McKinley Carter Wealth Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	574,241	5,077	SH		SOLE		4,840	0	237
ABBVIE INC	COM	00287Y109	3,776,047	21,250	SH		SOLE		16,211	0	5,039
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,859,946	13,815	SH		SOLE		10,590	0	3,225
ACUITY BRANDS INC	COM	00508Y102	6,607,996	22,620	SH		SOLE		19,034	0	3,586
ADOBE INC	COM	00724F101	5,644,350	12,693	SH		SOLE		10,970	0	1,723
AIR PRODS & CHEMS INC	COM	009158106	2,254,260	7,772	SH		SOLE		5,966	0	1,806
ALLIANT ENERGY CORP	COM	018802108	237,743	4,020	SH		SOLE		3,716	0	304
ALPHABET INC	CAP STK CL A	02079K305	14,924,939	78,843	SH		SOLE		62,454	0	16,389
ALPHABET INC	CAP STK CL C	02079K107	1,102,077	5,787	SH		SOLE		3,324	0	2,463
ALPS ETF TR	ALERIAN MLP	00162Q452	227,304	4,720	SH		SOLE		4,720	0	0
AMAZON COM INC	COM	023135106	10,515,528	47,931	SH		SOLE		38,312	0	9,619
AMERICAN ELEC PWR CO INC	COM	025537101	408,018	4,424	SH		SOLE		3,597	0	827
AMERICAN WTR WKS CO INC NEW	COM	030420103	209,879	1,686	SH		SOLE		1,606	0	80
AMGEN INC	COM	031162100	397,083	1,523	SH		SOLE		1,262	0	261
APPLE INC	COM	037833100	35,630,132	142,281	SH		SOLE		87,887	0	54,394
APPLE INC	COM	037833100	601,008	2,400	PRN	Put	SOLE		0	0	2,400
ASTRAZENECA PLC	SPONSORED ADR	046353108	321,311	4,904	SH		SOLE		0	0	4,904
AT&T INC	COM	00206R102	462,325	20,304	SH		SOLE		10,717	0	9,587
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,331,268	11,380	SH		SOLE		6,403	0	4,977
BANK NEW YORK MELLON CORP	COM	064058100	2,363,680	30,765	SH		SOLE		22,193	0	8,572
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	3,404,600	5	SH		SOLE		5	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,380,238	3,045	SH		SOLE		2,136	0	909
BLACKROCK ETF TRUST II	ISHARES FLEXIBLE	092528603	12,707,467	244,280	SH		SOLE		146,245	0	98,035
BLACKROCK ETF TRUST II	ISHARES HIGH YIE	092528108	423,196	18,676	SH		SOLE		12,779	0	5,897
BLACKROCK ETF TRUST II	ISHARES TOTAL RE	092528876	570,436	11,566	SH		SOLE		11,566	0	0
BLACKROCK INC	COM	09290D101	409,492	399	SH		SOLE		387	0	12
BLACKSTONE INC	COM	09260D107	861,433	4,996	SH		SOLE		4,996	0	0
BROADCOM INC	COM	11135F101	22,548,687	97,260	SH		SOLE		77,135	0	20,125
BROADSTONE NET LEASE INC	COM	11135E203	189,337	11,938	SH		SOLE		11,938	0	0
CACI INTL INC	CL A	127190304	8,386,266	20,755	SH		SOLE		17,019	0	3,736
CATERPILLAR INC	COM	149123101	3,320,884	9,154	SH		SOLE		6,631	0	2,523
CHEVRON CORP NEW	COM	166764100	2,946,744	20,345	SH		SOLE		13,543	0	6,802
CINCINNATI FINL CORP	COM	172062101	359,010	2,498	SH		SOLE		2,356	0	142
CINTAS CORP	COM	172908105	698,884	3,825	SH		SOLE		3,825	0	0
CISCO SYS INC	COM	17275R102	378,898	6,400	SH		SOLE		3,091	0	3,309
CITY HLDG CO	COM	177835105	1,919,051	16,197	SH		SOLE		16,197	0	0
CLOROX CO DEL	COM	189054109	248,121	1,528	SH		SOLE		1,308	0	220
CME GROUP INC	COM	12572Q105	255,221	1,099	SH		SOLE		1,099	0	0
COCA COLA CO	COM	191216100	630,874	10,133	SH		SOLE		6,392	0	3,741
COLGATE PALMOLIVE CO	COM	194162103	421,289	4,634	SH		SOLE		2,403	0	2,231
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	4,475,427	151,197	SH		SOLE		121,088	0	30,109
COMCAST CORP NEW	CL A	20030N101	1,592,870	42,443	SH		SOLE		32,220	0	10,223
CORTEVA INC	COM	22052L104	417,574	7,331	SH		SOLE		500	0	6,831
COSTCO WHSL CORP NEW	COM	22160K105	16,000,670	17,463	SH		SOLE		13,584	0	3,879
CSX CORP	COM	126408103	716,838	22,214	SH		SOLE		20,378	0	1,836
DANAHER CORPORATION	COM	235851102	671,049	2,923	SH		SOLE		2,582	0	341
DICKS SPORTING GOODS INC	COM	253393102	457,680	2,000	SH		SOLE		0	0	2,000
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	1,015,970	28,635	SH		SOLE		28,635	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	8,895,992	159,827	SH		SOLE		60,577	0	99,250
DISNEY WALT CO	COM	254687106	594,401	5,338	SH		SOLE		2,131	0	3,207
DTE ENERGY CO	COM	233331107	462,111	3,827	SH		SOLE		1,775	0	2,052
DUKE ENERGY CORP NEW	COM NEW	26441C204	513,140	4,763	SH		SOLE		4,697	0	66
EA SERIES TRUST	STRIVE 1000 GRWT	02072L615	248,786	5,730	SH		SOLE		5,730	0	0
EA SERIES TRUST	STRIVE 1000 VALU	02072L599	213,773	7,245	SH		SOLE		7,245	0	0
ECOLAB INC	COM	278865100	490,415	2,093	SH		SOLE		1,099	0	994
EDWARDS LIFESCIENCES CORP	COM	28176E108	406,425	5,490	SH		SOLE		5,490	0	0
ELI LILLY & CO	COM	532457108	4,831,762	6,259	SH		SOLE		6,250	0	9
EXTRA SPACE STORAGE INC	COM	30225T102	646,422	4,321	SH		SOLE		2,391	0	1,930
EXXON MOBIL CORP	COM	30231G102	1,566,240	14,560	SH		SOLE		6,550	0	8,010
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	69,554,950	1,550,144	SH		SOLE		1,016,932	0	533,212
FIRST COMWLTH FINL CORP PA	COM	319829107	211,500	12,500	SH		SOLE		12,500	0	0
FIRST TR EXCHANGE TRADED FD	NASDQ CLN EDGE	33737A108	1,029,632	8,628	SH		SOLE		3,967	0	4,661
FIRST TR EXCHANGE-TRADED FD	DJ INTERNT IDX	33733E302	609,628	2,507	SH		SOLE		0	0	2,507
FIRST TR EXCHANGE-TRADED FD	NY ARCA BIOTECH	33733E203	1,263,274	7,600	SH		SOLE		6,452	0	1,148
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U703	552,177	21,637	SH		SOLE		4,182	0	17,455
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S.	33740F854	241,256	6,080	SH		SOLE		0	0	6,080
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S.	33740U406	393,372	9,800	SH		SOLE		800	0	9,000
FIRST TR EXCHNG TRADED FD VI	FT VEST UQ EQT	33740F672	961,258	24,416	SH		SOLE		3,471	0	20,945
FIRST TR EXCHNG TRADED FD VI	FT VEST UQ EQT	33740U505	1,557,050	34,931	SH		SOLE		10,827	0	24,104
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F748	1,134,574	23,921	SH		SOLE		3,995	0	19,926
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F615	714,898	18,730	SH		SOLE		1,500	0	17,230
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F847	2,935,479	61,386	SH		SOLE		33,481	0	27,905
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U885	950,166	23,012	SH		SOLE		320	0	22,692
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F763	313,153	6,292	SH		SOLE		1,500	0	4,792
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F599	1,085,688	25,091	SH		SOLE		4,128	0	20,963
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F623	362,979	7,908	SH		SOLE		2,438	0	5,470
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F862	667,803	14,349	SH		SOLE		3,581	0	10,768
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U307	1,087,969	23,809	SH		SOLE		4,659	0	19,150
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F664	1,567,932	36,780	SH		SOLE		6,478	0	30,302
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F722	1,373,593	26,734	SH		SOLE		1,430	0	25,304
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F680	686,622	16,934	SH		SOLE		3,684	0	13,250
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F839	965,995	22,535	SH		SOLE		4,935	0	17,600
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740U208	560,091	11,438	SH		SOLE		550	0	10,888
FIRST TR NASDAQ 100 TECH IND	SHS	337345102	972,843	5,167	SH		SOLE		0	0	5,167
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	1,815,774	41,608	SH		SOLE		17,206	0	24,402
FISERV INC	COM	337738108	11,812,678	57,505	SH		SOLE		46,550	0	10,955
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	263,065	7,235	SH		SOLE		1,697	0	5,538
GALLAGHER ARTHUR J & CO	COM	363576109	8,867,889	31,241	SH		SOLE		25,859	0	5,382
GENERAL DYNAMICS CORP	COM	369550108	1,888,615	7,168	SH		SOLE		5,209	0	1,959
GENUINE PARTS CO	COM	372460105	1,016,660	8,707	SH		SOLE		6,350	0	2,357
GILEAD SCIENCES INC	COM	375558103	289,858	3,138	SH		SOLE		0	0	3,138
GLOBAL PMTS INC	COM	37940X102	445,208	3,973	SH		SOLE		496	0	3,477
GLOBAL X FDS	X EMERGING MKT	37954Y350	293,524	13,005	SH		SOLE		3,117	0	9,888
GRAINGER W W INC	COM	384802104	10,871,046	10,314	SH		SOLE		8,213	0	2,101
GRAYSCALE BITCOIN TRUST ETF	SHS REP COM UT	389637109	2,476,340	33,455	SH		SOLE		32,508	0	947
HCA HEALTHCARE INC	COM	40412C101	498,803	1,662	SH		SOLE		1,662	0	0
HERSHEY CO	COM	427866108	226,083	1,335	SH		SOLE		1,335	0	0
HOME DEPOT INC	COM	437076102	11,239,693	28,895	SH		SOLE		24,306	0	4,589
HUBBELL INC	COM	443510607	7,558,302	18,044	SH		SOLE		14,438	0	3,606
IDACORP INC	COM	451107106	261,945	2,397	SH		SOLE		1,888	0	509
ILLINOIS TOOL WKS INC	COM	452308109	1,894,060	7,470	SH		SOLE		5,774	0	1,696
INSPIREMD INC	COM	45779A846	26,300	10,000	SH		SOLE		0	0	10,000
INTERNATIONAL BUSINESS MACHS	COM	459200101	207,750	945	SH		SOLE		473	0	472
INTUIT	COM	461202103	11,380,030	18,107	SH		SOLE		14,742	0	3,365
INTUITIVE SURGICAL INC	COM NEW	46120E602	382,075	732	SH		SOLE		732	0	0
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	979,560	31,721	SH		SOLE		27,249	0	4,472
INVESCO EXCH TRADED FD TR II	S&P INTL QULTY	46138E214	989,210	34,930	SH		SOLE		31,851	0	3,079
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	436,740	3,807	SH		SOLE		424	0	3,383
INVESCO EXCHANGE TRADED FD T	S&P500 EQL MAT	46137V316	790,279	24,264	SH		SOLE		340	0	23,924
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,538,345	8,779	SH		SOLE		920	0	7,859
INVESCO EXCHANGE TRADED FD T	S&P500 QUALITY	46137V241	1,273,033	18,992	SH		SOLE		14,953	0	4,039
INVESCO QQQ TR	UNIT SER 1	46090E103	4,909,201	9,603	SH		SOLE		1,194	0	8,409
ISHARES INC	CORE MSCI EMKT	46434G103	20,808,272	398,473	SH		SOLE		263,808	0	134,665
ISHARES INC	ESG AWR MSCI EM	46434G863	872,228	26,122	SH		SOLE		20,345	0	5,777
ISHARES INC	MSCI EMRG CHN	46434G764	48,914,677	882,140	SH		SOLE		569,998	0	312,142
ISHARES TR	BROAD USD HIGH	46435U853	4,485,987	121,935	SH		SOLE		74,741	0	47,194
ISHARES TR	CORE 1 5 YR USD	46432F859	10,165,309	212,797	SH		SOLE		121,052	0	91,745
ISHARES TR	CORE DIV GRWTH	46434V621	1,677,512	27,348	SH		SOLE		19,850	0	7,498
ISHARES TR	CORE MSCI EAFE	46432F842	62,843,586	894,189	SH		SOLE		568,420	0	325,769
ISHARES TR	CORE S&P MCP ETF	464287507	17,283,973	277,387	SH		SOLE		178,786	0	98,601
ISHARES TR	CORE S&P SCP ETF	464287804	18,359,624	159,344	SH		SOLE		111,310	0	48,034
ISHARES TR	CORE S&P TTL STK	464287150	245,965	1,912	SH		SOLE		0	0	1,912
ISHARES TR	CORE S&P500 ETF	464287200	107,813,187	183,144	SH		SOLE		116,201	0	66,943
ISHARES TR	CORE US AGGBD ET	464287226	61,193,201	631,509	SH		SOLE		388,548	0	242,961
ISHARES TR	EAFE GRWTH ETF	464288885	30,998,064	320,129	SH		SOLE		202,306	0	117,823
ISHARES TR	ESG AW MSCI EAFE	46435G516	3,194,239	41,952	SH		SOLE		32,780	0	9,172
ISHARES TR	ESG AWARE MSCI	46435U663	391,124	9,301	SH		SOLE		7,604	0	1,697
ISHARES TR	ESG AWR MSCI USA	46435G425	5,300,465	41,146	SH		SOLE		31,455	0	9,691
ISHARES TR	ESG AWRE 1 5 YR	46435G243	669,165	27,092	SH		SOLE		20,452	0	6,640
ISHARES TR	ESG AWRE USD ETF	46435G193	656,848	28,911	SH		SOLE		21,739	0	7,172
ISHARES TR	ESG SCRD S&P MID	46436E551	732,526	17,509	SH		SOLE		13,574	0	3,935
ISHARES TR	EXPONENTIAL TECH	46434V381	423,169	7,093	SH		SOLE		7,093	0	0
ISHARES TR	GLB CNSM STP ETF	464288737	1,158,171	19,210	SH		SOLE		4,640	0	14,570
ISHARES TR	GLOBAL 100 ETF	464287572	273,490	2,714	SH		SOLE		0	0	2,714
ISHARES TR	GLOBAL TECH ETF	464287291	255,013	3,009	SH		SOLE		0	0	3,009
ISHARES TR	GRWT ALLOCAT ETF	464289867	220,740	3,851	SH		SOLE		2,781	0	1,070
ISHARES TR	HDG MSCI EAFE	46434V803	449,839	12,945	SH		SOLE		3,792	0	9,153
ISHARES TR	INTERNATIONAL SL	46434V266	396,055	12,269	SH		SOLE		7,561	0	4,708
ISHARES TR	ISHARES SEMICDTR	464287523	334,072	1,550	SH		SOLE		1,550	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	1,917,194	37,083	SH		SOLE		21,420	0	15,663
ISHARES TR	MBS ETF	464288588	8,040,518	87,702	SH		SOLE		52,930	0	34,772
ISHARES TR	MODERT ALLOC ETF	464289875	265,354	6,109	SH		SOLE		1,151	0	4,958
ISHARES TR	MRGSTR MD CP GRW	464288307	316,104	4,185	SH		SOLE		679	0	3,506
ISHARES TR	MSCI ACWI ETF	464288257	217,274	1,849	SH		SOLE		170	0	1,679
ISHARES TR	MSCI EAFE ETF	464287465	6,713,242	88,788	SH		SOLE		78,579	0	10,209
ISHARES TR	MSCI EMG MKT ETF	464287234	593,552	14,193	SH		SOLE		11,508	0	2,685
ISHARES TR	MSCI USA MIN VOL	46429B697	355,925	4,009	SH		SOLE		0	0	4,009
ISHARES TR	MSCI USA MMENTM	46432F396	1,335,073	6,452	SH		SOLE		3,129	0	3,323
ISHARES TR	MSCI USA QLT FCT	46432F339	2,903,735	16,306	SH		SOLE		13,427	0	2,879
ISHARES TR	MSCI USA VALUE	46432F388	467,853	4,430	SH		SOLE		0	0	4,430
ISHARES TR	NATIONAL MUN ETF	464288414	18,580,051	174,379	SH		SOLE		157,920	0	16,459
ISHARES TR	RUS 1000 ETF	464287622	99,932,594	310,196	SH		SOLE		128,821	0	181,375
ISHARES TR	RUS 1000 GRW ETF	464287614	21,655,619	53,926	SH		SOLE		25,694	0	28,232
ISHARES TR	RUS 1000 VAL ETF	464287598	3,963,819	21,411	SH		SOLE		4,190	0	17,221
ISHARES TR	RUS 2000 GRW ETF	464287648	1,692,382	5,880	SH		SOLE		1,138	0	4,742
ISHARES TR	RUS 2000 VAL ETF	464287630	704,395	4,291	SH		SOLE		1,557	0	2,734
ISHARES TR	RUS MD CP GR ETF	464287481	4,469,750	35,264	SH		SOLE		16,753	0	18,511
ISHARES TR	RUS MDCP VAL ETF	464287473	416,009	3,216	SH		SOLE		989	0	2,227
ISHARES TR	RUS MID CAP ETF	464287499	2,362,545	26,726	SH		SOLE		16,949	0	9,777
ISHARES TR	RUS TOP 200 ETF	464289446	52,879,379	365,416	SH		SOLE		195,376	0	170,040
ISHARES TR	RUS TP200 GR ETF	464289438	547,003	2,325	SH		SOLE		0	0	2,325
ISHARES TR	RUS TP200 VL ETF	464289420	1,042,272	13,188	SH		SOLE		8,889	0	4,299
ISHARES TR	RUSSELL 2000 ETF	464287655	7,125,255	32,247	SH		SOLE		22,475	0	9,772
ISHARES TR	S&P 100 ETF	464287101	5,316,798	18,407	SH		SOLE		8,273	0	10,134
ISHARES TR	S&P 500 GRWT ETF	464287309	866,604	8,535	SH		SOLE		325	0	8,210
ISHARES TR	S&P 500 VAL ETF	464287408	52,149,502	273,206	SH		SOLE		110,340	0	162,866
ISHARES TR	S&P SML 600 GWT	464287887	1,637,301	12,095	SH		SOLE		3,195	0	8,900
ISHARES TR	SELECT DIVID ETF	464287168	249,320	1,899	SH		SOLE		1,893	0	6
ISHARES TR	SHRT NAT MUN ETF	464288158	1,693,131	16,052	SH		SOLE		14,991	0	1,061
ISHARES TR	SP SMCP600VL ETF	464287879	3,024,418	27,847	SH		SOLE		7,535	0	20,312
ISHARES TR	US TREAS BD ETF	46429B267	30,003,739	1,305,646	SH		SOLE		823,728	0	481,918
ISHARES TR	USD INV GRDE ETF	464288620	9,926,597	197,426	SH		SOLE		118,048	0	79,378
JACOBS SOLUTIONS INC	COM	46982L108	7,628,060	57,088	SH		SOLE		45,425	0	11,663
JOHNSON & JOHNSON	COM	478160104	2,833,425	19,592	SH		SOLE		14,915	0	4,677
JPMORGAN CHASE & CO.	COM	46625H100	6,241,304	26,037	SH		SOLE		21,374	0	4,663
KIMBERLY-CLARK CORP	COM	494368103	283,287	2,162	SH		SOLE		2,162	0	0
KRAFT HEINZ CO	COM	500754106	214,299	6,978	SH		SOLE		6,654	0	324
LINDE PLC	SHS	G54950103	7,435,224	17,759	SH		SOLE		14,956	0	2,803
LOCKHEED MARTIN CORP	COM	539830109	3,232,406	6,652	SH		SOLE		4,627	0	2,025
LOWES COS INC	COM	548661107	3,153,251	12,777	SH		SOLE		10,099	0	2,678
MASTERCARD INCORPORATED	CL A	57636Q104	10,734,863	20,386	SH		SOLE		16,794	0	3,592
MCDONALDS CORP	COM	580135101	3,606,240	12,440	SH		SOLE		9,606	0	2,834
MCKESSON CORP	COM	58155Q103	7,835,175	13,748	SH		SOLE		11,140	0	2,608
MEDTRONIC PLC	SHS	G5960L103	1,571,784	19,677	SH		SOLE		15,060	0	4,617
MERCK & CO INC	COM	58933Y105	1,990,742	20,011	SH		SOLE		15,580	0	4,431
META PLATFORMS INC	CL A	30303M102	8,072,670	13,787	SH		SOLE		11,007	0	2,780
MICROSOFT CORP	COM	594918104	18,664,194	44,280	SH		SOLE		34,703	0	9,577
MONDELEZ INTL INC	CL A	609207105	1,412,857	23,654	SH		SOLE		17,498	0	6,156
MORGAN STANLEY	COM NEW	617446448	2,335,659	18,578	SH		SOLE		14,827	0	3,751
MVB FINL CORP	COM	553810102	535,634	25,876	SH		SOLE		25,876	0	0
NETFLIX INC	COM	64110L106	7,939,879	8,908	SH		SOLE		7,602	0	1,306
NEXTERA ENERGY INC	COM	65339F101	2,236,296	31,194	SH		SOLE		20,200	0	10,994
NIKE INC	CL B	654106103	375,327	4,960	SH		SOLE		2,482	0	2,478
NISOURCE INC	COM	65473P105	340,325	9,258	SH		SOLE		7,383	0	1,875
NORFOLK SOUTHN CORP	COM	655844108	286,337	1,220	SH		SOLE		1,220	0	0
NOVO-NORDISK A S	ADR	670100205	5,541,742	64,424	SH		SOLE		55,159	0	9,265
NVIDIA CORPORATION	COM	67066G104	9,677,619	72,065	SH		SOLE		63,825	0	8,240
NXP SEMICONDUCTORS N V	COM	N6596X109	244,224	1,175	SH		SOLE		1,170	0	5
ORACLE CORP	COM	68389X105	1,062,870	6,378	SH		SOLE		1,901	0	4,477
OREILLY AUTOMOTIVE INC	COM	67103H107	10,551,889	8,899	SH		SOLE		7,474	0	1,425
PACER FDS TR	US CASH COWS 100	69374H881	3,111,412	55,089	SH		SOLE		13,869	0	41,220
PACKAGING CORP AMER	COM	695156109	781,877	3,473	SH		SOLE		2,976	0	497
PAYCHEX INC	COM	704326107	414,486	2,956	SH		SOLE		2,954	0	2
PEPSICO INC	COM	713448108	6,152,681	40,462	SH		SOLE		15,566	0	24,896
PFIZER INC	COM	717081103	262,444	9,892	SH		SOLE		8,209	0	1,683
PHILIP MORRIS INTL INC	COM	718172109	237,695	1,975	SH		SOLE		1,963	0	12
PIMCO ETF TR	INTER MUN BD ACT	72201R866	10,906,291	210,831	SH		SOLE		177,413	0	33,418
PRICE T ROWE GROUP INC	COM	74144T108	1,576,995	13,945	SH		SOLE		10,748	0	3,197
PROCTER AND GAMBLE CO	COM	742718109	5,580,438	33,286	SH		SOLE		22,629	0	10,657
PROGRESSIVE CORP	COM	743315103	1,629,925	6,802	SH		SOLE		5,708	0	1,094
PROLOGIS INC.	COM	74340W103	560,266	5,301	SH		SOLE		5,298	0	3
PROSHARES TR	S&P 500 DV ARIST	74348A467	358,866	3,605	SH		SOLE		2,677	0	928
ROPER TECHNOLOGIES INC	COM	776696106	257,846	496	SH		SOLE		415	0	81
RTX CORPORATION	COM	75513E101	472,254	4,081	SH		SOLE		3,298	0	783
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	332,419	12,483	SH		SOLE		2,700	0	9,783
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	31,757,469	956,262	SH		SOLE		617,567	0	338,695
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	7,664,219	414,282	SH		SOLE		312,529	0	101,753
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	1,070,003	46,161	SH		SOLE		29,094	0	17,067
SELECT SECTOR SPDR TR	ENERGY	81369Y506	6,689,632	78,095	SH		SOLE		47,454	0	30,641
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	23,388,985	483,943	SH		SOLE		295,821	0	188,122
SELECT SECTOR SPDR TR	INDL	81369Y704	293,696	2,229	SH		SOLE		2,093	0	136
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,774,777	22,577	SH		SOLE		18,110	0	4,467
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	17,018,967	123,711	SH		SOLE		78,845	0	44,866
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	20,003,482	86,029	SH		SOLE		58,785	0	27,244
SHERWIN WILLIAMS CO	COM	824348106	217,556	640	SH		SOLE		70	0	570
SILA REALTY TRUST INC	COMMON STOCK	146280508	461,871	18,991	SH		SOLE		18,991	0	0
SOUTHERN CO	COM	842587107	453,938	5,514	SH		SOLE		2,240	0	3,274
SPDR GOLD TR	GOLD SHS	78463V107	524,454	2,166	SH		SOLE		609	0	1,557
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	2,128,010	62,350	SH		SOLE		54,131	0	8,219
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	3,122,061	81,367	SH		SOLE		69,031	0	12,336
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,161,124	3,687	SH		SOLE		2,000	0	1,687
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,794,747	3,151	SH		SOLE		1,315	0	1,836
SPDR SER TR	AEROSPACE DEF	78464A631	447,549	2,699	SH		SOLE		693	0	2,006
SPDR SER TR	PORTFLI INTRMDIT	78464A672	338,791	12,152	SH		SOLE		473	0	11,679
SPDR SER TR	PORTFOLI S&P1500	78464A805	418,937	5,865	SH		SOLE		0	0	5,865
SPDR SER TR	PORTFOLIO S&P400	78464A847	1,145,883	20,952	SH		SOLE		10,237	0	10,715
SPDR SER TR	PORTFOLIO S&P500	78464A854	6,173,835	89,554	SH		SOLE		63,974	0	25,580
SPDR SER TR	PORTFOLIO S&P600	78468R853	221,189	4,924	SH		SOLE		4,207	0	717
SPDR SER TR	PRTFLO S&P500 GW	78464A409	498,219	5,668	SH		SOLE		2,165	0	3,503
SPDR SER TR	S&P 600 SMCP VAL	78464A300	240,374	2,755	SH		SOLE		0	0	2,755
STARBUCKS CORP	COM	855244109	2,498,588	27,382	SH		SOLE		21,912	0	5,470
STRYKER CORPORATION	COM	863667101	207,029	575	SH		SOLE		0	0	575
TARGET CORP	COM	87612E106	288,505	2,134	SH		SOLE		1,402	0	732
TESLA INC	COM	88160R101	1,371,037	3,395	SH		SOLE		1,845	0	1,550
TEXAS INSTRS INC	COM	882508104	2,254,196	12,022	SH		SOLE		7,697	0	4,325
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,873,777	3,602	SH		SOLE		3,195	0	407
TJX COS INC NEW	COM	872540109	10,230,557	84,683	SH		SOLE		67,365	0	17,318
TRACTOR SUPPLY CO	COM	892356106	1,672,113	31,514	SH		SOLE		28,389	0	3,125
TRANE TECHNOLOGIES PLC	SHS	G8994E103	209,422	567	SH		SOLE		567	0	0
TRAVELERS COMPANIES INC	COM	89417E109	365,208	1,516	SH		SOLE		1,361	0	155
TRUIST FINL CORP	COM	89832Q109	839,511	19,352	SH		SOLE		12,338	0	7,014
UNITED BANKSHARES INC WEST V	COM	909907107	886,692	23,614	SH		SOLE		22,683	0	931
UNITED PARCEL SERVICE INC	CL B	911312106	1,397,635	11,084	SH		SOLE		7,852	0	3,232
UNITEDHEALTH GROUP INC	COM	91324P102	9,652,379	19,081	SH		SOLE		15,789	0	3,292
VANECK ETF TRUST	FALLEN ANGEL HG	92189F437	632,332	22,056	SH		SOLE		0	0	22,056
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	733,120	6,949	SH		SOLE		1,192	0	5,757
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	14,284,501	198,644	SH		SOLE		145,906	0	52,738
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	232,369	4,737	SH		SOLE		0	0	4,737
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,734,457	18,844	SH		SOLE		5,413	0	13,431
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	209,726	778	SH		SOLE		0	0	778
VANGUARD INDEX FDS	MID CAP ETF	922908629	1,588,964	6,016	SH		SOLE		2,269	0	3,747
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,857,359	5,303	SH		SOLE		1,986	0	3,317
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,116,302	15,725	SH		SOLE		1,061	0	14,664
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,428,259	10,106	SH		SOLE		6,516	0	3,590
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	3,202,205	11,434	SH		SOLE		59	0	11,375
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,712,389	5,909	SH		SOLE		1,605	0	4,304
VANGUARD INDEX FDS	VALUE ETF	922908744	1,747,515	10,322	SH		SOLE		1,785	0	8,537
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	5,290,656	92,156	SH		SOLE		52,043	0	40,113
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	653,751	14,844	SH		SOLE		10,707	0	4,137
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,916,927	16,317	SH		SOLE		13,999	0	2,318
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	18,281,179	364,675	SH		SOLE		328,921	0	35,754
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	229,506	3,957	SH		SOLE		5	0	3,952
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	494,180	6,335	SH		SOLE		4,408	0	1,927
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	203,138	2,500	SH		SOLE		2,500	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	500,542	2,556	SH		SOLE		927	0	1,629
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	91,870,954	1,921,183	SH		SOLE		1,295,764	0	625,419
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	2,275,847	28,452	SH		SOLE		21,818	0	6,634
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	5,256,470	77,438	SH		SOLE		56,292	0	21,146
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	1,814,030	8,582	SH		SOLE		1,847	0	6,735
VANGUARD WORLD FD	ENERGY ETF	92204A306	6,106,461	50,338	SH		SOLE		45,757	0	4,581
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	319,575	2,707	SH		SOLE		2,414	0	293
VANGUARD WORLD FD	INF TECH ETF	92204A702	963,392	1,549	SH		SOLE		931	0	618
VERIZON COMMUNICATIONS INC	COM	92343V104	255,221	6,382	SH		SOLE		4,056	0	2,326
VISA INC	COM CL A	92826C839	2,634,943	8,337	SH		SOLE		7,955	0	382
WALMART INC	COM	931142103	1,442,108	15,961	SH		SOLE		12,605	0	3,356
WASTE MGMT INC DEL	COM	94106L109	8,827,499	43,746	SH		SOLE		34,894	0	8,852
WELLS FARGO CO NEW	COM	949746101	264,384	3,764	SH		SOLE		1,245	0	2,519
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	331,249	8,181	SH		SOLE		7,577	0	604
WISDOMTREE TR	US AI ENHANCED	97717W406	286,324	2,688	SH		SOLE		1,838	0	850
WISDOMTREE TR	US MIDCAP FUND	97717W570	272,794	4,364	SH		SOLE		0	0	4,364
ZOETIS INC	CL A	98978V103	343,457	2,108	SH		SOLE		2,101	0	7