		SOLE		126,809	0	17,593
ISHARES TR	RUS 1000 ETF	464287622	100,637,442	320,104	SH		SOLE		132,560	0	187,544
ISHARES TR	RUS 1000 GRW ETF	464287614	20,443,444	54,461	SH		SOLE		26,167	0	28,294
ISHARES TR	RUS 1000 VAL ETF	464287598	4,287,582	22,590	SH		SOLE		4,259	0	18,331
ISHARES TR	RUS 2000 GRW ETF	464287648	1,669,920	5,880	SH		SOLE		1,138	0	4,742
ISHARES TR	RUS 2000 VAL ETF	464287630	736,553	4,415	SH		SOLE		1,632	0	2,783
ISHARES TR	RUS MD CP GR ETF	464287481	4,193,272	35,751	SH		SOLE		17,136	0	18,615
ISHARES TR	RUS MDCP VAL ETF	464287473	411,614	3,112	SH		SOLE		765	0	2,347
ISHARES TR	RUS MID CAP ETF	464287499	2,360,268	26,779	SH		SOLE		16,961	0	9,818
ISHARES TR	RUS TOP 200 ETF	464289446	52,990,421	377,317	SH		SOLE		200,616	0	176,701
ISHARES TR	RUS TP200 GR ETF	464289438	511,617	2,325	SH		SOLE		0	0	2,325
ISHARES TR	RUS TP200 VL ETF	464289420	1,113,172	13,697	SH		SOLE		9,264	0	4,433
ISHARES TR	RUSSELL 2000 ETF	464287655	7,169,846	32,459	SH		SOLE		22,810	0	9,649
ISHARES TR	S&P 100 ETF	464287101	5,104,393	18,443	SH		SOLE		8,321	0	10,122
ISHARES TR	S&P 500 GRWT ETF	464287309	822,041	8,585	SH		SOLE		375	0	8,210
ISHARES TR	S&P 500 VAL ETF	464287408	56,118,832	284,622	SH		SOLE		115,774	0	168,848
ISHARES TR	S&P SML 600 GWT	464287887	1,663,419	11,925	SH		SOLE		2,863	0	9,062
ISHARES TR	SELECT DIVID ETF	464287168	247,854	1,835	SH		SOLE		1,835	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	1,547,256	14,571	SH		SOLE		13,516	0	1,055
ISHARES TR	SP SMCP600VL ETF	464287879	3,236,874	30,066	SH		SOLE		7,209	0	22,857
ISHARES TR	US TREAS BD ETF	46429B267	28,960,846	1,235,004	SH		SOLE		777,443	0	457,561
ISHARES TR	USD INV GRDE ETF	464288620	9,799,819	186,379	SH		SOLE		111,513	0	74,866
JACOBS SOLUTIONS INC	COM	46982L108	7,156,129	54,669	SH		SOLE		42,735	0	11,934
JOHNSON & JOHNSON	COM	478160104	3,099,553	19,126	SH		SOLE		14,478	0	4,648
JOHNSON & JOHNSON	COM	478160104	8,103	50	SH		SOLE		0	0	50
JPMORGAN CHASE & CO.	COM	46625H100	5,576,782	26,448	SH		SOLE		21,432	0	5,016
KIMBERLY-CLARK CORP	COM	494368103	307,586	2,162	SH		SOLE		2,162	0	0
KRAFT HEINZ CO	COM	500754106	248,193	7,069	SH		SOLE		6,654	0	415
LINDE PLC	SHS	G54950103	8,384,327	17,582	SH		SOLE		14,667	0	2,915
LOCKHEED MARTIN CORP	COM	539830109	3,855,399	6,595	SH		SOLE		4,587	0	2,008
LOWES COS INC	COM	548661107	3,479,470	12,846	SH		SOLE		10,137	0	2,709
MASTERCARD INCORPORATED	CL A	57636Q104	10,160,411	20,576	SH		SOLE		16,888	0	3,688
MCDONALDS CORP	COM	580135101	9,136	30	SH		SOLE		0	0	30
MCDONALDS CORP	COM	580135101	3,800,068	12,479	SH		SOLE		9,547	0	2,932
MCKESSON CORP	COM	58155Q103	6,766,994	13,687	SH		SOLE		10,979	0	2,708
MEDTRONIC PLC	SHS	G5960L103	1,756,918	19,515	SH		SOLE		14,590	0	4,925
MEDTRONIC PLC	SHS	G5960L103	2,971	33	SH		SOLE		0	0	33
MERCK & CO INC	COM	58933Y105	2,414,266	21,260	SH		SOLE		16,968	0	4,292
META PLATFORMS INC	CL A	30303M102	3,353,798	5,859	SH		SOLE		4,352	0	1,507
MICROSOFT CORP	COM	594918104	18,970,937	44,088	SH		SOLE		34,407	0	9,681
MICROSOFT CORP	COM	594918104	28,400	66	SH		SOLE		0	0	66
MONDELEZ INTL INC	CL A	609207105	1,912,981	25,967	SH		SOLE		18,891	0	7,076
MONSTER BEVERAGE CORP NEW	COM	61174X109	5,182,307	99,335	SH		SOLE		88,649	0	10,686
MORGAN STANLEY	COM NEW	617446448	1,968,488	18,884	SH		SOLE		15,064	0	3,820
MVB FINL CORP	COM	553810102	500,960	25,876	SH		SOLE		25,876	0	0
NETFLIX INC	COM	64110L106	6,190,935	8,729	SH		SOLE		7,364	0	1,365
NEXTERA ENERGY INC	COM	65339F101	2,546,357	30,124	SH		SOLE		19,200	0	10,924
NIKE INC	CL B	654106103	439,352	4,970	SH		SOLE		2,499	0	2,471
NISOURCE INC	COM	65473P105	320,790	9,258	SH		SOLE		7,383	0	1,875
NORFOLK SOUTHN CORP	COM	655844108	340,045	1,368	SH		SOLE		1,368	0	0
NOVO-NORDISK A S	ADR	670100205	7,457,038	62,627	SH		SOLE		52,946	0	9,681
NVIDIA CORPORATION	COM	67066G104	3,539,972	29,150	SH		SOLE		26,252	0	2,898
NXP SEMICONDUCTORS N V	COM	N6596X109	282,732	1,178	SH		SOLE		1,178	0	0
ORACLE CORP	COM	68389X105	967,453	5,678	SH		SOLE		1,901	0	3,777
OREILLY AUTOMOTIVE INC	COM	67103H107	10,286,023	8,932	SH		SOLE		7,461	0	1,471
PACER FDS TR	US CASH COWS 100	69374H881	3,658,391	63,261	SH		SOLE		17,765	0	45,496
PACKAGING CORP AMER	COM	695156109	756,270	3,511	SH		SOLE		2,976	0	535
PAYCHEX INC	COM	704326107	393,173	2,930	SH		SOLE		2,930	0	0
PEPSICO INC	COM	713448108	6,960,127	40,930	SH		SOLE		15,695	0	25,235
PFIZER INC	COM	717081103	344,598	11,907	SH		SOLE		10,090	0	1,817
PHILIP MORRIS INTL INC	COM	718172109	228,721	1,884	SH		SOLE		1,878	0	6
PIMCO ETF TR	INTER MUN BD ACT	72201R866	12,822	242	SH		SOLE		0	0	242
PIMCO ETF TR	INTER MUN BD ACT	72201R866	13,508,126	254,967	SH		SOLE		209,870	0	45,097
PRICE T ROWE GROUP INC	COM	74144T108	1,502,379	13,792	SH		SOLE		10,584	0	3,208
PROCTER AND GAMBLE CO	COM	742718109	5,894,610	34,034	SH		SOLE		22,764	0	11,270
PROCTER AND GAMBLE CO	COM	742718109	3,984	23	SH		SOLE		0	0	23
PROGRESSIVE CORP	COM	743315103	1,730,231	6,818	SH		SOLE		5,727	0	1,091
PROLOGIS INC.	COM	74340W103	665,087	5,267	SH		SOLE		5,267	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	393,397	3,685	SH		SOLE		2,757	0	928
ROPER TECHNOLOGIES INC	COM	776696106	275,995	496	SH		SOLE		415	0	81
RTX CORPORATION	COM	75513E101	486,458	4,015	SH		SOLE		3,232	0	783
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	375,123	12,855	SH		SOLE		2,726	0	10,129
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	34,507,510	923,401	SH		SOLE		601,724	0	321,677
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	8,841,577	215,019	SH		SOLE		161,700	0	53,319
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	237,152	2,806	SH		SOLE		3	0	2,803
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,096,638	16,163	SH		SOLE		10,113	0	6,050
SELECT SECTOR SPDR TR	ENERGY	81369Y506	6,026,336	68,637	SH		SOLE		42,183	0	26,454
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	18,647,197	411,456	SH		SOLE		261,895	0	149,561
SELECT SECTOR SPDR TR	INDL	81369Y704	317,953	2,348	SH		SOLE		2,092	0	256
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	2,144,128	25,833	SH		SOLE		20,462	0	5,371
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	19,424,665	126,118	SH		SOLE		80,786	0	45,332
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	22,951,651	101,664	SH		SOLE		65,227	0	36,437
SHERWIN WILLIAMS CO	COM	824348106	324,420	850	SH		SOLE		280	0	570
SILA REALTY TRUST INC	COMMON STOCK	146280508	588,306	23,262	SH		SOLE		23,262	0	0
SOUTHERN CO	COM	842587107	511,383	5,671	SH		SOLE		2,257	0	3,414
SPDR GOLD TR	GOLD SHS	78463V107	353,653	1,455	SH		SOLE		609	0	846
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,491,946	66,346	SH		SOLE		56,924	0	9,422
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,389,830	82,118	SH		SOLE		69,431	0	12,687
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,109,207	3,676	SH		SOLE		1,988	0	1,688
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,871,334	3,285	SH		SOLE		1,433	0	1,852
SPDR SER TR	AEROSPACE DEF	78464A631	424,661	2,699	SH		SOLE		693	0	2,006
SPDR SER TR	PORTFLI INTRMDIT	78464A672	336,060	11,564	SH		SOLE		464	0	11,100
SPDR SER TR	PORTFOLI S&P1500	78464A805	410,902	5,865	SH		SOLE		0	0	5,865
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,303,595	23,840	SH		SOLE		11,338	0	12,502
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,636,524	98,304	SH		SOLE		70,483	0	27,821
SPDR SER TR	PORTFOLIO S&P600	78468R853	280,830	6,171	SH		SOLE		5,378	0	793
SPDR SER TR	PRTFLO S&P500 GW	78464A409	469,833	5,665	SH		SOLE		2,165	0	3,500
SPDR SER TR	S&P 600 SMCP GRW	78464A201	237,897	2,555	SH		SOLE		0	0	2,555
SPDR SER TR	S&P 600 SMCP VAL	78464A300	280,342	3,229	SH		SOLE		0	0	3,229
STANLEY BLACK & DECKER INC	COM	854502101	258,476	2,347	SH		SOLE		0	0	2,347
STARBUCKS CORP	COM	855244109	2,868,963	29,428	SH		SOLE		23,490	0	5,938
STRYKER CORPORATION	COM	863667101	207,725	575	SH		SOLE		0	0	575
TARGET CORP	COM	87612E106	327,203	2,099	SH		SOLE		1,367	0	732
TESLA INC	COM	88160R101	1,060,910	4,055	SH		SOLE		1,923	0	2,132
TEXAS INSTRS INC	COM	882508104	2,493,574	12,071	SH		SOLE		7,589	0	4,482
THERMO FISHER SCIENTIFIC INC	COM	883556102	20,413	33	SH		SOLE		0	0	33
THERMO FISHER SCIENTIFIC INC	COM	883556102	2,555,272	4,131	SH		SOLE		3,712	0	419
TJX COS INC NEW	COM	872540109	10,029,831	85,331	SH		SOLE		67,429	0	17,902
TRACTOR SUPPLY CO	COM	892356106	2,425,409	8,337	SH		SOLE		6,547	0	1,790
TRANE TECHNOLOGIES PLC	SHS	G8994E103	213,802	550	SH		SOLE		550	0	0
TRAVELERS COMPANIES INC	COM	89417E109	354,944	1,516	SH		SOLE		1,361	0	155
TRUIST FINL CORP	COM	89832Q109	872,918	20,410	SH		SOLE		13,410	0	7,000
UNITED BANKSHARES INC WEST V	COM	909907107	873,549	23,546	SH		SOLE		22,615	0	931
UNITED PARCEL SERVICE INC	CL B	911312106	1,542,660	11,315	SH		SOLE		8,122	0	3,193
UNITEDHEALTH GROUP INC	COM	91324P102	11,276,037	19,286	SH		SOLE		15,919	0	3,367
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	636,448	21,641	SH		SOLE		0	0	21,641
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	734,023	6,949	SH		SOLE		1,192	0	5,757
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	11,479,881	152,841	SH		SOLE		107,027	0	45,814
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	267,578	5,322	SH		SOLE		0	0	5,322
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,441,909	19,384	SH		SOLE		5,272	0	14,112
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	204,210	776	SH		SOLE		0	0	776
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,591,908	6,034	SH		SOLE		2,287	0	3,747
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	233,127	2,393	SH		SOLE		768	0	1,625
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,375,023	4,501	SH		SOLE		1,023	0	3,478
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,190,716	15,892	SH		SOLE		1,038	0	14,854
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,526,178	10,650	SH		SOLE		6,830	0	3,820
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	3,089,995	11,557	SH		SOLE		0	0	11,557
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,700,769	6,006	SH		SOLE		1,640	0	4,366
VANGUARD INDEX FDS	VALUE ETF	922908744	1,801,912	10,322	SH		SOLE		1,785	0	8,537
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	5,126,532	81,374	SH		SOLE		40,823	0	40,551
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	800,792	16,735	SH		SOLE		12,486	0	4,249
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	7,123	60	SH		SOLE		60	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,574,506	13,154	SH		SOLE		11,614	0	1,540
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	19,807,015	387,461	SH		SOLE		342,954	0	44,507
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	11,400	223	SH		SOLE		0	0	223
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	257,571	4,263	SH		SOLE		69	0	4,194
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	734,524	9,249	SH		SOLE		6,036	0	3,213
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	208,339	2,500	SH		SOLE		2,500	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	506,242	2,556	SH		SOLE		927	0	1,629
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	98,539,637	1,865,928	SH		SOLE		1,251,779	0	614,149
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	2,554,185	28,933	SH		SOLE		22,476	0	6,457
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	5,827	66	SH		SOLE		0	0	66
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	5,614,069	76,465	SH		SOLE		56,098	0	20,367
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	13,143	179	SH		SOLE		0	0	179
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	1,903,582	8,713	SH		SOLE		1,847	0	6,866
VANGUARD WORLD FD	ENERGY ETF	92204A306	6,003,169	49,017	SH		SOLE		44,341	0	4,676
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	346,611	3,154	SH		SOLE		2,861	0	293
VANGUARD WORLD FD	INF TECH ETF	92204A702	922,184	1,572	SH		SOLE		954	0	618
VERIZON COMMUNICATIONS INC	COM	92343V104	261,787	5,829	SH		SOLE		3,847	0	1,982
VISA INC	COM CL A	92826C839	2,350,341	8,548	SH		SOLE		8,173	0	375
WALMART INC	COM	931142103	1,308,420	16,203	SH		SOLE		12,391	0	3,812
WASTE MGMT INC DEL	COM	94106L109	9,071,554	43,697	SH		SOLE		34,605	0	9,092
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	360,046	8,181	SH		SOLE		7,577	0	604
WISDOMTREE TR	US AI ENHANCED	97717W406	404,017	3,630	SH		SOLE		2,780	0	850
WISDOMTREE TR	US MIDCAP FUND	97717W570	272,052	4,364	SH		SOLE		0	0	4,364
ZOETIS INC	CL A	98978V103	391,347	2,003	SH		SOLE		2,003	0	0